Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 18 

Week Ending May 5, 2012

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the Report of Transaction 

Accounts, Other Deposits and Vault Cash (FR 2900), Annual Report of Deposits and 

Reservable Liabilities (FR 2910a), Report of Foreign (Non-U.S.) Currency Deposits 

(FR 2915), Allocation of Low Reserve Tranche and Reservable Liabilities 

Exemption (FR 2930), Supervisory and Regulatory Survey (FR 3052), and Consumer 

Financial Stability Surveys (FR 3053).

- Proposed, May 1, 2012

Enforcement

MidSouth Bank, Murfreesboro, Tennessee -- written agreement dated August 5, 

2010, terminated April 26, 2012.

- Announced, May 1, 2012

H.2 Board Actions April 29, 2012 to May 5, 2012

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

April 29, 2012 to May 5, 2012

MA Monetary Affairs

Bank Branches, Domestic

Peoples Bank, Lubbock, Texas -- to establish a branch at 1605 West Division Street, 

Slaton.

Dallas

- Approved, May 2, 2012

SmartBank, Pigeon Forge, Tennessee -- to establish a branch at 302 North Peters 

Road, Knoxville.

Secretary

- Approved, May 2, 2012

Bank Holding Companies

CBM Florida Holding Company, Bradenton, Florida -- waiver of application for the 

acquisition of The Palm Bank, Tampa, in connection with its merger with and into 

CBM's subsidiary bank, Community Bank & Company, Lakewood Ranch.

Atlanta

- Granted, May 4, 2012

Ipswich Community Bancshares, Inc., Ipswich, South Dakota -- to become a bank 

holding company and to acquire Yellowstone Trail Bancorporation, Ipswich, and its 

subsidiary bank, Ipswich State Bank.

Minneapolis

- Approved, May 4, 2012

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Platinum Bank Holding Company, Brandon, Florida -- to become a bank holding 

company and to acquire Platinum Bank, Brandon.

Atlanta

- Approved, May 2, 2012

TCV VII, L.P., Palo Alto, California; TCV VII (A), L.P.; and TCV Member Fund, 

L.P. -- relief from certain commitments.

Director, BS&R

- Granted, May 2, 2012

Wells Financial Corp., Wells, Minnesota -- to become a bank holding company on 

conversion of Wells Federal Bank, Wells, from a federal savings bank to a 

state-chartered commercial bank.

Minneapolis

- Approved, May 3, 2012

Bank Premises

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its 

investment in bank premises.

New York

- Approved, May 2, 2012

First State Bank of St. Robert, St. Robert, Missouri -- to increase its investment in 

bank premises.

St. Louis

- Approved, May 2, 2012

H.2 Actions under delegated authority April 29, 2012 to May 5, 2012

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Continental Bank Holdings, Inc., Plymouth Meeting, Pennsylvania -- change in bank 

control of Continental and its subsidiary thrift, Continental Bank, Plymouth Meeting.

Philadelphia

- Permitted, May 2, 2012

River Valley Bancorp, Madison, Indiana -- change in bank control of River Valley 

and its subsidiary thrift, River Valley Financial Bank, Madison.

St. Louis

- Permitted, May 4, 2012

Uvalde Bancshares, Inc., Dover, Delaware -- change in bank control of Uvalde and 

its subsidiary bank, Uvalde National Bank, Uvalde, Texas.

Dallas

- Withdrawn, May 3, 2012

Wilburton State Bancshares, Inc., Wilburton, Oklahoma -- change in bank control of 

Wilburton and its subsidiary bank, Wilburton State Bank, Wilburton.

Kansas City

- Permitted, April 30, 2012

Extensions of Time

Silicon Valley Bank, Santa Clara, California -- extension of time to invest in Pudong 

Development Silicon Valley Bank, Shanghai, People's Republic of China.

Secretary

- Granted, May 1, 2012

H.2 Actions under delegated authority April 29, 2012 to May 5, 2012

(A/C) = Addition or Correction Delegated - 3 of 4
Savings and Loan Holding Companies

BankAtlantic Bancorp, Inc., Fort Lauderdale, Florida -- temporary relief from certain 

regulatory reporting requirements.

Director, BS&R

- Granted, May 4, 2012

Saddle River Valley Bancorp, Saddle River, New Jersey, and its parent SLHCs, 

JCF III AIV SRV GP LLC, et al. -- temporary relief from certain regulatory reporting 

requirements.

Director, BS&R

- Granted, May 4, 2012

W. R. Berkley Corporation, Greenwich, Connecticut -- temporary relief from certain 

regulatory reporting requirements.

Director, BS&R

- Granted, May 4, 2012

H.2 Actions under delegated authority April 29, 2012 to May 5, 2012

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/01/2012

Notification by Kevin P. Meehan to acquire up 

to 53.18% of the outstanding shares of the 

common stock of MNB Bancorp, Milford, 

Massachusetts pursuant to the Change in Bank 

Control Act of 1978.

MNB BANCORP

Newspaper:

Federal Register:

CIC 05/16/2012

05/16/2012

Notification by Frederick W. Tausch to acquire 

25% or more of the outstanding shares of 

Monadnock Bancorp, Inc., Peterborough, New 

Hampshire pursuant to the Change in Bank 

Control Act of 1978.

MONADNOCK BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco Pine S.A., Sao Paulo, Brazil, to establish a 

representative office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act of 1978, as amended, and Section 

211.24(a)(1) of Regulation K.

BANCO PINE S.A.

Newspaper:

Federal Register:

CIC Not available

05/23/2012

Notice by Preston D. Pinkett, III to acquire 10 

percent of City National Bancshares 

Corporation, Newark, New Jersey.

CITY NATIONAL BANCSHARES 

CORPORATION

Newspaper:

Federal Register:

* Branch

Not applicable

Five Star Bank, Warsaw, New York to establish 05/14/2012

a branch office located at 3133 Silverback Lane, 

Town of Erwin, Steuben County, New York. 

(RSSD #4400989)

FIVE STAR BANK

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

NongHyup Bank, Seoul, South Korea, to 

establish a representative office in New York, 

New York, pursuant to Section 211.24 of 

Regulation K.

NONGHYUP BANK

Newspaper:

Federal Register:

* 3A1 Not available

05/30/2012

RSB Bancorp, MHC and RSB Bancorp, Inc., 

both of Roselle, New Jersey, to become bank 

holding companies by acquiring 100 percent of 

Roselle Savings Bank, Roselle, New Jersey.

RSB Bancorp, Inc

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Bank Control 

by LM III TriState Holdings LLC; LM III A 

TriState Holdings LLC; Lovell Minnick Equity 

Partners III LP; Lovell Minnick Equity Partners 

III A LP; Lovell Minnick Equity Advisors III LP; 

Fund III UGP LLC; Lovell Minnick Partners 

LLC; and Lovell Minnick Holdings LLC; all of 

Radnor, Pennsylvania, to acquire up to 24.9% of 

the outstanding voting shares of TriState 

Capital Holdings, Inc., Pittsburgh, PA, and 

thereby indirectly control TriState Capital Bank, 

Pittsburgh, PA

Lovell Minnick Holdings LLC

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/28/2012

05/29/2012

Mr. James R. Wilkins, III, Wilkins Investments, 

L.P., James R. Wilkins, Jr., Elizabeth Wilkins 

Talley, Wilkins Shoe Center, Inc. Profit Sharing 

Trust FBO Wilkins Shoe Center, Inc., all of 

Winchester, Virginia, and other family members 

as a group acting in concert to control up to 

12.17% of the voting shares of First National 

Corporation, Strasburg, Virginia.

FIRST NATIONAL 

CORPORATION

Newspaper:

Federal Register:

CIC 05/28/2012

05/29/2012

Gerald F. Smith, Jr. Revocable Trust, (trustee, 

Gerald F. Smith, Jr.) Winchester, Virginia, to 

individually control up to 24.10% of the 

outstanding voting shares of First National 

Corporation, Strasburg, Virginia. Additionally, 

Gerald F. Smith, Jr. Revocable Trust, (trustee, 

Gerald F. Smith, Jr.) Gerald F. Smith, Jr., Evan A. 

Smith, Kaye DeHaven Smith Irrevocable Trust 

FBO Evan A. Smith (trustee, Gerald F. Smith, 

Jr.), Kaye DeHaven Smith Irrevocable Trust 

FBO Elise D. Smith (trustee, Gerald F. Smith, Jr.), 

Kaye DeHaven Smith Irrevocable Trust FBO 

Emily N. Smith (trustee, Gerald F. Smith, Jr.), all 

of Winschester, Virginia, and other family 

members as a group acting in concert to 

collectively control up to 24.19% of the voting 

shares of First National Corporation.

FIRST NATIONAL 

CORPORATION

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Forest Commercial Bank, Asheville, North 

Carolina, to become a member of the Federal 

Reserve System.

FOREST COMMERCIAL BANK

Newspaper:

Federal Register:

CIC Not available

Not available

John and Patricia Crites, both of Marco Island, 

Florida, et al. to retain 17.01% of the voting 

shares of Summit Financial Group, Moorefield, 

West Virginia.

SUMMIT FINANCIAL GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

Not applicable

CapStar Bank, Nashville, Tennessee, to acquire 05/24/2012

certain assets and assume certain liabilities of 

the Franklin, Tennessee Branch of Community 

First Bank & Trust, Columbia, Tennessee. The 

branch is located at 9045 Carothers Parkway, 

Franklin, Tennessee.

CAPSTAR BANK

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

CapStar Bank, Nashville, Tennessee, to merge 05/24/2012

with American Security Bank & Trust Company, 

Hendersonville, Tennessee.

CAPSTAR BANK

Newspaper:

Federal Register:

* 3A3

Not available

Community Bancshares of Mississippi, Inc. 06/06/2012

Employee Stock Ownership Plan and 

Community Bancshares of Mississippi, Inc., 

both of Brandon, Mississippi, to acquire 100 

percent of the outstanding shares of 

Community Holding Company of Florida, Inc., 

Miramar Beach, Florida, and its subsidiary, 

Community Bank, Destin, Florida.

COMMUNITY BANCSHARES OF 

MISSISSIPPI, INC. EMPLOYEE 

STOCK OWNERSHIP PLAN

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 05/15/2012

establish a branch located at 400 Meridian 

Street, Huntsville, Alabama, to be known as the 

Downtown Huntsville Branch.

IBERIABANK

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 05/15/2012

establish a branch located at 111 Center Street, 

Little Rock, Arkansas, to be known as the 

Center Street Branch.

IBERIABANK

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 05/15/2012

establish a branch located at 5079 Sweetwater 

Boulevard, Sugar Land, Texas, to be known as 

the Sugarland Branch.

IBERIABANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

IBERIABANK, Lafayette, Louisiana, to 

establish a branch located at 100 Euclid 

Avenue, Mountain Brook, Alabama, to be 

known as the Crestline Branch.

IBERIABANK

Newspaper:

Federal Register:

* 3A5 05/15/2012

05/14/2012

IBERIABANK Corporation, Lafayette, 

Louisiana, to merge with Florida Gulf Bancorp, 

and its subsidiary, Florida Gulf Bank, both of 

Fort Myers, Florida.

IBERIABANK CORPORATION

Newspaper:

Federal Register:

CIC 05/04/2012

05/18/2012

Prior Change in control notice filed by Bixby 

Bridge Financial Trust, and David D. Colburn, 

as Trustee both of Northbrook, Illinois, to 

collectively acquire up to 91.27 percent voting 

stock, and 21.90 percent of non-voting stock of 

PCNB Bancshares, Inc., and its subsidiary, 

Peoples Community Bank, both of Bremen, 

Georgia.

PCNB BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/27/2012

The Gus J. Lukas and Lorraine J. Lukas 2006 

Trust for Lori J. Foy ("Trust"), and Lori J. Foy, 

Grafton, Wisconsin, individually and as trustee 

of Trust, and Lori J. Foy, together as a group 

acting in concert with Trust, Lori J. Foy as 

trustee, Paul Foy, Grafton, Wisconsin, John 

Lukas, Manitowoc, Wisconsin, Mark Lukas, 

Manitowoc, Wisconsin, and the Foy minor 

children, to retain control of 25 percent or more 

of the outstanding shares of Community 

Bancshares of Wisconsin, Inc., Grafton, 

Wisconsin, and thereby indirectly retain control 

of Cornerstone Community Bank, Grafton, 

Wisconsin.

COMMUNITY BANCSHARES OF 

WISCONSIN, INC.

Newspaper:

Federal Register:

CIC Not available

05/02/2012

The Lumpkin Family Foundation, Pinon Tree 

Holding Company, LLC, SKL Investment Group, 

LLC, Benjamin I. Lumpkin GRIT (Trustees: 

Steven L. Grissom and David R. Hodgman) and 

Elizabeth L. Celio GRIT (Trustees: Steven L. 

Grissom and David R. Hodgman), all of 

Mattoon, Illinois, Richard A. Lumpkin 1970 

Trust, of New York, New York, Anne R. Sparks, 

John W. Sparks and Zachary Whitten, all of 

Albuquerque, New Mexico, Benjamin I. 

Lumpkin, of Chicago, Illinois, Elizabeth L. Celio, 

of Oak Park, Illinois, Barbara S. Federico, of 

Lantana, Florida, Christina S. Duncan and Ila 

Duncan, both of Wilton, Connecticut, Pamela R. 

Keon, Elizabeth Vitale and William Vitale, all of 

Mill Valley, California, Margaret DeWyngaert, 

Isabelle DeWyngaert and Susan K. 

DeWyngaert, all of Philadelphia, Pennsylvania, 

Joseph J. Keon III, of Greenbrae, California, 

Katherine S. Keon, of San Francisco, California, 

and Margaret K. Partridge-Hicks and Richard A. 

Lumpkin, both of Mattoon, Illinois, who are 

individual members of the Lumpkin family and 

entities controlled by and trusts created for the 

benefit of individuals who are members of the 

Lumpkin family, and as trustees for other 

Lumpkin family trusts, as a group acting in 

concert, intend to apply to the Federal Reserve 

Board for permission to acquire 25 percent or 

more of the shares and thereby control of First 

Mid-Illinois Bancshares, Inc. of Mattoon, 

Illinois. First Mid-Illinois Bancshares, Inc., 

controls First Mid-Illinois Bank & Trust, N.A., 

1515 Charleston Avenue, Mattoon, Illinois 

61938.

FIRST MID-ILLINOIS 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

GNB Bank, Grundy Center, Iowa, to merge with 

First State Bank, Manchester, Iowa. As a result 

of the merger, GNB Bank will establish a branch 

at 300 East Main, Manchester, Iowa.

GNB BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/09/2012

Sheldon B. Lubar, River Hills, Wisconsin, 

individually, and as part of a group acting in 

concert, with Marianne S. Lubar, River Hills, 

Wisconsin, David J. Lubar, Fox Point, 

Wisconsin, Susan Lubar Solvang, Mequon, 

Wisconsin, and Joan P. Lubar, Fox Point, 

Wisconsin, to acquire control of Ixonia 

Bancshares, Inc., Ixonia, Wisconsin, and 

thereby to indirectly acquire control of ISB 

Community Bank, Ixonia, Wisconsin.

IXONIA BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/01/2012

Johnston Growth Corporation, Johnston, Iowa, 

to become a bank holding company following 

the conversion of its subsidiary, Charter Bank, 

Johnston, Iowa, from a federally chartered 

savings association to a state chartered bank.

JOHNSTON GROWTH 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

04/23/2012

The Duncan, Hrvol, and Molzen Families 

consisting of E. Ray Duncan, individually and 

as beneficiary of the Hardware State Bank 401K 

Plan and as beneficiary of the Sullivan 

Bancshares, Inc. Employee Savings and 

Retirement Plan, together as a group acting in 

concert with Sally Foley Duncan and Sally 

Foley Duncan, as Trustee of the John K. Foley 

Revocable Living Trust and as beneficiary of 

the Hardware State Bank 401K Plan, the John K. 

Foley Revocable Living Trust, and Gloria Foley, 

all of Lovington, Illinois, and Paul Michael 

Hrvol, Jr. and Paul Michael Hrvol, Jr,. as 

beneficiary of the Sullivan Bancshares, Inc. 

Employee Savings and Retirement Plan, 

Michelle Beth Hrvol and Michelle Beth Hrvol, 

as beneficiary of the Sullivan Bancshares, Inc. 

Employee Savings and Retirement Plan, all of 

Sullivan, Illinois, and Roger Reid Molzen and 

Roger Reid Molzen, as beneficiary of the 

Sullivan Bancshares, Inc. Employee Savings 

and Retirement Plan and Christina DeAnne 

Molzen, all of Sullivan, Illinois, collectively as a 

group acting in concert, to retain shares of 

Moultrie Bancorp, Inc., Lovington, Illinois and 

thereby indirectly control Hardware State Bank, 

Lovington, Illinois.

MOULTRIE BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/16/2012

Frank A. Peplinski, David Peplinski, Jerry 

Peplinski, Jerry Peplinski, as trustee of the 

Peplinski Family 2012 Trust, and the Peplinksi 

Family 2012 Trust, Terry Peplinski, Lynda 

Watchowski, Lauren Peplinski, Crystal Stomack, 

Nicole Peplinski, Brandon Watchowski (all of 

Ubly, Michigan) and certain of their minor 

children as a group acting in concert, to acquire 

25 percent or more of the shares and thereby 

control of Northstar Financial Group, Inc and 

indirectly, Northstar Bank, Bad Axe, Michigan 

and Seaway Community Bank, St, Clair, 

Michigan.

NORTHSTAR FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

04/16/2012

Lynette Drake, as an individual, Lynette Drake 

as trustee of the Roberts Family, 2012 Trust, and 

the Roberts Family 2012 Trust, Maria Roberts, 

Maria Roberts, as trustee of the Ryan J. Roberts 

Trust, the Ryan J. Roberts Trust, Jeffrey 

Roberts, and Austin Drake (all of Bad Axe, 

Michigan) and certain of their minor children as 

a group acting in concert, to acquire 25 percent 

or more of the shares and thereby control of 

Northstar Financial Group, Inc., and indirectly, 

Northstar Bank, Bad Axe, Michigan, and 

Seaway Community Bank, St, Clair, Michigan.

NORTHSTAR FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

04/09/2012

Notice by Steven D. Spector of Glenview, 

Illinois, as an individual and as trustee of the 

Alan L. Spector GST Family Trust, the Walter 

W. Spector, Steven D. Spector, Andrew M. 

Spector, and Nancy S. Spector Dynasty Trusts, 

and two Phillip J. Spector GST Trusts and as a 

group working in concert with Steven D. 

Spector, Walter W. Spector of Saratoga, 

California, Andrew M. Spector of Bexley, Ohio, 

Nancy S. Spector of Chicago, Illinois, the Phillip 

J. Spector GST Trust - FBO Michael Spector, 

Michael Spector, of Bettendorf, Iowa, and 

Steven Spector trustees, the Phillip J. Spector 

GST Trust - FBO Shelley Caesar, Shelley Caesar 

of Fox River Grove, Illinois, and Steven D. 

Spector trustees, and the Alan L. Spector GST 

Family Trust, the Walter W. Spector Dynasty 

Trust, the Steven D. Spector Dynasty Trust, the 

Andrew M. Spector Dynasty Trust, the Nancy 

S. Spector Dynasty Trust (Steven D. Spector 

trustee) to acquire and/or retain 25 percent or 

more of the shares of Spector Properties, Inc., 

Chicago, Illinois and thereby indirectly 

acquire/retain control of Andalusia Community 

Bank, Andalusia, Illinois.

SPECTOR PROPERTIES, INC

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Town Bank, Hartland, Wisconsin, to establish a 

branch facility to be located at N72 W13435 

Jacob Lane, Menomonee Falls, Wisconsin.

TOWN BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Community Bank, Inc., Ronan, Montana, to 

merge with Community Bank-Missoula, Inc., 

Missoula, Montana, and incident thereto, 

establish three branches in Missoula.

COMMUNITY BANK, INC.

Newspaper:

Federal Register:

* 3A3

* 18C

04/27/2012

04/30/2012

Leackco Banking Holding Company, Inc., 

Wolsey, South Dakota, to acquire 100% of ASB 

Bank Holding Company, Pierre, South Dakota, 

and thereby indirectly acquire American State 

Bank of Pierre, Pierre, South Dakota. In addition, 

American State Bank of Pierre to merge with 

ASB Interim Bank, Wessington Springs, South 

Dakota, and to remain the resultant bank.

LEACKCO BANK HOLDING 

COMPANY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 153054 NORTHWESTERN BK, CHIPPEWA FALLS, WISCONSIN 11/07/2011 02/29/2012 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Prime Time Investments Group, LLC, Wray, 

Colorado, to become a bank holding company 

through the acquisition of 79.2 percent of the 

voting shares of Investment Opts, LLC, 

Bethune, Colorado, and the indirect and direct 

acquisition of approximately 48 percent of the 

voting shares of FarmBank Holding, Inc., 

Greeley, Colorado, parents of FirstFarm Bank, 

Greeley, Colorado.

PRIME TIME INVESTMENTS 

GROUP, LLC

Newspaper:

Federal Register:

* 3A1 05/12/2012

05/31/2012

Vintage Bancorp, Inc., Wichita, Kansas, to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Vintage Bank Kansas, Leon, Kansas and 

CornerBank, N.A., Winfield, Kansas. Vintage 

Bancorp, Inc., Wichita, Kansas, elects to 

become a financial holding company.

VINTAGE BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

American State Bank, Arp, Texas, to become a 

member of the Federal Reserve System.

AMERICAN STATE BANK

Newspaper:

Federal Register:

* 3A1 05/12/2012

05/11/2012

B2B Holdings, Inc., Houston, Texas, to become 

a bank holding company by acquiring 100 

percent of Stockmens National Bank in Cotulla, 

Cotulla, Texas.

B2B HOLDINGS, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch at 208 Earl Garrett Street, Kerrville, Texas 

78028.

COMERICA BANK

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Community Trust Bank, Choudrant, Louisiana, 

to become a member of the Federal Reserve 

System.

COMMUNITY TRUST BANK

Newspaper:

Federal Register:

CIC Not available

03/21/2012

Mission-Heights Capital, Ltd., Houston, Texas, 

and Mission-Heights, LLC, Houston, Texas, 

general partner; and Charles Robert Miller, Jr., 

Odem, Texas, individually, intend to apply to 

the Federal Reserve Board for permission to 

acquire 25 percent or more of the shares of 

Odem Bancshares, Inc., Odem, Texas, and 

thereby indirectly obtain control of First State 

Bank of Odem, Odem, Texas., in association 

with a request by Mission-Heights Capital, Ltd., 

to be treated as a Qualified Family Partnership 

(QFP).

ODEM BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

05/09/2012

Notice by Ray Mark Bain, Lubbock, Texas, 

individually, as co-trustee of the RMB 2012 

Family Trust, trustee of the Ray Mark Bain 2007 

Trust, and trustee of the Ray Mark Bain 

Children's Trusts; Michael Lewis Bain, Canyon, 

Texas, individually, as co-trustee of the RMB 

2012 Family Trust, trustee of the Michael L. Bain 

2007 Trust, and trustee of the Michael L. Bain 

Children's Trusts; Nancy Bain Seybert, 

Perryton, Texas, individually, as trustee of the 

Nancy Bain Seybert 2007 Trust, and trustee of 

the Nancy Bain Seybert Children's Trusts; Ray 

M. Bain, Dimmitt, Texas; and Barbara June Bain, 

Dimmitt, Texas; collectively a group acting in 

concert, to control, retain and acquire 47.71 

percent of Plains Bancorp, Inc., Dimmitt, Texas, 

and therefore, indirectly, First United Bank, 

Dimmitt, Texas.

PLAINS BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Texas First Bank, Texas City, Texas, to acquire 

by merger Texas Coastal Bank, Pasadena, Texas, 

and to establish branches at 6731 Spencer 

Highway, Pasadena, Texas 77505 and 102 W. 

Pasadena Blvd., Deer Park, Texas 77536. 

 AND

Texas First Bank, Texas City, Texas to merge 

with Texas Coastal Bank, Pasadena, Texas and 

to establish branches at 6731 Spencer Highway, 

Pasadena, Texas 77505, and 102 W. Pasadena 

Blvd., Deer Park, Texas 77536.

TEXAS FIRST BANK

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Texas First Bank, Texas City, Texas to acquire 

by merger Houston Business Bank, Houston, 

Texas, and to establish a branch 1535 West 

Loop South, Suite 120, Houston, Texas 77027. 

AND Texas First Bank, Texas City, Texas to 

merge with Houston Business Bank, Houston, 

Texas, and to establish a branch 1535 West 

Loop South, Suite 120, Houston, Texas 77027.

TEXAS FIRST BANK

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Texas Security Bankshares, Inc., Dallas, Texas, 

to become a bank holding company by 

acquiring 100% of Texas Security Bank, Dallas, 

Texas.

TEXAS SECURITY 

BANKSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 5, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

05/11/2012

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community BanFund -A, L.P., Carpenter 

Community BandFund - CA, L.P., CCFW, Inc., 

and Carpenter Bank Partners, Inc., all of Irvine, 

California, to acquire additional voting shares, 

for a total of approximately 78 percent of the 

voting shares of Manhattan Bancorp, and 

thereby indirectly acquire additional voting 

shares of Bank of Manhattan, National 

Association, both of El Segundo, California.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

* Branch

Not applicable

East West Bank, Pasadena, California, to 05/06/2012

establish a branch office at 9378 Wilshire 

Boulevard, Beverly Hills, California.

EAST WEST BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

East West Bank, Pasadena, California, to 

establish a branch office at 535 Madison 

Avenue, 8th Floor, New York, New York.

EAST WEST BANK

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 02/21/2012

First PacTrust Bancorp, Inc., Chula Vista, 

California, to become a bank holding company 

by acquiring 100 percent of Beach Business 

Bank, Manhattan Beach, California, pursuant to 

section 3(a)(1) of the BHC Act, and 2)to retain 

100 percent control of Pacific Trust Bank, 

fsb,Chula Vista, California, and thereby engage 

in operating a nonbank thrift subsidiary, 

pursuant to section 225.28(b)(4) of Regulation 

Y.

FIRST PACTRUST BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A3 Not available

05/30/2012

Franklin Resources, Inc., San Mateo, California, 

to acquire up to 5.57 percent of Oriental 

Financial Group, Inc., and indirectly, Oriental 

Bank & Trust, both of San Juan, Puerto Rico.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

Other Foreign Not applicable

Not available

Silicon Valley Bank, Santa Clara, California, to 

establish an Edge corporation, SVC 

International Finance, Inc., Santa Clara, 

California, to invest in foreign organizations, 

pursuant to Regulation K.

SILICON VALLEY BANK

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

05/05/2012

Sound Financial Bancorp,Inc., Seattle, 

Washington; to become a savings and loan 

holding company upon the second-step 

conversion of Sound Community MHC, and 

Sound Financial, Inc., both in Seattle, 

Washington. Sound Financial Bancorp, Inc. will 

control Sound Community Bank, Seattle, 

Washington.

SOUND COMMUNITY MHC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act