MATERIAL CONTRACTS - SECURED MASTER NOTE FOR MULTIPLE ADVANCES

FOURTH MODIFICATION OF SECURED MASTER NOTE FOR MULTIPLE ADVANCES

On June 27, 2000 iSurrender.com (now "Full Moon Universe, Inc.), a California
corporation, executed a Secured Master Note for Multiple Advances (the "Note")
in the maximum amount not to exceed One Million Five Hundred Thousand and 00/100
Dollars ($1,500,000.00), together with interest at the rate of Nine and One-Half
percent (9.5%) thereon computed on the daily outstanding unpaid principal
balance.

On October 17, 2000  Payor and Zlotnick executed a Second Modification of
Secured Master Note for Multiple Advances pursuant to which the maximum amount
of the Note was increased to amount to an amount not to exceed One Million Eight
Hundred Seventy-five Thousand and 00/100 Dollars ($1,875,000.00).

On November 15, 2000 Payor executed a Third Modification of Secured Master Note
for Multiple Advances.

Payor has now received a total of One Million Eight Hundred Seventy-five
Thousand and 00/100 Dollars ($1,875,000.00) from Mr. Zlotnick. The monies have
been received by Payor on the following dates and in the following amounts:

Date               Amount
06/30/00          $400,000
07/20/00          $100,000
07/31/00          $300,000
08/15/00          $100,000
08/25/00          $350,000
09/08/00          $350,000
10/05/00          $175,000
10/19/00          $100,000

For mutual consideration, the receipt of which is hereby acknowledged, the Note
is hereby modified to modify the repayment and default provisions as follows:

FOR VALUE RECEIVED, without grace, Full Moon Universe, Inc., a California
corporation, ("Payor"), promises to pay to the order of Albert M. Zlotnick,
("Payee"), the unpaid principal sum of all advances made on this Fourth
Modification to Secured Master Note for Multiple Advances ("Modified Note") with
the maximum amount not to exceed One Million Eight Hundred Seventy-five Thousand
and 00/100 Dollars ($1,875,000.00) together with interest at the rate of Nine
and One-Half percent (9.5%) thereon computed on the daily outstanding unpaid
principal balance as follows:

A payment of $500,000 plus accrued interest shall be due on January 30, 2001. A
payment of $500,000 plus accrued interest accrued interest shall be due on May
31, 2001. A payment of $375,000 plus accrued interest accrued interest shall be
due on September 30, 2001. The remaining unpaid principal, including all
principal and accrued interest shall be due and payable on January 30, 2002.

In the event that the Share Exchange Agreement by and between Full Moon
Universe, Inc. and Cimarron-Grandview Group, Inc. is terminated, then the unpaid
principal and all accrued interest to date shall become due within ninety days
provided, however, that any monies due and payable under the terms of the Note
within said ninety day period shall not be delayed and shall remain due and
payable as set forth under the repayment terms of this Note.

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The unpaid principal shall be the total amount advanced hereunder, less the
amount of the principal payments made hereon.  The undersigned warrants that
this loan and all funds advanced hereunder are exclusively for commercial or
business purposes. This Modified Note is given to avoid the execution of an
individual note for each advance made by Payee.

Payor shall have the right to prepay principal at Payor's election without
penalty.  All payments shall be first applied to costs and late charges, if any,
and then to accrued interest, if any, and the remainder to principal.

If Payor defaults in the payment of this Modified Note, or any part thereof, or
if Payor defaults under the terms of the Consulting Agreement between Payor and
Payee, a copy of which is attached hereto, then the principal sum with accrued
interest shall at once become due and collectable without notice, time being of
the essence of this Modified Note.  In the event of Payor's default in this
Modified Note or any payment thereof, the Modified Note shall then bear interest
from the date of the first default in any payment of this Modified Note at the
lesser of (i) the rate of twelve percent (12%) per annum, or (ii) the maximum
interest rate allowable under applicable California Law, on the declining
principal balance.  The payments shall then be first applied to costs and late
charges as above, then to accrued interest, and then to principal.

Payor agrees that failure to pay the Consulting Fees payable to Albert M.
Zlotnick pursuant to the terms of the Amended Consulting Agreement dated
November 9, 2000, a copy of which is attached hereto and by this reference
incorporated herein, in a timely manner shall be deemed a default under the
terms of this Note. Timely manner shall mean that the Consulting Fees shall be
sent to Albert M. Zlotnick no later that the 15th day of each month by Federal
Express or other overnight courier service to Albert M. Zlotnick's business
address. In the event that the 15th day of a month is a weekend or bank holiday
then the payment shall be sent in the same manner on the next business day after
such weekend or bank holiday.

This Modified Note shall be secured pursuant to the provisions of the Uniform
Commercial Code.  Payor and Payee represent that they have executed a Security
Agreement to effectuate Payor granting Payee a security interest in Payor's
assets as described by the provisions of the Security Agreement.  A copy of the
Security Agreement is attached hereto as Exhibit "I" and fully incorporated
herein by this reference.

In the event of a default hereunder and/or in the event of a filing of a
petition of bankruptcy by or against the undersigned, the holder of this
Modified Note shall be entitled to recover all attorney fees and costs incurred
by the holder relating to this Modified Note and whether or not a legal
proceeding is commenced to collect upon the Modified Note, including reasonable
attorneys fees and costs incurred for collection proceedings, bankruptcy
proceedings (such as efforts to modify or vacate any automatic stay or
injunction, to file proofs of claim, to attend meetings of creditors and to
object to any proposed disclosure statement or plan or reorganization), appeals,
and post-judgment collection services.

The undersigned hereby waives demand, protest, and notice of demand, protest and
non-payment.


Payor, for its heirs, legal representatives, successors, assigns, and all
endorsers, respectively, waives presentment, demand, protest, and notice of
dishonor and waives any right to be released by reason of any extension of time
or change in terms of payment or any change or alteration.



<PAGE>  74

In case suit is instituted to collect this Modified Note, or any portion
thereof, whether principal or interest or both, Payor promises to pay such
additional sum as the court may adjudge reasonable as attorney's fees, together
with costs of action.

This Modified Note is to be construed in all respects and enforced according to
the laws of the State of Pennsylvania.  The parties agree that venue for
enforcement of this note shall be in Los Angeles County,  California.

This modification is to be covered secured under the terms of the Security
Agreement made the 27th day of June, 2000 by and between iSurrender.com. a
California corporation, Charles Band and all affiliated corporations
(collectively the "Debtor") and Albert M. Zlotnick as the Secured Party as a
modification of the Note.

All other terms and conditions of the Note are to remain in full force and
effect.

EXECUTED this 1st  day of December, 2000.

Payor:

FULL MOON UNIVERSE, INC. (formerly iSurrender.com)


By:
      CHARLES BAND, PRESIDENT


     SECURITY AGREEMENT

This Security Agreement ("Agreement") is made this 27th day of June, 2000, by
and between iSurrender.com, a California corporation, Charles Band and all
affiliated corporations (collectively the "Debtor") and Albert M. Zlotnick
("Secured Party").

Section 1.     Grant of Security Interest.  Debtor, in consideration of the
indebtedness described in this Agreement, hereby grants, conveys, and assigns to
Secured Party for security all of Debtor's existing and future right, title and
interest in, to and under the property listed in Section 2 of this Agreement.
This security interest is granted to the Secured Party to (a) secure the payment
of the indebtedness evidenced by The Secured Master Note for Multiple Advances
payable to Secured Party dated June 26, 2000 ("Note") an amount not to exceed
One Million Five Hundred Thousand dollars ($1,500,000) with interest thereon,
and all renewals, extensions, and modifications of the Note;  (b) the payment of
all other sums, with interest thereon, advanced under the terms of this
Agreement; and (c) the performance of the agreements and warranties of Debtor
contained in this Agreement,  or incorporated in this Agreement by reference.

Section 2.     Property.  The property subject to the security interest
("Collateral") is:

     2.1     Royalties, Accounts Receivable and Other Intangibles.  All of the
Debtor's rights to motion pictures, trademarks, service marks and related
intellectual property rights, accounts, chattel paper, contract rights,
commissions, warehouse receipts, bills of lading, delivery orders, drafts,
acceptances, notes, debt and equity, securities, licenses, royalties and other
instruments; documents; general intangibles and all other forms of receivables,
and all guaranties and securities thereof.


<PAGE>  75
     2.2     Inventory and Other Tangible Personal Property.  All of the
Debtor's inventory, including all goods, merchandise, materials, raw materials,
work in progress, finished goods, now owned or hereinafter acquired and held for
sale or lease or furnished or to be furnished under contracts or service
agreements or to be used or consumed in the Debtor's business and all other
tangible personal property of Debtor.

     2.3     After-Acquired Property.  All property of the types described in
Sections 2.1, 2.2 and 2.3, or similar thereto, that at any time hereafter may be
acquired by Debtor, including but not limited to all accessions, parts,
additions, replacements, and additional securities, licenses, and royalties
received or acquired by Debtor.

     2.4     Proceeds.  All proceeds of the sale or other disposition of any of
the Collateral described or referred to in Sections 2.1 through 2.3.  Sale or
disposition of Collateral is prohibited except sales in the ordinary course of
the Debtor's business.

Section 3.     Representations, Warranties and Covenants of Debtor.  The Debtor
represents, warrants, agrees and covenants as follows:

     3.1     Payment of Principal and Interest.  The Debtor shall promptly pay
when due the principal of and interest on the indebtedness evidenced by the
Note, any prepayment and late charges provided in the Note, and all other sums
secured by this Agreement.

     3.2     Corporate Existence.  The Debtor is a corporation duly organized
and existing under the laws of the state of California and is duly qualified in
every other state in which it is doing business.

     3.3     Corporate Authority.  The execution, delivery, and performance of
this Agreement, execution and payment of the Note are within Debtor's corporate
powers, have been duly authorized, and are not in contravention of law or the
terms of the Debtor's articles of incorporation and bylaws, or of any indenture,
agreement, or undertaking to which the Debtor is a party or by which it is
bound.

3.4 Ownership of Collateral.  The Debtor is the sole owner of the Collateral and
will defend the Collateral against the claims and demands of all other persons
at any time claiming the same or any interest therein.

     3.5     Financial Statements.  The unaudited financial statements of
iSurrender.com for the five month period ended May 31, 2000 (the "Interim
Date"), which have previously been provided to Secured Party, present fairly in
all material respects the financial position and results of operations of
iSurrender.com for the months period  indicated therein in conformity with
generally accepted accounting principles.

Section 4.     Sale or Removal of Collateral Prohibited.  Except for the sale of
inventory in the ordinary course of Debtor's business, the Debtor shall not
remove the Collateral from its premises or sell, lease, encumber, pledge,
mortgage, assign, grant a security interest in, or otherwise transfer the
Collateral without the written consent of the Secured Party.

Section 5.     Perfection of Security Interest.  The Debtor agrees to execute
and file financing statements, and do whatever may be necessary under the
provisions of the Uniform Commercial Code, as adopted by the state of California
to perfect and continue the Secured Party's interest in the Collateral, all at
the Debtor's expense.



<PAGE>  76
Section 6.     Taxes and Assessments.  The Debtor will pay or cause to be paid
promptly when due all taxes and assessments on the Collateral, this Agreement,
and the Note.  The Debtor may, however, withhold payment of any tax assessment
or claim if a good faith dispute exists as to the obligation to pay.

Section 7.     Application of Payments.  All payments received by the Secured
Party from the Debtor under the Note and this Agreement, shall be applied by the
Secured Party to late charges, if any, then to accrued interest and then to
principal.

Section 8.     Protection of Secured Party's Security.  If the Debtor fails to
perform the covenants and agreements contained or incorporated in this
Agreement, or if any action or proceeding is commenced which affects the
Collateral or title thereto or the interest of the Secured Party therein,
including, but not limited to eminent domain, insolvency, code enforcement, or
arrangements or proceedings involving a bankrupt or decedent, then the Secured
Party, at the Secured Party's option, may make such appearance, disburse such
sums, and take such action as the Secured Party deems necessary, in its sole
discretion, to protect the Secured Party's interest.  Any amounts disbursed by
Secured Party pursuant to this Section, with interest thereon, shall become
additional indebtedness of the Debtor secured by this Agreement.  Unless the
Debtor and the Secured Party agree to other terms of payment, such amounts shall
be immediately due and payable and shall bear interest from the date of
disbursement at the default rate stated in the Note unless collection from the
Debtor of interest at such rate would be contrary to applicable law, in which
event such amounts shall bear interest at the highest rate which may be
collected from the Debtor under applicable law.  Nothing contained in this
Section shall require the Secured Party to incur any expense or take any action.

Section 9.     Inspection.  The Secured Party may make or cause to be made
reasonable entries upon and inspections of the Debtor's premises to inspect the
Collateral.

Section 10.     Debtor and Lien Not Released.  From time to time, the Secured
Party may, at the Secured Party's option, without giving notice to or obtaining
the consent of the Debtor, the Debtor's successors or assigns or of any other
lienholder or guarantors, without liability on the Secured Party's part, and
notwithstanding the Debtor's breach of any covenant or agreement of the Debtor
in this Agreement, extend the time for payment of said indebtedness or any part
thereof, reduce the payments thereon, release anyone liable on any of said
indebtedness, accept a renewal note or notes therefor, modify the terms and the
time of payment of said indebtedness, release from the lien of this Agreement
any part of the Collateral, take or release other or additional security,
reconvey any part of the Collateral, join in any extension or subordination
agreement, and agree in writing with the Debtor to modify the rate of interest
or period of amortization of the Note or change the amount of any payments
payable thereunder.  Any actions taken by the Secured Party pursuant to the
terms of this Section shall not affect the obligation of the Debtor or the
Debtor's successors or assigns to pay the sums secured by this Agreement and to
observe the covenants of the Debtor contained herein, shall not affect the
guaranty of any person, corporation, partnership, or other entity for payment of
the indebtedness secured hereby, and shall not affect the lien or priority of
lien hereof on the Collateral.

Section 11.     Forbearance by Secured Party Not a Waiver.  Any forbearance by
the Secured Party in exercising any right or remedy hereunder, or otherwise
afforded by applicable law, shall not be a waiver of or preclude the exercise of
any right or remedy.  The acceptance by the Secured Party of payment of any sum
secured by this Agreement after the due date of such payment shall not be a
waiver of the Secured Party's right to either require prompt payment when due of
all other sums so secured or to declare a default for failure to make prompt

<PAGE>  77
payment.  The procurement of insurance or the payment of taxes, rents or other
liens or charges by the Secured Party shall not be a waiver of the Secured
Party's right to accelerate the maturity of the indebtedness secured by this
Agreement, nor shall the Secured Party's receipt of any awards, proceeds or
damages as provided in this Agreement operate to cure or waive the Debtor's
default in payment of sums secured by this Agreement.

Section 12.     Uniform Commercial Code Security Agreement.  This Agreement is
intended to be a security agreement pursuant to the Uniform Commercial Code for
any of the items specified above as part of the Collateral which, under
applicable law, may be subject to a security interest pursuant to the Uniform
Commercial Code, and the Debtor hereby grants the Secured Party a security
interest in said items.  The Debtor agrees that the Secured Party may file any
appropriate document in the appropriate index as a financing statement for any
of the items specified above as part of the Collateral.  In addition, the Debtor
agrees to execute and deliver to the Secured Party, upon the Secured Party's
request, any financing statements, as well as extensions, renewals and
amendments thereof, and reproductions of this Agreement in such form as the
Secured Party may require to perfect a security interest with respect to said
items.  The Debtor shall pay all costs of filing such financing statements and
any extensions, renewals, amendments, and releases thereof, and shall pay all
reasonable costs and expenses of any record searches for financing statements
the Secured Party may reasonably require.  Without the prior written consent of
the Secured Party, the Debtor shall not create or suffer to be created pursuant
to the Uniform Commercial Code any other security interest in the Collateral,
including replacements and additions thereto.  Upon the occurrence of an event
of default, the Secured Party shall have the remedies of a secured party under
the Uniform Commercial Code and, at the Secured Party's option, may also invoke
the other remedies provided in this Agreement as to such items.  In exercising
any of said remedies, the Secured Party may proceed against the items of
personal property specified above as part of the Collateral separately or
together and in any order whatsoever, without in any way affecting the
availability of the Secured Party's remedies under the Uniform Commercial Code
or of the other remedies provided in this Agreement.

Section 13.     Events of Default.  The Debtor shall be in default under this
Agreement when any of the following events or conditions occurs:

     13.1     The Debtor shall be in default under the Note.

     13.2     The Debtor fails to comply with any term, obligation, covenant, or
condition contained in this Agreement, within ten (10) days after receipt of
written notice from the Secured Party demanding such compliance.

     13.3     Any warranty, covenant, or representation made to the Secured
Party by the Debtor under this Agreement, proves to have been false in any
material respect when made or furnished.

     13.4     Any event that results in acceleration of the maturity of any
indebtedness of Debtor under any note, indenture, contract, or agreement.

     13.5     Any levy, seizure, attachment, lien, or encumbrance of or on the
Collateral which is not discharged by the Debtor within 10 days or, any sale,
transfer, or disposition of any interest in the Collateral, other than in the
ordinary course of business, without the written consent of the Secured Party.







<PAGE>  78
Section 14.     Acceleration in Case of Borrower's Insolvency.  If the Debtor
voluntarily files a petition under the federal Bankruptcy Act, as such Act may
from time to time be amended, or under any similar or successor federal statute
relating to bankruptcy, insolvency, arrangements or reorganizations, or under
any state bankruptcy or insolvency act, or files an answer in an involuntary
proceeding admitting insolvency or inability to pay debts, or if the Debtor is
adjudged a bankrupt, or if a trustee or receiver is appointed for the Debtor's
property, or if the Collateral becomes subject to the jurisdiction of a federal
bankruptcy court or similar state court, or if the Debtor makes an assignment
for the benefit of its creditors, or if there is an attachment, receivership,
execution or other judicial seizure, then the Secured Party may, at the Secured
Party's option, declare all of the sums secured by this Agreement to be
immediately due and payable without prior notice to the Debtor, and the Secured
Party may invoke any remedies permitted by this Agreement.  Any attorneys' fees
and other expenses incurred by the Secured Party in connection with the Debtor's
bankruptcy or any of the other events described in this Section shall be
additional indebtedness of the Debtor secured by this Agreement.

Section 15.     Acceleration in Event of Noncompletion.  In the event that (i)
at September 15, 2000, the Proxy Statement relating to the Share Exchange
contemplated by the Reorganization Agreement shall not have been cleared by the
Securities and Exchange Commission ("SEC") and Payee shall have determined that
it is unlikely that the Proxy Statement shall be approved because of the
inability of Payor to provide disclosure requested by the SEC or (ii) if at any
time, the business operations of Payee will make closing of the Share Exchange
unlikely, then the Secured Party may, at the Secured Party's option, declare all
of the sums secured by this Agreement to be immediately due and payable ninety
days hence without prior notice to the Debtor, and the Secured Party may invoke
any remedies permitted by this Agreement.  Any attorneys' fees and other
expenses incurred by the Secured Party in connection with any of the events
described in this Section shall be additional indebtedness of the Debtor secured
by this Agreement.

Section 16.     Rights of Secured Party.

     15.1     Upon default or at any time before default when the Secured Party
reasonably feels insecure, the Secured Party may require the Debtor to assemble
the Collateral and make it available to the Secured Party at the place to be
designated by the Secured Party which is reasonably convenient to both parties.

Section 17.     Waiver of Statute of Limitations.  Debtor hereby waives the
right to assert any statute of limitations as a bar to the enforcement of the
lien of this Agreement or to any action brought to enforce the Note or any other
obligation secured by this Agreement and the Sales Agreement.

Section 18.     Waiver of Marshalling.  Notwithstanding the existence of any
other security interest in the Collateral held by the Secured Party or by any
other party, the Secured Party shall have the right to determine the order in
which any or all of the Collateral shall be subjected to the remedies provided
by this Agreement.  The Secured Party shall have the right to determine the
order in which any or all portions of the indebtedness secured by this Agreement
are satisfied from the proceeds realized upon the exercise of the remedies
provided in this Agreement.  The Debtor, any party who consents to this
Agreement, and any party who now or hereafter acquires a security interest in
the Collateral and who has actual or constructive notice of this Agreement,
hereby waives any and all right to require the marshalling of assets in
connection with the exercise of any of the remedies permitted by applicable law
or by this Agreement.




<PAGE>  79
Section 19.     Provisions of Agreement.  The Debtor agrees to comply with the
covenants and conditions of the Loan Agreement which is hereby incorporated by
reference in and made a part of this Agreement.  All advances made by the
Secured Party pursuant to the Note shall be indebtedness of the Debtor secured
by this Agreement, and such advances may be obligatory as provided in the Note.
All sums disbursed by the Secured Party to protect the security of this
Agreement up to the principal amount of the Note shall be treated as
disbursements pursuant to this Agreement.  All such sums shall bear interest
from the date of disbursement at the rate stated in the Note, unless collection
from the Debtor of interest at such rate would be contrary to applicable law in
which event such amount shall bear interest at the highest rate which may be
collected from the Debtor under applicable law.  In case of a breach by the
Debtor of the covenants and conditions of the Note, the Secured Party at the
Secured Party's option (i) may invoke any of the rights or remedies provided in
the Note, (ii) may accelerate the sums secured by this Agreement and invoke the
remedies provided in this Agreement or, (iii) may do both.

Section 20.     Remedies Cumulative.  Each remedy provided in this Agreement is
distinct and cumulative to all other rights or remedies under this Agreement or
afforded by law or equity, and may be exercised concurrently, independently, or
successively, in any order whatsoever.

Section 21     Assignment.  Except as otherwise provided within this Agreement,
neither party hereto may transfer or assign this Agreement without prior written
consent of the other party.

Section 22     Law Governing.  This Agreement shall be governed by and construed
in accordance with the laws of the State of California.  Venue for any dispute
shall be had in Los Angeles County, Washington.

Section 23     Entire Agreement.  This Agreement contains the entire
understanding between and among the parties and supersedes any prior
understandings and agreements among them respecting the subject matter of this
Agreement.

Section 24     Savings Clause.  If any provision of this Agreement, or the
application of such provision to any person or circumstance, shall be held
invalid, the remainder of this Agreement, or the application of such provision
to persons or circumstances other than those as to which it is held invalid,
shall not be affected thereby.

Section 25     Separate Counsel.  The parties acknowledge that Secured Party has
been represented  by Workland & Witherspoon, PLLC, that the Debtor has not been
represented in this transaction by the Secured Party's  attorneys, and Debtor
has been advised that it is important for the Debtor to seek separate legal
advise and representation in this matter.

Section 26     Counterparts.      This Agreement and any Agreements contemplated
hereunder may be executed in any number of counterparts and all of such
counterparts and copies shall be and constitute an original instrument.












<PAGE>  80
Section 27     Signatures.     This Agreement and any Agreements contemplated
hereunder may be executed by facsimile signature.


EXECUTED as of the date first written above.

DEBTOR:

iSURRENDER.COM, INC..

By:
        CHARLES BAND, PRESIDENT


_____________________________________
CHARLES BAND


_____________________________________
CHARLES BAND, PRESIDENT OF ANY
AND ALL AFFILIATED COMPANIES



SECURED PARTY:




ALBERT  M.  ZLOTNICK.