Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 32 

Week Ending August 7, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

Citizens Effingham Bancshares, Inc., Springfield, Georgia -- written agreement with 

the Federal Reserve Bank of Atlanta and the Banking Commissioner of the State of 

Georgia.

- Announced, August 2, 2010

Citizens Republic Bancorp, Inc., Flint, Michigan, and Citizens Bank -- written 

agreement with the Federal Reserve Bank of Chicago and the Michigan Office of 

Financial and Insurance Regulation.

- Announced, August 3, 2010

Community Capital Corporation, Greenwood, South Carolina, and CapitalBank -- 

written agreement with the Federal Reserve Bank of Richmond and the State of 

South Carolina Board of Financial Institutions.

- Announced, August 3, 2010

Community First Bank-Chicago, Chicago, Illinois -- issuance of a prompt corrective 

action directive with the consent of the bank.

- Announced, August 5, 2010

Harbor Bankshares Corporation, Baltimore, Maryland -- written agreement with the 

Federal Reserve Bank of Richmond.

- Announced, August 5, 2010

New Peoples Bankshares, Inc., Honaker, Virginia, and New Peoples Bank, Inc. -- 

written agreement with the Federal Reserve Bank of Richmond and the Virginia State 

Corporation Commission, Bureau of Financial Institutions.

- Announced, August 4, 2010

H.2 Board Actions August 1, 2010 to August 7, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Oregon Pacific Bancorp, Florence, Oregon, and Oregon Pacific Bank -- written 

agreement with the Federal Reserve Bank of San Francisco and the Oregon 

Department of Consumer and Business Services Division of Finance and Corporate 

Securities.

- Announced, August 2, 2010

Premier Financial Corp., Dubuque, Iowa, and Premier Bank -- written agreement 

with the Federal Reserve Bank of Chicago and the State of Iowa Division of 

Banking.

- Announced, August 4, 2010

Progress Bank of Florida, Tampa, Florida -- written agreement with the Federal 

Reserve Bank of Atlanta and the State of Florida Office of Financial Regulation and 

issuance of a prompt corrective action directive with the consent of the bank.

- Announced, August 5, 2010

The Prosperity Banking Company, St. Augustine, Florida -- written agreement with 

the Federal Reserve Bank of Atlanta.

- Announced, August 3, 2010

H.2 Board Actions August 1, 2010 to August 7, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

August 1, 2010 to August 7, 2010

Bank Branches, Domestic

Comerica Bank, Dallas, Texas -- to establish a mobile branch at 23500 Cristo Rey 

Drive, Cupertino, California.

Dallas

- Approved, August 5, 2010

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 420 Madison Avenue, 

Toledo.

Cleveland

- Approved, August 5, 2010

United Legacy Bank, Winter Park, Florida -- to establish a branch at 425 U.S. 

Highway 17-92 South, Longwood.

Atlanta

- Withdrawn, August 3, 2010

Bank Holding Companies

M & F Financial Corporation, Dumas, Arkansas -- to engage in lending activities.

St. Louis

- Approved, August 2, 2010

Transatlantic Holding Corporation, Miami, Florida -- waiver of application to acquire 

shares of Sabadell United Bank, National Association, Miami, in connection with the 

merger of Transatlantic Holding's subsidiary bank, Transatlantic Bank, and Sabadell.

Atlanta

- Granted, August 6, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Mergers

Northbrook Bank & Trust Company, Northbrook, Illinois -- to purchase certain 

assets and assume certain deposits and other liabilities of Ravenswood Bank, 

Chicago, and thereby establish two branches.

Chicago

- Approved, August 6, 2010

Banks, Foreign

Natixis, Paris, France -- waiver of remainder of prior-notification period to establish 

a branch in New York, New York.

Director, BS&R

- Granted, August 2, 2010

Change in Bank Control

Cameron Financial Corporation, Cameron, Texas -- to retain control of Cameron 

Financial Corporation and its subsidiary bank, Classic Bank, National Association, 

Cameron.

Dallas

- Permitted, August 5, 2010

Fidelity Holding Company, Minnetonka, Minnesota -- change in bank control of 

Fidelity and its subsidiary bank, Fidelity Bank, Edina.

Minneapolis

- Permitted, August 6, 2010

First Norton Corporation, Norton, Kansas -- change in bank control of First Norton, 

and its subsidiary bank, First Security Bank & Trust Company, Norton.

Kansas City

- Permitted, August 2, 2010

H.2 Actions under delegated authority August 1, 2010 to August 7, 2010

(A/C) = Addition or Correction Delegated - 2 of 3
Change in Bank Control

Macatawa Bank Corporation, Holland, Michigan -- change in bank control of 

Macatawa and its subsidiary bank, Macatawa Bank, Holland.

Chicago

- Permitted, August 3, 2010

Extensions of Time

Bank of Erath Holding Company, Erath, Louisiana -- extension to November 27, 

2010, to become a bank holding company and to acquire Bank of Erath, Erath.

Atlanta

- Granted, August 2, 2010

H.2 Actions under delegated authority August 1, 2010 to August 7, 2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 08/30/2010

08/27/2010

NBH Holdings Corp., Boston, Massachusetts, 

to become a bank holding company through the 

acquisition of 100 percent of the outstanding 

voting stock of Bank Midwest, National 

Association, Kansas City, Missouri pursuant to 

section 3(a)(1) of the Bank Holding Company 

Act of 1956, as amended.

NBH HOLDINGS CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 08/24/2010

08/25/2010

China Investment Corporation, Beijing, China, 

to acquire more than 5% of the voting shares of 

Morgan Stanley, New York, New York, and 

thereby indirectly acquire voting shares of 

Morgan Stanley Capital Management LLC, New 

York, New York, Morgan Stanley Domestic 

Holdings, Inc., New York, New York, Morgan 

Stanley Bank, National Association, Salt Lake 

City, Utah, Morgan Stanley Private Bank, 

National Association, Purchase, New York, and 

Morgan Stanley Trust National Association, 

Wilmington, Delaware, pursuant to Section 3(a)

(3) of the BHC Act.

CHINA INVESTMENT 

CORPORATION

Newspaper:

Federal Register:

4c8 Not applicable

Not available

New York Private Bank & Trust Corporation and 

Emigrant Bancorp, Inc., both of New York, New 

York, to convert New York Private Bank & 

Trust, FSB, Wilmington, Delaware, its federal 

savings bank subsidiary, to New York Private 

Trust Company, a trust company, pursuant to 

Section 4(c)(8) of the BHC Act and Section 

225.24 of Regulation Y, and thereby engage in 

trust company functions.

EMIGRANT BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/20/2010

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.2 percent of 

Palmetto Bancshares, Inc., Greenville, SC.

PATRIOT FINANCIAL 

PARTNERS LP

Newspaper:

Federal Register:

* Branch

Not applicable

Susquehanna Bank, Lititz, PA, to establish a 08/13/2010

branch office located at 900 Kenilworth Drive, 

Towson, Baltimore County, MD.

SUSQUEHANNA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

* 3A5

* 18C

* Branch

08/23/2010

08/30/2010

Applications by Community Trust Bancorp, 

Inc., Pikeville, KY to acquire LaFollette First 

National Corporation, LaFollette, TN; 

Community Trust Bancorp, Inc., Pikeville, KY to 

acquire First National Bank of LaFollette, 

LaFollette, TN; and Community Trust Bank, 

Inc., Pikeville, KY to merge with First National 

Bank of LaFollette, Lafollette, TN and incident 

thereto establish branch offices.

COMMUNITY TRUST 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Bank of America, N.A., Charlotte, North 

Carolina, and FIA Card Services, N.A., 

Wilmington, Deleware, to make an indirect 

investment of $27.9 million in Loans.co.uk 

Limited, Chester, England.

FIA CARD SERVICES, 

NATIONAL ASSOCIATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

08/18/2010

Prior change in control notice filed by Shelby 

Cicero Peeples, Jr., Dalton, Georgia, to acquire 

an additional 27.70 percent of the outstanding 

shares of FBD Holding Company, Inc., and its 

subsidiary, First Bank of Dalton, both of Dalton, 

Georgia. Total pro forma ownership will equal 

32.22 percent.

FBD HOLDING COMPANY, INC.

Newspaper:

Federal Register:

CIC 08/16/2010

08/25/2010

After-the-fact change in control notice filed by 

Shelby C. Peeples, Jr., Dalton, Georgia, Willena 

Peeples, Dalton, Georgia, W. Bryan Peeples, 

Amy L. Peeples, G. Thomas Peeples, Garrett T. 

Peeples Trust, with G. Thomas Peeples as 

trustee, Vickie D. Peeples, all of Ringgold, 

Georgia, Jane Stanfield, Dalton, Georgia, Syndi 

Peeples Paris, Ringgold, Georgia, Michelle 

Stanfield Evans, Dalton, Georgia, John P. Neal, 

III, Dalton, Georgia, as trustee for Asa Wallace 

Peeples Trust, Chapman D. Peeples Trust, Rhett 

Shelby Peeples Trust, Ellys Allene Peeples 

Trust, Gage W. Peeples Trust, Garrett T. Peeples 

Trust, Lily L. Peeples Trust, Syndi M. Peeples 

Trust, all of Ringgold, Georgia, and W. Michelle 

Stanfield Evans Trust, Dalton, Georgia, to retain 

41.89 percent of the outstanding shares of FBD 

Holding Company, Inc., and its subsidiary, First 

Bank of Dalton, both of Dalton, Georgia.

FBD HOLDING COMPANY, INC.

Newspaper:

Federal Register:

CIC 08/12/2010

08/09/2010

Prior change in control notice filed by Mark 

Vann Smith, Savannah, Georgia, to acquire up to 

an additional 20.75 percent of the outstanding 

shares of First Citizens Bankshares, Inc., and its 

subsidiary, First Citizens Bank, both of 

Glennville, Georgia. Total pro forma ownership 

will not exceed 58.98

FIRST CITIZENS BANKSHARES, 

INC.

Newspaper:

Federal Register:

CIC Not available

08/25/2010

First Citizens-Crenshaw Bancshares, Luverne, 

Alabama, prior change in control filed by John 

Milton Wise, Sr., Lilellen Hicks Wise, Mack 

Arthur Wise, John Milton Wise, Jr., Stephanie 

Wise Jones, Michael Eugene Jones, Candace 

Aline Jones Sansing, Klein McCaegor Jones, 

and Sadie Ellen Jones, all of Luverne, Alabama, 

to collectively acquire an additional 9.34 percent 

of the outstanding shares of First 

Citizens-Crenshaw Bancshares, Inc., and its 

subsidiary, First Citizens Bank, both of Luverne, 

Alabama. Total pro forma ownership will equal 

25.34 percent.

FIRST CITIZENS-CRENSHAW 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC Not available

08/18/2010

After-the-fact change in control notice filed by 

Kenneth Richard Murray, Naples, Florida to 

retain 39.67 percent of the outstanding shares of 

Naples Bancorp, Inc., and its subsidiary bank, 

Bank of Naples, both of Naples, Florida.

NAPLES BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

08/16/2010

C-B-G, Inc., West Liberty, Iowa, to acquire an 

additional $5 million (only $200,000 from C-B-G, 

Inc. and the remaining from executive officers, 

directors, and shareholders which are 

considered to be acting in concert) of common 

stock, or up to 50.01 percent, in Washington 

Bancorp, Washington, Iowa, and thereby 

increase it's indirect interest in Washington 

Bancorp's subsidiary, Federation Bank, 

Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice by George J. Shackelford, Coila, 08/20/2010

Mississippi, to increase control of Peoples 

Commerce Corporation, North Carrollton, 

Mississippi.

PEOPLES COMMERCE 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/03/2010

Kirkwood Bancorporation Co., Bismarck, North 

Dakota and Kirkwood Bancorporation of 

Nevada, Inc., Las Vegas, Nevada, to acquire 

94.89% of Eagle Valley Bank, National 

Association, Saint Croix Falls, Wisconsin.

KIRKWOOD 

BANCORPORATION OF 

NEVADA, INC.

Newspaper:

Federal Register:

CIC Not available

08/25/2010

Richard G. Anderson, Helena, Montana, 

individually, and as part of a group acting in 

concert with Dick and Margaret Anderson, FLP; 

Dick Anderson Construction, Inc.; Dick 

Anderson Construction Profit Sharing Plan & 

Trust; MA Construction, Inc., (fka MAC 

Equipment Rental); Margaret F. Anderson; 

Norma J. Anderson, all of Helena, Montana, and 

David L. Anderson of Los Altos Hills, 

California, to acquire and retain 10 percent or 

more of the shares of Mountain West Financial 

Corp., Helena, Montana, and thereby indirectly 

acquire and retain control of Mountain West 

Bank, National Association, Helena, Montana.

MOUNTAIN WEST FINANCIAL 

CORP.

Newspaper:

Federal Register:

CIC Not available

08/25/2010

Sandra and Jule Jacobson, Plentywood, 

Montana, to acquire 10 percent or more of the 

shares of Treasure Bancorp, Inc., Plentywood, 

Montana, and thereby indirectly gain control of 

Montana State Bank, Plentywood, Montana; 

Edward and Lois Angvick, Medicine Lake, 

Montana, as a group acting in concert, to 

acquire 10 percent or more of the shares of 

Treasure Bancorp, Inc., Plentywood, Montana, 

and thereby indirectly gain control of Montana 

State Bank, Plentywood, Montana; and Walter 

Norbo, Plentywood, Montana; the Julia J. 

Norbo Exemption Trust, Plentywood, Montana; 

and Patsy Morstad, trustee of the Julia J. Norbo 

Exemption Trust, Plentywood, Montana, as a 

group acting in concert, to acquire 10 percent or 

more of the shares of Treasure Bancorp, Inc., 

Plentywood, Montana, and thereby indirectly 

gain control of Montana State Bank, 

Plentywood, Montana.

TREASURE BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 09/03/2010

09/02/2010

Western Investment Group, LLC, to become a 

bank holding company through the acquisition 

of 92.5 percent of the voting shares of Western 

Bancshares, Inc., both in Curtis, Nebraska. 

Western Bancshares, Inc., to become a bank 

holding company through the acquisition of 100 

percent of the voting shares of Curtis 

Bancorporation Inc., parent of Curtis State 

Bank, all in Curtis, Nebraska.

WESTERN INVESTMENT 

GROUP, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 08/20/2010

08/23/2010

Austin Bancorp, Inc., Jacksonville, Texas; JSA 

Family Limited Partnership, Jacksonville, Texas; 

Jane Austin Chapman Limited Partnership, L.P., 

Frankston, Texas; and TEB, Inc., Shreveport, 

Louisiana, to acquire Frankston Bancorp, Inc., 

Frankston, Texas, and indirectly acquire FDB, 

Inc., Dover, Delaware, and First State Bank, 

Frankston, Texas.

AUSTIN BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by John D. Mican, Bastrop, Texas; 

Robert E. Berryhill, Smithville, Texas; Tammy L. 

Goertz, Rosansky, Texas; and Dianna L. Kana, 

Bastrop, Texas, individually and collectively as 

co-trustees of the Bastrop Bancshares, Inc. 

Employee Stock Ownership Plan ("ESOP") and 

on behalf of ESOP to exceed 10 percent of 

ownership and control of Bastrop Bancshares, 

Inc., Bastrop, Texas, and indirectly The First 

National Bank of Bastrop, Bastrop, Texas.

BASTROP BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 08/18/2010

08/23/2010

Mr. James William Collins, as trustee of the 

Vanco Trusts and the Vannie Cook Trusts, the 

Vanco Trusts, and the Vannie Cook Trusts, all 

of McAllen, Texas; Mr. Rafael G. Garza, Mr. 

Hugo Del Pozzo, Bravo Equity Partners II, L.P., 

Bravo Equity, LP, and RGG Capital, LLC, all of 

Fort Worth, Texas; and Ms. Jennifer Stone and 

Mr. Tyler Stone, both of Dallas, Texas, together 

as a group acting in concert, to acquire 25 

percent or more of the shares of, and thereby 

control, Family Bancorp, Inc., San Antonio, 

Texas, which controls San Antonio National 

Bank, Refugio, Texas.

FAMILY BANCORP, INC.

Newspaper:

Federal Register:

* 3A5 08/23/2010

08/27/2010

Independent Bank Group, Inc., McKinney, 

Texas, to acquire by merger 100 percent of 

Farmersville Bancshares, Inc., Farmersville, 

Texas, and indirectly acquire First Bank, 

Farmersville, Texas.

INDEPENDENT BANK GROUP, 

INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Western Bank, Lordsburg, New Mexico, to 08/13/2010

establish a branch to be located at 200 West Rex 

Allen Drive, Willcox, Arizona.

WESTERN BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 7, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/15/2010

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act