Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 44 

Week Ending October 30, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Bank Holding Companies

JPMorgan Chase & Co., New York, New York, and JPMorgan Chase Bank, 

Dearborn, Dearborn, Michigan -- request to exempt JPMorgan Chase Bank, 

Dearborn from application of the advanced approaches risk-based capital rule.

- Approved, October 26, 2010

MetLife, Inc., New York, New York -- to acquire American International Group's 

subsidiaries, American Life Insurance Company, Wilmington, Delaware, and 

Delaware American Life Insurance Company.

- Approved, October 29, 2010

SKBHC Holdings, LLC, Corona del Mar, California -- to become a bank holding 

company and to acquire Starbuck Bancshares, Inc., Starbuck, Minnesota, and 

indirectly acquire The First National Bank of Starbuck.

- Approved, October 26, 2010

Forms

Forms -- final Board review to extend without revision the Compensation and Salary 

Surveys (FR 29a and FR 29b).

- Approved, October 25, 2010

Forms -- initial Board review to extend with revision the Financial Statements of 

U.S. Nonbank Subsidiaries of U.S. Bank Holding Companies (FR Y-11), Financial 

Statements of Foreign Subsidiaries of U.S. Banking Organizations (FR 2314), 

Financial Statements of U.S. Nonbank Subsidiaries Held by Foreign Banking 

Organizations (FR Y-7N), Consolidated Report of Condition and Income for Edge 

and Agreement Corporations (FR 2886b), Consolidated Financial Statements for 

Bank Holding Companies (FR Y-9C), and Parent Company Only Financial 

Statements for Large Bank Holding Companies (FR Y-9LP).

- Proposed, October 26, 2010

H.2 Board Actions October 24, 2010 to October 30, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Reserve Bank Services

Federal Reserve Priced Services -- 2011 fee schedules for priced services and 

electronic access, and the private sector adjustment factor.

- Approved, October 27, 2010

Enforcement

CCF Holding Company, Jonesboro, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia.

- Announced, October 28, 2010

First Commercial Bank of Florida, Orlando, Florida -- issuance of a prompt 

corrective action directive with the consent of the bank.

- Announced, October 28, 2010

First Southwest Bancorporation, Inc., Alamosa, Colorado -- written agreement with 

the Federal Reserve Bank of Kansas City.

- Announced, October 26, 2010

FNB United Corp., Asheboro, North Carolina -- written agreement with the Federal 

Reserve Bank of Richmond.

- Announced, October 26, 2010

Omega Capital Corp., Centennial, Colorado -- written agreement with the Federal 

Reserve Bank of Kansas City.

- Announced, October 28, 2010

H.2 Board Actions October 24, 2010 to October 30, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

October 24, 2010 to October 30, 2010

Bank Holding Companies

Fentura Financial, Inc., Fenton, Michigan -- to establish a subsidiary, Fentura 

Holdings, L.L.C., Fenton, and thereby engage in extending credit and servicing loans.

Chicago

- Approved, October 27, 2010

New York Private Bank & Trust Corporation, New York, New York, and Emigrant 

Bancorp, Inc. -- to convert New York Private Bank & Trust, FSB, Wilmington, 

Delaware, a federal savings bank subsidiary, to New York Private Trust Company, a 

trust company, and thereby engage in trust company functions.

New York

- Approved, October 29, 2010

Raton Capital Corporation, Raton, New Mexico -- to continue to engage in lending 

activities.

Kansas City

- Approved, October 27, 2010

WSFS Financial Corporation, Wilmington, Delaware -- waiver of application to 

acquire Christiana Bank & Trust Company, Wilmington, in connection with its 

merger with and into WSFS's subsidiary thrift, Wilmington Savings Fund Society, 

FSB.

Philadelphia

- Granted, October 28, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Mergers

Arvest Bank, Fayetteville, Arkansas -- to purchase certain assets and assume certain 

liabilities of the Lee's Summit, Missouri, branch of Community First Bank, Butler, 

and to retain the acquired facility as a branch.

St. Louis

- Approved, October 27, 2010

Banks, Foreign

Bank of Baroda, Mumbai, India -- to establish a branch in Houston, Texas.

New York

- Withdrawn, October 29, 2010

Change in Bank Control

Drexel Morgan & Co., Radnor, Pennsylvania -- change in bank control of Drexel 

Morgan and its subsidiary bank, The Haverford Trust Company, Radnor.

Philadelphia

- Permitted, October 26, 2010

Extensions of Time

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois -- 

extension to January 8, 2011, to increase its ownership of Prairieland Bancorp, Inc., 

Bushnell, and thereby indirectly increase its ownership of Farmers and Merchants 

State Bank of Bushnell.

Chicago

- Granted, October 28, 2010

H.2 Actions under delegated authority October 24, 2010 to October 30, 2010

(A/C) = Addition or Correction Delegated - 2 of 3
International Operations

Citigroup Inc., New York, New York -- to retain temporarily its interest in certain 

property held by a subsidiary.

Director, BS&R

- Granted, October 26, 2010

Membership

Piggott State Bank, Piggott, Arkansas -- to become a member of the Federal Reserve 

System.

St. Louis

- Approved, October 29, 2010

H.2 Actions under delegated authority October 24, 2010 to October 30, 2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

10/22/2010

Rockville Financial, Rockville, Connecticut, to 

acquire 100% of the outstanding capital stock of 

Rockville Bank, Rockville, Connecticut pursuant 

to section 3(a)(1) of the BHC Act in connection 

with the reorganization of Rockville Financial, 

MHC, Rockville, Connecticut, from mutual to 

stock form.

ROCKVILLE FINANCIAL, INC.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

State Street Bank & Trust Company and State 

Street International Holdings (SSIH), both of 

Boston, Massachusetts, prior notice pursuant 

to section 211.9(f) of Regulation K to invest in a 

subsidiary of SSIH in excess of the aggregate 

investment limits in connection with the transfer 

of State Street Australia Limited from SSIH to 

State Street International Holdings Switzerland 

GmbH

STATE STREET BANK AND 

TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

JPMorgan Chase & Co., New York, New York, 

provided 30 days' prior notice to the Board, 

pursuant to Section 211.9(f) of Regulation K, of 

its intention to make investments in its 

UK-subsidiaries and to request a waiver from 

the aggregate investment limit in Section 

211.9(b)(6) of Regulation K.

JPMORGAN CHASE & CO.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

UBS AG, Zurich, Switzerland, to establish two 

limited branches located at (1) 499 Washington 

Blvd., Jersey City, New Jersey and (2) 3325 

Perimeter Hill Drive, Nashville, Tennessee, 

pursuant to Section 211.24(a)(2)(i)(A) of 

Regulation K.

UBS AG

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

New Century Bank, d/b/a Customers Bank, 

Phoenixville, PA to establish a branch office 

located at 2419 Nottingham Way, Hamilton, NJ.

CUSTOMERS BANK B*B

Newspaper:

Federal Register:

CIC Not available

11/09/2010

Warburg Pincus Private Equity S, L.P., New 

York, NY, to acquire up to 19.7% of National 

Penn Bancshares, Inc, Boyertown, PA.

WARBURG PINCUS PRIVATE 

EQUITY X, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Premises Not applicable

Richwood Banking Company, Richwood, Ohio 11/11/2011

to establish a branch at 1512 W. William Street, 

Delaware, Ohio and request to exceed 

investment in premises limit

RICHWOOD BANKING 

COMPANY, INC., THE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

EagleBank, Bethesda, Maryland, to acquire 11/22/2010

certain assets and assume certain liabilities of 

the Washington, DC, branch office of OBA 

Bank, Germantown, Maryland.

EAGLEBANK

Newspaper:

Federal Register:

* Branch

Not applicable

EagleBank, Bethesda, Maryland, to establish a 11/22/2010

branch at 1919 N. Lynn Street, Arlington, 

Virginia.

EAGLEBANK

Newspaper:

Federal Register:

CIC 11/10/2010

10/28/2010

Mr. William Lee Hale and the William Lee Hale 

Trust, both of Bland, Virginia, acting in concert 

to retain control 20.86% of the voting shares of 

First Regions Bancshares, Inc., Richlands, 

Virginia.

FIRST REGION BANCSHARES, 

INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

MIddleburg Financial Corporation, MIddleburg, 

Virginia, to retain 7.5% ownership the 

Davenport Financial Fund, LLC.

MIDDLEBURG FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Park Sterling Corporation, Charlotte, North 

Carolina, to become a bank holding company by 

acquiring 100% of the voting shares of Park 

Sterling Bank, Charlotte, North Carolina.

Park Sterling Corporation

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Compass Bank, Birmingham, Alabama, to 11/09/2010

establish the following branches: 5576 Grove 

Boulevard, Hoover, Alabama, to be known as 

The Grove Branch; 15580 East 104th Avenue, 

Commerce City, Colorado, to be known as the 

104th and Chambers Branch; 2640 East 

Harmony Road, Fort Collins, Colorado, to be 

known as the Front Range Village Branch; and 

450 Highway 528, Bernalillo, New Mexico.

COMPASS BANK

Newspaper:

Federal Register:

* Branch

Not applicable

SunTrust Bank, Atlanta, Georgia, to establish a 11/04/2010

branch located at 101 Village Walk Drive, Holly 

Springs, North Carolina, to be known as the 

Holly Springs Office.

SUNTRUST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

11/16/2010

Notice by Robert John Dentel, Victor, Iowa, and 

Mary P. Howell, Ames, Iowa, for permission to 

each control 25 percent or more of the shares of 

Dentel Bancorporation, Victor, Iowa, and 

thereby indirectly control of Victor State Bank, 

Victor, Iowa; Corydon State Bank, Corydon, 

Iowa; First State Bank of Colfax, Colfax, Iowa; 

Maxwell State Bank, Maxwell, Iowa; Pocahontas 

State Bank, Pocahontas, Iowa; and Panora State 

Bank, Panora, Iowa.

DENTEL BANCORPORATION

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Fort Madison Bank & Trust Co., Fort Madison, 

Iowa, to purchase certain assets and assume 

certain liabilities of the Burlington, Iowa branch 

of Valley Bank, Moline, Illinois; and to establish 

a branch at 3140 Agency Street, Suite 100, 

Burlington, Iowa.

FORT MADISON BANK & 

TRUST CO.

Newspaper:

Federal Register:

CIC Not available

11/15/2010

Notice by Marcelo L. Sacomori, London, 

England, to increase ownership from 9.9 percent 

to 51 percent of Granville Bancshares, Inc., 

Granville, Illinois, and thereby indirectly acquire 

Granville National Bank, Granville, Illinois and 

Sheridan State Bank, Sheridan, Illinois.

GRANVILLE BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

11/26/2010

Peoples Bancorp, Inc., Prairie du Chien, 

Wisconsin, to acquire 100 percent of the voting 

shares of Woodhouse & Bartley Bank, 

Bloomington, Wisconsin.

PEOPLES BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 11/13/2010

10/28/2010

Rigler Investment Co., New Hampton, Iowa, to 

acquire 100 percent of State Bank & Trust 

Company, Waverly, Iowa.

RIGLER INVESTMENT CO.

Newspaper:

Federal Register:

* 3A3 11/06/2010

11/22/2010

Vogel Bancshares, Inc., Orange City, Iowa, to 

acquire up to 100 percent of the voting shares 

of Farmers Savings Bank, Remsen, Iowa.

VOGEL BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Arvest Bank, Fayetteville, Arkansas, to 

establish a branch facility to be located at 2700 

Shackleford Road, Little Rock, Arkansas.

ARVEST BANK

Newspaper:

Federal Register:

* 3A5 11/13/2010

11/15/2010

Old National Bancorp, Evansville, Indiana, to 

merge with Monroe Bancorp, Bloomington, 

Indiana, and thereby indirectly acquire Monroe 

Bank, Bloomington, Indiana.

OLD NATIONAL BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

Not available

Bigfork Bancshares, Inc., Bigfork, Minnesota, to 

acquire 100 percent of Kelliher Bancshares Inc., 

Kelliher, Minnesota, and thereby indirectly 

acquire Citizens State Bank of Kelliher, Kelliher, 

Minnesota.

BIGFORK BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 680457 YELLOWSTONE BK, LAUREL, MONTANA 06/07/2010 10/25/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

11/15/2010

Notification by Larry L. Bingham, Baxter 

Springs, Kansas; Ross C. Hartley, Teton Village, 

Wyoming; Fred Mitchelson, Pittsburg, Kansas; 

and Bob L. Robinson, Baxter Springs, Kansas, 

to acquire control of American BancShares, Inc., 

Baxter Springs, Kansas, parent of American 

Bank of Baxter Springs, Baxter Springs, Kansas.

AMERICAN BANCSHARES, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

American State Bancshares, Inc., to acquire 100 

percent of ASB Holdings, LLC, both in Great 

Bend, Kansas, and thereby engage in 

information technology consulting services.

AMERICAN STATE 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

11/27/2010

Aslin Opportunity Fund BK, LP, Cape Haze, 

Florida, to acquire 46.7 percent of the voting 

shares of Aslin Group, Inc., parent of Alterra 

Bank, both in Overland Park, Kansas.

ASLIN OPPORTUNITY FUND BK, 

LP

Newspaper:

Federal Register:

* 18C

Not applicable

Citizens State Bank & Trust Company, 11/26/2010

Ellsworth, Kansas, to purchase certain assets 

and assume certain liabilities of the Lincoln, 

Kansas branch of Midwest Community Bank, 

Plainville, Kansas.

CITIZENS STATE BANK AND 

TRUST CO., ELLSWORTH, 

KANSAS

Newspaper:

Federal Register:

* 3A1 Not available

11/26/2010

Exchange Bancorp of Missouri, Inc., Fayette, 

Missouri, to become a bank holding company 

through the acquisition of 100 percent of the 

voting shares of Exchange Bank of Missouri, 

Fayette, Missouri.

EXCHANGE BANCORP OF 

MISSOURI, INC.

Newspaper:

Federal Register:

* 3A1 11/21/2010

11/26/2010

JRMB II, Inc., to become a bank holding 

company through the acquisition of 82.97 

percent of the voting shares of J. R. 

Montgomery Bancorporation, both in Lawton, 

Oklahoma, parent of City National Bank and 

Trust Company, Lawton, Oklahoma, and Fort 

Sill National Bank, Fort Sill, Oklahoma.

JRMB II, INC

Newspaper:

Federal Register:

CIC Not available

11/10/2010

Notice submitted by J. Grant Burcham,as trustee 

of the James Grant Burcham Trust, Kansas City, 

Missouri, to retain control of MBT Bancshares, 

Inc., Kansas City, Missouri, parent of Missouri 

Bank and Trust Company, Kansas City, 

Missouri.

MBT BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

11/26/2010

Community Bancorp LLC, Houston, Texas, to 

become a bank holding company by acquiring 

100 percent of Cadence Financial Corporation, 

Starkville, Mississippi, and indirectly acquire 

Cadence Bank, N.A., Starkville, Mississippi.

COMMUNITY BANCORP LLC

Newspaper:

Federal Register:

CIC Not available

11/10/2010

Notice by Byron Cook, Ginne Sue Cook, Katie 

Cook, Lance Cook, Karen Cook, and Nina Sue 

Cook,all in Corsicana, Texas, collectively the 

Cook Family - Notificants, to retain 10 percent or 

more of the shares of Community Bank 

Holdings of Texas, Inc., Corsicana, Texas, and 

indirectly Community National Bank and Trust 

of Texas, Corsicana, Texas.

COMMUNITY BANK HOLDINGS 

OF TEXAS, INC.

Newspaper:

Federal Register:

CIC Not available

10/18/2010

Notice by Henry Lewis Gallegly and Marjorie 

Clair Gallegly, Dalhart, Texas, to increase their 

ownership and control from 11.2 percent to 

19.07 percent of First Dalhart Bancshares, Inc., 

Dalhart, Texas, and indirectly First National 

Bank in Dalhart, Dalhart, Texas.

FIRST DALHART 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Veritex Holdings, Inc., Dallas, Texas, to acquire 

100 percent of Fidelity Resources Company, 

Plano, Texas, and indirectly acquire Fidelity 

Bank, Plano, Texas.

VERITEX HOLDINGS, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

WCM Holdings, Inc., Dallas, Texas, and 

WCM-Parkway, Ltd., Dallas, Texas to acquire 

greater than 5 percent of Veritex Holdings, Inc., 

Dallas, Texas, and indirectly Professional Bank, 

NA, Dallas, Texas.

WCM HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending October 30, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 04/12/2010

04/15/2010

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

4c8 11/22/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., Carpenter 

Community Bancfund-CA, L.P., CGB Holdings, 

Inc., CCFW, Inc., and SCJ, Inc., all of Irvine, 

California, intend to apply to the Federal 

Reserve Board for permission to acquire 100 

percent of Professional Business Bank, 

Pasadena, California, in connection with the 

merger of Professional Business Bank with and 

into California General Bank, Pasadena, 

California; and 2)CGB Holdings, Inc., Irvine, 

California, to form a wholly-owned subsidiary, 

CGB Asset Management, Inc., Irvine, California, 

to engage in extending credit and servicing 

loans, pursuant to section 225.28 (b)(1) of 

Regulation Y.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC Not available

Not available

Henry Liebman, Gail Katz, and Sodo Builders, all 

of Seattle, Washington, acting as a group in 

concert, to retain 10 percent or more of the 

voting shares of Regal Financial Bancorp, Inc., 

and thereby indirectly acquire Regal Financial 

Bank, both of Seattle, Washington.

REGAL FINANCIAL BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act