Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 37 

Week Ending September 10, 2011

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to implement (1) two government-issued, general-use 

prepaid card surveys: Issuer survey (FR 3063a) and Government survey (FR 3063b), 

and (2) two interchange transaction fees surveys: Debit card issuer survey 

(FR 3064a) and Payment card network survey (FR 3064b).

- Proposed, September 6, 2011

Forms -- initial Board review to extend with revision the Recordkeeping and 

Disclosure Requirements Associated with Loans Secured by Real Estate Located in 

Flood Hazard Areas (Reg H-2).

- Proposed, September 9, 2011

Enforcement

Community Pride Bank Corporation, Ham Lake, Minnesota -- written agreement 

with the Federal Reserve Bank of Minneapolis.

- Announced, September 6, 2011

JCO Ventures, LLC, Union, South Carolina; JCO Partners, L.P.; JCO Partners II, 

L.P.; HAO Management Company, LLC; HAO Partners, L.P.; HAO Partners II, L.P.; 

FOJ Management Company, LLC; FOJ Partners, L.P.; FOJ Partners II, L.P.; and 

Arthur Financial Corporation -- written agreement with the Federal Reserve Bank of 

Richmond.

- Announced, September 6, 2011

Stonebridge Financial Corp., West Chester, Pennsylvania -- written agreement with 

the Federal Reserve Bank of Philadelphia.

- Announced, September 8, 2011

H.2 Board Actions September 4, 2011 to September 10, 2011

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

September 4, 2011 to September 10, 2011

Bank Branches, Domestic

Goldman Sachs Bank USA, New York, New York -- to establish a branch at 

222 South Main Street, Salt Lake City, Utah.

New York

- Approved, September 9, 2011

IBERIABANK, Lafayette, Louisiana -- to establish a branch at 2765 John Hawkins 

Parkway, Hoover, Alabama.

Atlanta

- Approved, September 6, 2011

Bank Holding Companies

Commerce Union Bancshares, Inc., Springfield, Tennessee -- to become a bank 

holding company and to acquire Commerce Union Bank, Springfield.

Atlanta

- Approved, September 7, 2011

Hyde Park Bancorp, MHC, Boston, Massachusetts -- to form a stock bank holding 

company, Hyde Park Bancorp, Inc., Boston, and to acquire Hyde Park Savings Bank.

Boston

- Approved, September 7, 2011

Wintrust Financial Corporation, Lake Forest, Illinois -- to acquire Elgin State 

Bancorp, Inc., Elgin, and thereby acquire Elgin State Bank.

Chicago

- Approved, September 9, 2011

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of First National Bank of Florida, Milton, Florida, and thereby establish 

branches.

St. Louis

- Withdrawn, September 6, 2011

St. Charles Bank & Trust Company, St. Charles, Illinois -- to merge with Elgin State 

Bank, Elgin, and thereby establish branches.

Chicago

- Approved, September 9, 2011

Waukon State Bank, Waukon, Iowa -- to merge with Viking State Bank and Trust, 

Decorah, and thereby establish branches.

Chicago

- Approved, September 8, 2011

Bank Premises

Benchmark Community Bank, Kenbridge, Virginia -- to increase its investment in 

bank premises.

Richmond

- Approved, September 9, 2011

Change in Bank Control

First Community Bancorp, Inc., Glasgow, Montana -- change in bank control of First 

Community and its subsidiary bank, First Community Bank, Glasgow.

Minneapolis

- Permitted, September 8, 2011

H.2 Actions under delegated authority September 4, 2011 to September 10, 2011

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Hometown Bancorp, Ltd., Fond du Lac, Wisconsin -- change in bank control of 

Hometown and its subsidiary bank, Hometown Bank, Fond du Lac.

Chicago

- Permitted, September 6, 2011

Town and Country Financial Corporation, Springfield, Illinois -- to retain control of 

Town and Country and its subsidiary banks, Town and Country Bank, Springfield, 

and Logan County Bank, Lincoln.

Chicago

- Permitted, September 9, 2011

Extensions of Time

M&P Community Bancshares, Inc. 401(k) Employee Stock Ownership Plan, 

Newport, Arkansas -- extension to December 16, 2011, to acquire additional shares 

of M&P Community Bancshares, Inc., Newport.

St. Louis

- Granted, September 6, 2011

Newburyport Five Cents Bancorp, MHC, Newburyport, Massachusetts, and 

Newburyport Five Cents Bancorp, Inc. -- extension to December 7, 2011, to become 

a mutual bank holding company and a stock bank holding company, respectively, and 

to acquire Newburyport Five Cents Savings Bank, Newburyport.

Boston

- Granted, September 6, 2011

H.2 Actions under delegated authority September 4, 2011 to September 10, 2011

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

The Bank of New York Mellon, New York, New York -- extension to September 8, 

2012, for its subsidiary, Mellon Overseas Investment Corporation, Greenville, 

Delaware, to establish BNY Mellon Banco S.A., Rio de Janeiro, Brazil.

New York

- Granted, September 7, 2011

H.2 Actions under delegated authority September 4, 2011 to September 10, 2011

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

* 3A5

4c8

09/26/2011

09/26/2011

Application by Salem Five Bancorp, MHC, 

Salem, Massachusetts, to acquire Stoneham 

Savings Bank, Stoneham, Massachusetts, 

following its reorganization into a mutual 

holding company structure, and to establish 

Stoneham Properties, LLC, pursuant to sections 

3(a)(3), 3(a)(5), 4(c)(8) and 4(j) of the Bank 

Holding Company Act of 1956, as amended.

SALEM FIVE BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

Application by Stoneham Bancorp, MHC, 

Stoneham, Massachusetts, to become a mutual 

bank holding company by acquiring Stoneham 

Savings Bank, Stoneham, Massachusetts, 

pursuant to section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended. The sole 

purpose of the reorganization is to facilitate 

Salem Five Bancorp, MHCs proposed 

acquisition of Stoneham Savings Bank.

STONEHAM BANCORP MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

The Adirondack Trust Company Employee 

Stock Ownership Trust, Saratoga Springs, New 

York, to acquire fifty additional shares of 473 

Broadway Holding Corporation and to acquire 

one thousand five hundred additional shares of 

The Adirondack Trust Company, both of 

Saratoga Springs, New York.

ADIRONDACK TRUST 

COMPANY EMPLOYEE STOCK 

OWNERSHIP TRUST, THE

Newspaper:

Federal Register:

* 4c8 Not available

09/28/2011

Investors Bancorp, MHC and Investors 

Bancorp, Inc., both of Short Hills, New Jersey, 

providing notice pursuant to Section 4(c)(8) of 

the BHC Act and Section 225.24 of Regulation 

Y, to acquire BFS Bancorp, MHC, Brooklyn 

Federal Bancorp, Inc. and Brooklyn Federal 

Savings Bank, all of Brooklyn, New York and 

thereby operate a savings association.

INVESTORS BANCORP, MHC

Newspaper:

Federal Register:

* Branch

Not applicable

Manufacturers and Trust Company, Buffalo, 09/20/2011

New York, to establish a branch office located at 

4 High Ridge Park, City of Stamford, Fairfield 

County, Connecticut.

MANUFACTURERS AND 

TRADERS TRUST COMPANY

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

RBC Dexia Investor Services Bank S.A., 

Esch-sur-Alzette, Luxembourg, to establish a 

representative office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act, as amended, and Section 211.24(a)

(1) of Regulation K.

RBC DEXIA INVESTOR 

SERVICES BANK S.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/20/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Managers LLC and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Heritage Oakes Bancorp, 

parent of Heritage Bank, both in Paso Robles, 

CA.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., 

Patriot Financial Manager, LLC. and Messrs. Ira 

M. Lubert, W. Kirk Wycoff and James J. Lynch, 

all of Philadelphia, Pennsylvania, to purchase 

up to 24.9 percent of Porter Bancorp, Inc., 

Louisville, KY.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* MHC Not available

Conversion

* SLHC 

Formation

Not available

Cheviot Mutual Company, Cheviot, Ohio 

proposes to convert to stock form and merge 

with Cheviot Financial Corp.,Cheviot, Ohio, 

which proposes to become a savings and loan 

holding company by acquiring 100 percent of 

Cheviot Savings Bank, Cheviot, Ohio

CHEVIOT MUTUAL HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

FIE I LLC, Newport Beach, California, a 09/22/2011

Delaware limited liability company; PIMCO 

BRAVO Fund, L.P., Newport Beach, California, a 

Delaware

limited partnership; PIMCO GP IX, LLC, 

Newport Beach, California, a Delaware limited 

partnership; Pacific Investment Management 

Company LLC, Newport Beach, California, a 

Delaware limited liability company; PIMCO 

BRAVO Fund Special Offshore Feeder I, L.P., 

Newport Beach, California, a Cayman Islands 

exempted limited partnership; PIMCO BRAVO 

Fund Special Onshore Feeder I, L.P., Newport 

Beach, California, a Delaware limited 

partnership; PIMCO

BRAVO Fund Offshore Feeder I, L.P., Newport 

Beach, California, a Cayman Islands exempted 

limited partnership; PIMCO BRAVO Fund 

Onshore Feeder I,L.P., Newport Beach, 

California, a Delaware limited partnership; 

PIMCO BRAVO Fund Special Onshore Feeder 

(TE) I, L.P., Newport Beach, California, a 

Delaware limited partnership; PIMCO BRAVO 

Holding Fund I, L.P., Newport Beach, California, 

a Cayman limited partnership; Allianz Global 

Investors of

America L.P., Newport Beach, California, a 

Delaware limited partnership; Allianz

Global Investors of America LLC, Newport 

Beach, California, a Delaware limited liability 

company; Allianz Global Investors U.S. Holding 

II LLC, Newport Beach, California, a Delaware 

limited liability company; PFP Holdings, Inc., 

Newport Beach, California, a Delaware 

corporation; Allianz Global Investors of 

America

Holdings Inc., Munich, Germany, a Delaware 

corporation; Allianz Global Investors 

Aktiengesellschaft, Munich, Germany, a German 

corporation; Allianz of America, Inc., Novato, 

California, a Delaware corporation; Allianz

Finanzbeteiligungs GMBH, Munich, Germany, a 

German limited liability company; and Allianz 

SE, Munich, Germany, a German corporation, 

intend to apply to the Federal Reserve Board for 

permission to control up to 24.9% of the voting

shares of ECB Bancorp, Inc.

ECB BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

John Marshall Bank, Falls Church, Virginia, to 09/23/2011

establish a branch at 5860 Columbia Pike, Suite 

104, Bailey's Crossroads, Virginia.

JOHN MARSHALL BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco CAM, S.A.U., Alicante, Spain, to 

establish an international branch office located 

in Miami, Florida.

BANCO CAM, S.A.U.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Bankia, S.A., Valencia, Spain, to establish an 

international branch in Miami, Florida.

BANKIA, S.A.

Newspaper:

Federal Register:

CIC Not available

09/14/2011

Prior change in control notice filed by Luis 

Enrique Cobo and Ana A. Cobo, individually, 

and Terry Mark Jones and April Jones, 

individually, all of Key West, Florida, to acquire 

an additional 48.708 shares of the outstanding 

common stock of First State Bank of the Florida 

Keys Holding, and its subsidiary, First State 

Bank of the Florida Keys, both of Key West, 

Florida. Total pro forma ownership for each 

couple will be 12.75 percent.

FIRST STATE BANK OF THE 

FLORIDA KEYS HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

09/16/2011

After-the-fact change in control notice filed by 

Richard A. Dykes, Danville, Georgia; Jerry Van 

Dykes, Cochran, Georgia; and the Everett Dykes 

Estate to retain 37.3 percent of the outstanding 

voting shares of Four County Bancshares, Inc., 

and its subsidiary, Four County Bank, both of 

Allentown, Georgia.

FOUR COUNTY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

10/07/2011

Trade Street Investment Services, LLC, along 

with Trade Street BFHI Holdings, LLC, Trade 

Street Financial Holdings, LLC, all of Aventura, 

Florida, and Florida Carpenters Regional 

Council Pension Fund, Hialeah, Florida, to 

become bank holding companies by acquiring 

52.41 percent of the outstanding shares of stock 

of Broward Financial Holdings, Inc., and its 

subsidiary, Broward Bank of Commerce, both of 

Fort Lauderdale, Florida.

TRADE STREET BFHI 

HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/19/2011

ATBancorp, Dubuque, Iowa, to acquire up to 

100 percent of the outstanding voting shares of 

United American Bank, San Mateo, California.

ATBANCORP

Newspaper:

Federal Register:

* 3A3 Not available

09/12/2011

C-B-G, Inc., West Liberty, Iowa, to acquire up to 

50.01 percent, in Washington Bancorp, 

Washington, Iowa, and thereby increase it's 

indirect interest in Washington Bancorp's 

subsidiary, Federation Bank, Washington, Iowa.

C-B-G, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Heber Springs State Bank, Heber Springs, 09/20/2011

Arkansas, to purchase certain assets and 

assume deposit and certain other liabilities of 

the Concord branch of First Arkansas Bank & 

Trust, Jacksonville, Arkansas, and to retain the 

acquired facility as a branch.

HEBER SPRINGS STATE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Mountain Iron Holdings, LLC, Buhl, Minnesota, 

to become a bank holding company by 

acquiring 100 percent of Timberland 

Bancorporation, Buhl, Minnesota, and thereby 

indirectly acquire First National Bank of Buhl, 

Buhl, Minnesota.

Mountain Iron Holdings LLC

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/17/2011

09/16/2011

American State Bancshares, Inc., Great Bend, 

Kansas, to acquire 100 percent of the voting 

shares of Rose Hill Bancorp, Inc., parent of 

Rose Hill Bank, both in Rose Hill, Kansas.

AMERICAN STATE 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

10/07/2011

Equity Bancshares, Inc., Wichita, Kansas, to 

acquire 100 percent of the voting shares of the 

University National Bank of Lawrence, 

Lawrence, Kansas.

EQUITY BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

09/20/2011

Notification by Gregory J. Weed, Cheyenne 

Wells, Colorado, to acquire control of Weed 

Investment Group, Inc., parent of The Eastern 

Colorado Bank, both in Cheyenne Wells, 

Colorado.

WEED INVESTMENT GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

08/24/2011

James Philip O'Jibway, Bellville, Texas, 

individually; and James Phillip O'Jibway, Kay 

Holmes O'Jibway, Justin Glenn Brandt, and Jill 

O'Jibway Brandt, all of Bellville, Texas; Jeffrey 

Philip O'Jibway, Joseph Austin O'Jibway, and 

Toby Don O'Jibway, all of Austin, Texas; Jay 

William O'Jibway of Fort Worth, Texas; and 

William Beckham Holmes Jr. and Glenda 

Gabbard Holmes of Boulder, Colorado, 

(collectively known as the "O'Jibway Family 

Group") to retain control of 10 percent or more 

of the shares of, and thereby control of Austin 

County Bancshares, Inc., and indirectly Austin 

County State Bank, both of Bellville, Texas.

AUSTIN COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch at 1560 W. Magnolia Avenue, Fort 

Worth, Texas 76104.

COMERICA BANK

Newspaper:

Federal Register:

* 3A1 Not available

09/26/2011

DirecTex Holding Corp., Tyler, Texas, to become 

a bank holding company by acquiring more than 

25 percent but less than 50 percent of 

Gladewater National Bank, Gladewater, Texas.

DIRECTEX HOLDING CORP.

Newspaper:

Federal Register:

CIC Not available

09/21/2011

Notice by Carl W. Ellis, Imperial Beach, 

California, individually; and (i) Carl W. Ellis; 

Linda Ellis McGarraugh, Perryton, Texas; and 

Benjamin Drew Ellis, II, Perryton, Texas as a 

group acting in concert; and (ii) Timothy 

Rodgers Ellis, Big Spring, Texas; Kenneth Ellis, 

Austin, Texas; and Donald Smith Ellis, Amarillo, 

Texas, as a group acting in concert (together, 

the "Notificants") to acquire 10 percent or more 

of the shares and thereby control of 

FirstPerryton Bancorp, Inc., Perryton, Texas, 

and indirectly control FirstBank Southwest, 

Amarillo, Texas.

FIRSTPERRYTON BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Integrity Bancshares, Inc., Houston Texas, to 

become a bank holding company by acquiring 

100 percent of Integrity Bank, SSB, Houston, 

Texas

INTEGRITY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Steven Gregory Kidd, Plano, Texas, 

individually and as trustee for The Greg Kidd 

2010 Trust, The John Luster Kidd 2011 Family 

Trust, and as co-trustee for The Family Trust; 

John Luster Kidd, Tyler, Texas, individually and 

as trustee for The Greg and Shelly Kidd 2011 

Trust, The Luster Kidd 2010 Trust, and as 

co-trustee for The Family Trust; and collectively 

Steven Gregory Kidd and John Luster Kidd as 

the Kidd Family Group intend to apply to the 

Federal Reserve Board for permission to 

reorganize their ownership interest and 

otherwise acquire control of Kidd Partners, Ltd., 

Tyler, Texas and indirectly acquire 100 percent 

of Chandler Bancorp, Inc., Tyler, Texas and 100 

percent of Chandler Bancorp of Nevada Inc., 

Carson City, Nevada and 100 percent of Citizens 

State Bank, Tyler, Texas.

KIDD PARTNERS, LTD.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

United Bank of El Paso Del Norte, El Paso, 

Texas, to establish a branch to be located at 401 

E. Main Street, El Paso, Texas, 79901.

UNITED BANK OF EL PASO DEL 

NORTE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 10, 2011

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Santa Lucia Bank, Atascadero, California, to 

merge with and into Mission Community Bank, 

San Luis Obispo, California.

MISSION COMMUNITY BANK

Newspaper:

Federal Register:

* 3A5 Not available

10/07/2011

Nara Bancorp, Inc. to acquire Center Financial 

Corporation, and thereby indirectly acquire 

Center Bank, all of Los Angeles, California.

NARA BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act