Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
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Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
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St. Louis
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Minneapolis
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Kansas City
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Dallas
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San Francisco

# District: 6
Federal Reserve Bank of: Atlanta

## Filings received during the week ending March 31, 2007

|Filer                                                      | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                     | End of Comment Period                                 
|---------------------------------------------------------- | -------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------
|CNLBANCSHARES, INC.                                        | * 3A3          | CNLBancshares, Inc., Orlando, Florida, to acquire 100 percent of the outstanding shares of CNLBank, Southwest Florida, Bonita Springs, Florida (in organization).                                                                                                                                                                                   | Newspaper:04/16/2007Federal Register:04/23/2007       
|Newspaper:                                                 | 04/16/2007    
|Federal Register:                                          | 04/23/2007    
|FIRST GUARANTY BANCSHARES, INC.                            | * 4c8          | First Guaranty Bancshares, Inc., Hammond, Louisiana, to acquire 100 percent of the outstanding shares of Homestead Bancorp, Inc., and its subsidiary, Homestead Bank, both of Ponchatoula, Louisiana, and thereby engage in operating a savings association.                                                                                        | Newspaper:04/28/2007Federal Register:04/23/2007       
|Newspaper:                                                 | 04/28/2007    
|Federal Register:                                          | 04/23/2007    
|FIRST GUARANTY BANCSHARES, INC.                            | * 3A1          | First Guaranty Bancshares, Inc., Hammond, Louisiana, to become a bank holding company by acquiring 100 percent of the outstanding shares of First Guaranty Bank, Hammond, Louisiana.                                                                                                                                                                | Newspaper:04/27/2007Federal Register:04/20/2007       
|Newspaper:                                                 | 04/27/2007    
|Federal Register:                                          | 04/20/2007    
|FIRST IC FINANCIAL CORP.                                   | * 3A1          | First IC Financial Corp., Doraville, Georgia, to become a bank holding company by acquiring 100 percent of the outstanding shares of First Intercontinental Bank, Doraville, Georgia.                                                                                                                                                               | Newspaper:04/29/2007Federal Register:04/23/2007       
|Newspaper:                                                 | 04/29/2007    
|Federal Register:                                          | 04/23/2007    
|GATEWAY FINANCIAL HOLDINGS OF FLORIDA, INC.                | * 3A3          | Gateway Financial Holdings of Florida, Inc., Ormond Beach, Florida, to acquire 100 percent of the outstanding shares of Gateway Bank of Central Florida, Ocala, Florida (in organization).                                                                                                                                                          | Newspaper:04/18/2007Federal Register:04/23/2007       
|Newspaper:                                                 | 04/18/2007    
|Federal Register:                                          | 04/23/2007    
|INDEPENDENT BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN | * 3A1          | Independent Bancshares, Inc. Employee Stock Ownership Plan, Red Bay, Alabama, to become a bank holding company by retaining 25.76 percent of the outstanding shares of Independent Bancshares, Inc., and its subsidiaries, Community Spirit Bank, both of Red Bay, Alabama, Spirit Bancshares, Inc., and Spirit Bank, both of Belmont, Mississippi. | Newspaper:04/20/2007Federal Register:04/20/2007       
|Newspaper:                                                 | 04/20/2007    
|Federal Register:                                          | 04/20/2007    
|REGIONS BANK                                               | * Branch       | Regions Bank, Birmingham, Alabama, to establish branches at the following locations:  607 Dunlawton Avenue, Port Orange, Florida, to be known as the Dunlawton East Branch, and 2410 South Ridgewood Avenue, Daytona, Florida, to be known as the South Daytona Branch.                                                                             | Newspaper:03/30/2007Federal Register:Not applicable   
|Newspaper:                                                 | 03/30/2007    
|Federal Register:                                          | Not applicable
|SUNTRUST BANK                                              | * Branch       | SunTrust Bank, Atlanta, Georgia, to establish a branch located at 276 East Bay Street, Charleston, South Carolina, to be known as the East Bay Office.                                                                                                                                                                                              | Newspaper:04/06/2007Federal Register:Not applicable   
|Newspaper:                                                 | 04/06/2007    
|Federal Register:                                          | Not applicable
|SUNTRUST BANK                                              | * Branch       | SunTrust Bank, Atlanta, Georgia, proposes to acquire equity securities to hedge its exposure to equity derivative transactions.                                                                                                                                                                                                                     | Newspaper:Not availableFederal Register:Not applicable
|Newspaper:                                                 | Not available 
|Federal Register:                                          | Not applicable

## Availability of CRA Public Evaluations

|Institution / Location | RSSDID | Exam Date | CRAPublic Date | CRARating | Exam Method
|---------------------- | ------ | --------- | -------------- | --------- | -----------
|NONE                  

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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