<TABLE> <S> <C>

<ARTICLE>                             9
<MULTIPLIER>                          1,000

<S>                                       <C>
<PERIOD-TYPE>                             9-MOS
<FISCAL-YEAR-END>                                              DEC-31-1999
<PERIOD-END>                                                   SEP-30-1999
<CASH>                                                                 116,896
<INT-BEARING-DEPOSITS>                                                       0
<FED-FUNDS-SOLD>                                                        51,615
<TRADING-ASSETS>                                                             0
<INVESTMENTS-HELD-FOR-SALE>                                            361,622
<INVESTMENTS-CARRYING>                                                  91,094
<INVESTMENTS-MARKET>                                                    91,350
<LOANS>                                                              1,592,501
<ALLOWANCE>                                                             24,781
<TOTAL-ASSETS>                                                       2,329,135
<DEPOSITS>                                                           1,825,097
<SHORT-TERM>                                                           230,324
<LIABILITIES-OTHER>                                                     52,186
<LONG-TERM>                                                             80,354
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                                12,199
<OTHER-SE>                                                             128,975
<TOTAL-LIABILITIES-AND-EQUITY>                                       2,329,135
<INTEREST-LOAN>                                                         96,146
<INTEREST-INVEST>                                                       15,593
<INTEREST-OTHER>                                                         1,305
<INTEREST-TOTAL>                                                       113,044
<INTEREST-DEPOSIT>                                                      38,636
<INTEREST-EXPENSE>                                                      51,882
<INTEREST-INCOME-NET>                                                   61,162
<LOAN-LOSSES>                                                            8,340
<SECURITIES-GAINS>                                                         541
<EXPENSE-OTHER>                                                         59,195
<INCOME-PRETAX>                                                         28,579
<INCOME-PRE-EXTRAORDINARY>                                              17,466
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            17,466
<EPS-BASIC>                                                             8.59
<EPS-DILUTED>                                                             7.37
<YIELD-ACTUAL>                                                            0.00
<LOANS-NON>                                                              3,590
<LOANS-PAST>                                                               834
<LOANS-TROUBLED>                                                             0
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        21,703
<CHARGE-OFFS>                                                            7,183
<RECOVERIES>                                                             1,611
<ALLOWANCE-CLOSE>                                                       24,781
<ALLOWANCE-DOMESTIC>                                                    24,781
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0


</TABLE>