Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 28 

Week Ending July 11, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Commercial Real Estate -- statement by Jon D. Greenlee, associate director, Division 

of Banking Supervision and Regulation, before the Joint Economic Committee of the 

Congress on issues related to commercial real estate lending.

- Published, July 9, 2009

Federal Reserve Independence -- statement by Vice Chairman Donald L. Kohn 

before a subcommittee of the House Committee on Financial Services regarding 

independence, accountability, and the conduct of monetary policy.

- Published, July 9, 2009

Forms

Forms -- initial Board review to extend without revision the Advanced Capital 

Adequacy Framework Information Collection (FR 4200).

- Proposed, July 6, 2009

Enforcement

Amboy Bancorporation, Old Bridge, New Jersey, and Amboy Bank -- written 

agreement with the Federal Reserve Bank of New York and the New Jersey 

Department of Banking and Insurance.

- Announced, July 6, 2009

Bankers' Bancorp, Inc., Springfield, Illinois, and Independent Bankers' Bank -- 

written agreement with the Federal Reserve Bank of Chicago and the Illinois 

Department of Financial and Professional Regulation, Division of Banking.

- Announced, July 7, 2009

First State Bancorporation, Albuquerque, New Mexico, and First Community Bank, 

Taos -- written agreement with the Federal Reserve Bank of Kansas City and the 

New Mexico Regulation and Licensing Department, Financial Institutions Division.

- Announced, July 9, 2009

H.2 Board Actions July 5, 2009 to July 11, 2009

(A/C) = Addition or Correction Board - Page 1 of 2
Enforcement

Frontier Financial Corporation, Everett, Washington -- written agreement with the 

Federal Reserve Bank of San Francisco.

- Announced, July 7, 2009

H.2 Board Actions July 5, 2009 to July 11, 2009

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

July 5, 2009 to July 11, 2009

Bank Branches, Domestic

Chemical Bank, Midland, Michigan -- to establish branches at Pineview Apartments, 

854 North Pine Road, Essexville; Dover Court, 1441 East Broomfield, Mt. Pleasant; 

and Cranbrook Terrace, 4608 South Isabella Road.

Chicago

- Approved, July 7, 2009

Virginia Heritage Bank, Fairfax, Virginia -- to establish a branch at 8245 Boone 

Boulevard, Vienna.

Richmond

- Approved, July 9, 2009

Bank Holding Companies

Barclays PLC, London, England -- (1) relief from certain commitments and (2) 

request to engage, on a limited basis, in energy tolling and energy management 

services as activities that are complementary to a financial activity.

Director, BS&R

- Granted, July 2, 2009

(A/C)

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, 

Brandon, Mississippi -- to acquire additional shares of Community Bancshares of 

Mississippi, Inc., Brandon, and thereby acquire additional shares in its subsidiaries, 

Community Bank of North Mississippi, Amory; Community Bank of Mississippi, 

Forest; Community Bank, Ellisville; Community Bank Coast, Biloxi; Community 

Holding Company of Alabama, Brandon; and Community Bank, N.A., Mobile, 

Alabama.

Atlanta

- Approved, July 10, 2009

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Wilber Co., Lincoln, Nebraska -- waiver of application to acquire FICO, Inc., Filley, 

in connection with the merger of their respective subsidiary banks, First State Bank, 

Lincoln, and Filley Bank, Filley.

Kansas City

- Granted, July 9, 2009

Bank Mergers

First State Bank, Lincoln, Nebraska -- to merge with Filley Bank, Filley, and thereby 

establish a branch.

Kansas City

- Approved, July 9, 2009

Change in Bank Control

CommerceFirst Bancorp, Inc., Annapolis, Maryland -- change in bank control of 

CommerceFirst and its subsidiary bank, CommerceFirst Bank, Annapolis.

Richmond

- Permitted, July 6, 2009

First LeRoy Bancorporation, Inc., LeRoy, Minnesota -- change in bank control of 

First LeRoy and its subsidiary bank, First State Bank Minnesota, LeRoy.

Minneapolis

- Permitted, July 9, 2009

Extensions of Time

Old Line Bank, Bowie, Maryland -- extension to October 15, 2009, to establish a 

branch at 12100 Annapolis Road, Glenn Dale.

Richmond

- Granted, July 10, 2009

H.2 Actions under delegated authority July 5, 2009 to July 11, 2009

(A/C) = Addition or Correction Delegated - 2 of 3
International Operations

KeyBank National Association, Cleveland, Ohio -- waiver of remainder of 

notification period for Key Equipment Finance International Inc., Superior, 

Colorado, to invest in Key Equipment Finance Europe Limited, Berkshire, United 

Kingdom, and KEF Italia S.P.A., Milan, Italy.

Director, BS&R

- Granted, July 9, 2009

H.2 Actions under delegated authority July 5, 2009 to July 11, 2009

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 07/27/2009

Application by Conahasset Bancshares, MHC, 

and Conahasset Bancshares, Inc., both of 

Cohasset, Massachusetts, to become a mutual 

bank holding company and stock bank holding 

company, respectively, by acquiring Pilgrim 

Bank, Cohasset, Massachusetts, pursuant to 

sections 3(a)(1) and 3(a)(3) of the Bank Holding 

Company Act of 1956, as amended.

CONAHASSET BANCSHARES 

MHC

Newspaper:

Federal Register:

* 3A1

4c8

07/10/2009

07/10/2009

Application filed by NewStar Holdco, Boston, 

Massachusetts (HoldCo) to become a bank 

holding company through the acquisition of 

100% of the outstanding common stock of 

Southern Commerce Bank, National 

Association, Tampa, Florida, pursuant to 

section 3(a)(1) of the Bank Holding Company 

Act of 1956, as amended (BHC Act). 

Concurrently, HoldCo seeks approval to: i) 

continue to operate NewStar Financial, Inc. as 

an existing commercial finance company; and ii) 

establish NewStar Asset Management, LLC to 

provide asset management services to NewStar 

Credit Opportunities Fund, both pursuant to 

section 4(c)(8) of the BHC Act.

NEWSTAR HOLDCO INC

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

The Adirondack Trust Company, Saratoga 

Springs, New York, requests approval to 

establish a full service branch at 376 Bay Road, 

Queensbury, Warren County, New York. (RSSD 

#3797990)

ADIRONDACK TRUST 

COMPANY, THE

Newspaper:

Federal Register:

* 3A1 Not available

07/31/2009

Haven Bancorp, MHC and Haven Bancorp, Inc., 

both of Hoboken, New Jersey, for prior approval 

from the Board of Governors of the Federal 

Reserve System to control, directly and 

indirectly, 100 percent of the voting shares of 

Haven Savings Bank, Hoboken, New Jersey.

HAVEN BANCORP, MHC

Newspaper:

Federal Register:

* Branch

Not applicable

Peapack-Gladstone Bank, Gladstone, New 07/15/2009

Jersey, to establish a branch to be located at 54 

Morris Essex Pike, Summit, Union County, New 

Jersey.

PEAPACK-GLADSTONE 

FINANCIAL CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 07/20/2009

07/09/2009

First BanCapital Fund I, L.P., First BanCapital 

Parallel Fund I, L.P., CBCF Partners, L.P., MJR, 

LLC, MJR Financial Group, LLP, all located in 

Bethlehem, PA, to acquire between 6.1 percent 

and 9.7 percent of Old Florida Bancshares, Inc., 

Longwood, Florida and thereby indirectly 

acquire Old Florida National Bank, Longwood, 

Florida.

FIRST BANCAPITAL FUND I, 

L.P.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Key Equipment Finance International, Inc., 

Superior, Colorado, to make a portfolio 

investment in Key Equipment Finance Europe 

Limited, Berkshire, England, United Kingdom 

and indirectly to make a portfolio investment in 

KEF Italia S.P.A., Milan, Italy, a subsidiary of 

Key Equipment Finance Europe Limited

KEY EQUIPMENT FINANCE 

INTERNATIONAL INC.

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

FA Capital, LLC. and Community Bank 

Investors of America, L.P., both located in 

Richmond, Virginia, to retain control of 7.08% 

and to acquire up to 7.80% of the voting 

securities of Commonwealth Bankshares, Inc., 

Norfolk, Virginia.

COMMUNITY BANK 

INVESTORS OF AMERICA, LP

Newspaper:

Federal Register:

* 3A5 Not available

07/30/2009

Eastern Virginia Bankshares, Inc., 

Tappahannock, Virginia, to acquire 100% of the 

voting securities of First Capital Bancorp, Inc., 

Glen Allen, Virginia, and thereby indirectly 

acquire First Capital Bank, Glen Allen, Virginia.

EASTERN VIRGINIA 

BANKSHARES, INC.

Newspaper:

Federal Register:

CIC

Not available

The Haga Family Revocable Trust, Phillip Blair 07/15/2009

Haga and Betty Jane Haga, Trustees, to retain 

10.00% ownership of Pioneer Community Group, 

Inc., Iaeger, West Virginia

PIONEER COMMUNITY BANK, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

C-B-G, Inc., West Liberty, Iowa, to acquire up to 

$5,000,000 in additional stock and increase its 

ownership to up to 50.01 percent of 

Washington Bancorp, Washington, Iowa, and 

thereby indirectly increase its ownership of 

Federation Bank, Washington, Iowa.

C-B-G, INC.

Newspaper:

Federal Register:

* 3A3 07/20/2009

07/21/2009

Prairieland Bancorp Employee Stock Ownership 

Plan and Trust, Bushnell, Illinois, to increase its 

ownership to 48.01 percent of Prairieland 

Bancorp, Inc., Bushnell, Illinois, and thereby 

indirectly increase its ownership of Merchants 

and Farmers State Bank of Bushnell, Bushnell, 

Illinois.

PRAIRIELAND BANCORP 

EMPLOYEE STOCK OWNERSHIP 

PLAN AND TRUST

Newspaper:

Federal Register:

* 3A1 Not available

07/10/2009

Van Financial Corp., Breda, Iowa, to become a 

bank holding company by acquiring at least 80 

percent of Breda Savings Bank, Breda, Iowa.

VAN FINANCIAL CORP

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/30/2009

07/13/2009

Notice by Charles B. Edel, Trustee of the 

Charles B. Edel Trust, and Suzanne Edel, 

Trustee of the Suzanne Edel Trust, both of 

Springfield, Missouri, acting in concert to 

increase control of Citizens National Bancorp, 

Inc., Springfield, Missouri.

CITIZENS NATIONAL 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch

* 18C

* Branch

Not applicable

First Interstate Bank, Billings, Montana, to 

merge with First Western Bank, Wall, South 

Dakota, and The First Western Bank Sturgis, 

Sturgis, South Dakota, and incident thereto, 

proposes to establish 15 branches.

FIRST INTERSTATE BANK

Newspaper:

Federal Register:

4c8 Not applicable

07/24/2009

Norlo Inc., Prior Lake, Minnesota, proposes to 

engage, de novo, in lending activities.

NORLO, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

07/27/2009

Notification submitted by Jean Hummel, 

Columbus, Ohio; Robert Hummel, II, and Patricia 

Hummel, both of Leawood, Kansas; Jennifer 

Ostenson and Eric Ostenson, both of 

Longmont, Colorado; all as members of the 

Robert Hummel family group, to retain control of 

Bank of Choice Holding Company, Greeley, 

Colorado, and thereby indirectly retain control 

of Bank of Choice, Greeley, Colorado.

BANK OF CHOICE HOLDING 

COMPANY

Newspaper:

Federal Register:

* Branch

Not applicable

Canadian State Bank, Yukon, Oklahoma, to 07/13/2009

establish a branch at 620 East State Highway 

152, Mustang, Oklahoma.

CANADIAN STATE BANK

Newspaper:

Federal Register:

CIC Not available

07/13/2009

Notice submitted by David Carpenter, Chandler, 

Oklahoma, as trustee of the Lynda L. Cameron 

2005 Family Trust, the William M. Cameron 2004 

Family Trust, and the Lynda L. Cameron Trust 

B, to acquire control of First Fidelity Bancorp, 

Inc., Oklahoma City, Oklahoma, and thereby 

indirectly acquire control of First Fidelity Bank, 

N.A., Oklahoma City, Oklahoma.

FIRST FIDELITY BANCORP, INC.

Newspaper:

Federal Register:

* 3A1 Not available

08/07/2009

Tri-Valley Bank Shares, Inc., Lincoln, Nebraska, 

to become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Tri-Valley Bank, Talmage, Nebraska.

TRI-VALLEY BANK SHARES, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/20/2009

Austin Bancshares, Inc., Austin, Texas, to 

become a bank holding company by acquiring 

100 percent of La Grange Bancshares, Inc., La 

Grange, Texas, and indirectly acquire Colorado 

Valley Bank, SSB, La Grange, Texas.

AUSTIN BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A1 Not available

08/06/2009

Sandhills Bancshares, Inc., Iraan, Texas, to 

become a bank holding company by acquiring 

100 percent of TransPecos Banks-Iraan, Iraan, 

Texas.

SANDHILLS BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending July 11, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

07/17/2009

Chinatrust Capital Corporation, Torrance, 

California, and Chinatrust Financial Holding 

Company, Ltd., and Chinatrust Commercial 

Bank, Ltd., both of Taipei, Taiwan, to engage 

directly in extending credit and servicing loans, 

pursuant to section 225.28(b)(1) of Regulation Y 

and section 4(c)(8) of the Bank Holding 

Company Act.

CHINATRUST CAPITAL 

CORPORATION

Newspaper:

Federal Register:

* 3A3 Not available

07/06/2009

Pacific International Bancorp, Seattle, 

Washington, to acquire up to 9.9 percent of 

Center Financial Corporation and thereby 

indirectly acquire Center Bank, both of Los 

Angeles, California.

PACIFIC INTERNATIONAL 

BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

07/06/2009

Notice by Donald and Donna Nelson, to retain 

10.9 percent of State Bank Corp., and indirectly 

its subsidiary, Mohave State Bank, both of Lake 

Havasu City, Arizona.

STATE BANK CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act