<TABLE> <S> <C>


<ARTICLE>                      9
<LEGEND>
     (Replace this text with the legend)
</LEGEND>
<CIK>                          0001070517
<NAME>                         LONG ISLAND FINANCIAL CORP.
<MULTIPLIER>                   1,000
<CURRENCY>                     U.S. DOLLARS

<S>                                                    <C>
<PERIOD-TYPE>                                          3-MOS
<FISCAL-YEAR-END>                                      DEC-31-2000
<PERIOD-START>                                         JAN-01-2000
<PERIOD-END>                                           MAR-31-2000
<EXCHANGE-RATE>                                        1.000
<CASH>                                                 8,061
<INT-BEARING-DEPOSITS>                                 254
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                            123,384
<INVESTMENTS-CARRYING>                                 339
<INVESTMENTS-MARKET>                                   326
<LOANS>                                                106,999
<ALLOWANCE>                                            1,605
<TOTAL-ASSETS>                                         273,252
<DEPOSITS>                                             208,011
<SHORT-TERM>                                           4,800
<LIABILITIES-OTHER>                                    3,180
<LONG-TERM>                                            39,000
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                               18
<OTHER-SE>                                             18,243
<TOTAL-LIABILITIES-AND-EQUITY>                         273,252
<INTEREST-LOAN>                                        2,708
<INTEREST-INVEST>                                      2,707
<INTEREST-OTHER>                                       15
<INTEREST-TOTAL>                                       5,430
<INTEREST-DEPOSIT>                                     2,076
<INTEREST-EXPENSE>                                     4,765
<INTEREST-INCOME-NET>                                  2,475
<LOAN-LOSSES>                                          150
<SECURITIES-GAINS>                                     0
<EXPENSE-OTHER>                                        2,029
<INCOME-PRETAX>                                        675
<INCOME-PRE-EXTRAORDINARY>                             0
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                           452
<EPS-BASIC>                                            .27
<EPS-DILUTED>                                          .27
<YIELD-ACTUAL>                                         3.36
<LOANS-NON>                                            209
<LOANS-PAST>                                           183
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                       1,475
<CHARGE-OFFS>                                          32
<RECOVERIES>                                           12
<ALLOWANCE-CLOSE>                                      1,605
<ALLOWANCE-DOMESTIC>                                   1,605
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0





</TABLE>