<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
First Federal Financial Bancorp, Inc. and subsidiary consolidated balance
sheet as of September 30, 2000 and the consolidated statement of income for
the year ended September 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          SEP-30-2000
<PERIOD-START>                             OCT-01-1999
<PERIOD-END>                               SEP-30-2000
<CASH>                                         262,109
<INT-BEARING-DEPOSITS>                         947,422
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  4,757,863
<INVESTMENTS-CARRYING>                       6,055,322
<INVESTMENTS-MARKET>                         5,998,956
<LOANS>                                     53,714,111
<ALLOWANCE>                                    296,822
<TOTAL-ASSETS>                              67,619,526
<DEPOSITS>                                  46,365,769
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            277,176
<LONG-TERM>                                 11,690,299
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,299
<OTHER-SE>                                   9,280,983
<TOTAL-LIABILITIES-AND-EQUITY>              67,619,526
<INTEREST-LOAN>                              3,985,892
<INTEREST-INVEST>                              713,603
<INTEREST-OTHER>                                48,179
<INTEREST-TOTAL>                             4,747,674
<INTEREST-DEPOSIT>                           2,289,694
<INTEREST-EXPENSE>                           2,873,114
<INTEREST-INCOME-NET>                        1,874,560
<LOAN-LOSSES>                                   22,500
<SECURITIES-GAINS>                            (12,873)
<EXPENSE-OTHER>                              1,440,630
<INCOME-PRETAX>                                517,698
<INCOME-PRE-EXTRAORDINARY>                     356,112
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   356,112
<EPS-BASIC>                                        .70
<EPS-DILUTED>                                      .70
<YIELD-ACTUAL>                                    2.90
<LOANS-NON>                                    206,000
<LOANS-PAST>                                    15,000
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               292,500
<CHARGE-OFFS>                                   24,491
<RECOVERIES>                                     6,313
<ALLOWANCE-CLOSE>                              296,822
<ALLOWANCE-DOMESTIC>                           296,822
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>