Exhibit 10.n


                                                        BOLLINGER/WELLS

                                                        230 Park Avenue
                                                        New York, New York 10169
                                                        (212) 697-7174
Bollinger, Wells, Lett & Co., Inc.                      Fax: (212) 972-1039
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Mr. Gerald F. Murphy, 25 Rockwood Place, Englewood,  New Jersey 07631, on behalf
of ATS Money Systems,  Inc.  ("ATS"),  and Alan K. Wells,  230 Park Avenue,  New
York, New York 10169, on behalf of Bollinger,  Wells,  Lett & Co., Inc. ("BWL"),
have agreed as follows:

1.  That  BWL  will  begin  an  active  search  for a  merger,  acquisition,  or
recapitalization opportunity for ATS, and BWL is authorized to represent ATS and
to make inquiries of strategic targets in its behalf.

2.  BWL will  bear its own  expenses  in this  connection  and will use its best
judgment and effort in selecting and contacting the best strategic targets.

3.  BWL  will be  authorized  to  actively  represent  ATS from the date of this
Agreement  until it is terminated by either  party,  at any time via  registered
mail, or until a business combination involving ATS has been completed.

4. The transaction  ("COMBINATION")  may be a merger,  acquisition,  purchase or
sale of stock, purchase or sale of assets,  reorganization,  recapitalization or
any form of business combination.

5. Nothing in this Agreement will be construed as prohibiting  ATS from refusing
any COMBINATION offered by BWL at any price.

6. Upon the  successful  completion  of a  COMBINATION  during  the term of this
Agreement and the  subsequent  period as provided for in paragraph 7 below,  BWL
will be paid at  closing  by ATS a cash fee equal to a  percentage  of the total
consideration received by ATS in the COMBINATION as follows:

           4% of the first $5 million of transaction value, plus
           3% of the next $5 million of transaction value, plus
           2% of all transaction value in excess of $ 10 million.

Total transaction value includes,  but is not limited to, contingency  pay-outs;
assumption  of  liabilities;  retention of cash,  purchase/sale  of related real
estate;  equity in any new company to be formed as part of the transaction;  any
payments made to officers/directors  for consultation,  non-compete  convenants,
services,  and/or  incentive  payments  above current  levels;  and/or any other
economic benefits received by the  officers/shareholders  of strategic target in
the COMBINATION.

In the event a COMBINATION  occurs  between ATS and IVI  Corporation  or Percell
Group  PLC,  BWL  will be paid a cash  fee of  $50,000  at the  Closing  of such
transaction.

7. BWL will be ATS's exclusive  representative during the term of this Agreement
and will be entitled to a fee,  payable in cash as determined  above,  resulting
from any  COMBINATION  (whether or not resulting from BWL's  efforts)  completed
within 18 months after its  expiration  with an acquirer that was  introduced by
BWL or met  with  ATS  during  the  term  of this  Agreement  and  prior  to its
termination.

8. This Agreement  shall be governed by and  interpreted in accordance  with the
laws of the State of New York as applied to contracts  made and fully  performed
there.

Accepted and Agreed to:

For ATS MONEY SYSTEMS, INC.                   BOLLINGER, WELLS, LETT & CO., INC.

By                                            By
   -----------------------------------------  ----------------------------------
   Gerald F. Murphy            Date           Allen K. Wells          Date
   Its President & Chief Executive Officer