<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             APR-01-1997             JAN-01-1997
<PERIOD-END>                               JUN-30-1997             JUN-30-1997
<CASH>                                               0                   6,413
<INT-BEARING-DEPOSITS>                               0                   5,158
<FED-FUNDS-SOLD>                                     0                  20,260
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0
<INVESTMENTS-CARRYING>                               0                   1,723
<INVESTMENTS-MARKET>                                 0                   1,696
<LOANS>                                              0                  80,847
<ALLOWANCE>                                          0                   1,493
<TOTAL-ASSETS>                                       0                 117,136
<DEPOSITS>                                           0                 108,357
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                  0                     657
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                   7,007
<OTHER-SE>                                           0                   1,115
<TOTAL-LIABILITIES-AND-EQUITY>                       0                 117,136
<INTEREST-LOAN>                                  2,164                   4,030
<INTEREST-INVEST>                                   31                      62
<INTEREST-OTHER>                                   275                     555
<INTEREST-TOTAL>                                 2,470                   4,647
<INTEREST-DEPOSIT>                                 757                   1,514
<INTEREST-EXPENSE>                                 757                   1,514
<INTEREST-INCOME-NET>                            1,714                   3,134
<LOAN-LOSSES>                                      102                     204
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  1,519                   2,974
<INCOME-PRETAX>                                    366                     372
<INCOME-PRE-EXTRAORDINARY>                         366                     372
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       219                     250
<EPS-PRIMARY>                                     0.28                    0.33
<EPS-DILUTED>                                     0.24                    0.27
<YIELD-ACTUAL>                                   6.642                   6.037
<LOANS-NON>                                          0                   3,087
<LOANS-PAST>                                         0                     397
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,478                   1,405
<CHARGE-OFFS>                                       90                     120
<RECOVERIES>                                         3                       4
<ALLOWANCE-CLOSE>                                1,493                   1,493
<ALLOWANCE-DOMESTIC>                             1,493                   1,493
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>