<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
                              This schedule contains summary financial
                              information extracted from Form 10-QSB for the
                              period ended March 31, 2000 and is qualified in
                              its entirety by reference to such financial
                              statements.
</LEGEND>
<CIK>                         0001071264
<NAME>                        Jacksonville Bancorp, Inc.

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Mar-31-2000
<CASH>                                         1,174
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               4,829
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    1,949
<INVESTMENTS-CARRYING>                         50
<INVESTMENTS-MARKET>                           50
<LOANS>                                        11,614
<ALLOWANCE>                                    116
<TOTAL-ASSETS>                                 24,054
<DEPOSITS>                                     14,755
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            1,317
<LONG-TERM>                                    0
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<INTEREST-TOTAL>                               273
<INTEREST-DEPOSIT>                             98
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<INCOME-PRETAX>                                (408)
<INCOME-PRE-EXTRAORDINARY>                     (254)
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   (254)
<EPS-BASIC>                                    (.25)
<EPS-DILUTED>                                  (.25)
<YIELD-ACTUAL>                                 5.26
<LOANS-NON>                                    0
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<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>