Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 1 

Week Ending January 1, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

BankEast, Knoxville, Tennessee -- issuance of a prompt corrective action directive 

with the consent of the bank.

- Announced, December 28, 2010

Baylake Corp., Sturgeon Bay, Wisconsin, and Baylake Bank -- written agreement 

with the Federal Reserve Bank of Chicago and the State of Wisconsin Department of 

Financial Institutions.

- Announced, December 30, 2010

Santa Lucia Bancorp, Atascadero, California, and Santa Lucia Bank -- written 

agreement with the Federal Reserve Bank of San Francisco.

- Announced, December 30, 2010

H.2 Board Actions December 26, 2010 to January 1, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

December 26, 2010 to January 1, 2011

Bank Branches, Domestic

EagleBank, Bethesda, Maryland -- to establish a branch at 4420 North Fairfax Drive, 

Arlington, Virginia.

Richmond

- Approved, December 29, 2010

Bank Holding Companies

Ally Financial, Inc., Detroit, Michigan, and Ally Bank, Midvale, Utah -- relief from 

certain conditions relating to sections 23A and 23B of the Federal Reserve Act that 

were imposed in connection with the application by Ally Financial (formerly 

GMAC LLC) to become a bank holding company.

Director, BS&R

- Granted, December 23, 2010

(A/C)

Bigfork Bancshares, Inc., Bigfork, Minnesota -- to engage de novo in extending 

credit and servicing loans.

Minneapolis

- Approved, December 31, 2010

Bitterroot Holding Company, Lolo, Montana -- to increase its ownership in West One 

Bank, Kalispell.

Minneapolis

- Approved, December 30, 2010

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

First State Bank of the Florida Keys Holding Company, Key West, Florida -- relief 

from a commitment.

Atlanta

- Granted, December 28, 2010

Franklin Acquisition Company, LLC, Tampa, Florida -- to become a bank holding 

company and to acquire Anderen Financial, Inc., Palm Harbor, and its subsidiary, 

Anderen Bank; for Florida Bank Group, Inc., Tampa, to merge with Franklin 

Acquisition and thereby acquire Anderen Financial and Anderen Bank; and for 

Florida Bank, Tampa, to merge with Anderen Bank.

Atlanta

- Withdrawn, December 20, 2010

(A/C)

PFGBI, LLC, McDonough, Georgia -- to become a bank holding company and to 

acquire shares of Montgomery County Bankshares, Inc., Ailey, and Montgomery 

Bank & Trust.

Atlanta

- Approved, December 29, 2010

Texas Country Bancshares, Inc., Brady, Texas -- to purchase loans from its 

subsidiary bank, Uvalde National Bank, Uvalde, and thereby engage de novo in 

extending credit and servicing loans.

Secretary

- Approved, December 22, 2010

(A/C)

H.2 Actions under delegated authority December 26, 2010 to January 1, 2011

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Mergers

1st United Bank, Boca Raton, Florida -- to purchase certain assets and assume certain 

liabilities of The Bank of Miami, National Association, Coral Gables.

Secretary

- Approved, December 17, 2010

(A/C)

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of First Southern Bank, Batesville, and to retain the acquired facilities as 

branches.

St. Louis

- Withdrawn, December 27, 2010

First State Bank of Mineral Wells, Mineral Wells, Texas -- to purchase certain assets 

and assume certain liabilities of Crockett National Bank, Ozona, and to establish a 

branch at 1901 Wall Street, Weatherford.

Dallas

- Approved, December 27, 2010

Change in Bank Control

Asian Financial Corporation, Philadelphia, Pennsylvania -- change in bank control of 

Asian Financial and its subsidiary bank, Asian Bank, Philadelphia.

Philadelphia

- Permitted, December 29, 2010

Bippus State Corporation, Huntington, Indiana -- to retain control of Bippus and its 

subsidiary bank, Bippus State Bank, Huntington.

Chicago

- Permitted, December 31, 2010

H.2 Actions under delegated authority December 26, 2010 to January 1, 2011

(A/C) = Addition or Correction Delegated - 3 of 5
Extensions of Time

Bank of America Corporation, Charlotte, North Carolina -- one-year extension of 

time to conform or divest certain impermissible nonbanking activities and 

investments.

Director, BS&R

- Granted, December 30, 2010

International Operations

Ally Financial, Inc., Detroit, Michigan -- waiver of remainder of prior-notification 

period to make an additional investment in ResMor Trust Company, Toronto, 

Canada.

Director, BS&R

- Granted, December 21, 2010

(A/C)

Citibank, N.A., Las Vegas, Nevada, and Citibank Overseas Investment Corporation, 

New Castle, Delaware -- waiver of remainder of prior-notification period to make 

additional investments in Banco Citibank, S.A., Sao Paulo, Brazil, and Banco 

Citicard, S.A.

Director, BS&R

- Granted, December 22, 2010

(A/C)

JPMorgan Chase Bank, National Association, Columbus Ohio -- waiver of remainder 

of prior-notification period to establish a branch in Doha, Qatar, and to expand the 

activities of its existing branch in Riyadh, Kingdom of Saudi Arabia.

Director, BS&R

- Granted, December 21, 2010

(A/C)

H.2 Actions under delegated authority December 26, 2010 to January 1, 2011

(A/C) = Addition or Correction Delegated - 4 of 5
International Operations

Key Equipment Finance International, Inc., Superior, Colorado -- waiver of 

remainder of prior-notification period to make additional investments in Key 

Equipment Finance Ireland Limited, Dublin, Ireland, and Key Equipment Finance 

Netherlands, B.V., Utrecht, Netherlands, indirectly through Key Equipment Finance 

Europe Limited, Berkshire, United Kingdom.

Director, BS&R

- Granted, December 23, 2010

(A/C)

Membership

Bank of Texas, Midland, Texas -- to become a member of the Federal Reserve 

System.

Secretary

- Approved, December 27, 2010

H.2 Actions under delegated authority December 26, 2010 to January 1, 2011

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

4c8

01/14/2011

01/18/2011

Chuo Mitsui Trust Holdings, Inc., Tokyo, 

Japan, to become a bank holding Company by 

acquiring The Sumitomo Trust and Banking Co., 

Ltd, Osaka, Japan, pursuant to Section 3(a)(1) of 

the BHC ACT of 1956, as amended, and 

indirectly acquire control of its wholly-owned 

subsidiary Sumitomo Trust and Banking 

Co.,(USA), Hoboken, New Jersey, and 

thereafter, engage in certain nonbanking 

activities pursuant to Sections 4(c)(8)and 4(j)of 

the BHC Act and Section 225.24 of Regulation 

Y.

CHUO MITSUI TRUST 

HOLDINGS, INC.

Newspaper:

Federal Register:

* 3A3 Not available

* 3A5 12/03/2010

First Niagara Financial Group, Inc., Buffalo, New 

York ("FNFG"), to acquire all of the shares of 

NewAlliance Bancshares, Inc., New Haven, 

Connecticut ("NAB, Inc.") and thereby NAB, 

Inc.'s subsidiary, NewAlliance Bank, New 

Haven Connecticut, and subsequently merge 

NAB, Inc. with and into FNFG.

FIRST NIAGARA FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* 3A3

4c8

* 18C

* Branch

* 4c8

Not available

M&T Bank Corporation, Buffalo, New York, to 12/25/2010

acquire Wilmington Trust Corporation and 

thereby indirectly acquire Wilmington Trust 

Company, both of Wilmington, Delaware; and 

thereby indirectly to acquire Wilmington Trust 

FSB, Baltimore, Maryland, and other 

non-banking subsidiaries of Wilmington Trust 

Corporation and thereby operate a savings 

association and engage in other non-banking 

activities. Manufacturers and Traders Trust 

Company, Buffalo, New York, to purchase 

certain assets and assume certain liabilities of 

Wilmington Trust Company and Wilmington 

Trust FSB.

M&T BANK CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 884303 CHEMUNG CANAL TC, ELMIRA, NEW YORK 04/05/2010 11/30/2010 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Susquehanna Bank, to establish a branch office 01/03/2011

located at 203 International Drive, Hunt Valley, 

Baltimore County, MD.

SUSQUEHANNA BANK

Newspaper:

Federal Register:

CIC Not available

12/08/2010

Warburg Pincus Private Equity S, L.P., New 

York, NY, to acquire up to 19.7% of National 

Penn Bancshares, Inc, Boyertown, PA.

WARBURG PINCUS PRIVATE 

EQUITY X, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2963547 LANDMARK CMNTY BK, PITTSTON, PENNSYLVANIA 06/21/2010 12/14/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 01/20/2011

01/24/2011

FNB Bancshares, Inc., Sycamore, OH to become 

a bank holding company by acquiring 100% of 

the voting shares of First National Bank of 

Sycamore, Sycamore, OH.

FNB BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Mr. Mehrdad Elie of Redwood City, 

California, to acquire up to 31% of the voting 

securities of HarVest BanCorp, Inc., 

Gaithersburg, Maryland, and indirectly acquire 

shares of HarVest Bank of Maryland, Rockville, 

Maryland.

HARVEST BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 188720 FARMERS BK OF APPOMATTOX, APPOMATTOX, VIRGINIA 08/30/2010 12/02/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

IBERIABANK, Lafayette, Louisiana, to 01/06/2011

establish a branch located at 1101 N. Congress 

Avenue, Boynton Beach, Florida.

IBERIABANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank Iowa, Clarinda, Iowa, to merge with sister 

banks: Bank Iowa, Altoona, Iowa; Bank Iowa, 

Denison, Iowa; Bank Iowa, Humboldt, Iowa; 

Bank Iowa, New Hampton, Iowa; Bank Iowa, 

Oskaloosa, Iowa; Bank Iowa, Red Oak, Iowa. 

As a result of these mergers, all offices will 

become offices of Bank Iowa, Clarinda, Iowa.

BANK IOWA

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Choice Bancorp, Inc., Oshkosh, Wisconsin, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Choice 

Bank, Oshkosh, Wisconsin.

CHOICE BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 312244 FIRST BK OF BERNE, BERNE, INDIANA 06/21/2010 12/02/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

Not available

First National Bancorp, Inc., Green Forest, 01/31/2011

Arkansas ("Bancorp"), to acquire 968 additional 

voting shares of Legacy National Bank, 

Springdale, Arkansas ("Legacy"). The 

acquisition will result in Bancorp retaining 

ownership of up to 8.11 percent of Legacy's 

voting stock.

FIRST NATIONAL BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Retroactive notice by Russell James Gesell, 

Saint Paul, Minnesota, individually, and as 

co-trustee of the Charles R. Gesell Irrevocable 

Trust, Saint Paul, Minnesota, and the Peter J. 

Gesell Irrevocable Trust, Saint Paul, Minnesota, 

to retain 25 percent or more of the shares of 

Cherokee Bancshares, Inc., Saint Paul, 

Minnesota, and thereby indirectly retain control 

of BankCherokee, Saint Paul, Minnesota. In 

addition, retroactive notice by Rene J. Gesell, 

Saint Paul, Minnesota, individually, and as 

co-trustee of the Charles R. Gesell Irrevocable 

Trust, Saint Paul, Minnesota, and the Peter J. 

Gesell Irrevocable Trust, Saint Paul, Minnesota, 

and these two trusts, to retain shares of 

Cherokee Bancshares, Inc., Saint Paul, 

Minnesota, and thus join the Gesell Family 

Group, which controls 25% or more of Cherokee 

Bancshares, Inc., Saint Paul, Minnesota, and 

thereby indirectly controls BankCherokee, Saint 

Paul, Minnesota.

CHEROKEE BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

01/04/2011

Notice by Karl J. Breyer, Minneapolis, 

Minnesota, to acquire 10 percent or more of the 

shares of First Advantage Bancshares, Inc., 

Coon Rapids, Minnesota, and thereby indirectly 

gain control of First Advantage Bank, Coon 

Rapids, Minnesota. In addition, notice by 

Richard M. Ihrig, and Colleen J. Cooper, both of 

Minneapolis, Minnesota, to jointly acquire 10 

percent or more of the shares of First 

Advantage Bancshares, Inc., Coon Rapids, 

Minnesota, and thereby indirectly gain control 

of First Advantage Bank, Coon Rapids, 

Minnesota.

FIRST ADVANTAGE 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

01/20/2011

Change in control notice by Richard M. Connor, 

Jr., Laona, Wisconsin, to acquire and retain 25 

percent or more of the shares of Northern 

Wisconsin Bank Holding Company, Inc., Laona, 

Wisconsin, and thereby indirectly acquire and 

retain control of Laona State Bank, Laona, 

Wisconsin.

NORTHERN WISCONSIN BANK 

HOLDING COMPANY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

01/03/2011

Notice submitted by Jeffrey J. Heiman and Jerod 

J. Heiman, both of Wichita, Kansas, to retain 

control of Norcon Financial Corp., parent of 

Conway Bank, National Association, both in 

Conway Springs, Kansas.

NORCON FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1002953 AMERICAN BK OF BAXTER SPRINGS, BAXTER SPRINGS, KANSAS 09/20/2010 12/13/2010 S Small Bank

 440857 AMERICAS CMNTY BK, BLUE SPRINGS, MISSOURI 09/20/2010 12/20/2010 S Small Bank

 554857 FIVE POINTS BK, GRAND ISLAND, NEBRASKA 09/13/2010 12/20/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

4c8 11/22/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., Carpenter 

Community Bancfund-CA, L.P., CGB Holdings, 

Inc., CCFW, Inc., and SCJ, Inc., all of Irvine, 

California, to acquire 100 percent of Professional 

Business Bank, Pasadena, California, in 

connection with the merger of Professional 

Business Bank with and into California General 

Bank, Pasadena, California; and 2)CGB 

Holdings, Inc., Irvine, California, to form a 

wholly-owned subsidiary, CGB Asset 

Management, Inc., Irvine, California, to engage 

in extending credit and servicing loans, 

pursuant to section 225.28 (b)(1) of Regulation 

Y.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC Not available

12/17/2010

1)LG C-Co, LLC, Green Equity Investors V, L.P., 

Leonard Green & Partners, L.P., Green Equity 

Investors Side V, L.P., GEI V Offshore Investors, 

L.P., GEI V Special Investors, L.P., Green V 

Holdings, LLC, GEI Capital V, LLC, and LGP 

Management, Inc., all of Los Angeles, 

California, John G. Danhakl, Pacific Palisades, 

California, Peter J. Nolan, Manhattan Beach, 

California; and Jonathan D. Sokoloff, Los 

Angeles, California, to acquire 10 percent or 

more of Cascade Bancorp, and thereby 

indirectly acquire control of Bank of the 

Cascades, both of Bend, Oregon; and 2) 

Cascade Bancorp, Bend, Oregon, to appoint 

Michael John Connolly as a Director.

CASCADE BANCORP

Newspaper:

Federal Register:

CIC Not available

12/17/2010

1) WLR CB AcquisitionCo LLC, WL Ross & Co. 

LLC, WLR Recovery Fund IV, L.P., WLR IV 

Parallel ESC, L.P. IV, Invesco North America 

Holdings, Inc., Invesco WLR IV Associates 

LLC, WLR Recovery Associates IV LLC, WL 

Ross Group L.P., El Vedado LLC, all of New 

York, New York, Wilbur L. Ross, Jr., Palm Beach, 

Florida, Invesco Ltd., Invesco Group Services, 

IVZ, Inc., Invesco Group Services, Inc., Invesco 

Advisers, Inc., Invesco Private Capital, Inc.,all 

of Atlanta, Georgia, Invesco Holding Company 

Limited, London, United Kingdom, and Invesco 

AIM Management Group, Inc., Houston, Texas, 

to acquire 10 percent or more of Cascade 

Bancorp, and thereby indirectly acquire control 

of Bank of the Cascades, both of Bend, Oregon; 

and 2) Cascade Bancorp, Bend, Oregon, to 

appoint James Bicknell Lockhart III as a 

Director.

CASCADE BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending January 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/20/2010

BOTC Holdings LLC and persons that are 

acting with or control BOTC Holdings LLC 

(Lightyear Fund II, L.P., Lightyear Co-Invest 

Partnership II, L.P., Lightyear Fund II GP, L.P., 

Lightyear Fund II GP Holdings, LLC, Marron & 

Associates, LLC, Chestnut Venture Holdings, 

LLC, Lightyear Capital II, LLC, Lightyear Capital 

LLC and Donald B. Marron), all of New York, 

New York, to acquire 24.35 percent of Cascade 

Bancorp, and thereby indirectly acquire control 

of The Bank of the Cascades, both of Bend, 

Oregon.

CASCADE BANCORP

Newspaper:

Federal Register:

CIC Not available

12/17/2010

ACMO-CPF, L.L.C., New York, New York, and 

persons that are acting with or control 

ACMO-CPF, L.L.C. (Anchorage Capital Master 

Offshore, Ltd., ACPO Master, L.P., Anchorage 

Capital Partners Offshore, Ltd., ACPO Master, 

Ltd., all of Grand Cayman, Cayman Islands; 

Anchorage Capital Partners, L.P., Anchorage 

Capital Group, L.L.C. (f/k/a Anchorage 

Advisors, L.L.C.), Anchorage Capital, L.L.C. 

(f/k/a Anchorage Capital Group, L.L.C.), 

Anchorage Capital Management, L.L.C., 

Anchorage Advisors Management, L.L.C., all of 

Wilmington, Delaware; and Kevin Ulrich and 

Anthony Davis, both of New York, New York, 

to acquire up to 24.9 percent of Central Pacific 

Financial Corp., Honolulu, Hawaii, and thereby 

indirectly acquire control of Bancorp's 

subsidiary, Central Pacific Bank, Honolulu, 

Hawaii.

CENTRAL PACIFIC FINANCIAL 

CORP.

Newspaper:

Federal Register:

CIC Not available

Not available

Marc Jonathan Foulkrod and Jamie Foulkrod, 

both of Moorpark, California, to acquire 

additional voting shares of Mission Valley 

Bancorp, Sun Valley, California, and thereby 

indirectly acquire shares of Mission Valley 

Bank, Sun Valley, California.

MISSION VALLEY BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act