----

| þ | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|-----------------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|------------------------------------------------------------------------------------------|

| Delaware                        | 95-4703316          |
|---------------------------------|---------------------|
| (State or other jurisdiction of | (I.R.S. Employer    |
| incorporation or organization)  | Identification No.) |

| Large accelerated filer  ̈ | Accelerated filer þ | Non-accelerated filer  ̈ | Smaller reporting company  ̈ |
|--------------------------------|--------------------------|------------------------------|----------------------------------|

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| PART I - FINANCIAL INFORMATION  | 4        |
|--------------------------------------|----------|
|                                 | Item 1.  | Condensed Consolidated Financial Statements (Unaudited) | 4-7  |
|                                 |     | Notes to Condensed Consolidated Financial Statements (Unaudited) | 8-42  |
|                                 | Item 2.  | Management’s Discussion and Analysis of Financial Condition and Results of Operations  | 43-70  |
|                                 | Item 3.  | Quantitative and Qualitative Disclosures About Market Risk | 71  |
|                                 | Item 4.  | Controls and Procedures | 71  |
| PART II - OTHER INFORMATION          | 72  |
|                                 | Item 1.  | Legal Proceedings | 72  |
|                                 | Item 1A. | Risk Factors | 72  |
|                                 | Item 2.  | Unregistered Sales of Equity Securities and Use of Proceeds | 72  |
|                                 | Item 3.  | Defaults Upon Senior Securities | 73  |
|                                 | Item 4.  | (Removed and Reserved) | 73  |
|                                 | Item 5.  | Other Information | 73  |
|                                 | Item 6.  | Exhibits | 73  |
| SIGNATURE                            | 74  |

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| ·   | our ability to integrate the former acquired institutions’, through Federal Deposit Insurance Corporation (“FDIC”) assisted acquisitions, and to achieve expected synergies, operating efficiencies or other benefits within expected time frames, or at all, or within expected cost projections; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | our ability to integrate and retain former depositors and borrowers of the acquired institutions; |
|--------------------|---------------------------------------------------------------------------------------------------|

| ·   | our ability to manage the loan portfolio acquired from these institutions within the limits of the loss protection provided by the FDIC; |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes in our borrowers’ performance on loans; |
|--------------------|-------------------------------------------------------|

| ·   | changes in the commercial and consumer real estate markets; |
|--------------------|-------------------------------------------------------------|

| ·   | changes in our costs of operation, compliance and expansion; |
|--------------------|--------------------------------------------------------------|

| ·   | changes in the economy, including inflation; |
|--------------------|----------------------------------------------|

| ·   | changes in government interest rate policies; |
|--------------------|-----------------------------------------------|

| ·   | changes in laws or the regulatory environment; |
|--------------------|------------------------------------------------|

| ·   | changes in critical accounting policies and judgments; |
|--------------------|--------------------------------------------------------|

| ·   | changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board or other regulatory agencies; |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes in the equity and debt securities markets; |
|--------------------|----------------------------------------------------|

| ·   | changes in competitive pressures on financial institutions; |
|--------------------|-------------------------------------------------------------|

| ·   | effect of additional provision for loan losses; |
|--------------------|-------------------------------------------------|

| ·   | effect of any goodwill impairment; |
|--------------------|------------------------------------|

| ·   | fluctuations of our stock price; |
|--------------------|----------------------------------|

| ·   | success and timing of our business strategies; |
|--------------------|------------------------------------------------|

| ·   | impact of reputational risk created by these developments on such matters as business generation and retention, funding and liquidity; |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------|

| ·   | changes in our ability to receive dividends from our subsidiaries; and |
|--------------------|------------------------------------------------------------------------|

| ·   | political developments, wars or other hostilities may disrupt or increase volatility in securities or otherwise affect economic conditions. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                                                    |   | September 30, |       |   | December 31, |   |
|---------------------------------------------------------------------------------------------------------|--------|---------------|------------|--------|--------------|--------|
|                                                                                                    |   | 2010          |       |   | 2009         |   |
| ASSETS                                                                                                  |   |          |       |   |         |   |
| Cash and cash equivalents                                                                               |   | $             | 859,694    |   |         | $      | 835,141 |   |
| Short-term investments                                                                                  |   |          | 381,799    |   |         |   | 510,788 |   |
| Fed funds sold                                                                                          |   |          | 75,000     |   |         |   | — |   |
| Securities purchased under resale agreements                                                            |   |          | 350,000    |   |         |   | 227,444 |   |
| Investment securities available for sale, at fair value (with amortized cost of $2,898,988 at           |   |          |       |   |         |   |   |   |
| September 30, 2010 and $2,563,043 at December 31, 2009)                                                 |   |          | 2,907,349  |   |         |   | 2,564,081 |   |
| Loans held for sale, at fair value                                                                      |   |          | 16,902     |   |         |   | 28,014 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Loans receivable, excluding covered loans (net of allowance for loan losses of $240,286 at              |   |          |       |   |         |   |   |   |
| September 30, 2010 and $238,833 at December 31, 2009)                                                   |   |          | 8,306,782  |   |         |   | 8,218,671 |   |
| Covered loans (net of allowance for loan losses of $3,900 at September 30, 2010)                        |   |          | 4,975,502  |   |         |   | 5,598,155 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Total loans receivable, net                                                                             |   |          | 13,282,284 |   |         |   | 13,816,826 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| FDIC indemnification asset                                                                              |   |          | 874,759    |   |         |   | 1,091,814 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Other real estate owned, net                                                                            |   |          | 16,936     |   |         |   | 13,832 |   |
| Other real estate owned covered, net                                                                    |   |          | 137,353    |   |         |   | 44,273 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Total other real estate owned                                                                           |   |          | 154,289    |   |         |   | 58,105 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Accrued interest receivable                                                                             |   |          | 79,879     |   |         |   | 82,370 |   |
| Due from customer acceptances                                                                           |   |          | 50,698     |   |         |   | 40,550 |   |
| Investment in affordable housing partnerships                                                           |   |          | 152,944    |   |         |   | 84,833 |   |
| Premises and equipment, net                                                                             |   |          | 138,474    |   |         |   | 59,099 |   |
| Premiums on deposits acquired, net                                                                      |   |          | 82,755     |   |         |   | 89,735 |   |
|   Goodwill                                                                                         |   |          | 337,438    |   |         |   | 337,438 |   |
| Other assets                                                                                            |   |          | 672,982    |   |         |   | 732,974 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| TOTAL                                                                                                   |   | $             | 20,417,246 |   |         | $      | 20,559,212 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| LIABILITIES AND STOCKHOLDERS’ EQUITY                                                              |   |          |       |   |         |   |   |   |
| Customer deposit accounts:                                                                              |   |          |       |   |         |   |   |   |
| Noninterest-bearing                                                                                     |   | $             | 2,571,750  |   |         | $      | 2,291,259 |   |
| Interest-bearing                                                                                        |   |          | 12,726,221 |   |         |   | 12,696,354 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Total deposits                                                                                          |   |          | 15,297,971 |   |         |   | 14,987,613 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Federal Home Loan Bank advances                                                                         |   |          | 1,018,074  |   |         |   | 1,805,387 |   |
| Securities sold under repurchase agreements                                                             |   |          | 1,045,664  |   |         |   | 1,026,870 |   |
| Notes payable and other borrowings                                                                      |   |          | 73,550     |   |         |   | 74,406 |   |
| Bank acceptances outstanding                                                                            |   |          | 50,698     |   |         |   | 40,550 |   |
| Long-term debt                                                                                          |   |          | 235,570    |   |         |   | 235,570 |   |
| Accrued interest payable, accrued expenses and other liabilities                                        |   |          | 310,959    |   |         |   | 104,157 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Total liabilities                                                                                       |   |          | 18,032,486 |   |         |   | 18,274,553 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| COMMITMENTS AND CONTINGENCIES (Note 10)                                                                 |   |          |       |   |         |   |   |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| STOCKHOLDERS’ EQUITY                                                                              |   |          |       |   |         |   |   |   |
| Preferred stock, $0.001 par value, 5,000,000 shares authorized; Series A, non-cumulative                |   |          |       |   |         |   |   |   |
| convertible, 200,000 shares issued and 85,741 shares outstanding in 2010 and  2009; Series B, |   |          |       |   |         |   |   |   |
| cumulative, 306,546 shares issued and outstanding in 2010 and 2009; Series C, cumulative                |   |          |       |   |         |   |   |   |
| convertible, 335,047 shares issued and outstanding in 2009                                              |   |          | 370,882    |   |         |   | 693,803 |   |
| Common stock, $0.001 par value, 200,000,000 shares authorized; 155,092,439 and 116,754,403              |   |          |       |   |         |   |   |   |
| shares issued in 2010 and 2009, respectively; 147,981,714 and 109,962,965 shares                        |   |          |       |   |         |   |   |   |
| outstanding in 2010 and 2009, respectively                                                              |   |          | 155        |   |         |   | 117 |   |
| Additional paid in capital                                                                              |   |          | 1,428,893  |   |         |   | 1,091,047 |   |
| Retained earnings                                                                                       |   |          | 689,356    |   |         |   | 604,223 |   |
| Treasury stock, at cost - 7,110,725 shares in 2010 and 6,791,438 shares in 2009                         |   |          | (109,661   | )      |         |   | (105,130 | ) |
| Accumulated other comprehensive income, net of tax                                                      |   |          | 5,135      |   |         |   | 599 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| Total stockholders’ equity                                                                        |   |          | 2,384,760  |   |         |   | 2,284,659 |   |
|                                                                                                    |   |          |       |   |         |   |   |   |
| TOTAL                                                                                                   |   | $             | 20,417,246 |   |         | $      | 20,559,212 |   |

----

|                                                                                  |   | Three Months Ended |    |   | Nine Months Ended |   |
|---------------------------------------------------------------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                                                                                  |   | September 30,      |    |   | September 30,     |   |
|                                                                                  |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
| INTEREST AND DIVIDEND INCOME                                                          |   |               |    |   |              |   |   |   |   |   |   |   |
| Loans receivable, including fees                                                      |   | $                  | 210,086 |   |              | $      | 114,512 |   |   | $ | 731,813 |   |   | $ | 336,997 |   |
| Investment securities                                                                 |   |               | 15,725  |   |              |   | 28,485 |   |   |   | 50,642 |   |   |   | 88,178 |   |
| Securities purchased under resale agreements                                          |   |               | 2,410   |   |              |   | 2,153 |   |   |   | 11,303 |   |   |   | 4,695 |   |
| Short-term investments                                                                |   |               | 2,362   |   |              |   | 1,856 |   |   |   | 7,405 |   |   |   | 7,341 |   |
| Investment in Federal Reserve Bank stock                                              |   |               | 623     |   |              |   | 552 |   |   |   | 2,042 |   |   |   | 1,604 |   |
| Investment in Federal Home Loan Bank stock                                            |   |               | 194     |   |              |   | 366 |   |   |   | 431 |   |   |   | 365 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total interest and dividend income                                                    |   |               | 231,400 |   |              |   | 147,924 |   |   |   | 803,636 |   |   |   | 439,180 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| INTEREST EXPENSE                                                                      |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Customer deposit accounts                                                             |   |               | 28,498  |   |              |   | 26,970 |   |   |   | 91,078 |   |   |   | 94,933 |   |
| Securities sold under repurchase agreements                                           |   |               | 12,189  |   |              |   | 12,140 |   |   |   | 36,775 |   |   |   | 36,016 |   |
| Federal Home Loan Bank advances                                                       |   |               | 5,725   |   |              |   | 11,172 |   |   |   | 20,905 |   |   |   | 38,191 |   |
| Long-term debt                                                                        |   |               | 1,685   |   |              |   | 1,760 |   |   |   | 4,823 |   |   |   | 6,211 |   |
| Other borrowings                                                                      |   |               | 498     |   |              |   | 2 |   |   |   | 1,903 |   |   |   | 8 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total interest expense                                                                |   |               | 48,595  |   |              |   | 52,044 |   |   |   | 155,484 |   |   |   | 175,359 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES                                  |   |               | 182,805 |   |              |   | 95,880 |   |   |   | 648,152 |   |   |   | 263,821 |   |
| Provision for loan losses                                                             |   |               | 38,648  |   |              |   | 159,244 |   |   |   | 170,325 |   |   |   | 388,666 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NET INTEREST INCOME (LOSS) AFTER PROVISION FOR LOAN LOSSES                            |   |               | 144,157 |   |              |   | (63,364 | ) |   |   | 477,827 |   |   |   | (124,845 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NONINTEREST INCOME (LOSS)                                                             |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Increase (decrease) in FDIC indemnification asset and receivable                      |   |               | 5,826   |   |              |   | — |   |   |   | (47,170 | ) |   |   | — |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Impairment loss on investment securities                                              |   |               | (6,522  | )      |              |   | (45,199 | ) |   |   | (17,515 | ) |   |   | (82,846 | ) |
| Less: noncredit-related impairment loss recorded in other comprehensive income        |   |               | 5,634   |   |              |   | 20,950 |   |   |   | 7,186 |   |   |   | 20,950 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Net impairment loss on investment securities recognized in earnings                   |   |               | (888    | )      |              |   | (24,249 | ) |   |   | (10,329 | ) |   |   | (61,896 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Net gain on sale of investment securities                                             |   |               | 2,791   |   |              |   | 2,177 |   |   |   | 24,749 |   |   |   | 7,378 |   |
| Branch fees                                                                           |   |               | 7,976   |   |              |   | 4,679 |   |   |   | 24,953 |   |   |   | 14,463 |   |
| Gain on acquisition                                                                   |   |               | — |   |              |   | — |   |   |   | 27,571 |   |   |   | — |   |
| Letters of credit fees and commissions                                                |   |               | 2,888   |   |              |   | 1,984 |   |   |   | 8,493 |   |   |   | 5,768 |   |
| Ancillary loan fees                                                                   |   |               | 2,367   |   |              |   | 1,227 |   |   |   | 6,425 |   |   |   | 4,812 |   |
| Income from life insurance policies                                                   |   |               | 1,100   |   |              |   | 1,090 |   |   |   | 3,306 |   |   |   | 3,269 |   |
| Net gain on sale of loans                                                             |   |               | 4,177   |   |              |   | 8 |   |   |   | 12,250 |   |   |   | 19 |   |
| Other operating income                                                                |   |               | 3,078   |   |              |   | 1,204 |   |   |   | 6,301 |   |   |   | 1,902 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total noninterest income (loss)                                                       |   |               | 29,315  |   |              |   | (11,880 | ) |   |   | 56,549 |   |   |   | (24,285 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NONINTEREST EXPENSE                                                                   |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Compensation and employee benefits                                                    |   |               | 38,693  |   |              |   | 15,875 |   |   |   | 131,051 |   |   |   | 49,492 |   |
| Other real estate owned expense                                                       |   |               | 5,694   |   |              |   | 767 |   |   |   | 44,689 |   |   |   | 16,480 |   |
| Occupancy and equipment expense                                                       |   |               | 13,963  |   |              |   | 6,262 |   |   |   | 39,022 |   |   |   | 19,950 |   |
| Deposit insurance premiums and regulatory assessments                                 |   |               | 5,676   |   |              |   | 6,057 |   |   |   | 21,785 |   |   |   | 18,950 |   |
| Prepayment penalty for Federal Home Loan Bank advances                                |   |               | — |   |              |   | — |   |   |   | 13,832 |   |   |   | — |   |
| Amortization of premiums on deposits acquired                                         |   |               | 3,352   |   |              |   | 1,069 |   |   |   | 10,046 |   |   |   | 3,286 |   |
| Amortization of investments in affordable housing partnerships                        |   |               | 1,442   |   |              |   | 1,709 |   |   |   | 7,117 |   |   |   | 5,121 |   |
| Loan related expenses                                                                 |   |               | 6,316   |   |              |   | 2,197 |   |   |   | 14,567 |   |   |   | 5,274 |   |
| Legal expense                                                                         |   |               | 5,301   |   |              |   | 1,323 |   |   |   | 14,391 |   |   |   | 4,856 |   |
| Data processing                                                                       |   |               | 2,646   |   |              |   | 1,079 |   |   |   | 8,174 |   |   |   | 3,362 |   |
| Consulting expense                                                                    |   |               | 1,612   |   |              |   | 759 |   |   |   | 5,672 |   |   |   | 1,879 |   |
| Deposit-related expenses                                                              |   |               | 1,239   |   |              |   | 948 |   |   |   | 3,381 |   |   |   | 2,863 |   |
| Other operating expenses                                                              |   |               | 14,011  |   |              |   | 8,019 |   |   |   | 50,446 |   |   |   | 23,869 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total noninterest expense                                                             |   |               | 99,945  |   |              |   | 46,064 |   |   |   | 364,173 |   |   |   | 155,382 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| INCOME (LOSS) BEFORE PROVISION (BENEFIT) FOR INCOME TAXES                             |   |               | 73,527  |   |              |   | (121,308 | ) |   |   | 170,203 |   |   |   | (304,512 | ) |
| Provision (benefit) for income taxes                                                  |   |               | 26,576  |   |              |   | (52,777 | ) |   |   | 61,988 |   |   |   | (126,790 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NET INCOME (LOSS) BEFORE EXTRAORDINARY ITEMS                                          |   |               | 46,951  |   |              |   | (68,531 | ) |   |   | 108,215 |   |   |   | (177,722 | ) |
| Extraordinary item – impact of desecuritization, net of tax                     |   |               | — |   |              |   | — |   |   |   | — |   |   |   | (5,366 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NET INCOME (LOSS) AFTER EXTRAORDINARY ITEMS                                           |   |               | 46,951  |   |              |   | (68,531 | ) |   |   | 108,215 |   |   |   | (183,088 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Preferred stock dividends, amortization of preferred stock discount and inducement of |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| preferred stock conversion                                                            |   |               | 6,732   |   |              |   | 10,620 |   |   |   | 19,017 |   |   |   | 42,986 |   |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| NET INCOME (LOSS) AVAILABLE TO COMMON STOCKHOLDERS                                    |   | $                  | 40,219  |   |              | $      | (79,151 | ) |   | $ | 89,198 |   |   | $ | (226,074 | ) |
|                                                                                  |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| EARNINGS (LOSS) PER SHARE AVAILABLE TO COMMON STOCKHOLDERS                            |   |               |    |   |              |   |   |   |   |   |   |   |   |
| Basic                                                                                 |   | $                  | 0.27    |   |              | $      | (0.91 | ) |   | $ | 0.66 |   |   | $ | (3.19 | ) |
| Diluted                                                                               |   | $                  | 0.27    |   |              | $      | (0.91 | ) |   | $ | 0.61 |   |   | $ | (3.19 | ) |
| Dividends declared per common share                                                   |   | $                  | 0.01    |   |              | $      | 0.01 |   |   | $ | 0.03 |   |   | $ | 0.04 |   |
| WEIGHTED AVERAGE NUMBER OF SHARES OUTSTANDING                                         |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Basic                                                                                 |   |               | 146,454 |   |              |   | 86,538 |   |   |   | 134,396 |   |   |   | 70,967 |   |
| Diluted                                                                               |   |               | 147,113 |   |              |   | 86,538 |   |   |   | 146,993 |   |   |   | 70,967 |   |

----

|                                                                                                                                        |   |      |    |   | Additional |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |
|---------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------|---------|--------|------------|--------|----------|--------|--------|--------|------------|--------|--------|----------|-----------|--------|----------|--------|----------|---------------|--------|--------|----------|--------|--------|---------------|---------|
|                                                                                                                                        |   |      |    |   | Paid In    |   |     |   |   |   |       |   |   |     |      |   |     |   |     | Accumulated   |   |   | Compre-  |   |   |          |    |
|                                                                                                                                        |   |      |    |   | Capital    |   |     |   |   |   | Additional |   |   |     |      |   |     |   |     | Other         |   |   | hensive  |   |   | Total         |    |
|                                                                                                                                        |   | Preferred |    |   | Preferred  |   |     | Common |   |   | Paid In    |   |   | Retained |      |   | Treasury |   |     | Comprehensive |   |   | Income   |   |   | Stockholders' |    |
|                                                                                                                                        |   | Stock     |    |   | Stock      |   |     | Stock  |   |   | Capital    |   |   | Earnings |      |   | Stock    |   |     | Income (Loss) |   |   | (Loss)   |   |   | Equity        |    |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |
| BALANCE AS OF DECEMBER 31, 2008                                                                                                             |   | $         | — |   |       | $      | 472,311  |   |   | $      | 70         |   |   | $        | 695,521   |   |     | $      | 572,172  |          |   | $      | (102,817 | )      |   | $             | (86,491 | ) |   |   |   |   | $ | 1,550,766 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| Cumulative effect adjustment for                                                                                                            |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| reclassification of the previously                                                                                                          |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| recognized noncredit-related impairment                                                                                                     |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| loss on investment securities                                                                                                               |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | 8,110    |          |   |   |     |   |   |          | (8,110  | ) |   |   |   |   |   | — |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| BALANCE AS OF JANUARY 1, 2009                                                                                                               |   |      | — |   |       |   | 472,311  |   |   |   | 70         |   |   |     | 695,521   |   |     |   | 580,282  |          |   |   | (102,817 | )      |   |          | (94,601 | ) |   |   |   |   |   | 1,550,766 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| Comprehensive loss                                                                                                                          |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |
| Net loss after extraordinary item for the year                                                                                              |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | (183,088 | )             |   |   |     |   |   |          |    |   |   | $ | (183,088 | ) |   |   | (183,088 | ) |
| Net unrealized gain on investment securities                                                                                                |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| available-for-sale                                                                                                                          |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | 53,021  |   |   |   | 53,021 |   |   |   | 53,021 |   |
| Net unrealized loss as a result of desecuritization                                                                                         |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | 30,551  |   |   |   | 30,551 |   |   |   | 30,551 |   |
| Noncredit-related impairment loss on investment                                                                                             |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| securities recorded in the current year                                                                                                     |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | (12,150 | ) |   |   | (12,150 | ) |   |   | (12,150 | ) |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Total comprehensive loss                                                                                                                    |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   | $ | (111,666 | ) |   |   |   |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Stock compensation costs                                                                                                                    |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 4,370     |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 4,370 |   |
| Tax provision from stock plans                                                                                                              |   |      |    |   |       |   |     |   |   |   |       |   |   |     | (498      | )      |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (498 | ) |
| Preferred stock issuance and conversion cost                                                                                                |   |      |    |   |       |   | (180     | )      |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (180 | ) |
| Common stock issuance cost                                                                                                                  |   |      |    |   |       |   |     |   |   |   |       |   |   |     | (5,535    | )      |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (5,535 | ) |
| Induced conversion of 110,764 shares of preferred stock                                                                                     |   |      |    |   |       |   | (107,474 | )      |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (107,474 | ) |
| Issuance of 9,968,760 shares of common stock from                                                                                           |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| converted 110,764 shares of Preferred Stock                                                                                                 |   |      |    |   |       |   |     |   |   |   | 10         |   |   |     | 107,464   |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 107,474 |   |
| Issuance of 5,000,000 shares of common stock from                                                                                           |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| private placement                                                                                                                           |   |      |    |   |       |   |     |   |   |   | 5          |   |   |     | 27,495    |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 27,500 |   |
| Issuance of 12,650,000 shares of common stock  from                                                                               |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| public offering                                                                                                                             |   |      |    |   |       |   |     |   |   |   | 12         |   |   |     | 80,316    |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 80,328 |   |
| Issuance of 423,597 shares of common stock pursuant to                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| various stock plans and agreements                                                                                                          |   |      |    |   |       |   |     |   |   |   | 1          |   |   |     | 399       |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 400 |   |
| Issuance of 22,386 shares of common stock in lieu of                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Board of Director retainer fees                                                                                                             |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 219       |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 219 |   |
| Cancellation of 60,578 shares of common stock due to                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| forfeitures of issued restricted stock                                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 1,467     |   |     |   |     |          |   |   | (1,467   | )      |   |          |    |   |   |   |   |   |   |   | — |   |
| Purchase of 11,166 shares of treasury stock due to the                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| vesting of restricted stock                                                                                                                 |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   | (54      | )      |   |          |    |   |   |   |   |   |   |   | (54 | ) |
| Amortization of Series B preferred stock discount                                                                                           |   |      |    |   |       |   | 3,265    |   |   |   |       |   |   |     |      |   |     |   | (3,265   | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | — |   |
| Preferred stock dividends                                                                                                                   |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | (21,381  | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (21,381 | ) |
| Common stock dividends                                                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | (2,487   | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (2,487 | ) |
| Inducement of preferred stock conversion                                                                                                    |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 18,340    |   |     |   | (18,340  | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | — |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| BALANCE AS OF SEPTEMBER 30, 2009                                                                                                            |   | $         | — |   |       | $      | 367,922  |   |   | $      | 98         |   |   | $        | 929,558   |   |     | $      | 351,721  |          |   | $      | (104,338 | )      |   | $             | (23,179 | ) |   |   |   |   |   | $ | 1,521,782 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| BALANCE AS OF JANUARY 1, 2010                                                                                                               |   | $         | — |   |       | $      | 693,803  |   |   | $      | 117        |   |   | $        | 1,091,047 |   |     | $      | 604,223  |          |   | $      | (105,130 | )      |   | $             | 599     |   |   |   |   |   |   | $ | 2,284,659 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Comprehensive income:                                                                                                                       |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Net income                                                                                                                                  |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | 108,215  |          |   |   |     |   |   |          |    |   |   | $ | 108,215 |   |   |   | 108,215 |   |
| Net unrealized gain on investment securities                                                                                                |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| available-for-sale                                                                                                                          |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | 7,142   |   |   |   | 7,142 |   |   |   | 7,142 |   |
| Noncredit-related impairment loss on investment                                                                                             |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| securities recorded in the current year                                                                                                     |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | (3,268  | ) |   |   | (3,268 | ) |   |   | (3,268 | ) |
| Foreign currency translation                                                                                                                |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          | 662     |   |   |   | 662 |   |   |   | 662 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Total comprehensive income                                                                                                                  |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   | $ | 112,751 |   |   |   |   |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Stock compensation costs                                                                                                                    |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 6,164     |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 6,164 |   |
| Tax provision from stock plans                                                                                                              |   |      |    |   |       |   |     |   |   |   |       |   |   |     | (156      | )      |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (156 | ) |
| Issuance of 1,234,302 shares of common stock pursuant                                                                                       |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| to various stock plans and agreements                                                                                                       |   |      |    |   |       |   |     |   |   |   | 1          |   |   |     | 2,526     |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | 2,527 |   |
| Conversion of 335,047 shares of Series C preferred                                                                                          |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| stock into 37,103,734 shares of common stock                                                                                                |   |      |    |   |       |   | (325,299 | )      |   |   | 37         |   |   |     | 325,262   |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   | — |   |
| Cancellation of 293,105 shares of common stock due to                                                                                       |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| forfeitures of issued restricted stock                                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     | 4,050     |   |     |   |     |          |   |   | (4,050   | )      |   |          |    |   |   |   |   |   |   |   | — |   |
| Purchase of 26,182 shares of treasury stock due to the                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| vesting of restricted stock                                                                                                                 |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   | (481     | )      |   |          |    |   |   |   |   |   |   |   | (481 | ) |
| Amortization of Series B preferred stock discount                                                                                           |   |      |    |   |       |   | 2,378    |   |   |   |       |   |   |     |      |   |     |   | (2,378   | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | — |   |
| Preferred stock dividends                                                                                                                   |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | (16,640  | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (16,640 | ) |
| Common stock dividends                                                                                                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | (4,064   | )             |   |   |     |   |   |          |    |   |   |   |   |   |   |   | (4,064 | ) |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| BALANCE AS OF SEPTEMBER 30, 2010                                                                                                            |   | $         | — |   |       | $      | 370,882  |   |   | $      | 155        |   |   | $        | 1,428,893 |   |     | $      | 689,356  |          |   | $      | (109,661 | )      |   | $             | 5,135   |   |   |   |   |   |   | $ | 2,384,760 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   | Nine Months Ended |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   | September 30, |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   | 2010 |   |   |   | 2009 |   |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   | (In thousands) |   |   |   |   |   |
| Disclosure of reclassification amounts:                                                                                                     |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Unrealized holding gain (loss) on securities arising during the period, net of tax expense of $(8,862) in 2010 and $(37,620) in 2009        |   |      |    |   |       |   |     |   |   |   | $          | 12,237 |   |     | $         | 51,952 |     |
| Less: Reclassification adjustment for gain (loss) included in net income (loss), net of tax expense of $6,057 in 2010 and $(22,898) in 2009 |   |      |    |   |       |   |     |   |   |   |       | (8,363 | )      |     |      | 31,620 |     |
|                                                                                                                                        |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   |     |          |   |   |     |   |   |          |    |   |   |   |   |   |   |   |   |   |
| Net unrealized gain (loss) on securities, net of tax expense of $(2,805) in 2010 and $(60,518) in 2009                                      |   |      |    |   |       |   |     |   |   |   |       |   |   |     |      |   |     |   | $        | 3,874         |   |   | $        | 83,572 |   |

----

|                                                                                                               |   | Nine Months Ended |       |
|--------------------------------------------------------------------------------------------------------------------|--------|-------------------|------------|
|                                                                                                               |   | September 30,     |       |
|                                                                                                               |   | 2010              |       |   | 2009 |   |
| CASH FLOWS FROM OPERATING ACTIVITIES                                                                               |   |              |       |   |   |   |
| Net income (loss) after extraordinary items                                                                        |   | $                 | 108,215    |   |   | $ | (183,088 | ) |
| Adjustments to reconcile net income (loss) after extraordinary items to net cash provided by operating activities: |   |              |       |   |   |
| Depreciation and amortization                                                                                      |   |              | 48,153     |   |   |   | 16,847 |   |
| Accretion of discount and premium                                                                                  |   |              | (159,226   | ) |   |   | — |   |
| Decrease in FDIC indemnification asset and receivable                                                              |   |              | 47,170     |   |   |   | — |   |
| Gain on acquisition                                                                                                |   |              | (27,571    | ) |   |   | — |   |
| Net impairment loss on investment securities recognized in earnings                                                |   |              | 10,329     |   |   |   | 61,896 |   |
| Impairment writedown on mortgage servicing assets                                                                  |   |              | 348        |   |   |   | 660 |   |
| Stock compensation costs                                                                                           |   |              | 6,164      |   |   |   | 4,370 |   |
| Deferred tax expense (benefit)                                                                                     |   |              | 32,355     |   |   |   | (16,886 | ) |
| Provision for loan losses and impact of desecuritization                                                           |   |              | 170,325    |   |   |   | 397,929 |   |
| Impairment on other real estate owned                                                                              |   |              | 36,508     |   |   |   | 17,670 |   |
| Impairment loss on other equity investment                                                                         |   |              | —    |   |   |   | 581 |   |
| Net gain on sales of investment securities, loans and other assets                                                 |   |              | (39,260    | ) |   |   | (2,827 | ) |
| Originations of loans held for sale                                                                                |   |              | (22,013    | ) |   |   | (33,248 | ) |
| Proceeds from sale of loans held for sale                                                                          |   |              | 20,389     |   |   |   | 33,318 |   |
| Prepayment penalty for Federal Home Loan Bank advances                                                             |   |              | 13,832     |   |   |   | — |   |
| Tax provision from stock plans                                                                                     |   |              | 156        |   |   |   | 498 |   |
| Net change in accrued interest receivable and other assets                                                         |   |              | 278,386    |   |   |   | (11,710 | ) |
| Net change in accrued expenses and other liabilities                                                               |   |              | 162,446    |   |   |   | (97,694 | ) |
|                                                                                                               |   |              |       |   |   |   |   |   |
| Total adjustments                                                                                                  |   |              | 578,491    |   |   |   | 371,404 |   |
|                                                                                                               |   |              |       |   |   |   |   |   |
| Net cash provided by operating activities                                                                          |   |              | 686,706    |   |   |   | 188,316 |   |
|                                                                                                               |   |              |       |   |   |   |   |   |
| CASH FLOWS FROM INVESTING ACTIVITIES                                                                               |   |              |       |   |   |   |   |   |
| Acquisition of WFIB assets                                                                                         |   |              | 67,186     |   |   |   | — |   |
| Net decrease in loans                                                                                              |   |              | 662,655    |   |   |   | 318,232 |   |
| Net decrease in short-term investments                                                                             |   |              | 103,989    |   |   |   | (92,415 | ) |
| Purchases of:                                                                                                      |   |              |       |   |   |   |   |   |
| Securities purchased under resale agreements                                                                       |   |              | (880,000   | ) |   |   | (50,000 | ) |
| Investment securities held-to-maturity                                                                             |   |              | —    |   |   |   | (697,768 | ) |
| Investment securities available-for-sale                                                                           |   |              | (3,612,331 | ) |   |   | (1,314,263 | ) |
| Loans receivable                                                                                                   |   |              | (580,396   | ) |   |   | (350,000 | ) |
| Federal Reserve Bank stock                                                                                         |   |              | (10,500    | ) |   |   | (9,196 | ) |
| Investments in affordable housing partnerships                                                                     |   |              | (473       | ) |   |   | (22 | ) |
| Premises and equipment                                                                                             |   |              | (90,051    | ) |   |   | (433 | ) |
| Proceeds from sale of:                                                                                             |   |              |       |   |   |   |   |   |
| Investment securities                                                                                              |   |              | 1,047,173  |   |   |   | 336,710 |   |
| Securities purchased under resale agreements                                                                       |   |              | 710,000    |   |   |   | 25,000 |   |
| Loans receivable                                                                                                   |   |              | 427,087    |   |   |   | 105,227 |   |
| Loans held for sale originated for investment                                                                      |   |              | 147,194    |   |   |   | — |   |
| Other real estate owned                                                                                            |   |              | 77,804     |   |   |   | 51,807 |   |
| Premises and equipment                                                                                             |   |              | 84         |   |   |   | 8 |   |
| Repayments, maturity and redemption of investment securities available-for-sale                                    |   |              | 2,268,589  |   |   |   | 1,040,828 |   |
| Dividends/redemption of Federal Home Loan Bank stock                                                               |   |              | 13,427     |   |   |   | 182 |   |
|                                                                                                               |   |              |       |   |   |   |   |   |
| Net cash provided by (used in) investing activities                                                                |   |              | 351,437    |   |   |   | (636,103 | ) |
|                                                                                                               |   |              |       |   |   |   |   |   |
| CASH FLOWS FROM FINANCING ACTIVITIES                                                                               |   |              |       |   |   |   |   |   |
| Net (payment for) proceeds from:                                                                                   |   |              |       |   |   |   |   |   |
| Deposits                                                                                                           |   |              | (87,053    | ) |   |   | 526,598 |   |
| Short-term borrowings                                                                                              |   |              | 2,214      |   |   |   | (3,980 | ) |
| Proceeds from:                                                                                                     |   |              |       |   |   |   |   |   |
| Issuance of long-term borrowings                                                                                   |   |              | 350,000    |   |   |   | — |   |
| Issuance of common stock from public offering                                                                      |   |              | —    |   |   |   | 80,328 |   |
| Issuance of common stock from private placement                                                                    |   |              | —    |   |   |   | 27,500 |   |
| Issuance of common stock pursuant to various stock plans and agreements                                            |   |              | 2,527      |   |   |   | 400 |   |
| Payment for:                                                                                                       |   |              |       |   |   |   |   |   |
| Repayment of long-term borrowings                                                                                  |   |              | (1,223,137 | ) |   |   | (430,000 | ) |
| Repayment of notes payable and other borrowings                                                                    |   |              | (37,300    | ) |   |   | (9,395 | ) |
| Purchase of treasury shares due to the vesting of restricted stock                                                 |   |              | (481       | ) |   |   | (54 | ) |
| Preferred stock issuance cost                                                                                      |   |              | —    |   |   |   | (5,715 | ) |
| Cash dividends on preferred stock                                                                                  |   |              | (16,640    | ) |   |   | (20,530 | ) |
| Cash dividends on common stock                                                                                     |   |              | (4,064     | ) |   |   | (2,486 | ) |
| Tax benefit from stock plans                                                                                       |   |              | (156       | ) |   |   | (498 | ) |
|                                                                                                               |   |              |       |   |   |   |   |   |
| Net cash (used in) provided by financing activities                                                                |   |              | (1,014,090 | ) |   |   | 162,168 |   |
| Effect of exchange rate changes on cash and cash equivalents                                                       |   |              | 500        |   |   |   | — |   |
| NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                                                               |   |              | 24,553     |   |   |   | (285,619 | ) |
| CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD                                                                     |   |              | 835,141    |   |   |   | 878,853 |   |
|                                                                                                               |   |              |       |   |   |   |   |   |
| CASH AND CASH EQUIVALENTS, END OF PERIOD                                                                           |   | $                 | 859,694    |   |   | $ | 593,234 |   |
|                                                                                                               |   |              |       |   |   |   |   |   |
| SUPPLEMENTAL CASH FLOW INFORMATION:                                                                                |   |              |       |   |   |   |   |   |
| Cash paid during the period for:                                                                                   |   |              |       |   |   |   |   |   |
| Interest                                                                                                           |   | $                 | 159,742    |   |   | $ | 184,054 |   |
| Income tax (refunds) payments                                                                                      |   |              | 24,292     |   |   |   | (13,126 | ) |
| Noncash investing and financing activities:                                                                        |   |              |       |   |   |   |   |   |
| Transfers to real estate owned/affordable housing partnership                                                      |   |              | 203,276    |   |   |   | 116,124 |   |
| Conversion of preferred stock to common stock                                                                      |   |              | 325,299    |   |   |   | — |   |
| Desecuritization of loans receivable                                                                               |   |              | —    |   |   |   | 635,614 |   |
| Loans to facilitate sales of real estate owned                                                                     |   |              | 13,550     |   |   |   | 38,605 |   |
| Loans transferred to loans held for sale                                                                           |   |              | 138,792    |   |   |   | — |   |
| Loans to facilitate sales of loans                                                                                 |   |              | 42,022     |   |   |   | 130,509 |   |
| Issuance of common stock in lieu of Board of Director retainer fees                                                |   |              | 360        |   |   |   | 219 |   |

----

|   | Recent Accounting Standards |
|--------|-----------------------------|

----

----

|   | · | Level 1 – Quoted prices for identical instruments that are highly liquid, observable and actively traded in over-the-counter markets. Level 1 financial instruments typically include U.S. Treasury securities. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | Level 2 – Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-derived valuations whose inputs are observable and can be corroborated by market data. Level 2 financial instruments typically include U.S. Government debt and agency mortgage-backed securities, municipal securities, U.S. Government sponsored enterprise preferred stock securities, single issue trust preferred securities, equity swap agreements, foreign exchange options and other real estate owned (“OREO”). |
|--------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | · | Level 3 – Unobservable inputs that are supported by little or no market activity and are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose values are determined using pricing models, discounted cash flow methodologies or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. This category typically includes mortgage servicing assets, impaired loans, private label mortgage-backed securities, pooled trust preferred securities and derivatives payable. |
|--------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                   |   | Assets (Liabilities) Measured at Fair Value on a Recurring Basisas of September 30, 2010 |      |
|--------------------------------------------------------|--------|------------------------------------------------------------------------------------------|-----------|
|                                                   |   | Fair Value Measurements September 30, 2010                                               |      |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |
|                                                   |   | (In thousands)                                                                           |      |
| Investment securities available-for-sale:              |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                               |   | $                                                                                        | 21,740    |   |   | $ | 21,740 |   |   | $ | — |   |   | $ | — |   |
| U.S. Government agency and U.S. Government             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise debt securities                   |   |                                                                                     | 1,206,835 |   |   |   | — |   |   |   | 1,206,835 |   |   |   | — |   |
| U.S. Government agency and U.S. Government             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise mortgage-backed securities:       |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial mortgage-backed securities                  |   |                                                                                     | 20,495    |   |   |   | — |   |   |   | 20,495 |   |   |   | — |   |
| Residential mortgage-backed securities                 |   |                                                                                     | 339,007   |   |   |   | — |   |   |   | 339,007 |   |   |   | — |   |
| Municipal securities                                   |   |                                                                                     | —   |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other residential mortgage-backed securities:          |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                       |   |                                                                                     | —   |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Non-investment grade                                   |   |                                                                                     | 12,834    |   |   |   | — |   |   |   | — |   |   |   | 12,834 |   |
| Corporate debt securities:                             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                       |   |                                                                                     | 1,175,431 |   |   |   | — |   |   |   | 1,175,431 |   |   |   | — |   |
| Non-investment grade                                   |   |                                                                                     | 24,599    |   |   |   | — |   |   |   | 22,446 |   |   |   | 2,153 |   |
| U.S. Government sponsored enterprise equity securities |   |                                                                                     | —   |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other securities                                       |   |                                                                                     | 106,408   |   |   |   | — |   |   |   | 106,408 |   |   |   | — |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total investment securities available-for-sale         |   | $                                                                                        | 2,907,349 |   |   | $ | 21,740 |   |   | $ | 2,870,622 |   |   | $ | 14,987 |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Equity swap agreements                                 |   | $                                                                                        | 2,828     |   |   | $ | — |   |   | $ | 2,828 |   |   | $ | — |   |
| Derivatives payable                                    |   |                                                                                     | (2,601    | ) |   |   | — |   |   |   | — |   |   |   | (2,601 | ) |
| Foreign exchange options                               |   |                                                                                     | 1,065     |   |   |   | — |   |   |   | 1,065 |   |   |   | — |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                   |   | Assets (Liabilities) Measured at Fair Value on a Recurring Basisas of December 31, 2009  |      |
|                                                   |   | Fair Value MeasurementsDecember 31, 2009                                                 |      |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |
|                                                   |   | (In thousands)                                                                           |      |
| Investment securities available-for-sale:              |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                               |   | $                                                                                        | 303,472   |   |   | $ | 303,472 |   |   | $ | — |   |   | $ | — |   |
| U.S. Government agency and U.S. Government             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise debt securities                   |   |                                                                                     | 832,025   |   |   |   | — |   |   |   | 832,025 |   |   |   | — |   |
| U.S. Government agency and U.S. Government             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise mortgage-backed securities:       |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial mortgage-backed securities                  |   |                                                                                     | 26,355    |   |   |   | — |   |   |   | 26,355 |   |   |   | — |   |
| Residential mortgage-backed securities                 |   |                                                                                     | 724,348   |   |   |   | — |   |   |   | 724,348 |   |   |   | — |   |
| Municipal securities                                   |   |                                                                                     | 60,193    |   |   |   | — |   |   |   | 60,193 |   |   |   | — |   |
| Other residential mortgage-backed securities:          |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                       |   |                                                                                     | 95,517    |   |   |   | — |   |   |   | 95,517 |   |   |   | — |   |
| Non-investment grade                                   |   |                                                                                     | 41,610    |   |   |   | — |   |   |   | 28,872 |   |   |   | 12,738 |   |
| Corporate debt securities:                             |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                       |   |                                                                                     | 460,895   |   |   |   | — |   |   |   | 459,917 |   |   |   | 978 |   |
| Non-investment grade                                   |   |                                                                                     | 8,861     |   |   |   | — |   |   |   | 6,906 |   |   |   | 1,955 |   |
| U.S. Government sponsored enterprise equity securities |   |                                                                                     | 1,782     |   |   |   | — |   |   |   | 1,782 |   |   |   | — |   |
| Other securities                                       |   |                                                                                     | 9,023     |   |   |   | 9,023 |   |   |   | — |   |   |   | — |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total investment securities available-for-sale         |   | $                                                                                        | 2,564,081 |   |   | $ | 312,495 |   |   | $ | 2,235,915 |   |   | $ | 15,671 |   |
|                                                   |   |                                                                                     |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Equity swap agreements                                 |   | $                                                                                        | 14,177    |   |   | $ | — |   |   | $ | 14,177 |   |   | $ | — |   |
| Derivatives payable                                    |   |                                                                                     | (14,185   | ) |   |   | — |   |   |   | — |   |   |   | (14,185 | ) |
| Foreign exchange options                               |   |                                                                                     | —   |   |   |   | — |   |   |   | — |   |   |   | — |   |

----

|                                   |   | Assets Measured at Fair Value on a Non-Recurring Basisfor the Three Months Ended September 30, 2010 |    |
|----------------------------------------|--------|-----------------------------------------------------------------------------------------------------|---------|
|                                   |   | Fair Value Measurements September 30, 2010                                                          |    |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |   | Total Gains (Losses) |   |
|                                   |   | (In thousands)                                                                                      |    |
| Non-covered impaired loans:            |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |
| Residential single-family              |   | $                                                                                                   | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| Residential multifamily                |   |                                                                                                | 2,694   |   |   |   | — |   |   |   | — |   |   |   | 2,694 |   |   |   | (772 | ) |
| Commercial and industrial real estate, |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| land                                   |   |                                                                                                | 34,691  |   |   |   | — |   |   |   | — |   |   |   | 34,691 |   |   |   | (15,222 | ) |
| Construction                           |   |                                                                                                | 6,521   |   |   |   | — |   |   |   | — |   |   |   | 6,521 |   |   |   | (824 | ) |
| Commercial business                    |   |                                                                                                | 7,830   |   |   |   | — |   |   |   | — |   |   |   | 7,830 |   |   |   | (3,053 | ) |
| Other consumer                         |   |                                                                                                | 167     |   |   |   | — |   |   |   | — |   |   |   | 167 |   |   |   | 96 |   |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total non-covered impaired loans       |   | $                                                                                                   | 51,903  |   |   | $ | — |   |   | $ | — |   |   | $ | 51,903 |   |   | $ | (19,775 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage servicing assets              |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| (single-family, multifamily and        |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| commercial)                            |   | $                                                                                                   | 15,973  |   |   | $ | — |   |   | $ | — |   |   | $ | 15,973 |   |   | $ | (284 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Non-covered OREO                       |   | $                                                                                                   | 2,574   |   |   | $ | — |   |   | $ | 2,574 |   |   | $ | — |   |   | $ | (1,099 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered OREO (1)                       |   | $                                                                                                   | 27,205  |   |   | $ | — |   |   | $ | 27,205 |   |   | $ | — |   |   | $ | (6,569 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                   |   | Assets Measured at Fair Value on a Non-Recurring Basisfor the Three Months Ended September 30, 2009 |    |
|                                   |   | Fair Value Measurements September 30, 2009                                                          |    |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |   | Total Gains (Losses) |   |
|                                   |   | (In thousands)                                                                                      |    |
| Non-covered impaired loans:            |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Residential single-family              |   | $                                                                                                   | 2,563   |   |   | $ | — |   |   | $ | — |   |   | $ | 2,563 |   |   | $ | (707 | ) |
| Residential multifamily                |   |                                                                                                | 3,878   |   |   |   | — |   |   |   | — |   |   |   | 3,878 |   |   |   | (1,798 | ) |
| Commercial and industrial real estate, |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| land                                   |   |                                                                                                | 44,517  |   |   |   | — |   |   |   | — |   |   |   | 44,517 |   |   |   | (27,261 | ) |
| Construction                           |   |                                                                                                | 49,640  |   |   |   | — |   |   |   | — |   |   |   | 49,640 |   |   |   | (17,056 | ) |
| Commercial business                    |   |                                                                                                | 18,293  |   |   |   | — |   |   |   | — |   |   |   | 18,293 |   |   |   | (7,917 | ) |
| Other consumer                         |   |                                                                                                | 522     |   |   |   | — |   |   |   | — |   |   |   | 522 |   |   |   | 198 |   |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total non-covered impaired loans       |   | $                                                                                                   | 119,413 |   |   | $ | — |   |   | $ | — |   |   | $ | 119,413 |   |   | $ | (54,541 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage servicing assets              |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| (single-family, multifamily and        |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| commercial)                            |   | $                                                                                                   | 9,060   |   |   | $ | — |   |   | $ | — |   |   | $ | 9,060 |   |   | $ | (20 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Non-covered OREO                       |   | $                                                                                                   | 16,092  |   |   | $ | — |   |   | $ | 16,092 |   |   | $ | — |   |   | $ | (4,644 | ) |
|                                   |   |                                                                                                |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered OREO                           |   | $                                                                                                   | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |

| (1) | Covered OREO results from the WFIB and UCB FDIC-assisted acquisitions for which the Company entered into shared-loss agreements with the FDIC whereby the FDIC will reimburse the Company for 80% of eligible losses. As such, the Company’s liability for losses is 20% of the $6.5 million  or $1.3 million. |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                   |   | Assets Measured at Fair Value on a Non-Recurring Basisfor the Nine Months Ended September 30, 2010 |    |
|----------------------------------------|--------|----------------------------------------------------------------------------------------------------|---------|
|                                   |   | Fair Value Measurements September 30, 2010                                                         |    |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |   | Total Gains (Losses) |   |
|                                   |   | (In thousands)                                                                                     |    |
| Non-covered impaired loans:            |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |
| Residential single-family              |   | $                                                                                                  | 900     |   |   | $ | — |   |   | $ | — |   |   | $ | 900 |   |   | $ | (251 | ) |
| Residential multifamily                |   |                                                                                               | 5,053   |   |   |   | — |   |   |   | — |   |   |   | 5,053 |   |   |   | (1,983 | ) |
| Commercial and industrial real estate, |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| land                                   |   |                                                                                               | 62,218  |   |   |   | — |   |   |   | — |   |   |   | 62,218 |   |   |   | (27,919 | ) |
| Construction                           |   |                                                                                               | 16,084  |   |   |   | — |   |   |   | — |   |   |   | 16,084 |   |   |   | (9,839 | ) |
| Commercial business                    |   |                                                                                               | 7,925   |   |   |   | — |   |   |   | — |   |   |   | 7,925 |   |   |   | (4,836 | ) |
| Other consumer                         |   |                                                                                               | 166     |   |   |   | — |   |   |   | — |   |   |   | 166 |   |   |   | (245 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total non-covered impaired loans       |   | $                                                                                                  | 92,346  |   |   | $ | — |   |   | $ | — |   |   | $ | 92,346 |   |   | $ | (45,073 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage servicing assets              |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| (single-family, multifamily and        |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| commercial)                            |   | $                                                                                                  | 15,973  |   |   | $ | — |   |   | $ | — |   |   | $ | 15,973 |   |   | $ | (348 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Non-covered OREO                       |   | $                                                                                                  | 4,101   |   |   | $ | — |   |   | $ | 4,101 |   |   | $ | — |   |   | $ | (4,012 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered OREO (1)                       |   | $                                                                                                  | 57,234  |   |   | $ | — |   |   | $ | 57,234 |   |   | $ | — |   |   | $ | (32,496 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                   |   | Assets Measured at Fair Value on a Non-Recurring Basisfor the Nine Months Ended September 30, 2009 |    |
|                                   |   | Fair Value Measurements September 30, 2009                                                         |    |   | Quoted Prices in Active Markets for Identical Assets(Level 1) |   |   | Significant Other Observable Inputs(Level 2) |   |   | Significant Unobservable Inputs(Level 3) |   |   | Total Gains (Losses) |   |
|                                   |   | (In thousands)                                                                                     |    |
| Non-covered impaired loans:            |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Residential single-family              |   | $                                                                                                  | 3,396   |   |   | $ | — |   |   | $ | — |   |   | $ | 3,396 |   |   | $ | (957 | ) |
| Residential multifamily                |   |                                                                                               | 4,127   |   |   |   | — |   |   |   | — |   |   |   | 4,127 |   |   |   | (1,956 | ) |
| Commercial and industrial real estate, |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| land                                   |   |                                                                                               | 48,644  |   |   |   | — |   |   |   | — |   |   |   | 48,644 |   |   |   | (32,168 | ) |
| Construction                           |   |                                                                                               | 62,598  |   |   |   | — |   |   |   | — |   |   |   | 62,598 |   |   |   | (29,454 | ) |
| Commercial business                    |   |                                                                                               | 21,743  |   |   |   | — |   |   |   | — |   |   |   | 21,743 |   |   |   | (17,179 | ) |
| Other consumer                         |   |                                                                                               | 248     |   |   |   | — |   |   |   | — |   |   |   | 248 |   |   |   | 167 |   |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total non-covered impaired loans       |   | $                                                                                                  | 140,756 |   |   | $ | — |   |   | $ | — |   |   | $ | 140,756 |   |   | $ | (81,547 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Mortgage servicing assets              |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| (single-family, multifamily and        |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| commercial)                            |   | $                                                                                                  | 9,060   |   |   | $ | — |   |   | $ | — |   |   | $ | 9,060 |   |   | $ | 660 |   |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Non-covered OREO                       |   | $                                                                                                  | 16,920  |   |   | $ | — |   |   | $ | 16,920 |   |   | $ | — |   |   | $ | (6,792 | ) |
|                                   |   |                                                                                               |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Covered OREO                           |   | $                                                                                                  | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |

| (1) | Covered OREO results from the WFIB and UCB FDIC-assisted acquisitions for which the Company entered into shared-loss agreements with the FDIC whereby the FDIC will reimburse the Company for 80% of eligible losses. As such, the Company’s liability for losses is 20% of the $32.5 million or $6.5 million. |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                          |   | Investment Securities Available-for-Sale |    |   |                                          |                                          |
|---------------------------------------------------------------|--------|------------------------------------------|---------|--------|-----------------------------------------------|-----------------------------------------------|
|                                                          |   |                                     |    |   | Other Residential Mortgage-Backed Securities, |                                          |   | Corporate Debt Securities |   |   |   |   |
|                                                          |   | Total                                    |    |   | Non-Investment Grade                          |                                          |   | Investment Grade |   |   | Non-Investment Grade |   |   | Derivatives Payable |   |
|                                                          |   | (In thousands)                           |    |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |
| Beginning balance, July 1, 2010                               |   | $                                        | 15,350  |   |                                          | $                                             | 12,506 |   |   | $ | — |   |   | $ | 2,844 |   |   | $ | (1,888 | ) |
| Total gains or (losses): (1)                                  |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                          |   |                                     | (864    | )      |                                          |                                          | — |   |   |   | — |   |   |   | (864 | ) |   |   | (459 | ) |
| Included in other comprehensive loss (unrealized) (2)         |   |                                     | 508     |   |                                          |                                          | 328 |   |   |   | — |   |   |   | 180 |   |   |   | — |   |
| Purchases, issuances, sales, settlements (3)                  |   |                                     | (7      | )      |                                          |                                          | — |   |   |   | — |   |   |   | (7 | ) |   |   | (254 | ) |
| Transfer from investment grade to non-investment grade        |   |                                     | — |   |                                          |                                          | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Transfers in and/or out of Level 3 (4)                        |   |                                     | — |   |                                          |                                          | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ending balance, September 30, 2010                            |   | $                                        | 14,987  |   |                                          | $                                             | 12,834 |   |   | $ | — |   |   | $ | 2,153 |   |   | $ | (2,601 | ) |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Changes in unrealized losses included in earnings relating to |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| assets and liabilities still held at September 30, 2010       |   | $                                        | (888    | )      |                                          | $                                             | — |   |   | $ | — |   |   | $ | (888 | ) |   | $ | 459 |   |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                          |   | Investment Securities Available-for-Sale |    |   |                                          |                                          |   |
|                                                          |   |                                     |    |   |                                          | Other Residential Mortgage-Backed Securities, |   |   | Corporate Debt Securities |   |   |   |   |   |
|                                                          |   | Total                                    |    |   | Non-Investment Grade                          |                                          |   | Investment Grade |   |   | Non-Investment Grade |   |   | Derivatives Payable |   |
|                                                          |   | (In thousands)                           |    |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Beginning balance, July 1, 2009                               |   | $                                        | 32,460  |   |                                          | $                                             | 16,628 |   |   | $ | 1,245 |   |   | $ | 14,587 |   |   | $ | (13,323 | ) |
| Total gains or (losses): (1)                                  |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                          |   |                                     | (24,164 | )      |                                          |                                          | 1 |   |   |   | 5 |   |   |   | (24,170 | ) |   |   | (410 | ) |
| Included in other comprehensive loss (unrealized) (2)         |   |                                     | 12,604  |   |                                          |                                          | (1,095 | ) |   |   | (374 | ) |   |   | 14,073 |   |   |   | — |   |
| Purchases, issuances, sales, settlements (3)                  |   |                                     | 985     |   |                                          |                                          | — |   |   |   | (16 | ) |   |   | 1,001 |   |   |   | — |   |
| Transfer from investment grade to non-investment grade        |   |                                     | — |   |                                          |                                          | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Transfers in and/or out of Level 3 (4)                        |   |                                     | — |   |                                          |                                          | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ending balance, September 30, 2009                            |   | $                                        | 21,885  |   |                                          | $                                             | 15,534 |   |   | $ | 860 |   |   | $ | 5,491 |   |   | $ | (13,733 | ) |
|                                                          |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Changes in unrealized losses included in earnings relating to |   |                                     |    |   |                                          |                                          |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| assets and liabilities still held at September 30, 2009       |   | $                                        | (24,249 | )      |                                          | $                                             | — |   |   | $ | — |   |   | $ | (24,249 | ) |   | $ | 410 |   |

| (1) | Total gains or losses represent the total realized and unrealized gains and losses recorded for Level 3 assets and liabilities. Realized gains or losses are reported in the condensed consolidated statements of operations. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2) | Unrealized gains or losses as well as the non-credit portion of other-than-temporary impairment (“OTTI”) on investment securities are reported in accumulated other comprehensive loss, net of tax, in the condensed consolidated statements of changes in stockholders’ equity and comprehensive income. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (3) | Purchases, issuances, sales and settlements represent Level 3 assets and liabilities that were either purchased, issued, sold or settled during the period. The amounts are recorded at their end of period fair values. |
|-----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (4) | Transfers in and/or out represent existing assets and liabilities that were either previously categorized as a higher level and the inputs to the model became unobservable or assets and liabilities that were previously classified as Level 3 and the lowest significant input became observable during the period. These assets and liabilities are recorded at their end of period fair values. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                                                                  |   | Investment Securities Available-for-Sale |     |   |                                          |                                         |     |                      |                      |   |                 |   |
|-----------------------------------------------------------------------------------------------------------------------|--------|------------------------------------------|----------|--------|-----------------------------------------------|----------------------------------------------|----------|---------------------------|---------------------------|--------|----------------------|--------|
|                                                                                                                  |   |                                     |     |   | Other Residential Mortgage-Backed Securities, |                                         |     | Corporate Debt Securities |                      |   |                 |   |   |   |   |   |   |   |
|                                                                                                                  |   | Total                                    |     |   | Non-Investment Grade                          |                                         |     | Investment Grade          |                      |   | Non-Investment Grade |   |   | Derivatives Payable |   |   |   |   |   |   |   |
|                                                                                                                  |   | (In thousands)                           |     |   |                                          |                                         |     |                      |                      |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |
| Beginning balance, January 1, 2010                                                                                    |   | $                                        | 15,671   |   |                                          | $                                            | 12,738   |                      |                      | $      | 978                  |   |   | $ | 1,955 |   |   | $ | (14,185 | ) |   |   |   |   |   |   |
| Total gains or (losses): (1)                                                                                          |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                                                                                  |   |                                     | (7,589   | )      |                                          |                                         | 436      |                      |                      |   | 5                    |   |   |   | (8,030 | ) |   |   | (625 | ) |   |   |   |   |   |   |
| Included in other comprehensive loss (unrealized) (2)                                                                 |   |                                     | 7,047    |   |                                          |                                         | 90       |                      |                      |   | 308                  |   |   |   | 6,649 |   |   |   | — |   |   |   |   |   |   |   |
| Purchases, issuances, sales, settlements (3)                                                                          |   |                                     | (142     | )      |                                          |                                         | (430     | )                         |                      |   | (9                   | )      |   |   | 297 |   |   |   | 12,209 |   |   |   |   |   |   |   |
| Transfer from investment grade to non-investment grade                                                                |   |                                     | —  |   |                                          |                                         | —  |                      |                      |   | (1,282               | )      |   |   | 1,282 |   |   |   | — |   |   |   |   |   |   |   |
| Transfers in and/or out of Level 3 (4)                                                                                |   |                                     | —  |   |                                          |                                         | —  |                      |                      |   | —              |   |   |   | — |   |   |   | — |   |   |   |   |   |   |   |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ending balance, September 30, 2010                                                                                    |   | $                                        | 14,987   |   |                                          | $                                            | 12,834   |                      |                      | $      | —              |   |   | $ | 2,153 |   |   | $ | (2,601 | ) |   |   |   |   |   |   |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Changes in unrealized losses included in earnings relating to assets and liabilities still held at September 30, 2010 |   | $                                        | (8,107   | )      |                                          | $                                            | —  |                      |                      | $      | —              |   |   | $ | (8,107 | ) |   | $ | 625 |   |   |   |   |   |   |   |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                                                                                  |   | Investment Securities Available-for-Sale |     |   |                                          |                                         |
|                                                                                                                  |   |                                     |     |   |                                          | Other Residential Mortgage-Backed Securities |     |                      | Corporate Debt Securities |   |                 |   |   |   |   |   |   |   |   |   |
|                                                                                                                  |   | Total                                    |     |   | Investment Grade                              |                                         |     | Non-Investment Grade      |                      |   | Investment Grade     |   |   | Non-Investment Grade |   |   | Residual Securities |   |   | Derivatives Payable |   |
|                                                                                                                  |   | (In thousands)                           |     |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Beginning balance, January 1, 2009                                                                                    |   | $                                        | 624,351  |   |                                          | $                                            | 527,109  |                      |                      | $      | 10,216               |   |   | $ | 1,294 |   |   | $ | 35,670 |   |   | $ | 50,062 |   |   | $ | (14,142 | ) |
| Total gains or (losses): (1)                                                                                          |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Included in earnings                                                                                                  |   |                                     | (55,119  | )      |                                          |                                         | 2,629    |                      |                      |   | 193                  |   |   |   | 12 |   |   |   | (61,810 | ) |   |   | 3,857 |   |   |   | 409 |   |
| Included in other comprehensive loss (unrealized) (2)                                                                 |   |                                     | 105,387  |   |                                          |                                         | 101,456  |                      |                      |   | 1,363                |   |   |   | (408 | ) |   |   | 27,996 |   |   |   | (25,020 | ) |   |   | — |   |
| Purchases, issuances, sales, settlements (3)                                                                          |   |                                     | (652,734 | )      |                                          |                                         | (613,582 | )                         |                      |   | (13,850              | )      |   |   | (38 | ) |   |   | 3,635 |   |   |   | (28,899 | ) |   |   | — |   |
| Transfer from investment grade to non-investment grade                                                                |   |                                     | —  |   |                                          |                                         | (17,612  | )                         |                      |   | 17,612               |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Transfers in and/or out of Level 3 (4)                                                                                |   |                                     | —  |   |                                          |                                         | —  |                      |                      |   | —              |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Ending balance, September 30, 2009                                                                                    |   | $                                        | 21,885   |   |                                          | $                                            | —  |                      |                      | $      | 15,534               |   |   | $ | 860 |   |   | $ | 5,491 |   |   | $ | — |   |   | $ | (13,733 | ) |
|                                                                                                                  |   |                                     |     |   |                                          |                                         |     |                      |                      |   |                 |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Changes in unrealized losses included in earnings relating to assets and liabilities still held at September 30, 2009 |   | $                                        | (61,896  | )      |                                          | $                                            | —  |                      |                      | $      | —              |   |   | $ | — |   |   | $ | (61,896 | ) |   | $ | — |   |   | $ | (409 | ) |

| (1) | Total gains or losses represent the total realized and unrealized gains and losses recorded for Level 3 assets and liabilities. Realized gains or losses are reported in the condensed consolidated statements of operations. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2) | Unrealized gains or losses as well as the non-credit portion of OTTI on investment securities are reported in accumulated other comprehensive loss, net of tax, in the condensed consolidated statements of changes in stockholders’ equity and comprehensive income. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (3) | Purchases, issuances, sales and settlements represent Level 3 assets and liabilities that were either purchased, issued, sold or settled during the period. The amounts are recorded at their end of period fair values. In May 2009, the Company desecuritized its portfolio of private-label mortgage-backed securities, resulting in a $635.6 million decrease in Level 3 investment grade mortgage-backed securities for the nine months ended September 30, 2009. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (4) | Transfers in and/or out represent existing assets and liabilities that were either previously categorized as a higher level and the inputs to the model became unobservable or assets and liabilities that were previously classified as Level 3 and the lowest significant input became observable during the period. These assets and liabilities are recorded at their end of period fair values. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

----

----

|                                         |   | September 30, 2010 |       |   | December 31, 2009 |   |
|----------------------------------------------|--------|--------------------|------------|--------|-------------------|--------|
|                                         |   | Carrying           |       |   |              |   |   | Carrying |   |   |   |   |
|                                         |   | Notional or        |       |   |              |   |   | Notional or |   |   |   |   |
|                                         |   | Contract           |       |   | Estimated         |   |   | Contract |   |   | Estimated |   |
|                                         |   | Amount             |       |   | Fair Value        |   |   | Amount |   |   | Fair Value |   |
|                                         |   | (In thousands)     |       |
| Financial Assets:                            |   |               |       |   |              |   |   |   |   |   |   |   |
| Cash and cash equivalents                    |   | $                  | 859,694    |   |              | $      | 859,694 |   |   | $ | 835,141 |   |   | $ | 835,141 |   |
| Short-term investments                       |   |               | 381,799    |   |              |   | 381,799 |   |   |   | 510,788 |   |   |   | 510,788 |   |
| Fed Funds Sold                               |   |               | 75,000     |   |              |   | 75,000 |   |   |   | — |   |   |   | — |   |
| Securities purchased under resale agreements |   |               | 350,000    |   |              |   | 350,276 |   |   |   | 227,444 |   |   |   | 232,693 |   |
| Investment securities available-for-sale     |   |               | 2,907,349  |   |              |   | 2,907,349 |   |   |   | 2,564,081 |   |   |   | 2,564,081 |   |
| Loans receivable, net                        |   |               | 13,299,186 |   |              |   | 13,276,174 |   |   |   | 13,844,840 |   |   |   | 13,519,060 |   |
| Investment in Federal Home Loan Bank stock   |   |               | 169,453    |   |              |   | 169,453 |   |   |   | 180,217 |   |   |   | 180,217 |   |
| Investment in Federal Reserve Bank stock     |   |               | 47,285     |   |              |   | 47,285 |   |   |   | 36,785 |   |   |   | 36,785 |   |
| Accrued interest receivable                  |   |               | 79,879     |   |              |   | 79,879 |   |   |   | 82,370 |   |   |   | 82,370 |   |
| Equity swap agreements                       |   |               | 83,584     |   |              |   | 2,828 |   |   |   | 38,828 |   |   |   | 14,177 |   |
| Foreign exchange options                     |   |               | 25,000     |   |              |   | 1,065 |   |   |   | — |   |   |   | — |   |
|                                         |   |               |       |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Financial Liabilities:                       |   |               |       |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Customer deposit accounts:                   |   |               |       |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Demand, savings and money market deposits    |   |               | 8,480,110  |   |              |   | 7,771,750 |   |   |   | 7,088,822 |   |   |   | 6,214,848 |   |
| Time deposits                                |   |               | 6,817,861  |   |              |   | 6,825,371 |   |   |   | 7,898,791 |   |   |   | 7,912,384 |   |
| Federal Home Loan Bank advances              |   |               | 1,018,074  |   |              |   | 1,037,512 |   |   |   | 1,805,387 |   |   |   | 1,791,326 |   |
| Securities sold under repurchase agreements  |   |               | 1,045,664  |   |              |   | 1,279,892 |   |   |   | 1,026,870 |   |   |   | 1,265,565 |   |
| Notes payable                                |   |               | 45,223     |   |              |   | 45,223 |   |   |   | 7,366 |   |   |   | 7,366 |   |
| Accrued interest payable                     |   |               | 15,128     |   |              |   | 15,128 |   |   |   | 19,386 |   |   |   | 19,386 |   |
| Long-term debt                               |   |               | 235,570    |   |              |   | 122,107 |   |   |   | 235,570 |   |   |   | 103,442 |   |
| Derivatives payable                          |   |               | 75,628     |   |              |   | 2,601 |   |   |   | 38,828 |   |   |   | 14,185 |   |

----

----

|                                        |   |   |      |   |     |   | Weighted    |   |                        |   |
|---------------------------------------------|--------|--------|-----------|--------|----------|--------|-------------|--------|-----------------------------|--------|
|                                        |   |   |      |   | Weighted |   | Average     |   |                        |   |
|                                        |   |   |      |   | Average  |   | Remaining   |   | Aggregate                   |   |
|                                        |   |   |      |   | Exercise |   | Contractual |   | Intrinsic                   |   |
|                                        |   | Shares |      |   | Price    |   | Term        |   | Value (1)                   |   |
|                                        |   |   |      |   |     |   |        |   | (In thousands)              |   |
|                                        |   |   |      |   |     |   |        |   |                        |   |
| Outstanding at beginning of period          |   |   | 1,927,515 |   |     | $      | 21.59       |   |                        |   |   |   |
|                                        |   |   |      |   |     |   |        |   |                        |   |   |   |
| Granted                                     |   |   | -         |   |     |   | -           |   |                        |   |   |   |
| Exercised                                   |   |   | (167,631  | )      |     |   | 11.41       |   |                        |   |   |   |
| Forfeited or expired                        |   |   | (174,895  | )      |     |   | 16.29       |   |                        |   |   |   |
|                                        |   |   |      |   |     |   |        |   |                        |   |   |   |
| Outstanding at end of period                |   |   | 1,584,989 |   |     | $      | 23.25       |   |  2.65  years |   | $ | 2,107 |   |
|                                        |   |   |      |   |     |   |        |   |                        |   |   |   |   |
| Vested or expected to vest at end of period |   |   | 1,558,684 |   |     | $      | 23.28       |   |  2.62 years            |   | $ | 2,064 |   |
|                                        |   |   |      |   |     |   |        |   |                        |   |   |   |   |
| Exercisable at end of period                |   |   | 1,163,949 |   |     | $      | 23.93       |   |  2.01 years            |   | $ | 1,673 |   |

| (1) | Includes in-the-money options only. |
|-----|-------------------------------------|

----

|                        |   | Three Months Ended |   | Nine Months Ended |
|-----------------------------|--------|--------------------|--------|-------------------|
|                        |   | September 30,      |   | September 30,     |
|                        |   | 2010 (5)           |   | 2009 (5)          |   | 2010 (5) |   | 2009 |
|                        |   |               |   |              |   |   |   |   |
| Expected term (1)           |   |  —      |   |  —     |   |  — |   | 4 years |
| Expected volatility (2)     |   |  —      |   |  —     |   |  — |   | 60.5% |
| Expected dividend yield (3) |   |  —      |   |  —     |   |  — |   | 0.6% |
| Risk-free interest rate (4) |   |  —      |   |  —     |   |  — |   | 1.8% |

| (1) | The expected term (estimated period of time outstanding) of stock options granted was estimated using the historical exercise behavior of employees. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2) | The expected volatility was based on historical volatility for a period equal to the stock option’s expected term. |
|-----|--------------------------------------------------------------------------------------------------------------------------|

| (3) | The expected dividend yield is based on the Company’s prevailing dividend rate at the time of grant. |
|-----|------------------------------------------------------------------------------------------------------------|

| (4) | The risk-free rate is based on the U.S. Treasury strips in effect at the time of grant equal to the stock option’s expected term. |
|-----|-----------------------------------------------------------------------------------------------------------------------------------------|

| (5) | The Company did not issue any stock options during the nine months ended September 30, 2010 or the three months ended September 30, 2009. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------|

|                                                                       |   | Three Months Ended |    |   | Nine Months Ended |   |
|----------------------------------------------------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                                                                       |   | September 30,      |    |   | September 30,     |   |
|                                                                       |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                                                                       |   |               |    |   |              |   |   |   |   |   |   |   |
| Weighted average fair value of stock options granted during the period (1) |   |               | — |   |              |   | — |   |   |   | — |   |   | $ | 3.00 |   |
| Total intrinsic value of options exercised (in thousands)                  |   | $                  | 353     |   |              | $      | 8 |   |   | $ | 989 |   |   | $ | 13 |   |
| Total fair value of options vested (in thousands)                          |   | $                  | 32      |   |              | $      | 74 |   |   | $ | 2,108 |   |   | $ | 1,512 |   |

| (1) | The Company did not issue any stock options during the nine months ended September 30, 2010 or the three months ended September 30, 2009. |
|-----|-------------------------------------------------------------------------------------------------------------------------------------------|

----

|                               |   |   |      |   | Weighted |   |
|------------------------------------|--------|--------|-----------|--------|----------|--------|
|                               |   |   |      |   | Average  |   |
|                               |   | Shares |      |   | Price    |   |
|                               |   |   |      |   |     |   |
| Outstanding at beginning of period |   |   | 864,717   |   |     | $      | 20.12 |   |
|                               |   |   |      |   |     |   |   |   |
| Granted                            |   |   | 1,027,380 |   |     | $      | 16.82 |   |
| Vested                             |   |   | (125,175  | )      |     | $      | 28.59 |   |
| Forfeited or expired               |   |   | (293,105  | )      |     | $      | 17.75 |   |
|                               |   |   |      |   |     |   |   |   |
| Outstanding at end of period       |   |   | 1,473,817 |   |     | $      | 17.54 |   |

----

|                                                            |   |           |      |   | Gross      |   |    | Gross      |   |   | Estimated |   |
|-----------------------------------------------------------------|--------|----------------|-----------|--------|------------|--------|---------|------------|--------|--------|-----------|--------|
|                                                            |   | Amortized      |      |   | Unrealized |   |    | Unrealized |   |   | Fair      |   |
|                                                            |   | Cost           |      |   | Gains      |   |    | Losses     |   |   | Value     |   |
|                                                            |   | (In thousands) |      |
| As of September 30, 2010                                        |   |           |      |   |       |   |    |       |   |   |      |   |
| Investment securities available-for-sale:                       |   |           |      |   |       |   |    |       |   |   |      |   |
| U.S. Treasury securities                                        |   | $              | 20,838    |   |       | $      | 902     |       |   | $      | —   |   |   | $ | 21,740 |   |
| U.S. Government agency and U.S. Government sponsored enterprise |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| debt securities                                                 |   |           | 1,201,878 |   |       |   | 4,987   |       |   |   | (30       | )      |   |   | 1,206,835 |   |
| U.S. Government agency and U.S. Government sponsored enterprise |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| mortgage-backed securities:                                     |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Commercial mortgage-backed securities                           |   |           | 19,791    |   |       |   | 704     |       |   |   | —   |   |   |   | 20,495 |   |
| Residential mortgage-backed securities                          |   |           | 326,577   |   |       |   | 12,430  |       |   |   | —   |   |   |   | 339,007 |   |
| Municipal securities                                            |   |           | —   |   |       |   | — |       |   |   | —   |   |   |   | — |   |
| Other residential mortgage-backed securities:                   |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Investment grade                                                |   |           | —   |   |       |   | — |       |   |   | —   |   |   |   | — |   |
| Non-investment grade                                            |   |           | 21,335    |   |       |   | — |       |   |   | (8,501    | )      |   |   | 12,834 |   |
| Corporate debt securities:                                      |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Investment grade                                                |   |           | 1,168,667 |   |       |   | 10,206  |       |   |   | (3,442    | )      |   |   | 1,175,431 |   |
| Non-investment grade (1)                                        |   |           | 35,915    |   |       |   | 80      |       |   |   | (11,396   | )      |   |   | 24,599 |   |
| U.S. Government sponsored enterprise equity securities          |   |           | —   |   |       |   | — |       |   |   | —   |   |   |   | — |   |
| Other securities                                                |   |           | 103,987   |   |       |   | 2,596   |       |   |   | (175      | )      |   |   | 106,408 |   |
|                                                            |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Total investment securities available-for-sale                  |   | $              | 2,898,988 |   |       | $      | 31,905  |       |   | $      | (23,544   | )      |   | $ | 2,907,349 |   |
|                                                            |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| As of December 31, 2009                                         |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Investment securities available-for-sale:                       |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| U.S. Treasury securities                                        |   | $              | 304,105   |   |       | $      | 8       |       |   | $      | (641      | )      |   | $ | 303,472 |   |
| U.S. Government agency and U.S. Government sponsored enterprise |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| debt securities                                                 |   |           | 841,953   |   |       |   | 507     |       |   |   | (10,435   | )      |   |   | 832,025 |   |
| U.S. Government agency and U.S. Government sponsored enterprise |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| mortgage-backed securities:                                     |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Commercial mortgage-backed securities                           |   |           | 25,503    |   |       |   | 852     |       |   |   | —   |   |   |   | 26,355 |   |
| Residential mortgage-backed securities                          |   |           | 707,290   |   |       |   | 17,863  |       |   |   | (805      | )      |   |   | 724,348 |   |
| Municipal securities                                            |   |           | 59,264    |   |       |   | 1,027   |       |   |   | (98       | )      |   |   | 60,193 |   |
| Other residential mortgage-backed securities:                   |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Investment grade                                                |   |           | 95,181    |   |       |   | 827     |       |   |   | (492      | )      |   |   | 95,516 |   |
| Non-investment grade                                            |   |           | 50,843    |   |       |   | 368     |       |   |   | (9,601    | )      |   |   | 41,610 |   |
| Corporate debt securities:                                      |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Investment grade                                                |   |           | 441,606   |   |       |   | 20,428  |       |   |   | (1,138    | )      |   |   | 460,896 |   |
| Non-investment grade                                            |   |           | 26,277    |   |       |   | — |       |   |   | (17,416   | )      |   |   | 8,861 |   |
| U.S. Government sponsored enterprise equity securities          |   |           | 1,998     |   |       |   | — |       |   |   | (216      | )      |   |   | 1,782 |   |
| Other securities                                                |   |           | 9,023     |   |       |   | — |       |   |   | —   |   |   |   | 9,023 |   |
|                                                            |   |           |      |   |       |   |    |       |   |   |      |   |   |   |   |   |
| Total investment securities available-for-sale                  |   | $              | 2,563,043 |   |       | $      | 41,880  |       |   | $      | (40,842   | )      |   | $ | 2,564,081 |   |

| (1) | For the nine months ended September 30, 2010, the Company recorded $10.3 million, on a pre-tax basis, of OTTI through earnings and $7.2 million of the non-credit portion of OTTI for pooled trust preferred securities in other comprehensive income. The Company recorded $107.7 million, on a pre-tax basis, of the credit portion of OTTI through earnings and $8.2 million, net of tax, of the non-credit portion of OTTI for pooled trust preferred securities in other comprehensive income for the year ended December 31, 2009. |
|-----|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                    |   | Three Months Ended |    |   | Nine Months Ended |   |
|-------------------------------------------------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                                                                    |   | September 30,      |    |   | September 30,     |   |
|                                                                    |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                                                                    |   | (In thousands)     |    |
|                                                                    |   |               |    |   |              |   |   |   |   |   |   |   |
| Beginning balance                                                       |   | $                  | 114,891 |   |              | $      | 37,647 |   |   | $ | 107,671 |   |   | $ | — |   |
|                                                                    |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Addition of other-than-temporary impairment that was not previously     |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| recognized                                                              |   |               | — |   |              |   | 3,855 |   |   |   | — |   |   |   | 29,084 |   |
| Additional increases to the amount related to the credit loss for which |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| an other-than-temporary impairment was previously recognized            |   |               | 888     |   |              |   | 20,394 |   |   |   | 8,108 |   |   |   | 32,812 |   |
|                                                                    |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Ending balance                                                          |   | $                  | 115,779 |   |              | $      | 61,896 |   |   | $ | 115,779 |   |   | $ | 61,896 |   |

----

|                                             |   | Less Than 12 Months |      |   | 12 Months or More |   |    | Total  |   |
|--------------------------------------------------|--------|---------------------|-----------|--------|-------------------|--------|---------|--------|--------|
|                                             |   | Fair                |      |   | Unrealized        |   |    | Fair   |   |   | Unrealized |   |   | Fair |   |   | Unrealized |   |
|                                             |   | Value               |      |   | Losses            |   |    | Value  |   |   | Losses |   |   | Value |   |   | Losses |   |
|                                             |   | (In thousands)      |      |
| As of September 30, 2010                         |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |
| Investment securities available-for-sale:        |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                         |   | $                   | —   |   |              | $      | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |   | $ | — |   |
| U.S. Government agency and U.S. Government       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise debt securities             |   |                | 58,028    |   |              |   | (30     | )      |   |   | — |   |   |   | — |   |   |   | 58,028 |   |   |   | (30 | ) |
| U.S. Government agency and U.S. Government       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise mortgage-backed securities: |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial mortage-backed securities             |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Residential mortage-backed securities            |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Municipal securities                             |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other residential mortgage-backed securities:    |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                 |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Non-investment grade                             |   |                | —   |   |              |   | — |   |   |   | 12,834 |   |   |   | (8,501 | ) |   |   | 12,834 |   |   |   | (8,501 | ) |
| Corporate debt securities:                       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                 |   |                | 449,442   |   |              |   | (3,442  | )      |   |   | — |   |   |   | — |   |   |   | 449,442 |   |   |   | (3,442 | ) |
| Non-investment grade                             |   |                | 8,263     |   |              |   | (101    | )      |   |   | 9,264 |   |   |   | (11,295 | ) |   |   | 17,527 |   |   |   | (11,396 | ) |
| U.S. Government sponsored enterprise equity      |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| securities                                       |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Other securities                                 |   |                | 15,377    |   |              |   | (175    | )      |   |   | — |   |   |   | — |   |   |   | 15,377 |   |   |   | (175 | ) |
|                                             |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total investment securities available-for-sale   |   | $                   | 531,110   |   |              | $      | (3,748  | )      |   | $ | 22,098 |   |   | $ | (19,796 | ) |   | $ | 553,208 |   |   | $ | (23,544 | ) |
|                                             |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| As of December 31, 2009                          |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment securities available-for-sale:        |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                         |   | $                   | 253,002   |   |              | $      | (641    | )      |   | $ | — |   |   | $ | — |   |   | $ | 253,002 |   |   | $ | (641 | ) |
| U.S. Government agency and U.S. Government       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise debt securities             |   |                | 673,067   |   |              |   | (10,435 | )      |   |   | — |   |   |   | — |   |   |   | 673,067 |   |   |   | (10,435 | ) |
| U.S. Government agency and U.S. Government       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| sponsored enterprise mortgage-backed securities: |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial mortage-backed securities             |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Residential mortage-backed securities            |   |                | 55,947    |   |              |   | (805    | )      |   |   | — |   |   |   | — |   |   |   | 55,947 |   |   |   | (805 | ) |
| Municipal securities                             |   |                | 12,369    |   |              |   | (98     | )      |   |   | — |   |   |   | — |   |   |   | 12,369 |   |   |   | (98 | ) |
| Other residential mortgage-backed securities:    |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                 |   |                | 47,343    |   |              |   | (492    | )      |   |   | — |   |   |   | — |   |   |   | 47,343 |   |   |   | (492 | ) |
| Non-investment grade                             |   |                | 19,970    |   |              |   | (1,011  | )      |   |   | 12,739 |   |   |   | (8,590 | ) |   |   | 32,709 |   |   |   | (9,601 | ) |
| Corporate debt securities:                       |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                 |   |                | 32,342    |   |              |   | (97     | )      |   |   | 978 |   |   |   | (1,041 | ) |   |   | 33,320 |   |   |   | (1,138 | ) |
| Non-investment grade                             |   |                | —   |   |              |   | — |   |   |   | 8,861 |   |   |   | (17,416 | ) |   |   | 8,861 |   |   |   | (17,416 | ) |
| U.S. Government sponsored enterprise equity      |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| securities                                       |   |                | 1,782     |   |              |   | (216    | )      |   |   | — |   |   |   | — |   |   |   | 1,782 |   |   |   | (216 | ) |
| Other securities                                 |   |                | —   |   |              |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
|                                             |   |                |      |   |              |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total investment securities available-for-sale   |   | $                   | 1,095,822 |   |              | $      | (13,795 | )      |   | $ | 22,578 |   |   | $ | (27,047 | ) |   | $ | 1,118,400 |   |   | $ | (40,842 | ) |

----

|                                           |   | Amortized      |      |   | Estimated  |   |
|------------------------------------------------|--------|----------------|-----------|--------|------------|--------|
|                                           |   | Cost           |      |   | Fair Value |   |
|                                           |   | (In thousands) |      |
|                                           |   |           |      |   |       |   |
| Due within one year                            |   | $              | 1,127,432 |   |       | $      | 1,125,464 |   |
| Due after one year through five years          |   |           | 652,851   |   |       |   | 660,797 |   |
| Due after five years through ten years         |   |           | 598,459   |   |       |   | 601,553 |   |
| Due after ten years                            |   |           | 520,246   |   |       |   | 519,535 |   |
|                                           |   |           |      |   |       |   |   |   |
| Total investment securities available-for-sale |   | $              | 2,898,988 |   |       | $      | 2,907,349 |   |

----

----

|                                  |   | Credit         |       |   | Other  |   |      |   |   |
|---------------------------------------|--------|----------------|------------|--------|--------|--------|-----------|--------|--------|
|                                  |   | Impaired       |       |   | Loans  |   |      | Total  |   |
|                                  |   | (In thousands) |       |
| As of September 30, 2010              |   |           |       |   |   |   |      |   |   |
| Real estate loans:                    |   |           |       |   |   |   |      |   |   |
| Residential single-family             |   | $              | 18,995     |   |   | $      | 571,524   |   |   | $ | 590,519 |   |
| Residential multifamily               |   |           | 119,329    |   |   |   | 1,009,107 |   |   |   | 1,128,436 |   |
| Commercial and industrial real estate |   |           | 732,914    |   |   |   | 1,420,300 |   |   |   | 2,153,214 |   |
| Construction and land                 |   |           | 896,256    |   |   |   | 260,785   |   |   |   | 1,157,041 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total real estate loans               |   |           | 1,767,494  |   |   |   | 3,261,716 |   |   |   | 5,029,210 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Other loans:                          |   |           |       |   |   |   |      |   |   |   |   |   |
| Commercial business                   |   |           | 347,738    |   |   |   | 745,547   |   |   |   | 1,093,285 |   |
| Other consumer                        |   |           | 235        |   |   |   | 109,346   |   |   |   | 109,581 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total other loans                     |   |           | 347,973    |   |   |   | 854,893   |   |   |   | 1,202,866 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total principal balance               |   |           | 2,115,467  |   |   |   | 4,116,609 |   |   |   | 6,232,076 |   |
| Covered discount                      |   |           | (804,597   | )      |   |   | (448,077  | )      |   |   | (1,252,674 | ) |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Net valuation of loans                |   |           | 1,310,870  |   |   |   | 3,668,532 |   |   |   | 4,979,402 |   |
| Allowance on covered loans            |   |           | —    |   |   |   | (3,900    | )      |   |   | (3,900 | ) |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total covered loans, net              |   | $              | 1,310,870  |   |   | $      | 3,664,632 |   |   | $ | 4,975,502 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| As of December 31, 2009               |   |           |       |   |   |   |      |   |   |   |   |   |
| Real estate loans:                    |   |           |       |   |   |   |      |   |   |   |   |   |
| Residential single-family             |   | $              | 22,325     |   |   | $      | 614,814   |   |   | $ | 637,139 |   |
| Residential multifamily               |   |           | 158,452    |   |   |   | 1,012,073 |   |   |   | 1,170,525 |   |
| Commercial and industrial real estate |   |           | 900,165    |   |   |   | 1,521,536 |   |   |   | 2,421,701 |   |
| Construction and land                 |   |           | 1,236,228  |   |   |   | 237,142   |   |   |   | 1,473,370 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total real estate loans               |   |           | 2,317,170  |   |   |   | 3,385,565 |   |   |   | 5,702,735 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Other loans:                          |   |           |       |   |   |   |      |   |   |   |   |   |
| Commercial business                   |   |           | 603,507    |   |   |   | 677,772   |   |   |   | 1,281,279 |   |
| Other consumer                        |   |           | 422        |   |   |   | 122,387   |   |   |   | 122,809 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total other loans                     |   |           | 603,929    |   |   |   | 800,159   |   |   |   | 1,404,088 |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total principal balance               |   |           | 2,921,099  |   |   |   | 4,185,724 |   |   |   | 7,106,823 |   |
| Covered discount                      |   |           | (1,033,720 | )      |   |   | (474,948  | )      |   |   | (1,508,668 | ) |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Net valuation of loans                |   |           | 1,887,379  |   |   |   | 3,710,776 |   |   |   | 5,598,155 |   |
| Allowance on covered loans            |   |           | —    |   |   |   | —   |   |   |   | — |   |
|                                  |   |           |       |   |   |   |      |   |   |   |   |   |
| Total covered loans, net              |   | $              | 1,887,379  |   |   | $      | 3,710,776 |   |   | $ | 5,598,155 |   |

----

|                                                         |   | September 30,  |    |   | December 31, |   |
|--------------------------------------------------------------|--------|----------------|---------|--------|--------------|--------|
|                                                         |   | 2010           |    |   | 2009         |   |
|                                                         |   | (In thousands) |    |
|                                                         |   |           |    |   |         |   |
| Covered nonaccrual loans (1)                                 |   | $              | 424,956 |   |         | $      | 675,625 |   |
| Covered loans past due 90 days or more but not on nonaccrual |   |           | — |   |         |   | — |   |
|                                                         |   |           |    |   |         |   |   |   |
| Total nonperforming loans                                    |   |           | 424,956 |   |         |   | 675,625 |   |
|                                                         |   |           |    |   |         |   |   |   |
| Other real estate owned covered, net                         |   |           | 137,353 |   |         |   | 44,273 |   |
|                                                         |   |           |    |   |         |   |   |   |
| Total covered nonperforming assets                           |   | $              | 562,309 |   |         | $      | 719,898 |   |

| (1) | Covered nonaccrual loans meet the criteria for nonaccrual but have a yield accreted through interest income under ASC 310-30. |
|-----|-------------------------------------------------------------------------------------------------------------------------------|

|                                                      |   | September 30,  |       |   | December 31, |   |
|-----------------------------------------------------------|--------|----------------|------------|--------|--------------|--------|
|                                                      |   | 2010           |       |   | 2009         |   |
|                                                      |   | (In thousands) |       |
|                                                      |   |           |       |   |         |   |
| Contractually required payments of interest and principal |   | $              | 7,219,331  |   |         | $      | 8,178,212 |   |
| Nonaccretable difference                                  |   |           | (1,281,455 | )      |         |   | (1,596,950 | ) |
|                                                      |   |           |       |   |         |   |   |   |
| Cash flows expected to be collected (1)                   |   |           | 5,937,876  |   |         |   | 6,581,262 |   |
| Accretable difference                                     |   |           | (958,474   | )      |         |   | (983,107 | ) |
|                                                      |   |           |       |   |         |   |   |   |
| Carrying value of covered loans                           |   | $              | 4,979,402  |   |         | $      | 5,598,155 |   |

| (1) | Represents undiscounted expected principal and interest cash flows. |
|-----|---------------------------------------------------------------------|

|                                              |   | Three Months Ended |    |   | Nine Months Ended |   |
|---------------------------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                                              |   | September 30,      |    |   | September 30,     |   |
|                                              |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                                              |   | (In thousands)     |    |
|                                              |   |               |    |   |              |   |   |   |   |   |   |   |
| Balance at beginning of period                    |   | $                  | 986,389 |   |              | $      | — |   |   | $ | 983,107 |   |   | $ | — |   |
| Additions (1)                                     |   |               | — |   |              |   | — |   |   |   | 84,556 |   |   |   | — |   |
| Accretion                                         |   |               | (3,601  | )      |              |   | — |   |   |   | (11,118 | ) |   |   | — |   |
| Cash receipts, disposals and change in cash flows |   |               | (24,314 | )      |              |   | — |   |   |   | (98,071 | ) |   |   | — |   |
|                                              |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Balance at end of period                          |   | $                  | 958,474 |   |              | $      | — |   |   | $ | 958,474 |   |   | $ | — |   |

| (1) | The additions included above for the nine months ended September 30, 2010, resulted from the June 11, 2010 WFIB acquisition. |
|-----|------------------------------------------------------------------------------------------------------------------------------|

----

|   | • | estimate of the remaining life of acquired loans which may change the amount of future interest income |
|--------|---------|--------------------------------------------------------------------------------------------------------|

|   | • | estimate of the amount of contractually required principal and interest payments over the estimated life that will not be collected (the nonaccretable difference); and |
|--------|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | • | indices for acquired loans with variable rates of interest. |
|--------|---------|-------------------------------------------------------------|

|                             |   | Three Months Ended |    |   | Nine Months Ended |   |
|----------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                             |   | September 30,      |    |   | September 30,     |   |
|                             |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                             |   | (In thousands)     |    |
|                             |   |               |    |   |              |   |   |   |   |   |   |   |
| Balance at beginning of period   |   | $                  | 947,011 |   |              | $      | — |   |   | $ | 1,091,814 |   |   | $ | — |   |
| Addition due to WFIB acquisition |   |               | — |   |              |   | — |   |   |   | 41,131 |   |   |   | — |   |
| Accretion                        |   |               | 7,118   |   |              |   | — |   |   |   | 29,210 |   |   |   | — |   |
| Reductions (1) (2)               |   |               | (79,370 | )      |              |   | — |   |   |   | (287,396 | ) |   |   | — |   |
|                             |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Balance at end of period         |   | $                  | 874,759 |   |              | $      | — |   |   | $ | 874,759 |   |   | $ | — |   |

| (1) | Reductions relate to higher cash flows received from principal amortization, partial prepayments, loan payoffs and loan sales. |
|-----|--------------------------------------------------------------------------------------------------------------------------------|

| (2) | For the three and nine months ended September 30, 2010, the reduction amounts of $79.4 million and $287.4 million, respectively, also include chargeoffs, of which $70.8 million and $188.8 million, respectively, of these chargeoffs are recoverable from the FDIC and recorded in other assets. |
|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                          |   | Three Months Ended     |      |   | Nine Months Ended |   |
|---------------------------------------------------------------|--------|------------------------|-----------|--------|-------------------|--------|
|                                                          |   | September 30,          |      |   | September 30,     |   |
|                                                          |   | 2010                   |      |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                                                          |   | (Dollars in thousands) |      |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |
| Allowance balance, beginning of period                        |   | $                      | 249,462   |   |              | $      | 223,700 |   |   | $ | 238,833 |   |   | $ | 178,027 |   |
| Allowance for unfunded loan commitments and letters of credit |   |                   | 1,133     |   |              |   | (1,051 | ) |   |   | (790 | ) |   |   | (617 | ) |
| Provision for loan losses                                     |   |                   | 38,648    |   |              |   | 159,244 |   |   |   | 170,325 |   |   |   | 388,666 |   |
| Impact of desecuritization                                    |   |                   | —   |   |              |   | — |   |   |   | — |   |   |   | 9,262 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Chargeoffs:                                                   |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Single-family real estate                                     |   |                   | 14,620    |   |              |   | 8,371 |   |   |   | 21,846 |   |   |   | 26,487 |   |
| Multifamily real estate                                       |   |                   | 7,541     |   |              |   | 7,235 |   |   |   | 20,511 |   |   |   | 11,333 |   |
| Commercial real estate                                        |   |                   | 11,967    |   |              |   | 23,715 |   |   |   | 33,665 |   |   |   | 39,574 |   |
| Land                                                          |   |                   | 4,848     |   |              |   | 40,397 |   |   |   | 45,278 |   |   |   | 86,519 |   |
| Construction                                                  |   |                   | 4,064     |   |              |   | 56,354 |   |   |   | 30,026 |   |   |   | 134,880 |   |
| Commercial business                                           |   |                   | 4,939     |   |              |   | 17,696 |   |   |   | 24,836 |   |   |   | 50,873 |   |
| Automobile                                                    |   |                   | 8         |   |              |   | 6 |   |   |   | 104 |   |   |   | 41 |   |
| Other consumer                                                |   |                   | 324       |   |              |   | 109 |   |   |   | 1,653 |   |   |   | 1,727 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total chargeoffs                                              |   |                   | 48,311    |   |              |   | 153,883 |   |   |   | 177,919 |   |   |   | 351,434 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Recoveries:                                                   |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Single-family real estate                                     |   |                   | —   |   |              |   | 337 |   |   |   | 543 |   |   |   | 563 |   |
| Multifamily real estate                                       |   |                   | 15        |   |              |   | 4 |   |   |   | 573 |   |   |   | 222 |   |
| Commercial and industrial real estate                         |   |                   | 188       |   |              |   | 610 |   |   |   | 1,849 |   |   |   | 1,207 |   |
| Land                                                          |   |                   | 612       |   |              |   | 409 |   |   |   | 4,449 |   |   |   | 825 |   |
| Construction                                                  |   |                   | —   |   |              |   | 768 |   |   |   | 657 |   |   |   | 1,734 |   |
| Commercial business                                           |   |                   | 2,400     |   |              |   | 484 |   |   |   | 5,454 |   |   |   | 2,132 |   |
| Automobile                                                    |   |                   | 6         |   |              |   | 14 |   |   |   | 49 |   |   |   | 45 |   |
| Other consumer                                                |   |                   | 33        |   |              |   | 14 |   |   |   | 163 |   |   |   | 18 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total recoveries                                              |   |                   | 3,254     |   |              |   | 2,640 |   |   |   | 13,737 |   |   |   | 6,746 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Net chargeoffs                                                |   |                   | 45,057    |   |              |   | 151,243 |   |   |   | 164,182 |   |   |   | 344,688 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Allowance balance, end of period (1) (2)                      |   | $                      | 244,186   |   |              | $      | 230,650 |   |   | $ | 244,186 |   |   | $ | 230,650 |   |
|                                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Average non-covered loans outstanding                         |   | $                      | 8,499,048 |   |              | $      | 8,471,766 |   |   | $ | 8,525,484 |   |   | $ | 8,305,602 |   |
| Total gross non-covered loans outstanding, end of period      |   | $                      | 8,616,361 |   |              | $      | 8,419,475 |   |   | $ | 8,616,361 |   |   | $ | 8,419,475 |   |
| Annualized net chargeoffs to average non-covered loans        |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| outstanding                                                   |   |                   | 2.12      | %      |              |   | 7.14 | % |   |   | 2.57 | % |   |   | 5.53 | % |
| Allowance for loan losses on non-covered loans to total gross |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| non-covered loans outstanding, end of period                  |   |                   | 2.79      | %      |              |   | 2.74 | % |   |   | 2.79 | % |   |   | 2.74 | % |

| (1)   | Included in consumer loans are Federal Family Education Loan Program (FFELP) student loans. FFELP student loans are guaranteed by the U.S. Department of Education. Because of the guarantee there is no allowance allocated for these loans. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2)   | Included in the allowance is $3.9 million related to covered loans at September 30, 2010. This allowance is related to drawdowns on commitments that were in existence as of the acquisition dates and, therefore, are covered under the shared-loss agreements with the FDIC. Allowance on these subsequent drawdowns is accounted for as part of our analysis of the adequacy of the allowance. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| Estimated Future Amortization Expense of Premiums on Acquired Deposits |   | Amount         |   |
|------------------------------------------------------------------------|--------|----------------|--------|
|                                                                   |   | (In thousands) |   |
|                                                                   |   |           |   |
| Three Months Ending December 31, 2010                                  |   | $              | 3,294  |   |
| Year Ending December 31, 2011                                          |   |           | 12,572 |   |
| Year Ending December 31, 2012                                          |   |           | 11,176 |   |
| Year Ending December 31, 2013                                          |   |           | 9,660  |   |
| Year Ending December 31, 2014                                          |   |           | 8,775  |   |

----

----

----

----

|                                                        |   | Three Months Ended September 30,      |    |
|-------------------------------------------------------------|--------|---------------------------------------|---------|
|                                                        |   | 2010                                  |    |   | 2009 |   |
|                                                        |   | Income                                |    |   | Shares |   |   | Per Share |   |   | Income |   |   | Shares |   |   | Per Share |   |
|                                                        |   | (Numerator)                           |    |   | (Denominator) |   |   | Amount |   |   | (Numerator) |   |   | (Denominator) |   |   | Amount |   |
|                                                        |   | (In thousands, except per share data) |    |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss) before extraordinary items                |   | $                                     | 46,951  |   |   |   |   |   |   |   |   | $ | (68,531 | ) |   |   |   |   |   |   |
| Less:  Preferred stock dividends, amortization of |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| preferred stock discount and inducement of                  |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| preferred stock conversion                                  |   |                                  | (6,732  | ) |   |   |   |   |   |   |   |   | (10,620 | ) |   |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before extraordinary item                                   |   |                                  | 40,219  |   |   |   |   |   |   |   |   |   | (79,151 | ) |   |   |   |   |   |   |
| Extraordinary item – impact of desecuritization       |   |                                  | — |   |   |   |   |   |   |   |   |   | — |   |   |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| BASIC EPS                                                   |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| after extraordinary item                                    |   |                                  | 40,219  |   |   |   | 146,454 |   |   | $ | 0.27 |   |   |   | (79,151 | ) |   |   | 86,538 |   |   | $ | (0.91 | ) |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| EFFECT OF DILUTIVE SECURITIES                               |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Stock options                                               |   |                                  | — |   |   |   | 126 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Restricted stock                                            |   |                                  | 4       |   |   |   | 430 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Stock warrants                                              |   |                                  | — |   |   |   | 103 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Convertible preferred stock                                 |   |                                  | — |   |   |   | — |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before extraordinary item                                   |   |                                  | 40,223  |   |   |   | 147,113 |   |   |   |   |   |   |   | (79,151 | ) |   |   | 86,538 |   |   |   |   |   |
| Extraordinary item – impact of desecuritization       |   |                                  | — |   |   |   | — |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| DILUTED EPS                                                 |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| after extraordinary item plus assumed                       |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| conversions                                                 |   | $                                     | 40,223  |   |   |   | 147,113 |   |   | $ | 0.27 |   |   | $ | (79,151 | ) |   |   | 86,538 |   |   | $ | (0.91 | ) |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                                        |   | Nine Months Ended September 30,       |    |
|                                                        |   |  2010             |    |   |  2009 |   |
|                                                        |   | Income                                |    |   | Shares |   |   | Per Share |   |   | Income |   |   | Shares |   |   | Per Share |   |
|                                                        |   | (Numerator)                           |    |   | (Denominator) |   |   | Amount |   |   | (Numerator) |   |   | (Denominator) |   |   | Amount |   |
|                                                        |   | (In thousands, except per share data) |    |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss) before extraordinary items                |   | $                                     | 108,215 |   |   |   |   |   |   |   |   |   |   | $ | (177,722 | ) |   |   |   |   |   |   |   |   |
| Less:  Preferred stock dividends, amortization of |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| preferred stock discount and inducement of                  |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| preferred stock conversion                                  |   |                                  | (19,017 | ) |   |   |   |   |   |   |   |   |   |   | (42,986 | ) |   |   |   |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before extraordinary item                                   |   |                                  | 89,198  |   |   |   |   |   |   |   |   |   |   |   | (220,708 | ) |   |   | 70,967 |   |   | $ | (3.11 | ) |
| Extraordinary item – impact of desecuritization       |   |                                  | — |   |   |   |   |   |   |   |   |   |   |   | (5,366 | ) |   |   | 70,967 |   |   |   | (0.08 | ) |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| BASIC EPS                                                   |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| after extraordinary item                                    |   |                                  | 89,198  |   |   |   | 134,396 |   |   | $ | 0.66 |   |   |   | (226,074 | ) |   |   | 70,967 |   |   | $ | (3.19 | ) |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| EFFECT OF DILUTIVE SECURITIES                               |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Stock options                                               |   |                                  | — |   |   |   | 150 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Restricted stock                                            |   |                                  | 10      |   |   |   | 344 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Stock warrants                                              |   |                                  | — |   |   |   | 156 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
| Convertible preferred stock                                 |   |                                  | — |   |   |   | 11,947 |   |   |   |   |   |   |   | — |   |   |   | — |   |   |   |   |   |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| before extraordinary item                                   |   |                                  | 89,208  |   |   |   | 146,993 |   |   |   |   |   |   |   | (220,708 | ) |   |   | 70,967 |   |   | $ | (3.11 | ) |
| Extraordinary item – impact of desecuritization       |   |                                  | — |   |   |   | — |   |   |   |   |   |   |   | (5,366 | ) |   |   | 70,967 |   |   |   | (0.08 | ) |
|                                                        |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| DILUTED EPS                                                 |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Income (loss) available to common stockholders              |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| after extraordinary item plus assumed                       |   |                                  |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| conversions                                                 |   | $                                     | 89,208  |   |   |   | 146,993 |   |   | $ | 0.61 |   |   | $ | (226,074 | ) |   |   | 70,967 |   |   | $ | (3.19 | ) |

----

|                        |   | Three Months Ended |   | Nine Months Ended |
|-----------------------------|--------|--------------------|--------|-------------------|
|                        |   | September 30,      |   | September 30,     |
|                        |   | 2010               |   | 2009              |   | 2010 |   | 2009 |
|                        |   | (In thousands)     |
|                        |   |               |   |              |   |   |   |   |
| Convertible preferred stock |   |  5,573        |   |  6,169       |   |  5,573 |   |  10,547 |
| Stock options               |   |  1,087        |   |  1,922       |   |  1,083 |   |  1,964 |
| Restricted stock            |   |  32           |   |  583         |   |  271 |   |  802 |

----

|                                     |   | Three Months Ended September 30, 2010 |      |
|------------------------------------------|--------|---------------------------------------|-----------|
|                                     |   | Retail                                |      |   | Commercial |   |   |   |   |   |   |   |
|                                     |   | Banking                               |      |   | Banking |   |   | Other |   |   | Total |   |
|                                     |   | (In thousands)                        |      |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |
| Interest income                          |   | $                                     | 69,311    |   |   | $ | 143,729 |   |   | $ | 18,360 |   |   | $ | 231,400 |   |
| Charge for funds used                    |   |                                  | (29,159   | ) |   |   | (46,446 | ) |   |   | 21,583 |   |   |   | (54,022 | ) |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds used            |   |                                  | 40,152    |   |   |   | 97,283 |   |   |   | 39,943 |   |   |   | 177,378 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                         |   |                                  | (26,851   | ) |   |   | (5,885 | ) |   |   | (15,859 | ) |   |   | (48,595 | ) |
| Credit on funds provided                 |   |                                  | 48,391    |   |   |   | 2,431 |   |   |   | 3,200 |   |   |   | 54,022 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds provided        |   |                                  | 21,540    |   |   |   | (3,454 | ) |   |   | (12,659 | ) |   |   | 5,427 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                      |   | $                                     | 61,692    |   |   | $ | 93,829 |   |   | $ | 27,284 |   |   | $ | 182,805 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Provision for loan losses                |   | $                                     | 26,261    |   |   | $ | 12,387 |   |   | $ | — |   |   | $ | 38,648 |   |
| Depreciation, amortization and accretion |   |                                  | (2,796    | ) |   |   | (15,774 | ) |   |   | 2,543 |   |   |   | (16,027 | ) |
| Goodwill                                 |   |                                  | 320,566   |   |   |   | 16,872 |   |   |   | — |   |   |   | 337,438 |   |
| Segment pretax profit (loss)             |   |                                  | (18,021   | ) |   |   | 64,698 |   |   |   | 26,850 |   |   |   | 73,527 |   |
| Segment assets                           |   |                                  | 6,450,883 |   |   |   | 9,728,305 |   |   |   | 4,238,058 |   |   |   | 20,417,246 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                     |   | Three Months Ended September 30, 2009 |      |
|                                     |   | Retail                                |      |   | Commercial |   |   |   |   |   |   |   |   |   |
|                                     |   | Banking                               |      |   | Banking |   |   | Other |   |   | Total |   |
|                                     |   | (In thousands)                        |      |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest income                          |   | $                                     | 55,364    |   |   | $ | 61,039 |   |   | $ | 31,521 |   |   | $ | 147,924 |   |
| Charge for funds used                    |   |                                  | (17,024   | ) |   |   | (16,822 | ) |   |   | (36,441 | ) |   |   | (70,287 | ) |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds used            |   |                                  | 38,340    |   |   |   | 44,217 |   |   |   | (4,920 | ) |   |   | 77,637 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                         |   |                                  | (21,648   | ) |   |   | (3,680 | ) |   |   | (26,716 | ) |   |   | (52,044 | ) |
| Credit on funds provided                 |   |                                  | 32,132    |   |   |   | 3,157 |   |   |   | 34,998 |   |   |   | 70,287 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds provided        |   |                                  | 10,484    |   |   |   | (523 | ) |   |   | 8,282 |   |   |   | 18,243 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                      |   | $                                     | 48,824    |   |   | $ | 43,694 |   |   | $ | 3,362 |   |   | $ | 95,880 |   |
|                                     |   |                                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Provision for loan losses                |   | $                                     | 65,184    |   |   | $ | 94,060 |   |   | $ | — |   |   | $ | 159,244 |   |
| Depreciation, amortization and accretion |   |                                  | 2,512     |   |   |   | 1,354 |   |   |   | 1,409 |   |   |   | 5,275 |   |
| Goodwill                                 |   |                                  | 320,566   |   |   |   | 16,872 |   |   |   | — |   |   |   | 337,438 |   |
| Segment pretax loss                      |   |                                  | (44,984   | ) |   |   | (56,767 | ) |   |   | (19,557 | ) |   |   | (121,308 | ) |
| Segment assets                           |   |                                  | 4,292,102 |   |   |   | 4,660,368 |   |   |   | 3,533,460 |   |   |   | 12,485,930 |   |

----

|                                     |   | Nine Months Ended September 30, 2010 |      |
|------------------------------------------|--------|--------------------------------------|-----------|
|                                     |   | Retail                               |      |   | Commercial |   |   |   |   |   |   |   |
|                                     |   | Banking                              |      |   | Banking |   |   | Other |   |   | Total |   |
|                                     |   | (In thousands)                       |      |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |
| Interest income                          |   | $                                    | 244,274   |   |   | $ | 498,183 |   |   | $ | 61,179 |   |   | $ | 803,636 |   |
| Charge for funds used                    |   |                                 | (87,078   | ) |   |   | (111,119 | ) |   |   | 11,406 |   |   |   | (186,791 | ) |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds used            |   |                                 | 157,196   |   |   |   | 387,064 |   |   |   | 72,585 |   |   |   | 616,845 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                         |   |                                 | (89,422   | ) |   |   | (19,015 | ) |   |   | (47,047 | ) |   |   | (155,484 | ) |
| Credit on funds provided                 |   |                                 | 161,796   |   |   |   | 11,738 |   |   |   | 13,257 |   |   |   | 186,791 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds provided        |   |                                 | 72,374    |   |   |   | (7,277 | ) |   |   | (33,790 | ) |   |   | 31,307 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                      |   | $                                    | 229,570   |   |   | $ | 379,787 |   |   | $ | 38,795 |   |   | $ | 648,152 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Provision for loan losses                |   | $                                    | 59,976    |   |   | $ | 110,349 |   |   | $ | — |   |   | $ | 170,325 |   |
| Depreciation, amortization and accretion |   |                                 | (10,749   | ) |   |   | (58,517 | ) |   |   | 5,363 |   |   |   | (63,903 | ) |
| Goodwill                                 |   |                                 | 320,566   |   |   |   | 16,872 |   |   |   | — |   |   |   | 337,438 |   |
| Segment pretax profit (loss)             |   |                                 | (4,363    | ) |   |   | 128,832 |   |   |   | 45,734 |   |   |   | 170,203 |   |
| Segment assets                           |   |                                 | 6,450,883 |   |   |   | 9,728,305 |   |   |   | 4,238,058 |   |   |   | 20,417,246 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                                     |   | Nine Months Ended September 30, 2009 |      |
|                                     |   | Retail                               |      |   | Commercial |   |   |   |   |   |   |   |   |   |
|                                     |   | Banking                              |      |   | Banking |   |   | Other |   |   | Total |   |
|                                     |   | (In thousands)                       |      |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest income                          |   | $                                    | 164,304   |   |   | $ | 185,437 |   |   | $ | 89,439 |   |   | $ | 439,180 |   |
| Charge for funds used                    |   |                                 | (48,702   | ) |   |   | (48,926 | ) |   |   | (145,265 | ) |   |   | (242,893 | ) |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds used            |   |                                 | 115,602   |   |   |   | 136,511 |   |   |   | (55,826 | ) |   |   | 196,287 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense                         |   |                                 | (73,196   | ) |   |   | (12,942 | ) |   |   | (89,221 | ) |   |   | (175,359 | ) |
| Credit on funds provided                 |   |                                 | 116,897   |   |   |   | 12,479 |   |   |   | 113,517 |   |   |   | 242,893 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest spread on funds provided        |   |                                 | 43,701    |   |   |   | (463 | ) |   |   | 24,296 |   |   |   | 67,534 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income (expense)            |   | $                                    | 159,303   |   |   | $ | 136,048 |   |   | $ | (31,530 | ) |   | $ | 263,821 |   |
|                                     |   |                                 |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Provision for loan losses                |   | $                                    | 144,561   |   |   | $ | 244,105 |   |   | $ | — |   |   | $ | 388,666 |   |
| Depreciation, amortization and accretion |   |                                 | 8,584     |   |   |   | 3,226 |   |   |   | 5,037 |   |   |   | 16,847 |   |
| Goodwill                                 |   |                                 | 320,566   |   |   |   | 16,872 |   |   |   | — |   |   |   | 337,438 |   |
| Segment pretax loss                      |   |                                 | (84,964   | ) |   |   | (136,334 | ) |   |   | (83,214 | ) |   |   | (304,512 | ) |
| Segment assets                           |   |                                 | 4,292,102 |   |   |   | 4,660,368 |   |   |   | 3,533,460 |   |   |   | 12,485,930 |   |

----

|                                                             |   | June 11, 2010  |    |
|------------------------------------------------------------------|--------|----------------|---------|
|                                                             |   | (In thousands) |    |
| ASSETS                                                           |   |           |    |
| Cash and cash equivalents                                        |   | $              | 67,186  |   |
| Investment securities                                            |   |           | 37,532  |   |
| Core deposit intangible                                          |   |           | 3,065   |   |
| Loans covered by FDIC loss sharing (gross balance                |   |           |    |   |
|    $395,156 and shown net of discount of $84,174) |   |           | 310,982 |   |
| Loans not covered by FDIC loss sharing                           |   |           | 2,869   |   |
| FDIC indemnification asset                                       |   |           | 41,131  |   |
| Other real estate owned covered, net                             |   |           | 23,443  |   |
| Other assets                                                     |   |           | 6,380   |   |
|                                                             |   |           |    |   |
|      Total assets acquired              |   |           | 492,588 |   |
|                                                             |   |           |    |   |
| LIABILITIES                                                      |   |           |    |   |
| Deposits                                                         |   |           | 395,910 |   |
| FHLB advances                                                    |   |           | 65,348  |   |
| Securities sold under repurchase agreements                      |   |           | 1,937   |   |
| Deferred tax liability                                           |   |           | 8,189   |   |
| Other liabilities                                                |   |           | 9,917   |   |
|                                                             |   |           |    |   |
|       Total liabilities assumed    |   |           | 481,301 |   |
|                                                             |   |           |    |   |
| NET ASSETS ACQUIRED (after-tax gain)                             |   | $              | 11,287  |   |

----

|                                                                               |   | For the Nine Months Ended |    |
|------------------------------------------------------------------------------------|--------|---------------------------|---------|
|                                                                               |   | September 30,             |    |
|                                                                               |   | 2010 Combined             |    |   | 2009 Combined |   |
|                                                                               |   | (In thousands)            |    |
|                                                                               |   |                      |    |   |   |   |
| Revenues (net interest income plus noninterest income)                             |   | $                         | 717,905 |   |   | $ | 256,977 |   |
| Net earnings (loss)                                                                |   | $                         | 111,819 |   |   | $ | (188,613 | ) |
|                                                                               |   |                      |    |   |   |   |   |   |
| Net income (loss) per share after extraordinary items:                             |   |                      |    |   |   |   |   |   |
| Basic                                                                              |   | $                         | 0.69    |   |   | $ | (3.26 | ) |
| Diluted                                                                            |   | $                         | 0.63    |   |   | $ | (3.26 | ) |
|                                                                               |   |                      |    |   |   |   |   |   |
| Note: Extraordinary item only relates to June 2009 EWB desecuritization. |   |                      |    |   |   |

----

----

| ·   | fair valuation of financial instruments; |
|--------------------|------------------------------------------|

| ·   | investment securities; |
|--------------------|------------------------|

| ·   | covered loans; |
|--------------------|----------------|

| ·   | FDIC indemnification asset; |
|--------------------|-----------------------------|

| ·   | allowance for loan losses; |
|--------------------|----------------------------|

| ·   | other real estate owned; |
|--------------------|--------------------------|

| ·   | loan sales; |
|--------------------|-------------|

| ·   | goodwill impairment; |
|--------------------|----------------------|

| ·   | share-based compensation; and |
|--------------------|-------------------------------|

| ·   | income taxes and deferred tax asset valuation |
|--------------------|-----------------------------------------------|

----

----

|                                    |   | Quarter Ended      |   |   | Quarter Ended      |    |   | % Change |   |
|-----------------------------------------|--------|--------------------|--------|--------|--------------------|---------|--------|----------|--------|
|                                    |   | September 30, 2010 |   |   | September 30, 2009 |    |   | (Yr/Yr)  |   |
| Noninterest income:                     |   |               |   |   |               |    |   |     |   |
| Branch fees                             |   |  $            | 7,976  |   |               |  $ | 4,679  |     |   |   | 70 | % |
| Letters of credit fees and commissions  |   |               | 2,888  |   |               |    | 1,984  |     |   |   | 46 | % |
| Ancillary loan fees                     |   |               | 2,367  |   |               |    | 1,227  |     |   |   | 93 | % |
| Other operating income                  |   |               | 4,178  |   |               |    | 2,294  |     |   |   | 82 | % |
|                                    |   |               |   |   |               |    |   |     |   |   |   |   |
| Total fees & other operating income |   | $                  | 17,409 |   |               | $       | 10,184 |     |   |   | 71 | % |

|                                                                                         |   | Quarter Ended      |   |   | Quarter Ended |   |
|----------------------------------------------------------------------------------------------|--------|--------------------|--------|--------|---------------|--------|
| ($ in thousands)                                                                             |   | September 30, 2010 |   |   | June 30, 2010 |   |
| Total noninterest expense:                                                                   |   | $                  | 99,945 |   |          | $      | 125,318 |   |
| Amounts to be reimbursed on covered assets (80% of actual expense amount)                    |   |               | 7,834  |   |          |   | 19,103 |   |
| Prepayment penalty for FHLB advances                                                         |   |               | -      |   |          |   | 3,900 |   |
|                                                                                         |   |               |   |   |          |   |   |   |
| Noninterest expense excluding reimbursement amounts and prepayment penalty for FHLB advances |   | $                  | 92,111 |   |          | $      | 102,315 |   |

----

|                                        |   | Three Months Ended |    |   | Nine Months Ended |   |
|---------------------------------------------|--------|--------------------|---------|--------|-------------------|--------|
|                                        |   | September 30,      |    |   | September 30,     |   |
|                                        |   | 2010               |    |   | 2009              |   |   | 2010 |   |   | 2009 |   |
|                                        |   | (In millions)      |    |
|                                        |   |               |    |   |              |   |   |   |   |   |   |   |
| Net interest income                         |   | $                  | 182.8   |   |              | $      | 95.9 |   |   | $ | 648.2 |   |   | $ | 263.8 |   |
| Provision for loan losses                   |   |               | (38.6   | )      |              |   | (159.2 | ) |   |   | (170.3 | ) |   |   | (388.7 | ) |
| Noninterest income (loss)                   |   |               | 29.3    |   |              |   | (11.9 | ) |   |   | 56.5 |   |   |   | (24.3 | ) |
| Noninterest expense                         |   |               | (99.9   | )      |              |   | (46.1 | ) |   |   | (364.2 | ) |   |   | (155.4 | ) |
| (Provision) benefit for income taxes        |   |               | (26.6   | )      |              |   | 52.8 |   |   |   | (62.0 | ) |   |   | 126.9 |   |
|                                        |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss) before extraordinary item |   |               | 47.0    |   |              |   | (68.5 | ) |   |   | 108.2 |   |   |   | (177.7 | ) |
| Impact of desecuritization, net of tax      |   |               | — |   |              |   | — |   |   |   | — |   |   |   | (5.4 | ) |
|                                        |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Net income (loss) after extraordinary item  |   | $                  | 47.0    |   |              | $      | (68.5 | ) |   | $ | 108.2 |   |   | $ | (183.1 | ) |
|                                        |   |               |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Annualized return on average total assets   |   |               | 0.93    | %      |              |   | (2.17 | )% |   |   | 0.72 | % |   |   | (1.94 | )% |
| Annualized return on average total equity   |   |               | 7.96    | %      |              |   | (17.76 | )% |   |   | 6.21 | % |   |   | (15.87 | )% |
| Annualized return on average common equity  |   |               | 8.11    | %      |              |   | (27.12 | )% |   |   | 6.47 | % |   |   | (27.46 | )% |

----

|                                             |   | Three Months Ended September 30, |       |
|--------------------------------------------------|--------|----------------------------------|------------|
|                                             |   | 2010                             |       |   | 2009 |   |
|                                             |   |                             |       |   |   |   |   | Average |   |   |   |   |   |   |   |   | Average |   |
|                                             |   | Average                          |       |   |   |   |   | Yield/ |   |   | Average |   |   |   |   |   | Yield/ |   |
|                                             |   | Volume                           |       |   | Interest |   |   | Rate (1) |   |   | Volume |   |   | Interest |   |   | Rate (1) |   |
|                                             |   | (In thousands)                   |       |
| ASSETS                                           |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-earning assets:                         |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Short-term investments and interest-bearing      |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| deposits in other banks                          |   | $                                | 736,658    |   |   | $ | 2,362 |   |   |   | 1.27 | % |   | $ | 897,527 |   |   | $ | 1,856 |   |   |   | 0.82 | % |
| Securities purchased under resale agreements     |   |                             | 648,136    |   |   |   | 2,410 |   |   |   | 1.46 | % |   |   | 91,033 |   |   |   | 2,153 |   |   |   | 9.25 | % |
| Investment securities held-to-maturity:          |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                          |   |                             | —    |   |   |   | — |   |   |   | — |   |   |   | 761,615 |   |   |   | 11,886 |   |   |   | 6.24 | % |
| Tax-exempt (2)(3)                                |   |                             | —    |   |   |   | — |   |   |   | — |   |   |   | 22,727 |   |   |   | 256 |   |   |   | 4.51 | % |
| Investment securities available-for-sale:        |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                          |   |                             | 2,482,951  |   |   |   | 15,725 |   |   |   | 2.51 | % |   |   | 1,543,004 |   |   |   | 16,425 |   |   |   | 4.22 | % |
| Tax-exempt (2)(3)                                |   |                             | —    |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |   |   | — |   |
| Loans receivable                                 |   |                             | 8,499,048  |   |   |   | 116,029 |   |   |   | 5.42 | % |   |   | 8,471,766 |   |   |   | 114,512 |   |   |   | 5.36 | % |
| Loans receivable - covered                       |   |                             | 5,105,793  |   |   |   | 94,057 |   |   |   | 7.31 | % |   |   | — |   |   |   | — |   |   |   | — |   |
| FHLB and FRB stock                               |   |                             | 219,416    |   |   |   | 817 |   |   |   | 1.49 | % |   |   | 123,514 |   |   |   | 918 |   |   |   | 2.97 | % |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest-earning assets                    |   |                             | 17,692,002 |   |   |   | 231,400 |   |   |   | 5.19 | % |   |   | 11,911,186 |   |   |   | 148,006 |   |   |   | 4.93 | % |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-earning assets:                      |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Cash and due from banks                          |   |                             | 668,277    |   |   |   |   |   |   |   |   |   |   |   | 124,708 |   |   |   |   |   |   |   |   |   |
| Allowance for loan losses                        |   |                             | (253,078   | ) |   |   |   |   |   |   |   |   |   |   | (244,542 | ) |   |   |   |   |   |   |   |   |
| Other assets                                     |   |                             | 1,989,941  |   |   |   |   |   |   |   |   |   |   |   | 843,925 |   |   |   |   |   |   |   |   |   |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total assets                                     |   | $                                | 20,097,142 |   |   |   |   |   |   |   |   |   |   | $ | 12,635,277 |   |   |   |   |   |   |   |   |   |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| LIABILITIES AND STOCKHOLDERS' EQUITY             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                    |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Checking accounts                                |   | $                                | 731,267    |   |   |   | 550 |   |   |   | 0.30 | % |   | $ | 342,922 |   |   |   | 286 |   |   |   | 0.33 | % |
| Money market accounts                            |   |                             | 4,162,847  |   |   |   | 7,103 |   |   |   | 0.68 | % |   |   | 2,160,722 |   |   |   | 6,830 |   |   |   | 1.25 | % |
| Savings deposits                                 |   |                             | 960,927    |   |   |   | 818 |   |   |   | 0.34 | % |   |   | 421,844 |   |   |   | 608 |   |   |   | 0.57 | % |
| Time deposits                                    |   |                             | 6,719,637  |   |   |   | 20,028 |   |   |   | 1.18 | % |   |   | 4,398,704 |   |   |   | 19,246 |   |   |   | 1.74 | % |
| FHLB advances                                    |   |                             | 1,020,640  |   |   |   | 5,725 |   |   |   | 2.23 | % |   |   | 1,046,056 |   |   |   | 11,172 |   |   |   | 4.24 | % |
| Securities sold under repurchase agreements      |   |                             | 1,047,697  |   |   |   | 12,189 |   |   |   | 4.55 | % |   |   | 1,018,321 |   |   |   | 12,140 |   |   |   | 4.66 | % |
| Subordinated debt and trust preferred securities |   |                             | 235,570    |   |   |   | 1,685 |   |   |   | 2.80 | % |   |   | 235,570 |   |   |   | 1,760 |   |   |   | 2.92 | % |
| Other borrowings                                 |   |                             | 32,337     |   |   |   | 497 |   |   |   | 6.01 | % |   |   | 1,385 |   |   |   | 2 |   |   |   | 0.57 | % |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest-bearing liabilities               |   |                             | 14,910,922 |   |   |   | 48,595 |   |   |   | 1.29 | % |   |   | 9,625,524 |   |   |   | 52,044 |   |   |   | 2.15 | % |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-bearing liabilities:                 |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Demand deposits                                  |   |                             | 2,436,031  |   |   |   |   |   |   |   |   |   |   |   | 1,335,131 |   |   |   |   |   |   |   |   |   |
| Other liabilities                                |   |                             | 390,164    |   |   |   |   |   |   |   |   |   |   |   | 130,800 |   |   |   |   |   |   |   |   |   |
| Stockholders' equity                             |   |                             | 2,360,025  |   |   |   |   |   |   |   |   |   |   |   | 1,543,822 |   |   |   |   |   |   |   |   |   |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total liabilities and stockholders' equity       |   | $                                | 20,097,142 |   |   |   |   |   |   |   |   |   |   | $ | 12,635,277 |   |   |   |   |   |   |   |   |   |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest rate spread                             |   |                             |       |   |   |   |   |   |   |   | 3.90 | % |   |   |   |   |   |   |   |   |   |   | 2.78 | % |
|                                             |   |                             |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income and net interest margin      |   |                             |       |   |   | $ | 182,805 |   |   |   | 4.10 | % |   |   |   |   |   | $ | 95,962 |   |   |   | 3.20 | % |

| (1)   | Annualized. |
|-----------------|-------------|

| (2)   | Amounts calculated on a fully taxable equivalent basis using the current statutory federal tax rate. |
|-----------------|------------------------------------------------------------------------------------------------------|

| (3)   | There is no total interest income and average yield rate on an unadjusted basis for tax-exempt investment securities available-for-sale for the three months ended September 30, 2009 and 2010.  Total interest income and average yield rate on an unadjusted basis for tax-exempt investment securities held-to-maturity is $174 thousand and 3.06% for the three months ended September 30, 2009. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                             |   | Nine Months Ended September 30, |       |
|--------------------------------------------------|--------|---------------------------------|------------|
|                                             |   | 2010                            |       |   | 2009 |   |
|                                             |   |                            |       |   |   |   |   | Average |   |   |   |   |   |   |   |   | Average |   |
|                                             |   | Average                         |       |   |   |   |   | Yield/ |   |   | Average |   |   |   |   |   | Yield/ |   |
|                                             |   | Volume                          |       |   | Interest |   |   | Rate (1) |   |   | Volume |   |   | Interest |   |   | Rate (1) |   |
|                                             |   | (In thousands)                  |       |
| ASSETS                                           |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-earning assets:                         |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Short-term investments and interest-bearing      |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| deposits in other banks                          |   | $                               | 914,471    |   |   | $ | 7,405 |   |   |   | 1.08 | % |   | $ | 835,769 |   |   | $ | 7,341 |   |   |   | 1.17 | % |
| Securities purchased under resale agreements     |   |                            | 455,824    |   |   |   | 11,303 |   |   |   | 3.27 | % |   |   | 64,286 |   |   |   | 4,695 |   |   |   | 9.63 | % |
| Investment securities held-to-maturity:          |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                          |   |                            | —    |   |   |   | — |   |   |   | — |   |   |   | 646,936 |   |   |   | 30,464 |   |   |   | 6.28 | % |
| Tax-exempt (2)(3)                                |   |                            | —    |   |   |   | — |   |   |   | — |   |   |   | 20,737 |   |   |   | 907 |   |   |   | 5.83 | % |
| Investment securities available-for-sale:        |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                          |   |                            | 2,289,423  |   |   |   | 50,613 |   |   |   | 2.96 | % |   |   | 1,878,815 |   |   |   | 57,101 |   |   |   | 4.06 | % |
| Tax-exempt (2)(3)                                |   |                            | 2,165      |   |   |   | 43 |   |   |   | 2.65 | % |   |   | — |   |   |   | — |   |   |   | — |   |
| Loans receivable                                 |   |                            | 8,525,484  |   |   |   | 354,973 |   |   |   | 5.57 | % |   |   | 8,305,602 |   |   |   | 336,997 |   |   |   | 5.42 | % |
| Loans receivable - covered                       |   |                            | 5,175,251  |   |   |   | 376,840 |   |   |   | 9.74 | % |   |   | — |   |   |   | — |   |   |   | — |   |
| FHLB and FRB stock                               |   |                            | 221,856    |   |   |   | 2,473 |   |   |   | 1.49 | % |   |   | 122,369 |   |   |   | 1,969 |   |   |   | 2.15 | % |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest-earning assets                    |   |                            | 17,584,474 |   |   |   | 803,650 |   |   |   | 6.11 | % |   |   | 11,874,514 |   |   |   | 439,474 |   |   |   | 4.95 | % |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-earning assets:                      |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Cash and due from banks                          |   |                            | 547,403    |   |   |   |   |   |   |   |   |   |   |   | 120,493 |   |   |   |   |   |   |   |   |   |
| Allowance for loan losses                        |   |                            | (254,153   | ) |   |   |   |   |   |   |   |   |   |   | (210,015 | ) |   |   |   |   |   |   |   |   |
| Other assets                                     |   |                            | 2,172,214  |   |   |   |   |   |   |   |   |   |   |   | 799,008 |   |   |   |   |   |   |   |   |   |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total assets                                     |   | $                               | 20,049,938 |   |   |   |   |   |   |   |   |   |   | $ | 12,584,000 |   |   |   |   |   |   |   |   |   |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| LIABILITIES AND STOCKHOLDERS' EQUITY             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                    |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Checking accounts                                |   | $                               | 672,817    |   |   |   | 1,691 |   |   |   | 0.34 | % |   | $ | 351,933 |   |   |   | 1,003 |   |   |   | 0.38 | % |
| Money market accounts                            |   |                            | 3,868,588  |   |   |   | 23,405 |   |   |   | 0.81 | % |   |   | 1,826,626 |   |   |   | 18,664 |   |   |   | 1.37 | % |
| Savings deposits                                 |   |                            | 971,381    |   |   |   | 3,234 |   |   |   | 0.45 | % |   |   | 416,011 |   |   |   | 1,969 |   |   |   | 0.63 | % |
| Time deposits                                    |   |                            | 6,914,615  |   |   |   | 62,749 |   |   |   | 1.21 | % |   |   | 4,586,027 |   |   |   | 73,297 |   |   |   | 2.14 | % |
| FHLB advances                                    |   |                            | 1,427,903  |   |   |   | 20,905 |   |   |   | 1.96 | % |   |   | 1,200,713 |   |   |   | 38,191 |   |   |   | 4.25 | % |
| Securities sold under repurchase agreements      |   |                            | 1,039,636  |   |   |   | 36,775 |   |   |   | 4.66 | % |   |   | 1,007,912 |   |   |   | 36,016 |   |   |   | 4.71 | % |
| Subordinated debt and trust preferred securities |   |                            | 235,570    |   |   |   | 4,823 |   |   |   | 2.70 | % |   |   | 235,570 |   |   |   | 6,211 |   |   |   | 3.48 | % |
| Other borrowings                                 |   |                            | 60,552     |   |   |   | 1,902 |   |   |   | 4.19 | % |   |   | 2,889 |   |   |   | 8 |   |   |   | 0.37 | % |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest-bearing liabilities               |   |                            | 15,191,062 |   |   |   | 155,484 |   |   |   | 1.37 | % |   |   | 9,627,681 |   |   |   | 175,359 |   |   |   | 2.44 | % |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest-bearing liabilities:                 |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Demand deposits                                  |   |                            | 2,323,950  |   |   |   |   |   |   |   |   |   |   |   | 1,292,852 |   |   |   |   |   |   |   |   |   |
| Other liabilities                                |   |                            | 213,236    |   |   |   |   |   |   |   |   |   |   |   | 125,183 |   |   |   |   |   |   |   |   |   |
| Stockholders' equity                             |   |                            | 2,321,690  |   |   |   |   |   |   |   |   |   |   |   | 1,538,284 |   |   |   |   |   |   |   |   |   |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total liabilities and stockholders' equity       |   | $                               | 20,049,938 |   |   |   |   |   |   |   |   |   |   | $ | 12,584,000 |   |   |   |   |   |   |   |   |   |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest rate spread                             |   |                            |       |   |   |   |   |   |   |   | 4.74 | % |   |   |   |   |   |   |   |   |   |   | 2.51 | % |
|                                             |   |                            |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income and net interest margin      |   |                            |       |   |   | $ | 648,166 |   |   |   | 4.93 | % |   |   |   |   |   | $ | 264,115 |   |   |   | 2.97 | % |

| (1)   | Annualized. |
|-----------------|-------------|

| (2)   | Amounts calculated on a fully taxable equivalent basis using the current statutory federal tax rate. |
|-----------------|------------------------------------------------------------------------------------------------------|

| (3)   | Total interest income and average yield rate on an unadjusted basis for tax-exempt investment securities available-for-sale is $29 thousand and 1.79% for the nine months ended September 30, 2010, respectively, and none for the nine months ended September 30, 2009.  There is no total interest income and average yield rate on an unadjusted basis for tax-exempt investment securities held-to-maturity for the nine months ended September 30, 2010.  Total interest income and average yield rate on an unadjusted basis for tax-exempt investment securities held-to-maturity is $613 thousand and 3.94% for the nine months ended September 30, 2009. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                           |   | Three Months Ended September 30, |    |   | Nine Months Ended September 30, |   |
|--------------------------------------------------------------------------------|--------|----------------------------------|---------|--------|---------------------------------|--------|
|                                                                           |   | 2010 vs. 2009                    |    |   | 2010 vs. 2009                   |   |
|                                                                           |   | Total                            |    |   | Changes Due to                  |   |   | Total |   |   | Changes Due to |   |
|                                                                           |   | Change                           |    |   | Volume (1)                      |   |   | Rates (1) |   |   | Change |   |   | Volume (1) |   |   | Rates (1) |   |
|                                                                           |   | (In thousands)                   |    |   | (In thousands)                  |   |
| INTEREST-EARNING ASSETS                                                        |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Short-term investments and interest bearing  deposits in other banks |   | $                                | 506     |   |                            | $      | (378 | ) |   | $ | 884 |   |   | $ | 64 |   |   | $ | 662 |   |   | $ | (598 | ) |
| Securities purchased under resale agreements                                   |   |                             | 257     |   |                            |   | 3,416 |   |   |   | (3,159 | ) |   |   | 6,608 |   |   |   | 11,557 |   |   |   | (4,949 | ) |
| Investment securities held-to-maturity:                                        |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                                        |   |                             | (11,886 | )      |                            |   | (11,886 | ) |   |   | - |   |   |   | (30,464 | ) |   |   | (30,464 | ) |   |   | - |   |
| Tax-exempt                                                                     |   |                             | (256    | )      |                            |   | (256 | ) |   |   | - |   |   |   | (907 | ) |   |   | (907 | ) |   |   | - |   |
| Investment securities available-for-sale:                                      |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Taxable                                                                        |   |                             | (700    | )      |                            |   | 7,604 |   |   |   | (8,304 | ) |   |   | (6,488 | ) |   |   | 11,036 |   |   |   | (17,524 | ) |
| Tax-exempt                                                                     |   |                             | -       |   |                            |   | - |   |   |   | - |   |   |   | 43 |   |   |   | 43 |   |   |   | - |   |
| Loans receivable                                                               |   |                             | 1,517   |   |                            |   | 370 |   |   |   | 1,147 |   |   |   | 17,976 |   |   |   | 9,039 |   |   |   | 8,937 |   |
| Loans receivable - covered                                                     |   |                             | 94,057  |   |                            |   | 94,057 |   |   |   | - |   |   |   | 376,840 |   |   |   | 376,840 |   |   |   | - |   |
| FHLB and FRB stock                                                             |   |                             | (101    | )      |                            |   | 496 |   |   |   | (597 | ) |   |   | 504 |   |   |   | 1,244 |   |   |   | (740 | ) |
|                                                                           |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest and dividend income                                             |   |                             | 83,394  |   |                            |   | 93,423 |   |   |   | (10,029 | ) |   |   | 364,176 |   |   |   | 379,050 |   |   |   | (14,874 | ) |
|                                                                           |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| INTEREST-BEARING  LIABILITIES                                        |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Checking accounts                                                              |   |                             | 264     |   |                            |   | 295 |   |   |   | (31 | ) |   |   | 688 |   |   |   | 819 |   |   |   | (131 | ) |
| Money market accounts                                                          |   |                             | 273     |   |                            |   | 4,383 |   |   |   | (4,110 | ) |   |   | 4,741 |   |   |   | 14,629 |   |   |   | (9,888 | ) |
| Savings deposits                                                               |   |                             | 210     |   |                            |   | 536 |   |   |   | (326 | ) |   |   | 1,265 |   |   |   | 1,991 |   |   |   | (726 | ) |
| Time deposits                                                                  |   |                             | 782     |   |                            |   | 8,137 |   |   |   | (7,355 | ) |   |   | (10,548 | ) |   |   | 28,528 |   |   |   | (39,076 | ) |
| Federal funds purchased                                                        |   |                             | (2      | )      |                            |   | (1 | ) |   |   | (1 | ) |   |   | (8 | ) |   |   | (4 | ) |   |   | (4 | ) |
| FHLB advances                                                                  |   |                             | (5,447  | )      |                            |   | (265 | ) |   |   | (5,182 | ) |   |   | (17,286 | ) |   |   | 6,214 |   |   |   | (23,500 | ) |
| Securities sold under repurchase agreements                                    |   |                             | 49      |   |                            |   | 346 |   |   |   | (297 | ) |   |   | 759 |   |   |   | 1,125 |   |   |   | (366 | ) |
| Subordinated debt and trust preferred securities                               |   |                             | (75     | )      |                            |   | - |   |   |   | (75 | ) |   |   | (1,388 | ) |   |   | - |   |   |   | (1,388 | ) |
| Other borrowings                                                               |   |                             | 497     |   |                            |   | 497 |   |   |   | - |   |   |   | 1,902 |   |   |   | 1,902 |   |   |   | - |   |
|                                                                           |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total interest expense                                                         |   |                             | (3,449  | )      |                            |   | 13,928 |   |   |   | (17,377 | ) |   |   | (19,875 | ) |   |   | 55,204 |   |   |   | (75,079 | ) |
|                                                                           |   |                             |    |   |                            |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| CHANGE IN NET INTEREST INCOME                                                  |   | $                                | 86,843  |   |                            | $      | 79,495 |   |   | $ | 7,348 |   |   | $ | 384,051 |   |   | $ | 323,846 |   |   | $ | 60,205 |   |

| (1)   | Changes in interest income/expense not arising from volume or rate variances are allocated proportionately to rate and volume. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                |   | Three Months Ended September 30, |   |   | Nine Months Ended September 30, |   |
|---------------------------------------------------------------------|--------|----------------------------------|--------|--------|---------------------------------|--------|
|                                                                |   | 2010                             |   |   | 2009                            |   |   | 2010 |   |   | 2009 |   |
|                                                                |   | (In thousands)                   |   |   | (In thousands)                  |   |
|                                                                |   |                             |   |   |                            |   |   |   |   |   |   |   |
| Noninterest income (loss):                                          |   |                             |   |   |                            |   |   |   |   |   |   |   |
| Increase (decrease) in FDIC indemnification asset and receivable    |   | $                                | 5,826  |   |                            | $      | - |   |   | $ | (47,170 | ) |   | $ | - |   |
| Net impairment loss on investment securities recognized in earnings |   |                             | (888   | )      |                            |   | (24,249 | ) |   |   | (10,329 | ) |   |   | (61,896 | ) |
| Gain on acquisitions                                                |   |                             | -      |   |                            |   | - |   |   |   | 27,571 |   |   |   | - |   |
| Net gain on sale of  investment securities                |   |                             | 2,791  |   |                            |   | 2,177 |   |   |   | 24,749 |   |   |   | 7,378 |   |
| Branch fees                                                         |   |                             | 7,976  |   |                            |   | 4,679 |   |   |   | 24,953 |   |   |   | 14,463 |   |
| Net gain on sale of loans                                           |   |                             | 4,177  |   |                            |   | 8 |   |   |   | 12,250 |   |   |   | 19 |   |
| Letters of credit fees and commissions                              |   |                             | 2,888  |   |                            |   | 1,984 |   |   |   | 8,493 |   |   |   | 5,768 |   |
| Ancillary loan fees                                                 |   |                             | 2,367  |   |                            |   | 1,227 |   |   |   | 6,425 |   |   |   | 4,812 |   |
| Income from life insurance policies                                 |   |                             | 1,101  |   |                            |   | 1,090 |   |   |   | 3,306 |   |   |   | 3,269 |   |
| Other operating income                                              |   |                             | 3,077  |   |                            |   | 1,204 |   |   |   | 6,301 |   |   |   | 1,902 |   |
|                                                                |   |                             |   |   |                            |   |   |   |   |   |   |   |   |   |   |   |
|    Total noninterest income (loss)                   |   | $                                | 29,315 |   |                            | $      | (11,880 | ) |   | $ | 56,549 |   |   | $ | (24,285 | ) |

----

|                                                           |   | Three Months Ended September 30, |   |   | Nine Months Ended September 30, |   |
|----------------------------------------------------------------|--------|----------------------------------|--------|--------|---------------------------------|--------|
|                                                           |   | 2010                             |   |   | 2009                            |   |   | 2010 |   |   | 2009 |   |
|                                                           |   | (In thousands)                   |   |   | (In thousands)                  |   |
|                                                           |   |                             |   |   |                            |   |   |   |   |   |   |   |
| Noninterest expense:                                           |   |                             |   |   |                            |   |   |   |   |   |   |   |
| Compensation and employee benefits                             |   | $                                | 38,693 |   |                            | $      | 15,875 |   |   | $ | 131,051 |   |   | $ | 49,492 |   |
| Other real estate owned expense                                |   |                             | 5,694  |   |                            |   | 767 |   |   |   | 44,689 |   |   |   | 16,480 |   |
| Occupancy and equipment expense                                |   |                             | 13,963 |   |                            |   | 6,262 |   |   |   | 39,022 |   |   |   | 19,950 |   |
| Deposit insurance premiums and regulatory assessments          |   |                             | 5,676  |   |                            |   | 6,057 |   |   |   | 21,785 |   |   |   | 18,950 |   |
| Prepayment penalty for FHLB advances                           |   |                             | -      |   |                            |   | - |   |   |   | 13,832 |   |   |   | - |   |
| Legal expense                                                  |   |                             | 5,301  |   |                            |   | 1,323 |   |   |   | 14,391 |   |   |   | 4,856 |   |
| Loan related expenses                                          |   |                             | 6,316  |   |                            |   | 2,197 |   |   |   | 14,567 |   |   |   | 5,274 |   |
| Amortization of premiums on deposits acquired                  |   |                             | 3,352  |   |                            |   | 1,069 |   |   |   | 10,046 |   |   |   | 3,286 |   |
| Amortization of investments in affordable housing partnerships |   |                             | 1,442  |   |                            |   | 1,709 |   |   |   | 7,117 |   |   |   | 5,121 |   |
| Data processing                                                |   |                             | 2,646  |   |                            |   | 1,079 |   |   |   | 8,174 |   |   |   | 3,362 |   |
| Consulting expense                                             |   |                             | 1,612  |   |                            |   | 759 |   |   |   | 5,672 |   |   |   | 1,879 |   |
| Other operating expenses                                       |   |                             | 15,250 |   |                            |   | 8,967 |   |   |   | 53,827 |   |   |   | 26,732 |   |
|                                                           |   |                             |   |   |                            |   |   |   |   |   |   |   |   |   |   |   |
|    Total noninterest expense                    |   | $                                | 99,945 |   |                            | $      | 46,064 |   |   | $ | 364,173 |   |   | $ | 155,382 |   |
|                                                           |   |                             |   |   |                            |   |   |   |   |   |   |   |   |   |   |   |
| Efficiency ratio (1)                                           |   |                             | 47.64  | %      |                            |   | 39.99 | % |   |   | 54.30 | % |   |   | 48.67 | % |

| (1)   | Represents noninterest expense, excluding amortization of premiums on deposits acquired, amortization of investments in affordable housing partnerships and prepayment penalty for Federal Home Loan Bank advances, divided by the aggregate of net interest income before provision for loan losses, excluding non-recurring adjustments, and noninterest income, excluding net impairment loss on investment securities recognized in earnings, decrease in FDIC indemnification asset and receivable, and gain on acquisitions. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|                                                                                                   |   |                   |      |   |       |   |   | After One  |   |   | After Five |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |
|--------------------------------------------------------------------------------------------------------|--------|------------------------|-----------|--------|------------|--------|--------|------------|--------|--------|------------|--------|--------|---------------|--------|--------|--------|--------|---------|--------|--------|--------|--------|--------|--------|--------|---------|
|                                                                                                   |   | Within                 |      |   | But Within |   |   | But Within |   |   | After      |   |   | Indeterminate |   |   |   |   |    |   |   |
|                                                                                                   |   | One Year               |      |   | Five Years |   |   | Ten Years  |   |   | Ten Years  |   |   | Maturity      |   |   | Total  |   |
|                                                                                                   |   | Amount                 |      |   | Yield      |   |   | Amount     |   |   | Yield      |   |   | Amount        |   |   | Yield  |   |    | Amount |   |   | Yield  |   |   | Amount |    |   | Yield |   |   | Amount |   |   | Yield |   |
|                                                                                                   |   | (Dollars in thousands) |      |
| As of September 30, 2010                                                                               |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |
| Available-for-sale                                                                                     |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |
| U.S. Treasury securities                                                                               |   | $                      | 1,001     |   |       |   | 0.43   | %          |   | $      | 20,739     |   |   |          | 2.10   | %      |   | $      | -       |   |   |   | -      |   |   | $      | -       |   |   |   | - |   |   | $ | - |   |   |   | - |   |   | $ | 21,740 |   |   |   | 2.02 | % |
| U.S. Government agency and U.S. Government  sponsored enterprise debt securities             |   |                   | 911,234   |   |       |   | 1.50   | %          |   |   | 272,824    |   |   |          | 1.24   | %      |   |   | -       |   |   |   | 0.00   | %      |   |   | 22,777  |   |   |   | 2.90 | % |   |   | - |   |   |   | - |   |   |   | 1,206,835 |   |   |   | 1.47 | % |
| U.S. Government agency and U.S. Government  sponsored enterprise mortgage-backed securities: |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Commercial mortgage-backed securities                                                                  |   |                   | -         |   |       |   | -      |       |   |   | 1,989      |   |   |          | 6.33   | %      |   |   | 8,596   |   |   |   | 4.49   | %      |   |   | 9,910   |   |   |   | 4.29 | % |   |   | - |   |   |   | - |   |   |   | 20,495 |   |   |   | 4.57 | % |
| Residential mortgage-backed securities                                                                 |   |                   | 2,570     |   |       |   | -      |       |   |   | -          |   |   |          | -      |   |   |   | 26,223  |   |   |   | 4.02   | %      |   |   | 310,214 |   |   |   | 3.83 | % |   |   | - |   |   |   | - |   |   |   | 339,007 |   |   |   | 3.81 | % |
| Municipal securities                                                                                   |   |                   | -         |   |       |   | -      |       |   |   | -          |   |   |          | -      |   |   |   | -       |   |   |   | -      |   |   |   | -       |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Other residential mortgage-backed securities:                                                          |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                                                                       |   |                   | -         |   |       |   | -      |       |   |   | -          |   |   |          | -      |   |   |   | -       |   |   |   | -      |   |   |   | -       |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Non-investment grade                                                                                   |   |                   | -         |   |       |   | -      |       |   |   | -          |   |   |          | -      |   |   |   | -       |   |   |   | -      |   |   |   | 12,834  |   |   |   | 6.37 | % |   |   | - |   |   |   | - |   |   |   | 12,834 |   |   |   | 6.37 | % |
| Corporate debt securities:                                                                             |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Investment grade                                                                                       |   |                   | 188,088   |   |       |   | 2.14   | %          |   |   | 343,487    |   |   |          | 3.48   | %      |   |   | 529,729 |   |   |   | 3.81   | %      |   |   | 114,127 |   |   |   | 3.20 | % |   |   | - |   |   |   | - |   |   |   | 1,175,431 |   |   |   | 3.39 | % |
| Non-investment grade                                                                                   |   |                   | 10,855    |   |       |   | 6.88   | %          |   |   | -          |   |   |          | -      |   |   |   | -       |   |   |   | -      |   |   |   | 13,744  |   |   |   | 1.47 | % |   |   | - |   |   |   | - |   |   |   | 24,599 |   |   |   | 4.42 | % |
| U.S. Government sponsored enterprise equity securities                                                 |   |                   | -         |   |       |   | -      |       |   |   | -          |   |   |          | -      |   |   |   | -       |   |   |   | -      |   |   |   | -       |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Other securities                                                                                       |   |                   | 11,716    |   |       |   | 3.20   | %          |   |   | 21,757     |   |   |          | 8.17   | %      |   |   | 37,005  |   |   |   | 6.35   | %      |   |   | 35,930  |   |   |   | 6.85 | % |   |   | - |   |   |   | - |   |   |   | 106,408 |   |   |   | 6.54 | % |
|                                                                                                   |   |                   |      |   |       |   |   |       |   |   |       |   |   |          |   |   |   |   |    |   |   |   |   |   |   |   |    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total investment securities available-for-sale                                                         |   | $                      | 1,125,464 |   |       |   |   |       |   | $      | 660,796    |   |   |          |   |   |   | $      | 601,553 |   |   |   |   |   |   | $      | 519,536 |   |   |   |   |   |   | $ | - |   |   |   |   |   |   | $ | 2,907,349 |   |   |   |   |   |

----

----

|                                                              |   | September 30, 2010     |      |   | December 31, 2009 |   |
|-------------------------------------------------------------------|--------|------------------------|-----------|--------|-------------------|--------|
|                                                              |   | Amount                 |      |   | Percent           |   |   | Amount |   |   | Percent |   |
|                                                              |   | (Dollars in thousands) |      |
| Real estate loans:                                                |   |                   |      |
| Residential single-family                                         |   | $                      | 1,057,697 |   |              |   | 12.3 | % |   | $ | 930,392 |   |   |   | 10.9 | % |
| Residential multifamily                                           |   |                   | 971,155   |   |              |   | 11.3 | % |   |   | 1,022,383 |   |   |   | 12.0 | % |
| Commercial and  industrial real estate,  land |   |                   | 3,674,523 |   |              |   | 42.7 | % |   |   | 3,964,622 |   |   |   | 46.6 | % |
| Construction                                                      |   |                   | 313,787   |   |              |   | 3.6 | % |   |   | 455,142 |   |   |   | 5.4 | % |
|                                                              |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total real estate loans                                           |   |                   | 6,017,162 |   |              |   | 69.9 | % |   |   | 6,372,539 |   |   |   | 75.0 | % |
|                                                              |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Other loans:                                                      |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business                                               |   |                   | 1,416,313 |   |              |   | 16.5 | % |   |   | 1,283,182 |   |   |   | 15.1 | % |
| Trade finance                                                     |   |                   | 279,860   |   |              |   | 3.3 | % |   |   | 220,528 |   |   |   | 2.6 | % |
| Automobile                                                        |   |                   | 4,969     |   |              |   | 0.1 | % |   |   | 6,817 |   |   |   | 0.1 | % |
| Student loans                                                     |   |                   | 641,495   |   |              |   | 7.5 | % |   |   | 395,151 |   |   |   | 4.6 | % |
| Other consumer                                                    |   |                   | 239,660   |   |              |   | 2.8 | % |   |   | 222,816 |   |   |   | 2.6 | % |
|                                                              |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total other loans                                                 |   |                   | 2,582,297 |   |              |   | 30.1 | % |   |   | 2,128,494 |   |   |   | 25.0 | % |
| Total gross loans                                                 |   |                   | 8,599,459 |   |              |   | 100.0 | % |   |   | 8,501,033 |   |   |   | 100.0 | % |
|                                                              |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
|                                                              |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Unearned fees, premiums,                                          |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| and discounts, net                                                |   |                   | (52,391   | )      |              |   |   |   |   |   | (43,529 | ) |   |   |   |   |
| Allowance for loan losses                                         |   |                   |      |   |              |   |   |   |   |   |   |   |   |   |   |   |
| for non-covered loans                                             |   |                   | (240,286  | )      |              |   |   |   |   |   | (238,833 | ) |   |   |   |   |
| Loans held for sale                                               |   |                   | 16,902    |   |              |   |   |   |   |   | 28,014 |   |   |   |   |   |
| Loan receivable, net                                              |   | $                      | 8,323,684 |   |              |   |   |   |   | $ | 8,246,685 |   |   |   |   |   |

----

----

|                                                             |   | September 30,          |    |   | December 31, |   |
|------------------------------------------------------------------|--------|------------------------|---------|--------|--------------|--------|
|                                                             |   | 2010                   |    |   | 2009         |   |
|                                                             |   | (Dollars in thousands) |    |
|                                                             |   |                   |    |   |         |   |
| Non-covered nonaccrual loans                                     |   | $                      | 179,384 |   |         | $      | 173,180 |   |
| Non-covered loans past due 90 days or more but not on nonaccrual |   |                   | -       |   |         |   | - |   |
| Total non-covered nonperforming loans                            |   |                   | 179,384 |   |         |   | 173,180 |   |
|                                                             |   |                   |    |   |         |   |   |   |
| Non-covered other real estate owned, net                         |   |                   | 16,936  |   |         |   | 13,832 |   |
| Total non-covered nonperforming assets                           |   | $                      | 196,320 |   |         | $      | 187,012 |   |
|                                                             |   |                   |    |   |         |   |   |   |
| Non-covered performing restructured loans                        |   | $                      | 71,460  |   |         | $      | 114,013 |   |
|                                                             |   |                   |    |   |         |   |   |   |
| Total non-covered nonperforming assets to total assets           |   |                   | 0.96    | %      |         |   | 0.91 | % |
| Allowance for loan losses on non-covered loans to                |   |                   |    |   |         |   |   |   |
| non-covered nonperforming loans                                  |   |                   | 133.95  | %      |         |   | 137.91 | % |
| Non-covered nonperforming loans to total gross non-covered loans |   |                   | 2.09    | %      |         |   | 2.04 | % |

----

|                                             |   | September 30, 2010     |    |   | December 31, 2009 |   |
|--------------------------------------------------|--------|------------------------|---------|--------|-------------------|--------|
|                                             |   | Amount                 |    |   | Percent           |   |   | Amount |   |   | Percent |   |
|                                             |   | (Dollars in thousands) |    |
| Impaired real estate loans:                      |   |                   |    |
| Residential single-family                        |   | $                      | 5,359   |   |              |   | 3.0 | % |   | $ | 3,262 |   |   |   | 1.7 | % |
| Residential multifamily                          |   |                   | 16,649  |   |              |   | 9.2 | % |   |   | 10,631 |   |   |   | 5.6 | % |
| Commercial and  industrial real estate |   |                   | 60,606  |   |              |   | 33.6 | % |   |   | 35,766 |   |   |   | 18.7 | % |
| Land                                             |   |                   | 47,204  |   |              |   | 26.2 | % |   |   | 69,845 |   |   |   | 36.5 | % |
| Construction                                     |   |                   | 23,333  |   |              |   | 12.9 | % |   |   | 34,311 |   |   |   | 17.9 | % |
|                                             |   |                   |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total impaired real estate loans                 |   |                   | 153,151 |   |              |   | 84.8 | % |   |   | 153,815 |   |   |   | 80.3 | % |
|                                             |   |                   |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Other impaired loans:                            |   |                   |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Commercial business                              |   |                   | 26,737  |   |              |   | 14.8 | % |   |   | 37,377 |   |   |   | 19.5 | % |
| Trade finance                                    |   |                   | -       |   |              |   | 0.0 | % |   |   | - |   |   |   | 0.0 | % |
| Automobile                                       |   |                   | -       |   |              |   | 0.0 | % |   |   | - |   |   |   | 0.0 | % |
| Student loans                                    |   |                   |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Other consumer                                   |   |                   | 517     |   |              |   | 0.3 | % |   |   | 260 |   |   |   | 0.1 | % |
|                                             |   |                   |    |   |              |   |   |   |   |   |   |   |   |   |   |   |
| Total other impaired loans                       |   |                   | 27,254  |   |              |   | 15.2 | % |   |   | 37,637 |   |   |   | 19.7 | % |
| Total gross impaired loans                       |   |                   | 180,405 |   |              |   | 100.0 | % |   |   | 191,452 |   |   |   | 100.0 | % |

----

|                                        |   | September 30, 2010     |    |   | December 31, 2009          |   |
|---------------------------------------------|--------|------------------------|---------|--------|----------------------------|--------|
|                                        |   | Amount                 |    |   | % of total loans allocated |   |   | Amount |   |   | % of total loans allocated |   |
|                                        |   | (Dollars in thousands) |    |
|                                        |   |                   |    |   |                       |   |   |   |   |   |   |   |
| Residential single-family                   |   | $                      | 25,930  |   |                       |   | 12.3 | % |   | $ | 18,693 |   |   |   | 10.9 | % |
| Residential multifamily                     |   |                   | 18,799  |   |                       |   | 11.3 | % |   |   | 19,332 |   |   |   | 12.0 | % |
| Commercial and industrial real estate, land |   |                   | 96,786  |   |                       |   | 42.7 | % |   |   | 110,628 |   |   |   | 46.6 | % |
| Construction                                |   |                   | 42,709  |   |                       |   | 3.6 | % |   |   | 36,963 |   |   |   | 5.4 | % |
| Commercial business                         |   |                   | 49,333  |   |                       |   | 16.5 | % |   |   | 43,774 |   |   |   | 15.1 | % |
| Trade finance                               |   |                   | 7,024   |   |                       |   | 3.3 | % |   |   | 6,713 |   |   |   | 2.6 | % |
| Automobile                                  |   |                   | 59      |   |                       |   | 0.1 | % |   |   | 75 |   |   |   | 0.1 | % |
| Student loans (1)                           |   |                   | -       |   |                       |   | 7.5 | % |   |   | - |   |   |   | 4.6 | % |
| Other consumer                              |   |                   | 3,546   |   |                       |   | 2.8 | % |   |   | 2,655 |   |   |   | 2.6 | % |
| Total (2)                                   |   | $                      | 244,186 |   |                       |   | 100.0 | % |   | $ | 238,833 |   |   |   | 100.0 | % |

| (1)   | Included in consumer loans are Federal Family Education Loan Program (FFELP) student loans. FFELP student loans are guaranteed by the U.S. Department of Education. Because of the guarantee there is no allowance allocated for these loans. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2)   | Included in the allowance is $3.9 million related to covered loans at September 30, 2010. This allowance is related to drawdowns on commitments that were in existence as of the acquisition dates and, therefore, are covered under the shared-loss agreements with the FDIC. Allowance on these subsequent drawdowns is accounted for as part of our analysis of the adequacy of the allowance. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                                   |   | September 30,          |       |   | December 31, |   |       | Increase (Decrease) |   |
|----------------------------------------------------------------------------------------|--------|------------------------|------------|--------|--------------|--------|------------|---------------------|--------|
|                                                                                   |   | 2010                   |       |   | 2009         |   |       | Amount              |   |   | Percentage |   |
|                                                                                   |   | (Dollars in thousands) |       |
|                                                                                   |   |                   |       |   |         |   |       |                |   |   |   |   |
| Core deposits:                                                                         |   |                   |       |   |         |   |       |                |   |   |   |   |
|     Noninterest-bearing demand                                     |   | $                      | 2,571,750  |   |         | $      | 2,291,259  |                |   | $ | 280,491 |   |   |   | 12.2 | % |
|     Interest-bearing checking                                      |   |                   | 762,633    |   |         |   | 667,177    |                |   |   | 95,456 |   |   |   | 14.3 | % |
|     Money market                                                   |   |                   | 4,190,448  |   |         |   | 3,138,866  |                |   |   | 1,051,582 |   |   |   | 33.5 | % |
|     Savings                                                        |   |                   | 955,279    |   |         |   | 991,520    |                |   |   | (36,241 | ) |   |   | (3.7 | )% |
|                                                                                   |   |                   |       |   |         |   |       |                |   |   |   |   |   |   |   |   |
|         Total core deposits                    |   |                   | 8,480,110  |   |         |   | 7,088,822  |                |   |   | 1,391,288 |   |   |   | 19.6 | % |
|                                                                                   |   |                   |       |   |         |   |       |                |   |   |   |   |   |   |   |   |
| Time deposits                                                                          |   |                   | 6,817,861  |   |         |   | 7,898,791  |                |   |   | (1,080,930 | ) |   |   | (13.7 | )% |
|                                                                                   |   |                   |       |   |         |   |       |                |   |   |   |   |   |   |   |   |
|             Total deposits |   | $                      | 15,297,971 |   |         | $      | 14,987,613 |                |   | $ | 310,358 |   |   |   | 2.1 | % |

----

|                                             |   | Payment Due by Period |      |
|--------------------------------------------------|--------|-----------------------|-----------|
|                                             |   | Less than             |      |   |   |   |   |   |   |   | After |   |   | Indeterminate |   |   |   |   |
| Contractual Obligations                          |   | 1 year                |      |   | 1-3 years |   |   | 3-5 years |   |   | 5 years |   |   | Maturity |   |   | Total |   |
|                                             |   | (In thousands)        |      |
|                                             |   |                  |      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Deposits                                         |   | $                     | 6,325,727 |   |   | $ | 491,151 |   |   | $ | 98,035 |   |   | $ | 69 |   |   | $ | 8,584,035 |   |   | $ | 15,499,017 |   |
| Federal funds purchased                          |   |                  | 22        |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |   |   | 22 |   |
| FHLB advances                                    |   |                  | 82,584    |   |   |   | 267,049 |   |   |   | 175,729 |   |   |   | 598,098 |   |   |   | - |   |   |   | 1,123,460 |   |
| Securities sold under repurchase agreements |   |                  | 94,274    |   |   |   | 94,822 |   |   |   | 214,154 |   |   |   | 912,844 |   |   |   | - |   |   |   | 1,316,094 |   |
| Notes payable                                    |   |                  |      |   |   |   |   |   |   |   | - |   |   |   | - |   |   |   | 45,223 |   |   |   | 45,223 |   |
| Long-term debt obligations                       |   |                  | 6,595     |   |   |   | 13,189 |   |   |   | 88,168 |   |   |   | 259,103 |   |   |   | - |   |   |   | 367,055 |   |
| Operating lease obligations                      |   |                  | 20,921    |   |   |   | 37,348 |   |   |   | 26,319 |   |   |   | 27,494 |   |   |   | - |   |   |   | 112,082 |   |
| Unrecognized tax benefits                        |   |                  | (2,662    | ) |   |   | (3,912 | ) |   |   | (2,060 | ) |   |   | - |   |   |   | - |   |   |   | (8,634 | ) |
| Postretirement benefit payments                  |   |                  | 508       |   |   |   | 2,140 |   |   |   | 2,512 |   |   |   | 47,034 |   |   |   | - |   |   |   | 52,194 |   |
| Total contractual obligations                    |   | $                     | 6,527,969 |   |   | $ | 901,787 |   |   | $ | 602,857 |   |   | $ | 1,844,642 |   |   | $ | 8,629,258 |   |   | $ | 18,506,513 |   |

|                         |   | Commitments Outstanding |   |
|------------------------------|--------|-------------------------|--------|
|                         |   | (In millions)           |   |
|                         |   |                    |   |
| Undisbursed loan commitments |   | $                       | 1,852  |   |
| Standby letters of credit    |   |                    | 655    |   |
| Commercial letters of credit |   |                    | 68     |   |

----

|   | Risk-Based Capital |
|--------|--------------------|

|                                     |      |   |      |   | Minimum      |   | Well         |
|------------------------------------------|-----------|--------|-----------|--------|--------------|--------|--------------|
|                                     | East West |   | East West |   | Regulatory   |   | Capitalized  |
|                                     | Bancorp   |   | Bank      |   | Requirements |   | Requirements |
|                                     |      |   |      |   |         |   |         |
| Total Capital (to Risk-Weighted Assets)  | 19.7%     |   | 18.2%     |   | 8.0%         |   | 10.0%        |
| Tier 1 Capital (to Risk-Weighted Assets) | 17.9%     |   | 16.4%     |   | 4.0%         |   | 6.0%         |
| Tier 1 Capital (to Average Assets)       | 10.8%     |   | 9.6%      |   | 4.0%         |   | 5.0%         |

----

----

|                     |   | Net Interest Income |   | Net Portfolio Value |
|--------------------------|--------|---------------------|--------|---------------------|
|                     |   | Volatility (1)      |   | Volatility (2)      |
| Change in Interest Rates |   | September 30,       |   | December 31,        |   | September 30, |   | December 31, |
| (Basis Points)           |   | 2010                |   | 2009                |   | 2010 |   | 2009 |
| +200                     |   | (2.6)%              |   | 1.5 %               |   | (4.9)% |   | (4.3)% |
| +100                     |   | (2.5)%              |   | 0.3 %               |   | (2.6)% |   | (2.2)% |
| -100                     |   | 5.6 %               |   | 3.9 %               |   | (0.5)% |   | 1.6 % |
| -200                     |   | 5.6 %               |   | 6.8 %               |   | (4.7)% |   | 1.1 % |

| (1)   | The percentage change represents net interest income for twelve months in a stable interest rate environment versus net interest income in the various rate scenarios. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2)   | The percentage change represents net portfolio value of the Bank in a stable interest rate environment versus net portfolio value in the various rate scenarios. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                                                                              |   |                                        |      |   |   |   |    |          |   |   |    |   |   |   |    |   |       |   |    |   |   |   | Fair Value at |   |
|-----------------------------------------------------------------------------------|--------|---------------------------------------------|-----------|--------|--------|--------|---------|---------------|--------|--------|---------|--------|--------|--------|---------|--------|------------|--------|---------|--------|--------|--------|---------------|--------|
|                                                                              |   | Expected Maturity or Repricing Date by Year |      |   |   |   |    | September 30, |   |
|                                                                              |   | Year 1                                      |      |   | Year 2 |   |    | Year 3        |   |   | Year 4  |   |   | Year 5 |    |   | Thereafter |   |    | Total  |   |   | 2010          |   |
|                                                                              |   | (In thousands)                              |      |
| Assets:                                                                           |   |                                        |      |   |   |   |    |          |   |   |    |   |   |   |    |   |       |   |    |   |   |   |          |   |
| CD investments                                                                    |   | $                                           | 319,789   |   |   | $      | 8,092   |          |   |   | -       |   |   |   | 250     |   |       | $      | -       |   |   |   | -             |   |   | $ | 328,131 |   |   | $ | 392,183 |   |
| Average yield (fixed rate)                                                        |   |                                        | 1.64      | %      |   |   | 1.72    | %             |   |   | -       |   |   |   | 4.00    | %      |       |   | -       |   |   |   | -             |   |   |   | 1.65 | % |   |   |   |   |
| Short-term investments                                                            |   | $                                           | 61,846    |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 61,846 |   |   | $ | 61,846 |   |
| Weighted average rate                                                             |   |                                        | 0.99      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.99 | % |   |   |   |   |
| Securities purchased under  resale agreements                           |   | $                                           | 688,984   |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 688,984 |   |   | $ | 689,260 |   |
| Weighted average rate                                                             |   |                                        | 1.10      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 1.10 | % |   |   |   |   |
| Investment securities available-for-sale  (fixed rate)                  |   | $                                           | 356,121   |   |   | $      | 124,950 |          |   | $      | 47,760  |   |   | $      | 35,401  |   |       | $      | 120,158 |   |   | $      | 433,176       |   |   | $ | 1,117,566 |   |   | $ | 1,123,023 |   |
| Weighted average rate                                                             |   |                                        | 3.95      | %      |   |   | 5.06    | %             |   |   | 5.63    | %      |   |   | 3.32    | %      |       |   | 5.26    | %      |   |   | 5.45          | %      |   |   | 4.85 | % |   |   |   |   |
| Investment securities available-for-sale  (variable rate) (1)           |   | $                                           | 831,157   |   |   | $      | 152,950 |          |   | $      | 114,681 |   |   | $      | 133,542 |   |       | $      | 198,379 |   |   | $      | 350,707       |   |   | $ | 1,781,416 |   |   | $ | 1,784,327 |   |
| Weighted average rate                                                             |   |                                        | 2.38      | %      |   |   | 3.42    | %             |   |   | 1.93    | %      |   |   | 1.91    | %      |       |   | 2.83    | %      |   |   | 2.65          | %      |   |   | 2.51 | % |   |   |   |   |
| Total covered gross loans                                                         |   | $                                           | 4,379,303 |   |   | $      | 734,419 |          |   | $      | 507,362 |   |   | $      | 189,589 |   |       | $      | 148,098 |   |   | $      | 273,305       |   |   | $ | 6,232,075 |   |   | $ | 5,387,237 |   |
| Weighted average rate                                                             |   |                                        | 4.81      | %      |   |   | 6.14    | %             |   |   | 6.22    | %      |   |   | 6.17    | %      |       |   | 5.60    | %      |   |   | 4.10          | %      |   |   | 5.11 | % |   |   |   |   |
| Total non-covered gross loans                                                     |   | $                                           | 6,713,336 |   |   | $      | 655,638 |          |   | $      | 387,098 |   |   | $      | 233,525 |   |       | $      | 146,937 |   |   | $      | 510,646       |   |   | $ | 8,647,180 |   |   | $ | 8,633,344 |   |
| Weighted average rate                                                             |   |                                        | 5.18      | %      |   |   | 5.82    | %             |   |   | 6.07    | %      |   |   | 6.11    | %      |       |   | 6.20    | %      |   |   | 4.84          | %      |   |   | 5.29 | % |   |   |   |   |
|                                                                              |   |                                        |      |   |   |   |    |          |   |   |    |   |   |   |    |   |       |   |    |   |   |   |          |   |   |   |   |   |   |   |   |   |
| Liabilities:                                                                      |   |                                        |      |   |   |   |    |          |   |   |    |   |   |   |    |   |       |   |    |   |   |   |          |   |   |   |   |   |   |   |   |   |
| Checking accounts                                                                 |   | $                                           | 762,633   |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 762,633 |   |   | $ | 658,410 |   |
| Weighted average rate                                                             |   |                                        | 0.25      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.25 | % |   |   |   |   |
| Money market accounts                                                             |   | $                                           | 4,190,448 |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 4,190,448 |   |   | $ | 4,107,534 |   |
| Weighted average rate                                                             |   |                                        | 0.61      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.61 | % |   |   |   |   |
| Savings deposits                                                                  |   | $                                           | 955,278   |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 955,278 |   |   | $ | 834,882 |   |
| Weighted average rate                                                             |   |                                        | 0.26      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.26 | % |   |   |   |   |
| Time deposits                                                                     |   | $                                           | 6,256,887 |   |   |   | 408,163 |          |   |   | 61,782  |   |   |   | 35,699  |   |       |   | 55,284  |   |   |   | 45            |   |   | $ | 6,817,861 |   |   | $ | 6,827,216 |   |
| Weighted average rate                                                             |   |                                        | 1.18      | %      |   |   | 1.66    | %             |   |   | 2.74    | %      |   |   | 1.94    | %      |       |   | 1.52    | %      |   |   | 4.08          | %      |   |   | 1.23 | % |   |   |   |   |
| Short-term borrowings                                                             |   | $                                           | 22        |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 22 |   |   | $ | 22 |   |
| Weighted average rate                                                             |   |                                        | 0.20      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.20 | % |   |   |   |   |
| FHLB advances (term)                                                              |   | $                                           | 45,000    |   |   | $      | 100,000 |          |   | $      | 100,000 |   |   | $      | 125,000 |   |       |   | -       |   |   | $      | 575,000       |   |   | $ | 945,000 |   |   | $ | 1,037,512 |   |
| Weighted average rate                                                             |   |                                        | 4.77      | %      |   |   | 1.03    | %             |   |   | 4.64    | %      |   |   | 4.43    | %      |       |   | -       |   |   |   | 4.26          | %      |   |   | 4.01 | % |   |   |   |   |
| Short-term repurchase agreements                                                  |   | $                                           | 50,664    |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 50,664 |   |   | $ | 50,664 |   |
| Weighted average rate                                                             |   |                                        | 0.51      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 0.51 | % |   |   |   |   |
| Securities sold under repurchase  agreements (fixed rate)               |   |                                        | -         |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | 120,000 |   |   | $      | 825,000       |   |   | $ | 945,000 |   |   | $ | 1,172,042 |   |
| Weighted average rate                                                             |   |                                        | -         |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | 4.44    | %      |   |   | 4.85          | %      |   |   | 4.80 | % |   |   |   |   |
| Securities sold under repurchase  agreements  (variable rate) |   | $                                           | 50,000    |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 50,000 |   |   | $ | 57,186 |   |
| Weighted average rate                                                             |   |                                        | 4.15      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 4.15 | % |   |   |   |   |
| Subordinated notes (variable rate)                                                |   | $                                           | 75,000    |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 75,000 |   |   | $ | 55,895 |   |
| Weighted average rate                                                             |   |                                        | 1.60      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 1.60 | % |   |   |   |   |
| Junior subordinated debt (fixed rate)                                             |   |                                        | -         |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   | $      | 21,392        |   |   | $ | 21,392 |   |   | $ | 24,985 |   |
| Weighted average rate                                                             |   |                                        | -         |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | 10.91         | %      |   |   | 10.91 | % |   |   |   |   |
| Junior subordinated debt (variable rate)                                          |   | $                                           | 139,178   |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 139,178 |   |   | $ | 41,227 |   |
| Weighted average rate                                                             |   |                                        | 2.07      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 2.07 | % |   |   |   |   |
| Other borrowing (variable rate)                                                   |   | $                                           | 28,305    |   |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   | $ | 28,305 |   |   | $ | 28,349 |   |
| Weighted average rate                                                             |   |                                        | 2.01      | %      |   |   | -       |          |   |   | -       |   |   |   | -       |   |       |   | -       |   |   |   | -             |   |   |   | 2.01 | % |   |   |   |   |

| (1)   | Includes hybrid securities that have fixed interest rates for the first three or five years.  Thereafter, interest rates become adjustable based on a predetermined index. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|               |   |          |    |   |       |   |    | Total Number       |   |   | Approximate Dollar     |   |
|--------------------|--------|---------------|---------|--------|------------|--------|---------|--------------------|--------|--------|------------------------|--------|
|               |   | Total         |    |   |       |   |    | of Shares          |   |   | Value in Millions of   |   |
|               |   | Number        |    |   | Average    |   |    | Purchased as       |   |   | Shares that May Yet Be |   |
|               |   | of Shares     |    |   | Price Paid |   |    | Part of Publicly   |   |   | Purchased Under        |   |
| Month Ended        |   | Purchased (1) |    |   | per Share  |   |    | Announced Programs |   |   | the Programs (2)       |   |
| July 31, 2010      |   |          | — |   |       | $      | — |               |   |   | —                |   |   | $ | 26.2 |   |
| August 31, 2010    |   |          | — |   |       |   | — |               |   |   | —                |   |   |   | 26.2 |   |
| September 30, 2010 |   |          | — |   |       |   | — |               |   |   | —                |   |   |   | 26.2 |   |
| Total              |   |          | — |   |       | $      | — |               |   |   | —                |   |   | $ | 26.2 |   |

| (1)   | Excludes 112,252 in repurchased shares totaling $958 thousand due to forfeitures and vesting of restricted stock awards pursuant to the Company’s 1998 Stock Incentive Plan. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| (2)   | During the first quarter of 2007, the Company’s Board of Directors announced a repurchase program authorizing the repurchase of up to $80.0 million of its common stock.  This repurchase program has no expiration date and, to date, 1,392,176 shares totaling $53.8 million have been purchased under this program. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| (i) Exhibit 31.1   | Chief Executive Officer Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002                                                 |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|
| (ii) Exhibit 31.2  | Chief Financial Officer Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002                                                 |
| (iii) Exhibit 32.1 | Chief Executive Officer Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002  |
| (iv) Exhibit 32.2  | Chief Financial Officer Certification Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002  |

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|   | SIGNATURE |
|--------|-----------|

|   | EAST WEST BANCORP, INC.                                                                                                                                                                                                                                                                                                                        |   |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|   | By: /s/ IRENE H. OH                                           Irene H. OhExecutive Vice President andChief Financial Officer |

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