Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
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Dallas
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San Francisco

# District: 2
Federal Reserve Bank of: New York

## Filings received during the week ending July 1, 2006

|Filer                                                        | Filing Type    | Filing Proposal                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | End of Comment Period                                 
|------------------------------------------------------------ | -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------
|ADIRONDACK TRUST COMPANY EMPLOYEE STOCK OWNERSHIP TRUST, THE | * 3A3          | The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York, to acquire fifty additional shares of 473 Broadway Holding Corporation and to acquire one thousand additional shares of The Adirondack Trust Company, Saratoga Springs, New York, pursuant to Section 3(a)(3) of the Bank Holding Company Act of 1956, as amended.                                                                                                                                                               | Newspaper:07/17/2006Federal Register:07/24/2006       
|Newspaper:                                                   | 07/17/2006    
|Federal Register:                                            | 07/24/2006    
|BANCO BILBAO VIZCAYA ARGENTARIA, S.A.                        | FBSEA          | Notice by Banco Bilbao Vizcaya Argentaria, S.A., Bilbao, Spain, to convert its existing agency office in Miami, Forida, into a State-Licensed Branch office, pursuant to Section 5(a)(7)(B) of the International Banking Act.                                                                                                                                                                                                                                                                                             | Newspaper:06/21/2006Federal Register:Not applicable   
|Newspaper:                                                   | 06/21/2006    
|Federal Register:                                            | Not applicable
|BANCO SANTANDER INTERNATIONAL                                | Other Foreign  | Banco Santander International, Miami, Florida, to establish a domestic branch in Houston, Texas, pursuant to Section 211.5(f) of Regulation K.                                                                                                                                                                                                                                                                                                                                                                            | Newspaper:07/07/2006Federal Register:Not applicable   
|Newspaper:                                                   | 07/07/2006    
|Federal Register:                                            | Not applicable
|HSBC HOLDINGS PLC                                            | * 3A3          | HSBC Holdings plc, HSBC Overseas Holdings (UK) Limited, both of London, United Kingdom, HSBC North America Inc., HSBC Investments (North America) Inc., HSBC North America Holdings Inc., all of Wilmington, Delaware, and HSBC USA Inc., Baltimore, maryland, propose to acquire a new insured and full-service bank pursuant to Section 3(a)(3) of the Bank Holding company Act of 1956 as amended,by establishing a national bank to be named HSBC National Bank USA in Bethesda, Maryland.                            | Newspaper:Not availableFederal Register:Not available 
|Newspaper:                                                   | Not available 
|Federal Register:                                            | Not available 
|INTERNATIONAL COMMERCIAL BANK OF CHINA CO., LTD., THE        | FBSEA          | The International Commercial Bank of China Co., Ltd. ("ICBC"), Taipei, Taiwan,Republic of China is applying to establish a branch, under Section 211.24(a)(1)of Regulation K, in San Jose, California and upgrade its two existing offices in New York City and Los Angeles, California to full service branches.                                                                                                                                                                                                         | Newspaper:06/09/2006Federal Register:Not applicable   
|Newspaper:                                                   | 06/09/2006    
|Federal Register:                                            | Not applicable
|MIZRAHI TEFAHOT BANK LTD.                                    | FBSEA          | Mizrahi Tefahot Bank Ltd. (the "Bank"), Ramat-Gan, Israel, is applying to the Board, under Section 211.24(a)(1) of Regulation K, to establish a branch in New York, New York by relocating the Bank's Los Angeles, California FDIC-insured branch.  

In addition, the Bank is applying to the Board, under Section 211.24(a)(1), to establish a representative office in Los Angeles, California, which will serve as a liaison office with the Bank's remaining California-based customers.                           | Newspaper:04/10/2006Federal Register:Not applicable   
|Newspaper:                                                   | 04/10/2006    
|Federal Register:                                            | Not applicable
|NRW.BANK                                                     | 4c8            | NRW.Bank and WestLB Beteiligungsholding GmbH, both of Dusseldorf, Germany (collectively, the "Notificants"), to continue to engage indirectly in extending credit and servicing loans and acting as a financial or investment advisor, pursuant to Section 4(c)(8) of the Bank Holding Company Act of 1956, as amended, and Sections 225.28(b)(1) and 225.28(b)(6) of Regulation Y.  These activities are conducted through certain joint ventures of HSH Nordbank AG, Hamburg, Germany, a subsidiary of the Notificants. | Newspaper:Not applicableFederal Register:Not available
|Newspaper:                                                   | Not applicable
|Federal Register:                                            | Not available 
|TORONTO-DOMINION BANK, THE                                   | * 3A5* 3A3     | The Toronto-Dominion Bank, Toronto, Ontario, Canada, and TD Banknorth Inc., Portland, Maine, propose to acquire 100 percent of the voting shares of Interchange Financial Services Corporation, the parent company of Interchange Bank, both of Saddle Brook, New Jersey, pursuant to Sections 3(a)(3) and 3(a)(5) of the Bank Holding Company Act, and Section 225.15 of Regulation Y.                                                                                                                                   | Newspaper:Not availableFederal Register:Not available 
|Newspaper:                                                   | Not available 
|Federal Register:                                            | Not available 

## Availability of CRA Public Evaluations

|Institution / Location | RSSDID | Exam Date | CRAPublic Date | CRARating | Exam Method
|---------------------- | ------ | --------- | -------------- | --------- | -----------
|NONE                  

## CRA Examinations scheduled for     Quarter of

|Institution | Location
|----------- | --------
|NONE       

Release dates | Full version (300 KB PDF)Actions by the Board | Actions 
  under delegated authority
  Applications and reports:Boston
 |
New York
 |
Philadelphia
 |
Cleveland
 |
Richmond
 |
Atlanta
Chicago
 |
St. Louis
 |
Minneapolis
 |
Kansas City
 |
Dallas
 |
San Francisco

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