Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 35 

Week Ending August 28, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Forms

Forms -- initial Board review to extend without revision the Recordkeeping and 

Disclosure Requirements Associated with Regulation V (Regulation V).

- Proposed, August 23, 2010

Forms -- initial Board review to extend with revision the Domestic Finance Company 

Report of Consolidated Assets and Liabilities (FR 2248) and to conduct with revision 

the Survey of Finance Companies (FR 3033s).

- Proposed, August 25, 2010

Enforcement

CSRA Bank Corp., Wrens, Georgia -- written agreement with the Federal Reserve 

Bank of Atlanta and the Banking Commissioner of the State of Georgia.

- Announced, August 26, 2010

First Bancshares, Inc., of Cold Spring, Cold Spring, Minnesota -- written agreement 

with the Federal Reserve Bank of Minneapolis.

- Announced, August 26, 2010

Guaranty Development Company, Livingston, Montana, and American Bank, 

Bozeman -- written agreement with the Federal Reserve Bank of Minneapolis and the 

Montana Division of Banking and Financial Institutions.

- Announced, August 26, 2010

H.2 Board Actions August 22, 2010 to August 28, 2010

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

August 22, 2010 to August 28, 2010

Bank Branches, Domestic

1st United Bank, Boca Raton, Florida -- to establish a branch at 3400 Coral Way, 

Miami. 

Secretary

- Approved, August 26, 2010

IBERIABANK, Lafayette, Louisiana -- to establish branches at 15 West I-65 Service 

Road North, Mobile, Alabama, and 22530 US Highway 98, Suite 100, Fairhope.

Atlanta

- Approved, August 25, 2010

Western Bank, Lordsburg, New Mexico -- to establish a branch at 200 West Rex 

Allen Drive, Willcox, Arizona.

Dallas

- Approved, August 26, 2010

Bank Holding Companies

BancFirst Corporation, Oklahoma City, Oklahoma -- to acquire Union National 

Bancshares, Inc., Chandler, and Union Bank of Chandler.

Kansas City

- Approved, August 26, 2010

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Banco Espirito Santo S.A., Lisbon, Portugal -- request for a temporary exemption for 

Banco Espirito, its parent companies, and certain subsidiaries to engage in 

nonbanking activities in the United States through the indirect acquisition of shares 

of Execution Holdings Limited, London, England.

General Counsel

- Granted, August 26, 2010

Carroll County Bancshares, Inc., Carrollton, Missouri -- to acquire shares of Adams 

Dairy Bank, Blue Springs, and thereby engage in the operation of a savings 

association.

Kansas City

- Approved, August 26, 2010

First National Financial Group, Inc., Shelby, North Carolina -- to become a bank 

holding company and to acquire First National Bank of Shelby, Shelby.

Richmond

- Withdrawn, August 24, 2010

Millbrook Bank System, Inc., Millbrook, New York -- waiver of application to merge 

with SNB Bancorp, Inc., Pine Plains, in connection with the merger of their 

respective subsidiary banks, Bank of Millbrook, Millbrook, and The Stissing 

National Bank of Pine Plains, Pine Plains.

New York

- Granted, August 27, 2010

Prime Meridian Holding Company, Tallahassee, Florida -- to become a bank holding 

company and to acquire Prime Meridian Bank, Tallahassee.

Atlanta

- Approved, August 26, 2010

H.2 Actions under delegated authority August 22, 2010 to August 28, 2010

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Holding Companies

Thomas H. Lee Partners, L.P., Boston, Massachusetts, et al. -- request for an 

exemption under the Depository Institution Management Interlocks Act and 

Regulation L.

General Counsel

- Granted, August 26, 2010

Vantage Bancshares, Inc., Albertville, Alabama -- to become a bank holding 

company and to acquire Vantage Bank of Alabama, Albertville.

Atlanta

- Withdrawn, August 26, 2010

Warburg Pincus LLC, New York, New York, et al. -- request for an exemption under 

the Depository Institution Management Interlocks Act and Regulation L.

General Counsel

- Granted, August 26, 2010

Bank Mergers

Bank of Millbrook, Millbrook, New York -- to merge with The Stissing National 

Bank of Pine Plains, Pine Plains.

New York

- Approved, August 27, 2010

Change in Bank Control

Central Valley Community Bancorp, Fresno, California -- change in bank control of 

Central Valley and its subsidiary bank, Central Valley Community Bank, Fresno.

Philadelphia

- Permitted, August 25, 2010

H.2 Actions under delegated authority August 22, 2010 to August 28, 2010

(A/C) = Addition or Correction Delegated - 3 of 4
Change in Bank Control

First Citizens Bankshares, Inc., Glennville, Georgia -- change in bank control of First 

Citizens and its subsidiary bank, First Citizens Bank, Glennville.

Atlanta

- Permitted, August 24, 2010

Mansura Bancshares, Inc., Mansura, Louisiana -- to retain control of Mansura and its 

subsidiary bank, The Cottonport Bank, Cottonport.

Atlanta

- Permitted, August 24, 2010

Merchants Holding Company, Sacramento, California -- to retain control of 

Merchants Holding and its subsidiary bank, Merchants National Bank of Sacramento, 

Sacramento.

San Francisco

- Permitted, August 24, 2010

Sterling Financial Corporation, Spokane, Washington -- change in bank control of 

Sterling Financial and its subsidiary thrifts, Sterling Savings Bank, Spokane, and 

Golf Savings Bank, Mountlake Terrace (two notices).

San Francisco

- Permitted, August 25, 2010

H.2 Actions under delegated authority August 22, 2010 to August 28, 2010

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 956376 BANK OF EASTON, NORTH EASTON, MASSACHUSETTS 10/02/2006 01/20/2007 S Small Bank

 121576 BANK OF FALL RIVER CO-OP BK, FALL RIVER, MASSACHUSETTS 04/27/2009 09/13/2009 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

09/10/2010

The Adirondack Trust Company Employee 

Stock Ownership Trust, Saratoga Springs, New 

York, to acquire fifty additional shares of 473 

Broadway Holding Corporation and to acquire 

one thousand five hundred additional shares of 

The Adirondack Trust Company,(the 

"Bank")both of Saratoga Springs, New York and 

after the fact approval for one hundred and 

eight shares for the Bank.

ADIRONDACK TRUST 

COMPANY EMPLOYEE STOCK 

OWNERSHIP TRUST, THE

Newspaper:

Federal Register:

* Branch

Not applicable

Banco Popular North America, New York, New 08/28/2010

York request to open a branch office to be 

located at 66 Court Street, Brooklyn, New York.

BANCO POPULAR NORTH 

AMERICA

Newspaper:

Federal Register:

FBSEA

Not applicable

Bank of China Limited, Beijing, China, to 09/30/2010

establish a federal branch in Chicago, Illinois, 

pursuant to Section 211.24(a)(1) of Regulation 

K.

BANK OF CHINA LIMITED

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

JP Morgan Chase & Co., New York, New York, 

requests a waiver from the aggregate 

investment limit provided in Section 211.9(b)(6) 

of Regulation K for a certain reorganization 

involving UK-based subsidiary, Crosby Sterling 

(Holdings) Limited, London, England.

JPMORGAN CHASE & CO.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 284408 FIRST ST BK CANISTEO NY, CANISTEO, NEW YORK 10/23/2006 07/05/2007 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/20/2010

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 19.2 percent of 

Palmetto Bancshares, Inc., Greenville, SC.

PATRIOT FINANCIAL 

PARTNERS LP

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 935111 MERCHANTS BK OF BANGOR, BANGOR, PENNSYLVANIA 03/22/2010 08/17/2010 S Int Sm Bank

 342410 ORRSTOWN BK, SHIPPENSBURG, PENNSYLVANIA 09/11/2006 02/07/2007 O Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Foreign Branch Not applicable

Not applicable

Notice on behalf of the First National Bank of 

Pennsylvania, Greenville, Pennsylvania to 

establish an initial branch in a foreign country.

FIRST NATIONAL BANK OF 

PENNSYLVANIA

Newspaper:

Federal Register:

CIC 08/26/2010

08/31/2010

Interagency Notice of Change in Control by 

WVS Financial Corp. Employee Stock 

Ownerhsip Plan ("ESOP") and Jonathan D. 

Hoover, sole trustee, Pittsburgh, PA to retain 

12.2% and eventually acquire up to 24.9% of the 

outstanding common voting shares of WVS 

Financial Corp., Pittsburgh, PA.

WVS FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 189129 COMMERCIAL & SVG BK, MILLERSBURG, OHIO 07/13/2009 08/11/2010 S Int Sm Bank

 509811 COMMUNITY TR BK INC, PIKEVILLE, KENTUCKY 06/02/2008 08/11/2010 S Large Bank

 560214 CORN CITY ST BK, DESHLER, OHIO 11/27/2006 08/11/2010 S Small Bank

 2668598 PORTAGE CMNTY BK, RAVENNA, OHIO 08/18/2008 08/11/2010 O Small Bank

 150727 RICHWOOD BKG CO, RICHWOOD, OHIO 10/19/2009 08/11/2010 S Small Bank

 381026 TWIN VALLEY BK, WEST ALEXANDRIA, OHIO 11/16/2009 08/11/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Virginia Partners Bank, Fredericksburg, Virginia, 08/27/2010

to establish a branch at 2521 Cowan Boulevard, 

Fredericksburg, Virginia.

VIRGINIA PARTNERS BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 491822 BANK OF GASSAWAY, GASSAWAY, WEST VIRGINIA 02/06/2006 05/11/2006 S Small Bank

 436823 CENTRAL VA BK, POWHATAN, VIRGINIA 04/26/2010 07/28/2010 S Large Bank

 723822 VIRGINIA B&TC, DANVILLE, VIRGINIA 04/19/2010 08/05/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 08/16/2010

08/18/2010

Prior change in control notice filed by Shelby 

Cicero Peeples, Jr., Dalton, Georgia, to acquire 

an additional 27.70 percent of the outstanding 

shares of FBD Holding Company, Inc., and its 

subsidiary, First Bank of Dalton, both of Dalton, 

Georgia. Total pro forma ownership will equal 

32.22 percent.

FBD HOLDING COMPANY, INC.

Newspaper:

Federal Register:

CIC 08/30/2010

08/25/2010

First Citizens-Crenshaw Bancshares, Luverne, 

Alabama, prior change in control filed by John 

Milton Wise, Sr., Lilellen Hicks Wise, Mack 

Arthur Wise, John Milton Wise, Jr., Stephanie 

Wise Jones, Michael Eugene Jones, Candace 

Aline Jones Sansing, Klein McCaegor Jones, 

and Sadie Ellen Jones, all of Luverne, Alabama, 

to collectively acquire an additional 9.34 percent 

of the outstanding shares of First 

Citizens-Crenshaw Bancshares, Inc., and its 

subsidiary, First Citizens Bank, both of Luverne, 

Alabama. Total pro forma ownership will equal 

25.34 percent.

FIRST CITIZENS-CRENSHAW 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

IBERIABANK, Lafayette, Louisiana, to merge 09/20/2010

with IBERIABANK FSB, Little Rock, Arkansas.

IBERIABANK

Newspaper:

Federal Register:

CIC Not available

08/18/2010

After-the-fact change in control notice filed by 

Kenneth Richard Murray, Naples, Florida to 

retain 39.67 percent of the outstanding shares of 

Naples Bancorp, Inc., and its subsidiary bank, 

Bank of Naples, both of Naples, Florida.

NAPLES BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

08/23/2010

Notice by Betty J. Bradshaw 2000 Irrevocable 

Trust dated 10/30/00-Charles M. Shea, Trustee, 

to acquire shares of First Community 

Bancshares Corp., Anamosa, Iowa, and thereby 

indirectly acquire shares of First Community 

Bank, Milton, Wisconsin.

FIRST COMMUNITY 

BANCSHARES CORP.

Newspaper:

Federal Register:

4c8 Not applicable

09/16/2010

Marshall & Ilsley Corporation, Milwaukee, 

Wisconsin, to retain additional four percent 

equity interests in Taplin Canida Habacht LLC, 

Miami, Florida, and thereby to continue to 

engage in financial and investment advisory 

activities and agency transactional services.

MARSHALL & ILSLEY 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by the Thomas C. Pangborn Trust and 

by Thomas C. Pangborn, Traverse City, 

Michigan, Emily Davies, Heidi M. Pangborn and 

Christine A. Wherry, as a group, to acquire 

additional shares of TCSB Bancorp, Inc., 

Traverse City, Michigan, and thereby indirectly 

acquire Traverse City State Bank, Traverse City, 

Michigan.

TCSB BANCORP, INC.

Newspaper:

Federal Register:

* 18C

Not applicable

Wheaton Bank & Trust Company, Wheaton, 09/20/2010

Illinois, to purchase certain assets and assume 

the liabilities of the branch of First National 

Bank of Brookfield, Brookfield, Illinois located at 

555 Fort Hill Drive, Naperville, Illinois.

WHEATON BANK & TRUST 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 919942 BANK IA, HUMBOLDT, IOWA 08/20/2007 11/26/2007 S Small Bank

 3029589 CEDAR RAPIDS B&TC, CEDAR RAPIDS, IOWA 04/26/2010 08/09/2010 S Int Sm Bank

 546544 CENTRAL BK, STORM LAKE, IOWA 04/09/2007 07/16/2007 S Int Sm Bank

 836544 COLUMBUS JUNCTION ST BK, COLUMBUS JUNCTION, IOWA 12/11/2006 11/19/2007 S Small Bank

 574949 FARMERS & MRCH BK, BERLIN, WISCONSIN 12/07/2009 03/29/2010 S Small Bank

 1003549 FIRST ST BK, MANCHESTER, IOWA 05/03/2010 08/23/2010 S Small Bank

 929044 FREEDOM SCTY BK, CORALVILLE, IOWA 03/30/2009 07/13/2009 S Small Bank

 2142155 QUAD CTY B&TC, BETTENDORF, IOWA 01/20/2009 05/25/2009 S Int Sm Bank

 882242 ROLLING HILLS B&T, ATLANTIC, IOWA 02/02/2009 06/01/2009 S Small Bank

 231149 SECURITY ST BK, NEW HAMPTON, IOWA 03/23/2009 07/17/2009 S Small Bank

 616540 SECURITY SVG BK, GOWRIE, IOWA 08/31/2009 12/14/2009 S Small Bank

 334648 TITONKA SVG BK, TITONKA, IOWA 04/12/2010 07/26/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 09/22/2010

09/14/2010

Benefit Financial Group, Inc., Fort Smith, 

Arkansas, to become a bank holding company 

upon the conversion of its subsidiary bank, 

Benefit Bank, Fort Smith, Arkansas, from a 

federally chartered savings institution to a state 

chartered bank.

BENEFIT FINANCIAL GROUP, 

INC

Newspaper:

Federal Register:

* Branch

Not applicable

Centennial Bank, Conway, Arkansas, to 09/01/2010

establish a mobile branch in Lonoke County, 

Arkansas.

CENTENNIAL BANK

Newspaper:

Federal Register:

* 3A3 Not available

Not available

First Bank Corp, Ft. Smith, AR to acquire no 

more than 9.99% of the stock of Bankshares of 

Fayetteville, Fayetteville, AR

FIRST BANK CORP

Newspaper:

Federal Register:

Member Not applicable

Not applicable

The Monticello Banking Company, Monticello, 

KY to become a member of the Federal Reserve 

System

MONTICELLO BANKING 

COMPANY, THE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 308443 BANK OF FAYETTEVILLE, FAYETTEVILLE, ARKANSAS 05/03/2010 08/17/2010 S Int Sm Bank

 519146 FIRST ST BK OF DEQUEEN, DEQUEEN, ARKANSAS 04/19/2010 08/10/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Shawn Paul Weinand and Linda Lou 

Weinand, both of Tonka Bay, Minnesota, to 

acquire 25 percent or more of the shares of 

Alliance Bank Shares Corporation, Andover, 

Minnesota, and thereby indirectly gain control 

of 1st Regents Bank, Andover, Minnesota.

ALLIANCE BANK SHARES 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

09/03/2010

Kirkwood Bancorporation Co., Bismarck, North 

Dakota and Kirkwood Bancorporation of 

Nevada, Inc., Las Vegas, Nevada, to acquire 

94.89% of Eagle Valley Bank, National 

Association, Saint Croix Falls, Wisconsin.

KIRKWOOD 

BANCORPORATION OF 

NEVADA, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 475354 FARMERS ST BK, VICTOR, MONTANA 04/12/2010 09/08/2010 S Int Sm Bank

 495352 FIRST WESTERN BK STURGIS, STURGIS, SOUTH DAKOTA 02/02/2009 06/01/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

Not available

Notification by Daniel L. Tanner, Canon City, 

Colorado, to acquire control of Canon Bank 

Corporation, parent of Canon National Bank, 

both of Canon City, Colorado.

CANON BANK CORPORATION

Newspaper:

Federal Register:

* 3A3 09/13/2010

09/16/2010

Country Bancshares, Inc., Jamesport, Missouri, 

to retain 13.06 percent of the voting shares of 

Liberty First Bancshares, Inc., parent of Patriots 

Bank, both in Liberty, Missouri.

COUNTRY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 888253 1ST BK, EVANSTON, WYOMING 06/08/2009 10/12/2009 S Int Sm Bank

 716851 COMMUNITY BK, RAYMORE, MISSOURI 06/01/2009 08/06/2009 S Small Bank

 391959 FIRST BK, UTICA, NEBRASKA 05/17/2010 08/11/2010 S Small Bank

 114859 FIRST BK&TC, MINDEN, NEBRASKA 04/28/2008 07/03/2008 S Small Bank

 183154 FIRST ST BK, FAIRFAX, OKLAHOMA 05/10/2010 08/11/2010 S Small Bank

 666657 GUARANTY B&TC, DENVER, COLORADO 05/10/2010 08/18/2010 S Large Bank

 395779 TRI-CTY BK, CHEYENNE, WYOMING 05/03/2010 07/12/2010 S Small Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Comerica Bank, Dallas, Texas, to establish a 

branch to be located at 9350 Mira Mesa, San 

Diego, San Diego County, California 92126.

COMERICA BANK

Newspaper:

Federal Register:

CIC 09/02/2010

09/08/2010

Notice by Clint Edwin Shepard II, Oak Ridge, 

Louisiana, individually, and as trustee of the 

Clint Edwin Shepard II Trust, Oak Ridge, 

Louisiana; and Virginia Sue Barr, Oak Ridge, 

Louisiana, individually, and as trustee of the 

Virginia Sue Shepard Barr Trust, Oak Ridge, 

Louisiana, to acquire 10 percent or more of the 

shares of Oak Ridge Bancshares, Inc., and 

indirectly Bank of Oak Ridge, both of Oak 

Ridge, Louisiana.

OAK RIDGE BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

09/16/2010

Steele Holdings, Inc., Tyler, Texas, to become a 

bank holding company by acquiring 100 percent 

of American State Bank, Arp, Texas.

STEELE HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending August 28, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/15/2010

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

CIC 09/01/2010

09/07/2010

The Bagge Family Bank Stock Trust of 2010, 

Claire J. and John F. Bagge, Trustees, Sunland, 

California, individually, and acting as a group in 

concert with Henry J. and Sandra M. Bagge, 

Merrimack, New Hampshire; Hope Bagge, 

Castaic, California; Jay Bagge, Castaic, 

California; James F. Bagge, Shadow Hills, 

California; Justin F. Bagge, Shadow Hills, 

California; and Joshua F. Bagge, Shadow Hills, 

California, to retain 10 percent or more of the 

voting shares of Mission Valley Bancorp, and 

thereby indirectly acquire Mission Valley Bank, 

both of Sunland, California.

MISSION VALLEY BANCORP

Newspaper:

Federal Register:

* 3A3 Not available

08/27/2010

Wells Fargo & Company, San Francisco, 

California, to acquire more than 5 percent of the 

voting shares of Western Liberty 

Bancorporation, New York, New York, and 

thereby indirectly acquire more than 5 percent 

of the voting shares of Service 1st Bank of 

Nevada, Las Vegas, Nevada.

WELLS FARGO & COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 478766 LIBERTY BK, SOUTH SAN FRANCISCO, CALIFORNIA 04/05/2010 08/10/2010 S Small Bank

 431172 PACIFIC PREMIER BK, COSTA MESA, CALIFORNIA 01/14/2008 08/12/2010 S Int Sm Bank

 431172 PACIFIC PREMIER BK, COSTA MESA, CALIFORNIA 02/08/2010 08/11/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act