Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 48 

Week Ending December 1, 2012

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- final Board review to extend without revision the Consolidated Bank 

Holding Company Report of Equity Investments in Nonfinancial Companies 

(FR Y-12) and the Annual Report of Merchant Banking Investments Held for an 

Extended Period (FR Y-12A).

- Approved, November 27, 2012

Regulations and Policies

Bank Secrecy Act Rules -- publication for comment of interagency amendments 

to the definitions of "funds transfer" and "transmittal of funds" in the regulations 

implementing the Bank Secrecy Act.

- Approved, October 18, 2012

(A/C)

Enforcement

Johnson Financial Group, Inc., Racine, Wisconsin, and Johnson Bank -- written 

agreement dated May 10, 2011, terminated November 26, 2012.

- Announced, November 29, 2012

H.2 Board Actions November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

November 25, 2012 to December 1, 2012

MA Monetary Affairs

Bank Branches, Domestic

The Northern Trust Company, Chicago, Illinois -- to establish a branch at 

14624 North Scottsdale Road, Scottsdale, Arizona.

Secretary

- Approved, November 26, 2012

Bank Holding Companies

American State Bancshares, Inc., Great Bend, Kansas -- to acquire Holcomb 

Bancshares, Inc., Holcomb, and its subsidiary, First National Bank of Holcomb.

Kansas City

- Approved, November 27, 2012

Bank of the Ozarks Inc., Little Rock, Arkansas -- to acquire Genala Banc, Inc., 

Geneva, Alabama, and its subsidiary, The Citizens Bank.

Secretary

- Approved, November 29, 2012

Cattail Bancshares, Inc., Atwater, Minnesota -- to acquire Citizens State Bank of 

Waverly (Incorporated), Waverly.

Minneapolis

- Approved, November 27, 2012

Centra Ventures, Inc., Foley, Minnesota -- to acquire Richmond Bank Holding Co., 

Richmond, and its subsidiary, State Bank of Richmond.

Minneapolis

- Approved, November 29, 2012

(A/C) = Addition or Correction Delegated - 1 of 8
Bank Holding Companies

Circle I Bank Group, Inc., Amarillo, Texas -- to become a bank holding company by 

acquiring Western Bancshares, Inc., Coahoma, and its subsidiary, Western Bank.

Dallas

- Approved, November 28, 2012

EdBancorp, Inc., Knoxville, Tennessee, and Educational Services of America, Inc. -- 

to merge with SouthEast Bancshares, Inc., Athens, and its subsidiary, SouthEast 

Bank & Trust.

Atlanta

- Approved, November 29, 2012

First Green Bancorp, Inc., Mount Dora, Florida -- to become a bank holding 

company by acquiring First Green Bank, Mount Dora.

Atlanta

- Approved, November 26, 2012

Forstrom Bancorporation, Inc., Clara City, Minnesota -- to acquire Murdock Bancor, 

Inc., Mendota Heights, and its subsidiary, First State Bank of Murdock, Murdock.

Minneapolis

- Approved, November 29, 2012

Franklin County UNITED Bancshares, Inc., Decherd, Tennessee -- to become a bank 

holding company by acquiring Franklin County UNITED Bank, Decherd.

Atlanta

- Approved, November 30, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 2 of 8
Bank Holding Companies

Independent Bancshares, Inc., Clarkfield, Minnesota -- to acquire Security State 

Bank of Fergus Falls, Fergus Falls.

Minneapolis

- Approved, November 30, 2012

Lima Bancshares, Inc., Lima, Illinois -- to engage in lending activities.

St. Louis

- Approved, November 29, 2012

MidSouth Bancorp, Inc., Lafayette, Louisiana -- to merge with PSB Financial 

Corporation, Many, and its subsidiary, The Peoples State Bank.

Atlanta

- Approved, November 26, 2012

New Hampshire Thrift Bancshares, Inc., Newport, New Hampshire -- waiver of 

application to acquire The Nashua Bank, Nashua, in connection with its merger with 

and into New Hampshire Thrift's subsidiary, Lake Sunapee Bank, fsb, Newport.

Boston

- Granted, November 26, 2012

Oriental Financial Group Inc., San Juan, Puerto Rico -- to acquire BBVAPR Holding 

Corporation, San Juan, and its subsidiary, Banco Bilbao Vizcaya Argentaria Puerto 

Rico.

New York

- Approved, November 30, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 3 of 8
Bank Holding Companies

Pacific Premier Bancorp, Inc., Costa Mesa, California -- waiver of application to 

acquire First Associations Bank, Dallas, Texas, in connection with the merger of 

First Associations with and into Pacific Premier Bancorp's subsidiary, Pacific 

Premier Bank, Costa Mesa.

San Francisco

- Granted, November 26, 2012

Pontiac Bancorp, Inc., Pontiac, Illinois -- waiver of application to acquire Bluestem 

Financial Corp., Fairbury, in connection with the merger of their respective 

subsidiaries, Bank of Pontiac, Pontiac, and Bluestem National Bank, Fairbury.

Chicago

- Granted, November 30, 2012

Westpac Banking Corporation, Sydney, Australia -- to engage de novo through 

Westpac Capital Markets LLC, New York, New York, in securities brokerage 

activities and riskless-principal transactions.

New York

- Approved, November 27, 2012

Bank Mergers

Bank of Pontiac, Pontiac, Illinois -- to merge with Bluestem National Bank, Fairbury.

Chicago

- Approved, November 26, 2012

Pacific Premier Bank, Costa Mesa, California -- to acquire the assets and assume the 

liabilities of First Associations Bank, Dallas, Texas.

San Francisco

- Approved, November 26, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 4 of 8
Bank Premises

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its 

investment in bank premises.

New York

- Approved, November 30, 2012

Change in Bank Control

American Founders Bancorp, Inc., Lexington, Kentucky -- change in bank control of 

American Founders Bancorp and its subsidiary, American Founders Bank, Inc., 

Lexington.

St. Louis

- Permitted, November 30, 2012

First LeRoy BanCorporation, Inc., Le Roy, Minnesota -- change in bank control of 

First LeRoy BanCorporation and its subsidiary, First State Bank Minnesota, Le Roy.

Minneapolis

- Permitted, November 30, 2012

M & H Financial Services, Inc., Miller, South Dakota -- change in bank control of 

M & H Financial Services and its subsidiary, Quoin Financial Bank, Miller.

Minneapolis

- Permitted, November 28, 2012

Ontario Bancorporation, Inc., Ontario, Wisconsin -- to retain control of Ontario 

Bancorporation and its subsidiary, Bank of Ontario, Ontario.

Chicago

- Permitted, November 30, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 5 of 8
Change in Bank Control

Palmer Bancshares, Inc., Kasson, Minnesota -- change in bank control of Palmer 

Bancshares and its subsidiary, Kasson State Bank, Kasson.

Minneapolis

- Permitted, November 29, 2012

Tonti Financial Corporation, Columbus, Ohio -- change in bank control of Tonti 

Financial and its subsidiary, First Bank of Ohio, Tiffin.

Cleveland

- Permitted, November 29, 2012

Extensions of Time

Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, 

New York -- extension to March 24, 2013, to acquire additional shares of 

473 Broadway Holding Corporation, Saratoga Springs, and The Adirondack Trust 

Company.

New York

- Granted, November 28, 2012

Financial Holding Companies 

NorthEast Community Bancorp, MHC, White Plains, New York, and NorthEast 

Community Bancorp, Inc. -- election to be treated as financial holding companies.

Philadelphia

- Effective, November 29, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 6 of 8
Membership

BankFirst Financial Services, Macon, Mississippi -- to become a member of the 

Federal Reserve System.

St. Louis

- Approved, November 28, 2012

First National Bank, Midwest City, Oklahoma -- to retain its membership in the 

Federal Reserve System on conversion to a state-chartered bank to be known as 

FNB Community Bank.

Kansas City

- Approved, November 27, 2012

The Mason National Bank, Mason, Texas -- to retain membership in the Federal 

Reserve System on conversion to a state-chartered bank.

Dallas

- Approved, November 30, 2012

Stoughton Co-operative Bank, Stoughton, Massachusetts -- to become a member of 

the Federal Reserve System.

Boston

- Approved, November 29, 2012

Veritex Community Bank, National Association, Dallas, Texas -- to retain 

membership in the Federal Reserve System on conversion to a state-chartered bank.

Dallas

- Approved, November 26, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 7 of 8
Membership

Wyoming National Bank, Riverton, Wyoming -- to retain its membership in the 

Federal Reserve System on conversion to a state-chartered bank.

Kansas City

- Approved, November 27, 2012

Savings and Loan Holding Companies

First Federal of Hazard Mutual Holding Company, Hazard, Kentucky; Kentucky 

First Federal Bancorp; and Frankfort First Bancorp, Inc., Frankfort -- (1) to acquire 

CKF Bancorp, Inc., Danville, and its subsidiary, Central Kentucky Federal Savings 

Bank, and (2) for Kentucky First Federal Bancorp (a subsidiary of First Federal of 

Hazard Mutual Company) to issue minority stock in connection with the acquisition 

of CKF Bancorp.

Cleveland

- Approved, November 29, 2012

H.2 Actions under delegated authority November 25, 2012 to December 1, 2012

(A/C) = Addition or Correction Delegated - 8 of 8
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 11/22/2012

12/14/2012

New Hampshire Mutual Bancorp, Manchester, 

New Hampshire to become a mutual holding 

company through the acquisition of Meredith 

Village Savings Bank, Meredith, New 

Hampshire, pursuant to section 3(a)(1) of the 

BHC Act.

NEW HAMPSHIRE MUTUAL 

BANCORP

Newspaper:

Federal Register:

* 3A3

* 3A5

11/22/2012

12/14/2012

New Hampshire Mutual Bancorp, Manchester, 

New Hampshire, to acquire Merrimack Bancorp, 

MHC, Concord, New Hampshire, and its 

subsidiary bank, Merrimack County Savings 

Bank, Concord, New Hampshire, pursuant to 

sections 3(a)(3) and 3(a)(5) of the BHC Act.

NEW HAMPSHIRE MUTUAL 

BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

JPMorgan Chase & Co., New York, New York, 

provides prior notice to make payments from 

J.P. Morgan International Finance Limited, 

Newark, Delaware to its non-cash-settling 

subsidiaries pursuant to Section 211.9(f) of 

Regulation K.

JPMORGAN CHASE & CO.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

RBC Investor Services Bank S.A., 

Esch-sur-Alzette, Luxembourg, to establish a 

representative office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act, as amended, and Section 211.4(a)

(1) of Regulation K.

RBC INVESTOR SERVICES BANK 

S.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banque Centrale Populaire, Casablanca, 

Morocco, to establish a representative office in 

Washington, D.C.

BANQUE CENTRALE 

POPULAIRE

Newspaper:

Federal Register:

CIC Not available

Not available

Mr. Paul Jerome Mitchell, Columbia, South 

Carolina, to acquire up to 43.43% of the 

outstanding voting shares of SCCB Financial 

Corporation, Coulmbia, South Carolina

SCCB FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Central State Bank, Elkader, Iowa, to merge with 

Farmers Savings Bank, Walford, Iowa. As a 

result of the merger, Central State Bank, will 

establish a branch office at 345 Highway 151, 

Walford, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

CIC Not available

12/18/2012

Members of the Irish and Hodgson family which 

include: Ann Kennedy Irish, Harbor Springs, 

Michigan, as trustee of the Ann Kennedy Irish 

Trust; David H. Irish, Harbor Springs, Michigan, 

as trustee of the David H. Irish Trust; Tracy 

Irish Texter, Middleville, Michigan and John F. 

Texter, Middleville, Illinois, as trustees of John 

F. Texter and Tracy I. Texter Trust; Susan Irish 

Stewart, Harbor Springs, Michigan, as trustee of 

the Susan Irish Stewart Revocable Intervivos 

Trust; Colin David Irish, Marquette, Michigan; 

Perry Irish Hodgson, Charlevoix, Michigan; 

Liam Foster Hodgson, Beaver Island, Michigan; 

Alexander Irish Hodgson, Charlevoix, Michigan; 

and Raymond Earhart Hodgson, Charlevoix, 

Michigan, to be added to the Hodgson Family 

Control Group and to thereby retain control of 

25 percent or more of Charlevoix First 

Corporation, Charlevoix, Michigan and 

indirectly Charlevoix State Bank, Charlevoix, 

Michigan.

CHARLEVOIX FIRST 

CORPORATION

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First National Bank, (T/B/K as Bank 1st), West 

Union, Iowa, to retain membership in the Federal 

Reserve System on conversion from a national 

chartered bank to a state chartered bank.

FIRST NATIONAL BANK OF 

WEST UNION, THE

Newspaper:

Federal Register:

CIC Not available

12/04/2012

Notice by Roger D. Underwood, individually 

and acting in concert with Michael L. 

Underwood, both of Guthrie Center, Iowa, to 

gain control of Guthrie County Bancshares, Inc., 

Guthrie Center, Iowa and thereby Guthrie 

County State Bank, Panora, Iowa.

GUTHRIE COUNTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice of Change in Control by Horizon 

Bancorp Employee Stock Ownership Plan to 

acquire 10 percent or more of the outstanding 

voting shares of Horizon Bancorp, and thereby 

indirectly acquire additional shares of Horizon 

Bank, National Association, all of Michigan 

City, Indiana.

HORIZON BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

11/20/2012

Notice by the group consisting of: JPMorgan 

Chase Bank, N.A., Naperville, Illinois as Trustee 

of the Jerry C. Bradshaw Family Trust - GST 

Non-Exempt Trust and the Jerry C. Bradshaw 

Family Trust - GST Exempt Trust; Charles M. 

Shea, Wilmette, Illinois, as committee member of 

the Jerry C. Bradshaw Family Trust - GST 

Non-Exempt Trust and the Jerry C. Bradshaw 

Family Trust - GST Exempt Trust; Molly Boed, 

Wassenaar, Netherlands, as committee member 

of the Jerry C. Bradshaw Family Trust - GST 

Non-Exempt Trust and the Jerry C. Bradshaw 

Family Trust - GST Exempt Trust; Betty J. 

Bradshaw, Wheaton, Illinois, as committee 

member of the Jerry C. Bradshaw Family Trust - 

GST Non-Exempt Trust and the Jerry C. 

Bradshaw Family Trust - GST Exempt Trust, to 

retain control of the outstanding shares of 

Marseilles Bancorporation, Inc., and thereby 

retain indirect control Marseilles Bank, both of 

Marseilles, Illinois.

MARSEILLES 

BANCORPORATION, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Trident SBI Holdings, LLC; Trident V, L.P.; 

Trident V Parallel Fund, L.P.; Trident V 

Professionals Fund, L.P.; Trident Capital V, L.P.; 

Trident Capital V-PF, L.P.; Stone Point GP Ltd; 

CD Trident V, LLC; and Charles A. Davis, all of 

Greenwich, Connecticut, as a group acting in 

concert, to acquire control of Standard 

Bancshares, Inc., Hickory Hills, Illinois, and 

thereby indirectly acquire control of Standard 

Bank and Trust Company, Hickory Hills, Illinois.

STANDARD BANCSHARES, INC.

Newspaper:

Federal Register:

* 4c8 12/01/2012

11/30/2012

Talmer Bancorp, Inc., Troy, Michigan, requests 

approval to acquire First Place Bank, Warren, 

Ohio, a savings Association.

TALMER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/18/2012

Notice by Thomas H. Brouster, Sr., St. Louis, 

Missouri, acting individually, and in concert 

with a control group, to gain control of Reliance 

Bancshares, Inc., Des Peres, Missouri. The 

control group consists of Mr. Brouster, Thomas 

H. Brouster Trust TTE, Thomas H. Brouster 

Family Trust and Meredith E. Brouster Trust, 

Brouster & Associates, LLC, Thomas H. 

Brouster Consulting Pension Trust, and 

Thomas H. Brouster Consulting Pension Trust 

II, all of St. Louis, Missouri; and Gaines S. 

Dittrich Self Directed IRA, Gaines S. Dittrich, 

Trustee of The Gaines S. Dittrich Revocable 

Trust dated May 6, 1997, as amended, and 

Dittrich & Associates, all of Rogers, Arkansas; 

and Lawrence P. Keeley, Jr., St. Louis, Missouri; 

Robert M. Cox, Jr., Frontenac, Missouri; Dr. 

Richard M. Demko, Chesterfield, Missouri; 

Allan D. Ivie, IV and Allan D. Ivie, IV Self 

Directed IRA, both of St. Louis, Missouri; Scott 

A. Sachtleben, Belleville, Illinois; Robert K. 

Jakel Living Trust, Robert Jakel Trustee, 

Highland, Illinois; Eric K. Jakel as trustee of the 

Eric K. Jakel Living Trust u/a dated 6/6/85, 

Highland, Illinois; Sterling K. Jakel Living Trust 

dated 5/3/85, Sterling Jakel Trustee, Naples, 

Florida; Otto K. Jakel Living Trust dated 

11/26/91, Otto K. Jakel Trustee, Clarmont, 

Georgia; Gordon Jakel, Scottsdale, Arizona; 

John W. Bradley Revocable Living Trust dated 

2/19/92 and John B. Bradley Revocable Living 

Trust dated 12/12/07, John Bradley, Trustee, 

Kirkwood, Missouri; Ned Stanley, Ladue, 

Missouri; and David Sindelar, St. Louis, 

Missouri.

RELIANCE BANCSHARES, INC.

Newspaper:

Federal Register:

* SLHC 

Acquisition

12/23/2012

12/27/2012

Scottrade Financial Services, Inc., Town and 

Country, Missouri, to acquire 100 percent of 

Bunker Hill Bancorp, Inc., St. Louis, Missouri, 

and thereby indirectly acquire Boulevard Bank, 

Neosho, Missouri.

SCOTTRADE FINANCIAL 

SERVICES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

11/15/2012

Notice of Change in Control by the Philip G. 

Amundson 2012 Irrevocable Grantor Trust, 

Sioux Falls, South Dakota, Matt Amundson, 

Trustee, Hendricks, Minnesota, Angie Mixner, 

Trustee, Sioux Falls, South Dakota, and Blair 

Folkens, Trustee, Brandson, South Dakota, to 

acquire 25 percent or more of the shares of 

Beulah Bancorporation, Inc., Sioux Falls, South 

Dakota, and thereby indirectly acquire control 

of First Security Bank - West, Beulah, North 

Dakota, and Valley Bank and Trust, Mapleton, 

Iowa. In addition, Philip G. Amundson 2012 

Irrevocable Grantor Trust and its trustees, 

propose to join the Amundson Family group, 

which controls Beulah Bancorporation, Sioux 

Falls, South Dakota, and thereby indirectly 

controls, First Security Bank - West, Beulah, 

North Dakota, and Valley Bank and Trust, 

Mapleton, Iowa.

BEULAH BANCORPORATION, 

INC.

Newspaper:

Federal Register:

* SLHC 

Formation

12/10/2012

12/10/2012

The Miller Family 2012 Trust U/A Dated 

December 21, 2012, St. Cloud, Minnesota, to 

become a savings and loan holding company 

through the acquisition of 31.14% of the voting 

shares of Liberty Financial Services of St. 

Cloud, Inc., St. Cloud, Minnesota, a unitary 

savings and loan holding company that owns 

100% of the voting shares of Liberty Savings 

Bank, FSB, St. Cloud, Minnesota.

MILLER FAMILY 2012 TRUST 

U/A DATED DECEMBER 21, 2012, 

THE

Newspaper:

Federal Register:

CIC Not available

12/17/2012

Change in Control notice by Stephen 

Wellington, Jr., Saint Paul, Minnesota, to 

acquire 10 percent or more of the shares of Plato 

Holdings, Inc., Saint Paul, Minnesota, and 

thereby indirectly gain control of Drake Bank, 

Saint Paul, Minnesota. This proposal is related 

to the proposed redemption of subordinated 

debt issued by Plato Holdings under the TARP 

CPP.

PLATO HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 12/19/2012

11/20/2012

Hope Bancshares, Inc., Hope, Kansas, to 

acquire 100 percent of the voting shares of 

ABM Holding Company, parent of The Citizens 

State Bank, both in Miltonvale, Kansas.

HOPE BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C

Not applicable

InterBank, Oklahoma City, Oklahoma, to merge 12/24/2012

with Town and Country Bank, Stephenville, 

Texas, and incident thereto, to establish 

branches in Stephenville (2), Glen Rose, 

Granbury, Bluff Dale, and Aledo, all in Texas.

INTERBANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

KCB Bank, Kearney, Missouri, to establish a 

branch at 110 S. Stewart Road, Liberty, 

Missouri.

KCB BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

American State Bank, Arp, Texas, to acquire by 

merger East Texas National Bank of Palestine, 

Palestine, Texas; to establish branches at 207 

West Spring Street, Palestine, Texas 75801; 1718 

11th Street, Huntsville, Texas 77340; and 101 

North McKinney Street, Mexia, Texas 76667; 

and for consent to exercise trust powers 

pursuant to 12 C.F.R. Section 208.3(d)(2).

AMERICAN STATE BANK

Newspaper:

Federal Register:

* 3A3 Not available

12/19/2012

Quanah Financial Corporation Employee Stock 

Ownership Plan, Quanah, Texas, to retain 32.73 

percent of Quanah Financial Corporation, 

Quanah, Texas, and indirectly First Capital 

Bank, Quanah, Texas.

QUANAH FINANCIAL 

CORPORATION EMPLOYEE 

STOCK OWNERSHIP PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

First Northwest Bancorp, Port Angeles, 

Washington, to become a bank holding 

company upon the conversion of First Federal 

Savings and Loan Association of Port Angeles, 

Port Angeles, Washington, from a mutual to 

stock savings bank.

FIRST NORTHWEST BANCORP

Newspaper:

Federal Register:

CIC Not available

10/30/2012

Notice by Thomas Galt Atwood, Glen Ellen, 

California, and Cypress Abbey Company, 

Colma, California, to retain 10 percent or more of 

the outstanding shares of capital stock of FNB 

Bancorp, and thereby indirectly retain 10 perent 

or more of the voting shares of First National 

Bank of Northern California, both of South San 

Francisco, California.

FNB BANCORP

Newspaper:

Federal Register:

CIC Not available

11/21/2012

Notice of Change in Control by Barbara Marie 

Kershaw, Newport Beach, California, to retain 

her controlling interest of approximately 17.1% 

of the voting common stock of Malaga Financial 

Corporation and thereby indirectly Malaga 

Bank, FSB, both of Palos Verdes Estates, 

California.

MALAGA FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Control by Dr. 

Ruey Chry Kao, Je Tsu Kao, Daniel J. Kao & 

Linda Lee Kao, Christina Koa, Min-Hwan Kao & 

Yu-Fan C. Kao and related family members all of 

Las Vegas, Nevada, to acquire 10 percent or 

more of the voting shares of RBB Bancorp, and 

thereby indirectly acquire voting shares of 

Royal Business Bank, both of Los Angeles, 

California.

RBB BANCORP

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Control by 

Louis C. Chang, Su Cheng C. Chang, Peter 

Chang, Ellen Chang, and related family members 

all of Los Alamitos, California, to retain 10 

percent or more of the voting shares of RBB 

Bancorp and thereby indirectly retain 10 percent 

or more of the voting shares of Royal Business 

Bank, both of Los Angeles, California.

RBB BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 1, 2012

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Control by Yee 

Phong (Alan) Thian & Fen Fen Thian, Min Yaw 

Thian, Min Tat Thian Gim Tie Kheng, Jennifer 

Wei Lim Kheng, Lawrence SK Law & Fui Ming 

(Catherine) Thian,, Jor Teck Law, Jor Leong 

Law, Yee Chin Thian, Min Yang Thian, Min Jie 

Thian, Ko-Yen Luin, Sandra May Lin, James P 

Lin, Po Chi Lin, United Overseas Investment 

Inc., Superfine Equity UIncorporation, Desert 

Classic Mobile Home Park, LLC, related Thian 

family members and related Lin family members, 

all of Arcadia, California, to retain 10 percent or 

more of the voting shares of RBB Bancorp and 

thereby indirectly retain 10 percent or more of 

the voting shares of Royal Business Bank, both 

of Los Angeles, California.

RBB BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act