To:
    
    Goldleaf Financial Solutions Inc9010 Overlook BlvdBrentwoodTN 370270000United StatesAttn:
    
    Scott MeyerhoffTelephone:
    
    678 910 3730Fax:
    
    678 966 0844From:
    
    Bank of America, N.A.233 South Wacker Drive  Suite 2800ChicagoIllinois 60606U.S.A.Department:
    
    Swaps OperationsTelephone:
    
    (+1) 312 234 2732Fax:
    
    (+1) 866 255 1444Date:
    
    31st January 2008Our Reference No:
    
    50228264Reference Name:
    
    Douglas ThorntonInternal Tracking No:
    
    50228264Dear Sir/Madam,
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General Terms:
  Notional Amount:
    
    USD 20,000,000.00Trade Date:
    
    30th January 2008Effective Date:
    
    8th February 2008Termination Date:
    
    30th November 2009, subject to adjustment in accordance with
the Modified Following Business Day ConventionFixed Amounts:Fixed Rate Payer:
    
    Party BFixed Rate PayerPayment Dates:
    
    The 8th of each Month, commencing on 8th March 2008 and
ending on the Termination Date, subject to adjustment in
accordance with the Modified Following Business Day
ConventionFixed Rate:
    
    2.95000 per centFixed Rate DayCount Fraction:
    
    Actual/360
 Floating Amounts:
 Floating Rate Payer:
    
    Party AFloating Rate PayerPayment Dates:
    
    The 8th of each Month, commencing on 8th March 2008 and
ending on the Termination Date, subject to adjustment in
accordance with the Modified Following Business Day
ConventionFloating Rate for initialCalculation Period:
    
    to be determinedFloating Rate Option:
    
    USDLIBORBBA
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Designated Maturity:
    
    1 Month provided that Linear Interpolation will
apply to the
final Calculation PeriodSpread:
    
    NoneFloating Rate DayCount Fraction:
    
    Actual/360Reset Dates:
    
    First day of each Calculation PeriodBusiness Days:
    
    New YorkCalculation Agent:
    
    Party AOther Provisions:USA PATRIOT Act Notice. Party A hereby notifies Party B that pursuant to the requirements of the
USA Patriot Act (Title III of Pub. L. 10756 (signed into law
October 26, 2001)) (the Act), it
is required to obtain, verify and record information that identifies Party B, which information
includes the name and address of Party B and other information that will allow Party A to identify
Party B in accordance with the Act.Recording of Conversations:Each party to this Agreement acknowledges and agrees to the recording of conversations between
trading and marketing personnel of the parties to this Agreement whether by one or other or both of
the parties or their agents.
 Credit Support Document:
  3




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Cross Default Provision:
  Additional Termination Event:
    
    It shall be an Additional Termination Event
with respect to Party B as
the Affected Party if::(1) Party B fails to execute and deliver to
Party A an ISDA Master
Agreement, including the Schedule thereto,
in form and substance
satisfactory to Party A on or before 30 days
from the date hereof.
Party A shall have the right at any time
after said 30 day period to
designate an Early Termination Date. Failure
by Party A to designate
an Early Termination Date shall not
constitute a waiver of Party As
right to terminate this Transaction.(2) for any reason either Party As
obligation to lend under the Credit
Agreement is terminated or Party A ceases to
be a party to the Credit
Agreement.Account Details:As advised under separate cover with reference to this Confirmation, each party shall provide
appropriate payment instructions to the other party in writing and such instructions shall be
deemed to be incorporated into this Confirmation.Offices:The Office of Party A for thisTransaction is:
    
    Charlotte  NC, United StatesPlease send reset notices to fax no. (+1) 866 218 8487The Office of Party B for thisTransaction is:
    
    Brentwood  TN, United StatesGoverning Law:
    
    the laws of the State of New York (without reference to the conflict of the laws
provisions thereof)Please confirm that the foregoing correctly sets forth the terms and conditions of our agreement by
returning via telecopier an executed copy of this Confirmation in its entirety to the attention of
Global FX and Derivative Operations (fax no.(+1) 866 255
1444).
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Bank of America, N.A.
    
    Accepted and confirmed as of the date first written:Goldleaf Financial Solutions Inc
 Authorised Signatory
    
    By:Name:Title:Our Reference Number:               50228264
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