Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 20 

Week Ending May 16, 2009

Board of Governors of the Federal Reserve System, Washington, DC 20551
Enforcement

Dresdner Bank AG, Frankfurt, Germany, and its New York, New York branch -- 

cease and desist order dated November 7, 2008, terminated May 11, 2009.

- Announced, May 13, 2009

First Mutual Bancorp of Illinois, Inc., Harvey, Illinois -- written agreement with the 

Federal Reserve Bank of Chicago.

- Announced, May 14, 2009

Security Bank Corporation, Macon, Georgia, and Security Interim Holding 

Corporation -- written agreement with the Federal Reserve Bank of Atlanta and the 

Banking Commissioner of the State of Georgia.

- Announced, May 12, 2009

H.2 Board Actions May 10, 2009 to May 16, 2009

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operations and Payment Systems

IF International Finance

OSDM Office of Staff Director for Management

May 10, 2009 to May 16, 2009

Bank Branches, Domestic

Centennial Bank, Conway, Arkansas -- to establish a mobile branch in Pulaski 

County.

St. Louis

- Approved, May 12, 2009

Regions Bank, Birmingham, Alabama -- to establish branches at 1 Glen Lake 

Parkway, Atlanta, Georgia; the Suwanee Gateway Shopping Center at the corner of 

Lawrenceville Highway and I-85, Suwanee; 3400 Camp Creek Parkway, East Point; 

17615 Chenal Parkway, Little Rock, Arkansas; the corner of Lyons and Coconut 

Creek Parkway, Pompano Beach, Florida; 1020 Highland Colony Parkway, 

Ridgeland, Mississippi; the corner of Highway 321 and Town Creek Parkway, Lenoir 

City, Tennessee; Kelly Plantation Development on Commons Drive West 

(a relocation of the Emerald Coast Parkway branch), Destin, Florida; and the corner 

of Route 57 and Meridian, Glen Carbon, Illinois.

Atlanta

- Approved, May 12, 2009

Bank Holding Companies

Affinity Bancorp, Inc., Wyomissing, Pennsylvania -- to become a bank holding 

company and to acquire Affinity Bank of Pennsylvania, Wyomissing.

Philadelphia

- Approved, May 11, 2009

(A/C) = Addition or Correction Delegated - 1 of 4
Bank Holding Companies

Carpenter Fund Manager GP LLC, et al., Irvine, California -- to acquire 

PB Holdings, Inc., Wilmington, Delaware, and thereby acquire an interest in Plaza 

Bank, Irvine; and for PB Holdings, Inc. to become a bank holding company and to 

acquire an interest in Plaza Bank.

San Francisco

- Approved, May 15, 2009

Connecticut Mutual Holding Company, Winsted, Connecticut -- to acquire by merger 

Collinsville Savings Mutual Holding Company, Collinsville; Collinsville Stock 

Holding Company; and Collinsville Savings Society.

Boston

- Approved, May 11, 2009

National Australia Bank Limited, Melbourne, Australia, and its subsidiary, Great 

Western Bancorporation, Inc., Omaha, Nebraska -- waiver of application for Great 

Western Bancorporation to acquire International Bank Trinidad, Trinidad, Colorado, 

in connection with its merger with Great Western's subsidiary bank, Great Western 

Bank, Watertown, South Dakota.

New York

- Granted, May 11, 2009

Tygris Commercial Finance Group, Inc., Parsippany, New Jersey -- to become a bank 

holding company and to acquire Texico Bancshares Corporation, Texico, Illinois, 

and thereby acquire Texico State Bank, and to engage in permissible nonbanking 

activities through Tygris Vendor Finance, Inc., Parsippany, New Jersey; USXL 

Funding I, LLC; USXL Funding II, LLC; Pro-Lease, Inc.; Tygris Corporate Finance, 

Inc., Wilton, Connecticut; TAF Funding I, LLC, Chicago, Illinois; and Tygris Asset 

Finance, Inc.

Chicago

- Withdrawn, May 11, 2009

H.2 Actions under delegated authority May 10, 2009 to May 16, 2009

(A/C) = Addition or Correction Delegated - 2 of 4
Bank Premises

Benchmark Community Bank, Kenbridge, Virginia -- to increase its investment in 

bank premises.

Richmond

- Approved, May 14, 2009

Banks, Foreign

Woori Bank, Seoul, South Korea -- waiver of remainder of notification period to 

convert its agency in Los Angeles, California, to a branch.

Director, BS&R

- Granted, May 15, 2009

Change in Bank Control

Montfort Bancorporation, Inc., Platteville, Wisconsin -- change in bank control of 

Montfort and its subsidiaries, Clare Bancorporation, Inc., Platteville, and Clare Bank, 

National Association.

Chicago

- Permitted, May 15, 2009

OakStar Bancshares, Inc., Springfield, Missouri -- change in bank control of OakStar 

and its subsidiary bank, OakStar Bank, N.A., Springfield.

St. Louis

- Permitted, May 11, 2009

International Operations

Bank of America Corporation, Charlotte, North Carolina -- waiver of remainder of 

notification period to invest in a foreign subsidiary.

Director, BS&R

- Granted, May 13, 2009

H.2 Actions under delegated authority May 10, 2009 to May 16, 2009

(A/C) = Addition or Correction Delegated - 3 of 4
Membership

First National Bank, Utica, Nebraska -- to retain membership in the Federal Reserve 

System on conversion to a state-chartered bank, First Bank.

Kansas City

- Approved, May 15, 2009

H.2 Actions under delegated authority May 10, 2009 to May 16, 2009

(A/C) = Addition or Correction Delegated - 4 of 4
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A1 Not available

* 3A3 06/01/2009

Application by BSB Bancorp, MHC and BSB 

Bancorp, Inc., both of Belmont, Massachusetts 

- to become a mutual bank holding company 

and stock bank holding company, respectively, 

by acquiring Belmont Savings Bank, Belmont, 

Massachusetts, pursuant to sections 3(a)(1) 

and 3(a)(3) of the Bank Holding Company Act 

of 1956, as amended.

BSB BANCORP MHC

Newspaper:

Federal Register:

* 3A1 05/26/2009

05/26/2009

Application filed by Dime Mutual Holding 

Company, Norwich, Connecticut to become a 

mutual bank holding company through the 

acquisition of 100% of the voting shares of 

Dime Bank, Norwich, Connecticut, pursuant to 

section 3(a)(1) of the BHC Act.

DIME MUTUAL HOLDING 

COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Barclays Bank PLC, London, England, to 

establish an additional branch in New York, 

New York, pursuant to Section 211.24(a)(2)(i)(A) 

of Regulation K.

BARCLAYS BANK PLC

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Canadian Imperial Bank of Commerce, Toronto, 

Canada to establish an agency in New York, 

New York, pursuant to Section 211.24(a)(1)(i)(A) 

of Regulation K.

CANADIAN IMPERIAL BANK 

OF COMMERCE

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware ("COIC"), pursuant to Section 211.9(f) 

of Regulation K, to make an investment in 

Citibank Central America (Nassau) Ltd., Nassau, 

Bahamas.

CITIBANK, N.A.

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

Citibank, N.A., Las Vegas, Nevada and Citibank 

Overseas Investment Corporation, New Castle, 

Delaware, pursuant to Section 211.9(f) of 

Regulation K, to make an additional investment 

in Banco de Chile.

CITIBANK, N.A.

Newspaper:

Federal Register:

* Branch

Not applicable

Manufacturers and Traders Trust Company, 05/24/2009

Buffalo, New York, to establish a branch office 

located at 410 Meadow Creek Drive, 

Westminster, Carroll County, Maryland.

MANUFACTURERS AND 

TRADERS TRUST COMPANY

Newspaper:

Federal Register:

* 4c8 06/04/2009

05/26/2009

Morgan Stanley, New York, New York, to 

acquire up to 9.9 percent of the outstanding 

common stock of United Western Bancorp, Inc., 

and its subsidiary, United Western Bank, both 

of Denver, Colorado, pursuant to Section 4(c)(8) 

and 4(j) of the BHC Act of 1956, as amended, 

and Section 225.24 of Regulation Y.

MORGAN STANLEY

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

04/03/2009

Patriot Financial Partners, GP, L.P., Patriot 

Financial Partners, L.P., Patriot Financial 

Partners Parallel, L.P., Patriot Financial Partners, 

GP, LLC, Patriot Financial Managers, L.P., and 

Messrs. Ira M. Lubert, W. Kirk Wycoff and 

James J. Lynch, all of Philadelphia, 

Pennsylvania, to purchase up to 14.9 percent of 

Guaranty Bancorp, parent of Guaranty Bank and 

Trust Company, both in Denver, Colorado, 

through the acquisition of voting shares.

Patriot Financial Partners

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Application by Fifth Third Bank, Cincinnati, OH 05/21/2009

proposing to establish a temporary branch at 

Highland Meadows Golf Club, 7455 Erie Street, 

Sylvania, OH which will operate between June 

29, 2009, and July 5, 2009.

FIFTH THIRD BANK

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

06/01/2009

1st Financial Services Corporation, 

Hendersonville, North Carolina, to acquire 100% 

of the voting securities of AB&T Financial 

Corporation, Gastonia, North Carolina, and 

thereby indirectly acquire Alliance Bank & 

Trust Company, Gastonia, North Carolina.

1ST FINANCIAL SERVICES 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

06/02/2009

Edward Bailey Howlin, Jr., Davidsonville, 

Maryland, to individually acquire up to 20.71% 

of the voting shares of CommerceFirst, Bancorp, 

Inc., Annapolis, Maryland. Additionally, 

Edward Bailey Howlin, Jr., Howlin Family 

Partnership II, LLLP, Dawn Howlin Vanvie, and 

Holly Howlin, as a group acting in concert, to 

acquire up to 21.5% of the voting shares of 

CommerceFirst, Bancorp, Inc., Annapolis, 

Maryland.

COMMERCEFIRST BANCORP, 

INC.

Newspaper:

Federal Register:

* Branch

Not applicable

EagleBank, Bethesda, Maryland, to establish a 06/12/2009

branch at 12505 Park Potomac Avenue, 

Potomac, Maryland.

EAGLEBANK

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Capital City Bank, Tallahassee, Florida, to 05/27/2009

establish a branch located at 1417 N. Main 

Street, Gainesville, Florida.

CAPITAL CITY BANK

Newspaper:

Federal Register:

* 3A1 05/30/2009

06/12/2009

Three Shores Bancorporation, Inc., to become a 

bank holding company by acquiring 100 percent 

of the outstanding shares of Seaside National 

Bank & Trust, both of Orlando, Florida.

THREE SHORES 

BANCORPORATION, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

06/01/2009

Country Bancorporation, Crawfordsville, Iowa, 

to acquire 100 percent of the voting shares of 

The Exchange State Bank, Springville, Iowa.

COUNTRY BANCORPORATION

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Glenwood State Bank, Glenwood, Iowa, to 

merge with First State Bank, Tabor, Iowa. As a 

result of ther merger, the office at 711 Main 

Street, Tabor, Iowa, will become a branch of 

Glenwood State Bank, Glenwood, Iowa.

GLENWOOD STATE BANK

Newspaper:

Federal Register:

Member Not applicable

Not applicable

Ally Bank (f/k/a GMAC Bank), Midvale, Utah, 

to become a member of the Federal Reserve 

System.

GMAC BANK

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Hantz Holdings, Inc., Southfield, Michigan, to 

become a bank holding company by acquiring 

100 percent of the voting shares of Davison 

State Bank, Davison, Michigan.

HANTZ HOLDINGS, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Logan County Bank, Lincoln, Illinois, to 05/11/2009

purchase certain assets and assume certain 

liabilities of the 100 W. Elm, Buffalo, Illinois 

branch of Town & Country Bank of Springfield, 

Springfield, Illinois, and thereby to establish a 

branch at 100 W. Elm, Buffalo, Illinois.

LOGAN COUNTY BANK

Newspaper:

Federal Register:

CIC 05/28/2009

06/01/2009

Notice by the Pletsch family, as a group acting 

in concert to retain control of 64.70 percent of 

Tonica Bancorp, Inc., Tonica, Illinois, and 

thereby retain indirect control of Illini State 

Bank, Oglesby, Illinois. The group includes the 

following: Ronald L. Pletsch, McNabb, Illinois, 

individually and as trustee of the Robert L. 

Pletsch Trust and Robert L. Pletsch FBO Trust; 

Sharon L. Johnson, McNabb, Illinois, 

individually and as trustee of the Sharon L. 

Johnson FBO Trust; and, Roger A. Pletsch, 

Lostant, Illinois, and Marilyn A. Pletsch, 

McNabb, Illinois.

TONICA BANCORP, INC.

Newspaper:

Federal Register:

* 18C

* Branch Not applicable

Town & Country Bank of Springfield, 05/11/2009

Springfield, Illinois, to merge with Town & 

Country Bank, Buffalo, Illinois, and thereby to 

establish 3 branches.

TOWN & COUNTRY BANK OF 

SPRINGFIELD

Newspaper:

Federal Register:

* Branch

Not applicable

Town Bank, Hartland, Wisconsin, to establish a 05/08/2009

branch facility to be located at 111 E. Kilbourn 

Avenue, Milwaukee, Wisconsin.

TOWN BANK

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC 05/27/2009

06/01/2009

Notice by James M. Smith, Jackson, Tennessee, 

to gain control of Tennessee Central 

Bancshares, Inc., Parsons, Tennessee.

TENNESSEE CENTRAL 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/26/2009

Notice by Gary R. Howell, Malta, Montana, to 

acquire 25 percent or more of the shares of Milk 

River Banquo, Inc., Malta, Montana, which 

controls Malta Banquo, Inc., Malta, Montana, 

and thereby indirectly gain control of First 

Security Bank of Malta, Malta, Montana and 

Valley Bank of Glasgow, Glasgow, Montana.

MILK RIVER BANQUO, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

CIC Not available

05/28/2009

Notice submitted by William B. Vollbracht, 

Denver, Colorado, individually; and as 

managing member of The GDO Partnership and 

Vollbracht Properties, LLC, both of Denver, 

Colorado; and as controlling shareholder of 

Land Title Guarantee Company, and Land Title 

Insurance Corporation, both of Denver, 

Colorado; to retain control of Alpine Banks of 

Colorado, parent of Alpine Bank, both in 

Glenwood Springs, Colorado (Company), as a 

member of a family group acting in concert. 

Other members of the family group applying to 

retain control of Company are Leslie D. 

Vollbracht, Denver, Colorado; Dana L. 

Vollbracht, Castle Rock, Colorado; Alison 

Vollbracht Winfield, Seattle, Washington; Kirby 

Franklin Winfield III Trust, Seattle, 

Washington; Carole E. Earle, Denver, Colorado; 

Judith L. Freehling Trust, Denver, Colorado; 

and The GDO Partnership, Land Title Guarantee 

Company, Land Title Insurance Corporation, 

and Vollbracht Properties, LLC, all of Denver, 

Colorado.

ALPINE BANKS OF COLORADO

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First National Bank (to be known as First Bank), 

Utica, Nebraska, to retain its membership in the 

Federal Reserve System following its 

conversion from a national to a state charter.

FIRST NATIONAL BANK

Newspaper:

Federal Register:

* 3A3 Not available

06/08/2009

First Okmulgee Corporation, Okmulgee, 

Oklahoma, to acquire up to an additional 0.43 

percent for a total of up to 12.485 percent of the 

voting shares of Coffeyville Bancorp, Inc., 

parent of Community State Bank, both in 

Coffeyville, Kansas.

FIRST OKMULGEE 

CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Relational Investors LLC, Relational Investors 

Mid-Cap Fund I, L.P., Relational Investors 

Mid-Cap II, L.P., Relational Group LLC, 

Relational Holdings LLC, Relational Investors 

Group LLC, Ralph V. Whitworth, and David H. 

Batchelder, all of San Diego, California, to 

purchase up to 14.9 percent of Guaranty 

Bancorp, parent of Guaranty Bank and Trust 

Company, both in Denver, Colorado, through 

the acquisition of voting shares.

GUARANTY BANCORP

Newspaper:

Federal Register:

CIC Not available

06/02/2009

Notice submitted by Michael D. Fahrbach, 

Haven, Kansas, to acquire control of Wheatland 

Investments, Inc., parent of BankHaven, both in 

Haven, Kansas.

WHEATLAND INVESTMENTS, 

INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A5 Not available

Not available

First Grayson Bancshares, Inc., Employee Stock 

Ownership Plan and Trust and First Grayson 

Bancshares, Inc., both in McGregor, Texas, to 

acquire The Roxton Corporation Employee 

Stock Ownership Plan and Trust, McGregor, 

Texas, and indirectly acquire through merger 

The Roxton Corporation, McGregor, Texas, and 

The First Bank, Roxton, Texas, Roxton, Texas.

FIRST GRAYSON BANCSHARES, 

INC. EMPLOYEE'S STOCK 

OWNERSHIP TRUST

Newspaper:

Federal Register:

* 3A1 06/06/2009

06/04/2009

Tall City Bancshares, Inc., Midland, Texas, to 

become a bank holding company by acquiring 

100 percent of Kent County State Bank, Jayton, 

Texas.

TALL CITY BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending May 16, 2009

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3

Not available

Castle Creek Capital Partners III LP, Castle Creek 06/11/2009

Capital III LLC, Eggemeyer Capital LLC, Ruh 

Capital LLC, and Legions IV Advisory Corp., all 

of Rancho Santa Fe, California, to acquire up to 

19.9 percent of Guaranty Bancorp, and thereby 

indirectly its subsidiary, Guaranty Bank and 

Trust Company, both of Denver, Colorado.

CASTLE CREEK CAPITAL III LLC

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Heritage Bank of Commerce, San Jose, 

California, to purchase the assets and assume 

the liabilities of two branches of Wachovia 

Bank, N.A., Charlotte, North Carolina.

HERITAGE BANK OF 

COMMERCE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act