<TABLE> <S> <C>

<ARTICLE>                       9
<MULTIPLIER>                    1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        6-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1997
<PERIOD-END>                                                      JUN-30-1997
<CASH>                                                                 143,321
<INT-BEARING-DEPOSITS>                                                       0
<FED-FUNDS-SOLD>                                                         9,480
<TRADING-ASSETS>                                                             0
<INVESTMENTS-HELD-FOR-SALE>                                              4,288
<INVESTMENTS-CARRYING>                                                 269,570
<INVESTMENTS-MARKET>                                                   274,783
<LOANS>                                                              1,287,968
<ALLOWANCE>                                                             16,715
<TOTAL-ASSETS>                                                       1,800,015
<DEPOSITS>                                                           1,436,232
<SHORT-TERM>                                                           174,526
<LIABILITIES-OTHER>                                                     29,077
<LONG-TERM>                                                             32,879
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                                12,075
<OTHER-SE>                                                             115,226
<TOTAL-LIABILITIES-AND-EQUITY>                                       1,800,015
<INTEREST-LOAN>                                                         53,919
<INTEREST-INVEST>                                                        8,814
<INTEREST-OTHER>                                                           996
<INTEREST-TOTAL>                                                        63,729
<INTEREST-DEPOSIT>                                                      24,133
<INTEREST-EXPENSE>                                                      29,202
<INTEREST-INCOME-NET>                                                   34,527
<LOAN-LOSSES>                                                            8,665
<SECURITIES-GAINS>                                                         165
<EXPENSE-OTHER>                                                         36,222
<INCOME-PRETAX>                                                         10,083
<INCOME-PRE-EXTRAORDINARY>                                               6,597
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                             6,597
<EPS-PRIMARY>                                                             3.00
<EPS-DILUTED>                                                             2.69
<YIELD-ACTUAL>                                                            0.00
<LOANS-NON>                                                              4,438
<LOANS-PAST>                                                             5,008
<LOANS-TROUBLED>                                                             0
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        15,536
<CHARGE-OFFS>                                                            3,670
<RECOVERIES>                                                               829
<ALLOWANCE-CLOSE>                                                       16,715
<ALLOWANCE-DOMESTIC>                                                    16,715
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0
        

</TABLE>