Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 34 

Week Ending August 20, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Banking Supervision and Regulation -- statement by Kevin M. Bertsch, associate 

director, Division of Banking Supervision and Regulation, before a field hearing in 

Newnan, Georgia, of a subcommittee of the House Committee on Financial Services 

on the Federal Reserve's efforts to ensure a consistent approach to the examination of 

community banking organizations.

- Published, August 16, 2011

Enforcement

Coastal Bankshares, Inc., Savannah, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia.

- Announced, August 16, 2011

H.2 Board Actions August 14, 2011 to August 20, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

August 14, 2011 to August 20, 2011

Bank Branches, Domestic

The Northern Trust Company, Chicago, Illinois -- to establish a branch at 

800 Connecticut Avenue NW, Suite 200, Washington, D.C.

Secretary

- Approved, August 17, 2011

Bank Holding Companies

BCSB Bancorp, Inc., Baltimore, Maryland -- to become a bank holding company and 

to acquire Baltimore County Savings Bank Federal Savings Bank, Baltimore, on its 

conversion to a state-chartered commercial bank; and for Baltimore County Savings 

Bank to become a member of the Federal Reserve System.

Richmond

- Approved, August 17, 2011

Bedford Bancorp, Inc., Bedford, Iowa -- waiver of application to merge with D & H 

Investments Corp., Cherokee, in connection with the merger of their respective 

subsidiary banks, State Savings Bank, Creston, and Valley Bank & Trust, Cherokee.

Chicago

- Granted, August 19, 2011

Central Bancompany, Jefferson City, Missouri -- to acquire Overland Bancorp, Inc., 

Belton, and thereby acquire Bank of Belton.

St. Louis

- Withdrawn, August 18, 2011

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Cross County Bancshares, Inc., Wynne, Arkansas -- to acquire shares of Central 

Bancshares, Inc., Little Rock, and thereby acquire Central Bank.

St. Louis

- Approved, August 16, 2011

Integrity Bancshares, Inc., Houston, Texas -- to become a bank holding company and 

to acquire Integrity Bank, SSB, Houston.

Dallas

- Withdrawn, August 17, 2011

Lonoke Bancshares, Inc., Lonoke, Arkansas -- to acquire shares of Central 

Bancshares, Inc., Little Rock, and thereby acquire Central Bank.

St. Louis

- Approved, August 16, 2011

Bank Mergers

Arvest Bank, Fayetteville, Arkansas -- to purchase the assets and assume the deposit 

liabilities of The First National Bank of Olathe, Olathe, Kansas, and thereby establish 

branches.

St. Louis

- Withdrawn, August 18, 2011

The Page Valley Bank, Luray, Virginia -- to acquire certain assets and assume certain 

liabilities of the Charlottesville branch of Bank of Hampton Roads, Norfolk.

Richmond

- Approved, August 19, 2011

H.2 Actions under delegated authority August 14, 2011 to August 20, 2011

(A/C) = Addition or Correction Delegated - 2 of 3
Bank Mergers

Security State Bank, New Hampton, Iowa -- to merge with State Bank & Trust 

Company, Waverly, and thereby establish branches.

Chicago

- Approved, August 16, 2011

Village Bank & Trust, Arlington Heights, Illinois -- to purchase certain assets and 

assume certain liabilities of the Park Ridge branch of Northbrook Bank & Trust 

Company, Northbrook, and thereby establish a branch.

Chicago

- Approved, August 18, 2011

Change in Bank Control

Kirkwood Bancorporation Co., Bismarck, North Dakota -- change in bank control of 

Kirkwood Bancorporation and its subsidiary banks, Kirkwood Bank and Trust 

Company, Bismarck, and Kirkwood Bank of Nevada, Las Vegas, Nevada.

Minneapolis

- Permitted, August 15, 2011

Extensions of Time

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- extension 

to December 3, 2011, to increase its ownership of Cabool Bancshares, Inc., Cabool, 

and thereby increase its indirect control of Cabool State Bank.

St. Louis

- Granted, August 16, 2011

H.2 Actions under delegated authority August 14, 2011 to August 20, 2011

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

* 3A3

08/27/2011

09/02/2011

Application by Hyde Park Bancorp, MHC, 

Boston, Massachusetts, a mutual bank holding 

company, to form a wholly-owned, mid-tier, 

stock bank holding company, Hyde Park 

Bancorp, Inc., Boston, Massachusetts, through 

its acquisition of 100% of the shares of Hyde 

Park Savings Bank, Boston, Massachusetts, 

pursuant to sections 3(a)(1) and 3(a)(3) of the 

Bank Holding Company Act of 1956, as 

amended.

HYDE PARK BANCORP MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

FRANKLIN SVG BK FARMINGTON, MAINE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Amboy Bank, Old Bridge, New Jersey, requests 

an after-the-fact approval to open a branch 

office located at 460 Georges Road, Dayton, 

Middlesex County, New Jersey.

AMBOY BANK

Newspaper:

Federal Register:

CIC

Not available

Notice by Oaktree Capital Group Holdings GP, 08/24/2011

LLC, Oaktree Capital Group Holdings, L.P., 

Oaktree Capital Group, LLC, Oaktree AIF 

Holdings, Inc., Oaktree Holdings, LLC, Oaktree 

Holdings, Inc., OCM Holdings I, LLC, Oaktree 

Capital Management, L.P., Oaktree AIF 

Investments, L.P., Oaktree Capital I, L.P., 

Oaktree Fund GP I, L.P., Oaktree Fund GP III, 

L.P., Oaktree Principal Fund V GP, Ltd., Oaktree 

Fund GP AIF, LLC, Oaktree Principal Fund V GP, 

L.P., Oaktree Fund GP, LLC, Oaktree Principal 

Fund V, L.P., Oaktree Principal Fund V (Parallel), 

L.P., Oaktree Fund AIF Series, L.P.--Series I, 

Oaktree Principal Fund V (Delaware), L.P., and 

Oaktree FF Investment Fund AIF (Delaware), 

L.P., to gain control of First BanCorp, San Juan, 

Puerto Rico.

FIRST BANCORP

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Goldman Sachs Bank USA, New York, New 

York, to establish a branch office located at 222 

South Main Street, Salt Lake City, Utah, 

pursuant to Section 208.6 of Regulation H.

(RSSD #4313409)

GOLDMAN SACHS BANK USA

Newspaper:

Federal Register:

* 3A1

* 3A3

Other Foreign

Foreign Branch

09/01/2011

09/02/2011

Santander Holdings USA, Boston, 

Massachusetts to become a bank holding 

company upon the conversion of its federal 

savings bank subsidiary Sovereign Bank, 

Wilmington, Delaware ("Sovereign") to a 

national bank, pursuant to Section 3(a)(1) of the 

BHC Act; and Banco Santander, S.A. Boadilla 

del Monte Madrid, Spain ("Santander") to retain 

control of Santander Holdings USA, Inc. and 

Sovereign upon Sovereign's conversion to a 

national bank, pursuant to Section 3(a)(3) of 

BHC Act. Sovereign request to establish two 

agreement corporations and provides 

notification of the establishment of an initial 

foreign branch, pursuant to Sections 211.5 and 

211.3(b)(2) of Regulation K, respectively.

SANTANDER HOLDINGS USA, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

SOLVAY BK SOLVAY, NEW YORK

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 24.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

CIC Not available

08/11/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

AMERISERV FNCL BK JOHNSTOWN, PENNSYLVANIA

LUZERNE BK LUZERNE, PENNSYLVANIA

NEW TRIPOLI BK NEW TRIPOLI, PENNSYLVANIA

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 09/12/2011

09/15/2011

Community First Financial Group, Inc., Chapel 

Hill, North Carolina, to become a bank holding 

company in relation to Harrington Bank, Chapel 

Hill, North Carolina, proposed successor by 

charter conversion to Harrington Bank, FSB, 

Chapel Hill, North Carolina.

COMMUNITY FIRST 

FINANCIAL GROUP, INC.

Newspaper:

Federal Register:

* 3A5 09/04/2011

09/09/2011

FNB United Corp., Asheboro, North Carolina, to 

acquire 100% of the voting securities of Bank of 

Granite Corporation, Granite Falls, North 

Carolina, and thereby indirectly acquire Bank of 

Granite, Granite Falls, North Carolina.

FNB UNITED CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

ESSEX BK TAPPAHANNOCK, VIRGINIA

FIRST B&TC LEBANON, VIRGINIA

FIRST CAP BK GLEN ALLEN, VIRGINIA

HIGHLANDS CMNTY BK COVINGTON, VIRGINIA

PATAPSCO BK DUNDALK, MARYLAND

VIRGINIA CMRC BK ARLINGTON, VIRGINIA

WACCAMAW BK WHITEVILLE, NORTH CAROLINA

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 

establish an international branch office located 

in Miami, Florida.

BANCO CAM, S.A.U.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8

4c8

Not available

BankUnited, Inc., Miami Lakes, Florida, to 

perform the following (1) become a bank holding 

company by acquiring 100 percent of the 

outstanding shares of Herald National Bank, 

New York, New York; (2) retain BankUnited, a 

federal savings association, and thereby 

continue engaging in operating a savings 

association, and (3) retain BankUnited 

Investment Services, Inc., and thereby continue 

engaging in serving as investment adviser.

BANKUNITED, INC.

Newspaper:

Federal Register:

Member Not applicable

Not applicable

USAmeriBank, Clearwater, Florida, to become a 

member of the Federal Reserve System.

USAMERIBANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2939001 CENTURY BK OF FL, TAMPA, FLORIDA 04/18/2011 08/09/2011 S Small Bank

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

BANK INDEP SHEFFIELD, ALABAMA

FLORIDA BK TAMPA, FLORIDA

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/19/2011

ATBancorp, Dubuque, Iowa, to acquire up to 

100 percent of the outstanding voting shares of 

United American Bank, San Mateo, California.

ATBANCORP

Newspaper:

Federal Register:

* 3A3 Not available

09/12/2011

C-B-G, Inc., West Liberty, Iowa, to acquire up to 

50.01 percent, in Washington Bancorp, 

Washington, Iowa, and thereby increase it's 

indirect interest in Washington Bancorp's 

subsidiary, Federation Bank, Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

CIC 08/30/2011

08/26/2011

Notice by Michael L. Peterson, Cedar Falls, 

Iowa, to increase his ownership to more than 10 

percent and become the largest shareholder of 

Community National Bancorporation, Waterloo, 

Iowa, and thereby indirectly control Community 

National Bank, Waterloo, Iowa, and Community 

Bank, Austin, Minnesota.

COMMUNITY NATIONAL 

BANCORPORATION

Newspaper:

Federal Register:

CIC Not available

08/01/2011

Notice by Paul L. Martin and Pamela J. Martin, 

Bradenton, Florida, to gain control of Evans 

Bancshares, Inc., Evansdale, Iowa, and thereby 

indirectly control Fist Security State Bank, 

Evansdale, Iowa. Paul and Pamela Martin will 

collectively increase their ownership from 9.63 

percent to 12.43 percent with the purchase of 

2000 shares.

EVANS BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First Bank of Berne, Berne, Indiana, to purchase 

substantially all of the assets and assume 

certain liabilities of three branches of American 

Trust Federal Savings Bank, Peru, Indiana, and 

thereby to establish 3 branches.

FIRST BANK OF BERNE

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Northstar Financial Group,Inc., Bad Axe, 

Michigan, proposes to engage de novo in 

certain permissible nonbanking activities.

NORTHSTAR FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Waukon State Bank, Waukon, Iowa, to merge 

with Viking State Bank and Trust, Decorah, 

Iowa. As a result of the merger, Waukon State 

Bank, will establish a branch office at 321 W 

Water Street, Decorah, Iowa and 1801 Old Stage 

Road, Decorah, Iowa.

WAUKON STATE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1007846 FIRST MIDWEST BK, ITASCA, ILLINOIS 08/23/2010 08/15/2011 O Large Bank

 540542 G W JONES EXCHANGE BK, MARCELLUS, MICHIGAN 02/28/2011 08/01/2011 S Small Bank

 60545 HOME T&SB, OSAGE, IOWA 04/04/2011 08/15/2011 S Small Bank

 2142155 QUAD CITY B&TC, BETTENDORF, IOWA 02/28/2011 08/01/2011 S Int Sm Bank

 3303917 ROCKFORD B&TC, ROCKFORD, ILLINOIS 03/28/2011 08/11/2011 S Small Bank

 676245 SECURITY SVG BK, EAGLE GROVE, IOWA 04/25/2011 08/15/2011 S Small Bank

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

1ST SOURCE BK SOUTH BEND, INDIANA

CENTRAL ST BK MUSCATINE, IOWA

DEMOTTE ST BK DEMOTTE, INDIANA

FARMERS & MRCH BK ORFORDVILLE ORFORDVILLE, WISCONSIN

FIRST B&T EVANSTON, ILLINOIS

FIRST ST BK BOURBON IN BOURBON, INDIANA

INDIANA B&TC COLUMBUS, INDIANA

IOWA ST BK HULL, IOWA

ISABELLA BK MOUNT PLEASANT, MICHIGAN

LINN CTY ST BK COGGON, IOWA

M&I MARSHALL & ILSLEY BK MILWAUKEE, WISCONSIN

MAIN ST BK BINGHAM FARMS, MICHIGAN

MORTON CMNTY BK MORTON, ILLINOIS

PORT BYRON ST BK PORT BYRON, ILLINOIS

TRI-CTY BK BROWN CITY, MICHIGAN

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

UNION ST BK ROCKWELL CITY, IOWA

WEST CHESTER SVG BK WASHINGTON, IOWA

WHEATON B&TC WHEATON, ILLINOIS

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Community First Bank of the Heartland, Mt. 09/16/2011

Vernon, Illinois, to merge with First State Bank 

of Dix, Dix, Illinois, and to retain the acquired 

facilities as branch offices.

COMMUNITY FIRST BANK OF 

THE HEARTLAND

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 28349 ALLIED BK, MULBERRY, ARKANSAS 03/14/2011 08/01/2011 S Small Bank

 311845 ARVEST BK, FAYETTEVILLE, ARKANSAS 01/10/2011 08/01/2011 S Large Bank

 823142 DUQUOIN ST BK, DUQUOIN, ILLINOIS 04/18/2011 08/05/2011 S Small Bank

 643546 LEITCHFIELD DEPOSIT B&TC, LEITCHFIELD, KENTUCKY 05/02/2011 08/12/2011 O Small Bank

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

CASS CMRL BK BRIDGETON, MISSOURI

FARMERS B&TC MAGNOLIA, ARKANSAS

FIRST FINANCIAL BK EL DORADO, ARKANSAS

FIRST ST B&TC CARUTHERSVILLE, MISSOURI

HERITAGE ST BK LAWRENCEVILLE, ILLINOIS

MISSOURI BK WARRENTON, MISSOURI

OHIO VALLEY FNCL GROUP HENDERSON, KENTUCKY

PEOPLES B&TC CO TROY, MISSOURI

REELFOOT BK UNION CITY, TENNESSEE

SIMMONS FIRST BK OF NRTHEST AR JONESBORO, ARKANSAS

TWIN LAKES CMNTY BK FLIPPIN, ARKANSAS

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 274856 CITIZENS ST BK OF ARLINGTON, ARLINGTON, SOUTH DAKOTA 03/28/2011 07/29/2011 S Small Bank

 1003558 GRAND RAPIDS ST BK, GRAND RAPIDS, MINNESOTA 02/28/2011 08/05/2011 S Small Bank

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

CROW RIVER ST BK DELANO, MINNESOTA

FIRST PREMIER BK SIOUX FALLS, SOUTH DAKOTA

KANABEC ST BK MORA, MINNESOTA

NORTHWESTERN BK CHIPPEWA FALLS, WISCONSIN

PROFINIUM FNCL TRUMAN, MINNESOTA

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/16/2011

American State Bancshares, Inc., Great Bend, 

Kansas, to acquire 100 percent of the voting 

shares of Rose Hill Bancorp, Inc., parent of 

Rose Hill Bank, both in Rose Hill, Kansas.

AMERICAN STATE 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 09/11/2011

09/12/2011

Community Bank Partners, Inc., Denver, 

Colorado, to acquire 100 percent of the voting 

shares of First National Bancshares, Inc., parent 

of First National Bank, both in Goodland, 

Kansas.

COMMUNITY BANK 

PARTNERS, INC.

Newspaper:

Federal Register:

CIC 09/01/2011

07/26/2011

Notice submitted by the Mark Elliott Robson 

2007 Trust, Mark Robson, trustee; and Mark 

Robson, individually, all of Jackson, Wyoming 

and as members of the Robson Family control 

group, to retain control of RCB Holding 

Company, Inc., Claremore, Oklahoma, parent of 

RCB Bank, Claremore, Oklahoma.

RCB HOLDING COMPANY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 50957 ALTERRA BK, OVERLAND PARK, KANSAS 04/25/2011 07/20/2011 S Small Bank

 275657 FIRST ST BK, NESS CITY, KANSAS 05/23/2011 08/12/2011 S Small Bank

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

BANK AT BROADMOOR COLORADO SPRINGS, COLORADO

BANK OF CMRC YUKON, OKLAHOMA

CITIZENS ST BK WISNER, NEBRASKA

CONDON B&TC COFFEYVILLE, KANSAS

FIRST B&TC OF FULLERTON FULLERTON, NEBRASKA

FIRST ST B&TC LARNED, KANSAS

FIRSTBANK LAKEWOOD, COLORADO

GARDNER BK GARDNER, KANSAS

PLATTE VALLEY ST B&TC KEARNEY, NEBRASKA

ST MARYS ST BK SAINT MARYS, KANSAS

STANTON ST BK STANTON, NEBRASKA

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

08/24/2011

James Philip O'Jibway, Bellville, Texas, 

individually; and James Phillip O'Jibway, Kay 

Holmes O'Jibway, Justin Glenn Brandt, and Jill 

O'Jibway Brandt, all of Bellville, Texas; Jeffrey 

Philip O'Jibway, Joseph Austin O'Jibway, and 

Toby Don O'Jibway, all of Austin, Texas; Jay 

William O'Jibway of Fort Worth, Texas; and 

William Beckham Holmes Jr. and Glenda 

Gabbard Holmes of Boulder, Colorado, 

(collectively known as the "O'Jibway Family 

Group") to retain control of 10 percent or more 

of the shares of, and thereby control of Austin 

County Bancshares, Inc., and indirectly Austin 

County State Bank, both of Bellville, Texas.

AUSTIN COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch at 1560 W. Magnolia Avenue, Fort 

Worth, Texas 76104.

COMERICA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 20, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

Not applicable

Bay Commercial Bank, Walnut Creek, California, 09/16/2011

to merge with Global Trust Bank, Mountain 

View, California.

BAY COMMERCIAL BANK

Newspaper:

Federal Register:

* 3A3 Not available

09/02/2011

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., CCFW, Inc., SCJ, 

Inc., and CCI One Acquisition Corporation, all 

of Irvine, California, to acquire 100 percent of 

the voting securities of Santa Lucia Bancorp 

and thereby indirectly acquire a greater 

controlling interest in Santa Lucia Bank, both of 

Atascadero, California.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Santa Lucia Bank, Atascadero, California, to 

merge with and into Mission Community Bank, 

San Luis Obispo, California.

MISSION COMMUNITY BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Silicon Valley Bank, Santa Clara, California, to 08/23/2011

establish the Private Bank Branch, 2770 Sand 

Hill Road, Menlo Park, California, pursuant to 

Regulation H.

SILICON VALLEY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Fourth Quarter of 2011 (October 1, 2011 - December 31, 2011)

Institution Location

NARA BK LOS ANGELES, CALIFORNIA

PACIFIC PREMIER BK COSTA MESA, CALIFORNIA

* Subject to the provisions of the Community Reinvestment Act