Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 24 

Week Ending June 12, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Economic and Financial Conditions -- statement by Chairman Bernanke before the 

House Committee on the Budget on current economic and financial conditions and 

issues pertaining to the federal budget.

- Published, June 9, 2010

Bank Holding Companies

City Holding Company, Charleston,West Virginia -- to increase its ownership 

interest in First United Corporation, Oakland, Maryland, and thereby increase its 

indirect interest in First United's subsidiary bank, First United Bank & Trust, 

Oakland, and election to become a financial holding company.

- Approved, June 8, 2010

Forms

Forms -- final Board review to extend without revision the following reports: (1) 

Survey to Obtain Information on the Relevant Market in Individual Merger Cases 

(FR 2060), (2) Request for Extension of Time to Dispose of Assets Acquired in 

Satisfaction of Debts Previously Contracted (FR 4006), (3) Stock Redemption 

Notification (FR 4008), (4) Notice Claiming Status as an Exempt Transfer Agent 

(FR 4013), (5) Investment in Bank Premises Notification (FR 4014), and (6) six 

information collections related to the Gramm-Leach-Bliley Act (FR 4010, FR 4011, 

FR 4012, FR 4017, FR 4019, and FR 4023); and to extend with revision the 

(1) Report of Terms of Credit Card Plans (FR 2572), (2) Report of Terms of Credit 

Card Plans Supplemental Survey (FR 2572S), and (3) Report of Selected Balance 

Sheet Items for Discount Window Borrowers (FR 2046).

- Approved, June 8, 2010

Forms -- initial Board review to extend with revision the voluntary Intermittent 

Survey of Businesses (FR 1374).

- Proposed, June 8, 2010

H.2 Board Actions June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Board - Page 1 of 3
Enforcement

Big Sandy Holding Company, Limon, Colorado -- written agreement with the 

Federal Reserve Bank of Kansas City.

- Announced, June 8, 2010

Border Bancshares, Inc., Greenbush, Minnesota -- written agreement with the Federal 

Reserve Bank of Minneapolis.

- Announced, June 7, 2010

Citizens Commerce Bancshares, Inc., Versailles, Kentucky -- written agreement with 

the Federal Reserve Bank of Cleveland.

- Announced, June 8, 2010

Cowlitz Bancorporation, Longview, Washington -- written agreement with the 

Federal Reserve Bank of San Francisco.

- Announced, June 7, 2010

First Bancorp, San Juan, Puerto Rico -- written agreement with the Federal Reserve 

Bank of New York.

- Announced, June 8, 2010

First Bankshares, Inc., Winter Park, Florida -- written agreement with the Federal 

Reserve Bank of Atlanta.

- Announced, June 7, 2010

Heritage Bank, Topeka, Kansas -- issuance of a consent order of prohibition against 

Gregory L. Fankhauser, a former president, chief executive officer, and 

institution-affiliated party of the bank.

- Announced, June 7, 2010

H.2 Board Actions June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Board - Page 2 of 3
Enforcement

Patriot National Bancorp, Inc., Stamford, Connecticut -- written agreement with the 

Federal Reserve Bank of New York.

- Announced, June 10, 2010

PremierWest Bancorp, Medford, Oregon -- written agreement with the Federal 

Reserve Bank of San Francisco and the Oregon Department of Consumer and 

Business Services, Division of Finance and Corporate Securities.

- Announced, June 9, 2010

SouthwestUSA Corporation, Las Vegas, Nevada -- written agreement with the 

Federal Reserve Bank of San Francisco.

- Announced, June 9, 2010

Village Bancorp, St. George, Utah -- written agreement with the Federal Reserve 

Bank of San Francisco.

- Announced, June 10, 2010

H.2 Board Actions June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Board - Page 3 of 3
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

June 6, 2010 to June 12, 2010

Bank Branches, Domestic

Allied Bank, Mulberry, Arkansas -- to establish a branch at 4900 Kavanaugh 

Boulevard, Little Rock.

St. Louis

- Approved, June 10, 2010

Alta Alliance Bank, Oakland, California -- to establish a branch at 20 First Street, 

Los Altos.

Secretary

- Approved, June 9, 2010

Middleburg Bank, Middleburg, Virginia -- to establish a branch at 8190 Stonewall 

Shops Square, Gainesville.

Richmond

- Approved, June 10, 2010

Bank Holding Companies

Bryn Mawr Bank Corporation, Bryn Mawr, Pennsylvania -- (1) to merge with First 

Keystone Financial, Inc., Media, and indirectly acquire First Keystone Bank and 

thereby engage in operating a savings and loan association, (2) to acquire Bryn Mawr 

Interim Bank, an interim stock savings bank, (3) for First Keystone Bank to merge 

with and into Interim Bank, and (4) for Bryn Mawr Trust Company, a subsidiary of 

Bryn Mawr Bank Corporation, to merge with Interim Bank and thereby establish 

eight branches.

Secretary

- Approved, June 11, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Chestnut Bancorp, Inc., Chestnut, Illinois -- to become a bank holding company and 

to acquire Bank of Chestnut, Chestnut.

Chicago

- Withdrawn, June 11, 2010

Choice Bancorp, Inc., Oshkosh, Wisconsin -- to become a bank holding company and 

to acquire Choice Bank, Oshkosh.

Chicago

- Withdrawn, June 9, 2010

Commonwealth Bank of Australia, Sydney, Australia -- to acquire shares of Air 

Lease Corporation, Los Angeles, California, and thereby engage in certain 

nonbanking activities.

New York

- Approved, June 11, 2010

New England Bancorp, Inc., Hyannis, Massachusetts -- to become a bank holding 

company and to acquire Bank of Cape Cod, Hyannis.

Boston

- Approved, June 10, 2010

U & I Financial Corporation, Lynnwood, Washington -- to become a bank holding 

company and to acquire UniBank, Lynnwood.

San Francisco

- Approved, June 10, 2010

H.2 Actions under delegated authority June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Mergers

East West Bank, Pasadena, California -- to purchase certain assets and assume certain 

liabilities of Washington First International Bank, Seattle, Washington.

Secretary

- Approved, June 11, 2010

Hometown Community Bancorp, Inc. Employee Stock Ownership Plan and Trust, 

Morton, Illinois, and Hometown Community Bancorp, Inc. -- to merge with TSB 

Financial, Inc., Tremont, and thereby indirectly acquire Tremont Savings Bank, and 

for Morton Community Bank, Morton, to merge with Tremont Savings Bank and 

thereby establish two branches.

Chicago

- Approved, June 8, 2010

Change in Bank Control

Cameron Financial Corporation, Cameron, Texas -- to retain control of Cameron and 

its subsidiary bank, Classic Bank, N.A., Cameron.

Dallas

- Withdrawn, June 7, 2010

Peoples Bancorporation, Inc., Easley, South Carolina -- to retain control of Peoples 

Bancorporation and its subsidiary banks, The Peoples National Bank, Easley; Bank 

of Anderson, National Association, Anderson; and Seneca National Bank, Seneca.

Richmond

- Permitted, June 10, 2010

H.2 Actions under delegated authority June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

Chemical Bank, Midland, Michigan -- extension to August 26, 2010, to merge with 

Byron Bank, Byron Center, and thereby establish fourteen branches.

Chicago

- Granted, June 9, 2010

H.2 Actions under delegated authority June 6, 2010 to June 12, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

ABN AMRO Bank N.V., Amsterdam, 

Netherlands, to establish a representative office 

in New York, New York, pursuant to Section 

10(a) of the International Banking Act of 1978, 

as amended and Section 211.24(a)(2(i)(B)(3) of 

Regulation K.

ABN AMRO BANK N.V.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco do Brasil, Brasilia, Brazil, to convert its 

existing state-licensed Miami agency to a 

state-licensed branch in Miami, Florida, 

pursuant to Section 211.24(a)(2)(i)(A) of 

Regulation K.

BANCO DO BRASIL S.A.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada, and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an investment in Citi 

Cards Canada Inc., Mississaug, Canada.

CITIBANK, N.A.

Newspaper:

Federal Register:

FBSEA

4c8

07/02/2010

06/25/2010

Danske Bank A/S, Copenhagen, Denmark, 

requests prior approval to establish a branch 

office in New York, pursuant to Section 211.24 

of Regulation K, and to engage in certain 

nonbanking activities through Danske Markets 

Inc., New York, New York, pursuant to Section 

225.28(b)(7)(i) of Regulation Y.

DANSKE BANK A/S

Newspaper:

Federal Register:

* 3A1 Not available

06/21/2010

PNBK Holdings LLC, PNBK Sponsor LLC and 

PNBK Investment Partners LLC, all of Stamford, 

Connecticut requests prior approval to acquire 

Patriot National Bancorp, Inc. and Patriot 

National Bank, both of Stamford, Connecticut, 

and thereby become bank holding companies, 

pursuant to Section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended, and Section 

225.15 of Regulation Y.

PNBK HOLDINGS LLC

Newspaper:

Federal Register:

* 3A3 06/18/2010

06/25/2010

The Toronto-Dominion Bank, Toronto, Canada, 

and its subsidiaries TD US P&C Holdings ULC, 

Calgary, Canada, and TD Bank US Holding 

Company, Portland, Maine, to acquire The 

South Financial Group, Inc. and thereby 

indirectly acquire Carolina First Bank, both of 

Greenville, South Carolina, pursuant to Section 

3(a)(3) of the BHC Act of 1956, as amended, and 

Section 225.11(c)(1) of Regulation Y.

TORONTO-DOMINION BANK, 

THE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 229913 MIZUHO CORP BK USA, NEW YORK, NEW YORK 01/19/2010 06/02/2010 O Whole/Ltd Purp

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

MidCoast Community Bancorp, Inc., 

Wilmington, DE, to become a bank holding 

company in connection with the reorganization 

of MidCoast Community Bank, Wilmington, DE, 

merging with and into Interim MidCoast 

Community Bank, Wilmington, DE.

MidCoast Community Bancorp, 

Inc.

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 07/08/2010

07/09/2010

Application by First Southern Bancorp, Inc., 

Stanford, KY to acquire up to 24.99% of the 

voting shares of CKF Bancorp, Inc., Danville, 

KY and thereby indirectly acquire a 

non-controlling interest in Central Kentucky 

Federal Savings Bank, Danville, KY pursuant to 

Section 4(c)(8) of the Bank Holding Company 

Act.

FIRST SOUTHERN BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/17/2010

06/22/2010

Carlyle Financial Services Harbor, L.P., 

Washington, D.C.; CGFSP Coinvestment, L.P., 

Carlyle Global Partner Master Coinvestment 

Cayman, L.P., Carlyle Global Financial Services 

Partners, L.P., TCG Financial Services, L.P., 

Carlyle Financial Services, Ltd, TC Group 

Cayman Investment Holdings, L.P., TCG 

Holdings Cayman II, L.P., DBD Cayman, 

Limited, TCG Financial Services Investment 

Holdings, L.P., and Carlyle Financial Services 

Holdings, Ltd, all of Grand Cayman, Cayman 

Islands; Daniel A. D' Aniello, William E. 

Conway , Jr., and David M. Rubenstein, all of 

Washington, D.C.; and Carlyle Investment 

Management, L.L.C., TC Group, L.L.C., and TCG 

Holdings, L.L.C., all of Wilmington, Delaware, to 

acquire up to 24.9% of the voting shares of 

Hampton Roads Bankshares, Inc., Norfolk, 

Virginia.

HAMPTON ROADS 

BANKSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

06/25/2010

ACMO-HR, L.L.C., New York, New York; 

Anchorage Capital Master Offshore, Ltd., 

ACPO Master, L.P., Anchorage Capital Partners 

Offshore, Ltd, and ACPO Master, Ltd, all of 

Grand Cayman, Cayman Islands; Anchorage 

Capital Partners, L.P., Anchorage Advisors, 

L.L.C., Anchorage Capital Group, L.L.C., 

Anchorage Capital Management, L.L.C., and 

Anchorage Advisors Management, L.L.C., all of 

Wilmington, Delaware; Kevin Ulrich and 

Anthony Davis, both of New York, New York, 

to acquire up to 24.9% of the voting shares of 

Hampton Roads Bankshares, Inc., Norfolk, 

Virginia.

HAMPTON ROADS 

BANKSHARES, INC.

Newspaper:

Federal Register:

* 3A5 06/30/2010

07/02/2010

Jacksonville Bancorp, Inc., Jacksonville, Florida, 

to acquire 100% of the voting securities of 

Atlantic BancGroup, Inc., Jacksonville Beach, 

Florida, and thereby indirectly acquire 

Oceanside Bank, Jacksonville Beach, Florida.

JACKSONVILLE BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/30/2010

06/30/2010

Prior change in control notice filed by 

Chittranjan Kashavji Thakkar, Alpharetta, 

Georgia, to acquire an additional 24.82 percent 

of the outstanding shares of Hometown 

Community Bancshares, Inc., and its subsidiary, 

Hometown Community Bank, both of Braselton, 

Georgia. Total pro forma ownership will equal 

28.49 percent.

HOMETOWN COMMUNITY 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank of Pontiac, Pontiac, Illinois, to merge with 

Bank of Dwight, Dwight, Illinois, and thereby to 

establish two branches.

BANK OF PONTIAC

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Central State Bank, Elkader, Iowa, to merge with 

Corridor State Bank, Coralville, Iowa. As a 

result of the merger, Central State Bank, will 

establish a branch office at 2530 Corridor Way, 

Coralville, Iowa and 202 N Linn Street, Iowa 

City, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

CIC 06/14/2010

06/23/2010

Notice by Keith E. Busse, Fort Wayne, Indiana, 

as an individual, Keith E. Busse, Busse Family 

Investment Company, LLC, and Aaron T. 

Busse, as group acting in concert, to acquire 10 

percent or more of the voting shares of Tower 

Financial Corporation, Fort Wayne, Indiana, and 

thereby indirectly acquire Tower Bank & Trust 

Company, Fort Wayne, Indiana.

TOWER FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 06/14/2010

06/23/2010

Notice by John V. Tippmann, Sr., Fort Wayne, 

Indiana, as an individual, and John V. 

Tippmann, Sr., John McCarthy and Helen 

McCarthy, Richard Ley and Sally Ley, John 

Tippmann, Jr., Patrick Tippmann, and Brian 

Backstrom and Jennifer Backstrom, as a group 

acting in concert, to acquire 10 percent or more 

of the voting shares of Tower Financial 

Corporation, Fort Wayne, Indiana, and thereby 

indirectly acquire Tower Bank & Trust 

Company, Fort Wayne, Indiana.

TOWER FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 678744 CENTRAL ST BK, ELKADER, IOWA 03/01/2010 06/07/2010 S Small Bank

 175140 COMMUNITY FIRST BK, BOSCOBEL, WISCONSIN 02/08/2010 06/03/2010 S Small Bank

 799939 HARTSBURG ST BK, HARTSBURG, ILLINOIS 11/16/2009 06/07/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Bank of McCrory, McCrory, Arkansas, to 

become a member of the Federal Reserve 

System.

BANK OF MCCRORY

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 06/30/2010

06/21/2010

215 Holding Company, to acquire 100 percent of 

White Rock Bank, Cannon Falls, Minnesota.

215 HOLDING CO.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/28/2010

06/15/2010

Notice submitted by Christopher Key Jordan 

and Crystal Lynn Jordan, both of Stigler, 

Oklahoma, as trustees of the Christopher Key 

Jordan 2008 Trust; and Kelly Dawn 

Jordan-Davis and Steven Scott Davis, both of 

Indianola, Oklahoma, as trustees of the Kelly 

Dawn Jordan-Davis 2008 Trust, to acquire 

control of F.S.B. Properties, Inc., and thereby 

indirectly acquire control of Farmers State Bank, 

both in Quinton, Oklahoma.

F.S.B. PROPERTIES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Prior Notice by American Bank Holding 

Corporation, Corpus Christi, Texas, to engage 

indirectly in small town insurance agency 

activities, pursuant to Section 4(c)(8) of the 

Bank Holding Company Act and Section 

225.28(b)(11)(iii)(A) of Regulation Y, through its 

wholly owned subsidiary, American Financial 

Insurance Services, Inc., Port Aransas, Texas.

AMERICAN BANK HOLDING 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

06/24/2010

Notice by Thomas L. Rees, Colorado City, 

Texas, to apply to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and thereby control of City National 

Bancshares, Inc., and indirectly control its 

subsidiary, The City National Bank of Colorado 

City, both of Colorado City, Texas.

CITY NATIONAL BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

4c8 07/06/2010

Ford Financial Fund, L.P.; Ford Management, 

LP; Ford Ultimate Management, LLC; and 

certain other entities related to Gerald J. Ford, all 

of Dallas, Texas, to become bank holding 

companies through the acquisition of 91 percent 

of Pacific Capital Bancorp, Santa Barbara, 

California, and indirectly, Pacific Capital Bank, 

National Association, Santa Barbara, California.

Ford Financial Fund, LP; Ford Management, LP; 

Ford Ultimate Management, LLC; and certain 

other entities to engage in activities related to 

extending credit, trust company functions, and 

investment advisory activities through the 

acquisition of PCB Service Corporation, Santa 

Barbara, California; Morton Capital 

Management, Calabasas, California; and R. E. 

Wacker Associates, Inc., San Luis Obispo, 

California.

FORD FINANCIAL FUND, L.P.

Newspaper:

Federal Register:

* 3A5 Not available

07/08/2010

Independent Bank Group, Inc., McKinney, 

Texas, to acquire by merger 100 percent of 

Farmersville Bancshares, Inc., Farmersville, 

Texas, and indirectly acquire First Bank, 

Farmersville, Texas.

INDEPENDENT BANK GROUP, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

07/12/2010

Specialty Bancor, Inc., Austin, Texas, to become 

a bank holding company by acquiring 100 

percent of Community State Bank, Austin, 

Texas.

SPECIALTY BANCOR, INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/18/2010

Texas Banc Financial Corporation, Fort Worth, 

Texas, to acquire up to 100% of the voting 

shares of The Bank, Weatherford, Texas.

TEXAS BANC FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

06/07/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 35 

percent of the outstanding voting shares of 

Bridge Capital Holdings and thereby indirectly 

acquire a greater controlling interest in Bridge 

Bank, N.A., both of San Jose, California.

CARPENTER COMMUNITY 

BANCFUND-A, L.P.

Newspaper:

Federal Register:

* 3A3 Not available

06/21/2010

Castle Creek Capital Partners III, LP, Castle 

Creek Capital III LLC, Eggemeyer Capital LLC, 

Ruh Capital LLC, and Legions IV Advisory 

Corp, all of Rancho Santa Fe, CA, to increase 

their interest in First Chicago Bancorp, Chicago, 

Illinois, from 46.6% up to 85% of voting shares, 

pursuant to Section 3(a)(3) of the Bank Holding 

Company Act.

CASTLE CREEK CAPITAL 

PARTNERS III, L.P.

Newspaper:

Federal Register:

CIC Not available

06/21/2010

Daniel Hugh and Patricia L. Bowman, Fontana, 

California, to retain 14.10 percent control of 

Chino Commercial Bancorp, and thereby retain 

control of Chino Commercial Bank, N.A., both of 

Chino, California.

CHINO COMMERCIAL 

BANCORP

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Community Bancshares, Inc., Joseph, Oregon, 

to acquire at least 100 percent of BEO Bancorp 

and thereby its subsidiary bank, Bank of 

Eastern Oregon, both of Heppner, Oregon.

COMMUNITY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* Branch

Not applicable

East West Bank, Pasadena, California, to 05/28/2010

establish a branch at 4299 Rosewood Drive, 

Unit #108, Pleasanton, California.

EAST WEST BANK

Newspaper:

Federal Register:

* 18C Not available

Not applicable

East West Bank, Pasadena, California, to 

acquire Washington First International Bank, 

Seattle, Washington; and 2)East West Bank, 

Pasadena, California, requesting permisison of 

the Board of Governors of the Federal Reserve 

System to establish a Trust Department and for 

trust powers pursuant to 12 C.F.R. Section 

208.3(d)(2).

EAST WEST BANK

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 12, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

Newspaper:

Federal Register:

CIC 06/14/2010

06/16/2010

Warburg Pincus Private Equity X, L.P., Warburg 

Pincus X Partners, L.P., Warburg Pincus X, L.P., 

Warburg Pincus X, LLC, Warburg Pincus 

Partners, LLC, Warburg Pincus & Co., and 

Warburg Pincus LLC, all of New York, New 

York, to acquire up to 24.9% of the outstanding 

shares of Sterling Financial Corporation, 

Spokane, Washington, and thereby indirectly 

acquire control of Sterling Savings Bank, 

Spokane, Washington, and Golf Savings Bank, 

Mountlake Terrace, Washington.

STERLING FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 06/28/2010

05/28/2010

Hilario John Arguinchona and Karen 

Arguinchona for retroactive approval to retain 

31.82 percent control of Syringa Bancorp, and 

thereby retain control of Syringa Bank, both of 

Boise, Idaho.

SYRINGA BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2453132 PIERCE CMRL BK, TACOMA, WASHINGTON 07/13/2009 05/06/2010 SN Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act