Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 24 

Week Ending June 14, 2008

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

ANB Bancshares, Inc., Rogers, Arkansas -- written agreement dated January 29, 

2008, terminated June 5, 2008.

- Announced, June 9, 2008

H.2 Board Actions June 8, 2008 to June 14, 2008

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operational and Payment System

IF International Finance

OSDM Office of Staff Director for Management

June 8, 2008 to June 14, 2008

Bank Branches, Domestic

Benchmark Community Bank, Kenbridge, Virginia -- to establish a branch at 290 

South Main Street, Halifax.

Richmond

- Approved, June 10, 2008

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 601 South Clark 

Street, Chicago, Illinois.

Cleveland

- Approved, June 11, 2008

First Utah Bank, Salt Lake City, Utah -- to retroactively establish a branch at 4168 

West 12600 South, Riverton.

San Francisco

- Approved, June 11, 2008

Ohio Heritage Bank, Coshocton, Ohio -- to establish a branch at 1066 Hebron Road, 

Heath.

Cleveland

- Approved, June 11, 2008

Old Line Bank, Bowie, Maryland -- to establish a branch at 167 Jennifer Road, 

Annapolis.

Richmond

- Approved, June 11, 2008

(A/C) = Addition or Correction Delegated - 1 of 6
Bank Holding Companies

Bank of Whitman Employee Stock Ownership Plan, Colfax, Washington -- to 

acquire an interest in Whitman Bancorporation Incorporated, Colfax, and thereby 

acquire Whitman Bank.

San Francisco

- Approved, June 12, 2008

Commerce National Bankshares of Florida, Inc., Winter Park, Florida -- relief from a 

commitment.

Atlanta

- Returned, June 12, 2008

First Community Financial Partners, Inc., Joliet, Illinois -- to continue to engage de 

novo in extending credit and servicing loans.

Chicago

- Approved, June 13, 2008

First Financial Bancshares, Inc., Lawrence, Kansas -- to acquire Great American 

Bank, De Soto.

Kansas City

- Approved, June 11, 2008

Greenfield Bancorp, MHC, Greenfield, Massachusetts -- to acquire Greenfield 

Co-operative Bank, Greenfield, in connection with the reorganization of Greenfield 

Bancorp, MHC, from mutual to stock form.

Boston

- Approved, June 12, 2008

H.2 Actions under delegated authority June 8, 2008 to June 14, 2008

(A/C) = Addition or Correction Delegated - 2 of 6
Bank Holding Companies

Higher One, Inc., New Haven, Connecticut -- to become a bank holding company in 

connection with the formation of Higher One Bank, New Haven.

Boston

- Withdrawn, June 12, 2008

Hometown Banking Company, Inc., Fort Pierce, Florida -- to retain an interest in 

Hometown of Homestead Banking Company, Homestead, and its subsidiary bank, 

1st National Bank of South Florida.

Atlanta

- Approved, June 13, 2008

ICICI Bank Limited, Mumbai, India -- to purchase certain assets of Global 

Investment Management, Princeton, New Jersey, and thereby engage in financial and 

investment advisory activities.

New York

- Approved, June 12, 2008

Landmark Bancorp, Inc., Pittston, Pennsylvania -- to become a bank holding 

company and to acquire Landmark Community Bank, Pittston.

Philadelphia

- Approved, June 13, 2008

McCamey Financial Corporation, Odessa, Texas, and McCamey Financial Delaware 

Corporation, Dover, Delaware -- to acquire through its subsidiary bank, Security 

State Bank, Odessa, an interest in Venture Finance LLC, Midland, and thereby 

engage in certain lending activities.

Dallas

- Approved, June 11, 2008

H.2 Actions under delegated authority June 8, 2008 to June 14, 2008

(A/C) = Addition or Correction Delegated - 3 of 6
Bank Holding Companies

Passumpsic Bancorp, St. Johnsbury, Vermont -- relief from certain commitments.

Director, BS&R

- Granted, June 13, 2008

The Southern Banc Company, Inc., Gadsden, Alabama -- to become a bank holding 

company and thereby retain control of The Southern Bank Company, Gadsden, upon 

its conversion from a federal savings bank to a state-chartered commercial bank.

Atlanta

- Approved, June 11, 2008

Bank Mergers

Metcalf Bank, Lees Summit, Missouri -- to merge with First Kansas Bank and Trust 

Company, Gardner, Kansas, and thereby establish branches at 109 East Main, 900 

East Main, 830 East Main, and 405 East Nelson, Edgerton.

Kansas City

- Approved, June 12, 2008

SunTrust Bank, Atlanta, Georgia -- to merge with Gainesville Bank & Trust, 

Gainesville; Mountain State Bank, Dawsonville; First National Bank of Gwinnett, 

Duluth; First National Bank of the South, Milledgeville; Home Town Bank of Villa 

Rica, Villa Rica; Community Trust Bank, Hiram; and United Bank & Trust 

Company, Rockmart; and thereby establish twenty-two branches.

Secretary

- Approved, June 12, 2008

H.2 Actions under delegated authority June 8, 2008 to June 14, 2008

(A/C) = Addition or Correction Delegated - 4 of 6
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

National Agricultural Cooperative Federation, 

Seoul, Korea, to establish a branch in New York, 

New York.

NATIONAL AGRICULTURAL 

COOPERATIVE FEDERATION, 

THE

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

The National Australia Bank Limited, 

Melbourne, Australia, to establish a branch in 

Chicago, Illinois, under Section 211.24(a)(2) of 

Regulation K.

NATIONAL AUSTRALIA BANK 

LIMITED

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Bryn Mawr Bank Corporation, Bryn Mawr, 

Pennsylvania, to acquire 100 percent of JNJ 

Holdings, LLC, and its two wholly owned 

subsidiaries, Lau Associates, LLC and Lau 

Professional Services, LLC, all Delaware Limited 

Liability Companies, and thereby engage in 

financial and investment advisory activities 

pursuant to section 225.28(b)(6) of Regulation 

Y.

BRYN MAWR BANK 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

07/07/2008

Nova Financial Holdings, Inc., Berwyn, PA, to 

acquire Pennsylvania Business Bank, 

Philadelphia, PA.

NOVA FINANCIAL HOLDINGS, 

INC

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Susquehanna Bank DV, Bryn Mawr, PA, and 

Susquehanna Bank, Hagerstown, MD, to merge 

with and into Susquehanna Bank PA, Lancaster, 

PA.

SUSQUEHANNA BANK PA

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Cincinnati, OH to establsih a 06/14/2008

branch at 656 West Market Street, Akron, OH.

FIFTH THIRD BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Grand Rapids, MI to establsih 06/15/2008

a branch at 1603 West 16th Street, Oak Brook, 

IL.

FIFTH THIRD BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Grand Rapids, MI to establsih 06/15/2008

a branch at 9035 LaFontana Boulevard, Boca 

Raton, FL.

FIFTH THIRD BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Fifth Third Bank, Grand Rapids, MI to establsih 06/15/2008

a branch at 9035 100 2nd Street South, St. 

Petersburg, FL.

FIFTH THIRD BANK

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Application by Lewis County Capital 

Corporation, Ladera Ranch, California to form a 

bank holding company and acquire 100 percent 

of the outstanding voting shares and thereby 

control First Community Bank, Lewis County, 

Vanceburg, Kentucky

Lewis County Capital Corporation

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 06/17/2008

06/20/2008

Blue Ridge Bank Holdings, Inc., Asheville, 

North Carolina, to become a bank holding 

company through the retention of 100% of the 

voting securities of Blue Ridge Savings Bank, 

Incorporated, Asheville, North Carolina.

BLUE RIDGE BANK HOLDINGS, 

INC.

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Virginia Commonwealth Bank, Petersburg, 

Virginia (formerly First Federal Savings Bank of 

Virginia), to become a member of the Federal 

Reserve System.

FIRST FEDERAL SAVINGS 

BANK OF VIRGINIA

Newspaper:

Federal Register:

* Branch

Not applicable

New Peoples Bank, Inc., Honaker, Virginia, to 06/27/2008

establish a branch at 3996 Coal Heritage Road, 

Bluewell, West Virginia.

NEW PEOPLES BANK, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Caixa de Aforros de Vigo, Ourense e 

Pontevedra, Vigo, Spain, to establish 

international bank branches in New York, New 

York, Chicago, Illinois, Los Angeles, California, 

and Houston, Texas.

CAIXA DE AFORROS DE VIGO, 

OURENSE E PONTEVEDRA

Newspaper:

Federal Register:

CIC 06/19/2008

06/18/2008

Prior change in control notice filed by Charles R. 

Vawter and Janet J. Vawter, both of Sylacauga, 

Alabama, to acquire 13 percent of the 

outstanding shares of Guardian Bancshares, 

Inc., and its subsidiary, Alabama Trust Bank, 

N.A., both of Sylacauga, Alabama.

GUARDIAN BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 06/19/2008

06/18/2008

Prior change in control notice filed by Oliver H. 

Allen, Debbie Allen Armstrong, Timothy W. 

Allen, Bill Hamilton, Mary-Harmon Armstrong, 

Olivia C. Armstrong, Katlyn B. Allen, Robert K. 

Allen, Sr., Peggy H. Allen, Robert K. Allen, Jr., 

and William Keith Allen, Sr., all of Sylacauga, 

Alabama, to collectively acquire 19 percent of 

the outstanding shares of Guardian Bancshares, 

Inc., and its subsidiary, Alabama Trust Bank, 

N.A., both of Sylacauga, Alabama.

GUARDIAN BANCSHARES, INC.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Monte de Piedad y Caja de Ahorros San 

Fernando de Huelva, Sevilla, Spain (CAJASOL), 

to establish a representative office in Miami, 

Florida.

MONTE DE PIEDAD Y CAJA DE 

AHORROS SAN FERNANDO DE 

HUELVA

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 06/27/2008

RMB Holdings, LLC, Birmingham, Alabama, to 

become a bank holding company by acquiring 

up to 25 percent of the outstanding shares of 

Americus Financial Services, Inc. (BHC), and its 

subsidiary, Red Mountain Bank, N.A. (Bank), 

both of Birmingham, Alabama. In addition, ATB 

Management, LLC, Birmingham, Alabama, to 

acquire up to 25 percent of the BHC and Bank.

RMB HOLDINGS, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

SunTrust Bank, Atlanta, Georgia, to establish a 06/20/2008

branch located at 1620 Martin Luther King Jr. 

Boulevard, Suite 112, Raleigh, North Carolina, to 

be known as the MLK Pine Hills Office.

SUNTRUST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

06/27/2008

C-B-G, Inc., West Liberty, Iowa, to acquire an 

additional $5 million (only $500,000 from C-B-G, 

Inc. and the remaining from executive officers, 

directors, and shareholders of CBG all 

considered to be acting in concert) of common 

stock, or up to 50.01 percent, in Washington 

Bancorp, Washington, Iowa, and thereby 

increase it's indirect interest in Washington 

Bancorp's subsidiary, Federation Bank, 

Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

* 3A3 06/20/2008

06/20/2008

Capitol Bancorp, Ltd., Lansing, Michigan and 

Capitol Development Bancorp Limited VII, 

Lansing, Michigan, to acquire 51 percent of the 

voting shares of Central Arizona Bank (in 

organization), Casa Grande, Arizona.

CAPITOL BANCORP LTD.

Newspaper:

Federal Register:

* 3A3 Not available

06/20/2008

Capitol Bancorp, Ltd., Lansing, Michigan and 

Capitol Development Bancorp Limited VII, 

Lansing, Michigan, to acquire 51 percent of the 

voting shares of Sunrise Bank of Norman (in 

organization), Norman, Oklahoma.

CAPITOL BANCORP LTD.

Newspaper:

Federal Register:

* 4c8 Not available

06/27/2008

Capitol Bancorp, Ltd., Lansing, Michigan, to 

acquire 51 percent of the voting shares of FFSB 

Financial Corporation, Lansing, Michigan, and 

thereby indirectly acquire Forethought Federal 

Savings Bank, Batesville, Indiana, and thereby 

operate a savings association.

CAPITOL BANCORP LTD.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

12-day Notice - Greenwoods Financial Group, 

Inc., Lake Mills, Wisconsin, proposes to engage 

in originating, selling and servicing participation 

loans to independent pharmacists through its 

subsidiary, Greenwoods Pharmacy Financial, 

LLC.

GREENWOODS FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

12-day Notice-Guthrie County Bancshares, Inc., 

Guthrie Center, Iowa, proposes to engage in real 

estate and personal property appraising 

through its subsidiary, Guthrie County Abstract 

Co., Guthrie Center, Iowa.

GUTHRIE COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

06/02/2008

IBT Bancorp, Inc., Mt. Pleasant, Michigan, to 

retain 5.9 percent of the voting shares of Valley 

Financial Group, Ltd., Saginaw, Michigan, and 

thereby indirectly retain shares of 1st State 

Bank, Saginaw, Michigan.

IBT BANCORP, INC.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Reg K - Irwin Financial Corporation, Columbus, 

Indiana, to make an investment in Irwin 

Commercial Finance Canada Corporation, 

Vancouver, British Columbia, Canada.

IRWIN FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

06/30/2008

Notice by James A. Button, Mequon, 

Wisconsin, Michael J. McGuire, Oak Lawn, 

Illinois, Robert C. Olson, Palos Hills, Illinois, 

Mark S. Poker, Brookfield, Wisconsin, and 

Thomas W. Tice, Key Largo, Florida, as 

co-trustees of the KJ Childrens Trust, 

Brookfield, Wisconsin, to acquire greater than 

25 percent of the voting shares of iTeam 

Companies, Inc., Brookfield, Wisconsin, and 

thereby indirectly acquire control of Kenney 

Bank and Trust, Kenney, Illinois.

ITEAM COMPANIES, INC.

Newspaper:

Federal Register:

CIC Not available

06/25/2008

Notices by John B. Scheumann, Lafayette, 

Indiana, individually and as trustee of the John 

B. Scheumann Grantor Retained Annuity Trust 

dated April 20, 2004, and the John B. 

Scheumann Grantor Retained Annuity Trust 

dated April 20, 2004, to acquire 20.76 percent of 

Lafayette 

Community Bancorp, Lafayette, Indiana, and 

thereby indirectly acquire Lafayette Community 

Bank, Lafayette, Indiana, and together with the 

John B. Scheumann Trust dated December 27, 

2002, and June M. Scheumann, Lafayette, 

Indiana, as trustee of the John B. Scheumann 

Trust dated December 27, 2002, as a group 

acting in concert to acquire 25.24 percent of 

Lafayette Community Bancorp, Lafayette, 

Indiana, and thereby indirectly acquire 

Lafayette Community Bank, Lafayette, Indiana.

LAFAYETTE COMMUNITY 

BANCORP

Newspaper:

Federal Register:

* 3A3 Not available

07/03/2008

Prairieland Bancorp Employee Stock Ownership 

Plan and Trust, Bushnell, Illinois, to increase its 

ownership to 47.13 percent of Prairieland 

Bancorp, Inc., Bushnell, Illinois, as a result of 

stock redemptions, and thereby indirectly 

increase its ownership of Farmers and 

Merchants State Bank of Bushnell, Bushnell, 

Illinois.

PRAIRIELAND BANCORP 

EMPLOYEE STOCK OWNERSHIP 

PLAN AND TRUST

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Community Bank, Cabot, Arkansas, to merge 07/09/2008

with Bank of Mountain View, Mountain View, 

Arkansas, and to retain the acquired facilities as 

branch offices.

COMMUNITY BANK

Newspaper:

Federal Register:

* Branch

Not applicable

First Citizens Bank, Elizabethtown, Kentucky, to 06/20/2008

open a branch at 638 South Dixie Avenue, 

Radcliff, Kentucky.

FIRST CITIZENS BANK

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

First National Corporation of Wynne, Wynne, 

Arkansas, to engage in lending activities.

FIRST NATIONAL 

CORPORATION OF WYNNE

Newspaper:

Federal Register:

* 3A1 06/25/2008

06/27/2008

Rock Bancshares, Inc., Little Rock, Arkansas, to 

become a bank holding company through the 

conversion of its thrift subsidiary, Heartland 

Community Bank, Bryant, Arkansas, into a 

state-chartered commercial bank.

ROCK BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

* 18C

* Branch

07/03/2008

CBT Corporation, Inc., which owns Citizens 

Bank & Trust Company, both of Big Timber, 

Montana, to acquire 100% of The Continental 

National Bank of Harlowton, Harlowton, 

Montana. Citizens Bank & Trust Company to 

merge with The Continental National Bank of 

Harlowton and incident thereto establish branch 

facilities to be located at 332 North Central 

Avenue, Harlowton, and 121 East 1st Avenue, 

Ryegate, Montana.

CBT CORPORATION, INC.

Newspaper:

Federal Register:

Other Foreign Not applicable

Investment 07/03/2008

TCF National Bank, Wayzata, Minnesota, to 

establish TCF Bank International, Inc., Wayzata, 

Minnesota, as an Edge Corporation, and 

through TCF Bank International, to invest up to 

$15 million in a foreign organization, TCF 

Commercial Finance Canada, Inc., Toronto, 

Onatario.

TCF NATIONAL BANK

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/25/2008

06/26/2008

Notice submitted by Peter Joseph Fiene and 

Jane Frances Fiene, both of Overland Park, 

Kansas; and the Patrick Robert Fiene Family 

Irrevocable Trust No. 1, Peter Joseph Fiene, 

trustee, to acquire control of BOR Bancorp, 

parent of Bank of Rothville, both in Rothville, 

Missouri.

BOR BANCORP

Newspaper:

Federal Register:

* Branch

Not applicable

CoBiz Bank, Denver, Colorado, to establish a 06/23/2008

branch at 7150 East Camelback Road, 

Scottsdale, Arizona.

COBIZ BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

07/10/2008

Charter Bancshares, Inc., Corpus Christi, Texas, 

and Charter IBHC, Inc., Wilmington, Delaware, 

to acquire 51 percent of Charter Alliance Bank, 

Corpus Christi, Texas (de novo).

CHARTER BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 06/28/2008

06/12/2008

Notice by Carolyn V. Kothmann, Menard, 

Texas, Carl G. Kothmann, Menard, Texas, Benny 

F. Kothmann, Menard, Texas, Dora L. Wright, 

Menard, Texas, Stanley C. Kothmann, 

Southlake, Texas, LaVerne C. Kothmann, 

Menard, Texas, and Kaddo F. Kothmann, 

Garden City, Texas, to acquire an interest in 

Menard Bancshares, Inc., Menard, Texas, and 

thereby indirectly acquire Menard National 

Bank, Menard, Texas.

MENARD BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 14, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 07/07/2008

07/03/2008

Coeur d'Alene Bancorp, Coeur d'Alene, Idaho, 

to become a bank holding company by 

acquiring 100 percent of bankcda, Coeur 

d'Alene, Idaho.

COEUR D'ALENE BANCORP

Newspaper:

Federal Register:

* Branch

Not applicable

East West Bank, Pasadena, California, to 06/27/2008

establish a branch facility at 9300 Flair Drive, 4th 

Floor, El Monte, California.

EAST WEST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act