Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 19 

Week Ending May 7, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the Application for 

Membership in the Federal Reserve System (FR 2083-2083C), Application for 

Adjustment in the Holding of Federal Reserve Bank Stock (FR 2056), Member 

Banks Converting into or Merging into Nonmember Banks (FR 2086a), De Novo 

National Banks (FR 2030), Nonmember State Banks Converting into National Banks 

(FR 2030a), Member Banks in Voluntary Liquidation (FR 2086), Insolvent Member 

Banks (FR 2087), and Notifications Related to Community Development and Public 

Welfare Investments of State Member Banks (FR H-6).

- Proposed, May 2, 2011

Enforcement

Calwest Bancorp, Rancho Santa Margarita, California -- written agreement with the 

Federal Reserve Bank of San Francisco.

- Announced, May 3, 2011

First Financial Service Corporation, Elizabethtown, Kentucky -- written agreement 

with the Federal Reserve Bank of St. Louis.

- Announced, May 3, 2011

Regent Bancorp, Inc., Davie, Florida -- written agreement with the Federal Reserve 

Bank of Atlanta.

- Announced, May 3, 2011

H.2 Board Actions May 1, 2011 to May 7, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

May 1, 2011 to May 7, 2011

Bank Branches, Domestic

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 2251 North 9th Street, 

Broken Arrow, Oklahoma.

St. Louis

- Approved, May 3, 2011

Congressional Bank, Potomac, Maryland -- to establish a branch at 150 Elden Street, 

Herndon, Virginia.

Richmond

- Approved, May 3, 2011

First Southern Bank, Boca Raton, Florida -- to establish a branch at 2494 Enterprise 

Road, Orange City.

Atlanta

- Approved, May 4, 2011

Bank Holding Companies

Bryn Mawr Bank Corporation, Bryn Mawr, Pennsylvania -- to acquire PWMG Bank 

and Trust, Inc., Hershey.

Secretary

- Approved, May 6, 2011

Byron B. Webb, Inc., San Diego, California -- to engage de novo in real estate 

appraisal.

St. Louis

- Approved, May 6, 2011

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

IBERIABANK Corporation, Lafayette, Louisiana -- waiver of application to merge 

with Cameron Bancshares, Inc., Lake Charles, in connection with the merger of their 

respective subsidiary banks, IBERIABANK, Lafayette, and Cameron State Bank, 

Lake Charles.

Atlanta

- Granted, May 5, 2011

Insight Bancshares, Inc., Columbus, Ohio -- to become a bank holding company and 

to acquire Insight Bank, Columbus.

Cleveland

- Returned, May 5, 2011

Premara Financial, Inc., Washington, D.C. -- to become a bank holding company and 

to acquire shares of Carolina Premier Bank, Charlotte, North Carolina.

Secretary

- Approved, May 6, 2011

VB Texas, Inc., Houston, Texas -- to acquire Founders Bank, SSB, Sugar Land, 

through its merger with VB's subsidiary bank, Vista Bank Texas, Houston.

Dallas

- Approved, May 5, 2011

Bank Mergers

Bank Midwest, Spirit Lake, Iowa -- to merge with Farmers State Bank of Sherburn, 

Sherburn, Minnesota, and thereby establish a branch.

Secretary

- Approved, May 4, 2011

H.2 Actions under delegated authority May 1, 2011 to May 7, 2011

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Mergers

IBERIABANK, Lafayette, Louisiana -- to merge with Cameron State Bank, Lake 

Charles.

Atlanta

- Approved, May 5, 2011

Change in Bank Control

Bridgewater Bancshares, Inc., Bloomington, Minnesota -- change in bank control of 

Bridgewater and its subsidiary bank, Bridgewater Bank, Bloomington.

Minneapolis

- Permitted, May 5, 2011

Farmers State Bankshares, Inc., Cheyenne, Wyoming -- to retain control of Farmers 

and its subsidiary bank, Wyoming Bank & Trust, Cheyenne.

Kansas City

- Permitted, May 5, 2011

First Mid-Illinois Bancshares, Inc., Mattoon, Illinois -- change in bank control of 

First Mid-Illinois and its subsidiary bank, First Mid-Illinois Bank & Trust, National 

Association, Mattoon.

Chicago

- Permitted, May 6, 2011

Extensions of Time

Central Bancshares, Inc., Little Rock, Arkansas -- extension to August 3, 2011, to 

become a bank holding company and to acquire Central Bank, Little Rock.

St. Louis

- Granted, May 4, 2011

H.2 Actions under delegated authority May 1, 2011 to May 7, 2011

(A/C) = Addition or Correction Delegated - 3 of 5
Extensions of Time

China Investment Corporation, Beijing, People's Republic of China; Central Huijin 

Investment Limited; and Industrial and Commercial Bank of China Limited -- 

commenter's request to extend the comment period on the applications to acquire 

shares of The Bank of East Asia (U.S.A.) National Association, New York, New 

York.

Secretary

- Denied, May 5, 2011

M&P Community Bancshares, Inc. 401(k) Employee Stock Ownership Plan, 

Newport, Arkansas -- extension to July 29, 2011, to acquire additional shares of 

M&P Community Bancshares, Inc., Newport.

St. Louis

- Granted, May 4, 2011

International Operations

JPMorgan Chase & Co., New York, New York -- waiver of remainder of 

prior-notification period for JPMorgan Chase and certain subsidiaries to invest in 

certain United Kingdom-based subsidiaries, and modification of the aggregate 

investment limit of Regulation K.

Director, BS&R

- Granted, May 3, 2011

Standard Chartered Bank International (Americas) Limited, Miami, Florida -- waiver 

of remainder of prior-notification period to invest in a new Cayman Islands limited 

partnership.

Director, BS&R

- Granted, May 6, 2011

H.2 Actions under delegated authority May 1, 2011 to May 7, 2011

(A/C) = Addition or Correction Delegated - 4 of 5
Membership

Canton Co-operative Bank, Canton, Massachusetts -- to become a member of the 

Federal Reserve System.

Boston

- Approved, May 6, 2011

RCB Bank, Claremore, Oklahoma -- to become a member of the Federal Reserve 

System.

Kansas City

- Approved, May 4, 2011

H.2 Actions under delegated authority May 1, 2011 to May 7, 2011

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 06/02/2011

Lowell Five Bancorp, MHC and Lowell Five 

Bancorp, Inc., both of Lowell, Massachusetts, 

to become a mutual bank holding company and 

a stock bank holding company, respectively, by 

acquiring The Lowell Five Cents Savings Bank, 

Lowell, Massachusetts, pursuant to sections 

3(a)(1) and 3(a)(3) of the Bank Holding 

Company Act of 1956, as amended.

LOWELL FIVE BANCORP MHC

Newspaper:

Federal Register:

* 3A1

* 3A3

05/21/2011

05/16/2011

Mechanics Bancorp, MHC and Mechanics 

Bancorp, Inc., both of Taunton, Massachusetts, 

to become a mutual bank holding company and 

a stock bank holding company, respectively, by 

acquiring Mechanics Co-operative Bank, 

Taunton, Massachusetts, pursuant to sections 

3(a)(1) and 3(a)(3) of the Bank Holding 

Company Act of 1956, as amended.

MECHANICS BANCORP, MHC

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 Not available

Newburyport Five Cents Bancorp, MHC and 

Newburyport Five Cents Bancorp, Inc., both of 

Newburyport, Massachusetts, to become a 

mutual bank holding company and a stock bank 

holding company, respectively, by acquiring 

Newburyport Five Cents Savings Bank, 

Massachusetts, pursuant to sections 3(a)(1) 

and 3(a)(3) of the Bank Holding Company Act 

of 1956, as amended.

NEWBURYPORT FIVE CENTS 

BANCORP MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an additional investment 

in Banco de Chile, Santiago, Chile.

CITIBANK, N.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/13/2011

05/16/2011

Notice of Change in Bank Control by Mark A. 

Snyder, Kittanning, Pennsylvania, to acquire up 

to 13.74% of the voting shares of NexTier,Inc., 

Butler, Pennsylvania

NEXTIER INCORPORATED

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 05/25/2011

05/27/2011

Piedmont Community Bank Holdings, Inc., 

Raleigh, North Carolina, to acquire up to 66% of 

the voting securities of Crescent Financial 

Corporation, Cary, North Carolina, and thereby 

indirectly acquire control of Crescent State 

Bank, Cary, North Carolina.

PIEDMONT COMMUNITY BANK 

HOLDINGS, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

RBC Bank (USA), Raleigh, North Carolina, to 

establish a branch at 3401 Raleigh Road, 

Wilson, North Carolina

RBC BANK (USA)

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/28/2011

05/23/2011

Prior change in control notice filed by Ranjeet 

Singh Sidhu, Kuala Lumpur, Malaysia, to 

acquire approximately 85.54 percent of the 

outstanding shares of Hometown Community 

Bancshares, and its subsidiary, Hometown 

Community Bank, both of Braselton, Georgia.

HOMETOWN COMMUNITY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 05/30/2011

05/23/2011

Sequatchie Valley Bancshares, Inc., Dunlap, 

Tennessee to acquire 100 percent of the 

outstanding shares of The Citizens Bank of 

Spencer, Spencer, Tennessee.

SEQUATCHIE VALLEY 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

American State Bank, Osceola, Iowa, to 

purchase certain assets and assume the 

deposits of the Winterset branch office of 

Exchange State Bank, Adair, Iowa. American 

State Bank will thereby establish a branch office 

at 113 S. John Wayne Drive, Winterset, Iowa.

AMERICAN STATE BANK

Newspaper:

Federal Register:

4c8 Not applicable

05/20/2011

Marshall & Ilsley Corporation, Milwaukee, 

Wisconsin, to acquire an additional 4 percent 

equity interest in Taplin, Canida & Habacht, 

LLC, Miami, Florida, for a total ownership of 88 

percent, and thereby continue to engage in 

financial and investment advisory services and 

securities brokerage services.

MARSHALL & ILSLEY 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

06/06/2011

North Central Bancshares,Inc., Fort Dodge, 

Iowa, to become a bank holding company 

following the conversion its subsidiary, First 

Federal Savings Bank of Iowa, Fort Dodge, 

Iowa, from a federally chartered savings bank to 

a state chartered bank.

NORTH CENTRAL 

BANCSHARES, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Wintrust Financial Corporation, Lake Forest, 

Illinois, to acquire 100 percent of the voting 

shares of Great Lakes Advisors, Inc., Chicago, 

Illinois, and thereby engage in financial and 

investment advisory activities.

WINTRUST FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Bank of Crockett, Bells, Tennessee, to establish 05/12/2011

a branch facility to be located at 2195 Cypress 

Church Road, Bells, Tennessee.

BANK OF CROCKETT

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Byron B. Webb, Inc., San Diego, California, to 

engage, de novo, in real estate appraisal.

BYRON B. WEBB, INC.

Newspaper:

Federal Register:

* 3A3 Not available

05/20/2011

Canton Bancshares, Inc., Hannibal, Missouri, to 

acquire 100 percent of Canton State Bank, 

Canton, Missouri.

CANTON BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 05/24/2011

05/26/2011

First Security Bancorp, Searcy, Arkansas, to 

increase its ownership in CrossFirst Holdings, 

LLC, Leawood, Kansas, from 3.96 percent to 9.9 

percent.

FIRST SECURITY BANCORP

Newspaper:

Federal Register:

CIC 05/18/2011

05/20/2011

Notice by The Lawton Partners Trust, with 

Robert A. Lawton as trustee, Central City, 

Kentucky, to retain control of First United, 

Inc., Central City, Kentucky.

FIRST UNITED, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/17/2011

Change in Control Notice by Brian P. Short, St. 

Paul, Minnesota; Carolyn P. Short, Flourtown, 

Pennsylvania; and Marianne D. Short, St. Paul, 

Minnesota; individually and as trustees of 

fourteen Short family trusts, to retain 25 percent 

or more of the voting shares and thereby 

control of 215 Holding Company, Minneapolis, 

Minnesota. Kevin J. Short, Mahtomedi, 

Minnesota; Elizabeth J. Short, University 

Heights, Ohio; Colleen V. Short, Edina, 

Minnesota; and the trustees (Marion D. Short, 

Edina, Minnesota; Brian P. Short; Carolyn P. 

Short; and Marianne D. Short) on behalf of one 

or more of seventeen Short family trusts to join 

the Short Family Group, which controls 25 

percent or more of the voting shares of 215 

Holding Company, and thereby indirectly retain 

control of First Farmers & Merchants National 

Bank, Luverne, Minnesota; First Farmers & 

Merchants National Bank, Fairmont, Minnesota; 

First Farmers & Merchants State Bank, 

Brownsdale, Minnesota; First Farmers & 

Merchants State Bank of Grand Meadow, Grand 

Meadow, Minnesota; First Farmers & 

Merchants National Bank, Le Sueur, Minnesota; 

and White Rock Bank, Cannon Falls, 

Minnesota.

215 HOLDING CO.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First Western Bank & Trust, Minot, North 

Dakota, to merge with First Western Bank & 

Trust, Eden Prairie, Minnesota, and incident 

thereto proposes to establish a branch at 100 

Prairie Center Drive, Eden Prairie, Minnesota.

FIRST WESTERN BANK AND 

TRUST

Newspaper:

Federal Register:

* 3A5 Not available

Not available

Leackco Bank Holding Company, Inc., Wolsey, 

South Dakota, to acquire 100 percent of 

Kingsbury Bank Holding Company, De Smet, 

South Dakota, and thereby indirectly acquire 

Peoples State Bank, De Smet, South Dakota.

LEACKCO BANK HOLDING 

COMPANY, INC.

Newspaper:

Federal Register:

CIC 05/20/2011

05/12/2011

Change in Control Notice by James Anton 

Senty, Onalaska, Wisconsin, to gain control of 

Northern Financial Corporation, Independence, 

Wisconsin, and thereby indirectly gain control 

of Independence State Bank, Independence, 

Wisconsin.

NORTHERN FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* 3A3 05/23/2011

05/27/2011

Saint Joseph Bancshares Acquisitions, Inc., 

Saint Joseph, Minnesota, to acquire 100 percent 

of Financial Bancshares Company, Becker, 

Minnesota, and thereby indirectly acquire 

Sherburne State Bank, Becker, Minnesota.

SAINT JOSEPH BANCSHARES 

ACQUISITIONS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

05/24/2011

Denison Bancshares, Inc. of Holton, proposes 

to retain 100 percent of Southview Apartments 

of Holton, LLC, both in Holton, Kansas, and 

thereby engage in community development 

activities.

DENISON BANCSHARES, INC. 

OF HOLTON

Newspaper:

Federal Register:

CIC Not available

05/20/2011

Notification by the O. Jay Tomson Revocable 

Trust, Ollie Jay Tomson, Mason City, Iowa, 

trustee, to retain control of FBHC Holding 

Company, parent of Flatirons Bank, both in 

Boulder, Colorado.

FBHC HOLDING COMPANY

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

First Neodesha Bank, Neodesha, Kansas, to 06/06/2011

merge with Bank of Parsons, Parsons, Kansas, 

and incident thereto, to establish two branches.

FIRST NEODESHA BANK

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Interbank, Oklahoma City, Oklahoma, to 

purchase certain assets and assume certain 

liabilities of First Capital Bank, Guthrie, 

Oklahoma.

INTERBANK

Newspaper:

Federal Register:

* 3A1 05/21/2011

05/31/2011

Palco Bankshares, Inc., Palco, Kansas, to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Midwest Community Bank, Plainville, 

Kansas.

PALCO BANKSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

05/24/2011

Notification by Stanley D. Ostmeyer, Quinter, 

Kansas, to become trustee of the State Bank 

Employee Stock Ownership Plan, Hoxie, Kansas, 

and thereby acquire control of Prairie State 

Bancshares, Inc., parent of State Bank, both in 

Hoxie, Kansas.

STATE BANK EMPLOYEES 

STOCK OWNERSHIP PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/11/2011

Jonathan Ross Kasling of Hughes Springs, 

Texas, Individually; Mayo Givens Kasling III of 

Hughes Springs, Texas, Individually; Jonathan 

Ross Kasling of Hughes Springs, Texas; Mayo 

Givens Kasling III of Hughes Springs, Texas; 

Mayo Givens Kasling, Jr. of Hughes Springs, 

Texas and Mayo Givens Kasling, Jr. as Trustee 

for the Mayo G. Kasling III 1996 Trust and as 

Trustee for the Jonathan Ross Kasling 1996 

Trust; Rebecca Lynn Kasling of Hughes 

Springs, Texas; Mayo Givens Kasling, Sr. of 

Hughes Springs, Texas; Catherine Denise 

Kasling DeWitt of Hughes Springs, Texas; 

Misty Morgan Lake of Hughes Springs, Texas; 

Randall Marc Morgan of Hughes Springs, 

Texas; Sarah Virginia Kasling Shelton of 

Hughes Springs, Texas and Sarah Virginia 

Kasling as Trustee for the Ricky Dub Shelton Jr. 

1996 Trust and as Trustee for the Shelby 

Shelton 1996 Trust and as Trustee for the 

Trenton Shelton 1996 Trust; Roy Kemp Kasling 

of Austin, Texas and Roy Kemp Kasling as 

Trustee for the Alexandra Kasling 1996 Trust 

and as Trustee for the Natalie Kasling 1996 

Trust; all as members of the Kasling Family 

Group, intend to apply to the Federal Reserve 

Board for permission to retain control of 25 

percent or more of the shares of Chalybeate 

Springs Corporation, Hughes Springs, Texas 

and thereby indirectly retain control of The First 

National Bank of Hughes Springs, Hughes 

Springs, Texas.

CHALYBEATE SPRINGS 

CORPORATION

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First Capital Bank, Quanah, Texas ("FCB"), to 

become a member of the Federal Reserve 

System. FCB is formerly known as First 

National Bank in Quanah, Quanah, Texas

FIRST NATIONAL BANK IN 

QUANAH

Newspaper:

Federal Register:

* 3A1 Not available

05/27/2011

Platinum Bancshares of Texas, Inc., Lubbock, 

Texas, to become a bank holding company by 

acquiring 100 percent of Platinum Bank, 

Lubbock, Texas.

PLATINUM BANCSHARES OF 

TEXAS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bank of Taiwan, Taipei, Taiwan, to upgrade its 

New York Agency to a branch office pursuant 

to section 211.24(a)(2)(ii)(a) of Regulation K and 

seciton 7(d) of FBSEA.

BANK OF TAIWAN

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Bay Commercial Bank, Walnut Creek, California, 

to become a member of the Federal Reserve 

System.

BAY COMMERCIAL BANK

Newspaper:

Federal Register:

CIC Not available

04/28/2011

Interagency Notice of Change in Control by 

Wheatland Bank Employee Stock Ownership 

Plan, Spokane, Washington, and its trustees, 

Susan Marie Horton, Cheney, Washington; 

Dennis Dale Bly, Davenport, Washington; and 

Jayne Therese Deife, Marlin, Washington, for 

approval to retain 23.71 percent of the 

outstanding voting shares of Community 

Financial Group, Inc. and thereby indirectly 

Wheatland Bank, both of Spokane, 

Washington.

COMMUNITY FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

04/28/2011

Interagency Notice of Change in Control by 

Susan Marie Horton, Cheney, Washington; 

Raymond Lee Pittman, Jr., Mesa, Arizona; Rosa 

Maria Pittman, Spokane, Washington; Ted 

Davis Rhodes, Spokane Valley, Washington; 

and Wheatland Bank Employee Stock 

Ownership Plan, Spokane, Washington, 

together a group acting in concert for approval 

to retain 22.13 percent of the outstanding shares 

of Community Financial Group, Inc. and thereby 

indirectly control Wheatland Bank, both of 

Spokane, Washington.

COMMUNITY FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Noticce of Change in Control by 

Castle Creek Capital IV, Castle Creek Advisors 

IV, LLC, Castle Creek Capital Partners IV, LP, 

John Eggemeyer, William Ruh, Mark Merlo, and 

Joseph Misesell Thomas, all of Rancho Santa 

Fe, California, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Noticce of Change in Control by 

Stadium Capital Partners, L.P., Stadium Capital 

Qualified Partners, L.P., Stadium Capital 

Management LLC, and John Welborn, all of 

Bend, Oregon, to acquire up to 24.9 percent of 

Intermountain Community Bancorp, and thereby 

indirectly Panhandle State Bank, both of 

Sandpoint, Idaho.

INTERMOUNTAIN 

COMMUNITY BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 7, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

04/25/2011

Mitsubishi UFJ Financial Group, Inc., Tokyo, 

Japan, to acquire up to 24.9 percent of Morgan 

Stanley, New York, New York, and indirectly its 

subsidiaries, Morgan Stanley Capital 

Management LLC, New York, New York, 

Morgan Stanley Domestic Holdings, Inc., New 

York, New York, Morgan Stanley Bank, National 

Association, Salt Lake City, Utah, and Morgan 

Stanley Private Bank, National Association, 

Purchase, New York, pursuant to section 3(a)(3) 

of the Bank Holding Company Act.

MITSUBISHI UFJ FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

05/23/2011

Larry Dale Williams, Boise, Idaho, to acquire up 

to approximately 49 percent of the voting shares 

of Syringa Bancorp, and thereby indirectly 

acquire voting shares of Syringa Bank, both of 

Boise, Idaho.

SYRINGA BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act