<TABLE> <S> <C>

<ARTICLE>                       9
<MULTIPLIER>                    1,000
       
<S>                                                  <C>
<PERIOD-TYPE>                                        9-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1997
<PERIOD-END>                                                      SEP-30-1997
<CASH>                                                                 139,125
<INT-BEARING-DEPOSITS>                                                       0
<FED-FUNDS-SOLD>                                                        42,720
<TRADING-ASSETS>                                                             0
<INVESTMENTS-HELD-FOR-SALE>                                              3,974
<INVESTMENTS-CARRYING>                                                 282,140
<INVESTMENTS-MARKET>                                                   287,476
<LOANS>                                                              1,251,372
<ALLOWANCE>                                                             17,901
<TOTAL-ASSETS>                                                       1,797,590
<DEPOSITS>                                                           1,436,663
<SHORT-TERM>                                                           176,380
<LIABILITIES-OTHER>                                                     18,122
<LONG-TERM>                                                             36,719
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<COMMON>                                                                12,075
<OTHER-SE>                                                             117,631
<TOTAL-LIABILITIES-AND-EQUITY>                                       1,797,590
<INTEREST-LOAN>                                                         82,973
<INTEREST-INVEST>                                                       13,191
<INTEREST-OTHER>                                                         1,477
<INTEREST-TOTAL>                                                        97,641
<INTEREST-DEPOSIT>                                                      36,597
<INTEREST-EXPENSE>                                                      44,423
<INTEREST-INCOME-NET>                                                   53,218
<LOAN-LOSSES>                                                           10,965
<SECURITIES-GAINS>                                                         165
<EXPENSE-OTHER>                                                         54,971
<INCOME-PRETAX>                                                         18,266
<INCOME-PRE-EXTRAORDINARY>                                              11,745
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                            11,745
<EPS-PRIMARY>                                                             5.34
<EPS-DILUTED>                                                             4.75
<YIELD-ACTUAL>                                                            0.00
<LOANS-NON>                                                              4,213
<LOANS-PAST>                                                             5,380
<LOANS-TROUBLED>                                                             0
<LOANS-PROBLEM>                                                              0
<ALLOWANCE-OPEN>                                                        15,536
<CHARGE-OFFS>                                                            5,349
<RECOVERIES>                                                             1,394
<ALLOWANCE-CLOSE>                                                       17,901
<ALLOWANCE-DOMESTIC>                                                    17,901
<ALLOWANCE-FOREIGN>                                                          0
<ALLOWANCE-UNALLOCATED>                                                      0
        

</TABLE>