Exhibit 14

                         AFFINITY TECHNOLOGY GROUP, INC.
              CODE OF ETHICS FOR CEO AND SENIOR FINANCIAL OFFICERS

         The Company has developed this Code of Ethics which is applicable to
the CEO and all senior financial officers, including the CFO and principal
accounting officer. The CEO and senior financial officers are subject to the
following specific policies:
          1.   The CEO and all senior financial officers shall at all times
               engage in and promote honest and ethical conduct, including the
               ethical handling of actual or apparent conflicts of interest
               between personal and professional relationships. The CEO and all
               senior financial officers should avoid conflicts of interest and
               disclose to the Board of Directors any material transaction or
               relationship that reasonably could be expected to give rise to
               such a conflict.
          2.   The CEO and all senior financial officers are responsible for
               full, fair, accurate, timely and understandable disclosure in the
               periodic reports and documents required to be filed by the
               Company with, or submitted by the Company to, the SEC and in
               other communications made by the Company. Accordingly, it is the
               responsibility of the CEO and each senior financial officer
               promptly to bring to the attention of the Audit Committee any
               material information of which he or she may become aware that
               affects the disclosures made by the Company in its public filings
               and otherwise assist the Audit Committee in fulfilling its
               responsibilities.
          3.   The CEO and all senior financial officers shall comply with all
               governmental laws, rules and regulations. 4. The CEO and each
               senior financial officer shall promptly bring to the attention of
               the Audit Committee any information he or she may have concerning
               (a) significant deficiencies in the design or operation of
               internal controls which could adversely affect the Company's
               ability to record, process, summarize, and report financial data
               or (b) any fraud, whether or not material, that involves
               management or other employees who have a significant role in the
               Company's financial reporting, disclosures or internal controls.
          5.   The CEO and each senior financial officer shall promptly bring to
               the attention of the Audit Committee any information he or she
               may have concerning any violation of this Code of Ethics,
               including any actual or apparent conflicts of interest between
               personal and professional relationships, involving the CEO or any
               management or other employees who have a significant role in the
               Company's financial reporting, disclosures or internal controls.
          6.   The CEO and each senior financial officer shall promptly bring to
               the attention of the Audit Committee any information he or she
               may have concerning evidence of a material violation of the
               securities or other laws, rules or regulations applicable to the
               Company and the operation of its business, by the Company or any
               agent thereof.
          7.   The Board of Directors shall determine, or designate appropriate
               persons to determine, appropriate actions to be taken in the
               event of violations of this Code of Ethics by the CEO and the
               Company's senior financial officers. Such actions shall be
               reasonably designed to deter wrongdoing and to promote
               accountability for adherence to this Code of Ethics and shall
               include written notices to the individual involved that the Board
               has determined that there has been a violation, censure by the
               Board, demotion or re-assignment of the individual involved,
               suspension with or without pay or benefits (as determined by the
               Board) and termination of the individual's employment. In
               determining what action is appropriate in a particular case, the
               Board of Directors or such designee shall take into account all
               relevant information, including the nature and severity of the
               violation, whether the violation was a single occurrence or
               repeated occurrences, whether the violation appears to have been
               intentional or inadvertent, whether the individual in question
               had been advised prior to the violation as to the proper course
               of action and whether or not the individual in question had
               committed other violations in the past.