Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 23 

Week Ending June 6, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

The U.S. Economy and the Federal Budget -- statement by Chairman Bernanke 

before the House Committee on the Budget on current economic and financial 

conditions and issues pertaining to the federal budget.

- Published, June 3, 2009

Forms

Forms -- initial Board review to extend without revision the (1) Studies to Develop 

and Test Consumer Regulatory Disclosures (FR 1380) and (2) Recordkeeping 

Requirements for Complex Structured Finance Activities (FR 4022) and to 

implement the Microeconomic Survey (FR 3051).

- Approved, June 2, 2009

Monetary and Financial Policy

Term Auction Facility -- TAF auction in the amount of $150 billion in 28-day credit 

on June 1, 2009.

- Announced, June 1, 2009

Personnel

Division of Consumer and Community Affairs -- appointment of Allen J. Fishbein as 

assistant director.

- Announced, June 1, 2009

Division of Information Technology -- appointments of Po Kim, Susan Marycz, and 

Raymond Romero as deputy associate directors and Tillena Clark as adviser.

- Announced, June 5, 2009

H.2 Board Actions May 31, 2009 to June 6, 2009

(A/C) = Addition or Correction Board - Page 1 of 2
Regulations and Policies

Regulation H (Membership of State Banking Institutions in the Federal Reserve 

System) -- publication for comment of interagency amendments to implement the 

Secure and Fair Enforcement for Mortgage Licensing Act registration requirements 

for mortgage loan originators employed by federally regulated depository 

institutions.

- Approved, May 21, 2009

(A/C)

Enforcement

Tradition Bancshares, Inc., Houston, Texas, and Tradition Bank -- written agreement 

with the Federal Reserve Bank of Dallas and the Texas Department of Banking.

- Announced, June 4, 2009

H.2 Board Actions May 31, 2009 to June 6, 2009

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

May 31, 2009 to June 6, 2009

Bank Branches, Domestic

Bank of Essex, Tappahannock, Virginia -- to establish a branch at 3740 Winterfield 

Road, Midlothian.

Richmond

- Approved, June 2, 2009

Capital City Bank, Tallahassee, Florida -- to establish a branch at 1417 North Main 

Street, Gainesville.

Atlanta

- Approved, June 2, 2009

Bank Holding Companies

Citizens National Corporation, Wisner, Nebraska -- to acquire additional shares of 

Republic Corporation, Omaha, parent company of United Republic Bank.

Kansas City

- Approved, June 4, 2009

Dime Mutual Holding Company, Norwich, Connecticut -- to become a mutual bank 

holding company and to acquire Dime Bank, Norwich.

Boston

- Approved, June 2, 2009

Piedmont Bancorp, Inc., Norcross, Georgia -- to become a bank holding company 

and to acquire Republic Bank of Georgia, Lawrenceville.

Atlanta

- Approved, June 1, 2009

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Mergers

Farmers & Merchants Bank, Stuttgart, Arkansas -- to merge with First National Bank 

at Marianna, Marianna, and to retain the acquired facilities as branches.

St. Louis

- Approved, June 3, 2009

Midland States Bank, Effingham, Illinois -- to purchase certain assets and assume 

certain deposits and liabilities of Strategic Capital Bank, Champaign, and to retain 

the acquired facility as a branch.

St. Louis

- Withdrawn, June 2, 2009

Change in Bank Control

Citizens Guaranty Financial Corporation, Irvine, Kentucky -- to retain control of 

Citizens and its subsidiary bank, Citizens Guaranty Bank, Richmond.

Cleveland

- Permitted, June 1, 2009

GenBanc, Inc., Genoa, Ohio -- change in bank control of GenBanc and its subsidiary 

bank, The Genoa Banking Company, Genoa.

Cleveland

- Permitted, June 5, 2009

Helena Bancshares, Inc., Helena, Arkansas -- change in bank control of Helena and 

its subsidiary bank, Helena National Bank, Helena.

St. Louis

- Permitted, June 1, 2009

H.2 Actions under delegated authority May 31, 2009 to June 6, 2009

(A/C) = Addition or Correction Delegated - 2 of 4
Change in Bank Control

Professional Capital, Inc., Dallas, Texas -- change in bank control of Professional and 

its subsidiary bank, Professional Bank, National Association, Dallas.

Dallas

- Permitted, June 2, 2009

Tennessee Central Bancshares, Inc., Parsons, Tennessee -- change in bank control of 

Tennessee and its subsidiary bank, Community South Bank, Parsons.

St. Louis

- Permitted, June 4, 2009

Extensions of Time

American Bank, Allentown, Pennsylvania -- extension to February 7, 2010, to 

establish a branch 4261 Freemansburg Avenue, Bethlehem Township.

Philadelphia

- Granted, June 5, 2009

Regions Bank, Birmingham, Alabama -- to establish branches at the following 

locations: the corner of Highway 94 and Florence Drive, St. Charles, Missouri; the 

corner of Richardson Road and Richardson Crossing, Arnold; the corner of Highway 

K and Waterbury Falls Road, O'Fallon; 1400 Augusta Road, Greenville, South 

Carolina; the corner of Pelham Road and Old Boiling Springs Road, Greenville; the 

corner of Hardin Valley Road and Pellisippi Highway, Knoxville, Tennessee; the 

corner of South Mt. Juliet Road and Providence Boulevard, Mt. Juliet; 8115 Camp 

Creek Boulevard, Olive Branch, Mississippi; the corner of Pine Island Road and SW 

14th Avenue, Cape Coral, Florida; and the corner of Highway 31 and Alabama 

Highway Department Road/CR304, Calera, Alabama.

Atlanta

- Granted, June 2, 2009

H.2 Actions under delegated authority May 31, 2009 to June 6, 2009

(A/C) = Addition or Correction Delegated - 3 of 4
Extensions of Time

S & T Bancorp, Inc., Indiana, Pennsylvania -- extension to September 5, 2009, to 

acquire shares of Allegheny Valley Bancorp, Inc., Pittsburgh.

Cleveland

- Granted, June 4, 2009

H.2 Actions under delegated authority May 31, 2009 to June 6, 2009

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA

Not applicable

Barclays Bank PLC, London, England, to 06/13/2009

establish an additional branch in New York, 

New York, pursuant to Section 211.24(a)(2)(i)(A) 

of Regulation K.

BARCLAYS BANK PLC

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Canadian Imperial Bank of Commerce, Toronto, 

Canada to establish an agency in New York, 

New York, pursuant to Section 211.24(a)(1)(i)(A) 

of Regulation K.

CANADIAN IMPERIAL BANK 

OF COMMERCE

Newspaper:

Federal Register:

* 3A3 Not available

07/06/2009

Tompkins Financial Corporation, Ithaca, New 

York, to acquire 6.85 percent of Darien 

Rowayton Bank, Darien, Connecticut, pursuant 

to Section 3(a)(3) of the Bank Holding Company 

Act of 1956, as amended and Section 225.15 of 

Regulation Y.

TOMPKINS FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 214807 DEUTSCHE BK TC AMERICAS, NEW YORK, NEW YORK 12/01/2008 05/07/2009 O Whole/Ltd Purp

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

First BanCapital Fund I, L.P., First BanCapital 

Parallel Fund I, L.P., CBCF Partners, L.P., MJR, 

LLC, MJR Financial Group, LLP, all located in 

Bethlehem, PA, to acquire between 6.1 percent 

and 9.7 percent of Old Florida Bancshares, Inc., 

Longwood, Florida and thereby indirectly 

acquire Old Florida National Bank, Longwood, 

Florida.

FIRST BANCAPITAL FUND I, 

L.P.

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

The Victory Bancorp, Inc., Limerick, PA to 

become a bank holding company by acquiring 

100 percent of The Victory Bank, Limerick, PA.

VICTORY BANCORP, INC, THE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Capital One Bank (USA), National Association, 

Glen Allen, Virginia, through its U.K. subsidiary, 

Capital One Investments Limited, London, 

England, to make an additional investment in 

Capital One Bank (Europe) plc, London, 

England.

CAPITAL ONE BANK (USA), 

NATIONAL ASSOCIATION

Newspaper:

Federal Register:

* Branch

Not applicable

Monarch Bank, Chesapeake, Virginia, proposes 06/13/2009

to establish a branch at 2520 S. Croatan 

Highway, Nags Head, North Carolina.

MONARCH BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

CapStar Bank, Nashville, Tennessee, to 06/17/2009

establish a branch located at 2321 Crestmoor 

Road, Nashville, Tennessee.

CAPSTAR BANK

Newspaper:

Federal Register:

* 3A3 07/03/2009

06/29/2009

Community Bancshares of Mississippi, Inc. 

Employee Stock Ownership Plan, Brandon, 

Mississippi, to acquire up to an additional 1.06 

percent of the voting shares of common stock 

of Community Bancshares of Mississippi, Inc., 

Brandon, Mississippi, and thereby indirectly 

acquire its wholly-owned bank subsidiaries, 

Community Bank of North Mississippi, Amory, 

Mississippi; Community Bank of Mississippi, 

Forest, Mississippi; Community Bank, Ellisville, 

Mississippi; Community Bank Coast, Biloxi, 

Mississippi; its 100 percent owned middle-tier 

bank holding company Community Holding 

Company of Alabama, Brandon, Mississippi, 

and its wholly-owned subsidiary bank 

Community Bank, N.A., Mobile, Alabama, 

pursuant to section 3(a)(3) of the Bank Holding 

Company Act. The acquisition will increase 

Community Bancshares of Mississippi, Inc. 

Employee Stock Ownership Plan's ownership in 

Community Bancshares of Mississippi, Inc., to a 

maximum of 20.13 percent.

COMMUNITY BANCSHARES OF 

MISSISSIPPI, INC. EMPLOYEE 

STOCK OWNERSHIP PLAN

Newspaper:

Federal Register:

CIC 05/20/2009

06/23/2009

Prior change in control notice filed by Jessie 

Doyle Buffington, Helmut Hans Cawthon, 

Kenneth Franklin Davis, Andrew Charles 

Heaner, Clinton Gray Hubbard, Stephen Curtis 

Klasson, Kimberly Gill Mauer, Laura Hallin 

Mumber, Matthew Peter Mumber, Delos Harley 

Yancey, III, John Demetrius Xanthos, all of 

Rome, Georgia; Andrew Charles Heaner, 

Atlanta, Georgia; Wayne Elm Vick, Armuchee, 

Georgia, and Delos Harley Yancey, Jr. Ponte 

Vedra Beach, Florida; collectively to acquire an 

additional 18.78 percent of the outstanding 

shares of Heritage First Bancshares, Inc., Rome, 

Georgia, and its subsidiaries, Heritage First 

Bank, Rome, Georgia, and Heritage First Bank, 

Orange Beach, Alabama. Total pro forma will 

equal 37.29 percent.

HERITAGE FIRST 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 06/05/2009

06/22/2009

Prior change in control notice filed by John H. 

Sykes and Charles Sykes, both of Tampa, 

Florida, Katherine Stroker, James Stroker, and 

Karen Taylor, all of Windermere, Florida, to 

acquire an additional 2.9 percent of the 

outstanding shares of NorthStar Banking 

Corporation, and its subsidiary bank, NorthStar 

Bank, Tampa, Florida. Total pro forma will equal 

12.55 percent.

NORTHSTAR BANKING 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/02/2009

06/24/2009

Prior change in control notice filed by Benjamin 

W. Lindsey, and Benjamin W. Lindsey, Jr., both 

of Lenox, Georgia, to acquire 89.35 percent of 

the outstanding shares of Robinson 

Bancshares, Inc., and its subsidiary, Bank of 

Lenox, both of Lenox, Georgia. Pro forma total 

ownership will equal 89.35 percent.

ROBINSON BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 2849212 LANDMARK BK OF FL, SARASOTA, FLORIDA 01/26/2009 05/18/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

Not applicable

Cedar Rapids Bank and Trust Company, Cedar 

Rapids, Iowa, to purchase certain assets and 

assume certain liabilities of the Cedar Rapids, 

Iowa office of Village Bank and Trust Company, 

Cedar Rapids, Iowa.

CEDAR RAPIDS BANK AND 

TRUST COMPANY

Newspaper:

Federal Register:

* Branch

Not applicable

First Chicago Bank & Trust, Chicago, Illinois, to 05/29/2009

retain their branch located at 1145 N. Arlington 

Heights Road, Itasca, Illinois.

FIRST CHICAGO BANK & 

TRUST

Newspaper:

Federal Register:

CIC 06/08/2009

06/15/2009

Notice by Charles A. Adams, Mattoon, Illinois, 

individually, and with Holly A. Bailey, Howell 

Paving, Inc., and Howell-Adams Foundation, all 

of Mattoon, Illinois, as a group acting in 

concert, to acquire more than 10 percent of the 

voting shares of First Mid-Illinois Bancshares, 

Inc., Mattoon, Illinois, and thereby indirectly 

acquire shares of First Mid-Illinois Bank & 

Trust, National Association, Mattoon, Illinois.

FIRST MID-ILLINOIS 

BANCSHARES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Glenwood State Bank, Glenwood, Iowa, to 

merge with First State Bank, Tabor, Iowa. As a 

result of their merger, the office at 711 Main 

Street, Tabor, Iowa, will become a branch of 

Glenwood State Bank, Glenwood, Iowa.

GLENWOOD STATE BANK

Newspaper:

Federal Register:

* 3A1 Not available

4c8 06/22/2009

Hantz Holdings, Inc., Southfield, Michigan, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Davison 

State Bank, Davison, Michigan, and also, 

proposes to acquire Tranex Financial, Inc., 

Southfield, Michigan and thereby engage in 

making and servicing loans.

HANTZ HOLDINGS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 465542 GREAT RIVER B&TC, DAVENPORT, IOWA 11/27/2006 04/15/2008 NI Small Bank

 2938198 NORTHBROOK B&TC, NORTHBROOK, ILLINOIS 12/01/2008 05/18/2009 S Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 07/01/2009

07/06/2009

Pinnacle Bancshares, Inc., Rogers, Arkansas, to 

acquire 100 percent of Central Bank, Little Rock, 

Arkansas.

PINNACLE BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

07/06/2009

SBW Bancshares, Inc., Waterloo, Illinois, to 

become a bank holding company by acquiring 

100 percent of State Bank of Waterloo, 

Waterloo, Illinois.

SBW BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

06/11/2009

Change in Control Notice by Robb B. Kahl, 

Monona, Wisconsin, as trustee of the Glenn A. 

Solsrud Revocable Trust concerning Augusta 

Financial Corporation, to gain control of 

Augusta Financial Corporation, Augusta, 

Wisconsin, and thereby gain control of Unity 

Bank, Augusta, Wisconsin.

AUGUSTA FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

06/11/2009

Change in Control Notice by Robb B. Kahl, 

Monona, Wisconsin, as trustee of the Glenn A. 

Solsrud Revocable Trust concerning Caprice 

Corporation, to gain control of Caprice 

Corporation, Augusta, Wisconsin, and thereby 

gain control of Unity Bank North, Red Lake 

Falls, Minnesota.

CAPRICE CORPORATION

Newspaper:

Federal Register:

* Branch

Not applicable

First Interstate Bank, Billings, Montana, to 06/09/2009

establish a branch facility to be located at 2601 

10th Avenue South, Great Falls, Montana.

FIRST INTERSTATE BANK

Newspaper:

Federal Register:

CIC Not available

06/17/2009

Notice by the Donald A. Hanson Family Trust, 

Donna L. Hanson, LeRoy, Minnesota, 

individually and as trustee of the Family Trust, 

Jeanie Rae Thorson, Rochester, Minnesota, as 

trustee of the Family Trust, Barbara Kay 

Billings, Cresco, Iowa, as trustee of the Family 

Trust, and Kristi Jo Jacobson, Cannon Falls, 

Minnesota, as trustee of the Family Trust, a 

group acting in concert to acquire and retain 25 

percent or more of the shares of First LeRoy 

Bancorporation, Inc., LeRoy, Minnesota, and 

thereby indirectly retain control of First State 

Bank Minnesota, LeRoy, Minnesota.

FIRST LEROY 

BANCORPORATION, INC.

Newspaper:

Federal Register:

* Branch Not available

Not applicable

First State Bank Southwest, Pipestone, 

Minnesota, to establish a branch facility to be 

located at 505 Trosky Road West, Edgerton, 

Minnesota.

FIRST STATE BANK 

SOUTHWEST

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Richard Jordahl, Fargo, North Dakota, 

to acquire 25 percent or more of the shares of 

Hatton Bancshares, Inc., Fargo, North Dakota, 

and thereby indirectly gain control of Farmers 

and Merchants National Bank, Hatton, North 

Dakota.

HATTON BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 630555 AMERICAN BK, BOZEMAN, MONTANA 12/08/2008 04/23/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 06/28/2009

06/29/2009

Hulett Bancorp, Hulett, Wyoming to acquire 100 

percent of the voting shares of The First 

National Bank of Ekalaka, Ekalaka, Montana.

HULETT BANCORP

Newspaper:

Federal Register:

* 3A3 06/27/2009

06/25/2009

International Brotherhood of Boilermakers, Iron 

Ship Builders, Blacksmiths, Forgers and 

Helpers, Kansas City, Kansas, to acquire, over a 

period of 60 months, up to 51 percent of the 

voting shares of Brotherhood Bancshares, Inc., 

parent of The Brotherhood Bank & Trust 

Company, both in Kansas City, Kansas.

INTERNATIONAL 

BROTHERHOOD OF 

BOILERMAKERS, IRON SHIP 

BUILDERS, BLACKSMITHS, 

FORGERS AND HELPERS

Newspaper:

Federal Register:

CIC Not available

06/24/2009

Notice submitted by The Dorothy F. Baggerly 

Grantor Retained Annuity Trust, Guymon, 

Oklahoma, to become part of the family group 

acting in concert to acquire control of 

Panhandle Bancshares, Inc., parent of Bank of 

the Panhandle, both in Guymon, Oklahoma.

PANHANDLE BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

The Tilden Bank, Tilden, Nebraska, to merge 

with Citizens State Bank, Clearwater, Nebraska 

and incident thereto to establish a branch, and 

to operate under the title of The Tilden Bank, 

Tilden, Nebraska.

TILDEN BANK, THE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 172158 FIRST NEODESHA BK, NEODESHA, KANSAS 02/17/2009 05/13/2009 S Small Bank

 990352 UNITED B&TC, MARYSVILLE, KANSAS 02/02/2009 05/13/2009 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

* 3A1

06/21/2009

06/26/2009

BankCap Partners Fund I, L.P., Dallas, Texas; 

BankCap Partners GP, LP, Dallas, Texas; and 

BankCap Equity Fund, LLC, Dallas, Texas, to 

acquire First Bankshares, Inc., Suffolk, Virginia, 

and indirectly acquire SuffolkFirst Bank, Suffolk, 

Virginia.

BCP Fund I Virginia Holdings, LLC, Dallas, 

Texas, to become a bank holding company by 

acquiring First Bankshares, Inc., Suffolk, 

Virginia, and indirectly aquire SuffolkFirst Bank, 

Suffolk, Virginia.

BANKCAP PARTNERS FUND I, 

L.P.

Newspaper:

Federal Register:

* 3A1 06/26/2009

06/26/2009

Paint Rock Bancshares, Inc., Paint Rock, Texas, 

to become a bank holding company by 

acquiring First State Bank, Paint Rock, Texas.

PAINT ROCK BANCSHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 6, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

06/25/2009

Franklin Resources, Inc., San Mateo, California, 

to acquire 9.9 percent of Black River 

BancVenture, Inc., Memphis, Tennessee, and 

thereby indirectly acquire Allegiance Bank of 

North America, Bala Cynwyd, Pennsylvania, 

Bay Commercial Bank, Walnut Creek, California, 

Community Shores Bank, Muskegon, Michigan, 

Cornerstone Bank, Moorestown, New Jersey, 

Lakeside Community Bank, Sterling Heights, 

Michigan, and Quaint Oak Bank, Southhampton 

Pennsylvania.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Heritage Bank of Commerce, San Jose, 

California, to purchase the assets and assume 

the liabilities of two branches of Wachovia 

Bank, N.A., Charlotte, North Carolina.

HERITAGE BANK OF 

COMMERCE

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Pacific International Bancorp, Seattle, 

Washington, to acquire up to 9.9 percent of 

Center Financial Corporation and thereby 

indirectly acquire Center Bank, both of Los 

Angeles, California.

PACIFIC INTERNATIONAL 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act