********A REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM**To the Partners of  Litton Loan Servicing LP: We have examined Litton Loan Servicing LP ("the Company's") compliance with the servicing criteria set forth in Item 1122 (d) of the Securities and Exchange Commission's Regulation AB for the Asset Backed Securities Platform ("the Platform") described in the accompanying Management's Report on Assessment of Compliance with SEC Regulation AB Servicing Criteria as of and for the year ended December 31, 2006, excluding criteria 1122 (d)(1)(iii), 1122 (d)(3)(i)(C), 1122 (d)(3)(ii) regarding the waterfall calculation, 1122 (d)(4)(i), 1122 (d)(4)(ii), and 1122 (d)(4)(xv), which management has determined are not applicable to the activities performed by the Company with respect to the Platform. Management is responsible for the Company's compliance with the servicing criteria. Our responsibility is to express an opinion on the Company's compliance with the servicing criteria based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants, as adopted by the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Company's compliance with the applicable servicing criteria, including tests on a sample basis of the servicing activities related to the Platform, determining whether the Company performed those selected activities in compliance with the servicing criteria during the specified period and performing such other procedures as we considered necessary in the circumstances. Our procedures were limited to selected servicing activities performed by the Company during the period covered by this report and, accordingly, such samples may not have included servicing activities related to each specific asset-backed transaction included in the Platform. Further, an examination is not designed to detect noncompliance arising from errors that may have occurred prior to the period specified above that may have affected the balances or amounts calculated or reported by the Company during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company's compliance with the servicing criteria. Our examination disclosed the following material noncompliance with the servicing criteria set forth in Item 1122 (d) of the Securities and Exchange Commission's Regulation AB applicable to the Company during the year ended December 31, 2006:  1122(d)(2)(vii)--*Reconciliations contain exceptions for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days as specified in the transaction agreements.* Our testing of reconciliations included certain reconciling items that were not resolved within 90 calendar days of their original identification on eleven of sixty-three investor bank account reconciliations selected for testing. The net of these reconciling items for those eleven reconciliations was $216,950.  ********- 2 - 1122(d)(4)(ix)--*Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.* Our testing of sixty-five adjustable rate mortgages revealed two instances for which the interest rate reset in the servicing system did not agree to the interest rates in the appropriate servicing index per the borrower's note documents. These were the result of incorrect information transferring from the prior servicer. Additionally, the same sixty-five mortgages selected for testing included one instance where the adjustable rate mortgage payment change date in the servicing system did not agree to the loan documents.  In our opinion, except for the material noncompliance described in the preceding paragraph, the Company complied, in all material respects, with the aforementioned applicable servicing criteria for the Asset Backed Securities Platform as of and for the year ended December 31, 2006.****S:\Deloitte & Touche LLP Houston, Texas February 27, 2007 Exhibit 34 b) Ernst & Young Logo Ernst & Young LLP  Phone: (612) 343-1000 220 South Sixth Street, Ste. 1400 www.ey.com Minneapolis, MN 55402-4509 Report of Independent Registered Public Accounting Firm We have examined management's assertion, included in the accompanying Report on Assessment of Compliance with SEC Regulation AB Servicing  Criteria, that U.S. Bank National Association (the Company) complied  with the servicing criteria set forth in Item 1122 (d) of the Securities and Exchange Commission's Regulation AB for the Corporate Trust Asset  Backed Securities platform (the Platform) as of and for the year ended  December 31, 2006, except for criteria 1122 (d)(1)(iii), 1122 (d)(4)(i),  1122 (d)(4)(ii), and 1122 (d)(4)(iv) through 1122 (d)(4)(xiv), which the Company has determined are not applicable to the activities  performed by them with respect to the servicing platform covered by this report. Management is responsible for the Company's compliance with those servicing criteria. Our responsibility is to express an opinion on management's assertion about the Company's compliance with the servicing criteria based on our examination. Our examination was conducted in accordance with standards of the Public  Company Accounting Oversight Board (United States) and, accordingly,  included examining, on a test basis, evidence about the Company's compliance with the applicable servicing criteria and performing such other procedures as  we considered necessary in the circumstances. Our examination included  testing of less than all of the individual asset backed transactions and  securities that comprise the Platform, testing of less than all of the servicing activities related to the Platform, and determining whether the Company  processed those selected transactions and performed those selected activities in compliance with the servicing criteria. Furthermore, our procedures were  limited to the selected transactions and servicing activities performed by the Company during the period covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or  subsequent to our tests that may have affected the balances or amounts  calculated or reported by the Company during the period covered by this  report for the selected transactions or any other transactions. We believe  that our examination provides a reasonable basis for our opinion. Our  examination does not provide a legal determination on the Company's  compliance with the servicing criteria. In our opinion, management's assertion that the Company complied with the aforementioned servicing criteria as of and for the year ended  December 31, 2006, for the Corporate Trust Asset Backed Securities  platform is fairly stated, in all material respects. /s/ Ernst & Young LLP February 26, 2007 Exhibit 34 c) [ERNST& YOUNG logo] Ernst & Young LLP Phone: (212) 773-3000 5 Times Square www.ey.com New York, New York 10036-6530 Report of Independent Registered Public Accounting Firm Board of Directors The Bank of New York We have examined management's assertion, included in the accompanying  Management's Report on Assertion of Compliance with Applicable Servicing  Criteria that The Bank of New York and The Bank of New York Trust Company,  N.A., (collectively, the "Company"), complied with the servicing criteria  set forth in Item 1122 (d) of the Securities and Exchange Commission's  Regulation AB for the publicly issued (i.e. transaction-level reporting  initially required under the Securities and Exchange Act of 1934, as  amended) residential mortgage-backed securities and other mortgage-related  asset-backed securities issued on or after January 1, 2006 (and like-kind  transactions issued prior to January 1, 2006) for which the Company provides  trustee, securities administration, paying agent, or custodial services  (the "Platform") as of and for the year ended December 31, 2006 except for  criteria 1122 (d)(l)(ii)-(iv), and 1122 (d)(4)(iv)-(xiii), which the Company  has determined are not applicable to the activities performed by them with  respect to the servicing Platform covered by this report. The Platform  includes like-kind transactions for which the Company provided trustee,  securities administration, paying agent or custodial services as a result of the Company's acquisition as of October 1, 2006 of portions of JPMorgan  Chase Bank, N.A.'s corporate trust business, including structured finance agency  and trust transactions. Management is responsible for the Company's compliance  with those servicing criteria. Our responsibility is to express an opinion  on management's assertion about the Company's compliance with the servicing  criteria based on our examination. Our examination was conducted in accordance with attestation standards  established by the American Institute of Certified Public Accountants, as  adopted by the Public Company Accounting Oversight Board (United States)  and, accordingly, included examining, on a test basis, evidence about the  Company's compliance with the applicable servicing criteria and performing  such other procedures as we considered necessary in the circumstances. Our  examination included testing of less than all of the individual transactions  and securities that comprise the platform, testing of less than all of the  servicing activities related to the Platform, and determining whether the  Company processed those selected transactions and performed those selected  activities in compliance with the servicing criteria and as permitted by the  Interpretation 17.06 of the SEC Division of Corporation Finance Manual of  Publicly Available Telephone Interpretations ("Interpretation 17.06").  Furthermore, our procedures were limited to the selected transactions and  servicing activities performed by the Company during the period covered by  this report. Our procedures were not designed to determine whether errors  may have occurred either prior to or subsequent to our tests that may have  affected the balances or amounts calculated or reported by the Company during  the period covered by this report for the selected transactions or any other  transactions. We believe that our examination provides a reasonable basis for  our opinion. Our examination does not provide a legal determination on the  Company's compliance with the servicing criteria. In our opinion, management's assertion that the Company complied with the  aforementioned servicing criteria, including servicing criteria for which  compliance is determined based on Interpretation 17.06 as described above,  as applicable, as of and for the year ended December 31, 2006 for the  Platform, is fairly stated, in all material respects. /s/: Ernst & Young LLP March 1, 2007**