Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 43 

Week Ending October 24, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Monetary and Financial Policy

Term Auction Facility -- TAF auction in the amount of $75 billion in 28-day credit 

on October 19, 2009.

- Announced, October 19, 2009

Personnel

Division of Banking Supervision and Regulation -- appointment of Patrick M. 

Parkinson as director.

- Approved, October 20, 2009

Regulations and Policies

Incentive Compensation -- publication for comment of guidance on incentive 

compensation policies at banking organizations and related supervisory initiatives.

- Approved, October 21, 2009

Enforcement

American Eagle Financial Corporation, Otsego, Minnesota -- written agreement with 

the Federal Reserve Bank of Minneapolis.

- Announced, October 19, 2009

H.2 Board Actions October 18, 2009 to October 24, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

October 18, 2009 to October 24, 2009

Bank Branches, Domestic

Country Club Bank, Kansas City, Missouri -- to establish a branch at 3680 Akin 

Drive, Suite 100, Lee's Summit, and to increase its investment in bank premises.

Kansas City

- Approved, October 20, 2009

PlainsCapital Bank, Lubbock, Texas -- to establish a branch at 8200 West Interstate 

10, Suite 120, San Antonio.

Dallas

- Approved, October 19, 2009

SunTrust Bank, Atlanta, Georgia -- to establish branches at 6005 Post Road, 

Cumming; 9701 Commercial Way, Weeki Wachee, Florida; 205 Palm Bay Road, 

Melbourne; the intersection of Bee Ridge Road and Bee Ridge Road Extension, 

Sarasota; 1175 University Drive, Burlington, North Carolina; the intersection of 

Highway 55 and Avent Ferry Road, Holly Springs; the intersection of Snow Hill 

Road and I-75, Ooltewah, Tennessee; 15601 City View Drive, Midlothian, Virginia; 

the intersection of Loudoun County Parkway and Ryan Road, Ashburn; and 1855 

Wisconsin Avenue NW, Washington, D.C.

Secretary

- Approved, October 19, 2009

Bank Holding Companies

Capital One Financial Corporation, McLean, Virginia -- request for temporary relief 

from the Board's risk-based and leverage capital guidelines in connection with 

Capital One's acquisition of Chevy Chase Bank, F.S.B., McLean.

Director, BS&R

- Granted, October 19, 2009

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

First Oklahoma Holdings, Inc., Tulsa, Oklahoma -- to become a bank holding 

company and to acquire Glencoe State Bank, Glencoe (to be renamed First 

Oklahoma Bank, Tulsa).

Kansas City

- Approved, October 20, 2009

Linn County Bancshares, Inc., Brookfield, Missouri -- to become a bank holding 

company and to acquire First Missouri Bancshares, Inc., Brookfield, parent of First 

Missouri National Bank, and to engage in general insurance activities.

Kansas City

- Approved, October 19, 2009

Middlefield Banc Corp., Middlefield, Ohio -- to engage de novo through its 

subsidiary, EMORECO, Inc., Dublin, in certain permissible nonbanking activities.

Cleveland

- Approved, October 23, 2009

Morgan Stanley, New York, New York -- to retain and acquire additional shares of 

Community Bankers Trust Corporation, Glen Allen, Virginia.

New York

- Approved, October 23, 2009

Moscow Bancshares, Inc., Moscow, Tennessee -- to engage de novo through Henry 

& Company Insurance, Inc., in insurance agency activity.

St. Louis

- Approved, October 23, 2009

H.2 Actions under delegated authority October 18, 2009 to October 24, 2009

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

Stockmens Financial Corporation, Rapid City, South Dakota -- to acquire Valentine 

Bancorporation, Valentine, Nebraska, and indirectly acquire First National Bank of 

Valentine, Valentine.

Kansas City

- Withdrawn, October 22, 2009

Bank Mergers

Cecil Bank, Elkton, Maryland -- to acquire certain assets and assume certain 

liabilities of the Bel Air branch of K Bank, Owings Mills.

Richmond

- Withdrawn, October 23, 2009

Lindell Bank & Trust Company, St. Louis, Missouri -- to purchase the assets and 

assume the liabilities of the Chesterfield, Clayton, Glendale, O'Fallon, and 

Chesterfield Valley branches of Bank Midwest, National Association, Kansas City, 

and to retain the acquired facilities as branches.

St. Louis

- Approved, October 22, 2009

Change in Bank Control

First Community Bancshares, Inc., Killeen, Texas -- change in bank control of First 

Community; its subsidiary banks, First National Bank Texas, Killeen, and Fort Hood 

National Bank, Fort Hood; and its subsidiary holding company, FCBI Delaware Inc., 

Wilmington, Delaware.

Dallas

- Permitted, October 20, 2009

H.2 Actions under delegated authority October 18, 2009 to October 24, 2009

(A/C) = Addition or Correction Delegated - 3 of 5
Change in Bank Control

First Michigan Bancorp, Inc., Troy, Michigan -- change in bank control of First 

Michigan and its subsidiary bank, First Michigan Bank, Troy.

Chicago

- Permitted, October 23, 2009

Nova Financial Holdings, Inc., Berwyn, Pennsylvania -- change in bank control of 

Nova and its subsidiary thrift, Nova Bank, Berwyn.

Philadelphia

- Permitted, October 19, 2009

Extensions of Time

A.N.B. Holding Company, Ltd., Terrell, Texas -- extension to February 5, 2010, to 

acquire additional shares of The ANB Corporation, Terrell, and thereby acquire The 

American National Bank, Terrell; Lakeside Bancshares, Inc., Rockwall; and 

Lakeside National Bank.

Dallas

- Granted, October 21, 2009

City First Enterprises, Inc.,Washington, D.C. -- extension to January 22, 2010, to 

engage in lending and community development activities.

Richmond

- Granted, October 22, 2009

Haven Bancorp, MHC, Hoboken, New Jersey, and Haven Bancorp, Inc. -- extension 

to January 31, 2010, to acquire Haven Savings Bank, Hoboken.

New York

- Granted, October 20, 2009

H.2 Actions under delegated authority October 18, 2009 to October 24, 2009

(A/C) = Addition or Correction Delegated - 4 of 5
Extensions of Time

Minier Financial, Inc. Employee Stock Ownership Plan with 401(k) Provisions, 

Minier, Illinois -- extension to January 20, 2010, to increase its ownership of Minier 

Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers 

State Bank.

Chicago

- Granted, October 19, 2009

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois -- 

extension to January 28, 2010, to increase its ownership of Prairieland Bancorp, Inc., 

Bushnell, and thereby increase its indirect ownership of Merchants and Farmers State 

Bank of Bushnell.

Chicago

- Granted, October 20, 2009

H.2 Actions under delegated authority October 18, 2009 to October 24, 2009

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3

* 18C

11/18/2009

Charles River Bancorp, MHC and Charles River 

Bancorp, Inc., both of Medway, Massachusetts, 

to become a mutual bank holding company and 

stock bank holding company, respectively, by 

acquiring Charles River Bank, Medway, 

Massachusetts, pursuant to sections 3(a)(1) 

and 3(a)(3) of the Bank Holding Company Act 

of 1956, as amended.

CHARLES RIVER BANCORP, 

MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Solvay Bank, Solvay, New York, to establish a 11/01/2009

branch office located at 7897 Brewerton Rd., 

Cicero, Town of Cicero, County of Onondaga, 

New York (RSSD # 3975930).

SOLVAY BANK

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/27/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS

Newspaper:

Federal Register:

CIC Not available

11/13/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.9 percent of 

TIB Financial Corp., Naples, Florida.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

The Farmers Bank of Appomattox, Appomattox, 

Virginia, to acquire certain assets and assume 

certain liabilities of the Farmville, Virginia, 

branch office of StellarOne Bank, 

Christiansburg, Virginia.

FARMERS BANK OF 

APPOMATTOX, THE

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

KeySource Financial, Inc., Durham, North 

Carolina, to become a bank holding company 

through the acquisition of 100% of KeySource 

Commercial Bank, Durham, North Carolina.

KeySource Financial, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 11/19/2009

11/20/2009

TWO ROA, LLC, Huntsville, Alabama, to 

become a bank holding company by acquiring 

51 percent of the outstanding shares of RB 

Bancorporation, and its subsidiary bank, 

Reliance Bank, both of Athens, Alabama.

TWO ROA, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 11/06/2009

11/03/2009

Notice by Roger and Mary Angela Baker, Cedar 

Rapids, Iowa, individually as husband and wife, 

and as a group acting in concert with Bruce and 

Janice Anderson, Marion, Iowa; The Elizabeth 

K. Dummermuth Revocable Trust, Elizabeth K. 

Dummermuth, Trustee, Cedar Rapids, Iowa; Kay 

S. Hill; Kent M. Hill; Brian C. and Molly E. 

Scott; Thomas C. and Clare L. Slattery; and 

Monica W. Vernon, all of Cedar Rapids, Iowa; 

to acquire control of City State Bancorporation, 

Inc., Central City, Iowa, and thereby indirectly 

control of M.S.B. Corporation and City State 

Bank, both of Central City, Iowa.

CITY STATE 

BANCORPORATION, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Ida Grove Bancshares, Inc., Ida Grove, Iowa, 

proposes to engage de novo in leasing personal 

or real property.

IDA GROVE BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

10/09/2009

Notice by TRSD Holdings, LP, Warren, 

Michigan, and its general partner, the Thomas 

Fabbri Revocable Trust, Thomas Fabbri, as 

trustee, Sterling Heights, Michigan, to acquire 

more than 10 percent of the voting shares of 

Level One Bancorp, Inc., Farmington Hills, 

Michigan, and thereby indirectly acquire control 

of Level One Bank, Farmington Hills, Michigan.

LEVEL ONE BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

11/12/2009

Notice by Ronald R. Reed, St. Clair, Michigan, 

to retain 19 percent of the voting shares of 

Michigan Community Bancorp, Ltd., Sterling 

Heights, Michigan, and thereby indirectly 

acquire Lakeside Community Bank, Sterling 

Heights, Michigan.

MICHIGAN COMMUNITY 

BANCORP LTD.

Newspaper:

Federal Register:

CIC Not available

09/30/2009

Notice filed individually by Douglas N. 

Neighbor, Kent M. Neighbor, and Gene R. 

Neighbor to each own 16.122 percent and by the 

Neighbor Family - Doug and Marva Neighbor, 

Marion, Iowa; Gene and Betty Jean Neighbor, 

Alburnett, Iowa, and Kent and Irene Neighbor, 

Winthrop, Iowa, and their children (Sandra K. 

Waring, Walker, Iowa; Steven K. Neighbor, 

Center Point, Iowa; Scott M. Neighbor, Center 

Point, Iowa; Mark A. Neighbor, Center Point, 

Iowa; Eldon L. Neighbor, Central City, Iowa; 

Konnie I. Borrett, Marion, Iowa; Stephanie R. 

Neighbor, Cedar Rapids, Iowa; Brent B. 

Neighbor, Tijeras, New Mexico; Brad D. 

Neighbor, Espanola, New Mexico; Todd D. 

Neighbor, Marion, Iowa; Jason M. 

Neighbor,Alburnett, Iowa; and Michael G. 

Neighbor, Bettendorf, Iowa) as a group acting in 

concert, for approval to retain control of 100 

percent of Neighbor Insurance Agency, Marion, 

Iowa, and thereby indirectly control Farmers 

State Bank, Marion, Iowa.

NEIGHBOR INSURANCE 

AGENCY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 11/13/2009

11/23/2009

Notice by Central Bancompany, Inc., Jefferson 

City, Missouri, to acquire Overland Bancorp, 

Inc., Belton, Missouri, and thereby indirectly 

acquire Bank of Belton, Belton, Missouri.

CENTRAL BANCOMPANY

Newspaper:

Federal Register:

* 3A3

Not available

First National Security Company, Hot Springs, 11/23/2009

Arkansas, to acquire 100 percent of Heritage 

Capital Corporation, Jonesboro, Arkansas, and 

thereby indirectly acquire Heritage Bank, 

Jonesboro, Arkansas.

FIRST NATIONAL SECURITY 

COMPANY

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Moscow Bancshares, Inc., Moscow, 

Tennessee, acquired 100 percent of the voting 

securities of a newly formed Tennessee 

corporation called Henry & Company 

Insurance, Inc., to engage de novo in insurance 

agency activity.

MOSCOW BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/21/2009

Retroactive notice by Craig E. Scherber to 

acquire 10 percent or more of the shares of 

American Eagle Financial Corporation, Otsego, 

Minnesota, and thereby indirectly gain control 

of Riverview Community Bank, Otsego, 

Minnesota.

AMERICAN EAGLE FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Mary Jean Jensen, Lemmon, South 

Dakota, to acquire shares of Faith Bank Holding 

Company, Faith, South Dakota, and thus to join 

a group acting in concert, consisting of Carveth 

and Margaret Thompson, Lead, South Dakota; 

Gary and Nancy Vance, Faith, South Dakota; 

Eldon Jensen, Lemmon, South Dakota; and 

Morris Gustafson, Faith, South Dakota, which 

controls 25 percent or more of Faith Bank 

Holding Company. Faith Bank Holding 

Company controls Farmer's State Bank--Faith, 

Faith, South Dakota.

FAITH BANK HOLDING 

COMPANY

Newspaper:

Federal Register:

CIC Not available

10/21/2009

Belva H. Rasmussen 2009 Grantor Retained 

Annuity Trust, Falcon Heights, Minnesota; and 

Eva B. Rasmussen, Edina, Minnesota; Pamela 

M. Harris, Falcon Heights, Minnesota; and 

Teresa J. Rasmussen Trangsrud, Orono, 

Minnesota, Trustees, to join a group acting in 

concert with Belva H. Rasmussen, individually, 

and with Belva H. Rasmussen, Teresa J. 

Rasmussen Trangsrud and Lyle Delwyche, 

trustees of the Walter C. Rasmussen Marital 

Trust Under Agreement dated December 26, 

1985, and the Walter C. Rasmussen Family Trust 

Under Agreement dated December 26, 1985 

(together, the "Rasmussen Family Group") to 

acquire 25 percent or more of Northeast 

Securities Corporation, Minneapolis, 

Minnesota. Northeast Securities Corporation 

controls Northeast Bank, Minneapolis, 

Minnesota.

NORTHEAST SECURITIES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 11/09/2009

11/13/2009

BancFirst Corporation, Oklahoma City, 

Oklahoma, to acquire 100 percent of the voting 

shares of First Jones Bancorporation, Inc., 

parent of First State Bank, both in Jones, 

Oklahoma.

BANCFIRST CORPORATION

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Community Bank of Pleasant Hill, Pleasant Hill, 

Missouri, to purchase certain assets and 

assume certain liabilities of the Pleasant Hill, 

Missouri branch of BC National Banks, Butler, 

Missouri.

COMMUNITY BANK OF 

PLEASANT HILL

Newspaper:

Federal Register:

CIC Not available

11/03/2009

Notification by the Bonita M. Hegemann 

Irrevocable Trust, Newman Grove, Nebraska, 

and its trustees, Bonita M. Hegemann, Lindsay, 

Nebraska; and James B. Hegemann, Newman 

Grove, Nebraska; to acquire control of Lindsay 

State Company, parent of Bank of Lindsay, both 

in Lindsay, Nebraska. Notice by Lindsay State 

Company, Lindsay, Nebraska, to redeem 38.5 

percent of its outstanding common stock.

LINDSAY STATE COMPANY

Newspaper:

Federal Register:

CIC Not available

11/09/2009

Notice by Philip Eugene Jossi, and Marian 

Joanne Hardin, both of Kearney, Nebraska; 

James Andrew Bodyfield, Ericson, Nebraska; 

and Keith Weldon Carlson, Lincoln, Nebraska; 

to acquire control of Riverdale Bancshares, Inc., 

parent of State Bank of Riverdale, both in 

Riverdale, Nebraska, through the acquisition of 

voting shares.

RIVERDALE BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 139553 CITIZENS SECURITY B&TC, BIXBY, OKLAHOMA 07/06/2009 10/15/2009 S Int Sm Bank

 376657 FARMERS ST BK, STANBERRY, MISSOURI 08/17/2009 10/16/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending October 24, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Foreign Branch Not applicable

1)East West Bank, Pasadena, California, to 

acquire United Commercial Bank, San Francisco, 

California, and 2)East West Bank, Pasadena, 

California, to acquire California Canton 

International Bank Cayman Ltd, George Town, 

Cayman, Islands.

EAST WEST BANK

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

First Commercial Bank, Ltd., Taipei, Taiwan, to 

upgrade its New York Agency to a branch office 

pursuant to section 211.24(a)(2)(ii)(a) of 

Regulation K and section 7(d) of FBSEA.

FIRST COMMERCIAL BANK 

CO., LTD.

Newspaper:

Federal Register:

CIC 10/14/2009

10/21/2009

Notice of Change in Bank Control filed by 

Thomas A. and Maureen Sue Ellison, to acquire 

additional voting shares of Foundation 

Bancorp, Inc., and thereby indirectly acquire 

voting shares of Foundation Bank, all of 

Bellevue, Washington.

FOUNDATION BANCORP, INC.

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act