**HOME
      LOANS**




2900
                Madera RoadSimi
                Valley, California 93065-6298(805)
              955-1000




**ASSESSMENT
        OF COMPLIANCE WITH APPLICABLE SERVICING CRITERIA**
  Countrywide
        Financial Corporation and certain of its subsidiaries including its direct
        and indirect
        wholly-owned subsidiaries, Countrywide Home Loans, Inc. (CHL), Countrywide
        Tax
        Services Corporation, Newport Management Corporation, and Countrywide Home
        Loans
        Servicing, L.P., a wholly-owned
        subsidiary of CHL (collectively the ' 'Company” )
        provides this platform-level assessment, for
        which
        Countrywide Financial Corporation and such subsidiaries participated in
        servicing functions as
        such
        term is described under Title 17, Section 229.1122 of the Code of Federal
        Regulations ("Item 1122
        of
        Regulation AB"), compliance in respect of the following Applicable Servicing
        Criteria specified
        in Item 1122(d) of Regulation AB promulgated by the Securities and Exchange
        Commission in
        regard
        to the following servicing platform for the following period:
  Platform :
        publicly-issued *(i.e.,* registered
        with the Securities and Exchange Commission pursuant
        to the Securities Act of 1933, as amended) residential mortgage-backed
        securities (securities
        collateralized by residential mortgage loans, including prime, alternative
        loan products,
        sub-prime, HELOC and closed seconds) issued on or after January 1, 2006 for which
        the
        Company provides cash collection and administration, investor remittances
        and
        reporting (except for those activities relating to trustee and paying agent
        services), and pool asset
        administration (except for those activities relating to custodial operations
        of
        pool assets and related documents), collectively "Servicing Functions" and
        for
        which the related issuer has a
        fiscal
        year end of December 31, 2006. The platform excludes any transactions issued
        by any
        government sponsored enterprise for which the Company provides Servicing
        Functions.
  Period:
        as of and for the year ended December 31, 2006.
  Applicable
        Servicing Criteria :
        all
        servicing criteria set forth in Item 1122(d), to the extent required
        in the related agreements, except for the following paragraphs: 1122(d)(1)(iii), 1122(d)(3)(i)(B),
        only as it relates to information other than that contained in the monthly remittance
        report delivered by the servicer to the master servicer, trustee, and/or
        bond administrator,
        1122(d)(3)(i)(D), only as it relates to the agreeing with investors' records
        as
        to the
        total
        unpaid principal balance and number of pool assets serviced by the servicer, 1122(d)(3)(ii),
        only as it relates to amounts other than amounts remitted by the servicer
        to the master
        servicer, trustee, and/or bond administrator, 1122(d)(3)(iii), 1122(d)(3)(iv),
        1122(d)(4)(i) and
        1122(d)(4)(ii), only as 1122(d)(4)(i) and 1122(d)(4)(ii) relate to the custodial
        operations of the pool assets and related documents (collateral file) by
        the
        document custodian responsible for
        such
        functions for the related transaction, and 1122(d)(4)(xv), only as it relates
        to
        Item 1115
        of
        Regulation AB (derivative transactions).


With
          respect to the Platform and the Period, the Company provides the following
          assessment of
          compliance in respect of the Applicable Servicing Criteria:
  1.  The
          Company is responsible for assessing its compliance with the Applicable
          Servicing Criteria.
  2.  The
          Company has assessed compliance with the Applicable Servicing
          Criteria.
  3.  Other
          than as identified on Schedule
          A hereto,
          as of and for the Period, the Company was in
          material compliance with the Applicable Servicing Criteria.
  KPMG
          LLP,
          an independent registered public accounting firm, has issued an attestation
          report with
          respect to the Company's foregoing assessment of compliance.
   
   **COUNTRYWIDE
                FINANCIAL CORPORATION**By:   /s/
                Steve BaileySteve BaileyIts:      
                Senior Managing Director and Chief Executive Officer,Loan
                AdministrationDated:
                February 28, 2007By:
                /s/ Kevin MeyersKevin
                MeyersIts: Managing
                Director and
                Chief Financial Officer,Countrywide Home Loans, Inc. Loan AdministrationDated: 
                February 28, 2007




**Schedule A**


**Material
          Instances of Noncompliance**
  No
          material instances of noncompliance: the Company has complied, in all material
          respects, with the applicable
          servicing criteria as of and for the year ended December 31, 2006.