<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF WEST COAST BANCORP, INC. FOR THE YEAR ENDED 
DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 
FINANCIAL STATEMENTS
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                      12,440,471
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               200,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 18,509,658
<INVESTMENTS-CARRYING>                      19,892,633
<INVESTMENTS-MARKET>                        20,014,486
<LOANS>                                    112,291,680
<ALLOWANCE>                                  1,417,583
<TOTAL-ASSETS>                             173,629,732
<DEPOSITS>                                 156,437,462
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            460,027
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0                        
<PREFERRED>                                          0
<COMMON>                                     1,544,466
<OTHER-SE>                                  15,187,777
<TOTAL-LIABILITIES-AND-EQUITY>             173,629,732
<INTEREST-LOAN>                             10,594,855
<INTEREST-INVEST>                            1,584,191
<INTEREST-OTHER>                               366,425
<INTEREST-TOTAL>                            12,545,471
<INTEREST-DEPOSIT>                           5,234,805
<INTEREST-EXPENSE>                              40,711
<INTEREST-INCOME-NET>                        7,269,955
<LOAN-LOSSES>                                  877,384
<SECURITIES-GAINS>                                  62
<EXPENSE-OTHER>                              7,077,711
<INCOME-PRETAX>                                874,541
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   640,602
<EPS-PRIMARY>                                      .41
<EPS-DILUTED>                                      .41
<YIELD-ACTUAL>                                    5.15
<LOANS-NON>                                  2,339,000
<LOANS-PAST>                                   147,000
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                              3,421,232
<ALLOWANCE-OPEN>                             1,115,000
<CHARGE-OFFS>                                  616,000
<RECOVERIES>                                    41,000
<ALLOWANCE-CLOSE>                            1,417,000
<ALLOWANCE-DOMESTIC>                           628,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        789,000
        

</TABLE>