Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 19 

Week Ending May 8, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Regulations and Policies

Term Deposit Facility (TDF) -- authorization of up to five small-value offerings of 

term deposits in coming months and of a basic structure for the small-value TDF 

offerings.

- Approved, May 7, 2010

Enforcement

AliKat Investments, Inc., Gurnee, Illinois, and Northside Community Bank -- written 

agreement with the Federal Reserve Bank of Chicago and the Illinois Department of 

Financial and Professional Regulation, Division of Banking.

- Announced, May 6, 2010

Bank of Commerce Holdings, Inc., Sarasota, Florida -- written agreement with the 

Federal Reserve Bank of Atlanta.

- Announced, May 7, 2010

Lake County Bank, St. Ignatius, Montana -- written agreement with the Federal 

Reserve Bank of Minneapolis and the Montana Division of Banking and Financial 

Institutions.

- Announced, May 3, 2010

Legacy Bancorp, Inc., Milwaukee, Wisconsin, and Legacy Bank -- written agreement 

with the Federal Reserve Bank of Chicago and the State of Wisconsin Department of 

Financial Institutions.

- Announced, May 5, 2010

The Northwestern Bank, Chippewa Falls, Wisconsin -- written agreement with the 

Federal Reserve Bank of Minneapolis and the State of Wisconsin Department of 

Financial Institutions.

- Announced, May 4, 2010

H.2 Board Actions May 2, 2010 to May 8, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Paradise Bank, Boca Raton, Florida -- written agreement with the Federal Reserve 

Bank of Atlanta and the State of Florida Office of Financial Regulation.

- Announced, May 3, 2010

The South Financial Group, Greenville, South Carolina -- written agreement with the 

Federal Reserve Bank of Richmond.

- Announced, May 7, 2010

Sumitomo Mitsui Banking Corporation, Tokyo, Japan, and its New York, New York, 

branch -- written agreement dated January 22, 2007, terminated May 6, 2010.

- Announced, May 6, 2010

Tower Financial Corporation, Fort Wayne, Indiana, and Tower Bank & Trust 

Company -- written agreement with the Federal Reserve Bank of Chicago and the 

Indiana Department of Financial Institutions.

- Announced, May 5, 2010

H.2 Board Actions May 2, 2010 to May 8, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

May 2, 2010 to May 8, 2010

Bank Branches, Domestic

Citizens State Bank, Wisner, Nebraska -- to establish a branch at 109 East Sherman 

Street, West Point.

Kansas City

- Approved, May 4, 2010

Community Bank, Granbury, Texas -- to establish a branch at 500 South Morgan 

Street, Granbury.

Dallas

- Approved, May 5, 2010

Susquehanna Bank, Lititz, Pennsylvania -- to establish a branch at 5002 Lincoln 

Drive West, Evesham Township, New Jersey.

Philadelphia

- Approved, May 3, 2010

Town & Country Bank, Salem, Missouri -- to establish a branch at 1645 State 

Road Z, Pevely.

St. Louis

- Approved, May 4, 2010

Bank Holding Companies

Bryn Mawr Bank Corporation, Bryn Mawr, Pennsylvania -- to retain The Bryn Mawr 

Trust Company of Delaware, Wilmington, Delaware.

Secretary

- Approved, May 3, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

The Goldman Sachs Group, Inc., New York, New York -- to retain an interest in 

Doral Holdings, L.P., San Juan, Puerto Rico, and Doral Bank, and to retain an 

indirect interest in Doral Bank, FSB, New York, New York, a federal savings 

association.

New York

- Withdrawn, May 6, 2010

Specialty Bancor, Inc., Austin, Texas -- to become a bank holding company and to 

acquire Community State Bank, Austin.

Dallas

- Returned, May 5, 2010

Bank Mergers

Southern Bank, Poplar Bluff, Missouri -- to purchase the assets and assume the 

liabilities of Champion Bank, St. Louis, and thereby establish a branch.

St. Louis

- Withdrawn, May 3, 2010

Banks, Foreign

Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. ("Rabobank Nederland"), 

Utrecht, The Netherlands -- to establish an agency in St. Louis, Missouri.

New York

- Withdrawn, May 5, 2010

H.2 Actions under delegated authority May 2, 2010 to May 8, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Casey Bancorp, Inc., Grand Prairie, Texas -- change in bank control of Casey and its 

subsidiary bank, Grand Bank of Texas, Grand Prairie.

Dallas

- Permitted, May 7, 2010

Square 1 Financial, Inc., Durham, North Carolina -- change in bank control of 

Square 1 and its subsidiary bank, Square 1 Bank, Durham.

Philadelphia

- Permitted, May 5, 2010

Extensions of Time

A.N.B. Holding Company, Ltd., Terrell, Texas -- extension to August 7, 2010, to 

acquire additional shares of The ANB Corporation, Terrell, and indirectly acquire 

The American National Bank; Lakeside Bancshares, Inc., Rockwall; and Lakeside 

National Bank.

Dallas

- Granted, May 6, 2010

Regions Bank, Birmingham, Alabama -- extension to May 12, 2011, to establish a 

branch at 17615 Chenal Parkway, Little Rock, Arkansas.

Atlanta

- Granted, May 5, 2010

H.2 Actions under delegated authority May 2, 2010 to May 8, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
International Operations

State Street Bank and Trust Company, Boston, Massachusetts, and State Street 

International Holdings -- waiver of remainder of notification period to invest in 

certain subsidiaries of State Street International Holdings in connection with the 

acquisition of Sanpaolo Bank S.A., Luxembourg, Luxembourg, and Intesa Sanpaolo 

Servizi Transazionali S.p.A., Torino, Italy.

Director, BS&R

- Granted, May 6, 2010

Membership

First Financial Bank (in organization), Fairfax, Virginia -- to become a member of 

the Federal Reserve System.

Richmond

- Withdrawn, May 3, 2010

Reserve Bank Operations

Federal Reserve Bank of New York -- to proceed with construction and renovation 

for certain phases of its CORE Program.

Director, RBOPS

- Approved, May 6, 2010

H.2 Actions under delegated authority May 2, 2010 to May 8, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Application by Connecticut Bank and Trust 

Company, 58 State House Square, Hartford, 

Connecticut, to establish a de novo branch 

office at 114 Woodland Street, Hartford, 

Connecticut, pursuant to section 9 of the 

Federal Reserve Act and section 208.6 of 

Regulation H.

CONNECTICUT BANK & TRUST 

COMPANY, THE

Newspaper:

Federal Register:

* Branch

Not applicable

Application by Start Community Bank, New 05/15/2010

Haven, Connecticut to establish a de novo 

branch office at 258 Grand Avenue, New Haven, 

Connecticut, pursuant to section 9 of the 

Federal Reserve Act and section 208.6 of 

Regulation H.

FIRST COMMUNITY BANK OF 

NEW HAVEN

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 170976 CHELSEA PROVIDENT CO-OP BK, CHELSEA, MASSACHUSETTS 11/30/2009 03/29/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Other Foreign Not applicable

Not applicable

The Bank of New York Mellon, New York, New 

York, on behalf of Mellon Overseas Investment 

Corporation, Greenville, Delaware ("MOIC") to 

amend MOIC's Articles of Association to 

change the location of its home office to 

Newark, Delaware.

BANK OF NEW YORK MELLON, 

THE

Newspaper:

Federal Register:

FBSEA

Not applicable

BNP Paribas, Paris, France, to establish an 05/25/2010

additional branch office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act of 1978, as amended, and Section 

211.24(a)(2)(i)(A) of Regulation K.

BNP PARIBAS

Newspaper:

Federal Register:

* Branch

Not applicable

Manufacturers and Traders Trust Company, 05/14/2010

Buffalo, New York, to establish a branch located 

at 12161 Rockville Pike, Rockville Montgomery 

County, Maryland.

MANUFACTURERS AND 

TRADERS TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 601416 FIVE STAR BK, WARSAW, NEW YORK 05/18/2009 03/01/2010 O Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

New Century Bank, doing business as Customer 05/20/2010

1st Bank, Phoenixville, PA, to establish three 

branch offices, located at 2419 Nottingham 

Way, Hamilton, NJ, Route 413 & Doublewoods 

Road, Langhorne, PA, and 73 Old Dublin Pike, 

Doylestown, PA.

NEW CENTURY BANK

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/11/2010

05/14/2010

Notice of Change in Bank Control filed by 

Hometown Bancshares, Inc. 401(k) Profit 

Sharing Plan (Tammy Rae Waggoner, Trustee), 

Middlebourne, WV to retain control of 10.77 

percent of the outstanding voting shares of 

Hometown Bancshares, Inc., Middlebourne, 

WV.

HOMETOWN BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/01/2010

04/19/2010

David Muldrow Beasley, Society Hill, South 

Carolina, to individually retain 27.05% of the 

voting shares of First Carolina Bancshares 

Corporation, Darlington, South Carolina. 

Additionally, David Muldrow Beasley, Henry 

Wesley Beasley, Richard Lewis Beasley, and 

Richard Lee Beasley, as a group acting in 

concert, to retain 71.04% of the voting shares of 

First Carolina Bancshares Corporation, 

Darlington, South Carolina.

FIRST CAROLINA 

BANCSHARES CORPORATION

Newspaper:

Federal Register:

* Branch Not available

Not applicable

John Marshall Bank, Falls Church, Virginia, to 

establish a branch at 11 N. Washington Street, 

Rockville, Maryland

JOHN MARSHALL BANK

Newspaper:

Federal Register:

CIC 05/12/2010

05/04/2010

Robert E. Dye, Jr., Lane W. Dye, Alexander C. 

Dye, Amy S. Dye, Brenda W. Dye, Devon A. 

Young, Cassi A. Young, and Taylor W. Young, 

all of Easley, South Carolina; with Gary G. 

Wells, Helen T. Wells, and the Joe A. Young 

Trust, of Greenville, South Carolina, and other 

family members as a group acting in concert to 

retain 14.78% control of Peoples 

Bancorporation, Inc., Easley, South Carolina.

PEOPLES BANCORPORATION, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Regions Bank, Birmingham, Alabama, to 05/13/2010

establish the following branches: 8106 

Okeechobee Boulevard, West Palm Beach, 

Florida, to be known as the West Palm Beach 

Branch; 1830 Martin Luther King Boulevard, 

Houma, Louisiana, to be known as the West 

Park Branch; and 1025 Joyce Lane, Nashville, 

Tennessee, to be known as the Inglewood 

Branch.

REGIONS BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

05/21/2010

Chestnut Bancorp, Inc., Chestnut, Illinois, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Bank of 

Chestnut, Chestnut, Illinois.

CHESTNUT BANCORP, INC

Newspaper:

Federal Register:

* 3A1 Not available

06/04/2010

Commercial Bancshares Corporation, Frontenac, 

Missouri, to become a bank holding company 

by acquiring 25 percent or more of the voting 

shares of Centrust Financial, Inc., Northbrook, 

Illinois, and thereby indirectly acquire Centrust 

Bank, N.A., Northbrook, Illinois.

COMMERCIAL BANCSHARES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 302133 CAMP GROVE ST BK, CAMP GROVE, ILLINOIS 01/25/2010 04/26/2010 S Small Bank

 633640 HENDRICKS CTY B&TC, BROWNSBURG, INDIANA 11/02/2009 04/26/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 05/22/2010

06/01/2010

Soteria Financial Group, Inc., Henderson, 

Kentucky, to become a bank holding company 

by acquiring 100 percent of The Bank of 

Henderson, Inc., Henderson, Kentucky.

SOTERIA FINANCIAL GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/26/2010

Notice by Joyce J. Eickhoff Revocable Trust, 

Joyce J. Eickhoff, Trustee, Adrian, Minnesota, 

to acquire 25 percent or more of the shares of 

Adrian Building Corporation, Adrian, 

Minnesota, and thereby indirectly gain control 

of Adrian State Bank, Adrian, Minnesota.

ADRIAN BUILDING 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

05/25/2010

Notice by Peter Paul Bell, Lake Forest, Illinois to 

acquire 10 percent or more of the shares of Lake 

Shore Wisconsin Corporation, Kohler, 

Wisconsin, and thereby indirectly gain control 

of Hiawatha National Bank, Hager City, 

Wisconsin.

LAKE SHORE WISCONSIN 

CORPORATION

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

TCF National Bank, Wayzata, Minnesota, 

through TCF Bank International, Wayzata, 

Minnesota, an edge corporation, is proposing 

to increase its investment in a foreign 

organization, TCF Commercial Finance Canada, 

Inc., Oakville, Canada, to $173,027,000.

TCF BANK INTERNATIONAL, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 827458 DAKOTA WESTERN BK, BOWMAN, NORTH DAKOTA 11/02/2009 04/27/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank of Commerce, Chanute, Kansas, to 

purchase certain assets and assume certain 

liabilities of The Eastern Colorado Bank, 

Cheyenne Wells, Colorado, and incident 

thereto, to establish a branch.

BANK OF COMMERCE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 405959 F&M B&TC, TULSA, OKLAHOMA 01/19/2010 04/28/2010 S Large Bank

 419255 FIRST B&TC, BROKEN BOW, OKLAHOMA 01/25/2010 04/26/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch at 2727 Fort Worth Avenue, Dallas, 

Texas 75211.

COMERICA BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch to be located at 7170 E. McDowell Road, 

Scottsdale, Arizona 85257.

COMERICA BANK

Newspaper:

Federal Register:

* 3A3 05/24/2010

05/27/2010

Independent Bank Group, Inc., McKinney, 

Texas, to acquire 100 percent of Town Center 

Bank, McKinney, Texas.

INDEPENDENT BANK GROUP, 

INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Texas First Bank, Texas City, Texas, to establish 05/14/2010

a branch to be located at 4700 Highway 365, 

Unit J, Port Arthur, Texas 77642-7719.

TEXAS FIRST BANK

Newspaper:

Federal Register:

4c8 Not applicable

05/18/2010

TLCM Holdings, LLC, Richardson, Texas, and 

EJ Financial Corporation, Dallas, Texas, to 

engage de novo in extending credit and 

servicing loans pursuant to Section 225.28(b)(1) 

of Regulation Y. The activities will be 

conducted at EJ Financial Corporation, Dallas, 

Texas.

TLCM HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 352651 BANK OF CMRC, MCLEAN, TEXAS 01/11/2010 04/23/2010 S Small Bank

 603755 FIRST ST BK, JUNCTION, TEXAS 01/25/2010 04/26/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 8, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 35 

percent of the outstanding voting shares of 

Bridge Capital Holdings and thereby indirectly 

acquire a greater controlling interest in Bridge 

Bank, N.A., both of San Jose, California.

CARPENTER COMMUNITY 

BANCFUND-A, L.P.

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

Newspaper:

Federal Register:

CIC Not available

05/26/2010

Thomas H. Lee Equity Fund VI, L.P., Thomas H. 

Lee Parallel Fund VI, L.P., Thomas H. Lee 

Parallel (DT) Fund VI, L.P., and THL Sterling 

Equity Investors, L.P., all of Boston, 

Massachusetts, to acquire up to 24.9% of the 

outstanding shares of Sterling Financial 

Corporation, Spokane, Washington, and 

thereby indirectly acquire control of Sterling 

Savings Bank, Spokane, Washington, and Golf 

Savings Bank, Mountlake Terrace, Washington.

STERLING FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Hilario John Arguinchona and Karen 

Arguinchona for retroactive approval to retain 

31.82 percent control of Syringa Bancorp, and 

thereby retain control of Syringa Bank, both of 

Boise, Idaho.

SYRINGA BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

06/01/2010

U & I Financial Corporation to become a Bank 

Holding Company by acquiring 100 percent of 

UniBank, both of Lynnwood, Washington.

U & I FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1398580 NARA BK, LOS ANGELES, CALIFORNIA 10/26/2009 04/28/2010 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act