Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 37 

Week Ending September 11, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Banks, Foreign

Banco Davivienda, S.A., Bogota, Colombia -- to establish a branch in Miami, 

Florida, through the conversion of its Edge corporation subsidiary, Bancafe 

International.

- Approved, September 7, 2010

Forms

Forms -- to conduct the Interchange Transaction Fees Surveys (FR 3062).

- Approved, September 7, 2010

Monetary and Financial Policy

Term Deposit Facility -- authorization of ongoing small-value offerings of term 

deposits under the TDF.

- Approved, September 7, 2010

Personnel

Division of Research and Statistics -- appointment of Eric Engen, Michael Kiley, and 

Robin Prager as deputy associate directors and Arthur Kennickell and Jeffrey 

Campione as assistant directors.

- Announced, September 7, 2010

Enforcement

Bank of the Eastern Shore, Cambridge, Maryland -- written agreement with the 

Federal Reserve Bank of Richmond and the State of Maryland Commissioner of 

Financial Regulation.

- Announced, September 7, 2010

H.2 Board Actions September 5, 2010 to September 11, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

First Community Holding Company, Hammond, Louisiana -- written agreement with 

the Federal Reserve Bank of Atlanta and the Louisiana Office of Financial 

Institutions.

- Announced, September 9, 2010

Mountain West Financial Corp., Helena, Montana -- written agreement with the 

Federal Reserve Bank of Minneapolis.

- Announced, September 7, 2010

Pacific Mercantile Bancorp, Costa Mesa, California, and Pacific Mercantile Bank -- 

written agreement with the Federal Reserve Bank of San Francisco.

- Announced, September 7, 2010

H.2 Board Actions September 5, 2010 to September 11, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

September 5, 2010 to September 11, 2010

Bank Branches, Domestic

Centennial Bank, Conway, Arkansas -- to establish a mobile branch in Lonoke 

County, Arkansas.

St. Louis

- Approved, September 7, 2010

First Bank of Utica, Utica, Nebraska -- to establish a branch at 801 1st Street, Friend.

Kansas City

- Approved, September 10, 2010

Bank Holding Companies

Community Trust Bancorp, Inc., Pikeville, Kentucky -- to acquire LaFollette First 

National Corporation, LaFollette, Tennessee, and First National Bank of LaFollette, 

and for Bancorp's subsidiary bank, Community Trust Bank, Inc., Pikeville, to merge 

with First National Bank of LaFollette and thereby establish branches.

Cleveland

- Approved, September 7, 2010

Jane Kincaid LLC, Lexington, Kentucky -- to become a bank holding company and 

to acquire shares of Central Bancshares, Inc., Lexington.

Cleveland

- Withdrawn, September 9, 2010

Joan Kincaid LLC, Lexington, Kentucky -- to become a bank holding company and 

to acquire shares of Central Bancshares, Inc., Lexington.

Cleveland

- Withdrawn, September 9, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

One Main Street, LLC, New York, New York, and One Main Street Management 

LLC -- to become bank holding companies and to acquire Liberty Bank, Inc., Salt 

Lake City, Utah.

San Francisco

- Withdrawn, September 8, 2010

Southeastern Bank Financial Corporation, Augusta, Georgia -- to acquire Southern 

Bank & Trust, Aiken, South Carolina, upon its conversion to a state-chartered bank.

Atlanta

- Approved, September 10, 2010

Change in Bank Control

Bannister Bancshares, Inc., Kansas City, Missouri -- change in bank control of 

Bannister and its subsidiary bank, Union Bank, Kansas City.

Kansas City

- Withdrawn, September 7, 2010

Peoples Commerce Corporation, North Carrollton, Mississippi -- change in bank 

control of Peoples Commerce and its subsidiary bank, Peoples Bank and Trust 

Company, North Carrollton.

St. Louis

- Permitted, September 7, 2010

Extensions of Time

U & I Financial Corp., Lynnwood, Washington -- extension to December 10, 2010, 

to become a bank holding company and to acquire UniBank, Lynnwood.

San Francisco

- Granted, September 10, 2010

H.2 Actions under delegated authority September 5, 2010 to September 11, 2010

(A/C) = Addition or Correction Delegated - 2 of 3
Membership

The Monticello Banking Company, Monticello, Kentucky -- to become a member of 

the Federal Reserve System.

St. Louis

- Approved, September 10, 2010

H.2 Actions under delegated authority September 5, 2010 to September 11, 2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Application by Sugar River Bancorp, MHC, 

Newport, New Hampshire to become a mutual 

bank holding company through the acquisition 

of 100% of the voting shares of Sugar River 

Bank, Newport, New Hampshire, pursuant to 

section 3(a)(1) of the BHC Act.

Sugar River Bancorp, MHC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/20/2010

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.2 percent of 

Palmetto Bancshares, Inc., Greenville, SC.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/29/2010

Notice of Change in Bank Control by Clay P. 

Graham, Byran H. Graham, and James F. Graham, 

acting in concert, to acquire up to 26.67% of the 

outstanding voting shares of North Valley 

Bancshares, Inc. and thereby indirectly 

acquring control of the North Valley Bank, both 

of Zanesville, OH and Notice of Change in Bank 

Control by Clay P.Graham, individually to 

acquire 10.13% of the outstanding voting 

shares of North Valley Bancshares, Inc.and 

thereby indirectly acquiring control of the North 

Valley Bank, both of Zanesville, OH

NORTH VALLEY BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Citizens Bank, Flint, Michigan, to establish a 

branch facility to be located at 31215 W. 

Fourteen Mile Road, Farmington Hills, 

Michigan.

CITIZENS BANK

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

Newspaper:

Federal Register:

* 3A5 Not available

* 18C

* Branch

10/04/2010

Hometown Community Bancorp, Inc., and 

Hometown Community Bancorp, Inc. Employee 

Stock Ownership Plan and Trust, both located 

in Morton, Illinois, to merge with CSBC 

Financial Corporation, Cropsey, Illinois, and 

thereby indirectly acquire Citizens State Bank of 

Cropsey, Cropsey, Illinois, and by Morton 

Community Bank, Morton, Illinois, to merge 

with Citizens State Bank of Cropsey, Cropsey, 

Illinois, and thereby to establish two branches.

HOMETOWN COMMUNITY 

BANCORP, INC.

Newspaper:

Federal Register:

CIC 09/20/2010

09/22/2010

Notice by The Thomas C. Pangborn Trust 

("Trust") with Thomas C. Pangborn as trustee, 

and the Trust, together with Thomas C. 

Pangborn, Traverse City, Michigan, Heidi M. 

Pangborn, Traverse City, Michigan, Emily 

Davies, Oakland California, and Christine A. 

Wherry, Chicago, Illinois, as a group acting in 

concert, to acquire in excess of 25 percent of the 

outstanding shares of TCSB Bancorp, Inc., 

Traverse City, Michigan, and thereby indirectly 

acquire control of Traverse City State Bank, 

Traverse City, Michigan.

TCSB BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 Not available

10/04/2010

Zaring Group Holdings LLC., Riverwoods, 

Illinois, to become a bank holding company by 

acquiring 75.1 percent of the voting shares of 

First Suburban Bancorp Corporation, 

Maywood, Illinois, and thereby indirectly 

acquire First Suburban National Bank, 

Maywood, Illinois.

ZARING GROUP HOLDINGS LLC

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice by Kendal L. Combs and Patricia A. 09/24/2010

Combs, both of Hollister, Missouri, to retain 

control of Branson Bancshares, Inc., Branson, 

Missouri.

BRANSON BANCSHARES, INC

Newspaper:

Federal Register:

* Branch

Not applicable

Evolve Bank & Trust, West Memphis, 09/24/2010

Arkansas, to establish a branch facility to be 

located at 8000 Centerview Parkway, Suite 500, 

Cordova, Tennessee.

EVOLVE BANK & TRUST

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/24/2010

Notice by Shawn Paul Weinand and Linda Lou 

Weinand, both of Tonka Bay, Minnesota, to 

acquire control of Alliance Bank Shares 

Corporation, Andover, Minnesota, and thereby 

indirectly gain control of 1st Regents Bank, 

Andover, Minnesota.

ALLIANCE BANK SHARES 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Change in Control Notice by Margaret E. Thelen 

Revocable Trust dated January 5, 2000, 

Margaret E. Thelen, Trustee, Baxter, Minnesota, 

individually and as part of a group acting in 

concert along with John A. Thelen, Jr., Baxter, 

Minnesota, Nancy M. Shipman, Brainerd, 

Minnesota, Sharon M. Watland, Baxter, 

Minnesota, Robert T. Thelen, Baxter, 

Minnesota, Michael J. Thelen, Nisswa, 

Minnesota, Kathryn M. Stalheim, Oviedo, 

Florida, Steven D. Thelen, Tampa, Florida, Luke 

D. Shipman, Brainerd, Minnesota, Daniel J. 

Shipman, Brainerd, Minnesota, Elizabeth A. 

Shipman, Breezy Point, Minnesota, and Adam J. 

Shipman, Brainerd, Minnesota to retain control 

of American Bancorporation of Minnesota, Inc., 

Brainerd, Minnesota, and thereby indirectly 

retain control of American National Bank of 

Minnesota, Baxter, Minnesota.

AMERICAN 

BANCORPORATION OF 

MINNESOTA, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

09/20/2010

Notification by Daniel L. Tanner, Canon City, 

Colorado, to acquire control of Canon Bank 

Corporation, parent of Canon National Bank, 

both of Canon City, Colorado.

CANON BANK CORPORATION

Newspaper:

Federal Register:

CIC Not available

09/28/2010

Notification by David H. Duey Revocable Trust, 

David H. Duey, Scottsbluff, Nebraska, trustee; 

Diana Duey Strokan Trust, Diana Duey Strokan, 

Plattsmouth, Nebraska, trustee; Ann Duey 

Revocable Trust, Ann Duey, Scottsbluff, 

Nebraska, trustee; Sara Lierman, Gretna, 

Nebraska, Laura Strickland, Brentwood, 

Tennessee, Dan Duey, Lincoln, Nebraska, 

Natasha Duran, Santa Fe, New Mexico, and 

Nathan Strokan, Plattsmouth, Nebraska; all 

members of the Duey Family Group, to retain 

control of Cass County State Company, parent 

of Cass County Bank, both of Plattsmouth, 

Nebraska.

CASS COUNTY STATE 

COMPANY

Newspaper:

Federal Register:

CIC Not available

09/29/2010

Notification submitted by Edward F. and Sharon 

R. Lueger, both of Seneca, Kansas; Eugene and 

Janet Lueger, both of St. Marys, Kansas; Galen 

and Carol A. Lueger, both of Goff, Kansas; 

Gerald J. and Karla Lueger, both of St. Marys, 

Kansas; James J. and Joan M. Lueger, both of 

Seneca, Kansas, individually and as trustees of 

the James J. and Joan M. Lueger Revocable 

Living Trust; Robert and Susan Lueger, both of 

Shorewood, Wisconsin, individually and as 

trustees of the Robert J. and Susan A. Lueger 

Trust; Thomas Lueger, Leslie Lueger, Thomas 

A. Lueger, and Debra Lueger, all of Plattsmouth, 

Nebraska; Mary L. and Steven Nelson, both of 

Parkville, Missouri; Bradley J. and Susan R. 

Lueger, both of Seneca, Kansas; Brian M. 

Lueger, Olathe, Kansas; Marissa A. Lueger, 

Seneca, Kansas; Russell A. Lueger, Beloit, 

Kansas; Lori A. and Justin F. Lueger, both of 

Eudora, Kansas; all as members of the Lueger 

Family Group, to retain control of Community 

Bancshares, Inc., parent of Community National 

Bank, both in Seneca, Kansas.

COMMUNITY BANCSHARES, 

INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Raton Capital Corporation, Raton, New Mexico, 

proposes to engage in lending activities.

RATON CAPITAL 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

10/08/2010

Verus Acquisition Group, Inc., Fort Collins, 

Colorado, to become a bank holding company 

through the acquisition of 51 percent of the 

voting shares of Fort Collins Commerce Bank 

and Larimer Bank of Commerce, both in Fort 

Collins, Colorado; and Loveland Bank of 

Commerce, Loveland, Colorado.

VERUS ACQUISITION GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Bank of Texas, Midland, Texas, to become a 

member of the Federal Reserve System.

BANK OF TEXAS

Newspaper:

Federal Register:

* 3A3 Not available

10/11/2010

First Financial Bankshares, Inc., Abilene, Texas, 

to acquire 100 percent of Sam Houston Financial 

Corp., Huntsville, Texas, and indirectly acquire 

First State Bank, Huntsville, Texas.

FIRST FINANCIAL 

BANKSHARES, INC.

Newspaper:

Federal Register:

* 3A1 09/13/2010

09/16/2010

Steele Holdings, Inc., Tyler, Texas, to become a 

bank holding company by acquiring 100 percent 

of American State Bank, Arp, Texas.

STEELE HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending September 11, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/15/2010

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

10/01/2010

GV Bancorp Employee Stock Ownership Plan to 

acquire additional voting shares of GV Bancorp 

and thereby indirectly acquire shares of 

Gunnison Valley Bank, all of Gunnison, Utah.

G V BANCORP EMPLOYEE 

STOCK OWNERSHIP PLAN

Newspaper:

Federal Register:

* 3A3 Not available

08/27/2010

Wells Fargo & Company, San Francisco, 

California, to acquire more than 5 percent of the 

voting shares of Western Liberty 

Bancorporation, New York, New York, and 

thereby indirectly acquire more than 5 percent 

of the voting shares of Service 1st Bank of 

Nevada, Las Vegas, Nevada.

WELLS FARGO & COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act