FINANCIAL ADVISORY AGREEMENT


This Financial  Advisory Agreement (the "Agreement") is made on this 10th day of
January,  2001, by and between Steven R. Green a sole  proprietor with an office
located at 1800 Glenview  Road,  Glenview,  Illinois (the  "Advisor") and Future
One, Inc., a Nevada corporation (the "Client").

In  consideration  of the mutual  covenants  and  agreements  contained  in this
Agreement, the parties hereto agree as follows:

1. SERVICES OF ADVISOR. Client engages Advisor to provide, and Advisor agrees to
provide executive consulting and financial advisory services on behalf of Client
as follows:  Contacting  sources such as  broker/dealers,  potential  investors,
registered  representatives,  institutions,  mutual  fund  managers,  investment
banking sources, securities analysts,  independent portfolio managers, and other
professional  investment community contacts, for the purpose of meeting Client's
capital requirements.  Advisor will also coordinate and assist in the filing and
preparing of the documents  necessary for capital  raising,  by working with the
bankers,  and other advisors of Client.  Advisor will also assist the company in
obtaining  strategic  alliances  and  acquisitions,  assist in the  analysis  of
company assets for dispositions or other financial  transactions,  and generally
assist the Chairman and CEO in the strategic direction of the Client.

2.  COMPENSATION.  In  consideration of Advisor's  services,  Client will pay as
follows:

     a.   A seven percent (7%)  completion fee in cash for equity capital raised
          or the value of common stock in a merger for the Client.  Such amounts
          shall be  payable  when the Client  receives  cash  proceeds  from the
          transaction.

     b.   If Advisor actively and materially participates in assisting Client in
          obtaining  financing in the form of loans,  debt financing or sales of
          major  assets,  the Advisor shall be  compensated,  in cash, an amount
          equal  to  three   percent  (3%)  of  the  total   transaction   value
          consideration  received  by the Client  from such  transactions.  Such
          amounts  shall be payable when the Client  receives cash proceeds from
          the transaction.

     c.   Client  shall  reimburse  Advisor  for direct  out of pocket  expenses
          reasonably  incurred in connection with this Agreement which have been
          approved by the Client prior to incurring such expense.

3. INDEPENDENT  CONTRACTOR.  Advisor is an independent  contractor in the making
and the performance of this Agreement and is not, and shall not, be construed to
be an employee, agent, partner or servant of Client. Advisor shall be liable for
all  taxes of any kind  levied on any  income  derived  by  Advisor  under  this
Agreement.
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Advisor is acting  only in a advisory  capacity  and not as an agent for Client.
Advisor  shall have no authority  to bind Client or to  represent  Client in any
capacity other than as expressly agreed to by Client. Advisor shall not make any
representations  or  disseminate  any  information  about  Client  that  is  not
contained in public disclosures or expressly approved by Client.

4.  TERM.  This  Agreement  has a term of 12 months.  Termination  of Advisor by
Client shall still entitle  Client to  compensation  as specified  above for any
potential  investors  he has  introduced  for a period of 24 months from date of
termination or expiration of this Agreement.

5. TERMINATION. This Agreement may be terminated as follows:

     a.   EXPIRATION OF THIS AGREEMENT WITHOUT RENEWAL OR PENALTY. By expiration
          of the term of this Agreement without renewal.

     b.   TOTAL DISABILITY OR DEATH. For the purpose of this Agreement, the term
          "total  disability"  means  Advisor's  inability,  because  of serious
          physical and/or mental injury,  illness or impairment to namely Steven
          R. Green or the death of Steven R. Green.

     c.   ADVISOR  NOTICE.  At the  election  of Advisor  upon  thirty (30) days
          written notice to Client.

     d.   CLIENT  NOTICE AND  PENALTY.  If at any time  Client  gives  notice of
          termination to Advisor without cause or as a decision to cease efforts
          of Advisor on behalf of client for limited reasoning or at the opinion
          of Advisor non-substantive  rationale to cease the efforts of Advisor,
          Client will pay a fee of $10,000 to Advisor.

     e.   WITH CAUSE.  This  Agreement may be  terminated  for cause at any time
          upon five (5) days written  notice.  For the purpose of this Agreement
          "for  cause"  is  defined  to  include,  but  not  be  limited  to the
          following:  intentional  or  unintentional  acts by Advisor having the
          effect  or  causing  significant  harm to the  business  interests  of
          Client;  but to the extent that such acts are curable,  Advisor  shall
          have  five (5)  business  days  following  receipt  of  notice of said
          material  breach to cure such  breach.  Any  notice to  Advisor  shall
          specify the facts and  circumstances  claimed to provide the basis for
          such termination.

6.   OTHER  CLIENTS.  It is  understood  and  agreed  that this  Agreement  is a
     non-exclusive  agreement  between  Client and Advisor,  and that nothing in
     this Agreement shall prevent  Advisor from providing  services to any other
     client in any  industry.  However  Advisor  agrees to devote  such time and
     effort to performing services for Client as are reasonable and necessary to
     meet clients requirements.

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7.   PROPRIETARY INFORMATION.  Advisor shall treat as information proprietary to
     Client any and all data and/or information  discovered and/or disclosed and
     shall not (directly or indirectly) use any such information and/or data for
     their own benefit or  disclose  or fail to use its best  efforts to prevent
     the disclosure of the same to any other person or entity for any purpose or
     reason  whatsoever,  during  the  term of  this  Agreement  or at any  time
     thereafter.

8.   PROPRIETARY  INFORMATION DEFINED.  Proprietary  information includes but is
     not  limited  to unique  concepts,  products,  services,  company/corporate
     strategy  and  business  development,  including  plans  relating  to  this
     acquisition,  expansion,  marketing,  financials,  client  lists  and other
     business  information,   operating  information,  policies,  practices  and
     processes,   database  and  networking  systems,  information  relating  to
     employees,  customers,  prospective  customers and suppliers,  whether such
     information is documented, contained electronically and/or contained on any
     other medium.

9.   CONFIDENTIALITY.  Advisor  stipulates  that  he  shall  keep  any  and  all
     Proprietary Information obtained,  during the term of this Agreement or any
     time thereafter, in the strictest of confidence and secrecy.

10.  NON-DISCLOSURE.  Advisor  stipulates  that he shall not, during the term of
     this  Agreement  or  any  time  thereafter,  in any  way  or by any  means,
     disclose, disseminate and /or distribute any Proprietary Information to any
     third party without the prior express written consent of the Client.

11.  NON-CIRCUMVENTION.  Advisor stipulates that they shall not, during the term
     of this  Agreement  or any  time  thereafter,  in any  way or by any  means
     implement and /or use any  Proprietary  Information,  circumvent,  usurp an
     opportunity,  take advantage of and/or benefit from,  through the exclusion
     of Client, any Proprietary Information obtained.

12.  LIMITATION OF LIABILITY.  To the extent permitted by law, neither Client or
     Advisor,  nor any of their  officers,  shareholders,  employees,  insurers,
     attorneys, agents, permitted successors or assigns, shall be liable to each
     other for any  amount in excess of the fees paid  hereunder.  To the extent
     permitted  by law,  in no event will  Client or  Advisor,  their  officers,
     directors, shareholders,  employees, insurers, attorneys, agents, permitted
     successors  or  assigns,  be held  liable for any  interruption  or loss of
     business,  any  loss of  profit  or any  other  special,  consequential  or
     punitive  damages,  losses  or  expenses  of  any  kind  arising  from  the
     performance of this Agreement,  whether or not either party was notified of
     the possibility of such damages.

13.  INDEMNITY  OF ADVISOR.  The Client will  defend,  indemnify,  save and hold
     harmless Advisor from any and all claims,  demands,  liabilities,  costs or
     expenses  including  reasonable  attorney's  fees  resulting  from services
     provided hereunder,  including loss of business or profit. The Advisor will
     not have the  right  to be  indemnified  for his own  gross  negligence  or
     willful misconduct.

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14.  INDEMNITY  OF CLIENT.  The Advisor will  defend,  indemnify,  save and hold
     harmless  Client from any and all claims,  demands,  liabilities,  costs or
     expenses  including  reasonable  attorney's  fees  resulting  from Advisors
     services  provided  hereunder,  including  loss of business or profit.  The
     Client  will  not  have  the  right  to be  indemnified  for his own  gross
     negligence or willful misconduct.

15.  NO BROKER-DEALER. Client is not a broker/dealer registered with the NASD or
     any other regulatory  agency. In performing  services under this agreement,
     the parties do not intend that Advisor will be acting in any  broker/dealer
     or  underwriting  capacity,  or receiving any  compensation  from Client as
     such.  Advisor is acting in the capacity as a Financial  Advisor and is not
     responsible  for the negotiation of the financial terms between the parties
     or will not be responsible for the handling of any of the monies.

16.  WAIVER.  A Party's  failure to insist on compliance or  enforcement  of any
     provision of this Agreement shall not effect the validity or enforceability
     or constitute a waiver of future enforcement of that provision or any other
     provision of this Agreement by that Party or any other party.

17.  LAW,  JURISDICTION  AND VENUE.  This  Agreement  shall in all  respects  be
     exclusively subject to, and governed by, the laws of the state of Colorado.
     Exclusive venue and  jurisdiction  for any and all disputes shall lie in El
     Paso  County,  Colorado.  The  Parties  hereto  stipulate  that any dispute
     arising out of this Agreement shall be submitted to binding  arbitration in
     Colorado pursuant to the arbitration rules and regulations,  as codified in
     the Colorado Revised Statutes.

18.  VALIDITY.  The  invalidity  or  unenforceability  of any  provision in this
     Agreement shall not in any way effect the validity or enforceability of any
     other provision and this Agreement shall be construed in all respects as if
     such invalid or unenforceable provision had never been in this Agreement.

19.  NOTICE.  All notices and other  communications  provided  for or  permitted
     hereunder shall be made by hand delivery,  overnight courier,  certified or
     registered  mail,  postage prepaid and return receipt  requested,  telex or
     facsimile transmission.

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     If to Client                            If to Advisor
     ------------                            -------------
     1880 Office Club Pointe Suite #2000     1800 Glenview Road
     Colorado Springs, Colorado 80920        Glenview, Illinois 60025
     Fax: (719) 272-8222                     Fax: (847) 729-2296

     All such notices shall be deemed to have been duly given:

     when delivered, by hand if personally delivered; and
     the next day, after being sent by overnight courier; and
     when received, if by mail;
     and when received (as electronically acknowledged), if by facsimile
     transmission.

20.  AMENDMENTS. This Agreement may be amended, at any time, only by the written
     mutual consent of the Parties hereto, with any such Amendment to be invalid
     unless it is both written and signed by both Parties.

21.  LEGAL FEES AND COSTS.  The Parties  hereby  stipulate and agree that in the
     event  that  a  dispute  arises  between  the  Parties,  relating  to  this
     Agreement,  and one or both of the  Parties  deem it  necessary  to hire an
     attorney  to protect  its rights  and/or  resolve  said  dispute,  then the
     prevailing Party, in any action,  shall be entitled to recover and collect,
     from the  non-prevailing  Party,  all reasonable  attorney's fees and costs
     incurred.

22.  ENTIRE  AGREEMENT.   This  Agreement  contains  the  entire  agreement  and
     understanding by and between the Parties and no representations,  promises,
     agreements  and/or  understandings,  written  or  oral,  relating  to  this
     Agreement  by either  Party not  contained  herein shall be of any force or
     effect.

This  Agreement is the exclusive  Agreement  between the parties with respect to
its subject  matter  and, as of its  effective  date,  supersedes  all prior and
contemporaneous agreements, negotiations, representations and proposals, written
or oral, related to its subject matter.  The parties  acknowledge that they have
read  this  Agreement  and  understand  and  agree to be bound by its  terms and
conditions.

CLIENT                                  ADVISOR
FutureOne, Inc                          Steven R. Green

/s/ Donald Cannella                     /s/ Steven R. Green
--------------------------------        ----------------------------------
By: Donald Cannella                     By: Steven R. Green
Its: President                          Its: Sole Proprietor

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