Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks;

Applications and Reports Received

No. 28

Week Ending July 10, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2 Board Actions July 4,2010 to July 10,2010

Bank Holding Companies

JPMorgan Chase & Co., New York, New York — to engage in energy tolling and

energy management services as activities that are complementary to a financial

activity.

- Approved, June 29,2010

(A/C)

Monetary and Financial Policy

Term Deposit Facility — TDF small-value auction of $2 billion in 84-day term

deposits on July 12, 2010.

- Announced, July 8, 2010

Regulations and Policies

Presidential $1 Coin Program — annual report to Congress on the Presidential

$1 Coin Program.

- Approved, June 28,2010

(A/C)

Report on Capital and Accounting Differences — interagency report to Congress on

capital and accounting differences among the federal banking agencies.

- Approved, June 21, 2010

(A/C)

Enforcement

BCB Holding Company, Inc., Mobile, Alabama — written agreement with the

Federal Reserve Bank of Atlanta.

- Announced, July 7, 2010

Central Pacific Financial Corporation, Honolulu, Hawaii — written agreement with

the Federal Reserve Bank of San Francisco and the Hawaii Division of Financial

Institutions.

- Announced, July 8,2010

(A/C) = Addition or Correction Board - Page 1 of 2
H.2 Board Actions July 4,2010 to July 10,2010

Enforcement

Central Virginia Bancshares, Inc., Powhatan, Virginia, and Central Virginia Bank —

written agreement with the Federal Reserve Bank of Richmond and the Virginia State

Corporation Commission, Bureau of Financial Institutions.

- Announced, July 6, 2010

Commonwealth Bankshares, Inc., Norfolk, Virginia, and Bank of the Commonwealth

- written agreement with the Federal Reserve Bank of Richmond and the Virginia

State Corporation Commission, Bureau of Financial Institutions.

- Announced, July 9,2010

Dickinson Financial Corporation II, Kansas City, Missouri, and Dickinson Financial

Corporation — written agreement with the Federal Reserve Bank of Kansas City.

- Announced, July 8, 2010

Star Bancorp, Inc., Scottsdale, Arizona — written agreement with the Federal Reserve

Bank of San Francisco.

- Announced, July 6, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority July 4,2010 to July 10,2010

BS&R Banking Supervision and Regulation

C&CA Consumer and Comminity Affairs

FOMC Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of StaffDirector for Management

Bank Branches. Domestic

Richmond

Xenith Bank, Richmond, Virginia — to establish a branch at 8200 Greensboro Drive,

Suite 1400, McLean.

- Approved, July 9,2010

Bank Holding Companies

Director, BS&R

ATR KimEng Financial Corporation, Makati City, Philippines, and ATR KimEng

Capital Partners, Inc. — relief from commitments.

- Granted, July 7,2010

Atlanta

State Bank Financial Corporation, Atlanta, Georgia — to become a bank holding

company and to acquire State Bank and Trust Company, Macon.

- Approved, July 8, 2010

Bank Mergers

Philadelphia

New Century Bank, dba Customers 1st Bank, Phoenixville, Pennsylvania — to

purchase the assets and assume the liabilities of USA Bank, Port Chester, New York,

and thereby establish a branch.

- Approved, July 9, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
H.2 Actions under delegated authority July 4,2010 to July 10,2010

Change in Bank Control

Minneapolis

First Dakota Financial Corporation, Yankton, South Dakota — change in bank control

of First Dakota Financial and its subsidiary bank, First Dakota National Bank,

Yankton.

- Permitted, July 7, 2010

Philadelphia

TIB Financial Corp., Naples, Florida — change in bank control of TIB Financial and

its subsidiary bank, TIB Bank, Naples.

- Withdrawn, July 7, 2010

Minneapolis

Valley Bancshares, Inc., Kalispell, Montana — to retain control of Valley Bancshares

and its subsidiary bank, Valley Bank of Kalispell, Kalispell.

- Permitted, July 7, 2010

Extensions of Time

Director, BS&R

Citigroup Inc., New York, New York — request for extension to retain certain

properties.

- Granted, July 8, 2010

Secretary

The Toronto-Dominion Bank, Toronto, Canada; TD US P & C Holdings, ULC,

Calgary; and TD Bank US Holding Company, Portland, Maine — commenter's

request for public hearings and an extension of the comment period on the

application to acquire The South Financial Group, Inc., Greenville, South Carolina,

and indirectly acquire Carolina First Bank.

- Denied, July 1, 2010

(A/C)

(A/C) = Addition or Correction Delegated - 2 of 3
H.2 Actions under delegated authority July 4,2010 to July 10,2010

International Operations

Secretary

Banco Popular de Puerto Rico, Hato Rey, Puerto Rico — to reduce its permanent

capital in connection with an internal reorganization.

- Approved, June 29, 2010

(AZC)

Director, BS&R

The Bank of New York Mellon, New York, New York — to amend the articles of

association of its Edge corporation subsidiary, Mellon Overseas Investment

Corporation, Greenville, Delaware.

- Approved, July 7,2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 10, 2010

Filer Filing Type Filing Proposal End of Comment Period

FIRST COMMUNITY BANCORP * 3A1 Application by First City Fund Corporation and Newspaper: 07/29/2010

INC First Community Bancorp, Inc., both of New Federal Register: 07/30/2010

Haven, Connecticut, to become a bank holding

company and stock bank holding company,

respectively, by acquiring Start Community

Bank, New Haven, Connecticut, pursuant to

section 3(a)(1) of the Bank Holding Company

Act of 1956, as amended.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

BANCO DO BRASIL S.A. FBSEA Banco do Brasil S.A., Brasilia, Brazil, to Newspaper: 07/26/2010

establish an additional branch at 600 Fifth Federal Register: Not applicable

Avenue and later relocate to 11 West 42nd

Street, both of New York, New York, pursuant to

Section 211.24(a)(2)(i)(A) of Regulation K.

Woori Finance Holdings Co., Ltd, Seoul, Korea, Newspaper: 07/22/2010

to acquire at least 51 percent of the voting Federal Register: 07/26/2010

shares of Hanmi Financial Corp., Los Angeles,

California, and thereby indirectly acquire Hanmi

Bank ("Hanmi"), Los Angeles, California,

pursuant to Section 3(a)(3) of the BHC Act of

1956, as amended, and Section 225.15 of

Regulation Y.

WOORI FINANCE HOLDINGS * 3A3

CO., LTD.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

PATRIOT FINANCIAL CIC Patriot Financial Partners, GP, L.P., Patriot Newspaper: Not available

PARTNERS LP Financial Partners, L.P., Patriot Financial Federal Register: 07/20/2010

Partners Parallel, L.P., Patriot Financial Partners,

GP, LLC, Patriot Financial Managers, L.P., and

Messrs. Ira M. Lubert, W. Kirk Wycoff and

James J. Lynch, all of Philadelphia,

Pennsylvania, to purchase up to 19.2 percent of

Palmetto Bancshares, Inc., Greenville, SC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

FIFTH THIRD BANK * Branch Application by Fifth Third Bank, Cincinnati, OH Newspaper: 07/13/2010

to establish a branch at 420 Madison Avenue, Federal Register: Not applicable

Toledo, OH.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

CAPGEN CAPITAL GROUP V LLC * 3A1 CapGen Capital Group V LLC and CapGen Newspaper: 07/16/2010

Capital Group V LP, both of New York, New Federal Register; 07/16/2010

York, to become bank holding companies

through the acquisition of up to 49.9% of the

voting securities of Palmetto Bancshares, Inc.,

Greenville, South Carolina, and indirectly

acquire The Palmetto Bank, Greenville, South

Carolina.

FIRST AMERICAN FINANCIAL * 3A1 First American Financial Management Newspaper: Not available

MANAGEMENT COMPANY Company, Salisbury, North Carolina, to become Federal Register: 07/30/2010

a bank holding company through the

acquisition of 51% of the voting securities of

Community Bank of Rowan, Salisbury, North

Carolina.

HERITAGE BANCSHARES, INC. CIC Notice by First Exchange Bank 401 (k) Employee Newspaper: 07/15/2010

Stock Ownership Plan singularly and as a Federal Register 07/28/2010

member of a group also comprised of William

Goetell, Fairmont, West Virginia, and Jennifer

Price, Morgantown, West Virginia, acting in

concert, to retain control of 16.99% of the

voting shares of Heritage Bancshares, Inc.,

Mannington, West Virginia.

PALMETTO BANCSHARES, INC. CIC Patriot Financial Partners, GP, L.P., Patriot Newspaper: Not available

Financial Partners, L.P., Patriot Financial Federal Register: 07/20/2010

Partners Parallel, L.P., Patriot Financial Partners,

GP, LLC, Patriot Financial Managers, L.P., and

Messrs. Ira M. Lubert, W. Kirk Wycoff and

James J. Lynch, all of Philadelphia,

Pennsylvania, to purchase up to 19.2 percent of

Palmetto Bancshares, Inc., Greenville, SC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for Quarter of

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

BANCTENN CORP. * 3A3 BancTenn Corp., Kingsport Tennessee, to Newspaper: 07/13/2010

acquire up to 20 percent of the outstanding Federal Register: 07/16/2010

shares of Paragon Commercial Corporation, and

its subsidiary, Paragon Commercial Bank, both

of Raleigh, North Carolina.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 10, 2010

Filer Filing Type Filing Proposal End of Comment Period

CHEMICAL BANK * 18C

* Branch

Chemical Bank, Midland, Michigan, to acquire

certain assets and assume certain liabilities of

Mainstreet Savings Bank, FSB, Hastings,

Michigan, and thereby to establish two

branches located at 629 West State Street,

Hastings, Michigan, and 802 Fourth Avenue,

Lake Odessa, Michigan.

Newspaper:

Federal Register:

Not available

Not applicable

HARBOR BANCORP, INC. * 3A1 Harbor Bancorp, Inc., Edenton, North Carolina,

to become a bank holding company by

acquiring 100 percent of the voting shares of

West Town Savings Bank, Cicero, Illinois.

Newspaper:

Federal Register:

Not available

Not available

LAKE CITY BANK * Branch Lake City Bank, Warsaw, Indiana, to establish a

branch facility to be located at Outlot 2 Parcel at

Parkwood West, Indianapolis, Indiana.

Newspaper:

Federal Register:

07/02/2010

Not applicable

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

ALLCORPINC * 3A1 Allcorp, Inc., Little Rock, Arkansas, to become a Newspaper: 07/20/2010

bank holding company by acquiring 100 percent Federal Register 08/05/2010

of Community State Bancshares, Inc., Bradley,

Arkansas, and thereby indirectly acquiring

Community State Bank, Bradley, Arkansas.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
Filer

District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 10, 2010

Filing Type Filing Proposal End of Comment Period

DAIRYLAND BANK HOLDING

CORPORATION

4c8 Dairyland Bank Holding Corporation, La Crosse,

Wisconsin, proposes to engage, de novo, in

lending activities.

Newspaper: Not applicable

Federal Register: 07/26/2010

FIRST HOLDING COMPANY OF * 3A3 First Holding Company of Park River, Inc., Park Newspaper: Not available

PARK RIVER, INC * 3A1 River, North Dakota, to acquire 100% of First Federal Register: 07/22/2010

Sharon Holding Company, Inc., Aneta, North

Dakota, and thereby indirectly acquire First

State Bank of Sharon, Sharon, North Dakota,

and Sheyenne Bancorp, Inc., Park River, North

Dakota, to become a bank holding company by

acquiring 100 percent of First Sharon Holding

Company, Inc., Aneta, North Dakota, and

thereby indirectly acquire First State Bank of

Sharon, Sharon, North Dakota.

VISION BANCSHARES, INC. CIC Change in Control Notice by Margaret Morton, Newspaper: Not available

Eden Prairie, Minnesota, to acquire and retain Federal Register: 07/16/2010

control of Vision Bancshares, Inc., Saint Louis

Park, Minnesota, and thereby indirectly acquire

and retain control of Vision Bank, Saint Louis

Park, Minnesota.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 10, 2010

Filer Filing Type Filing Proposal End of Comment Period

BANK OF CHOICE HOLDING

COMPANY

4c8 Bank of Choice Holding Company, Greeley,

Colorado, proposes to engage in lending

activities.

Newspaper:

Federal Register:

Not applicable

Not available

FIRSTBANK OF COLORADO Member First Bank of Colorado, Lakewood, Colorado, to

become a member of the Federal Reserve

System.

Newspaper:

Federal Register:

Not applicable

Not applicable

FIRSTBANK OF COLORADO * 18C

* Branch

FirstBank of Colorado, Lakewood, Colorado, to

merge with FirstBank of Wheat Ridge, Wheat

Ridge; FirstBank of Douglas County, Castle

Rock; FirstBank of Arvada, Arvada; FirstBank

of Avon, Avon; FirstBank of Aurora, Aurora;

FirstBank of Littleton, Littleton; FirstBank

North, Westminster; FirstBank of Denver,

Denver; FirstBank of Northern Colorado, Fort

Collins; FirstBank of Evergreen, Evergreen;

FirstBank of Adams County, Thornton;

FirstBank of Vail, Vail; FirstBank of Boulder,

Boulder; FirstBank of South Jeffco, Littleton;

FirstBank of Lakewood, Lakewood; FirstBank of

Newspaper:

Federal Register:

Not available

Not applicable

Tech Center, Greenwood Village; FirstBank of

Summit County, Silverthorne; FirstBank,

Littleton; FirstBank of Cherry Creek, Denver;

FirstBank of Arapahoe County, Centennial;

FirstBank of Colorado Springs, Colorado

Springs; FirstBank of Parker, Parker; FirstBank

of El Paso County, Colorado Springs; all in

Colorado, and incident thereto, to establish 123

branches in Colorado and California.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD CRA CRA

ID Institution / Location Exam Date Public Date Rating Exam Method

485054 BANK OF ELGIN, ELGIN, NEBRASKA 03/08/2010 07/01/2010 S Small Bank

CRA Examinations scheduled for Quarter of

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

A.N.B. HOLDING COMPANY, * 3A3 A.N.B. Holding Company, Ltd., Terrell, Texas, to Newspaper: 08/01/2010

LTD. acquire additional shares up to 32% of The Federal Register: 08/06/2010

ANB Corporation, Terrell, Texas, and indirectly

acquire The American National Bank of Texas,

Terrell, Texas; Lakeside Bancshares, Inc.,

Rockwall, Texas; and Lakeside National Bank,

Rockwall, Texas.

Notice by Richard Earl Williams, Jr., Cameron, Newspaper. Not available

Texas, individually and as Trustee of the Federal Register: 07/09/2010

Richard E. Williams Exempt Trust; Debora

Evans, Belton, Texas, individually and as

Trustee of the Debora Evans Exempt Trust;

Richard Earl Williams, Jr. and Debora Evans as

co-Trustees of (i) the Williams Family Exempt

Trust, (ii) the Victoria Grace Williams Special

Trust, (iii) the Thomas Joseph Evans 2002 Trust

and (iv) the Elizabeth Ashton Williams 2002

Trust, all of Cameron, Texas; and Richard E.

Williams, Jr., Debora Evans and the above

named trusts, collectively ("the "Williams

Family Group"), to apply to the Federal Reserve

Board for permission to retain 10% or more of

the shares, and thereby control of Cameron

Financial Corporation and indirectly control its

subsidiary, Classic Bank, N.A., both of

Cameron, Texas.

Notice by Thomas L. Rees, Colorado City, Newspaper: 06/23/2010

Texas, to apply to the Federal Reserve Board for Federal Register: 06/24/2010

permission to retain 10% or more of the shares,

and thereby control of City National

Bancshares, Inc., and indirectly control its

subsidiary, The City National Bank of Colorado

City, both of Colorado City, Texas.

COMERICA BANK * Branch Comerica Bank, Dallas, Texas, to establish a Newspaper: Not available

branch to be located at 7820 Burnet Road,

Austin, Travis County, Texas 78757.

Federal Register: Not applicable

INDUSTRY BANCSHARES, INC. * 3A3 Industry Bancshares, Inc., Industry Texas, to Newspaper: Not available

acquire 100 percent of The First National Bank

of Shiner, Shiner, Texas.

Federal Register: 08/06/2010

* Subject to the provisions of the Community Reinvestment Act

CAMERON FINANCIAL CIC

CORPORATION

CITY NATIONAL BANCSHARES, CIC

INC.
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD

ID Institution / Location Exam Date

CRA

Public Date

CRA

Rating Exam Method

NONE

CRA Examinations scheduled for

Institution

Quarter of

Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 10,2010

Filer Filing Type Filing Proposal End of Comment Period

ALTAPACIFIC BANCORP * 3A1 AltaPacific Bancorp to become a bank holding Newspaper: Not available

company by acquiring 100 percent of Federal Register 08/05/2010

AltaPacific Bank, both of Santa Rosa, California.

ANCHOR BANCORP, INC. * 3A1 Anchor Bancorp, Inc., Lacey, Washington, to

become a bank holding company by acquiring

100 percent of Anchor Mutual Savings Bank,

Aberdeen, Washington, upon conversion from

a mutual savings bank to a stock savings bank.

Newspaper:

Federal Register:

Not available

Not available

COMMUNITY BANCSHARES,

INC.

* 3A3 Community Bancshares, Inc., Joseph, Oregon, Newspaper: Not available

to acquire at least 100 percent ofBEO Bancorp Federal Register 07/19/2010

and thereby its subsidiary bank, Bank of

Eastern Oregon, both of Heppner, Oregon.

MERCHANTS HOLDING

COMPANY

CIC Interagency Notice of Change in Control by

Yvonne LeMaitre, Woodland, California, for

retroactive approval to become a Co-Trustee of

the 1996 Bolton Family Trust, and thereby

control of Merchants Holding Company, and its

subsidiary bank, Merchants National Bank of

Sacramento, both of Sacramento, California.

Newspaper:

Federal Register:

Not available

07/21/2010

OCEANIC HOLDING (BVI)

LIMITED

CIC John Kim Chuy Ng, San Juan, Philiippines, to

acquire 27.78 percent of Oceanic Holding (BVI)

Limited, Tortola, British Virgin Islands, and

thereby indirectly acquire control of Oceanic

Bank Holdings, Inc., and Oceanic Bank, both of

San Francisco, California.

Newspaper:

Federal Register:

Not available

07/22/2010

ONE MAIN STREET, LLC 3A1 One Main Street, LLC, and One Main Street

Management, LLC, both of New York, New

York, to become bank holding companies by

acquiring 100 percent of Liberty Bank, Inc., Salt

Lake City, Utah.

Newspaper:

Federal Register:

Not available

04/08/2010

SKBHC HOLDINGS, LLC * 3A1 SKBHC Holdings, LLC, Corona del Mar,

California, to become a bank holding company

by acquiring 100 percent of Starbuck

Bancshares, Inc. and thereby indirectly the First

National Bank of Starbuck, both of Starbuck,

Minnesota.

Newspaper:

Federal Register:

Not available

04/27/2010

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Publi c Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

0 = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD CRA CRA

ID Institution / Location Exam Date Public Date Rating Exam Method

802866 SILICON VALLEY BK, SANTA CLARA, CALIFORNIA 02/22/2010 06/29/2010 S Large Bank

CRA Examinations scheduled for Quarter of

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act