Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 38 

Week Ending September 17, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the Recordkeeping 

Requirements Associated with Regulation GG (FR 4026).

- Proposed, September 14, 2011

Monetary and Financial Policy

Term Deposit Facility -- TDF auction of $5 billion in 28-day term deposits on 

September 19, 2011.

- Announced, September 14, 2011

Personnel

Division of Monetary Affairs -- appointment of Joyce Zickler as senior adviser.

- Announced, September 15, 2011

Regulations and Policies

Regulation B (Equal Credit Opportunity) -- final amendment to provide that motor 

vehicle dealers are not required to comply with new data-collection requirements 

in the Dodd-Frank Act until the Board issues final regulations to implement the 

statutory requirements.

- Approved, September 14, 2011

Regulation II (Debit Card Interchange Fees and Routing) -- issuance of a Small 

Entity Compliance Guide regarding the Board's debit card interchange rule.

- Approved, September 12, 2011

Reserve Bank Operations

Federal Reserve Bank of Kansas City -- appointment of Esther George as president, 

effective October 1, 2011.

- Approved, September 14, 2011

H.2 Board Actions September 11, 2011 to September 17, 2011

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Pinnacle Bank Holding Company, Inc., Orange City, Florida -- written agreement 

with the Federal Reserve Bank of Atlanta.

- Announced, September 13, 2011

H.2 Board Actions September 11, 2011 to September 17, 2011

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

September 11, 2011 to September 17, 2011

Bank Branches, Domestic

Comerica Bank, Dallas, Texas -- to establish a branch at 1560 West Magnolia 

Avenue, Fort Worth.

Dallas

- Approved, September 12, 2011

Silicon Valley Bank, Santa Clara, California -- to establish a branch at 2770 Sand 

Hill Road, Menlo Park.

Secretary

- Approved, September 13, 2011

Wheaton Bank & Trust Company, Wheaton, Illinois -- to establish a branch at 

5 South Washington Street, Naperville.

Chicago

- Approved, September 16, 2011

Bank Holding Companies

Central Bancshares, Inc., Golden Valley, Minnesota -- to engage de novo in 

extending credit and servicing loans.

Minneapolis

- Approved, September 16, 2011

Farmers and Merchants Bancshares, Inc., Crescent, Oklahoma -- to acquire Farmers 

& Merchants Bank, Crescent.

Kansas City

- Approved, September 12, 2011

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

First Bancorp of Indiana, Inc., Evansville, Indiana -- to become a bank holding 

company through the conversion of First Federal Savings Bank, Evansville, from a 

savings bank to a state-chartered commercial bank.

St. Louis

- Approved, September 15, 2011

Mabrey Bancorporation, Inc., Okmulgee, Oklahoma -- to engage indirectly in 

mortgage lending activities through the acquisition of an interest in Century Home 

Mortgage of Oklahoma, LLC, Tulsa, by Mabrey's subsidiary bank, Citizens Security 

Bank & Trust Company, Bixby.

Kansas City

- Approved, September 16, 2011

Mountain Iron Holdings, LLC, Buhl, Minnesota -- to become a bank holding 

company and to acquire Timberland Bancorporation, Buhl, and thereby acquire First 

National Bank of Buhl.

Minneapolis

- Returned, September 14, 2011

Union State Banc Holding Corporation, Clay Center, Kansas -- to engage in 

insurance activities through acquisition of the assets of Republican Valley Title, 

LLC, Clay Center.

Kansas City

- Approved, September 16, 2011

H.2 Actions under delegated authority September 11, 2011 to September 17, 2011

(A/C) = Addition or Correction Delegated - 2 of 3
Bank Mergers

Cornerstone Bank, York, Nebraska -- to purchase certain assets and assume certain 

liabilities of First State Bank, Shelton, and thereby establish a branch.

Kansas City

- Approved, September 13, 2011

First Bank of Berne, Berne, Indiana -- to purchase substantially all of the assets and 

assume certain liabilities of three branches of AmericanTrust Federal Savings Bank, 

Peru, and thereby establish branches.

Chicago

- Approved, September 12, 2011

Extensions of Time

Carlson Bancshares, Inc., West Memphis, Arkansas -- extension to December 10, 

2011, to acquire shares of Central Bancshares, Inc., Little Rock, and thereby acquire 

Central Bank.

St. Louis

- Granted, September 13, 2011

Citigroup Inc., New York, New York -- extension of time for Citigroup Realty 

Services to divest certain real estate.

Director, BS&R

- Granted, September 14, 2011

Hometown Community Bancshares, Inc., Braselton, Georgia -- extension to 

September 17, 2012, for change in bank control of Hometown and its subsidiary 

bank, Hometown Community Bank, Braselton.

Atlanta

- Granted, September 12, 2011

H.2 Actions under delegated authority September 11, 2011 to September 17, 2011

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

Application by Stoneham Bancorp, MHC, 

Stoneham, Massachusetts, to become a mutual 

bank holding company by acquiring Stoneham 

Savings Bank, Stoneham, Massachusetts, 

pursuant to section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended. The sole 

purpose of the reorganization is to facilitate 

Salem Five Bancorp, MHCs proposed 

acquisition of Stoneham Savings Bank.

STONEHAM BANCORP MHC

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Wellesley Bancorp, Inc., Wellesley, 

Massachusetts to acquire 100% of the 

outstanding capital stock of Wellesley Bank, 

Wellesley, Massachusetts, pursuant to section 

3(a)(1) of the BHC Act, in connection with the 

conversion of the bank from mutual to stock 

form.

WELLESLEY BANCORP INC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/15/2011

09/26/2011

The Adirondack Trust Company Employee 

Stock Ownership Trust, Saratoga Springs, New 

York, to acquire fifty additional shares of 473 

Broadway Holding Corporation and to acquire 

one thousand five hundred additional shares of 

The Adirondack Trust Company, both of 

Saratoga Springs, New York.

ADIRONDACK TRUST 

COMPANY EMPLOYEE STOCK 

OWNERSHIP TRUST, THE

Newspaper:

Federal Register:

* 4c8 Not available

09/28/2011

Investors Bancorp, MHC and Investors 

Bancorp, Inc., both of Short Hills, New Jersey, 

providing notice pursuant to Section 4(c)(8) of 

the BHC Act and Section 225.24 of Regulation 

Y, to acquire BFS Bancorp, MHC, Brooklyn 

Federal Bancorp, Inc. and Brooklyn Federal 

Savings Bank, all of Brooklyn, New York and 

thereby operate a savings association.

INVESTORS BANCORP, MHC

Newspaper:

Federal Register:

FBSEA

Not applicable

RBC Dexia Investor Services Bank S.A., 10/02/2011

Esch-sur-Alzette, Luxembourg, to establish a 

representative office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act, as amended, and Section 211.24(a)

(1) of Regulation K.

RBC DEXIA INVESTOR 

SERVICES BANK S.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/28/2011

09/20/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Managers LLC and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Heritage Oakes Bancorp, 

parent of Heritage Bank, both in Paso Robles, 

CA.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* SLHC Not available

Formation

* MHC 

Conversion

Not available

Polonia Bancorp, Inc., Baltimore, MD, to acquire 

100 percent of Polonia Bancorp, Inc., 

Huntingdon Valley, PA.

Polonia Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC 

Conversion

* SLHC 

Formation

Not available

Cheviot Mutual Company, Cheviot, Ohio 10/15/2011

proposes to convert to stock form and merge 

with Cheviot Financial Corp.,Cheviot, Ohio, 

which proposes to become a savings and loan 

holding company by acquiring 100 percent of 

Cheviot Savings Bank, Cheviot, Ohio

CHEVIOT MUTUAL HOLDING 

COMPANY

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Application by The Croghan Colonial Bank, 

Fremont, Ohio, to purchase and assume certain 

assets and liabilities of four branch offices of 

The Home Savings and Loan Compnay of 

Youngstown, Ohio

CROGHAN COLONIAL BANK, 

THE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/22/2011

10/03/2011

FIE I LLC, Newport Beach, California, a 

Delaware limited liability company; PIMCO 

BRAVO Fund, L.P., Newport Beach, California, a 

Delaware

limited partnership; PIMCO GP IX, LLC, 

Newport Beach, California, a Delaware limited 

partnership; Pacific Investment Management 

Company LLC, Newport Beach, California, a 

Delaware limited liability company; PIMCO 

BRAVO Fund Special Offshore Feeder I, L.P., 

Newport Beach, California, a Cayman Islands 

exempted limited partnership; PIMCO BRAVO 

Fund Special Onshore Feeder I, L.P., Newport 

Beach, California, a Delaware limited 

partnership; PIMCO

BRAVO Fund Offshore Feeder I, L.P., Newport 

Beach, California, a Cayman Islands exempted 

limited partnership; PIMCO BRAVO Fund 

Onshore Feeder I,L.P., Newport Beach, 

California, a Delaware limited partnership; 

PIMCO BRAVO Fund Special Onshore Feeder 

(TE) I, L.P., Newport Beach, California, a 

Delaware limited partnership; PIMCO BRAVO 

Holding Fund I, L.P., Newport Beach, California, 

a Cayman limited partnership; Allianz Global 

Investors of

America L.P., Newport Beach, California, a 

Delaware limited partnership; Allianz

Global Investors of America LLC, Newport 

Beach, California, a Delaware limited liability 

company; Allianz Global Investors U.S. Holding 

II LLC, Newport Beach, California, a Delaware 

limited liability company; PFP Holdings, Inc., 

Newport Beach, California, a Delaware 

corporation; Allianz Global Investors of 

America

Holdings Inc., Munich, Germany, a Delaware 

corporation; Allianz Global Investors 

Aktiengesellschaft, Munich, Germany, a German 

corporation; Allianz of America, Inc., Novato, 

California, a Delaware corporation; Allianz

Finanzbeteiligungs GMBH, Munich, Germany, a 

German limited liability company; and Allianz 

SE, Munich, Germany, a German corporation, 

intend to apply to the Federal Reserve Board for 

permission to control up to 24.9% of the voting

shares of ECB Bancorp, Inc.

ECB BANCORP, INC.

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First Century Bank, Bluefield, West Virginia, to 

become a state member bank upon the charter 

conversion of First Century Bank, N.A.

FIRST CENTURY BANKSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Macon Bancorp, Franklin, North Carolina, to 

become a bank holding company upon its 

conversion from a mutual to stock form of 

ownership

MACON BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 

establish an international agency to be located 

in Miami, Florida.

BANCO CAM, S.A.U.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

CIC Not available

09/14/2011

Prior change in control notice filed by Luis 

Enrique Cobo and Ana A. Cobo, individually, 

and Terry Mark Jones and April Jones, 

individually, all of Key West, Florida, to acquire 

an additional 48.708 shares of the outstanding 

common stock of First State Bank of the Florida 

Keys Holding, and its subsidiary, First State 

Bank of the Florida Keys, both of Key West, 

Florida. Total pro forma ownership for each 

couple will be 12.75 percent.

FIRST STATE BANK OF THE 

FLORIDA KEYS HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

09/16/2011

After-the-fact change in control notice filed by 

Richard A. Dykes, Danville, Georgia; Jerry Van 

Dykes, Cochran, Georgia; and the Everett Dykes 

Estate to retain 37.3 percent of the outstanding 

voting shares of Four County Bancshares, Inc., 

and its subsidiary, Four County Bank, both of 

Allentown, Georgia.

FOUR COUNTY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 10/09/2011

10/07/2011

Trade Street Investment Services, LLC, along 

with Trade Street BFHI Holdings, LLC, Trade 

Street Financial Holdings, LLC, all of Aventura, 

Florida, and Florida Carpenters Regional 

Council Pension Fund, Hialeah, Florida, to 

become bank holding companies by acquiring 

52.41 percent of the outstanding shares of stock 

of Broward Financial Holdings, Inc., and its 

subsidiary, Broward Bank of Commerce, both of 

Fort Lauderdale, Florida.

TRADE STREET BFHI 

HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/19/2011

ATBancorp, Dubuque, Iowa, to acquire up to 

100 percent of the outstanding voting shares of 

United American Bank, San Mateo, California.

ATBANCORP

Newspaper:

Federal Register:

* 3A3 09/16/2011

09/12/2011

C-B-G, Inc., West Liberty, Iowa, to acquire up to 

50.01 percent, in Washington Bancorp, 

Washington, Iowa, and thereby increase it's 

indirect interest in Washington Bancorp's 

subsidiary, Federation Bank, Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

* 3A1 Not available

10/05/2011

Continental Community Bancorporation, Inc., 

West Des Moines, Iowa, to become a bank 

holding company by acquiring up to 80 percent 

of Polk County Bank, Johnston, Iowa.

Continental Community 

Bancorporation, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Bon, Inc.; Goering Financial Holding Company 

Partnership, L.P.; and Goering Management 

Company, L.L.C., all of Moundridge, Kansas, to 

acquire 100 percent of the voting shares of 

Home State Bancshares, Inc., McPherson, 

Kansas, parent of Home State Bank & Trust Co., 

McPherson, Kansas.

BON, INC.

Newspaper:

Federal Register:

* 3A3 10/08/2011

10/07/2011

Equity Bancshares, Inc., Wichita, Kansas, to 

acquire 100 percent of the voting shares of the 

University National Bank of Lawrence, 

Lawrence, Kansas.

EQUITY BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Teresa N. Pfaff, Lancaster, South 

Carolina, as a member of a group acting in 

concert, to acquire control of First National 

Fairbury Corporation, parent of The First 

National Bank of Fairbury, both in Fairbury, 

Nebraska.

FIRST NATIONAL FAIRBURY 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 Not available

NBC Bancshares, Inc., NHI Financial Services 

Partners, LLC, and NHI III, LLC, all of Lincoln, 

Nebraska, to acquire 50.05 percent of the voting 

shares of Mountain View Bank of Commerce, 

Westminster, Colorado. NBC Bancshares, Inc., 

NHI Financial Services Partners, LLC, and NHI 

III, LLC, all of Lincoln, Nebraska, to retain 76.44 

percent of the voting shares of Nebraska Bank 

of Commerce, Lincoln, Nebraska, and thereby 

operate a savings association.

NHI FINANCIAL SERVICES 

PARTNERS, LLC

Newspaper:

Federal Register:

CIC Not available

09/20/2011

Notification by Gregory J. Weed, Cheyenne 

Wells, Colorado, to acquire control of Weed 

Investment Group, Inc., parent of The Eastern 

Colorado Bank, both in Cheyenne Wells, 

Colorado.

WEED INVESTMENT GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

MHC Activity Not applicable

Not available

AF Mutual Holding Company and Alamogordo 

Financial Corp, both of Alamogordo, New 

Mexico, through its wholly-owned subsidiary, 

Bank'34, Alamogordo, New Mexico, (a federal 

savings association), to establish de novo a 

wholly owned operating subsidiary to acquire 

and hold foreclosed property, non-performing 

assets, and/or substandard assets currently 

held by Bank'34.

AF MUTUAL HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

08/24/2011

James Philip O'Jibway, Bellville, Texas, 

individually; and James Phillip O'Jibway, Kay 

Holmes O'Jibway, Justin Glenn Brandt, and Jill 

O'Jibway Brandt, all of Bellville, Texas; Jeffrey 

Philip O'Jibway, Joseph Austin O'Jibway, and 

Toby Don O'Jibway, all of Austin, Texas; Jay 

William O'Jibway of Fort Worth, Texas; and 

William Beckham Holmes Jr. and Glenda 

Gabbard Holmes of Boulder, Colorado, 

(collectively known as the "O'Jibway Family 

Group") to retain control of 10 percent or more 

of the shares of, and thereby control of Austin 

County Bancshares, Inc., and indirectly Austin 

County State Bank, both of Bellville, Texas.

AUSTIN COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

DirecTex Holding Corp., Tyler, Texas, to become 

a bank holding company by acquiring more than 

25 percent but less than 50 percent of 

Gladewater National Bank, Gladewater, Texas.

DIRECTEX HOLDING CORP.

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Notice by Carl W. Ellis, Imperial Beach, 

California, individually; and (i) Carl W. Ellis; 

Linda Ellis McGarraugh, Perryton, Texas; and 

Benjamin Drew Ellis, II, Perryton, Texas as a 

group acting in concert; and (ii) Timothy 

Rodgers Ellis, Big Spring, Texas; Kenneth Ellis, 

Austin, Texas; and Donald Smith Ellis, Amarillo, 

Texas, as a group acting in concert (together, 

the "Notificants") to acquire 10 percent or more 

of the shares and thereby control of 

FirstPerryton Bancorp, Inc., Perryton, Texas, 

and indirectly control FirstBank Southwest, 

Amarillo, Texas.

FIRSTPERRYTON BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

10/07/2011

Integrity Bancshares, Inc., Houston Texas, to 

become a bank holding company by acquiring 

100 percent of Integrity Bank, SSB, Houston, 

Texas.

INTEGRITY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/03/2011

Notice by Steven Gregory Kidd, Plano, Texas, 

individually and as trustee for The Greg Kidd 

2010 Trust, The John Luster Kidd 2011 Family 

Trust, and as co-trustee for The Family Trust; 

John Luster Kidd, Tyler, Texas, individually and 

as trustee for The Greg and Shelly Kidd 2011 

Trust, The Luster Kidd 2010 Trust, and as 

co-trustee for The Family Trust; and collectively 

Steven Gregory Kidd and John Luster Kidd as 

the Kidd Family Group intend to apply to the 

Federal Reserve Board for permission to 

reorganize their ownership interest and 

otherwise acquire control of Kidd Partners, Ltd., 

Tyler, Texas and indirectly acquire 100 percent 

of Chandler Bancorp, Inc., Tyler, Texas and 100 

percent of Chandler Bancorp of Nevada Inc., 

Carson City, Nevada and 100 percent of Citizens 

State Bank, Tyler, Texas.

KIDD PARTNERS, LTD.

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Treaty Oak Bank, Austin, Texas, to become a 

member of the Federal Reserve System.

TREATY OAK BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

United Bank of El Paso Del Norte, El Paso, 

Texas, to establish a branch to be located at 401 

E. Main Street, El Paso, Texas, 79901.

UNITED BANK OF EL PASO DEL 

NORTE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 17, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

East West Bank, Pasadena, California, to 09/16/2011

establish a branch office located at 3969 Spring 

Mountain, Las Vegas, Nevada.

EAST WEST BANK

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Santa Lucia Bank, Atascadero, California, to 

merge with and into Mission Community Bank, 

San Luis Obispo, California.

MISSION COMMUNITY BANK

Newspaper:

Federal Register:

* 3A5 Not available

10/07/2011

Nara Bancorp, Inc. to acquire Center Financial 

Corporation, and thereby indirectly acquire 

Center Bank, all of Los Angeles, California.

NARA BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Control by 

James Gaines McCullar and Carolyn Jean 

McCullar to acquire up to 22.44 percent of 

Riverbank Holding Company, and thereby 

indirectly acquire Riverbank, both of Spokane, 

Washington.

RIVERBANK HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act