UNITED STATES BANKRUPTCY COURT

 

 

 DISTRICT OF 

 DIVISION

 

CHAPTER 7 TRUSTEE’S FINAL ACCOUNT AND DISTRIBUTION

REPORT CERTIFICATION THAT THE ESTATE HAS BEEN FULLY

ADMINISTERED AND APPLICATION TO BE DISCHARGED (TDR)

STEVEN R. RADTKE, chapter 7 trustee, submits this Final Account, Certification that

the Estate has been Fully Administered and Application to be Discharged.

1) All funds on hand have been distributed in accordance with the Trustee’s Final Report

and, if applicable, any order of the Court modifying the Final Report. The case is fully

administered and all assets and funds which have come under the trustee’s control in this case

have been properly accounted for as provided by law. The trustee hereby requests to be

discharged from further duties as a trustee.

2) A summary of assets abandoned, assets exempt, total distributions to claimants, claims

discharged without payment, and expenses of administration is provided below:

3) Total gross receipts of $ (see Exhibit 1), minus funds paid to the debtor and

third parties of $ (see Exhibit 2), yielded net receipts of $ from the liquidation of

the property of the estate, which was distributed as follows:

In re: §

§

Claudio De Santiago § Case No. 16-26019

Carmen De Santiago §

§

Debtors §

Assets Abandoned:

(Without deducting any secured claims)

Assets Exempt:

Total Distributions to Claimants: Claims Discharged

Without Payment: 

Total Expenses of Administration: 

UST Form 101-7-TDR (10/1/2010) (Page: 1)

9,566.35 

101-7-TDR /2009 2 11,600.00 NORTHERN 

ILLINOIS 11,600.00144,040.38 EASTERN 2,033.65 115,995.00 19,000.00 

/2010 0.00 ems Inc. A

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4) This case was originally filed under chapter on . The case was pending

for months.

5) All estate bank statements, deposit slips, and canceled checks have been submitted to

the United States Trustee.

6) An individual estate property record and report showing the final accounting of the

assets of the estate is attached as Exhibit 8. The cash receipts and disbursements records for each

estate bank account, showing the final accounting of the receipts and disbursements of estate

funds is attached as Exhibit 9.

Pursuant to Fed R Bank P 5009, I hereby certify, under penalty of perjury, that the

foregoing report is true and correct.

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction Act

exemption 5 C.F.R. § 1320.4(a)(2) applies.

CLAIMS

SCHEDULED

CLAIMS

ASSERTED

CLAIMS

ALLOWED

CLAIMS

PAID

SECURED CLAIMS

(from Exhibit 3) $ $ $ $

PRIORITY CLAIMS:

CHAPTER 7 ADMIN. FEES

AND CHARGES

(from Exhibit 4)

PRIOR CHAPTER

ADMIN. FEES AND

CHARGES (from Exhibit 5)

PRIORITY UNSECURED

CLAIMS (from Exhibit 6)

GENERAL UNSECURED

CLAIMS (from Exhibit 7)

TOTAL DISBURSEMENTS $ $ $ $

Dated: By:/s/STEVEN R. RADTKE

Trustee

UST Form 101-7-TDR (10/1/2010) (Page: 2)

52,987.43 NA 7

NA 0.00 NA 40,883.41 11,600.00 NA 2,033.65 NA 2,033.65 17 9,566.35 0.00 0.00 38,849.76 38,849.76 01/17/2018 0.00 0.00 152,851.43 40,883.41 0.00 99,864.00 NA 2,033.65 08/12/2016

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EXHIBITS TO

FINAL ACCOUNT

EXHIBIT 1 – GROSS RECEIPTS

EXHIBIT 2 – FUNDS PAID TO DEBTOR & THIRD PARTIES

EXHIBIT 3 – SECURED CLAIMS

DESCRIPTION UNIFORM

TRAN. CODE1

$ AMOUNT

RECEIVED

TOTAL GROSS RECEIPTS $

1

The Uniform Transaction Code is an accounting code assigned by the trustee for statistical reporting purposes.

PAYEE DESCRIPTION UNIFORM

TRAN. CODE

$ AMOUNT

PAID

NA

TOTAL FUNDS PAID TO DEBTOR &

THIRD PARTIES

$

CLAIM NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form 6D)

CLAIMS

ASSERTED

CLAIMS

ALLOWED CLAIMS PAID

American Honda Finance,

2170 Point Blvd Elgin, IL

60123-7885

Ocwen Loan Servicing L,

12650 Ingenuity Dr Orlando,

FL 32826-2703

TOTAL SECURED CLAIMS $ $ $ $ 

UST Form 101-7-TDR (10/1/2010) (Page: 3)

0.00

Contract For Sale Of Laazteca, 1708 Franklin

Street, Michiga 0.00 0.00 NA NANA 1129-000 11,600.00 99,864.00 11,600.00 78,660.00 21,204.00 0.00 NA NA 0.00 NANA

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EXHIBIT 4 – CHAPTER 7 ADMINISTRATIVE FEES and CHARGES

EXHIBIT 5 – PRIOR CHAPTER ADMINISTRATIVE FEES and CHARGES

EXHIBIT 6 – PRIORITY UNSECURED CLAIMS

PAYEE

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

CLAIMS

ASSERTED

CLAIMS

ALLOWED CLAIMS PAID

STEVEN R. RADTKE

STEVEN R. RADTKE

Associated Bank

TOTAL CHAPTER 7 ADMIN. FEES

AND CHARGES

$ $ $ $ 

PAYEE

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

CLAIMS

ASSERTED

CLAIMS

ALLOWED CLAIMS PAID

NA

TOTAL PRIOR CHAPTER ADMIN.

FEES AND CHARGES

$ $ $ $ 

CLAIM NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form

6E)

CLAIMS

ASSERTED

(from Proofs of

Claim)

CLAIMS

ALLOWED CLAIMS PAID

TOTAL PRIORITY UNSECURED

CLAIMS

$ $ $ $ 

UST Form 101-7-TDR (10/1/2010) (Page: 4)

NANANA 2,033.65 NA 2200-000 2100-000 2600-000 0.00 NA NA 0.00 101.41 22.24 1,910.00 NA NA NA NA NA 22.24 1,910.00 101.41 NA 0.00 NA 101.41 22.24 NA 2,033.65 1,910.00 0.00 NA 2,033.65NA 0.00

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EXHIBIT 7 – GENERAL UNSECURED CLAIMS

CLAIM NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form

6F)

CLAIMS

ASSERTED

(from Proofs of

Claim)

CLAIMS

ALLOWED CLAIMS PAID

Alphera Financial Serv, PO

Box 3608 Dublin, OH 43016-

0306

Capital One N.A., PO Box

30287 Salt Lake City, UT

84130-0287

1

American Infosource Lp As

Agent For

3

American Infosource Lp As

Agent For

4

Bmw Financial Services Na,

Llc

5 Capital One Na

2 Discover Bank

6

Portfolio Recovery

Associates, Llc

7

Portfolio Recovery

Associates, Llc

8

Portfolio Recovery

Associates, Llc

UST Form 101-7-TDR (10/1/2010) (Page: 5)

179.35 7100-000 7100-000 7100-000 7100-000 7100-000 9,466.00 1,190.00 13,655.97 10,334.00 1,237.00 12,286.46 351.00 1,307.00 145.00 299.40 1,307.64 950.14 12,286.46 1,189.79 9,466.42 7100-000 NA 10,334.73 NA 728.36 9,466.42 1,307.64 1,189.79 12,286.46 299.40 950.14 10,334.73 NANA 321.99 292.97 3,025.41 73.72 2,331.01 233.96 2,544.82 728.00 0.00 0.00 728.36 7100-000 7100-000

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CLAIM NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form

6F)

CLAIMS

ASSERTED

(from Proofs of

Claim)

CLAIMS

ALLOWED CLAIMS PAID

9

Portfolio Recovery

Associates, Llc

TOTAL GENERAL UNSECURED

CLAIMS

$ $ $ $ 

UST Form 101-7-TDR (10/1/2010) (Page: 6)

563.12 38,849.76 9,566.35 7100-000 2,287.00 2,286.82 2,286.82 52,987.43 38,849.76

Case 16-26019 Doc 29 Filed 02/06/18 Entered 02/06/18 15:48:16 Desc Main

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Exhibit 8

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Case No: 16-26019 CAD Judge: Carol A. Doyle Trustee Name: STEVEN R. RADTKE

Case Name: Claudio De Santiago Date Filed (f) or Converted (c): 08/12/2016 (f)

Carmen De Santiago 341(a) Meeting Date: 09/12/2016

For Period Ending: 01/17/2018 Claims Bar Date: 01/20/2017

1 2 3 4 5 6

Asset Description

(Scheduled and Unscheduled (u) Property)

Petition/

Unscheduled

Values

Est Net Value

(Value Determined by 

Trustee, Less Liens, 

Exemptions,

and Other Costs)

Property Formally

Abandoned

OA=554(a)

Sale/Funds

Received by

the Estate

Asset Fully

Administered (FA)/

Gross Value of Remaining 

Assets

1. 5306 S Kilpatrick Ave

Chicago Il 60632-4933

107,000.00 107,000.00 0.00 FA

2. 1931 221St St

Sauk Village Il 60411-5017

20,000.00 20,000.00 0.00 FA

3. Furniture And Household Goods 1,250.00 0.00 0.00 FA

4. Personal Clothing 700.00 0.00 0.00 FA

5. Citibank 1,150.00 0.00 0.00 FA

6. Chase 875.00 0.00 0.00 FA

7. Us Bank 20.00 0.00 0.00 FA

8. Contract For Sale Of Laazteca, 1708 Franklin Street, Michiga 15,600.00 11,600.00 11,600.00 FA

INT. Post-Petition Interest Deposits (u) Unknown N/A 0.00 FA

Gross Value of Remaining Assets

TOTALS (Excluding Unknown Values) $146,595.00 $138,600.00 $11,600.00 $0.00

(Total Dollar Amount in Column 6)

Major activities affecting case closing which are not reflected above, and matters pending, date of hearing or sale, and other action:

6/2017 Total of $9,600 collected; regular monthly installment payments continue

4/2017 Payments continue 

9/2016 Trustee made demand for payments Debtors are receiving for sale of business under installments beginning with 10/18/16

Initial Projected Date of Final Report (TFR): 10/31/2018 Current Projected Date of Final Report (TFR): 12/31/2017

Page: 1

UST Form 101-7-TDR (10/1/2010) (Page: 7)

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Exhibit 9

FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-26019 Trustee Name: STEVEN R. RADTKE

Case Name: Claudio De Santiago Bank Name: Associated Bank

Carmen De Santiago Account Number/CD#: XXXXXX6271

Checking

Taxpayer ID No: XX-XXX4700 Blanket Bond (per case limit): $5,000,000.00

For Period Ending: 01/17/2018 Separate Bond (if applicable):

1 2 3 4 5 6 7

Transaction Date Check or 

Reference

Paid To / Received From Description of Transaction Uniform Tran. 

Code

Deposits ($) Disbursements ($) Account/CD Balance 

($)

10/24/16 8 Claudio De Santiago and Carmen 

DeSantiago

Turnover of Funds 

Proceeds of sale of Debtors' 

business under installment 

contract

1129-000 $1,200.00 $1,200.00

12/05/16 8 Carmen De Santiago & Claudio De 

Santiago

Turnover of Funds 

Proceeds of sale of Debtors' 

business under installment 

contract

1129-000 $1,200.00 $2,400.00

12/07/16 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $2,390.00

01/09/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $2,380.00

01/23/17 8 Carmen and Claudio De Santiago Turnover of Funds 1129-000 $1,200.00 $3,580.00

02/07/17 8 Carment & Claudio De Santiago Turnover of Funds 1129-000 $1,200.00 $4,780.00

02/07/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $4,770.00

03/03/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $1,000.00 $5,770.00

03/03/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $200.00 $5,970.00

03/07/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $5,960.00

04/06/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $1,000.00 $6,960.00

04/06/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $200.00 $7,160.00

04/07/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $7,150.00

05/04/17 8 Claudio & Carmen De Santiago Installment payment 1129-000 $1,000.00 $8,150.00

Page Subtotals: $8,200.00 $50.00

Page: 1

UST Form 101-7-TDR (10/1/2010) (Page: 8)

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Exhibit 9

FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-26019 Trustee Name: STEVEN R. RADTKE

Case Name: Claudio De Santiago Bank Name: Associated Bank

Carmen De Santiago Account Number/CD#: XXXXXX6271

Checking

Taxpayer ID No: XX-XXX4700 Blanket Bond (per case limit): $5,000,000.00

For Period Ending: 01/17/2018 Separate Bond (if applicable):

1 2 3 4 5 6 7

Transaction Date Check or 

Reference

Paid To / Received From Description of Transaction Uniform Tran. 

Code

Deposits ($) Disbursements ($) Account/CD Balance 

($)

05/04/17 8 Claudio & Carmen De Santiago Installment payment 1129-000 $200.00 $8,350.00

05/05/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $10.00 $8,340.00

06/05/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $1,000.00 $9,340.00

06/05/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $200.00 $9,540.00

06/07/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $12.23 $9,527.77

07/05/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $1,000.00 $10,527.77

07/06/17 8 Carmen & Claudio De Santiago Installment payment 1129-000 $200.00 $10,727.77

07/10/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $13.48 $10,714.29

08/07/17 Associated Bank Bank Service Fee under 11 

U.S.C.  330(a)(1)(B), 503(b)

(1), and 507(a)(2)

2600-000 $15.70 $10,698.59

08/21/17 8 Claudio & Carmen De Santiago Final Installment payment 1129-000 $800.00 $11,498.59

11/07/17 1001 STEVEN R. RADTKE

CHILL, CHILL & RADTKE, P.C.

79 WEST MONROE STREET

SUITE 1305

CHICAGO, IL 60603

, 

Final distribution representing a 

payment of 100.00 % per court 

order.

2100-000 $1,910.00 $9,588.59

11/07/17 1002 STEVEN R. RADTKE

CHILL, CHILL & RADTKE, P.C.

79 WEST MONROE STREET

SUITE 1305

CHICAGO, IL 60603

, 

Final distribution representing a 

payment of 100.00 % per court 

order.

2200-000 $22.24 $9,566.35

Page Subtotals: $3,400.00 $1,983.65

Page: 2

UST Form 101-7-TDR (10/1/2010) (Page: 9)

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Exhibit 9

FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-26019 Trustee Name: STEVEN R. RADTKE

Case Name: Claudio De Santiago Bank Name: Associated Bank

Carmen De Santiago Account Number/CD#: XXXXXX6271

Checking

Taxpayer ID No: XX-XXX4700 Blanket Bond (per case limit): $5,000,000.00

For Period Ending: 01/17/2018 Separate Bond (if applicable):

1 2 3 4 5 6 7

Transaction Date Check or 

Reference

Paid To / Received From Description of Transaction Uniform Tran. 

Code

Deposits ($) Disbursements ($) Account/CD Balance 

($)

11/07/17 1003 American Infosource Lp As Agent For

Td Bank, Usa

Po Box 248866

Oklahoma City, Ok 73124-8866

Final distribution to claim 1 

representing a payment of 

24.62 % per court order.

7100-000 $2,544.82 $7,021.53

11/07/17 1004 Discover Bank

Discover Products Inc

Po Box 3025

New Albany, Oh 43054-3025

Final distribution to claim 2 

representing a payment of 

24.62 % per court order.

7100-000 $321.99 $6,699.54

11/07/17 1005 American Infosource Lp As Agent For

Td Bank, Usa

Po Box 248866

Oklahoma City, Ok 73124-8866

Final distribution to claim 3 

representing a payment of 

24.62 % per court order.

7100-000 $233.96 $6,465.58

11/07/17 1006 Bmw Financial Services Na, Llc

P.O. Box 165028

Irving, Tx 75016

Final distribution to claim 4 

representing a payment of 

24.62 % per court order.

7100-000 $3,025.41 $3,440.17

11/07/17 1007 Capital One Na

C/O Becket And Lee Llp

Po Box 3001

Malvern Pa 19355-0701

Final distribution to claim 5 

representing a payment of 

24.62 % per court order.

7100-000 $73.72 $3,366.45

11/07/17 1008 Portfolio Recovery Associates, Llc

Successor To Citibank, N.A. (Best Buy)

Pob 41067

Norfolk, Va 23541

Final distribution to claim 6 

representing a payment of 

24.62 % per court order.

7100-000 $292.97 $3,073.48

11/07/17 1009 Portfolio Recovery Associates, Llc

Successor To Citibank, N.A.

(The Home Depot)

Pob 41067

Norfolk, Va 23541

Final distribution to claim 7 

representing a payment of 

24.62 % per court order.

7100-000 $2,331.01 $742.47

11/07/17 1010 Portfolio Recovery Associates, Llc

Successor To Citibank, N.A.

(The Home Depot)

Pob 41067

Norfolk, Va 23541

Final distribution to claim 8 

representing a payment of 

24.62 % per court order.

7100-000 $179.35 $563.12

11/07/17 1011 Portfolio Recovery Associates, Llc

Successor To Synchrony Bank

(Old Navy)

Pob 41067

Norfolk, Va 23541

Final distribution to claim 9 

representing a payment of 

24.62 % per court order.

7100-000 $563.12 $0.00

Page Subtotals: $0.00 $9,566.35

Page: 3

UST Form 101-7-TDR (10/1/2010) (Page: 10)

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Exhibit 9

COLUMN TOTALS $11,600.00 $11,600.00

Less: Bank Transfers/CD's $0.00 $0.00

Subtotal $11,600.00 $11,600.00

Less: Payments to Debtors $0.00 $0.00

Net $11,600.00 $11,600.00

Page Subtotals: $0.00 $0.00

Page: 4

UST Form 101-7-TDR (10/1/2010) (Page: 11)

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Exhibit 9

TOTAL OF ALL ACCOUNTS

NET ACCOUNT

NET DEPOSITS DISBURSEMENTS BALANCE

XXXXXX6271 - Checking $11,600.00 $11,600.00 $0.00

$11,600.00 $11,600.00 $0.00

(Excludes account

transfers)

(Excludes payments

to debtors)

Total Funds on Hand

Total Allocation Receipts: $0.00

Total Net Deposits: $11,600.00

Total Gross Receipts: $11,600.00

Page Subtotals: $0.00 $0.00

Page: 5

UST Form 101-7-TDR (10/1/2010) (Page: 12)

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