UNITED STATES
                             SECURITIES AND EXCHANGE COMMISSION
                                   WASHINGTON, D.C. 20549



                                          FORM 10-K/A
                                        Amendment No. 1



The Issuing Entity is filing this Form 10-K/A to replace Exhibits 31, 33(a) and
34(a) to the original Form 10-K filed on March 30, 2007. American Security
Insurance Company, Standard Guaranty Insurance Company and TrackSure Insurance
Agency, Inc. (formerly, "Safeco Financial Institution Solutions, Inc.")
("Assurant Inc.") recently provided the Issuing Entity with a revised report on
assessment of compliance with servicing criteria for asset-backed securities and
a related attestation. In the original assessment previously provided to the
Issuing Entity, Assurant Inc. excluded Item 1122(d)(4)(xii) from the scope of
its assessment. Assurant Inc. recently provided the Issuing Entity with a
revised assessment of compliance that assesses Assurant Inc.'s compliance with
Item 1122(d)(4)(xii) and identifies material instance of non compliance with
this criterion. This material instance of non compliance is noted in this Form
10-K/A under "Additional Disclosure Items for Regulation AB." The Issuing Entity
has included this revised assessment of compliance under Exhibit 33(a), the
related attestation under Exhibit 34(a) and a revised Rule 13a-14(d)/15d-14(d)
Certification under Exhibit 31. This Form 10-K/A does not otherwise amend the
original Form 10-K filed with the Commission on March 30, 2007.



  (Mark one)

  /X/ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934
      For the fiscal year ended December 31, 2006

      OR



  / / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934


       Commission file number:  333-130545-19

       Merrill Lynch Mortgage Investors Trust, Series 2006-A4
       (exact name of issuing entity as specified in its charter)

       Merrill Lynch Mortgage Investors, Inc.
       (exact name of the depositor as specified in its charter)

       Merrill Lynch Mortgage Lending, Inc.
       (exact name of the sponsor as specified in its charter)


  New York                                          54-2197467
  (State or other jurisdiction of                   54-2197468
  incorporation or organization)                    54-2197469
                                                    54-6717262
                                                    54-6717263
                                                    (I.R.S. Employer
                                                    Identification No.)


   c/o Wells Fargo Bank, N.A.
   9062 Old Annapolis Road
   Columbia, MD                                21045
  (Address of principal executive offices)    (Zip Code)


  Registrant's telephone number, including area code: (410) 884-2000


  Securities registered pursuant to Section 12(b) of the Act:

        NONE.


  Securities registered pursuant to Section 12(g) of the Act:

        NONE.


  Indicate by check mark if the registrant is a well-known seasoned issuer,
  as defined in Rule 405 of the Securities Act.

        Yes  ___     No  X


  Indicate by check mark if the registrant is not required to file reports
  pursuant to Section 13 or Section 15(d) of the Act.

        Yes  ___     No  X


  Indicate by check mark whether the registrant (1) has filed all reports
  required to be filed by Section 13 or 15(d) of the Securities Exchange
  Act of 1934 during the preceding 12 months (or for such shorter period
  that the registrant was required to file such reports), and (2) has been
  subject to such filing requirements for the past 90 days.

        Yes  X       No  ___


  Indicate by check mark if disclosure of delinquent filers pursuant to
  Item 405 of Regulation S-K ( 229.405 of this chapter) is not contained
  herein, and will not be contained, to the best of registrant's knowledge,
  in definitive proxy or information statements incorporated by reference
  in Part III of this Form 10-K or any amendment to this Form 10-K.

        Not applicable.


  Indicate by check mark whether the registrant is a large accelerated filer,
  an accelerated filer, or a non-accelerated filer. See definition of
  "accelerated filer and large accelerated filer" in Rule 12b-2 of the
  Exchange Act. (Check one):


  Large accelerated filer ___  Accelerated filer ___  Non-accelerated filer X


  Indicate by check mark whether the registrant is a shell company (as
  defined in Rule 12b-2 of the Act).

        Yes  ___     No  X


  State the aggregate market value of the voting and non-voting common
  equity held by non-affiliates computed by reference to the price at which
  the common equity was last sold, or the average bid and asked price of
  such common equity, as of the last business day of the registrant's most
  recently completed second fiscal quarter.

        Not applicable.


     Documents Incorporated by Reference

       None.


                                   PART I
  Item 1.  Business.

            Omitted.


  Item 1A.  Risk Factors.

            Omitted.


  Item 1B.  Unresolved Staff Comments.

            None.


  Item 2.  Properties.

            Omitted.


  Item 3.  Legal Proceedings.

            Omitted.


  Item 4.  Submission of Matters to a Vote of Security Holders.

            Omitted.


                                PART II

 Item 5. Market for Registrants Common Equity, Related Stockholder
          Matters and Issuer Purchases of Equity Securities.

            Omitted.


  Item 6.  Selected Financial Data.

            Omitted.


  Item 7.  Management's Discussion and Analysis of Financial Condition and
           Results of Operations.

            Omitted.


  Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

            Omitted.


  Item 8.  Financial Statements and Supplementary Data.

            Omitted.


  Item 9.  Changes in and Disagreements With Accountants on Accounting and
           Financial Disclosure.

            Omitted.


  Item 9A. Controls and Procedures.

            Omitted.


  Item 9A(T). Controls and Procedures.

            Omitted.


  Item 9B. Other Information.

            None.


                                PART III

  Item 10. Directors, Executive Officers and Corporate Governance.

            Omitted.


  Item 11. Executive Compensation.

            Omitted.

  Item 12. Security Ownership of Certain Beneficial Owners and
           Management and Related Stockholder Matters.

            Omitted.


  Item 13. Certain Relationships and Related Transactions, and Director
           Independence.

            Omitted.


  Item 14. Principal Accounting Fees and Services.

            Omitted.



                ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB

  Item 1112(b) of Regulation AB, Significant Obligor Financial Information.

            Not Applicable.

  Item 1114(b)(2) and 1115(b) of Regulation AB, Significant Enhancement
             Provider Financial Information.

            Not Applicable.

  Item 1117 of Regulation AB, Legal Proceedings.

            The registrant knows of no material pending legal proceedings
            involving the Trust and all parties related to such Trust, other
            than routine litigation incidental to the duties of those respective
            parties.



  Item 1119 of Regulation AB, Affiliations and Certain Relationships and
             Related Transactions.

            Information required by Item 1119 was provided previously in a
            prospectus timely filed pursuant to Rule 424 promulgated under the
            Securities Act of 1933, under the same Central Index Key (CIK) code
            as this annual report on Form 10-K. No material changes to such
            information have occurred since the initial Rule 424 filing.

  Item 1122 of Regulation AB, Compliance with Applicable Servicing Criteria.


             See Item 15, exhibits (33) and (34) and as otherwise disclosed
             below.

               Assurant, Inc. previously excluded the applicable servicing
               criteria set forth in Item 1122 (d)(4)(xii) from the scope of its
               assessment of compliance. Assurant, Inc. has now assessed its
               compliance with the Applicable Servicing Criteria for the
               Reporting Period of January 1, 2006 through December 31, 2006 and
               has identified a material instance of noncompliance with that
               servicing criterion. Specifically, Assurant, Inc. did not have,
               during the Reporting Period, sufficient policies and procedures
               to capture the information with respect to the Platform
               Transactions necessary to determine compliance with Item
               1122(d)(4)(xii). Accordingly, Assurant, Inc. has restated its
               previous assessment for the Reporting Period, which excluded
               evaluation of the criterion, to include the criterion and reflect
               the material noncompliance as a result of its assessment.

               The assessment of compliance of GreenPoint Mortgage Funding, Inc.
               ("Greenpoint") has disclosed the following material noncompliance
               with  servicing  criteria  1122(d)(1)(i),   1122(d)(2)(iv),   and
               1122(d)(3)(ii)  applicable to the Company's  platform  covered by
               this   report   during  the  year  ended   December   31,   2006.
               1122(d)(1)(i) - There were no policies and procedures  instituted
               to  monitor  the  performance  or other  triggers  and  events of
               defaults  in   accordance   with  the   transaction   agreements;
               1122(d)(2)(iv)  - The related  accounts for each transaction were
               not  separately  maintained  as  set  forth  in  the  transaction
               agreements;  and,  1122(d)(3)(ii) - Amounts due to investors were
               not remitted in accordance  with the  timeframes set forth in the
               transaction  agreements.   As  such  assessment  further  states,
               Greenpoint has (i) established policies and procedures to monitor
               performance or other triggers and events of default in accordance
               with the  transaction  agreements,  (ii) separated the commingled
               funds and  established  proper  custodial and escrow accounts and
               improved the oversight of establishing  such accounts as required
               by the related  agreements and (iii) begun  modifying  applicable
               agreements  to clarify that  mortgage  insurance  proceeds may be
               remitted at the time of the  remittance  of the real estate owned
               liquidation  proceeds or  modifying  its  remittance  practice to
               remit the mortgage  insurance  proceeds during the next regularly
               scheduled remittance where required.

               The assessment of compliance  for National City Mortgage  Company
               ("NCM") has disclosed the following  material  noncompliance with
               servicing criteria 1122(d)(3)(i)(A)  applicable to NCM's platform
               covered by this report  during the year ended  December 31, 2006.
               There  were 29  possible  instances  where  NCM  did not  prepare
               default  loan data  reports  for the master  servicer  within the
               timeframes  set  forth  in the  transaction  agreements.  As such
               assessment  further  states,  all other loan level  reports  were
               completed as required.

               The assessment of compliance of PHH Mortgage  Corporation ("PHH")
               disclosed the following instances of material  noncompliance with
               the servicing  criteria,  applicable to PHH during the year ended
               December 31, 2006:  (i)  1122(d)(1)(i)  - PHH had not  instituted
               policies and procedures to  specifically  monitor  performance or
               other  triggers  or events of default  stated in the  transaction
               agreements;  (ii)  1122(d)(1)(iv)  - during  the  months of July,
               August,  and  September,   PHH's  minimum  coverage   requirement
               exceeded its $160 million  fidelity bond by amounts ranging up to
               approximately $1.3 million;  (iii) 1122(d)(3)(i)(A) - PHH did not
               maintain or provide one of the required monthly reports stated in
               the   transaction   agreements   during   the   year;   and  (iv)
               1122(d)(3)(i)(D)  - PHH did not perform  procedures  to agree the
               unpaid principal balance and number of loans serviced by PHH with
               that of the  investors or trustees.  As such  assessment  further
               states,  effective  September 27, 2006,  PHH's  fidelity bond was
               increased to $170 million."


               The  assessment  of  compliance  of Wells  Fargo  Bank,  National
               Association  (Corporate  Trust  Services) has disclosed  material
               noncompliance with criterion 1122(d)(3)(i),  as applicable to the
               Company during the twelve months ended December 31, 2006. Certain
               monthly  investor or remittance  reports  included  errors in the
               calculation  and/or the reporting of  delinquencies  for the pool
               assets.  Such assessment further states that all such errors were
               the  result  of  data  processing   errors  and/or  the  mistaken
               interpretation of data provided by other parties participating in
               the servicing  function.  The assessment  also indicates that all
               necessary   adjustments   to  data   processing   systems  and/or
               interpretive  clarifications  have  been  made to  correct  those
               errors and to remedy related procedures.


               Although  each  servicing  criterion  required by Item 1122(d) of
               Regulation AB is addressed in one or more of the  Assessments  of
               Compliance  with  Servicing  Criteria  and  related   Attestation
               Reports included with this report, Assessment  of  Compliance and
               related Attestation Reports of CitiMortgage Inc, GreenPoint
               Mortgage Funding Inc, National City Mortgage Co, and PHH Mortgage
               Corporation, each as Servicer, did not address each of the
               servicing criteria that the Servicers were required to address
               under the terms of the related Servicing Agreements.The Servicers
               have not identified such failure to provide an Assessment and
               Attestation for these items as a material  failure to fulfill its
               obligations under  the  related   servicing   agreement  in  the
               Servicer's Compliance  Statements provided under Item 1123 of
               Regulation AB, because the Servicers  assert that those items are
               not applicable to the Servicers. Each servicing criterion
               required by Item 1122(d) of Regulation AB is addressed in one or
               more of the Assessments of Compliance with Servicing Criteria and
               related Attestation Reports included with this report.


  Item 1123 of Regulation AB, Servicer Compliance Statement.

            See Item 15, exhibit (35).


                                PART IV


  Item 15. Exhibits, Financial Statement Schedules.

   (a) Exhibits

  (4.1 )Pooling and Servicing Agreement, dated as of July 1, 2006, among Merrill
        Lynch Mortgage Investors, Inc., as depositor, HSBC Bank USA, National
        Association, as trustee, and Wells Fargo Bank, N.A., as master servicer
        and securities administrator (filed as an exhibit to Form 8-K on August
        14, 2006).

 (10.1) Mortgage Loan Purchase Agreement, dated as of July 1, 2006, between
        Merrill Lynch Mortgage Lending, Inc., as seller, and Merrill Lynch
        Mortgage Investors, Inc., as purchaser (filed as an exhibit to Form 8-K
        on August 14, 2006).

 (10.2) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc., Countrywide Home Loans Servicing LP and Countrywide
        Home Loans, Inc (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.3) Assignment, Assumption and Recognition Agreement, dated July 1, 2006
        among Merrill Lynch Bank, USA, Countrywide Home Loans Servicing LP,
        Countrywide Home Loans, Inc. and Merrill Lynch Mortgage Lending, Inc
        (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.4) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
        November 1, 2004, between Merrill Lynch Bank, USA and Countrywide Home
        Loans, Inc. (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.5) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and National City Mortgage Co. (filed as an exhibit to
        Form 8-K on August 14, 2006).

 (10.6) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Bank, USA, Merrill Lynch Mortgage Lending,
        Inc. and National City Mortgage Co. (filed as an exhibit to Form 8-K on
        August 14, 2006).

 (10.7) Master Seller's Warranties and Servicing Agreement, dated as of July 1,
        2004, between Merrill Lynch Bank, USA and National City Mortgage Co., as
        amended by Amendment Number One, dated as of March 22, 2006 (filed as an
        exhibit to Form 8-K on August 14, 2006).

 (10.8) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and Wells Fargo Bank, N.A. (filed as an exhibit to Form
        8-K on August 14, 2006).

 (10.9) Seller's Warranties and Servicing Agreement, dated as of August 1,
        2005, between Merrill Lynch Mortgage Lending, Inc. and Wells Fargo Bank,
        N.A. (filed as an exhibit to Form 8-K on August 14, 2006).

(10.10) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and CitiMortgage, Inc. (filed as an exhibit to Form 8-K
        on August 14, 2006).

 (10.11) Mortgage Servicing Purchase and Sale Agreement, dated as of May 31,
         2006, by and between Merrill Lynch Mortgage Lending Inc. and
         CitiMortgage, Inc. (filed as an exhibit to Form 8-K on August 14,
         2006).

(10.12) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and Greenpoint Mortgage Funding, Inc. (filed as an
        exhibit to Form 8-K on August 14, 2006).

(10.13) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Holdings, Inc., Merrill Lynch
        Mortgage Lending, Inc. and GreenPoint Mortgage Funding, Inc. (filed as
        an exhibit to Form 8-K on August 14, 2006).

(10.14) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
        April 1, 2003, among Merrill Lynch Mortgage Holdings, Inc., GreenPoint
        Mortgage Funding Inc. and Terwin Advisors, LLC (filed as an exhibit to
        Form 8-K on August 14, 2006).

(10.15) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and PHH Mortgage Corporation (filed as an exhibit to
        Form 8-K on August 14, 2006).

(10.16) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Capital, Inc., Merrill Lynch Mortgage
        Lending, Inc. and PHH Mortgage Corporation (filed as an exhibit to Form
        8-K on August 14, 2006).

(10.17) Mortgage Loan Flow Purchase, Sale & Servicing Agreement, dated as of
        March 27, 2001, between Merrill Lynch Mortgage Capital Inc., Cendant
        Mortgage Corporation and Bishop's Gate Residential Mortgage Trust
        (formerly known as Cendant Residential Mortgage Trust) (filed as an
        exhibit to Form 8-K on August 14, 2006).

  (31) Sarbanes-Oxley Certification.

  (33) Reports on assessment of compliance with servicing criteria for
       asset-backed securities.



      <TABLE>

      
         <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      b) CitiMortgage, Inc., as Servicer <F1>
      c) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      d) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      e) National City Mortgage Co., as Servicer <F1>
      f) PHH Mortgage Corporation, as Servicer <F1>
      g) Regulus Group LLC as Sub-Contractor for National City Mortgage Co., as Sub-Contractor <F1>
      h) Wells Fargo Bank, N.A., as Master Servicer <F1>
      i) Wells Fargo Bank, N.A., as Securities Administrator <F1>
      j) Wells Fargo Bank, N.A., as Custodian <F1>


      </TABLE>

     (34) Attestation reports on assessment of compliance with servicing
          criteria for asset-backed securities.

      <TABLE>

      
        <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      b) CitiMortgage, Inc., as Servicer <F1>
      c) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      d) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc., as Sub-Contractor <F1>
      e) National City Mortgage Co., as Servicer <F1>
      f) PHH Mortgage Corporation, as Servicer <F1>
      g) Regulus Group LLC as Sub-Contractor for National City Mortgage Co., as Sub-Contractor <F1>
      h) Wells Fargo Bank, N.A., as Master Servicer <F1>
      i) Wells Fargo Bank, N.A., as Securities Administrator <F1>
      j) Wells Fargo Bank, N.A., as Custodian <F1>


      </TABLE>

     (35) Servicer compliance statement.

      <TABLE>

      
         <c>
      b) CitiMortgage, Inc., as Servicer <F1>
      c) GreenPoint Mortgage Funding, Inc., as Servicer <F1>
      e) National City Mortgage Co., as Servicer <F1>
      f) PHH Mortgage Corporation, as Servicer <F1>
      h) Wells Fargo Bank, N.A., as Master Servicer <F1>
      i) Wells Fargo Bank, N.A., as Securities Administrator <F1>


      </TABLE>

   (b) See 15(a).

   (c) Omitted.


  <F1> Filed herewith.




                                SIGNATURES

  Pursuant to the requirements of Section 13 or 15(d) of the Securities
  Exchange Act of 1934, the registrant has duly caused this report to be
  signed on its behalf by the undersigned, thereunto duly authorized.



    Merrill Lynch Mortgage Investors Trust, Series 2006-A4
    (Issuing Entity)

    Wells Fargo Bank, N.A.
    (Master Servicer)

    /s/ Diane Courtney
    Diane Courtney, Vice President
    (senior officer in charge of the servicing function of the master servicer)

    Date:      June 11, 2008


  Exhibit Index

  Exhibit No.

  (4.1) Pooling and Servicing Agreement, dated as of July 1, 2006, among Merrill
        Lynch Mortgage Investors, Inc., as depositor, HSBC Bank USA, National
        Association, as trustee, and Wells Fargo Bank, N.A., as master servicer
        and securities administrator (filed as an exhibit to Form 8-K on August
        14, 2006).

 (10.1) Mortgage Loan Purchase Agreement, dated as of July 1, 2006, between
        Merrill Lynch Mortgage Lending, Inc., as seller, and Merrill Lynch
        Mortgage Investors, Inc., as purchaser (filed as an exhibit to Form 8-K
        on August 14, 2006).

 (10.2) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc., Countrywide Home Loans Servicing LP and Countrywide
        Home Loans, Inc (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.3) Assignment, Assumption and Recognition Agreement, dated July 1, 2006
        among Merrill Lynch Bank, USA, Countrywide Home Loans Servicing LP,
        Countrywide Home Loans, Inc. and Merrill Lynch Mortgage Lending, Inc
        (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.4) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
        November 1, 2004, between Merrill Lynch Bank, USA and Countrywide Home
        Loans, Inc. (filed as an exhibit to Form 8-K on August 14, 2006).

 (10.5) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and National City Mortgage Co. (filed as an exhibit to
        Form 8-K on August 14, 2006).

 (10.6) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Bank, USA, Merrill Lynch Mortgage Lending,
        Inc. and National City Mortgage Co. (filed as an exhibit to Form 8-K on
        August 14, 2006).

 (10.7) Master Seller's Warranties and Servicing Agreement, dated as of July 1,
        2004, between Merrill Lynch Bank, USA and National City Mortgage Co., as
        amended by Amendment Number One, dated as of March 22, 2006 (filed as an
        exhibit to Form 8-K on August 14, 2006).

 (10.8) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and Wells Fargo Bank, N.A. (filed as an exhibit to Form
        8-K on August 14, 2006).

 (10.9) Seller's Warranties and Servicing Agreement, dated as of August 1,
        2005, between Merrill Lynch Mortgage Lending, Inc. and Wells Fargo Bank,
        N.A. (filed as an exhibit to Form 8-K on August 14, 2006).

(10.10) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and CitiMortgage, Inc. (filed as an exhibit to Form 8-K
        on August 14, 2006).

 (10.11) Mortgage Servicing Purchase and Sale Agreement, dated as of May 31,
         2006, by and between Merrill Lynch Mortgage Lending Inc. and
         CitiMortgage, Inc. (filed as an exhibit to Form 8-K on August 14,
         2006).

(10.12) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and Greenpoint Mortgage Funding, Inc. (filed as an
        exhibit to Form 8-K on August 14, 2006).

(10.13) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Holdings, Inc., Merrill Lynch
        Mortgage Lending, Inc. and GreenPoint Mortgage Funding, Inc. (filed as
        an exhibit to Form 8-K on August 14, 2006).

(10.14) Master Mortgage Loan Purchase and Servicing Agreement, dated as of
        April 1, 2003, among Merrill Lynch Mortgage Holdings, Inc., GreenPoint
        Mortgage Funding Inc. and Terwin Advisors, LLC (filed as an exhibit to
        Form 8-K on August 14, 2006).

(10.15) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Lending, Inc., Merrill Lynch Mortgage
        Investors, Inc. and PHH Mortgage Corporation (filed as an exhibit to
        Form 8-K on August 14, 2006).

(10.16) Assignment, Assumption and Recognition Agreement, dated as of July 1,
        2006, among Merrill Lynch Mortgage Capital, Inc., Merrill Lynch Mortgage
        Lending, Inc. and PHH Mortgage Corporation (filed as an exhibit to Form
        8-K on August 14, 2006).

(10.17) Mortgage Loan Flow Purchase, Sale & Servicing Agreement, dated as of
        March 27, 2001, between Merrill Lynch Mortgage Capital Inc., Cendant
        Mortgage Corporation and Bishop's Gate Residential Mortgage Trust
        (formerly known as Cendant Residential Mortgage Trust) (filed as an
        exhibit to Form 8-K on August 14, 2006).

  (31) Sarbanes-Oxley Certification.

  (33) Reports on assessment of compliance with servicing criteria for
       asset-backed securities.


      <TABLE>

      
         <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      b) CitiMortgage, Inc., as Servicer
      c) GreenPoint Mortgage Funding, Inc., as Servicer
      d) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      e) National City Mortgage Co., as Servicer
      f) PHH Mortgage Corporation, as Servicer
      g) Regulus Group LLC as Sub-Contractor for National City Mortgage Co.
      h) Wells Fargo Bank, N.A., as Master Servicer
      i) Wells Fargo Bank, N.A., as Securities Administrator
      j) Wells Fargo Bank, N.A., as Custodian

      </TABLE>

     (34) Attestation reports on assessment of compliance with servicing
          criteria for asset-backed securities.

      <TABLE>

      
        <c>
      a) Assurant Inc. as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      b) CitiMortgage, Inc., as Servicer
      c) GreenPoint Mortgage Funding, Inc., as Servicer
      d) LandAmerica Tax and Flood Services as Sub-Contractor for GreenPoint Mortgage Funding, Inc.
      e) National City Mortgage Co., as Servicer
      f) PHH Mortgage Corporation, as Servicer
      g) Regulus Group LLC as Sub-Contractor for National City Mortgage Co.
      h) Wells Fargo Bank, N.A., as Master Servicer
      i) Wells Fargo Bank, N.A., as Securities Administrator
      j) Wells Fargo Bank, N.A., as Custodian

      </TABLE>

     (35) Servicer compliance statement.

      <TABLE>

      
         <c>
      b) CitiMortgage, Inc., as Servicer
      c) GreenPoint Mortgage Funding, Inc., as Servicer
      e) National City Mortgage Co., as Servicer
      f) PHH Mortgage Corporation, as Servicer
      h) Wells Fargo Bank, N.A., as Master Servicer
      i) Wells Fargo Bank, N.A., as Securities Administrator


      </TABLE>