Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 45 

Week Ending November 7, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Residential and Commercial Real Estate -- statement by Jon D. Greenlee, associate 

director, Division of Banking Supervision and Regulation, before a subcommittee of 

the House Committee on Oversight and Government Reform regarding credit 

conditions, bank underwriting standards, and commercial real estate.

- Published, November 2, 2009

Forms

Forms -- to revise the semiannual Report of Terms of Credit Card Plans (FR 2572).

- Approved, November 2, 2009

Monetary and Financial Policy

Financial Markets -- discussion on financial markets.

- Discussed, November 3-4, 2009

Term Auction Facility -- TAF auction in the amount of $25 billion in 70-day credit 

on November 2, 2009.

- Announced, November 2, 2009

Enforcement

Appalachian Bancshares, Inc., Ellijay, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia.

- Announced, November 5, 2009

Bankers' Bancorporation of Florida, Inc., Lake Mary, Florida, and Independent 

Bankers' Bank of Florida -- written agreement with the Federal Reserve Bank of 

Atlanta and the State of Florida, Office of Financial Regulation.

- Announced, November 4, 2009

H.2 Board Actions November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Board - Page 1 3of
Enforcement

Blue Valley Ban Corp., Overland Park, Kansas, and Bank of Blue Valley -- written 

agreement with the Federal Reserve Bank of Kansas City.

- Announced, November 6, 2009

Citizens First State Bank of Walnut, Walnut, Illinois -- written agreement with the 

Federal Reserve Bank of Chicago and the Illinois Department of Financial and 

Professional Regulation, Division of Banking.

- Announced, November 5, 2009

Commerce Bancshares, Inc., Catoosa, Oklahoma, and Bank of Commerce, Chelsea -- 

written agreement with the Federal Reserve Bank of Kansas City.

- Announced, November 3, 2009

Desert Hills Capital Corp., Phoenix, Arizona -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, November 5, 2009

Farmers and Merchants Bank, Timberville, Virginia -- issuance of a consent order of 

assessment of a civil money penalty.

- Announced, November 4, 2009

Georgia Bancshares, Inc., Peachtree City, Georgia -- written agreement with the 

Federal Reserve Bank of Atlanta and the Banking Commissioner of the State of 

Georgia.

- Announced, November 4, 2009

Hanmi Financial Corporation, Los Angeles, California, and Hanmi Bank -- written 

agreement with the Federal Reserve Bank of San Francisco.

- Announced, November 5, 2009

H.2 Board Actions November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Board - Page 2 3of
Enforcement

Merchants Bancorp, Gresham, Oregon -- written agreement with the Federal Reserve 

Bank of San Francisco and the Oregon Department of Consumer and Business 

Services, Division of Finance and Corporate Securities.

- Announced, November 3, 2009

H.2 Board Actions November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Board - Page 3 3of
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

November 1, 2009 to November 7, 2009

Bank Branches, Domestic

Banco Popular North America, New York, New York -- to establish a branch at 100 

Park Place Boulevard, Kissimmee, Florida.

Secretary

- Approved, November 4, 2009

Foothills Bank & Trust, Maryville, Tennessee -- to establish a branch at 11216 

Kingston Pike, Knoxville.

Atlanta

- Approved, November 4, 2009

Solvay Bank, Solvay, New York -- to establish a branch at 7897 Brewerton Road, 

Cicero.

New York

- Approved, November 4, 2009

Bank Holding Companies

Edgar County Banc Shares, Inc., Paris, Illinois -- to acquire First National Bank of 

Gilman, Gilman.

Chicago

- Withdrawn, November 2, 2009

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

First Niagara Financial Group, Inc., Lockport, New York -- waiver of application to 

acquire Harleysville National Corporation, Harleysville, Pennsylvania, in connection 

with the merger of their respective subsidiaries, First Niagara Bank, Lockport, a 

federal savings bank, and The Harleysville National Bank and Trust Company, 

Harleysville.

New York

- Withdrawn, November 4, 2009

Bank Mergers

East West Bank, Pasadena, California -- to purchase certain assets and assume certain 

liabilities of United Commercial Bank, San Francisco, and thereby establish 

branches.

Secretary

- Approved, November 6, 2009

Change in Bank Control

First Mid-Illinois Bancshares, Inc., Mattoon, Illinois -- to retain control of First 

Mid-Illinois and its subsidiary bank, First Mid-Illinois Bank & Trust, National 

Association, Mattoon.

Chicago

- Permitted, November 6, 2009

GBC Holdings, Inc., Los Angeles, California -- change in bank control of GBC and 

its subsidiary bank, GBC International Bank, Los Angeles.

San Francisco

- Permitted, November 6, 2009

H.2 Actions under delegated authority November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

ISB Bancshares, Inc., Ipava, Illinois -- to retain control of ISB and its subsidiary 

bank, Ipava State Bank, Ipava (two notices).

Chicago

- Permitted, November 4, 2009

Level One Bancorp, Inc., Farmington Hills, Michigan -- change in bank control of 

Level One and its subsidiary bank, Level One Bank, Farmington Hills.

Chicago

- Withdrawn, November 6, 2009

International Operations

East West Bank, Pasadena, California -- to make initial investments in the foreign 

bank subsidiaries of United Commercial Bank, San Francisco: United Commercial 

Bank (China), Shanghai, China, and California Canton International Bank (Cayman) 

Ltd., George Town, Cayman Islands; and waiver of remainder of notification period 

for East West Bank to acquire United Commercial Bank's branches in Shanghai and 

Shantou, China. 

Director, BS&R

- Approved, November 6, 2009

Membership

Community National Bank, Topeka, Kansas -- to retain membership in the Federal 

Reserve System on conversion from a national to a state charter.

Kansas City

- Approved, November 3, 2009

H.2 Actions under delegated authority November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Delegated - 3 of 4
Regulations and Policies

Regulation CC (Availability of Funds and Collection of Checks) -- technical 

amendments to appendix A to reflect the restructuring of check-processing operations 

in the Philadelphia and Cleveland Federal Reserve Districts.

Secretary

- Approved, November 6, 2009

H.2 Actions under delegated authority November 1, 2009 to November 7, 2009

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

* 3A3

* 18C

11/20/2009

11/18/2009

Charles River Bancorp, MHC and Charles River 

Bancorp, Inc., both of Medway, Massachusetts, 

to become a mutual bank holding company and 

stock bank holding company, respectively, by 

acquiring Charles River Bank, Medway, 

Massachusetts, pursuant to sections 3(a)(1) 

and 3(a)(3) of the Bank Holding Company Act 

of 1956, as amended.

CHARLES RIVER BANCORP, 

MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Cooperatieve Centrale Raiffeisen-Boerenleenbank 

B.A. ("Rabobank Nederland"), Utrecht, The 

Netherlands, requests Board approval to 

establish an agency in St. Louis, Missouri 

pursuant Section 211.24(a)(1)(i)(A) of Regulation 

K.

COOPERATIEVE CENTRALE 

RAIFFEISEN-BOERENLEENBAN

K B.A., 'RABOBANK 

NEDERLAND'

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/27/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 551016 FLEETWOOD BK, FLEETWOOD, PENNSYLVANIA 03/16/2009 11/01/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

* 18C Not available

Application by The St. Henry Bancorp, Inc., St. 12/04/2009

Henry, OH to become a bank holdinng company 

by acquiring 100% of the voting shares of The 

St. Henry Bank, St. Henry, OH and application 

by The St. Henry Bank, St. Henry, OH to merge 

with SHB Interim Bank, St. Henry, OH.

The St, Henry Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 513920 MARBLEHEAD BK, MARBLEHEAD, OHIO 08/17/2009 10/29/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 813572 CECIL BK, ELKTON, MARYLAND 06/22/2009 10/08/2009 S Int Sm Bank

 214722 CHESAPEAKE BK, KILMARNOCK, VIRGINIA 06/15/2009 10/06/2009 S Int Sm Bank

 41629 PIONEER BK, STANLEY, VIRGINIA 07/13/2009 10/15/2009 O Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 11/18/2009

12/07/2009

Community Bancorp of Louisiana, Inc., 

Raceland, Louisiana, to merge with United 

Community Bancshares, Inc., and thereby 

directly acquire its subsidiary, United 

Community Bank, both of Gonzales, Louisiana.

COMMUNITY BANCORP OF 

LOUISIANA, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 655839 CCB CMNTY BK, ANDALUSIA, ALABAMA 07/06/2009 10/22/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

12/04/2009

EB Financial Group, Inc., Hinsdale, Illinois, 

become a bank holding company by acquiring 

100 percent of the voting shares of Baytree 

National Bank & Trust Company, Lake Forest, 

Illinois.

EB FINANCIAL GROUP, INC.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Reg K - GMAC, Inc., Detroit, Michigan, to make 

an additional investment in ResMor Trust 

Company, Toronto, Canada.

GMAC INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by White Bay Capital LLLP, a 

partnership, Grand Rapids, Michigan, Stephen 

A. Van Andel 2009 WBC Trust, Grand Rapids, 

Michigan, and Stephen A. Van Andel, as an 

individual, Grand Rapids, Michigan, to acquire 

100 percent of the voting shares of Macatawa 

Bank Corporation, Holland, Michigan, and 

thereby indirectly acquire Macatawa Bank, 

Holland, Michigan.

MACATAWA BANK 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Arvest Bank, Fayetteville, Arkansas, to 11/11/2009

establish a branch facility to be located at 1720 

South University, Little Rock, Arkansas.

ARVEST BANK

Newspaper:

Federal Register:

* Branch

Not applicable

The Bank of Fayette County, Moscow, 11/12/2009

Tennessee, to establish a branch facility to be 

located at 574 Mulberry, Selmer, Tennessee.

BANK OF FAYETTE COUNTY 

THE

Newspaper:

Federal Register:

* 3A3 11/29/2009

11/30/2009

Porter Bancorp, Inc., Louisville, Kentucky, to 

acquire 100 percent of Citizens First 

Corporation, Bowling Green, Kentucky, and 

thereby indirectly acquire Citizens First Bank, 

Bowling Green, Kentucky.

PORTER BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

11/17/2009

Notice by Mary Jean Jensen, Lemmon, South 

Dakota, to retain and acquire shares of Faith 

Bank Holding Company, Faith, South Dakota, 

and thus to join a group acting in concert, 

consisting of Carveth and Margaret Thompson, 

Lead, South Dakota; Gary and Nancy Vance, 

Faith, South Dakota; Eldon Jensen, Lemmon, 

South Dakota; and Morris Gustafson, Faith, 

South Dakota, which controls 25 percent or 

more of Faith Bank Holding Company. Faith 

Bank Holding Company controls Farmers State 

Bank, Faith, South Dakota.

FAITH BANK HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Gary R. Howell, Malta, Montana, to 

acquire 10 percent or more of the shares of Milk 

River Banquo, Inc., Malta, Montana, and 

thereby indirectly gain control of Malta Banquo, 

Inc., which controls First Security Bank of 

Malta, Malta, Montana, and Valley Bank of 

Glasgow, Glasgow, Montana.

MILK RIVER BANQUO, INC.

Newspaper:

Federal Register:

CIC 10/23/2009

10/21/2009

Belva H. Rasmussen 2009 Grantor Retained 

Annuity Trust, Falcon Heights, Minnesota; and 

Eva B. Rasmussen, Edina, Minnesota; Pamela 

M. Harris, Falcon Heights, Minnesota; and 

Teresa J. Rasmussen Trangsrud, Orono, 

Minnesota, Trustees, to join a group acting in 

concert with Belva H. Rasmussen, individually, 

and with Belva H. Rasmussen, Teresa J. 

Rasmussen Trangsrud and Lyle Delwyche, 

trustees of the Walter C. Rasmussen Marital 

Trust Under Agreement dated December 26, 

1985, and the Walter C. Rasmussen Family Trust 

Under Agreement dated December 26, 1985 

(together, the "Rasmussen Family Group") to 

acquire 25 percent or more of Northeast 

Securities Corporation, Minneapolis, 

Minnesota. Northeast Securities Corporation 

controls Northeast Bank, Minneapolis, 

Minnesota.

NORTHEAST SECURITIES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2634191 GLACIER BK, KALISPELL, MONTANA 09/29/2008 02/18/2009 O Int Sm Bank

 450959 SECURITY FNCL BK, DURAND, WISCONSIN 03/16/2009 10/22/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Citizens National Bank, Wisner, Nebraska, to 

convert from a national to a state chartered bank 

and retain its membership with the Federal 

Reserve.

CITIZENS NATIONAL BANK

Newspaper:

Federal Register:

* 18C

Not applicable

Community Bank of Raymore, Raymore, 11/29/2009

Missouri, to purchase certain assets and 

assume certain liabilities of the Harrisonville, 

Missouri branch of BC National Banks, Butler, 

Missouri, and the Harrisonville and Archie 

branches of Central Bank of Kansas City, 

Kansas City, Missouri.

COMMUNITY BANK OF 

RAYMORE

Newspaper:

Federal Register:

CIC Not available

11/09/2009

Notice by Philip Eugene Jossi, and Marian 

Joanne Hardin, both of Kearney, Nebraska; 

James Andrew Bodyfield, Ericson, Nebraska; 

and Keith Weldon Carlson, Lincoln, Nebraska; 

to acquire control of Riverdale Bancshares, Inc., 

parent of State Bank of Riverdale, both in 

Riverdale, Nebraska, through the acquisition of 

voting shares.

RIVERDALE BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 11/06/2009

11/23/2009

Notice submitted by the William R. Oliver GST 

Exempt Trust, the Jackson T. Oliver GST Exempt 

Trust, and Thomas M. Annesley, Norman, 

Oklahoma, as trustee of the William R. Oliver 

GST Exempt Trust and the Jackson T. Oliver 

GST Exempt Trust, to retain control of Valliance 

Financial Corp, and thereby indirectly retain 

control of Valliance Bank, both in Oklahoma 

City, Oklahoma.

VALLIANCE FINANCIAL CORP.

Newspaper:

Federal Register:

CIC 10/21/2009

11/20/2009

Notice submitted by David G. Trimble, Vici, 

Oklahoma, as trustee of the Glenn W. Trimble, 

Jr. Trust, to retain control of Vici 

Bancorporation, and thereby indirectly retain 

control of Bank of Vici, both in Vici, Oklahoma.

VICI BANCORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 767255 LAMAR B&TC, LAMAR, MISSOURI 08/17/2009 11/02/2009 S Small Bank

 36858 PREMIER BK, LENEXA, KANSAS 07/20/2009 10/21/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 11/17/2009

11/18/2009

Notice by Gail S. Moran; Carroll E. and Holly L. 

Moran, individually; and Carroll E. Moran, as 

trustee of the Moran Irrevocable Trust, each of 

Rice, Texas, intends to apply to the Federal 

Reserve Board to acquire 23 percent or more of 

the outstanding shares of common stock and 

thereby control of Rice Bancshares, Inc., Rice, 

Texas, the parent company of The First State 

Bank, Rice, Texas.

RICE BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 274164 TEXAS STAR BK, VAN ALSTYNE, TEXAS 02/23/2009 10/26/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending November 7, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Lightyear Fund II, L.P., New York, New York, to 

acquire up to 24.9 percent of the voting shares 

of Cascade Bancorp, and thereby indirectly 

acquire Bank of the Cascades, both of Bend, 

Oregon.

CASCADE BANCORP

Newspaper:

Federal Register:

* 18C Not available

Foreign Branch Not applicable

1)East West Bank, Pasadena, California, to 

acquire United Commercial Bank, San Francisco, 

California, and 2)East West Bank, Pasadena, 

California, to acquire California Canton 

International Bank Cayman Ltd, George Town, 

Cayman, Islands.

EAST WEST BANK

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

First Commercial Bank, Ltd., Taipei, Taiwan, to 

upgrade its New York Agency to a branch office 

pursuant to section 211.24(a)(2)(ii)(a) of 

Regulation K and section 7(d) of FBSEA.

FIRST COMMERCIAL BANK 

CO., LTD.

Newspaper:

Federal Register:

CIC Not available

Not available

Hanmi Bank, Los Angeles, California, to appoint 

Jung Hak Son as Interim Chief Credit Officer.

HANMI BANK

Newspaper:

Federal Register:

CIC Not available

Not available

Kenneth G. Walker Grantor Trust 2009 to 

acquire 1.5775% partnership interest in Palomar 

QF, LP, and thereby indirectly acquire 100 

percent membership interest in Palomar 

Enterprises, LLC, which holds 21.16 percent of 

Farmers & Merchants Bank, all of Long Beach, 

California.

KENNETH G. WALKER 

GRANTOR TRUST 2009

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 20866 HOME VALLEY BK, GRANTS PASS, OREGON 07/06/2009 10/27/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act