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# District: 6
Federal Reserve Bank of: Atlanta

## Filings received during the week ending February 11, 2012

|Filer                                       | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | End of Comment Period                              
|------------------------------------------- | -------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------
|CERTUSHOLDINGS, INC.                        | 4c8            | CertusHoldings, Inc., Atlanta, Georgia, to engage in investment advisory activities through its newly-formed wholly-owned subsidiary, Certus Investment Advisors, LLC, both of Atlanta, Georgia, pursuant to section 225.28(b)(6) of Regulation Y and section 4(c)(8) of the Bank Holding Company Act.                                                                                                                                                                                                               | Newspaper:Not applicableFederal Register:02/29/2012
|Newspaper:                                  | Not applicable
|Federal Register:                           | 02/29/2012    
|GATEWAY FINANCIAL HOLDINGS OF FLORIDA, INC. | 4c8            | Gateway Financial Holdings of Florida, Inc., Daytona Beach, Florida, requests authority, after-the-fact, to engage directly, and indirectly through its wholly owned nonbank subsidiary, Gateway Asset Holdings, Daytona Beach, Florida, in making, acquiring, brokering, or servicing loans, or other extensions of credit, pursuant to section 225.28(b)(1), and to engage in activities related to extending credit, pursuant to Section 225.28(b)(2), of Regulation Y and 4(c)8 of the Bank Holding Company Act. | Newspaper:Not applicableFederal Register:02/29/2012
|Newspaper:                                  | Not applicable
|Federal Register:                           | 02/29/2012    
|OPTIMUMBANK HOLDINGS, INC.                  | CIC            | Prior change in control notice filed by Moishe Gubin, Hillside, Illinois, and Mark Orenstein, Chicago, Illinois, to collectively acquire approximately 23.14 percent of the outstanding shares of voting securities of OptimumBank Holdings, Inc., Ft. Lauderdale, Florida, and its subsidiary, OptimumBank, Plantation, Florida. Total pro forma ownership will equal 30.17 percent.                                                                                                                                | Newspaper:Not availableFederal Register:02/29/2012 
|Newspaper:                                  | Not available 
|Federal Register:                           | 02/29/2012    

## Availability of CRA Public Evaluations

|Institution / Location     | RSSDID | Exam Date  | CRAPublic Date | CRARating | Exam Method
|-------------------------- | ------ | ---------- | -------------- | --------- | -----------
|FLORIDA BK, TAMPA, FLORIDA | 704737 | 10/24/2011 | 02/07/2012     | S         | Int Sm Bank

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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