<TABLE> <S> <C>

<ARTICLE>              9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CENTENNIAL
BANCORP'S CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS QUARTERLY REPORT ON
FORM 10-Q FOR THE PERIOD ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                                        <C>
<PERIOD-TYPE>                                     9-MOS
<FISCAL-YEAR-END>                           DEC-31-1999
<PERIOD-END>                                SEP-30-1999
<CASH>                                       34,372,618
<INT-BEARING-DEPOSITS>                                0
<FED-FUNDS-SOLD>                              1,825,000
<TRADING-ASSETS>                                      0
<INVESTMENTS-HELD-FOR-SALE>                  60,733,350
<INVESTMENTS-CARRYING>                                0
<INVESTMENTS-MARKET>                                  0
<LOANS>                                     542,525,056
<ALLOWANCE>                                   5,847,234
<TOTAL-ASSETS>                              680,659,907
<DEPOSITS>                                  570,240,683
<SHORT-TERM>                                 34,469,007
<LIABILITIES-OTHER>                           4,288,434
<LONG-TERM>                                           0
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                           0
<COMMON>                                     30,223,499
<OTHER-SE>                                   41,438,284
<TOTAL-LIABILITIES-AND-EQUITY>              680,659,907
<INTEREST-LOAN>                              38,762,569
<INTEREST-INVEST>                             3,083,741
<INTEREST-OTHER>                                260,756
<INTEREST-TOTAL>                             42,107,066
<INTEREST-DEPOSIT>                           11,984,219
<INTEREST-EXPENSE>                           12,739,639
<INTEREST-INCOME-NET>                        29,367,427
<LOAN-LOSSES>                                 1,700,000
<SECURITIES-GAINS>                              298,625
<EXPENSE-OTHER>                              16,054,355
<INCOME-PRETAX>                              14,319,982
<INCOME-PRE-EXTRAORDINARY>                    9,106,742
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                  9,106,742
<EPS-BASIC>                                       .51
<EPS-DILUTED>                                       .49
<YIELD-ACTUAL>                                        0<F1>
<LOANS-NON>                                     998,000
<LOANS-PAST>                                  2,278,000
<LOANS-TROUBLED>                                      0
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                              4,450,614
<CHARGE-OFFS>                                   350,745
<RECOVERIES>                                     47,365
<ALLOWANCE-CLOSE>                             5,847,234
<ALLOWANCE-DOMESTIC>                          5,847,234
<ALLOWANCE-FOREIGN>                                   0
<ALLOWANCE-UNALLOCATED>                               0
<FN>
<F1>       INFORMATION NOT CALCULATED FOR INTERIM REPORTS.
</FN>


</TABLE>