EXHIBIT 10(a)

                              AMENDMENT TO 1995 EXECUTIVE STOCK OPTION PLAN

         This is an Amendment,  dated as of October 20, 1997, to the Trans 
Financial,  Inc. 1995 ExecutiveStock Option Plan (the "Plan").

         WHEREAS,  Trans  Financial,  Inc. (the  "Company")  has adopted and
maintains the Plan to promote the interests of the Company;

         WHEREAS,  the  Company  has  reserved  the  right to amend  the Plan in
Section 11 thereof, which right is reserved to the Board of Directors; and

         WHEREAS,  management of the Company has  recommended  one change to the
Plan with respect to the  transferability  of stock  options  granted  under the
Plan;

         NOW, THEREFORE, pursuant to the right to amend the Plan as set forth in
Section 11 thereof,  Section 8.J. of the Plan is amended to read in its entirety
as follows:

         J.  Transferability of Options.  Options granted hereunder shall not be
         transferable  by the Optionee  otherwise than by bequest or the laws of
         descent  and  distribution,   and  shall  be  exercisable   during  the
         Optionee's   lifetime  only  by  the  Optionee.   Notwithstanding   the
         foregoing,  an Optionee may, subject to any restrictions  under Section
         16(b) of the Exchange Act and the option agreement  governing an option
         between the Optionee and the Company,  transfer  such option to (i) the
         Optionee's spouse or lineal  descendants  ("Immediate Family Members"),
         (ii) trusts for the exclusive benefit of the Optionee and/or his or her
         Immediate Family Members,  or (iii) a partnership or limited  liability
         company  in which  the  Optionee  and/or  his or her  Immediate  Family
         Members are the only partners or members, as applicable;  provided that
         (a)  there  may be no  consideration  for any  such  transfer,  and (b)
         subsequent  transfers of any  transferred  option  shall be  prohibited
         other  than  by  bequest  or the  laws  of  descent  and  distribution.
         Following transfer,  an option shall continue to be subject to the same
         terms  and  conditions  as  were  applicable   immediately  before  the
         transfer;  provided  that (i) for  purposes  of  Section  7.C.[1],  the
         Optionee's   Representative  shall  be  deemed  to  refer  to  (a)  the
         transferee, (b) the personal representative of the transferee's estate,
         or (c) after final settlement of the transferee's estate, the successor
         or  successors  entitled  thereto by law;  (ii) for purposes of Section
         7.C.[3],  the  transferee may exercise the option to the extent that it
         was   exercisable  on  the  date  of  the  Optionee's   termination  of
         employment,  at any time, and from time to time, but not later than the
         expiration  of the date  specified  in  Section  7.A.  or three  months
         following termination of the Optionee's  employment,  whichever date is
         earlier;  and (iii) for purposes of Section 7.F.,  7.G., 7.I. and 7.K.,
         the term "Optionee" shall be deemed to refer to the transferee.

IN WITNESS WHEREOF, the Company has caused this Amendment to be executed on th
date set forth below.
                                                          TRANS FINANCIAL, INC.

                                            By:  /s/ Vince A. Berta
                                                     Vince A. Berta
                                           President and Chief Executive Officer
October 20, 1997