Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 16 

Week Ending April 18, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Bank Holding Companies

The Goldman Sachs Group, Inc., New York, New York, and Goldman Sachs Bank 

USA -- modifications of the Board's regulatory reporting requirements for bank 

holding companies and state member banks.

- Partially granted, February 20, 2009

(A/C)

Banks, State Member

ICE US Trust LLC, New York, New York -- interim exemption to permit current 

participating members of ICE Trust to apply a 20 percent risk weight to claims on 

ICE Trust.

- Granted, April 14, 2009

Enforcement

Beverly Hills Bancorp Inc., Calabasas, California; WFC Inc.; and Wilshire 

Acquisitions Corporation -- written agreement with the Federal Reserve Bank of San 

Francisco and the State of California Department of Financial Institutions.

- Announced, April 16, 2009

Community First Bank, Prineville, Oregon -- written agreement with the Federal 

Reserve Bank of San Francisco and the Oregon Department of Consumer and 

Business Services.

- Announced, April 14, 2009

Silverton Financial Services, Inc., Atlanta, Georgia -- written agreement with the 

Federal Reserve Bank of Atlanta.

- Announced, April 13, 2009

TFC Holding Company, Alhambra, California -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, April 15, 2009

H.2 Board Actions April 12, 2009 to April 18, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

April 12, 2009 to April 18, 2009

Bank Branches, Domestic

Arvest Bank, Fayetteville, Arkansas -- to establish a branch at 1102 North Massey 

Boulevard, Nixa, Missouri.

St. Louis

- Approved, April 14, 2009

Bank Holding Companies

Bank of America Corporation, Charlotte, North Carolina -- request for temporary 

relief from the Board's regulatory reporting requirements for bank holding 

companies.

Director, BS&R

- Partially granted, April 13, 2009

Canandaigua National Corporation, Canandaigua, New York -- to acquire 

Canandaigua National Trust Company of Florida, Sarasota, Florida, and thereby 

engage in trust company activities.

New York

- Approved, April 17, 2009

Chemung Financial Corporation, Elmira, New York -- to acquire Canton Bancorp, 

Inc., Canton, Pennsylvania, and indirectly acquire Bank of Canton.

New York

- Approved, April 17, 2009

(A/C) = Addition or Correction Delegated - 1 of 5
Bank Holding Companies

CIT Group Inc., New York, New York -- request for relief from the Board's 

regulatory reporting requirements for bank holding companies for year-end 2008.

Director, BS&R

- Granted, February 17, 2009

(A/C)

CIT Group Inc., New York, New York, and CIT Bank, Salt Lake City, Utah -- 

request for an exemption from section 23A of the Federal Reserve Act and 

Regulation W to allow CIT Bank to acquire CIT Education Loan Trust 2008-BBC; 

Education Funding Resources III, LLC; and Education Funding Resources, LLC.

Director, BS&R

- Granted, April 13, 2009

Community State Bank Employee Stock Ownership Plan and Trust, Union Grove, 

Wisconsin -- to acquire additional shares of Union Bancorporation, Inc., Union 

Grove, and thereby increase its interest in Community State Bank.

Chicago

- Approved, April 16, 2009

First State Bank of the Florida Keys Holding Company, Key West, Florida -- to 

become a bank holding company and to acquire First State Bank of the Florida Keys, 

Key West.

Atlanta

- Approved, April 14, 2009

Four County Bancshares, Inc., Allentown, Georgia -- to acquire shares of Ingleside 

Financial Group, LLC, Macon, and thereby engage in financial and investment 

advisory activities.

Atlanta

- Withdrawn, April 16, 2009

H.2 Actions under delegated authority April 12, 2009 to April 18, 2009

(A/C) = Addition or Correction Delegated - 2 of 5
Bank Holding Companies

GMAC LLC, Detroit, Michigan -- request for relief from the Board's regulatory 

reporting requirements for bank holding companies for year-end 2008 and for future 

reporting periods.

Director, BS&R

- Partially granted, February 17, 2009

(A/C)

GMAC LLC, Detroit, Michigan -- request for temporary relief from the Board's 

regulatory reporting requirements for bank holding companies.

Director, BS&R

- Granted, April 13, 2009

Marshall & Ilsley Corporation, Milwaukee, Wisconsin, and M&I LLC -- to acquire, 

through M&I Investment Management Corp., all of the assets, liabilities, and 

business of Delta Asset Management Division of Berkeley Capital Management 

LLC, San Francisco, California, and thereby engage in financial and advisory 

activities and agency transactional services.

Chicago

- Approved, April 14, 2009

Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan -- modification of certain 

commitments.

Director, BS&R

- Granted, April 13, 2009

National Bank & Trust Employee Stock Ownership Plan with 401(k) Provisions, La 

Grange, Texas -- to acquire additional shares of First La Grange Bancshares, Inc., La 

Grange, and thereby increase its interest in National Bank & Trust.

Dallas

- Approved, April 17, 2009

H.2 Actions under delegated authority April 12, 2009 to April 18, 2009

(A/C) = Addition or Correction Delegated - 3 of 5
Bank Holding Companies

University Financial Corp, Inc., dba Sunrise Community Banks, St. Paul, Minnesota 

-- to acquire EastBank, Minneapolis.

Minneapolis

- Approved, April 15, 2009

Bank Mergers

Centennial Bank, Conway, Arkansas -- to merge with Centennial Bank, Little Rock, 

and thereby establish branches.

St. Louis

- Approved, April 17, 2009

Centennial Bank, Conway, Arkansas -- to purchase certain assets and assume certain 

liabilities of Twin City Bank, North Little Rock, and thereby establish branches; and 

for Twin City Bank to establish a new main office at 330 Market Street, Rogers.

St. Louis

- Approved, April 17, 2009

Chemung Canal Trust Company, Elmira, New York -- to merge with Bank of 

Canton, Canton, Pennsylvania.

New York

- Approved, April 17, 2009

Change in Bank Control

McIntosh Bancshares, Inc., Jackson, Georgia -- change in bank control of McIntosh 

and its subsidiary bank, McIntosh State Bank, Jackson.

Atlanta

- Withdrawn, April 17, 2009

H.2 Actions under delegated authority April 12, 2009 to April 18, 2009

(A/C) = Addition or Correction Delegated - 4 of 5
Extensions of Time

Nara Bancorp, Inc., Los Angeles, California, and Nara Bank -- extension of an 

exemption under the Depository Institution Management Interlocks Act and 

Regulation L.

General Counsel

- Granted, April 14, 2009

PrivateBancorp, Inc., Chicago, Illinois -- extension to July 17, 2009, to acquire The 

PrivateWealth Trust Company, a federal savings bank (in organization), Chicago, 

and thereby operate a savings association.

Chicago

- Granted, April 15, 2009

Regulations and Policies

Regulation DD (Truth in Savings) -- technical correction to the aggregate overdraft 

and returned-item fees sample form included in the amendments published on 

January 29, 2009.

Secretary

- Approved, April 14, 2009

H.2 Actions under delegated authority April 12, 2009 to April 18, 2009

(A/C) = Addition or Correction Delegated - 5 of 5
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

* 3A5

* 3A1

05/04/2009

05/01/2009

Application by Connecticut Mutual Holding 

Company, Winsted, Connecticut, to acquire 

through merger Collinsville Savings Mutual 

Holding Company, Collinsville Stock Holding 

Company, and Collinsville Savings Society, all 

located in Collinsville, Connecticut, pursuant to 

sections 3(a)(3) and 3(a)(5) of the BHC Act. In 

connection with the above application, 

Collinsville Savings Mutual Holding Company, 

Collinsville, Connecticut will incorporate a 

wholly-owned subsidiary, a stock bank holding 

company, called Collinsville Stock Holding 

Company, Collinsville, Connecticut pursuant to 

sections 3(a)(1) and 3(a)(3) of the BHC Act.

CONNECTICUT MUTUAL 

HOLDING COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada, and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an additional investment 

in Egg Banking plc, Derby, England.

CITIBANK, N.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/03/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Guaranty Bancorp, parent of Guaranty Bank and 

Trust Company, both in Denver, Colorado, 

through the acquisition of voting shares.

Patriot Financial Partners

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Bank Control 

submitted by the John M. St. Clair, Jr. Trust, 

Irvine, KY (Kathy Dale Samples, Trustee) of its 

intent to retain control of 100% of the 

outstanding voting shares of Citizens Guaranty 

Financial Corporation, Irvine, KY which controls 

Citizens Guaranty Bank, Richmond, KY.

CITIZENS GUARANTY 

FINANCIAL CORPORATION

Newspaper:

Federal Register:

CIC 05/07/2009

05/05/2009

Notice of Change in Bank Control by Timothy J. 

Fisher, Elizabeth M. Fisher, Linda M. Bertok, 

Dorothy O. Johnson, Audrey W. Yackee, and 

Russelll E. Yackee to retain control of GenBanc, 

Inc., Genoa, Ohio

GENBANC, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1

4c8

05/08/2009

05/08/2009

MidCap Financial Holdings, LLC, Bethesda, 

Maryland, and MidCap Bank Holdings, Inc., 

Bethesda, Maryland, to become bank holding 

companies through the acqusition of 100% of 

the voting securities of ISN Bank, Cherry Hill, 

New Jersey.

MIDCAP FINANCIAL 

HOLDINGS, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/17/2009

Randolph Bancshares, Inc., Asheboro, North 

Carolina, to become a bank holding company 

through the acquisition of 100% of the voting 

securities of Randolph Bank & Trust Company, 

Asheboro, North Carolina.

Randolph Bancshares, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Bank Iowa, Oskaloosa, Iowa, to purchase the 

assets and assume the liabilities of the Newton, 

Iowa branch of Bank Iowa, Altoona, Iowa, and 

to establish a branch facility at 215 West 2nd 

Street North, Newton, Iowa.

BANK IOWA

Newspaper:

Federal Register:

CIC 04/23/2009

04/14/2009

Notice by David E. Carpenter, Iowa City, Iowa; 

and Nancy A. Leahy, individually and as part of 

the Leahy Family (Nancy A. Leahy, Timothy J. 

Leahy, Brian J. Leahy, and Evan G. Leahy, all of 

Idaho Falls, Idaho) for permission to control 25 

percent or more of the shares of C-B-G, Inc., and 

thereby indirectly control Community Bank, 

Muscatine, Iowa; Washington Bancorp, 

Washington, Iowa; and Federation Bank, 

Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2009

Community First Financial Corporation, 

Kokomo, Indiana, to become a bank holding 

company by acquiring 100 percent of the voting 

shares of Community First Bank of Howard 

County, Kokomo, Indiana.

COMMUNITY FIRST 

FINANCIAL CORPORATION

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Logan County Bank, Lincoln, Illinois, to 

purchase certain assets and assume certain 

liabilities of the 100 W. Elm, Buffalo,Illinois 

branch of Town & Country Bank of Springfield, 

Springfield, Illinois.

LOGAN COUNTY BANK

Newspaper:

Federal Register:

* 3A1 Not available

04/10/2009

OSB Financial Corporation, Brooklyn, Michigan, 

to become a bank holding company by 

acquiring 100 percent of the voting shares of 

OSB Community Bank, Brooklyn, Michigan.

OSB FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 04/30/2009

03/24/2009

Notice by Robert C. Fick, Davenport, Iowa, for 

permission to acquire an additional 5 percent, 

for an aggregate ownership of 16 percent of 

River Valley Bancorp, Inc., Davenport, Iowa, 

and thereby indirectly Valley Bank, Moline, 

Illinois; Freedom Bank, Sterling, Illinois; and 

Valley Bank, Fort Lauderdale, Florida.

RIVER VALLEY BANCORP, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Town & Country Bank of Springfield, 

Springfield, Illinois, to merge with Town & 

Country Bank, Buffalo, Illinois, and thereby to 

establish 3 branches.

TOWN & COUNTRY BANK OF 

SPRINGFIELD

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 04/23/2009

05/01/2009

Notice by Monte M. Doing, Springfield, 

Missouri, individually, and in concert with Glen 

Garrett, Purdy, Missouri; Ozark Heritage 

Financial Group, Inc., Springfield, Missouri; 

Rocky R. Levell, Naples, Florida; John E. 

Sherwood, Miromar Lakes, Florida; Jerry Scott 

Whisman, Monett, Missouri; Dennis K. Marlin, 

Springfield, Missouri; and Kenneth A. Schwab, 

Springfield, Missouri, to gain control of OakStar 

Bancshares, Inc., Springfield, Missouri.

OAKSTAR BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Big Mac Bancshares, Inc., Hoxie, Kansas, to 

acquire 100 percent of the voting shares of 

Leonardville State Bank, Leonardville, Kansas.

BIG MAC BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

C & M Bancshares, Inc., Cameron, Missouri, to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Missouri Federal Savings Bank (to be known 

as 1st Cameron State Bank), Cameron, Missouri.

C & M BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

04/16/2009

Notice submitted by Martin C. Bicknell, 

Bucyrus, Kansas, to acquire control of 

University National Bancshares, Inc., parent of 

University National Bank, both in Pittsburg, 

Kansas.

UNIVERSITY NATIONAL 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

LegacyTexas Bank, Plano, Texas, to establish a 04/24/2009

branch to be located at 2101 Cedar Springs 

Road, Dallas, Texas 75201.

LEGACYTEXAS BANK

Newspaper:

Federal Register:

CIC Not available

05/01/2009

Notice by Mr. Patrick W. Hopper (as trustee of 

the PWH Trust UTD 3/2/94) of Henderson, 

Nevada, to increase his ownership and control, 

from 9.4 percent to 15.2 percent, of Professional 

Capital, Inc., Dallas, Texas, and indirectly, 

Professional Bank, National Association, Dallas, 

Texas.

PROFESSIONAL CAPITAL, INC.

Newspaper:

Federal Register:

* 3A3 Not available

04/27/2009

Texas Independent Bancshares, Inc., Texas 

City, Texas, to acquire 51 percent of Houston 

Business Bank, Houston, Texas (de novo).

TEXAS INDEPENDENT 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending April 18, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Community Bank of Nevada, Las Vegas, 

Nevada, to merge with Community Bank of 

Arizona, Phoenix, Arizona.

COMMUNITY BANK OF 

NEVADA

Newspaper:

Federal Register:

4c8 Not applicable

05/05/2009

Manhattan Bancorp, El Segundo, California, and 

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, L.P., Carpenter Community 

Bancfund-CA, L.P., CCFW, Inc., and SCJ, Inc., 

all of Irvine, California, to form a new 

wholly-owned subsidiary, MB Financial 

Services, Inc., El Segundo, California, which will 

enter into a de novo joint venture with Bodi 

Advisors, Inc., El Segundo, California, by 

acquiring approximately 70 percent of the voting 

shares of Bodi Capital LLC, and thereby engage 

in riskless principal transactions, pursuant to 

section 225.28(b)(7)(ii), and financial and 

investment advisory services, pursuant to 

section 225.28(b)(6), both of Regulation Y.

MANHATTAN BANCORP

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Don Rhee, Los Angeles, California, to 

acquire additional voting shares of Saehan 

Bancorp, and thereby indirectly acquire 

additional voting shares of Saehan Bank, both 

of Los Angeles, California.

SAEHAN BANCORP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act