Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 15 

Week Ending April 9, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Community Banking -- statement by Maryann Hunter, deputy director, Division of 

Banking Supervision and Regulation, before a subcommittee of the Senate 

Committee on Banking, Housing, and Urban Affairs regarding the challenges and 

opportunities facing community banks.

- Published, April 6, 2011

Banks, Foreign

Bank of Communications Co., Ltd., Shanghai, People's Republic of China -- to 

establish a limited branch in San Francisco, California.

- Approved, April 8, 2011

Forms

Forms -- initial Board review to extend without revision the Basel II Interagency 

Pillar 2 Supervisory Guidance (FR 4199).

- Proposed, April 4, 2011

Personnel

Management Division -- appointment of Richard A. Anderson as director of the 

division and as the Board's chief operating officer, effective April 18, 2011.

- Announced, April 7, 2011

Regulations and Policies

Margin and Capital Requirements for Swaps -- publication for comment of 

interagency proposed rules to establish margin and capital requirements for swap 

dealers, major swap participants, security-based swap dealers, and major 

security-based swap participants, in accordance with the Dodd-Frank Act.

- Approved, April 8, 2011

H.2 Board Actions April 3, 2011 to April 9, 2011

(A/C) = Addition or Correction Board - Page 1 of 2
Regulations and Policies

Regulation Q (Prohibition Against Payment of Interest on Demand Deposits) -- 

publication for comment of proposed rule to repeal the regulation, in accordance with 

the Dodd-Frank Act.

- Announced, April 6, 2011

Regulation Y -- publication for comment of interagency proposed rules requiring that 

certain nonbank financial companies and bank holding companies submit a resolution 

plan ("living will") annually and a credit exposure report quarterly, in accordance 

with the Dodd-Frank Act.

- Approved, April 8, 2011

Enforcement

Tradition Bancshares, Inc., Houston, Texas, and Tradition Bank -- written agreement 

dated June 1, 2009, terminated April 4, 2011.

- Announced, April 7, 2011

H.2 Board Actions April 3, 2011 to April 9, 2011

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

April 3, 2011 to April 9, 2011

Bank Branches, Domestic

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 3184 East Sunshine 

Street, Springfield, Missouri.

St. Louis

- Approved, April 6, 2011

Bank of the West, El Paso, Texas -- to establish a branch at 5604 East Paisano Drive, 

El Paso.

Secretary

- Approved, April 7, 2011

Five Points Bank, Grand Island, Nebraska -- to operate a mobile branch in Douglas 

and Sarpy Counties.

Secretary

- Approved, April 5, 2011

Miners Exchange Bank, Coeburn, Virginia -- to establish a branch at 313 Vanover 

Avenue, N.E., Wise.

Richmond

- Approved, April 8, 2011

Mission Community Bank, San Luis Obispo, California -- to establish a branch at 

3380 South Higuera Street, San Luis Obispo.

San Francisco

- Approved, April 8, 2011

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Citizens National Corporation, Wisner, Nebraska -- to acquire First National Bank of 

Friend, Friend, and for Citizens National's subsidiary bank, Citizens State Bank, 

Wisner, to merge with First National Bank of Friend and thereby establish a branch.

Kansas City

- Approved, April 4, 2011

Banks, Nonmember, and Miscellaneous Institutions

CLS Bank International, New York, New York -- to amend its articles of association 

to increase capital stock.

New York

- Approved, April 4, 2011

Change in Bank Control

Inter-Mountain Bancorp, Inc., Bozeman, Montana -- to retain control of 

Inter-Mountain and its subsidiary bank, First Security Bank, Bozeman.

Minneapolis

- Permitted, April 6, 2011

Nextier Incorporated, Butler, Pennsylvania -- change in bank control of Nextier and 

its subsidiary bank, Nextier Bank, N.A., Butler.

Cleveland

- Permitted, April 5, 2011

Shelton Enterprises, Inc., Shelton, Nebraska -- change in bank control of Shelton 

Enterprises and its subsidiary bank, First State Bank of Shelton, Shelton.

Kansas City

- Permitted, April 8, 2011

H.2 Actions under delegated authority April 3, 2011 to April 9, 2011

(A/C) = Addition or Correction Delegated - 2 of 3
Extensions of Time

Comerica Incorporated, Dallas, Texas -- commenter's request to extend the comment 

period on the application to acquire Sterling Bancshares, Inc., Houston.

Secretary

- Denied, April 8, 2011

International Operations

Citigroup Inc., New York, New York -- request for extension to retain certain 

properties.

Director, BS&R

- Granted, April 4, 2011

Silicon Valley Bank, Santa Clara, California -- waiver of prior-notice period to make 

an investment in Pudong Development Silicon Valley Bank, Shanghai, People's 

Republic of China.

Director, BS&R

- Granted, April 4, 2011

Regulations and Policies

Federal Open Market Committee -- minutes of the meeting on March 15, 2011.

FOMC

- Published, April 5, 2011

H.2 Actions under delegated authority April 3, 2011 to April 9, 2011

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending April 16, 2011

Filer Filing Type Filing Proposal End of Comment Period

Application by China Investment 

Corporation,and Central Huijin Investment Ltd., 

both located in Beijing, China, for prior approval 

to indirectly acquire 80 percent of The Bank of 

East Asia (U.S.A.) National Association, New 

York, New York, pursuant to Section 3(a)(1) of 

the Bank Holding Company Act of 1956, as 

amended.

CHINA INVESTMENT 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Application by Industrial and Commercial Bank 

of China Limited, Beijing, China, for prior 

approval to acquire 80 percent of The Bank of 

East Asia (U.S.A.) National Association, New 

York, New York, pursuant to Section 3(a)(1) of 

the Bank Holding Company Act of 1956, as 

amended.

INDUSTRIAL AND 

COMMERCIAL BANK OF CHINA 

LIMITED

Newspaper:

Federal Register:

* 3A1 Not available

Not available

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/21/2011

Carroll Bancorp, Inc., Sykesville, Maryland, to 

become a bank holding company through the 

acquisition of 100% of the voting stock of 

Carroll Community Bank, Sykesville, Maryland, 

upon its conversion from a mutual state savings 

bank to a state-chartered stock commercial 

bank.

CARROLL BANCORP, INC.

Newspaper:

Federal Register:

* 3A5 05/03/2011

05/06/2011

United Bankshares, Inc., Charleston, West 

Virginia, through its second-tier holding 

company, UBC Holding Company, Inc., 

Parkersburg, West Virginia, to acquire 100% of 

the voting securities of Centra Financial 

Holdings, Inc., Morgantown, West Virginia, and 

thereby indirectly acquire: Centra Financial 

Corporation-Martinsburg, Inc., Centra Financial 

Corporation-Morgantown, Inc., Centra Financial 

Corporation-Uniontown, Inc., Centra Financial 

Corporation-Hagerstown, Inc., and Centra Bank, 

all located in Morgantown, West Virginia.

UNITED BANKSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Prior change in control notice filed by Phillip 04/26/2011

Frost, Miami Beach, Flroida, to acquire 

approximately 12.76 percent of the outstanding 

shares of voting securities of Coconut Grove 

Bankshares, Inc., and its subsidiary, Coconut 

Grove Bank, both of Miami, Florida. Total pro 

forma ownership will equal 20.44 percent.

COCONUT GROVE 

BANKSHARES, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

First Southern Bank, Boca Raton, Florida, to 04/19/2011

establish a branch located at 2494 Enterprise 

Road, Orange City, Florida.

FIRST SOUTHERN BANK

Newspaper:

Federal Register:

* 3A1 04/29/2011

05/06/2011

SC Acquisition Corporation, to become a bank 

holding company by acquiring 100 percent of 

the outstanding shares of First Federal Savings 

& Loan Association, both of Cullman, Alabama.

SC ACQUISITION 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank Midwest, Spirit Lake, Iowa, to merge with 

Farmers State Bank of Sherburn, Sherburn, 

Minnesota. As a result of the merger, Bank 

Midwest will establish a branch office at 33 

North Main Street, Sherburn, Minnesota.

BANK MIDWEST

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Summit Bank, Arkadelphia, Arkansas, to 04/22/2011

establish a branch facility to be located in 

Lonsdale, Arkansas.

SUMMIT BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/15/2011

Notice by Stuart James Sneer, Mankato, 

Minnesota, as a trustee of three Sneer Family 

trusts to individually acquire control of 25% or 

more of Farmers State Corporation, Mankato, 

Minnesota, and thereby indirectly acquire 

control of United Prairie Bank, Mountain Lake, 

Minnesota. Notice by Jeffrey Lee Weldon, 

Mankato, Minnesota, as a trustee of four Sneer 

Family trusts to individually acquire control of 

25% or more of Farmers State Corporation, 

Mankato, Minnesota, and thereby indirectly 

acquire control of United Prairie Bank, 

Mountain Lake, Minnesota. Notices by Jennifer 

Susan Johnson, Chanhassen, Minnesota, as 

trustee of three Sneer Family trusts, the Stuart 

James Sneer Revocable Trust, the Stuart James 

Sneer Irrevocable Trust I, the Stuart James 

Sneer Irrevocable Trust II, the Jennifer Susan 

Johnson Revocable Trust, the Jennifer Susan 

Johnson Irrevocable Trust I, and the Jennifer 

Susan Johnson Irrevocable Trust II, all of 

Mankato, Minnesota, to join the James and 

Susan Sneer Family Group which controls 25% 

or more of Farmers State Corporation, Mankato, 

Minnesota, and thereby indirectly controls 

United Prairie Bank, Mountain Lake, Minnesota.

FARMERS STATE 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

04/25/2011

Kristine H. Cleary, Whitefish Bay, Wisconsin, 

as an individual; trustee of the 2008 Family 

Irrevocable Trust KHC ("KHC Trust"); and 

custodian of three minor children to acquire 

control of First Bancorporation, Inc. ("First BC") 

and thereby indirectly acquire control of State 

Bank Financial ("Bank"), both of La Crosse, 

Wisconsin. Sandra G. Cleary, La Crosse, 

Wisconsin, as an individual; trustee of the 2008 

Family Irrevocable Trust SGC ("SGC Trust"); 

and custodian of two minor children to acquire 

control of First BC and thereby indirectly 

acquire control of Bank. In addition, KHC Trust 

and SGC Trust, both of La Crosse, Wisconsin, 

and five minor children to acquire and retain 

shares of First BC and thereby join the Cleary 

Family Group, which controls First BC.

FIRST BANCORPORATION, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 04/20/2011

04/25/2011

Retroactive notice by Riki Rae Davidson, Devin 

Scott, Kayla Scott, Shad Scott, and Shann Scott, 

all of Billings, Montana, individually; First 

Interstate Bank as trustee of three separate 

Scott family trusts; Sandra Suzor as Voting 

Agent of five separate Scott family trusts; 

Susan Baker as Voting Agent of one Scott 

family trust; and as co-trustee of one Scott 

family trust; Homer Rollins Scott as Voting 

Agent of two separate Scott family trusts; and 

Charles Heyneman as Voting Agent of two 

separate Scott family trusts, for approval to join 

the Scott Family Group, which controls 25 

percent or more of First Interstate BancSystem, 

Inc., Billings, Montana, and thereby indirectly 

controls First Interstate Bank, Billings, 

Montana.

FIRST INTERSTATE 

BANCSYSTEM, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/22/2011

Notification by Paul R. Boeding and Marilyn E. 

Boeding, both of Seneca, Kansas, to acquire 

control of Baileyville Bancshares, Inc., parent of 

Baileyville State Bank, both in Seneca, Kansas.

BAILEYVILLE BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

05/06/2011

Farmers State Bancshares, Inc., to become a 

bank holding company through the acquisition 

of 100 percent of the voting shares of Farmers 

State Investment Co., parent of Farmers State 

Bank, all in Dodge, Nebraska.

FARMERS STATE 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

04/27/2011

Notification by Jeffrey C. Wallace, Cheyenne, 

Wyoming, individually; and the Kimberly Ann 

Sumner Irrevocable Trust Dated 01/10/91, 

Jeffrey C. Wallace, trustee, individually; to 

retain control of Farmers State Bankshares, Inc., 

parent of Wyoming Bank & Trust, both in 

Cheyenne, Wyoming.

FARMERS STATE 

BANKSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

04/28/2011

Notice submitted by the Mark T. Mowat, 

Omaha, Nebraska, as a member of a group 

acting in concert, to acquire control of Frontier 

Management, LLC, Omaha, Nebraska. Frontier 

Management, LLC is a bank holding company 

by virtue of its management agreement with and 

control of the affairs of Frontier Holdings, LLC, 

Omaha, Nebraska. Frontier Holdings, LLC 

controls Frontier Bank, Madison, Nebraska, 

Frontier Bank, Davenport, Nebraska, and Pender 

State Bank, Pender, Nebraska.

FRONTIER MANAGEMENT, LLC

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

InterBank, Oklahoma City, Oklahoma, to merge 05/09/2011

with First National Bank of Borger, Panhandle, 

Texas, and incident thereto, to establish a 

branch.

INTERBANK

Newspaper:

Federal Register:

CIC Not available

04/22/2011

Notification by Todd L. Sutherland, Lawrence, 

Kansas, individually and as trustee of the Todd 

L. Sutherland 2005 Revocable Trust, to acquire 

control of Lawrence Financial Corporation, 

parent of The University National Bank of 

Lawrence, both in Lawrence, Kansas.

LAWRENCE FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

SSB Bancshares, Inc., Anahuac, Texas, to 

become a bank holding company by acquiring 

100 percent of Security State Bank, Anahuac, 

Texas.

SSB BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending April 9, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bank of Taiwan, Taipei, Taiwan, to upgrade its 

New York Agency to a branch office pursuant 

to section 211.24(a)(2)(ii)(a) of Regulation K and 

seciton 7(d) of FBSEA.

BANK OF TAIWAN

Newspaper:

Federal Register:

CIC Not available

03/09/2011

Michael Fayne Rosinus, of Winnetka, Illinois, to 

acquire 0.11 percent of the voting shares of 

Cascade Bancorp, and thereby indirectly 

acquire voting shares of Bank of the Cascades, 

both of Bend, Oregon, and join with BOTC 

Holdings LLC with respect to its investment in 

Cascade Bancorp, resulting in a total collective 

acquisition of 24.46% of the voting shares of 

Cascade Bancorp.

CASCADE BANCORP

Newspaper:

Federal Register:

CIC Not available

04/28/2011

Interagency Notice of Change in Control by 

Wheatland Bank Employee Stock Ownership 

Plan, Spokane, Washington, and its trustees, 

Susan Marie Horton, Cheney, Washington; 

Dennis Dale Bly, Davenport, Washington; and 

Jayne Therese Deife, Marlin, Washington, for 

approval to retain 23.71 percent of the 

outstanding voting shares of Community 

Financial Group, Inc. and thereby indirectly 

Wheatland Bank, both of Spokane, 

Washington.

COMMUNITY FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

04/28/2011

Interagency Notice of Change in Control by 

Susan Marie Horton, Cheney, Washington; 

Raymond Lee Pittman, Jr., Mesa, Arizona; Rosa 

Maria Pittman, Spokane, Washington; Ted 

Davis Rhodes, Spokane Valley, Washington; 

and Wheatland Bank Employee Stock 

Ownership Plan, Spokane, Washington, 

together a group acting in concert for approval 

to retain 22.13 percent of the outstanding shares 

of Community Financial Group, Inc. and thereby 

indirectly control Wheatland Bank, both of 

Spokane, Washington.

COMMUNITY FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* 3A1 05/07/2011

04/25/2011

Home Federal Bancorp, Inc., to become a bank 

holding company by acquiring 100 percent of 

Home Federal Bank, both of Nampa, Idaho.

HOME FEDERAL BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A3 Not available

04/25/2011

Mitsubishi UFJ Financial Group, Inc., Tokyo, 

Japan, to acquire up to 24.9 percent of Morgan 

Stanley, New York, New York, and indirectly its 

subsidiaries, Morgan Stanley Capital 

Management LLC, New York, New York, 

Morgan Stanley Domestic Holdings, Inc., New 

York, New York, Morgan Stanley Bank, National 

Association, Salt Lake City, Utah, and Morgan 

Stanley Private Bank, National Association, 

Purchase, New York, pursuant to section 3(a)(3) 

of the Bank Holding Company Act.

MITSUBISHI UFJ FINANCIAL 

GROUP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act