Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks;

Applications and Reports Received

No. 30

Week Ending July 27, 2013

Board of Governors of the Federal Reserve System, Washington, DC 20551
Extensions of Time

Deutsche Bank Trust Corporation, New York, New York -- temporary extension to

June 30, 2014, for compliance with the capital plan rule, stress testing rules, and

associated regulatory reporting forms.

- Granted, July 24, 2013

Forms

Forms -- initial Board review to extend with revision the Intermittent Survey of

Businesses (FR 1374).

- Proposed, July 22, 2013

Forms -- initial Board review to extend with revision the Savings Association

Holding Company Report (FR H-(b)11).

- Proposed, July 23, 2013

Personnel

Office of Financial Stability Policy and Research -- appointment of John Schindler as

assistant director.

- Approved, July 23, 2013

Regulations and Policies

Presidential $1 Coin Program -- annual report to Congress on the Presidential

$1 Coin Program.

- Approved, July 23, 2013

Enforcement

First Pryority Bank, Pryor, Oklahoma -- written agreement dated March 25, 2008,

terminated July 15, 2013.

- Announced, July 23, 2013

H.2 Board Actions July 21, 2013 to July 27, 2013

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

GMAC Mortgage, LLC, Fort Washington, Pennsylvania -- amendment to the

enforcement action against GMAC Mortgage requiring approximately $230 million

in cash payments to mortgage borrowers.

- Announced, July 26, 2013

Royal Bancshares of Pennsylvania, Inc., Narberth, Pennsylvania -- written agreement

dated March 17, 2010, terminated July 17, 2013.

- Announced, July 23, 2013

H.2 Board Actions July 21, 2013 to July 27, 2013

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

July 21, 2013 to July 27, 2013

MA Monetary Affairs

Bank Branches, Domestic

IberiaBank, Lafayette, Louisiana -- to establish a branch at Canal and North Tonti

Streets, New Orleans.

Secretary

- Approved, July 22, 2013

Bank Holding Companies

CapGen Capital Group III LLC, New York, New York, and CapGen Capital Group

III LP -- to increase their investment in Seacoast Banking Corporation of Florida,

Stuart, Florida, and thereby indirectly control Seacoast National Bank.

Richmond

- Withdrawn, July 25, 2013

FBDC Financial Corp., Fort Payne, Alabama -- to become a bank holding company

by acquiring First Fidelity Bank, Fort Payne.

Atlanta

- Withdrawn, July 25, 2013

HSBC Bank USA, National Association, McLean, Virginia; HSBC Holdings plc,

London, England; and HSBC USA Inc., New York, New York -- relief from certain

commitments.

Director, BS&R

- Granted, July 25, 2013

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

R Corp Financial, Round Rock, Texas -- waiver of application to acquire Bertram

Bancshares, Inc., Bertram, in connection with the merger of their respective

subsidiary banks, R Bank, Round Rock, and Farmers State Bank, Bertram.

Dallas

- Granted, July 26, 2013

Union Holding Company, Halliday, North Dakota -- waiver of application to acquire

First Wilton Bancshares, Ltd., Wilton, in connection with the merger of their

respective subsidiary banks, The Union Bank, Beulah, and First State Bank of

Wilton, Wilton.

Minneapolis

- Granted, July 26, 2013

Change in Bank Control

FNBH Bancorp, Inc., Howell, Michigan -- change in bank control of FNBH Bancorp

and its subsidiary, First National Bank in Howell, Howell.

Chicago

- Withdrawn, July 24, 2013

Extensions of Time

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier,

Illinois -- extension to October 24, 2013, to increase its ownership of Minier

Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers

State Bank.

Chicago

- Granted, July 23, 2013

H.2 Actions under delegated authority July 21, 2013 to July 27, 2013

(A/C) = Addition or Correction Delegated - 2 of 3
Financial Holding Companies

CIT Group Inc., Livingston, New Jersey -- election to become a financial holding

company.

New York

- Effective, July 23, 2013

First National Bankers Bankshares, Inc., Baton Rouge, Louisiana -- election to

become a financial holding company.

Atlanta

- Effective, July 23, 2013

Membership

C US Bank, Cresco, Iowa -- to become a member of the Federal Reserve System.

Chicago

- Approved, July 23, 2013

Vantage Bank Texas, National Association, Refugio, Texas -- to retain membership

in the Federal Reserve System on conversion from a national to a state charter.

Dallas

- Approved, July 25, 2013

H.2 Actions under delegated authority July 21, 2013 to July 27, 2013

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Chemung Canal Trust Company, Elmira, New 

York, to purchase loans and other assets, and 

assume deposit liabilities of six branches of 

Bank of America, N.A., Charlotte, North 

Carolina, pursuant to Section 18(c) of the 

Federal Deposit Insurance Act, and to establish 

branches pursuant to Section 9 of the Federal 

Reserve Act.

CHEMUNG CANAL TRUST 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

07/15/2013

Delanco, MHC, Delanco, NJ, proposes to 

convert to stock form and merge with and into 

Delanco Bancorp, Inc., Delanco, New Jersey, 

which proposes to become a savings and loan 

holding company by acquiring Delanco Federal 

Savings Bank, Delanco, NJ.

DELANCO, MHC

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 186717 FIRST NORTHERN B&TC, PALMERTON, PENNSYLVANIA 02/25/2013 07/18/2013 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2552099 MADISON BK, RICHMOND, KENTUCKY 04/22/2013 07/11/2013 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

08/23/2013

C&F Financial Corporation, West Point, 

Virginia, to acquire 100% of the voting 

securities of Central Virginia Bankshares, Inc., 

Powhatan, Virginia, and thereby indirectly 

acquire Central Virginia Bank, Powhatan, 

Virginia.

C&F FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 3198421 BANK OF VA, MIDLOTHIAN, VIRGINIA 04/01/2013 07/10/2013 S Small Bank

 214722 CHESAPEAKE BK, KILMARNOCK, VIRGINIA 04/08/2013 07/11/2013 S Int Sm Bank

 3205909 COLONIAL VA BK, GLOUCESTER, VIRGINIA 04/01/2013 07/04/2013 S Small Bank

 3187630 CONGRESSIONAL BK, POTOMAC, MARYLAND 03/04/2013 07/18/2013 S Int Sm Bank

 569422 FIRST CENTURY BK, BLUEFIELD, WEST VIRGINIA 03/25/2013 07/18/2013 S Int Sm Bank

 3357910 HOMETOWN BK, ROANOKE, VIRGINIA 03/18/2013 06/20/2013 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 07/05/2013

07/05/2013

Ameris Bancorp, Moultrie, Georgia, to merge 

with The Prosperity Banking Company, St. 

Augustine, Florida, and thereby acquire its 

subsidiary, Prosperity Bank, St. Augustine, 

Florida.

AMERIS BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

08/08/2013

Banco De Credito E Inversiones, Empresas Juan 

Yarur S.A.C., Inversiones Petro S.A., 

Inversiones Baquio LTDA., Inversiones Nueve 

LTDA., and Administraciones Baquio LTDA., 

all of Santiago, Chile, to become bank holding 

companies by acquiring 100 percent of CM 

Florida Holdings, Inc., Coral Gables, Florida, and 

its subsidiary, City National Bank of Florida, 

Miami, Florida.

BANCO DE CREDITO E 

INVERSIONES S.A.

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 08/05/2013

establish a branch located at 4700 Whitesburg 

Drive, Suite 150, Huntsville, Alabama 35802, to 

be known as the Mayfair Branch.

IBERIABANK

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 08/05/2013

establish a branch located at 3120 Gentilly 

Boulevard, Suite 4, New Orleans, Louisiana 

70122, to be known as the Gentilly Branch.

IBERIABANK

Newspaper:

Federal Register:

CIC Not available

07/12/2013

After-the-fact change of control notice filed by 

Louisiana Bancorp, Inc. Employee Stock 

Ownership Plan (ESOP), George Vernon Curry, 

Jr., and Lisa Rae Whittington, the trustees of 

the ESOP, both of Metairie, Louisiana, to retain 

approximately 17.9 percent of the outstanding 

shares and to acquire additional shares not to 

exceed 24.9 percent of the shares of Louisiana 

Bancorp, Inc. and its subsidiary, Bank of New 

Orleans, both of Metairie, Louisiana.

LOUISIANA BANCORP, INC.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

NCG Banco, S.A., A Coruna, Spain, to establish 

an international representative-administrative 

office located in Miami, Florida.

NCG BANCO, S.A.

Newspaper:

Federal Register:

* Branch

Not applicable

SunTrust Bank, Atlanta, Georgia, to establish 08/03/2013

the following branches: 411 Fayetteville Street, 

Raleigh, North Carolina, to be known as the 

Downtown Raleigh Office; 12916 Walker Branch 

Road, Charlotte, North Carolina, to be known as 

the RiverGate Office; 4676 Hog Mountain Road, 

Flowery Branch, Georgia, to be known as the 

Stonebridge Village Office; and 9909 Hagen 

Ranch Road, Boynton Beach, Florida, to be 

known as the Hagen Ranch Office.

SUNTRUST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC Not available

Conversion 07/12/2013

AJS Bancorp, MHC, a federally chartered 

mutual holding company, to convert to stock 

form and merge with AJS Bancorp, Inc., a 

federal corporation, both in Midlothian, Illinois. 

AJS Bancorp, Inc. will be merged into a new 

Maryland corporation named AJS Bancorp, Inc., 

which proposes to become a savings and loan 

holding company by acquiring 100 percent of 

the voting shares of A.J. Smith Federal Savings 

Bank, Midlothian, Illinois.

AJS BANCORP, MHC

Newspaper:

Federal Register:

CIC Not available

Not available

Jay D. Bergman, Joliet, Illinois, to acquire up to 

100 percent of the outstanding voting stock of 

Community Holdings Corp., Palos Hills, Illinois.

COMMUNITY HOLDINGS 

CORPORATION

Newspaper:

Federal Register:

* 4c8 Not available

07/29/2013

Notice by First American Bank Corporation, Elk 

Grove Village, Illinois, to acquire up to 100 

percent of the voting shares of PNA Bank, 

Chicago, Illinois, through the merger of PNA 

Bank, Chicago, Illinois, with and into First 

American Bank, Elk Grove Village, Illinois, and 

thereby operate a savings association.

FIRST AMERICAN BANK 

CORPORATION

Newspaper:

Federal Register:

* 4c8 Not available

Not available

First Merchants Corporation, Munster, Indiana, 

to acquire via merger CFS Bancorp, Inc., 

Munster, Indiana, and thereby indirectly acquire 

control of Citizens Financial Bank, Munster, 

Indiana, a federal savings bank.

FIRST MERCHANTS 

CORPORATION

Newspaper:

Federal Register:

* Branch

Not applicable

G. W. Jones Exchange Bank, Marcellus, 08/05/2013

Michigan, to establish a branch facility to be 

located at 332 North Main Street, Watervliet, 

Michigan.

G.W. JONES EXCHANGE BANK

Newspaper:

Federal Register:

* 3A5 Not available

08/02/2013

Heartland Financial USA, Inc., Dubuque, Iowa, 

to acquire via merger Morrill Bancshares, Inc., 

Merriam, Kansas, and thereby indirectly acquire 

Morrill & Janes Bank and Trust Company, 

Overland Park, Kansas.

HEARTLAND FINANCIAL USA, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

08/09/2013

Home Bancorp Wisconsin, Inc., Madison, 

Wisconsin, to become a bank holding company 

through the acquisition of all of the outstanding 

voting stock of Home Savings Bank, Madison, 

Wisconsin. The bank holding company will be 

formed in connection with the proposed 

mutual-to-stock conversion of Home Savings 

Bank, a state chartered mutual savings bank. Pre 

filing review to determine compliance with 

Subpart E of Regulation MM, Conversions from 

Mutual to Stock Form.

HOME BANCORP WISCONSIN, 

INC.

Newspaper:

Federal Register:

CIC Not available

08/09/2013

Tad Wilson and Arthur S. Parrish, both of 

Spencer, Indiana, as a group acting in concert, 

to control greater than 10 percent of the 

outstanding shares of Home Financial Bancorp, 

Spencer, Indiana and indirectly Our Community 

Bank, Spencer, Indiana.

HOME FINANCIAL BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/03/2013

Notice filed by Kristine Lubar MacDonald, 

Minneapolis, Minnesota, to join the existing 

Lubar Family Control Group through the 

acquisition of voting shares of Ixonia 

Bancshares, Inc., Ixonia, Wisconsin, and the 

indirect acquisition of shares of Ixonia Bank, 

Ixonia, Wisconsin.

IXONIA BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

07/30/2013

Gregory F. Steil, Hinsdale, Illinois, as an 

individual intends to retain 10 percent or more 

of the shares of LWCBancorp, Inc., New Lenox, 

Illinois and thereby indirectly control 

LincolnWay Community Bank, New Lenox, 

Illinois.

LWCBANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

08/23/2013

United Community Bancorp, Inc., Chatham, 

Illinois, to acquire 100 percent of Mercantile 

Bank, Quincy, Illinois.

UNITED COMMUNITY 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 238139 FIRST BK MANHATTAN, MANHATTAN, ILLINOIS 11/26/2012 07/17/2013 S Small Bank

 929044 FREEDOM SCTY BK, CORALVILLE, IOWA 04/01/2013 07/16/2013 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

The First Capital Bank of Kentucky, Louisville, 08/26/2013

Kentucky, to establish a branch facility to be 

located at 9819 Brownsboro Road, Louisville, 

Kentucky.

FIRST CAPITAL BANK OF 

KENTUCKY, THE

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Southern Bank, Poplar Bluff, Missouri, to merge 08/17/2013

with Bank of Thayer, Thayer, Missouri, and to 

retain the acquired facilities as branch offices.

SOUTHERN BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 629148 BANK OF CAVE CITY, CAVE CITY, ARKANSAS 04/08/2013 07/09/2013 S Small Bank

 2594240 CAPITAL BK, LITTLE ROCK, ARKANSAS 04/01/2013 07/09/2013 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 07/10/2013

07/08/2013

Retroactive notice by Charlotte Aldinger and 

Jeri Haberstroh, both of Mott, North Dakota, as 

trustees/administrators of the Commercial Bank 

of Mott Employee Stock Ownership Plan, Mott, 

North Dakota ("ESOP"), to retain control of 

ESOP and thereby indirectly retain control of 

Commercial Bank of Mott, Mott, North Dakota.

COMMERCIAL BANK OF MOTT 

EMPLOYEE STOCK OWNERSHIP 

PLAN

Newspaper:

Federal Register:

* 3A5 Not available

* 18C

* Branch

08/09/2013

Dacotah Banks, Inc., Aberdeen, South Dakota, 

to merge with Donnelly Bancshares, Inc. and 

thereby indirectly acquire United Farmers and 

Merchants State Bank, both of Morris, 

Minnesota. In addition, Dacotah Bank, 

Aberdeen, South Dakota, to merge with United 

Farmers and Merchants State Bank and, 

incident thereto, establish branches at 4 

Atlantic Avenue, Morris, Minnesota, and 209 

South Main Street, Chokio, Minnesota.

DACOTAH BANKS, INC.

Newspaper:

Federal Register:

CIC Not available

07/30/2013

Retroactive notice by Barbara Carlson, Sauk 

Centre, Minnesota, individually to retain 10 

percent or more of the voting shares of DuBois 

Bankshares, Inc., Sauk Centre, Minnesota. 

Sarah Beuning, Springfield, Illinois, Steven 

Beuning, Edina, Minnesota, and Eric Beuning, 

Scott Beuning, and Tyler Carlson, all of Sauk 

Centre, Minnesota, to retain control of DuBois 

Bankshares, Inc., Sauk Centre, Minnesota, and 

thereby remain members of the Carlson/Beuning 

family shareholder group, which controls 25 

percent or more of DuBuois Bankshares, Inc., 

Sauk Centre, Minnesota. And Mary Jeanne 

Woodward, Sartell, Minnesota, Lisa DuBois 

Schmitze and John DuBois, both of Sauk Centre, 

Minnesota, to retain control of the voting 

shares of DuBois Bankshares, Inc., and thereby 

remain members of the Margaret DuBois Family 

Sharesholder group, which controls 25 percent 

or more of DuBois Bankshares, Inc., thereby 

controls First State Bank of Sauk Centre, Sauk 

Centre, Minnesota.

DUBOIS BANKSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

07/11/2013

Change in Control notice by Peter F. Lindholm, 

Long Lake, Minnesota, individually and as 

trustee of Peter F. Lindholm 2012 Irrevocable 

Trust, to retain 25 percent or more of the shares 

of Maple Banc Shares, Inc., Maple Plain, 

Minnesota, and thereby indirectly retain control 

of Bank of Maple Plain, Maple Plain, Minnesota.

MAPLE BANC SHARES, INC.

Newspaper:

Federal Register:

CIC Not available

07/17/2013

Retroactive change in control notice by Carla A. 

Blumberg, St.Paul, Minnesota, to retain 25% or 

more of the shares of Park Bank Corporation of 

Duluth, Duluth, Minnesota, and thereby 

indirectly retain control of Park State Bank, 

Duluth, Minnesota.

PARK BANK CORPORATION OF 

DULUTH

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Citizens Bank of Kansas, Kingman, Kansas, to 08/09/2013

establish branches at 711 Roach Street, Salina, 

Kansas; and 615 E. 47th Street South, Wichita, 

Kansas.

CITIZENS BANK OF KANSAS

Newspaper:

Federal Register:

* Branch

Not applicable

CoBiz Bank, Denver, Colorado, to establish a 08/07/2013

branch at 1099 18th Street, Suite 3010, Denver, 

Colorado.

COBIZ BANK

Newspaper:

Federal Register:

* 3A3 Not available

08/26/2013

First Okmulgee Corporation, Okmulgee, 

Oklahoma, to acquire 100 percent of the voting 

shares of First Wewoka Bancorporation, Inc., 

parent of First National Bank of Wewoka, both 

of Wewoka, Oklahoma.

FIRST OKMULGEE 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

08/05/2013

Notification by Dow R. Hughes, Tulsa, 

Oklahoma, individually and as fiduciary, to 

retain control of Regent Capital Corporation, 

parent of Regent Bank, both in Nowata, 

Oklahoma. In addition, notification by the 

following members of the Hughes Family Group 

acting in concert to retain control of Regent 

Capital Corporation, parent of Regent Bank, 

both in Nowata, Oklahoma: the Dow R. Hughes 

Revocable Trust, Dow Hughes, trustee; the 

Deanne D. Hughes Revocable Trust, Deanne D. 

Hughes, trustee; DRH, LLC; Dave Hughes; 

Michelle Hughes; and the David G. Dutton 

Living Trust, David Dutton, trustee; all of Tulsa, 

Oklahoma.

REGENT CAPITAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

4c8 08/13/2013

Ford Financial Fund II, L.P., Ford Management 

II, L.P., Ford Ultimate Management II, LLC, 2009 

TCRT, GJF Financial Management II, LLC, Ford 

Fund Investment LP, and LR Acquisition 

Company LLC, all of Dallas, Texas, each to 

become a bank holding company by directly or 

indirectly acquiring control of Metropolitan 

National Bank, Little Rock, Arkansas. 

Additionally, 2009 TCRT; GJF Financial 

Management II, LLC; Ford Ultimate 

Management II, LLC; and Ford Management II, 

L.P., all of Dallas, Texas, propose to engage de 

novo in financial and investment advisory 

activities pursuant to Section 225.28(b)(6) of 

Regulation Y.

2009 TCRT

Newspaper:

Federal Register:

* 3A3

Not available

A.N.B. Holding Company, Ltd., Terrell, Texas, to 08/21/2013

acquire additional shares up to 38% of The 

ANB Corporation, Terrell, Texas, and indirectly 

acquire The American National Bank of Texas, 

Terrell, Texas; Lakeside Bancshares, Inc., 

Rockwall, Texas; and Lakeside National Bank, 

Rockwall, Texas.

A.N.B. HOLDING COMPANY, 

LTD.

Newspaper:

Federal Register:

* Branch

Not applicable

Centennial Bank, Plainview, Texas, to establish 07/20/2013

a branch to be located at 1689 River Road, 

Boerne, Texas 78006.

CENTENNIAL BANK

Newspaper:

Federal Register:

CIC Not available

Not available

Prior notice by George W. Cummings, III and 

Nanette Weaver Cummings, both of Monroe, 

Louisiana, to acquire and control greater than 10 

percent of Progressive Bancorp, Inc., Monroe, 

Louisiana, and indirectly, Progressive Bank, 

Monroe, Louisiana.

PROGRESSIVE BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

07/26/2013

Prior notice by David C. Hernandez, as 

proposed trustee of the R.L.H. 2011 SGB Trust, 

Dallas, Texas, the general partner of Southwest 

Banking Partners, L.P., Dallas, Texas, to acquire 

control of greater than 25 percent of Strategic 

Growth Bank, Inc., El Paso, Texas, and 

indirectly, Capital Bank, SSB, El Paso, Texas; 

Bank of the Rio Grande, Las Cruces, New 

Mexico; Mile High Banks, Longmont, Colorado; 

and First National Bank of Santa Fe, Santa Fe, 

New Mexico.

STRATEGIC GROWTH BANK 

INCORPORATED

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Vantage Bank Texas, National Association, 

Refugio, Texas, to establish a branch location at 

111 Plasuela Street, Refugio, Texas 78377 in 

connection with the application for membership 

in the Federal Reserve System.

VANTAGE BANK TEXAS, 

NATIONAL ASSOCIATION

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

08/15/2013

CBOA Financial, Inc., Tucson, Arizona, to 

acquire First Scottsdale Bank, National 

Association, Scottsdale, Arizona.

CBOA FINANCIAL, INC.

Newspaper:

Federal Register:

* 3A1 08/05/2013

08/05/2013

IMB HoldCo LLC, OneWest Bank Group LLC, 

IMB Management Holdings GP LLC, IMB 

Management Holdings LP, all of Pasadena, 

California, and The SHM 2009D Trust, Palm 

Beach, Florida, to become bank holding 

companies upon the conversion of OneWest 

Bank, FSB, Pasadena, California, from a federal 

savings association to a national bank.

IMB HOLDCO LLC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act