<TABLE> <S> <C>

<ARTICLE>                             9
<MULTIPLIER>                          1,000
       
<S>                                       <C>
<PERIOD-TYPE>                             9-MOS
<FISCAL-YEAR-END>                                              DEC-31-1998
<PERIOD-END>                                                   SEP-30-1998
<CASH>                                                                 101,862
<INT-BEARING-DEPOSITS>                                                       0
<FED-FUNDS-SOLD>                                                        94,375
<TRADING-ASSETS>                                                             0
<INVESTMENTS-HELD-FOR-SALE>                                            178,116
<INVESTMENTS-CARRYING>                                                 195,227
<INVESTMENTS-MARKET>                                                   376,016
<LOANS>                                                              1,348,435
<ALLOWANCE>                                                             22,052
<TOTAL-ASSETS>                                                       1,994,617
<DEPOSITS>                                                           1,522,057
<SHORT-TERM>                                                           226,352
<LIABILITIES-OTHER>                                                     20,564
<LONG-TERM>                                                             83,604
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                                12,089
<OTHER-SE>                                                             129,951
<TOTAL-LIABILITIES-AND-EQUITY>                                       1,994,617
<INTEREST-LOAN>                                                         88,917
<INTEREST-INVEST>                                                       15,729
<INTEREST-OTHER>                                                         5,104
<INTEREST-TOTAL>                                                       109,750
<INTEREST-DEPOSIT>                                                      38,690
<INTEREST-EXPENSE>                                                      51,834
<INTEREST-INCOME-NET>                                                   57,916
<LOAN-LOSSES>                                                            8,710
<SECURITIES-GAINS>                                                         126
<EXPENSE-OTHER>                                                         56,367
<INCOME-PRETAX>                                                         25,005
<INCOME-PRE-EXTRAORDINARY>                                              15,125
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            15,125
<EPS-PRIMARY>                                                             7.00
<EPS-DILUTED>                                                             6.08
<YIELD-ACTUAL>                                                            0.00
<LOANS-NON>                                                              5,907
<LOANS-PAST>                                                               974
<LOANS-TROUBLED>                                                             0
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        17,932
<CHARGE-OFFS>                                                            6,044
<RECOVERIES>                                                             1,454
<ALLOWANCE-CLOSE>                                                       22,052
<ALLOWANCE-DOMESTIC>                                                    22,052
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0
        

</TABLE>