<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM(A) FIRST
FEDERAL FINANCIAL BANCORP INC AND SUBSIDIARY CONSOLIDATED BALANCE SHEET AS OF
SEPTEMBER 30, 1996, AND THE CONSOLIDATED STATEMENT OF INCOME FOR THE YEAR THEN
ENDED.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          SEP-30-1996
<PERIOD-START>                             OCT-01-1995
<PERIOD-END>                               SEP-30-1996
<CASH>                                          46,567
<INT-BEARING-DEPOSITS>                         754,676
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  5,107,968
<INVESTMENTS-CARRYING>                      14,173,643
<INVESTMENTS-MARKET>                        14,002,207
<LOANS>                                     35,238,441
<ALLOWANCE>                                    283,112
<TOTAL-ASSETS>                              56,636,552
<DEPOSITS>                                  44,809,072
<SHORT-TERM>                                   500,000
<LIABILITIES-OTHER>                            443,962
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,718
<OTHER-SE>                                  10,876,800
<TOTAL-LIABILITIES-AND-EQUITY>              56,636,552
<INTEREST-LOAN>                              2,733,279
<INTEREST-INVEST>                            1,008,602
<INTEREST-OTHER>                               129,229
<INTEREST-TOTAL>                             3,871,110
<INTEREST-DEPOSIT>                           2,330,141
<INTEREST-EXPENSE>                           2,331,584
<INTEREST-INCOME-NET>                        1,539,526
<LOAN-LOSSES>                                   14,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,297,694
<INCOME-PRETAX>                                268,859
<INCOME-PRE-EXTRAORDINARY>                     216,648
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   216,648
<EPS-PRIMARY>                                      .35
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    2.36
<LOANS-NON>                                    109,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               277,937
<CHARGE-OFFS>                                    9,262
<RECOVERIES>                                       437
<ALLOWANCE-CLOSE>                              283,112
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        283,112
        

</TABLE>