Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 26 

Week Ending June 27, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Acquisition of Merrill Lynch by Bank of America -- statement by Chairman 

Bernanke before the House Committee on Oversight and Government Reform on the 

Federal Reserve's role in the acquisition of Merrill Lynch & Co., Inc. by Bank of 

America Corporation.

- Published, June 25, 2009

Over-the-Counter Derivatives -- statement by Patricia White, associate director, 

Division of Research and Statistics, before a subcommittee of the Senate Committee 

on Banking, Housing, and Urban Affairs on the development of a new regulatory 

structure for the OTC derivatives market.

- Published, June 22, 2009

Bank Holding Companies

Morgan Stanley, New York, New York -- (1) to retain shares of Herald National 

Bank, New York, and (2) to acquire additional shares of Chinatrust Financial 

Holding Company, Ltd., Taipei, Taiwan, and thereby increase its ownership in 

Chinatrust Bank (U.S.A.), Torrance, California.

- Approved, June 26, 2009

Forms

Forms -- final Board review to extend without revision the interagency Suspicious 

Activity Report (FR 2230).

- Approved, June 22, 2009

H.2 Board Actions June 21, 2009 to June 27, 2009

(A/C) = Addition or Correction Board - Page 1 of 3
Monetary and Financial Policy

Liquidity Facilities -- extension until February 1, 2010, of the Asset-Backed 

Commercial Paper Money Market Mutual Fund Liquidity Facility (AMLF), 

Commercial Paper Funding Facility, Primary Dealer Credit Facility, and (approved 

jointly with the Federal Open Market Committee) Term Securities Lending Facility 

(TSLF); and modifications to the Term Auction Facility, AMLF, and TSLF.

- Approved, June 23, 2009

Personnel

Division of Reserve Bank Operations and Payment Systems -- appointment of Susan 

Foley as deputy associate director.

- Announced, June 25, 2009

Regulations and Policies

Regulation BB (Community Reinvestment) -- publication for comment of 

interagency amendments to require the federal bank and thrift regulatory agencies to 

consider certain low-cost education loans, and certain activities undertaken in 

cooperation with minority- or women-owned institutions or low-income credit 

unions, when assessing a financial institution's record of meeting community credit 

needs.

- Approved, June 22, 2009

Risk-Based Capital Guidelines -- interagency interim final rule with request for 

comment on the risk-based capital treatment of qualifying mortgage loans modified 

pursuant to the Department of the Treasury's Making Home Affordable Program.

- Approved, June 23, 2009

System Lending Facilities -- fourth periodic report to Congress, required by the 

Emergency Economic Stabilization Act, on lending facilities authorized under 

section 13(3) of the Federal Reserve Act.

- Approved, June 23, 2009

H.2 Board Actions June 21, 2009 to June 27, 2009

(A/C) = Addition or Correction Board - Page 2 of 3
Enforcement

1st Financial Bank, Overland Park, Kansas -- written agreement with the Federal 

Reserve Bank of Kansas City and the Kansas Office of the State Banking 

Commissioner.

- Announced, June 22, 2009

Bank of Canton, Canton, Pennsylvania -- written agreement dated October 10, 2008, 

terminated June 1, 2009.

- Announced, June 23, 2009

BankFirst, Sioux Falls, South Dakota -- issuance of a prompt corrective action 

directive.

- Announced, June 24, 2009

CCB Financial Corporation, Jonesboro, Georgia -- written agreement with the 

Federal Reserve Bank of Atlanta and the Banking Commissioner of the State of 

Georgia.

- Announced, June 23, 2009

IT & S of Iowa, Inc., Oskaloosa, Iowa -- written agreement with the Federal Reserve 

Bank of Chicago.

- Announced, June 25, 2009

H.2 Board Actions June 21, 2009 to June 27, 2009

(A/C) = Addition or Correction Board - Page 3 of 3
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

June 21, 2009 to June 27, 2009

Bank Branches, Domestic

First Premier Bank, Sioux Falls, South Dakota -- to establish a branch at 1305 West 

18th Street, Sioux Falls.

Minneapolis

- Approved, June 24, 2009

Salin Bank and Trust Company, Indianapolis, Indiana -- to establish a branch at 452 

East Carmel Drive, Carmel.

Chicago

- Withdrawn, June 24, 2009

Bank Holding Companies

Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan, and Morgan Stanley, New 

York, New York -- modification of relief from certain commitments.

Director, BS&R

- Granted, June 25, 2009

West Suburban Bancorp, Inc., Lombard, Illinois -- to engage de novo in extending 

credit and servicing loans.

Chicago

- Withdrawn, June 23, 2009

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Mergers

Glenwood State Bank, Glenwood, Iowa -- to merge with First State Bank, Tabor, and 

thereby establish a branch.

Chicago

- Approved, June 24, 2009

Bank Premises

Farmers Bank of Lincoln, Lincoln, Missouri -- to increase its investment in bank 

premises.

Kansas City

- Approved, June 23, 2009

The Bank of Monroe, Union, West Virginia -- to increase its investment in bank 

premises.

Richmond

- Approved, June 23, 2009

Banks, Nonmember, and Miscellaneous Institutions

First Farmers & Merchants State Bank of Grand Meadow, Grand Meadow, 

Minnesota -- request for a retroactive exemption from section 23A of the Federal 

Reserve Act and Regulation W to acquire the bank's premises from its parent 

company, 215 Holding Co., Minneapolis.

Director, BS&R

- Granted, June 23, 2009

H.2 Actions under delegated authority June 21, 2009 to June 27, 2009

(A/C) = Addition or Correction Delegated - 2 of 3
Financial Holding Companies 

CheckSpring Community Corporation, Bronx, New York -- election to become a 

financial holding company.

New York

- Effective, June 24, 2009

H.2 Actions under delegated authority June 21, 2009 to June 27, 2009

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 Not available

Application by Conahasset Bancshares, MHC, 

and Conahasset Bancshares, Inc., both of 

Cohasset, Massachusetts, to become a mutual 

bank holding company and stock bank holding 

company, respectively, by acquiring Pilgrim 

Bank, Cohasset, Massachusetts, pursuant to 

sections 3(a)(1) and 3(a)(3) of the Bank Holding 

Company Act of 1956, as amended.

CONAHASSET BANCSHARES 

MHC

Newspaper:

Federal Register:

* 3A1

4c8 Not available

Application filed by NewStar Holdco, Boston, 07/10/2009

Massachusetts (HoldCo) to become a bank 

holding company through the acquisition of 

100% of the outstanding common stock of 

Southern Commerce Bank, National 

Association, Tampa, Florida, pursuant to 

section 3(a)(1) of the Bank Holding Company 

Act of 1956, as amended (BHC Act). 

Concurrently, HoldCo seeks approval to: i) 

continue to operate NewStar Financial, Inc. as 

an existing commercial finance company; and ii) 

establish NewStar Asset Management, LLC to 

provide asset management services to NewStar 

Credit Opportunities Fund, both pursuant to 

section 4(c)(8) of the BHC Act.

NEWSTAR HOLDCO INC

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

State Street International Holdings, Boston, 

Massachusetts - request to invest indirectly an 

additional $150 million in State Street Bank 

Luxembourg S.A. and State Street Bank GmbH 

pursuant to section 211.9(f) of Regulation K.

STATE STREET BANK AND 

TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

The Adirondack Trust Company, Saratoga 

Springs, New York, requests approval to 

establish a full service branch at 376 Bay Road, 

Queensbury, Warren County, New York. (RSSD 

#3797990)

ADIRONDACK TRUST 

COMPANY, THE

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an additional investment 

in Citibank Taiwan Limited, Taipei, Taiwan.

CITIBANK, N.A.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 07/05/2009

07/13/2009

Interagency Notices of Change in Bank Control 

filed by the following immediate family members 

of the Hillyer Family Control Group and related 

controlling interests: Hudson Hillyer, Hudson 

Hillyer Trust (Hudson Hillyer, Trustee),Marie 

Hillyer Trust (Hudson Hillyer, Trustee), Carole 

Hillyer, Majorie Shelley, David Shelley, Blair 

Hillyer, Brad Hillyer, Beth Hillyer, Rebecca 

Hillyer, Brett Hillyer, Aaron Hillyer, Alec Hillyer, 

Katherine Hillyer, Jacob Hillyer, and The Clay 

City Pipe Company, Uhrichsville, Ohio; The 

Bowerston Shale Company, Bowerston, Ohio, 

and Fab Ohio, Uhrichsville, Ohio; to acquire 10 

percent or more of the outstanding voting 

shares of FNB, Inc., Dennison, OH

FNB, INC.

Newspaper:

Federal Register:

* 4c8

Not available

Application by The PNC Financial Services 07/26/2009

Group, Inc., Pittsburgh, Pennsylvania to acquire 

up to the lesser of $75 million or 5.4 percent of 

the common shares of First Niagara Financial 

Group, Lockport, New York (a thrift holding 

company), pursuant to section 4(c)(8) of the 

Bank Holding Company Act

PNC FINANCIAL SERVICES 

GROUP, INC., THE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Sonabank, McLean, Virginia, to acquire certain 

assets and assume certain liabilities of the 

Warrenton, Virginia, branch of Millennium 

Bank, N.A., Reston, Virginia.

SONABANK

Newspaper:

Federal Register:

* Branch

Not applicable

Virginia Heritage Bank, Fairfax, Virginia, 06/18/2009

proposes to establish a branch at 8245 Boone 

Boulevard, Vienna, Virginia.

VIRGINIA HERITAGE BANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Compass Bank, Birmingham, Alabama, to merge 07/24/2009

with BBV Bancomer USA, Diamond Bar, 

California.

COMPASS BANK

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Compass Bank, Birmingham, Alabama, to merge 07/24/2009

with Central Bank of the South, Anniston, 

Alabama.

COMPASS BANK

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Chemical Bank, Midland, Michigan, to establish 06/30/2009

three branches to be located at Pineview 

Apartments, 854 North Pine Rd., Essexville, 

Michigan; Dover Court, 1441 East Broomfield, 

Mt. Pleasant, Michigan, and Cranbrook Terrace, 

4608 South Isabella Rd., Mt. Pleasant, Michigan.

CHEMICAL BANK

Newspaper:

Federal Register:

CIC 06/08/2009

07/13/2009

Notice by Charles A. Adams, Mattoon, Illinois, 

to individually acquire 10 percent or more of the 

voting shares of First Mid-Illinois Bancshares, 

Inc., Mattoon, Illinois, and thereby indirectly 

acquire shares of First Mid-Ilinois Bank & 

Trust, National Association, Mattoon, Illinois, 

and as part of a group acting in concert with 

Holly A. Bailey, Linda K. Adams, Howell 

Paving, Inc., and Howell-Adams Foundation, all 

of Mattoon, Illinois, and Craig H. Adams, 

Woodside, California, to retain more than 10 

percent of the voting shares of First Mid-Illinois 

Bancshares, Inc., Mattoon, Illinois, and thereby 

indirectly retain shares of First Mid-Illinois Bank 

& Trust, National Association, Mattoon, 

Illinois.

FIRST MID-ILLINOIS 

BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 07/10/2009

07/09/2009

Notice by Mark H. Wright, Freeport, Illinois and 

Todd M. Wright, Caledonia, Illinois, as 

individuals, and as a group acting in concert 

with James H. Wright and Luanne S. Wright, 

both of Longboat Key, Florida, to acquire 25 

percent or more of the voting shares of Freeport 

Bancshares, Inc., Freeport, Illinois, and thereby 

indirectly acquire control of Midwest 

Community Bank, Freeport, Illinois.

FREEPORT BANCSHARES, INC.

Newspaper:

Federal Register:

* 3A3 07/10/2009

07/21/2009

Prairieland Bancorp Employee Stock Ownership 

Plan and Trust, Bushnell, Illinois, to increase its 

ownership to 48.01 percent of Prairieland 

Bancorp, Inc., Bushnell, Illinois, and thereby 

indirectly increase its ownership of Merchants 

and Farmers State Bank of Bushnell, Bushnell, 

Illinois.

PRAIRIELAND BANCORP 

EMPLOYEE STOCK OWNERSHIP 

PLAN AND TRUST

Newspaper:

Federal Register:

* 3A1 Not available

07/10/2009

Van Financial Corp., Breda, Iowa, to become a 

bank holding company by acquiring at least 80 

percent of Breda Savings Bank, Breda, Iowa.

VAN FINANCIAL CORP

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 06/30/2009

07/31/2009

Notice by Charles B. Edel, Trustee of the 

Charles B. Edel Trust, and Suzanne Edel, 

Trustee of the Suzanne Edel Trust, both of 

Springfield, Missouri, acting in concert to 

increase control of Citizens National Bancorp, 

Inc., Springfield, Missouri.

CITIZENS NATIONAL 

BANCORP, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch

* 18C

* Branch

Not applicable

First Interstate Bank, Billings, Montana, to 

merge with First Western Bank, Wall, South 

Dakota, and The First Western Bank Sturgis, 

Sturgis, South Dakota, and incident thereto, 

proposes to establish 15 branches.

FIRST INTERSTATE BANK

Newspaper:

Federal Register:

CIC 06/29/2009

06/29/2009

Notice by Richard Jordahl, Fargo, North Dakota, 

to acquire 25 percent or more of the shares of 

Hatton Bancshares, Inc., Fargo, North Dakota, 

and thereby indirectly gain control of Farmers 

and Merchants National Bank, Hatton, North 

Dakota.

HATTON BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

07/27/2009

Cache Holdings, Inc., Tulsa, Oklahoma, to 

become a bank holding company through the 

acquisition of 100 percent of the voting shares 

of Healthcare Bancorp, Inc., parent of First 

BankCentre, both in Broken Arrow, Oklahoma.

CACHE HOLDINGS, INC.

Newspaper:

Federal Register:

CIC Not available

07/13/2009

Notice submitted by David Carpenter, Chandler, 

Oklahoma, as trustee of the Lynda L. Cameron 

2005 Family Trust, the William M. Cameron 2004 

Family Trust, and the Lynda L. Cameron Trust 

B, to acquire control of First Fidelity Bancorp, 

Inc., Oklahoma City, Oklahoma, and thereby 

indirectly acquire control of First Fidelity Bank, 

N.A., Oklahoma City, Oklahoma.

FIRST FIDELITY BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

07/07/2009

Notice submitted by B. Dirk Bagenstos and 

Lesley D. Bagenstos, Cherokee, Oklahoma, to 

acquire control of First Keyes Bancshares, Inc., 

parent of The First State Bank, both of Keyes, 

Oklahoma.

FIRST KEYES BANCSHARES, 

INC.

Newspaper:

Federal Register:

CIC 07/10/2009

07/13/2009

Notification submitted by Richard Kevin Chase, 

Derby, Kansas; and Peter Cran Chase, 

Eastborough, Kansas, to acquire control of First 

Team Resources Corporation, Derby, Kansas, 

and thereby indirectly acquire control of Verus 

Bank, N.A., Derby, Kansas.

FIRST TEAM RESOURCES 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

Not available

A.N.B. Holding Company, Ltd., Terrell, Texas, 

to aquire additional shares up to 35% of The 

ANB Corporation, Terrell, Texas, and indirectly 

acquire The American National Bank, Terrell, 

Texas; Lakeside Bancshares, Inc., Rockwall, 

Texas; and Lakeside National Bank, Rockwall, 

Texas.

A.N.B. HOLDING COMPANY, 

LTD.

Newspaper:

Federal Register:

* 3A1 Not available

07/20/2009

Austin Bancshares, Inc., Austin, Texas, to 

become a bank holding company by acquiring 

100 percent of La Grange Bancshares, Inc., La 

Grange, Texas, and indirectly acquire Colorado 

Valley Bank, SSB, La Grange, Texas.

AUSTIN BANCSHARES, INC.

Newspaper:

Federal Register:

CIC 07/07/2009

07/11/2009

Mr. James Edward Baxter, II, Richmond, Virginia, 

to acquire an interest in Premier Bancshares, 

Inc., McKinney, Texas, and indirectly acquire 

Synergy Bank, SSB, McKinney, Texas.

PREMIER BANCSHARES, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Vista Bank, Ralls, Texas, to establish two 07/07/2009

branches at the following locations: 4625 50th 

Street, Lubbock, Texas, 79414, and 4515 98th 

Street, Lubbock, Texas, 79424.

VISTA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending June 27, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

06/25/2009

Franklin Resources, Inc., San Mateo, California, 

to acquire 9.9 percent of Black River 

BancVenture, Inc., Memphis, Tennessee, and 

thereby indirectly acquire Allegiance Bank of 

North America, Bala Cynwyd, Pennsylvania, 

Bay Commercial Bank, Walnut Creek, California, 

Community Shores Bank, Muskegon, Michigan, 

Cornerstone Bank, Moorestown, New Jersey, 

Lakeside Community Bank, Sterling Heights, 

Michigan, and Quaint Oak Bank, Southhampton 

Pennsylvania.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

* 3A3 Not available

07/06/2009

Pacific International Bancorp, Seattle, 

Washington, to acquire up to 9.9 percent of 

Center Financial Corporation and thereby 

indirectly acquire Center Bank, both of Los 

Angeles, California.

PACIFIC INTERNATIONAL 

BANCORP, INC.

Newspaper:

Federal Register:

CIC Not available

07/06/2009

Notice by Donald and Donna Nelson, to retain 

10.9 percent of State Bank Corp., and indirectly 

its subsidiary, Mohave State Bank, both of Lake 

Havasu City, Arizona.

STATE BANK CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act