Exhibit 31.2

CERTIFICATION PURSUANT TOSECTION
302 OFTHE SARBANES-OXLEY ACT OF
2002

CERTIFICATION

|   |  | I, J.
      Scott Craighead, certify that:                                                                                                                                                                                                                                                                                                        
|-- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|  
|1. |  | I
      have reviewed this quarterly report on Form 10-Q of Goldleaf Financial
      Solutions, Inc.;                                                                                                                                                                                                                                             
|  
|2. |  | Based
      on my knowledge, this quarterly report does not contain any untrue
      statement of a material fact or omit to state a material fact necessary to
      make the statements made, in light of the circumstances under which such
      statements were made, not misleading with respect to the period covered by
      this report;
|  
|3. |  | Based
      on my knowledge, the financial statements, and other financial information
      included in this quarterly report, fairly present in all material respects
      the financial condition, results of operations and cash flows of the
      registrant as of, and for, the periods presented in this
  report;                       
|  
|4. |  | The
      registrants other certifying officer and I are responsible for
      establishing and maintaining disclosure controls and procedures (as
      defined in Exchange Act Rules 13a-15e and 15d-15e) for the registrant and
      we have:                                                                                                
|  
|   |  | (a)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (b)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (c)                                                                                                                                                                                                                                                                                                                                               
|  
|5. |  | The
      registrants other certifying officer and I have disclosed, based on our
      most recent evaluation of internal control over financial reporting, to
      the registrants auditors and the audit committee of the registrants
      board of directors (or persons performing the equivalent
    functions):                       
|  
|   |  | (a)                                                                                                                                                                                                                                                                                                                                               
|  
|   |  | (b)                                                                                                                                                                                                                                                                                                                                               

Date: May 14, 2007



| | /s/
      J. Scott Craighead
| | ----------------------------
| | J. Scott Craighead          
| | Chief Financial Officer     

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