Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
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Dallas
 |
San Francisco

# District: 6
Federal Reserve Bank of: Atlanta

## Filings received during the week ending March 24, 2007

|Filer                                                      | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                       | End of Comment Period                                
|---------------------------------------------------------- | -------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -----------------------------------------------------
|ANCHOR COMMERCIAL BANK                                     | * Branch       | Anchor Commercial Bank, Juno Beach, Florida, to establish a branch located at 11025 RCA Center Drive, Palm Beach Gardens, Florida.                                                                                                                                                                                                                                                                                                                    | Newspaper:03/28/2007Federal Register:Not applicable  
|Newspaper:                                                 | 03/28/2007    
|Federal Register:                                          | Not applicable
|CNLBANCSHARES, INC.                                        | * 3A3          | CNLBancshares, Inc., Orlando, Florida, to acquire 100 percent of the outstanding shares of CNLBank, Southwest Florida, Bonita Springs, Florida (in organization).                                                                                                                                                                                                                                                                                     | Newspaper:04/16/2007Federal Register:Not available   
|Newspaper:                                                 | 04/16/2007    
|Federal Register:                                          | Not available 
|CUMBERLAND BANK                                            | * Branch       | Cumberland Bank, Franklin, Tennessee, to establish branches at the following locations: 1470 South Church Street, Murfreesboro, Tennessee, and 9200 Carothers Parkway, Franklin, Tennessee.                                                                                                                                                                                                                                                           | Newspaper:03/31/2007Federal Register:Not applicable  
|Newspaper:                                                 | 03/31/2007    
|Federal Register:                                          | Not applicable
|FIRST GUARANTY BANCSHARES, INC.                            | * 3A1          | First Guaranty Bancshares, Inc., Hammond, Louisiana, to become a bank holding company by acquiring 100 percent of the outstanding shares of First Guaranty Bank, Hammond, Louisiana.                                                                                                                                                                                                                                                                  | Newspaper:Not availableFederal Register:Not available
|Newspaper:                                                 | Not available 
|Federal Register:                                          | Not available 
|FIRST GUARANTY BANCSHARES, INC.                            | * 4c8          | First Guaranty Bancshares, Inc., Hammond, Louisiana, to acquire 100 percent of the outstanding shares of Homestead Bancorp, Inc., and its subsidiary, Homestead Bank, both of Ponchatoula, Louisiana, and thereby engage in operating a savings association.                                                                                                                                                                                          | Newspaper:Not availableFederal Register:Not available
|Newspaper:                                                 | Not available 
|Federal Register:                                          | Not available 
|FIRST IC FINANCIAL CORP.                                   | * 3A1          | First IC Financial Corp., Doraville, Georgia, to become a bank holding company by acquiring 100 percent of the outstanding shares of First Intercontinental Bank, Doraville, Georgia.                                                                                                                                                                                                                                                                 | Newspaper:Not availableFederal Register:Not available
|Newspaper:                                                 | Not available 
|Federal Register:                                          | Not available 
|GATEWAY FINANCIAL HOLDINGS OF FLORIDA, INC.                | * 3A3          | Gateway Financial Holdings of Florida, Inc., Ormond Beach, Florida, to acquire 100 percent of the outstanding shares of Gateway Bank of Central Florida, Ocala, Florida (in organization).                                                                                                                                                                                                                                                            | Newspaper:04/18/2007Federal Register:Not available   
|Newspaper:                                                 | 04/18/2007    
|Federal Register:                                          | Not available 
|INDEPENDENT BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN | * 3A1          | Independent Bancshares, Inc. Employee Stock Ownership Plan, Red Bay, Alabama, to become a bank holding company by retaining 25.76 percent of the outstanding shares of Independent Bancshares, Inc., and its subsidiaries, Community Spirit Bank, both of Red Bay, Alabama, Spirit Bancshares, Inc., and Spirit Bank, both of Belmont, Mississippi.                                                                                                   | Newspaper:Not availableFederal Register:Not available
|Newspaper:                                                 | Not available 
|Federal Register:                                          | Not available 
|REGIONS BANK                                               | * Branch       | Regions Bank, Birmingham, Alabama, to establish branches at the following locations:  3908 Veterans Boulevard, Metairie, Louisiana, to be known as the Cleary Branch; 100 Morgan Keegan Drive, 2nd floor, Little Rock, Arkansas, to be known as the Little Rock Morgan Keegan Private Banking Office; and Aegon Center, 20th floor, 400 West Market Street, Suite 2050, Louisville, Kentucky, to be known as the Aegon Center Private Banking Office. | Newspaper:03/30/2007Federal Register:Not applicable  
|Newspaper:                                                 | 03/30/2007    
|Federal Register:                                          | Not applicable

## Availability of CRA Public Evaluations

|Institution / Location | RSSDID | Exam Date | CRAPublic Date | CRARating | Exam Method
|---------------------- | ------ | --------- | -------------- | --------- | -----------
|NONE                  

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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