<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM STERLING
WEST BANCORP AND SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1994
<PERIOD-END>                               SEP-30-1995             DEC-31-1994
<CASH>                                           28960                   20294
<INT-BEARING-DEPOSITS>                             198                      97
<FED-FUNDS-SOLD>                                 21950                   15742
<TRADING-ASSETS>                                     0                     226
<INVESTMENTS-HELD-FOR-SALE>                          0                       0
<INVESTMENTS-CARRYING>                            7429                    6974
<INVESTMENTS-MARKET>                              7640                    6832
<LOANS>                                          70560                   91075
<ALLOWANCE>                                       1673                    1613
<TOTAL-ASSETS>                                  115623                  132491
<DEPOSITS>                                      104311                  107098
<SHORT-TERM>                                       200                   11900
<LIABILITIES-OTHER>                               2095                    1643
<LONG-TERM>                                          0                    1493
<COMMON>                                          8686                    8686
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<OTHER-SE>                                         331                    1671
<TOTAL-LIABILITIES-AND-EQUITY>                  115623                  132491
<INTEREST-LOAN>                                   9102                   11376
<INTEREST-INVEST>                                  524                     540
<INTEREST-OTHER>                                   379                     520
<INTEREST-TOTAL>                                 10005                   12436
<INTEREST-DEPOSIT>                                2335                    2757
<INTEREST-EXPENSE>                                3416                    3986
<INTEREST-INCOME-NET>                             6589                    8450
<LOAN-LOSSES>                                      686                     266
<SECURITIES-GAINS>                                2290                     925
<EXPENSE-OTHER>                                   6802                    9063
<INCOME-PRETAX>                                   1391                      46
<INCOME-PRE-EXTRAORDINARY>                        1391                      46
<EXTRAORDINARY>                                  (1824)                  (2904)
<CHANGES>                                            0                       0
<NET-INCOME>                                     (1340)                  (2875)
<EPS-PRIMARY>                                     0.28                   (1.68)
<EPS-DILUTED>                                     0.28                   (1.68)
<YIELD-ACTUAL>                                    0.077                   0.073
<LOANS-NON>                                       2128                    1730
<LOANS-PAST>                                       533                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                  1613                    2031
<CHARGE-OFFS>                                      959                     729
<RECOVERIES>                                        57                      47
<ALLOWANCE-CLOSE>                                 1673                    1613
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>