Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 28 

Week Ending July 12, 2008

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony And Statements

Monetary Policy Objectives -- statement by Chairman Bernanke before the Senate 

Committee on Banking, Housing, and Urban Affairs on July 15, and before the 

House Committee on Financial Services on July 16, 2008.

- Authorized, July 11, 2008

Over-the-Counter Derivatives -- statement by Patrick Parkinson, deputy director, 

Division of Research and Statistics, before the Subcommittee on Securities, 

Insurance, and Investment of the Senate Committee on Banking, Housing, and Urban 

Affairs on reducing risks and improving oversight of the OTC credit derivatives 

market.

- Published, July 9, 2008

Regulatory Restructuring -- statement by Chairman Bernanke before the House 

Committee on Financial Services on financial regulation and financial stability.

- Published, July 10, 2008

Regulations And Policies

Monetary Policy -- report to Congress.

- Authorized, July 9, 2008

Securities and Exchange Commission -- memorandum of understanding between the 

Board and the Securities and Exchange Commission regarding coordination and 

information sharing in areas of common regulatory and supervisory interest.

- Announced, July 7, 2008

H.2 Board Actions July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

July 6, 2008 to July 12, 2008

Bank Branches, Domestic

AuburnBank, Auburn, Alabama -- to establish a branch at 2315 Bent Creek Road, 

Auburn.

Atlanta

- Approved, July 11, 2008

CapStar Bank (in organization), Nashville, Tennessee -- to establish a mobile branch 

to serve Davidson, Williamson, Rutherford, Wilson, Cheatham, Dickson, Sumner, 

and Robertson Counties.

Atlanta

- Approved, July 8, 2008

TriSummit Bank, Kingsport, Tennessee -- to establish a branch at 862 Med Tech 

Parkway, Johnson City.

Atlanta

- Approved, July 11, 2008

Bank Holding Companies

Bryn Mawr Bank Corporation, Bryn Mawr, Pennsylvania -- to acquire JNJ Holdings, 

LLC, and its two subsidiaries, Lau Associates, LLC and Lau Professional Services, 

LLC, all of Delaware, and thereby engage in financial and investment advisory 

activities.

Philadelphia

- Approved, July 11, 2008

(A/C) = Addition or Correction Delegated - 1 of 6
Bank Holding Companies

CBT Corporation, Inc., Big Timber, Montana -- to acquire The Continental National 

Bank of Harlowton, Harlowton; and for CBT's subsidiary, Citizens Bank & Trust 

Company, Big Timber, to merge with The Continental National Bank of Harlowton 

and thereby establish branches in Harlowton and Ryegate.

Minneapolis

- Approved, July 9, 2008

First Citizens Bancorporation, Inc., Columbia, South Carolina, and First Citizens 

Bank and Trust Company, Inc. -- waiver of application in connection with the 

acquisition of Community Bankshares, Inc., Orangeburg, and its subsidiary, 

Community Resource Bank, N.A., to facilitate the merger of Community Resource 

Bank with and into First Citizens Bank and Trust Company, Columbia.

Richmond

- Granted, July 7, 2008

Lea M. McMullan Trust, Shelbyville, Kentucky -- to acquire Golden Triangle 

Bancshares, Inc., Campbellsburg, and thereby acquire Citizens Bank, New Liberty; 

and for Citizens Union Bancorp of Shelbyville, Inc., Shelbyville, to acquire Golden 

Triangle Bancshares, Inc., and thereby acquire Citizens Bank.

St. Louis

- Approved, July 11, 2008

Pinnacle Bancorp, Inc., Central City, Nebraska -- to acquire First Azle Bancshares, 

Inc., Azle, Texas, and its subsidiaries, Wood Financial Group, Inc., Dover, Delaware, 

and First Bank, Azle, Texas.

Kansas City

- Approved, July 9, 2008

H.2 Actions under delegated authority July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Delegated - 2 of 6
Bank Holding Companies

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois -- 

to increase its ownership of Prairieland Bancorp, Inc., Bushnell, and thereby increase 

its ownership of Farmers and Merchants State Bank of Bushnell.

Chicago

- Approved, July 9, 2008

Virginia BanCorp, Inc., Petersburg, Virginia -- to become a bank holding company 

and to acquire Virginia Commonwealth Bank (formerly First Federal Savings Bank 

of Virginia), Petersburg.

Richmond

- Approved, July 11, 2008

Banks, Foreign

Depfa Bank plc, Dublin, Ireland -- request for a determination under Regulation K.

Director, BS&R

- Approved, July 8, 2008

Change In Bank Control

CCB Financial Corporation, Kansas City, Missouri -- change in bank control of 

Corporation and its subsidiary banks, Country Club Bank, N.A., Prairie Village, 

Kansas, and MidAmerican Bank and Trust Company, N.A., Leavenworth.

Kansas City

- Permitted, July 11, 2008

Clark County Bancshares, Inc., Wyaconda, Missouri. -- change in bank control of 

Bancshares and its subsidiary bank, Peoples Bank, Kahoka.

St. Louis

- Permitted, July 11, 2008

H.2 Actions under delegated authority July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Delegated - 3 of 6
Change In Bank Control

Memphis Bancshares, Inc., Memphis, Missouri -- change in bank control of 

Bancshares and its subsidiary bank, Community Bank, Memphis.

St. Louis

- Permitted, July 11, 2008

MidAmerican Bancshares, Inc., Kansas City, Missouri -- change in bank control of 

Bancshares and its subsidiary bank, Allen Bank and Trust Company, Harrisonville.

Kansas City

- Permitted, July 11, 2008

Platte County Bancshares, Inc., Platte City, Missouri -- change in bank control of 

Bancshares and its subsidiary bank, Platte Valley Bank of Missouri, Platte City.

Kansas City

- Permitted, July 11, 2008

West 12 Bancorporation, Inc., Danvers, Minnesota -- change in bank control of 

Bancorporation and its subsidiary bank, State Bank of Danvers, Danvers.

Minneapolis

- Permitted, July 8, 2008

Extensions Of Time

AmBancorp, Provo, Utah -- extension to October 9, 2008, to become a bank holding 

company and to acquire American Bank of Commerce, Inc., Provo.

San Francisco

- Granted, July 11, 2008

H.2 Actions under delegated authority July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Delegated - 4 of 6
Extensions Of Time

PlainsCapital Bank, Lubbock, Texas -- extension to October 10, 2008, to establish a 

branch at 3707 Camp Bowie Boulevard, Fort Worth.

Dallas

- Granted, July 10, 2008

Financial Holding Companies 

First Private Holdings, Inc., Dallas, Texas -- election to become a financial holding 

company.

Dallas

- Effective, July 7, 2008

International Operations

Standard Chartered International (USA) Limited, Miami, Florida -- to amend its 

articles of association to change its name to Standard Chartered Bank International 

(Americas) Limited.

New York

- Approved, July 10, 2008

Membership

CapStar Bank (in organization), Nashville, Tennessee -- to become a member of the 

Federal Reserve System.

Atlanta

- Approved, July 8, 2008

Heartland Community Bank, Bryant, Arkansas -- to become a member of the Federal 

Reserve System.

St. Louis

- Approved, July 11, 2008

H.2 Actions under delegated authority July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Delegated - 5 of 6
Membership

Virginia Commonwealth Bank (formerly First Federal Savings Bank of Virginia), 

Petersburg, Virginia -- to become a member of the Federal Reserve System.

Richmond

- Approved, July 11, 2008

H.2 Actions under delegated authority July 6, 2008 to July 12, 2008

(A/C) = Addition or Correction Delegated - 6 of 6
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Avon Co-operative Bank, Avon, 

Massachusetts - application for membership in 

the Federal Reserve System

AVON CO-OPERATIVE BANK

Newspaper:

Federal Register:

* 3A3 07/25/2008

07/25/2008

Eastern Bank Corporation, Boston, 

Massachusetts to acquire MASSBANK Corp. 

and its subsidiary bank, MASSBANK, both of 

Reading, Massachusetts, pursuant to section 

3(a)(3) of the BHC Act.

EASTERN BANK 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

The Adirondack Trust Company Employee Stock 

Ownership Trust, Saratoga Springs, New York, to 

acquire fifty additional shares of 473 Broadway 

Holding Corporation and to acquire one 

thousand additional shares of The Adirondack 

Trust Company, both of Saratoga Springs, New 

York.

ADIRONDACK TRUST 

COMPANY EMPLOYEE STOCK 

OWNERSHIP TRUST, THE

Newspaper:

Federal Register:

* 3A3

Not available

07/28/2008

The Adirondack Trust Company, Saratoga 

Springs, New York, requests approval to 

establish a full service branch at 376 Bay Road, 

Queensbury, Warren County, New York. (RSSD 

#3797990)

ADIRONDACK TRUST 

COMPANY, THE

Newspaper:

Federal Register:

* Branch

Not applicable

07/11/2008

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to invest through Citibank 

Colombia, in Camara de Riesgo Central de 

Contraparte S.A.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to invest in Citibank Savings, Inc. 

and CITIFINANCIAL CORPORATION, both of 

the Philippines.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to invest in BOOC Leasing 

International Co., Ltd.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an additional investment 

in Citibank Mercado de Capitales, C.A., 

Citimerca Asesora de Inversion y Casa de Bolsa.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to invest in Citi Valores de El 

Salvador S.A. de C.V.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to invest in Acciones y Valores, 

S.A. de C.V.

CITIBANK, N.A. Newspaper:

Federal Register:

Investment Not applicable

Not applicable

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 4c8 Not available

* 18C

* Branch

Not available

CSB Bancorp, Inc., Millersburg, Ohio, to acquire 

Indian Village Bancorp, Inc.and its thrift 

subsidiary, Indian Village Community Bank, 

both of Gnadenhutten, Ohio

CSB BANCORP, INC.

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Application by Madison Bank, Richmond, KY, 

to become a member of the Federal Reserve 

System

MADISON BANK

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Bank of Essex, Tappahannock, Virginia, to 07/24/2008

merge with TransCommunity Bank, National 

Association, Manakin-Sabot, Virginia.

BANK OF ESSEX

Newspaper:

Federal Register:

CIC 07/22/2008

07/29/2008

Mr. Christopher James Polino, Elkins, West 

Virginia, to control 15.1% of Davis Trust 

Financial Corporation, Elkins, West Virginia.

DAVIS TRUST FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* Branch Not available

Not applicable

River City Bank, Mechanicsville, Virginia, 

purposes to establish a branch at 10374 South 

Leadbetter Road, Ashland, Virginia.

RIVER CITY BANK

Newspaper:

Federal Register:

4c8 Not applicable

07/25/2008

TCB Corporation, Greenwood, South Carolina, 

to acquire 73.839% of the voting stock of 

Greenwood Capital Associates, LLC, 

Greenwood, South Carolina, and thereby 

engage in financial and investment advisory 

services.

TCB CORPORATION

Newspaper:

Federal Register:

* 18C

Not applicable

Union Bank and Trust Company, Bowling 08/01/2008

Green, Virginia, to merge with Bay Community 

Bank, Newport News, Virginia.

UNION BANK AND TRUST 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Prior change in control notice filed by George 07/17/2008

Lamar Weaver, Jackson, Georgia, to acquire 

17.46 percent of the outstanding shares of First 

Georgia Community Corp., and its subsidiary, 

First Georgia Community Bank, both of Jackson, 

Georgia. Total pro forma ownership will equal 

20.65 percent.

FIRST GEORGIA COMMUNITY 

CORP.

Newspaper:

Federal Register:

CIC

Not available

Prior change in control notice filed by Charles R. 07/17/2008

Carter, Sr., Jackson Georgia, to acquire 12.67 

percent of the outstanding shares of First 

Georgia Community Corp., and its subsidiary, 

First Georgia Community Bank, both of Jackson, 

Georgia. Total pro forma ownership will equal 

15.36 percent.

FIRST GEORGIA COMMUNITY 

CORP.

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Monte de Piedad y Caja de Ahorros San 

Fernando de Huelva, Sevilla, Spain (CAJASOL), 

to establish a representative office in Miami, 

Florida.

MONTE DE PIEDAD Y CAJA DE 

AHORROS SAN FERNANDO DE 

HUELVA

Newspaper:

Federal Register:

CIC 07/16/2008

07/25/2008

After-the-fact change in control notice by Mark 

R. Dickert Revocable Living Trust, Mark R. 

Dickert, Lori Dickert and Paul W. Dickert, 

trustees; Paul W. Dickert; Laura H. Dickert; 

Jerry D. Dickert Revocable Living Trust, Mark 

R. Dickert and Paul W. Dickert, trustees; and 

Coleene S. Dickert Revocable Living Trust, 

Mark R. Dickert and Paul W. Dickert, trustees. 

to retain 76.47 percent of the outstanding stock 

of Perry Banking Company and its subsidiary, 

Citizens State Bank, both of Perry, Florida.

PERRY BANKING COMPANY, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

07/30/2008

Country Bancorporation, Crawfordsville, Iowa, 

to retain the non-banking activity of extending 

credit and servicing loans.

COUNTRY BANCORPORATION

Newspaper:

Federal Register:

* 4c8 Not available

07/25/2008

FBOP Corporation, Oak Park, Illinois, to acquire 

100 percent of the voting shares of PFF 

Bancorp, Inc., Rancho Cucamonga, California, 

and thereby indirectly acquire PFF Bank & 

Trust, Pomona, California, and thereby operate a 

savings association, Diversified Builders 

Services, Inc., Rancho Cucamonga, California, 

and thereby to engage in extending credit and 

servicing loans, Glencrest Investment Advisers, 

Rancho Cucamonga, California, and thereby to 

engage in financial and investment advisory 

services, and Pomona Financial Services, 

Rancho Cucamonga, California, and thereby to 

engage in trust company functions.

FBOP CORPORATION

Newspaper:

Federal Register:

* Branch

Not applicable

First American Bank, Fort Dodge, Iowa, to 06/24/2008

establish a branch facility to be located at 3360 

Pine Ridge Road, Building 200, Naples, Florida.

FIRST AMERICAN BANK

Newspaper:

Federal Register:

CIC Not available

07/21/2008

Notice by a group acting in concert, composed 

of Gary Shiffman, West Bloomfield, Michigan, 

Arthur Weiss, Farmington Hills, Michigan, 

Ronald Klein, Bloomfield Hills, Michigan, Paul 

Hodges, Orchard Lake, Michigan, Roman 

Ferber, West Bloomfield, Michigan, David 

Freidman, West Bloomfield, Michigan, Steven 

Freidman, West Bloomfield, Michigan, Brian 

Wenzel, Howell, Michigan, Sheldon Yellen, 

Bloomfield Hills, Michigan, Gary Torgow, Oak 

Park, Michigan, Dov Loketch, Oak Park, 

Michigan, Joseph Nusbaum, Oak Park, 

Michigan, David Provost, Birmingham, 

Michigan, Max Berlin, Southfield, Michigan, 

Donald Coleman, Bonita Springs, Florida, Albert 

Papa, Birmingham, Michigan, Robert Naftaly, 

West Bloomfield, Michigan, Thomas 

Schellenberg, Cross Village, Michigan, Thomas 

Brown, Farmington Hills, Michigan, Christine 

Otto, Oxford, Michigan, James Dunn, Livonia, 

Michigan, Gary Sakwa, Bloomfield Hills, 

Michigan, and Frank Hennessey, Ocala, Florida, 

to acquire over 25 percent of the outstanding 

voting shares of First Michigan Bancorp, Inc., 

Troy, Michigan, and thereby to indirectly 

acquire control of First Michigan Bank, Troy, 

Michigan.

FIRST MICHIGAN BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

* 18C

* Branch

08/08/2008

Hometown Community Bancorp, Inc., Morton, 

Illinois and Hometown Community Bancorp 

Employee Stock Ownership Plan and Trust, 

Morton, Illinois, to merge with Alpha Financial 

Group, Inc., Toluca, Illinois and Alpha Financial 

Group, Inc. Employee Stock Ownership Plan, 

Toluca, Illinois, and thereby indirectly acquire 

Alpha Community Bank, Toluca, Illinois, and 

the related application by Morton Community 

Bank, Morton, Illinois, to merge with Alpha 

Community Bank, Toluca, Illinois, and thereby 

to establish 4 branches.

HOMETOWN COMMUNITY 

BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

06/02/2008

IBT Bancorp, Inc., Mt. Pleasant, Michigan, to 

retain 5.9 percent of the voting shares of Valley 

Financial Group, Ltd., Saginaw, Michigan, and 

thereby indirectly retain shares of 1st State 

Bank, Saginaw, Michigan.

IBT BANCORP, INC.

Newspaper:

Federal Register:

CIC 07/11/2008

06/30/2008

Notice by James A. Button, Mequon, 

Wisconsin, Michael J. McGuire, Oak Lawn, 

Illinois, Robert C. Olson, Palos Hills, Illinois, 

Mark S. Poker, Brookfield, Wisconsin, and 

Thomas W. Tice, Key Largo, Florida, as 

co-trustees of the KJ Childrens Trust, 

Brookfield, Wisconsin, to acquire greater than 

25 percent of the voting shares of iTeam 

Companies, Inc., Brookfield, Wisconsin, and 

thereby indirectly acquire control of Kenney 

Bank and Trust, Kenney, Illinois.

ITEAM COMPANIES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

Not available

LWCBancorp, Inc., New Lenox, Illinois, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Lincolnway 

Community Bank, New Lenox, Illinois.

LWCBancorp, Inc.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

M&I Marshall & Ilsley Bank, Milwaukee, 

Wisconsin, to establish branches at the 

following locations: 1) 2369 North Morton 

Street, Franklin, Indiana, 2) 136th and Olio Road, 

Fishers, Indiana, 3) 2722 East Burleigh 

Boulevard, Tavares, Florida, and 4) 2363 

Vanderbilt Beach Road, Naples, Florida.

M&I MARSHALL & ILSLEY 

BANK

Newspaper:

Federal Register:

4c8 Not applicable

07/31/2008

Northern Trust Corporation, Chicago, Illinois, to 

acquire substantially all of the assets and 

liabilities of Lakepoint Investment Partners LLC, 

Cleveland, Ohio, and thereby to engage in 

financial and investment advisory activities.

NORTHERN TRUST 

CORPORATION

Newspaper:

Federal Register:

* 3A1 07/20/2008

07/18/2008

Pinnacle Capital Corporation, Marshalltown, 

Iowa, to become a bank holding company by 

acquiring 100 percent of the voting shares of 

Pinnacle Bank, Marshalltown, Iowa.

PINNACLE CAPITAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

First Bank, Creve Coeur, Missouri, to establish a 07/25/2008

branch facility to be located at 6851 Lonetree 

Boulevard, Rocklin, California.

FIRST BANK

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/16/2008

Change in Control notice by Lawrence C. Holtz, 

Edina, Minnesota, to retain control of 25% or 

more of the shares of Financial Services of Saint 

Croix Falls Inc., Saint Croix Falls, Wisconsin, 

and thereby indirectly retain control of Eagle 

Valley Bank, National Association, Saint Croix, 

Wisconsin.

FINANCIAL SERVICES OF 

SAINT CROIX FALLS, INC.

Newspaper:

Federal Register:

CIC Not available

07/29/2008

Notice by Brian K. Solsrud, Minneapolis, 

Minnesota, Gregory A. Solsrud, Dunwoody, 

Georgia, Corinne E. Solsrud, Mosinee, 

Wisconsin, and Rachel A. Solsrud Goodell, 

Augusta, Wisconsin, individually and as a 

group acting in concert to acquire control of 

Kimberly Leasing Corporation, Augusta, 

Wisconsin and thereby indirectly acquire 

control of Unity Bank, Rush City, Minnesota.

KIMBERLY LEASING 

CORPORATION

Newspaper:

Federal Register:

* 3A5 Not available

08/01/2008

NATCOM Bancshares, Inc., Superior, 

Wisconsin, to acquire 100 percent of Superior 

Bancorporation, Ltd., Superior, Wisconsin, and 

thereby indirectly acquire Community Bank, 

Superior, Wisconsin.

NATCOM BANCSHARES,INC.

Newspaper:

Federal Register:

CIC Not available

07/29/2008

Notice by Noah Wynter Wilcox, Grand Rapids, 

Minnesota, to join a group acting in concert 

with Steven Monroe Wilcox, Grand Rapids, 

Minnesota, to acquire control of Wilcox 

Bancshares, Grand Rapids, Minnesota, and 

thereby indirectly acquire control of Grand 

Rapids State Bank, Grand Rapids, Minnesota.

WILCOX BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Citizens Security Bank & Trust Company, Bixby, 08/04/2008

Oklahoma, to merge with The Bank of 

Commerce, Wetumka, Oklahoma, and incident 

thereto, to establish a branch.

CITIZENS SECURITY BANK & 

TRUST COMPANY

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Rocky Mountain Bank, Wilson, Wyoming, to 

establish a branch at 890 West Broadway, 

Jackson, Wyoming; and to relocate its main 

office from Rock Springs, Wyoming, to Wilson, 

Wyoming, thereby establishing Rock Springs, 

Wyoming as a branch.

ROCKY MOUNTAIN BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Lone Star State Bank of West Texas, Lubbock, 

Texas, to merge with First Bank of Brownfield, 

Brownfield, Texas, and establish a branch at 

2599 74th Street, Lubbock, Texas 79423.

LONE STAR STATE BANK OF 

WEST TEXAS

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Post Oak Bancshares, Inc., Houston, Texas, to 

become a bank holding company by acquiring 

100 percent of Post Oak Bank, N.A., Houston, 

Texas.

POST OAK BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 12, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Toinette Rossi, Manteca, California, 

to acquire additional shares of Delta National 

Bancorp, and thereby indirectly control its 

subsidiary, Delta Bank, N.A., both of Manteca, 

California.

DELTA NATIONAL BANCORP

Newspaper:

Federal Register:

* 3A1

4c8

08/01/2008

07/24/2008

Sagebrush Partners LLLP, to: 1) become a bank 

holding company by acquiring up to 51.01 

percent of Grand Valley Corporation, both of 

Grand Junction, Colorado, and indirectly its 

subsidiary, Grand Valley National Bank, Heber 

City, Utah, pursuant to section 3(a)(1) of the 

Bank Holding Company Act; and 2) to engage 

de novo, indirectly, in extending credit and 

servicing loans, pursuant to section 4(c)(8) of 

the Bank Holding Company Act, and section 

225.28(b)(1)of Regulation Y.

SAGEBRUSH PARTNERS LLLP

Newspaper:

Federal Register:

* 3A1 Not available

08/08/2008

Summit Banking Company to become a bank 

holding company by acquiring 100 percent of 

Summit Bank, both of Burlington, Washington.

SUMMIT BANKING COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act