Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 22 

Week Ending May 29, 2010

Board of Governors of the Federal Reserve System, Washington, DC 20551
Testimony and Statements

Government Assistance to AIG -- statement by Scott G. Alvarez, general counsel, 

before the Congressional Oversight Panel of the U.S. Congress on the authority, 

actions, and role of the Federal Reserve with regard to American International Group, 

Inc.

- Published, May 26, 2010

Forms

Forms -- final Board review to extend without revision the Notification of 

Nonfinancial Data Processing Activities (FR 4021) and to discontinue the Survey of 

Financial Management Behaviors of Military Personnel (FR 1375).

- Approved, May 27, 2010

Monetary and Financial Policy

Term Deposit Facility -- TDF small-value auction of $1 billion of 14-day term 

deposits on June 14, 2010.

- Announced, May 28, 2010

Regulations and Policies

Consumer Credit Card Limits -- report to Congress on certain practices that creditors 

may consider in deciding whether to reduce credit lines or raise interest rates on 

credit cards made available to consumers.

- Approved, May 27, 2010

Overdraft Services -- final rules to clarify certain aspects of Regulations E 

(Electronic Fund Transfers) and DD (Truth in Savings) addressing overdraft services 

and to make other conforming and technical amendments to the regulations.

- Approved, May 27, 2010

H.2 Board Actions May 23, 2010 to May 29, 2010

(A/C) = Addition or Correction Board - Page 1 of 2
Regulations and Policies

Small Business Credit Cards -- report to Congress on the use of credit cards by small 

businesses and the credit card market for small businesses.

- Approved, May 25, 2010

Enforcement

Banco de la Nacion Argentina, Buenos Aires, Argentina, and its New York, New 

York, branch -- written agreement dated March 2, 2007, terminated May 19, 2010.

- Announced, May 27, 2010

Farmers Bank, Ault, Colorado -- written agreement with the Federal Reserve Bank of 

Kansas City and the Colorado Division of Banking.

- Announced, May 25, 2010

FirsTier Bancorp, Broomfield, Colorado -- written agreement with the Federal 

Reserve Bank of Kansas City.

- Announced, May 27, 2010

Skandinaviska Enskilda Banken, Stockholm, Sweden -- issuance of a consent order 

of prohibition against Walter Simon, a former foreign exchange options trader and 

institution-affiliated party of its New York, New York, branch.

- Announced, May 24, 2010

H.2 Board Actions May 23, 2010 to May 29, 2010

(A/C) = Addition or Correction Board - Page 2 of 2
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

May 23, 2010 to May 29, 2010

Bank Branches, Domestic

Comerica Bank, Dallas, Texas -- to establish a branch at 2727 Fort Worth Avenue, 

Dallas.

Dallas

- Approved, May 26, 2010

Comerica Bank, Dallas, Texas -- to establish a branch at 7170 East McDowell Road, 

Scottsdale, Arizona.

Dallas

- Approved, May 27, 2010

The Connecticut Bank and Trust Company, Hartford, Connecticut -- to establish a 

branch at 114 Woodland Street, Hartford.

Secretary

- Approved, May 26, 2010

John Marshall Bank, Falls Church, Virginia -- to establish a branch at 11 North 

Washington Street, Rockville, Maryland.

Richmond

- Approved, May 27, 2010

New Century Bank, d/b/a Customers 1st Bank, Phoenixville, Pennsylvania -- to 

establish branches at the intersection of Route 413 and Doublewoods Road, 

Langhorne, and at 73 Old Dublin Pike, Doylestown.

Philadelphia

- Approved, May 27, 2010

(A/C) = Addition or Correction Delegated - 1 of 3
Bank Holding Companies

Bank of Erath Holding Company, Erath, Louisiana -- to become a bank holding 

company and to acquire Bank of Erath, Erath.

Atlanta

- Approved, May 27, 2010

Briscoe Ranch, Inc., Uvalde, Texas, and Security State Bank, Pearsall -- waiver of 

application to acquire Medina Valley Bancshares, Inc., Devine, in connection with 

the merger of Medina and its subsidiary bank, Medina Valley State Bank, with and 

into Security State Bank.

Dallas

- Granted, May 28, 2010

Soteria Financial Group, Inc., Henderson, Kentucky -- to become a bank holding 

company and to acquire The Bank of Henderson, Inc., Henderson.

St. Louis

- Withdrawn, May 25, 2010

Bank Mergers

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit 

liabilities of Bank of Florida-Southwest, Naples, Florida; Bank of Florida-Southeast, 

Fort Lauderdale; and Bank of Florida-Tampa Bay, Tampa; and to retain the acquired 

facilities as branches.

St. Louis

- Withdrawn, May 27, 2010

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin -- to merge with Southwest 

Bank, St. Louis, Missouri, and thereby establish 17 branches.

Chicago

- Approved, May 25, 2010

H.2 Actions under delegated authority May 23, 2010 to May 29, 2010

(A/C) = Addition or Correction Delegated - 2 of 3
Membership

First National Bank, Beemer, Nebraska -- to retain membership in the Federal 

Reserve System on conversion to a state-chartered bank, First Community Bank.

Kansas City

- Approved, May 25, 2010

Reserve Bank Operations

Federal Reserve Bank of New York -- to proceed with construction work for another 

phase of its CORE Program.

Director, RBOPS

- Approved, May 25, 2010

H.2 Actions under delegated authority May 23, 2010 to May 29, 2010

(A/C) = Addition or Correction Delegated - 3 of 3
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

05/19/2010

FHB Formation LLC, Boston, Massachusetts, to 

make investments into Northeast Bancorp and 

its wholly owned subsidiary, Northeast Bank, 

both of Lewiston, Maine, pursuant to section 3 

of the Bank Holding Company Act, as amended.

FHB FORMATION LLC

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

State Street Bank & Trust Company and State 

Street International Holdings (SSIH), both of 

Boston, Massachusetts, to invest in one or 

more subsidiaries of SSIH in excess of the 

aggregate investment limits pursuant to section 

211.9(f) of Regulation K in connection with the 

transfer of a subsidiary from SSIH to State 

Street Global Advisors, Inc.

STATE STREET BANK AND 

TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Danske Bank A/S, Copenhagen, Denmark, to 

establish a branch office in New York, pursuant 

to Section 211.24 of Regulation K.

DANSKE BANK A/S

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Highlands Bancorp, Inc. to become a one-bank 

holding company by acquiring 100 percent of 

Highlands State Bank, both of Vernon, New 

Jersey, pursuant to Section 3(a)(C) of the BHC 

Act of 1956, as amended, and Section 225.17 of 

Regulation Y.

HIGHLANDS BANCORP, INC

Newspaper:

Federal Register:

4c8 Not applicable

Not available

Industrial and Commercial Bank of China, 

Limited, Beijing, China, to acquire Strong City 

Securities LLC, Newton, New Jersey and the 

Prime Dealer Services Business Unit of Fortis 

Securities LLC, New York, New York and 

thereby engage in certain securities activities, 

pursuant to Section 4(c)(8) of the BHC Act of 

1956, as amended and Section 225.24 of 

Regulation Y.

INDUSTRIAL AND 

COMMERCIAL BANK OF CHINA 

LIMITED

Newspaper:

Federal Register:

* 3A1 Not available

06/21/2010

PNBK Holdings LLC, PNBK Sponsor LLC and 

PNBK Investment Partners LLC, all of Stamford, 

Connecticut requests prior approval to acquire 

Patriot National Bancorp, Inc. and Patriot 

National Bank, both of Stamford, Connecticut, 

and thereby become bank holding companies, 

pursuant to Section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended, and Section 

225.15 of Regulation Y.

PNBK HOLDINGS LLC

Newspaper:

Federal Register:

* 3A3 Not available

06/25/2010

The Toronto-Dominion Bank, Toronto, Canada, 

and its subsidiaries TD US P&C Holdings ULC, 

Calgary, Canada, and TD Bank US Holding 

Company, Portland, Maine, to acquire The 

South Financial Group, Inc. and thereby 

indirectly acquire Carolina First Bank, both of 

Greenville, South Carolina, pursuant to Section 

3(a)(3) of the BHC Act of 1956, as amended, and 

Section 225.11(c)(1) of Regulation Y.

TORONTO-DOMINION BANK, 

THE

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Urban National Holding Corp., New York, New 

York, to become a bank holding company by 

acquiring 100 percent of Metropolitan Bank 

Holding Corp. and indirectly, Metropolitan 

National Bank, both of New York, New York, 

pursuant to Section 3(a)(1) of the Bank Holding 

Company Act of 1956, as amended, and Section 

225.15 of Regulation Y.

Urban National Holding Corp.

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

New Century Bank, doing business as Customer 06/10/2010

1st Bank, Phoenixville, PA, to establish a branch 

office, located at 1South Main Street, Yardley, 

PA.

NEW CENTURY BANK DBA 

CUSTOMERS 1ST BANK

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Susquehanna Bank, Lititz, PA proposes to 

establish a branch office located at 2343 Oregon 

Pike, Lancaster, PA, pursuant to Section 9 of the 

FRA

SUSQUEHANNA BANK

Newspaper:

Federal Register:

* 3A5 Not available

04/09/2010

Tower Bancorp, Inc., Harrisburg, PA, to acquire 

First Chester County Corporation, West 

Chester, PA.

TOWER BANCORP INC.

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 151818 COMMUNITY B&TC, CLARKS SUMMIT, PENNSYLVANIA 06/29/2009 05/20/2010 O Large Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

06/18/2010

CapGen Capital Group IV LLC and CapGen 

Capital Group IV LP, both of New York, New 

York, to become bank holding companies 

through the acquisition of up to 49.9% of the 

voting securities of Jacksonville Bancorp, 

Jacksonville, Florida, and indirectly acquire The 

Jacksonville Bank, Jacksonville, Florida.

CapGen Capital Group IV LLC

Newspaper:

Federal Register:

* 3A5 Not available

Not available

Jacksonville Bancorp, Inc., Jacksonville, Florida, 

to acquire 100% of the voting securities of 

Atlantic BancGroup, Inc., Jacksonville Beach, 

Florida, and thereby indirectly acquire 

Oceanside Bank, Jacksonville Beach, Florida.

JACKSONVILLE BANCORP, INC.

Newspaper:

Federal Register:

* Branch

Not applicable

Middleburg Bank, Middleburg, Virginia, 06/07/2010

proposes to establish a branch at 8190 

Stonewall Shops Square, Gainesville, Virginia.

MIDDLEBURG BANK

Newspaper:

Federal Register:

CIC Not available

06/16/2010

James E. Ukrop, Richmond, Virginia; The Third 

Amended and Restated James Edward Ukrop 

Revocable Trust, James E. Ukrop, Trustee; 

Robert Stephen Ukrop, Richmond, Virginia; The 

Amended and Restated Robert Stephen Ukrop 

Revocable Trust, Robert Stephen Ukrop, 

Trustee; Robert Scott Ukrop, Richmond, 

Virginia; The Amendment and Restatement of 

the Robert Scott Ukrop Revocable Declaration 

of Trust, Robert Scott Ukrop, Trustee; Joseph E. 

Ukrop, Richmond, Virginia; The Joseph Edward 

Ukrop Revocable Trust, Joseph E. Ukrop, 

Trustee; Robert Stephen Ukrop, Jr., Midlothian, 

Virginia; The Robert Stephen Ukrop, Jr., 

Revocable Trust, Robert Stephen Ukrop, Jr., 

Trustee; Jacquelin Ukrop Aronson, Richmond, 

Virginia; The Jacquelin Ukrop Aronson 

Revocable Trust, Jacquelin Ukrop Aronson, 

Trustee; Jeffrey Brown Ukrop, Glen Allen, 

Virginia; The Jeffrey Brown Ukrop Revocable 

Trust, Jeffrey Brown Ukrop, Trustee; Nancy 

Joseph Ukrop Kantner, Midlothian, Virginia; 

The Nancy Joseph Ukrop Kantner Revocable 

Trust, Nancy Joseph Ukrop Kantner, Trustee; 

Robert Stephen Ukrop, Trustee of Trust f/b/o 

Nancy Joseph Ukrop Kantner; and Jayne B. 

Ukrop, Trustee of Trust f/b/o Nancy Joseph 

Ukrop Kantner in aggregate to acquire 15.3201% 

of the voting securities of Union First Market 

Bankshares Corporation, Richmond, Virginia.

UNION FIRST MARKET 

BANKSHARES CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

After-the-fact change in control notice filed by 06/03/2010

Stafford Lester Scaff, Jr., and Anne Csercsics 

Scaff, both of Lake City, Florida, to retain 19.94 

percent of the outstanding shares of First 

Columbia Bancorp, Inc. (Bancorp), and its 

subsidiary, Columbia Bank (Bank), both of Lake 

City, Florida; and to acquire up to 42 percent of 

the outstanding shares of Bancorp and Bank.

FIRST COLUMBIA BANCORP, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Central State Bank, Elkader, Iowa, to merge with 

Corridor State Bank, Coralville, Iowa. As a 

result of the merger, Central State Bank, will 

establish a branch office at 2530 Corridor Way, 

Coralville, Iowa and 202 N Linn Street, Iowa 

City, Iowa.

CENTRAL STATE BANK

Newspaper:

Federal Register:

* 3A1 Not available

06/04/2010

Commercial Bancshares Corporation, Frontenac, 

Missouri, to become a bank holding company 

by acquiring 25 percent or more of the voting 

shares of Centrust Financial, Inc., Northbrook, 

Illinois, and thereby indirectly acquire Centrust 

Bank, N.A., Northbrook, Illinois.

COMMERCIAL BANCSHARES 

CORPORATION

Newspaper:

Federal Register:

4c8 Not applicable

06/15/2010

NC Bancorp, Inc., Chicago, Illinois, to continue 

to engage de novo in making, acquiring, 

brokering or servicing loans or other extensions 

of credit.

NC BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

06/30/2010

Prairieland Bancorp Employee Stock Ownership 

Plan and Trust, Bushnell, Illinois, to increase its 

ownership to 44 percent of Prairieland Bancorp, 

Inc., Bushnell, Illinois, and thereby indirectly 

increase its ownership of Farmers and 

Merchants State Bank of Bushnell, Bushnell, 

Illinois.

PRAIRIELAND BANCORP 

EMPLOYEE STOCK OWNERSHIP 

PLAN AND TRUST

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 539340 DEMOTTE ST BK, DEMOTTE, INDIANA 09/08/2009 05/21/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Allied Bank, Mulberry, Arkansas, to establish a 06/07/2010

branch facility to be located at 4900 Kavanaugh 

Boulevard, Little Rock, Arkansas.

ALLIED BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Providence Bank, Columbia, Missouri, to 06/04/2010

relocate its main office facility to 1001 Club 

Village Drive, Columbia, Missouri. The current 

main office located at 2415 Carter Lane, Suite 

102, Columbia, Missouri will be closed.

PROVIDENCE BANK

Newspaper:

Federal Register:

CIC 06/01/2010

06/15/2010

Notice by Todd C. Green, Springfield, Illinois, 

individually to become the largest shareholder, 

and as member of the Green Family Control 

Group, to retain control of West Plains 

Investors, Inc., Jacksonville, Illinois. The Green 

Family Control Group consists of Todd C. 

Green; Ramon J. Green, Springfield, Illinois, as 

trustee of the Ramon J. Green Trust No. 11-01 

U/A dated November 26, 2001, and as co-trustee 

of the Beverly J. Green Trust No. 11-01 U/A 

dated November 26, 2001; Beverly J. Green, 

Springfield, Illinois, as co-trustee of the Beverly 

J. Green Trust No. 11-01 U/A dated November 

26, 2001; Jeffrey J. Green, Peoria, Illinois; Jill A. 

Green, East Moline, Illinois, as trustee of the Jill 

A. Green Trust U/A dated April, 6, 2001; Gail A. 

Green, Peoria, Illinois, as trustee of the Gail A. 

Green Trust UTA dated March 23, 2009, and 

Green Enterprises, LP Springfield, Illinois.

WEST PLAINS INVESTORS, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

06/21/2010

215 Holding Company, to acquire 100 percent of 

White Rock Bank, Cannon Falls, Minnesota.

215 HOLDING CO.

Newspaper:

Federal Register:

CIC Not available

06/16/2010

Notice by Aaron Matthew Ness, Michael 

Forrest Ness and Robert Hunter Ness, as 

Co-Trustees of the Ness Irrevocable Family 

Trust, Yankton, South Dakota; Diane Jean Ness, 

Yankton, South Dakota, individually; Aaron 

Matthew Ness, Yankton, South Dakota, 

individually; Michael Forrest Ness, Sioux Falls, 

South Dakota, individually; and Robert Hunter 

Ness, Yankton, South Dakota, individually, and 

as Trustee of the Robert Hunter Ness Roth IRA, 

Yankton, South Dakota, to join Larry F. Ness, 

Yankton, South Dakota, individually and as 

Trustee of the Larry F. Ness 2009 Grantor 

Retained Annuity Trust, Yankton, South 

Dakota, and as Trustee of the Larry F. Ness 

Individual Retirement Account, Yankton, South 

Dakota, as a group acting in concert, to acquire 

and retain 25 percent or more of the shares of 

First Dakota Financial Corporation, Yankton, 

South Dakota, and thereby indirectly acquire 

and retain First Dakota National Bank, Yankton, 

South Dakota.

FIRST DAKOTA FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Bank 7, Oklahoma City, Oklahoma, to establish a 06/10/2010

branch at 3300 Oklahoma Avenue, Woodward, 

Oklahoma.

BANK 7

Newspaper:

Federal Register:

CIC Not available

06/15/2010

Notice submitted by Christopher Key Jordan 

and Crystal Lynn Jordan, both of Stigler, 

Oklahoma, as trustees of the Christopher Key 

Jordan 2008 Trust; and Kelly Dawn 

Jordan-Davis and Steven Scott Davis, both of 

Indianola, Oklahoma, as trustees of the Kelly 

Dawn Jordan-Davis 2008 Trust, to acquire 

control of F.S.B. Properties, Inc., and thereby 

indirectly acquire control of Farmers State Bank, 

both in Quinton, Oklahoma.

F.S.B. PROPERTIES, INC.

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Metcalf Bank, Lee's Summit, Missouri, to 

purchase certain assets and assume certain 

liabilities of the College, West 135th Street, 

West 67th Street, and Nieman Road branches of 

The First National Bank of Olathe, Olathe, 

Kansas, and incident thereto, to establish four 

branches.

METCALF BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Uinta Bank, Mountain View, Wyoming, to 06/28/2010

establish a branch at 700 Yellow Creek Road, 

Evanston, Wyoming.

UINTA BANK

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 14650 BANK OF LOCUST GROVE, LOCUST GROVE, OKLAHOMA 02/22/2010 05/25/2010 S Small Bank

 925859 CHETOPA ST B&TC, CHETOPA, KANSAS 03/01/2010 05/25/2010 O Small Bank

 622756 COLLEGIATE PEAKS BK, BUENA VISTA, COLORADO 02/22/2010 05/25/2010 S Small Bank

 516855 SECURITY BK, TULSA, OKLAHOMA 03/01/2010 05/25/2010 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC

Not available

Notice by Thomas L. Rees, Colorado City, 04/13/2010

Texas, to apply to the Federal Reserve Board for 

permission to retain 10% or more of the shares, 

and thereby control of City National 

Bancshares, Inc., and indirectly control its 

subsidiary, The City National Bank of Colorado 

City, both of Colorado City, Texas.

CITY NATIONAL BANCSHARES, 

INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/25/2010

Steele Holdings, Inc., Tyler, Texas, to become a 

bank holding company by acquiring 100 percent 

of American State Bank, Arp, Texas.

STEELE HOLDINGS, INC.

Newspaper:

Federal Register:

* 3A1 Not available

06/18/2010

Texas Banc Financial Corporation, Fort Worth, 

Texas, to acquire up to 100% of the voting 

shares of The Bank, Weatherford, Texas.

TEXAS BANC FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Anchor Bancorp, Inc., Lacey, Washington, to 

become a bank holding company by acquiring 

100 percent of Anchor Mutual Savings Bank, 

Aberdeen, Washington, upon conversion from 

a mutual savings bank to a stock savings bank.

ANCHOR BANCORP, INC.

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Carpenter Fund Manager GP, LLC, Carpenter 

Fund Management, LLC, Carpenter Community 

Bancfund, L.P., Carpenter Community 

Bancfund-A, LP, Carpenter Community 

Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc., 

all of Irvine, California, to acquire up to 35 

percent of the outstanding voting shares of 

Bridge Capital Holdings and thereby indirectly 

acquire a greater controlling interest in Bridge 

Bank, N.A., both of San Jose, California.

CARPENTER COMMUNITY 

BANCFUND-A, L.P.

Newspaper:

Federal Register:

* 3A3 Not available

06/21/2010

Castle Creek Capital Partners III, LP, Castle 

Creek Capital III LLC, Eggemeyer Capital LLC, 

Ruh Capital LLC, and Legions IV Advisory 

Corp, all of Rancho Santa Fe, CA, to increase 

their interest in First Chicago Bancorp, Chicago, 

Illinois, from 46.6% up to 85% of voting shares, 

pursuant to Section 3(a)(3) of the Bank Holding 

Company Act.

CASTLE CREEK CAPITAL 

PARTNERS III, L.P.

Newspaper:

Federal Register:

CIC Not available

Not available

Daniel Hugh and Patricia L. Bowman, Fontana, 

California, for retroactive approval to retain 

14.10 percent control of Chino Commercial 

Bancorp, and thereby retain control of Chino 

Commercial Bank, N.A., both of Chino, 

California.

CHINO COMMERCIAL 

BANCORP

Newspaper:

Federal Register:

* Branch Not available

Not applicable

East West Bank, Pasadena, California, to 

establish a branch at 4299 Rosewood Drive, 

Unit #108, Pleasanton, California.

EAST WEST BANK

Newspaper:

Federal Register:

* 3A3 Not available

Not available

Franklin Resources, Inc., San Mateo, California 

to make a 9.90% investment in North American 

Financial Holdings, Jacksonville, Florida.

FRANKLIN RESOURCES, INC.

Newspaper:

Federal Register:

4c8 Not applicable

06/15/2010

Mission Community Bancorp, San Luis Obispo, 

California, and Carpenter Fund Manager GP, 

LLC, Carpenter Fund Management, LLC, 

Carpenter Community Bancfund, L.P., Carpenter 

Community Bancfund-A, L.P., Carpenter 

Community Bancfund-CA, L.P., CCFW, Inc., 

and SCJ, Inc., all of Irvine, California, to form a 

wholly-owned subsidiary, Mission Asset 

Management, Inc., San Luis Obispo, California, 

to engage in extending credit and servicing 

loans, pursuant to section 225.28(b)(1) of 

Regulation Y.

MISSION COMMUNITY 

BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

04/08/2010

One Main Street, LLC, and One Main Street 

Management, LLC, both of New York, New 

York, to become bank holding companies by 

acquiring 100 percent of Liberty Bank, Inc., Salt 

Lake City, Utah.

ONE MAIN STREET, LLC

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 29, 2010

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

04/27/2010

SKBHC Holdings, LLC, Corona del Mar, 

California, to become a bank holding company 

by acquiring 100 percent of Starbuck 

Bancshares, Inc. and thereby indirectly the First 

National Bank of Starbuck, both of Starbuck, 

Minnesota.

SKBHC HOLDINGS, LLC

Newspaper:

Federal Register:

CIC Not available

Not available

Warburg Pincus Private Equity X, L.P., Warburg 

Pincus X Partners, L.P., Warburg Pincus X, L.P., 

Warburg Pincus X, LLC, Warburg Pincus 

Partners, LLC, and Warburg Pincus & Co., New 

York, New York, to acquire up to 24.9% of the 

outstanding shares of Sterling Financial 

Corporation, Spokane, Washington, and 

thereby indirectly acquire control of Sterling 

Savings Bank, Spokane, Washington, and Golf 

Savings Bank, Mountlake Terrace, Washington.

STERLING FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC 05/25/2010

05/26/2010

Thomas H. Lee Equity Fund VI, L.P., Thomas H. 

Lee Parallel Fund VI, L.P., Thomas H. Lee 

Parallel (DT) Fund VI, L.P., and THL Sterling 

Equity Investors, L.P., all of Boston, 

Massachusetts, to acquire up to 24.9% of the 

outstanding shares of Sterling Financial 

Corporation, Spokane, Washington, and 

thereby indirectly acquire control of Sterling 

Savings Bank, Spokane, Washington, and Golf 

Savings Bank, Mountlake Terrace, Washington.

STERLING FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Hilario John Arguinchona and Karen 

Arguinchona for retroactive approval to retain 

31.82 percent control of Syringa Bancorp, and 

thereby retain control of Syringa Bank, both of 

Boise, Idaho.

SYRINGA BANCORP

Newspaper:

Federal Register:

* 3A1 Not available

06/01/2010

U & I Financial Corporation to become a Bank 

Holding Company by acquiring 100 percent of 

UniBank, both of Lynnwood, Washington.

U & I FINANCIAL CORP.

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act