EX-33 (f)
Management's Assertion of Compliance

Management of Select Portfolio Servicing, Inc., (the "Company") is responsible
for assessing compliance with the servicing criteria set forth in Item 1122(d)
of Regulation AB of the Securities and Exchange Commission. Management has
determined that the servicing criteria are applicable in regards to the
servicing platform for the period as follows:

Platform: Publicly-issued (i.e., transaction-level reporting initially required
under the Securities Exchange Act of 1934, as amended) residential
mortgage-backed securities (the "Platform").

Applicable Servicing Criteria: All servicing criteria set forth in 1122(d), to
the extent required by the related transaction agreements, or required by the
Item 1122(d) servicing criteria in regards to the activities performed by the
Company, except for the following criteria: 1122(d)(l)(iii), 1122(d)(3)(i),
1122(d)(3)(ii), 1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), 1122(d)(4)(ii),
1122(d)(4)(iii) and 1122(d)(4)(xv), which management has determined are not
applicable to the activities the Company performs with respect to the Platform
(the "Applicable Servicing Criteria").

Period: Twelve months ended, December 31, 2006 (the "Period").

Third parties classified as vendors: With respect to servicing criteria
1122(d)(2)(vii), 1122(d)(4)(ix), 1122 (d)(4)(x), 1122(d) (4)(xi),
1122(d)(4)(xii) and 1122(d)(4)(xiii), management has engaged various vendors to
perform the activities required by these servicing criteria. The Company's
management has determined that these vendors are not considered a "servicer"
as defined in Item 1101(j) of Regulation AB, and the Company's management has
elected to take responsibility for assessing compliance with the servicing
criteria applicable to each vendor as permitted by Interpretation 17.06 of the
SEC Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06,
management has asserted that it has policies and procedures in place to provide
reasonable assurance that the vendor's activities comply in all material
respects with the servicing criteria applicable to each vendor. The Company's
management is solely responsible for determining that it meets the SEC
requirements to apply Interpretation 17.06 for the vendors and related criteria.

With respect to the Platform, the Company's management provides the following
assessment of compliance with respect to the Applicable Servicing Criteria:

1 The Company's management is responsible for assessing the Company's compliance
  with the Applicable Servicing Criteria as of and for the Period.

2 The Company's management has assessed compliance with the Applicable Servicing
  Criteria, including servicing criteria for which compliance is determined
  based on Interpretation 17.06 as described above, as of and for the Period.
  In performing this assessment, management used the criteria set forth by the
  Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation
  AB.

3 Based on such assessment, as of and for the Period, the Company has complied,
  in all material respects, with the Applicable Servicing Criteria.

KPMG LLP, a registered public accounting firm, has issued an attestation report
with respect to management's assertion of compliance with the Applicable
Servicing Criteria as of and for the Period.

/s/ Matthew L. Hollingsworth
Matthew L. Hollingsworth
Chief Executive Officer

February 27, 2007