Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
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New York
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Cleveland
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Richmond
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Atlanta
Chicago
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# District: 6
Federal Reserve Bank of: Atlanta

## Filings received during the week ending October 14, 2006

|Filer                                   | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                   | End of Comment Period                              
|--------------------------------------- | -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------
|1ST JACKSON BANCSHARES, INC.            | * 3A3          | 1st Jackson Bancshares, Inc., Stevenson, Alabama, to acquire 100 percent of the outstanding shares of The Peoples Bancshares, Inc., and its subsidiary, Peoples Bank, both of Sardis, Tennessee.                                                                                                                                                                                                                                                  | Newspaper:11/06/2006Federal Register:11/09/2006    
|Newspaper:                              | 11/06/2006    
|Federal Register:                       | 11/09/2006    
|AMERIS BANCORP                          | * 3A5          | Ameris Bancorp, Moultrie, Georgia, to merge with Islands Bancorp, and thereby acquire its subsidiary, Islands Community Bank, N.A., both of Beaufort, South Carolina.                                                                                                                                                                                                                                                                             | Newspaper:11/06/2006Federal Register:11/09/2006    
|Newspaper:                              | 11/06/2006    
|Federal Register:                       | 11/09/2006    
|ATLANTIC SOUTHERN FINANCIAL GROUP, INC. | * 3A5          | Atlantic Southern Financial Group, Inc., Macon, Georgia, to merge with Sapelo Bancshares, Inc., and thereby acquire Sapelo National Bank, both of Darien, Georgia.                                                                                                                                                                                                                                                                                | Newspaper:Not availableFederal Register:11/13/2006 
|Newspaper:                              | Not available 
|Federal Register:                       | 11/13/2006    
|CENTRAL FINANCIAL HOLDINGS, INC.        | * 3A1          | Central Financial Holdings, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Central Bank (in organization), both of Tampa, Florida.                                                                                                                                                                                                                                                                  | Newspaper:11/06/2006Federal Register:11/09/2006    
|Newspaper:                              | 11/06/2006    
|Federal Register:                       | 11/09/2006    
|CPB BANCSHARES, INC.                    | * 3A1          | CPB Bancshares, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Church Point Bank and Trust Company, both of Church Point, Louisiana.                                                                                                                                                                                                                                                                | Newspaper:11/03/2006Federal Register:11/09/2006    
|Newspaper:                              | 11/03/2006    
|Federal Register:                       | 11/09/2006    
|EMBASSY BANCSHARES, INC.                | * 3A1          | Embassy Bancshares, Inc., Snellville, Georgia, to become a bank holding company by acquiring 100 percent of the outstanding shares of Embassy National Bank, Lawrenceville, Georgia (in organization).                                                                                                                                                                                                                                            | Newspaper:11/10/2006Federal Register:11/13/2006    
|Newspaper:                              | 11/10/2006    
|Federal Register:                       | 11/13/2006    
|FNBC FINANCIAL CORPORATION              | * 3A1          | FNBC Financial Corporation, to become a bank holding company by acquiring 100 percent of the outstanding shares of First National Bank of Crestview, both of Crestview, Florida.                                                                                                                                                                                                                                                                  | Newspaper:11/06/2006Federal Register:10/30/2006    
|Newspaper:                              | 11/06/2006    
|Federal Register:                       | 10/30/2006    
|OGLETHORPE BANK HOLDING COMPANY         | * 3A1          | Oglethorpe Bank Holding Company, to become a bank holding company by acquiring 100 percent of the outstanding shares of Oglethorpe Bank, both of Brunswick, Georgia.                                                                                                                                                                                                                                                                              | Newspaper:10/31/2006Federal Register:11/09/2006    
|Newspaper:                              | 10/31/2006    
|Federal Register:                       | 11/09/2006    
|OLD SOUTHERN BANK                       | * Branch       | Old Southern Bank, Clermont, Florida, to establish a branch located at 1460 East Highway 50, Clermont, Florida.                                                                                                                                                                                                                                                                                                                                   | Newspaper:10/18/2006Federal Register:Not applicable
|Newspaper:                              | 10/18/2006    
|Federal Register:                       | Not applicable
|UNITED COMMUNITY BANCSHARES, INC.       | CIC            | United Community Bancshares, Gonzales, Louisiana, prior change in control notification filed by Gloria Bienvenu Callais, Charles Michael Callais, Corey Joseph Callais, Paul Abdon Callais, and Peter Wade Callais to acquire an additional 6.2 percent of the outstanding shares of United Community Bancshares, Inc. and its subsidiary, United Community Bank, both of Gonzales, Louisiana.  Proforma total ownership will equal 78.8 percent. | Newspaper:Not availableFederal Register:10/24/2006 
|Newspaper:                              | Not available 
|Federal Register:                       | 10/24/2006    

## Availability of CRA Public Evaluations

|Institution / Location | RSSDID | Exam Date | CRAPublic Date | CRARating | Exam Method
|---------------------- | ------ | --------- | -------------- | --------- | -----------
|NONE                  

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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