Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority        Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

# Board Actions

## Actions taken during the week ending November 17, 2012

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Testimony and Statements            Basel III -- statement by Michael S. Gibson, director, Division of Banking Supervision and Regulation, before the Senate Committee on Banking, Housing, and Urban Affairs on proposed interagency changes to the regulatory capital framework for U.S. banking organizations.            -Published, November 14, 2012            Bank Holding Companies            Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan; The Bank of Tokyo-Mitsubishi UFJ, Ltd.; and UnionBanCal Corporation, San Francisco, California -- to acquire Pacific Capital Bancorp, Santa Barbara, and its subsidiary bank, Santa Barbara Bank & Trust, N.A.; and for UnionBanCal to merge with Pacific Capital.            -Approved, November 13, 2012            Forms            Forms -- final Board review to extend without revision the Recordkeeping Requirements Associated with the Interagency Statement on Complex Structured Finance Activities (FR 4022).            -Approved, November 12, 2012                        Forms -- initial Board review to extend without revision the Monthly Report of Traveler's Checks Outstanding (FR 2054); disclosure and reporting requirements of CRA-Related Agreements (Reg G); and disclosure requirements of Subpart H of Regulation H (Consumer Protections in Sales of Insurance) (Reg H-7).            -Proposed, November 15, 2012            Regulations and Policies            Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) -- interagency final rules increasing the dollar thresholds for exempt consumer credit transactions and consumer leases from $51,800 to $53,000, effective January 1, 2013, in accordance with annual adjustments required by the Dodd-Frank Act.            -Approved, October 25, 2012            (A/C)                      Rules of Practice for Hearings -- amendment to adjust the Board's civil money penalties to account for inflation, and determination that public comment and a delayed effective date for the amendment are unnecessary.            -Approved, November 5, 2012            (A/C)                      Stress Testing -- issuance of economic and financial market scenarios that will be used in the next round of stress tests for large financial institutions, and publication for comment of a proposed Policy Statement on the Scenario Design Framework for Stress Testing.            -Approved, November 14, 2012            Enforcement            Bankers' Bank of the West Bancorp, Denver, Colorado, and Bankers' Bank of the West -- written agreement dated February 19, 2010, terminated November 8, 2012.            -Announced, November 15, 2012                        Butte State Company, Butte, Nebraska, and Butte State Bank -- written agreement dated September 7, 2010, terminated November 9, 2012.            -Announced, November 15, 2012                        National Bancorp, Inc., Schaumburg, Illinois -- written agreement dated February 17, 2011, terminated November 9, 2012.            -Announced, November 15, 2012            
Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority    Applications and reports received: