Exhibit 31.2

CERTIFICATION PURSUANT TOSECTION
302 OFTHE SARBANES-OXLEY ACT OF
2002

CERTIFICATION

I, John Polchin, certify that:

|1. |  | I have
      reviewed this quarterly report on Form 10-Q of Goldleaf Financial
      Solutions, Inc.;                                                                                                                                                                                                                                             
|-- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
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|2. |  | Based on my
      knowledge, this quarterly report does not contain any untrue statement of
      a material fact or omit to state a material fact necessary to make the
      statements made, in light of the circumstances under which such statements
      were made, not misleading with respect to the period covered by this
      report;
|  
|3. |  | Based on my
      knowledge, the financial statements, and other financial information
      included in this quarterly report, fairly present in all material respects
      the financial condition, results of operations and cash flows of the
      registrant as of, and for, the periods presented in this
  report;                       
|  
|4. |  | The
      registrants other certifying officer and I are responsible for
      establishing and maintaining disclosure controls and procedures (as
      defined in Exchange Act Rules 13a-15e and 15d-15e) for the registrant and
      we have:                                                                                                
|  
|   |  | (a)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (b)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (c)                                                                                                                                                                                                                                                                                                                                               
|  
|5. |  | The
      registrants other certifying officer and I have disclosed, based on our
      most recent evaluation of internal control over financial reporting, to
      the registrants auditors and the audit committee of the registrants
      board of directors (or persons performing the equivalent
    functions):                       
|  
|   |  | (a)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (b)                                                                                                                                                                                                                                                                                                                                               

|Date: November 14,
      2007 |                              
|----------------------------- | -----------------------------
|                              | /s/ John R. Polchin          
|                              | John R.
      Polchin        
|                              | Chief Financial
      Officer

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