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SECURITIES AND EXCHANGE COMMISSION
 WASHINGTON, D.C. 20549
 FORM 10-Q/A
 AMENDMENT NO. 3
 QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 For the Quarterly Period Ended March 31, 2006
 Commission file number 000-25959
 Goldleaf Financial Solutions, Inc.
 (f/k/a Private Business, Inc.)
(Exact name of registrant as specified in its charter)
 Tennessee
    
    62-1453841(State or other jurisdiction of
incorporation or organization)
    
    (I.R.S. Employer
Identification No.)9020 Overlook Blvd., Brentwood, Tennessee
    
    37027(Address of principal executive offices)
    
    (Zip Code)
 (615) 221-8400
(Registrants telephone number, including area code)
  þ o
  o o þ
  o þ
  Class
Common Stock, no par value
    
    Outstanding as of July 31, 2006
15,816,452 shares




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GOLDLEAF FINANCIAL SOLUTIONS, INC.
 Form 10-Q/A
Amendment No. 3
For Quarter Ended March 31, 2006
 EXPLANATORY NOTE
   INDEX
 Page No.Part I  Financial InformationItem 4 Controls and Procedures
    
    
    3Item 6 Exhibits
    
    
    4SignaturesEX-31.1 SECTION 302 CERTIFICATION OF CEOEX-31.2 SECTION 302 CERTIFICATION OF CFOEX-32.1 SECTION 906 CERTIFICATION OF CEOEX-32.2 SECTION 906 CERTIFICATION OF CFO
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Part I
 Financial Information
 
 Item 4. Controls and Procedures.
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Item 6. Exhibits
  ExhibitNo.
    
    
    
    Description3.1
    
    
    
    Amended and Restated Charter of the Company (incorporated by reference to
Exhibit 3.1 to the Companys Registration Statement on No. 333-75013 Form S-1).3.2
    
    
    
    Amended and Restated By-laws of the Company (incorporated by reference to
Exhibit 3.2 to the Companys Registration Statement on No. 333-75013 Form S-1).10.1
    
    
    
    Stock Purchase Agreement dated January 23, 2006 among Private Business, Inc. and
the Stockholders of Goldleaf Technologies, Inc. (incorporated by reference to
Exhibit 2.1 to Private Business, Inc.s Current Report on Form 8-K filed with
the Securities and Exchange Commission on January 24, 2006).10.2
    
    
    
    Amended and Restated Credit Agreement dated January 23, 2006 between Private
Business, Inc. and Bank of America, N.A. (incorporated by reference to Exhibit
10.1 to Private Business, Inc.s Current Report on Form 8-K filed with the
Securities and Exchange Commission on January 26, 2006).10.3
    
    
    
    Guaranty Side Letter dated January 23, 2006 between Private Business, Inc., The
Lightyear Fund, L.P. and Lightyear PBI Holdings, LLC (incorporated by reference
to Exhibit 10.2 to Private Business, Inc.s Current Report on Form 8-K filed
with the Securities and Exchange Commission on January 26, 2006).10.4
    
    
    
    Exchange Agreement dated January 23, 2006 between Private Business, Inc. and
Lightyear PBI Holdings, LLC (incorporated by reference to Exhibit 10.3 to
Private Business, Inc.s Current Report on Form 8-K filed with the Securities
and Exchange Commission on January 26, 2006).10.5
    
    
    
    Amended and Restated Warrant Agreement dated January 23, 2006 between Private
Business, Inc. and Lightyear PBI Holdings, LLC (incorporated by reference to
Exhibit 10.4 to Private Business, Inc.s Current Report on Form 8-K filed with
the Securities and Exchange Commission on January 26, 2006).10.6
    
    
    
    Amended and Restated Warrant Certificate dated January 23, 2006 issued by
Private Business, Inc. to Lightyear PBI Holdings, LLC. (incorporated by
reference to Exhibit 10.5 to Private Business, Inc.s Current Report on Form 8-K
filed with the Securities and Exchange Commission on January 26, 2006).10.7
    
    
    
    Amended and Restated Warrant Certificate dated January 23, 2006 issued by
Private Business, Inc. to Lightyear PBI Holdings, LLC (incorporated by reference
to Exhibit 10.6 to Private Business, Inc.s Current Report on Form 8-K filed
with the Securities and Exchange Commission on January 26, 2006).10.8
    
    
    
    Employment Agreement dated January 31, 2006 between Private Business, Inc. and
Paul McCulloch (incorporated by reference to Exhibit 10.1 to Private Business
Inc.s Current Report on Form 8-K filed with the Securities and Exchange
Commission on April 26, 2006).31.1
    
    
    
    Certification pursuant to Rule 13a  14(a)/15d  14(a)  Chief Executive Officer.31.2
    
    
    
    Certification pursuant to Rule 13a  14(a)/15d  14(a)  Chief Financial Officer.
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ExhibitNo.
    
    
    
    Description32.1
    
    
    
    Certification pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002  Chief Executive Officer.32.2
    
    
    
    Certification pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002  Chief Financial Officer.
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Signatures
  Goldleaf Financial
Solutions, Inc.(f/k/a Private Business, Inc.)
(Registrant)Date: August 15, 2006
    By:
    /s/ G. Lynn BoggsG. Lynn BoggsChief Executive OfficerDate:  August 15, 2006
    By:
    /s/ J. Scott CraigheadJ. Scott CraigheadChief Financial Officer 6