Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 17 

Week Ending April 24, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Lehman Brothers -- statement by Chairman Bernanke before the House Committee 

on Financial Services on the lessons from the failure of Lehman Brothers.

- Published, April 20, 2010

Regulations and Policies

Home Mortgage Disclosure -- to hold four public hearings on potential revisions to 

Regulation C, which implements the Home Mortgage Disclosure Act, at the Federal 

Reserve Bank of Atlanta on July 15; the Federal Reserve Bank of San Francisco on 

August 5; the Federal Reserve Bank of Chicago on September 16; and the Board in 

Washington, D.C. on September 24, 2010.

- Announced, April 23, 2010

Enforcement

Ameri-National Corporation, Overland Park, Kansas -- written agreement with the 

Federal Reserve Bank of Kansas City.

- Announced, April 20, 2010

The Bank of Currituck, Moyock, North Carolina -- written agreement with the 

Federal Reserve Bank of Richmond and the North Carolina Office of the 

Commissioner of Banks.

- Announced, April 22, 2010

First National Financial Services, Inc., Elk River, Minnesota -- written agreement 

with the Federal Reserve Bank of Minneapolis.

- Announced, April 19, 2010

Heritage Bank, Topeka, Kansas -- prompt corrective action directive dated March 26, 

2009, terminated April 13, 2010.

- Announced, April 21, 2010

H.2 Board Actions April 18, 2010 to April 24, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

PB Financial Group, Inc., Denver, Colorado, and Premier Bank -- issuance of a 

consent cease and desist order by the Board and the Colorado Division of Banking.

- Announced, April 22, 2010

H.2 Board Actions April 18, 2010 to April 24, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

April 18, 2010 to April 24, 2010

Bank Branches, Domestic

Comerica Bank, Dallas, Texas -- to establish branches at 1433 5th Street, Santa 

Monica, California; 824 Fair Oaks Avenue, South Pasadena; and 625 South Melrose 

Drive, Vista.

Dallas

- Approved, April 21, 2010

Frederick County Bank, Frederick, Maryland -- to establish a branch at 

103 Monocacy Boulevard, Frederick.

Richmond

- Approved, April 23, 2010

Midland States Bank, Effingham, Illinois -- to establish a branch at 1540 Route 59, 

Joliet.

St. Louis

- Approved, April 21, 2010

Bank Holding Companies

BCB Bancorp, Inc., Bayonne, New Jersey -- waiver of application to acquire 

Pamrapo Bancorp, Inc., Bayonne, in connection with the merger of their respective 

subsidiaries, BCB Community Bank and Pamrapo Savings Bank, S.L.A.

New York

- Granted, April 23, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Colorow Investment Corp, Greenwood Village, Colorado, and Colorow Partners, 

LLC -- to become bank holding companies and to acquire TBHC, Inc., Englewood, 

and thereby acquire Centennial Bank, Centennial.

Kansas City

- Approved, April 21, 2010

CrossFirst Holdings, LLC, Overland Park, Kansas -- to acquire shares of Town & 

Country Bank, Leawood.

Kansas City

- Approved, April 19, 2010

Du Quoin State Bank ESOP, Du Quoin, Illinois -- to become a bank holding 

company and to retain its interest in Perry County Bancorp, Inc., Du Quoin, and 

thereby indirectly acquire Du Quoin State Bank.

St. Louis

- Approved, April 20, 2010

GulfShore Bancshares, Inc., Tampa, Florida -- to become a bank holding company 

and to acquire GulfShore Bank, Tampa.

Atlanta

- Approved, April 19, 2010

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, 

Illinois -- to increase its ownership of Minier Financial, Inc., Minier, and thereby 

increase its indirect ownership of First Farmers State Bank.

Chicago

- Approved, April 22, 2010

H.2 Actions under delegated authority April 18, 2010 to April 24, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Mergers

Ames Community Bank, Ames, Iowa -- to merge with VisionBank of Iowa, Grimes, 

and thereby establish a branch.

Chicago

- Approved, April 21, 2010

First Midwest Bank, Itasca, Illinois -- to purchase certain assets and assume certain 

deposits and other liabilities of Peotone Bank and Trust Company, Peotone, and 

thereby establish branches.

Chicago

- Approved, April 23, 2010

First State Bank of Hotchkiss, Hotchkiss, Colorado -- to merge with Paonia State 

Bank, Paonia; Paonia Financial Services, Inc.; Colorado Mountain Bank, Westcliffe; 

and Orchard Valley Financial Corporation, Hotchkiss, and thereby establish 

branches; and to operate as First State Bank of Colorado.

Kansas City

- Approved, April 20, 2010

First State Bank, Lincoln, Nebraska -- to purchase certain assets and assume certain 

liabilities of Farmers Bank, Lincoln, and De Witt State Bank, De Witt, and thereby 

establish branches.

Kansas City

- Approved, April 23, 2010

Northbrook Bank & Trust Company, Northbrook, Illinois -- to purchase certain 

assets and assume certain deposits and other liabilities of Lincoln Park Savings Bank, 

Chicago, and thereby establish branches.

Chicago

- Approved, April 23, 2010

H.2 Actions under delegated authority April 18, 2010 to April 24, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
Bank Mergers

Wheaton Bank & Trust Company, Wheaton, Illinois -- to purchase certain assets and 

assume certain deposits and other liabilities of Wheatland Bank, Naperville, and 

thereby establish a branch.

Chicago

- Approved, April 23, 2010

Banks, Foreign

Banco do Brasil, S.A., Brasilia, Brazil -- to establish a representative office in 

Orlando, Florida.

New York

- Withdrawn, April 22, 2010

Financial Holding Companies 

Tower Bancorp Inc., Harrisburg, Pennsylvania -- election to become a financial 

holding company.

Philadelphia

- Effective, April 22, 2010

H.2 Actions under delegated authority April 18, 2010 to April 24, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 05/10/2010

05/07/2010

American Community Bancorp Inc., to become a 

bank holding company by acquiring 100 percent 

of American Community Bank, both of Glen 

Cove, New York.

AMERICAN COMMUNITY 

BANCORP INC.

Newspaper:

Federal Register:

Foreign Branch Not applicable

Not applicable

BNP Paribas, Paris, France, to establish an 

additional branch office in New York, New York, 

pursuant to Section 10(a) of the International 

Banking Act of 1978, as amended, and Section 

211.24(a)(2)(i)(A) of Regulation K.

BNP PARIBAS

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an investment in BGH 

International Holdings LLC, New Castle, 

Delaware.

CITIBANK, N.A.

Newspaper:

Federal Register:

CIC

Not available

Notice by GAP V Bankvest, LLC, Greenfield 05/10/2010

Acquisition Company V, LLC, Greenfield 

Acquisition Partners V, LP, GAP V 

Management, LLC, Greenfield Partners, LLC, all 

of South Norwalk, Connecticut, and Eugene A. 

Gorab, Fairfield, Connecticut, to gain direct 

control of Alcar LLC, New York, New York, and 

indirect control of Darien Rowayton Bank, 

Darien, Connecticut.

GREENFIELD ACQUISITION 

COMPANY L.L.C.

Newspaper:

Federal Register:

FBSEA

Not applicable

Macquarie Bank Ltd., Sydney, Australia, to 05/12/2010

establish one additional representative office in 

Chicago, Illinois, pursuant to Section 211.24(a)

(2)(i)(B)(3) of Regulation K.

MACQUARIE BANK LIMITED

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.9 percent of 

Florida Business Bancgroup, Inc., Tampa, FL.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice of Change in Bank Control filed by 05/11/2010

Hometown Bancshares, Inc. 401(k) Profit 

Sharing Plan (Tammy Rae Waggoner, Trustee), 

Middlebourne, WV to retain control of 10.77 

percent of the outstanding voting shares of 

Hometown Bancshares, Inc., Middlebourne, 

WV.

HOMETOWN BANCSHARES, 

INC.

Newspaper:

Federal Register:

Other Foreign Not applicable

Not applicable

Application by PNC Bank, N.A., Pittsburgh, 

Pennsylvania, to establish an agreement 

corporation subsidiary, Harris Williams UK 

Holdings LLC, Richmond, Virginia, pursuant to 

section 211.5(g) of Regulation K

PNC BANK, NATIONAL 

ASSOCIATION

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/19/2010

David Muldrow Beasley, Society Hill, South 

Carolina, to individually retain 27.05% of the 

voting shares of First Carolina Bancshares 

Corporation, Darlington, South Carolina. 

Additionally, David Muldrow Beasley, Henry 

Wesley Beasley, Richard Lewis Beasley, and 

Richard Lee Beasley, as a group acting in 

concert, to retain 71.04% of the voting shares of 

First Carolina Bancshares Corporation, 

Darlington, South Carolina.

FIRST CAROLINA 

BANCSHARES CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Irving Schwarzbaum, West Orange, New Jersey, 

individually and as a member of a group 

comprised of Elisa Schwarzbaum, West Orange, 

New Jersey, Michelle Schwarzbaum, West 

Orange, New Jersey, Shelly Schwarzbaum, 

Rehovot, Israel, David Schwarzbaum, Rehovot, 

Israel, Arye Schwarzbaum, Rehovot, Israel, Yair 

Schwarzbaum, Rehovot, Israel, Henry 

Schwarzbaum, Rehovot, Israel, and Leonard 

Schwarzbaum, Scarsdale, New York, acting in 

concert, to acquire up to 14.1% of the voting 

shares of First Mariner Bancorp, Baltimore, 

Maryland.

FIRST MARINER BANCORP

Newspaper:

Federal Register:

CIC Not available

05/04/2010

Robert E. Dye, Jr., Lane W. Dye, Alexander C. 

Dye, Amy S. Dye, Brenda W. Dye, Devon A. 

Young, Cassi A. Young, and Taylor W. Young, 

all of Easley, South Carolina; with Gary G. 

Wells, Helen T. Wells, and the Joe A. Young 

Trust, of Greenville, South Carolina, and other 

family members as a group acting in concert to 

retain 14.78% control of Peoples 

Bancorporation, Inc., Easley, South Carolina.

PEOPLES BANCORPORATION, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 1161029 BANK OF HAMPTON ROADS, NORFOLK, VIRGINIA 12/07/2009 04/01/2010 S Int Sm Bank

 105071 PATAPSCO BK, DUNDALK, MARYLAND 11/16/2009 04/05/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA

Not applicable

Bank Mendes Gans N.V., Amsterdam, 05/14/2010

Netherlands, to establish a representative office 

in Marietta, Georgia.

BANK MENDES GANS N.V.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/21/2010

Chestnut Bancorp, Inc., Chestnut, Illinois, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Bank of 

Chestnut, Chestnut, Illinois.

CHESTNUT BANCORP, INC

Newspaper:

Federal Register:

* 3A3 05/07/2010

05/14/2010

Dentel Bancorporation, Victor, Iowa, to acquire 

100 percent of Panora State Bank, Panora, Iowa.

DENTEL BANCORPORATION

Newspaper:

Federal Register:

* 3A5 Not available

* 18C

* Branch

05/14/2010

Hometown Community Bancorp, Inc. Employee 

Stock Ownership Plan and Trust and Hometown 

Community Bancorp, Inc., both located in 

Morton, Illinois, to merge with TSB Financial, 

Inc., Tremont, Illinois, and thereby indirectly 

acquire Tremont Savings Bank, Tremont, 

Illinois, and the related application by Morton 

Community Bank, Morton, Illinois, to merge 

with Tremont Savings Bank, Tremont, Illinois, 

and thereby to establish two branches.

HOMETOWN COMMUNITY 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 653433 FARMERS ST BK WESTERN IL, ALPHA, ILLINOIS 12/07/2009 04/15/2010 S Small Bank

 465243 GARRETT ST BK, GARRETT, INDIANA 12/07/2009 04/18/2010 S Small Bank

 651541 IOWA ST B&TC, FAIRFIELD, IOWA 12/14/2009 04/16/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Southern Bancorp Bank, Arkadelphia, 04/28/2010

Arkansas, to establish a branch facility to be 

located at 206 Airport Road, Hot Springs, 

Arkansas.

SOUTHERN BANCORP BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 659855 FIRST INTRST BK, BILLINGS, MONTANA 05/11/2009 01/02/2010 O Large Bank

 132152 FIRST ST BK OF WARNER, WARNER, SOUTH DAKOTA 04/27/2009 08/11/2009 S Small Bank

 65559 PIONEER B&TC, BELLE FOURCHE, SOUTH DAKOTA 09/14/2009 01/12/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

05/12/2010

CrossFirst Holdings, LLC, proposes to engage 

in lending activities through CFSA, LLC, both in 

Overland Park, Kansas.

CROSSFIRST HOLDINGS, LLC

Newspaper:

Federal Register:

CIC Not available

Not available

Notice submitted by Christopher Key Jordan, 

Stigler, Oklahoma, and Kelly Dawn 

Jordan-Davis, Indianola, Oklahoma, as trustees 

of the Christopher Key Jordan 2008 Trust and 

the Kelly Dawn Jordan-Davis 2008 Trust, to 

acquire control of F.S.B. Properties, Inc., and 

thereby indirectly acquire control of Farmers 

State Bank, both in Quinton, Oklahoma.

F.S.B. PROPERTIES, INC.

Newspaper:

Federal Register:

CIC 05/05/2010

05/04/2010

Notification by Benjamin F. Zimmerman, Dodge 

City, Kansas, individually; and Benjamin F. 

Zimmerman, Candace M. Zimmerman, Dodge 

City, Kansas, and L. Suzanne Zimmerman, 

Beaverton, Oregon, as members of a family 

group acting in concert, to retain control of 

Fidelity Banc Corporation, parent of The 

Fidelity State Bank & Trust Company, both of 

Dodge City, Kansas.

FIDELITY BANC 

CORPORATION, DODGE CITY, 

KANSAS

Newspaper:

Federal Register:

CIC 04/30/2010

05/05/2010

Notice submitted by Stacey Seibel, Hays, 

Kansas, as trustee of the Alan E. States 2010 

Irrevocable Trust and the Carolyn Lea States 

2010 Irrevocable Trust, to acquire control of 

Kansas Pacific Investments, LLC, and thereby 

indirectly acquire control of First National Bank, 

both in Hays, Kansas.

KANSAS PACIFIC 

INVESTMENTS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 900258 OREGON TRAIL BK, GUERNSEY, WYOMING 12/14/2009 03/16/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Community Bank, Granbury, Texas, to establish 05/01/2010

a branch at 500 S. Morgan Street, Granbury, 

Texas 76048.

COMMUNITY BANK

Newspaper:

Federal Register:

CIC 05/02/2010

05/03/2010

Notice by Friedman Fleischer & Lowe Capital 

Partners III, LP; Friedman Fleischer & Lowe 

Parallel Fund III, LP; FFL Individual Partners III, 

LP; FFL Executive Partners III, LP; Friedman 

Fleischer & Lowe GP III, LP; Friedman Fleischer 

& Lowe GP III, LLC, all of San Francisco, CA; 

and Tully M. Friedman, San Francisco, CA; 

Spencer C. Fleischer, San Francisco, CA; David 

L. Lowe, Danville, CA; and Christopher A. 

Masto, San Francisco, CA; as the managing 

members, to apply to the Federal Reserve Board 

for permission to acquire more than 10 percent 

of the shares of Green Bancorp, Inc, and 

indirectly control its subsidiary,Green Bank, 

N.A, both of Houston, Texas.

GREEN BANCORP, INC.

Newspaper:

Federal Register:

CIC 05/02/2010

05/03/2010

Notice by Harvest Partners, LP; Harvest 

Partners V, LP; Harvest Strategic Associates V, 

LP; Harvest Associates V, LP; Harvest 

Associates V, LLC; IST Associates, LLC; 

Harvest Advisors V, LLC; IST Advisors, LLC, 

all of New York, NY ; and Ira Kleinman, New 

York, NY; Thomas Arenz, Greenwich, CT; 

Stephen Eisenstein, Larchmont, NY; and 

Andrew M. Schoenthal, New York, NY; as 

managing members, to apply to the Federal 

Reserve Board for permission to acquire more 

than 10 percent of the shares of Green Bancorp, 

Inc., and indirectly control its subsidiary, Green 

Bank, N. A, both of Houston, Texas.

GREEN BANCORP, INC.

Newspaper:

Federal Register:

CIC 05/04/2010

05/03/2010

Notice by PBRA, LLC, New York, NY; Pine 

Brook Road Associates, L. P. New York, NY; 

Pine Brook Capital Partners, L. P., New York, 

NY; Pine Brook Capital Partners (Cayman), L. P.; 

George Town, Cayman Islands; Pine Brook 

Capital Partners (SSP), L. P., New York, NY; and 

Howard Newman, Bedford, NY; Eric W. 

Leathers, New York, NY; and William L. Spiegel, 

New York, NY; as the managing members, to 

apply to the Federal Reserve Board for 

permission to acquire more than 10 percent of 

the shares of Green Bancorp, Inc, and indirectly 

control its subsidiary,Green Bank, N. A, both of 

Houston, Texas.

GREEN BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Independent Bank Group, Inc., McKinney, 

Texas, to acquire 100 percent of Town Center 

Bank, McKinney, Texas.

INDEPENDENT BANK GROUP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending April 24, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

01/29/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 87 

percent of the outstanding voting shares of 

Mission Community Bancorp and thereby 

indirectly acquire a greater controlling interest 

in Mission Community Bank, both of San Luis 

Obispo, California; and 2) Mission Community 

Bancorp and Mission Community Bank, both of 

San Luis Obispo, California, to appoint Stephen 

P. Yost as a director of both Bancorp and Bank.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC 04/26/2010

05/07/2010

The Bagge Family Trust (Claire & John Bagge, 

Trustees), of Sunland, California, to acquire 10 

percent or more of the voting shares of Mission 

Valley Bancorp, and thereby indirectly acquire 

Mission Valley Bank, both of Sunland, 

California.

MISSION VALLEY BANCORP

Newspaper:

Federal Register:

* 3A1

Not available

North Asia Investment Corporation, Seoul, 04/15/2010

Korea, to become a bank holding company by 

acquiring 100 percent of Pacific City Financial 

Corporation, and indirectly its subsidiary, 

Pacific City Bank, both of Los Angeles, 

California.

NORTH ASIA INVESTMENT 

CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act