Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 10 

Week Ending March 10, 2012

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the Recordkeeping 

Requirements Associated with Changes in Foreign Investments (Made Pursuant to 

Regulation K) (FR 2064) and Notice Requirements in Connection with Regulation W 

(12 CFR Part 223 Transactions Between Member Banks and Their Affiliates).

- Proposed, March 7, 2012

Forms -- final Board review to revise without extension the Consolidated Financial 

Statements for Bank Holding Companies (FR Y-9C).

- Approved, March 8, 2012

Forms -- final Board review to extend without revision the Recordkeeping 

Requirements of Regulation H and Regulation K Associated with Bank Secrecy Act 

Compliance Programs.

- Approved, March 9, 2012

Personnel

Office of Financial Stability Policy and Research -- appointment of Rochelle Edge as 

adviser.

- Approved, March 5, 2012

Enforcement

Enforcement Actions -- action plans for supervised financial institutions to correct 

deficiencies in residential mortgage loan servicing and foreclosure processing, as 

required by formal enforcement actions issued by the Federal Reserve last year.

- Announced, March 8, 2012

Sterling Financial Corporation, Spokane, Washington -- written agreement dated 

December 24, 2009, terminated March 5, 2012.

- Announced, March 8, 2012

H.2 Board Actions March 4, 2012 to March 10, 2012

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

March 4, 2012 to March 10, 2012

MA Monetary Affairs

Bank Branches, Domestic

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at the southwest corner 

of Highway 51 and Highway 69, Wagoner, Oklahoma.

St. Louis

- Approved, March 6, 2012

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 13301 Crystal Hill 

Road, North Little Rock.

St. Louis

- Approved, March 6, 2012

East West Bank, Pasadena, California -- to establish a branch at 15821 Ventura 

Boulevard, Encino.

San Francisco

- Approved, March 8, 2012

East West Bank, Pasadena, California -- to establish a branch office at 22000-22008 

Avalon Boulevard, Carson.

San Francisco

- Approved, March 8, 2012

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 6050 Singleton Square, 

Norcross, Georgia.

Cleveland

- Approved, March 8, 2012

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Branches, Domestic

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 2205 Cobb Parkway, 

Smyrna, Georgia.

Cleveland

- Approved, March 8, 2012

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 1920 Powers Ferry 

Road, Marietta, Georgia.

Cleveland

- Approved, March 8, 2012

Iberiabank, Lafayette, Louisiana -- to establish branches at 2592 South Acadian 

Thruway, Baton Rouge, and 3412 St. Charles Avenue, New Orleans.

Atlanta

- Approved, March 8, 2012

Midwest Bankcentre, Lemay, Missouri -- to establish a branch at 6810 Page Avenue, 

Pagedale.

St. Louis

- Approved, March 9, 2012

Virginia Heritage Bank, Tysons Corner, Virginia -- to establish a branch at 

11166 Fairfax Boulevard, Fairfax.

Richmond

- Approved, March 9, 2012

H.2 Actions under delegated authority March 4, 2012 to March 10, 2012

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

BB&T Corporation, Winston-Salem, North Carolina -- waiver of application with 

respect to the acquisition of BankAtlantic, Fort Lauderdale, Florida.

Richmond

- Withdrawn, March 5, 2012

Cape Cod Five Mutual Company, Harwich Port, Massachusetts -- to establish a 

mutual bank holding company through the acquisition of The Cape Cod Five Cents 

Savings Bank, Harwich Port.

Boston

- Approved, March 5, 2012

CertusHoldings, Inc., Atlanta, Georgia -- to engage in investment advisory activities 

through its subsidiary, Certus Investment Advisors, LLC, Atlanta.

Atlanta

- Approved, March 9, 2012

Gateway Financial Holdings of Florida, Inc., Daytona Beach, Florida -- to engage in 

making, acquiring, brokering, or servicing loans or other extensions of credit, and in 

activities related to extending credit, through its nonbank subsidiary, Gateway Asset 

Holdings, Daytona Beach.

Atlanta

- Approved, March 8, 2012

Independent Bank Group, Inc., McKinney, Texas -- to acquire I Bank Holding 

Company, Inc., Lakeway, Texas, and indirectly acquire I Bank Texas, SSB, Austin.

Dallas

- Approved, March 8, 2012

H.2 Actions under delegated authority March 4, 2012 to March 10, 2012

(A/C) = Addition or Correction Delegated - 3 of 5
Bank Holding Companies

JCK, Inc., Junction City, Kansas -- to become a bank holding company and to 

acquire First National Bank and Trust Company, Junction City.

Kansas City

- Approved, March 7, 2012

Live Oak Bancshares, Inc., Wilmington, North Carolina -- to sell software and 

provide related support services through a newly formed nonbank subsidiary, 

BANKR, LLC, Wilmington.

Richmond

- Approved, March 7, 2012

Old National Bancorp, Evansville, Indiana -- waiver of application to merge with 

Indiana Community Bancorp, Columbus, in connection with the merger of their 

respective subsidiary banks, Old National Bank, Evansville, and Indiana Bank and 

Trust Company, Columbus.

St. Louis

- Withdrawn, March 9, 2012

Bank Mergers

Town and Country Bank, Springfield, Illinois -- to purchase certain assets and 

assume certain deposit and other liabilities of the branch of Associated Bank, N.A., 

Green Bay, Wisconsin, at 706 Maine Street, Quincy, Illinois, and thereby establish a 

branch at that location.

Chicago

- Approved, March 8, 2012

H.2 Actions under delegated authority March 4, 2012 to March 10, 2012

(A/C) = Addition or Correction Delegated - 4 of 5
Change in Bank Control

Alamosa Bancorporation, Ltd., Alamosa, Colorado -- to retain control of Alamosa 

Bancorporation, Ltd., and its subsidiary bank, Alamosa State Bank, Alamosa.

Kansas City

- Permitted, March 5, 2012

Rush-Oak Corporation, Chicago, Illinois -- change in bank control of Rush-Oak 

Corporation and its subsidiary bank, Oak Bank, Chicago.

Chicago

- Permitted, March 6, 2012

Valley Bancshares, Inc., Kalispell, Montana -- change in bank control of Valley 

Bancshares and its subsidiary bank, Valley Bank of Kalispell, Kalispell.

Minneapolis

- Permitted, March 7, 2012

Extensions of Time

CCB Community Bank, Andalusia, Alabama -- extension to March 11, 2013, 

to establish a branch at 1502 East John Sims Parkway, Niceville, Florida.

Atlanta

- Granted, March 6, 2012

Membership

Elmira Savings Bank, Elmira, New York -- to become a member of the Federal 

Reserve System.

New York

- Approved, March 7, 2012

H.2 Actions under delegated authority March 4, 2012 to March 10, 2012

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

Not available

Georgetown Bancorp, MHC, Georgetown, 

Massachusetts proposes to convert to stock 

form and merge with Georgetown Bancorp, Inc., 

Georgetown, Massachusetts, which proposes 

to become a savings and loan holding company 

by acquiring 100 percent of Georgetown 

Savings Bank, Georgetown, Massachusetts.

GEORGETOWN BANCORP, MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

CRB Group Inc., to become a one-bank holding 

company by acquiring 100 percent of Cross 

River Bank, both of Teaneck, New Jersey, 

pursuant to Section 3(a)(C) of the BHC Act of 

1956, as amended, and Section 225.17 of 

Regulation Y.

CRB Group Inc.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Danske Bank A/S, Copenhagen, Denmark, to 

establish a branch in New York, New York, 

pursuant to Section 211.24 of Regulation K.

DANSKE BANK A/S

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 02/29/2012

03/01/2012

Notice of Change in Control by Richard H. Thut, 

Orrville, Ohio, to acquire up to 32.97% of the 

voting shares of FC Banc Corp., Bucyrus, Ohio

FC BANC CORP

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/09/2012

First Carolina Financial Services, Inc., Durham, 

North Carolina, to become a bank holding 

company through the acquisition of 95.26% of 

the voting securities of First Carolina State 

Bank, Rocky Mount, North Carolina, and 

95.65% of the voting securities of Pisgah 

Community Bank, Asheville, North Carolina.

Newspaper:

Federal Register:

* 3A3 03/18/2012

03/20/2012

CapGen Capital Group VI LP and CapGen 

Capital Group VI LLC, both of New York, New 

York, to increase their investment up to 49.9% 

of the voting securities of Hampton Roads 

Bankshares, Inc., Norfolk, Virginia, and thereby 

to indirectly increase their investment in Bank of 

Hampton Roads, Norfolk, Virginia, and Shore 

Bank, Onley, Virginia.

CAPGEN CAPITAL GROUP VI 

LLC

Newspaper:

Federal Register:

CIC Not available

03/23/2012

FBF Partners, LP, San Francisco, California, a 

qualified family partnership, to obtain up to 

21.4% of the voting securities of Congressional 

Bancshares, Inc., Bethesda, Maryland, through 

the transfer of shares from Mr. Jason M. Fish, 

the general partner of FBF Partners, LP.

CONGRESSIONAL 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First Community Bank, Bluefield, West Virginia, 

to merge with Peoples Bank of Virginia, 

Richmond, Virginia.

FIRST COMMUNITY BANK

Newspaper:

Federal Register:

* 18C

Not applicable

First Federal Savings and Loan Association of 03/31/2012

Charleston, Charleston, South Carolina, to 

acquire certain assets and assume certain 

liabilities of the South Carolina branch offices of 

Liberty Savings Bank, F.S.B., Wilmington, Ohio.

FIRST FEDERAL SAVINGS AND 

LOAN ASSOCIATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 03/29/2012

03/26/2012

Prior Change in control notice filed by Bixby 

Bridge Financial, LP and David D. Colburn, as 

general partner both of Northbrook, Illinois, to 

collectively acquire up to 91.27 percent voting 

stock, and 21.90 percent of non-voting stock of 

PCNB Bancshares, Inc., and its subsidiary, 

Peoples Community Bank, both of Bremen, 

Georgia.

PCNB BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 03/15/2012

03/21/2012

Prior Change in control notice filed by Renny B. 

Eadie and Robert M. Eadie, both of Lake City, 

Florida, to collectively acquire an additional 3.87 

percent of the outstanding shares of PSB 

BancGroup, Inc., and its subsidiary, Peoples 

State Bank, both of Lake City, Florida. Total pro 

forma ownership will equal 13.45 percent.

PSB BANCGROUP, INC.

Newspaper:

Federal Register:

* 3A1 Not available

03/23/2012

United Group of Central Florida II, LLC, 

Longwood, Florida, to become a bank holding 

company by acquiring 100 percent of the 

outstanding shares of Citizens Bancorp of 

Oviedo, Inc. and its subsidiary, Citizens Bank of 

Florida, both of Oviedo, Florida.

UNITED GROUP OF CENTRAL 

FLORIDA II, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Isabella Bank, Mt. Pleasant, Michigan, to 02/25/2012

establish a branch facility to be located at 399 

South Main Street (M-47), Saginaw County, 

Michigan.

ISABELLA BANK

Newspaper:

Federal Register:

CIC Not available

02/14/2012

Notice by the Patricia I. Walsh Trust, Patricia I. 

Walsh individually and as trustee of the Patricia 

I. Walsh Trust, River Forest, Illinois, Mark J. 

Walsh, River Forest, Illinois, Richard A. Walsh, 

La Grange, Illinois, Katherine Walsh Hennessy, 

Chicago, Illinois, Anne E. Walsh, Forest Park, 

Illinois, Brian J. Walsh, Forest Park, Illinois, and 

Patrick M. Walsh, Chicago, Illinois, together as 

a group acting in concert, to acquire over 25 

percent of the outstanding shares of Rush-Oak 

Corporation, Chicago, Illinois, and thereby 

indirectly acquire control of Oak Bank, Chicago, 

Illinois.

RUSH-OAK CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 447342 FIRST ST BK BOURBON IN, BOURBON, INDIANA 10/17/2011 02/06/2012 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by River Valley Bancorp Employee Stock 

Ownership Plan and Trust, Madison, Indiana, to 

acquire up to 24.99 percent of River Valley 

Bancorp, Inc., Madison, Indiana. Matthew P. 

Forrester is the plan administrator and the 

shares are voted by plan participants, none of 

which exceeds 10 percent individually.

RIVER VALLEY BANCORP

Newspaper:

Federal Register:

CIC 03/27/2012

03/23/2012

Notice by Hilliard R. Crews, individually, and as 

a member of the Crews family control group to 

gain control of Triumph Bancshares, Inc., 

Germantown, Tennessee. The Crews family 

control group consists of Hilliard R. Crews, 

Jason L. Crews, Cynthia Michelle Leslie Crews, 

Roger L. McGee, and Stacy Crews McGee, all of 

Collierville, Tennessee.

TRIUMPH BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Change in Control Notice by MVC Private 

Equity Fund, L.P., Purchase, New York, to gain 

control of BNCCORP, Inc., Bismarck, North 

Dakota, and thereby indirectly gain control of 

BNC National Bank, Glendale, Arizona.

BNCCORP, INC.

Newspaper:

Federal Register:

CIC Not available

03/23/2012

Change in Control Notice by the Erick A. 

Gandrud Irrevocable Trust, Glenwood, 

Minnesota (John R. Gandrud, Trustee), and The 

John R. Gandrud Irrevocable Trust, Glenwood, 

Minnesota (Erick A. Gandrud, Trustee), to retain 

25% or more of the shares of Eagle Investment 

Company, Inc., Glenwood, Minnesota, and 

thereby indirectly retain control of Eagle Bank, 

Glenwood, Minnesota. Additionally, the Erick 

A. Gandrud Trust and Trustee, and the John R. 

Gandrud Trust and Trustee, propose to join the 

Gandrud Family Group which controls 25% or 

more of Eagle Investment Company, Glenwood, 

Minnesota.

EAGLE INVESTMENT 

COMPANY, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

First Interstate Bank, Billings, Montana, to 03/20/2012

establish a branch facility to be located at 2850 

Old Hardin Road, Billings, Montana.

FIRST INTERSTATE BANK

Newspaper:

Federal Register:

CIC Not available

03/23/2012

Change in Control Notice by Daniel Eugene 

Bergee and Dale VanHavermaet, as proposed 

Co-Trustees, Hawley, Minnesota, to gain 

control of State Bank of Hawley Employee Stock 

Ownership Plan & Trust (ESOP), and thereby 

indirectly gain control of Bankshares of Hawley, 

Inc., and its wholly-owned subsidiary, State 

Bank of Hawley, Hawley, Minnesota, both of 

Hawley, Minnesota.

STATE BANK OF HAWLEY 

EMPLOYEE STOCK OWNERSHIP 

PLAN & TRUST

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

ANB Bank, Denver, Colorado, to merge with 04/01/2012

Premier Bank, Lenexa, Kansas, and incident 

thereto, to establish two branches in Lenexa, 

Kansas; and branches in Overland Park, 

Kansas; Kansas City, Missouri; and 

Chesterfield, Missouri.

ANB BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 03/22/2012

03/26/2012

Prior notice by Mary Ann Haywood, Baytown, 

Texas, to become Trustee of the Mary Louise 

Greak Estate, thereby controlling 28.9% of First 

Liberty National Bancshares, Inc., Liberty, 

Texas, and indirectly control its subsidiary First 

Liberty National Bank, Liberty, Texas.

FIRST LIBERTY NATIONAL 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

03/21/2012

Mission-Heights Capital, Ltd., Houston, Texas, 

and Mission-Heights, LLC, Houston, Texas, 

general partner; and Charles Robert Miller, Jr., 

Odem, Texas, individually, intend to apply to 

the Federal Reserve Board for permission to 

acquire 25 percent or more of the shares of 

Odem Bancshares, Inc., Odem, Texas, and 

thereby indirectly obtain control of First State 

Bank of Odem, Odem, Texas., in association 

with a request by Mission-Heights Capital, Ltd., 

to be treated as a Qualified Family Partnership 

(QFP).

ODEM BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

03/16/2012

Notice by Mr. Jimmy Enriquez, of The 

Woodlands, Texas individually and as trustee 

for JE Trust No. 2, The Woodlands, Texas to 

acquire 100 percent of the shares and thereby 

control of Uvalde Bancshares, Inc., Dover, 

Delaware, and indirectly Uvalde National Bank, 

Uvalde, Texas.

UVALDE BANCSHARES INC

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending March 10, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

East West Bank, Pasadena, California, to 

establish a branch office at 22000-22008 Avalon 

Boulevard, Carson, California.

EAST WEST BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

East West Bank, Pasadena, California, to 

establish a branch office at 15821 Ventura 

Boulevard, #185, Encino, California.

EAST WEST BANK

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 02/21/2012

First PacTrust Bancorp, Inc., Chula Vista, 

California, to become a bank holding company 

by acquiring 100 percent of Beach Business 

Bank, Manhattan Beach, California, pursuant to 

section 3(a)(1) of the BHC Act, and 2)to retain 

100 percent control of Pacific Trust Bank, 

fsb,Chula Vista, California, and thereby engage 

in operating a nonbank thrift subsidiary, 

pursuant to section 225.28(b)(4) of Regulation 

Y.

FIRST PACTRUST BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act