Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 52 

Week Ending December 26, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Advisory Councils

Thrift Institutions Advisory Council -- appointment of five new members and 

designation of F. Edward Broadwell Jr. as president and Barrie G. Christman as vice 

president in 2010.

- Announced, December 23, 2009

Regulations and Policies

Regulation D (Reserve Requirements of Depository Institutions) -- publication for 

comment of amendments to authorize the Federal Reserve Banks to offer 

interest-bearing term deposits to eligible institutions through an auction mechanism.

- Approved, December 22, 2009

Enforcement

Canyon Bancorp, Palm Springs, California -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, December 22, 2009

Centrue Financial Corporation, Clayton, Missouri, and Centrue Bank, Streator, 

Illinois -- written agreeement with the Federal Reserve Bank of Chicago and the 

Illinois Department of Financial and Professional Regulation, Division of Banking.

- Announced, December 24, 2009

West Coast Bancorp, Lake Oswego, Oregon -- written agreement with the Federal 

Reserve Bank of San Francisco and the Oregon Department of Consumer and 

Business Services, Division of Finance and Corporate Securities.

- Announced, December 22, 2009

H.2 Board Actions December 20, 2009 to December 26, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

December 20, 2009 to December 26, 2009

Bank Holding Companies

Alcar LLC, New York, New York -- to become a bank holding company and to 

acquire shares of Darien Rowayton Bank, Darien, Connecticut.

New York

- Approved, December 24, 2009

Community Trust Financial Corporation, Ruston, Louisiana -- to acquire by merger 

Madison Financial Corporation, Madison, Mississippi, and indirectly acquire 

Madison County Bank.

Dallas

- Approved, December 23, 2009

Porter Bancorp, Inc., Louisville, Kentucky -- to acquire Citizens First Corporation, 

Bowling Green, and thereby indirectly acquire Citizens First Bank.

St. Louis

- Withdrawn, December 22, 2009

Banks, Foreign

First Commerical Bank, Ltd., Taipei, Taiwan -- waiver of remainder of 

prior-notification period to convert its agency in New York, New York, to a branch.

Director, BS&R

- Granted, December 23, 2009

(A/C) = Addition or Correction Delegated - 1 of 2
Change in Bank Control

Faith Bank Holding Company, Faith, South Dakota -- to retain control of Faith and 

its subsidiary bank, Farmers State Bank, Faith.

Minneapolis

- Permitted, December 22, 2009

Milk River Banquo, Inc., Malta, Montana -- change in bank control of Milk River; its 

subsidiary holding company, Malta Banquo, Inc., Malta; and its subsidiary banks, 

First Security Bank of Malta and Valley Bank of Glasgow, Glasgow.

Minneapolis

- Permitted, December 23, 2009

Extensions of Time

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, 

Brandon, Mississippi -- extension to April 10, 2010, to acquire additional shares of 

Community Bancshares of Mississippi, Inc., Brandon, and thereby indirectly acquire 

Community Bank of North Mississippi, Amory; Community Bank of Mississippi, 

Forest; Community Bank, Ellisville; Community Bank Coast, Biloxi; Community 

Holding Company of Alabama, Brandon; and Community Bank, N.A., Mobile, 

Alabama. 

Atlanta

- Granted, December 23, 2009

Regulations and Policies

Regulation BB (Community Reinvestment) -- interagency annual adjustment to the 

asset-size thresholds used to define "small bank" and "intermediate small bank" 

under the Community Reinvestment Act regulations.

Secretary

- Announced, December 22, 2009

H.2 Actions under delegated authority December 20, 2009 to December 26, 2009

(A/C) = Addition or Correction Delegated - 2 of 2
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Boston Private Financial Holdings, Inc., Boston, 

Massachusetts - notification pursuant to 

section 4(c)(8) of the BHC Act to acquire 

remaining 19% direct ownership of KLS 

Professional Advisers Group, LLC, New York, 

New York and engage in financial and 

investment advisory activities pursuant to 

section 225.28(b)(6) of Regulation Y.

BOSTON PRIVATE FINANCIAL 

HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

01/13/2010

Bank of China Limited, Beijing, China, to engage 

in securities brokerage, riskless principal, and 

private placement activities through BOC 

International (USA) Inc., pursuant to Section 

225.28(b)(7) of Regulation Y.

BANK OF CHINA LIMITED

Newspaper:

Federal Register:

4c8 Not applicable

01/13/2010

Bank of China Limited, Beijing, China, to 

continue to engage in certain nonbanking 

activities through BOC Aviation (USA) 

Corporation, Reno, Nevada, pursuant to section 

225.24 of Regulation Y.

BANK OF CHINA LIMITED

Newspaper:

Federal Register:

* 3A1 Not available

Not available

First Niagara Financial Group, Inc., Buffalo, New 

York, to become a bank holding company by 

acquiring Harleysville National Corporation and 

Harleysville National Bank and Trust Company, 

both of Harleysville, Pennsylvania.

FIRST NIAGARA FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Goldman Sachs Bank USA, New York, New 12/28/2009

York, to open and occupy a branch office 

located at 200 West Street, New York, New 

York, pursuant to Section 208.6 of Regulation H.

GOLDMAN SACHS BANK USA

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Key Equipment Finance International, Superior, 

Colorado,("KEFI") to make a portfolio 

investment of $1.5 million in Key Equipment 

Finance Taiwan Corporation, Taipei, Taiwan, 

Republic of China("KEFT")pursuant to Section 

211.9(f) of Regulation K

KEY EQUIPMENT FINANCE 

INTERNATIONAL INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 846619 CORTLAND SVG & BKG CO, CORTLAND, OHIO 09/14/2009 12/21/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

City Holding Company, Charleston, West 

Virginia, to acquire up to 7.5% of the 

outstanding common stock of First United 

Corporation, Oakland, Maryland, and thereby 

indirectly acquire up to 7.5% of the shares of 

First United Bank & Trust Company, Oakland, 

Maryland.

CITY HOLDING COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2652092 EAGLEBANK, BETHESDA, MARYLAND 07/20/2009 12/03/2009 S Int Sm Bank

 2736451 NEW PEOPLES BK, HONAKER, VIRGINIA 08/03/2009 12/10/2009 S Int Sm Bank

 3688623 VIRGINIA PTNR BK, FREDERICKSBURG, VIRGINIA 08/31/2009 12/03/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

01/13/2010

Prior change in control notice filed by Kirk 

Doskocil to acquire 50.1 percent of the 

outstanding shares of Bonifay Holding 

Company, Inc., and its subsidiary, Bank of 

Bonifay, both of Bonifay, Florida. Total pro 

forma ownership will equal 50.1 percent.

BONIFAY HOLDING COMPANY, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 861434 ALIANT BK, ALEXANDER CITY, ALABAMA 08/17/2009 12/08/2009 S Large Bank

 808176 IBERIABANK, LAFAYETTE, LOUISIANA 06/01/2009 12/07/2009 S Large Bank

 3195653 MARCO CMNTY BK, MARCO ISLAND, FLORIDA 07/13/2009 12/14/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Elizabeth Meyer Kimmel, LaJolla, 

California, individually and as a trustee of the 

Elizabeth Meyer Kimmel 2009 Grantor Retained 

Annuity Trust 4, and the EMK Grat 4, to acquire 

additional shares of First Busey Corporation, 

Champaign, Illinois, and thereby indirectly 

acquire additional shares of Busey Bank, 

Champaign, Illinois.

FIRST BUSEY CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 546544 CENTRAL BK, STORM LAKE, IOWA 07/06/2009 11/30/2009 S Int Sm Bank

 830542 CENTRAL ST BK, MUSCATINE, IOWA 08/03/2009 11/23/2009 S Small Bank

 2333298 FIRST B&T, EVANSTON, ILLINOIS 08/03/2009 12/07/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Arvest Bank, Fayetteville, Arkansas, to 01/05/2010

establish a branch facility to be located at 

Northwest Corner of Highway 277 & A Street, 

Elgin, Oklahoma.

ARVEST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 145059 BANK OF HALLS, HALLS, TENNESSEE 07/27/2009 12/02/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

01/04/2010

Notice by James A. Jorgenson, Jorgenson 

Holding Company, the Karen Jorgenson Trust 

(Karen Neidhardt and James A. Jorgenson, 

Trustees), and Leonard M. Jorgenson, all of 

Kenmare, North Dakota, acting in concert, to 

retain control of Bozeman Bancorp, Inc., 

Bozeman, Montana, and indirectly retain control 

of the Bank of Bozeman, Bozeman, Montana

BOZEMAN BANCORP, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Citizens State Bank of Choteau, Choteau, 

Montana to merge with The First National Bank 

of Fairfield, Fairfield, Montana, and incident 

thereto, establish branches at 201 North Main, 

Choteau, Montana, and 390 Post Avenue, 

Vaughn, Montana.

CITIZENS STATE BANK OF 

CHOTEAU, MONTANA, THE

Newspaper:

Federal Register:

* 3A5 Not available

01/22/2010

Drayton Bancor, Inc., Drayton, North Dakota, to 

merge with Walsh County Bancorporation, Inc., 

Drayton, North Dakota

DRAYTON BANCOR, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 604556 RAVALLI COUNTY BK, HAMILTON, MONTANA 08/24/2009 01/08/2010 O Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/30/2009

Notice submitted by the Robert and Norman 

Ohlde Trust, Robert and Norma Ohlde, trustees, 

Linn, Kansas; Steven and Cynthia Ohlde, Linn, 

Kansas; and Timothy and Debra Ohlde, Clyde, 

Kansas, acting in concert, to retain/acquire 

control of Elkcorp, Inc., and thereby indirectly 

retain/acquire control of The Elk State Bank, 

both in Clyde, Kansas. Notice by the Robert 

and Norma Ohlde Trust, Robert and Norma 

Ohlde, trustees, Linn, Kansas; to individually 

acquire control of Elkcorp, Inc., and thereby 

indirectly acquire control of The Elk State Bank, 

both in Clyde, Kansas.

ELKCORP, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First State Bank of Hotchkiss, Hotchkiss, 

Colorado, to merge with Paonia State Bank, 

Paonia, Colorado, and to operate under the 

charter and title of First State Bank of 

Hotchkiss, Hotchkiss, Colorado. First State 

Bank of Hotchkiss, Hotchkiss, Colorado, to 

merge with Colorado Mountain Bank, 

Westcliffe, Colorado, and to operate under the 

charter and title of First State Bank of 

Hotchkiss, Hotchkiss, Colorado.

FIRST STATE BANK OF 

HOTCHKISS

Newspaper:

Federal Register:

* 3A1 Not available

01/14/2010

GFP Financial Services Company, Tulsa, 

Oklahoma, to become a bank holding company 

through the acquisition of 65.04 percent of the 

voting shares of First Pryor Bancorp, Inc., 

parent of First Pryority Bank, both in Pryor, 

Oklahoma.

GFP FINANCIAL SERVICES 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 255556 CITIZENS B&TC OF ARDMORE, ARDMORE, OKLAHOMA 09/14/2009 12/08/2009 S Small Bank

 499453 FIRST ST BK, LINCOLN, NEBRASKA 08/31/2009 12/02/2009 S Small Bank

 361354 GRANT CTY BK, MEDFORD, OKLAHOMA 08/31/2009 12/02/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

01/06/2010

Notice by the Clary Anthony Family Irrevocable 

Trust #101, Shreveport, Louisiana, Ms. Lynda 

June Anthony, Shreveport, Louisiana, and Mr. 

Luther Clary Anthony, Jr., Atlanta, Texas, 

Co-Trustees; Ms. Lynda June Anthony, 

Shreveport, Louisiana; Mr. Luther Clary 

Anthony, Jr., Atlanta, Texas; and Mr. Luther 

Clary Anthony Sr., Springhill, Louisiana, 

individually, (collectively, the "Notificants") 

have applied to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and acquire additional shares, and thereby 

control of Citizens Bankshares of Springhill, 

Inc., and indirectly control its 

subsidiary,Citizens Bank & Trust Company, 

both of Springhill, Louisiana.

CITIZENS BANKSHARES OF 

SPRINGHILL, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Comerica Bank, Dallas, Texas, to establish a 01/02/2010

branch at 4730 SH 121, The Colony, Denton 

County, Texas 75056.

COMERICA BANK

Newspaper:

Federal Register:

* 3A1 Not available

01/25/2010

TLCM Holdings,LLC, Richardson, Texas, to 

become a bank holding company by acquiring 

EJ Financial Corp., Dallas, Texas, EJ Delaware 

Bancshares, Inc., Dover, Delaware, and 

indirectly acquire Equity Bank, SSB, Dallas, 

Texas.

TLCM HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 26, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Carpenter Fund Manager GP, LLC; Carpenter 

Fund Management, LLC; Carpenter Community 

Bancfund, L.P.; Carpenter community 

Bancfund-A LP; Carpenter Community 

Bancfund-CA, L.P.; SCJ, Inc.; and CCFW, Inc., 

all of Irvine, CA (collectively "Applicants"), to 

make an additional investment up to $15.2 

million or up to 87% of the o/s voting securities 

of Mission Community Bancorp, San Luis 

Obispo, CA. Applicants collectively currently 

own ~24% of Mission BC, pursuant to section 

3(a)(3) of the Bank Holding Company Act.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC Not available

12/08/2009

BOTC Holdings LLC, Lightyear Fund II, L.P., 

Lightyear Co-Invest Partnership II, L.P., 

Lightyear Fund II GP, L.P., Lightyear Fund II GP 

Holdings, LLC, Marron & Associates, LLC, 

Chestnut Venture Holdings, LLC, Donald B. 

Marron, Lightyear Capital LLC and Lightyear 

Capital II, LLC, all of New York, New York, to 

acquire up to 24.9% of the voting shares of 

Cascade Bancorp, and thereby indirectly 

acquire The Bank of the Cascades, both of 

Bend, Oregon.

CASCADE BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

12/07/2009

Golden Pacific Bancorp, Inc., Sacramento, 

California, to become a Bank Holding Company 

by acquiring 100 percent of the voting stock of 

Gold Country Financial Services, Inc., and 

indirectly its subsidiary, Gold Country 

Bank,National Association, both of Marysville, 

California.

GOLDEN PACIFIC BANCORP, 

INC.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Land Bank of Taiwan Co., Ltd., Taipei, Taiwan, 

to establish a New York branch office pursuant 

to section 211.24(a)(2)(i)(A) of Regulation K.

LAND BANK OF TAIWAN

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 3537897 COMMENCEMENT BK, TACOMA, WASHINGTON 08/24/2009 12/10/2009 S Small Bank

 1864197 OAK VALLEY CMNTY BK, OAKDALE, CALIFORNIA 08/24/2009 12/16/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act