<TABLE> <S> <C>

<ARTICLE>            9

<S>             <C>
<PERIOD-TYPE>   9-MOS

<FISCAL-YEAR-END>                                           DEC-31-1999
<PERIOD-END>                                                SEP-30-1999
<CASH>                                                          231,887
<INT-BEARING-DEPOSITS>                                                0
<FED-FUNDS-SOLD>                                                 66,556
<TRADING-ASSETS>                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                   2,513,825
<INVESTMENTS-CARRYING>                                          614,054
<INVESTMENTS-MARKET>                                            596,539
<LOANS>                                                       3,533,896
<ALLOWANCE>                                                      54,788
<TOTAL-ASSETS>                                                7,240,357
<DEPOSITS>                                                    4,828,724
<SHORT-TERM>                                                  1,772,110
<LIABILITIES-OTHER>                                              34,510
<LONG-TERM>                                                     200,000
<COMMON>                                                         72,242
<PREFERRED-MANDATORY>                                                 0
<PREFERRED>                                                           0
<OTHER-SE>                                                      332,771
<TOTAL-LIABILITIES-AND-EQUITY>                                7,240,357
<INTEREST-LOAN>                                                 217,548
<INTEREST-INVEST>                                               137,187
<INTEREST-OTHER>                                                  1,204
<INTEREST-TOTAL>                                                355,939
<INTEREST-DEPOSIT>                                               95,811
<INTEREST-EXPENSE>                                              158,494
<INTEREST-INCOME-NET>                                           197,445
<LOAN-LOSSES>                                                     8,300
<SECURITIES-GAINS>                                                2,831
<EXPENSE-OTHER>                                                 125,680
<INCOME-PRETAX>                                                 117,681
<INCOME-PRE-EXTRAORDINARY>                                      117,681
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<NET-INCOME>                                                     75,736
<EPS-BASIC>                                                      1.92
<EPS-DILUTED>                                                      1.89
<YIELD-ACTUAL>                                                     4.10
<LOANS-NON>                                                      24,116
<LOANS-PAST>                                                     16,005
<LOANS-TROUBLED>                                                  1,624
<LOANS-PROBLEM>                                                  41,745
<ALLOWANCE-OPEN>                                                 53,499
<CHARGE-OFFS>                                                    12,591
<RECOVERIES>                                                      4,230
<ALLOWANCE-CLOSE>                                                54,788
<ALLOWANCE-DOMESTIC>                                             54,788
<ALLOWANCE-FOREIGN>                                                   0
<ALLOWANCE-UNALLOCATED>                                               0



</TABLE>