<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     (Replace this text with the legend)
</LEGEND>
<CIK>                         0001068725
<NAME>                        COMMUNITY SAVINGS BANKSHARES, INC.
<MULTIPLIER>                                         1,000
<CURRENCY>                                             USD

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                          1
<CASH>                                              17,783
<INT-BEARING-DEPOSITS>                              18,883
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        145,427
<INVESTMENTS-CARRYING>                              35,410
<INVESTMENTS-MARKET>                                37,763
<LOANS>                                            680,060
<ALLOWANCE>                                          3,842
<TOTAL-ASSETS>                                     953,934
<DEPOSITS>                                         663,388
<SHORT-TERM>                                         8,387
<LIABILITIES-OTHER>                                 14,834
<LONG-TERM>                                        152,640
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            10,571
<OTHER-SE>                                         104,114
<TOTAL-LIABILITIES-AND-EQUITY>                     953,934
<INTEREST-LOAN>                                     37,069
<INTEREST-INVEST>                                    9,421
<INTEREST-OTHER>                                     1,914
<INTEREST-TOTAL>                                    48,404
<INTEREST-DEPOSIT>                                  19,510
<INTEREST-EXPENSE>                                  27,192
<INTEREST-INCOME-NET>                               21,212
<LOAN-LOSSES>                                          300
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                     16,941
<INCOME-PRETAX>                                      7,767
<INCOME-PRE-EXTRAORDINARY>                           5,206
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         5,206
<EPS-BASIC>                                           0.61
<EPS-DILUTED>                                         0.59
<YIELD-ACTUAL>                                        3.20
<LOANS-NON>                                          4,093
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                      4,500
<ALLOWANCE-OPEN>                                     3,923
<CHARGE-OFFS>                                         (381)
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                    3,842
<ALLOWANCE-DOMESTIC>                                 3,842
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0




</TABLE>