Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 42 

Week Ending October 17, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

State of the Banking Industry -- statement by Governor Tarullo before a subcomittee 

of the Senate Committee on Banking, Housing, and Urban Affairs on the condition of 

the U.S. banking industry.

- Published, October 14, 2009

Personnel

Division of Monetary Affairs -- appointment of Matthew Luecke as assistant director, 

Andrew Levin and William Nelson as senior associate directors, Seth Carpenter and 

Roberto Perli as associate directors, and Gretchen Weinbach and Egon Zakrajsek as 

deputy associate directors.

- Announced, October 13, 2009

Enforcement

BOI Financial Corporation, Normal, Illinois, and Bank of Illinois -- written 

agreement with the Federal Reserve Bank of Chicago

- Announced, October 14, 2009

CBR Holdings, Inc., Chicago, Illinois -- written agreement with the Federal Reserve 

Bank of Chicago.

- Announced, October 13, 2009

H.2 Board Actions October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

October 11, 2009 to October 17, 2009

Bank Branches, Domestic

MainStreet Bank, Herndon, Virginia -- to establish a branch at 6832 Old Dominion 

Drive, Suite 105, McLean.

Richmond

- Approved, October 14, 2009

Northeast Bank, Auburn, Maine -- to establish a branch at 1399 Maine Street, 

Poland.

Boston

- Approved, October 16, 2009

Bank Holding Companies

Austin Bancshares, Inc., Austin, Texas -- to become a bank holding company and to 

acquire La Grange Bancshares, Inc., La Grange, and indirectly acquire Colorado 

Valley Bank, SSB.

Dallas

- Withdrawn, October 14, 2009

CCB Financial Corporation, Kansas City, Missouri -- waiver of application to 

acquire MidAmerican Bancshares, Inc., Kansas City, in connection with the merger 

of CCB's subsidiary bank, Country Club Bank, Kansas City, with MidAmerican 

Bank & Trust Company, National Association, Leavenworth; and Allen Bank and 

Trust Company, Harrisonville, Missouri.

Kansas City

- Approved, October 16, 2009

(A/C) = Addition or Correction Delegated - 1 of 6
Bank Holding Companies

EdBancorp, Inc., Knoxville, Tennessee, and Educational Services of America, Inc. -- 

to become bank holding companies and to acquire Community Bank of the 

Cumberlands, Jamestown, and for Educational Services to acquire EdSouth Funding, 

LLC, Knoxville, and thereby engage in making, acquiring, or brokering loans or 

other extensions of credit.

Atlanta

- Approved, October 13, 2009

Educational Services of America, Inc., Knoxville, Tennessee, and Educational 

Funding of the South, Inc. -- to engage in community development activities.

Atlanta

- Approved, October 13, 2009

First Farmers Financial Corporation, Converse, Indiana -- waiver of application to 

acquire C.B. Bank Shares, Inc., Russiaville, in connection with the merger of their 

respective subsidiaries, First Farmers Bank and Trust, Converse, and Central Bank, 

Russiaville.

Chicago

- Approved, October 15, 2009

Northern Trust Corporation, Chicago, Illinois -- request for an exemption under the 

Depository Institution Management Interlocks Act and Regulation L.

General Counsel

- Granted, October 16, 2009

H.2 Actions under delegated authority October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Delegated - 2 of 6
Bank Holding Companies

The Toronto-Dominion Bank, Toronto, Canada -- to engage in certain physically 

settled nonfinancial commodity trading activities through its subsidiary, TD 

Commodity & Energy Trading, Inc., as activities that are complementary to a 

financial activity.

New York

- Withdrawn, October 14, 2009

Bank Mergers

Community Bank of Pleasant Hill, Pleasant Hill, Missouri -- to purchase certain 

assets and assume certain liabilities of the Pleasant Hill branch of BC National 

Banks, Butler.

Kansas City

- Withdrawn, October 13, 2009

Country Club Bank, Kansas City, Missouri -- (1) to merge with MidAmerican Bank 

& Trust Company, National Association, Leavenworth, Kansas, and Allen Bank and 

Trust Company, Harrisonville, Missouri, and thereby establish branches and (2) to 

increase its investment in bank premises.

Kansas City

- Approved, October 16, 2009

First Farmers Bank & Trust, Converse, Indiana -- to merge with Central Bank, 

Russiaville, and thereby establish branches at 160 West Main Street, Russiaville, and 

501 West Lincoln Road, Kokomo.

Chicago

- Approved, October 15, 2009

H.2 Actions under delegated authority October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Delegated - 3 of 6
Banks, Foreign

The Governor and Company of the Bank of Ireland, Dublin, Ireland -- to establish a 

de novo Edge corporation, Bank of Ireland Foreign Exchange Corporation, Orlando, 

Florida, and to merge the bank's wholly owned subsidiary, Foreign Currency 

Exchange Corp., Orlando, into the Edge corporation.

New York

- Withdrawn, October 16, 2009

Banks, Nonmember, and Miscellaneous Institutions

Banco Itau Europa International, Miami, Florida -- for Banco Itau Europa, an Edge 

corporation, to establish a branch in New York, New York.

Atlanta

- Approved, October 15, 2009

Change in Bank Control

First Busey Corporation, Urbana, Illinois -- to retain control of First Busey and its 

subsidiary banks, Busey Bank, Champaign, and Busey Bank, National Association, 

Fort Myers, Florida. 

Chicago

- Permitted, October 15, 2009

Treynor Bancshares, Inc., Treynor, Iowa -- to retain control of Treynor and its 

subsidiary bank, Treynor State Bank, Treynor.

Chicago

- Withdrawn, October 14, 2009

H.2 Actions under delegated authority October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Delegated - 4 of 6
Change in Bank Control

Webster Financial Corporation, Waterbury, Connecticut -- change in bank control of 

Webster and its subsidiary bank, Webster Bank, National Association, Waterbury.

Secretary

- Permitted, October 13, 2009

Extensions of Time

MNB Holdings Corporation, San Francisco, California -- extension to November 14, 

2009, of change in bank control of MNB Holdings and its subsidiary bank, Mission 

National Bank, San Francisco.

San Francisco

- Granted, October 13, 2009

National Bank & Trust Employee Stock Ownership Plan with 401(k) Provisions, La 

Grange, Texas -- extension to January 17, 2010, to acquire shares of First La Grange 

Bancshares, Inc., La Grange, and indirectly acquire National Bank & Trust.

Dallas

- Granted, October 16, 2009

Virginia Commerce Bank, Arlington, Virginia -- extension to April 15, 2010, to 

establish a branch at Princeton Woods Shopping Center, Dumfries.

Richmond

- Granted, October 13, 2009

Financial Holding Companies 

Calusa Financial Corporation, Inc., Punta Gorda, Florida -- election to become a 

financial holding company.

Atlanta

- Effective, October 15, 2009

H.2 Actions under delegated authority October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Delegated - 5 of 6
Membership

Southern Bank, Poplar Bluff, Missouri -- to become a member of the Federal Reserve 

System.

St. Louis

- Approved, October 15, 2009

Regulations and Policies

Federal Open Market Committee -- minutes of the meeting on September 22 and 23, 

2009.

FOMC

- Published, October 14, 2009

H.2 Actions under delegated authority October 11, 2009 to October 17, 2009

(A/C) = Addition or Correction Delegated - 6 of 6
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/27/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Heritage Oakes Bancorp, parent of Heritage 

Bank, both in Paso Robles, CA.

PATRIOT FINANCIAL 

PARTNERS

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 10/26/2009

10/26/2009

CapGen Capital Group LLC, and CapGen Capital 

Group LP, both of New York, New York, to 

increase their investment in The BANKshares, 

Inc., Winter Park, Florida, and its subsidiary, 

BankFIRST, Winter Park, Florida, by 14.4% to a 

total of 36.2%.

CAPGEN CAPITAL GROUP LLC

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 09/28/2009

09/22/2009

USAmeriBancorp, Inc., Largo, Florida, to 

acquire 49.7 percent of the outstanding voting 

shares of Aliant Financial Corporation, and its 

subsidiary, Aliant Bank, both of Alexander City, 

Alabama.

USAMERIBANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 353238 CENTRAL ST BK, CALERA, ALABAMA 05/04/2009 10/11/2009 O Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Roger and Mary Angela Baker, Cedar 

Rapids, Iowa, individually as husband and wife, 

and as a group acting in concert with Bruce and 

Janice Anderson, Marion, Iowa; The Elizabeth 

K. Dummermuth Revocable Trust, Elizabeth K. 

Dummermuth, Trustee, Cedar Rapids, Iowa; Kay 

S. Hill; Kent M. Hill; Brian C. and Molly E. 

Scott; Thomas C. and Clare L. Slattery; and 

Monica W. Vernon, all of Cedar Rapids, Iowa; 

to acquire control of City State Bancorporation, 

Inc., Central City, Iowa, and thereby indirectly 

control of M.S.B. Corporation and City State 

Bank, both of Central City, Iowa.

CITY STATE 

BANCORPORATION, INC.

Newspaper:

Federal Register:

CIC Not available

10/09/2009

Notice by TRSD Holdings, LP, Warren, 

Michigan, and its general partner, the Thomas 

Fabbri Revocable Trust, Thomas Fabbri, as 

trustee, Sterling Heights, Michigan, to acquire 

more than 10 percent of the voting shares of 

Level One Bancorp, Inc., Farmington Hills, 

Michigan, and thereby indirectly acquire control 

of Level One Bank, Farmington Hills, Michigan.

LEVEL ONE BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

M&I Marshall & Ilsley Bank, Milwaukee, 10/15/2009

Wisconsin, to establish a branch facility to be 

located at 1000 Milwaukee Avenue, Burlington, 

Wisconsin.

M&I MARSHALL & ILSLEY 

BANK

Newspaper:

Federal Register:

CIC Not available

09/30/2009

Notice filed individually by Douglas N. 

Neighbor, Kent M. Neighbor, and Gene R. 

Neighbor to each own 16.122 percent and by the 

Neighbor Family - Doug and Marva Neighbor, 

Marion, Iowa; Gene and Betty Jean Neighbor, 

Alburnett, Iowa, and Kent and Irene Neighbor, 

Winthrop, Iowa, and their children (Sandra K. 

Waring, Walker, Iowa; Steven K. Neighbor, 

Center Point, Iowa; Scott M. Neighbor, Center 

Point, Iowa; Mark A. Neighbor, Center Point, 

Iowa; Eldon L. Neighbor, Central City, Iowa; 

Konnie I. Borrett, Marion, Iowa; Stephanie R. 

Neighbor, Cedar Rapids, Iowa; Brent B. 

Neighbor, Tijeras, New Mexico; Brad D. 

Neighbor, Espanola, New Mexico; Todd D. 

Neighbor, Marion, Iowa; Jason M. 

Neighbor,Alburnett, Iowa; and Michael G. 

Neighbor, Bettendorf, Iowa) as a group acting in 

concert, for approval to retain control of 100 

percent of Neighbor Insurance Agency, Marion, 

Iowa, and thereby indirectly control Farmers 

State Bank, Marion, Iowa.

NEIGHBOR INSURANCE 

AGENCY, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 45551 BANK MIDWEST, SPIRIT LAKE, IOWA 06/08/2009 09/28/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

5B Not applicable

Not applicable

Allied Bank, Mulberry, Arkansas, proposes to 

invest in the capital stock of Lending Cycle, 

Inc., Louisville, Kentucky, a bank service 

corporation.

ALLIED BANK

Newspaper:

Federal Register:

* Branch

Not applicable

First Bank, Creve Coeur, Missouri, to establish a 10/30/2009

branch facility to be located at 104 E. Ontario 

Avenue, Corona, California.

FIRST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

10/21/2009

Retroactive notice by Craig E. Scherber to 

acquire 10 percent or more of the shares of 

American Eagle Financial Corporation, Otsego, 

Minnesota, and thereby indirectly gain control 

of Riverview Community Bank, Otsego, 

Minnesota.

AMERICAN EAGLE FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 10/15/2009

10/19/2009

Earl E. Geiger, Bloomington, Minnesota, to 

acquire shares of Heritage Bancshares Group, 

Inc., Willmar, Minnesota, and thus to join the 

Geiger Family Group acting in concert which 

controls over 25 percent of Heritage Bancshares 

Group, Inc. Heritage Bancshares Group, Inc., 

owns Heritage Bank, NA, Spicer, Minnesota, 

and Heritage Bank, NA, Holstein, Iowa.

HERITAGE BANCSHARES 

GROUP, INC.

Newspaper:

Federal Register:

CIC Not available

10/21/2009

Belva H. Rasmussen 2009 Grantor Retained 

Annuity Trust, Falcon Heights, Minnesota; and 

Eva B. Rasmussen, Edina, Minnesota; Pamela 

M. Harris, Falcon Heights, Minnesota; and 

Teresa J. Rasmussen Trangsrud, Orono, 

Minnesota, Trustees, to join a group acting in 

concert with Belva H. Rasmussen, individually, 

and with Belva H. Rasmussen, Teresa J. 

Rasmussen Trangsrud and Lyle Delwyche, 

trustees of the Walter C. Rasmussen Marital 

Trust Under Agreement dated December 26, 

1985, and the Walter C. Rasmussen Family Trust 

Under Agreement dated December 26, 1985 

(together, the "Rasmussen Family Group") to 

acquire 25 percent or more of Northeast 

Securities Corporation, Minneapolis, 

Minnesota. Northeast Securities Corporation 

controls Northeast Bank, Minneapolis, 

Minnesota.

NORTHEAST SECURITIES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

11/13/2009

BancFirst Corporation, Oklahoma City, 

Oklahoma, to acquire 100 percent of the voting 

shares of First Jones Bancorporation, Inc., 

parent of First State Bank, both in Jones, 

Oklahoma.

BANCFIRST CORPORATION

Newspaper:

Federal Register:

Member Not applicable

Not applicable

The Farmers & Merchants National Bank of 

Ashland, Ashland, Nebraska (to be known as 

The Farmers & Merchants Bank of Ashland, 

Ashland, Nebraska), to retain its membership in 

the Federal Reserve System following its 

conversion from a national to a state charter.

FARMERS AND MERCHANTS 

NATIONAL BANK OF 

ASHLAND, THE

Newspaper:

Federal Register:

CIC Not available

11/03/2009

Notification by the Bonita M. Hegemann 

Irrevocable Trust, Newman Grove, Nebraska, 

and its trustees, Bonita M. Hegemann, Lindsay, 

Nebraska; and James B. Hegemann, Newman 

Grove, Nebraska; to acquire control of Lindsay 

State Company, parent of Bank of Lindsay, both 

in Lindsay, Nebraska. Notice by Lindsay State 

Company, Lindsay, Nebraska, to redeem 38.5 

percent of its outstanding common stock.

LINDSAY STATE COMPANY

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Stockmens Financial Corporation, Rapid City, 

South Dakota, to acquire 100 percent of the 

voting shares of Valentine Bancorporation, 

Valentine, Nebraska,and thereby indirectly 

acquire First National Bank of Valentine, 

Valentine, Nebraska.

STOCKMENS FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending October 17, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Foreign Branch Not applicable

1)East West Bank, Pasadena, California, to 

acquire United Commercial Bank, San Francisco, 

California and 2)East West Bank, Pasadena, 

California, to acquire California Canton 

International Bank Cayman Ltd, George Town, 

Cayman, Islands.

EAST WEST BANK

Newspaper:

Federal Register:

Foreign Branch Not applicable

Not applicable

East West Bank, Pasadena, Californa, to acquire 

California Canton International Bank Cayman, 

George Town, Cayman Islands.

EAST WEST BANK

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

First Commercial Bank, Ltd., Taipei, Taiwan, to 

upgrade its New York Agency to a branch office 

pursuant to section 211.24(a)(2)(ii)(a) of 

Regulation K and section 7(d) of FBSEA.

FIRST COMMERCIAL BANK 

CO., LTD.

Newspaper:

Federal Register:

CIC Not available

10/21/2009

Notice of Change in Bank Control filed by 

Thomas A. and Maureen Sue Ellison, to acquire 

additional voting shares of Foundation 

Bancorp, Inc., and thereby indirectly acquire 

voting shares of Foundation Bank, all of 

Bellevue, Washington.

FOUNDATION BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

09/22/2009

Franklin Resources, Inc., San Mateo, California, 

to retain 20.4 percent of the voting shares of 

Guaranty Bancorp, and thereby indirectly its 

subsidiary, Guaranty Bank & Trust Company, 

both of Denver, Colorado, pursuant to section 

3(a)(3) of the Bank Holding Company Act.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

CIC

Not available

Notice by Rommel R. Medina and Ruell R. 08/07/2009

Medina, both of San Bruno, California, to 

acquire additional voting shares of MNB 

Holdings Corporation, and indirectly, voting 

shares of Mission National Bank, both of San 

Francisco, California.

MNB HOLDINGS CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2562164 COASTAL CMNTY BK, EVERETT, WASHINGTON 06/22/2009 10/13/2009 S Small Bank

 2717012 PACIFIC MERC BK, COSTA MESA, CALIFORNIA 06/08/2009 10/08/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act