<TABLE> <S> <C>

<ARTICLE>            9


<S>                                 <C>
<PERIOD-TYPE>                       6-MOS
<FISCAL-YEAR-END>                                           DEC-31-1999
<PERIOD-END>                                                JUN-30-1999
<CASH>                                                          192,918
<INT-BEARING-DEPOSITS>                                                0
<FED-FUNDS-SOLD>                                                  8,201
<TRADING-ASSETS>                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                   2,580,667
<INVESTMENTS-CARRYING>                                          629,133
<INVESTMENTS-MARKET>                                            613,543
<LOANS>                                                       3,537,792
<ALLOWANCE>                                                      55,680
<TOTAL-ASSETS>                                                7,226,088
<DEPOSITS>                                                    4,997,626
<SHORT-TERM>                                                  1,504,399
<LIABILITIES-OTHER>                                             100,864
<LONG-TERM>                                                     200,000
<COMMON>                                                         72,246
<PREFERRED-MANDATORY>                                                 0
<PREFERRED>                                                           0
<OTHER-SE>                                                      350,743
<TOTAL-LIABILITIES-AND-EQUITY>                                7,226,088
<INTEREST-LOAN>                                                 142,808
<INTEREST-INVEST>                                                89,035
<INTEREST-OTHER>                                                    526
<INTEREST-TOTAL>                                                232,369
<INTEREST-DEPOSIT>                                               64,185
<INTEREST-EXPENSE>                                              102,069
<INTEREST-INCOME-NET>                                           130,300
<LOAN-LOSSES>                                                     5,000
<SECURITIES-GAINS>                                                1,983
<EXPENSE-OTHER>                                                  82,807
<INCOME-PRETAX>                                                  77,014
<INCOME-PRE-EXTRAORDINARY>                                       77,014
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<NET-INCOME>                                                     50,063
<EPS-BASIC>                                                      1.26
<EPS-DILUTED>                                                      1.24
<YIELD-ACTUAL>                                                     4.15
<LOANS-NON>                                                      17,503
<LOANS-PAST>                                                     23,713
<LOANS-TROUBLED>                                                  1,757
<LOANS-PROBLEM>                                                  42,973
<ALLOWANCE-OPEN>                                                 53,499
<CHARGE-OFFS>                                                     7,247
<RECOVERIES>                                                      3,078
<ALLOWANCE-CLOSE>                                                55,680
<ALLOWANCE-DOMESTIC>                                             55,680
<ALLOWANCE-FOREIGN>                                                   0
<ALLOWANCE-UNALLOCATED>                                               0



</TABLE>