61978 Federal Register / Vol. 80, No. 199 / Thursday, October 15, 2015 / Rules and Regulations 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 97 

[Docket No. 31037; Amdt. No. 3661] 

Standard Instrument Approach 

Procedures, and Takeoff Minimums 

and Obstacle Departure Procedures; 

Miscellaneous Amendments 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Final rule. 

SUMMARY: This rule establishes, amends, 

suspends, or removes Standard 

Instrument Approach Procedures 

(SIAPs) and associated Takeoff 

Minimums and Obstacle Departure 

Procedures (ODPs) for operations at 

certain airports. These regulatory 

actions are needed because of the 

adoption of new or revised criteria, or 

because of changes occurring in the 

National Airspace System, such as the 

commissioning of new navigational 

facilities, adding new obstacles, or 

changing air traffic requirements. These 

changes are designed to provide safe 

and efficient use of the navigable 

airspace and to promote safe flight 

operations under instrument flight rules 

at the affected airports. 

DATES: This rule is effective October 15, 

2015. The compliance date for each 

SIAP, associated Takeoff Minimums, 

and ODP is specified in the amendatory 

provisions. 

The incorporation by reference of 

certain publications listed in the 

regulations is approved by the Director 

of the Federal Register as of October 15, 

2015. 

ADDRESSES: Availability of matters 

incorporated by reference in the 

amendment is as follows: 

For Examination 

1. U.S. Department of Transportation, 

Docket Ops-M30, 1200 New Jersey 

Avenue SE., West Bldg., Ground Floor, 

Washington, DC 20590–0001. 

2. The FAA Air Traffic Organization 

Service Area in which the affected 

airport is located; 

3. The office of Aeronautical 

Navigation Products, 6500 South 

MacArthur Blvd., Oklahoma City, OK 

73169 or, 

4. The National Archives and Records 

Administration (NARA). For 

information on the availability of this 

material at NARA, call 202–741–6030, 

or go to: http://www.archives.gov/

federal_register/code_of_federal_

regulations/ibr_locations.html. 

Availability 

All SIAPs and Takeoff Minimums and 

ODPs are available online free of charge. 

Visit the National Flight Data Center at 

nfdc.faa.gov to register. Additionally, 

individual SIAP and Takeoff Minimums 

and ODP copies may be obtained from 

the FAA Air Traffic Organization 

Service Area in which the affected 

airport is located. 

FOR FURTHER INFORMATION CONTACT: 

Richard A. Dunham III, Flight Procedure 

Standards Branch (AFS–420), Flight 

Technologies and Programs Divisions, 

Flight Standards Service, Federal 

Aviation Administration, Mike 

Monroney Aeronautical Center, 6500 

South MacArthur Blvd. Oklahoma City, 

OK. 73169 (Mail Address: P.O. Box 

25082, Oklahoma City, OK 73125) 

Telephone: (405) 954–4164. 

SUPPLEMENTARY INFORMATION: This rule 

amends Title 14 of the Code of Federal 

Regulations, Part 97 (14 CFR part 97), by 

establishing, amending, suspending, or 

removes SIAPS, Takeoff Minimums 

and/or ODPS. The complete regulatory 

description of each SIAP and its 

associated Takeoff Minimums or ODP 

for an identified airport is listed on FAA 

form documents which are incorporated 

by reference in this amendment under 5 

U.S.C. 552(a), 1 CFR part 51, and 14 

CFR part § 97.20. The applicable FAA 

forms are FAA Forms 8260–3, 8260–4, 

8260–5, 8260–15A, and 8260–15B when 

required by an entry on 8260–15A. 

The large number of SIAPs, Takeoff 

Minimums and ODPs, their complex 

nature, and the need for a special format 

make publication in the Federal 

Register expensive and impractical. 

Further, airmen do not use the 

regulatory text of the SIAPs, Takeoff 

Minimums or ODPs, but instead refer to 

their graphic depiction on charts 

printed by publishers of aeronautical 

materials. Thus, the advantages of 

incorporation by reference are realized 

and publication of the complete 

description of each SIAP, Takeoff 

Minimums and ODP listed on FAA form 

documents is unnecessary. This 

amendment provides the affected CFRs 

and specifies the types of SIAPs, Takeoff 

Minimums and ODPs with their 

applicable effective dates. This 

amendment also identifies the airport 

and its location, the procedure, and the 

amendment number. 

Availability and Summary of Material 

Incorporated by Reference 

The material incorporated by 

reference is publicly available as listed 

in the ADDRESSES section. 

The material incorporated by 

reference describes SIAPS, Takeoff 

Minimums and/or ODPS as identified in 

the amendatory language for part 97 of 

this final rule. 

The Rule 

This amendment to 14 CFR part 97 is 

effective upon publication of each 

separate SIAP, Takeoff Minimums and 

ODP as Amended in the transmittal. 

Some SIAP and Takeoff Minimums and 

textual ODP amendments may have 

been issued previously by the FAA in a 

Flight Data Center (FDC) Notice to 

Airmen (NOTAM) as an emergency 

action of immediate flight safety relating 

directly to published aeronautical 

charts. 

The circumstances that created the 

need for some SIAP and Takeoff 

Minimums and ODP amendments may 

require making them effective in less 

than 30 days. For the remaining SIAPs 

and Takeoff Minimums and ODPs, an 

effective date at least 30 days after 

publication is provided. 

Further, the SIAPs and Takeoff 

Minimums and ODPs contained in this 

amendment are based on the criteria 

contained in the U.S. Standard for 

Terminal Instrument Procedures 

(TERPS). In developing these SIAPs and 

Takeoff Minimums and ODPs, the 

TERPS criteria were applied to the 

conditions existing or anticipated at the 

affected airports. Because of the close 

and immediate relationship between 

these SIAPs, Takeoff Minimums and 

ODPs, and safety in air commerce, I find 

that notice and public procedure under 

5 U.S.C. 553(b) are impracticable and 

contrary to the public interest and, 

where applicable, under 5 U.S.C 553(d), 

good cause exists for making some 

SIAPs effective in less than 30 days. 

The FAA has determined that this 

regulation only involves an established 

body of technical regulations for which 

frequent and routine amendments are 

necessary to keep them operationally 

current. It, therefore—(1) is not a 

‘‘significant regulatory action’’ under 

Executive Order 12866; (2) is not a 

‘‘significant rule’’ under DOT 

Regulatory Policies and Procedures (44 

FR 11034; February 26,1979); and (3) 

does not warrant preparation of a 

regulatory evaluation as the anticipated 

impact is so minimal. For the same 

reason, the FAA certifies that this 

amendment will not have a significant 

economic impact on a substantial 


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Federal Register / Vol. 80, No. 199 / Thursday, October 15, 2015 / Rules and Regulations 61979 

number of small entities under the 

criteria of the Regulatory Flexibility Act. 

List of Subjects in 14 CFR Part 97 

Air Traffic Control, Airports, 

Incorporation by reference, Navigation 

(Air). 

Issued in Washington, DC, on September 

11, 2015. 

John Duncan, 

Director, Flight Standards Service. 

Adoption of the Amendment 

Accordingly, pursuant to the 

authority delegated to me, Title 14, 

Code of Federal Regulations, Part 97 (14 

CFR part 97) is amended by 

establishing, amending, suspending, or 

removing Standard Instrument 

Approach Procedures and/or Takeoff 

Minimums and Obstacle Departure 

Procedures effective at 0901 UTC on the 

dates specified, as follows: 

PART 97—Standard Instrument 

Approach Procedures 

■ 1. The authority citation for part 97 

continues to read as follows: 

Authority: 49 U.S.C. 106(g), 40103, 40106, 

40113, 40114, 40120, 44502, 44514, 44701, 

44719, 44721–44722. 

■ 2. Part 97 is amended to read as 

follows: 

Effective 15 OCTOBER 2015 

Demopolis, AL, Demopolis Rgnl, RNAV 

(GPS) RWY 4, Amdt 1 

Demopolis, AL, Demopolis Rgnl, RNAV 

(GPS) RWY 22, Amdt 1 

Oakland, CA, Metropolitan Oakland Intl, ILS 

OR LOC RWY 30, ILS RWY 30 (CAT II), 

ILS RWY 30 (CAT III), ILS RWY 30 (SA 

CAT I), Amdt 29 

Oakland, CA, Metropolitan Oakland Intl, 

RNAV (GPS) Y RWY 30, Amdt 5 

Oakland, CA, Metropolitan Oakland Intl, 

RNAV (RNP) Z RWY 30, Amdt 3 

Hayden, CO, Yampa Valley, ILS OR LOC/

DME RWY 10, Orig 

Hayden, CO, Yampa Valley, ILS OR LOC/

DME Y RWY 10, Amdt 3, CANCELED 

Hayden, CO, Yampa Valley, RNAV (GPS) 

RWY 28, Amdt 3 

Hayden, CO, Yampa Valley, RNAV (GPS) Y 

RWY 10, Amdt 3 

Hayden, CO, Yampa Valley, RNAV (RNP) Z 

RWY 10, Amdt 2 

Telluride, CO, Telluride Rgnl, Takeoff 

Minimums and Obstacle DP, Amdt 3 

Athens, GA, Athens/Ben Epps, ILS OR LOC/ 

DME RWY 27, Amdt 2 

Athens, GA, Athens/Ben Epps, NDB RWY 27, 

Amdt 1A, CANCELED 

Athens, GA, Athens/Ben Epps, RNAV (GPS) 

RWY 2, Amdt 1 

Athens, GA, Athens/Ben Epps, RNAV (GPS) 

RWY 9, Amdt 1 

Athens, GA, Athens/Ben Epps, RNAV (GPS) 

RWY 20, Amdt 1 

Athens, GA, Athens/Ben Epps, RNAV (GPS) 

RWY 27, Amdt 1 

Athens, GA, Athens/Ben Epps, Takeoff 

Minimums and Obstacle DP, Amdt 2 

Athens, GA, Athens/Ben Epps, VOR RWY 27, 

Amdt 13 

Atlanta, GA, Hartsfield-Jackson Atlanta Intl, 

ILS OR LOC RWY 27L, ILS RWY 27L 

(SA CAT I), ILS RWY 27L (CAT II), Amdt 

18A 

Atlanta, GA, Hartsfield-Jackson Atlanta Intl, 

ILS PRM RWY 27L, ILS PRM RWY 27L 

(SA CAT I), ILS PRM RWY 27L (CAT II) 

(SIMULTANEOUS CLOSE PARALLEL), 

Amdt 3A 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, ILS OR 

LOC RWY 20, ILS RWY 20 (CAT II), 

Amdt 3A 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, ILS OR 

LOC RWY 29, Amdt 11 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, ILS OR 

LOC/DME RWY 2, Orig-B 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, LOC BC 

RWY 11, Amdt 11 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, RNAV 

(GPS) RWY 2, Orig-B 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, RNAV 

(GPS) RWY 11, Amdt 1A 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, RNAV 

(GPS) RWY 20, Amdt 1A 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, RNAV 

(GPS) RWY 29, Amdt 1A 

Bloomington/Normal, IL, Central IL Rgnl 

Arpt At Bloomington-Normal, Takeoff 

Minimums and Obstacle DP, Orig-A 

Peru, IL, Illinois Valley Rgnl-Walter A 

Duncan Field, LOC RWY 36, Amdt 4 

Peru, IL, Illinois Valley Rgnl-Walter A 

Duncan Field, RNAV (GPS) RWY 18, 

Amdt 1 

Peru, IL, Illinois Valley Rgnl-Walter A 

Duncan Field, RNAV (GPS) RWY 36, 

Amdt 1 

Peru, IL, Illinois Valley Rgnl-Walter A 

Duncan Field, Takeoff Minimums and 

Obstacle DP, Amdt 1 

Oberlin, KS, Oberlin Muni, NDB RWY 35, 

Amdt 1 

Oberlin, KS, Oberlin Muni, RNAV (GPS) 

RWY 17, Orig 

Oberlin, KS, Oberlin Muni, RNAV (GPS) 

RWY 35, Orig 

Frankfort, KY, Capital City, RNAV (GPS) 

RWY 7, Amdt 3 

Frankfort, KY, Capital City, RNAV (GPS) 

RWY 25, Amdt 4 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, ILS OR LOC RWY 2, Amdt 

18 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, ILS OR LOC RWY 11, ILS 

RWY 11 (SA CAT I), ILS RWY 11 (CAT 

II), ILS RWY 11 (CAT III), Amdt 3 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, ILS OR LOC RWY 29, Amdt 

10 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, LOC RWY 20, Amdt 3 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (GPS) RWY 2, Amdt 

2 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (GPS) Y RWY 11, 

Amdt 2 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (GPS) Y RWY 20, 

Amdt 3 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (GPS) Y RWY 29, 

Amdt 4 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (RNP) Z RWY 11, 

Amdt 1 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (RNP) Z RWY 20, 

Amdt 1 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, RNAV (RNP) Z RWY 29, 

Amdt 2 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, Takeoff Minimums and 

Obstacle DP, Amdt 2 

New Orleans, LA, Louis Armstrong New 

Orleans Intl, VOR/DME RWY 11, Amdt 

1 

Reserve, LA, St John The Baptist Parish, 

RNAV (GPS) RWY 17, Amdt 1 

Reserve, LA, St John The Baptist Parish, 

RNAV (GPS) RWY 35, Amdt 1 

Reserve, LA, St John The Baptist Parish, 

Takeoff Minimums and Obstacle DP, 

Amdt 1 

Reserve, LA, St John The Baptist Parish, VOR 

RWY 35, Amdt 1 

Houlton, ME, Houlton Intl, RNAV (GPS) 

RWY 5, Orig-B 

Oxford, ME, Oxford County Rgnl, RNAV 

(GPS) RWY 15, Orig-B 

Oxford, ME, Oxford County Rgnl, RNAV 

(GPS) RWY 33, Orig-B 

Ludington, MI, Mason County, NDB RWY 26, 

Orig-A, CANCELED 

Minneapolis, MN, Minneapolis-St Paul Intl/ 

Wold-Chamberlain, ILS Z OR LOC RWY 

30L, ILS Z RWY 30L (CAT II), Amdt 46A 

Festus, MO, Festus Memorial, NDB OR GPS 

RWY 36, Amdt 2A, CANCELED 

Festus, MO, Festus Memorial, RNAV (GPS)- 

A, Orig 

Festus, MO, Festus Memorial, Takeoff 

Minimums and Obstacle DP, Amdt 4 

Bowman, ND, Bowman Muni, GPS RWY 29, 

Orig, CANCELED 

Bowman, ND, Bowman Muni, NDB RWY 29, 

Amdt 3, CANCELED 

Bowman, ND, Bowman Muni, Takeoff 

Minimums and Obstacle DP, Orig, 

CANCELED 

Norwich, NY, Lt Warren Eaton, RNAV (GPS) 

RWY 1, Amdt 1 

Norwich, NY, Lt Warren Eaton, RNAV (GPS) 

RWY 19, Amdt 1 

Norwich, NY, Lt Warren Eaton, Takeoff 

Minimums and Obstacle DP, Amdt 4 

Schenectady, NY, Schenectady County, 

RNAV (GPS) RWY 10, Orig-D 

San Juan, PR, Fernando Luis Ribas 

Dominicci, Takeoff Minimums and 

Obstacle DP, Amdt 1 

Lexington-Parsons, TN, Beech River Rgnl, 

RNAV (GPS) RWY 1, Amdt 1 

Lexington-Parsons, TN, Beech River Rgnl, 

RNAV (GPS) RWY 19, Amdt 1 

Lexington-Parsons, TN, Beech River Rgnl, 

VOR–A, Orig-A, CANCELED 

Nashville, TN, John C Tune, ILS OR LOC/

DME RWY 20, Amdt 2 


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61980 Federal Register / Vol. 80, No. 199 / Thursday, October 15, 2015 / Rules and Regulations 

1See http://portal.hud.gov/hudportal/documents/ 

huddoc?id=13-18ml.pdf. 

2Section 202(a)(3) of the National Housing Act 

(12 U.S.C. 1708(a)(3)) imposes a fiduciary duty on 

the Secretary to protect the Mutual Mortgage 

Insurance Fund. Section 4(b) of the Department of 

HUD Act (42 U.S.C. 3533(b)) requires the Secretary 

to hold FHA managers responsible for protecting 

federal assets and performing risk management. 

Nashville, TN, John C Tune, RNAV (GPS) 

RWY 2, Amdt 2 

Nashville, TN, John C Tune, RNAV (GPS) 

RWY 20, Amdt 2 

Nashville, TN, John C Tune, Takeoff 

Minimums and Obstacle DP, Amdt 2 

Austin, TX, Austin-Bergstrom Intl, RNAV 

(GPS) Y RWY 35R, Amdt 1B 

Austin, TX, Austin-Bergstrom Intl, RNAV 

(RNP) Z RWY 35L, Orig 

Austin, TX, Austin-Bergstrom Intl, RNAV 

(RNP) Z RWY 35R, Orig 

Castroville, TX, Castroville Muni, RNAV 

(GPS) RWY 16, Amdt 1 

Castroville, TX, Castroville Muni, RNAV 

(GPS) RWY 34, Amdt 1 

Castroville, TX, Castroville Muni, Takeoff 

Minimums and Obstacle DP, Orig 

Eastland, TX, Eastland Muni, NDB RWY 35, 

Amdt 3A, CANCELED 

Mosinee, WI, Central Wisconsin, VOR/DME 

RWY 35, Amdt 9B, CANCELED 

Stevens Point, WI, Stevens Point Muni, VOR/ 

DME RWY 3, Amdt 15, CANCELED 

Stevens Point, WI, Stevens Point Muni, VOR/ 

DME RWY 21, Amdt 19, CANCELED 

Stevens Point, WI, Stevens Point Muni, VOR/ 

DME RWY 30, Amdt 18, CANCELED 

Wisconsin Rapids, WI, Alexander Field 

South Wood County, VOR/DME OR 

GPS–A, Amdt 9A, CANCELED 

[FR Doc. 2015–25566 Filed 10–14–15; 8:45 am] 

BILLING CODE 4910–13–P 

DEPARTMENT OF HOUSING AND 

URBAN DEVELOPMENT 

24 CFR Part 203 

[Docket No. FR–5823–IA–01] 

Federal Housing Administration (FHA): 

Court of Competent Jurisdiction To 

Foreclose Liens on FHA-Owned 

Properties 

AGENCY: Office of the General Counsel, 

HUD. 

ACTION: Interpretive rule. 

SUMMARY: The Federal Housing 

Administration (FHA) generally 

acquires title to single family properties 

when it pays mortgage insurance 

benefits to approved mortgagees. FHA’s 

activities in managing and marketing 

the properties it acquires include paying 

real estate taxes referred to as ad 

valorem taxes (a tax based on the value 

of the property) and special 

assessments. For properties in 

condominiums or planned unit 

developments, FHA also pays 

homeowners’ association or 

condominium association fees. During 

the period over which an insured lender 

forecloses and FHA becomes the owner 

of the property, taxes or other fees may 

become due and payable. With lenders 

conveying close to 100,000 properties 

annually to FHA, bills for taxes and fees 

may be past due and payable at the time 

of FHA’s acquisition and suits are 

brought for payment of taxes and fees. 

This rule provides HUD’s interpretation 

of the ‘‘sue and be sued’’ clause 

contained in section 1, Title I of the 

National Housing Act. This rule 

provides that, in the case of an action 

brought against HUD to foreclose on a 

lien arising out of unpaid taxes or fees, 

the term ‘‘court of competent 

jurisdiction’’ as used in section 1 of the 

National Housing Act refers to a United 

States District Court. In conjunction 

with this interpretive rule, HUD is 

providing, by separate notices published 

in today’s Federal Register, direction to 

taxing authorities and other entities 

owed money as to the proper Point of 

Contact (POC) at HUD for seeking 

payment. In the unlikely event that 

payment is not timely made, the entity 

can bring an action under the Quiet 

Title Act in the appropriate United 

States District Court to foreclose on its 

lien interest in the property. 

DATES: Effective Date: October 15, 2015. 

FOR FURTHER INFORMATION CONTACT: 

Bruce S. Albright, Senior Trial Attorney 

and Litigation Risk Advisor, Office of 

Litigation, Office of General Counsel, 

Department of Housing and Urban 

Development, 451 7th Street SW., Room 

10258, Washington, DC 20410–8000; 

telephone number 202–708–0300 (this 

is not a toll-free number). Persons with 

hearing or speech challenges may access 

this number through TTY by calling the 

toll-free Federal Relay Service at 800– 

877–8339. 

SUPPLEMENTARY INFORMATION: 

I. Background 

Under FHA’s single family mortgage 

insurance program, FHA took title to 

approximately 94,500 properties in 

Fiscal Year (FY) 2012 by paying 

insurance claims to approved 

mortgagees. In recouping its losses to 

the Mutual Mortgage Insurance Fund 

(MMIF), FHA manages and markets 

these properties through contractors. 

There is a time lag between a 

mortgagee initiating and completing the 

foreclosure of a defaulted insured 

mortgage and FHA acquiring and 

managing the property. Taxes or 

Homeowners Association (HOA) or 

Condominium Association (CA) fees, or 

fees for special assessments may come 

due and payable at the time when the 

property is being conveyed to FHA (or 

shortly thereafter) for the insurance 

benefits. HUD issued Mortgagee Letter 

2013–18 on May 31, 2013, addressing 

unpaid tax and association fees.1 This 

Mortgagee Letter may reduce, but not 

entirely eliminate, problems FHA has 

faced with unpaid taxes and fees when 

FHA takes title to single family 

properties. Correspondence regarding 

tax and other property charges and 

assessments are presently sent to a 

myriad of addresses—either to FHA’s 

headquarters and field offices across the 

nation, or to the contractors handling 

the management of the FHA properties. 

If a taxing authority, HOA, CA, or 

special assessment entity is unable to 

obtain payment of the amounts due after 

sending out notices and contacting FHA 

offices and contractors, its alternative 

has been to perfect a lien under 

applicable local law and then attempt to 

enforce the lien against the HUD owned 

property by foreclosing the lien on the 

property. Normally, absent the 

involvement of a Federal agency, this is 

accomplished under a state court 

procedure, which varies greatly from 

jurisdiction to jurisdiction as to the time 

period in which to respond to the 

summons and complaint, as well as 

upon who service is required to be 

made. HUD’s involvement as a Federal 

government agency, however, means 

that the proper venue should be in 

Federal District Court. On occasion, 

when actions are brought in state court, 

the government’s interest cannot be 

determined quickly enough for a U.S. 

Attorney’s Office to timely respond to a 

complaint that seeks to foreclose FHA’s 

ownership interest in a property. If the 

property is taken by the taxing authority 

or other entity, FHA must expend time 

and resources to recover the property, 

and may even lose its ability to recoup 

its insurance losses to the Mutual 

Mortgage Insurance Fund (MMIF). 

II. This Interpretive Rule 

A. Introduction 

This interpretive rule clarifies HUD’s 

longstanding position on the question of 

what is meant by the term ‘‘court of 

competent jurisdiction’’ in the ‘‘sue and 

be sued’’ clause contained in section 1, 

Title I of the National Housing Act 

(NHA) (12 U.S.C. 1702). The purpose of 

this clarification is to assist FHA to 

efficiently manage its real estate owned 

(REO) inventory and ensure prompt 

payment for taxes and other fees and 

assessments. The purpose is also to 

protect FHA’s MMIF assets, which 

include acquired single family 

properties.2 By accompanying notices in 


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