Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 9 

Week Ending February 27, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Incentive Compensation -- statement by Scott Alvarez, general counsel, before the 

House Committee on Financial Services on incentive compensation practices in 

banking and financial services.

- Published, February 25, 2010

Small Business Lending -- statement by Governor Duke before the House 

Committees on Financial Services and Small Business regarding credit availability 

for small businesses and steps being taken to help meet the needs of creditworthy 

borrowers.

- Published, February 26, 2010

Enforcement

Bankers' Bank of the West Bancorp, Denver, Colorado, and Bankers' Bank of the 

West -- written agreement with the Federal Reserve Bank of Kansas City and the 

Colorado Division of Banking.

- Announced, February 24, 2010

Citizens Bancorp, Nevada City, California -- written agreement with the Federal 

Reserve Bank of San Francisco.

- Announced, February 25, 2010

Heritage Commerce Corp, San Jose, California, and Heritage Bank of Commerce -- 

written agreement with the Federal Reserve Bank of San Francisco and the State of 

California Department of Financial Institutions.

- Announced, February 23, 2010

Mercantile Bancorp, Inc., Quincy, Illinois -- written agreement with the Federal 

Reserve Bank of St. Louis.

- Announced, February 24, 2010

H.2 Board Actions February 21, 2010 to February 27, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Pacific State Bancorp, Stockton, California, and Pacific State Bank -- written 

agreement with the Federal Reserve Bank of San Francisco and the State of 

California Department of Financial Institutions.

- Announced, February 24, 2010

H.2 Board Actions February 21, 2010 to February 27, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

February 21, 2010 to February 27, 2010

Bank Branches, Domestic

AuburnBank, Auburn, Alabama -- to establish a branch at 132 Fob James Drive, 

Valley.

Atlanta

- Approved, February 24, 2010

Commerce Union Bank, Springfield, Tennessee -- to establish a branch at 425 East 

Main Street, Gallatin.

Atlanta

- Approved, February 26, 2010

The Peoples Bank, Marion, Kentucky -- to establish a branch at 605C Happy Valley 

Road, Glasgow.

St. Louis

- Approved, February 24, 2010

Bank Holding Companies

Bern Bancshares, Inc., Bern, Kansas -- to acquire additional shares of 

UBT Bancshares, Inc., Marysville, and United Bank & Trust.

Kansas City

- Approved, February 26, 2010

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- to increase 

its ownership of Cabool Bancshares, Inc., Cabool, and thereby increase its indirect 

control of Cabool State Bank.

St. Louis

- Approved, February 25, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

First National Bancorp, Inc., Green Forest, Arkansas -- to acquire additional shares of 

Legacy National Bank, Springdale.

St. Louis

- Approved, February 24, 2010

Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of Marco Community Bank, Marco Island, Florida, and to retain the 

acquired facility as a branch.

St. Louis

- Withdrawn, February 22, 2010

Midland States Bank, Effingham, Illinois -- to purchase certain assets and assume 

certain liabilities of 13 branches of Amcore Bank, N.A., Rockford, and to retain the 

acquired facilities as branches.

St. Louis

- Approved, February 23, 2010

Banks, Foreign

ABN AMRO Bank N.V., Amsterdam, The Netherlands -- to establish a 

representative office in New York, New York.

Director, BS&R

- Approved, February 26, 2010

H.2 Actions under delegated authority February 21, 2010 to February 27, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Belmont Financial Group, Inc., Chicago, Illinois -- change in bank control of 

Belmont and its subsidiary bank, Belmont Bank & Trust Company, Chicago.

Chicago

- Permitted, February 22, 2010

First Norton Corporation, Norton, Kansas -- to retain control of First Norton and its 

subsidiary bank, First Security Bank & Trust Company, Norton.

Kansas City

- Permitted, February 23, 2010

Extensions of Time

C-B-G, Inc., West Liberty, Iowa -- extension to May 17, 2010, to acquire additional 

shares of Washington Bancorp, Washington, and thereby increase its ownership of 

Federation Bank.

Chicago

- Granted, February 26, 2010

Charles River Bancorp, MHC, Medway, Massachusetts, and Charles River Bancorp, 

Inc. -- extension to May 23, 2010, to become a mutual bank holding company and a 

stock bank holding company, respectively, and to acquire Charles River Bank, 

Medway.

Boston

- Granted, February 23, 2010

H.2 Actions under delegated authority February 21, 2010 to February 27, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

Deutsche Bank Aktiengesellschaft, Frankfurt, Germany; Taunus Corporation, New 

York, New York; and Deutsche Bank Trust Corporation -- extension to May 1, 2010, 

to acquire Deutsche Bank Trust Company, National Association, New York, as part 

of an internal reorganization.

New York

- Granted, February 25, 2010

Haven Bancorp, MHC, Hoboken, New Jersey, and Haven Bancorp, Inc. -- extension 

to March 31, 2010, to acquire Haven Savings Bank, Hoboken.

New York

- Granted, February 24, 2010

The Saint Henry Bancorp, Inc., St. Henry, Ohio -- extension to June 15, 2010, to 

become a bank holding company and to acquire The St. Henry Bank, St. Henry, and 

for The St. Henry Bank to merge with SHB Interim Bank.

Cleveland

- Granted, February 25, 2010

International Operations

State Street Bank and Trust Company, Boston, Massachusetts, and State Street 

International Holdings -- to invest in State Street International Holdings Switzerland 

GmbH, in excess of the investment limit of Regulation K.

Boston

- Withdrawn, February 25, 2010

H.2 Actions under delegated authority February 21, 2010 to February 27, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Application by Marblehead Bank, Marblehead, 02/26/2010

Massachusetts to establish a de novo branch 

office at 100 Cummings Center, Beverly, 

Massachusetts, pursuant to section 9 of the 

Federal Reserve Act and section 208.6 of 

Regulation H.

MARBLEHEAD BANK

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

JPMorgan Chase & Co., New York, New York, 

requests a waiver from the aggregate 

investment limit provided in Section 211.9(b)(6) 

of Regulation K for a certain internal 

reorganization involving certain UK-based 

subsidiaries.

JPMORGAN CHASE & CO.

Newspaper:

Federal Register:

FBSEA

Not applicable

Natixis, Paris, France, to establish an additional 03/19/2010

branch in New York, New York, pursuant to 

Section 211.24(a)(2)(i)(A) of Regulation K.

NATIXIS

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not available

* 18C 03/25/2010

Bryn Mawr Bank Corporation, Bryn Mawr, PA, 

to acquire First Keystone Financial, Inc., Media, 

PA, pursuant to Section 4(c)(8) of the Bank 

Holding Company Act

BRYN MAWR BANK 

CORPORATION

Newspaper:

Federal Register:

CIC

Not available

Patriot Financial Partners, GP, L.P., Patriot 03/16/2010

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.9 percent of 

Central Valley Community Bancorp, Fresno, CA.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

CIC 02/22/2010

02/22/2010

Evelyn Rome Tabas, Narberth, PA, to purchase 

up to 33.465% of Royal Bancshares Of 

Pennsylvania, Inc., Narberth, PA.

ROYAL BANCSHARES OF 

PENNSYLVANIA, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

03/18/2009

Notice of Change in Bank Control by Jeffrey J. 

Woda and David Cooper, Jr., acting in concert, 

to acquire 16.43 perecnt of the outstanding 

voting shares of Benchmark Bancorp, Gahanna, 

OH, and thereby indirectly acquire control of 

Benchmark Bank, Gahanna, OH

BENCHMARK BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Bank Control 

filed by the Rogers Immediate Family Control 

Group to acquire 10 percent or more of the 

outstanding voting shares and control of 

Citizens Bancshares, Inc., thereby indirectly 

acquiring control of The Citizens National Bank 

of Somerset, both of Somerset, Kentucky.

CITIZENS BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notice of Change in Bank Control 

filed by Harris Rakestraw, III, individually,to 

acquire 10 percent or more of the outstanding 

voting shares and control of Citizens 

Bancshares, Inc., thereby indirectly acquiring 

control of The Citizens National Bank of 

Somerset, both of Somerset, Kentucky.

CITIZENS BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 Not available

Application by Jane Kincaid LLC, Lexington, 

KY to become a bank holding company by the 

acquisition of 27.9% of the voting shares of 

Central Bancshares, Inc., Lexington, KY 

pursuant to Sections 3(a)(1) and 4(c)(8) of the 

Bank Holding Company Act.

Jane Kincaid LLC

Newspaper:

Federal Register:

* 3A1 Not available

* 4c8 Not available

Application by Joan Kincaid LLC, Lexington, 

KY to become a bank holding company by the 

acquisition of 29.3% of the voting shares of 

Central Bancshares, Inc., Lexington, KY 

pursuant to Sections 3(a)(1) and 4(c)(8) of the 

Bank Holding Company Act.

Joan Kincaid LLC

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 03/05/2010

03/22/2010

Gulfshore Bancshares, to become a bank 

holding company by acquiring 100 percent of 

the outstanding shares of Gulfshore Bank, both 

of Tampa, Florida.

GULFSHORE BANCSHARES, 

INC.

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Investar Holding Corporation, notice to become 

a bank holding company by acquiring 100 

percent of the outstanding shares of Investar 

Bank, both of Baton Rouge, Louisiana.

INVESTAR HOLDING COMPANY

Newspaper:

Federal Register:

CIC Not available

03/17/2010

After-the-fact change in control notice filed by 

Anthony Jennings Roy, III, to retain 26.57 

percent of the outstanding shares of Mansura 

Bancshares, Inc., Mansura, Louisiana, and its 

subsidiary, The Cottonport Bank, Cottonport, 

Louisiana.

MANSURA BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

02/09/2010

Prior change in control notice filed by Marty E. 

Adams, Salineville, Ohio; Kevin T. Thompson, 

Saint Augustine, Florida; and John S. Loeber, 

Travelers Rest, South Carolina; to acquire 

control of Palm Bancorp, Inc., and its subsidiary 

bank, The Palm Bank, both of Tampa, Florida.

PALM BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Ames Community Bank, Ames, Iowa, to merge 

with VisionBank of Iowa, Grimes, Iowa. As a 

result of the merger, Ames Community Bank, 

will establish a branch office at 925 Gateway 

Drive, Grimes, Iowa.

AMES COMMUNITY BANK

Newspaper:

Federal Register:

CIC Not available

03/12/2010

Notice by Carol O'Leary, Medford, Wisconsin, 

as an individual, and Carol O'Leary, Medford, 

Wisconsin, Tristar Printing Co., Inc., 

Abbotsford, Wisconsin, Kevin S. Flink and 

Kristine M. O'Leary, both of Abbotsford, 

Wisconsin, and Willis R. Whetstone, Medford, 

Wisconsin, as a group acting in concert to 

retain control of Central Wisconsin 

Bancorporation, Inc., Colby, Wisconsin, and 

thereby indirectly acquire Community Bank of 

Central Wisconsin, Colby, Wisconsin.

CENTRAL WISCONSIN 

BANCORPORATION, INC.

Newspaper:

Federal Register:

* 3A5

* 18C

* Branch

03/19/2010

03/18/2010

Chemical Financial Corporation, Midland, 

Michigan, to acquire 100 percent of the voting 

shares of O.A.K. Financial Corporation, Byron 

Center, Michigan, and thereby indirectly acquire 

Byron Bank, Byron Center, Michigan, and the 

related application by Chemical Bank, Midland, 

Michigan, to merge with Byron Bank, Byron 

Center, Michigan, and thereby to establish 14 

branches.

CHEMICAL FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

M&I Marshall and Ilsley Bank, Milwaukee, 

Wisconsin, to merge with Southwest Bank, an 

M&I Bank, St. Louis, Missouri, and thereby to 

establish 17 branches.

M&I MARSHALL & ILSLEY 

BANK

Newspaper:

Federal Register:

4c8 Not applicable

03/17/2010

Northwest Financial Corp. ("NFC"), Arnolds 

Park, Iowa, proposes to engage denovo in 

investment advisor activities. NFC has formed 

Northwest Wealth Management, LLC, Arnolds 

Park, Iowa, to engage in these activities.

NORTHWEST FINANCIAL 

CORP.

Newspaper:

Federal Register:

* 3A1 Not available

03/25/2010

Premier Commerce Bancorp, Inc., Palos Hills, 

Illinois, to become a bank holding company by 

acquiring 100 percent of the voting shares of 

G.R. Bancorp, Ltd., Grand Ridge, Illinois, and 

thereby indirectly acquire The First National 

Bank of Grand Ridge, Grand Ridge, Illinois.

PREMIER COMMERCE 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 03/15/2010

03/18/2010

Notice by Dana A. Bode, Mound City, Illinois, 

individually, and as a member of the Bode 

Family Control Group, acting in concert, to 

retain control of FSBO Holdings, Inc., Olmsted, 

Illinois. The Bode Family Control Group 

consists of Dana A. Bode, Carl E. Bode, the 

Dana A Bode Trust U/A 01/26/07 (Dana A. 

Bode and Carl E. Bode trustees), the Allison L. 

Bode Trust U/A 10/29/02 (Dana A. Bode, 

trustee), the William M. Bode Trust U/A 

10/29/02 (Dana A. Bode, trustee), the Carl E. 

Bode Trust U/A 1/26/07 (Carl E. Bode and Dana 

A. Bode, trustees), and the Bode Retirement 

Trust U/A 1/01/85 (Carl E. Bode, trustee).

FSBO HOLDINGS INC

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Southern Bancorp Bank, Arkadelphia, 03/25/2010

Arkansas, to merge with Southern Bancorp 

Bank of Trumann, Trumann, Arkansas, and to 

retain the acquired facility as a branch office.

SOUTHERN BANCORP BANK

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Southern Bancorp Bank, Arkadelphia, 03/25/2010

Arkansas, to merge with Southern Bancorp 

Bank of Blytheville, N. A., Blytheville, 

Arkansas, and to retain the acquired facilities as 

branch offices.

SOUTHERN BANCORP BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 657758 CITIZENS B&TC, BIG TIMBER, MONTANA 09/28/2009 02/04/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 03/17/2010

03/19/2010

Aslin Group, Inc., Mission Hills, Kansas; to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of 1st Financial Bank, Overland Park, Kansas. 

Aslin Opportunity Fund BK, LP, Cape Haze, 

Florida, to become a bank holding company 

through the acquisition of 35 percent of the 

voting shares of Aslin Group, Inc., Mission 

Hills, Kansas, and thereby indirectly acquire 100 

percent of the voting shares of 1st Financial 

Bank, Overland Park, Kansas. Aslin Capital I, 

LLC, Cape Haze, Florida, to become a bank 

holding company through the acquisition of 100 

percent of the voting shares of Aslin 

Opportunity Fund BK, LP, Cape Haze, Florida, 

and thereby indirectly acquire 100 percent of the 

voting shares of 1st Financial Bank, Overland 

Park, Kansas.

ASLIN GROUP, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Cornerstone Bank, York, Nebraska, to merge 03/04/2010

with Harvard State Bank, Harvard, Nebraska, 

and incident thereto to establish a branch, and 

to operate under the title of Cornerstone Bank, 

York, Nebraska.

CORNERSTONE BANK

Newspaper:

Federal Register:

* 3A3 Not available

Not available

CrossFirst Holdings, LLC, Overland Park, 

Kansas, to acquire up to 100 percent of the 

voting shares of Town & Country Bank, 

Leawood, Kansas.

CROSSFIRST HOLDINGS, LLC

Newspaper:

Federal Register:

* 3A1 Not available

03/26/2010

Platte Valley Bancorp, Inc., to become a bank 

holding company through the acquisition of 100 

percent of the voting shares of Platte Valley 

Bank, both in North Bend, Nebraska.

PLATTE VALLEY BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

03/22/2010

Texas State Bankshares, Inc., Harlingen, Texas, 

to become a bank holding company by 

acquiring 100% of the common stock of 

Falfurrias State Bank, Falfurrias, Texas.

TEXAS STATE BANKSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending February 27, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Alta Alliance Bank, Oakland, California, to 03/26/2010

establish a branch office at 20 First Street, Los 

Altos, California.

ALTA ALLIANCE BANK

Newspaper:

Federal Register:

* 3A3 Not available

01/29/2010

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 87 

percent of the outstanding voting shares of 

Mission Community Bancorp and thereby 

indirectly acquire a greater controlling interest 

in Mission Community Bank, both of San Luis 

Obispo, California; and 2) Mission Community 

Bancorp and Mission Community Bank, both of 

San Luis Obispo, California, to appoint Stephen 

P. Yost as a director of both Bancorp and Bank.

CARPENTER FUND MANAGER 

GP, LLC

Newspaper:

Federal Register:

CIC Not available

03/12/2010

Park Randal Roney, Mapleton, Utah, Blake 

Marshall Roney, Provo, Utah, Robert Tod 

Monsen, Mapleton, Utah, and Steven Jay Lund, 

of Provo, Utah, to acquire 25 percent or more of 

the voting shares of Community 

Bancorporation, Pleasant Grove, Utah, and 

thereby indirectly acquire voting shares of 

Western Community Bank, Orem, Utah.

COMMUNITY 

BANCORPORATION

Newspaper:

Federal Register:

CIC Not available

02/08/2010

Charles W. Reinking, Santa Rosa, California, to 

become co-Trustee of the Frank P. Doyle Trust, 

Article IX, which retains voting control of 

Exchange Bank, both of Santa Rosa, California.

FRANK P. DOYLE TRUST, 

ARTICLE IX

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Franklin Resources, Inc., San Mateo, California, 

to retain 9.53 percent of the voting shares of 

West Coast Bancorp, and thereby indirectly 

West Coast Bank, both of Lake Oswego, 

Oregon, pursuant to Section 3(a)(3) of the Bank 

Holding Company Act.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

12/07/2009

Golden Pacific Bancorp, Inc., Sacramento, 

California, to become a Bank Holding Company 

by acquiring 100 percent of the voting stock of 

Gold Country Financial Services, Inc., and 

indirectly its subsidiary, Gold Country 

Bank,National Association, both of Marysville, 

California.

GOLDEN PACIFIC BANCORP, 

INC.

Newspaper:

Federal Register:

* 3A1 03/12/2010

03/18/2010

Green Dot Corporation, Monrovia, California, to 

become a bank holding company by acquiring 

100 percent of Bonneville Bancorp, and thereby 

indirectly acquiring 100 percent of Bonneville 

Bank, both of Provo, Utah.

GREEN DOT CORPORATION

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Land Bank of Taiwan Co., Ltd., Taipei, Taiwan, 

to establish a New York branch office pursuant 

to section 211.24(a)(2)(i)(A) of Regulation K.

LAND BANK OF TAIWAN

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act