Release dates | Full version (300 KB PDF)Board Actions | Actions under delegated authority  Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco

#   Actions under delegated authority

## Actions taken during the week ending October 15, 2005

----

Bank Branches, DomesticSecretaryComerica Bank, Detroit, Michigan  -- to establish a branch at 3001 North Tamiami Trail, Naples, Florida.					-Approved, October 13, 2005 					AtlantaCommercial Bank, Harrogate, Tennessee  -- to establish a branch at 2320 South U.S. Highway 421, Harlan, Kentucky.					-Approved, October 13, 2005 					RichmondFarmers & Merchants Bank, Timberville, Virginia  -- to establish a branch at 1085 Port Republic Road, Harrisonburg.					-Approved, October 12, 2005 					ClevelandFifth Third Bank, Cincinnati, Ohio  -- to establish a branch at 2151 Schorray Drive, Lancaster.					-Approved, October 11, 2005 					AtlantaIBERIABANK, Lafayette, Louisiana  -- to establish a branch at 338 Settlers Trace.					-Approved, October 14, 2005 					AtlantaIBERIABANK, Lafayette, Louisiana  -- to establish a branch at 1100 East Main Street, Broussard.					-Approved, October 14, 2005 					AtlantaRegions Bank, Birmingham, Alabama  -- to establish a branch at 4725 South Flamingo Road, Cooper City, Florida.					-Approved, October 11, 2005 					

Bank Holding CompaniesSt. Louis1st Advantage Bancshares, Inc., St. Peters, Missouri  -- to become a bank holding company and to acquire 1st Advantage Bank.					-Approved, October 13, 2005 					RichmondBank of America Corporation, Charlotte, North Carolina  -- to acquire certain assets and assume certain liabilities of Works, Inc., Austin, Texas.					-Approved, October 14, 2005 					MinneapolisBridgewater Bancshares, Inc., Bloomington, Minnesota  -- to become a bank holding company and to acquire Bridgewater Bank, a de novo bank.					-Approved, October 12, 2005 					BostonCNB Financial Corporation, Worcester, Massachusetts  -- to become a bank holding company and to acquire Commonwealth National Bank.					-Approved, October 11, 2005 					New YorkCommonwealth Bank of Australia, Sydney, Australia  -- for its subsidiary, CommSec LLC, New York, New York, to engage in securities brokerage, private placement, and other transactional services.					-Approved, October 11, 2005 					ClevelandEnterprise Financial Services Group, Inc., Allison Park, Pennsylvania  -- to become a bank holding company and to acquire Enterprise Bank; and for Enterprise Employee Stock Ownership Plan to become a bank holding company and to acquire 22 percent of the shares of Enterprise Financial Services Group.					-Returned, October 13, 2005 					ChicagoFirst Midwest Bancorp, Inc., Itasca, Illinois  -- to acquire at least 15 percent of the shares of Textura, LLC, Lake Bluff, and thereby engage in providing data processing services.					-Approved, October 13, 2005 					St. LouisGerman American Bancorp, Jasper, Indiana  -- to acquire 9.8 percent of the shares of Eclipse Bank, Inc., Louisville, Kentucky, a de novo bank.					-Approved, October 12, 2005 					Kansas CityMain Banc, Inc., Albuquerque, New Mexico  -- to become a bank holding company and to acquire Interamerica Bank.					-Approved, October 11, 2005 					AtlantaNewnan Coweta Bancshares, Inc., Newnan, Georgia  -- relief from a commitment.					-Withdrawn, October 13, 2005 					DallasNorth American Bancshares, Inc., Sherman, Texas, and Texoma Holding Company Inc., Dover, Delaware  -- to acquire State Bank and Trust of Seguin, Seguin, Texas.					-Approved, October 13, 2005 					General CounselRegions Financial Corporation, Birmingham, Alabama  -- request for an exemption under the Depository Institutions Management Interlocks Act and Regulation L.					-Granted, October 14, 2005 					

Change In Bank ControlAtlantaGeneral Bancshares, Inc., Jasper, Tennessee  -- change in bank control.					-Withdrawn, October 11, 2005 					

Competitive Factors ReportsMinneapolisBorder State Bank, Greenbush, Minnesota  -- report on competitive factors of the proposed merger with Border State Bank of International Falls, International Falls.					-Submitted, October 14, 2005 					MinneapolisBrill State Bank, Rice Lake, Wisconsin  -- report on competitive factors of the proposed merger with Brill Investments, Pahrump, Nevada.					-Submitted, October 11, 2005 					St. LouisBuena Vista National Bank of Chester, Chester, Illinois  -- report on competitive factors of the proposed merger with Citizens Community Bank of Decatur, Decatur.					-Submitted, October 13, 2005 					AtlantaCommercebank, National Association, Coral Gables, Florida  -- report on competitive factors of the proposed purchase and assumption of certain deposits of the Miami branch of Banco de Sabadell, S.A., Miami.					-Submitted, October 11, 2005 					BostonCommonwealth National Bank, Worcester, Massachusetts  -- report on competitive factors of the proposed merger with CNB Interim National Bank.					-Submitted, October 11, 2005 					BostonEnfield Federal Savings and Loan Association, Enfield, Connecticut  -- report on competitive factors of the proposed corporate reorganization from a mutual holding company to a stock holding company structure.					-Submitted, October 13, 2005 					AtlantaThe First Bank of Brunswick, Brunswick, Georgia  -- report on competitive factors of the proposed merger with First National Bank, St. Marys.					-Submitted, October 12, 2005 					St. LouisFirst South Bank, Bolivar, Tennessee  -- report on competitive factors of the proposed purchase of certain assets and assumption of deposit liabilities of two Dyersburg branches of First Tennessee Bank, N.A., Memphis.					-Submitted, October 12, 2005 					St. LouisFirst State Bank of Eldorado, Eldorado, Illinois  -- report on competitive factors of the proposed purchase of assets and assumption of liabilities of the Evansville, Indiana, branch of The First National Bank of Dana, Dana.					-Submitted, October 14, 2005 					St. LouisFirst Tennessee Bank National Association Memphis, Memphis, Tennessee  -- report on competitive factors of the proposed merger with Town and Country Bank of the Ozarks, Republic, Missouri.					-Submitted, October 12, 2005 					AtlantaFlag Bank, Atlanta, Georgia  -- report on competitive factors of the proposed merger with First Capital Bank, Norcross.					-Submitted, October 14, 2005 					RichmondThe Grant County Bank, Petersburg, West Virginia  -- report on competitive factors of the proposed merger with The National Bank of Davis, Davis.					-Submitted, October 12, 2005 					St. LouisMid-Missouri Bank, Springfield, Missouri  -- report on competitive factors of the proposed purchase of assets and assumption of deposit liabilities of the Republic branch of First Tennessee Bank, N.A., Memphis, Tennessee.					-Submitted, October 12, 2005 					DallasPatriot Bank, Houston, Texas  -- report on competitive factors of the proposed merger with Farmers and Merchants State Bank, Ladonia.					-Submitted, October 11, 2005 					MinneapolisRoundbank, Waseca, Minnesota  -- report on competitive factors of the proposed merger with American Savings, Inc., Farmington.					-Submitted, October 14, 2005 					PhiladelphiaSun National Bank, Vineland, New Jersey  -- report on competitive factors of the proposed merger with Advantage Bank, Branchburg.					-Submitted, October 12, 2005 					

Extensions Of TimeSecretaryBank of America Corporation, Charlotte, North Carolina  -- commenter's request for an additional extension of the comment period on the application to acquire MBNA Corporation, Wilmington, Delaware.					-Denied, October 12, 2005 					Kansas CityThe Citizens Bank of Edmond, Edmond, Oklahoma  -- extension to January 16, 2006, to establish a branch at 855 West Covell Road.					-Granted, October 14, 2005 					PhiladelphiaEast Penn Bank, Emmaus, Pennsylvania  -- extension to October 14, 2006, to establish a branch at 502 State Road, Borough of Emmaus.					-Granted, October 14, 2005 					AtlantaRegions Bank, Birmingham, Alabama  -- extension to October 18, 2006, to establish a branch on Ocoee Crossing, Cleveland, Tennessee.					-Granted, October 13, 2005 					AtlantaRegions Bank, Birmingham, Alabama  -- extension to November 15, 2006, to establish a branch at the intersection of Wilson Park Avenue and FM 620, Four Points, Texas.					-Granted, October 13, 2005 					

MembershipSt. LouisCross Country Bank, Wynne, Arkansas  -- to become a member of the Federal Reserve System.					-Approved, October 13, 2005 					

Regulations And PoliciesFOMCFederal Open Market Committee  -- minutes of the meeting on September 20, 2005.					-Published, October 11, 2005 					SecretaryRegulation CC  -- technical amendments to Appendix A to reflect the restructuring of check processing operations in the Cleveland, Kansas City, and Dallas Federal Reserve Districts (Docket No. R-1237).					-Approved, October 11, 2005 					

Release dates | Full version (300 KB PDF)Board Actions | Actions under delegated authority  Applications and reports received:Boston | New York | Philadelphia   | Cleveland | Richmond   | AtlantaChicago | St. Louis | Minneapolis   | Kansas City | Dallas   | San Francisco
Home | Banking information and regulationAccessibility | Contact   usLast update: October 20, 2005