<TABLE> <S> <C>

<ARTICLE>            9

<S>                                                         <C>
<PERIOD-TYPE>                                               9-MOS
<FISCAL-YEAR-END>                                           DEC-31-2000
<PERIOD-END>                                                SEP-30-2000
<CASH>                                                          264,740
<INT-BEARING-DEPOSITS>                                                0
<FED-FUNDS-SOLD>                                                 24,363
<TRADING-ASSETS>                                                      0
<INVESTMENTS-HELD-FOR-SALE>                                     426,064
<INVESTMENTS-CARRYING>                                          531,349
<INVESTMENTS-MARKET>                                            512,494
<LOANS>                                                       5,345,369
<ALLOWANCE>                                                      98,667
<TOTAL-ASSETS>                                                6,908,244
<DEPOSITS>                                                    5,709,111
<SHORT-TERM>                                                    468,674
<LIABILITIES-OTHER>                                              15,583
<LONG-TERM>                                                     248,300
<COMMON>                                                         92,762
<PREFERRED-MANDATORY>                                                 0
<PREFERRED>                                                           0
<OTHER-SE>                                                      373,814
<TOTAL-LIABILITIES-AND-EQUITY>                                6,908,244
<INTEREST-LOAN>                                                 358,156
<INTEREST-INVEST>                                               120,296
<INTEREST-OTHER>                                                    599
<INTEREST-TOTAL>                                                479,051
<INTEREST-DEPOSIT>                                              127,815
<INTEREST-EXPENSE>                                              230,885
<INTEREST-INCOME-NET>                                           248,166
<LOAN-LOSSES>                                                    18,000
<SECURITIES-GAINS>                                                2,758
<EXPENSE-OTHER>                                                 172,723
<INCOME-PRETAX>                                                  66,092
<INCOME-PRE-EXTRAORDINARY>                                       66,092
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<NET-INCOME>                                                     41,781
<EPS-BASIC>                                                        0.75
<EPS-DILUTED>                                                      0.75
<YIELD-ACTUAL>                                                     4.15
<LOANS-NON>                                                      55,641
<LOANS-PAST>                                                     27,897
<LOANS-TROUBLED>                                                      0
<LOANS-PROBLEM>                                                  83,538
<ALLOWANCE-OPEN>                                                 98,749
<CHARGE-OFFS>                                                    25,684
<RECOVERIES>                                                      5,602
<ALLOWANCE-CLOSE>                                                96,667
<ALLOWANCE-DOMESTIC>                                             96,667
<ALLOWANCE-FOREIGN>                                                   0
<ALLOWANCE-UNALLOCATED>                                               0




</TABLE>