Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority        Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

# Actions under delegated authority

## Actions taken during the week ending December 10, 2011

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Bank Branches, DomesticSan Francisco          Bay Commercial Bank, Walnut Creek, California -- to establish a branch at 960 School Street, Napa.            -Approved, December 7, 2011            Dallas          Comerica Bank, Dallas, Texas -- to establish a branch at 5450 Jackson Drive, La Mesa, California.            -Approved, December 6, 2011            Atlanta          Franklin Synergy Bank, Franklin, Tennessee -- to establish a branch at 4930 Thoroughbred Lane, Brentwood.            -Approved, December 8, 2011            Bank Holding CompaniesMinneapolis          Bitterroot Holding Company, Lolo, Montana -- to merge with Ravalli County Bankshares, Inc., Hamilton, and thereby acquire Ravalli County Bank and increase its ownership of West One Bank, Kalispell.            -Approved, December 8, 2011            Dallas          DirecTex Holding Corp., Tyler, Texas -- to become a bank holding company and to acquire shares of Gladewater National Bank, Gladewater.            -Approved, December 8, 2011            St. Louis          First Clover Leaf Financial Corp, Edwardsville, Illinois -- to become a bank holding company on conversion of First Clover Leaf Bank, FSB, Edwardsville, from a federal savings bank to a state-chartered commercial bank.            -Withdrawn, December 5, 2011            Kansas City          Lindoe, Inc., Ordway, Colorado -- to engage in lending activities.            -Approved, December 9, 2011            Richmond          Security Federal Corporation, Aiken, South Carolina -- to become a bank holding company on conversion of Security Federal Bank, Aiken, from a federal savings bank to a state-chartered commercial bank.            -Approved, December 8, 2011            Philadelphia          Susquehanna Bancshares, Inc., Lititz, Pennsylvania -- to acquire Tower Bancorp, Inc., Harrisburg, and simultaneously to merge Graystone Tower Bank, Lancaster, with and into Susquehanna Bank, Lititz.            -Approved, December 8, 2011            Bank MergersSan Francisco          AltaPacific Bank, Santa Rosa, California -- to merge with Stellar Business Bank, Covina, and thereby acquire a branch.            -Approved, December 7, 2011            Change in Bank ControlMinneapolis          Citizens State Bancshares, Inc., Lankin, North Dakota -- to retain control of Citizens State and its subsidiary bank, Citizens State Bank of Lankin, Lankin.            -Permitted, December 6, 2011            Minneapolis          First Rushmore Bancorporation, Inc., Worthington, Minnesota -- change in bank control of First Rushmore and its subsidiary bank, First State Bank Southwest, Pipestone.            -Permitted, December 5, 2011            Minneapolis          Headwaters Bancorp, Inc., Land O' Lakes, Wisconsin -- change in bank control of Headwaters and its subsidiary bank, Headwaters State Bank, Land O' Lakes.            -Returned, December 6, 2011            Extensions of TimeAtlanta          Peoples Bancshares, Inc., Mendenhall, Mississippi -- extension to January 8, 2012, to become a bank holding company and to acquire Peoples Bank, Mendenhall.            -Granted, December 8, 2011            Financial Holding Companies St. Louis          Cass Information Systems, Inc., Bridgeton, Missouri -- election to become a financial holding company.            -Effective, December 7, 2011            
Release dates |     Full version (300 KB PDF)Board Actions |     Actions under delegated authority    Applications and reports received: