Release dates | Full version (300 KB PDF)Board Actions | Actions under delegated authority  Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

#   Actions under delegated authority

## Actions taken during the week ending August 4, 2007

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Bank Branches, DomesticRichmondBank of the Commonwealth, Norfolk, Virginia  -- to establish a branch at 221 Western Avenue, Suffolk.					-Approved, August 1, 2007 					ChicagoCorridor State Bank, Coralville, Iowa  -- to establish a branch at 202 North Linn Street, Iowa City.					-Approved, August 1, 2007 					RichmondOld Line Bank, Bowie, Maryland  -- to establish a branch at 9658 Baltimore Avenue, College Park.					-Approved, August 3, 2007 					DallasSouthwest Bank, Fort Worth, Texas  -- to establish branches at 3340 Camp Bowie Boulevard and 4809 Camp Bowie Boulevard.					-Approved, July 30, 2007 					

Bank Holding CompaniesSecretaryThe Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York  -- to acquire additional shares of 473 Broadway Holding Corporation and The Adirondack Trust Company.					-Approved, August 2, 2007 					AtlantaCCB Financial Corporation, Jonesboro, Georgia  -- relief from a commitment.					-Granted, August 1, 2007 					Kansas CityCommunity State Bankshares, Inc., Lamar, Colorado  -- to become a bank holding company and to acquire Community State Bank, a de novo bank.					-Withdrawn, July 31, 2007 					ClevelandFirst Capital Bancshares, Inc., Chillicothe, Ohio  -- waiver of application to acquire Deerfield Bancshares, Inc., Clarksburg, in connection with the merger of their subsidiary banks, The Citizens National Bank of Chillicothe, Chillicothe, and Clarksburg Commercial Bank, Clarksburg.					-Granted, August 2, 2007 					ChicagoFirst Michigan Bancorp, Inc., Troy, Michigan  -- to become a bank holding company and to acquire First Michigan Bank, a de novo bank.					-Approved, August 1, 2007 					AtlantaFlorida Bank Group, Inc., Tampa, Florida  -- to merge with Cygnet Financial Corporation, Ponte Vedra, and thereby acquire Cygnet Private Bank.					-Approved, July 31, 2007 					ChicagoMetropolitan Bank Group, Inc., Chicago, Illinois; Alpha Bancorp, Inc., Metropolitan Bancorp, Inc., and Plaza Bancorp, Inc.  -- to acquire Oswego Bancshares, Inc., Oswego, and Oswego Community Bank.					-Approved, July 31, 2007 					St. LouisPorter Bancorp, Inc., Louisville, Kentucky, and PBIB Corporation, Inc.  -- to acquire Ohio County Bancshares, Inc., Beaver Dam, Kentucky, and thereby acquire Kentucky Trust Bank.					-Approved, August 3, 2007 					DallasProvidence Bancshares Corporation, Southlake, Texas  -- to become a bank holding company and to acquire Providence Bank of Texas, a de novo bank.					-Approved, August 2, 2007 					RichmondSquare 1 Financial, Inc., Durham, North Carolina  -- to engage de novo in private placement and investment advisory activities.					-Approved, July 31, 2007 					

Bank MergersKansas CityFirst State Bank, Lincoln, Nebraska  -- to merge with Saline State Bank, Wilber, and thereby establish a branch.					-Approved, July 31, 2007 					SecretaryIndependent Bank, Bay City, Michigan  -- to merge with Independent Bank East Michigan, Troy; Independent Bank South Michigan, East Lansing; and Independent Bank West Michigan, Grand Rapids; and thereby establish branches, and to become a member of the Federal Reserve System.					-Approved, August 3, 2007 					St. LouisPeoples Bank & Trust Co., Troy, Missouri  -- to purchase certain assets and assume certain liabilities of the Bowling Green branch of F&M Bank and Trust Company, Hannibal, and thereby establish a branch.					-Approved, August 1, 2007 					

Change In Bank ControlSt. LouisDrew Bancshares, Inc., Monticello, Arkansas  -- to retain control of Drew Bancshares, Inc.					-Permitted, July 31, 2007 					AtlantaFirst National Corporation, Savannah, Georgia  -- to retain control of First National Corporation.					-Permitted, July 30, 2007 					DallasMS Financial, Inc., Kingwood, Texas  -- change in bank control.					-Permitted, July 31, 2007 					St. LouisSterling Bancshares, Inc., Poplar Bluff, Missouri  -- change in bank control.					-Permitted, July 31, 2007 					

Extensions Of TimeAtlanta1st United Bank, Boca Raton, Florida  -- extension to August 10, 2008, to establish a branch at 1700 Palm Beach Lakes Boulevard, West Palm Beach.					-Granted, July 31, 2007 					SecretaryBank of America Corporation, Charlotte, North Carolina  -- commenters' requests to extend the comment period on the application to acquire ABN AMRO North America Holding Company, Chicago, Illinois, and thereby acquire LaSalle Bank Corporation, LaSalle Bank National Association, Chicago, and LaSalle Bank Midwest National Association, Troy, Michigan.					-Denied, August 1, 2007 					SecretaryRoyal Bank of Scotland Group, plc, et al., Edinburgh, Scotland  -- commenter's request to extend the comment period on the application to acquire ABN AMRO Holding, N.V., Amsterdam, The Netherlands, and thereby acquire ABN AMRO North American Holding Company, Chicago, Illinois, LaSalle Bank Corporation, LaSalle Bank National Association, Chicago, and LaSalle Bank Midwest National Association, Troy, Michigan.					-Denied, August 1, 2007 					

Financial Holding CompaniesClevelandFSB Financial Corp, New Madison, Ohio  -- election to become a financial holding company.					-Effective, August 1, 2007 					

MembershipSan FranciscoPacific Commerce Bank, National Association, Los Angeles, California  -- to retain membership in the Federal Reserve System on conversion to a state charter.					-Approved, August 3, 2007 					

Regulations And PoliciesDirector, C&CARegulation Z (Truth in Lending)  -- annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgages with rates or fees above a certain amount (Docket No. R-1291).					-Approved, August 1, 2007 					

Release dates | Full version (300 KB PDF)Board Actions | Actions under delegated authority  Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco
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