Exhibit 10.13

                            LAURUS MASTER FUND, LTD.
                          825 Third Avenue, 14th Floor
                            New York, New York 10022

                                                              September 30, 2004

Creative Vistas, Inc.
2100 Forbes Street, Units-8-10
Whitby, Ontario, L1N 9T3
Canada

Attn: Chief Financial Officer

      Re:   Restricted Account Release Provision: Restricted Account: Account
            Number 2704053277, Account Name: Creative Vistas, Inc., maintained
            at North Fork Bank (the "Restricted Account").

      Reference is made to (i) that certain Securities Purchase Agreement, dated
as of September  30, 2004 (as  amended,  modified or  supplemented  from time to
time,  the  "Purchase  Agreement"),  by and between  Creative  Vistas,  Inc., an
Arizona  corporation  (the  "Company"),   and  Laurus  Master  Fund,  Ltd.  (the
"Purchaser") and (ii) that certain  Restricted  Account  Agreement,  dated as of
September 30, 2004 (as amended,  modified or supplemented from time to time, the
"Restricted Account Agreement"), by and among the Company, Laurus and North Fork
Bank (the "Bank").  Capitalized terms used but not defined herein shall have the
meanings  ascribed  them in the  Purchase  Agreement or the  Restricted  Account
Agreement, as applicable. Pursuant to the Section 3.2 of the Purchase Agreement,
the Company is required to place  $1,250,000  in the  Restricted  Account,  and,
subject to the provisions of this letter, the Purchase Agreement and any Related
Agreement,  maintain  such amount in the  Restricted  Account for as long as the
Purchaser  shall have any obligations  outstanding  under the Note and to assign
the  Restricted  Account for the benefit of the  Purchaser  as security  for the
performance of the Company's obligations to the Purchaser.

            The  Purchaser  and the Company  desire to clarify  certain  aspects
regarding the use of funds  contained in the  Restricted  Account,  and for good
consideration,  the receipt and sufficiency of which is here  acknowledged,  the
Company and the  Purchaser  agree that,  so long as (i) no Event of Default then
exists or results from any such release, (ii) the initial Registration Statement
referred  to, and  defined,  in the  Registration  Rights  Agreement  has become
effective  and (iii) the  provision by the Company to the  Purchaser of evidence
reasonably  satisfactory to the Purchaser  (including  financial  statements and
calculations,  if requested  by the  Purchaser)  that either the 100%  Milestone
Achievement   Date  (as  defined  below)  has  occurred  or  the  75%  Milestone
Achievement Date has occurred,  the Purchaser shall direct the Bank, pursuant to
a Release Notice (as defined in the Restricted  Account  Agreement),  to wire an
amount of funds equal to the  appropriate  Milestone  Release Amount (as defined
below)  from the  Restricted  Account to such bank  account as the  Company  may
direct the Purchaser in writing.  For the purpose of this letter,  (A) the "100%
Milestone  Achievement  Date" means that (I) the  consolidated  revenues for the
last twelve completed calendar months of the Company and its Subsidiaries equals
or exceeds CAD  $16,000,000 and (II) the  consolidated  cash flow of the Company
and its  Subsidiaries  for the last twelve  completed  calendar months (prior to
giving effect to (the following clauses (x) through (z) inclusive, collectively,
the "Transaction  Expenses") (x) up to $75,000 of costs and expenses  associated
with the acquisition  transaction among the Company, its stockholders,  Creative
Vistas,  Inc.  and certain of its  stockholders,  (y) the payment of the closing
payments  referred  to in each of Section  2(b) of the  Purchase  Agreement  and
Section 5(b)(i) of the Security  Agreement and (z) interest  expense incurred by
the  Company  under the Note,  any  Minimum  Borrowing  Note (as  defined in the
Security  Agreement)  and  the  Revolving  Note  (as  defined  in  the  Security
Agreement),  solely to the extent  that such  interest is paid by the Company in
shares  of  Common  Stock of the  Company  in  accordance  with the terms of the
respective note), is greater than $0, (II) the "75% Milestone  Achievement Date"
means  the date on  which  (A) the  consolidated  revenues  for the last  twelve
completed calendar months of the Company and its Subsidiaries  equals or exceeds
CAD  $14,400,000  and (B) the  consolidated  cash  flow of the  Company  and its
Subsidiaries  (prior to giving effect to the Transaction  Expenses) for the last
twelve completed  calendar  months,  is greater than $0 and (III) the "Milestone
Release  Amount"  shall mean (A) in the case of the 100%  Milestone  Achievement
Date, the entire amount of the funds contained in the Restricted Account on such
date and (B) in the case of the 75%  Milestone  Achievement  Date,  seventy five
percent  (75%) of the funds  contained in the  Restricted  Account on such date.
Upon  repayment or  conversion  of any funds held in the  Restricted  Account in
accordance with the terms of the Purchase Agreement and the Related  Agreements,
the Company shall be released from its obligations to maintain such funds in the
Restricted  Account.  For purposes of this letter  agreement,  consolidated cash
flow  of the  Company  and its  Subsidiaries  (prior  to  giving  effect  to the
Transaction  Expenses)  shall  mean cash flow from  operations  (without  giving
effect to  Transaction  Expenses) as reported on the  Statement of Cash Flows of
the  Company  (the form and  substance  of which  shall be  satisfactory  to the
Purchaser).  In the event the 75% Milestone  Achievement  Date occurs and 75% of
the  funds  contained  in the  Restricted  Account  on such date are paid to the
Company, unless earlier paid or converted, the remaining funds in the Restricted
Account  shall be paid to the  Company  in the  event  that  the 100%  Milestone
Achievement Date subsequently occurs. .
<PAGE>

      Furthermore, so long as the Amortizing Principal Amount (as defined in the
Note) at such time has been reduced  (through  conversions  or otherwise) to $0,
promptly  following any conversion of a Monthly  Principal Amount (as defined in
the Note) or such other Principal Amounts into Common Stock of the Company (such
event,  a  "Conversion"),  the  Purchaser  shall direct the Bank,  pursuant to a
Release  Notice (as defined in the  Restricted  Account  Agreement),  to wire an
amount of funds equal to the corresponding  dollar amount by which the aggregate
Principal Amount of the Note has been reduced pursuant to such a Conversion from
the  Restricted  Account  to such bank  account  as the  Company  may direct the
Purchaser in writing.

            This letter may not be amended or waived  except by an instrument in
writing signed by the Company and the Purchaser.  This letter may be executed in
any number of counterparts, each of which shall be an original and all of which,
when taken  together,  shall  constitute one agreement.  Delivery of an executed
signature  page of this letter by facsimile  transmission  shall be effective as
delivery of a manually executed  counterpart hereof or thereof,  as the case may
be. This letter shall be governed by, and construed in accordance with, the laws
of the State of New York.  This letter sets forth the entire  agreement  between
the parties  hereto as to the matters set forth herein and  supersede  all prior
communications, written or oral, with respect to the matters herein.

                                     *  *  *  *
<PAGE>

If the foregoing  meets with your approval please signify your acceptance of the
terms hereof by signing below. Signed,

                                            LAURUS MASTER FUND, LTD.


                                            By:/s/ David Grin
                                               ---------------------------------
                                            Name: David Grin
                                            Title:

Agreed and Accepted this 30th day of September, 2004.

CREATIVE VISTAS, INC.


By:/s/ Sayan Navaratnam
   ------------------------------
Name:  Sayan Navaratnam
Title: CEO