Measures of Supply and Demand for Commercial and Industrial Loans,

by Size of Firm Seeking Loan

 -40

 -20

 0

 20

 40

 60

 80

 100

Percent

Loans to large and middle-market firms

Loans to small firms

Net Percentage of Domestic Respondents Tightening Standards for Commercial and Industrial Loans

 

Jan.

survey

1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016

-80

-60

-40

-20

 0

 20

 40

 60

 80

100

Percent

Net Percentage of Domestic Respondents Increasing Spreads of Loan Rates over Bank’s Cost of Funds

 

Jan.

survey

1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016

-80

-60

-40

-20

 0

 20

 40

 60

Percent

Net Percentage of Domestic Respondents Reporting Stronger Demand for Commercial and Industrial Loans

 

Jan.

survey

1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016
Measures of Supply and Demand for Commercial Real Estate Loans

 -20

 0

 20

 40

 60

 80

 100

1993 1997 2001 2005 2009 2013

Percent

All commercial real estate loans

 

Q4 Q2 Q4 Q2 Q4 Q2

2013 2014 2015 2016

 -20

 0

 20

 40

 60

 80

 100

Percent

Construction and land development

Nonfarm nonresidential

Multifamily

 

Net Percentage of Domestic Respondents Tightening Standards for Commercial Real Estate Loans

-80

-60

-40

-20

 0

 20

 40

 60

1993 1997 2001 2005 2009 2013

Percent

All commercial real estate loans

 

Q4 Q2 Q4 Q2 Q4 Q2

2013 2014 2015 2016

-80

-60

-40

-20

 0

 20

 40

 60

Percent

Construction and land development

Nonfarm nonresidential

Multifamily

 

Net Percentage of Domestic Respondents Reporting Stronger Demand for Commercial Real Estate Loans

 Note: For data starting in 2013:Q4, changes in demand for construction and land development, nonfarm nonresidential, and multifamily loans are reported separately.
Measures of Supply and Demand for Residential Mortgage Loans

 -20

 0

 20

 40

 60

 80

 100

1990 1993 1996 1999 2002 2005 2008 2011 2014

Percent

All residential mortgage loans

Prime

Nontraditional

Subprime

 

-80

-60

-40

-20

 0

 20

 40

 60

 80

Net percent

Q1 Q2 Q3 Q4 Q1 Q2

2015 2016

 GSE

 Government

 QM non-jumbo non-GSE

 QM-jumbo

 Non-QM jumbo

 Non-QM non-jumbo

 Subprime

Net Percentage of Domestic Respondents Tightening Standards for Residential Mortgage Loans

-100

 -80

 -60

 -40

 -20

 0

 20

 40

 60

 80

1990 1994 1998 2002 2006 2010 2014

Percent

All residential mortgage loans

Prime

Nontraditional

Subprime

 

-80

-60

-40

-20

 0

 20

 40

 60

 80

Net percent

Q1 Q2 Q3 Q4 Q1 Q2

2015 2016

 GSE

 Government

 QM non-jumbo non-GSE

 QM-jumbo

 Non-QM jumbo

 Non-QM non-jumbo

 Subprime

Net Percentage of Domestic Respondents Reporting Stronger Demand for Residential Mortgage Loans

 Note: For data starting in 2007:Q2, changes in standards and demand for prime, nontraditional, and subprime mortgage loans are reported separately. For data starting in 

2014:Q4, changes in standards and demand were expanded into the following seven categories: GSE-eligible; government; QM non-jumbo non-GSE-eligible; QM-jumbo; 

non-QM jumbo; non-QM non-jumbo; and subprime. Series are not reported when the number of respondents is three or fewer.
Measures of Supply and Demand for Consumer Loans

 -40

 -20

 0

 20

 40

 60

 80

 100

Percent

Credit card loans

Other consumer loans

 

1991 1993 1995 1997 1999 2001 2003 2005 2007 2009 2011 2011 2013 2015

 -40

 -20

 0

 20

 40

 60

 80

 100

Percent

Credit card loans

Auto loans

Other consumer loans

 

Net Percentage of Domestic Respondents Tightening Standards for Consumer Loans

 Note: For data starting in 2011:Q2, changes in standards for auto loans and consumer loans excluding credit card and auto loans are reported separately. In

2011:Q2 only, new and used auto loans are reported separately and equally weighted to calculate the auto loans series.

-60

-40

-20

 0

 20

 40

 60

Percent

Net Percentage of Domestic Respondents Reporting Increased Willingness to Make Consumer Installment Loans

 

Jan.

survey

1982 1984 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008 2010 2012 2014 2016

-60

-40

-20

 0

 20

 40

 60

 80

100

Percent

All consumer loans

 

1991 1993 1995 1997 1999 2001 2003 2005 2007 2009 2011 2011 2013 2015

-60

-40

-20

 0

 20

 40

 60

 80

100

Percent

Credit card loans

Auto loans

Other consumer loans

 

Net Percentage of Domestic Respondents Reporting Stronger Demand for Consumer Loans

 Note: For data starting in 2011:Q2, changes in demand for credit card loans, auto loans, and consumer loans excluding credit card and auto loans are reported

separately.