Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 33 

Week Ending August 15, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Monetary and Financial Policy

Term Auction Facility -- TAF auction in the amount of $100 billion in 84-day credit 

on August 10, 2009.

- Announced, August 10, 2009

Enforcement

Arizona Bancshares, Inc., Flagstaff, Arizona -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, August 13, 2009

Camco Financial Corporation, Cambridge, Ohio -- written agreement with the 

Federal Reserve Bank of Cleveland.

- Announced, August 11, 2009

CBS Financial Corporation, Smyrna, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia.

- Announced, August 13, 2009

CIT Group Inc., New York, New York -- written agreement with the Federal Reserve 

Bank of New York.

- Announced, August 13, 2009

H.2 Board Actions August 9, 2009 to August 15, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

August 9, 2009 to August 15, 2009

Bank Branches, Domestic

Centennial Bank, Conway, Arkansas -- to establish a mobile branch in Saline 

County.

St. Louis

- Approved, August 10, 2009

Sandy Spring Bank, Olney, Maryland -- to establish a branch at 1 Catoctin Circle, 

Northeast, Leesburg, Virginia.

Richmond

- Approved, August 14, 2009

SuffolkFirst Bank, Suffolk, Virginia -- to retain a branch at 100 Bosley Avenue, 

Suffolk.

Richmond

- Approved, August 12, 2009

Bank Holding Companies

Alliance Bancshares, Inc., Dalton, Georgia -- to engage through its wholly owned 

subsidiary, Cuyler Street, LLC, Dalton, in making, acquiring, or brokering loans or 

other extensions of credit.

Atlanta

- Approved, August 13, 2009

Business Bancshares, Inc., Clayton, Missouri -- to engage in lending activities 

through its subsidiary, Meramec Assets, LLC, Clayton.

St. Louis

- Approved, August 12, 2009

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

Chinatrust Capital Corporation, Torrance, California; Chinatrust Financial Holding 

Company, Ltd., Taipei, Taiwan; and Chinatrust Commercial Bank, Ltd. -- to engage 

in extending credit and servicing loans.

San Francisco

- Approved, August 13, 2009

Columbus First Bancorp, Inc., Worthington, Ohio -- to become a bank holding 

company and to acquire Columbus First Bank, Worthington.

Cleveland

- Approved, August 14, 2009

First Savings Financial Group, Inc., Clarksville, Indiana, and First Savings Bank, 

F.S.B. -- waiver of application to acquire Community First Bank, Corydon, in 

connection with the merger of Community First and First Savings Bank.

St. Louis

- Granted, August 10, 2009

OceanFirst Financial Corp., Toms River, New Jersey -- waiver of application to 

acquire Central Jersey Bancorp, Ocean Township, in connection with the merger of 

their respective subsidiaries, Ocean First Bank, Toms River, and Central Jersey 

Bank, National Association, Ocean Township.

New York

- Granted, August 14, 2009

Premier Financial Bancorp, Inc., Huntington, West Virginia -- to acquire Abigail 

Adams National Bancorp, Inc., Washington, D.C., and thereby indirectly acquire (1) 

The Adams National Bank and (2) Consolidated Bank and Trust Company, 

Richmond, Virginia.

Richmond

- Approved, August 12, 2009

H.2 Actions under delegated authority August 9, 2009 to August 15, 2009

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

USAmeriBancorp, Inc., Key Largo, Florida -- to acquire shares of Aliant Financial 

Corporation, Alexander City, Alabama, and its subsidiary bank, Aliant Bank.

Atlanta

- Withdrawn, August 12, 2009

Banks, National

PNC Bank, National Association, Pittsburgh, Pennsylvania -- location determination 

of master account at the Federal Reserve Bank of Cleveland.

Secretary

- Approved, August 11, 2009

Change in Bank Control

Bank of Choice Holding Company, Greeley, Colorado -- to retain control of Bank of 

Choice Holding Company and its subsidiary bank, Bank of Choice, Greeley.

Kansas City

- Permitted, August 13, 2009

First Keyes Bancshares, Inc., Keyes, Oklahoma -- change in bank control of First 

Keyes and its subsidiary bank, The First State Bank, Keyes.

Kansas City

- Permitted, August 11, 2009

Freeport Bancshares, Inc., Freeport, Illinois -- change in bank control of Freeport 

Bancshares and its subsidiary bank, Midwest Community Bank, Freeport.

Chicago

- Permitted, August 11, 2009

H.2 Actions under delegated authority August 9, 2009 to August 15, 2009

(A/C) = Addition or Correction Delegated - 3 of 5
Extensions of Time

Affinity Bancorp, Inc., Wyomissing, Pennsylvania -- extension to November 9, 2009, 

to become a bank holding company and to acquire Affinity Bank of Pennsylvania, 

Wyomissing.

Philadelphia

- Granted, August 11, 2009

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- extension 

to December 4, 2009, to increase its ownership of Cabool Bancshares, Inc., Cabool, 

and Cabool State Bank.

St. Louis

- Granted, August 13, 2009

Connecticut Mutual Holding Company, Winsted, Connecticut -- extension to 

November 11, 2009, to acquire by merger Collinsville Savings Mutual Holding 

Company, Collinsville; Collinsville Stock Holding Company; and Collinsville 

Savings Society. 

Boston

- Granted, August 11, 2009

TCF National Bank,Wayzata, Minnesota -- extension to August 13, 2010, to establish 

an Edge corporation subsidiary, TCF Bank International, Inc., Wayzata, and to 

invest, through the Edge subsidiary, in TCF Commercial Finance Canada, Inc., 

Toronto, Ontario.

Minneapolis

- Granted, August 10, 2009

H.2 Actions under delegated authority August 9, 2009 to August 15, 2009

(A/C) = Addition or Correction Delegated - 4 of 5
Financial Holding Companies 

The Goldman Sachs Group, Inc., New York, New York -- election to become a 

financial holding company.

New York

- Effective, August 14, 2009

International Operations

The Bank of New York Mellon, New York, New York -- waiver of the remainder of 

the prior-notification period to make an investment in The Bank of New York Mellon 

S.A./N.V., Brussels, Belgium.

Director, BS&R

- Granted, August 14, 2009

Regulations and Policies

Regulation Z (Truth in Lending) -- annual adjustment of the dollar amount that 

triggers additional disclosure requirements for home mortgage loans with rates or 

fees above a certain amount.

Director, C&CA

- Announced, August 10, 2009

H.2 Actions under delegated authority August 9, 2009 to August 15, 2009

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice pursuant to the Change in Bank Control 

Act of 1978 by Warburg Pincus Private Equity 

X, L.P., and Warburg Pincus X Partners, L.P., 

and their controlling affiliates, with respect to an 

additional investment in Webster Financial 

Corporation.

WARBURG PINCUS PRIVATE 

EQUITY X, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 08/31/2009

09/08/2009

Alcar, LLC, New York, New York, to become a 

bank holding company by acquiring at least 90 

percent of the voting shares, or otherwise 

control, of Darien Rowayton Bank, Darien, 

Connecticut, pursuant to Section 3(a)(1) of BHC 

Act and Section 225.15 of Regulation Y.

ALCAR LLC

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

CLS Bank International, New York, New York, 

requests specific consent pursuant to Section 

211.9(g) of Regulation K, to make an investment 

in CLS Aggregation Services LLC, a joint 

venture that is 51 percent owned by CLS Bank 

International.

CLS BANK INTERNATIONAL

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Key Equipment Finance Internatioal, Inc., 

Superior, Colorado, to make a portfolio 

investment in Leastec do Brasil Locacao de 

Bens Moveis Ltda., Rio de Janeiro, Brazil

KEY EQUIPMENT FINANCE 

INTERNATIONAL INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

Not applicable

First Bank, Strasburg, Virginia, to acquire certain 08/31/2009

assets and assume certain liabilities of the 

Woodstock, Virginia, branch office of 

StellarOne Bank, Christiansburg, Virginia.

FIRST BANK

Newspaper:

Federal Register:

* Branch

Not applicable

MainStreet Bank, Herndon, Virginia, to establish 08/14/2009

a branch at 3101 N 10th St., Arlington, Virginia

MAINSTREET BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 08/25/2009

08/26/2009

Prior change in control notice filed by Don 

Arthur Barnette, Jonesboro, Georiga, to acquire 

an additional 3.20 percent of the outstanding 

shares of CCB Financial Corporation, and its 

subsidiary bank, Community Capital Bank, both 

of Jonesboro, Georgia. Total pro forma 

ownership will equal 13.36 percent.

CCB FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

09/10/2009

Heart of Georgia Bancshares, Inc., Mount 

Vernon, Georgia, to acquire 100 percent of the 

outstanding shares of The Tattnall Bank, 

Reidsville, Georgia.

HEART OF GEORGIA 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

09/03/2009

After-the-fact change in control notice filed by 

Richard Franklin Combs, Braselton, Georgia, to 

retain 26.8 percent of the outstanding shares of 

Verity Capital Group, Inc., Dahlonega, Georgia, 

and its subsidiary, Verity Bank, Winder, 

Georgia.

VERITY CAPITAL GROUP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

09/11/2009

Artisan Financial Corporation, Barrington, 

Illinois, to become a bank holding company by 

acquiring 100 percent of the voting shares of 

Valley Community Bancorp, Inc., St. Charles, 

Illinois, and thereby indirectly acquire Valley 

Community Bank, St. Charles, Illinois.

ARTISAN FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* 3A3 08/21/2009

08/14/2009

C-B-G, Inc., West Liberty, Iowa, to acquire up to 

$5,000,000 in additional stock and increase its 

ownership to up to 50.01 percent of 

Washington Bancorp, Washington, Iowa, and 

thereby indirectly increase its ownership of 

Federation Bank, Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

* 3A1 Not available

09/03/2009

Eagle Financial Corp., Casey, Illinois, to become 

a bank holding company by acquiring 100 

percent of Casey State Bank, Casey, Illinois and 

First State Bank, Biggsville, Illinois.

EAGLE FINANCIAL CORP.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Reg K - GMAC Inc., Detroit, Michigan, to make 

an additional investment in Provident Insurance 

plc, Halifax, England.

GMAC INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Laura G. Gard Revocable Living 

Trust, Laura G. Gard, Trustee, Marshall, Illinois, 

to increase control of Herky Hawk Financial 

Corp., Monticello, Iowa, and thereby inidrectly 

Citizens State Bank, Citizens State Bank, 

Monticello, Iowa, and New Vienna Savings 

Bank, New Vienna, Iowa.

HERKY HAWK FINANCIAL 

CORP.,

Newspaper:

Federal Register:

CIC Not available

08/31/2009

Notice by David L. Schultz, Luana, Iowa, to 

increase his control of Luana Bancorporation, 

Luana, Iowa, and thereby indirectly, Luana 

Savings Bank, Luana, Iowa.

LUANA BANCORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 08/25/2009

08/25/2009

Notice by Kerry A. Smith, Lawrenceburg, 

Kentucky, to gain control of Century 

Bancshares, Inc., Lawrenceburg, Kentucky.

CENTURY BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 08/25/2009

08/25/2009

Notice by Thomas H. Smith and Melinda G. 

Smith, both of Lawrenceburg, Kentucky, to gain 

control of Century Bancshares, Inc., 

Lawrenceburg, Kentucky.

CENTURY BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1

Not available

Farmers and Merchants Bancorp, Inc., Hannibal, 09/12/2009

Missouri, to become a bank holding company 

through the conversion of its thrift subsidiary, 

F&M Bank and Trust Company, Hannibal, 

Missouri, into a state nonmember bank.

FARMERS & MERCHANTS 

BANCORP, INC.

Newspaper:

Federal Register:

CIC

Not available

Notice by Charles S. Penick, and Mary M. 09/01/2009

Penick, and the Charles S. Penick Mary M. 

Penick Revocable Trust, with Charles and Mary 

Penick as Trustees, both of Morrilton, 

Arkansas, acting in concert to retain control of 

Petit Jean Bancshares, Inc., Morrilton, 

Arkansas.

PETIT JEAN BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 09/07/2009

09/03/2009

Truman Investment Group, Inc., St. Louis, 

Missouri, to become a bank holding company 

by acquiring 25.3 percent of Truman Bancorp, 

Inc., Clayton, Missouri, and thereby indirectly 

acquire Truman Bank, St. Louis, Missouri.

TRUMAN INVESTMENT GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/03/2009

Retroactive Change in Control Notice by Dennis 

G. Bilski, Plymouth, Minnesota individually and 

as part of a group acting in concert along with 

the Marsha L. Ritt Revocable Living Trust, 

co-trustees Marsha L. Ritt and Dennis G. Bilski; 

Londa G. Bilksi, Plymouth, Minnesota; Gerald 

A. Bilksi and Sandra J. Bilski, Woodbury, 

Minnesota; Michael A. Bilski and Jacqueline S. 

Bilski, Fridley, Minnesota; Michael A. Adducci 

and Debra J. Adducci, Woodbury, Minnesota; 

and John C. Holper and Linda M. Holper, 

Woodbury, Minnesota, to retain control of 

N.A. Corporation, Roseville, Minnesota.

N.A. CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Bern Bancshares, Inc., Bern, Kansas, to acquire 

up to an additional 1.57 percent of the voting 

shares of UBT Bancshares, Inc., parent of 

United Bank & Trust, both in Marysville, 

Kansas, resulting in a total ownership of up to 

6.48 percent.

BERN BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Texas First Bank, Texas City, Texas, to merge 

with affiliate Texas First Bank-Winnie, Winnie, 

Texas, and to establish branches at the 

following locations: 210 Highway 124, Winnie, 

Texas 77665; 519 Rollingbrook Drive, Baytown, 

Texas 77521; and Highway 124 and F.M. 365, 

Fannett, Texas 77705.

TEXAS FIRST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Alan Isaac Rothenberg, Beverly Hills, 

California, to acquire control of 1st Century 

Bancshares, Inc., Los Angeles, California, and 

there by indirectly, 1st Century Bank, N.A., Los 

Angeles, California

1ST CENTURY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A3 Not available

08/24/2009

Castle Creek Capital Partners III, L.P., Castle 

Creek Capital III LLC, Eggemeyer Capital LLC, 

Ruh Capital LLC, and Legions IV Advisory 

Corp., all of Rancho Santa Fe, California, to 

increase from 40.3 percent up to 55.0 percent 

their ownership of First Chicago Bancorp and 

indirectly First Chicago Bank and Trust 

Company, both of Chicago, Illinois, pursuant to 

Section 3(a)(3) of the Bank Holding Company 

Act.

CASTLE CREEK CAPITAL 

PARTNERS III, L.P.

Newspaper:

Federal Register:

CIC Not available

Not available

Dante B. Benedetti, Petaluma, California, and 

James M. Ryan, Santa Rosa, California, to 

become trustees of the Frank P. Doyle Trust, 

Article IX, and thereby retain voting control of 

Exchange Bank, both of Santa Rosa, California.

FRANK P. DOYLE TRUST, 

ARTICLE IX

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Franklin Resources, Inc., San Mateo, California, 

to acquire up to 7.0 percent of the voting shares 

of State Bank and Trust Company, Pinehurst, 

Georgia, pursuant to section 3(a)(3) of the Bank 

Holding Company Act.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Global Consumer Acquisition Corp., New York, 

New York, to become a bank holding company 

(to become Western Liberty Bancorp, Las 

Vegas, Nevada) by acquiring 100 percent of 1st 

Commerce Bank, North Las Vegas, Nevada, and 

certain Nevada Colonial Bank, Las Vegas, 

Nevada, assets and deposit liabilities.

Global Consumer Acquisition Corp

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Golden Pacific Bancorp, Sacramento, CA, to 

acquire 100 percent of Gold Country Financial 

Services, Inc, and thereby indirectly acquire 

Gold Country Bank, N.A., both of Marysville, 

CA.

Golden Pacific Bancorp

Newspaper:

Federal Register:

* 3A3 Not available

08/28/2009

Mitsubishi UFJ Financial Group, Inc., The Bank 

of Tokyo-Mitsubishi UFJ, Ltd, both of Tokyo, 

Japan, and UnionBanCal Corporation, San 

Francisco, California, to acquire Texas First 

Bank-Winnie, Winnie, Texas, and 

simultaneously merge it with and into Union 

Bank, National Association, San Francisco, 

California.

MITSUBISHI UFJ FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 15, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

SP Acquisition Holdings, Inc., New York, New 

York, to become a bank holding company by 

acquiring 100 percent of Frontier Financial 

Corporation, and indirectly its subsidiary, 

Frontier Bank, both of Everett, Washington.

SP Acquisition Holdings, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act