Federal Reserve Release

H.2

Actions of the Board, Its Staff, 

and the Federal Reserve Banks; 

Applications and Reports Received

No. 26

Week Ending June 27, 1998

Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2 Board Actions June 21, 1998 to June 27, 1998

Bank Holding Companies

Societe Generale, Paris, France -- to acquire Cowen & Co., New York, New York, 

and Cowen Incorporated and engage in underwriting and dealing, to a limited extent, 

in all types of debt and equity securities, except ownership interests in open-end 

investment companies, and in certain other nonbanking activities.

- Approved, June 22, 1998 

SunTrust Banks, Inc., Atlanta, Georgia, and SunTrust Bank -- to include certain 

stock gains in Tier 2 capital.

- Approved, June 25, 1998 

Regulations And Policies

Commodity Futures Trading Commission -- letter to the CFTC concerning its report 

on its exercise of margin authority.

- Approved, June 22, 1998 

Regulation I -- revisions to simplify and update the regulation and reduce regulatory 

burden (Docket No. R-0966).

- Approved, June 26, 1998 

Regulation H -- amendments to update and clarify Regulation H and to incorporate 

provisions of Regulation P (Docket No. R-0964); recision of Regulation P (Docket 

No. R-0965)

- Approved, June 26, 1998 

Reserve Bank Operations

Reserve Bank budgets -- objective for 1999.

- Approved, June 24, 1998 

Enforcement

Credit and Commerce American Holdings, N.V., Netherland, Antilles -- order of 

prohibition against Faisal Saud Al-Fulaij, a former institution-affiliated party of 

Credit and Commerce American Holdings.

- Announced, June 23, 1998 

(AC) = Addition or Correction Board - Page 1 of 1
June 21, 1998 to June 27, 1998

BS&R

C&CA

FOMC

RBOPS

IF

OSDM

Banking Supervision and Regulation

Consumer and Community Affairs

Federal Open Market Committee

Reserve Bank Operations and Payment

International Fiance

Office of Staff Director for Management

H.2 Actions under delegated authority

Bank Branches, Domestic

Arkansas Bank and Trust Company, Hot Springs, Arkansas -- to establish a branch 

in the Albertson's store at 500 Cornerstone Blvd.

- Approved, June 26, 1998 

St. Louis

Bank of McKenney, McKenney, Virginia -- to establish a branch at 20815 

Chesterfield Plaza, Ettrick, Virginia.

- Approved, June 15, 1998 (AC)

Richmond

Byron State Bank, Byron Center, Michigan -- to establish a branch at 4601 134th 

Avenue, Suite C, Hamilton, Michigan.

- Approved, June 11, 1998 (AC)

Chicago

CIB Bank, Hillside, Illinois -- to acquire the assets and assume the liability to pay 

deposits of the Burnee, Illinois, branch of Argo Federal Savings Bank, FSB, Summit, 

Illinois.

- Approved, June 24, 1998 

Chicago

First Capitol Bank, York, Pennsylvania -- to establish a branch at 5 West High 

Street, Red Lion Borough, York, Pennsylvania.

- Approved, June 25, 1998 

Philadelphia

Huron Community Bank, East Tawas, Michigan -- to purchase certain assets and 

assume certain liabilities of the Lincoln and Harrisville, Michigan, branches of First of 

America Bank, National Association, Kalamazoo, Michigan, and establish a branch at 

423 East Main Street, Harrisville.

- Approved, June 22, 1998 

Chicago

(AC) = Addition or Correction Delegated - Page 1 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Bank Branches, Domestic

Union Bank and Trust Company of Indiana, Greensburg, Indiana -- to acquire the 

assets and assume the liability to pay deposits of three branches of First of America 

Bank, N.A., Kalamazoo, Michigan.

- Approved, June 24, 1998 

Chicago

Valley Independent Bank, El Centro, California -- to establish a branch at 39-700 

Bob Hope Drive, Suite 100, Rancho Mirage, California.

- Approved, June 22, 1998 

San Francisco

Bank Holding Companies

Ameribanc, Inc., St. Louis, Missouri -- termination as a registered lender under 

Regulation U.

- Approved, June 22, 1998 

St. Louis

Associated Banc-Corp., Green Bay, Wisconsin -- to acquire Citizens Bankshares, 

Inc., Shawano, Wisconsin, and acquire Citizens Bank, National Association; 

Wisconsin Finance Corporation; and Citizens Financial Services, Inc.

- Withdrawn, June 24, 1998 

Chicago

CBOT Financial Corporation, New Waverly, Texas, -- to acquire CBOT Mortgage, 

Conroe, Texas,

- Permitted, June 22, 1998 

Dallas

Citizens Bancshares Inc., Salineville, Ohio -- to acquire shares of NSD Bancorp, Inc., 

Pittsburgh, Pennsylvania.

- Approved, June 26, 1998 

Cleveland

Commerce Bancorp, Inc., Cherry Hill, New Jersey -- to acquire shares of Commerce 

Bank/Delaware, National Association, Wilmington, Delaware.

- Approved, June 22, 1998 

Philadelphia

(AC) = Addition or Correction Delegated - Page 2 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Bank Holding Companies

Compass Bancshares, Inc., Birmingham, Alabama; Compass Banks of Texas, Inc.; 

and Compass Bancorporation of Texas, Inc., Wilmington, Delaware -- to acquire Hill 

Country Bank, Austin, Texas, and for Compass Bank, Houston, Texas, to merge 

with Hill Country Bank and establish branches at the current locations of Hill 

Country Bank.

- Approved, June 25, 1998 

Secretary

Frandsen Financial Corporation, Forest Lake, Minnesota -- to acquire shares of 

Taylor Bancshares, Inc., North Mankato, Minnesota.

- Approved, June 24, 1998 

Minneapolis

Horizons Bancorp, Inc., Monroe, Louisiana -- to acquire Horizons Bank.

- Approved, June 24, 1998 

Dallas

M.I.F. Limited, Chisholm, Minnesota -- to acquire Chisholm Bancshares, Inc.

- Approved, June 24, 1998 

Minneapolis

Mellon Bank Corporation, Pittsburgh, Pennsylvania -- to acquire, through Mellon 

MBC Investments Corporation, shares of Prime Advisors, Inc., Kirkland, 

Washington, and engage in permissible investment activities.

- Permitted, June 25, 1998 

Cleveland

National Commerce Bancorporation, Memphis, Tennessee -- to acquire CBC 

Bancshares, Inc., Collierville, Tennessee, and its subsidiary, The Citizens Bank, 

Collierville, Tennessee.

- Approved, June 24, 1998 

St. Louis

PASL Holding Corp., New York, New York, and MetBank Holding Corp. -- to 

acquire Metropolitan National Bank.

- Approved, June 26, 1998 

New York

(AC) = Addition or Correction Delegated - Page 3 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Bank Holding Companies

RVB Bancshares, Inc., Russellville, Arkansas -- to acquire River Valley Bank.

- Approved, June 25, 1998 

St. Louis

Spring Hill (Delaware), Inc., Wilmington, Delaware -- to acquire Spring Hill State 

Bank, Longview, Texas.

- Approved, June 24, 1998 

Dallas

Spring Hill Holdings Corporation, Longview, Texas -- to acquire Spring Hill 

(Delaware), Inc., Wilmington, Delaware, and Spring Hill State Bank, Longview, 

Texas.

- Approved, June 24, 1998 

Dallas

State Street Corporation, Boston, Massachusetts, and SSB Investments, Inc. -- to 

acquire Askari, Inc., New York, New York, and engage in data processing activities.

- Permitted, June 23, 1998 

Secretary

Stichting Administratiekantoor ABN AMRO Holding, Amsterdam, The Netherlands; 

Stichting Prioriteit ABN AMRO Holding; ABN AMRO Bank N.V.; and ABN 

AMRO Holding N.V. -- to serve as a general partner of one or more investment 

funds organized as limited partnerships and act as a commodity pool operator, to act 

as agent for the private placement of securities issued by the limited partnership, and 

to trade as principal in all assets in which a bank holding company is permitted to 

trade.

- Approved, June 23, 1998 

Chicago

Triangle Bancorp, Inc., Raleigh, North Carolina -- to acquire the successor by 

conversion to United Federal Savings Bank, Rocky Mount, North Carolina.

- Approved, June 24, 1998 

Richmond

(AC) = Addition or Correction Delegated - Page 4 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Bank Holding Companies

Union Planters Corporation, Memphis, Tennessee, and Union Planters Holding 

Corporation -- to acquire Ambanc Corp., Vincennes, Indiana, and its subsidiary 

banks, Ambank Indiana, Vincennes, and Ambank Illinois, N.A., Robinson, Illinois.

- Approved, June 24, 1998 

St. Louis

UnionBancorp, Inc., Ottawa, Illinois -- to retain Sainet, Streeter, Illinois, and provide 

certain Internet access and engage in data processing.

- Permitted, June 24, 1998 

Chicago

United Community Bancshares, Inc., Eagan, Minnesota -- to acquire a joint venture 

interest in United Trust Company National Association, Eagan, Minnesota, and 

engage de novo in nondepository trust company activities.

- Permitted, June 24, 1998 

Minneapolis

United Security Bancorporation, Spokane, Washington -- to acquire Grant National 

Bank, Ephrata, Washington.

- Approved, June 24, 1998 

Chicago

West Point Bancshares, Inc., Oshkosh, Wisconsin -- to purchase loans.

- Permitted, June 23, 1998 

Chicago

Bank Mergers

Triangle Bank, Raleigh, North Carolina -- to merge with the successor by conversion 

to United Federal Savings Bank, Rocky Mount, North Carolina, in an Oakar 

transaction, and to establish branches.

- Approved, June 24, 1998 

Richmond

Banks, State Member

Eldorado Bank, Tustin, California -- payment of a dividend.

- Approved, June 24, 1998 

San Francisco

(AC) = Addition or Correction Delegated - Page 5 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Banks, State Member

Southern California Bank, Newport Beach, California -- payment of a dividend.

- Returned, June 24, 1998 

San Francisco

Change In Bank Control

United Financial Banking Companies, Inc., Vienna, Virginia -- change in bank 

control.

- Permitted, June 25, 1998 

Richmond

Yutan Bancorp, Inc., Yutan, Nebraska -- change in bank control.

- Permitted, June 22, 1998 

Kansas City

Competitive Factors Reports

Bank of Dardanelle, Dardanelle, Arkansas -- report on competitive factors of the 

proposed purchase of the assets and assumption of the liabilities of the Danville, 

Arkansas, branch of Superior Federal Bank, F.S.B., Fort Smith, Arkansas.

- Submitted, June 24, 1998 

St. Louis

Bank of Livingston, Livingston, Texas -- report of competitive factors of the 

proposed merger with New First National Bank of Livingston.

- Submitted, June 23, 1998 

Dallas

Bank of the Ozarks, NWA, Jasper, Arkansas -- report on competitive factors of the 

proposed purchase of the assets and assumption of the liabilities of the Marshall, 

Arkansas, branch of Superior Federal Bank, F.S.B., Fort Smith, Arkansas.

- Submitted, June 24, 1998 

St. Louis

(AC) = Addition or Correction Delegated - Page 6 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Competitive Factors Reports

Banterra Bank, Marion, Illinois -- report on competitive factors of the proposed 

merger with Banterra Bank of West Frankfort, West Frankfort, Illinois; Banterra 

Bank Group, Eldorado, Illinois; Banterra Bank, N.A., Paducah, Kentucky; and 

Banterra Bank of Christopher, Christopher, Illinois.

- Submitted, June 26, 1998 

St. Louis

Berkshire Bank, Pittsfield, Massachusetts -- report on competitive factors of the 

proposed purchase of certain assets and assumption of certain liabilities of the North 

Adams, Massachusetts, branch and two Pittsfield, Massachusetts, branches of Fleet 

National Bank, Providence, Rhode Island.

- Submitted, June 24, 1998 

Boston

Citizens Bank of Connecticut, New London, Connecticut -- report on competitive 

factors of the proposed purchase of certain assets and assumption of certain liabilities 

of the Branford, East Haven, and North Haven, Connecticut, branches of Branford 

Savings Bank, Branford, Connecticut.

- Submitted, June 22, 1998 

Boston

Citizens Bank of Massachusetts, Boston, Massachusetts -- report on competitive 

factors of the proposed merger with Woburn National Bank, Woburn, Massachusetts.

- Submitted, June 24, 1998 

Boston

Citizens Commerce National Bank, Versailles, Kentucky -- report on competitive 

factors of the proposed merger with Citizens Commerce Interim National Bank.

- Submitted, June 25, 1998 

Cleveland

Community Bank of Texas, Beaumont, Texas -- report on competitive factors of the 

proposed merger with Silsbee State Bank, Silsbee, Texas.

- Submitted, June 24, 1998 

Dallas

(AC) = Addition or Correction Delegated - Page 7 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Competitive Factors Reports

First National Bank at Paris, Paris, Arkansas -- report on competitive factors of the 

proposed purchase of the assets and assumption of the liabilities of the Waldron, 

Arkansas, branch of Superior Federal Bank, F.S.B., Fort Smith, Arkansas.

- Submitted, June 26, 1998 

St. Louis

First Union National Bank, Charlotte, North Carolina -- report on competitive 

factors of the proposed merger with Mentor Trust Company, Richmond, Virginia.

- Submitted, June 22, 1998 

Richmond

New First National Bank of Livingston, Livingston, Texas -- report on competitive 

factors of the proposed merger with The First National Bank of Livingston.

- Submitted, June 23, 1998 

Dallas

North Pacific Bank, Tacoma, Washington -- report on competitive factors of the 

proposed merger with Heritage Savings Bank, Olympia, Washington.

- Submitted, June 22, 1998 

San Francisco

One Valley Bank-East, National Association, Martinsburg, West Virginia -- report 

on competitive factors of the purchase of certain assets and assumption of certain 

liabilities of the Purcellville, Virginia, branch of One Valley Bank-Central Virginia, 

National Association, Lynchburg, Virginia.

- Submitted, June 22, 1998 

Richmond

Pacific Century Bank, N.A., Phoenix, Arizona -- report on competitive factors of the 

proposed merger with California United Bank, Encino, California.

- Submitted, June 24, 1998 

Secretary

People's Bank of California, Los Angeles, California -- report on competitive factors 

of the proposed acquisition of the United Pacific Bank branch at 1555 Brookhurst 

Avenue, Westminster, California.

- Submitted, June 22, 1998 

San Francisco

(AC) = Addition or Correction Delegated - Page 8 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Competitive Factors Reports

Security Federal Savings and Loan Assoication of Cleveland, Mayfield Heights, 

Ohio, and First Federal Savings Bank of Kent, Kent, Ohio -- report on competitive 

factors of the proposed merger with FirstMerit Bank, N.A., Akron, Ohio.

- Submitted, June 27, 1998 

Cleveland

Sentinel Interim Bank, Richlands, Virginia -- report on competitive factors of the 

proposed merger with First Sentinel Bank.

- Submitted, June 25, 1998 

Richmond

Signal Bank, N.A., Wooster, Ohio -- report on competitive factors of the proposed 

purchase of certain assets and assumption of certain liabilities of the 350 North 

Seltzer Street, Crestline, Ohio, branch of FirstMerit Bank, N.A., Akron, Ohio.

- Submitted, June 25, 1998 

Cleveland

Extensions Of Time

Compass Bancshares, Inc., Birmingham, Alabama; Compass Banks of Texas, Inc.; 

and Compass Bancorporation of Texas, Inc., Wilmington, Delaware -- request for 

extension of comment period.

- Denied, June 25, 1998 

Secretary

East Coast Bank Corporation Employee Stock Ownership Plan Trust, Ormond 

Beach, Florida -- extension to September 27, 1998, to acquire shares of East Coast 

Bank Corporation.

- Granted, June 27, 1998 

Atlanta

First Union Corporation, Charlotte, North Carolina -- extension to September 29, 

1998, to provide, through Electronic Payment Services, Inc., automated teller 

machine and point-of-sale services outside the United States.

- Granted, June 26, 1998 

Richmond

(AC) = Addition or Correction Delegated - Page 9 of 10
H.2 Actions under delegated authority June 21, 1998 to June 27, 1998

Extensions Of Time

Greater Community Bancorp, Totowa, New Jersey -- extension to August 19, 1998, 

to acquire shares of 1st Bergen Bancorp, Wood-Ridge, New Jersey

- Approved, June 26, 1998 

New York

Morrill Bancshares, Sabetha, Kansas -- extension to March 24, 1999, to acquire 

voting securities of Century Acquisition Corporation, Hurst, Texas.

- Granted, June 19, 1998 (AC)

Chicago

Pathfinder Bancorp, MHC, Oswego, New York, and Oswego County, MHC -- 

extension of time to file comments.

- Granted, June 22, 1998 

Secretary

Travelers Group Inc., New York, New York, and Citicorp -- request for extension of 

comment period.

- Denied, June 23, 1998 

Secretary

Membership

Farmers Bank, Windsor, Virginia -- to become a member of the Federal Reserve 

System.

- Approved, June 26, 1998 

Richmond

FirstBank of Vail, Vail, Colorado -- to become a member of the Federal Reserve 

System.

- Approved, June 26, 1998 

Secretary

(AC) = Addition or Correction Delegated - Page 10 of 10
District 1

Federal Reserve Bank of Boston

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

None

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

3(a)(1)* Danvers Bancorp, Inc., Danvers, Massachusetts – application to

form a mutual bank holding company through the acquisition of

100% of Danvers Savings Bank, Danvers, Massachusetts

Newspaper-07/20/98

Fed Reg – 07/16/98

*Subject to CRA

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

4(c)(8) UST Corp., Boston, Massachusetts – application to organize a 

new subsidiary to be called Cambridge Trade Finance Corp.,

Boston, Massachusetts and acquire certain assets of Cambridge

Trading Services Corporation, Boston, Massachusetts

Fed Reg – 07/20/98

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's

performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now

available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 2

Federal Reserve Bank of New York

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

Branch The Adirondack Trust Company, Saratoga Springs, New York, to

establish a branch office at the 3017 Route 50, Wilton, New

York.*

07/11/1998

Branch European American Bank, Uniondale, New York, to establish a

branch office at the Edwards supermarket located at 3577 Long

Beach Road, Oceanside, New York.*

07/13/98

* Subject to the provisions of the Community Reinvestment Act

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

CIC Mr. John L. Soldoveri to acquire additional shares of Greater

Community Bancorp, Totowa, New Jersey.

07/11/98*

* Newspaper Comment Period Ending Date

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

4(c)(8) Deutsche Bank, Frankfurt am Main, Germany, to acquire indirectly

through its wholly-owned subsidiary, German American capital

corporation, New York, New York, ownership and control of a

33.33 percent interest in Bouclier Bert Limited, L.L.C., d/b/a

Green Shield Limited, L.L.C., Woodbury, New Jersey, and thereby

engage in residential mortgage warehouse lending, pursuant to

Section 225.28 (b)(1) of the Board’s Regulation Y.

N/Avail
Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None

Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 3

Federal Reserve Bank of Philadelphia

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

Branch Summit Bank, Bethlehem, PA, to establish a branch office at

Pathmark Supermarket, 1000 East Road, Wyncote, Montgomery

County, PA.

7/12/98

Branch Summit Bank, Bethlehem, PA, to establish a branch office at

Genuardi=s Family Market, Roslyn Shopping Center, Easton &

Susquehanna Roads, Roslyn Montgomery County, PA, and

Pathmark Supermarket 421 South 69th Boulevard, Upper Darby,

Delaware County, PA.

6/23/98

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

None

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None
Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None

Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

734613 Bank of Landisburg

Landisburg, PA

1/20/98 6/16/98 S X

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 4

Federal Reserve Bank of Cleveland

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

None

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

3(a)(5) Application by F.N.B. Corporation, Hermitage, PA and Southwest

banks, Inc., Naples, FL received on June 26, 1998, to acquire

Citizens Holding Corporation, Clearwater, FL.

*Newspaper:

July 25, 1998

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

612618 The Provident Bank

1 East Fourth Street

Cincinnati, OH 45202

10/20/97 6/26/98 O X

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 5

Federal Reserve Bank of Richmond

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

Branch Centura Bank, Rocky Mount, North Carolina, to establish a

branch at 608 16th Avenue North, Myrtle Beach, South Carolina.*

7-22-1998

Branch Peninsula Trust Bank, Incorporated, Gloucester, Virginia, to

establish a branch at 100 McLaws Circle, Williamsburg,

Virginia.*

7-27-1998

* Subject to the provisions of the Community Reinvestment Act.

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

Comment period

None

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

Comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

3(a)(1) Delmarva Bancshares, Inc., Cambridge, Maryland, to become

a bank holding company through the acquisition of 100% of the

voting shares of The National Bank of Cambridge, Cambridge,

Maryland.
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's

performance under CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now

available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

904425 Bank of the Eastern Shore

301 Crusader Road

Cambridge, Maryland 21613-2503

4-20-1998 6-27-1998 S X

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 6

Federal Reserve Bank of Atlanta

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

Comment period

Branch Mobile County Bank, Grand Bay, Alabama, to establish a

branch located at 5370 Highway 90 West, Mobile, Alabama.

07-20-98*

18(c) Republic Security Bank, West Palm Beach, Florida, to merge with

First Bank of Florida, West Palm Beach, Florida.

N/Avail*

Member FirstBank, Dallas, Texas, to become a member of the Federal

Reserve System.

N/Avail*

Branch First Newton Bank, Covington, Georgia, to establish a branch

located at 285 Jonesboro Road, McDonough, Georgia.

07-19-98*

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

Comment period

3(a)(3) The Colonial BancGroup, Inc., Montgomery, Alabama, to acquire

FirstBank, Dallas, Texas.

N/Avail*

CIC First Western Bank, Cooper City, Florida, after-the-fact

notification filed by Mr. Carl Thomas, et al., to retain shares of

First Western Bank, Cooper City, Florida, and prior notice for Mr.

Carl Thomas to acquire additional shares of First Western Bank,

Cooper City, Florida.

N/Avail*

CIC The Brand Banking Company, Lawrenceville, Georgia, prior

notification by Mrs. Patricia McLaurin Morgan, Mr. Richard

Brand Morgan, and Mr. Paul Mangum Morgan, to acquire an

additional 36.375 percent of the outstanding shares of The Brand

Banking Company, Lawrenceville, Georgia. The acquisition will

increase their total ownership to 62.325 percent.

N/Avail*

3(a)(1) CCF Holding Company, Jonesboro, Georgia, to become a bank

holding company by acquiring Heritage Bank, Jonesboro, Georgia.

N/Avail*
Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

Comment period

3(a)(5) SunTrust Banks, Inc., Atlanta, Georgia, along with SunTrust

Banks of Florida, Inc., Orlando, Florida, to merge with Citizens

Bancorporation, Inc., Marianna, Florida, and thereby directly

acquire Citizens Bank of Marianna, Marianna, Florida, and

Gadsden State Bank, Chattahoochee, Florida.

Fed Reg - 07-24-98*

3(a)(3) First American Corporation, Nashville, Tennessee, to acquire The

Middle Tennessee Bank, Columbia, Tennessee.

Fed Reg - 07-17-98*

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

Comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

WAIVER Republic Security Financial Corporation, West Palm Beach,

Florida, application waiver request for the proposed merger with

First Palm Beach Bancorp, Inc., West Palm Beach, Florida.

COM The Brand Banking Company, Lawrenceville, Georgia,

commitment waiver request.
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 7

Federal Reserve Bank of Chicago

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

Branch F&M Bank-Central

Stevens Point

 2710 Scholfield Avenue

 Stevens Point, Wisconsin

Newspaper – 7/15/1998

Branch First Bank of Berne

Berne, Indiana

 404 N. Main Street

 Bluffton, Indiana

Newspaper – 7/19/1998

18c & Branch Huron Community Bank

East Tawas, Michigan

 Citizens Bank- Au Gres Branch Office

 Flint, Michigan

 3150 East Huron Road

 Au Gres, Michigan

Newspaper – 6/15/1998

18c & Branch Old Kent Bank

Grand Rapids, Michigan

 First National Bank of Evergreen Park

 Evergreen Park, Illinois

Newspaper – 7/15/1998

18c Mercantile Bank of Western Iowa

Des Moines, Iowa

 Mercantile Bank of Eastern Iowa

 Waterloo, Iowa

Newspaper – N/Avail

Newspaper - Newspaper Comment Period Ending Date

N/Avail - Not Available (Not yet available; Not available at this time)
Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

4(c)(8) Blackhawk Bancorp, Inc.

 Beloit, Wisconsin

 First Financial Services of Belvidere

 Belvidere, Illinois

 First Finanical Bancorp, Inc.

 Belvidere, Illinois

 First Federal Savings Bank

 Belvidere, Illinois

Newspaper – 7/10/1998

Fed Reg – 7/09/1998

3(a)(3) Old Kent Financial Corporation*

 Grand Rapids, Michigan

 First Evergreen Corporation

 Evergreen Park, Illinois

 First National Bank of Evergreen Park

 Evergreen Park, Illinois

Newspaper – 7/15/1998

Fed Reg – N/Avail

3(a)(3) Pilot Grove Savings Bank Employee Stock Ownership*

 Pilot Grove, Iowa

 Pilot Bancorp, Inc.

 Pilot Grove, Iowa

 Pilot Grove Savings Bank

 Pilot Grove, Iowa

Newspaper – N/Avail

Fed Reg – N/Avail

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

499248 First American Bank

635 1st Street

P.O. Box 70

Webster City, Iowa 50595

(515) 832-1133

10/6/1997 6/22/1998 S X

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 8

Federal Reserve Bank of St. Louis

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

None

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

CIC Notice involving Central Bancompany, Inc., Jefferson City,

Missouri, by Sam Bryan Cook and Robert Robuck, as trustees of

the Central Bancompany Trust (previously reported during the

week ending June 20, 1998).

Fed Reg: 7/10/1998

CIC Notice involving Maries County Bancorp, Inc., Vienna, Missouri,

by The Henderson Family Limited Partnership (previously

reported during the week ending June 20, 1998).

Newspaper: 8/6/1998

3(a)(5) * Notice by National City Bancshares, Inc., Evansville, Indiana, to

aquire Trigg Bancorp, Inc., Cadiz, Kentucky (previously reported

during the week ending June 20, 1998).

Newspaper: 7/17/1998

3(a)(5) * Notice by National City Bancshares, Inc., Evansville, Indiana, to

acquire Community First Financial, Inc., Maysville, Kentucky

(previously reported during the week ending June 20, 1998).

Newspaper: 7/17/1998

3(a)(5) * Notice by National City Bancshares, Inc., Evansville, Indiana, to

acquire Hoosier Hills Financial Corporation, Osgood, Indiana

(previously reported during the week ending June 20, 1998).

Newspaper: 7/18/1998

3(a)(3) * Notice by First Banks, Inc., St. Louis, Missouri, to indirectly

acquire Republic Bank, Torrance, California.

Newspaper: 7/20/1998

Fed Reg: N/Avail

3(a)(3) * Companion notice by CCB Bancorp, Inc., Newport Beach,

California, a wholly owned subsidiary of First Banks, Inc., St.

Louis, Missouri, to acquire Republic Bank, Torrance, California.

Newspaper: 7/20/1998

Fed Reg: N/Avail

3(a)(3) * Notice by First Illinois Bancorp, Inc., St. Louis, Missouri, to

acquire Duchesne Bank, St. Peters, Missouri.

Newspaper: N/Avail

Fed Reg: N/Avail
Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

CIC Notice involving Allendale Bancorp, Inc., Allendale, Illinois, by

Keith R. Loeffler, Allendale, Illinois, as voting trustee of a

proposed unnamed voting trust for the shares of Allendale

Bancorp, Inc.

Newpaper: N/Avail

Fed Reg: N/Avail

* Subject to the provisions of the Community Reinvestment Act

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

SMBOTH Notice by Citizens First Bank, El Dorado, Arkansas, to make a

dividend payment.

Not applicable
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 9

Federal Reserve Bank of Minneapolis

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

None

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

CIC Lonnie E. Clark to acquire control of 36.9% of the voting shares of

Chandler Bancshares, Inc., Chandler, Minnesota.

N/Avail

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None
Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

256553 Dacotah Bank

Aberdeen, SD

3/9/1998 6/25/1998 O X

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 10

Federal Reserve Bank of Kansas City

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

18(c) / Branch BancFirst, Oklahoma City, Oklahoma, to merge with AmQuest

Bank, N.A., Lawton, Oklahoma, and Exchange National Bank and

Trust Company, Ardmore, Oklahoma; and incident thereto,

establish additional branches.

Newspaper – 07/13/1998

18(c) / Branch Exchange Bank & Trust Company, Perry, Oklahoma, to purchase

the assets and assume the liabilities of the Perry, Oklahoma,

branch of BancFirst, Oklahoma City, Oklahoma; and incident

thereto, establish an additional branch.

Newspaper – 07/01/1998

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

3(a)(3) BancFirst Corporation, Inc., Oklahoma City, Oklahoma, for prior

approval to acquire 100 percent of the voting shares of AmQuest

Financial Corp., Duncan, Oklahoma.

Newspaper – 07/13/1998

Fed Reg – 07/23/1998

CIC Donald Ray Clark and Kitty Drline Clark, both of Anadarko,

Oklahoma; to acquire voting shares of First State Bank, Anadarko,

Oklahoma.

Newspaper – 06/26/1998

Fed Reg – 07/15/1998

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None
Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

None

Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 11

Federal Reserve Bank of Dallas

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

None

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

3(a)(1) Violeta Investments, Ltd., Hebbronville, TX, to acquire

Hebbronville State Bank, Hebbronville, TX*

Fed Reg – 07/23/1998

Newspaper – 07/18/1998

3(a)(1) MetroCorp Bancshares, Inc., Houston, TX,

to acquire MetroCorp-Delaware, Inc., Wilmington, DE, and

MetroBank, N.A., Houston, TX*

(Previously reported the week ending June 20, 1998)

Fed Reg – 07/20/1998

Newspaper – 07/18/1998

3(a)(1) MetroCorp–Delaware, Inc., Wilmington, DE, to acquire

MetroBank, N.A., Houston, TX*

(Previously reported the week ending June 20, 1998)

Fed Reg – 07/20/1998

Newspaper – 07/18/1998

3(a)(3) Independent Bankshares, Inc., Abilene, TX, to acquire

Azle Bancorp, Azle, TX, Azle Holdings, Inc., Azle, TX, and

Azle State Bank, Azle, TX*

(Previously reported the week ending June 20, 1998)

Fed Reg – 07/19/1998

Newspaper – 07/17/1998

3(a)(3) McLaughlin Bancshares, Inc., Ralls, TX, to acquire

First Petersburg Bancshares, Inc., Petersburg, TX, and

First State Bank, Petersburg, TX*

(Previously reported the week ending June 20, 1998)

Fed Reg – 07/19/1998

Newspaper – 07/19/1998

CIC Julia Dobbins, Fort Worth, TX, et al, to acquire an interest in

Mercedes Bancorp, Inc., Mercedes, TX

(Previously reported the week ending June 20, 1998)

Fed Reg – 07/06/1998

Newspaper – 06/30/1998

* Subject to the provisions of the Community Reinvestment Act
Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None

Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

S/R Notice by Crockett County National Bancshares, Inc., Ozona,

TX, to repurchase 32,616 shares of its common stock

Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None
Section VI – CRA examinations scheduled for Quarter of

Institution Location

None
District 12

Federal Reserve Bank of San Francisco

Applications and notifications filed during the week ending Saturday, June 27, 1998

Section I – Applications subject to newspaper notice only

Type Application

Ending date of

comment period

18(c) The Bank of Casa Grande Valley, Casa Grande, Arizona, to

acquire the Eloy, Arizona, branch of National Bank oof Arizona,

Tucson, Arizona. *

Newspaper 8/03/98

* Subject to the provisions of the Community Reinvestment Act

 Newspaper - Newspaper Comment Period Ending Date

Section II – Applications subject to both newspaper and Federal Register notice

Type Application

Ending date of

comment period

3(a)(5) InterWest Bancorp, Inc., Oak Harbor, Washington, to merge with

Kittitas Valley Bancorp, Inc., Ellensburg, Washington. *

Newspaper 7/19/98

Fed Reg 7/20/98

* Subject to the provisions of the Community Reinvestment Act

Fed Reg - Federal Register Comment Period Ending Date

Newspaper - Newspaper Comment Period Ending Date

Section III – Applications subject to Federal Register notice only

Type Application

Ending date of

comment period

None
Section IV – Applications not subject to Federal Register or newspaper notice

Type Application

COM Palm Desert Investments, Palm Desert, California, requests a relief

of a commitment made for Kevin McGuire not to acquire

additional shares of stock without prior approval of the Federal

Reserve System.

Member Regency Bank, Fresno, California, to become a member of the

Federal Reserve System.

Section V – Availability of CRA public evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of

the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the

Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was

revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community

be evaluated periodically. That record is taken into account in considering an institution's application for deposit

facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

The federal bank regulators use the following four performance levels to rate an institution's performance under

CRA:

O = Outstanding

S = Satisfactory

NI = Needs to improve

SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

RSSD Exam type

number Institution/Location

Examination

date

CRA

public date

CRA

rating LrgBk SmBk

None

Section VI – CRA examinations scheduled for Quarter of

Institution Location

None