<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-START>                             APR-01-1999             JAN-01-1999
<PERIOD-END>                               JUN-30-1999             JUN-30-1999
<CASH>                                               0                   9,271
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                   9,165
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                  34,411
<INVESTMENTS-CARRYING>                               0                   2,698
<INVESTMENTS-MARKET>                                 0                   2,698
<LOANS>                                              0                  88,324
<ALLOWANCE>                                          0                   1,785
<TOTAL-ASSETS>                                       0                 149,459
<DEPOSITS>                                           0                 138,510
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                  0                     952
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                   7,223
<OTHER-SE>                                           0                   3,110
<TOTAL-LIABILITIES-AND-EQUITY>                       0                 149,459
<INTEREST-LOAN>                                  1,887                   3,695
<INTEREST-INVEST>                                  493                     976
<INTEREST-OTHER>                                   151                     288
<INTEREST-TOTAL>                                 2,531                   4,959
<INTEREST-DEPOSIT>                                 805                   1,587
<INTEREST-EXPENSE>                                 805                   1,587
<INTEREST-INCOME-NET>                            1,726                   3,372
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  1,456                   2,887
<INCOME-PRETAX>                                    571                   1,089
<INCOME-PRE-EXTRAORDINARY>                         571                   1,089
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       383                     701
<EPS-BASIC>                                     0.48                    0.89
<EPS-DILUTED>                                     0.46                    0.84
<YIELD-ACTUAL>                                    5.12                    5.08
<LOANS-NON>                                          0                     237
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,710                   1,671
<CHARGE-OFFS>                                        7                      14
<RECOVERIES>                                        82                     128
<ALLOWANCE-CLOSE>                                1,785                   1,785
<ALLOWANCE-DOMESTIC>                             1,785                   1,785
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>