<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
           This schedule contains summary financial  information  extracted from
the  Registrant's  unaudited  consolidated  financial  statements  for the three
months  ended March 31, 2000 and is  qualified  in its  entirety by reference to
such statements.
</LEGEND>
<CIK>                                0001070259
<NAME>                               Lincoln Bancorp
<MULTIPLIER>                                              1,000
<CURRENCY>                                                U.S. Dollars

<S>                                                       <C>
<PERIOD-TYPE>                           3-mos
<FISCAL-YEAR-END>                                         DEC-31-2000
<PERIOD-START>                                            JAN-1-2000
<PERIOD-END>                                              MAR-31-2000
<EXCHANGE-RATE>                                           1.000
<CASH>                                                      892
<INT-BEARING-DEPOSITS>                                   13,058
<FED-FUNDS-SOLD>                                              0
<TRADING-ASSETS>                                              0
<INVESTMENTS-HELD-FOR-SALE>                             142,587
<INVESTMENTS-CARRYING>                                      500
<INVESTMENTS-MARKET>                                       498
<LOANS>                                                 242,053
<ALLOWANCE>                                               1,814
<TOTAL-ASSETS>                                          417,882
<DEPOSITS>                                              219,350
<SHORT-TERM>                                             55,339
<LIABILITIES-OTHER>                                       4,519
<LONG-TERM>                                              51,424
<COMMON>                                                 57,498
<PREFERRED-MANDATORY>                                         0
<PREFERRED>                                                   0
<OTHER-SE>                                               29,752
<TOTAL-LIABILITIES-AND-EQUITY>                          417,882
<INTEREST-LOAN>                                           4,568
<INTEREST-INVEST>                                         2,533
<INTEREST-OTHER>                                            238
<INTEREST-TOTAL>                                          7,339
<INTEREST-DEPOSIT>                                        2,447
<INTEREST-EXPENSE>                                        3,972
<INTEREST-INCOME-NET>                                     3,366
<LOAN-LOSSES>                                              (22)
<SECURITIES-GAINS>                                            0
<EXPENSE-OTHER>                                           2,137
<INCOME-PRETAX>                                           1,360
<INCOME-PRE-EXTRAORDINARY>                                1,360
<EXTRAORDINARY>                                               0
<CHANGES>                                                     0
<NET-INCOME>                                                930
<EPS-BASIC>                                               .17
<EPS-DILUTED>                                               .17
<YIELD-ACTUAL>                                              3.3
<LOANS-NON>                                                 650
<LOANS-PAST>                                                 94
<LOANS-TROUBLED>                                              0
<LOANS-PROBLEM>                                               0
<ALLOWANCE-OPEN>                                          1,761
<CHARGE-OFFS>                                                 0
<RECOVERIES>                                                 75
<ALLOWANCE-CLOSE>                                         1,814
<ALLOWANCE-DOMESTIC>                                      1,814
<ALLOWANCE-FOREIGN>                                           0
<ALLOWANCE-UNALLOCATED>                                      99



</TABLE>