Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority        Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

# Actions under delegated authority

## Actions taken during the week ending November 24, 2012

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Bank Branches, DomesticSt. Louis          Cass Commercial Bank, Bridgeton, Missouri -- to establish a branch at 12412 Powerscourt Drive, St. Louis.            -Approved, November 21, 2012            Minneapolis          Profinium Financial, Inc., Truman, Minnesota -- to establish a branch at 124 East Walnut Street, Mankato.            -Approved, November 20, 2012            Bank Holding CompaniesNew York          Bank of China Limited, Beijing, People's Republic of China -- to engage de novo in acting as a futures commission merchant through BOCI Commodities & Futures (USA) LLC, New York, New York.            -Approved, November 23, 2012            St. Louis          C & J Bennett Family Limited Partnership, Hardinsburg, Kentucky -- to become a bank holding company by acquiring shares of Farmers Bancshares, Inc., Hardinsburg, and its subsidiary banks, The Farmers Bank and Leitchfield Deposit Bank & Trust Company, Leitchfield.            -Approved, November 19, 2012            St. Louis          Financial Services Holding Corporation, Henderson, Kentucky -- to acquire Harrison Bancorporation, Cynthiana, and its subsidiary bank, The Harrison Deposit Bank and Trust Company.            -Approved, November 20, 2012            San Francisco          Grandpoint Capital, Inc., Los Angeles, California -- to acquire Bank Capital Corporation, Phoenix, Arizona; The Biltmore Bank of Arizona; and 5055 Holdings, LLC, 5055-1 LLC, and 5055-2 LLC; and thereby to engage in extending credit and servicing loans.            -Approved, November 19, 2012            Chicago          Heartland Financial USA, Inc., Dubuque, Iowa -- to acquire Heritage Bank, N.A., Phoenix, Arizona.            -Approved, November 20, 2012            Cleveland          InFirst Bancorp, MHC, Indiana, Pennsylvania, and InFirst Bancorp, Inc. -- to become bank holding companies by acquiring Indiana Savings Bank, Indiana.            -Approved, November 19, 2012            Kansas City          Legacy Financial, Inc., Johnson, Kansas -- to become a bank holding company by acquiring First National Bank of Syracuse, Syracuse.            -Approved, November 19, 2012            Kansas City          Pinnacle Bancorp, Inc., Central City, Nebraska -- waiver of application to acquire First State Bank of Joplin, Joplin, Missouri, in connection with the merger of First State Bank with and into Pinnacle Bancorp's subsidiary, Pinnacle Bank, Lincoln, Nebraska.            -Granted, November 23, 2012            Chicago          VisionBankshares, Inc., Boone, Iowa -- to become a bank holding company by acquiring Ogden Bancshares, Inc., Boone, and its subsidiary bank, VisionBank of Iowa, Ames.            -Approved, November 19, 2012            Cleveland          WesBanco, Inc., Wheeling, West Virginia -- waiver of application to acquire Fidelity Bancorp, Inc., Pittsburgh, Pennsylvania, in connection with the merger of their respective subsidiaries, WesBanco Bank, Inc., Wheeling, and Fidelity Savings Bank, Pittsburgh.            -Granted, November 20, 2012            Change in Bank ControlMinneapolis          C.F.C. Bancorp, Inc., Crystal Falls, Michigan -- change in bank control of C.F.C. Bancorp and its subsidiary bank, First National Bank of Crystal Falls, Crystal Falls.            -Permitted, November 20, 2012            Dallas          First State Bancshares of Yoakum, Inc., Yoakum, Texas -- change in bank control of First State Bancshares and its subsidiary bank, First State Bank, Yoakum.            -Withdrawn, November 21, 2012            Kansas City          Platte County Bancshares, Inc., Platte City, Missouri -- change in bank control of Platte County Bancshares and its subsidiary bank, Platte Valley Bank of Missouri, Platte City.            -Permitted, November 20, 2012            Kansas City          SSB Holdings, Inc., Wellington, Kansas -- change in bank control of SSB Holdings and its subsidiary bank, Security State Bank, Wellington.            -Permitted, November 19, 2012            Kansas City          Sturm Financial Group, Inc., Denver, Colorado -- change in bank control of Sturm Financial Group and its subsidiary bank, ANB Bank, Denver.            -Permitted, November 19, 2012            Chicago          Town and Country Financial Corporation, Springfield, Illinois -- change in bank control of Town and Country Financial and its subsidiary banks, Town and Country Bank, Springfield, and Logan County Bank, Lincoln.            -Permitted, November 16, 2012            (A/C)          Extensions of TimeDirector, BS&R          American Express Company, New York, New York, and American Express Travel Related Services Company, Inc. -- one-year extension of time to divest or conform certain impermissible nonbanking activities and investments.            -Granted, November 20, 2012            Financial Holding Companies Atlanta          MidSouth Bancorp, Inc., Lafayette, Louisiana -- election to become a financial holding company.            -Effective, November 21, 2012            MembershipSan Francisco          Silvergate Bank, La Jolla, California -- to become a member of the Federal Reserve System.            -Approved, November 21, 2012            
Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority    Applications and reports received: