Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 50 

Week Ending December 11, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Currency

Federal Reserve Notes -- new currency budget for 2011.

- Approved, December 10, 2010

Personnel

Division of Banking Supervision and Regulation -- appointment of Steve Merriett as 

assistant director.

- Announced, December 8, 2010

Enforcement

Bank of America Corporation, Charlotte, North Carolina -- written agreement with 

the Federal Reserve Bank of Richmond.

- Announced, December 7, 2010

Lino Lakes Banc Shares, Inc., Forest Lake, Minnesota -- written agreement with the 

Federal Reserve Bank of Minneapolis.

- Announced, December 7, 2010

TCSB Bancorp, Inc., Traverse City, Michigan -- written agreement with the Federal 

Reserve Bank of Chicago.

- Announced, December 9, 2010

Village Bancshares, Inc., St. Francis, Minnesota -- written agreement with the 

Federal Reserve Bank of Minneapolis.

- Announced, December 7, 2010

H.2 Board Actions December 5, 2010 to December 11, 2010

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSD Office of Staff Director

December 5, 2010 to December 11, 2010

Bank Branches, Domestic

Southwest Bank, Fort Worth, Texas -- to establish a branch at Jerome Street and 

Rosedale Street, Fort Worth.

Dallas

- Withdrawn, December 8, 2010

Bank Holding Companies

Aslin Capital, LLC, Cape Haze, Florida -- to acquire shares of Aslin Opportunity 

Fund BK, LP, Cape Haze, and for Aslin Opportunity Fund to acquire shares of Aslin 

Group, Inc., Overland Park, Kansas, parent of Alterra Bank.

Kansas City

- Approved, December 7, 2010

Aslin Group, Inc., Overland Park, Kansas; Aslin Opportunity Fund BK, LP, Cape 

Haze, Florida; and Aslin Capital I, LLC -- to engage in servicing loans.

Kansas City

- Approved, December 10, 2010

Bigfork Bancshares, Inc., Bigfork, Minnesota -- to acquire Kelliher Bancshares Inc., 

Kelliher, and thereby indirectly acquire Citizens State Bank of Kelliher.

Minneapolis

- Approved, December 7, 2010

Carlson Bancshares, Inc., West Memphis, Arkansas -- to acquire shares of Central 

Bancshares, Inc., Little Rock, and thereby indirectly acquire Central Bank.

St. Louis

- Approved, December 10, 2010

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

Chestnut Bancorp, Inc., Chestnut, Illinois -- to become a bank holding company and 

to acquire Bank of Chestnut, Chestnut.

Chicago

- Withdrawn, December 9, 2010

Community Bancorp, Inc., Chanute, Kansas -- waiver of application to acquire 

Bedene Insurance Agency, Inc., Arma, in connection with the merger of their 

respective subsidiary banks, Community National Bank & Trust, Chanute, and The 

First State Bank, Arma.

Kansas City

- Granted, December 6, 2010

Feliciana Bancshares, Inc., Clinton, Louisiana -- to become a bank holding company 

and to acquire Feliciana Bank & Trust Company, Clinton.

Atlanta

- Approved, December 10, 2010

First National Bank of Berryville Employee Stock Ownership Trust, Berryville, 

Arkansas -- to acquire additional shares of First Carroll Bankshares, Inc., Berryville, 

and thereby increase its interest in The First National Bank of Berryville.

St. Louis

- Approved, December 8, 2010

Hometown Community Bancorp, Inc., Employee Stock Ownership Plan and Trust, 

Morton, Illinois -- to increase its ownership in Hometown Community Bancorp, Inc., 

Morton, and thereby indirectly increase its ownership of Morton Community Bank.

Chicago

- Approved, December 10, 2010

H.2 Actions under delegated authority December 5, 2010 to December 11, 2010

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

Royal Bank of Canada, Montreal, Canada -- to indirectly acquire BlueBay Asset 

Management USA LLC, Darien, Connecticut, through BlueBay Asset Management 

plc, London, England, and engage in financial and investment advisory activities.

Richmond

- Approved, December 9, 2010

Bank Mergers

Union Bank, Oklahoma City, Oklahoma -- to merge with First Coleman National 

Bank, Coleman, Texas; Graham National Bank, Graham; Citizens National Bank of 

Breckenridge, Breckenridge; First State Bank of Canadian, National Association, 

Canadian; First National Bank of Olney, Olney; Friona State Bank, National 

Association, Friona; Farmers National Bank of Seymour, Seymour; and InterBank, 

Elk City, Oklahoma; and thereby establish 15 branches in Texas and Oklahoma; and 

to purchase certain assets and assume certain liabilities of the Borger and Stinnett 

branches of First National Bank of Borger, Borger, Texas.

Kansas City

- Approved, December 9, 2010

Change in Bank Control

First Dalhart Bancshares, Inc., Dalhart, Texas -- change in bank control of First 

Dalhart Bancshares and its subsidiary bank, First National Bank in Dalhart, Dalhart.

Dallas

- Permitted, December 9, 2010

Extensions of Time

Community Bank Partners, Inc., Denver, Colorado -- extension to January 14, 2011, 

to become a bank holding company and to acquire The Palisades National Bank, 

Palisade.

Kansas City

- Granted, December 10, 2010

H.2 Actions under delegated authority December 5, 2010 to December 11, 2010

(A/C) = Addition or Correction Delegated - 3 of 5
Extensions of Time

Community Trust Bank, Inc., Pikeville, Kentucky -- extension to March 7, 2011, to 

merge with First National Bank of LaFollette, LaFollette, Tennessee.

Cleveland

- Granted, December 6, 2010

Community Trust Bank, Inc., Pikeville, Kentucky -- extension to March 7, 2011, to 

establish branches at 106 South Tennessee Avenue, LaFollette, Tennessee; 2603 

Jacksonboro Pike, Jacksonboro; 2205 Jacksonboro Pike, LaFollette; and 2106 

Charles G. Seivers Boulevard, Clinton.

Cleveland

- Granted, December 6, 2010

Tennessee Central Bancshares, Inc., Parsons, Tennessee -- extension to March 10, 

2011, for change in bank control of Tennessee and its subsidiary bank, Community 

South Bank, Parsons.

St. Louis

- Granted, December 9, 2010

International Operations

BankAmerica International Financial Corporation, San Francisco, California, and 

FIA Card Services, N.A., Wilmington, Delaware -- waiver of remainder of 

prior-notification period to make an investment in Marlin House Holdings Limited, 

Watford, England, and its wholly owned subsidiary, Loans.co.uk Limited.

Director, BS&R

- Approved, December 9, 2010

H.2 Actions under delegated authority December 5, 2010 to December 11, 2010

(A/C) = Addition or Correction Delegated - 4 of 5
Membership

The Condon National Bank of Coffeyville, Coffeyville, Kansas -- to retain 

membership in the Federal Reserve System on conversion to a state-chartered bank, 

Condon Bank and Trust.

Kansas City

- Approved, December 7, 2010

H.2 Actions under delegated authority December 5, 2010 to December 11, 2010

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Chemung Canal Trust Company, Elmira, New 

York (the "Applicant") for approval of the 

merger of Capital Bank & Trust Company, 

Albany, New York, pursuant to Section 18(c) of 

the Federal Deposit Insurance Act, with and 

into Applicant.

CHEMUNG CANAL TRUST 

COMPANY

Newspaper:

Federal Register:

* 3A3 Not available

* 3A5 12/23/2010

Chemung Financial Corporation, Elmira, New 

York, to acquire Fort Orange Financial Corp., 

and thereby acquire its wholly owned 

subsidiary Capital Bank & Trust Company, both 

located in Albany, New York, pursuant to 

Sections 3(a)(3)and 3(a)(5) of the BHC Act and 

Section 225.14 of Regulation Y.

CHEMUNG FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada, and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make additional investments in 

Banco Citibank, S.A. and Banco Citicard S.A., 

both of Sao Paulo, Brazil.

CITIBANK, N.A.

Newspaper:

Federal Register:

* 3A3 Not available

* 3A5 12/03/2010

First Niagara Financial Group, Inc., Buffalo, New 

York ("FNFG"), to acquire all of the shares of 

NewAlliance Bancshares, Inc., New Haven, 

Connecticut ("NAB, Inc.") and thereby NAB, 

Inc.'s subsidiary, NewAlliance Bank, New 

Haven Connecticut, and subsequently merge 

NAB, Inc. with and into FNFG.

FIRST NIAGARA FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* 3A3

4c8

* 18C

* Branch

* 4c8

Not available

M&T Bank Corporation, Buffalo, New York, to 12/25/2010

acquire Wilmington Trust Corporation and 

thereby indirectly acquire Wilmington Trust 

Company, both of Wilmington, Delaware; and 

thereby indirectly to acquire Wilmington Trust 

FSB, Baltimore, Maryland, and other 

non-banking subsidiaries of Wilmington Trust 

Corporation and thereby operate a savings 

association and engage in other non-banking 

activities. Manufacturers and Traders Trust 

Company, Buffalo, New York, to purchase 

certain assets and assume certain liabilities of 

Wilmington Trust Company and Wilmington 

Trust FSB.

M&T BANK CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 12/24/2010

12/17/2010

James Wang, individually, and James Wang and 

Ellen Ruth KaoWang, Villanova, PA, Tony Yi 

Ping Wang and Michelle Yichun Yang, 

Gladwyne, PA, Elliot Hong Wai Wong, 

Philadelphia, PA and Josephine Wang, 

Gladwyne, PA, Aubrey Hui-Ju Wang, 

Havertown, PA, and Janet Wang Calilung, 

Irvine, CA, to acquire up 70.0% of Asian 

Financial Corporation, Philadelphia, PA.

ASIAN FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

12/08/2010

Warburg Pincus Private Equity S, L.P., New 

York, NY, to acquire up to 19.7% of National 

Penn Bancshares, Inc, Boyertown, PA.

WARBURG PINCUS PRIVATE 

EQUITY X, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 746513 PEOPLES B&TC OF MADISON CTY, BEREA, KENTUCKY 08/16/2010 12/03/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Bank of McKenney, McKenney, Virginia, to 

establish a branch at 13117 Rivers Bend 

Boulevard, Chester, Virginia

BANK OF MCKENNEY

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1434826 BANKANNAPOLIS, ANNAPOLIS, MARYLAND 08/23/2010 11/25/2010 S Int Sm Bank

 713926 FARMERS & MERCHANTS BK, TIMBERVILLE, VIRGINIA 08/16/2010 11/17/2010 S Int Sm Bank

 3019982 FREEDOM BK OF VIRGINIA, VIENNA, VIRGINIA 07/19/2010 11/04/2010 S Small Bank

 506922 SANDY SPRING BK, OLNEY, MARYLAND 08/02/2010 11/25/2010 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

01/06/2011

First Guaranty Bancshares, Inc., Hammond, 

Louisiana, to merge with Greensburg 

Bancshares, Inc., and thereby acquire its 

subsidiary, Bank of Greensburg, both of 

Greensburg, Louisiana.

FIRST GUARANTY 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 701736 BRAND BKG CO, LAWRENCEVILLE, GEORGIA 05/17/2010 11/24/2010 S Large Bank

 3715444 CAPSTAR BK, NASHVILLE, TENNESSEE 07/12/2010 11/15/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 12/01/2010

11/26/2010

Notice by Robert John Dentel, Victor, Iowa, and 

Mary P. Howell, Ames, Iowa, individually, and 

the Robert John Dentel Family (Robert J. Dentel, 

Patricia A. Dentel, and three minor children) all 

of Victor, Iowa, and the Mary P. Howell Family 

(Mary P. Howell, Stephen J. Howell, and three 

minor) all of Ames, Iowa, for permission for each 

Family to control more than 25 percent of the 

shares of Dentel Bancorporation, Victor, Iowa, 

and thereby indirectly control of Victor State 

Bank, Victor, Iowa; Corydon State Bank, 

Corydon, Iowa; First State Bank of Colfax, 

Colfax, Iowa; Maxwell State Bank, Maxwell, 

Iowa; Pocahontas State Bank, Pocahontas, 

Iowa; and Panora State Bank, Panora, Iowa.

DENTEL BANCORPORATION

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

Newspaper:

Federal Register:

CIC 12/13/2010

12/06/2010

Notice filed by the James Blin Family (James Lee 

Blin and Randy Alan Blin, both of 

Independence, Iowa; Timothy Lee Blin, Ponte 

Vedra Beach, Florida; Sandra Blin Burgard, 

Bozeman, Montana; and Tamara Blin Diamond, 

Mesa, Arizona) to retain control of more than 25 

percent of the voting shares of Independence 

Bancshares, Inc., Independence, Iowa, and 

thereby indirectly control voting shares of 

Security State Bank, Independence, Iowa and 

Northeast Security Bank, Sumner, Iowa.

INDEPENDENCE BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 457547 CENTRUE BK, STREATOR, ILLINOIS 06/07/2010 11/21/2010 S Large Bank

 366247 TEMPLETON SVG BK, TEMPLETON, IOWA 07/26/2010 11/22/2010 S Small Bank

 2693264 TOWN BK, HARTLAND, WISCONSIN 04/19/2010 11/01/2010 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

12/28/2010

Retroactive notice by Bigfork Bancshares, Inc., 

Bigfork, Minnesota to engage, de novo, in 

extending credit and servicing loans.

BIGFORK BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 12/08/2010

12/20/2010

Retroactive Change in Control Notice by James 

A. Jorgenson, Kenmare, North Dakota, as an 

individual, to acquire and retain 18 percent or 

more of the shares of Bozeman Bancorp, Inc., 

Bozeman, Montana, and thereby indirectly 

acquire and retain control of Bank of Bozeman, 

Bozeman, Montana.

BOZEMAN BANCORP, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

First Harvey Bancorporation, Inc., Harvey, 

North Dakota, to acquire 100% of First State 

Bank Agency, LLC, Harvey, North Dakota, and 

thereby indirectly engage in insurance agency 

activities, in a place with a population not 

exceeding 5,000.

FIRST HARVEY 

BANCORPORATION, INC.

Newspaper:

Federal Register:

CIC Not available

12/17/2010

Change in control notice by Rick E. Skates and 

Kathy A. Skates, both of Polson, Montana, 

individually, and with Scott Farley and Natalie 

Farley, both of Enterprise, Alabama, Richard 

Pedersen, Everett, Washington, and Debbie 

Denton, Polson, Montana, as a group acting in 

concert, to acquire and retain 25 percent or more 

of the shares of Flathead Lake Bancorporation, 

Inc., Polson, Montana, and thereby indirectly 

acquire and retain control of First Citizens Bank 

of Polson, National Association, Polson, 

Montana.

FLATHEAD LAKE 

BANCORPORATION, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

01/12/2011

Citizens National Corporation, Wisner, 

Nebraska to acquire up to an additional 2 

percent for a total of 34.33 percent of the voting 

shares of Republic Corporation, parent of 

United Republic Bank, both in Omaha, 

Nebraska.

CITIZENS NATIONAL 

CORPORATION

Newspaper:

Federal Register:

* Branch

Not applicable

First State Bank of Colorado, Hotchkiss, 12/09/2010

Colorado, to establish a branch at 564 Main 

Street, Delta, Colorado.

FIRST STATE BANK OF 

COLORADO

Newspaper:

Federal Register:

* 3A3 12/25/2010

01/07/2011

Frontier Holdings, LLC, Omaha, Nebraska, to 

acquire 100 percent of the voting shares of 

ARSEBECO, Inc., parent of Richardson County 

Bank & Trust Company, both in Falls City, 

Nebraska. Frontier Management, LLC, Omaha, 

Nebraska, to acquire indirect control of 100 

percent of the voting shares of ARSEBECO, 

Inc., parent of Richardson County Bank & Trust 

Company, both in Falls City, Nebraska, by 

virtue of its control of the affairs of Frontier 

Holdings, LLC, Omaha, Nebraska.

FRONTIER HOLDINGS, LLC

Newspaper:

Federal Register:

CIC Not available

Not available

Notice submitted by Jeffrey J. Heiman and Jerod 

J. Heiman, both of Wichita, Kansas, to retain 

control of Norcon Financial Corp., parent of 

Conway Bank, National Association, both in 

Conway Springs, Kansas.

NORCON FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 311050 AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA 08/16/2010 11/22/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

01/03/2011

Carlile Bancshares, Inc., Fort Worth, Texas, to 

acquire 100 percent of Community State Bank, 

Austin, Texas.

CARLILE BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Connemara Bancorp, Inc., Dallas, Texas, to 

become a bank holding company by acquiring 

100 percent of First Amherst Bancshares, Inc., 

Amherst, Texas, and indirectly acquire First 

National Bank, Amherst, Texas.

CONNEMARA BANCORP, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

First State Bank of Mineral Wells, Mineral 12/22/2010

Wells, Texas, to purchase certain assets and 

assume certain liabilities of the West Crockett 

National Bank, San Angelo, Texas, and 

establish a branch to be located at 1901 Wall 

Street, Weatherford, Texas.

FIRST STATE BANK OF 

MINERAL WELLS

Newspaper:

Federal Register:

CIC 12/17/2010

12/28/2010

Notice by Chandrakant B. Patel, Surekha Patel, 

Bipin Patel, Sandhya Patel, and Chandrakant B. 

Patel, as trustee of the following trusts: Sushil 

Patel 2010 Irrevocable Trust, Rajan Patel 2010 

Irrevocable Trust, Shetal Patel 2010 Irrevocable 

Trust, and Toral Balakrishnan 2010 Irrevocable 

Trust (the "Patel Family Group")(collectively the 

"Notificants"), all of Irving, Texas, to acquire 25 

percent or more of the shares and thereby 

control of SBT Bancshares, Inc., Dallas, Texas, 

and indirectly acquire State Bank of Texas, 

Dallas, Texas.

SBT BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

4c8 11/22/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management Company, LLC, Carpenter 

Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., Carpenter 

Community Bancfund-CA, L.P., CGB Holdings, 

Inc., CCFW, Inc., and SCJ, Inc., all of Irvine, 

California, to acquire 100 percent of Professional 

Business Bank, Pasadena, California, in 

connection with the merger of Professional 

Business Bank with and into California General 

Bank, Pasadena, California; and 2)CGB 

Holdings, Inc., Irvine, California, to form a 

wholly-owned subsidiary, CGB Asset 

Management, Inc., Irvine, California, to engage 

in extending credit and servicing loans, 

pursuant to section 225.28 (b)(1) of Regulation 

Y.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC Not available

12/17/2010

1)LG C-Co, LLC, Green Equity Investors V, L.P., 

Leonard Green & Partners, L.P., Green Equity 

Investors Side V, L.P., GEI V Offshore Investors, 

L.P., GEI V Special Investors, L.P., Green V 

Holdings, LLC, GEI Capital V, LLC, and LGP 

Management, Inc., all of Los Angeles, 

California, John G. Danhakl, Pacific Palisades, 

California, Peter J. Nolan, Manhattan Beach, 

California; and Jonathan D. Sokoloff, Los 

Angeles, California, to acquire 10 percent or 

more of Cascade Bancorp, and thereby 

indirectly acquire control of Bank of the 

Cascades, both of Bend, Oregon; and 2) 

Cascade Bancorp, Bend, Oregon, to appoint 

Michael John Connolly as a Director.

CASCADE BANCORP

Newspaper:

Federal Register:

CIC Not available

12/17/2010

1) WLR CB AcquisitionCo LLC, WL Ross & Co. 

LLC, WLR Recovery Fund IV, L.P., WLR IV 

Parallel ESC, L.P. IV, Invesco North America 

Holdings, Inc., Invesco WLR IV Associates 

LLC, WLR Recovery Associates IV LLC, WL 

Ross Group L.P., El Vedado LLC, all of New 

York, New York, Wilbur L. Ross, Jr., Palm Beach, 

Florida, Invesco Ltd., Invesco Group Services, 

IVZ, Inc., Invesco Group Services, Inc., Invesco 

Advisers, Inc., Invesco Private Capital, Inc.,all 

of Atlanta, Georgia, Invesco Holding Company 

Limited, London, United Kingdom, and Invesco 

AIM Management Group, Inc., Houston, Texas, 

to acquire 10 percent or more of Cascade 

Bancorp, and thereby indirectly acquire control 

of Bank of the Cascades, both of Bend, Oregon; 

and 2) Cascade Bancorp, Bend, Oregon, to 

appoint James Bicknell Lockhart III as a 

Director.

CASCADE BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/20/2010

BOTC Holdings LLC and persons that are 

acting with or control BOTC Holdings LLC 

(Lightyear Fund II, L.P., Lightyear Co-Invest 

Partnership II, L.P., Lightyear Fund II GP, L.P., 

Lightyear Fund II GP Holdings, LLC, Marron & 

Associates, LLC, Chestnut Venture Holdings, 

LLC, Lightyear Capital II, LLC, Lightyear Capital 

LLC and Donald B. Marron), all of New York, 

New York, to acquire 24.35 percent of Cascade 

Bancorp, and thereby indirectly acquire control 

of The Bank of the Cascades, both of Bend, 

Oregon.

CASCADE BANCORP

Newspaper:

Federal Register:

CIC 12/14/2010

12/17/2010

1)DBD Cayman, Limited, TCG Holdings Cayman 

II, L.P., TC Group Cayman Investment Holdings, 

L.P., Carlyle Financial Services, Ltd., TCG 

Financial Services, L.P., all of Grand Cayman, 

Cayman Islands, and Carlyle Financial Services 

Harbor, L.P., Wilmington, Delaware, to acquire 

up to 24.9 percent of Central Pacific Financial 

Corp., Honolulu, Hawaii, and thereby indirectly 

acquire control of Bancorp's subsidiary, Central 

Pacific Bank, Honolulu, Hawaii; and 2)Central 

Pacific Corp, Honolulu, Hawaii, to appoint 

James Floyd Burr as a Managing Director.

CENTRAL PACIFIC FINANCIAL 

CORP.

Newspaper:

Federal Register:

CIC Not available

12/17/2010

ACMO-CPF, L.L.C., New York, New York, and 

persons that are acting with or control 

ACMO-CPF, L.L.C. (Anchorage Capital Master 

Offshore, Ltd., ACPO Master, L.P., Anchorage 

Capital Partners Offshore, Ltd., ACPO Master, 

Ltd., all of Grand Cayman, Cayman Islands; 

Anchorage Capital Partners, L.P., Anchorage 

Capital Group, L.L.C. (f/k/a Anchorage 

Advisors, L.L.C.), Anchorage Capital, L.L.C. 

(f/k/a Anchorage Capital Group, L.L.C.), 

Anchorage Capital Management, L.L.C., 

Anchorage Advisors Management, L.L.C., all of 

Wilmington, Delaware; and Kevin Ulrich and 

Anthony Davis, both of New York, New York, 

to acquire up to 24.9 percent of Central Pacific 

Financial Corp., Honolulu, Hawaii, and thereby 

indirectly acquire control of Bancorp's 

subsidiary, Central Pacific Bank, Honolulu, 

Hawaii.

CENTRAL PACIFIC FINANCIAL 

CORP.

Newspaper:

Federal Register:

* 3A3 Not available

12/09/2010

Franklin Resources, Inc., San Mateo, California, 

to acquire additional voting shares of First 

Chicago Bancorp, and thereby indirectly acquire 

shares of First Chicago Bank & Trust, both of 

Chicago, Illinois.

FRANKLIN RESOURCES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Marc Jonathan Foulkrod and Jamie Foulkrod, 

both of Moorpark, California, to acquire 

additional voting shares of Mission Valley 

Bancorp, Sun Valley, California, and thereby 

indirectly acquire shares of Mission Valley 

Bank, Sun Valley, California.

MISSION VALLEY BANCORP

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Oak Valley Community Bank, Oakdale, 

California, to establish a branch office at 3508 

McHenry Avenue, Modesto, California.

OAK VALLEY COMMUNITY 

BANK

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act