Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority        Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

# Actions under delegated authority

## Actions taken during the week ending January 7, 2012

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Bank Holding CompaniesKansas City          Elkhart Financial Corporation, Elkhart, Kansas -- to become a bank holding company and to acquire First National Bank of Elkhart, Elkhart.            -Approved, January 6, 2012            Atlanta          First Advantage Bancorp, Clarksville, Tennessee -- to become a bank holding company and to acquire First Advantage Bank, Clarksville, on its conversion to a state nonmember bank.            -Approved, January 5, 2012            San Francisco          Grandpoint Capital, Inc., Los Angeles, California -- to acquire Regents Bancshares, Inc., Vancouver, Washington, and thereby indirectly acquire Regents Bank, N.A., La Jolla, California, and to acquire Peoria Holdings, LLC, Vancouver, Washington, and engage in loan servicing; extending credit; and holding, management, and disposal of other real estate owned.            -Approved, January 6, 2012            Atlanta          Raymond James Financial, Inc., St. Petersburg, Florida -- (1) to become a bank holding company and to acquire Raymond James Bank, FSB, St. Petersburg, to be known as Raymond James Bank, N.A. on its conversion to a national bank, and (2) election to become a financial holding company.            -Approved, January 3, 2012            Chicago          Talen, Inc., Traer, Iowa -- to continue to engage in extending credit and servicing loans.            -Approved, January 6, 2012            Change in Bank ControlAtlanta          Merchants & Farmers Bancshares, Inc., Leesville, Louisiana -- to retain control of Merchants & Farmers and its subsidiary bank, Merchants & Farmers Bank & Trust Company, Leesville.            -Permitted, January 5, 2012            Extensions of TimeNew York          The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to April 18, 2012, to acquire additional shares of 473 Broadway Holding Corporation, Saratoga Springs, and of The Adirondack Trust Company.            -Granted, January 5, 2012            Atlanta          Compass Bank, Birmingham, Alabama -- extension to February 29, 2012, to establish a branch at 3045 East Riggs Road, Chandler, Arizona.            -Granted, January 3, 2012            Director, BS&R          GMAC Common Equity Trust I -- trustee's request, on behalf of General Motors, Inc., Detroit, Michigan, to extend the deadline for divesting the shares of Ally Financial, Inc. that General Motors holds through the trust.            -Granted, December 20, 2011            (A/C)          Secretary          Inspire Bancshares, Inc., Tomah, Wisconsin -- extension of time to receive comments from a commenter on the application to become a bank holding company and to acquire Community State Bank, Norwalk.            -Granted, January 6, 2012            Financial Holding Companies Kansas City          Frontier Holdings, LLC, Omaha, Nebraska, and Frontier Management, LLC -- elections to become financial holding companies.            -Effective, January 4, 2012            MembershipRichmond          Midstate Federal Savings and Loan Association, Baltimore, Maryland -- to become a member of the Federal Reserve System on conversion to a state-chartered institution,Midstate Savings Bank.            -Withdrawn, January 6, 2012            Boston          Washington Savings Bank, Lowell, Massachusetts -- to become a member of the Federal Reserve System.            -Approved, January 6, 2012            Regulations and Policies FOMC          Federal Open Market Committee -- minutes of the meeting on December 13 and of the conference call on November 28, 2011.            -Published, January 3, 2012            
Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority    Applications and reports received: