UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

Pamela Kuykendall

Debtor(s)

Case No. 16-29429

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Glenn Stearns, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 09/15/2016.

2) The plan was confirmed on 01/20/2017.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

11/03/2017.

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on 09/14/2017, 04/06/2018.

5) The case was dismissed on 04/20/2018.

6) Number of months from filing to last payment: 15.

7) Number of months case was pending: 21.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $5,020.00.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $7,692.00

Less amount refunded to debtor $0.00

NET RECEIPTS: $7,692.00

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $1,939.75

Court Costs $0.00

Trustee Expenses & Compensation $396.87

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $2,336.62

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

AMERICREDIT FINANCIAL DBA GM F Secured 12,150.00 12,150.00 12,150.00 4,804.53 550.85

AMERICREDIT FINANCIAL DBA GM F Unsecured 5,691.00 1,864.36 1,864.36 0.00 0.00

CAPITAL ONE BANK USA Unsecured NA 322.43 322.43 0.00 0.00

CAVALRY SPV I LLC Unsecured NA 452.28 452.28 0.00 0.00

CITY OF NAPERVILLE Unsecured NA 215.97 215.97 0.00 0.00

ECMC Unsecured NA 14,024.62 14,024.62 0.00 0.00

ILLINOIS LENDING CORP Unsecured NA 1,162.66 1,162.66 0.00 0.00

ILLINOIS STUDENT ASSIST COMM Unsecured NA 34,253.23 34,253.23 0.00 0.00

ILLINOIS TOLLWAY Unsecured 1,000.00 8,761.60 8,761.60 0.00 0.00

NICOR GAS Unsecured NA 428.34 428.34 0.00 0.00

MERCHANTS CREDIT/EDWARD HOSP Unsecured 1,202.00 NA NA 0.00 0.00

MIDLAND FUNDING/FIRST BANKCAR Unsecured 879.00 NA NA 0.00 0.00

EDUCATION NAVIENT Unsecured 17,800.00 NA NA 0.00 0.00

BAY AREA CREDIT SERVICE Unsecured 150.00 NA NA 0.00 0.00

CERTIFIED SVCS/PREMIER ENDODON Unsecured 75.00 NA NA 0.00 0.00

CHOICE RECOVERY/VALLEY DENTA Unsecured 87.00 NA NA 0.00 0.00

CREDIT MANAGEMENT/WOW Unsecured 244.00 NA NA 0.00 0.00

EDUCATION EDFINANCIAL SVCS Unsecured 10,122.00 NA NA 0.00 0.00

EDUCATION EFS FINANCE Unsecured 12,510.00 NA NA 0.00 0.00

ENHANCED RECOVERY/COMCAST Unsecured 268.00 NA NA 0.00 0.00

GREENTREE/ENTERPRISE Unsecured 51.00 NA NA 0.00 0.00

US DEPARTMENT OF EDUCATION Unsecured 6,814.00 7,912.04 7,912.04 0.00 0.00

US DEPARTMENT OF EDUCATION Unsecured 7,987.00 9,267.28 9,267.28 0.00 0.00

US DEPARTMENT OF EDUCATION Unsecured 17,724.00 20,623.15 20,623.15 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$12,150.00

$0.00

$12,150.00

$0.00

$0.00

$0.00

$0.00

$99,287.96

Principal

Paid

$0.00

$0.00

$4,804.53

$0.00

$4,804.53

$0.00

$0.00

$0.00

$0.00

$0.00

Interest

Paid

$0.00

$0.00

$550.85

$0.00

$550.85

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $2,336.62

Disbursements to Creditors $5,355.38

TOTAL DISBURSEMENTS : $7,692.00

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 06/26/2018

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Glenn Stearns

Trustee

UST Form 101-13-FR-S (9/1/2009)

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