<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SOUTH JERSEY FINANCIAL CORPORATION, INC. AT AND FOR THE
NINE MONTHS ENDED SEPTEMBER 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                               1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                           3,794
<INT-BEARING-DEPOSITS>                             396
<FED-FUNDS-SOLD>                                 1,650
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     48,120
<INVESTMENTS-CARRYING>                         129,800
<INVESTMENTS-MARKET>                           126,731
<LOANS>                                        148,386
<ALLOWANCE>                                      1,043
<TOTAL-ASSETS>                                 339,071
<DEPOSITS>                                     241,144
<SHORT-TERM>                                    10,792
<LIABILITIES-OTHER>                              2,366
<LONG-TERM>                                     27,576
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            38
<OTHER-SE>                                      57,155
<TOTAL-LIABILITIES-AND-EQUITY>                 339,071
<INTEREST-LOAN>                                  7,313
<INTEREST-INVEST>                                8,885
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                16,198
<INTEREST-DEPOSIT>                               7,452
<INTEREST-EXPENSE>                               8,567
<INTEREST-INCOME-NET>                            7,631
<LOAN-LOSSES>                                      150
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  7,629
<INCOME-PRETAX>                                    220
<INCOME-PRE-EXTRAORDINARY>                         220
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       229
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    6.80
<LOANS-NON>                                        172
<LOANS-PAST>                                        43
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    609
<ALLOWANCE-OPEN>                                   869
<CHARGE-OFFS>                                       85
<RECOVERIES>                                        38
<ALLOWANCE-CLOSE>                                1,043
<ALLOWANCE-DOMESTIC>                             1,043
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            174


</TABLE>