<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<LEGEND> 
This schedule contains summary financial information extracted from 
Condensed Consolidated Financial Statements in the 10Q for September 30, 1995
and is qualified in its entirety by reference to such
financial statements. 
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                        DEC-31-1995  
<PERIOD-START>                           JAN-01-1995  
<PERIOD-END>                             SEP-30-1995  
<CASH>                                        15,550     
<INT-BEARING-DEPOSITS>                            17  
<FED-FUNDS-SOLD>                              15,900  
<TRADING-ASSETS>                                   0   
<INVESTMENTS-HELD-FOR-SALE>                   48,729   
<INVESTMENTS-CARRYING>                       109,786    
<INVESTMENTS-MARKET>                         109,897       
<LOANS>                                      299,366    
<ALLOWANCE>                                    5,471     
<TOTAL-ASSETS>                               502,775      
<DEPOSITS>                                   447,037    
<SHORT-TERM>                                   2,170     
<LIABILITIES-OTHER>                            4,609   
<LONG-TERM>                                    2,987<F1>
<COMMON>                                         286  
<PREFERRED-MANDATORY>                              0  
<PREFERRED>                                        0   
<OTHER-SE>                                    45,686  
<TOTAL-LIABILITIES-AND-EQUITY>               502,775  
<INTEREST-LOAN>                               19,960     
<INTEREST-INVEST>                              7,101   
<INTEREST-OTHER>                                 548    
<INTEREST-TOTAL>                              27,609   
<INTEREST-DEPOSIT>                            12,446    
<INTEREST-EXPENSE>                            12,826     
<INTEREST-INCOME-NET>                         14,783     
<LOAN-LOSSES>                                     55  
<SECURITIES-GAINS>                                 0  
<EXPENSE-OTHER>                               11,628    
<INCOME-PRETAX>                                7,336    
<INCOME-PRE-EXTRAORDINARY>                     7,336   
<EXTRAORDINARY>                                    0  
<CHANGES>                                          0   
<NET-INCOME>                                   5,341  
<EPS-PRIMARY>                                  20.25 
<EPS-DILUTED>                                  20.25   
<YIELD-ACTUAL>                                  4.40
<LOANS-NON>                                    1,446   
<LOANS-PAST>                                     747    
<LOANS-TROUBLED>                                   0  
<LOANS-PROBLEM>                                    0  
<ALLOWANCE-OPEN>                               7,144  
<CHARGE-OFFS>                                  2,001  
<RECOVERIES>                                     600  
<ALLOWANCE-CLOSE>                              5,471   
<ALLOWANCE-DOMESTIC>                               0  
<ALLOWANCE-FOREIGN>                                0  
<ALLOWANCE-UNALLOCATED>                            0  
<FN>
<F1> See Footnote 5 in the Company's third quarter report on Form 10Q.
</FN>
        

</TABLE>