<TABLE> <S> <C>

<PAGE>





<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
consolidated balance sheets and statements of income found on pages 3 and 4 of
the Company's unaudited financial statements for the six months ended June 30,
1999.
</LEGEND>
<RESTATED>
<CIK> 0001071000
<NAME> GOLDEN STATE HOLDINGS INC.
<MULTIPLIER> 1,000
<CURRENCY> US$

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<EXCHANGE-RATE>                                      1
<CASH>                                         548,395
<INT-BEARING-DEPOSITS>                              23
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 15,076,025
<INVESTMENTS-CARRYING>                       2,655,297
<INVESTMENTS-MARKET>                         2,685,827
<LOANS>                                     33,723,697<F1>
<ALLOWANCE>                                    578,369
<TOTAL-ASSETS>                              56,768,100
<DEPOSITS>                                  24,020,790
<SHORT-TERM>                                15,941,164
<LIABILITIES-OTHER>                            960,333
<LONG-TERM>                                 13,635,888
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             1
<OTHER-SE>                                   1,677,175
<TOTAL-LIABILITIES-AND-EQUITY>              56,768,100
<INTEREST-LOAN>                              1,202,470
<INTEREST-INVEST>                              594,370
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,796,840
<INTEREST-DEPOSIT>                             444,058
<INTEREST-EXPENSE>                           1,191,828
<INTEREST-INCOME-NET>                          605,012
<LOAN-LOSSES>                                   10,000
<SECURITIES-GAINS>                                 335
<EXPENSE-OTHER>                                474,748
<INCOME-PRETAX>                                334,302
<INCOME-PRE-EXTRAORDINARY>                     159,681
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   159,681<F2>
<EPS-BASIC>                                     0.00
<EPS-DILUTED>                                     0.00
<YIELD-ACTUAL>                                    6.95
<LOANS-NON>                                    189,775
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                29,838
<LOANS-PROBLEM>                                 86,048
<ALLOWANCE-OPEN>                               588,533
<CHARGE-OFFS>                                   21,483
<RECOVERIES>                                     1,989
<ALLOWANCE-CLOSE>                              578,369
<ALLOWANCE-DOMESTIC>                            39,709
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        538,660
<FN>
<F1>Loans includes Loans held for sale of $2,143,127 and Allowance for loan losses
of $578,369.
<F2>Net income available to common stockholders: $159,681.
</FN>




</TABLE>