<TABLE> <S> <C>

<ARTICLE>               9



<S>                                                                  <C>
<PERIOD-TYPE>                                                        3-MOS
<FISCAL-YEAR-END>                                                    Jun-06-2001
<PERIOD-END>                                                         Sep-09-2000
<CASH>                                                                 7,875,342
<INT-BEARING-DEPOSITS>                                                    615,000
<FED-FUNDS-SOLD>                                                       5,900,000
<TRADING-ASSETS>                                                               0
<INVESTMENTS-HELD-FOR-SALE>                                           52,506,780
<INVESTMENTS-CARRYING>                                                         0
<INVESTMENTS-MARKET>                                                           0
<LOANS>                                                              100,061,260
<ALLOWANCE>                                                              883,689
<TOTAL-ASSETS>                                                       167,235,635
<DEPOSITS>                                                           132,749,468
<SHORT-TERM>                                                           5,000,000
<LIABILITIES-OTHER>                                                      643,218
<LONG-TERM>                                                            5,000,000
<COMMON>                                                                 215,284
<PREFERRED-MANDATORY>                                                          0
<PREFERRED>                                                                    0
<OTHER-SE>                                                            23,627,665
<TOTAL-LIABILITIES-AND-EQUITY>                                        167,235,635
<INTEREST-LOAN>                                                        1,872,727
<INTEREST-INVEST>                                                        748,745
<INTEREST-OTHER>                                                         176,487
<INTEREST-TOTAL>                                                       2,797,959
<INTEREST-DEPOSIT>                                                     1,202,099
<INTEREST-EXPENSE>                                                     1,369,574
<INTEREST-INCOME-NET>                                                  1,428,385
<LOAN-LOSSES>                                                             15,000
<SECURITIES-GAINS>                                                             0
<EXPENSE-OTHER>                                                       1,403,920
<INCOME-PRETAX>                                                          260,322
<INCOME-PRE-EXTRAORDINARY>                                               260,322
<EXTRAORDINARY>                                                                0
<CHANGES>                                                                      0
<NET-INCOME>                                                             211,664
<EPS-BASIC>                                                                 0.11
<EPS-DILUTED>                                                               0.11
<YIELD-ACTUAL>                                                              3.61
<LOANS-NON>                                                            1,054,092
<LOANS-PAST>                                                                   0
<LOANS-TROUBLED>                                                               0
<LOANS-PROBLEM>                                                                0
<ALLOWANCE-OPEN>                                                         866,443
<CHARGE-OFFS>                                                              3,973
<RECOVERIES>                                                               1,727
<ALLOWANCE-CLOSE>                                                        883,689
<ALLOWANCE-DOMESTIC>                                                     883,689
<ALLOWANCE-FOREIGN>                                                            0
<ALLOWANCE-UNALLOCATED>                                                   98,000




</TABLE>