Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 32 

Week Ending August 6, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend with revision the Report of Changes in 

Organizational Structure (FR Y-10), Annual Report of Bank Holding Companies 

(FR Y-6), and Annual Report of Foreign Banking Organizations (FR Y-7) and to 

extend without revision the Supplement to the Report of Changes in Organizational 

Structure (FR Y-10E).

- Proposed, August 4, 2011

Regulations and Policies

Guidance on Federal Debt -- interagency guidance to banking organizations 

following Standard & Poor's downgrade of U.S. debt.

- Announced, August 5, 2011

Enforcement

The First Bank of Baldwin, Baldwin, Wisconsin -- written agreement with the 

Federal Reserve Bank of Minneapolis and the State of Wisconsin Department of 

Financial Institutions.

- Announced, August 2, 2011

Suburban Illinois Bancorp, Inc., Elmhurst, Illinois -- written agreement with the 

Federal Reserve Bank of Chicago.

- Announced, August 2, 2011

H.2 Board Actions July 31, 2011 to August 6, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

July 31, 2011 to August 6, 2011

Bank Holding Companies

Carlile Bancshares, Inc., Fort Worth, Texas -- to acquire The Bank at Broadmoor, 

Colorado Springs, Colorado.

Dallas

- Approved, August 2, 2011

Southern Independent Bancshares, Inc., Opp, Alabama -- to become a bank holding 

company and to acquire Southern Independent Bank, Opp.

Atlanta

- Approved, August 5, 2011

Bank Mergers

The Union State Bank of Everest, Everest, Kansas -- to merge with The Bank of 

McLouth, McLouth, and thereby establish a branch.

Kansas City

- Approved, August 1, 2011

Bank Premises

Heartland Bank, Gahanna, Ohio -- request to exceed the limit on investment in bank 

premises.

Cleveland

- Approved, August 2, 2011

(A/C) = Addition or Correction Delegated - 1 of 2
Banks, Foreign

Banco BPI, S.A., Porto, Portugal -- to establish representative offices in Newark, 

New Jersey and Fall River, Massachusetts.

New York

- Returned, August 1, 2011

Extensions of Time

Central Bancshares, Inc., Little Rock, Arkansas -- extension to November 3, 2011, to 

become a bank holding company and to acquire Central Bank, Little Rock.

St. Louis

- Granted, August 3, 2011

H.2 Actions under delegated authority July 31, 2011 to August 6, 2011

(A/C) = Addition or Correction Delegated - 2 of 2
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 Not available

Application by Hyde Park Bancorp, MHC, 

Boston, Massachusetts, a mutual bank holding 

company, to form a wholly-owned, mid-tier, 

stock bank holding company, Hyde Park 

Bancorp, Inc., Boston, Massachusetts, through 

its acquisition of 100% of the shares of Hyde 

Park Savings Bank, Boston, Massachusetts, 

pursuant to sections 3(a)(1) and 3(a)(3) of the 

Bank Holding Company Act of 1956, as 

amended.

HYDE PARK BANCORP MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

Not available

ES Bancshares Inc., Newburgh, New York, to 

engage de novo through its newly formed 

subsidiary, Empire Lockbox Settlements, Inc., 

Newburgh, New York, in servicing extensions of 

credit, including factoring, for the company's 

account or the account of others pursuant to 

section 225.28(b)(1) of Regulation Y.

ES BANCSHARES, INC

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Oaktree Capital Group Holdings GP, 

LLC, Oaktree Capital Group Holdings, L.P., 

Oaktree Capital Group, LLC, Oaktree AIF 

Holdings, Inc., Oaktree Holdings, LLC, Oaktree 

Holdings, Inc., OCM Holdings I, LLC, Oaktree 

Capital Management, L.P., Oaktree AIF 

Investments, L.P., Oaktree Capital I, L.P., 

Oaktree Fund GP I, L.P., Oaktree Fund GP III, 

L.P., Oaktree Principal Fund V GP, Ltd., Oaktree 

Fund GP AIF, LLC, Oaktree Principal Fund V GP, 

L.P., Oaktree Fund GP, LLC, Oaktree Principal 

Fund V, L.P., Oaktree Principal Fund V (Parallel), 

L.P., Oaktree Fund AIF Series, L.P.--Series I, 

Oaktree Principal Fund V (Delaware), L.P., and 

Oaktree FF Investment Fund AIF (Delaware), 

L.P., to gain control of First BanCorp, San Juan, 

Puerto Rico.

FIRST BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 24.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

CIC Not available

08/11/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4 

Federal Reserve Bank of Cleveland 

Filings received during the week ending August 6, 2011 

Filer Filing Type Filing Proposal End of Comment Period 

Newspaper: 

Federal Register: 

* 18C 

Not applicable 

The Commercial & Savings Bank, Millersburg, 08/15/2011 

Ohio to purchase assets and assume liablities of 

two branches of Premier Bank & Trust, N.A., 

Wooster, Ohio. 

COMMERCIAL AND SAVINGS 

BANK OF MILLERSBURG, 

OHIO, THE 

Newspaper: 

Federal Register: 

* 3A3 

Not available 

Application by PNC Financial Services Group, 09/02/2011 

Pittsburgh PA and PNC Bancorp, Wilmington, 

DE to acquire RBC Bank USA, Raleigh, NC 

pursuant to section 3 of the Bank Holding 

Company Act 

PNC FINANCIAL SERVICES 

GROUP, INC., THE 

* Subject to the provisions of the Community Reinvestment Act 
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 08/22/2011

08/18/2011

Capital One Financial Corporation, McLean, 

Virginia, to acquire 100% of the voting 

securities of ING Bank, FSB, Wilmington, 

Delaware, and its subsidiaries, Sharebuilder 

Advisors, LLC Seattle, Washington, and ING 

Direct Investing, Inc., Seattle, Washington, and 

thereby engage in the activities related to 

operating a federal savings bank, investment 

financial advisory and securities brokerage 

services.

CAPITAL ONE FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 08/17/2011

08/02/2011

James S. MacLeod, Hilton Head Island, South 

Carolina, to acquire up to 31.36% of the voting 

shares of CoastalSouth Bancshares, Inc., Hilton 

Head Island, South Carolina.

COASTALSOUTH 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 08/25/2011

08/24/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Mangers, LLC, and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9% of the voting shares of ECB 

Bancorp, Inc., Engelhard, North Carolina.

ECB BANCORP, INC.

Newspaper:

Federal Register:

* SA Merger Not available

Not available

Fairmount Bancorp, Inc., Baltimore, Maryland, 

to acquire Fullerton Federal Savings Asociation, 

Baltimore, Maryland, which would be merged 

immediately into Fairmount Bank, Baltimore, 

Maryland.

FAIRMOUNT BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Union First Market Bank, Richmond, Virginia, to 08/17/2011

establish a branch at Three James Center, 1051 

East Cary Street, Suite 103, Richmond, Virginia.

UNION FIRST MARKET BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 

establish an international branch office located 

in Miami, Florida.

BANCO CAM, S.A.U.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

4c8 Not applicable

08/24/2011

First Bank of Miami Shares, Inc., Coral Gables, 

Florida, after-the-fact notice to retain 90 percent 

of the outstanding shares of FBM International 

Advisors, Inc., Coral Gables, Florida, and 

thereby continue engaging de novo in 

investment advisory activities.

FIRST BANK OF MIAMI 

SHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Michael L. Peterson, Cedar Falls, 

Iowa, to increase his ownership to more than 10 

percent and become the largest shareholder of 

Community National Bancorporation, Waterloo, 

Iowa, and thereby indirectly control Community 

National Bank, Waterloo, Iowa, and Community 

Bank, Austin, Minnesota.

COMMUNITY NATIONAL 

BANCORPORATION

Newspaper:

Federal Register:

CIC Not available

08/01/2011

Notice by Paul L. Martin and Pamela J. Martin, 

Bradenton, Florida, to gain control of Evans 

Bancshares, Inc., Evansdale, Iowa, and thereby 

indirectly control Fist Security State Bank, 

Evansdale, Iowa. Paul and Pamela Martin will 

collectively increase their ownership from 9.63 

percent to 12.43 percent with the purchase of 

2000 shares.

EVANS BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

The Northern Trust Company, Chicago, Illinois, 08/04/2011

to merge with Northern Trust, National 

Association, Miami, Florida, and thereby to 

establish 53 branches.

NORTHERN TRUST COMPANY, 

THE

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Northern Trust Company, Chicago, Illinois, 

to merge with Northern Trust Bank, FSB, 

Bloomfield Hills, Michigan, and thereby to 

establish 13 branches.

NORTHERN TRUST COMPANY, 

THE

Newspaper:

Federal Register:

* Branch

Not applicable

The Northern Trust Company, Chicago, Illinois, 08/05/2011

to establish a branch to be located at 800 

Connecticut Avenue, NW, Suite #200, 

Washington, D.C.

NORTHERN TRUST COMPANY, 

THE

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Northstar Financial Group,Inc., Bad Axe, 

Michigan, proposes to engage de novo in 

certain permissible nonbanking activities.

NORTHSTAR FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

St. Charles Bank & Trust Company, St. Charles, 08/31/2011

Illinois, to merge with Elgin State Bank, Elgin, 

Illinois, and thereby to establish 3 branches.

ST. CHARLES BANK & TRUST 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 08/14/2011

08/11/2011

Notices by (1) the Henry C. Kirschner Trust B1, 

the Henry C. Kirschner Trust A2, David E. 

Kirschner and Margaret

Kirschner, individually and as co-trustees of the 

Henry C. Kirschner Trust B1 and the Henry C. 

Kirschner Trust A2, the David E. Kirschner 

Declaration of Trust and David E. Kirschner as 

trustee, the Margaret Kirschner Declaration of 

Trust and Margaret Kirschner as trustee, The 

Noble 

Foundation, Philip and Cheryl Kirschner, 

Khajha Kirschner, Pamela Kirschner Bolduc, the 

Mary C. Kirschner 2007 Trust, and David E. 

Kirschner as trustee of the Mary C. Kirschner 

2007 Trust, to retain, as a group acting in 

concert, over 25 percent of the voting shares of 

Town and Country Financial Corporation, 

Springfield, Illinois, and thereby indirectly retain 

control of Town and Country Bank, Springfield, 

Illinois, and Logan County Bank, Lincoln, 

Illinois;(2) Margaret Kirschner, individually and 

as trustee and co-trustee of various trusts, to 

retain over 25% of the voting shares of Town 

and Country Financial Corporation, Springfield, 

Illinois, and thereby indirectly retain control 

of Town and Country Bank, Springfield, Illinois, 

and Logan County Bank, Lincoln, Illinois; and 

3) David E. Kirschner, individually and as 

trustee and co-trustee of various trusts, to 

retain over 25% of the voting shares of Town 

and Country Financial Corporation, Springfield, 

Illinois, and thereby indirectly retain control of 

Town and Country Bank, Springfield, Illinois, 

and Logan County Bank, Lincoln, Illinois.

TOWN AND COUNTRY 

FINANCIAL CORPORATION

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Village Bank & Trust Company, Arlington 08/15/2011

Heights, Illinois, to purchase certain assets and 

assume certain liabilities of a branch located in 

950 West Touhy Avenue, Park Ridge, Illinois, 

from Northbrook Bank & Trust Company, 

Northbrook, Illinois, and thereby to establish a 

branch at the same location.

VILLAGE BANK & TRUST

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Waukon State Bank, Waukon, Iowa, to merge 

with Viking State Bank and Trust, Decorah, 

Iowa. As a result of the merger, Waukon State 

Bank, will establish a branch office at 321 W 

Water Street, Decorah, Iowa and 1801 Old Stage 

Road, Decorah, Iowa.

WAUKON STATE BANK

Newspaper:

Federal Register:

* 3A5 Not available

09/06/2011

Wintrust Financial Corporation, Lake Forest, 

Illinois, to acquire 100 percent of the voting 

shares of Elgin State Bancorp, Inc., Elgin, 

Illinois, and thereby indirectly acquire Elgin 

State Bank, Elgin, Illinois.

WINTRUST FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

08/11/2011

Stephen L. Grobel, Tabb, Virginia, to 

individually, acquire 10 percent or more of the 

shares of First Community Bancorp, Inc., 

Glasgow, Montana, and thereby indirectly 

acquire control of First Community Bank, 

Glagow, Montana. In addition, Stephen L Grobel 

and Peter J. Grobel, Helena, Montana, to join the 

Grobel Family Group which controls 10 percent 

or more of First Community Bancorp, Inc., and 

thereby indirectly controls First Community 

Bank, Glasgow, Montana.

FIRST COMMUNITY BANCORP, 

INC.

Newspaper:

Federal Register:

CIC 07/22/2011

07/19/2011

Change in Control Notice by Robert Lynn 

Nelson, Cudjoe Key, Florida, to gain control of 

Kirkwood Bancorporation Co., Bismarck, North 

Dakota and thereby indirectly gain control of 

Kirkwood Bank and Trust Company, Bismarck, 

North Dakota, and Kirkwood Bancorporation of 

Nevada, Inc., Las Vegas, Nevada, and its 

subsidiary Kirkwood Bank of Nevada, Las 

Vegas, Nevada.

KIRKWOOD 

BANCORPORATION CO.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Cornerstone Bank, York, Nebraska, to purchase 

certain assets and assume certain liabilities of 

First State Bank, Shelton, Nebraska, and 

incident thereto, to establish a branch.

CORNERSTONE BANK

Newspaper:

Federal Register:

CIC Not available

08/04/2011

Notification by Jeffrey N. Bradley, Morrison, 

Colorado, to retain control of Evergreen 

Bancorporation, Evergreen, Colorado, parent of 

Evergreen National Bank, Evergreen, Colorado.

EVERGREEN 

BANCORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

09/02/2011

Farmers and Merchants Bancshares, Inc., to 

acquire 100 percent of the voting shares of 

Farmers & Merchants Bank, both in Crescent, 

Oklahoma.

FARMERS AND MERCHANTS 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

07/26/2011

Notice submitted by the Mark Elliott Robson 

2007 Trust, Mark Robson, trustee; and Mark 

Robson, individually, all of Jackson, Wyoming 

and as members of the Robson Family control 

group, to retain control of RCB Holding 

Company, Inc., Claremore, Oklahoma, parent of 

RCB Bank, Claremore, Oklahoma.

RCB HOLDING COMPANY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 08/01/2011

08/05/2011

A.N.B. Holding Company, Ltd., Terrell, Texas, to 

acquire additional shares up to 32% of The 

ANB Corporation, Terrell, Texas, and indirectly 

acquire The American National Bank of Texas, 

Terrell, Texas; Lakeside Bancshares, Inc., 

Rockwall, Texas; and Lakeside National Bank, 

Rockwall, Texas.

A.N.B. HOLDING COMPANY, 

LTD.

Newspaper:

Federal Register:

* 3A3 Not available

09/01/2011

Adam Bank Group, Inc., Tampa, Florida, to 

acquire 100 percent of Brazos Valley Bank, 

National Association, College Station, Texas, 

through the merger of its banking subsidiary, 

American Momentum Bank, Tampa, Florida, 

with and into Brazos Valley Bank, National 

Association, with American Momentum Bank 

surviving this merger.

ADAM BANK GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

08/24/2011

James Philip O'Jibway, Bellville, Texas, 

individually; and James Phillip O'Jibway, Kay 

Holmes O'Jibway, Justin Glenn Brandt, and Jill 

O'Jibway Brandt, all of Bellville, Texas; Jeffrey 

Philip O'Jibway, Joseph Austin O'Jibway, and 

Toby Don O'Jibway, all of Austin, Texas; Jay 

William O'Jibway of Fort Worth, Texas; and 

William Beckham Holmes Jr. and Glenda 

Gabbard Holmes of Boulder, Colorado, 

(collectively known as the "O'Jibway Family 

Group") to retain control of 10 percent or more 

of the shares of, and thereby control of Austin 

County Bancshares, Inc., and indirectly Austin 

County State Bank, both of Bellville, Texas.

AUSTIN COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 08/15/2011

08/05/2011

Integrity Bancshares, Inc., Houston Texas, to 

become a bank holding company by acquiring 

100 percent of Integrity Bank, SSB, Houston, 

Texas.

INTEGRITY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 6, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Global Trust Bank, Mountain View, California, 

to merge with and into Bay Commercial Bank, 

Walnut Creek, California.

BAY COMMERCIAL BANK

Newspaper:

Federal Register:

* 3A3 Not available

09/02/2011

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., CCFW, Inc., SCJ, 

Inc., and CCI One Acquisition Corporation, all 

of Irvine, California, to acquire 100 percent of 

the voting securities of Santa Lucia Bancorp 

and thereby indirectly acquire a greater 

controlling interest in Santa Lucia Bank, both of 

Atascadero, California.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Santa Lucia Bank, Atascadero, California, to 

merge with and into Mission Community Bank, 

San Luis Obispo, California.

MISSION COMMUNITY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act