<TABLE> <S> <C>

<ARTICLE>            9
       
<S>                                     <C>
<PERIOD-TYPE>                           6-MOS

<FISCAL-YEAR-END>                                           DEC-31-1998
<PERIOD-END>                                                JUN-30-1998
<CASH>                                                          194,985
<INT-BEARING-DEPOSITS>                                                0
<FED-FUNDS-SOLD>                                                 70,793
<TRADING-ASSETS>                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                   1,423,753
<INVESTMENTS-CARRYING>                                          348,217
<INVESTMENTS-MARKET>                                            350,140
<LOANS>                                                       2,819,123
<ALLOWANCE>                                                      52,538
<TOTAL-ASSETS>                                                5,109,552
<DEPOSITS>                                                    3,865,526
<SHORT-TERM>                                                    694,161
<LIABILITIES-OTHER>                                              76,545
<LONG-TERM>                                                     200,000
<COMMON>                                                         51,566
<PREFERRED-MANDATORY>                                                 0
<PREFERRED>                                                          50
<OTHER-SE>                                                      221,704
<TOTAL-LIABILITIES-AND-EQUITY>                                5,109,552
<INTEREST-LOAN>                                                 123,920
<INTEREST-INVEST>                                                40,349
<INTEREST-OTHER>                                                  2,887
<INTEREST-TOTAL>                                                167,156
<INTEREST-DEPOSIT>                                               50,954
<INTEREST-EXPENSE>                                               19,147
<INTEREST-INCOME-NET>                                            97,055
<LOAN-LOSSES>                                                     8,794
<SECURITIES-GAINS>                                                3,053
<EXPENSE-OTHER>                                                  96,346
<INCOME-PRETAX>                                                  18,189
<INCOME-PRE-EXTRAORDINARY>                                       18,189
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<NET-INCOME>                                                     10,841
<EPS-PRIMARY>                                                       .38
<EPS-DILUTED>                                                       .37
<YIELD-ACTUAL>                                                     4.57
<LOANS-NON>                                                      51,346
<LOANS-PAST>                                                     10,978
<LOANS-TROUBLED>                                                    588
<LOANS-PROBLEM>                                                  52,025
<ALLOWANCE-OPEN>                                                 51,468
<CHARGE-OFFS>                                                    11,310
<RECOVERIES>                                                      1,636
<ALLOWANCE-CLOSE>                                                52,538
<ALLOWANCE-DOMESTIC>                                             52,538
<ALLOWANCE-FOREIGN>                                                   0
<ALLOWANCE-UNALLOCATED>                                          14,640
        

</TABLE>