Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 20 

Week Ending May 15, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

Advantage Bancorp, Inc., Loveland, Colorado -- written agreement with the Federal 

Reserve Bank of Kansas City.

- Announced, May 10, 2010

Cherokee Banking Company, Canton, Georgia -- written agreement with the Federal 

Reserve Bank of Atlanta.

- Announced, May 13, 2010

Farmers Bancorporation, Inc., Buhl, Idaho -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, May 10, 2010

HNB Corporation, Arkansas City, Kansas -- written agreement with the Federal 

Reserve Bank of Kansas City.

- Announced, May 11, 2010

Integra Bank Corporation, Evansville, Indiana -- written agreement with the Federal 

Reserve Bank of St. Louis.

- Announced, May 13, 2010

NCB Financial, Las Vegas, Nevada -- written agreement with the Federal Reserve 

Bank of San Francisco.

- Announced, May 11, 2010

North Valley Bank, Zanesville, Ohio -- written agreement with the Federal Reserve 

Bank of Cleveland and the Ohio Division of Financial Institutions.

- Announced, May 12, 2010

H.2 Board Actions May 9, 2010 to May 15, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Trivoli Bancorp, Inc., Trivoli, Illinois -- written agreement with the Federal Reserve 

Bank of Chicago.

- Announced, May 13, 2010

H.2 Board Actions May 9, 2010 to May 15, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

May 9, 2010 to May 15, 2010

Bank Branches, Domestic

Fifth Third Bank, Cincinnati, Ohio -- to establish a temporary branch at Highland 

Meadows Golf Club, 7455 Erie Street, Sylvania, to operate from June 28 through 

July 4, 2010.

Cleveland

- Approved, May 14, 2010

Bank Holding Companies

Community Bank Partners, Inc., Denver, Colorado -- to become a bank holding 

company and to acquire The Palisades National Bank, Palisade.

Kansas City

- Approved, May 14, 2010

Granvalor Holding, Ltd., Tortola, British Virgin Islands -- to acquire additional 

shares of International Bancorp of Miami, Inc., Coral Gables, Florida, and Bank of 

Miami, N.A.

Atlanta

- Approved, May 12, 2010

Lake Central Financial, Inc., Annandale, Minnesota -- to engage de novo in 

extending credit and servicing loans.

Minneapolis

- Approved, May 12, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Validus Holdings, LLLP, Tampa, Florida -- to become a bank holding company and 

to acquire shares of GulfShore Bancshares, Inc., Tampa, and GulfShore Bank.

Atlanta

- Approved, May 14, 2010

Bank Mergers

Arvest Bank, Fayetteville, Arkansas -- to purchase the assets and assume the deposit 

liabilities of Southwest Community Bank, Springfield, Missouri, and thereby 

establish a branch.

St. Louis

- Withdrawn, May 13, 2010

The Bank of New York Mellon, New York, New York -- to assume certain deposit 

liabilities of Arcus Bank, Salt Lake City, Utah.

New York

- Approved, May 10, 2010

Banks, Foreign

Land Bank of Taiwan, Taipei, Taiwan -- waiver of remainder of notification period 

to establish a limited branch in New York, New York.

Director, BS&R

- Granted, May 10, 2010

Change in Bank Control

Fidelity Banc Corporation, Dodge City, Kansas -- to retain control of Fidelity and its 

subsidiary bank, The Fidelity State Bank & Trust Company, Dodge City.

Kansas City

- Permitted, May 11, 2010

H.2 Actions under delegated authority May 9, 2010 to May 15, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Palm Bancorp, Inc., Tampa, Florida -- change in bank control of Palm and its 

subsidiary bank, The Palm Bank, Tampa.

Atlanta

- Withdrawn, May 13, 2010

Extensions of Time

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- extension 

to August 25, 2010, to increase its ownership of Cabool Bancshares, Inc., Cabool, 

and thereby increase its indirect control of Cabool State Bank.

St. Louis

- Granted, May 13, 2010

Financial Holding Companies 

Tri-State 1st Banc Inc., East Liverpool, Ohio -- election to become a financial 

holding company.

Cleveland

- Effective, May 10, 2010

Membership

First National Bank & Trust of Fullerton, Fullerton, Nebraska -- to retain 

membership in the Federal Reserve System on conversion to a state-chartered bank, 

First Bank & Trust of Fullerton.

Kansas City

- Approved, May 10, 2010

H.2 Actions under delegated authority May 9, 2010 to May 15, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
Reserve Bank Operations

Federal Reserve Bank of Dallas -- to proceed with construction of an inspection and 

screening facility behind the Reserve Bank's head office.

Director, RBOPS

- Approved, May 10, 2010

H.2 Actions under delegated authority May 9, 2010 to May 15, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Application by Connecticut Bank and Trust 05/07/2010

Company, 58 State House Square, Hartford, 

Connecticut, to establish a de novo branch 

office at 114 Woodland Street, Hartford, 

Connecticut, pursuant to section 9 of the 

Federal Reserve Act and section 208.6 of 

Regulation H.

CONNECTICUT BANK & TRUST 

COMPANY, THE

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Notification by New England Bancorp, Inc., 

Hyannis, Massachusetts, to become a bank 

holding company by acquiring Bank of Cape 

Cod, Hyannis, Massachusetts, pursuant to 

section 3(a)(5)(c) of the Bank Holding Company 

Act of 1956, as amended and section 225.17 of 

Regulation Y.

New England Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

The Bank of New York Mellon, New York, New 

York, pursuant to Section 211.9(f) of Regulation 

K, to make an investment in BHF Asset 

Servicing GmbH and its subsidiary Frankfurter 

Service Kapitalanlage Gesellschaft mbH, both of 

Offenbach, Germany.

BANK OF NEW YORK MELLON 

CORPORATION, THE

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Commonwealth Bank of Australia, Sydney, 

Australia, to acquire approximately 8.9 percent 

of the shares of Air Lease Corporation, Los 

Angeles, California, a de novo Delaware 

corporation, and thereby engage in certain 

nonbanking activities, pursuant to Section 

225.24 of Regulation Y.

COMMONWEALTH BANK OF 

AUSTRALIA

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

06/12/2010

Cordia Bancorp Inc., Washington, DC, to 

become a bank holding company through the 

acquisition of up to 52.3% of the voting 

securities of Bank of Virginia, Midlothian, 

Virginia.

Cordia Bancorp Inc.

Newspaper:

Federal Register:

* Branch

Not applicable

John Marshall Bank, Falls Church, Virginia, to 05/21/2010

establish a branch at 11 N. Washington Street, 

Rockville, Maryland

JOHN MARSHALL BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

SmartBank, Pigeon Forge, Tennessee, to 05/21/2010

establish a branch located at 639 Dolly Parton 

Parkway, Sevierville, Tennessee.

SMARTBANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

05/21/2010

Chestnut Bancorp, Inc., Chestnut, Illinois, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Bank of 

Chestnut, Chestnut, Illinois.

CHESTNUT BANCORP, INC

Newspaper:

Federal Register:

* 3A1 Not available

06/04/2010

Commercial Bancshares Corporation, Frontenac, 

Missouri, to become a bank holding company 

by acquiring 25 percent or more of the voting 

shares of Centrust Financial, Inc., Northbrook, 

Illinois, and thereby indirectly acquire Centrust 

Bank, N.A., Northbrook, Illinois.

COMMERCIAL BANCSHARES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/19/2010

05/26/2010

Notice by Joyce J. Eickhoff Revocable Trust, 

Joyce J. Eickhoff, Trustee, Adrian, Minnesota, 

to acquire 25 percent or more of the shares of 

Adrian Building Corporation, Adrian, 

Minnesota, and thereby indirectly gain control 

of Adrian State Bank, Adrian, Minnesota.

ADRIAN BUILDING 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

05/25/2010

Notice by Peter Paul Bell, Lake Forest, Illinois to 

acquire 10 percent or more of the shares of Lake 

Shore Wisconsin Corporation, Kohler, 

Wisconsin, and thereby indirectly gain control 

of Hiawatha National Bank, Hager City, 

Wisconsin.

LAKE SHORE WISCONSIN 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by the Hensley Family Limited 

Partnership of Kalispell, Montana, to retain 

control of Valley Bancshares, Inc., Kalispell, 

Montana, and thereby indirectly retain control 

of Valley Bank of Kalispell, Montana.

VALLEY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Bank of Commerce, Chanute, Kansas, to 06/07/2010

purchase certain assets and assume certain 

liabilities of The Eastern Colorado Bank, 

Cheyenne Wells, Colorado, and incident 

thereto, to establish a branch.

BANK OF COMMERCE

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First National Bank (to be known as First 

Community Bank, Beemer, Nebraska, to convert 

from a national to a state charter bank and retain 

its membership with the Federal Reserve.

FIRST NATIONAL BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 638850 FIDELITY ST B&TC, DODGE CITY, KANSAS 02/08/2010 05/10/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice by Thomas L. Rees, Colorado City, 04/13/2010

Texas, to apply to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and thereby control of City National 

Bancshares, Inc., and indirectly control its 

subsidiary, The City National Bank of Colorado 

City, both of Colorado City, Texas.

CITY NATIONAL BANCSHARES, 

INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Comerica Bank, Dallas, Texas, to establish a 05/11/2010

branch at 2727 Fort Worth Avenue, Dallas, 

Texas 75211.

COMERICA BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Comerica Bank, Dallas, Texas, to establish a 05/20/2010

branch to be located at 7170 E. McDowell Road, 

Scottsdale, Arizona 85257.

COMERICA BANK

Newspaper:

Federal Register:

* 3A1

Not available

Connemara Bancorp, Inc., Dallas, Texas, to 06/10/2010

become a bank holding company by acquiring 

100 percent of First Amherst Bancshares, Inc., 

Amherst, Texas, and indirectly acquire First 

National Bank, Amherst, Texas.

CONNEMARA BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Icon Capital Corporation, Houston, Texas, to 

become a bank holding company by acquiring 

100 percent of Icon Bank of Texas, N. A., 

Houston, Texas.

ICON CAPTIAL CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 15, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 35 

percent of the outstanding voting shares of 

Bridge Capital Holdings and thereby indirectly 

acquire a greater controlling interest in Bridge 

Bank, N.A., both of San Jose, California.

CARPENTER COMMUNITY 

BANCFUND-A, L.P.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Franklin Resources, Inc., San Mateo, California 

to make a 9.90% investment in North American 

Financial Holdings, Jacksonville, Florida.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

Newspaper:

Federal Register:

CIC Not available

05/26/2010

Thomas H. Lee Equity Fund VI, L.P., Thomas H. 

Lee Parallel Fund VI, L.P., Thomas H. Lee 

Parallel (DT) Fund VI, L.P., and THL Sterling 

Equity Investors, L.P., all of Boston, 

Massachusetts, to acquire up to 24.9% of the 

outstanding shares of Sterling Financial 

Corporation, Spokane, Washington, and 

thereby indirectly acquire control of Sterling 

Savings Bank, Spokane, Washington, and Golf 

Savings Bank, Mountlake Terrace, Washington.

STERLING FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Hilario John Arguinchona and Karen 

Arguinchona for retroactive approval to retain 

31.82 percent control of Syringa Bancorp, and 

thereby retain control of Syringa Bank, both of 

Boise, Idaho.

SYRINGA BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

06/01/2010

U & I Financial Corporation to become a Bank 

Holding Company by acquiring 100 percent of 

UniBank, both of Lynnwood, Washington.

U & I FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 777366 BANK OF THE ORIENT, SAN FRANCISCO, CALIFORNIA 01/19/2010 05/06/2010 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act