Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
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Dallas
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San Francisco

# District: 5
Federal Reserve Bank of: Richmond

## Filings received during the week ending January 28, 2006

|Filer                             | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | End of Comment Period                                  
|--------------------------------- | -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------
|AMERICAN NATIONAL BANKSHARES INC. | * 3A5          | American National Bankshares Inc., Danville, Virginia, to acquire 100% of the voting securities of Community First Financial Corporation, Lynchburg, Virginia, and thereby indirectly acquire Community First Bank, Lynchburg, Virginia.                                                                                                                                                                                                                                                                                                                                                                                                          | Newspaper:02/17/2006Federal Register:02/23/2006        
|Newspaper:                        | 02/17/2006    
|Federal Register:                 | 02/23/2006    
|CITIZENS BANK AND TRUST COMPANY   | Premises       | Citizens Bank & Trust Comapny, Blackstone, Virginia, to increase its investment in bank premises in the amount of $531,425.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Newspaper:Not applicableFederal Register:Not applicable
|Newspaper:                        | Not applicable
|Federal Register:                 | Not applicable
|FNB CORP.                         | * 3A5          | FNB Corp., Asheboro, North Carolina, to acquire 100% of Integrity Financial Corporation, Hickory, North Carolina, and thereby indirectly acquire First Gaston Bank of North Carolina, Gastonia, North Carolina (prior to the acquisition, Integrity Financial Corporation's other existing banking subsidiary, Catawba Valley Bank, Hickory, North Carolina, would be merged with and into First Gaston Bank of North Carolina). FNB Corp. also proposes to acquire Integrity Financial Corporation's nonbanking subsidiaries, Integrity Securities, Inc., and Community Mortgage Corporation of North Carolina, both of Hickory, North Carolina. | Newspaper:01/23/2006Federal Register:Not available     
|Newspaper:                        | 01/23/2006    
|Federal Register:                 | Not available 
|SOUTHERN COMMUNITY BANK AND TRUST | * Branch       | Southern Community Bank and Trust, Winston-Salem, North Carolina, proposes to establish a branch at 2626 Glenwood Avenue, Raleigh, North Carolina.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | Newspaper:01/29/2006Federal Register:Not applicable    
|Newspaper:                        | 01/29/2006    
|Federal Register:                 | Not applicable
|VIRGINIA COMMUNITY BANK           | * Branch       | Virginia Community Bank, Louisa, Virginia, proposes to establish a branch at 3009 River Road West, Goochland County, Virginia.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | Newspaper:02/10/2006Federal Register:Not applicable    
|Newspaper:                        | 02/10/2006    
|Federal Register:                 | Not applicable
|WACCAMAW BANK                     | * 18C          | Waccamaw Bank, Whiteville, North Carolina, to merge with The Bank of Heath Springs, Heath Springs, South Carolina.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                | Newspaper:Not availableFederal Register:Not applicable 
|Newspaper:                        | Not available 
|Federal Register:                 | Not applicable

## Availability of CRA Public Evaluations

|Institution / Location | RSSDID | Exam Date | CRAPublic Date | CRARating | Exam Method
|---------------------- | ------ | --------- | -------------- | --------- | -----------
|NONE                  

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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