<TABLE> <S> <C>

<ARTICLE>            9
<MULTIPLIER>         1,000

       
<S>                               <C>
<PERIOD-TYPE>                     9-MOS
<FISCAL-YEAR-END>                                     DEC-31-1997
<PERIOD-END>                                          SEP-30-1997
<CASH>                                                    165,157
<INT-BEARING-DEPOSITS>                                          0
<FED-FUNDS-SOLD>                                          100,000
<TRADING-ASSETS>                                                0
<INVESTMENTS-HELD-FOR-SALE>                               653,879
<INVESTMENTS-CARRYING>                                    232,970
<INVESTMENTS-MARKET>                                      234,822
<LOANS>                                                 1,781,414
<ALLOWANCE>                                                37,622
<TOTAL-ASSETS>                                          3,046,034
<DEPOSITS>                                              2,298,321
<SHORT-TERM>                                              362,354
<LIABILITIES-OTHER>                                        23,466
<LONG-TERM>                                               150,000
<COMMON>                                                   38,448
<PREFERRED-MANDATORY>                                           0
<PREFERRED>                                                 2,216
<OTHER-SE>                                                171,229
<TOTAL-LIABILITIES-AND-EQUITY>                          3,046,034
<INTEREST-LOAN>                                           120,579
<INTEREST-INVEST>                                          43,860
<INTEREST-OTHER>                                              810
<INTEREST-TOTAL>                                          165,249
<INTEREST-DEPOSIT>                                         41,000
<INTEREST-EXPENSE>                                         58,772
<INTEREST-INCOME-NET>                                     106,477
<LOAN-LOSSES>                                               5,027
<SECURITIES-GAINS>                                          5,461
<EXPENSE-OTHER>                                            70,165
<INCOME-PRETAX>                                            60,278
<INCOME-PRE-EXTRAORDINARY>                                 60,278
<EXTRAORDINARY>                                                 0
<CHANGES>                                                       0
<NET-INCOME>                                               36,418
<EPS-PRIMARY>                                                1.55
<EPS-DILUTED>                                                1.55
<YIELD-ACTUAL>                                               5.22
<LOANS-NON>                                                31,892
<LOANS-PAST>                                                9,384
<LOANS-TROUBLED>                                              616
<LOANS-PROBLEM>                                            32,508
<ALLOWANCE-OPEN>                                           35,153
<CHARGE-OFFS>                                               8,520
<RECOVERIES>                                                3,162
<ALLOWANCE-CLOSE>                                          37,622
<ALLOWANCE-DOMESTIC>                                       37,622
<ALLOWANCE-FOREIGN>                                             0
<ALLOWANCE-UNALLOCATED>                                    13,114

        

</TABLE>