Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 29 

Week Ending July 21, 2012

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Monetary Policy -- statement by Chairman Bernanke before the Senate Committee 

on Banking, Housing and Urban Affairs on July 17, and before the House Committee 

on Financial Services on July 18, 2012, on the semiannual monetary policy report to 

the Congress.

- Published, July 17, 2012

Regulations and Policies

Prepaid Cards -- report to Congress on government-administered, general-use prepaid 

cards, in accordance with the Dodd-Frank Act.

- Approved, July 12, 2012

(A/C)

Enforcement

Premier Financial Corp., Dubuque, Iowa, and Premier Bank -- written agreement 

dated July 28, 2010, terminated July 11, 2012.

- Announced, July 19, 2012

TCB Holding Company, The Woodlands, Texas -- written agreement with the 

Federal Reserve Bank of Dallas.

- Announced, July 17, 2012

H.2 Board Actions July 15, 2012 to July 21, 2012

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

July 15, 2012 to July 21, 2012

MA Monetary Affairs

Bank Branches, Domestic

Centennial Bank, Conway, Arkansas -- to establish a branch at 81541 Old Highway, 

Islamorada, Florida.

St. Louis

- Approved, July 18, 2012

Community Trust Bank, Inc., Pikeville, Kentucky -- to establish a branch at 3090 

Richmond Road, Lexington.

Cleveland

- Approved, July 16, 2012

Gardner Bank, Gardner, Kansas -- to establish a branch at 18855 South Gardner 

Drive, Gardner.

Kansas City

- Approved, July 18, 2012

IberiaBank, Lafayette, Louisiana -- to establish branches at 12920 Airline Highway, 

Baton Rouge; 822 South Range Avenue, Denham Springs; and 6235 South Claiborne 

Avenue, New Orleans (three applications).

Atlanta

- Approved, July 19, 2012

Liberty Bank of Arkansas, Jonesboro, Arkansas -- to establish a branch at 1895 

Harrison Street, Batesville.

Secretary

- Approved, July 20, 2012

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Branches, Domestic

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a 

branch at 9408 Grant Avenue, Manassas, Virginia.

New York

- Approved, July 20, 2012

Platte Valley Bank, Scottsbluff, Nebraska -- to establish a branch at 1212 Circle 

Drive, Scottsbluff.

Kansas City

- Approved, July 16, 2012

Bank Holding Companies

Security Bancshares Corporation, Wewoka, Oklahoma -- to become a bank holding 

company by acquiring Security State Bank of Wewoka, Oklahoma, Wewoka.

Kansas City

- Approved, July 20, 2012

Tompkins Financial Corporation, Ithaca, New York -- to merge with VIST Financial 

Corp., Wyomissing, Pennsylvania, and thereby acquire VIST Financial's subsidiary 

bank, VIST Bank; and for Tompkins's subsidiary TMP Mergeco Inc., Ithaca, to 

become a bank holding company by acquiring VIST Financial and VIST Bank.

New York

- Approved, July 17, 2012

H.2 Actions under delegated authority July 15, 2012 to July 21, 2012

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the 

liabilities of The Royal Palm Bank of Florida, Naples, Florida, and to retain the 

acquired facilities as branches.

St. Louis

- Withdrawn, July 18, 2012

First Community Bank, Harbor Springs, Michigan -- to merge with Select Bank, 

Grand Rapids.

Chicago

- Approved, July 20, 2012

First Nebraska Bank, Valley, Nebraska -- to purchase certain assets and assume 

certain liabilities of Heartland Community Bank, Bennet, and to establish branches.

Kansas City

- Approved, July 17, 2012

Metcalf Bank, Lee's Summit, Missouri -- to purchase certain assets and assume 

certain liabilities of Heartland Bank, Leawood, Kansas, and to establish branches.

Kansas City

- Approved, July 20, 2012

Banks, Foreign

Allianz SE, Munich, Germany -- relief from certain commitments.

Director, BS&R

- Granted, July 18, 2012

H.2 Actions under delegated authority July 15, 2012 to July 21, 2012

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

International Brotherhood of Boilermakers, Iron Ship Builders, Blacksmiths, Forgers 

and Helpers, Kansas City, Kansas -- extension to July 20, 2013, to acquire shares of 

Brotherhood Bancshares, Inc., Kansas City, and its subsidiary bank, The Brotherhood 

Bank & Trust Company.

Kansas City

- Granted, July 17, 2012

The Scott County State Bank, Scottsburg, Indiana -- extension to October 28, 2012, 

to establish a branch at 307 West Main Street, Austin.

St. Louis

- Granted, July 18, 2012

Savings and Loan Holding Companies

Provident New York Bancorp, Inc., Montebello, New York -- waiver of application 

to acquire Gotham Bank of New York, New York, in connection with the merger of 

Gotham with and into Provident New York's subsidiary savings and loan association, 

Provident Bank, Montebello.

Philadelphia

- Granted, July 19, 2012

H.2 Actions under delegated authority July 15, 2012 to July 21, 2012

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notification by Investors of America LP to 

retain 10% or more of the outstanding shares of 

the common stock of Hampden Bancorp, Inc., 

Springfield, Massachusetts, the holding 

company for Hampden Bank, Springfield, 

Massachusetts, pursuant to the Change in 

Bank Control Act of 1978.

HAMPDEN BANCORP, INC.

Newspaper:

Federal Register:

* 3A5 Not available

* 3A3 07/30/2012

Application by Independent Bank Corp, 

Rockland, Massachusetts, to acquire Central 

Bancorp, Inc. and its subsidiary bank, Central 

Co-operative Bank, both of Somerville, 

Massachusetts, pursuant to sections 3(a)(3) 

and 3(a)(5) of the Bank Holding Company Act 

of 1956, as amended.

INDEPENDENT BANK CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA

Not applicable

The Bank of East Asia, Limited, Hong Kong, to 08/01/2012

upgrade its limited branch located in Alhambra, 

California to a full service branch.

BANK OF EAST ASIA, LIMITED, 

THE

Newspaper:

Federal Register:

CIC 08/06/2012

06/29/2012

Notice by Muhammad Habib, Hamza Habib, 

Fazilat Jumani, and Khadijah Jumani to retain a 

controlling interest in Maham 

Beteiligungsgessellschaft AG, Zurich, 

Switzerland, and thereby indirectly retain 

control of Habib American Bank, New York, 

New York.

MAHAM 

BETEILIGUNGSGESELLSCHAFT 

AG

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Westpac Banking Corporation, Sydney, 

Australia, to engage de novo through Westpac 

Capital Markets LLC, New York, New York as a 

broker dealer pursuant to Section 225.28(b)(7).

WESTPAC BANKING 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

07/09/2012

Northfield Bancorp, MHC, Staten Island, NY, 

proposes to convert to stock form and merge 

with and into Northfield Bancorp, Inc, 

Woodbridge, New Jersey, which proposes to 

become a savings and loan holding company by 

acquiring Northfield Bank, Staten Island, NY.

NORTHFIELD BANCORP, INC

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* 3A3 08/17/2012

08/17/2012

Phoenix Bancorp, Inc., Minersville, PA, to 

acquire 9.9% of Union Bancorp, Inc., Pottsville, 

PA.

PHOENIX BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

First Virginia Community Bank, Fairfax, Virginia, 08/16/2012

to merge with 1st Commonwealth Bank of 

Virginia, Arlington, Virginia.

FIRST VIRGINIA COMMUNITY 

BANK

Newspaper:

Federal Register:

* 4c8 08/20/2012

08/17/2012

Park Sterling Corporation, Charlotte, North 

Carolina, to acquire 100% of the voting 

securities of Citizens South Banking 

Corporation, Gastonia, North Carolina, and 

thereby indirectly acquire Citizens South Bank, 

Gastonia, North Carolina, a federal savings 

bank.

PARK STERLING 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

08/02/2012

Zahid Aslam, Elkton, Maryland; Michael 

Khatiwala, Voorhees, New Jersey; Michael 

Knapp, Lincoln University, Pennsylvania; Nalin 

Patel and Arpan Patel, both of Newtown, 

Pennsylvania; and Raj Parikh, Monroe, New 

Jersey, as a group acting in concert acquire in 

aggregate 28% of the outstanding common 

stock of Rising Sun Bancorp, Rising Sun, 

Maryland, through the transfer of shares 

currently owned by these individuals through 

NB Sun Investment LLC.

RISING SUN BANCORP

Newspaper:

Federal Register:

* Branch

Not applicable

Valley Bank, Roanoke, Virginia, proposes to 07/23/2012

establish a branch at 4003 Challenger Avenue, 

Roanoke, Virginia.

VALLEY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/25/2012

After-the-fact change in control notice filed by 

John Hinton Waters, Madalyn Kathlene 

Waters, Michael Thomas Waters, John Andrew 

Waters, Michael Jason Waters, Brittaney Laine 

McConkey, Charles Hilton Richards, Jr., Ted 

Rembert Townsend, all of Chatsworth, Georgia, 

and Jodi Waters Matter, Marietta, Georgia, to 

collectively retain 54.75 percent of the 

outstanding shares of First Chatsworth 

Bankshares, Inc., and its subsidiary, First 

National Community Bank, both of Chatsworth, 

Georgia.

FIRST CHATSWORTH 

BANKSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/17/2012

Sidney J. Lee, as an individual, and together 

with his sisters, Medora Lee and Serena Lee, as 

a group acting in concert to acquire control of 

3,621,708 shares or 82.48 percent of American 

Metro Bancorp, Inc., Chicago, Illinois (BHC), 

and thereby indirectly acquire American Metro 

Bank, Chicago, Illinois.

AMERICAN METRO BANCORP, 

INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Chemical Bank, Midland, Michigan, to purchase 

the assets and assume the liabilities of 21 

branches of Independent Bank, Ionia, Michigan, 

and thereby establish 21 branches.

CHEMICAL BANK

Newspaper:

Federal Register:

* 3A3 07/22/2012

07/23/2012

Heartland Bancorp, Inc., Bloomington, Illinois,

to acquire Farmer City State Bank, Farmer City,

Illinois.

HEARTLAND BANCORP, INC.

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

07/20/2012

LaPorte Savings Bank, MHC, La Porte, Indiana, 

a mutual holding company, proposes to convert 

to stock form and merge with LaPorte Bancorp, 

Inc., an existing savings and loan holding 

company. The existing LaPorte Bancorp, Inc., 

will merge with a new company, also called 

LaPorte Bancorp, Inc., which will become a 

savings and loan holding company through the 

acquisition of 100 percent of the outstanding 

stock of The LaPorte Savings Bank, all of La 

Porte, Indiana.

LAPORTE SAVINGS BANK, MHC

Newspaper:

Federal Register:

* Branch

Not applicable

State Bank of the Lakes, Antioch, Illinois, to 07/18/2012

establish a branch facility to be located at 10 

East Rollins Road, Round Lake Beach, Illinois 

60073.

STATE BANK OF THE LAKES

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 08/19/2012

08/20/2012

Belleville Bancorp, Inc., Belleville, Illinois, to 

become a bank holding company by acquiring 

100 percent of Bank of Belleville, Belleville, 

Illinois.

Belleville Bancorp, Inc.

Newspaper:

Federal Register:

CIC 08/02/2012

08/06/2012

Notice by Lynne Deweese and V.J. Hales as 

co-trustees of The Hales Survivor's Trust, 

individually and as members of The Hales 

Family Control Group to gain control of First 

Trust Financial Corporation, Clinton, Kentucky. 

The Hales Family Control Group consists of 

Randy Deweese, Lynne Deweese, V.J. Hales, 

Jason Schwartz, Kimberly Schwartz, Andrea 

Williford, Michael Williford, and Dallas 

Williford, all of Clinton, Kentucky.

FIRST TRUST FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 08/15/2012

08/09/2012

Beall Bancshares Inc., Velva, North Dakota, to 

become a bank holding company by acquiring 

100 percent of Peoples State Bank of Velva, 

Velva, North Dakota.

BEALL BANCSHARES INC.

Newspaper:

Federal Register:

CIC 08/02/2012

07/25/2012

Change in control notice by Todd J. Zaun, 

Sartell, Minnesota, to retain and acquire 25% or 

more, and Steven M. Zaun, Marina Del Ray, 

California, to acquire 25% or more of the shares 

of Eden Valley Bancshares, Eden Valley, 

Minnesota, and thereby indirectly control State 

Bank in Eden Valley, Eden Valley, Minnesota.

EDEN VALLEY BANCSHARES, 

INC.

Newspaper:

Federal Register:

CIC Not available

07/16/2012

Notice by Thomas Watson, Grand Forks, North 

Dakota, as an individual and as trustee of the 

Bank Forward Employee Stock Ownership Plan, 

Hannaford, North Dakota ("ESOP"), to gain 

control of Security State Bank Holding 

Company, Fargo, North Dakota ("Company"), 

and thereby indirectly gain control of Bank 

Forward, Hannaford, North Dakota ("Bank"). 

Additionally, notice by Thomas Watson, Toby 

Kommer, Fargo, North Dakota, as trustee of 

ESOP, and ESOP as a group acting in concert to 

gain control of Company and thereby indirectly 

gain control of Bank.

SECURITY STATE BANK 

HOLDING COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Equity Bank, Andover, Kansas, to merge with 

Signature Bank, Haddam, Kansas, and incident 

thereto, to establish a branch.

EQUITY BANK

Newspaper:

Federal Register:

CIC 08/01/2012

07/25/2012

Notification by Kevin D. Postier and J. B. 

Suddarth, both of York, Nebraska, to acquire 

control of Henderson State Company, parent of 

Henderson State Bank, both in Henderson, 

Nebraska.

HENDERSON STATE COMPANY

Newspaper:

Federal Register:

CIC Not available

07/30/2012

Notice by High Plains Banking Group, Inc. 

KSOP, Flagler, Colorado; Thomas Creighton, Jr., 

Denver, Colorado, individually and as trustee of 

High Plains Banking Group, Inc. KSOP; Lucy 

Loomis, Denver, Colorado; John and Johnita 

Creighton, Longmont, Colorado; Virginia 

Newton, Snowmass, Colorado; Ann Creighton, 

Sammamish, Washington; and Lavina 

Creighton, Atwood, Kansas, all to become 

members of the Creighton Family Group, to 

acquire control of High Plains Banking Group, 

Inc., parent of High Plains Bank, both in Flagler, 

Colorado. High Plains Banking Group, Inc., 

Flagler, Colorado, to redeem 19.4 percent of its 

outstanding common stock.

HIGH PLAINS BANKING GROUP, 

INC.

Newspaper:

Federal Register:

CIC 08/09/2012

06/13/2012

Notice by the Schmidt Family Partnership, L.P., 

Spiro, Oklahoma, its general partner, William F. 

Schmidt, Jr., as trustee of the William F. Schmidt 

Living Trust; and Deborah Schmidt Barrett and 

Jason Tyler Barrett, both of Fort Smith, 

Arkansas; all to remain members of the Schmidt 

Family Group acting in concert and to retain 

control of Spiro Bancshares, Inc., parent of 

Spiro State Bank, both in Spiro, Oklahoma.

SPIRO BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1

Not available

Tri-County Financial Corporation, to become a 08/10/2012

bank holding company through the acquisition 

of 75 percent of the voting shares of The Bank 

of Commerce and Trust Company, both in 

Wellington, Kansas.

TRI-COUNTY FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

08/17/2012

A.N.B. Holding Company, Ltd., Terrell, Texas, to 

acquire additional shares up to 34% of The 

ANB Corporation, Terrell, Texas, and indirectly 

acquire The American National Bank of Texas, 

Terrell, Texas; Lakeside Bancshares, Inc., 

Rockwall, Texas; and Lakeside National Bank, 

Rockwall, Texas.

A.N.B. HOLDING COMPANY, 

LTD.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

4c8

* 4c8

4c8

07/08/2012

07/09/2012

Diamond A Financial, L.P., Hilltop Holdings, 

Inc., and Meadow Corporation, all of Dallas, 

Texas, to become bank holding companies by 

acquiring 100 percent of PlainsCapital 

Corporation and its subsidiary bank, 

PlainsCapital Bank, both of Dallas, Texas, 

pursuant to section 3 of the Bank Holding 

Company Act.;

Diamond A Financial, L.P., Hilltop Holdings, 

Inc., and Meadow Corporation, all of Dallas, 

Texas, to engage in mortgage lending activities 

pursuant to section 4(c)(8) of the Bank Holding 

Company Act through PrimeLending, A 

PlainsCapital Company, and its direct and 

indirect subsidiaries, PirmeLending Ventures 

Management, LLC, and PrimeLending Ventures, 

LLC, all of Dallas, Texas;

Diamond A Financial, L.P., and Hilltop 

Holdings, Inc., both of Dallas, Texas, to retain a 

noncontrolling interest in SWS Group, Inc., and 

its subsidiary savings association, Southwest 

Securities, FSB, both of Dallas, Texas, and 

thereby engage in the operation of a savings 

association pursuant to Section 4(c)(8) of the 

BHC Act; and

Diamond A Financial, L.P., and Hilltop 

Holdings, Inc., both of Dallas, Texas, through a 

retention of a noncontrolling interest in SWS 

Group, Inc., and indirect controlling interests in 

the subsidiaries of Southwest Securities, FSB, 

pursuant to sections 4(c)(8) of the BHC Act and 

Regulation Y, and thereby engage indirectly in 

certain nonbanking activities of those 

subsidiaries pursuant to section 4(c)(8) of the 

BHC Act, to consist of extending credit and 

servicing loans; activities related to extending 

credit; financial and investment advisory 

activities; agency transactional services for 

customers, including providing securities 

brokerage services, acting as riskless-principal 

and providing private-placement services and 

other transactional services as agent for 

customers; underwriting and dealing in 

government obligations and money market 

investments; community development 

activities; and issuing and selling money orders, 

savings bonds, traveler's checks and similar 

consumer payment instruments.

DIAMOND A FINANCIAL, LP

Newspaper:

Federal Register:

* 3A3 Not available

07/20/2012

FVNB Corp., MOW/RPW II, Ltd., and 

MOW/RPW Holdings II, LLC, all of Victoria, 

Texas, to acquire 100 percent of First State 

Bank, New Braunfels, Texas.

FVNB CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 07/20/2012

07/21/2012

Odessa SouthWest Bancshares, Inc., Odessa, 

Texas, to become a bank holding company by 

acquiring 100 percent of SouthWest Bank, 

Odessa, Texas; AND Odessa SouthWest 

Bancshares, Inc., Odessa, Texas, elects to 

become a financial holding company.

ODESSA SOUTHWEST 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 21, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

07/26/2012

First PacTrust Bancorp, Inc., Irvine, California, 

to merge with Gateway Bancorp, Santa Ana, 

California, with First PacTrust Bancorp, Inc., 

surviving and thereby indirectly acquire 

Gateway Business Bank, Cerritos, California.

FIRST PACTRUST BANCORP, 

INC.

Newspaper:

Federal Register:

CIC 07/27/2012

08/02/2012

Change in Bank Control Notice by Timothy 

James McMahon, Poulsbo, Washington, to 

increase his ownership from 8.8 percent to 24.21 

percent in Prime Pacific Financial Services, Inc. 

and indirectly Prime Pacific Bank, National 

Association, both of Lynnwood, Washington.

PRIME PACIFIC FINANCIAL 

SERVICES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act