UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

Douglas E Opielinski

Kristen M Opielinski

Debtor(s)

Case No. 16-30151

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Glenn Stearns, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 09/21/2016.

2) The plan was confirmed on 12/02/2016.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was completed on 12/19/2017.

6) Number of months from filing to last payment: 15.

7) Number of months case was pending: 18.

8) Total value of assets abandoned by court order: $0.00.

9) Total value of assets exempted: $37,476.00.

10) Amount of unsecured claims discharged without payment: $21,974.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $81,015.00

Less amount refunded to debtor $925.44

NET RECEIPTS: $80,089.56

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $2,610.00

Court Costs $0.00

Trustee Expenses & Compensation $4,509.33

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $7,119.33

Attorney fees paid and disclosed by debtor: $1,390.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

BECKET & LEE LLP Unsecured 247.00 278.79 278.79 278.79 0.00

BECKET & LEE LLP Unsecured 654.00 694.04 694.04 694.04 0.00

CAPITAL ONE BANK USA Unsecured 2,129.00 2,155.14 2,155.14 2,155.14 0.00

CAPITAL ONE BANK USA Unsecured 412.00 446.06 446.06 446.06 0.00

CAVALRY SPV I LLC Unsecured 2,514.00 2,602.79 2,602.79 2,602.79 0.00

CAVALRY SPV I LLC Unsecured 506.00 533.70 533.70 533.70 0.00

DISCOVER BANK Unsecured 1,020.00 1,020.00 1,020.00 1,020.00 0.00

GOOSE LAKE HOMEOWNERS ASSOC Secured 0.00 0.00 0.00 0.00 0.00

GREENSKY TRADE CREDIT Secured 1,500.00 1,500.00 1,500.00 1,500.00 87.44

GREENSKY TRADE CREDIT Unsecured 4,201.00 NA NA 0.00 0.00

LVNV FUNDING Unsecured 8,841.00 8,934.77 8,934.77 8,934.77 0.00

PORTFOLIO RECOVERY ASSOC Unsecured 613.00 590.95 590.95 590.95 0.00

PORTFOLIO RECOVERY ASSOC Unsecured 1,743.00 1,720.11 1,720.11 1,720.11 0.00

CHASE Unsecured 261.00 NA NA 0.00 0.00

CHASE Unsecured 5,880.00 NA NA 0.00 0.00

COMENITY BANK/VICTORIAS SECRE Unsecured 76.00 NA NA 0.00 0.00

BANK OF AMERICA Unsecured 1,327.00 NA NA 0.00 0.00

BANK OF AMERICA Unsecured 7,830.00 NA NA 0.00 0.00

PARK WEST GALLERY ART Unsecured 2,399.00 NA NA 0.00 0.00

GMAC MORTGAGE Unsecured 0.00 NA NA 0.00 0.00

SUMMIT CREDIT UNION Unsecured NA 15,362.56 15,362.56 15,362.56 0.00

SUMMIT CREDIT UNION Secured 14,350.00 12,641.23 12,641.23 12,641.23 721.67

SYNCHRONY BANK Secured 1,000.00 1,000.00 1,000.00 1,000.00 57.98

WELLS FARGO CARD SERVICES Unsecured 5,737.00 5,764.93 5,764.93 5,764.93 0.00

WELLS FARGO DEALERS SERVICES Unsecured NA 788.40 788.40 788.40 0.00

WELLS FARGO DEALERS SERVICES Secured 14,325.00 14,000.00 14,000.00 14,000.00 812.13

UST Form 101-13-FR-S (9/1/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

WELLS FARGO FINANCIAL BANK Secured 800.00 800.00 800.00 800.00 38.60

WELLS FARGO FINANCIAL BANK Unsecured 608.00 418.94 418.94 418.94 0.00

WELLS FARGO HOME MORTGAGE Secured 0.00 0.00 0.00 0.00 0.00

Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$26,641.23

$3,300.00

$29,941.23

$0.00

$0.00

$0.00

$0.00

$41,311.18

Principal

Paid

$0.00

$0.00

$26,641.23

$3,300.00

$29,941.23

$0.00

$0.00

$0.00

$0.00

$41,311.18

Interest

Paid

$0.00

$0.00

$1,533.80

$184.02

$1,717.82

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $7,119.33

Disbursements to Creditors $72,970.23

TOTAL DISBURSEMENTS : $80,089.56

UST Form 101-13-FR-S (9/1/2009)

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12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 03/21/2018

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Glenn Stearns

Trustee

UST Form 101-13-FR-S (9/1/2009)

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