Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 40 

Week Ending October 1, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Personnel

Division of Consumer and Community Affairs -- appointment of Tonda Price as 

deputy director, Suzanne Killian, James Michaels, and Allen Fishbein as associate 

directors; Joseph Firschein as deputy associate director; and Marisa Reid, Carol 

Evans, and David Buchholz as assistant directors.

- Announced, September 27, 2011

Enforcement

First Pryority Bank, Pryor, Oklahoma -- issuance of a consent order of prohibition 

and dismissal of assessment of a civil money penalty against Max Grunhof, a former 

employee and institution-affiliated party of the bank.

- Announced, September 28, 2011

Security Bank, Tulsa, Oklahoma -- public administrative hearing on November 14, 

2011, in connection with an enforcement action against Bryan T. Posey, a former 

president and director of the bank.

- Announced, September 28, 2011

H.2 Board Actions September 25, 2011 to October 1, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

September 25, 2011 to October 1, 2011

Bank Branches, Domestic

Customers Bank, Phoenixville, Pennsylvania -- to establish a branch at 102 South 

Ridge Street, Rye Brook, New York.

Philadelphia

- Approved, September 27, 2011

John Marshall Bank, Falls Church, Virginia -- to establish a branch at 5860 Columbia 

Pike, Suite 104, Bailey's Crossroads.

Richmond

- Approved, September 28, 2011

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a 

branch at 4 High Ridge Park, Stamford, Connecticut.

New York

- Withdrawn, September 29, 2011

United Bank of El Paso Del Norte, El Paso, Texas -- to establish a branch at 401 East 

Main Street, El Paso.

Dallas

- Approved, September 29, 2011

Bank Holding Companies

Adam Bank Group, Inc., Tampa, Florida -- to acquire Brazos Valley Bank, National 

Association, College Station, Texas, through its merger with Adam's subsidiary bank, 

American Momentum Bank, Tampa, Florida.

Dallas

- Withdrawn, September 26, 2011

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Carpenter Fund Manager GP, LLC, Irvine, California; Carpenter Fund Management 

Company, LLC; Carpenter Community Bancfund, L.P.; Carpenter Community 

Bancfund-A, L.P.; CCFW, Inc.; SCJ, Inc.; and CCI One Acquisition Corporation -- 

to acquire Santa Lucia Bancorp, Atascadero, and thereby indirectly acquire a greater 

interest in Santa Lucia Bank.

San Francisco

- Approved, September 30, 2011

Bank Mergers

Mission Community Bank, San Luis Obispo, California -- to merge with Santa Lucia 

Bank, Atascadero.

San Francisco

- Approved, September 30, 2011

Banks, Foreign

Banca Popolare di Vicenza S.C.p.A., Vicenza, Italy -- to establish a representative 

office in New York, New York.

Director, BS&R

- Approved, September 27, 2011

The Bank of Fukuoka, Ltd., Fukuoka, Japan -- to establish a representative office in 

New York, New York.

Director, BS&R

- Approved, September 27, 2011

H.2 Actions under delegated authority September 25, 2011 to October 1, 2011

(A/C) = Addition or Correction Delegated - 2 of 4
Banks, State Member

The F & M Bank and Trust Company, Tulsa, Oklahoma -- relief from certain 

commitments.

Kansas City

- Granted, September 27, 2011

Regions Bank, Birmingham, Alabama -- to make certain public welfare investments.

Director, BS&R

- Approved, September 30, 2011

Change in Bank Control

Austin County Bancshares, Inc., Bellville, Texas -- to retain control of Austin and its 

subsidiary bank, Austin County State Bank, Bellville.

Dallas

- Permitted, September 30, 2011

Clinton Bancshares, Inc., Clinton, Minnesota -- to retain control of Clinton and its 

subsidiary bank, Clinton State Bank, Clinton.

Minneapolis

- Permitted, September 28, 2011

CoastalSouth Bancshares, Inc., Hilton Head Island, South Carolina -- change in bank 

control of CoastalSouth and its subsidiary bank, CoastalStates Bank, Hilton Head 

Island.

Richmond

- Permitted, September 26, 2011

H.2 Actions under delegated authority September 25, 2011 to October 1, 2011

(A/C) = Addition or Correction Delegated - 3 of 4
Change in Bank Control

Community National Bancorporation, Waterloo, Iowa -- change in bank control of 

Community and its subsidiary banks, Community National Bank, Waterloo, and 

Community Bank, Austin, Minnesota.

Chicago

- Permitted, September 27, 2011

Extensions of Time

Compass Bank, Birmingham, Alabama -- extension to November 19, 2011, to 

establish a branch at 2640 East Harmony Road, Fort Collins, Colorado.

Atlanta

- Granted, September 29, 2011

The Goldman Sachs Group, Inc., New York, New York -- one-year extension of time 

to divest or conform certain impermissible nonbanking activities and investments.

Director, BS&R

- Granted, September 20, 2011

(A/C)

Park Sterling Corporation, Charlotte, North Carolina -- extension to December 30, 

2011, to acquire Community Capital Corporation, Greenwood, South Carolina, and 

thereby acquire CapitalBank.

Richmond

- Granted, September 26, 2011

H.2 Actions under delegated authority September 25, 2011 to October 1, 2011

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

Application by Stoneham Bancorp, MHC, 

Stoneham, Massachusetts, to become a mutual 

bank holding company by acquiring Stoneham 

Savings Bank, Stoneham, Massachusetts, 

pursuant to section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended. The sole 

purpose of the reorganization is to facilitate 

Salem Five Bancorp, MHCs proposed 

acquisition of Stoneham Savings Bank.

STONEHAM BANCORP MHC

Newspaper:

Federal Register:

* 3A1 Not available

10/14/2011

Wellesley Bancorp, Inc., Wellesley, 

Massachusetts to acquire 100% of the 

outstanding capital stock of Wellesley Bank, 

Wellesley, Massachusetts, pursuant to section 

3(a)(1) of the BHC Act, in connection with the 

conversion of the bank from mutual to stock 

form.

WELLESLEY BANCORP INC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 10/08/2011

09/28/2011

Investors Bancorp, MHC and Investors 

Bancorp, Inc., both of Short Hills, New Jersey, 

providing notice pursuant to Section 4(c)(8) of 

the BHC Act and Section 225.24 of Regulation 

Y, to acquire BFS Bancorp, MHC, Brooklyn 

Federal Bancorp, Inc. and Brooklyn Federal 

Savings Bank, all of Brooklyn, New York and 

thereby operate a savings association.

INVESTORS BANCORP, MHC

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

JPMorgan Chase & Co., New York, New York, 

provides 30 days' notice to the Board, pursuant 

to Section 211.9(f) of Regulation K, of its 

intention to make a portfolio investment.

JPMORGAN CHASE & CO.

Newspaper:

Federal Register:

Foreign Branch Not applicable

Not applicable

Morgan Stanley, New York, New York, to 

establish branches of its indirect foreign bank 

subsidiary, Bank Morgan Stanley AG, Zurich, 

Switzerland, in Hong Kong and Singapore, 

pursuant to Section 211.3(b)(2) of Regulation K.

MORGAN STANLEY

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

MHC Activity Not applicable

Not available

Green County Bancorp, MHC, Catskill, NY, to 

establish an operating subsidiary, Greene 

Property Holdings, Ltd, Catskill, NY.

GREENE COUNTY BANCORP, 

MHC

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* SLHC Not available

Formation

* MHC 

Conversion

10/17/2011

Polonia Bancorp, Inc., Baltimore, MD, to acquire 

100 percent of Polonia Bancorp, Inc., 

Huntingdon Valley, PA.

Polonia Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice of Change in Control by Timothy O'Dell 

Investor Group, New Albany, Ohio, to acquire 

up to 24.99% of the voting shares of Central 

Federal Corporation, Fairlawn, Ohio

CENTRAL FEDERAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

* 3A1 Not available

10/28/2011

Platinum Bank Holding Company, to become a 

bank holding company by acquiring 100 percent 

of the outstanding shares of Platinum Bank, 

both of Brandon, Florida.

PLATINUM BANK HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

10/05/2011

Continental Community Bancorporation, Inc., 

West Des Moines, Iowa, to become a bank 

holding company by acquiring up to 80 percent 

of Polk County Bank, Johnston, Iowa.

CONTINENTAL COMMUNITY 

BANCORPORATION, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 10/16/2011

10/21/2011

First Clover Leaf Financial Corp., Edwardsville, 

Illinois, to become a bank holding company 

through the conversion of First Clover Leaf 

Bank, Edwardsville, Illinois, from a federally 

chartered savings bank to a state chartered 

commercial bank.

FIRST CLOVER LEAF 

FINANCIAL CORP

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Heber Springs State Bank, Heber Springs, 10/11/2011

Arkansas, to purchase certain assets and 

assume deposit and certain other liabilities of 

the Concord branch of First Arkansas Bank & 

Trust, Jacksonville, Arkansas, and to retain the 

acquired facility as a branch.

HEBER SPRINGS STATE BANK

Newspaper:

Federal Register:

* 3A3 10/29/2011

10/27/2011

Prime Banc Corp., Dieterich, Illinois, to acquire 

100 percent of Red Bud Bancorp, Inc., Red Bud, 

Illinois, and thereby indirectly acquire First 

State Bank of Red Bud, Red Bud, Illinois.

PRIME BANC CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

10/11/2011

Bon, Inc.; Goering Financial Holding Company 

Partnership, L.P.; and Goering Management 

Company, L.L.C., all of Moundridge, Kansas, to 

acquire 100 percent of the voting shares of 

Home State Bancshares, Inc., McPherson, 

Kansas, parent of Home State Bank & Trust Co., 

McPherson, Kansas.

BON, INC.

Newspaper:

Federal Register:

CIC Not available

10/10/2011

Notice by Robert Clay Welch, Sugar Creek, 

Missouri, and James Ward Pollard, 

Independence, Missouri, as trustees of the 

Robert E. Oliphant Revocable Trust u/t/a/ dated 

November 10, 2010, to retain control of Country 

Agencies & Investments, Inc., Odessa, 

Missouri, parent of Bank of Odessa, Odessa, 

Missouri, Commercial Bank of Oak Grove, Oak 

Grove, Missouri, and LaMonte Community 

Bank, LaMonte, Missouri.

COUNTRY AGENCIES & 

INVESTMENTS, INC.

Newspaper:

Federal Register:

CIC Not available

10/07/2011

Notice by Teresa N. Pfaff, Lancaster, South 

Carolina, as a member of a group acting in 

concert, to acquire control of First National 

Fairbury Corporation, parent of The First 

National Bank of Fairbury, both in Fairbury, 

Nebraska.

FIRST NATIONAL FAIRBURY 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 10/17/2011

NBC Bancshares, Inc., NHI Financial Services 

Partners, LLC, and NHI III, LLC, all of Lincoln, 

Nebraska, to acquire 50.05 percent of the voting 

shares of Mountain View Bank of Commerce, 

Westminster, Colorado. NBC Bancshares, Inc., 

NHI Financial Services Partners, LLC, and NHI 

III, LLC, all of Lincoln, Nebraska, to retain 76.44 

percent of the voting shares of Nebraska Bank 

of Commerce, Lincoln, Nebraska, and thereby 

operate a savings association.

NHI FINANCIAL SERVICES 

PARTNERS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

10/27/2011

Adam Bank Group, Inc., Tampa, Florida, to 

acquire 100 percent of Brazos Valley Bank, 

National Association, College Station, Texas, 

through the merger of its banking subsidiary, 

American Momentum Bank, Tampa, Florida, 

with and into Brazos Valley Bank, National 

Association, with American Momentum Bank 

surviving this merger.

ADAM BANK GROUP, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch at 4707 E. Cactus Road, Phoenix, Arizona 

85032.

COMERICA BANK

Newspaper:

Federal Register:

* 3A1 09/30/2011

09/26/2011

DirecTex Holding Corp., Tyler, Texas, to become 

a bank holding company by acquiring more than 

25 percent but less than 50 percent of 

Gladewater National Bank, Gladewater, Texas.

DIRECTEX HOLDING CORP.

Newspaper:

Federal Register:

CIC Not available

10/03/2011

Notice by Steven Gregory Kidd, Plano, Texas, 

individually and as trustee for The Greg Kidd 

2010 Trust, The John Luster Kidd 2011 Family 

Trust, and as co-trustee for The Family Trust; 

John Luster Kidd, Tyler, Texas, individually and 

as trustee for The Greg and Shelly Kidd 2011 

Trust, The Luster Kidd 2010 Trust, and as 

co-trustee for The Family Trust; and collectively 

Steven Gregory Kidd and John Luster Kidd as 

the Kidd Family Group intend to apply to the 

Federal Reserve Board for permission to 

reorganize their ownership interest and 

otherwise acquire control of Kidd Partners, Ltd., 

Tyler, Texas and indirectly acquire 100 percent 

of Chandler Bancorp, Inc., Tyler, Texas and 100 

percent of Chandler Bancorp of Nevada Inc., 

Carson City, Nevada and 100 percent of Citizens 

State Bank, Tyler, Texas.

KIDD PARTNERS, LTD.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Veritex Holdings, Inc., WCM Parkway, Ltd., 

WCM Holdings, Inc., all of Dallas, Texas, 

request a waiver from filling applications under 

Section 4 related to its banking subsidiary?s 

(Veritex Community Bank, National Association, 

Dallas, Texas) acquisition of 100 percent of 

Bank of Las Colinas, Irving.

VERITEX HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending October 1, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/28/2011

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community BanFund -A, L.P., Carpenter 

Community BandFund - CA, L.P., SCJ, Inc., and 

CCFW, Inc., all of Irvine, California, and all 

existing controlling parties, to acquire additional 

shares of stock in Manhattan Bancorp, and 

thereby indirectly acquire additional voting 

shares of Bank of Manhattan, N.A., both of El 

Segundo, California.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

SLHC Formation Not available

* 4c8 10/18/2011

Opus Bank, Redondo Beach, California, to 

acquire control of RMG Capital Corporation, a 

Savings and Loan Holding Company, and its 

wholly owned thrift subsidiary, Fullerton 

Community Bank, both of Fullerton, California, 

pursuant to section 238.14 of Regulation LL, 

and immediately thereafter merge Fullerton 

Community Bank with and into Opus Bank; and 

2) Opus Bank, Redondo Beach, California, to 

acquire control of RMG Capital Corporation, 

Fullerton, California, and indirect control of 

RMG Development Corporation, and to invest 

indirectly in real estate development joint 

ventures, pursuant to Section 238.53 (b)(4) and 

(5) of Regulation LL.

OPUS BANK

Newspaper:

Federal Register:

CIC Not available

10/07/2011

Interagency Notice of Change in Control by 

James Gaines McCullar and Carolyn Jean 

McCullar, both of Soap Lake, Washington, to 

acquire up to 22.44 percent of Riverbank 

Holding Company, and thereby indirectly 

acquire Riverbank, both of Spokane, 

Washington.

RIVERBANK HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act