<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the consolidated
financial statements of Lexington B & L Financial Corp. for the year ended
September 30, 1999 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER>    1,000
<CURRENCY>      Dollars

<S>                             <C>
<PERIOD-TYPE>                    Year
<FISCAL-YEAR-END>                          SEP-30-1999
<PERIOD-START>                             OCT-01-1998
<PERIOD-END>                               SEP-30-1999
<EXCHANGE-RATE>                                      1
<CASH>                                           1,872
<INT-BEARING-DEPOSITS>                           4,219
<FED-FUNDS-SOLD>                                   518
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,354
<INVESTMENTS-CARRYING>                          24,346
<INVESTMENTS-MARKET>                            23,701
<LOANS>                                         63,192
<ALLOWANCE>                                        599
<TOTAL-ASSETS>                                 106,693
<DEPOSITS>                                      85,150
<SHORT-TERM>                                       254
<LIABILITIES-OTHER>                                816
<LONG-TERM>                                      5,181
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            13
<OTHER-SE>                                      15,097
<TOTAL-LIABILITIES-AND-EQUITY>                 106,693
<INTEREST-LOAN>                                  5,275
<INTEREST-INVEST>                                2,003
<INTEREST-OTHER>                                    59
<INTEREST-TOTAL>                                 7,337
<INTEREST-DEPOSIT>                               4,023
<INTEREST-EXPENSE>                               4,283
<INTEREST-INCOME-NET>                            3,055
<LOAN-LOSSES>                                       36
<SECURITIES-GAINS>                                   8
<EXPENSE-OTHER>                                  2,438
<INCOME-PRETAX>                                    983
<INCOME-PRE-EXTRAORDINARY>                         983
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       660
<EPS-BASIC>                                        .74
<EPS-DILUTED>                                      .72
<YIELD-ACTUAL>                                    3.10
<LOANS-NON>                                        457
<LOANS-PAST>                                         5
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,118
<ALLOWANCE-OPEN>                                   599
<CHARGE-OFFS>                                       59
<RECOVERIES>                                        23
<ALLOWANCE-CLOSE>                                  599
<ALLOWANCE-DOMESTIC>                               525
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             74


</TABLE>