UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

LENARDO KENT SMITH SR

ELIZABETH ANN ALSTON

Debtor(s)

Case No. 16-28067

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Tom Vaughn, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 08/31/2016.

2) The plan was confirmed on 12/19/2016.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

11/29/2017.

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was dismissed on 08/13/2018.

6) Number of months from filing to last payment: 0.

7) Number of months case was pending: 25.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: NA .

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

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Receipts:

Total paid by or on behalf of the debtor $22,912.17

Less amount refunded to debtor $786.87

NET RECEIPTS: $22,125.30

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $4,000.00

Court Costs $0.00

Trustee Expenses & Compensation $1,030.99

Other $10.00

TOTAL EXPENSES OF ADMINISTRATION: $5,040.99

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

ARKANSAS STATE UNIVERSITY Unsecured 2,500.00 NA NA 0.00 0.00

ARS ACCOUNT RESOLUTION Unsecured 1,126.00 NA NA 0.00 0.00

ARS ACCOUNT RESOLUTION Unsecured 698.00 NA NA 0.00 0.00

BANK OF AMERICA Unsecured 110.00 NA NA 0.00 0.00

BUDS AMBULANCE SERVICE Unsecured 1,356.00 NA NA 0.00 0.00

CAPELLA UNIVERSITY Unsecured 2,000.00 NA NA 0.00 0.00

Chasmccarthy Unsecured 1,707.00 NA NA 0.00 0.00

CITY OF CHICAGO Priority NA 2,205.57 2,205.57 1,834.12 0.00

CITY OF CHICAGO DEPT OF REVENU Unsecured 1,300.00 1,407.60 1,407.60 0.00 0.00

COMMONWEALTH EDISON Unsecured NA 4,702.21 4,702.21 0.00 0.00

CONTRACT CALLERS Unsecured 2,221.00 NA NA 0.00 0.00

Convergent Outsourcing Unsecured 142.00 NA NA 0.00 0.00

DISTRICT 3 Unsecured 226.00 NA NA 0.00 0.00

DISTRICT 6 COOK COUNTY Unsecured 226.00 NA NA 0.00 0.00

DISTRICT 6 COOK COUNTY Unsecured 100.00 NA NA 0.00 0.00

DUVERA COLLECTIONS Unsecured 1,054.00 1,045.34 1,045.34 0.00 0.00

Dvra Billing Unsecured 786.00 NA NA 0.00 0.00

Dvra Billing Secured 200.00 NA NA 0.00 0.00

FIRST COLLECTION SERVICES Unsecured 2,182.00 NA NA 0.00 0.00

FIRST PREMIER BANK Unsecured 679.00 NA NA 0.00 0.00

IL DEPT OF REVENUE Priority 400.00 0.00 0.00 0.00 0.00

IL STATE DISBURSEMENT UNIT Priority 20,000.00 NA NA 0.00 0.00

ILLINOIS COLLECTION SVC Unsecured 908.00 NA NA 0.00 0.00

INTERNAL REVENUE SERVICE Priority 400.00 353.40 353.40 293.88 0.00

INTERNAL REVENUE SERVICE Unsecured NA 284.27 284.27 0.00 0.00

JEFFERSON CAPITAL SYSTEMS LLC Unsecured 434.00 434.64 434.64 0.00 0.00

LJ ROSS ASSOCIATES IN Unsecured 2,439.00 NA NA 0.00 0.00

MERCY HOSPITAL & MEDICAL CENT Unsecured 250.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 16,097.00 23,458.13 23,458.13 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 8,668.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 7,306.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (09/01/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

NAVIENT SOLUTIONS INC Unsecured 7,068.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 6,808.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 5,775.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 5,775.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 4,870.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 4,556.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 4,430.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 3,534.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 3,533.00 NA NA 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 1,533.00 1,536.68 1,536.68 0.00 0.00

NAVIENT SOLUTIONS INC Unsecured 1,259.00 1,253.56 1,253.56 0.00 0.00

NCB MANAGEMENT SERVICES INC Unsecured 434.00 NA NA 0.00 0.00

NICOR GAS Unsecured 2,111.00 4,001.79 4,001.79 0.00 0.00

NORTHWEST COLLECTORS Unsecured 84.00 NA NA 0.00 0.00

NUVELL CREDIT CO Secured NA 3,250.00 3,250.00 0.00 0.00

NUVELL CREDIT CO Unsecured NA 8,517.62 11,767.62 0.00 0.00

OVERLAND BOND & INVESTMENT Secured 32,851.00 23,872.79 24,348.79 6,629.44 2,010.89

PERITUS PORTFOLIO SERVICES Secured 11,007.00 12,835.31 12,835.31 5,545.85 683.28

PROSPECTIVE CHARTER SCHOOLS Unsecured 600.00 NA NA 0.00 0.00

RADIOLOGY IMAGING Unsecured 75.00 NA NA 0.00 0.00

SPRINT NEXTEL Unsecured 2,345.00 2,345.16 2,345.16 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 360.00 NA NA 0.00 0.00

THORNTON TOWNSHIP HIGHSCHOOL Unsecured 413.00 NA NA 0.00 0.00

T-MOBILE/T-MOBILE USA INC Unsecured 2,000.00 1,790.64 1,790.64 0.00 0.00

TRUSTMARK RECOVERY Unsecured 250.00 NA NA 0.00 0.00

US DEPT OF ED GREAT LAKES Unsecured 26,965.00 27,030.08 27,030.08 0.00 0.00

VERIZON Unsecured 3,681.00 3,611.49 3,611.49 0.00 0.00

VILLAGE OF CALUMET PARK Unsecured 100.00 NA NA 0.00 0.00

Vision Fin Unsecured 1,557.00 NA NA 0.00 0.00

Vision Fin Unsecured 150.00 NA NA 0.00 0.00

WFFINANCIAL Unsecured 1,952.00 NA NA 0.00 0.00

WHY NOT LEASE IT Unsecured 200.00 NA NA 0.00 0.00

WHY NOT LEASE IT Secured 400.00 NA 400.00 86.85 0.00

UST Form 101-13-FR-S (09/01/2009)

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Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$37,184.10

$3,650.00

$40,834.10

$0.00

$0.00

$2,558.97

$2,558.97

$84,669.21

Principal

Paid

$0.00

$0.00

$12,175.29

$86.85

$12,262.14

$0.00

$0.00

$2,128.00

$2,128.00

$0.00

Interest

Paid

$0.00

$0.00

$2,694.17

$0.00

$2,694.17

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $5,040.99

Disbursements to Creditors $17,084.31

TOTAL DISBURSEMENTS : $22,125.30

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 10/02/2018

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Tom Vaughn

Trustee

UST Form 101-13-FR-S (09/01/2009)

Case 16-28067 Doc 54 Filed 10/02/18 Entered 10/02/18 11:17:18 Desc Main

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