<TABLE> <S> <C>


<ARTICLE>                                                                  9
<MULTIPLIER>                                                           1,000

<S>                                                                      <C>
<PERIOD-TYPE>                                                           YEAR
<FISCAL-YEAR-END>                                                JUN-30-2000
<PERIOD-START>                                                   JUL-01-1999
<PERIOD-END>                                                     JUN-30-2000
<CASH>                                                                   934
<INT-BEARING-DEPOSITS>                                                 1,485
<FED-FUNDS-SOLD>                                                           0
<TRADING-ASSETS>                                                           0
<INVESTMENTS-HELD-FOR-SALE>                                           12,010
<INVESTMENTS-CARRYING>                                                 4,189
<INVESTMENTS-MARKET>                                                   4,188
<LOANS>                                                              102,118
<ALLOWANCE>                                                              375
<TOTAL-ASSETS>                                                       125,147
<DEPOSITS>                                                            77,987
<SHORT-TERM>                                                               0
<LIABILITIES-OTHER>                                                      483
<LONG-TERM>                                                           30,412
<PREFERRED-MANDATORY>                                                      0
<PREFERRED>                                                                0
<COMMON>                                                                   0
<OTHER-SE>                                                            16,265
<TOTAL-LIABILITIES-AND-EQUITY>                                       125,147
<INTEREST-LOAN>                                                        7,058
<INTEREST-INVEST>                                                      1,127
<INTEREST-OTHER>                                                         138
<INTEREST-TOTAL>                                                       8,323
<INTEREST-DEPOSIT>                                                     3,172
<INTEREST-EXPENSE>                                                     4,754
<INTEREST-INCOME-NET>                                                  3,569
<LOAN-LOSSES>                                                            106
<SECURITIES-GAINS>                                                         9
<EXPENSE-OTHER>                                                        2,262
<INCOME-PRETAX>                                                        1,380
<INCOME-PRE-EXTRAORDINARY>                                             1,380
<EXTRAORDINARY>                                                            0
<CHANGES>                                                                  0
<NET-INCOME>                                                             922
<EPS-BASIC>                                                             0.69
<EPS-DILUTED>                                                           0.68
<YIELD-ACTUAL>                                                          3.06
<LOANS-NON>                                                              225
<LOANS-PAST>                                                               0
<LOANS-TROUBLED>                                                           0
<LOANS-PROBLEM>                                                          225
<ALLOWANCE-OPEN>                                                         269
<CHARGE-OFFS>                                                              0
<RECOVERIES>                                                               0
<ALLOWANCE-CLOSE>                                                        375
<ALLOWANCE-DOMESTIC>                                                     375
<ALLOWANCE-FOREIGN>                                                        0
<ALLOWANCE-UNALLOCATED>                                                  375



</TABLE>