Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
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New York
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Philadelphia
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Cleveland
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Richmond
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Atlanta
Chicago
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St. Louis
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Minneapolis
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Kansas City
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San Francisco

# District: 5
Federal Reserve Bank of: Richmond

## Filings received during the week ending May 19, 2012

|Filer                        | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | End of Comment Period                                 
|---------------------------- | -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------
|BANKANNAPOLIS                | * Branch       | BankAnnapolis, Annapolis, Maryland to establish a branch at 2379 Brandermill Blvd., Gambrills, Maryland.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | Newspaper:Not availableFederal Register:Not applicable
|Newspaper:                   | Not available 
|Federal Register:            | Not applicable
|BNC BANCORP                  | * 3A5          | BNC Bancorp, High Point, North Carolina, to acquire 100% of the voting securities of KeySource Financial, Inc., Durham, North Carolina, and thereby indirectly acquire KeySource Commercial Bank, Durham, North Carolina.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | Newspaper:04/22/2012Federal Register:04/16/2012       
|Newspaper:                   | 04/22/2012    
|Federal Register:            | 04/16/2012    
|HIGHLANDS BANKSHARES, INC.   | CIC            | James D. Moore, Jr., Abingdon, Virginia, to retain control of 10.77% of the voting shares of Highlands Bankshares, Inc., Abingdon, Virginia                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Newspaper:Not availableFederal Register:Not available 
|Newspaper:                   | Not available 
|Federal Register:            | Not available 
|SUMMIT FINANCIAL GROUP, INC. | CIC            | John W. Crites, Marco Island, Florida, to individually retain control of10.41% of the voting shares of Summit Financial Group, Inc., Moorefield, West Virginia, with shares held in his individual capacity, jointly with Patricia Crites, and as trustee for the following trusts: Subtrust f/b/o Zackary Kenton Crites; Subtrust f/b/o Bailey Buena-Vista Crites; Subtrust f/b/o Kevin David Mongold; Subtrust f/b/o Jessica Ann Mongold; Subtrust f/b/o Joshua Alexander Wingard; and Subtrust f/b/o Bianca Marie Wingard; Patricia A. Crites 2010 Grantor Retained Annuity Trust; and Patricia A. Crites 2012 Grantor Retained Annuity Trust.  In addition John and Patricia Crites and the following would controlin aggregate 17.01% of the voting shares of Summit Financial Group, Inc.: Valerie C. Mongold, Weyers Cave, Virginia,; Kelly C. Wingard, Petersburg, West Virginia, in her individual capacity and a Trustee for the following subtrusts: Subtrust f/b/o Jeremiah Thomas Wingard and Subtrust f/b/o Joseph Riley Wingard; and John W. Crites II, Petersburg, West Virginia. | Newspaper:Not availableFederal Register:05/29/2012    
|Newspaper:                   | Not available 
|Federal Register:            | 05/29/2012    

## Availability of CRA Public Evaluations

|Institution / Location           | RSSDID | Exam Date  | CRAPublic Date | CRARating | Exam Method
|-------------------------------- | ------ | ---------- | -------------- | --------- | -----------
|FAUQUIER BK, WARRENTON, VIRGINIA | 976226 | 02/06/2012 | 05/10/2012     | S         | Large Bank 

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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