Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 25 

Week Ending June 19, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the (1) Surveys of Board 

Publications (FR 1373a,b); (2) Interagency Bank Merger Act Application (FR 2070); 

(3) Interagency Notice of Change in Bank Control, Interagency Notice of Change in 

Director or Senior Executive Officer, and Interagency Biographical and Financial 

Report (FR 2081a,b,c); and (4) Recordkeeping and Disclosure Requirements 

Associated with Regulation R (FR 4025).

- Proposed, June 15, 2010

Regulations and Policies

Community Reinvestment Act -- notice to hold interagency public hearings on the 

regulations governing procedures for assessing a financial institution's performance 

under the Community Reinvestment Act, and request for public comment.

- Approved, June 8, 2010

(A/C)

Credit Card Plans -- annual report to Congress on the profitability of credit card 

operations of depository institutions.

- Approved, June 9, 2010

(A/C)

Incentive Compensation -- final interagency guidance on incentive compensation 

policies at banking organizations and related supervisory initiatives.

- Approved, June 16, 2010

Regulation C (Home Mortgage Disclosure) -- notice of topics to be discussed at four 

public hearings on potential revisions to Regulation C, which implements the Home 

Mortgage Disclosure Act, and request for public comment.

- Approved, June 10, 2010

(A/C)

Regulation Z (Truth in Lending) -- final rule to protect credit card users from 

unreasonable late-payment and other penalty fees and to require credit card issuers to 

reconsider interest rate increases imposed since January 1, 2009.

- Approved, June 14, 2010

H.2 Board Actions June 13, 2010 to June 19, 2010

(A/C) = Addition or Correction Board - Page 1 of 3
Enforcement

Beach Community Bancshares, Inc., Fort Walton Beach, Florida -- written agreement 

with the Federal Reserve Bank of Atlanta.

- Announced, June 17, 2010

Castle Rock Bank, Castle Rock, Colorado -- written agreement with the Federal 

Reserve Bank of Kansas City and the State of Colorado Division of Banking.

- Announced, June 14, 2010

Hampton Roads Bankshares, Inc., Norfolk, Virginia, and Bank of Hampton Roads -- 

written agreement with the Federal Reserve Bank of Richmond and the Virginia 

Bureau of Financial Institutions.

- Announced, June 17, 2010

Mid State Banks, Inc., Hawkinsville, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the State of Georgia Department of Banking and 

Finance.

- Announced, June 16, 2010

Monarch Bank, Chesapeake, Virginia -- issuance of a consent order of assessment of 

a civil money penalty.

- Announced, June 16, 2010

Patterson Bankshares, Inc., Patterson, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the State of Georgia Department of Banking and 

Finance.

- Announced, June 16, 2010

Pierce Commercial Bank, Tacoma, Washington -- issuance of a prompt corrective 

action directive against the bank.

- Announced, June 15, 2010

H.2 Board Actions June 13, 2010 to June 19, 2010

(A/C) = Addition or Correction Board - Page 2 of 3
Enforcement

Sterling Bank, Lantana, Florida -- issuance of a prompt corrective action directive 

against the bank.

- Announced, June 15, 2010

H.2 Board Actions June 13, 2010 to June 19, 2010

(A/C) = Addition or Correction Board - Page 3 of 3
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

June 13, 2010 to June 19, 2010

Bank Branches, Domestic

New Century Bank, dba Customers 1st Bank, Phoenixville, Pennsylvania -- to 

establish a branch at 1 South Main Street, Yardley.

Philadelphia

- Approved, June 17, 2010

Susquehanna Bank, Lititz, Pennsylvania -- to establish a branch at 2343 Oregon Pike, 

Lancaster.

Philadelphia

- Approved, June 18, 2010

Bank Holding Companies

Austin Bancshares, Inc., Austin, Texas -- to become a bank holding company and to 

acquire La Grange Bancshares, Inc., La Grange, and indirectly acquire Colorado 

Valley Bank, SSB.

Dallas

- Withdrawn, June 17, 2010

Carpenter Community Bancfund-A, L.P., Irvine, California; Carpenter Fund 

Manager GP, LLC; Carpenter Fund Management, LLC; Carpenter Community 

Bancfund, L.P.; Carpenter Community Bancfund-CA, L.P.; SCJ, Inc.; and CCFW, 

Inc. -- to acquire shares of Bridge Capital Holdings, San Jose, and thereby indirectly 

acquire a greater controlling interest in Bridge Bank, N.A.

San Francisco

- Approved, June 15, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

The Goldman Sachs Group, Inc., New York, New York -- to acquire shares of 

SKBHC Holdings LLC, Corona del Mar, California, and thereby indirectly acquire 

Starbuck Bancshares, Inc., Starbuck, Minnesota, and The First National Bank of 

Starbuck.

New York

- Withdrawn, June 17, 2010

Riley County Bancshares, Inc., Riley, Kansas -- waiver of application to acquire 

Wakefield Bancshares, Inc., Wakefield, in connection with the merger of their 

respective subsidiaries, The Riley State Bank of Riley, Kansas and The Farmers & 

Merchants State Bank, Wakefield.

Kansas City

- Granted, June 18, 2010

USAmeriBancorp, Inc., Largo, Florida -- relief from certain commitments.

Atlanta

- Withdrawn, June 18, 2010

Bank Mergers

Bank of Commerce, Chanute, Kansas -- to purchase certain assets and assume certain 

liabilities of The Eastern Colorado Bank, Cheyenne Wells, Colorado, and thereby 

establish a branch.

Kansas City

- Approved, June 14, 2010

Banks, State Member

SunTrust Bank, Atlanta, Georgia -- to make a public welfare investment.

Secretary

- Approved, June 17, 2010

H.2 Actions under delegated authority June 13, 2010 to June 19, 2010

(A/C) = Addition or Correction Delegated - 2 of 3
Change in Bank Control

Community Bancorporation, Pleasant Grove, Utah -- change in bank control of 

Community and its subsidiary bank, Western Community Bank, Orem.

San Francisco

- Permitted, June 14, 2010

OSB Financial Services, Inc., Orange, Texas -- change in bank control of OSB 

Financial and its subsidiary savings bank, Orange Savings Bank, SSB, Orange.

Dallas

- Permitted, June 17, 2010

H.2 Actions under delegated authority June 13, 2010 to June 19, 2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

ABN AMRO Bank N.V., Amsterdam, 

Netherlands, to establish a representative office 

in New York, New York, pursuant to Section 

10(a) of the International Banking Act of 1978, 

as amended and Section 211.24(a)(2(i)(B)(3) of 

Regulation K.

ABN AMRO BANK N.V.

Newspaper:

Federal Register:

FBSEA

Not applicable

Banco do Brasil, Brasilia, Brazil, to convert its 07/03/2010

existing state-licensed Miami agency to a 

state-licensed branch in Miami, Florida, 

pursuant to Section 211.24(a)(2)(i)(A) of 

Regulation K.

BANCO DO BRASIL S.A.

Newspaper:

Federal Register:

* 3A1 Not available

06/21/2010

PNBK Holdings LLC, PNBK Sponsor LLC and 

PNBK Investment Partners LLC, all of Stamford, 

Connecticut requests prior approval to acquire 

Patriot National Bancorp, Inc. and Patriot 

National Bank, both of Stamford, Connecticut, 

and thereby become bank holding companies, 

pursuant to Section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended, and Section 

225.15 of Regulation Y.

PNBK HOLDINGS LLC

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2736291 BANCO POPULAR N AMER, NEW YORK, NEW YORK 03/09/2009 06/10/2010 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Standard Financial Corp., Murrysville, 

Pennsylvania, to become a bank holding 

company through the acquisition of 100% of the 

voting shares of Standard Bank, PaSB, 

Murrysville, Pennsylvania

Standard Financial Corp.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/16/2010

CapGen Capital Group V LLC and CapGen 

Capital Group V LP, both of New York, New 

York, to become bank holding companies 

through the acquisition of up to 49.9% of the 

voting securities of Palmetto Bancshares, Inc., 

Greenville, South Carolina, and indirectly 

acquire The Palmetto Bank, Greenville, South 

Carolina.

CapGen Capital Group V LLC

Newspaper:

Federal Register:

CIC 06/24/2010

06/25/2010

ACMO-HR, L.L.C., New York, New York; 

Anchorage Capital Master Offshore, Ltd., 

ACPO Master, L.P., Anchorage Capital Partners 

Offshore, Ltd, and ACPO Master, Ltd, all of 

Grand Cayman, Cayman Islands; Anchorage 

Capital Partners, L.P., Anchorage Advisors, 

L.L.C., Anchorage Capital Group, L.L.C., 

Anchorage Capital Management, L.L.C., and 

Anchorage Advisors Management, L.L.C., all of 

Wilmington, Delaware; Kevin Ulrich and 

Anthony Davis, both of New York, New York, 

to acquire up to 24.9% of the voting shares of 

Hampton Roads Bankshares, Inc., Norfolk, 

Virginia.

HAMPTON ROADS 

BANKSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

Not available

BancTenn Corp., Kingsport Tennessee, to 07/13/2010

acquire up to 20 percent of the outstanding 

shares of Paragon Commercial Corporation, and 

its subsidiary, Paragon Commercial Bank, both 

of Raleigh, North Carolina.

BANCTENN CORP.

Newspaper:

Federal Register:

* 3A1 07/12/2010

07/19/2010

Charles Investment Group, LLC., to become a 

bank holding company by acquiring 

approximately 75 percent of the outstanding 

shares of Americus Financial Services, Inc., and 

its subsidary, Red Mountain Bank, N.A., all of 

Birmingham, Alabama.

CHARLES INVESTMENT GROUP, 

LLC

Newspaper:

Federal Register:

CIC Not available

Not available

After-the-fact change in control notice filed by 

Shelby Cicero Peeples, Jr., Dalton, Georgia, to 

retain 34.77 percent of the outstanding shares of 

FBD Holding Company, Inc., and its subsidiary, 

First Bank of Dalton, both of Dalton, Georgia.

FBD HOLDING COMPANY, INC.

Newspaper:

Federal Register:

CIC 06/14/2010

06/25/2010

Change in control notice filed by AG Advisors 

Private Equity Participation Partners, L.P., AG 

Funds GP, L.P., AG Funds, L.P., AG Private 

Equity IV LLC, AG Private Equity Partners 

IV(R), L.P., AG Private Equity Partners IV, L.P., 

AG Super LLC, AG Super Fund, L.P., JM Funds 

LLC; John M. Angelo,and Michael L. Gordon, 

all of New York, New York, to acquire up to 24.9 

percent of the outstanding shares of Hamilton 

State Bancshares, Inc., and its subsidiary, 

Hamilton State Bank, both of Hoschton, 

Georgia.

HAMILTON STATE 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 06/29/2010

06/25/2010

Change in control notice filed by Tailwind 

Capital Partners (AI), L.P. a Delaware limited 

partnership, Tailwind Capital Partners (PP), L.P., 

a Delaware limited partnership, Tailwind Capital 

Partners, L.P., a Delaware limited partnership, 

Tailwind Capital Partners (ERISA), L.P., a 

Delaware limited partnership, Tailwind HSB 

Holdings, LLC, a Delaware limited liability 

company, Tailwind Capital Partners (Cayman), 

L.P., a Cayman Islands limited partnership, 

Tailwind Holdings (Cayman), L.P., a Cayman 

Islands limited partnership, Tailwind Capital 

Partners (GP) LP, a Delaware limited partnership, 

Tailwind Management LP, a Delaware limited 

partnership, Tailwind Capital Group LLC, a 

Delaware limited liability company, James 

Stevenson Hoch, Douglas Mark Karp, Frank 

Vincent Sica, and Lawrence Brian Sorrel, c/o 

Tailwind Capital, New York, New York, to 

acquire up to 24.9 percent of the outstanding 

shares of Hamilton State Bancshares, Inc., and 

its subsidiary, Hamilton State Bank, both of 

Hoschton, Georgia.

HAMILTON STATE 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Regions Bank, Birmingham, Alabama, to 06/26/2010

establish the following branches: 180 

Richardson Crossing, Arnold, Missouri, to be 

known as the Arnold Missouri Branch; 

Waterbury Town Center and Waterbury Falls 

Drive, to be known as the O'Fallon Waterbury 

Branch; and 508 South Mt. Juliet Road, Mt. 

Juliet, Tennessee, to be known as the South Mt. 

Juliet Branch.

REGIONS BANK

Newspaper:

Federal Register:

* 3A3

Not available

USAmeriBancorp, Inc., Largo, Florida, to 07/11/2010

acquire over 50 percent of the outstanding 

voting shares of Aliant Financial Corporation, 

and its subsidiary, Aliant Bank, both of 

Alexander City, Alabama.

USAMERIBANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank of Pontiac, Pontiac, Illinois, to merge with 

Bank of Dwight, Dwight, Illinois, and thereby to 

establish two branches.

BANK OF PONTIAC

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Central State Bank, Elkader, Iowa, to merge with 

Corridor State Bank, Coralville, Iowa. As a 

result of the merger, Central State Bank, will 

establish a branch office at 2530 Corridor Way, 

Coralville, Iowa and 202 N Linn Street, Iowa 

City, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

4c8 Not applicable

07/08/2010

Fentura Financial, Inc., Fenton, Michigan, to 

establish Fentura Holdings, L.L.C., Fenton, 

Michigan, as a wholly-owned subsidiary to 

engage in extending credit and servicing loans.

FENTURA FINANCIAL, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Isabella Bank, Mount Pleasant, Michigan, to 

establish a branch facility to be located at 2222 

North Saginaw Road, Midland, Michigan.

ISABELLA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 363648 SECURITY T&SB, STORM LAKE, IOWA 02/22/2010 06/11/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 192147 CITIZENS B&TC, VAN BUREN, ARKANSAS 01/11/2010 06/04/2010 S Int Sm Bank

 2716828 FIRST CMNTY BK, MARION, ARKANSAS 10/20/2008 06/11/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

* 3A1 Not available

First Holding Company of Park River, Inc., Park 

River, North Dakota, to acquire 100% of First 

Sharon Holding Company, Inc., Aneta, North 

Dakota, and thereby indirectly acquire First 

State Bank of Sharon, Sharon, North Dakota, 

and Sheyenne Bancorp, Inc., Park River, 

Minnesota, to become a bank holding company 

by acquiring 100 percent of First Sharon 

Holding Company, Inc., Aneta, North Dakota, 

and thereby indirectly acquire First State Bank 

of Sharon, Sharon, North Dakota.

FIRST HOLDING COMPANY OF 

PARK RIVER, INC

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 637750 CITIZENS ST BK OF CHOTEAU MT, FAIRFIELD, MONTANA 02/22/2010 06/09/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/08/2010

Notification by Scott L. Smiley, Avondale, 

Colorado, to acquire control of First Norton 

Corporation, parent of First Security Bank & 

Trust Company, both of Norton, Kansas.

FIRST NORTON CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

07/16/2010

Manhattan Banking Corporation, Manhattan, 

Kansas, to acquire 48.02 percent, for a total of 

53.8646 percent, of the voting shares of Sonoran 

Bank, N.A., Phoenix, Arizona.

MANHATTAN BANKING 

CORPORATION

Newspaper:

Federal Register:

4c8 Not applicable

07/08/2010

Sandhills Financial Services, LLC, Fremont, 

Nebraska, to continue to engage in general 

insurance activities through the retention of 

Sandhills Insurance Agency, LLC, Bassett, 

Nebraska.

SANDHILLS FINANCIAL 

SERVICES, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 797159 HOME ST BK, ERIE, KANSAS 03/22/2010 06/09/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/09/2010

Notice by Richard Earl Williams, Jr., Cameron, 

Texas, individually and as Trustee of the 

Richard E. Williams Exempt Trust; Debora 

Evans, Belton, Texas, individually and as 

Trustee of the Debora Evans Exempt Trust; 

Richard Earl Williams, Jr. and Debora Evans as 

co-Trustees of (i) the Williams Family Exempt 

Trust, (ii) the Victoria Grace Williams Special 

Trust, (iii) the Thomas Joseph Evans 2002 Trust 

and (iv) the Elizabeth Ashton Williams 2002 

Trust, all of Cameron, Texas; and Richard E. 

Williams, Jr., Debora Evans and the above 

named trusts, collectively ("the "Williams 

Family Group"), to apply to the Federal Reserve 

Board for permission to retain 10% or more of 

the shares, and thereby control of Cameron 

Financial Corporation and indirectly control its 

subsidiary, Classic Bank, N.A., both of 

Cameron, Texas.

CAMERON FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

06/24/2010

Notice by Thomas L. Rees, Colorado City, 

Texas, to apply to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and thereby control of City National 

Bancshares, Inc., and indirectly control its 

subsidiary, The City National Bank of Colorado 

City, both of Colorado City, Texas.

CITY NATIONAL BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

4c8 07/06/2010

Ford Financial Fund, L.P.; Ford Management, 

LP; Ford Ultimate Management, LLC; and 

certain other entities related to Gerald J. Ford, all 

of Dallas, Texas, to become bank holding 

companies through the acquisition of 91 percent 

of Pacific Capital Bancorp, Santa Barbara, 

California, and indirectly, Pacific Capital Bank, 

National Association, Santa Barbara, California.

Ford Financial Fund, LP; Ford Management, LP; 

Ford Ultimate Management, LLC; and certain 

other entities to engage in activities related to 

extending credit, trust company functions, and 

investment advisory activities through the 

acquisition of PCB Service Corporation, Santa 

Barbara, California; Morton Capital 

Management, Calabasas, California; and R. E. 

Wacker Associates, Inc., San Luis Obispo, 

California.

FORD FINANCIAL FUND, L.P.

Newspaper:

Federal Register:

* 3A5 07/10/2010

07/08/2010

Independent Bank Group, Inc., McKinney, 

Texas, to acquire by merger 100 percent of 

Farmersville Bancshares, Inc., Farmersville, 

Texas, and indirectly acquire First Bank, 

Farmersville, Texas.

INDEPENDENT BANK GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/12/2010

Specialty Bancor, Inc., Austin, Texas, to become 

a bank holding company by acquiring 100 

percent of Community State Bank, Austin, 

Texas.

SPECIALTY BANCOR, INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/18/2010

Texas Banc Financial Corporation, Fort Worth, 

Texas, to acquire up to 100% of the voting 

shares of The Bank, Weatherford, Texas.

TEXAS BANC FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 19, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 06/25/2010

06/21/2010

Castle Creek Capital Partners III, LP, Castle 

Creek Capital III LLC, Eggemeyer Capital LLC, 

Ruh Capital LLC, and Legions IV Advisory 

Corp, all of Rancho Santa Fe, CA, to increase 

their interest in First Chicago Bancorp, Chicago, 

Illinois, from 46.6% up to 85% of voting shares, 

pursuant to Section 3(a)(3) of the Bank Holding 

Company Act.

CASTLE CREEK CAPITAL 

PARTNERS III, L.P.

Newspaper:

Federal Register:

CIC 06/27/2010

06/21/2010

Daniel Hugh and Patricia L. Bowman, Fontana, 

California, to retain 14.10 percent control of 

Chino Commercial Bancorp, and thereby retain 

control of Chino Commercial Bank, N.A., both of 

Chino, California.

CHINO COMMERCIAL 

BANCORP

Newspaper:

Federal Register:

* 3A3 Not available

07/19/2010

Community Bancshares, Inc., Joseph, Oregon, 

to acquire at least 100 percent of BEO Bancorp 

and thereby its subsidiary bank, Bank of 

Eastern Oregon, both of Heppner, Oregon.

COMMUNITY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 18C Waived

Not applicable

East West Bank, Pasadena, California, to 

acquire Washington First International Bank, 

Seattle, Washington; and 2)East West Bank, 

Pasadena, California, requesting permisison of 

the Board of Governors of the Federal Reserve 

System to establish a Trust Department and for 

trust powers pursuant to 12 C.F.R. Section 

208.3(d)(2).

EAST WEST BANK

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

Newspaper:

Federal Register:

Premises Not applicable

Not applicable

United Security Bank, Fresno, California, to 

purchase a 36 percent investment interest in a 

limited partnership that owns a commercial 

building as well as relocate its administrative 

offices to the same building

UNITED SECURITY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act