1) All funds on hand have been distributed in accordance with the Trustee’s Final Report and, if applicable, any

order of the Court modifying the Final Report. The case is fully administered and all assets and funds which have

come under the trustee’s control in this case have been properly accounted for as provided by law. The trustee

hereby requests to be discharged from further duties as a trustee.

2) A summary of assets abandoned, assets exempt, total distributions to claimants, claims discharged without

payment, and expenses of administration is provided below:

UNITED STATES BANKRUPTCY COURT

Hudson, Wanda

In re:

Debtor(s)

§

§

§

§

§

Case No. 16-29401

EASTERN DIVISION

NORTHERN DISTRICT OF ILLINOIS

3) Total gross receipts of $10,687.50 (see Exhibit 1), minus funds paid to the debtor and third parties of

$4,000.00 (see Exhibit 2), yielded net receipts of $6,687.50 from the liquidation of the property of the estate, which

was distributed as follows:

CHAPTER 7 TRUSTEE’S FINAL ACCOUNT AND DISTRIBUTION

 REPORT CERTIFICATION THAT THE ESTATE HAS BEEN FULLY

 ADMINISTERED AND APPLICATION TO BE DISCHARGED (TDR)

Joseph A. Baldi, Chapter 7 Trustee, submits this Final Account, Certification that the Estate has been Fully

Administered and Application to be Discharged.

Without Payment: $49,981.79

(Without deducting any secured claims)

Total Expenses of Administration: $1,427.75

Total Distributions to Claimants: $5,259.75

Assets Abandoned: $23.50 Assets Exempt: $4,500.00

Claims Discharged

UST Form 101-7-TDR (10/1/2010) (Page: 1)

Case 16-29401 Doc 32 Filed 05/13/19 Entered 05/13/19 15:09:32 Desc Main

 Document Page 1 of 12
CLAIMS

SCHEDULED

CLAIMS

ASSERTED

CLAIMS

ALLOWED

CLAIMS

 PAID

$0.00

NA

NA

$0.00

$52,643.18

$0.00

$1,427.75

$0.00

$0.00

$33,342.36

$0.00

$1,427.75

$0.00

$0.00

$33,342.36

$0.00

$1,427.75

$0.00

$0.00

$5,259.75

SECURED CLAIMS

(from Exhibit 3 )

GENERAL UNSECURED CLAIMS

(from Exhibit 7 )

 PRIORITY UNSECURED CLAIMS

 (from Exhibit 6 )

 PRIOR CHAPTER ADMIN. FEES

 AND CHARGES

 (from Exhibit 5 )

PRIORITY CLAIMS:

 CHAPTER 7 ADMIN. FEES

 AND CHARGES (from Exhibit 4 )

TOTAL DISBURSEMENTS $52,643.18 $34,770.11 $34,770.11 $6,687.50

4) This case was originally filed under chapter 7 on 09/15/2016. The case was pending for 31 months.

5) All estate bank statements, deposit slips, and canceled checks have been submitted to the United States

Trustee.

6) An individual estate property record and report showing the final accounting of the assets of the estate is

attached as Exhibit 8. The cash receipts and disbursements records for each estate bank account, showing the final

accounting of the receipts and disbursements of estate funds is attached as Exhibit 9.

Dated :

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction Act

exemption 5 C.F.R. § 1320.4 (a)(2) applies.

04/17/2019 By : /s/ Joseph A. Baldi

Pursuant to Fed R Bank P 5009, I hereby certify, under penalty of perjury, that the foregoing report is true and

correct.

Trustee

UST Form 101-7-TDR (10/1/2010) (Page: 2)

Case 16-29401 Doc 32 Filed 05/13/19 Entered 05/13/19 15:09:32 Desc Main

 Document Page 2 of 12
EXHIBIT 2 – FUNDS PAID TO DEBTOR & THIRD PARTIES

DESCRIPTION UNIFORM

TRAN. CODE

AMOUNT

PAID PAYEE

Wanda Hudson exemption in funds r 8100-002 $4,000.00

TOTAL FUNDS PAID TO DEBTOR &

THIRD PARTIES $4,000.00

NA NA NA NA NA NA

EXHIBIT 3 – SECURED CLAIMS

CLAIM

NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form 6D)

CLAIMS

ASSERTED

CLAIMS

ALLOWED

CLAIMS

PAID

 TOTAL SECURED $0.00 $0.00 $0.00 $0.00

EXHIBIT 4 – CHAPTER 7 ADMINISTRATIVE FEES AND CHARGES

UNIFORM

TRAN.

CODE

CLAIMS

ASSERTED

CLAIMS

PAID PAYEE CLAIMSSCHEDULED

CLAIMS

ALLOWED

Joseph A. Baldi 2100-000 NA $1,418.75 $1,418.75 $1,418.75

Joseph A. Baldi 2200-000 NA $9.00 $9.00 $9.00

TOTAL CHAPTER 7 ADMIN. FEES

AND CHARGES NA $1,427.75 $1,427.75 $1,427.75

EXHIBIT 1 – GROSS RECEIPTS

DESCRIPTION UNIFORM

TRAN. CODE 1

AMOUNT

RECEIVED

Probate Estate with claim against nursing home facility 1229-000 $10,687.50

TOTAL GROSS RECEIPTS $10,687.50

1

 The Uniform Transaction Code is an accounting code assigned by the trustee for statistical reporting purposes.

EXHIBITS TO

FINAL ACCOUNT

UST Form 101-7-TDR (10/1/2010) (Page: 3)

Case 16-29401 Doc 32 Filed 05/13/19 Entered 05/13/19 15:09:32 Desc Main

 Document Page 3 of 12
NA NA NA NA NA NA

EXHIBIT 5 – PRIOR CHAPTER ADMINISTRATIVE FEES AND CHARGES

PAYEE

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

CLAIMS

ASSERTED

CLAIMS

ALLOWED

CLAIMS

PAID

TOTAL PRIOR CHAPTER ADMIN FEES

AND CHARGES NA $0.00 $0.00 $0.00

NA NA NA NA NA NA

EXHIBIT 6 – PRIORITY UNSECURED CLAIMS

CLAIM

NO. CLAIMANT

UNIFORM

TRAN.

CODE

CLAIMS

SCHEDULED

(from Form

6E)

CLAIMS

ASSERTED

(from Proofs of

Claim)

CLAIMS

ALLOWED

CLAIMS

PAID

TOTAL PRIORITY UNSECURED CLAIMS $0.00 $0.00 $0.00 $0.00

EXHIBIT 7 – GENERAL UNSECURED CLAIMS

UNIFORM

TRAN.

CODE

CLAIMS

ASSERTED

(FROM Proofs of

Claim)

CLAIMS

PAID

CLAIM

NO. CLAIMANT

CLAIMS

SCHEDULED

(FROM Form

6F)

CLAIMS

ALLOWED

00014 Comenity Capital Bank/Paypal 7100-000 $600.00 $584.44 $584.44 $92.13

00013 Synchrony Bank c/o PRA 7100-000 $167.00 $454.00 $454.00 $71.62

00012 Synchrony Bank c/o PRA 7100-000 $249.00 $541.55 $541.55 $85.43

00011 Synchrony Bank c/o PRA 7100-000 $364.00 $678.73 $678.73 $107.07

00010 Department Stores National 7100-000 $987.00 $987.54 $987.54 $155.79

00009 US DEPT OF EDUCATION CLAIMS 7100-000 NA $6,285.47 $6,285.47 $991.54

00008 US DEPT OF EDUCATION CLAIMS 7100-000 $19,000.00 $13,930.73 $13,930.73 $2,197.59

00007 Capital One Bank (USA), N.A. by 7100-000 $1,407.00 $1,470.15 $1,470.15 $231.92

00006 CREDIT FIRST NA 7100-000 $1,153.00 $1,153.31 $1,153.31 $181.94

00005 Quantum3 Group LLC as agent 7100-000 $1,187.00 $1,249.28 $1,249.28 $197.08

00004 Quantum3 Group LLC as agent 7100-000 $361.00 $397.50 $397.50 $62.71

00003 Quantum3 Group LLC as agent 7100-000 $1,537.00 $1,537.13 $1,537.13 $242.48

00002 Quantum3 Group LLC as agent 7100-000 $1,000.00 $1,030.67 $1,030.67 $162.59

00001 American InfoSource LP as agent 7100-000 $2,732.00 $3,041.86 $3,041.86 $479.86

Barclays Bank Delaware $1,152.00 NA NA $0.00

UST Form 101-7-TDR (10/1/2010) (Page: 4)

Case 16-29401 Doc 32 Filed 05/13/19 Entered 05/13/19 15:09:32 Desc Main

 Document Page 4 of 12
EXHIBIT 7 – GENERAL UNSECURED CLAIMS

UNIFORM

TRAN.

CODE

CLAIMS

ASSERTED

(FROM Proofs of

Claim)

CLAIMS

PAID

CLAIM

NO. CLAIMANT

CLAIMS

SCHEDULED

(FROM Form

6F)

CLAIMS

ALLOWED

Best Buy/CBNA $831.00 NA NA $0.00

Chase/Bank One Card $2,238.00 NA NA $0.00

Check Into Cash of Illinois Inc $820.00 NA NA $0.00

Comenity Bank/BDFRDFR $10.00 NA NA $0.00

Credit One Bank $1,208.00 NA NA $0.00

First Premier Bank $882.00 NA NA $0.00

First Saving Credit Car $385.00 NA NA $0.00

NCB Management Services $4,085.00 NA NA $0.00

PLS Financial Solutions of Illinois $522.18 NA NA $0.00

Santander Consumer $6,120.00 NA NA $0.00

Sears/CBNA $3,315.00 NA NA $0.00

SYNCB/ Amazon $10.00 NA NA $0.00

Turner Acceptance Corp $321.00 NA NA $0.00

TOTAL GENERAL UNSECURED CLAIMS $52,643.18 $33,342.36 $33,342.36 $5,259.75

UST Form 101-7-TDR (10/1/2010) (Page: 5)

Case 16-29401 Doc 32 Filed 05/13/19 Entered 05/13/19 15:09:32 Desc Main

 Document Page 5 of 12
341(a) Meeting Date:

Case Name: Hudson, Wanda

16-29401 Trustee Name:

For Period Ending: Claims Bar Date:

04/17/2019

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Judge: 

Case No: Timothy A. Barnes

Date Filed (f) or Converted (c):

1 2 3 4 

Sale/Fun

th

Property Formally

Abandoned

OA=554(a)

Est Net Value

(Value Determined by

Trustee, Less Liens,

Exemptions,

and Other Costs)

Petition/Unscheduled

Values

Asset Description

(Scheduled and Unscheduled (u) Property)

1. Wearing Apparel 500.00 0.00 2. Checking account-JP Morgan Chase 20.00 0.00 3. Savings Account - JP Morgan Chase 3.50 0.00 4. Probate Estate with claim against nursing home facility (u) 10,687.50 6,687.50 

TOTALS (Excluding Unknown Values) 11,211.00 6,687.50

December 1, 2018: Trustee recovered Debtor's one-sixth interest in her mother's probate estate. Debtor amended her schedules to claim an exemption in the proceeds from tthe claimed exemption was valid and paid the Debtor her allowed exemption. Trustee reviewed and validated all claims filed. Trustee's attorneys advised that they would not reimbursement in this case. Trustee prepared his TFR.July 11, 2018 - Trustee conferred with counsel handling probate estate claim against nursing home. Have determined amount due, adjudicating liens on proceeds. Once comp$20,000.June 2017: Debtor is the executor her mother's probate estate. The probate estate is pursuing a claim against the nursing home where the Debtor's mother previously lived. Tclaim against the nursing home and will keep the case open pending recovery of the claim against the nursing home.

Major activities affecting case closing which are not reflected above, and matters pending, date of hearing or sale, and other action:

Re Prop. #4 one-sixth share of the Probate Estate of Madestine Hudson,deceased - proceeds of lawsuit against Paramount of OakPark Healthcare Center, LLC for negligence leading to hedeath of Madestine Hudson

UST Form 101-7-TDR (10/1/2010) (Page 6) 

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 Document Page 6 of 12
341(a) Meeting Date:

Case Name: Hudson, Wanda

16-29401 Trustee Name:

For Period Ending: Claims Bar Date:

04/17/2019

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Judge: 

Case No: Timothy A. Barnes

Date Filed (f) or Converted (c):

1 2 3 4 

Sale/Fun

th

Property Formally

Abandoned

OA=554(a)

Est Net Value

(Value Determined by

Trustee, Less Liens,

Exemptions,

and Other Costs)

Petition/Unscheduled

Values

Asset Description

(Scheduled and Unscheduled (u) Property)

12/31/2018 Current Projected Date of Final Report(TFR) :

Trustee’s Signature

12/31/2018

/s/Joseph A. Baldi Date:

Initial Projected Date of Final Report(TFR) :

04/17/2019

Joseph A. BaldiP.O. Box 2399Glen Ellyn, IL 60138-2399Phone : (312) 726-8150

UST Form 101-7-TDR (10/1/2010) (Page 7) 

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 Document Page 7 of 12
 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***73244/17/2019

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

10/30/2018 [4] Keating Law Offices

79 W. Monroe StreetSuite 1024Chicago, IL 60603

Distribution from Estate of Madestine Hudson 1229-000 10,687.50 

11/09/2018 51001 Wanda Hudson

5253 W Kamerling AveChicago, IL 60651

personal property exemption 8100-002 

01/29/2019 51002 Joseph A. Baldi

P.O. Box 2399Glen Ellyn, IL 60138-2399

Trustee's Compensation 2100-000 

01/29/2019 51003 Joseph A. Baldi

P.O. Box 2399Glen Ellyn, IL 60138-2399

Trustee expenses 2200-000 

01/29/2019 51004 American InfoSource LP as agent for TD

Bank, USAPO Box 248866Oklahoma City, OK 73124

Disb of 15.78% to Claim #00001 7100-000 

01/29/2019 51005 Quantum3 Group LLC as agent for

Comenity BankPO Box 788Kirkland, WA 98083

Disb of 15.78% to Claim #00002 7100-000 

Page Subtotals 10,687.50 

UST Form 101-7-TDR (10/1/2010) (Page 8) 

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 Document Page 8 of 12
 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***73244/17/2019

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

01/29/2019 51006 Quantum3 Group LLC as agent for

Comenity BankPO Box 788Kirkland, WA 98083

Disb of 15.77% to Claim #00003 7100-000 

01/29/2019 51007 Quantum3 Group LLC as agent for

Comenity BankPO Box 788Kirkland, WA 98083

Disb of 15.78% to Claim #00004 7100-000 

01/29/2019 51008 Quantum3 Group LLC as agent for

Comenity BankPO Box 788Kirkland, WA 98083

Disb of 15.78% to Claim #00005 7100-000 

01/29/2019 51009 CREDIT FIRST NA

PO Box 818011Cleveland, OH 44181

Disb of 15.78% to Claim #00006 7100-000 

01/29/2019 51010 Capital One Bank (USA), N.A. by American

InfoSource LP as agentPO Box 71083Charlotte, NC 28272

Disb of 15.78% to Claim #00007 7100-000 

01/29/2019 51011 US DEPT OF EDUCATION CLAIMS FILING

UNITPO Box 8973Madison, WI 53708

Disb of 15.78% to Claim #00008 7100-000 

Page Subtotals 0.00 

UST Form 101-7-TDR (10/1/2010) (Page 9) 

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 Document Page 9 of 12
 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***73244/17/2019

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

01/29/2019 51012 US DEPT OF EDUCATION CLAIMS FILING

UNITPO Box 8973Madison, WI 53708

Disb of 15.78% to Claim #00009 7100-000 

01/29/2019 51013 Department Stores National Bank c/o

Quantum3 Group LLCPO Box 657Kirkland, WA 98083

Disb of 15.78% to Claim #00010 7100-000 

*01/29/2019 51014 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Disb of 15.78% to Claim #00011 7100-004 

*01/29/2019 51015 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Disb of 15.78% to Claim #00012 7100-004 

*01/29/2019 51016 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Disb of 15.78% to Claim #00013 7100-004 

01/29/2019 51017 Comenity Capital Bank/Paypal Credit c/o

Weinstein & Riley, PS2001 Western Ave Ste 400Seattle, WA 98121

Disb of 15.76% to Claim #00014 7100-000 

Page Subtotals 0.00 

UST Form 101-7-TDR (10/1/2010) (Page 10) 

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 Document Page 10 of 12
 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***73244/17/2019

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

*03/22/2019 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Stop Payment on Check 51014 7100-004 

*03/22/2019 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Stop Payment on Check 51016 7100-004 

*03/22/2019 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41021Norfolk, VA 23541

Stop Payment on Check 51015 7100-004 

03/26/2019 51018 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41031Norfolk, VA 23541

Disb. of 15.78% on claim 11, replaces check 51014 7100-000 

03/26/2019 51019 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41031Norfolk, VA 23541

Disb of 15.78% to claim 12, replaces check 51015 7100-000 

03/26/2019 51020 Synchrony Bank c/o PRA Receivables

Management, LLCPO Box 41031Norfolk, VA 23541

Disb of 15.78% on claim 13, replaces check 51016 7100-000 

Page Subtotals 0.00 

UST Form 101-7-TDR (10/1/2010) (Page 11) 

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 Document Page 11 of 12
 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***73244/17/2019

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

Page Subtotals

0.00

10,687.5010,687.50

Less:Bank Transfer/CD's

Less: Payments to Debtors

COLUMN TOTALSSUBTOTALSNet 10,687.50 

TOTAL-ALL ACCOUNTS NET

DEPOSITS

******5682 Checking Account 10,687.50 Net Totals 10,687.50 

10,687.5010,687.50

0.00

All Accounts Gross Receipts:

All Accounts Gross Disbursements:

All Accounts Net:

UST Form 101-7-TDR (10/1/2010) (Page 12) 

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 Document Page 12 of 12