Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 36 

Week Ending September 8, 2012

Board of Governors of the Federal Reserve System, Washington, DC 20551
Monetary and Financial Policy

Term Deposit Facility -- TDF auction of $3 billion in 28-day term deposits on 

September 10, 2012.

- Announced, September 5, 2012

Enforcement

Rosholt Bancorporation, Inc., Rosholt, Wisconsin -- written agreement dated 

March 1, 2011, terminated September 4, 2012.

- Announced, September 6, 2012

H.2 Board Actions September 2, 2012 to September 8, 2012

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

September 2, 2012 to September 8, 2012

MA Monetary Affairs

Bank Branches, Domestic

Chemical Bank, Midland, Michigan -- to establish a branch at 433 West Main Street, 

Benton Harbor.

Chicago

- Approved, September 4, 2012

Elmira Savings Bank, Elmira, New York -- to establish a branch at 2081 Lake Road, 

Elmira Heights.

New York

- Approved, September 4, 2012

Pioneer Bank, Stanley, Virginia -- to establish a branch at Stoneridge Drive North, 

Gateway Center, Lot 1A, Ruckersville, and to increase its investment in bank 

premises.

Richmond

- Approved, September 6, 2012

Bank Holding Companies

C-B-G, Inc., West Liberty, Iowa -- to acquire shares of Washington Bancorp, 

Washington, and thereby increase its indirect interest in Bancorp's subsidiary bank, 

Federation Bank.

Chicago

- Approved, September 7, 2012

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Equity Bancshares, Inc., Wichita, Kansas -- to acquire First Community Bancshares, 

Inc., Overland Park, and its subsidiary bank, First Community Bank, Lee's Summit, 

Missouri.

Kansas City

- Approved, September 4, 2012

Change in Bank Control

Converse County Capital Corporation, Douglas, Wyoming -- to retain control of 

Converse County Capital and its subsidiary bank, Converse County Bank, Douglas.

Kansas City

- Permitted, September 5, 2012

Florida Capital Group, Inc., Jacksonville, Florida -- change in control of Florida 

Capital Group and its subsidiary bank, Florida Capital Bank, Jacksonville.

Atlanta

- Permitted, September 7, 2012

Prime Pacific Financial Services, Inc., Lynnwood, Washington -- change in bank 

control of Prime Pacific Financial and its subsidiary bank, Prime Pacific Bank, 

National Association, Lynnwood.

San Francisco

- Permitted, September 6, 2012

H.2 Actions under delegated authority September 2, 2012 to September 8, 2012

(A/C) = Addition or Correction Delegated - 2 of 3
Extensions of Time

Coastway Bancorp, MHC, Cranston, Rhode Island, and Coastway Bancorp, LLC -- 

extension to December 4, 2012, to become a mutual bank holding company and a 

stock bank holding company, respectively, by acquiring Coastway Community Bank, 

Cranston; and elections by Coastway MHC and Coastway LLC to become financial 

holding companies.

Boston

- Granted, September 4, 2012

Financial Holding Companies 

Cooper Investments, Inc., Farmington, Missouri -- election to become a financial 

holding company.

St. Louis

- Effective, September 7, 2012

H.2 Actions under delegated authority September 2, 2012 to September 8, 2012

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Application by Eastern Bank Corporation, 

Boston, Massachusetts, to acquire Campello 

Bancorp, and its subsidiary bank, The 

Community Bank, A Massachusetts 

Co-operative Bank, both of Brockton, 

Massachusetts , pursuant to sections 3(a)(3) 

and 3(a)(5) of the Bank Holding Company Act 

of 1956, as amended.

EASTERN BANK 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

Not available

New Hampshire Mutual Bancorp, Manchester, 

New Hampshire to become a mutual holding 

company through the acquisition of Meredith 

Village Savings Bank, Meredith, New 

Hampshire, pursuant to section 3(a)(1) of the 

BHC Act.

New Hampshire Mutual Bancorp

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/17/2012

The Adirondack Trust Company Employee 

Stock Ownership Trust, Saratoga Springs, New 

York, to acquire fifty additional shares of 473 

Broadway Holding Corporation and acquire two 

thousand additional shares of The Adirondack 

Trust Company, both of Saratoga Springs, New 

York.

ADIRONDACK TRUST 

COMPANY EMPLOYEE STOCK 

OWNERSHIP TRUST, THE

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Sioux Falls, South Dakota and 

Citibank Overseas Investment Corporation, New 

Castle, Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make additional investment in 

CitiFinancial Europe Plc, London, England.

CITIBANK, N.A.

Newspaper:

Federal Register:

* 3A3 Not available

08/31/2012

Oriental Financial Group Inc, San Juan, Puerto 

Rico, to acquire 100 percent of BBVAPR 

Holding Corporation, San Juan, Puerto Rico and 

thereby indirectly acquire Banco Bilbao Vizcaya 

Argentaria Puerto Rico, San Juan, Puerto Rico.

ORIENTAL FINANCIAL GROUP 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2012

RSB Bancorp, MHC and RSB Bancorp, Inc., 

both of Roselle, New Jersey, to become bank 

holding companies by acquiring 100 percent of 

Roselle Savings Bank, Roselle, New Jersey.

RSB BANCORP, MHC

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Wing Lung Bank Limited, Hong Kong, to 

establish a federal branch in San Francisco, 

California and to upgrade its Los Angeles 

federal limited branch to a full service branch, 

pursuant to Section 7(d) of the International 

Banking Act.

WING LUNG BANK LIMITED

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 09/24/2012

09/26/2012

First Priority Financial Corp, Malvern, PA, to 

acquire 100% of Affinity Bancorp, Inc., 

Wyomissing, PA.

FIRST PRIORITY FINANCIAL 

CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 08/30/2012

09/11/2012

Harold Lynn Keene, Lebanon, Virginia, 

individually to control up to 15.95% of the 

outstanding voting shares of New Peoples 

Bankshares, Inc., Honaker, Virginia. 

Additionally, Harold Lynn Keene and Arbutus 

Keene, Lebanon, Virginia, as a group acting in 

concert to control up to 15.96% of the 

outstanding voting shares of New Peoples 

Bankshares, Inc., Honaker, Virginia.

NEW PEOPLES BANKSHARES, 

INC.

Newspaper:

Federal Register:

CIC 08/30/2012

09/11/2012

Blaine Scott White, Castlewood, Virginia, to 

individually control up to 18.79% of of the 

outstanding voting shares of New Peoples 

Bankshares, Inc., Honaker, Virginia. 

Additionally, Blaine Scott White Trust (trustee, 

Blaine Scott White), Blaine Scott White II, 

Ireevocable Trust (trustee, Blaine Scott White), 

and Brenda D. White, all of Castlewood, 

Virginia, Tiffany White of Evergreen, Colorado, 

James F. White, Jr. and Patricia Jolene White, 

both of Abingdon, Virginia, Bonny W. Gable of 

Bristol, Virginia, along with other family 

members as a group acting in concert to control 

up to 20.20% of the outstanding voting shares 

of New Peoples Bankshares, Inc., HOnaker, 

Virginia

NEW PEOPLES BANKSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

09/26/2012

American Heartland Bancshares, Inc., Sugar 

Grove, Illinois, to engage de novo in extending 

credit and servicing loans through a newly 

established wholly-owned subsidiary, American 

Heartland Holdings, LLC, Sugar Grove, Illinois.

AMERICAN HEARTLAND 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Chemical Bank, Midland, Michigan, to purchase 

the assets and assume the liabilities of 21 

branches of Independent Bank, Ionia, Michigan, 

and thereby establish 21 branches.

CHEMICAL BANK

Newspaper:

Federal Register:

* Branch

Not applicable

ChoiceOne Bank, Sparta, Michigan, to establish 08/31/2012

a courier service at 109 East Division, Sparta, 

Michigan.

CHOICEONE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/24/2012

09/27/2012

Notice by The Craig R. Curry Blind Trust with 

Mark E. Rector as Trustee, Lebanon, Missouri, 

to gain control of Central Missouri Shares, Inc., 

Lebanon, Missouri.

CENTRAL MISSOURI SHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 09/28/2012

10/05/2012

Financial FedCorp, Inc., Memphis, Tennessee, 

to become a bank holding company through the 

conversion of its wholly-owned subsidiary, 

Financial Federal Savings Bank, Memphis, 

Tennessee, from a federally chartered savings 

bank to a state chartered commercial bank.

FINANCIAL FEDCORP INC

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Financial Federal Savings Bank, Memphis, 

Tennessee, to become a member of the Federal 

Reserve System.

FINANCIAL FEDERAL SAVINGS 

BANK

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Financial Services Holding Corporation, 

Henderson, Kentucky, to acquire 100 percent of 

Harrison Bancorporation, Cynthiana, Kentucky, 

and thereby indirectly acquire The Harrison 

Deposit Bank and Trust Company, Cynthiana, 

Kentucky.

FINANCIAL SERVICES HOLDING 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/06/2012

American Bancor, Ltd., Dickinson, North 

Dakota, to acquire 100 percent of North Country 

Bank, National Association, McClusky, North 

Dakota.

AMERICAN BANCOR, LTD.

Newspaper:

Federal Register:

* 3A3 09/14/2012

09/07/2012

Frandsen Financial Corporation, Arden Hills, 

Minnesota, to acquire 100% of Clinton State 

Bank, Clinton, Minnesota.

FRANDSEN FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

09/24/2012

Retroactive change in control notice by Brian 

Darold Petersen, Livingston, Montana, to retain 

25% or more of the shares of Lakeside Bank 

Holding Company, New Town, North Dakota, 

and thereby indirectly retain control of Lakeside 

State Bank, New Town, North Dakota, and 

McKenzie County Bank, Watford City, North 

Dakota.

LAKESIDE BANK HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8

* 18C

* Branch

09/21/2012

09/21/2012

American Bancorporation, Inc., Sapulpa, 

Oklahoma, to acquire Osage Bancshares, Inc., 

parent of Osage Federal Bank, both in 

Pawhuska, Oklahoma, and thereby engage in 

the operation of a savings association. 

American Heritage Bank, Sapulpa, Oklahoma, to 

merge with Osage Federal Bank, Pawhuska, 

Oklahoma, and incident thereto, to establish 

branches in Barnsdale, Bartlesville, and 

Pawhuska, Oklahoma.

AMERICAN 

BANCORPORATION, INC.

Newspaper:

Federal Register:

CIC Not available

09/06/2012

Notification by Randal S. Shannon, Drexel, 

Missouri, to acquire control of Bates County 

Bancshares, Inc., parent of Security Bank, both 

in Rich Hill, Missouri.

BATES COUNTY BANCSHARES, 

INC.

Newspaper:

Federal Register:

CIC Not available

09/18/2012

Notice by Billy D. Cole and Joy Y. Cole, St. 

Joseph, Missouri; Nancy Stonner, Blue Springs, 

Missouri; Norma Cole, Redmond, Washington; 

Mary Benson, New York, New York; and 

Thomas Cole, Liberty, Missouri; as a group 

acting in concert, to acquire control of St. 

Joseph Bancorp, Inc., parent of Midwest 

Federal Savings and Loan Association of St. 

Joseph, both in St. Joseph, Missouri.

ST. JOSEPH BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

09/20/2012

Notice by Timothy C. Kohart, Syracuse, 

Kansas, individually, including as co-trustee of 

the Valley Bancorp, Inc. ESOP, and together 

with his spouse, Marilyn S. Kohart, Syracuse, 

Kansas, acting as a group in concert, to retain 

control of Valley Bancorp, Inc., parent of Valley 

State Bank, both in Syracuse, Kansas.

VALLEY BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

10/05/2012

Weed Investment Group, Inc., Cheyenne Wells, 

Colorado, to acquire 100 percent of the voting 

shares of Kit Carson Insurance Agency, Inc., 

Kit Carson, Colorado, parent of The Kit Carson 

State Bank, Kit Carson, Colorado

WEED INVESTMENT GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/18/2012

Rebecca Watson Vizard, St. Joseph Louisiana; 

Michael Rene Vizard, St. Joseph, Louisiana; 

Sarah Scott Vizard, New Orleans, Louisiana; 

Michael Ross Vizard, Nashville, Tennessee; and 

William Wade Watson, St. Joseph, Louisiana, 

(collectively known as the "Vizard Family 

Group") to retain control of 25 percent or more 

of the shares of, and thereby control of, BSJ 

Bancshares, Inc., St. Joseph, Louisiana, and 

indirectly Cross Keys Bank, St. Joseph, 

Louisiana.

BSJ BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Community Trust Bank, Choudrant, Louisiana, 09/07/2012

to establish a branch to be located at 1912 Main 

Street, Madison, Mississippi 39110.

COMMUNITY TRUST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 8, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

FNB Bancorp, South San Francisco, California, 

requests a waiver from filing a Section 3 

application in connection with the merger of 

Oceanic Bank, San Francisco, California, into 

First National Bank of Northern California, 

South San Francisco, California.

FNB BANCORP

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Green Dot Bank, Provo, Utah, to acquire certain 

assets and assume certain liabilities of Synovus 

Bank, Columbus, Georgia.

GREEN DOT BANK DBA 

BONNEVILLE BANK

Newspaper:

Federal Register:

CIC Not available

09/18/2012

Gapstow Capital Partners, L.P.; CJA Private 

Equity Financial Restructuring Master Fund I, 

L.P.; CJA Private Equity Financial Restructuring 

Fund I, Ltd., and its investors; CJA Private 

Equity Financial Restructuring GP I, Ltd.; 

Christopher J. Acito & Associates GP, LLC; 

Christopher J. Acito; and Jack T. Thompson; all 

of New York, New York; and Timothy S.F. 

Jackson, Newtown, Connecticut; to acquire 

voting shares of Oregon Pacific Bancorp, and 

thereby indirectly acquire voting shares of 

Oregon Pacific Banking Co. DBA Oregon Pacific 

Bank, both of Florence, Oregon.

OREGON PACIFIC BANCORP

Newspaper:

Federal Register:

* 3A5 Not available

4c8 09/21/2012

Western Alliance Bancorporation, Phoenix, 

Arizona, to merge with Western Liberty 

Bancorp, and thereby indirectly acquire its 

subsidiary bank, Service1st Bank of Nevada, 

both of Las Vegas, Nevada; and 2) Western 

Alliance Bancorporation, Phoenix, Arizona, to 

acquire Las Vegas Sunset Properties, Las 

Vegas, Nevada, and thereby engage in 

extending credit and servicing loans, pursuant 

to section 225.28 (b)(1) of Regulation Y.

WESTERN ALLIANCE 

BANCORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act