<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CURRENT
REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND ACCOMPANYING DISCLOSURES.
</LEGEND>
<CIK> 0000020405
<NAME> CITICORP 1996
<MULTIPLIER> 1,000,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           6,905
<INT-BEARING-DEPOSITS>                          11,648
<FED-FUNDS-SOLD>                                11,133<F1>
<TRADING-ASSETS>                                30,785
<INVESTMENTS-HELD-FOR-SALE>                     26,062
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        174,612
<ALLOWANCE>                                      5,503
<TOTAL-ASSETS>                                 281,018
<DEPOSITS>                                     184,955
<SHORT-TERM>                                    18,191<F2>
<LIABILITIES-OTHER>                              8,201
<LONG-TERM>                                     18,850
<PREFERRED-MANDATORY>                                0 
<PREFERRED>                                      2,078  
<COMMON>                                           506
<OTHER-SE>                                      18,138
<TOTAL-LIABILITIES-AND-EQUITY>                 281,018
<INTEREST-LOAN>                                 18,509
<INTEREST-INVEST>                                1,770
<INTEREST-OTHER>                                 3,070
<INTEREST-TOTAL>                                23,349
<INTEREST-DEPOSIT>                               8,974
<INTEREST-EXPENSE>                              12,409
<INTEREST-INCOME-NET>                           10,940
<LOAN-LOSSES>                                    1,926
<SECURITIES-GAINS>                                 210
<EXPENSE-OTHER>                                  4,110
<INCOME-PRETAX>                                  6,073
<INCOME-PRE-EXTRAORDINARY>                       3,788
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,788
<EPS-PRIMARY>                                     7.50
<EPS-DILUTED>                                     7.42
<YIELD-ACTUAL>                                    4.73<F3>
<LOANS-NON>                                      3,092<F4>
<LOANS-PAST>                                     1,118<F5>
<LOANS-TROUBLED>                                   321
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,368
<CHARGE-OFFS>                                    2,438
<RECOVERIES>                                       712
<ALLOWANCE-CLOSE>                                5,503<F6>
<ALLOWANCE-DOMESTIC>                                 0<F7>
<ALLOWANCE-FOREIGN>                                  0<F8>
<ALLOWANCE-UNALLOCATED>                              0<F9>
<FN>
<F1>INCLUDES SECURITIES PURCHASED UNDER RESALE AGREEMENTS.
<F2>PURCHASED FUNDS AND OTHER BORROWINGS
<F3>TAXABLE EQUIVALENT BASIS
<F4>INCLUDES $905MM OF CASH-BASIS COMMERCIAL LOANS AND $2,187MM OF CONSMER LOANS ON
WHICH ACCRUAL OF INTEREST HAS BEEN SUSPENDED.
<F5>ACCRUING LOANS 90 OR MORE DAYS DELINQUENT.
<F6>ALLOWANCE ACTIVITY FOR THE FISCAL YEAR OF 1996 INCLUDES $(65)MM IN OTHER CHANGES,
PRINCIPALLY FOREIGN CURRENCY TRANSLATION EFFECTS.
<F7>NO PORTION OF CITICORP'S CREDIT LOSS ALLOWANCE IS SPECIFICALLY ALLOCATED TO ANY
INDIVIDUAL LOAN OR GROUP OF LOANS, HOWEVER, $1,807MM OF THE ALLOWANCE AT
DECEMBER 31, 1996 WAS ATTRIBUTED TO OPERATIONS OUTSIDE THE U.S. (SEE NOTE 11 TO
THE 1996 ANNUAL REPORT).
<F8>SEE FOOTNOTE F7 ABOVE.
<F9>SEE FOOTNOTE F7 ABOVE.
</FN>
        

</TABLE>