Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 22 

Week Ending May 28, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Extensions of Time

Morgan Stanley, New York, New York -- request for an extension of time to file 

certain regulatory reports.

- Granted, May 24, 2011

Forms

Forms -- final Board review to extend without revision the Recordkeeping and 

Disclosure Requirements Associated with the Guidance on Response Programs for 

Unauthorized Access to Customer Information (FR 4100).

- Approved, May 24, 2011

Monetary and Financial Policy

Term Deposit Facility -- TDF auction of $5 billion in 28-day term deposits on 

May 31, 2011.

- Announced, May 25, 2011

Regulations and Policies

Credit Card Plans -- annual report to Congress on the profitability of credit card 

operations of depository institutions.

- Approved, May 24, 2011

Enforcement

BW Bancorp, Ely, Minnesota -- written agreement with the Federal Reserve Bank of 

Minneapolis.

- Announced, May 24, 2011

Community Financial Shares, Inc., Glen Ellyn, Illinois -- written agreement with the 

Federal Reserve Bank of Chicago.

- Announced, May 26, 2011

H.2 Board Actions May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Four Oaks Fincorp, Inc., Four Oaks, North Carolina, and Four Oaks Bank & Trust 

Company -- written agreement with the Federal Reserve Bank of Richmond and the 

State of North Carolina Office of the Commissioner of Banks.

- Announced, May 26, 2011

North Texas Bancshares, Inc., Dallas, Texas, and North Texas Bancshares of 

Delaware, Inc., Wilmington, Delaware -- written agreement with the Federal Reserve 

Bank of Dallas and the Banking Commissioner of the Texas Department of Banking.

- Announced, May 26, 2011

Provident Community Bancshares, Inc., Rock Hill, South Carolina -- written 

agreement with the Federal Reserve Bank of Richmond.

- Announced, May 26, 2011

H.2 Board Actions May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

May 22, 2011 to May 28, 2011

Bank Branches, Domestic

AltaPacific Bank, Santa Rosa, California -- to establish a branch at 9373 Haven 

Avenue, Rancho Cucamonga.

San Francisco

- Approved, May 26, 2011

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 911 NE Sam Walton 

Lane, Lee's Summit, Missouri.

St. Louis

- Approved, May 25, 2011

Bank of Crockett, Bells, Tennessee -- to establish a branch at 2195 Cypress Church 

Road, Bells.

Secretary

- Approved, May 24, 2011

RBC Bank (USA), Raleigh, North Carolina -- to establish a branch at 3401 Raleigh 

Road, Wilson.

Richmond

- Approved, May 27, 2011

Southern Bank, Poplar Bluff, Missouri -- to establish a branch at 4650 South 

National Avenue, Suite C-4, Springfield.

St. Louis

- Approved, May 25, 2011

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Branches, Domestic

Village Bank & Trust, Arlington Heights, Illinois -- to establish a branch at 

1545 Ellinwood Avenue, Des Plaines.

Chicago

- Approved, May 26, 2011

Bank Holding Companies

Adbanc, Inc., Ogallala, Nebraska -- to engage in lending activities.

Kansas City

- Withdrawn, May 26, 2011

BancFirst Corporation, Oklahoma City, Oklahoma -- to acquire FBC Financial 

Corporation, Claremore, and its subsidiary thrift, 1st Bank Oklahoma, and thereby 

engage in the operation of a savings association.

Kansas City

- Approved, May 26, 2011

Community Holding Company, Inez, Kentucky -- waiver of application to acquire 

Community Thrift Holding Company, Inez, in connection with the merger of 

Community Thrift's subsidiary savings bank, Inez Deposit Bank, FSB, Louisa, with 

and into Community Holding's subsidiary bank, Inez Deposit Bank, Inez.

Cleveland

- Granted, May 27, 2011

GNB Financial Services, Inc., Gratz, Pennsylvania -- waiver of application to acquire 

The Herndon National Bank, Herndon, in connection with its merger with and into 

GNB's subsidiary bank, The Gratz National Bank, Gratz.

Philadelphia

- Granted, May 23, 2011

H.2 Actions under delegated authority May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

Landmark Bancorp, Inc., Pittston, Pennsylvania -- to engage in brokering mortgage 

loans and providing related services through Landmark Healthcare Mortgage 

Services, LLC, Pittston.

Philadelphia

- Approved, May 26, 2011

Marshall & Ilsley Corporation, Milwaukee, Wisconsin -- to acquire an additional 

interest in Taplin, Canida & Habacht, LLC, Miami, Florida, and thereby continue to 

engage in financial and investment advisory services and securities brokerage 

services.

Chicago

- Approved, May 27, 2011

Mechanics Bancorp, MHC, Taunton, Massachusetts, and Mechanics Bancorp, Inc. -- 

to become a mutual bank holding company and a stock bank holding company, 

respectively, and to acquire Mechanics Co-operative Bank, Taunton.

Boston

- Approved, May 27, 2011

Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of Atlantic Southern Bank, Macon, Georgia, and First Georgia Banking 

Company, Franklin, and to retain the acquired facilities as branches (three 

applications).

St. Louis

- Withdrawn, May 24, 2011

H.2 Actions under delegated authority May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Delegated - 3 of 5
Change in Bank Control

Coconut Grove Bankshares, Inc., Miami, Florida -- change in bank control of 

Coconut Grove and its subsidiary bank, Coconut Grove Bank, Miami.

Atlanta

- Permitted, May 25, 2011

Community Financial Group, Inc., Spokane, Washington -- to retain control of 

Community Financial and its subsidiary bank, Wheatland Bank, Spokane (two 

notices).

San Francisco

- Permitted, May 27, 2011

First Bancorporation, Inc., La Crosse, Wisconsin -- change in bank control of First 

Bancorporation and its subsidiary bank, State Bank Financial, La Crosse.

Minneapolis

- Permitted, May 25, 2011

First Interstate BancSystem, Inc., Billings, Montana -- change in bank control of First 

Interstate and its subsidiary bank, First Interstate Bank, Billings.

Minneapolis

- Permitted, May 27, 2011

Sunrise Bank, Cocoa Beach, Florida -- to retain control of Sunrise Bank.

Atlanta

- Permitted, May 25, 2011

H.2 Actions under delegated authority May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Delegated - 4 of 5
Extensions of Time

Mitsubishi UFJ Financial Group, Tokyo, Japan -- commenter's request to extend the 

comment period on the application to acquire shares of Morgan Stanley, New York, 

New York.

Secretary

- Denied, May 13, 2011

(A/C)

International Operations

State Street Bank and Trust Company, Boston, Massachusetts -- waiver of remainder 

of prior-notification period for its Edge corporation subsidiary, State Street 

International Holdings, Boston, to acquire two foreign trusts.

Director, BS&R

- Granted, May 27, 2011

Membership

Westamerica Bank, San Rafael, California -- to become a member of the Federal 

Reserve System.

San Francisco

- Approved, May 25, 2011

H.2 Actions under delegated authority May 22, 2011 to May 28, 2011

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

* 3A3

05/28/2011

05/31/2011

Newburyport Five Cents Bancorp, MHC and 

Newburyport Five Cents Bancorp, Inc., both of 

Newburyport, Massachusetts, to become a 

mutual bank holding company and a stock bank 

holding company, respectively, by acquiring 

Newburyport Five Cents Savings Bank, 

Massachusetts, pursuant to sections 3(a)(1) 

and 3(a)(3) of the Bank Holding Company Act 

of 1956, as amended.

NEWBURYPORT FIVE CENTS 

BANCORP MHC

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Application by Watertown Savings Bank, 

Watertown, Massachusetts, to become a 

member of the Federal Reserve System pursuant 

to section 9 of the Federal Reserve Act and 

section 208.3 of Regulation H.

WATERTOWN SAVINGS BANK

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 339773 NEEDHAM BK, NEEDHAM, MASSACHUSETTS 11/15/2010 04/30/2011 S Int Sm Bank

 35301 STATE STREET B&TC, BOSTON, MASSACHUSETTS 01/18/2011 05/15/2011 O Whole/Ltd Purp

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Adirondack Bank, Utica, New York, requests to 

establish two branches located at (i) 1 Main 

Street, Richfield Springs, New York and (ii) 808 

Main Street, Sylvan Beach, New York.

ADIRONDACK BANK

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco BPI, S.A., Porto, Portugal, to establish 

representative offices in Newark, New Jersey 

and Fall River, Massachusetts, pursuant to 

Section 10(a) of the International Banking Act 

of 1978, as amended and Section 211.24(a)(1) of 

Regulation K.

BANCO BPI, S.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8

* 18C

06/27/2011

06/24/2011

Susquehanna Bancshares, Inc., Lititz, PA, to 

acquire a savings association through the 

acquisition of Abington Bancorp, Inc., 

Jenkintown, PA, and to simultaneously merge 

Abington Savings Bank, Jenkintown, PA, with 

and into Susquehanna Bank, Lititz, PA.

SUSQUEHANNA BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Cincinnati, Ohio notice of 06/02/2011

intent to establish a bank branch at 120 E 

Palmetto Park Road, Suite 150, Boca Raton, 

Florida 33432

FIFTH THIRD BANK

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 560214 CORN CITY ST BK, DESHLER, OHIO 01/31/2011 05/02/2011 S Small Bank

 858210 FARMERS CITIZENS BK, BUCYRUS, OHIO 01/10/2011 06/28/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

ASB Bancorp, Inc., Asheville, North Carolina, to 

become a bank holding company upon the 

conversion of Asheville Savings Bank, S.S.B., 

Asheville, North Carolina, from a mutual to 

stock form of ownership.

ASB Bancorp, Inc.

Newspaper:

Federal Register:

* 3A5 Not available

06/24/2011

Park Sterling Corporation, Charlotte, North 

Carolina, to acquire 100% of the voting 

securities of Community Capital Corporation, 

Greenwood, South Carolina, and thereby 

indirectly acquire CapitalBank, Greenwood, 

South Carolina.

PARK STERLING 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 753324 BANK OF CLARKE CTY, BERRYVILLE, VIRGINIA 01/10/2011 04/20/2011 S Int Sm Bank

 679826 MIDDLEBURG BK, MIDDLEBURG, VIRGINIA 10/25/2010 04/06/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

United Legacy Bank, Winter Park, Florida, to 06/09/2011

establish a branch located at 425 US Highway 

17-92 South, Longwood, Florida, to be know as 

the United Legacy Bank-Longwood Office.

UNITED LEGACY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 680130 CITIZENS TR BK, ATLANTA, GEORGIA 01/24/2011 05/15/2011 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/16/2011

06/06/2011

Notice by Richard F. Levy, Riverwoods, Illinois, 

as Trustee of the Eugene P. Heytow Trust, 

dated March 23, 1988, as amended, to acquire 

more than 25 percent of the voting shares of 

Amalgamated Investments Company, Chicago, 

Illinois, and thereby indirectly control 

Amalgamated Bank of Chicago, Chicago, 

Illinois.

AMALGAMATED 

INVESTMENTS COMPANY

Newspaper:

Federal Register:

* 3A1 06/05/2011

06/06/2011

North Central Bancshares,Inc., Fort Dodge, 

Iowa, to become a bank holding company 

following the conversion its subsidiary, First 

Federal Savings Bank of Iowa, Fort Dodge, 

Iowa, from a federally chartered savings bank to 

a state chartered bank.

NORTH CENTRAL 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 879747 FARMERS ST BK OF WAUPACA, WAUPACA, WISCONSIN 11/29/2010 05/13/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 777441 FLORA B&TC, FLORA, ILLINOIS 02/22/2011 05/20/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First Western Bank & Trust, Minot, North 

Dakota, to merge with First Western Bank & 

Trust, Eden Prairie, Minnesota, and incident 

thereto proposes to establish a branch at 100 

Prairie Center Drive, Eden Prairie, Minnesota.

FIRST WESTERN BANK AND 

TRUST

Newspaper:

Federal Register:

* 3A1

Not available

Golden Oak Bancshares, Inc., Sparta, 06/26/2011

Wisconsin, to become a bank holding company 

by acquiring 81.5 percent of Park Bank, Holmen, 

Wisconsin.

Golden Oak Bancshares, Inc.

Newspaper:

Federal Register:

* 3A5 06/04/2011

06/06/2011

Leackco Bank Holding Company, Inc., Wolsey, 

South Dakota, to acquire 100 percent of 

Kingsbury Bank Holding Company, De Smet, 

South Dakota, and thereby indirectly acquire 

Peoples State Bank, De Smet, South Dakota.

LEACKCO BANK HOLDING 

COMPANY, INC.

Newspaper:

Federal Register:

CIC 06/01/2011

06/14/2011

Change in Control Notice by Marci Johnson 

Shaw, Fairfield, Montana, to gain control of 

Teton Bancshares, Inc., Fairfield, Montana, and 

thereby indirectly gain control of Teton Banks, 

Fairfield, Montana.

TETON BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 613156 FIRST MT BK, LIBBY, MONTANA 11/01/2010 05/20/2011 O Int Sm Bank

 667252 STOCKMENS BK, CASCADE, MONTANA 01/10/2011 05/02/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/23/2011

05/20/2011

Notification by the O. Jay Tomson Revocable 

Trust, Ollie Jay Tomson, Mason City, Iowa, 

trustee, to retain control of FBHC Holding 

Company, parent of Flatirons Bank, both in 

Boulder, Colorado.

FBHC HOLDING COMPANY

Newspaper:

Federal Register:

CIC Not available

05/24/2011

Notification by Stanley D. Ostmeyer, Quinter, 

Kansas, to become trustee of the State Bank 

Employee Stock Ownership Plan, Hoxie, Kansas, 

and thereby acquire control of Prairie State 

Bancshares, Inc., parent of State Bank, both in 

Hoxie, Kansas.

STATE BANK EMPLOYEES 

STOCK OWNERSHIP PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1004256 BUTTE ST BK, BUTTE, NEBRASKA 02/14/2011 05/16/2011 S Small Bank

 706254 COMMUNITY ST BK, POTEAU, OKLAHOMA 11/29/2010 04/29/2011 S Small Bank

 3020447 FARMERS BK, AULT, COLORADO 02/07/2011 05/12/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/11/2011

Jonathan Ross Kasling of Hughes Springs, 

Texas, Individually; Mayo Givens Kasling III of 

Hughes Springs, Texas, Individually; Jonathan 

Ross Kasling of Hughes Springs, Texas; Mayo 

Givens Kasling III of Hughes Springs, Texas; 

Mayo Givens Kasling, Jr. of Hughes Springs, 

Texas and Mayo Givens Kasling, Jr. as Trustee 

for the Mayo G. Kasling III 1996 Trust and as 

Trustee for the Jonathan Ross Kasling 1996 

Trust; Rebecca Lynn Kasling of Hughes 

Springs, Texas; Mayo Givens Kasling, Sr. of 

Hughes Springs, Texas; Catherine Denise 

Kasling DeWitt of Hughes Springs, Texas; 

Misty Morgan Lake of Hughes Springs, Texas; 

Randall Marc Morgan of Hughes Springs, 

Texas; Sarah Virginia Kasling Shelton of 

Hughes Springs, Texas and Sarah Virginia 

Kasling as Trustee for the Ricky Dub Shelton Jr. 

1996 Trust and as Trustee for the Shelby 

Shelton 1996 Trust and as Trustee for the 

Trenton Shelton 1996 Trust; Roy Kemp Kasling 

of Austin, Texas and Roy Kemp Kasling as 

Trustee for the Alexandra Kasling 1996 Trust 

and as Trustee for the Natalie Kasling 1996 

Trust; all as members of the Kasling Family 

Group, intend to apply to the Federal Reserve 

Board for permission to retain control of 25 

percent or more of the shares of Chalybeate 

Springs Corporation, Hughes Springs, Texas 

and thereby indirectly retain control of The First 

National Bank of Hughes Springs, Hughes 

Springs, Texas.

CHALYBEATE SPRINGS 

CORPORATION

Newspaper:

Federal Register:

* 3A1 06/17/2011

06/20/2011

MTA Bancshares, Inc., Seagoville, Texas, to 

become a bank holding company by acquiring 

100 percent of HomeBank @, Seagoville, Texas.

MTA BANCSHARES. INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/11/2011

Viewpoint Financial Group, Inc., Plano, Texas, to 

become a bank holding company by acquiring 

100 percent of ViewPoint Bank, National 

Association, Plano, Texas.

VIEWPOINT FINANCIAL 

GROUP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 468954 TRADITION BK, HOUSTON, TEXAS 06/29/2009 05/09/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 28, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bank of Taiwan, Taipei, Taiwan, to upgrade its 

New York Agency to a branch office pursuant 

to section 211.24(a)(2)(ii)(a) of Regulation K and 

seciton 7(d) of FBSEA.

BANK OF TAIWAN

Newspaper:

Federal Register:

* 3A1 Not available

06/13/2011

BankGuam Holding Company, to become a bank 

holding company by acquiring 100 percent of 

Bank of Guam, both of Hagatna, Guam.

BANKGUAM HOLDING 

COMPANY

Newspaper:

Federal Register:

Member Not applicable

Not applicable

California Republic Bank, Newport Beach, 

California, to become a member of the Federal 

Reserve System.

CALIFORNIA REPUBLIC BANK

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Noticce of Change in Control by 

Castle Creek Capital IV, Castle Creek Advisors 

IV, LLC, Castle Creek Capital Partners IV, LP, 

John Eggemeyer, William Ruh, Mark Merlo, and 

Joseph Misesell Thomas, all of Rancho Santa 

Fe, California, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Noticce of Change in Control by 

Stadium Capital Partners, L.P., Stadium Capital 

Qualified Partners, L.P., Stadium Capital 

Management LLC, and John Welborn, all of 

Bend, Oregon, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

* 3A3 Not available

04/25/2011

Mitsubishi UFJ Financial Group, Inc., Tokyo, 

Japan, to acquire up to 24.9 percent of Morgan 

Stanley, New York, New York, and indirectly its 

subsidiaries, Morgan Stanley Capital 

Management LLC, New York, New York, 

Morgan Stanley Domestic Holdings, Inc., New 

York, New York, Morgan Stanley Bank, National 

Association, Salt Lake City, Utah, and Morgan 

Stanley Private Bank, National Association, 

Purchase, New York, pursuant to section 3(a)(3) 

of the Bank Holding Company Act.

MITSUBISHI UFJ FINANCIAL 

GROUP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 871769 FARMERS & MRCH BK, LONG BEACH, CALIFORNIA 05/18/2009 05/20/2011 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act