Federal Reserve Release

H.2

Actions of the Board, Its Staff,

and the Federal Reserve Banks; 

Applications and Reports Received

No. 9 

Week Ending March 1, 2008

Board of Governors of the Federal Reserve System, Washington, DC 20551
Bank Holding Companies

First National Bank Group, Edinburg, Texas -- request by Southside Bancshares, 

Incorporated, Tyler, for reconsideration of the Board's approval of the application by 

First National Bank Group, Edinburg, to acquire shares and control of Southside 

Bancshares, Tyler, and its subsidiary banks, Southside Bank and Fort Worth National 

Bank, Fort Worth.

- Denied, February 28, 2008

Banks, Foreign

Standard Chartered PLC, London, United Kingdom; Standard Chartered Holdings 

Limited, and Standard Chartered Bank -- to acquire American Express Bank Ltd., 

New York, New York, and thereby acquire its Edge corporation subsidiary, 

American Express Bank International; and to establish American Express Bank Ltd. 

as an agreement corporation.

- Approved, February 28, 2008

Regulations And Policies

Payments System Risk -- publication for comment of amendments to the Board's 

Policy on Payments System Risk to adopt a new strategy for providing intraday 

balances and credit to depository institutions and encourage those institutions to 

collateralize their daylight overdrafts (OP-1309), and amendments to change the 

daylight overdraft posting rules to align the posting times for automated 

clearinghouse credit and debit transfers in the payment system (OP-1310).

- Approved, February 26, 2008

H.2 Board Actions February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Board - Page 1 of 1
H.2 Actions under delegated authority

BS&R

C&CA

FOMC

Banking Supervision and Regulation

Consumer and Comminity Affairs

Federal Open Market Committee

RBOPS Reserve Bank Operational and Payment System

IF International Finance

OSDM Office of Staff Director for Management

February 24, 2008 to March 1, 2008

Bank Branches, Domestic

Byron Bank, Byron Center, Michigan -- to establish a branch at 4024 Park East 

Court, Kentwood.

Chicago

- Approved, February 25, 2008

Coconut Grove Bank, Miami, Florida -- to establish a branch at 6400 South Dixie 

Highway, South Miami.

Atlanta

- Approved, February 25, 2008

Gateway Bank & Trust Co., Elizabeth City, North Carolina -- to establish a branch at 

504 Meadowmont Village Circle, Chapel Hill.

Richmond

- Approved, February 27, 2008

SunTrust Bank, Atlanta, Georgia -- to establish a branch at 100 M Street, Southeast, 

Washington, D.C.

Secretary

- Approved, February 25, 2008

Susquehanna Bank DV, Bryn Mawr, Pennsylvania -- to establish a branch at 76 East 

Lancaster Avenue, Ardmore.

Philadelphia

- Approved, February 25, 2008

(A/C) = Addition or Correction Delegated - 1 of 7
Bank Branches, Domestic

Susquehanna Bank DV, Bryn Mawr, Pennsylvania -- to establish a branch at One 

Market Street, Camden, New Jersey.

Philadelphia

- Approved, February 29, 2008

Susquehanna Bank PA, Lititz, Pennsylvania -- to establish a branch at 4185 West 

Market Street, York.

Philadelphia

- Approved, February 25, 2008

Bank Holding Companies

FBHC Holding Company, Boulder, Colorado -- to become a bank holding company 

and to acquire FlatIrons Bank Holding Company and FlatIrons Bank.

Kansas City

- Withdrawn, February 26, 2008

FBS Financial, Inc., Houston, Texas -- to become a bank holding company and to 

acquire Snook Bancshares, Inc., Snook, and First Bank of Snook.

Dallas

- Withdrawn, February 29, 2008

First National Bancorp, Inc., Green Forest, Arkansas -- to acquire additional shares of 

Legacy National Bank, Springdale.

St. Louis

- Approved, February 29, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 2 of 7
Bank Holding Companies

Florida Bank Group, Inc., Tampa, Florida -- to engage de novo, through its 

subsidiary, Florida Bank Mortgage, Inc., in making, acquiring, brokering, or 

servicing loans or other extensions of credit.

Atlanta

- Approved, February 29, 2008

Franklin Bancshares, Inc., Meadville, Mississippi -- to become a bank holding 

company and to acquire Bank of Franklin.

Atlanta

- Approved, February 26, 2008

Hancock Bancorp, Inc., Hawesville, Kentucky -- to acquire Community First 

Bancorp, Inc., Madisonville, and Community First Bank, and engage in operating a 

savings association.

St. Louis

- Approved, February 25, 2008

HOTC Investment Company, Wray, Colorado -- to become a bank holding company 

and to acquire Wray State Bank.

Kansas City

- Withdrawn, February 26, 2008

NRBC Holding Corporation, Chicago, Illinois -- to become a bank holding company 

and to acquire The National Republic Bank of Chicago.

Chicago

- Withdrawn, February 28, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 3 of 7
Bank Holding Companies

Premier Financial Bancorp, Inc., Huntington, West Virginia -- to acquire Citizens 

First Bank, Inc., Ravenswood.

Cleveland

- Approved, February 28, 2008

Premier Financial Bancorp, Inc., Huntington, West Virginia -- to acquire Traders 

Bankshares, Inc., Spencer, and Traders Bank.

Cleveland

- Approved, February 28, 2008

Regent Capital Corporation, Nowata, Oklahoma -- to become a bank holding 

company and to acquire Regent Bancshares, Inc. and Regent Bank and Trust 

Company, N.A.

Kansas City

- Approved, February 26, 2008

Relationship Financial Corporation, Kerrville, Texas -- to become a bank holding 

company and to acquire Guadalupe National Bank (in organization).

Dallas

- Approved, February 27, 2008

Bank Mergers

Chemung Canal Trust Company, Elmira, New York -- to purchase certain assets and 

assume certain liabilities of three branches, in Oswego, Johnson City, and Vestal, of 

Manufacturers and Traders Trust Company, Buffalo, and thereby establish branches.

Secretary

- Approved, February 28, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 4 of 7
Bank Mergers

EVB, Tappahannock, Virginia -- to acquire certain assets and assume certain 

liabilities of the Colonial Heights and Richmond branches of Millennium Bank, 

N.A., Reston.

Richmond

- Approved, February 28, 2008

Four Oaks Bank & Trust Company, Four Oaks, North Carolina -- to merge with 

LongLeaf Community Bank, Rockingham, and thereby establish a branch.

Richmond

- Approved, February 29, 2008

Change In Bank Control

Capital Bancorp, Inc., Delhi, Louisiana -- change in bank control of Bancorp and its 

subsidiary bank, Commercial Capital Bank.

Dallas

- Permitted, February 25, 2008

First Menasha Bancshares, Inc., Neenah, Wisconsin -- to retain control of Bancshares 

and its subsidiary bank, First National Bank-Fox Valley.

Chicago

- Permitted, February 28, 2008

Extensions Of Time

Glacier Bank of Whitefish, Whitefish, Montana -- extension to April 15, 2008, to 

establish a branch at 6195 Highway 93 South.

Minneapolis

- Granted, February 29, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 5 of 7
Extensions Of Time

ISB Financial Corp., Iowa City, Iowa -- extension to June 14, 2008, to merge with 

MidWestOne Financial Group, Inc., Oskaloosa, and thereby acquire MidWestOne 

Bank.

Chicago

- Granted, February 27, 2008

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois -- 

extension to June 13, 2008, to increase its ownership of Prairieland Bancorp, Inc. and 

its subsidiary, Farmers and Merchants State Bank of Bushnell.

Chicago

- Granted, February 29, 2008

International Operations

Bank of America, National Association, Charlotte, North Carolina -- waiver of 

remainder of notification period for its agreement corporation subsidiary, Banc of 

America FSC Holdings, Inc., San Francisco, California, to invest in Storey Asset 

Management Company, Reno, Nevada; and modification of the aggregate investment 

limit of Regulation K.

Director, BS&R

- Granted, February 27, 2008

Membership

Needham Bank, Needham, Massachusetts -- to become a member of the Federal 

Reserve System.

Boston

- Approved, February 27, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 6 of 7
Membership

Palm Beach Community Bank, Boynton Beach, Florida (in organization) -- to 

become a member of the Federal Reserve System.

Atlanta

- Approved, February 28, 2008

H.2 Actions under delegated authority February 24, 2008 to March 1, 2008

(A/C) = Addition or Correction Delegated - 7 of 7
District: 1

Federal Reserve Bank of Boston

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Investment Not applicable

Not applicable

State Street Bank and Trust Company, Boston, 

Massachusetts (SSBT) - request to invest an 

additional $306 million in its Edge and 

agreement corporation subsidiaries, resulting in 

an aggregate investment of 17.99% of SSBT's 

capital and surplus in such subsidiaries, 

pursuant to section 211.5(h) of Regulation K.

STATE STREET BANK AND 

TRUST COMPANY

* Subject to the provisions of the Community Reinvestment Act
District: 1

Federal Reserve Bank of Boston

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

Foreign Branch Not applicable

Not applicable

Barclays Global Investors, National 

Association, San Francisco, California, to 

establish a branch in Sydney, Australia, 

pursuant to Section 211.3(b)(2) of Regulation K.

BARCLAYS GLOBAL 

INVESTORS, NATIONAL 

ASSOCIATION

Newspaper:

Federal Register:

* 3A3 03/15/2008

03/20/2008

Tompkins Financial Corporation, Ithaca, New 

York, to acquire Sleepy Hollow Bancorp Inc., 

Sleepy Hollow, New York, and thereby acquire 

Sleepy Hollow Bank, Sleepy Hollow, New York.

TOMPKINS FINANCIAL 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 2

Federal Reserve Bank of New York

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 3

Federal Reserve Bank of Philadelphia

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch Not available

Not applicable

Fifth Thid Bank, Grand Rapids, MI to establish a 

branch at the southeast corner of State Route 54 

and Grand Boulevard, New Port Richey, FL.

FIFTH THIRD BANK

Newspaper:

Federal Register:

CIC Not available

Not available

Interagency Notices of Change in Bank Control 

filed by:

(1.) Jay L. Dunlap, Lincoln, NB to retain voting 

authority granted by proxy from Mark Dunlap 

over 58.25 shares or 55.48% of the outstanding 

voting shares of New Richmond 

Bancorporation, New Richmond, OH;

(2.) Samad Yaltaghian, Rusden, Northants, 

England, to acquire 46.75 shares or 45.52 

percent of the outstanding voting shares of 

New Richmond Bancorporation, New Richmond, 

OH;

(3.) Jay L. Dunlap, Lincoln, NB and Samad 

Yaltaghian, Rusden, Northants, England, in 

concert resulting from a proxy to vote 46.75 

shares or 45.52 percent of the outstanding 

voting shares of New Richmond 

Bancorporation, New Richmond, OH granted to 

Jay L. Dunlap by Samad Yaltaghian.

NEW RICHMOND 

BANCORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 4

Federal Reserve Bank of Cleveland

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

Alliance Financial Corporation, Gastonia, North 

Carolina, to become a bank holding company by 

acquiring 100 percent of Alliance Bank & Trust 

Company, Gastonia, North Carolina.

ALLIANCE FINANCIAL 

CORPORATION

Newspaper:

Federal Register:

* 4c8

4c8

03/19/2008

03/31/2008

Bank of America Corporation, Charlotte, North 

Carolina, to acquire 100% of the voting 

securities of Countrywide Financial 

Corporation, Calabasas, California, and thereby 

indirectly acquire 100% of the voting securities 

of Countrywide Bank, FSB, Alexandria, Virginia, 

and thereby engage in the business of 

operating a savings association.

BANK OF AMERICA 

CORPORATION

* Subject to the provisions of the Community Reinvestment Act
District: 5

Federal Reserve Bank of Richmond

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

FBSEA Not available

Not applicable

Caixa de Aforros de Vigo, Ourense e 

Pontevedra, Vigo, Spain, to establish 

international bank branches in New York, New 

York, Chicago, Illinois, Los Angeles, California, 

and Houston, Texas.

CAIXA DE AFORROS DE VIGO, 

OURENSE E PONTEVEDRA

Newspaper:

Federal Register:

CIC Not available

03/14/2008

(08-039) Prior change in control notice filed by 

Citizens Investors, LLC, Savannah, Georgia, 

along with its members, Robert C. Bush, Winter 

Park, Florida; Garfield Langmuir-Logan, San 

Juan Capistrano, California; John A. Murphy, 

Richmond Hill, Georgia; Thomas P. Prince, 

Winter Park, Florida; Elsie R. Chisholm, Michael 

M. Dobbs, Jack Eades, Harvey J. Gilbert, 

Douglas A. Goldstein, Thomas J. Hussey, 

Michael J. Kistler, Richard G. Mopper, Patrick T. 

O'Connor, Jerry E. Russell, Mark V. Smith, 

Henry D. Stevens IV, Gerald M. Thorne, and 

Jeffrey R. Tucker, all of Savannah, Georgia, to 

acquire 100 percent of the outstanding shares of 

First Citizens Bankshares, and its subsidiary, 

First Citizens Bank, both of Glennville, Georgia.

FIRST CITIZENS BANKSHARES, 

INC.

Newspaper:

Federal Register:

* 3A5 03/07/2008

03/24/2008

First Guaranty Bancshares, Inc., Hammond, 

Louisiana, to merge with First Community 

Holding Company, and thereby acquire its 

subsidiary, First Community Bank, both of 

Hammond, Louisiana.

FIRST GUARANTY 

BANCSHARES, INC.

Newspaper:

Federal Register:

4c8 Not applicable

Not applicable

Madison Community Bancshares Corporation, 

to acquire 50 percent of the outstanding shares 

of MCB Financial Services, LLC, both of 

Madison, Florida, and thereby engage in 

making, acquiring, brokering, or servicing loans 

or other extensions of credit.

MADISON COMMUNITY 

BANCSHARES CORPORATION

Newspaper:

Federal Register:

* 3A1 03/24/2008

03/14/2008

Silvergate Capital Corporation, to become a 

bank holding company by acquiring 100 percent 

of the outstanding shares of Silvergate Bank, 

both of La Jolla, California.

SILVERGATE CAPITAL 

CORPORATION

Newspaper:

Federal Register:

* 3A1 03/12/2008

03/17/2008

Summit Financial Enterprises, Inc., to become a 

bank holding company through the acquisition 

of 100 percent of the outstanding shares of 

Summit Bank, N.A., Panama City, Florida (in 

organization).

SUMMIT FINANCIAL 

ENTERPRISES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 6

Federal Reserve Bank of Atlanta

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

03/17/2008

Bancorp of New Glarus, Inc., New Glarus, 

Wisconsin, to acquire 100 percent of the voting 

shares of Bank of Juda, Juda, Wisconsin.

BANCORP OF NEW GLARUS, 

INC.

Newspaper:

Federal Register:

* 3A3 03/17/2008

03/11/2008

Bank Iowa Corporation, West Des Moines, 

Iowa, to acquire up to 100 percent of Hansen 

Bancorporation, Lawler, Iowa and thereby 

indirectly acquire State Bank of Lawler, New 

Hampton, Iowa.

BANK IOWA CORPORATION

Newspaper:

Federal Register:

CIC Not available

Not available

Notice by Jeffrey A. Mueller, Cascade, 

Wisconsin, to acquire 100 percent of the 

outstanding common stock of Collins Bankcorp, 

Inc., Collins, Wisconsin, and thereby indirectly 

acquire control of Collins State Bank, Collins, 

Wisconsin.

COLLINS BANKCORP, INC.

Newspaper:

Federal Register:

* 3A3 03/21/2008

03/21/2008

Community State Bank Employee Stock 

Ownership Plan and Trust, Union Grove, 

Wisconsin, to acquire an additional 8,124 

shares, or up to 40.0 percent, of the outstanding 

shares of Union Bancoporation, Inc., Union 

Grove, Wisconsin, and thereby indirectly 

increase its control of Community State Bank, 

Union Grove, Wisconsin.

COMMUNITY STATE BANK 

EMPLOYEE STOCK OWNERSHIP 

PLAN AND TRUST

Newspaper:

Federal Register:

* 3A1 Not available

03/14/2008

First Fontanelle Employee Stock Ownership 

Plan and Trust, Fontanelle, Iowa, to become a 

bank holding company by acquiring 30.76 

percent of First Fontanelle Bancorporation, 

Fontanelle, Iowa, and thereby indirectly acquire 

First National Bank, Greenfield, Iowa.

FIRST FONTANELLE EMPLOYEE 

STOCK OWNERSHIP PLAN AND 

TRUST

Newspaper:

Federal Register:

* Branch

Not applicable

M&I Marshall & Ilsley Bank, Milwaukee, 02/25/2008

Wisconsin, to establish 6 branches to be 

located at: I-470 and Wood's Chapel Road, Lee's 

Summit, Missouri; 115th Avenue and Van Buren 

Street, Avondale, Arizona; Cactus and Reems, 

Surprise, Arizona; CR-42 and Galaxie Avenue, 

Apple Valley, Minnesota; University Parkway 

and Honore, Sarasota, Florida; and Rinehart 

Road and SR-417, Sanford, Florida.

M&I MARSHALL & ILSLEY 

BANK

Newspaper:

Federal Register:

* Branch

Not applicable

Southwest Bank, An M&I Bank, St. Louis, 02/25/2008

Missouri, to establish a branch to be located at 

Telegraph Road and Christopher Road, Oakville, 

Missouri.

SOUTHWEST BANK, AN M&I 

BANK

Newspaper:

Federal Register:

* 3A1 Not available

Not available

Wisconsin Bancorp, Inc., Milwaukee, 

Wisconsin, to become a bank holding company 

by acquiring 100 percent of the voting shares of 

Mid America Bank, Janesville, Wisconsin.

Wisconsin Bancorp, Inc.

* Subject to the provisions of the Community Reinvestment Act
District: 7

Federal Reserve Bank of Chicago

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

 74140 ISABELLA B&TC, MOUNT PLEASANT, MICHIGAN 09/17/2007 02/24/2008 S Int Sm Bank

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* Branch

Not applicable

Allied Bank, Mulberry, Arkansas, to establish a 03/12/2008

branch facility to be located at 5701 Kavanaugh 

Boulevard, Little Rock, Arkansas.

ALLIED BANK

Newspaper:

Federal Register:

* 3A1 03/23/2008

03/24/2008

Parkside Financial, Inc., Clayton, Missouri, to 

become a bank holding company by acquiring 

100 percent of Parkside Financial Bank & Trust, 

Clayton, Missouri (in organization).

PARKSIDE FINANCIAL, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 8

Federal Reserve Bank of St. Louis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

Glacier Bank, Kalispell, Montana, to merge with 

Glacier Bank of Whitefish, Whitefish, Montana 

and incident thereto, proposes to establish 

branches at 319 East Second Street, Whitefish, 

Montana, 222 Dewey Avenue, Eureka, 

Montana, and 6195 Hwy 93 South, Whitefish, 

Montana.

GLACIER BANK

Newspaper:

Federal Register:

CIC Not available

03/04/2008

Notice by Lloyd O. Olson, Lake Park, 

Minnesota, to retain 10 percent or more of the 

shares of Lake Park Bancshares, Inc., Lake Park, 

Minnesota, and thereby indirectly retain control 

of State Bank of Lake Park, Lake Park, 

Minnesota.

LAKE PARK BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 9

Federal Reserve Bank of Minneapolis

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

* 3A3 Not available

03/31/2008

First Liberty Capital Corporation Employee 

Stock Ownership Plan and First Liberty Capital 

Corporation, both of Hugo, Colorado, to acquire 

up to 100 percent of the voting shares of First 

Mountain Bank, Leadville, Colorado.

FIRST LIBERTY CAPITAL 

CORPORATION EMPLOYEE 

STOCK OWNERSHIP PLAN

Newspaper:

Federal Register:

* 18C Not available

* Branch Not applicable

First National Bank of Missouri, Lee's Summit, 

Missouri, to merge with Metcalf Bank, Overland 

Park, Kansas, and incident thereto, to establish 

six branches located at 7840 Metcalf Avenue 

(mobile branch) 7840 Metcalf Avenue, 10300 

Metcalf Avenue, 11900 College Boulevard, 

15100 Metcalf Avenue, all in Overland Park, 

Kansas; and 13446 S. Blackbob Road, Olathe, 

Kansas; and to operate under the title of 

Metcalf Bank, Lee's Summit, Missouri.

FIRST NATIONAL BANK OF 

MISSOURI

Newspaper:

Federal Register:

Member Not applicable

Not applicable

First National Bank of Missouri (to be known as 

Metcalf Bank), Lee's Summit, Missouri, to 

become a member of the Federal Reserve 

System.

FIRST NATIONAL BANK OF 

MISSOURI

Newspaper:

Federal Register:

3A1 Not applicable

Not applicable

HOTC Investment Company to become a bank 

holding company through the acquisition of 100 

percent of the voting shares of Wray State 

Bank, both in Wray, Colorado.

HOTC INVESTMENT COMPANY

Newspaper:

Federal Register:

* 3A3 03/21/2008

03/21/2008

International Brotherhood of Boilermakers, Iron 

Ship Builders, Blacksmiths, Forgers and 

Helpers, Kansas City, Kansas, to acquire, over a 

period of 60 months, up to 47.5 percent of the 

voting shares of Brotherhood Bancshares, Inc., 

parent of Brotherhood Bank & Trust Company, 

both in Kansas City, Kansas.

INTERNATIONAL 

BROTHERHOOD OF 

BOILERMAKERS, IRON SHIP 

BUILDERS, BLACKSMITHS, 

FORGERS AND HELPERS

Newspaper:

Federal Register:

* 3A1 03/15/2008

03/17/2008

Prime Bank Group, Inc., to become a bank 

holding company through the acquisition of 100 

percent of the voting shares of Prime Bank, (in 

organization), both in Edmond, Oklahoma.

PRIME BANK GROUP, INC.

Newspaper:

Federal Register:

CIC 03/10/2008

03/14/2008

Notice by Lawrence W. Stanosheck, Odell, 

Nebraska; James B. Stanosheck, Odell, 

Nebraska; Karen J. Nannen, Randolph, 

Nebraska; and Mary Ellen Watkins, Aptos, 

California; all as a members of a family group, to 

acquire control of S. & S. Investment Company, 

parent of State Bank of Odell, both in Odell, 

Nebraska, through the acquisition of voting 

shares.

S. & S. INVESTMENT COMPANY

Newspaper:

Federal Register:

CIC 03/10/2008

03/12/2008

Notice by Keela Terry, Weatherford, Oklahoma, 

as a member of the Harrel family group, to 

acquire control of Western Oklahoma 

Bancshares, Inc., parent of Bank of Western 

Oklahoma, both in Elk City, Oklahoma, through 

the acquisition of voting shares.

WESTERN OKLAHOMA 

BANCSHARES, INC.

* Subject to the provisions of the Community Reinvestment Act
District: 10

Federal Reserve Bank of Kansas City

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 11

Federal Reserve Bank of Dallas

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Filings received during the week ending March 1, 2008

Filer Filing Type Filing Proposal End of Comment Period

Newspaper:

Federal Register:

4c8 Not applicable

03/14/2008

NHB Holdings, Inc., and Proficio Mortgage 

Ventures, LLC, both of Jacksonville, Florida, to 

engage de novo in a joint venture with Capital 

Relocation Mortgage, Sterling, Virginia, in 

conducting mortgage banking activities, 

pursuant to section 4(c)(8) of the Bank Holding 

Company Act and section 225.28(b)(1) of 

Regulation Y.

NHB HOLDINGS, INC.

Newspaper:

Federal Register:

* 3A1

4c8

03/19/2008

03/24/2008

Porter Mountain III, LLLP, to: 1) become a bank 

holding company by acquiring up to 30 percent 

of Grand Valley Corporation, both of Grand 

Junction, Colorado, and indirectly its 

subsidiary, Grand Valley National Bank, Heber 

City, Utah, pursuant to section 3(a)(1) of the 

Bank Holding Company Act; and 2) to engage 

de novo, indirectly, in extending credit and 

servicing loans pursuant to section 4(c)(8) of 

the Bank Holding Company Act, and section 

225.28(b)(1) of Regulation Y.

PORTER MOUNTAIN III, LLLP

* Subject to the provisions of the Community Reinvestment Act
District: 12

Federal Reserve Bank of San Francisco

Availability of CRA Public Evaluations 

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in 

which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and 

is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated 

periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Exam Method

CRA

Institution / Location Exam Date Rating

RSSD

ID

CRA

Public Date

NONE

CRA Examinations scheduled for Quarter of 

Institution Location

NONE

* Subject to the provisions of the Community Reinvestment Act