<TABLE> <S> <C>

<ARTICLE>                             9
<MULTIPLIER>                          1,000

<S>                                       <C>
<PERIOD-TYPE>                             6-MOS
<FISCAL-YEAR-END>                                              DEC-31-1999
<PERIOD-END>                                                   JUN-30-1999
<CASH>                                                                 102,655
<INT-BEARING-DEPOSITS>                                                       0
<FED-FUNDS-SOLD>                                                        29,655
<TRADING-ASSETS>                                                             0
<INVESTMENTS-HELD-FOR-SALE>                                            231,476
<INVESTMENTS-CARRYING>                                                 124,149
<INVESTMENTS-MARKET>                                                   124,916
<LOANS>                                                              1,585,288
<ALLOWANCE>                                                             23,508
<TOTAL-ASSETS>                                                       2,152,529
<DEPOSITS>                                                           1,618,635
<SHORT-TERM>                                                           297,459
<LIABILITIES-OTHER>                                                     18,696
<LONG-TERM>                                                             80,736
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                                12,142
<OTHER-SE>                                                             124,861
<TOTAL-LIABILITIES-AND-EQUITY>                                       2,152,529
<INTEREST-LOAN>                                                         62,822
<INTEREST-INVEST>                                                       10,551
<INTEREST-OTHER>                                                           951
<INTEREST-TOTAL>                                                        74,324
<INTEREST-DEPOSIT>                                                      25,399
<INTEREST-EXPENSE>                                                      34,086
<INTEREST-INCOME-NET>                                                   40,238
<LOAN-LOSSES>                                                            5,310
<SECURITIES-GAINS>                                                         541
<EXPENSE-OTHER>                                                         38,709
<INCOME-PRETAX>                                                         19,144
<INCOME-PRE-EXTRAORDINARY>                                              11,686
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            11,686
<EPS-BASIC>                                                             5.75
<EPS-DILUTED>                                                             4.93
<YIELD-ACTUAL>                                                            0.00
<LOANS-NON>                                                              4,036
<LOANS-PAST>                                                               721
<LOANS-TROUBLED>                                                             0
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        21,703
<CHARGE-OFFS>                                                            4,570
<RECOVERIES>                                                             1,065
<ALLOWANCE-CLOSE>                                                       23,508
<ALLOWANCE-DOMESTIC>                                                    23,508
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0


</TABLE>