<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
           This schedule contains summary financial  information  extracted from
the Registrant's  unaudited consolidated financial statements for the six months
ended June 30,  2000 and is  qualified  in its  entirety  by  reference  to such
statements.

</LEGEND>
<CIK>                                0001070259
<NAME>                               Lincoln Bancorp
<MULTIPLIER>                                              1,000
<CURRENCY>                                                U.S. Dollars

<S>                                     <C>
<PERIOD-TYPE>                           6-mos
<FISCAL-YEAR-END>                                    DEC-31-2000
<PERIOD-START>                                        JAN-1-2000
<PERIOD-END>                                         JUN-30-2000
<EXCHANGE-RATE>                                            1.000
<CASH>                                                     1,266
<INT-BEARING-DEPOSITS>                                     4,275
<FED-FUNDS-SOLD>                                               0
<TRADING-ASSETS>                                               0
<INVESTMENTS-HELD-FOR-SALE>                              141,219
<INVESTMENTS-CARRYING>                                       500
<INVESTMENTS-MARKET>                                         497
<LOANS>                                                  251,679
<ALLOWANCE>                                                1,887
<TOTAL-ASSETS>                                           418,806
<DEPOSITS>                                               214,772
<SHORT-TERM>                                              62,088
<LIABILITIES-OTHER>                                        4,164
<LONG-TERM>                                               51,675
<COMMON>                                                  55,546
<PREFERRED-MANDATORY>                                          0
<PREFERRED>                                                    0
<OTHER-SE>                                                30,561
<TOTAL-LIABILITIES-AND-EQUITY>                           418,806
<INTEREST-LOAN>                                            9,524
<INTEREST-INVEST>                                          5,065
<INTEREST-OTHER>                                             434
<INTEREST-TOTAL>                                          15,023
<INTEREST-DEPOSIT>                                         5,113
<INTEREST-EXPENSE>                                         8,238
<INTEREST-INCOME-NET>                                      6,785
<LOAN-LOSSES>                                                 49
<SECURITIES-GAINS>                                             0
<EXPENSE-OTHER>                                            4,311
<INCOME-PRETAX>                                            2,706
<INCOME-PRE-EXTRAORDINARY>                                 2,706
<EXTRAORDINARY>                                                0
<CHANGES>                                                      0
<NET-INCOME>                                               1,999
<EPS-BASIC>                                                .39
<EPS-DILUTED>                                                .39
<YIELD-ACTUAL>                                               3.3
<LOANS-NON>                                                  594
<LOANS-PAST>                                                 504
<LOANS-TROUBLED>                                               0
<LOANS-PROBLEM>                                                0
<CHARGE-OFFS>                                                  0
<ALLOWANCE-OPEN>                                               0
<RECOVERIES>                                                  77
<ALLOWANCE-CLOSE>                                          1,887
<ALLOWANCE-DOMESTIC>                                       1,887
<ALLOWANCE-FOREIGN>                                            0
<ALLOWANCE-UNALLOCATED>                                       46


</TABLE>