Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 26 

Week Ending June 26, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- final review to extend without revision the reporting and disclosure 

requirements relating to the Policy on Payments System Risk (FR 4102).

- Approved, June 23, 2010

Monetary and Financial Policy

Term Deposit Facility -- TDF small-value auction of $2 billion in 28-day term 

deposits on June 28, 2010.

- Announced, June 24, 2010

Regulations and Policies

Host-State Lending Ratios -- interagency release of the host-state loan-to-deposit 

ratios used by the banking agencies to determine compliance with the Riegle-Neal 

Interstate Banking and Branching Efficiency Act.

- Published, June 24, 2010

Payment System Risk Policy -- daylight-overdraft posting rules for an opt-in, 

same-day settlement service for certain automated clearing house debit payments, 

effective August 2, 2010.

- Announced, June 21, 2010

Enforcement

Dearborn Bancorp, Inc., Dearborn, Michigan -- written agreement with the Federal 

Reserve Bank of Chicago.

- Announced, June 21, 2010

First Capital West Bankshares, Inc., Laramie, Wyoming -- written agreement with 

the Federal Reserve Bank of Kansas City.

- Announced, June 22, 2010

H.2 Board Actions June 20, 2010 to June 26, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Lincoln County Bancorp, Inc., Troy, Missouri, and Peoples Bank and Trust Company 

-- written agreement with the Federal Reserve Bank of St. Louis.

- Announced, June 21, 2010

Metro Bank of Dade County, Miami, Florida -- issuance of a consent prompt 

corrective action directive against the bank.

- Announced, June 21, 2010

Mission Oaks Bancorp, Temecula, California -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, June 24, 2010

Thunder Bank, Sylvan Grove, Kansas -- issuance of a prompt corrective action 

directive against the bank.

- Approved, June 21, 2010

Waccamaw Bankshares, Inc., Whiteville, North Carolina, and Waccamaw Bank -- 

written agreement with the Federal Reserve Bank of Richmond and the State of 

North Carolina, Office of the Commissioner of Banks.

- Announced, June 22, 2010

H.2 Board Actions June 20, 2010 to June 26, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

June 20, 2010 to June 26, 2010

Bank Branches, Domestic

Bank 7, Oklahoma City, Oklahoma -- to establish a branch at 3300 Oklahoma 

Avenue, Woodward.

Kansas City

- Approved, June 22, 2010

East West Bank, Pasadena, California -- to establish a branch at 4299 Rosewood 

Drive, Unit 108, Pleasanton.

Secretary

- Approved, June 22, 2010

Providence Bank, Columbia, Missouri -- to relocate its main office to 1001 Club 

Village Drive, Columbia.

St. Louis

- Approved, June 21, 2010

Bank Holding Companies

American Bank Holding Corporation, Corpus Christi, Texas -- to engage indirectly in 

small-town insurance agency activities through its subsidiary, American Financial 

Insurance Services, Inc., Port Aransas.

Dallas

- Withdrawn, June 23, 2010

Highlands Bancorp, Inc., Vernon, New Jersey -- to become a bank holding company 

and to acquire Highlands State Bank, Vernon.

New York

- Approved, June 25, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Icon Capital Corporation, Houston, Texas -- to become a bank holding company and 

to acquire Icon Bank of Texas, N.A., Houston.

Dallas

- Approved, June 23, 2010

Industrial and Commercial Bank of China, Limited, Beijing, China -- to acquire 

Strong City Securities LLC, Newton, New Jersey, and the prime dealer services 

business unit of Fortis Securities LLC, New York, New York, and thereby engage in 

certain securities activities.

New York

- Approved, June 25, 2010

OSK, Inc., Edina, Minnesota -- to become a bank holding company and to acquire 

Texico Bancshares Corporation, Texico, Illinois, and thereby indirectly acquire 

Texico State Bank.

St. Louis

- Withdrawn, June 23, 2010

Roma Financial Corporation, MHC, Robbinsville, New Jersey, and Roma Financial 

Corporation -- waiver of application to acquire Sterling Banks, Inc., Mount Laurel, in 

connection with the merger of Roma's and Sterling's respective subsidiary banks, 

Roma Bank, Robinnsville, and Sterling Bank, Mount Laurel.

Philadelphia

- Granted, June 24, 2010

Texas Banc Financial Corporation, Fort Worth, Texas -- to acquire shares of The 

Bank, Weatherford.

Dallas

- Approved, June 25, 2010

H.2 Actions under delegated authority June 20, 2010 to June 26, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Holding Companies

Tower Bancorp, Inc., Harrisburg, Pennsylvania -- to acquire First Chester County 

Corporation, West Chester.

Philadelphia

- Approved, June 23, 2010

Change in Bank Control

Adrian Building Corporation, Adrian, Minnesota -- to retain control of Adrian 

Building and its subsidiary bank, Adrian State Bank, Adrian.

Minneapolis

- Permitted, June 23, 2010

FBD Holding Company, Inc., Dalton, Georgia -- to retain control of FBD Holding 

and its subsidiary bank, First Bank of Dalton, Dalton.

Atlanta

- Withdrawn, June 25, 2010

West Plains Investors, Inc., Jacksonville, Illinois -- to retain control of West Plains 

and its subsidiary bank, Premier Bank of Jacksonville, Jacksonville.

St. Louis

- Permitted, June 22, 2010

Financial Holding Companies 

Perry Banking Company, Inc., Perry, Florida -- election to become a financial 

holding company.

Atlanta

- Effective, June 24, 2010

H.2 Actions under delegated authority June 20, 2010 to June 26, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
International Operations

BNY International Financing Corporation, New York, New York, and The Bank of 

New York Mellon -- waiver of remainder of prior-notification period to make an 

investment in PNC Global Investment Servicing (International) Corp., Wilmington, 

Delaware, and its six foreign subsidiaries, and request by Bank of New York Mellon 

to engage in mutual fund administration activities.

Director, BS&R

- Granted, June 22, 2010

State Street Bank and Trust Company, Boston, Massachusetts, and State Street 

International Holdings -- waiver of remainder of prior-notification period to make a 

series of investments in connection with their indirect acquisition of Eurogalleon 

Limited, Dublin, Ireland.

Director, BS&R

- Granted, June 23, 2010

Membership

Bank of McCrory, McCrory, Arkansas -- to become a member of the Federal Reserve 

System.

St. Louis

- Approved, June 21, 2010

H.2 Actions under delegated authority June 20, 2010 to June 26, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA

Not applicable

ABN AMRO Bank N.V., Amsterdam, 06/28/2010

Netherlands, to establish a representative office 

in New York, New York, pursuant to Section 

10(a) of the International Banking Act of 1978, 

as amended and Section 211.24(a)(2(i)(B)(3) of 

Regulation K.

ABN AMRO BANK N.V.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Banco do Brasil S.A., Brasila, Brazil, to establish 

an additional branch at 600 Fifth Avenue and 

later relocate to 11 West 42nd Street, both of 

New York, New York, pursuant to Section 

211.24(a)(2)(i)(A) of Regulation K.

BANCO DO BRASIL S.A.

Newspaper:

Federal Register:

* 3A1 06/14/2010

06/21/2010

PNBK Holdings LLC, PNBK Sponsor LLC and 

PNBK Investment Partners LLC, all of Stamford, 

Connecticut requests prior approval to acquire 

Patriot National Bancorp, Inc. and Patriot 

National Bank, both of Stamford, Connecticut, 

and thereby become bank holding companies, 

pursuant to Section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended, and Section 

225.15 of Regulation Y.

PNBK HOLDINGS LLC

Newspaper:

Federal Register:

* 3A3 Not available

07/26/2010

Woori Finance Holdings Co., Ltd, Seoul, Korea, 

to acquire at least 51 percent of the voting 

shares of Hanmi Financial Corp., Los Angeles, 

California, and thereby indirectly acquire Hanmi 

Bank ("Hanmi"), Los Angeles, California, 

pursuant to Section 3(a)(3) of the BHC Act of 

1956, as amended, and Section 225.15 of 

Regulation Y.

WOORI FINANCE HOLDINGS 

CO., LTD.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

New Century Bank, doing business as 07/03/2010

Customers 1st Bank, Phoenixville, PA, to 

establish a branch office at 1015 Penn Ave., 

Wyomissing, PA.

NEW CENTURY BANK DBA 

CUSTOMERS 1ST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/19/2010

Standard Financial Corp., Murrysville, 

Pennsylvania, to become a bank holding 

company through the acquisition of 100% of the 

voting shares of Standard Bank, PaSB, 

Murrysville, Pennsylvania

Standard Financial Corp.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 443625 OTTOVILLE BK CO, OTTOVILLE, OHIO 03/15/2010 06/16/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 06/16/2010

07/16/2010

CapGen Capital Group V LLC and CapGen 

Capital Group V LP, both of New York, New 

York, to become bank holding companies 

through the acquisition of up to 49.9% of the 

voting securities of Palmetto Bancshares, Inc., 

Greenville, South Carolina, and indirectly 

acquire The Palmetto Bank, Greenville, South 

Carolina.

CapGen Capital Group V LLC

Newspaper:

Federal Register:

Other Foreign Not applicable

Not applicable

Capital One Bank (USA), National Association, 

Glen Allen, Virginia, to establish Capital One 

Global Corporation, McLean, Virginia, an 

Agreement Corporation, and to make an 

investment through a contribution of shares 

and debt of two existing UK subsidiaries.

CAPITAL ONE BANK (USA), 

NATIONAL ASSOCIATION

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Union First Market Bank, Richmond, Virginia, to 

merge with The Rappahannock National Bank, 

Washington, Virginia.

UNION FIRST MARKET BANK

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Union First Market Bank, Richmond, Virginia, to 

merge with Northern Neck State Bank, Warsaw, 

Virginia.

UNION FIRST MARKET BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

Not available

BancTenn Corp., Kingsport Tennessee, to 07/13/2010

acquire up to 20 percent of the outstanding 

shares of Paragon Commercial Corporation, and 

its subsidiary, Paragon Commercial Bank, both 

of Raleigh, North Carolina.

BANCTENN CORP.

Newspaper:

Federal Register:

CIC

Not available

After-the-fact change in control notice filed by 07/19/2010

Anthony Jennings Roy, III, to retain 26.57 

percent of the outstanding shares of Mansura 

Bancshares, Inc., Mansura, Louisiana, and its 

subsidiary, The Cottonport Bank, Cottonport, 

Louisiana

MANSURA BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 07/11/2010

07/22/2010

USAmeriBancorp, Inc., Largo, Florida, to 

acquire over 50 percent of the outstanding 

voting shares of Aliant Financial Corporation, 

and its subsidiary, Aliant Bank, both of 

Alexander City, Alabama.

USAMERIBANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Bank of Pontiac, Pontiac, Illinois, to merge with 07/12/2010

Bank of Dwight, Dwight, Illinois, and thereby to 

establish two branches.

BANK OF PONTIAC

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Central State Bank, Elkader, Iowa, to merge with 06/27/2010

Corridor State Bank, Coralville, Iowa. As a 

result of the merger, Central State Bank, will 

establish a branch office at 2530 Corridor Way, 

Coralville, Iowa and 202 N Linn Street, Iowa 

City, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Isabella Bank, Mount Pleasant, Michigan, to 06/13/2010

establish a branch facility to be located at 2222 

North Saginaw Road, Midland, Michigan.

ISABELLA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 612346 BANK IA, RED OAK, IOWA 03/08/2010 06/21/2010 S Small Bank

 412135 COLE TAYLOR BK, CHICAGO, ILLINOIS 01/19/2010 06/21/2010 O Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 07/26/2010

07/22/2010

M & P Community Bancshares, Inc. 401(k) 

Employee Stock Ownership Plan, Newport, 

Arkansas, to acquire additional shares of M & P 

Community Bancshares, Inc., Newport, 

Arkansas, for total ownership of up to 32 

percent.

M&P COMMUNITY 

BANCSHARES, INC. 401(K) 

EMPLOYEE STOCK OWNERSHIP 

PLAN

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Axeon Holding Company, LLC, Buhl, 

Minnesota, to become a bank holding company 

by acquiring 100 percent of Timberland 

Bancorp, Baxter, Minnesota, and thereby 

indirectly acquire First National Bank, Buhl, 

Minnesota.

AXEON HOLDING COMPANY, 

LLC

Newspaper:

Federal Register:

CIC Not available

07/16/2010

Change in Control Notice by Paul Bennett 

Lewis, Mendota Heights, Minnesota, to gain 

control of Fidelity Holding Company, 

Minnetonka, Minnesota, and thereby gain 

control of Fidelity Bank, Edina, Minnesota.

FIDELITY HOLDING COMPANY

Newspaper:

Federal Register:

* 3A3 Not available

* 3A1 07/22/2010

First Holding Company of Park River, Inc., Park 

River, North Dakota, to acquire 100% of First 

Sharon Holding Company, Inc., Aneta, North 

Dakota, and thereby indirectly acquire First 

State Bank of Sharon, Sharon, North Dakota, 

and Sheyenne Bancorp, Inc., Park River, North 

Dakota, to become a bank holding company by 

acquiring 100 percent of First Sharon Holding 

Company, Inc., Aneta, North Dakota, and 

thereby indirectly acquire First State Bank of 

Sharon, Sharon, North Dakota.

FIRST HOLDING COMPANY OF 

PARK RIVER, INC

Newspaper:

Federal Register:

CIC Not available

Not available

Change in Control Notice by Margaret Morten, 

Eden Prairie, Minnesota, to acquire and retain 

control of Vision Bancshares, Inc., Saint Louis 

Park, Minnesota, and thereby indirectly acquire 

and retain control of Vision Bank, Saint Louis 

Park, Minnesota.

VISION BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notification submitted by Peter J. Fiene, as 

Trustee of The Bannister Bancshares 

Irrevocable Trust dated May 21, 2010, Overland 

Park, Kansas, to acquire control of Bannister 

Bancshares Inc., Kansas City, Missouri, parent 

of Union Bank, Kansas City, Missouri.

BANNISTER BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 07/09/2010

07/08/2010

Notification by Scott L. Smiley, Avondale, 

Colorado, to acquire control of First Norton 

Corporation, parent of First Security Bank & 

Trust Company, both of Norton, Kansas.

FIRST NORTON CORPORATION

Newspaper:

Federal Register:

* 3A1 Not available

07/22/2010

FRB Investments, Inc., Denver, Colorado, to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Omega Capital Corp., Centennial, Colorado, 

parent of Front Range Bank, Lakewood, 

Colorado.

FRB INVESTMENTS, INC.

Newspaper:

Federal Register:

* 3A3 07/26/2010

07/16/2010

Manhattan Banking Corporation, Manhattan, 

Kansas, to acquire 48.02 percent, for a total of 

53.8646 percent, of the voting shares of Sonoran 

Bank, N.A., Phoenix, Arizona.

MANHATTAN BANKING 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 733951 CITIZENS ST B&TC, ELLSWORTH, KANSAS 03/22/2010 06/16/2010 S Small Bank

 87159 FIRST ST BK OF NEWCASTLE, NEWCASTLE, WYOMING 03/22/2010 06/16/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/09/2010

Notice by Richard Earl Williams, Jr., Cameron, 

Texas, individually and as Trustee of the 

Richard E. Williams Exempt Trust; Debora 

Evans, Belton, Texas, individually and as 

Trustee of the Debora Evans Exempt Trust; 

Richard Earl Williams, Jr. and Debora Evans as 

co-Trustees of (i) the Williams Family Exempt 

Trust, (ii) the Victoria Grace Williams Special 

Trust, (iii) the Thomas Joseph Evans 2002 Trust 

and (iv) the Elizabeth Ashton Williams 2002 

Trust, all of Cameron, Texas; and Richard E. 

Williams, Jr., Debora Evans and the above 

named trusts, collectively ("the "Williams 

Family Group"), to apply to the Federal Reserve 

Board for permission to retain 10% or more of 

the shares, and thereby control of Cameron 

Financial Corporation and indirectly control its 

subsidiary, Classic Bank, N.A., both of 

Cameron, Texas.

CAMERON FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

06/24/2010

Notice by Thomas L. Rees, Colorado City, 

Texas, to apply to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and thereby control of City National 

Bancshares, Inc., and indirectly control its 

subsidiary, The City National Bank of Colorado 

City, both of Colorado City, Texas.

CITY NATIONAL BANCSHARES, 

INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Post-notice by First Texas BHC, Inc., Fort 

Worth, Texas, to engage de novo in lending and 

servicing activities through SWB Recovery, 

Inc., Fort Worth, Texas, pursuant to Section 4(c)

(8) of the Bank Holding Company Act and 

Section 225.28(b)(1) of Regulation Y.

FIRST TEXAS BHC, INC.

Newspaper:

Federal Register:

* 3A1

4c8

07/08/2010

07/06/2010

Ford Financial Fund, L.P.; Ford Management, 

LP; Ford Ultimate Management, LLC; and 

certain other entities related to Gerald J. Ford, all 

of Dallas, Texas, to become bank holding 

companies through the acquisition of 91 percent 

of Pacific Capital Bancorp, Santa Barbara, 

California, and indirectly, Pacific Capital Bank, 

National Association, Santa Barbara, California.

Ford Financial Fund, LP; Ford Management, LP; 

Ford Ultimate Management, LLC; and certain 

other entities to engage in activities related to 

extending credit, trust company functions, and 

investment advisory activities through the 

acquisition of PCB Service Corporation, Santa 

Barbara, California; Morton Capital 

Management, Calabasas, California; and R. E. 

Wacker Associates, Inc., San Luis Obispo, 

California.

FORD FINANCIAL FUND, L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 07/10/2010

07/12/2010

Specialty Bancor, Inc., Austin, Texas, to become 

a bank holding company by acquiring 100 

percent of Community State Bank, Austin, 

Texas.

SPECIALTY BANCOR, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 26, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

07/19/2010

Community Bancshares, Inc., Joseph, Oregon, 

to acquire at least 100 percent of BEO Bancorp 

and thereby its subsidiary bank, Bank of 

Eastern Oregon, both of Heppner, Oregon.

COMMUNITY BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act