Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 39 

Week Ending September 24, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Bank Holding Companies

Comerica Incorporated, Dallas, Texas -- commenter's request for reconsideration of 

the Board's approval of the application to acquire Sterling Bancshares, Inc., Houston, 

and Sterling Bank.

- Denied, September 19, 2011

Enforcement

SWNB Bancorp, Inc., Houston, Texas -- written agreement with the Federal Reserve 

Bank of Dallas.

- Announced, September 22, 2011

H.2 Board Actions September 18, 2011 to September 24, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

September 18, 2011 to September 24, 2011

Bank Branches, Domestic

East West Bank, Pasadena, California -- to establish a branch at 3969 Spring 

Mountain, Las Vegas, Nevada.

San Francisco

- Approved, September 22, 2011

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 6651 Lake Worth Road, 

Lake Worth, Florida.

Cleveland

- Approved, September 23, 2011

Merchants State Bank, Freeman, South Dakota -- to establish a branch at 209 West 

Main Street, Irene.

Minneapolis

- Approved, September 22, 2011

Bank Holding Companies

American State Bancshares, Inc., Great Bend, Kansas -- to acquire Rose Hill 

Bancorp, Inc., Rose Hill, and Rose Hill Bank.

Kansas City

- Approved, September 23, 2011

Blue Ridge Holdings, Inc., Atlanta, Georgia -- to acquire SAGE Southeastern 

Securities, Inc., Atlanta, and thereby engage in investment advisory activities.

Atlanta

- Approved, September 23, 2011

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

C-B-G, Inc., West Liberty, Iowa -- to acquire shares of Washington Bancorp, 

Washington, and thereby increase its indirect interest in Washington's subsidiary 

bank, Federation Bank.

Chicago

- Approved, September 21, 2011

Bank Mergers

Bay Commercial Bank, Walnut Creek, California -- to merge with Global Trust 

Bank, Mountain View.

San Francisco

- Approved, September 23, 2011

Community First Bank of the Heartland, Mt. Vernon, Illinois -- to merge with First 

State Bank of Dix, Dix, and to retain the acquired facilities as branches.

St. Louis

- Approved, September 21, 2011

Change in Bank Control

Hometown Community Bancshares, Inc., Braselton, Georgia -- change in bank 

control of Hometown and its subsidiary bank, Hometown Community Bank, 

Braselton.

Atlanta

- Permitted, September 19, 2011

RCB Holding Company, Inc., Claremore, Oklahoma -- to retain control of RCB and 

its subsidiary bank, RCB Bank, Claremore.

Kansas City

- Permitted, September 23, 2011

H.2 Actions under delegated authority September 18, 2011 to September 24, 2011

(A/C) = Addition or Correction Delegated - 2 of 3
Extensions of Time

Morgan Stanley, New York, New York -- one-year extension of time to divest or 

conform certain impermissible nonbanking activities and investments.

Director, BS&R

- Granted, September 21, 2011

Woodforest Financial Group Employee Stock Ownership Plan (with 

401(k)Provisions), The Woodlands, Texas, and Woodforest Financial Group 

Employee Stock Ownership Trust -- extension to December 16, 2011, to become a 

bank holding company and to acquire shares of Woodforest Financial Group, Inc., 

The Woodlands, and indirectly acquire Woodforest National Bank, Houston; and to 

acquire a savings association through Woodforest Financial Group, Inc., and 

indirectly Woodforest Bank, FSB, Refugio.

Dallas

- Granted, September 22, 2011

H.2 Actions under delegated authority September 18, 2011 to September 24, 2011

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

State Street Bank and Trust Company and State 

Street International Holdings (SSIH), both of 

Boston, Massachusetts, seek prior notice 

pursuant to Section 211.9(f) of Regulation K to 

invest in two indirect subsidiaries of SSIH, State 

Street Holdings Italy Srl and State Street Bank 

S.p.A, both of Milan, Italy, in excess of the 

aggregate investment limits.

STATE STREET BANK AND 

TRUST COMPANY

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

Application by Stoneham Bancorp, MHC, 

Stoneham, Massachusetts, to become a mutual 

bank holding company by acquiring Stoneham 

Savings Bank, Stoneham, Massachusetts, 

pursuant to section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended. The sole 

purpose of the reorganization is to facilitate 

Salem Five Bancorp, MHCs proposed 

acquisition of Stoneham Savings Bank.

STONEHAM BANCORP MHC

Newspaper:

Federal Register:

* 3A1 Not available

10/14/2011

Wellesley Bancorp, Inc., Wellesley, 

Massachusetts to acquire 100% of the 

outstanding capital stock of Wellesley Bank, 

Wellesley, Massachusetts, pursuant to section 

3(a)(1) of the BHC Act, in connection with the 

conversion of the bank from mutual to stock 

form.

WELLESLEY BANCORP INC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 468806 NORTHEAST BK, LEWISTON, MAINE 04/11/2011 08/12/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 Not available

09/28/2011

Investors Bancorp, MHC and Investors 

Bancorp, Inc., both of Short Hills, New Jersey, 

providing notice pursuant to Section 4(c)(8) of 

the BHC Act and Section 225.24 of Regulation 

Y, to acquire BFS Bancorp, MHC, Brooklyn 

Federal Bancorp, Inc. and Brooklyn Federal 

Savings Bank, all of Brooklyn, New York and 

thereby operate a savings association.

INVESTORS BANCORP, MHC

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 66015 BPD BK, NEW YORK, NEW YORK 10/04/2010 09/14/2011 S Whole/Ltd Purp

 2182786 GOLDMAN SACHS BK USA, NEW YORK, NEW YORK 09/13/2010 09/21/2011 O Whole/Ltd Purp

 239015 GOTHAM BK OF NEW YORK, NEW YORK, NEW YORK 02/07/2011 09/12/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* SLHC Not available

Formation

* MHC 

Conversion

Not available

Polonia Bancorp, Inc., Baltimore, MD, to acquire 

100 percent of Polonia Bancorp, Inc., 

Huntingdon Valley, PA.

Polonia Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 682611 SUSQUEHANNA BK, LITITZ, PENNSYLVANIA 03/14/2011 09/06/2011 O Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC 

Conversion

* SLHC 

Formation

10/15/2011

10/17/2011

Cheviot Mutual Company, Cheviot, Ohio 

proposes to convert to stock form and merge 

with Cheviot Financial Corp.,Cheviot, Ohio, 

which proposes to become a savings and loan 

holding company by acquiring 100 percent of 

Cheviot Savings Bank, Cheviot, Ohio

CHEVIOT MUTUAL HOLDING 

COMPANY

Newspaper:

Federal Register:

* 18C

Not applicable

Application by The Croghan Colonial Bank, 10/14/2011

Fremont, Ohio, to purchase and assume certain 

assets and liabilities of four branch offices of 

The Home Savings and Loan Company of 

Youngstown, Ohio

CROGHAN COLONIAL BANK, 

THE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5

* 18C

* Branch

10/13/2011

10/21/2011

Eagle Bancorp, Inc., Bethesda, Maryland, to 

acquire 100% of the voting securities of 

Alliance Bankshares Corporation, Chantilly, 

Virginia, and thereby indirectly acquire Alliance 

Bank Corporation, Fairfax, Virginia.

EAGLE BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 10/24/2011

10/14/2011

Macon Bancorp, Franklin, North Carolina, to 

become a bank holding company upon its 

conversion from a mutual to stock form of 

ownership

MACON BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 07/30/2011

establish an international agency to be located 

in Miami, Florida.

BANCO CAM, S.A.U.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

CIC 09/13/2011

09/14/2011

Prior change in control notice filed by Luis 

Enrique Cobo and Ana A. Cobo, individually, 

and Terry Mark Jones and April Jones, 

individually, all of Key West, Florida, to acquire 

an additional 48.708 shares of the outstanding 

common stock of First State Bank of the Florida 

Keys Holding, and its subsidiary, First State 

Bank of the Florida Keys, both of Key West, 

Florida. Total pro forma ownership for each 

couple will be 12.75 percent.

FIRST STATE BANK OF THE 

FLORIDA KEYS HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC 09/28/2011

09/16/2011

After-the-fact change in control notice filed by 

Richard A. Dykes, Danville, Georgia; Jerry Van 

Dykes, Cochran, Georgia; and the Everett Dykes 

Estate to retain 37.3 percent of the outstanding 

voting shares of Four County Bancshares, Inc., 

and its subsidiary, Four County Bank, both of 

Allentown, Georgia.

FOUR COUNTY BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/29/2011

09/19/2011

ATBancorp, Dubuque, Iowa, to acquire up to 

100 percent of the outstanding voting shares of 

United American Bank, San Mateo, California.

ATBANCORP

Newspaper:

Federal Register:

* 3A1 Not available

10/05/2011

Continental Community Bancorporation, Inc., 

West Des Moines, Iowa, to become a bank 

holding company by acquiring up to 80 percent 

of Polk County Bank, Johnston, Iowa.

CONTINENTAL COMMUNITY 

BANCORPORATION, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 937843 BLISSFIELD ST BK, BLISSFIELD, MICHIGAN 05/09/2011 09/12/2011 S Small Bank

 749840 FARMERS ST BK, LAKE VIEW, IOWA 05/23/2011 09/19/2011 S Small Bank

 364337 LOGAN CTY BK, LINCOLN, ILLINOIS 05/02/2011 09/06/2011 S Small Bank

 123646 SALIN B&TC, INDIANAPOLIS, INDIANA 10/25/2010 08/26/2011 S Int Sm Bank

 2744063 TOWER B&TC, FORT WAYNE, INDIANA 04/18/2011 08/29/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

10/21/2011

First Clover Leaf Financial Corp., Edwardsville, 

Illinois, to become a bank holding company 

through the conversion of First Clover Leaf 

Bank, Edwardsville, Illinois, from a federally 

chartered savings bank to a state chartered 

commercial bank.

FIRST CLOVER LEAF 

FINANCIAL CORP

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 466754 BANK OF FAYETTE CTY, MOSCOW, TENNESSEE 01/10/2011 05/02/2011 S Int Sm Bank

 831576 BANKTENNESSEE, COLLIERVILLE, TENNESSEE 03/28/2011 09/19/2011 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2855156 COMMUNITY BK CORP, CHASKA, MINNESOTA 04/04/2011 09/19/2011 S Small Bank

 143952 FIRST BK BALDWIN, BALDWIN, WISCONSIN 05/23/2011 09/09/2011 S Small Bank

 2631172 STATE BK FNCL, LA CROSSE, WISCONSIN 05/09/2011 09/15/2011 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

10/11/2011

Bon, Inc.; Goering Financial Holding Company 

Partnership, L.P.; and Goering Management 

Company, L.L.C., all of Moundridge, Kansas, to 

acquire 100 percent of the voting shares of 

Home State Bancshares, Inc., McPherson, 

Kansas, parent of Home State Bank & Trust Co., 

McPherson, Kansas.

BON, INC.

Newspaper:

Federal Register:

4c8 Not applicable

10/13/2011

CNBO Bancorp, Inc., Pryor, Oklahoma, to 

continue to engage in mortgage lending 

activities, through the acquisition of a 32.67 

percent interest in Century Home Mortgage of 

Oklahoma, LLC, Tulsa, Oklahoma (to be known 

as Oklahoma Mortgage Lenders), a series of 

The Lending Partners, Ltd., Plano, Texas.

CNBO BANCORP, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Community Bank Partners, Denver, Colorado, 

proposes to engage in lending activities.

COMMUNITY BANK 

PARTNERS, INC.

Newspaper:

Federal Register:

CIC Not available

10/10/2011

Notice by Robert Clay Welch, Sugar Creek, 

Missouri, and James Ward Pollard, 

Independence, Missouri, as trustees of the 

Robert E. Oliphant Revocable Trust u/t/a/ dated 

November 10, 2010, to retain control of Country 

Agencies & Investments, Inc., Odessa, 

Missouri, parent of Bank of Odessa, Odessa, 

Missouri, Commercial Bank of Oak Grove, Oak 

Grove, Missouri, and LaMonte Community 

Bank, LaMonte, Missouri.

COUNTRY AGENCIES & 

INVESTMENTS, INC.

Newspaper:

Federal Register:

CIC Not available

10/07/2011

Notice by Teresa N. Pfaff, Lancaster, South 

Carolina, as a member of a group acting in 

concert, to acquire control of First National 

Fairbury Corporation, parent of The First 

National Bank of Fairbury, both in Fairbury, 

Nebraska.

FIRST NATIONAL FAIRBURY 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 10/17/2011

NBC Bancshares, Inc., NHI Financial Services 

Partners, LLC, and NHI III, LLC, all of Lincoln, 

Nebraska, to acquire 50.05 percent of the voting 

shares of Mountain View Bank of Commerce, 

Westminster, Colorado. NBC Bancshares, Inc., 

NHI Financial Services Partners, LLC, and NHI 

III, LLC, all of Lincoln, Nebraska, to retain 76.44 

percent of the voting shares of Nebraska Bank 

of Commerce, Lincoln, Nebraska, and thereby 

operate a savings association.

NHI FINANCIAL SERVICES 

PARTNERS, LLC

Newspaper:

Federal Register:

CIC 09/23/2011

09/20/2011

Notification by Gregory J. Weed, Cheyenne 

Wells, Colorado, to acquire control of Weed 

Investment Group, Inc., parent of The Eastern 

Colorado Bank, both in Cheyenne Wells, 

Colorado.

WEED INVESTMENT GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 139553 CITIZENS SECURITY B&TC, BIXBY, OKLAHOMA 06/13/2011 09/19/2011 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

MHC Activity Not applicable

10/07/2011

AF Mutual Holding Company and Alamogordo 

Financial Corp, both of Alamogordo, New 

Mexico, through its wholly-owned subsidiary, 

Bank'34, Alamogordo, New Mexico, (a federal 

savings association), to establish de novo a 

wholly owned operating subsidiary to acquire 

and hold foreclosed property, non-performing 

assets, and/or substandard assets currently 

held by Bank'34.

AF MUTUAL HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

08/24/2011

James Philip O'Jibway, Bellville, Texas, 

individually; and James Phillip O'Jibway, Kay 

Holmes O'Jibway, Justin Glenn Brandt, and Jill 

O'Jibway Brandt, all of Bellville, Texas; Jeffrey 

Philip O'Jibway, Joseph Austin O'Jibway, and 

Toby Don O'Jibway, all of Austin, Texas; Jay 

William O'Jibway of Fort Worth, Texas; and 

William Beckham Holmes Jr. and Glenda 

Gabbard Holmes of Boulder, Colorado, 

(collectively known as the "O'Jibway Family 

Group") to retain control of 10 percent or more 

of the shares of, and thereby control of Austin 

County Bancshares, Inc., and indirectly Austin 

County State Bank, both of Bellville, Texas.

AUSTIN COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

DirecTex Holding Corp., Tyler, Texas, to become 

a bank holding company by acquiring more than 

25 percent but less than 50 percent of 

Gladewater National Bank, Gladewater, Texas.

DIRECTEX HOLDING CORP.

Newspaper:

Federal Register:

CIC 09/20/2011

09/21/2011

Notice by Carl W. Ellis, Imperial Beach, 

California, individually; and (i) Carl W. Ellis; 

Linda Ellis McGarraugh, Perryton, Texas; and 

Benjamin Drew Ellis, II, Perryton, Texas as a 

group acting in concert; and (ii) Timothy 

Rodgers Ellis, Big Spring, Texas; Kenneth Ellis, 

Austin, Texas; and Donald Smith Ellis, Amarillo, 

Texas, as a group acting in concert (together, 

the "Notificants") to acquire 10 percent or more 

of the shares and thereby control of 

FirstPerryton Bancorp, Inc., Perryton, Texas, 

and indirectly control FirstBank Southwest, 

Amarillo, Texas.

FIRSTPERRYTON BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A1 10/05/2011

10/07/2011

Integrity Bancshares, Inc., Houston Texas, to 

become a bank holding company by acquiring 

100 percent of Integrity Bank, SSB, Houston, 

Texas.

INTEGRITY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/03/2011

Notice by Steven Gregory Kidd, Plano, Texas, 

individually and as trustee for The Greg Kidd 

2010 Trust, The John Luster Kidd 2011 Family 

Trust, and as co-trustee for The Family Trust; 

John Luster Kidd, Tyler, Texas, individually and 

as trustee for The Greg and Shelly Kidd 2011 

Trust, The Luster Kidd 2010 Trust, and as 

co-trustee for The Family Trust; and collectively 

Steven Gregory Kidd and John Luster Kidd as 

the Kidd Family Group intend to apply to the 

Federal Reserve Board for permission to 

reorganize their ownership interest and 

otherwise acquire control of Kidd Partners, Ltd., 

Tyler, Texas and indirectly acquire 100 percent 

of Chandler Bancorp, Inc., Tyler, Texas and 100 

percent of Chandler Bancorp of Nevada Inc., 

Carson City, Nevada and 100 percent of Citizens 

State Bank, Tyler, Texas.

KIDD PARTNERS, LTD.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

United Bank of El Paso Del Norte, El Paso, 

Texas, to establish a branch to be located at 401 

E. Main Street, El Paso, Texas, 79901.

UNITED BANK OF EL PASO DEL 

NORTE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 423458 SOUTHWEST BK, FORT WORTH, TEXAS 03/29/2010 09/19/2011 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 24, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Santa Lucia Bank, Atascadero, California, to 

merge with and into Mission Community Bank, 

San Luis Obispo, California.

MISSION COMMUNITY BANK

Newspaper:

Federal Register:

* 3A5 10/02/2011

10/07/2011

Nara Bancorp, Inc. to acquire Center Financial 

Corporation, and thereby indirectly acquire 

Center Bank, all of Los Angeles, California.

NARA BANCORP, INC.

Newspaper:

Federal Register:

SLHC Formation Not available

* 4c8 Not available

Opus Bank, Redondo Beach, California, to 

acquire control of RMG Capital Corporation, a 

Savings and Loan Holding Company, and its 

wholly owned thrift subsidiary, Fullerton 

Community Bank, both of Fullerton, California, 

pursuant to section 238.14 of Regulation LL, 

and immediately thereafter merge Fullerton 

Community Bank with and into Opus Bank; and 

2) Opus Bank, Redondo Beach, California, to 

acquire control of RMG Capital Corporation, 

Fullerton, California, and indirect control of 

RMG Development Corporation, and to invest 

indirectly in real estate development joint 

ventures, pursuant to Section 238.53 of 

Regulation LL.

OPUS BANK

Newspaper:

Federal Register:

CIC Not available

10/07/2011

Interagency Notice of Change in Control by 

James Gaines McCullar and Carolyn Jean 

McCullar, both of Soap Lake, Washington, to 

acquire up to 22.44 percent of Riverbank 

Holding Company, and thereby indirectly 

acquire Riverbank, both of Spokane, 

Washington.

RIVERBANK HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act