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                                  EXHIBIT 99.1

                                  Certification
                               of Redding Bancorp
            Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
regarding Quarterly Report on Form 10-Q for the quarter ended September 30, 2002

     Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a)
and (b) of section 1350, chapter 63 of title 18, United States Code), each of
the undersigned officers of Redding Bancorp, a California Corporation (the
"company"), does certify that:

      1.   The Company's Quarterly Report on Form 10-Q for the quarter
           ended September 30, 2002 fully complies with the requirements of
           section 13(a) or 15(d) of the Securities and Exchange Act of 1934,
           as amended, and

      2.   Information contained in the Form 10-Q fairly presents, in
           all material respects, the financial condition and results of the
           Company.

      7.   The signing Officer's are responsible for establishing and
           maintaining disclosure controls and procedures (Disclosure controls
           are defined as controls and other procedures of a company that are
           designed to insure that information required to be disclosed by the
           company in reports filed with the Securities and Exchange Commission
           (SEC) is recorded, processed, summarized and reported, within the
           time periods specified in the SEC's rules and form regulations.

      8.   The signing Officer's have designed disclosure controls and
           procedures to ensure that material information is made known to
           them, particularly during the period in which the periodic report is
           being prepared.

      9.   The signing Officer's have evaluated the effectiveness of the
           company's disclosure controls and procedures within 9- days prior to
           the filing of the report.

      10.  The signing Officer's have disclosed to the company's
           auditors and to the audit committee all significant deficiencies in
           the design or operation of internal controls, which could adversely
           affect the company's ability to record, process, summarize and
           report financial data and have identified for the company's auditors
           any material weaknesses in internal controls.

      11.  The signing Officer's have disclosed to the company's
           auditors and to the audit committee any fraud whether or not
           material, that involves management or other employees who have a
           significant role in the company's internal controls. No fraudulent
           activity was reported during the period.

      12.  The signing Officer's certify that there have been no
           significant changes in internal controls or in other factors that
           could significantly affect internal controls subsequent to the date
           of this evaluation and as of the date of this filing.

     Dated: November 13, 2002

<TABLE>
     <S>                                        <C>
     /s/ Michael C. Mayer                       /s/ Linda J. Miles
     Michael C. Mayer                           Linda J. Miles
     President & Chief Executive Officer        Executive VP & Chief Financial Officer
</TABLE>