EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN WITNESS  WHEREOF,  I have hereunto set my hand this 4th day of March
2004.

                                                         /s/ James J. Avery, Jr.
                                                         -----------------------
                                                             James J. Avery, Jr.

<PAGE>

EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN  WITNESS  WHEREOF,  I have  hereunto  set my hand  this  26th day of
February 2004.

                                                             /s/ Vivian L. Banta
                                                             -------------------
                                                                 Vivian L. Banta

<PAGE>

EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN  WITNESS  WHEREOF,  I have  hereunto  set my hand  this  27th day of
February 2004.

                                                          /s/ Richard J. Carbone
                                                          ----------------------
                                                              Richard J. Carbone


<PAGE>

EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN WITNESS  WHEREOF,  I have hereunto set my hand this 5th day of March
2004.

                                                               /s/ Helen M. Galt
                                                               -----------------
                                                                   Helen M. Galt

<PAGE>

EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN  WITNESS  WHEREOF,  I have  hereunto  set my hand  this  27th day of
February 2004.

                                                           /s/ Ronald P. Joelson
                                                           ---------------------
                                                               Ronald P. Joelson


<PAGE>

EXHIBIT 24

                                POWER OF ATTORNEY

         KNOW ALL PERSONS BY THESE  PRESENTS,  that the person  whose  signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch,  and Andrew J. Mako,  each of them  severally,  his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name,  place and stead, in any and all capacities,  to do any and all things
and execute any and all  instruments  that such  attorney may deem  necessary or
advisable under the Securities Exchange Act of 1934, and any rules,  regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection  with filing with the  Commission of an Annual Report on Form 10-K of
Pruco  Life  Insurance  Company  of New  Jersey in  respect of Pruco Life of New
Jersey Variable Contract Real Property Account (the "Registrant") for the fiscal
year ended December 31, 2003 ("Form 10-K"); including specifically,  but without
limiting the  generality of the  foregoing,  the power and authority to sign his
name in his  respective  capacity as a member of the Board of  Directors  of the
Registrant  to the Form 10-K and such other form or forms as may be  appropriate
to be filed with the  Commission as any of them may deem  appropriate,  together
will all  exhibits  thereto,  and to any and all  amendments  thereto and to any
other documents filed with the Commission, as fully for all intents and purposes
as he might or could do in person,  and hereby  ratifies  and  confirms all said
attorneys-in-fact   and  agents,  each  acting  alone,  and  his  substitute  or
substitutes, may lawfully do or cause to be done by virtue hereof.

         IN WITNESS  WHEREOF,  I have hereunto set my hand this 4th day of March
2004.

                                                       /s/ David R. Odenath, Jr.
                                                       -------------------------
                                                           David R. Odenath, Jr.