Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

36No.

Week Ending September 5, 2009

 Updated October 21, 2009 

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

First Bank & Trust Company, Lebanon, Virginia -- issuance of a consent order of 

assessment of a civil money penalty.

- Announced, September 3, 2009

Midwest Independent Bancshares, Inc., Jefferson City, Missouri, and Midwest 

Independent Bank -- written agreement with the Federal Reserve Bank of St. Louis.

- Announced, September 3, 2009

Nebraska Bankers' Bank, Lincoln, Nebraska -- written agreement with the Federal 

Reserve Bank of Kansas City and the Nebraska Department of Banking and Finance.

- Announced, September 3, 2009

Union Bank and Trust Company, Bowling Green, Virginia -- issuance of a consent 

order of assessment of a civil money penalty.

- Announced, September 3, 2009

H.2 Board Actions August 30, 2009 to September 5, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

August 30, 2009 to September 5, 2009

Bank Holding Companies

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga 

Springs, New York -- to acquire an additional interest in 473 Broadway Holding 

Corporation, Saratoga Springs, and in The Adirondack Trust Company.

Secretary

- Approved, September 4, 2009

FNBPA Bancorp, Inc., Port Allegany, Pennsylvania -- to become a bank holding 

company and to acquire First National Bank of Port Allegany, Port Allegany.

Philadelphia

- Approved, September 2, 2009

Glacier Bancorp, Inc., Kalispell, Montana -- to acquire First Company, Cody, 

Wyoming, and thereby acquire First National Bank and Trust Company, Powell.

Minneapolis

- Approved, September 4, 2009

Manhattan Bancorp, El Segundo, California; Carpenter Fund Manager GP, LLC, 

Irvine; et al. -- to form a new subsidiary, MB Financial Services, Inc., El Segundo, to 

enter into a de novo joint venture with Bodi Advisors, Inc., by acquiring shares of 

Bodi Capital LLC, and thereby engage in riskless-principal transactions and financial 

and investment advisory services.

San Francisco

- Approved, August 31, 2009

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan; The Bank of Tokyo-Mitsubishi 

UFJ, Ltd.; and UnionBanCal Corporation, San Francisco, California -- to acquire 

Texas First Bank-Winnie, Winnie, Texas, and to merge the bank with Union Bank, 

National Association, San Francisco, California.

San Francisco

- Approved, September 4, 2009

The PNC Financial Services Group, Inc., Pittsburgh, Pennsylvania -- to acquire 

shares of First Niagara Financial Group, a thrift holding company, Lockport, New 

York.

Cleveland

- Withdrawn, August 31, 2009

St. Jacob Bancshares, Inc., St. Jacob, Illinois -- to become a bank holding company 

and to acquire State Bank of St. Jacob, St. Jacob.

St. Louis

- Approved, September 3, 2009

State Bank of Hawley Employee Stock Ownership Plan & Trust, Hawley, Minnesota 

-- to acquire shares of Bankshares of Hawley, Inc., Hawley, and thereby acquire State 

Bank of Hawley.

Minneapolis

- Approved, September 1, 2009

H.2 Actions under delegated authority August 30, 2009 to September 5, 2009

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Mergers

Southern Bancorp Bank of Arkansas, Arkadelphia, Arkansas -- to merge with 

Southern Bancorp Bank, National Association, West Helena; and Southern Bancorp 

Bank, Ruleville, Mississippi; and thereby establish branches.

Secretary

- Approved, September 1, 2009

Change in Bank Control

Charter Bancshares, Inc., Corpus Christi, Texas -- to retain control of Charter and its 

subsidiary banks, Charter Alliance Bank, a de novo bank, Corpus Christi, and Charter 

Bank.

Dallas

- Permitted, September 2, 2009

Extensions of Time

Dacotah Bank, Aberdeen, South Dakota -- extension to February 8, 2010, to establish 

a branch at 1441 6th Street, Brookings.

Minneapolis

- Granted, September 1, 2009

Dime Mutual Holding Company, Norwich, Connecticut -- extension to December 2, 

2009, to become a mutual bank holding company and to acquire Dime Bank, 

Norwich.

Boston

- Granted, September 2, 2009

H.2 Actions under delegated authority August 30, 2009 to September 5, 2009

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

Manufacturers and Traders Trust Company, Buffalo, New York -- extension to 

July 26, 2010, to establish a branch in Toronto, Canada.

New York

- Granted, September 4, 2009

S & T Bancorp, Inc., Indiana, Pennsylvania -- extension to December 4, 2009, to 

acquire shares of Allegheny Valley Bancorp, Inc., Pittsburgh.

Cleveland

- Granted, September 4, 2009

Regulations and Policies

Federal Open Market Committee -- minutes of the meeting on August 11 and 12, 

2009.

FOMC

- Published, September 2, 2009

H.2 Actions under delegated authority August 30, 2009 to September 5, 2009

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 09/21/2009

Application by 1889 Bancorp MHC and 1889 

Financial Services Corporation, both of 

Norwood, Massachusetts, to become a mutual 

bank holding company and stock bank holding 

company, respectively, by acquiring Norwood 

Co-operative Bank, Norwood, Massachusetts, 

pursuant to sections 3(a)(1) and 3(a)(3) of the 

Bank Holding Company Act of 1956, as 

amended.

1889 BANCORP MHC

Newspaper:

Federal Register:

CIC 08/26/2009

08/25/2009

Notice pursuant to the Change in Bank Control 

Act of 1978 by Warburg Pincus Private Equity 

X, L.P., and Warburg Pincus X Partners, L.P., 

and their controlling affiliates, with respect to an 

additional investment in Webster Financial 

Corporation.

WARBURG PINCUS PRIVATE 

EQUITY X, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

09/22/2009

Banco do Brasil, S.A., Brasilia, Brazil, and Caixa 

de Previdencia dos Funcionarios do Banco do 

Brasil, Rio De Janiero, Brazil, pursuant to 

Section 4(c)(8) of the Bank Holding Company 

Act of 1956, as amended, and Section 225.24 of 

Regulation Y, to engage in securities brokerage 

activities in the United States through Banco 

Votorantim Securities, Inc., Sao Paulo, Brazil.

BANCO DO BRASIL S.A.

Newspaper:

Federal Register:

* Branch

Not applicable

Banco Popular North America, New York, New 09/23/2009

York request to open a branch office to be 

located at 100 Park Place Blvd., Suite 101, 

Kissimmee, Florida.

BANCO POPULAR NORTH 

AMERICA

Newspaper:

Federal Register:

* Branch

Not applicable

Manufacturers and Traders Trust Company, 09/12/2009

Buffalo, New York to establish a branch at 91 

Routzahn's Way, Frederick, Frederick County, 

Maryland.

MANUFACTURERS AND 

TRADERS TRUST COMPANY

Newspaper:

Federal Register:

* 3A1 Not available

09/24/2009

Max Bancorp, LLC, New York, New York, to 

become a bank holding company by acquiring a 

majority of the voting shares of Sandhills 

Holding Company, Inc. and indirectly, Sandhills 

Bank, both of North Myrtle Beach, South 

Carolina, pursuant to Section 3(a)(1) of BHC Act 

and Section 225.15 of Regulation Y.

MAX BANCORP, LLC

Newspaper:

Federal Register:

4c8 Not applicable

09/24/2009

The Sumitomo Trust & Banking Co., Ltd., 

Osaka, Japan proposes to acquire Nikko Asset 

Management Co., Ltd., Tokyo, Japan and 

thereby indirectly acquire Nikko Asset 

Management Americas, Inc., New York, New 

York, which is engaged in investment advisory 

activities, pursuant to Section 4(c)(8) of the 

Bank Holding Company Act of 1956, as 

amended, and Section 225.28(b)(6) of Regulation 

Y.

SUMITOMO TRUST & BANKING 

CO., LTD., THE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

10/02/2009

CapGen Capital Group III LLC, New York, New 

York, and CapGen Capital Group III LP, New 

York, New York, to become bank holding 

companies through the acquisition of 10.2% of 

the voting securities of Seacoast Banking 

Corporation of Florida, Stuart, Florida, and 

indirectly acquire Seacoast National Bank, 

Stuart, Florida.

CAPGEN CAPITAL GROUP III 

LLC

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 10/04/2009

10/02/2009

RMB Holdings, LLC, along with ATB 

Management, LLC, both of Birmingham, 

Alabama, to acquire up to 35.45 percent of the 

outstanding shares of Americus Financial 

Services, Inc., and its subsidiary, Red Mountain 

Bank, N.A., both of Birmingham, Alabama.

RMB HOLDINGS, LLC

Newspaper:

Federal Register:

* 3A3 Not available

09/22/2009

USAmeriBancorp, Inc., Largo, Florida, to 

acquire 49.7 percent of the outstanding voting 

shares of Aliant Financial Corporation, and its 

subsidiary, Aliant Bank, both of Alexander City, 

Alabama.

USAMERIBANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

09/03/2009

After-the-fact change in control notice filed by 

Richard Franklin Combs, Braselton, Georgia, to 

retain 26.8 percent of the outstanding shares of 

Verity Capital Group, Inc., Dahlonega, Georgia, 

and its subsidiary, Verity Bank, Winder, 

Georgia.

VERITY CAPITAL GROUP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

09/03/2009

Eagle Financial Corp., Casey, Illinois, to become 

a bank holding company by acquiring 100 

percent of Casey State Bank, Casey, Illinois and 

First State Bank, Biggsville, Illinois.

EAGLE FINANCIAL CORP.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First Farmers Bank & Trust, Converse, Indiana, 

to merge with Central Bank, Russiaville, Indiana, 

and thereby to establish two branches to be 

located at 160 W. Main Street, Russiaville, 

Indiana and 501 West Lincoln Road, Kokomo, 

Indiana.

FIRST FARMERS BANK & 

TRUST

Newspaper:

Federal Register:

CIC Not available

09/15/2009

Notification filed by a group acting in concert, 

composed of Gary Shiffman, West Bloomfield, 

Michigan, Arthur Weiss, Farmington Hills, 

Michigan, Ronald Klein, Bloomfield Hills, 

Michigan, Paul Hodges, Orchard Lake, 

Michigan, Roman Ferber, West Bloomfield, 

Michigan, David Freidman, West Bloomfield, 

Michigan, Steven Freidman, West Bloomfield, 

Michigan, Brian Wenzel, Howell, Michigan, 

Sheldon Yellen, Bloomfield Hills, Michigan, 

Gary Torgow, Oak Park, Michigan, Dov 

Loketch, Oak Park, Michigan, Joseph Nusbaum, 

Oak Park, Michigan, David Provost, 

Birmingham, Michigan, Max Berlin, Southfield, 

Michigan, Donald Coleman, Bonita Springs, 

Florida, Albert Papa, Birmingham, Michigan, 

Robert Naftaly, West Bloomfield, Michigan, 

Thomas Schellenberg, Cross Village, Michigan, 

Thomas Brown, Farmington Hills, Michigan, 

Christine Otto, Oxford, Michigan, James Dunn, 

Livonia, Michigan, Gary Sakwa, Bloomfield 

Hills, Michigan, and Frank Hennessey, Ocala, 

Florida; Christine Provost, Birmingham, 

Michigan; Scott Steigerwald, Bloomfield Hills, 

Michigan; Stephen Eick, Birmingham, Michigan; 

Jeffrey Grabiel, Birmingham, Michigan; David 

Lau, Bloomfield Hills, Michigan; Jeffrey Peck, 

Orchard Lake, Michigan; Lawrence Wolfe, 

Bloomfield Hills, Michigan; Patrick Ervin, 

Ortonville, Michigan; Thomas Ervin, Bloomfield 

Hills, Michigan; Nancy Ervin, Bloomfield Hills, 

Michigan; Mark Thompson, Grosse Point 

Farms, Michigan; JoAnne Thompson, Grosse 

Pointe Farms, Michigan, and Daniel Samson, 

Huntington Woods, Michigan, to acquire over 

25 percent of the outstanding voting shares of 

First Michigan Bancorp, Inc., Troy, Michigan, 

and thereby to indirectly acquire control of First 

Michigan Bank, Troy, Michigan.

FIRST MICHIGAN BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/04/2009

Notice by Laura G. Gard Revocable Living 

Trust, Laura G. Gard, Trustee, Marshall, Illinois, 

to increase control of Herky Hawk Financial 

Corp., Monticello, Iowa, and thereby indirectly 

Citizens State Bank, Citizens State Bank, 

Monticello, Iowa, and New Vienna Savings 

Bank, New Vienna, Iowa.

HERKY HAWK FINANCIAL 

CORP.,

Newspaper:

Federal Register:

CIC Not available

Not available

Notice filed individually by Douglas N. 

Neighbor, Kent M. Neighbor, and Gene R. 

Neighbor to each own 16.122 percent and by the 

Neighbor Family - Doug and Marva Neighbor, 

Marion, Iowa; Gene and Betty Jean Neighbor, 

Alburnett, Iowa, and Kent and Irene Neighbor, 

Winthrop, Iowa, and their children (Sandra K. 

Waring, Steven K. Neighbor, Scott M. 

Neighbor, Mark A. Neighbor, Eldon L. 

Neighbor, Konnie I Borrett, Stephanie R. 

Neighbor, Brent B. Neighbor, Brad D. Neighbor, 

Todd D. Neighbor, Jason M. Neighbor, and 

Michael G. Neighbor) as a group acting in 

concert, for approval to retain control of 100 

percent of Neighbor Insurance Agency, Marion, 

Iowa, and thereby indirectly control Farmers 

State Bank, Marion, Iowa.

NEIGHBOR INSURANCE 

AGENCY, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

University Bancorp, Inc., Ann Arbor, Michigan, 

proposes to engage de novo in extending credit 

and servicing loans.

UNIVERSITY BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2744063 TOWER B&TC, FORT WAYNE, INDIANA 03/02/2009 08/03/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/15/2009

09/16/2009

Notice by Robert E. Kirkland, Union City, 

Tennessee, individually and as member of the 

Kirkland family control group, which consists of 

himself, REK, LP, Union City, Tennessee; the 

Christopher R. Kirkland Revocable Trust 

(Christopher R. Kirkland as trustee), Brentwood, 

Tennessee; Bedford F. Kirkland, Lebanon, 

Tennessee; and Macy Darnell Swensson. 

Robert E. Kirkland will individually acquire 

control of 21.51 percent of Community First 

Bancshares, Inc., Union City, Tennessee 

("Bancshares"), and the Kirkland family control 

group will acquire control of 25.82 percent of 

Bancshares.

COMMUNITY FIRST 

BANCSHARES, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Market Street Bancshares, Inc., Mount Vernon, 

Illinois, to engage in lending activities through 

its subsidiary, PNB Asset Management, LLC, 

Mount Vernon, Illinois.

MARKET STREET 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/08/2009

09/09/2009

Notice by Bradley John Franklin, Sidney, 

Montana; Eleanor Rose Franklin, Sidney, 

Montana; and Gregory Lynn Franklin, Othello, 

Washington, to join a group acting in concert 

with John Franklin, Sidney, Montana, to acquire 

and retain control of 1st United Bancorporation, 

Inc., Sidney, Montana, and thereby indirectly 

acquire and retain control of 1st Bank, Sidney, 

Montana.

1ST UNITED 

BANCORPORATION, INC.

Newspaper:

Federal Register:

CIC 09/10/2009

09/14/2009

Notice by the Marcia J. Edsall Trust, Bozeman, 

Montana, Marcia J. Edsall and Wayne A. Edsall 

as trustees, the Wayne Edsall Trust No. 2, 

Bozeman, Montana, Wayne A. Edsall as trustee, 

as well as Susan Joy Edsall, Ennis, Montana, 

Steven L. Edsall, Bellevue, Idaho, and Sharon J. 

Cohen, Spokane, Washington, as a group 

acting in concert, to retain 10% or more of the 

shares of Inter-Mountain Bancorp, Inc., 

Bozeman, Montana, and thereby indirectly 

retain First Security Bank, Bozeman, Montana. 

In addition, notice by the Cornelius A. 

Dogterom Marital Trust, Bozeman, Montana, 

Marjorie T. Dogterom as trustee and 

individually, Bozeman, Montana, the Dana 

Dogterom Living Trust, Manhatten, Montana, 

Dana M. Dogterom as trustee, the Toni 

Dogterom Living Trust, Evanston, Illinois, Toni 

L. Dogterom as trustee, the Daphne Gillam 

Revocable Trust, Bozeman, Montana, Daphne 

Gillam as trustee, as well as Ashley Claire Gillam, 

Bozeman, Montana, and Dana M. Dogterom as 

Custodian for Alexa Dogterom, Evanston, 

Illinois, as a group acting in concert, to retain 

10% or more of the shares of Inter-Mountain 

Bancorp, Bozeman, Montana, and thereby 

indirectly retain First Security Bank, Bozeman, 

Montana. In addition, notice by Thomas J. 

Kamp, Manhatten, Montana, Robert K. Kamp, 

Manhatten, Montana, Robert and Sharon T. 

Kamp, Manhatten, Montana, John T. and Joyce 

B. Kamp, Manhatten, Montana, Alma J. Kamp, 

San Anselmo, California, Lois F. Kamp, Great 

Falls, Montana, Michael S. Kamp, Manhatten, 

Montana, Thomas J. Kamp, Belgrade, Montana, 

and Theodore P. Kamp, Raton, New Mexico, as 

a group acting in concert, to retain 10% or more 

of the shares of Inter-Mountain Bancorp, 

Bozeman, Montana, and thereby indirectly 

retain First Security Bank, Bozeman, Montana.

INTER-MOUNTAIN BANCORP., 

INC.

Newspaper:

Federal Register:

* 3A3 Not available

10/02/2009

Klein Financial, Inc,Chaska, Minnesota, to 

acquire 100% of Community Bank Plymouth, 

Plymouth, Minnesota.

KLEIN FINANCIAL, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 09/15/2009

09/03/2009

Retroactive Change in Control Notice by Dennis 

G. Bilski, Plymouth, Minnesota individually and 

as part of a group acting in concert along with 

the Marsha L. Ritt Revocable Living Trust, 

co-trustees Marsha L. Ritt and Dennis G. Bilski; 

Londa G. Bilski, Plymouth, Minnesota; Gerald 

A. Bilski and Sandra J. Bilski, Woodbury, 

Minnesota; Michael A. Bilski and Jacqueline S. 

Bilski, Fridley, Minnesota; Michael A. Adducci 

and Debra J. Adducci, Woodbury, Minnesota; 

and John C. Holper and Linda M. Holper, 

Woodbury, Minnesota, to retain control of 

N.A. Corporation, Roseville, Minnesota, and 

thereby indirectly retain control of North 

American Banking Company, Roseville, 

Minnesota.

N.A. CORPORATION

Newspaper:

Federal Register:

CIC 09/10/2009

09/14/2009

Retroactive notice by Melissa I. Brooks and Erik 

K. Brooks, both of Eden Prairie, Minnesota, to 

join a group acting in concert with Kenneth 

Brooks, Eden Prairie, Minnesota, individually 

and as trustee of the Signature Bancshares, Inc. 

Employee Stock Ownership Plan and Trust, 

Minnetonka, Minnesota, and Roger Brooks, 

Boulder, Colorado, to retain control of Signature 

Bancshares, Inc., Minnetonka, Minnesota, and 

thereby indirectly retain control of Signature 

Bank, Minnetonka, Minnesota.

SIGNATURE BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/30/2009

09/24/2009

Manhattan Banking Corporation, Manhattan, 

Kansas, to retain 5.85 percent of the voting 

shares of Sonoran Bank, N.A., Phoenix, Arizona.

MANHATTAN BANKING 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

09/10/2009

Notification submitted by Richard A. Jensen, 

WaKeeney, Kansas; David J. Steeples, 

Stockton, Kansas; Lila J. Alexander, Houston, 

Texas; all as trustees; and Brian J. Berkley GST 

Trust, Stockton, Kansas; and James E. Berkley 

GST Trust, Stockton, Kansas, as members of the 

Berkley family group, to retain control of Relianz 

Bancshares, Inc., and thereby indirectly retain 

control of RelianzBank, both in Wichita, 

Kansas. In addition, a notification is submitted 

by Vicki A. Berkley, Stockton, Kansas, as 

trustee, to acquire individual control of Relianz 

Bancshares, Inc., and thereby indirectly acquire 

control of RelianzBank, both in Wichita, 

Kansas.

RELIANZ BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/26/2009

09/30/2009

Mason National Bank Employee Stock 

Ownership Plan and Trust, Mason, Texas, to 

acquire additional shares up to 34.7 percent of 

Mason National Bancshares, Inc., Mason, 

Texas, and indirectly acquire The Mason 

National Bank, Mason, Texas.

MASON NATIONAL BANK 

EMPLOYEE STOCK OWNERSHIP 

PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 783965 TEXAS COASTAL BK, PASADENA, TEXAS 04/20/2009 08/31/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

08/24/2009

Castle Creek Capital Partners III, L.P., Castle 

Creek Capital III LLC, Eggemeyer Capital LLC, 

Ruh Capital LLC, and Legions IV Advisory 

Corp., all of Rancho Santa Fe, California, to 

increase from 40.3 percent up to 55.0 percent 

their ownership of First Chicago Bancorp and 

indirectly First Chicago Bank and Trust 

Company, both of Chicago, Illinois, pursuant to 

Section 3(a)(3) of the Bank Holding Company 

Act.

CASTLE CREEK CAPITAL 

PARTNERS III, L.P.

Newspaper:

Federal Register:

* 3A3 Not available

09/21/2009

Franklin Resources, Inc., San Mateo, California, 

to acquire up to 7.0 percent of the voting shares 

of State Bank and Trust Company, Pinehurst, 

Georgia, pursuant to section 3(a)(3) of the Bank 

Holding Company Act.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

09/22/2009

Franklin Resources, Inc., San Mateo, California, 

to retain 20.4 percent of the voting shares of 

Guaranty Bancorp, and thereby indirectly its 

subsidiary, Guaranty Bank & Trust Company, 

both of Denver, Colorado, pursuant to section 

3(a)(3) of the Bank Holding Company Act.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

09/25/2009

Private Bancorp of America, Inc., to become a 

bank holding company by acquiring 100 percent 

of San Diego Private Bank, both of La Jolla, 

California.

PRIVATE BANCORP OF 

AMERICA, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act