Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 17 

Week Ending April 27, 2013

Board of Governors of the Federal Reserve System, Washington, DC 20551
Monetary and Financial Policy

Term Deposit Facility -- to conduct small-value fixed-rate offerings of term deposits 

with full allotment of tenders.

- Announced, April 26, 2013

Personnel

Division of Reserve Bank Operations and Payment Systems -- appointment of 

Laurence Mize, Marybeth Traverso, David Mills, Lorelei Pagano, and Shaun Ferrari 

as assistant directors, and Michael Lambert and Gregory Evans as associate directors, 

effective May 5, 2013.

- Approved, April 25, 2013

Regulations and Policies

Foreign Remittance Transfers -- biennial report to Congress on the use of the 

automated clearinghouse system and other payment mechanisms for remittance 

transfers to foreign countries, in accordance with the Dodd-Frank Act.

- Approved, April 25, 2013

Reserve Bank Operations

Federal Reserve Bank of Richmond -- appointment of Mark L. Mullinix as first vice 

president and chief operating officer, effective June 1, 2013.

- Approved, April 19, 2013

(A/C)

Enforcement

Freedom Bancorporation, Inc., Lindstrom, Minnesota -- written agreement with the 

Federal Reserve Bank of Minneapolis.

- Announced, April 25, 2013

H.2 Board Actions April 21, 2013 to April 27, 2013

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Freedom Bank of Oklahoma, Tulsa, Oklahoma -- written agreement with the Federal 

Reserve Bank of Kansas City and the Oklahoma State Banking Department.

- Announced, April 25, 2013

Plumas Bancorp, Quincy, California -- written agreement dated July 25, 2011, 

terminated April 18, 2013.

- Announced, April 23, 2013

H.2 Board Actions April 21, 2013 to April 27, 2013

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

April 21, 2013 to April 27, 2013

MA Monetary Affairs

Bank Branches, Domestic

Community Trust Bank, Choudrant, Louisiana -- to establish a branch at 16479 North 

Dallas Parkway, Addison, Texas.

Dallas

- Approved, April 25, 2013

RCB Bank, Claremore, Oklahoma -- to establish branches at 855 West Covell Road, 

3600 South Boulevard Street, and 16461 North Pennsylvania Avenue, all in Edmond.

Kansas City

- Approved, April 23, 2013

Bank Holding Companies

Lakeland Bancorp, Inc., Oak Ridge, New Jersey -- waiver of application to acquire 

Somerset Hills Bancorp, Bernardsville, in connection with the merger of their 

respective subsidiary banks, Lakeland Bank, Newfoundland, and Somerset Hills 

Bank, Bernardsville.

New York

- Withdrawn, April 26, 2013

Midland States Bancorp, Inc., Effingham, Illinois -- to acquire Grant Park 

Bancshares, Inc., Grant Park; and for Midland's subsidiary, Midland States Bank, 

Effingham, to merge with The First National Bank of Grant Park, Grant Park, and 

thereby establish branches.

St. Louis

- Approved, April 25, 2013

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, 

Illinois -- to increase its ownership of Minier Financial, Inc., Minier, and thereby 

increase its ownership of First Farmers State Bank.

Chicago

- Approved, April 24, 2013

RBB Bancorp, Los Angeles, California -- waiver of application to acquire Los 

Angeles National Bank, Buena Park, in connection with the merger of Los Angeles 

National Bank with and into RBB's subsidiary, Royal Business Bank, Los Angeles.

San Francisco

- Granted, April 24, 2013

Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of Heritage Bank of North Florida, Orange Park, Florida, and thereby 

establish branches.

St. Louis

- Withdrawn, April 22, 2013

Banks, State Member

Paradise Bank, Boca Raton, Florida -- to establish a financial subsidiary, 

PB Insurance Services, LLC, Boca Raton, and thereby engage in insurance 

activities.

Atlanta

- Approved, April 26, 2013

H.2 Actions under delegated authority April 21, 2013 to April 27, 2013

(A/C) = Addition or Correction Delegated - 2 of 3
Change in Bank Control

First Busey Corporation, Champaign, Illinois -- change in bank control of First Busey 

Corporation and its subsidiary, Busey Bank, Champaign.

Chicago

- Permitted, April 26, 2013

WEB, Inc., Fairmont, Minnesota -- to retain control of WEB, Inc. and its subsidiary, 

State Bank of Fairmont, Fairmont.

Minneapolis

- Permitted, April 26, 2013

Membership

The Ohio Valley Bank Company, Gallipolis, Ohio -- to become a member of the 

Federal Reserve System.

Cleveland

- Approved, April 26, 2013

Petit Jean State Bank, Morrilton, Arkansas -- to become a member of the Federal 

Reserve System.

St. Louis

- Approved, April 23, 2013

H.2 Actions under delegated authority April 21, 2013 to April 27, 2013

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Application by Brookline Bank, Brookline, 05/04/2013

Massachusetts, to establish a full-service 

branch at 456 Main Street, Waltham, 

Massachusetts, pursuant to Section 208.6 of 

Regulation H.

BROOKLINE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 884303 CHEMUNG CANAL TC, ELMIRA, NEW YORK 05/29/2012 03/18/2013 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Merchants Bank, Bangor, PA, to establish a 05/07/2013

branch office located at 2 West Broad Street, 

Bethlehem, PA.

MERCHANTS BANK OF 

BANGOR

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Cincinnati, OH to establish a 04/16/2013

branch at 6571 Broadway Avenue, Unit 8, 

Cleveland, OH.

FIFTH THIRD BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Cincinnati, OH to establish a 04/16/2013

branch at 12002 Anderson Road, Tampa, FL.

FIFTH THIRD BANK

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 05/18/2013

05/23/2013

CapGen Capital Group III LLC and CapGen 

Capital Group III LP, both located in New York, 

New York, to increase their investment up to 

25% of the voting securities of Seacoast 

Banking Corporation of Florida, Stuart, Florida, 

and thereby indirectly control Seacoast National 

Bank, Stuart, Florida.

CAPGEN CAPITAL GROUP III 

LLC

Newspaper:

Federal Register:

* Branch

Not applicable

Monarch Bank, Chesapeake, Virginia, to 05/02/2013

establish a branch at 11815 Fountain Way, Suite 

510, Newport News, Virginia.

MONARCH BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

05/17/2013

CedarStone Financial, Inc., to become a bank 

holding company by acquiring 100 percent of 

the outstanding shares of CedarStone Bank, 

both of Lebanon, Tennessee.

CEDARSTONE FINANCIAL, INC.

Newspaper:

Federal Register:

CIC Not available

04/04/2013

Prior change in control notice filed by William 

Henry Carr, Enterprise, Alabama, and Jerry 

Newman Carr, Cornelius, North Carolina, to 

acquire 31.12 percent of the outstanding shares 

of Enterprise Capital Corporation, Inc., and its 

subsidiary bank, The Citizens Bank, both of 

Enterprise, Alabama.

ENTERPRISE CAPITAL 

CORPORATION, INC.

Newspaper:

Federal Register:

CIC 05/06/2013

05/15/2013

Floridian Community Holdings, Inc., Davie, 

Florida, prior change in control notice filed by 

Harvey Alan Sorkin, Palm Beach Gardens, 

Florida, to acquire 10 percent or more of the 

outstanding shares of Floridian Community 

Holdings, Inc., and its subsidiary, Floridian 

Community Bank, Inc., both of Davie, Florida.

FLORIDIAN COMMUNITY 

HOLDINGS, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Oakworth Capital, Inc., to become a bank 

holding company by acquiring 100 percent of 

the outstanding shares of Oakworth Capital 

Bank, both of Birmingham, Alabama.

OAKWORTH CAPITAL, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Progress Financial Corporation, notice to 

become a bank holding company by acquiring 

100 percent of the outstanding shares of 

Progress Bank and Trust, both of Huntsville, 

Alabama.

PROGRESS FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Central State Bank, Muscatine, Iowa, to merge 

with sister banks: West Chester Savings Bank, 

Washington, Iowa; and Freedom Security Bank, 

Coralville, Iowa. As a result of the proposed 

mergers, all offices of target banks will become 

offices of Central State Bank, Muscatine, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

CIC Not available

05/07/2013

Notice by Daniel Kumley, Mount Vernon, Iowa, 

Matthew Kumley, Monticello, Iowa, and Sarah 

Jones, Dyer, Indiana, to join the Audrey G. 

Savage Family Control group and thereby gain 

control of Herky Hawk Financial Corp., 

Monticello, Iowa and thereby indirectly control 

Citizens State Bank, Monticello, Iowa.

HERKY HAWK FINANCIAL 

CORP.,

Newspaper:

Federal Register:

CIC Not available

04/26/2013

Mr. Leland E. Boren, Upland, Indiana, to acquire 

control above 10 percent of Independent 

Alliance Banks, Inc., Fort Wayne, Indiana, and 

thereby indirectly control IAB Financial Bank, 

Fort Wayne, Indiana, pursuant to the Change in 

Bank Control Act.

INDEPENDENT ALLIANCE 

BANKS, INC.

Newspaper:

Federal Register:

CIC Not available

05/14/2013

Notice filed by John D. Crouch, Fox Point, 

Wisconsin, to join the existing Lubar Family 

Control Group and retain voting shares of Ixonia 

Bancshares, Inc., Ixonia, Wisconsin, and 

thereby indirectly retain shares of Ixonia Bank, 

Ixonia, Wisconsin.

IXONIA BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 457547 CENTRUE BK, STREATOR, ILLINOIS 06/11/2012 04/17/2013 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Centennial Bank, Conway, Arkansas, to 04/26/2013

establish a branch facility located at 17 West 

Government Street, Suite A, Pensacola, Floridia.

CENTENNIAL BANK

Newspaper:

Federal Register:

CIC Not available

05/13/2013

Notice by Christopher C. Reid, Owensboro, 

Kentucky, acting individually and in concert 

with a control group, to retain control of 

Independence Bancshares, Inc., Owensboro, 

Kentucky. The control group consists of Mr. 

Reid, Beacon Insurance Agency, Inc., Janet 

Reid, Jacob Reid, Lauren Reid Patton, Cathy 

Switzer, Greg Mullican, Todd Switzer, Kyle Aud, 

Bridget Reid, Jennie Parker, Eve Holder, Matt 

Carter, Darrell Higginbotham, Gary White, all of 

Owensboro, Kentucky; Jim Davis, Scott Audas, 

Bob Cummins, Kay Bryant, all of Henderson, 

Kentucky; Danny Evitts, Scott Johnston, both 

of Paducah, Kentucky; Kelly Jackson, Alvaton, 

Kentucky; Tawna Wright, Calhoun, Kentucky; 

and Brad Howard, Bowling Green, Kentucky.

INDEPENDENCE BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/09/2013

05/13/2013

Notice by Thomas H. Brouster, Sr., St. Louis, 

MO, acting individually, and in concert with a 

control group, to retain control of Reliance 

Bancshares, Inc., Des Peres, MO. The control 

group consists of Mr. Brouster, the members of 

the Brouster Investment Group approved on 

February 19, 2013 to gain control of Reliance 

Bancshares, Inc., and the following new 

members of the Brouster Investment Group: 

Richard R. and Nancy J. Arnoldy, JTWROS St. 

Louis, MO; Kenneth M. Bartz, St. Louis, MO; 

Lawrence Callahan and IRA FBO Lawrence 

Callahan Pershing LLC as Custodian Roth 

Account, both of Olivette, MO; Timothy J. 

Danis, Vero Beach, FL; Thomas P. Danis, St. 

Louis, MO; Nancy P. Demko Living Trust dtd 

1-13-84, Nancy P. Demko, Trustee, Chesterfield, 

MO; Jacqueline A. Demko Revocable Trust and 

Jacqueline A. Demko Roth IRA, both of 

Chesterfield, MO; Joseph D. Demko Living 

Trust UAD 7/15/2003, Joseph D. Demko, 

Trustee, Glendale, MO; McRee Lesche Engler 

Fund (J. Curtis Engler), St. Louis, MO; David N. 

Flowers, Greenville, IL; Duane Flowers, Trustee 

of the Linda Flowers Trust, Greenville, IL; John 

Curtis Flowers Trust dtd 2-17-1998, John Curtis 

Trustee, Greenville, IL; J. Rush James III u/a dtd 

1-30-1997, James R. James III Trustee, St. Louis, 

MO; PTC Custodian Prototype SEP IRA FBO 

John C. Kirkham, and John C. Kirkham and 

Marylyn J. Kirkham as Joint Tenants, both of 

Chesterfield, MO; Linda W. Lynch Revocable 

Trust Dated 1/27/94, Linda W. Lynch Trustee, 

St. Louis, MO; Thomas J. Lynch Revocable 

Trust dtd 1-27-94, Thomas J. Lynch Trustee, St. 

Louis, MO; David Meiners, St. Louis, MO; 

Elizabeth H. O'Keefe, Trustee of the Elizabeth H. 

O'Keefe Living Trust dated 9/18/03, Olivette, 

MO; Henry G. Ollinger Lifetime Trust dtd 

9/15/82 and Marcia A. Ollinger Lifetime Trust 

dtd 9/15/82 as joint tenants, and Marcia A. 

Ollinger Lifetime Trust dtd 9/15/82, all of St. 

Louis, MO; Thomas Geo Pappas, St. Louis, MO; 

DLP2005 Trust, David L. Payne, Trustee, St. 

Louis, MO; Michael O. Schmelzle Trustee of the 

Michael O. Schmelzle Revocable Trust u/a dtd 

November 9, 2007, Shrewsbury, MO; Craig A. 

Schriewer, St. Louis, MO; M. Todd Smith and 

Barbara L. Smith, joint tenants, St. Peters, MO; 

Andrew P. Thome, Chesterfield, MO; Howard 

Weiser and Maureen Weiser, JTWROS, Town 

& Country, MO; and AD Welsh, Trustee of the 

AD Welsh Revocable Living Trust dtd 

9/18/2000, Ft. Myers, FL.

RELIANCE BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 277558 FIRST ST BK OF ST ROBERT, SAINT ROBERT, MISSOURI 01/28/2013 04/19/2013 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/22/2013

Change in Control Notice by William P. Von 

Holtum, Edina, Minnesota, individually and as 

trustee of the voting trust of the John E. Von 

Holtum Estate, Edina, Minnesota, to retain 

control of 25% or more of Central Trust 

Company, Edina, Minnesota, and thereby 

indirectly retain control of Central Bank and 

Trust, Lander, Wyoming; CenBank, Buffalo 

Lake, Minnesota; and VH Bancorporation, Inc., 

Edina, Minnesota, which owns Grand Marais 

State Bank, Grand Marais, Minnesota. In 

addition, Megan E. Von Holtum and Christopher 

J. Von Holtum, both of Edina, Minnesota, to join 

the Von Holtum Family Group, which owns 25% 

or more of the shares of Central Trust Company.

CENTRAL TRUST COMPANY

Newspaper:

Federal Register:

CIC Not available

Not available

Change in Control notice by Connie Jean 

Lonneman, Adrian, Minnesota, individually and 

as proposed co-trustee to acquire control of the 

First State Bank Southwest 2010 Amended and 

Restated KSOP Plan and Trust, and thereby 

acquire 25 percent or more of the shares of First 

Rushmore Bancorporation, Inc., Worthington, 

Minnesota, which controls First State Bank 

Southwest, Pipestone, Minnesota.

FIRST STATE BANK 

SOUTHWEST 2010 AMENDED 

AND RESTATED KSOP PLAN 

AND TRUST

Newspaper:

Federal Register:

CIC Not available

05/01/2013

Change in control notice by James Day, 

Menahga, Minnesota, and Justin Day, 

Menahga, Minnesota, to each retain 25% or 

more of the voting shares of Menahga 

Bancshares, Inc., Menahga, Minnesota, and 

thereby indirectly retain control of First National 

Bank of Menahga & Sebeka, Menahga, 

Minnesota.

MENAHGA BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1

4c8

04/13/2013

05/13/2013

MidWest Bancorporation, Inc., Eden Prairie, 

Minnesota, to become a bank holding company 

as a result of the proposed conversion of its 

wholly-owned subsidiary, Star Bank, Bertha, 

Minnesota, from a federal savings bank to a 

Minnesota state-chartered commercial bank. 

Midwest Bancorporation, Inc., Eden Prairie, 

MN, through Todd County Agency, Inc., Eden 

Prairie, MN, and its subsidiary West Central 

Agency, Inc., Graceville, MN, to engage in 

general insurance agency activities under 

225.28(b)(11)(iii)(A) of Regulation Y.

MIDWEST BANCORPORATION, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/08/2013

04/23/2013

Post notice by the Elizabeth Ann Soderberg 

Irrevocable Trust, New Richmond, Wisconsin, 

Scott H, Soderberg, Eden Prairie, Minnesota, 

individually and as trustee, the Scott H. 

Soderberg Irrevocable Trust, New Richmond, 

Wisconsin, and Elizabeth Ann Soderberg, 

Minnetonka, Minnesota, individually and as 

trustee to join the Soderberg family control 

group which controls 25 percent or more of the 

shares of One Corporation, New Richmond, 

Wisconsin and thereby indirectly retain control 

of First National Community Bank, New 

Richmond, Wisconsin.

ONE CORPORATION

Newspaper:

Federal Register:

CIC Not available

05/06/2013

Thomas W. Armstrong, Park Falls, Wisconsin, 

and Bradley A. Trimner, Park Falls, Wisconsin, 

individually and as Co-Trustees of the Arnold J. 

Stueber, Sr Revocable Trust, Park Falls, 

Wisconsin, and the Sadie A. Stueber Revocable 

Trust, Park Falls, Wisconson, and Mary 

Luethmers, Park Falls, Wisconsin, individually, 

to each retain control of 25% or more of the 

shares of Park Falls Agency, Inc., Park Falls, 

Wisconsin, and thereby indirectly retain control 

of The First National Bank of Park Falls, Park 

Falls, Wisconsin.

PARK FALLS AGENCY, INC.

Newspaper:

Federal Register:

CIC Not available

05/08/2013

Notice of Change in Control by the Traxshares 

Trust U/A dated December 5, 2012, ("Trust") 

and Greg Gerard Traxler, Le Center, Minnesota, 

individually and as Co-Trustee of the Trust, to 

retain 25 percent or more of the shares of 

Traxshares, Inc., Le Center, Minnesota, and 

thereby indirectly retain control of The First 

National Bank of Le Center, Le Center, 

Minnesota.

TRAXSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 823656 FIRST ST BK SOUTHWEST, PIPESTONE, MINNESOTA 12/03/2012 04/12/2013 O Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/30/2013

Notification by Timothy H. Hume, Leslie J. 

Hume, James H. Hume, and Kay L. Hume, all of 

Walsh, Colorado; and Samuel A. Hume, Fort 

Worth, Texas; to acquire control of FarmBank 

Holding, Inc., parent of First FarmBank, both in 

Greeley, Colorado.

FARMBANK HOLDING, INC.

Newspaper:

Federal Register:

CIC Not available

05/14/2013

Notification by Gene R. Giles, Alliance, 

Nebraska, Sally J. Giles, Denver, Colorado, 

Randall D. Giles, San Diego, California, Nicholas 

G. Giles, Lincoln, Nebraska, and Lucas G. Giles, 

Lincoln, Nebraska, all of the Giles family group; 

the Bradley S. Norden Irrevocable Trust and the 

Brett A. Norden Irrevocable Trust, Brett A. 

Norden and Bradley S. Norden, as co-trustees 

of both trusts, all of Highlands Ranch, 

Colorado, and as members of the Norden family 

group; the Michael L. Ryan 2011 Irrevocable 

Trust and the Cheryl L. Ryan 2012 Irrevocable 

Trust, both of Minden, Nebraska, Jeffrey M. 

Ryan, Heartwell, Nebraska, and Jamie Johnson, 

Minden, Nebraska, as co-trustees of both 

trusts; and Walter D. Wood Revocable Trust, 

Walter D. Wood, trustee, both of Omaha, 

Nebraska, as part of the Ryan/Wood family 

group; to acquire control of First Central 

Nebraska Co., parent of Nebraska State Bank 

and Trust Company, both in Broken Bow, 

Nebraska.

FIRST CENTRAL NEBRASKA 

CO.

Newspaper:

Federal Register:

* Branch

Not applicable

First Nebraska Bank, Valley, Nebraska, to 05/03/2013

establish a mobile branch for operation in and 

around Valley, Nebraska that will be associated 

with the branch at 330 North Spruce Street, 

Valley, Nebraska. First Nebraska Bank, Valley, 

Nebraska, to establish a mobile branch for 

operation in and around Bennet, Nebraska that 

will be associated with the branch at 50 Monroe 

Street, Bennet, Nebraska. First Nebraska Bank, 

Valley, Nebraska, to establish a mobile branch 

for operation in and around Emerson, Nebraska 

that will be associated with the branch at 1002 

Main Street, Emerson, Nebraska. First Nebraska 

Bank, Valley, Nebraska, to establish a mobile 

branch for operation in and around Stanton, 

Nebraska that will be associated with the branch 

at 1019 Ivy Street, Stanton, Nebraska.

FIRST NEBRASKA BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

KCB Bank, Kearney, Missouri, to establish a 

branch at Northridge Center, Suit J, 13100 

Kansas Avenue, Bonner Springs, Kansas.

KCB BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 547550 BANK OF CMRC, RAWLINS, WYOMING 01/14/2013 04/12/2013 S Small Bank

 405959 F&M B&TC, TULSA, OKLAHOMA 03/05/2012 06/25/2012 S Large Bank

 542854 FARMERS ST BK, PINE BLUFFS, WYOMING 01/28/2013 04/22/2013 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Community Trust Bank, Choudrant, Louisiana, 04/26/2013

to establish a branch to be located at 5324 Kirby 

Drive, West University Place Texas, Houston, 

Texas 77005.

COMMUNITY TRUST BANK

Newspaper:

Federal Register:

CIC 04/24/2013

04/26/2013

Notice by John C. Landers, Houston, Texas, 

individually and as co-trustee of the Brittney 

Reimert Family Share Trust, the Chelsea Reimert 

Family Share Trust, and the Jeffery Reimert 

Family Share Trust, all of Houston, Texas, to 

acquire 10 per cent or more of the shares and 

thereby control of Friendswood Capital 

Corporation, Webster, Texas, and thus 

indirectly obtain control of Texan Bank, Sugar 

Land, Texas.

FRIENDSWOOD CAPITAL 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

05/09/2013

Henderson Citizens Bancshares, Inc., 

Henderson, Texas, to acquire 100 percent of the 

common stock of The East Texas National Bank 

of Palestine, Palestine, Texas.

HENDERSON CITIZENS 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A5

* 3A3

04/28/2013

04/29/2013

Hillister Enterprises, II, Inc., Umphrey II Family 

Limited Partnership, and CBFH, Inc., all of 

Beaumont, Texas, to acquire VB Texas, Inc., 

Houston, Texas, and therefore indirectly, Vista 

Bank Texas, Houston, Texas.

HILLISTER ENTERPRISES II, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Prior notice prior notice pursuant to Section 4 

(c)(8) of the BHC Act and Section 225.24 of 

Regulation Y filed by Southwest Bancshares, 

Inc., San Antonio, Texas, to acquire San 

Antonio Capital & Trust Holdings, LLC, San 

Antonio, Texas, and therefore indirectly, San 

Antonio Capital & Trust Company, LLC; San 

Antonio Trust Company, LTA; and San 

Antonio Capital Management, LLC, all of San 

Antonio, Texas, and therefore engage in 'trust 

company functions' and 'financial and 

investment advisory activities' pursuant to 

Section 225.28(b)(5) and Section 225.28(b)(6) , 

respectively, of Regulation Y.

SOUTHWEST BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 844567 POINTBANK, PILOT POINT, TEXAS 01/02/2013 05/20/2013 S Small Bank

 908861 TRANSPECOS BANKS, PECOS, TEXAS 06/06/2011 05/24/2013 NI Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

American Security Bank, Newport Beach, 04/30/2013

California, to establish a branch office located at 

495 E. Rincon Street, Suite 150, Corona, 

California.

AMERICAN SECURITY BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Commonwealth Business Bank, Los Angeles, 04/30/2013

California, to establish a branch office at 3435 

Wilshire Boulevard, Suite 100, Los Angeles, 

California, and to close its branch office located 

at 5055 Wilshire Boulevard, Suite 100, Los 

Angeles, California.

COMMONWEALTH BUSINESS 

BANK

Newspaper:

Federal Register:

CIC Not available

02/15/2013

Interagency Notice of Change in Control by the 

Thian Control Group, including Yee Phong 

(Alan) Thian, Fen Fen Thian, Min Yaw Thian, 

Min Tat Thian, and Gim Tie (Tony) Kheng, all of 

Arcadia, California; Fui Ming (Catherine) Thian, 

Lawrence S K Law, and Jor Leong Law all of 

Calabasas, California; Yee Chin (Victor) Thian of 

Glendale, California; Jennifer Wei Lim Kheng of 

San Francisco, California; Jor Teck Law of 

Beijing, China; Min Yang Thian of Kuala 

Lumpur, Malaysia; Min Jie Thian of New York, 

New York; United Overseas Investment, Inc. 

and Eastern Union, Inc., both of Sherman Oaks, 

California; and their related family members and 

interests, to retain 10 percent or more of the 

voting stock of RBB Bancorp, and thereby 

indirectly retain 10 percent or more of the voting 

stock of Royal Business Bank, both of Los 

Angeles, California.

RBB BANCORP

Newspaper:

Federal Register:

CIC Not available

02/15/2013

Interagency Notice of Change in Control by the 

Kao Control Group, including Dr. Ruey Chyr 

Kao, Je Tsu Kao, and James Kao, all of Las 

Vegas, Nevada; Dr. Min Hwan Kao and Yu Fan 

Kao of Leawood, Kansas; Daniel J. Kao and 

Linda Lee Kao of La Jolla, California; Christina 

Kao of Piscataway, New Jersey; and their 

related family members, to acquire 10 percent or 

more of the voting stock of RBB Bancorp, and 

thereby indirectly acquire 10 percent or more of 

the voting stock of Royal Business Bank, both 

of Los Angeles, California.

RBB BANCORP

Newspaper:

Federal Register:

CIC Not available

02/15/2013

Interagency Notice of Change in Control by the 

Chang Control Group, including Louis C. Chang 

and Su-Cheng C. Chang, both of Palos Verdes 

Estates, California; Peter Ming Chang of Los 

Alamitos, California; and their related family 

members, to acquire 10 percent or more of the 

voting stock of RBB Bancorp, and thereby 

indirectly acquire 10 percent or more of the 

voting stock of Royal Business Bank, both of 

Los Angeles, California.

RBB BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending April 27, 2013

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 05/24/2013

05/24/2013

TFB Bancorp, Inc., to become a bank holding 

company by acquiring 100 percent of The 

Foothills Bank, both of Yuma, Arizona.

TFB BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act