<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1998
<PERIOD-START>                             APR-01-1998             JAN-01-1997
<PERIOD-END>                               JUN-30-1998             JUN-30-1998
<CASH>                                               0                   9,686
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                     0                  14,800
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                  31,090
<INVESTMENTS-CARRYING>                               0                   1,824
<INVESTMENTS-MARKET>                                 0                   1,824
<LOANS>                                              0                  79,214
<ALLOWANCE>                                          0                   1,617
<TOTAL-ASSETS>                                       0                 140,525
<DEPOSITS>                                           0                 130,766
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                  0                     719
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                   7,147
<OTHER-SE>                                           0                   1,893
<TOTAL-LIABILITIES-AND-EQUITY>                       0                 140,525
<INTEREST-LOAN>                                  2,026                   4,033
<INTEREST-INVEST>                                  455                     797
<INTEREST-OTHER>                                   187                     427
<INTEREST-TOTAL>                                 2,668                   5,257
<INTEREST-DEPOSIT>                                 883                   1,748
<INTEREST-EXPENSE>                                 883                   1,748
<INTEREST-INCOME-NET>                            1,785                   3,509
<LOAN-LOSSES>                                       85                     190
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  1,430                   2,835
<INCOME-PRETAX>                                    553                   1,036
<INCOME-PRE-EXTRAORDINARY>                         553                   1,036
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       339                     630
<EPS-PRIMARY>                                     0.43                    0.80
<EPS-DILUTED>                                     0.41                    0.76
<YIELD-ACTUAL>                                    5.70                    5.71
<LOANS-NON>                                          0                   1,830
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,638                   1,566
<CHARGE-OFFS>                                      156                     204
<RECOVERIES>                                        51                      66
<ALLOWANCE-CLOSE>                                1,617                   1,617
<ALLOWANCE-DOMESTIC>                             1,617                   1,617
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>