Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 26 

Week Ending June 25, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Bank Holding Companies

Bank of Montreal, Toronto, Canada, and its subsidiaries, Harris Financial Corp., 

Chicago, Illinois; Harris Bankcorp, Inc.; and Mike Merger Sub, LLC -- application to 

acquire Marshall & Ilsley Corporation, Milwaukee, Wisconsin; M&I Marshall & 

Ilsley Bank; M&I Bank of Mayville, Mayville; M&I Bank FSB, Las Vegas, Nevada; 

and other nonbanking subsidiaries of Marshall & Ilsley Corporation.

- Approved, June 20, 2011

United Bankshares, Inc., Charleston, West Virginia, and UBC Holding Company, 

Inc. -- to acquire Centra Financial Holdings, Inc., Morgantown, and its subsidiary 

bank, Centra Bank, Inc.

- Approved, June 20, 2011

Regulations and Policies

Internet Banking Authentication -- interagency supplemental supervisory guidance 

on customer authentication for Internet banking.

- Approved, June 11, 2011

(A/C)

H.2 Board Actions June 19, 2011 to June 25, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

June 19, 2011 to June 25, 2011

Bank Branches, Domestic

Adirondack Bank, Utica, New York -- to establish branches at 1 Main Street, 

Richfield Springs, and 808 Main Street, Sylvan Beach.

New York

- Withdrawn, June 23, 2011

Fifth Third Bank Cincinnati, Ohio -- to establish branches at 2206 E. Fowler Avenue, 

Tampa, Florida; 133 Peachtree Street NW, Atlanta, Georgia; 590 Cascade Avenue 

SW; 11850 Marshfield Avenue, Chicago, Illinois; 921 Olive Street, St. Louis, 

Missouri; 5612 Kingston Pike, Knoxville, Tennessee; 601 Gallatin Pike North, 

Madison; and 5621 Charlotte Pike, Nashville (eight applications).

Cleveland

- Approved, June 23, 2011

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 120 E. Palmetto Park 

Road, Suite 150, Boca Raton, Florida.

Cleveland

- Approved, June 21, 2011

Bank Holding Companies

MTA Bancshares, Inc., Seagoville, Texas -- to become a bank holding company and 

to acquire HomeBank@, Seagoville.

Dallas

- Approved, June 24, 2011

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Opus Bank, Redondo Beach, California -- waiver of application for Opus 

Acquisition, Inc. to merge with Cascade Financial Corporation, Everett, Washington, 

in connection with the merger of Opus Bank and Cascade's subsidiary bank, Cascade 

Banks, Everett.

San Francisco

- Granted, June 23, 2011

RBB Bancorp, Los Angeles, California -- waiver of application to acquire First Asian 

Bank, Las Vegas, Nevada, in connection with the merger of First Asian and RBB's 

subsidiary bank, Royal Business Bank, Los Angeles.

San Francisco

- Granted, June 24, 2011

Change in Bank Control

215 Holding Co., Minneapolis, Minnesota -- to retain control of 215 Holding and its 

subsidiary banks, First Farmers & Merchants National Bank, Luverne; First Farmers 

& Merchants National Bank, Fairmont; First Farmers & Merchants State Bank, 

Brownsdale; First Farmers & Merchants State Bank of Grand Meadow, Grand 

Meadow; First Farmers & Merchants National Bank, Le Sueur; and White Rock 

Bank, Cannon Falls.

Minneapolis

- Permitted, June 22, 2011

Chalybeate Springs Corporation, Hughes Springs, Texas -- to retain control of 

Chalybeate Springs and its subsidiary bank, The First National Bank of Hughes 

Springs, Hughes Springs.

Dallas

- Permitted, June 24, 2011

H.2 Actions under delegated authority June 19, 2011 to June 25, 2011

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

NexTier Incorporated, Butler, Pennsylvania -- change in bank control of NexTier and 

its subsidiary bank, NexTier Bank, N.A., Butler.

Cleveland

- Permitted, June 21, 2011

Extensions of Time

American National Bankshares Inc., Danville, Virginia -- extension to September 21, 

2011, to acquire MidCarolina Financial Corporation, Burlington, North Carolina, and 

thereby indirectly acquire MidCarolina Bank.

Richmond

- Granted, June 20, 2011

CapGen Capital Group V LLC, New York, New York, and CapGen Capital Group V 

LP -- extension to September 22, 2011, to become bank holding companies and to 

acquire shares of Palmetto Bancshares, Inc., Greenville, South Carolina, and 

indirectly acquire The Palmetto Bank.

Richmond

- Granted, June 22, 2011

Membership

California Republic Bank, Newport Beach, California -- to become a member of the 

Federal Reserve System.

San Francisco

- Approved, June 22, 2011

H.2 Actions under delegated authority June 19, 2011 to June 25, 2011

(A/C) = Addition or Correction Delegated - 3 of 4
Membership

Commerce Bank, National Association, Kansas City, Missouri -- to retain 

membership in the Federal Reserve System on conversion from a national to a state 

charter.

Kansas City

- Approved, June 23, 2011

Cornhusker Bank, Lincoln, Nebraska -- to become a member of the Federal Reserve 

System.

Kansas City

- Approved, June 23, 2011

Farmers Bank of Northern Missouri, National Association, Unionville, Missouri -- to 

retain membership in the Federal Reserve System on conversion from a national to 

a state charter.

Kansas City

- Approved, June 23, 2011

Peoples Bank, Sheridan, Arkansas -- to become a member of the Federal Reserve 

System.

St. Louis

- Approved, June 23, 2011

Regulations and Policies

Margin and Capital Requirements for Swaps -- extension to July 11, 2011, of the 

comment period on interagency proposed rules to establish margin and capital 

requirements for swap dealers, major swap participants, security-based swap dealers, 

and major security-based swap participants as required by the Dodd-Frank Act.

Secretary

- Approved, June 22, 2011

H.2 Actions under delegated authority June 19, 2011 to June 25, 2011

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

* 3A5

07/13/2011

07/15/2011

Brookline Bancorp, Inc., Brookline, 

Massachusetts, to acquire Bancorp Rhode 

Island, Inc. and its subsidiary bank, Bank Rhode 

Island, both of Providence, Rhode Island 

pursuant to sections 3(a)(3) and 3(a)(5) of the 

Bank Holding Company Act, as amended.

BROOKLINE BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/22/2011

BSB Bancorp, Inc., Belmont, Massachusetts to 

acquire 100% of the outstanding capital stock of 

Belmont Savings Bank, Belmont, 

Massachusetts, pursuant to section 3(a)(1) of 

the BHC Act, in connection with the conversion 

of the holding company from mutual to stock 

form.

BSB BANCORP INC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco BPI, S.A., Porto, Portugal, to establish 

representative offices in Newark, New Jersey 

and Fall River, Massachusetts, pursuant to 

Section 10(a) of the International Banking Act 

of 1978, as amended and Section 211.24(a)(1) of 

Regulation K.

BANCO BPI, S.A.

Newspaper:

Federal Register:

* 3A1 07/20/2011

07/15/2011

Banco do Brasil S.A., Brasilia, Brazil and Caixa 

de Previdencia dos Funcionarios do Banco do 

Brasil, Rio de Janeiro, Brazil, to become bank 

holding companies by acquiring 51 percent of 

Eurobank, Boca Raton, Florida.

BANCO DO BRASIL S.A.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Thomas H. Lee (Alternative)Fund VI, 

L.P., Thomas H. Lee (Alternative) Parallel Fund 

VI, L.P., Thomas H. Lee (Alternative) Parallel 

(DT) Fund VI, L.P., THL FBC Equity Investors, 

L.P., THL Advisors (Alternative) VI, L.P., 

Thomas H. Lee (Alternative) VI, Ltd., THL 

Managers VI, LLC, Thomas H. Lee Partners, 

L.P., Thomas H. Lee Advisors, LLC, Anthony J. 

DiNovi and Scott M. Sperling, all of Boston, 

Massachusetts, to directly acquire 24.9 percent 

of the voting common stock of First BanCorp, 

and thereby indirectly acquire FirstBank Puerto 

Rico, both of San Juan, Puerto Rico.

FIRST BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 18C

* 3A5

07/08/2011

Customers Bancorp, Inc., Phoenixville, PA, to 

become a bank holding company through the 

reorganization of Customers Bank, Phoenixville, 

PA, resulting from the merger of New Century 

Interim Bank, Phoenixville, PA, with and into 

Customers Bank. Subsequently, Berkshire 

Bancorp, Wyomissing, PA, will merge with and 

into Customers Bancorp, Inc., and Berkshire 

Bank, Wyomissing, PA, will merge with and into 

Customers Bank, Phoenixville, PA.

CUSTOMERS BANCORP, INC

Newspaper:

Federal Register:

* Branch

Premises Not applicable

Luzerne Bank, Luzerne, PA, to establish a 07/01/2011

branch office located at 1073 Route 315, Plains 

Township, PA.

LUZERNE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8

Not available

Section 4(c)(8) application by First Southern 07/21/2011

Bancorp., Inc., Stanford, KY to acquire up to 

24.99% of the outstanding voting shares of CKF 

Bancorp, Inc., Danville, KY.

FIRST SOUTHERN BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 07/01/2011

07/01/2011

ASB Bancorp, Inc., Asheville, North Carolina, to 

become a bank holding company upon the 

conversion of Asheville Savings Bank, S.S.B., 

Asheville, North Carolina, from a mutual to 

stock form of ownership.

ASB BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

EagleBank, Bethesda, Maryland, to establish a 07/08/2011

branch at 12011 Sunset Hills Road, Suite 100, 

Reston, Virginia

EAGLEBANK

Newspaper:

Federal Register:

CIC Not available

Not available

Priam Capital Fund I, LP, Priam Capital 

Associates, LLC, and Howard Feinglass, all of 

Wilmington, Deleware, to acquire up to 24.9% of 

the voting shares of First Mariner Bancorp, 

Baltimore, Maryland.

FIRST MARINER BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Security State Bank, New Hampton, Iowa, to 

merge with State Bank & Trust Company, 

Waverly, Iowa and as a result of the merger will 

establish 5 branches.

SECURITY STATE BANK

Newspaper:

Federal Register:

* 3A1 Not available

07/08/2011

WCF Financial, M.H.C. and Webster City 

Federal Bancorp, both of Webster City, Iowa, to 

become bank holding companies following the 

conversion Webster City Federal Savings Bank, 

Webster City, Iowa, from a federally chartered 

savings association to a state chartered bank.

WCF FINANCIAL, M.H.C.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice by Teresa A. Grindstaff and Greg E. 07/14/2011

Allen, individually and as trustees of the 

William H. Cooper General Trust and the 

William H. Cooper Marital Trust, all of 

Farmington, Missouri, to gain voting control of 

First State Bancshares, Inc., Farmington, 

Missouri. Ms. Grandstaff and Mr. Allen also 

vote the shares of First State Bancshares, Inc. 

held by Cooper Investments, Inc., Farmington, 

Missouri.

FIRST STATE BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Change in Control Notice by Robert Lynn 

Nelson, Cudjoe Key, Florida, to gain control of 

Kirkwood Bancorporation Co., Bismarck, North 

Dakota and thereby indirectly gain control of 

Kirkwood Bank and Trust Company, Bismarck, 

North Dakota.

KIRKWOOD 

BANCORPORATION CO.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

U.S. Bank, N.A., Cincinnati, Ohio, through USB 

European Holdings Company, Minneapolis, 

Minnesota, an agreement corporation, to 

indirectly invest an additional $210,000,000 in a 

foreign organization: Elavon Financial Services 

Limited, Loughlinstown, County Dublin, Ireland.

USB EUROPEAN HOLDINGS 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Cornhusker Bank, Lincoln, Nebraska, to become 

a member of the Federal Reserve System.

CORNHUSKER BANK

Newspaper:

Federal Register:

* Branch

Not applicable

FirstBank, Lakewood, Colorado, to establish a 06/30/2011

de novo branch at 2100 Broadway Street, 

Boulder, Colorado.

FIRSTBANK

Newspaper:

Federal Register:

* 3A1 Not available

Not available

FNB Holdco, Inc., to become a bank holding 

company through the acquisition of 100 percent 

of the voting shares of Flowers National Bank, 

both in Cainsville, Missouri.

FNB HOLDCO, INC.

Newspaper:

Federal Register:

CIC 06/21/2011

06/21/2011

Notification by Teresa L. Keslar, Beatrice, 

Nebraska, to acquire control of Keystone 

Investment, Inc., parent of Bank of Keystone, 

both in Keystone, Nebraska.

KEYSTONE INVESTMENT, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Union State Bank of Everest, Everest, 

Kansas, to merge with The Bank of McLouth, 

McLouth, Kansas, and incident thereto, to 

establish a branch.

UNION STATE BANK OF 

EVEREST, THE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

07/15/2011

Carlile Bancshares, Inc., Fort Worth, Texas, to 

acquire 100% of the common stock of The Bank 

at Broadmoor, Colorado Springs, Colorado.

CARLILE BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch to be located at 411 West Lafayette 

Boulevard, Detroit, Michigan.

COMERICA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 25, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bank of Taiwan, Taipei, Taiwan, to upgrade its 

New York Agency to a branch office pursuant 

to section 211.24(a)(2)(ii)(a) of Regulation K and 

seciton 7(d) of FBSEA.

BANK OF TAIWAN

Newspaper:

Federal Register:

CIC Not available

06/21/2011

Interagency Noticce of Change in Control by 

Castle Creek Capital Partners IV, LP, Castle 

Creek Advisors IV, LLC, Castle Creek Capital IV, 

LLC, John T. Pietrzak, Pietrzak Advisory Corp., 

John M. Eggemeyer, JME Advisory Corp., 

William J. Ruh, Ruh Advisory Corp., Mark G. 

Merlo, Legions IV Advisory Corp., Joseph 

Mikesell Thomas, and Mikesell Advisory Corp., 

all of Rancho Santa Fe, California, to acquire up 

to 24.9% of the voting shares of Intermountain 

Community Bancorp, a bank holding company 

that is the sole shareholder of Panhandle State 

Bank, a state non-member bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

CIC Not available

07/05/2011

Interagency Noticce of Change in Control by 

Stadium Capital Partners, L.P., Stadium Capital 

Qualified Partners, L.P., Stadium Capital 

Management LLC, and John Welborn, all of 

Bend, Oregon, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act