Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 28 

Week Ending July 9, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Monetary Policy -- statement by Chairman Bernanke before the House Committee on 

Financial Services on July 13 and the Senate Committee on Banking, Housing, and 

Urban Affairs on July 14, 2011, on the semiannual monetary policy report to the 

Congress.

- Discussed, July 7, 2011

Mortgage Servicing -- statement by the Board submitted for the record in connection 

with a hearing on July 7, 2011, by two subcommittees of the House Committee on 

Financial Services on the role of federal regulators in addressing mortgage-servicing 

issues and the development of new national mortgage-servicing standards.

- Published, July 7, 2011

Forms

Forms -- initial Board review to extend without revision the Recordkeeping, 

Reporting, and Disclosure Requirements in Connection with Regulation BB 

(Community Reinvestment Act).

- Proposed, July 8, 2011

Monetary and Financial Policy

Monetary Policy -- semiannual monetary policy report to the Congress.

- Authorized, July 5, 2011

Personnel

Division of Research and Statistics -- appointment of David W. Wilcox as director, 

effective October 1, 2011.

- Approved, July 6, 2011

H.2 Board Actions July 3, 2011 to July 9, 2011

(A/C) = Addition or Correction Board - Page 1 of 3
Regulations and Policies

Counterparty Credit Risk Management -- issuance of interagency supervisory 

guidance on counterparty credit risk management.

- Announced, July 5, 2011

Enforcement

Bank of the Commonwealth, Norfolk, Virginia -- issuance of a prompt corrective 

action directive with the consent of the bank.

- Announced, July 7, 2011

Belt Valley Bank, Belt, Montana -- written agreement with the Federal Reserve Bank 

of Minneapolis and the Montana Division of Banking and Financial Institutions.

- Announced, July 5, 2011

First National Bank Group, Inc., Edinburg, Texas -- written agreement with the 

Federal Reserve Bank of Dallas.

- Announced, July 5, 2011

FirstFed Bancorp, Inc. Employee Stock Ownership Plan, Bessemer, Alabama, and 

FirstFed Bancorp, Inc. -- written agreement with the Federal Reserve Bank of 

Atlanta.

- Announced, July 7, 2011

JPMorgan Chase & Co., New York, New York -- written agreement with the Federal 

Reserve Bank of New York.

- Announced, July 7, 2011

PGB Holdings, Inc., Chicago, Illinois, and Pacific Global Bank -- written agreement 

with the Federal Reserve Bank of Chicago and the Illinois Department of Financial 

and Professional Regulation, Division of Banking.

- Announced, July 7, 2011

H.2 Board Actions July 3, 2011 to July 9, 2011

(A/C) = Addition or Correction Board - Page 2 of 3
Enforcement

Virginia Community Bankshares, Inc., Louisa, Virginia, and Virginia Community 

Bank -- written agreement with the Federal Reserve Bank of Richmond and the State 

Corporation Commission Bureau of Financial Institutions.

- Announced, July 5, 2011

H.2 Board Actions July 3, 2011 to July 9, 2011

(A/C) = Addition or Correction Board - Page 3 of 3
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

July 3, 2011 to July 9, 2011

Bank Branches, Domestic

FirstBank, Lakewood, Colorado -- to establish a branch at 2100 Broadway Street, 

Boulder.

Secretary

- Approved, July 8, 2011

Summit Bank, Arkadelphia, Arkansas -- to establish a branch at 201 Skyline Drive, 

Suite 38, Conway.

St. Louis

- Approved, July 7, 2011

SunTrust Bank, Atlanta, Georgia -- to establish branches at 3604 Memorial Drive, 

Decatur; 1702 North Main Street, Jacksonville, Florida; and 548 East Belvedere 

Avenue, Baltimore, Maryland.

Secretary

- Approved, July 5, 2011

Bank Holding Companies

First American Bank Corporation, Elk Grove Village, Illinois -- to engage de novo in 

extending credit and servicing loans.

Chicago

- Approved, July 8, 2011

Golden Oak Bancshares, Inc., Sparta, Wisconsin -- to become a bank holding 

company and to acquire shares of Park Bank, Holmen.

Minneapolis

- Approved, July 8, 2011

(A/C) = Addition or Correction Delegated - 1 of 2
Bank Holding Companies

Susquehanna Bancshares, Inc., Lititz, Pennsylvania -- to acquire Abington Bancorp, 

Inc., Jenkintown, and thereby acquire Abington Savings Bank, and to merge 

Abington Savings Bank with and into Susquehanna Bank, Lititz.

Philadelphia

- Approved, July 5, 2011

Western Liberty Bancorp, Las Vegas, Nevada -- to form a subsidiary, OREOSUB, 

Las Vegas, to engage in extending credit and servicing loans.

San Francisco

- Approved, July 8, 2011

Banks, National

Wilmington Trust, N.A., Wilmington, Delaware -- location determination of master 

account at the Federal Reserve Bank of New York.

Secretary

- Approved, July 8, 2011

Extensions of Time

Citigroup Inc., New York, New York -- extension of time to divest certain real estate 

held by a Mexican subsidiary.

Director, BS&R

- Granted, July 5, 2011

H.2 Actions under delegated authority July 3, 2011 to July 9, 2011

(A/C) = Addition or Correction Delegated - 2 of 2
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/15/2011

BSB Bancorp, Inc., Belmont, Massachusetts to 

acquire 100% of the outstanding capital stock of 

Belmont Savings Bank, Belmont, 

Massachusetts, pursuant to section 3(a)(1) of 

the BHC Act, in connection with the conversion 

of the holding company from mutual to stock 

form.

BSB BANCORP INC

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 08/04/2011

Application by Provident Bancorp, Amesbury, 

Massachusetts, a mutual bank holding 

company, to form a wholly-owned, mid-tier, 

stock bank holding company, Provident 

Bancorp, Inc., Amesbury, Massachusetts, 

through its acquisition of 100% of the shares of 

The Provident Bank, Amesbury, 

Massachusetts, pursuant to section 3(a)(1) and 

3(a)(3) of the Bank Holding Company Act of 

1956, as amended.

PROVIDENT BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco BPI, S.A., Porto, Portugal, to establish 

representative offices in Newark, New Jersey 

and Fall River, Massachusetts, pursuant to 

Section 10(a) of the International Banking Act 

of 1978, as amended and Section 211.24(a)(1) of 

Regulation K.

BANCO BPI, S.A.

Newspaper:

Federal Register:

CIC Not available

07/13/2011

Notice by Thomas H. Lee (Alternative)Fund VI, 

L.P., Thomas H. Lee (Alternative) Parallel Fund 

VI, L.P., Thomas H. Lee (Alternative) Parallel 

(DT) Fund VI, L.P., THL FBC Equity Investors, 

L.P., THL Advisors (Alternative) VI, L.P., 

Thomas H. Lee (Alternative) VI, Ltd., THL 

Managers VI, LLC, Thomas H. Lee Partners, 

L.P., Thomas H. Lee Advisors, LLC, Anthony J. 

DiNovi and Scott M. Sperling, all of Boston, 

Massachusetts, to directly acquire 24.9 percent 

of the voting common stock of First BanCorp, 

and thereby indirectly acquire FirstBank Puerto 

Rico, both of San Juan, Puerto Rico.

FIRST BANCORP

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Manufacturers and Trust Company, Buffalo, 

New York, to establish a limited-service branch 

located at 4949 SW Meadows Road, Suite 500, 

Lake Oswego, Clackamas County, Oregon 

(RSSD-4297040).

MANUFACTURERS AND 

TRADERS TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 18C

* 3A5

07/08/2011

Customers Bancorp, Inc., Phoenixville, PA, to 

become a bank holding company through the 

reorganization of Customers Bank, Phoenixville, 

PA, resulting from the merger of New Century 

Interim Bank, Phoenixville, PA, with and into 

Customers Bank. Subsequently, Berkshire 

Bancorp, Wyomissing, PA, will merge with and 

into Customers Bancorp, Inc., and Berkshire 

Bank, Wyomissing, PA, will merge with and into 

Customers Bank, Phoenixville, PA.

CUSTOMERS BANCORP, INC

Newspaper:

Federal Register:

CIC Not available

07/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 24.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 07/21/2011

07/22/2011

Section 4(c)(8) application by First Southern 

Bancorp., Inc., Stanford, KY to acquire up to 

24.99% of the outstanding voting shares of CKF 

Bancorp, Inc., Danville, KY.

FIRST SOUTHERN BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

4c8

07/01/2011

07/26/2011

ASB Bancorp, Inc., Asheville, North Carolina, to 

become a bank holding company upon the 

conversion of Asheville Savings Bank, S.S.B., 

Asheville, North Carolina, from a mutual to 

stock form of ownership.

ASB BANCORP, INC.

Newspaper:

Federal Register:

Member Not available

* 3A1 Not available

BCSB Bancorp, Inc., Baltimore, Maryland, to 

become a bank holding company through the 

acquisition of 100% of the voting securities of 

Baltimore County Savings Bank Federal Savings 

Bank, Baltimore, Maryland, upon its conversion 

to a state-chartered commercial bank. 

Additionally, Baltimore County Savings Bank 

Federal Savings Bank, Baltimore, Maryland, to 

become a member of the Federal Reserve 

System.

BALTIMORE COUNTY SAVINGS 

BANK FEDERAL SAVINGS 

BANK

Newspaper:

Federal Register:

CIC Not available

07/26/2011

John K. Delany and the Delany Family Trust, 

both of Chevy Chase, Maryland, and Jason M. 

Fish, San Francisco, California, to acquire up to 

41.1% of the voting shares of Congressional 

Bancshares, Inc., Bethesda, Maryland.

CONGRESSIONAL 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 

establish an international branch office located 

in Miami, Florida.

BANCO CAM,S.A.U.

Newspaper:

Federal Register:

* 4c8 07/30/2011

08/04/2011

CenterState Banks, Inc., Davenport, Florida, to 

acquire 100 percent of the outstanding shares of 

Federal Trust Corporation and its subsidiary 

bank, Federal Trust Bank both of Winter Park, 

Florida, and thereby engage in operating a 

savings association, pursuant to section 

225.28(b)(4)(ii) of Regulation Y and 4(c)(8) of the 

Bank Holding Company Act.

CENTERSTATE BANKS, INC.

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Southern Independent Bancshares, Inc., to 

become a bank holding company by acquiring 

100 percent of the outstanding shares of 

Southern Independent Bank, both of Opp, 

Alabama.

Southern Independent 

Bancshares, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Paul L. Martin and Pamela J. Martin, 

Bradenton, Florida, to gain control of Evans 

Bancshares, Inc., Evansdale, Iowa, and thereby 

indirectly control Fist Security State Bank, 

Evansdale, Iowa. Paul and Pamela Martin will 

collectively increase their ownership from 9.63 

percent to 12.43 percent with the purchase of 

2000 shares.

EVANS BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Lake City Bank, Warsaw, Indiana, to establish a 07/07/2011

branch facility to be located at 101 North 

Michigan Street, South Bend, Indiana.

LAKE CITY BANK

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Northern Trust Company, Chicago, Illinois, 

to merge with Northern Trust, National 

Association, Miami, Florida, and thereby to 

establish 53 branches.

NORTHERN TRUST COMPANY, 

THE

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Northern Trust Company, Chicago, Illinois, 

to merge with Northern Trust Bank, FSB, 

Bloomfield Hills, Michigan, and thereby to 

establish 13 branches.

NORTHERN TRUST COMPANY, 

THE

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Security State Bank, New Hampton, Iowa, to 

merge with State Bank & Trust Company, 

Waverly, Iowa and as a result of the merger will 

establish 5 branches.

SECURITY STATE BANK

Newspaper:

Federal Register:

* 3A1 Not available

07/08/2011

WCF Financial, M.H.C. and Webster City 

Federal Bancorp, both of Webster City, Iowa, to 

become bank holding companies following the 

conversion Webster City Federal Savings Bank, 

Webster City, Iowa, from a federally chartered 

savings association to a state chartered bank.

WCF FINANCIAL, M.H.C.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 695349 TRI-CTY BK, BROWN CITY, MICHIGAN 11/01/2010 06/06/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Union Bank of Mena, Mena, Arkansas, to 

become member of the Federal Reserve System.

UNION BANK OF MENA, THE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/19/2011

Change in Control Notice by Robert Lynn 

Nelson, Cudjoe Key, Florida, to gain control of 

Kirkwood Bancorporation Co., Bismarck, North 

Dakota and thereby indirectly gain control of 

Kirkwood Bank and Trust Company, Bismarck, 

North Dakota, and Kirkwood Bancorporation of 

Nevada, Inc., Las Vegas, Nevada, and its 

subsidiary Kirkwood Bank of Nevada, Las 

Vegas, Nevada.

KIRKWOOD 

BANCORPORATION CO.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/26/2011

Notice submitted by the Mark Elliott Robson 

2007 Trust, Mark Robson, trustee; and Mark 

Robson, individually, all of Jackson, Wyoming 

and as members of the Robson Family control 

group, to retain control of RCB Holding 

Company, Inc., Claremore, Oklahoma, parent of 

RCB Bank, Claremore, Oklahoma.

RCB HOLDING COMPANY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

08/05/2011

A.N.B. Holding Company, Ltd., Terrell, Texas, to 

acquire additional shares up to 32% of The 

ANB Corporation, Terrell, Texas, and indirectly 

acquire The American National Bank of Texas, 

Terrell, Texas; Lakeside Bancshares, Inc., 

Rockwall, Texas; and Lakeside National Bank, 

Rockwall, Texas.

A.N.B. HOLDING COMPANY, 

LTD.

Newspaper:

Federal Register:

* Branch

Not applicable

Comerica Bank, Dallas, Texas, to establish a 06/23/2011

branch to be located at 411 West Lafayette 

Boulevard, Detroit, Michigan.

COMERICA BANK

Newspaper:

Federal Register:

* 3A1 Not available

08/05/2011

Integrity Bancshares, Inc., Houston Texas, to 

become a bank holding company by acquiring 

100 percent of Integrity Bank, SSB, Houston, 

Texas.

INTEGRITY BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 07/28/2011

Strategic Growth Banking. LLC, El Paso, Texas, 

and Strategic Growth Banking Partners, LLC, 

both of El Paso, Texas, to become bank holding 

companies pursuant to Section 3(a)(1) through 

the acquisition of Las Cruces B.R.G., 

Incorporated, Las Cruces, New Mexico, and 

thus indirectly acquire control of Bank of the 

Rio Grande, National Association, Las Cruces, 

New Mexico, and to retain control of, pursuant 

to Section 4(c)(8), Capital Bank, State Savings 

Bank, El Paso, Texas.

STRATEGIC GROWTH 

BANKING, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/23/2011

06/21/2011

Interagency Noticce of Change in Control by 

Castle Creek Capital Partners IV, LP, Castle 

Creek Advisors IV, LLC, Castle Creek Capital IV, 

LLC, John T. Pietrzak, Pietrzak Advisory Corp., 

John M. Eggemeyer, JME Advisory Corp., 

William J. Ruh, Ruh Advisory Corp., Mark G. 

Merlo, Legions IV Advisory Corp., Joseph 

Mikesell Thomas, and Mikesell Advisory Corp., 

all of Rancho Santa Fe, California, to acquire up 

to 24.9% of the voting shares of Intermountain 

Community Bancorp, a bank holding company 

that is the sole shareholder of Panhandle State 

Bank, a state non-member bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

CIC 07/01/2011

07/05/2011

Interagency Noticce of Change in Control by 

Stadium Capital Partners, L.P., Stadium Capital 

Qualified Partners, L.P., Stadium Capital 

Management LLC, and John Welborn, all of 

Bend, Oregon, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Riverview Bancorp, Inc. to become a bank 

holding company by acquring 100 percent of 

Riverview Community Bank FSB, both of 

Vancouver, Washington.

RIVERVIEW BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act