<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SOUTH JERSEY FINANCIAL CORPORATION, INC. AT AND FOR THE
SIX MONTHS ENDED JUNE 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                           3,910
<INT-BEARING-DEPOSITS>                             396
<FED-FUNDS-SOLD>                                 4,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     50,141
<INVESTMENTS-CARRYING>                         134,527
<INVESTMENTS-MARKET>                           132,177
<LOANS>                                        146,699
<ALLOWANCE>                                      1,047
<TOTAL-ASSETS>                                 346,757
<DEPOSITS>                                     241,168
<SHORT-TERM>                                    16,557
<LIABILITIES-OTHER>                              2,033
<LONG-TERM>                                     27,576
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            38
<OTHER-SE>                                      59,385
<TOTAL-LIABILITIES-AND-EQUITY>                 346,757
<INTEREST-LOAN>                                  4,620
<INTEREST-INVEST>                                5,838
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                10,458
<INTEREST-DEPOSIT>                               4,956
<INTEREST-EXPENSE>                               5,544
<INTEREST-INCOME-NET>                            4,914
<LOAN-LOSSES>                                      125
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,909
<INCOME-PRETAX>                                  (867)
<INCOME-PRE-EXTRAORDINARY>                       (867)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     (451)
<EPS-BASIC>                                      (.20)
<EPS-DILUTED>                                    (.20)
<YIELD-ACTUAL>                                    6.75
<LOANS-NON>                                        228
<LOANS-PAST>                                        40
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    468
<ALLOWANCE-OPEN>                                   940
<CHARGE-OFFS>                                     (57)
<RECOVERIES>                                        39
<ALLOWANCE-CLOSE>                                1,047
<ALLOWANCE-DOMESTIC>                             1,047
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            202


</TABLE>