<TABLE> <S> <C>

<ARTICLE>            9


<S>             <C>
<PERIOD-TYPE>   6-MOS

<FISCAL-YEAR-END>                                           DEC-31-2000
<PERIOD-END>                                                JUN-30-2000
<CASH>                                                          319,631
<INT-BEARING-DEPOSITS>                                                0
<FED-FUNDS-SOLD>                                                    470
<TRADING-ASSETS>                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                     447,756
<INVESTMENTS-CARRYING>                                          540,923
<INVESTMENTS-MARKET>                                            517,466
<LOANS>                                                       5,496,511
<ALLOWANCE>                                                      98,165
<TOTAL-ASSETS>                                                9,109,949
<DEPOSITS>                                                    5,841,207
<SHORT-TERM>                                                  2,486,490
<LIABILITIES-OTHER>                                              21,166
<LONG-TERM>                                                     257,300
<COMMON>                                                         92,762
<PREFERRED-MANDATORY>                                                 0
<PREFERRED>                                                           0
<OTHER-SE>                                                      411,024
<TOTAL-LIABILITIES-AND-EQUITY>                                9,109,949
<INTEREST-LOAN>                                                 241,270
<INTEREST-INVEST>                                                98,300
<INTEREST-OTHER>                                                    411
<INTEREST-TOTAL>                                                339,981
<INTEREST-DEPOSIT>                                               84,327
<INTEREST-EXPENSE>                                              167,629
<INTEREST-INCOME-NET>                                           172,352
<LOAN-LOSSES>                                                    12,000
<SECURITIES-GAINS>                                                2,758
<EXPENSE-OTHER>                                                 114,033
<INCOME-PRETAX>                                                  29,287
<INCOME-PRE-EXTRAORDINARY>                                       29,287
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<NET-INCOME>                                                     17,306
<EPS-BASIC>                                                        0.34
<EPS-DILUTED>                                                      0.34
<YIELD-ACTUAL>                                                     4.02
<LOANS-NON>                                                      55,622
<LOANS-PAST>                                                     26,907
<LOANS-TROUBLED>                                                      0
<LOANS-PROBLEM>                                                  82,529
<ALLOWANCE-OPEN>                                                 98,749
<CHARGE-OFFS>                                                    17,017
<RECOVERIES>                                                      4,433
<ALLOWANCE-CLOSE>                                                98,165
<ALLOWANCE-DOMESTIC>                                             98,165
<ALLOWANCE-FOREIGN>                                                   0
<ALLOWANCE-UNALLOCATED>                                               0



</TABLE>