Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 49 

Week Ending December 5, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Confirmation Hearing -- statement by Chairman Bernanke before the Senate 

Committee on Banking, Housing, and Urban Affairs on his nomination to a second 

term as Chairman of the Board.

- Published, December 3, 2009

Small Business Lending -- statement by Jon D. Greenlee, associate director, Division 

of Banking Supervision and Regulation, before a field hearing in Southfield, 

Michigan, of a subcommittee of the House Committee on Financial Services on 

credit conditions, bank underwriting standards, and credit availability to small 

businesses.

- Published, November 30, 2009

Forms

Forms -- final Board review to extend without revision the disclosure and reporting 

requirements of CRA-Related Agreements (Reg G), disclosure requirements of 

subpart H of Regulation H (Consumer Protections in Sales of Insurance) (Reg H-7), 

and filing requirements associated with the Domestic Branch Notification (FR 4001); 

and to extend with revision the Consolidated Bank Holding Company Report of 

Equity Investments in Nonfinancial Companies (FR Y-12).

- Approved, December 2, 2009

Monetary and Financial Policy

Term Auction Facility -- TAF auction in the amount of $25 billion in 42-day credit 

on November 30, 2009.

- Announced, November 30, 2009

H.2 Board Actions November 29, 2009 to December 5, 2009

(A/C) = Addition or Correction Board - Page 1 of 2
Regulations and Policies

Regulation A (Extensions of Credit by Federal Reserve Banks) -- final rule to 

establish a process by which the Federal Reserve Bank of New York may determine 

the eligibility of credit rating agencies for the Term Asset-Backed Securities Loan 

Facility.

- Approved, December 4, 2009

Enforcement

Bank of Illinois, Normal, Illinois -- issuance of a consent prompt corrective action 

directive against the bank.

- Announced, December 1, 2009

Commercial Bancshares, Inc., Bloomington, Minnesota -- written agreement with the 

Federal Reserve Bank of Minneapolis.

- Announced, December 1, 2009

County Bancorp, Inc., Arlington, Washington -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, November 30, 2009

Ohio State Bancshares, Inc., Marion, Ohio -- written agreement with the Federal 

Reserve Bank of Cleveland.

- Announced, December 2, 2009

UBS AG, Zurich, Switzerland -- issuance of a combined consent order of prohibition 

and order of assessment of a civil money penalty against Francesco Rusciano, a 

former institution-affiliated party.

- Announced, December 3, 2009

Washington Bancorp, Inc., Lynnwood, Washington -- written agreement with the 

Federal Reserve Bank of San Francisco.

- Announced, November 30, 2009

H.2 Board Actions November 29, 2009 to December 5, 2009

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

November 29, 2009 to December 5, 2009

Bank Branches, Domestic

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 811 West Ruth Street, 

Sallisaw, Oklahoma.

St. Louis

- Approved, December 2, 2009

Landmark Community Bank, Pittston, Pennsylvania -- to establish a branch at 

383 South Poplar Street, Hazleton.

Philadelphia

- Approved, December 3, 2009

SunTrust Bank, Atlanta, Georgia -- to establish branches at 3857 Main Street, 

College Park; 1923 Sam Rittenberg Boulevard, Charleston, South Carolina; and the 

intersection of Auction Avenue and North 7th Street, Memphis, Tennessee.

Secretary

- Approved, December 3, 2009

Bank Holding Companies

Banco de Sabadell, S.A., Sabadell, Spain -- to acquire Mellon United National Bank, 

Miami, Florida.

Atlanta

- Approved, December 4, 2009

Eastern Virginia Bankshares, Inc., Tappahannock, Virginia -- to acquire First Capital 

Bancorp, Inc., Glen Allen, and thereby acquire First Capital Bank.

Richmond

- Withdrawn, December 3, 2009

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

First National Security Company, Hot Springs, Arkansas -- to acquire Heritage 

Capital Corporation, Jonesboro, and thereby acquire Heritage Bank.

St. Louis

- Approved, December 3, 2009

Iowa Credit Union League, Clive, Iowa, and Affiliates Management Company -- to 

become bank holding companies and to acquire shares of CrediCard National Bank, 

Tucson, Arizona.

Chicago

- Withdrawn, December 1, 2009

Iowa Credit Union League, Clive, Iowa, and Affiliates Management Company -- to 

acquire The Members Group, Inc., Clive; Community Business Lenders, L.L.C.; 

TMG Financial Services, Inc.; Coopera Consulting, L.L.C.; and Policyworks, L.L.C., 

and thereby engage in data processing activities, activities related to extending credit 

and servicing loans, real estate leasing, financial and investment advisory activities, 

management consulting, and community development advisory activities.

Chicago

- Withdrawn, December 1, 2009

Ladder Capital Finance Holdings LLC, New York, New York, and Ladder Midco 

LLC -- to become bank holding companies and to acquire FirstCity Bank of 

Commerce, North Palm Beach, Florida, and thereby engage in certain nonbanking 

activities.

New York

- Withdrawn, December 1, 2009

H.2 Actions under delegated authority November 29, 2009 to December 5, 2009

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Holding Companies

Stockmens Limited Partnership, Rapid City, South Dakota, and Stockmens Financial 

Corporation -- waiver of application to acquire Valentine Bancorporation, Valentine, 

Nebraska, in connection with the merger of Stockmens' and Valentine's respective 

subsidiary banks, Security First Bank, Lincoln, and The First National Bank of 

Valentine, Valentine.

Kansas City

- Granted, November 30, 2009

Bank Mergers

Community Bank of Raymore, Raymore, Missouri -- to purchase certain assets and 

assume certain liabilities of the Harrisonville branch of BC National Banks, Butler, 

and the Harrisonville and Archie branches of Central Bank of Kansas City, Kansas 

City, Missouri.

Kansas City

- Approved, December 4, 2009

Four Oaks Bank & Trust Company, Four Oaks, North Carolina -- to merge with 

Nuestro Banco, Raleigh, and thereby establish a branch.

Richmond

- Approved, December 4, 2009

Sonabank, McLean, Virginia -- to acquire certain assets and assume certain liabilities 

of Greater Atlantic Bank, Reston.

Richmond

- Approved, December 4, 2009

H.2 Actions under delegated authority November 29, 2009 to December 5, 2009

(A/C) = Addition or Correction Delegated - 3 of 4
Change in Bank Control

Citizens Bancshares, Inc., Somerset, Kentucky -- change in bank control of Citizens 

and its subsidiary bank, Citizens National Bank of Somerset, Somerset.

Secretary

- Permitted, December 2, 2009

Riverdale Bancshares, Inc., Riverdale, Nebraska -- change in bank control of 

Riverdale and its subsidiary bank, State Bank of Riverdale, Riverdale.

Kansas City

- Permitted, December 3, 2009

Extensions of Time

C-B-G, Inc., West Liberty, Iowa -- extension to February 27, 2010, to acquire 

additional shares of Washington Bancorp, Washington, and thereby increase its 

ownership of Federation Bank.

Chicago

- Granted, December 1, 2009

Membership

GreatWaters Bank and Trust Company, Inc., a de novo bank, Wolfeboro, New 

Hampshire -- to become a member of the Federal Reserve System.

Boston

- Returned, December 4, 2009

Stanton National Bank, Stanton, Nebraska -- to retain membership in the Federal 

Reserve System on conversion to a state-chartered institution, Stanton Bank.

Kansas City

- Approved, December 4, 2009

H.2 Actions under delegated authority November 29, 2009 to December 5, 2009

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

12/23/2009

BCP Holdings (USA), Inc., Newark, New Jersey, 

pursuant to Section 4(c)(8) of the BHC Act, to 

engage in certain nonbanking activities under 

Section 225.24 of Regulation Y, through a newly 

formed subsidiary of BCP Holdings.

BCP HOLDINGS (USA), INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

First Niagara Financial Group, Inc., Buffalo, New 

York, to become a bank holding company by 

acquiring Harleysville National Corporation and 

Harleysville National Bank and Trust Company, 

both of Harleysville, Pennsylvania.

FIRST NIAGARA FINANCIAL 

GROUP, INC.

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Pascack Bancorp Inc. to become a one-bank 

holding company by acquiring 100 percent of 

Pascack Community Bank, both of Westwood, 

New Jersey, pursuant to Section 3(a)(C) of the 

BHC Act of 1956, as amended, and Section 

225.17 of Regulation Y.

PASCACK BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 10/29/2009

10/27/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 12/28/2009

12/28/2009

S&T Bancorp, Inc., Indiana, PA to acquire up to 

24.99 percent of Allegheny Valley Bancorp, Inc., 

Pittsburgh, PA and thereby indirectly acquire 

Allegheny Valley Bank of Pittsburgh, 

Pittsburgh, PA pursuant to Section 3(a)(3) of 

the Bank Holding Company Act.

S & T BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 12/30/2009

01/04/2010

Apollo Bancshares, Inc., Coral Gables, Florida, 

to become a bank holding company by 

acquiring 50.5 percent of the outstanding shares 

of Union Credit Bank, Miami, Florida.

APOLLO BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 12/09/2009

01/02/2010

Granvalor Holding LTD., Tortola, British Virgin 

Islands, to acquire up to an additional 10.94 

percent of the outstanding shares of 

International Bancorp of Miami, Inc., and its 

subsidiary, Bank of Miami, N.A., both of Coral 

Gables, Florida. Total pro forma ownership will 

equal 60 percent.

GRANVALOR HOLDING, LTD.

Newspaper:

Federal Register:

CIC 12/24/2009

12/24/2009

After-the-fact change in control notice filed by 

Karl Brent Vidrine, Executor for the Estate of 

Thelma Cummings Guilbeau, Sunset, Louisiana, 

to retain 25 percent or more of the outstanding 

shares of Sunset Bancorp, Inc., and its 

subsidiary, Bank of Sunset & Trust Company, 

both of Sunset, Louisiana.

SUNSET BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Bankers Trust Company, N.A., Cedar Rapids, 

Iowa, to become a member of the Federal 

Reserve System.

BANKERS TRUST COMPANY, 

NATIONAL ASSOCIATION

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Bankers Trust Company, N.A., Des Moines, 

Iowa, to become a member of the Federal 

Reserve System.

BANKERS TRUST COMPANY, 

NATIONAL ASSOCIATION

Newspaper:

Federal Register:

CIC 12/02/2009

10/09/2009

Notice by TRSD Holdings, LP, Warren, 

Michigan, and its general partner, the Thomas 

Fabbri Revocable Trust, Thomas Fabbri, as 

trustee, Sterling Heights, Michigan, to acquire 

11.58 percent of the voting shares of Level One 

Bancorp, Inc., Farmington Hills, Michigan, and 

thereby indirectly acquire control of Level One 

Bank, Farmington Hills, Michigan.

LEVEL ONE BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

01/02/2010

United Community Bancorp, Inc., Chatham, 

Illinois, to acquire 100 percent of the voting 

shares of Marine Bank & Trust, Carthage, 

Illinois and Brown County State Bank, Mount 

Sterling, Illinois.

UNITED COMMUNITY 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Independent Community Bancorp, Inc., 

Frankfort, Kentucky, to engage in lending and 

servicing activities.

INDEPENDENT COMMUNITY 

BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 12/25/2009

12/28/2009

WestBridge Bancshares, Inc., Chesterfield, 

Missouri, to become a bank holding company 

by acquiring 100 percent of WestBridge Bank & 

Trust Company, Chesterfield, Missouri.

WESTBRIDGE BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 356949 FIRST ST BK OF RED BUD, RED BUD, ILLINOIS 08/24/2009 12/01/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 12/15/2009

12/08/2009

Notice by Cullen Thompson, Houston, Texas, 

Barton Thompson, Houston, Texas, and Betsy 

Lehman, Fort Morgan, Colorado, to acquire 

shares of Faith Bank Holding Company, Faith, 

South Dakota, and thus to join a group acting in 

concert, consisting of Carveth and Margaret 

Thompson, Lead, South Dakota; Gary and 

Nancy Vance, Faith, South Dakota; Eldon 

Jensen, Lemmon, South Dakota; and Morris 

Gustafson, Faith, South Dakota, which controls 

25 percent or more of Faith Bank Holding 

Company. Faith Bank Holding Company 

controls Farmers State Bank, Faith, South 

Dakota.

FAITH BANK HOLDING 

COMPANY

Newspaper:

Federal Register:

* 3A3 Not available

Not available

First State Bank Southwest 2002 Amended and 

Restated KSOP Plan and Trust, Worthington, 

Minnesota, to acquire 28.702% of the voting 

shares of First Rushmore Bancorporation, Inc., 

Worthington, Minnesota, and thereby acquire 

control of First State Bank Southwest, 

Pipestone, Minnesota

FIRST STATE BANK 

SOUTHWEST 2002 AMENDED 

AND RESTATED KSOP PLAN 

AND TRUST

Newspaper:

Federal Register:

CIC 12/01/2009

11/27/2009

Notice by Gary R. Howell, Malta, Montana, to 

acquire 10 percent or more of the shares of Milk 

River Banquo, Inc., Malta, Montana, and 

thereby indirectly gain control of Malta Banquo, 

Inc., which controls First Security Bank of 

Malta, Malta, Montana, and Valley Bank of 

Glasgow, Glasgow, Montana.

MILK RIVER BANQUO, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 920854 PIONEER BK, MAPLETON, MINNESOTA 08/03/2009 12/01/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/15/2009

Notice by John Titus, Suzanne Titus, Paula 

Titus (individually and as trustee of the L.G. 

Titus Family Trust and the L.G. Titus Marital 

Trust), Eric Titus, Louis (Ted) Titus, all of 

Holdrege, Nebraska; and Ann Titus Nelson, 

Lonsdale, Minnesota; to acquire control of First 

Holdrege Bancshares, Inc., parent of The First 

National Bank of Holdrege, both of Holdrege, 

Nebraska, through the acquisition of voting 

shares.

FIRST HOLDREGE 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

12/24/2009

Notice submitted by the Terry Beach Edwards 

Living Trust, the Ross Beach Living Trust, the 

Marianna Beach Living Trust, and the 2009 

Marianna Beach Irrevocable Trust; and by 

Terry Beach Edwards, Hutchinson, Kansas, 

individually and as trustee of the 

aforementioned trusts; all acting as a group in 

concert to retain control of Kansas Natural Gas, 

Inc., Hays, Kansas, and thereby indirectly retain 

control of Douglas County Bank, Lawrence, 

Kansas.

KANSAS NATURAL GAS, INC.

Newspaper:

Federal Register:

CIC Not available

12/04/2009

Notice by the Estate of Catherine G. Eisemann, 

Trinidad, Colorado and Roger Dean Eisemann, 

Houston, Texas, individually, as a member of 

the Eisemann Family and as Co-Executor of the 

Estate of Catherine G. Eisemann, to retain 

control of Republic Trinidad Corporation, 

Houston, Texas, parent of First National Bank in 

Trinidad, Trinidad, Colorado.

REPUBLIC TRINIDAD 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

01/01/2010

Stockgrowers State Bank Employee Stock 

Ownership Plan, Ashland, Kansas to acquire up 

to an additional 3.24 percent for a total of 37.0 

percent of the voting shares of Stockgrowers 

Banc Corporation, Ashland, Kansas, parent of 

Stockgrowers State Bank of Ashland, Kansas, 

and Peoples Bank, Coldwater, Kansas.

STOCKGROWERS STATE BANK 

EMPLOYEE STOCK OWNERSHIP 

PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 122658 FIRSTBANK OF VAIL, VAIL, COLORADO 08/17/2009 11/13/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

01/04/2010

Family Bancorp, Inc., San Antonio, Texas, to 

acquire by merger Medina Bankshares, Inc., 

Hondo, Texas, and indirectly acquire D'Hanis 

State Bank, D'Hanis, Texas.

FAMILY BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Southwest Bank, Fort Worth, Texas, to 12/12/2009

establish a branch to be located at 3641 

Matlock, Arlington, Texas 76015.

SOUTHWEST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending December 5, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

12/08/2009

BOTC Holdings LLC, Lightyear Fund II, L.P., 

Lightyear Co-Invest Partnership II, L.P., 

Lightyear Fund II GP, L.P., Lightyear Fund II GP 

Holdings, LLC, Marron & Associates, LLC, 

Chestnut Venture Holdings, LLC, Donald B. 

Marron, Lightyear Capital LLC and Lightyear 

Capital II, LLC, all of New York, New York, to 

acquire up to 24.9% of the voting shares of 

Cascade Bancorp, and thereby indirectly 

acquire The Bank of the Cascades, both of 

Bend, Oregon.

CASCADE BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Golden Pacific Bancorp, Inc., Sacramento, 

California, to become a Bank Holding Company 

by acquiring 100 percent of the voting stock of 

Gold Country Financial Services, Inc., and 

indirectly its subsidiary, Gold Country 

Bank,National Association, both of Marysville, 

California.

GOLDEN PACIFIC BANCORP, 

INC.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Land Bank of Taiwan Co., Ltd., Taipei, Taiwan, 

to establish a New York branch office pursuant 

to section 211.24(a)(2)(i)(A) of Regulation K.

LAND BANK OF TAIWAN

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act