Fill in this information to identify your case:

United States Bankruptcy Court for the:

NORTHERN DISTRICT OF ILLINOIS

Case number (if known) Chapter you are filing under:

 Chapter 7

 Chapter 11

 Chapter 12

 Chapter 13  Check if this an

amended filing

Official Form 101

Voluntary Petition for Individuals Filing for Bankruptcy 12/15

The bankruptcy forms use you and Debtor 1 to refer to a debtor filing alone. A married couple may file a bankruptcy case together—called a joint

case—and in joint cases, these forms use you to ask for information from both debtors. For example, if a form asks, “Do you own a car,” the answer

would be yes if either debtor owns a car. When information is needed about the spouses separately, the form uses Debtor 1 and Debtor 2 to distinguish

between them. In joint cases, one of the spouses must report information as Debtor 1 and the other as Debtor 2. The same person must be Debtor 1 in

all of the forms.

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If

more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer

every question.

Part 1: Identify Yourself

About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case):

1. Your full name

Write the name that is on

your government-issued

picture identification (for

example, your driver's

license or passport).

Bring your picture

identification to your

meeting with the trustee.

Maurice

First name First name

M

Middle name Middle name

Williams

Last name and Suffix (Sr., Jr., II, III) Last name and Suffix (Sr., Jr., II, III)

2. All other names you have

used in the last 8 years

Include your married or

maiden names.

3. Only the last 4 digits of

your Social Security

number or federal

Individual Taxpayer

Identification number

(ITIN)

xxx-xx-9244

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 1

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 1 of 58
Debtor 1 Maurice M Williams Case number (if known)

About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case):

4. Any business names and

Employer Identification

Numbers (EIN) you have

used in the last 8 years

 I have not used any business name or EINs.  I have not used any business name or EINs.

Include trade names and

doing business as names

Business name(s) Business name(s)

EINs EINs

5. Where you live If Debtor 2 lives at a different address:

920 Beau Dr., Unit 103

Des Plaines, IL 60016

Number, Street, City, State & ZIP Code Number, Street, City, State & ZIP Code

Cook

County County

If your mailing address is different from the one

above, fill it in here. Note that the court will send any

notices to you at this mailing address.

If Debtor 2's mailing address is different from yours, fill it

in here. Note that the court will send any notices to this

mailing address.

Number, P.O. Box, Street, City, State & ZIP Code Number, P.O. Box, Street, City, State & ZIP Code

6. Why you are choosing

this district to file for

bankruptcy

Check one:

 Over the last 180 days before filing this petition,

I have lived in this district longer than in any

other district.

 I have another reason.

Explain. (See 28 U.S.C. § 1408.)

Check one:

 Over the last 180 days before filing this petition, I

have lived in this district longer than in any other

district.

 I have another reason.

Explain. (See 28 U.S.C. § 1408.)

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 2

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 2 of 58
Debtor 1 Maurice M Williams Case number (if known)

Part 2: Tell the Court About Your Bankruptcy Case

7. The chapter of the

Bankruptcy Code you are

choosing to file under

Check one. (For a brief description of each, see Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy

(Form 2010)). Also, go to the top of page 1 and check the appropriate box.

 Chapter 7

 Chapter 11

 Chapter 12

 Chapter 13

8. How you will pay the fee  I will pay the entire fee when I file my petition. Please check with the clerk’s office in your local court for more details

about how you may pay. Typically, if you are paying the fee yourself, you may pay with cash, cashier’s check, or money

order. If your attorney is submitting your payment on your behalf, your attorney may pay with a credit card or check with

a pre-printed address.

 I need to pay the fee in installments. If you choose this option, sign and attach the Application for Individuals to Pay

The Filing Fee in Installments (Official Form 103A).

 I request that my fee be waived (You may request this option only if you are filing for Chapter 7. By law, a judge may,

but is not required to, waive your fee, and may do so only if your income is less than 150% of the official poverty line that

applies to your family size and you are unable to pay the fee in installments). If you choose this option, you must fill out

the Application to Have the Chapter 7 Filing Fee Waived (Official Form 103B) and file it with your petition.

9. Have you filed for

bankruptcy within the

last 8 years?

 No.

 Yes.

District When Case number

District When Case number

District When Case number

10. Are any bankruptcy

cases pending or being

filed by a spouse who is

not filing this case with

you, or by a business

partner, or by an

affiliate?

 No

 Yes.

Debtor Relationship to you

District When Case number, if known

Debtor Relationship to you

District When Case number, if known

11. Do you rent your

residence?

 No. Go to line 12.

 Yes. Has your landlord obtained an eviction judgment against you and do you want to stay in your residence?

 No. Go to line 12.

 Yes. Fill out Initial Statement About an Eviction Judgment Against You (Form 101A) and file it with this

bankruptcy petition.

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 3

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 3 of 58
Debtor 1 Maurice M Williams Case number (if known)

Part 3: Report About Any Businesses You Own as a Sole Proprietor

12. Are you a sole proprietor

of any full- or part-time

business?

 No. Go to Part 4.

 Yes. Name and location of business

A sole proprietorship is a

business you operate as

an individual, and is not a

separate legal entity such

as a corporation,

partnership, or LLC.

Name of business, if any

If you have more than one

sole proprietorship, use a

separate sheet and attach

it to this petition.

Number, Street, City, State & ZIP Code

Check the appropriate box to describe your business:

 Health Care Business (as defined in 11 U.S.C. § 101(27A))

 Single Asset Real Estate (as defined in 11 U.S.C. § 101(51B))

 Stockbroker (as defined in 11 U.S.C. § 101(53A))

 Commodity Broker (as defined in 11 U.S.C. § 101(6))

 None of the above

13. Are you filing under

Chapter 11 of the

Bankruptcy Code and are

you a small business

debtor?

If you are filing under Chapter 11, the court must know whether you are a small business debtor so that it can set appropriate

deadlines. If you indicate that you are a small business debtor, you must attach your most recent balance sheet, statement of

operations, cash-flow statement, and federal income tax return or if any of these documents do not exist, follow the procedure

in 11 U.S.C. 1116(1)(B).

For a definition of small

business debtor, see 11

U.S.C. § 101(51D).

 No. I am not filing under Chapter 11.

 No. I am filing under Chapter 11, but I am NOT a small business debtor according to the definition in the Bankruptcy

Code.

 Yes. I am filing under Chapter 11 and I am a small business debtor according to the definition in the Bankruptcy Code.

Part 4: Report if You Own or Have Any Hazardous Property or Any Property That Needs Immediate Attention

14. Do you own or have any

property that poses or is

alleged to pose a threat

of imminent and

identifiable hazard to

public health or safety?

Or do you own any

property that needs

immediate attention?

 No.

 Yes.

What is the hazard?

If immediate attention is

needed, why is it needed?

For example, do you own

perishable goods, or

livestock that must be fed,

or a building that needs

urgent repairs?

Where is the property?

Number, Street, City, State & Zip Code

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 4

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 4 of 58
Debtor 1 Maurice M Williams Case number (if known)

Part 5: Explain Your Efforts to Receive a Briefing About Credit Counseling

About Debtor 1: About Debtor 2 (Spouse Only in a Joint Case):

15. Tell the court whether

you have received a

briefing about credit

counseling.

The law requires that you

receive a briefing about

credit counseling before

you file for bankruptcy.

You must truthfully check

one of the following

choices. If you cannot do

so, you are not eligible to

file.

If you file anyway, the court

can dismiss your case, you

will lose whatever filing fee

you paid, and your

creditors can begin

collection activities again.

You must check one: You must check one:

 I received a briefing from an approved credit

counseling agency within the 180 days before I

filed this bankruptcy petition, and I received a

certificate of completion.

Attach a copy of the certificate and the payment

plan, if any, that you developed with the agency.

 I received a briefing from an approved credit

counseling agency within the 180 days before I filed

this bankruptcy petition, and I received a certificate of

completion.

Attach a copy of the certificate and the payment plan, if

any, that you developed with the agency.

 I received a briefing from an approved credit

counseling agency within the 180 days before I

filed this bankruptcy petition, but I do not have

a certificate of completion.

Within 14 days after you file this bankruptcy

petition, you MUST file a copy of the certificate and

payment plan, if any.

 I received a briefing from an approved credit

counseling agency within the 180 days before I filed

this bankruptcy petition, but I do not have a certificate

of completion.

Within 14 days after you file this bankruptcy petition, you

MUST file a copy of the certificate and payment plan, if

any.

 I certify that I asked for credit counseling

services from an approved agency, but was

unable to obtain those services during the 7

days after I made my request, and exigent

circumstances merit a 30-day temporary waiver

of the requirement.

To ask for a 30-day temporary waiver of the

requirement, attach a separate sheet explaining

what efforts you made to obtain the briefing, why

you were unable to obtain it before you filed for

bankruptcy, and what exigent circumstances

required you to file this case.

Your case may be dismissed if the court is

dissatisfied with your reasons for not receiving a

briefing before you filed for bankruptcy.

If the court is satisfied with your reasons, you must

still receive a briefing within 30 days after you file.

You must file a certificate from the approved

agency, along with a copy of the payment plan you

developed, if any. If you do not do so, your case

may be dismissed.

Any extension of the 30-day deadline is granted

only for cause and is limited to a maximum of 15

days.

 I certify that I asked for credit counseling services

from an approved agency, but was unable to obtain

those services during the 7 days after I made my

request, and exigent circumstances merit a 30-day

temporary waiver of the requirement.

To ask for a 30-day temporary waiver of the requirement,

attach a separate sheet explaining what efforts you made

to obtain the briefing, why you were unable to obtain it

before you filed for bankruptcy, and what exigent

circumstances required you to file this case.

Your case may be dismissed if the court is dissatisfied

with your reasons for not receiving a briefing before you

filed for bankruptcy.

If the court is satisfied with your reasons, you must still

receive a briefing within 30 days after you file. You must

file a certificate from the approved agency, along with a

copy of the payment plan you developed, if any. If you do

not do so, your case may be dismissed.

Any extension of the 30-day deadline is granted only for

cause and is limited to a maximum of 15 days.

 I am not required to receive a briefing about

credit counseling because of:

 I am not required to receive a briefing about credit

counseling because of:

 Incapacity.

I have a mental illness or a mental deficiency

that makes me incapable of realizing or

making rational decisions about finances.

 Incapacity.

I have a mental illness or a mental deficiency that

makes me incapable of realizing or making rational

decisions about finances.

 Disability.

My physical disability causes me to be

unable to participate in a briefing in person,

by phone, or through the internet, even after I

reasonably tried to do so.

 Disability.

My physical disability causes me to be unable to

participate in a briefing in person, by phone, or

through the internet, even after I reasonably tried to

do so.

 Active duty.

I am currently on active military duty in a

military combat zone.

 Active duty.

I am currently on active military duty in a military

combat zone.

If you believe you are not required to receive a

briefing about credit counseling, you must file a

motion for waiver credit counseling with the court.

If you believe you are not required to receive a briefing

about credit counseling, you must file a motion for waiver

of credit counseling with the court.

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 5

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 5 of 58
Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 6 of 58
Debtor 1 Maurice M Williams Case number (if known)

For your attorney, if you are

represented by one

If you are not represented by

an attorney, you do not need

to file this page.

I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility to proceed

under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief available under each chapter

for which the person is eligible. I also certify that I have delivered to the debtor(s) the notice required by 11 U.S.C. § 342(b)

and, in a case in which § 707(b)(4)(D) applies, certify that I have no knowledge after an inquiry that the information in the

schedules filed with the petition is incorrect.

/s/ Arthur Corbin Date August 18, 2016

Signature of Attorney for Debtor MM / DD / YYYY

Arthur Corbin

Printed name

Corbin Law Firm, LLC

Firm name

2500 E. Devon Ave.

Suite 200

Des Plaines, IL 60018

Number, Street, City, State & ZIP Code

Contact phone 773-570-0054 Email address arthur@corbin-law.com

ARDC#6305658

Bar number & State

Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 7

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 7 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106Sum

Summary of Your Assets and Liabilities and Certain Statistical Information 12/15

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. Fill out all of your schedules first; then complete the information on this form. If you are filing amended schedules after you file

your original forms, you must fill out a new Summary and check the box at the top of this page.

Part 1: Summarize Your Assets

Your assets

Value of what you own

1. Schedule A/B: Property (Official Form 106A/B)

1a. Copy line 55, Total real estate, from Schedule A/B................................................................................................ $ 0.00

1b. Copy line 62, Total personal property, from Schedule A/B..................................................................................... $ 1,676.67

1c. Copy line 63, Total of all property on Schedule A/B............................................................................................... $ 1,676.67

Part 2: Summarize Your Liabilities

Your liabilities

Amount you owe

2. Schedule D: Creditors Who Have Claims Secured by Property (Official Form 106D)

2a. Copy the total you listed in Column A, Amount of claim, at the bottom of the last page of Part 1 of Schedule D... $ 0.00

3. Schedule E/F: Creditors Who Have Unsecured Claims (Official Form 106E/F)

3a. Copy the total claims from Part 1 (priority unsecured claims) from line 6e of Schedule E/F................................. $ 7,768.00

3b. Copy the total claims from Part 2 (nonpriority unsecured claims) from line 6j of Schedule E/F............................ $ 57,270.99

Your total liabilities $ 65,038.99

Part 3: Summarize Your Income and Expenses

4. Schedule I: Your Income (Official Form 106I)

Copy your combined monthly income from line 12 of Schedule I................................................................................ $ 1,003.64

5. Schedule J: Your Expenses (Official Form 106J)

Copy your monthly expenses from line 22c of Schedule J.......................................................................... $ 1,386.00

Part 4: Answer These Questions for Administrative and Statistical Records

6. Are you filing for bankruptcy under Chapters 7, 11, or 13?

 No. You have nothing to report on this part of the form. Check this box and submit this form to the court with your other schedules.

 Yes

7. What kind of debt do you have?

 Your debts are primarily consumer debts. Consumer debts are those “incurred by an individual primarily for a personal, family, or

household purpose.” 11 U.S.C. § 101(8). Fill out lines 8-9g for statistical purposes. 28 U.S.C. § 159.

 Your debts are not primarily consumer debts. You have nothing to report on this part of the form. Check this box and submit this form to

the court with your other schedules.

Official Form 106Sum Summary of Your Assets and Liabilities and Certain Statistical Information page 1 of 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 8 of 58
Debtor 1 Maurice M Williams Case number (if known)

8. From the Statement of Your Current Monthly Income: Copy your total current monthly income from Official Form

122A-1 Line 11; OR, Form 122B Line 11; OR, Form 122C-1 Line 14. $ 1,003.64

9. Copy the following special categories of claims from Part 4, line 6 of Schedule E/F:

Total claim

From Part 4 on Schedule E/F, copy the following:

9a. Domestic support obligations (Copy line 6a.) $ 7,768.00

9b. Taxes and certain other debts you owe the government. (Copy line 6b.) $ 0.00

9c. Claims for death or personal injury while you were intoxicated. (Copy line 6c.) $ 0.00

9d. Student loans. (Copy line 6f.) $ 14,831.00

9e. Obligations arising out of a separation agreement or divorce that you did not report as

priority claims. (Copy line 6g.) $ 0.00

9f. Debts to pension or profit-sharing plans, and other similar debts. (Copy line 6h.) +$ 0.00

9g. Total. Add lines 9a through 9f. $ 22,599.00

Official Form 106Sum Summary of Your Assets and Liabilities and Certain Statistical Information page 2 of 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 9 of 58
Fill in this information to identify your case and this filing:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse, if filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number  Check if this is an

amended filing

Official Form 106A/B

Schedule A/B: Property 12/15

In each category, separately list and describe items. List an asset only once. If an asset fits in more than one category, list the asset in the category where you

think it fits best. Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known).

Answer every question.

Part 1: Describe Each Residence, Building, Land, or Other Real Estate You Own or Have an Interest In

1. Do you own or have any legal or equitable interest in any residence, building, land, or similar property?

 No. Go to Part 2.

 Yes. Where is the property?

Part 2: Describe Your Vehicles

Do you own, lease, or have legal or equitable interest in any vehicles, whether they are registered or not? Include any vehicles you own that

someone else drives. If you lease a vehicle, also report it on Schedule G: Executory Contracts and Unexpired Leases.

3. Cars, vans, trucks, tractors, sport utility vehicles, motorcycles

 No

 Yes

4. Watercraft, aircraft, motor homes, ATVs and other recreational vehicles, other vehicles, and accessories

Examples: Boats, trailers, motors, personal watercraft, fishing vessels, snowmobiles, motorcycle accessories

 No

 Yes

5

.

Add the dollar value of the portion you own for all of your entries from Part 2, including any entries for

pages you have attached for Part 2. Write that number here.............................................................................=> $0.00

Part 3: Describe Your Personal and Household Items

Do you own or have any legal or equitable interest in any of the following items? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

6. Household goods and furnishings

Examples: Major appliances, furniture, linens, china, kitchenware

 No

 Yes. Describe.....

7. Electronics

Examples: Televisions and radios; audio, video, stereo, and digital equipment; computers, printers, scanners; music collections; electronic devices

including cell phones, cameras, media players, games

 No

 Yes. Describe.....

Cellular phone and tablet computer. $150.00

Official Form 106A/B Schedule A/B: Property page 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 10 of 58
Debtor 1 Maurice M Williams Case number (if known)

8. Collectibles of value

Examples: Antiques and figurines; paintings, prints, or other artwork; books, pictures, or other art objects; stamp, coin, or baseball card collections;

other collections, memorabilia, collectibles

 No

 Yes. Describe.....

9. Equipment for sports and hobbies

Examples: Sports, photographic, exercise, and other hobby equipment; bicycles, pool tables, golf clubs, skis; canoes and kayaks; carpentry tools;

musical instruments

 No

 Yes. Describe.....

10. Firearms

Examples: Pistols, rifles, shotguns, ammunition, and related equipment

 No

 Yes. Describe.....

11. Clothes

Examples: Everyday clothes, furs, leather coats, designer wear, shoes, accessories

 No

 Yes. Describe.....

Ordinary men's apparel and accessories. $500.00

12. Jewelry

Examples: Everyday jewelry, costume jewelry, engagement rings, wedding rings, heirloom jewelry, watches, gems, gold, silver

 No

 Yes. Describe.....

13. Non-farm animals

Examples: Dogs, cats, birds, horses

 No

 Yes. Describe.....

14. Any other personal and household items you did not already list, including any health aids you did not list

 No

 Yes. Give specific information.....

15. Add the dollar value of all of your entries from Part 3, including any entries for pages you have attached

for Part 3. Write that number here .............................................................................. $650.00

Part 4: Describe Your Financial Assets

Do you own or have any legal or equitable interest in any of the following? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

16. Cash

Examples: Money you have in your wallet, in your home, in a safe deposit box, and on hand when you file your petition

 No

 Yes................................................................................................................

17. Deposits of money

Examples: Checking, savings, or other financial accounts; certificates of deposit; shares in credit unions, brokerage houses, and other similar

institutions. If you have multiple accounts with the same institution, list each.

 No

 Yes........................ Institution name:

17.1. Checking Online checking account with CapOne360 $26.67

Official Form 106A/B Schedule A/B: Property page 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 11 of 58
Debtor 1 Maurice M Williams Case number (if known)

17.2. Savings Online savings account with CapOne360 $0.00

18. Bonds, mutual funds, or publicly traded stocks

Examples: Bond funds, investment accounts with brokerage firms, money market accounts

 No

 Yes.................. Institution or issuer name:

19. Non-publicly traded stock and interests in incorporated and unincorporated businesses, including an interest in an LLC, partnership, and

joint venture

 No

 Yes. Give specific information about them...................

Name of entity: % of ownership:

20. Government and corporate bonds and other negotiable and non-negotiable instruments

Negotiable instruments include personal checks, cashiers’ checks, promissory notes, and money orders.

Non-negotiable instruments are those you cannot transfer to someone by signing or delivering them.

 No

 Yes. Give specific information about them

Issuer name:

21. Retirement or pension accounts

Examples: Interests in IRA, ERISA, Keogh, 401(k), 403(b), thrift savings accounts, or other pension or profit-sharing plans

 No

 Yes. List each account separately.

Type of account: Institution name:

22. Security deposits and prepayments

Your share of all unused deposits you have made so that you may continue service or use from a company

Examples: Agreements with landlords, prepaid rent, public utilities (electric, gas, water), telecommunications companies, or others

 No

 Yes. ..................... Institution name or individual:

23. Annuities (A contract for a periodic payment of money to you, either for life or for a number of years)

 No

 Yes............. Issuer name and description.

24. Interests in an education IRA, in an account in a qualified ABLE program, or under a qualified state tuition program.

26 U.S.C. §§ 530(b)(1), 529A(b), and 529(b)(1).

 No

 Yes............. Institution name and description. Separately file the records of any interests.11 U.S.C. § 521(c):

25. Trusts, equitable or future interests in property (other than anything listed in line 1), and rights or powers exercisable for your benefit

 No

 Yes. Give specific information about them...

26. Patents, copyrights, trademarks, trade secrets, and other intellectual property

Examples: Internet domain names, websites, proceeds from royalties and licensing agreements

 No

 Yes. Give specific information about them...

27. Licenses, franchises, and other general intangibles

Examples: Building permits, exclusive licenses, cooperative association holdings, liquor licenses, professional licenses

 No

 Yes. Give specific information about them...

Money or property owed to you? Current value of the

portion you own?

Do not deduct secured

claims or exemptions.

Official Form 106A/B Schedule A/B: Property page 3

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 12 of 58
Debtor 1 Maurice M Williams Case number (if known)

28. Tax refunds owed to you

 No

 Yes. Give specific information about them, including whether you already filed the returns and the tax years.......

29. Family support

Examples: Past due or lump sum alimony, spousal support, child support, maintenance, divorce settlement, property settlement

 No

 Yes. Give specific information......

30. Other amounts someone owes you

Examples: Unpaid wages, disability insurance payments, disability benefits, sick pay, vacation pay, workers’ compensation, Social Security

benefits; unpaid loans you made to someone else

 No

 Yes. Give specific information..

31. Interests in insurance policies

Examples: Health, disability, or life insurance; health savings account (HSA); credit, homeowner’s, or renter’s insurance

 No

 Yes. Name the insurance company of each policy and list its value.

Company name: Beneficiary: Surrender or refund

value:

32. Any interest in property that is due you from someone who has died

If you are the beneficiary of a living trust, expect proceeds from a life insurance policy, or are currently entitled to receive property because

someone has died.

 No

 Yes. Give specific information..

33. Claims against third parties, whether or not you have filed a lawsuit or made a demand for payment

Examples: Accidents, employment disputes, insurance claims, or rights to sue

 No

 Yes. Describe each claim.........

Potential cause of action against Xsport Fitness gym for on

the job sexual harassment. Viability and value of claim

currently being evaluated by attorney Christoper Williams,

tel: 312-795-9121. Unknown

Potential claim for conversion against Lincoln Towing

Service. Debtor alleges that in 4/2012, Lincoln Towing

Service illegally towed Debtor's moving truck that contained

Debtor's personal property with an approximate value of

$25,000.00. Debtor met with an attorney in 2012 and the

attorney advised Debtor does not have a strong claim. Debtor

met with a second attorney in July, 2016, and the second

attorney also advised Debtor does not have a strong enough

claim to justify costs of suit. $0.00

Potential FDCPA claim against American Credit Acceptance,

LLC Servicing & Collections Department. $1,000.00

34. Other contingent and unliquidated claims of every nature, including counterclaims of the debtor and rights to set off claims

 No

 Yes. Describe each claim.........

35. Any financial assets you did not already list

 No

 Yes. Give specific information..

Official Form 106A/B Schedule A/B: Property page 4

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 13 of 58
Debtor 1 Maurice M Williams Case number (if known)

36. Add the dollar value of all of your entries from Part 4, including any entries for pages you have attached

for Part 4. Write that number here..................................................................................................................... $1,026.67

Part 5: Describe Any Business-Related Property You Own or Have an Interest In. List any real estate in Part 1.

37. Do you own or have any legal or equitable interest in any business-related property?

 No. Go to Part 6.

 Yes. Go to line 38.

Part 6: Describe Any Farm- and Commercial Fishing-Related Property You Own or Have an Interest In.

If you own or have an interest in farmland, list it in Part 1.

46. Do you own or have any legal or equitable interest in any farm- or commercial fishing-related property?

 No. Go to Part 7.

 Yes. Go to line 47.

Part 7: Describe All Property You Own or Have an Interest in That You Did Not List Above

53. Do you have other property of any kind you did not already list?

Examples: Season tickets, country club membership

 No

 Yes. Give specific information.........

U.S. Dept. of Veterans Affairs Education Benefits $0.00

54. Add the dollar value of all of your entries from Part 7. Write that number here .................................... $0.00

Part 8: List the Totals of Each Part of this Form

55. Part 1: Total real estate, line 2 ...................................................................................................................... $0.00

56. Part 2: Total vehicles, line 5 $0.00

57. Part 3: Total personal and household items, line 15 $650.00

58. Part 4: Total financial assets, line 36 $1,026.67

59. Part 5: Total business-related property, line 45 $0.00

60. Part 6: Total farm- and fishing-related property, line 52 $0.00

61. Part 7: Total other property not listed, line 54 + $0.00

62. Total personal property. Add lines 56 through 61... $1,676.67 Copy personal property total $1,676.67

63. Total of all property on Schedule A/B. Add line 55 + line 62 $1,676.67

Official Form 106A/B Schedule A/B: Property page 5

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 14 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106C

Schedule C: The Property You Claim as Exempt 4/16

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. Using

the property you listed on Schedule A/B: Property (Official Form 106A/B) as your source, list the property that you claim as exempt. If more space is

needed, fill out and attach to this page as many copies of Part 2: Additional Page as necessary. On the top of any additional pages, write your name and

case number (if known).

For each item of property you claim as exempt, you must specify the amount of the exemption you claim. One way of doing so is to state a

specific dollar amount as exempt. Alternatively, you may claim the full fair market value of the property being exempted up to the amount of

any applicable statutory limit. Some exemptions—such as those for health aids, rights to receive certain benefits, and tax-exempt retirement

funds—may be unlimited in dollar amount. However, if you claim an exemption of 100% of fair market value under a law that limits the

exemption to a particular dollar amount and the value of the property is determined to exceed that amount, your exemption would be limited

to the applicable statutory amount.

Part 1: Identify the Property You Claim as Exempt

1. Which set of exemptions are you claiming? Check one only, even if your spouse is filing with you.

 You are claiming state and federal nonbankruptcy exemptions. 11 U.S.C. § 522(b)(3)

 You are claiming federal exemptions. 11 U.S.C. § 522(b)(2)

2. For any property you list on Schedule A/B that you claim as exempt, fill in the information below.

Brief description of the property and line on

Schedule A/B that lists this property

Current value of the

portion you own

Copy the value from

Schedule A/B

Amount of the exemption you claim

Check only one box for each exemption.

Specific laws that allow exemption

Cellular phone and tablet computer.

Line from Schedule A/B: 7.1

$150.00  $150.00 735 ILCS 5/12-1001(b)

 100% of fair market value, up to

any applicable statutory limit

Ordinary men's apparel and

accessories.

Line from Schedule A/B: 11.1

$500.00  $500.00 735 ILCS 5/12-1001(a)

 100% of fair market value, up to

any applicable statutory limit

Checking: Online checking account

with CapOne360

Line from Schedule A/B: 17.1

$26.67  $26.67 735 ILCS 5/12-1001(b)

 100% of fair market value, up to

any applicable statutory limit

Savings: Online savings account

with CapOne360

Line from Schedule A/B: 17.2

$0.00  $0.00 735 ILCS 5/12-1001(b)

 100% of fair market value, up to

any applicable statutory limit

Official Form 106C Schedule C: The Property You Claim as Exempt page 1 of 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 15 of 58
Debtor 1 Maurice M Williams Case number (if known)

Brief description of the property and line on

Schedule A/B that lists this property

Current value of the

portion you own

Copy the value from

Schedule A/B

Amount of the exemption you claim

Check only one box for each exemption.

Specific laws that allow exemption

Potential cause of action against

Xsport Fitness gym for on the job

sexual harassment. Viability and

value of claim currently being

evaluated by attorney Christoper

Williams, tel: 312-795-9121.

Line from Schedule A/B: 33.1

Unknown  $0.00 735 ILCS 5/12-1001(b)

 100% of fair market value, up to

any applicable statutory limit

Potential FDCPA claim against

American Credit Acceptance, LLC

Servicing & Collections Department.

Line from Schedule A/B: 33.3

$1,000.00  $1,000.00 735 ILCS 5/12-1001(b)

 100% of fair market value, up to

any applicable statutory limit

U.S. Dept. of Veterans Affairs

Education Benefits

Line from Schedule A/B: 53.1

$0.00  $0.00 38 U.S.C. § 5301(a)

 100% of fair market value, up to

any applicable statutory limit

3. Are you claiming a homestead exemption of more than $160,375?

(Subject to adjustment on 4/01/19 and every 3 years after that for cases filed on or after the date of adjustment.)

 No

 Yes. Did you acquire the property covered by the exemption within 1,215 days before you filed this case?

 No

 Yes

Official Form 106C Schedule C: The Property You Claim as Exempt page 2 of 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 16 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106D

Schedule D: Creditors Who Have Claims Secured by Property 12/15

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct information. If more space

is needed, copy the Additional Page, fill it out, number the entries, and attach it to this form. On the top of any additional pages, write your name and case

number (if known).

1. Do any creditors have claims secured by your property?

 No. Check this box and submit this form to the court with your other schedules. You have nothing else to report on this form.

 Yes. Fill in all of the information below.

Official Form 106D Schedule D: Creditors Who Have Claims Secured by Property page 1 of 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 17 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106E/F

Schedule E/F: Creditors Who Have Unsecured Claims 12/15

Be as complete and accurate as possible. Use Part 1 for creditors with PRIORITY claims and Part 2 for creditors with NONPRIORITY claims. List the other party to

any executory contracts or unexpired leases that could result in a claim. Also list executory contracts on Schedule A/B: Property (Official Form 106A/B) and on

Schedule G: Executory Contracts and Unexpired Leases (Official Form 106G). Do not include any creditors with partially secured claims that are listed in

Schedule D: Creditors Who Have Claims Secured by Property. If more space is needed, copy the Part you need, fill it out, number the entries in the boxes on the

left. Attach the Continuation Page to this page. If you have no information to report in a Part, do not file that Part. On the top of any additional pages, write your

name and case number (if known).

Part 1: List All of Your PRIORITY Unsecured Claims

1. Do any creditors have priority unsecured claims against you?

 No. Go to Part 2.

 Yes.

2. List all of your priority unsecured claims. If a creditor has more than one priority unsecured claim, list the creditor separately for each claim. For each claim listed,

identify what type of claim it is. If a claim has both priority and nonpriority amounts, list that claim here and show both priority and nonpriority amounts. As much as

possible, list the claims in alphabetical order according to the creditor’s name. If you have more than two priority unsecured claims, fill out the Continuation Page of

Part 1. If more than one creditor holds a particular claim, list the other creditors in Part 3.

(For an explanation of each type of claim, see the instructions for this form in the instruction booklet.)

Total claim Priority

amount

Nonpriority

amount

2.1 Illinois Child Support Enf. Last 4 digits of account number 9244 $7,768.00 $0.00 $7,768.00

Priority Creditor's Name

509 S. 6th St.

Springfield, IL 62701-1825

When was the debt incurred?

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community debt

Is the claim subject to offset?

 No

 Yes

 Contingent

 Unliquidated

 Disputed

Type of PRIORITY unsecured claim:

 Domestic support obligations

 Taxes and certain other debts you owe the government

 Claims for death or personal injury while you were intoxicated

 Other. Specify

Child Support

Part 2: List All of Your NONPRIORITY Unsecured Claims

3. Do any creditors have nonpriority unsecured claims against you?

 No. You have nothing to report in this part. Submit this form to the court with your other schedules.

 Yes.

4. List all of your nonpriority unsecured claims in the alphabetical order of the creditor who holds each claim. If a creditor has more than one nonpriority

unsecured claim, list the creditor separately for each claim. For each claim listed, identify what type of claim it is. Do not list claims already included in Part 1. If more

than one creditor holds a particular claim, list the other creditors in Part 3.If you have more than three nonpriority unsecured claims fill out the Continuation Page of

Part 2.

Total claim

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 1 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com 46565 Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 18 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.1

Advocate Lutheran General

Hospital Last 4 digits of account number 9794 $1,101.82

Nonpriority Creditor's Name

PO Box 3039

Oak Brook, IL 60522-3039

When was the debt incurred? 09/2015

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Medical Services

4.2 Advocate Medical Group Last 4 digits of account number 0012 $360.00

Nonpriority Creditor's Name

8550 W. Bryn Mawr Ave., 8th Floor

Chicago, IL 60631

When was the debt incurred? 08/2015

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Medical Services

4.3 American Credit Acceptance, LLC Last 4 digits of account number 1001 $6,833.67

Nonpriority Creditor's Name

Servicing & Collections Dept.

961 East Main Street

Spartanburg, SC 29302

When was the debt incurred?

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify

Collections for car loan deficience. Original

creditor: Berns Car Sales

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 2 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 19 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.4 Armed Forces Loans of Nevada Last 4 digits of account number 1489 $1,866.00

Nonpriority Creditor's Name

3824 S. Jones Blvd., Ste. G

Las Vegas, NV 89103-2451

When was the debt incurred? 03/2012

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Unsecured Installment Loan

4.5 ComEd Company Last 4 digits of account number 8022 $327.50

Nonpriority Creditor's Name

3 Lincoln Center

Attn: Claims Dept.

Oak Brook, IL 60181

When was the debt incurred? 01/2015

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Utility Services Provider

4.6 Debt Recovery Solutions, LLC Last 4 digits of account number 9244 $284.00

Nonpriority Creditor's Name

Attn: Bankruptcy

900 Merchants Concourse, Ste. LL

11

Westbury, NY 11590

When was the debt incurred? 05/2014

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Collections

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 3 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 20 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.7 Defense Finance & Acct. Last 4 digits of account number 9244 $880.00

Nonpriority Creditor's Name

DFAS-POD/DE

6760 E. Irvington PI

Denver, CO 80279-0002

When was the debt incurred? 12/2012

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Government Overpayment

4.8 Department of Defense Last 4 digits of account number 9244 $0.00

Nonpriority Creditor's Name

Secretary of Defense

1400 Defense Pentagon

Washington, DC 20301-1000

When was the debt incurred?

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify DFAS / AAFES Bankr. Rule 2002(j) Notice

4.9 Dept of ED/NELNET Last 4 digits of account number 9244 $14,831.00

Nonpriority Creditor's Name

121 S. 13th St

Lincoln, NE 68508-1904

When was the debt incurred? 10/2013

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify

Student Loans

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 4 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 21 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.1

0

IC Systems Last 4 digits of account number 7903 $183.00

Nonpriority Creditor's Name

444 Highway 96E

Saint Paul, MN 55127-2557

When was the debt incurred? 01/2014

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Collections. Original Creditor: RCN Cable

4.1

1

Illinois Tollway Last 4 digits of account number 2473 $929.50

Nonpriority Creditor's Name

Attn: Bankruptcy

2700 Ogden Ave

Downers Grove, IL 60515

When was the debt incurred? 02/2015

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Tollway violations.

4.1

2 Kendall College Last 4 digits of account number 9244 $2,978.00

Nonpriority Creditor's Name

Attn: Accounts Receivable

900 N. North Branch Street

Chicago, IL 60642

When was the debt incurred? 05/2015

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify School Tuition

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 5 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 22 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.1

3 Missouri Department of Revenue Last 4 digits of account number 9244 $674.75

Nonpriority Creditor's Name

301 W. High Street

PO Box 475

Jefferson City, MO 65101

When was the debt incurred? 2009

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Income Tax

4.1

4 Okinus, Inc. Last 4 digits of account number 9244 $2,880.00

Nonpriority Creditor's Name

157 West Railrd St.

Pelham, GA 31779

When was the debt incurred? 07/2011

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Rental Agreement/Installment Loan

4.1

5 Omni Financial of Virginia Last 4 digits of account number 4509 $3,854.00

Nonpriority Creditor's Name

2334 E. Washington St.

Petersburg, VA 23803-3775

When was the debt incurred? 09/2011

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Installment Loan

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 6 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 23 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.1

6 Peoples Gas Light & Coke Co. Last 4 digits of account number 9244 $165.00

Nonpriority Creditor's Name

200 E. Randolph Drive

Chicago, IL 60601

When was the debt incurred? 2/2008

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Utility Services

4.1

7 Pinnacle Credit Services Last 4 digits of account number 9244 $1,812.00

Nonpriority Creditor's Name

PO Box 640

Hopkins, MN 55343-0640

When was the debt incurred? 06/2014

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Collections.

4.1

8 Pioneer/Mac, Inc Last 4 digits of account number 9244 $3,884.00

Nonpriority Creditor's Name

4000 South Eastern, Ste. 300

Las Vegas, NV 89119

When was the debt incurred? 12/2011

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Unsercured Installment Loan

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 7 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 24 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.1

9 Pioneer/Mac, Inc. Last 4 digits of account number 9244 $6,425.00

Nonpriority Creditor's Name

4000 South Eastern, Ste. 300

Las Vegas, NV 89119

When was the debt incurred? 01/2012

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Installment Sales Contract

4.2

0 U.S. Bank Last 4 digits of account number 9244 $4,713.00

Nonpriority Creditor's Name

PO Box 3447

CRA Management

Oshkosh, WI 54903-3447

When was the debt incurred? 05/2011

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Car loan deficiency

4.2

1 U.S. Department of Education Last 4 digits of account number 9244 $0.00

Nonpriority Creditor's Name

Attn: Sec'y of Education

400 Maryland Ave., S.W.

Washington, DC 20202

When was the debt incurred?

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Bankr. Rule 2002(j) Notice

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 8 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 25 of 58
Debtor 1 Maurice M Williams Case number (if know)

4.2

2 United States Attorney Last 4 digits of account number 9244 $0.00

Nonpriority Creditor's Name

(for Dept. of Education)

219 S. Dearborn St., 5th Floor

Chicago, IL 60604

When was the debt incurred?

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify

Dept. of Education, Bankr. Rule 2002(j)

Notice

4.2

3 Water Tower Realty Mgmt. Group Last 4 digits of account number 9244 $2,288.75

Nonpriority Creditor's Name

2140 N. Lincoln Park W

Chicago, IL 60614

When was the debt incurred? 10/2012

Number Street City State ZIp Code As of the date you file, the claim is: Check all that apply

Who incurred the debt? Check one.

 Debtor 1 only

 Debtor 2 only

 Debtor 1 and Debtor 2 only

 At least one of the debtors and another

 Check if this claim is for a community

debt

Is the claim subject to offset?

 No

 Contingent

 Unliquidated

 Disputed

Type of NONPRIORITY unsecured claim:

 Student loans

 Obligations arising out of a separation agreement or divorce that you did not

report as priority claims

 Debts to pension or profit-sharing plans, and other similar debts

 Yes  Other. Specify Judgment 2012 M1 723216

Part 3: List Others to Be Notified About a Debt That You Already Listed

5. Use this page only if you have others to be notified about your bankruptcy, for a debt that you already listed in Parts 1 or 2. For example, if a collection agency

is trying to collect from you for a debt you owe to someone else, list the original creditor in Parts 1 or 2, then list the collection agency here. Similarly, if you

have more than one creditor for any of the debts that you listed in Parts 1 or 2, list the additional creditors here. If you do not have additional persons to be

notified for any debts in Parts 1 or 2, do not fill out or submit this page.

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Advocate Lutheran General Hospital

PO Box 4249

Carol Stream, IL 60197-4249

Line 4.1 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

American Credit Acceptance

aka Cornerstone Acceptance

3741 S. Nova Rd.

Port Orange, FL 32129-4233

Line 4.3 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Cary G. Schiff & Assoc.

134 N. LaSalle, Ste. 1720

Chicago, IL 60602

Line 4.23 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Conserve Line 4.12 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 9 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 26 of 58
Debtor 1 Maurice M Williams Case number (if know)

PO Box 7

Fairport, NY 14450-0007

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

DFAS-Indianapolis Center

Attn: Verifications Section

8899 East 56th Street

Indianapolis, IN 46249-0865

Line 4.7 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

GC Services

PO Box 3488

Jefferson City, MO 65105-3488

Line 4.13 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

IL Dept. of Healthcare & Fam. Svcs.

Attn: Bankruptcy

509 S. 6th St.

Springfield, IL 62701-1825

Line 2.1 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

RCN Cable

2640 W. Bradley Pl.

Chicago, IL 60618

Line 4.10 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Sabrina Williams

4007 45th Street, Apt. 25

Kenosha, WI 53144

Line 2.1 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

States Attorney Child Support

28 N. Clark St.

Chicago, IL 60602

Line 2.1 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Torres Credit Services, Inc.

27 Fairview St., Ste. 301

Carlisle, PA 17015-3200

Line 4.5 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Name and Address On which entry in Part 1 or Part 2 did you list the original creditor?

Transworld Systems Inc

600 Holiday Plaza Drive, Ste. 300

Matteson, IL 60443

Line 4.11 of (Check one):  Part 1: Creditors with Priority Unsecured Claims

 Part 2: Creditors with Nonpriority Unsecured Claims

Last 4 digits of account number

Part 4: Add the Amounts for Each Type of Unsecured Claim

6. Total the amounts of certain types of unsecured claims. This information is for statistical reporting purposes only. 28 U.S.C. §159. Add the amounts for each

type of unsecured claim.

Total Claim

6a. Domestic support obligations 6a. $ 7,768.00

Total

claims

from Part 1 6b. Taxes and certain other debts you owe the government 6b. $ 0.00

6c. Claims for death or personal injury while you were intoxicated 6c. $ 0.00

6d. Other. Add all other priority unsecured claims. Write that amount here. 6d. $ 0.00

6e. Total Priority. Add lines 6a through 6d. 6e. $ 7,768.00

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 10 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 27 of 58
Debtor 1 Maurice M Williams Case number (if know)

Total Claim

6f. Student loans 6f. $ 14,831.00

Total

claims

from Part 2 6g. Obligations arising out of a separation agreement or divorce that

you did not report as priority claims 6g. $ 0.00

6h. Debts to pension or profit-sharing plans, and other similar debts 6h. $ 0.00

6i. Other. Add all other nonpriority unsecured claims. Write that amount

here.

6i.

$ 42,439.99

6j. Total Nonpriority. Add lines 6f through 6i. 6j. $ 57,270.99

Official Form 106 E/F Schedule E/F: Creditors Who Have Unsecured Claims Page 11 of 11

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 28 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106G

Schedule G: Executory Contracts and Unexpired Leases 12/15

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, copy the additional page, fill it out, number the entries, and attach it to this page. On the top of any

additional pages, write your name and case number (if known).

1. Do you have any executory contracts or unexpired leases?

 No. Check this box and file this form with the court with your other schedules. You have nothing else to report on this form.

 Yes. Fill in all of the information below even if the contacts of leases are listed on Schedule A/B:Property (Official Form 106 A/B).

2. List separately each person or company with whom you have the contract or lease. Then state what each contract or lease is for (for

example, rent, vehicle lease, cell phone). See the instructions for this form in the instruction booklet for more examples of executory contracts

and unexpired leases.

Person or company with whom you have the contract or lease

Name, Number, Street, City, State and ZIP Code

State what the contract or lease is for

2.1

Name

Number Street

City State ZIP Code

2.2

Name

Number Street

City State ZIP Code

2.3

Name

Number Street

City State ZIP Code

2.4

Name

Number Street

City State ZIP Code

2.5

Name

Number Street

City State ZIP Code

Official Form 106G Schedule G: Executory Contracts and Unexpired Leases Page 1 of 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 29 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 106H

Schedule H: Your Codebtors 12/15

Codebtors are people or entities who are also liable for any debts you may have. Be as complete and accurate as possible. If two married

people are filing together, both are equally responsible for supplying correct information. If more space is needed, copy the Additional Page,

fill it out, and number the entries in the boxes on the left. Attach the Additional Page to this page. On the top of any Additional Pages, write

your name and case number (if known). Answer every question.

1. Do you have any codebtors? (If you are filing a joint case, do not list either spouse as a codebtor.

 No

 Yes

2. Within the last 8 years, have you lived in a community property state or territory? (Community property states and territories include

Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, and Wisconsin.)

 No. Go to line 3.

 Yes. Did your spouse, former spouse, or legal equivalent live with you at the time?

3. In Column 1, list all of your codebtors. Do not include your spouse as a codebtor if your spouse is filing with you. List the person shown

in line 2 again as a codebtor only if that person is a guarantor or cosigner. Make sure you have listed the creditor on Schedule D (Official

Form 106D), Schedule E/F (Official Form 106E/F), or Schedule G (Official Form 106G). Use Schedule D, Schedule E/F, or Schedule G to fill

out Column 2.

Column 1: Your codebtor

Name, Number, Street, City, State and ZIP Code

Column 2: The creditor to whom you owe the debt

Check all schedules that apply:

3.1  Schedule D, line

Name  Schedule E/F, line

 Schedule G, line

Number Street

City State ZIP Code

3.2  Schedule D, line

Name  Schedule E/F, line

 Schedule G, line

Number Street

City State ZIP Code

Official Form 106H Schedule H: Your Codebtors Page 1 of 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 30 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

Debtor 2

(Spouse, if filing)

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number Check if this is:

(If known)  An amended filing

 A supplement showing postpetition chapter

13 income as of the following date:

Official Form 106I MM / DD/ YYYY

Schedule I: Your Income 12/15

Be as complete and accurate as possible. If two married people are filing together (Debtor 1 and Debtor 2), both are equally responsible for

supplying correct information. If you are married and not filing jointly, and your spouse is living with you, include information about your

spouse. If you are separated and your spouse is not filing with you, do not include information about your spouse. If more space is needed,

attach a separate sheet to this form. On the top of any additional pages, write your name and case number (if known). Answer every question.

Part 1: Describe Employment

1. Fill in your employment

information. Debtor 1 Debtor 2 or non-filing spouse

If you have more than one job,

attach a separate page with

information about additional

employers.

Include part-time, seasonal, or

self-employed work.

Occupation may include student

or homemaker, if it applies.

Employment status

 Employed

 Not employed

 Employed

 Not employed

Occupation Student

Employer's name

Employer's address

How long employed there?

Part 2: Give Details About Monthly Income

Estimate monthly income as of the date you file this form. If you have nothing to report for any line, write $0 in the space. Include your non-filing

spouse unless you are separated.

If you or your non-filing spouse have more than one employer, combine the information for all employers for that person on the lines below. If you need

more space, attach a separate sheet to this form.

For Debtor 1 For Debtor 2 or

non-filing spouse

2.

List monthly gross wages, salary, and commissions (before all payroll

deductions). If not paid monthly, calculate what the monthly wage would be. 2. $ 0.00 $ N/A

3. Estimate and list monthly overtime pay. 3. +$ 0.00 +$ N/A

4. Calculate gross Income. Add line 2 + line 3. 4. $ 0.00 $ N/A

Official Form 106I Schedule I: Your Income page 1

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 31 of 58
Debtor 1 Maurice M Williams Case number (if known)

For Debtor 1 For Debtor 2 or

non-filing spouse

Copy line 4 here 4. $ 0.00 $ N/A

5. List all payroll deductions:

5a. Tax, Medicare, and Social Security deductions 5a. $ 0.00 $ N/A

5b. Mandatory contributions for retirement plans 5b. $ 0.00 $ N/A

5c. Voluntary contributions for retirement plans 5c. $ 0.00 $ N/A

5d. Required repayments of retirement fund loans 5d. $ 0.00 $ N/A

5e. Insurance 5e. $ 0.00 $ N/A

5f. Domestic support obligations 5f. $ 0.00 $ N/A

5g. Union dues 5g. $ 0.00 $ N/A

5h. Other deductions. Specify: 5h.+ $ 0.00 + $ N/A

6. Add the payroll deductions. Add lines 5a+5b+5c+5d+5e+5f+5g+5h. 6. $ 0.00 $ N/A

7. Calculate total monthly take-home pay. Subtract line 6 from line 4. 7. $ 0.00 $ N/A

8. List all other income regularly received:

8a. Net income from rental property and from operating a business,

profession, or farm

Attach a statement for each property and business showing gross

receipts, ordinary and necessary business expenses, and the total

monthly net income. 8a. $ 0.00 $ N/A

8b. Interest and dividends 8b. $ 0.00 $ N/A

8c. Family support payments that you, a non-filing spouse, or a dependent

regularly receive

Include alimony, spousal support, child support, maintenance, divorce

settlement, and property settlement. 8c. $ 0.00 $ N/A

8d. Unemployment compensation 8d. $ 0.00 $ N/A

8e. Social Security 8e. $ 0.00 $ N/A

8f. Other government assistance that you regularly receive

Include cash assistance and the value (if known) of any non-cash assistance

that you receive, such as food stamps (benefits under the Supplemental

Nutrition Assistance Program) or housing subsidies.

Specify: VA Education Benefits 8f. $ 642.64 $ N/A

Education Grants paid directly to Debtor $ 361.00 $ N/A

8g. Pension or retirement income 8g. $ 0.00 $ N/A

8h. Other monthly income. Specify: 8h.+ $ 0.00 + $ N/A

9. Add all other income. Add lines 8a+8b+8c+8d+8e+8f+8g+8h. 9. $ 1,003.64 $ N/A

10. Calculate monthly income. Add line 7 + line 9. 10. $ 1,003.64 + $ N/A = $ 1,003.64

Add the entries in line 10 for Debtor 1 and Debtor 2 or non-filing spouse.

11. State all other regular contributions to the expenses that you list in Schedule J.

Include contributions from an unmarried partner, members of your household, your dependents, your roommates, and

other friends or relatives.

Do not include any amounts already included in lines 2-10 or amounts that are not available to pay expenses listed in Schedule J.

Specify: 11. +$ 0.00

12. Add the amount in the last column of line 10 to the amount in line 11. The result is the combined monthly income.

12. $ 1,003.64

Write that amount on the Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data, if it

applies

Combined

monthly income

13. Do you expect an increase or decrease within the year after you file this form?

 No.

 Yes. Explain: Debtor anticipates starting full-time employment in September, 2016. Debtor anticipates earnings of

$17/hour.

Official Form 106I Schedule I: Your Income page 2

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 32 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams Check if this is:

 An amended filing

Debtor 2  A supplement showing postpetition chapter

(Spouse, if filing) 13 expenses as of the following date:

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS MM / DD / YYYY

Case number

(If known)

Official Form 106J

Schedule J: Your Expenses 12/15

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, attach another sheet to this form. On the top of any additional pages, write your name and case

number (if known). Answer every question.

Part 1: Describe Your Household

1. Is this a joint case?

 No. Go to line 2.

 Yes. Does Debtor 2 live in a separate household?

 No

 Yes. Debtor 2 must file Official Form 106J-2, Expenses for Separate Household of Debtor 2.

2. Do you have dependents?  No

Do not list Debtor 1 and

Debtor 2.

 Yes. Fill out this information for

each dependent..............

Dependent’s relationship to

Debtor 1 or Debtor 2

Dependent’s

age

Does dependent

live with you?

Do not state the

dependents names. Son 9

 No

 Yes

Son 10

 No

 Yes

 No

 Yes

 No

 Yes

3. Do your expenses include

expenses of people other than

yourself and your dependents?

 No

 Yes

Part 2: Estimate Your Ongoing Monthly Expenses

Estimate your expenses as of your bankruptcy filing date unless you are using this form as a supplement in a Chapter 13 case to report

expenses as of a date after the bankruptcy is filed. If this is a supplemental Schedule J, check the box at the top of the form and fill in the

applicable date.

Include expenses paid for with non-cash government assistance if you know

the value of such assistance and have included it on Schedule I: Your Income

(Official Form 106I.) Your expenses

4. The rental or home ownership expenses for your residence. Include first mortgage

payments and any rent for the ground or lot. 4. $ 333.00

If not included in line 4:

4a. Real estate taxes 4a. $ 0.00

4b. Property, homeowner’s, or renter’s insurance 4b. $ 0.00

4c. Home maintenance, repair, and upkeep expenses 4c. $ 0.00

4d. Homeowner’s association or condominium dues 4d. $ 0.00

5. Additional mortgage payments for your residence, such as home equity loans 5. $ 0.00

Official Form 106J Schedule J: Your Expenses page 1

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 33 of 58
Debtor 1 Maurice M Williams Case number (if known)

6. Utilities:

6a. Electricity, heat, natural gas 6a. $ 0.00

6b. Water, sewer, garbage collection 6b. $ 0.00

6c. Telephone, cell phone, Internet, satellite, and cable services 6c. $ 70.00

6d. Other. Specify: 6d. $ 0.00

7. Food and housekeeping supplies 7. $ 200.00

8. Childcare and children’s education costs 8. $ 0.00

9. Clothing, laundry, and dry cleaning 9. $ 150.00

10. Personal care products and services 10. $ 25.00

11. Medical and dental expenses 11. $ 0.00

12. Transportation. Include gas, maintenance, bus or train fare.

Do not include car payments. 12. $ 200.00

13. Entertainment, clubs, recreation, newspapers, magazines, and books 13. $ 0.00

14. Charitable contributions and religious donations 14. $ 0.00

15. Insurance.

Do not include insurance deducted from your pay or included in lines 4 or 20.

15a. Life insurance 15a. $ 0.00

15b. Health insurance 15b. $ 0.00

15c. Vehicle insurance 15c. $ 0.00

15d. Other insurance. Specify: 15d. $ 0.00

16. Taxes. Do not include taxes deducted from your pay or included in lines 4 or 20.

Specify: 16. $ 0.00

17. Installment or lease payments:

17a. Car payments for Vehicle 1 17a. $ 0.00

17b. Car payments for Vehicle 2 17b. $ 0.00

17c. Other. Specify: 17c. $ 0.00

17d. Other. Specify: 17d. $ 0.00

18. Your payments of alimony, maintenance, and support that you did not report as

deducted from your pay on line 5, Schedule I, Your Income (Official Form 106I). 18. $ 408.00

19. Other payments you make to support others who do not live with you. $ 0.00

Specify: 19.

20. Other real property expenses not included in lines 4 or 5 of this form or on Schedule I: Your Income.

20a. Mortgages on other property 20a. $ 0.00

20b. Real estate taxes 20b. $ 0.00

20c. Property, homeowner’s, or renter’s insurance 20c. $ 0.00

20d. Maintenance, repair, and upkeep expenses 20d. $ 0.00

20e. Homeowner’s association or condominium dues 20e. $ 0.00

21. Other: Specify: 21. +$ 0.00

22. Calculate your monthly expenses

22a. Add lines 4 through 21. $ 1,386.00

22b. Copy line 22 (monthly expenses for Debtor 2), if any, from Official Form 106J-2 $

22c. Add line 22a and 22b. The result is your monthly expenses. $ 1,386.00

23. Calculate your monthly net income.

23a. Copy line 12 (your combined monthly income) from Schedule I. 23a. $ 1,003.64

23b. Copy your monthly expenses from line 22c above. 23b. -$ 1,386.00

23c. Subtract your monthly expenses from your monthly income.

The result is your monthly net income. 23c. $ -382.36

24. Do you expect an increase or decrease in your expenses within the year after you file this form?

For example, do you expect to finish paying for your car loan within the year or do you expect your mortgage payment to increase or decrease because of a

modification to the terms of your mortgage?

 No.

 Yes. Explain here: Rent will increase to $1,100.00; Debtor anticipates the state court to award full custody of

children to Debtor and child care expenses will increase and temporary child support will stop.

Official Form 106J Schedule J: Your Expenses page 2

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 34 of 58
Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 35 of 58
Fill in this information to identify your case:

Debtor 1 Maurice M Williams

First Name Middle Name Last Name

Debtor 2

(Spouse if, filing) First Name Middle Name Last Name

United States Bankruptcy Court for the: NORTHERN DISTRICT OF ILLINOIS

Case number

(if known)  Check if this is an

amended filing

Official Form 107

Statement of Financial Affairs for Individuals Filing for Bankruptcy 4/16

Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct

information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case

number (if known). Answer every question.

Part 1: Give Details About Your Marital Status and Where You Lived Before

1. What is your current marital status?

 Married

 Not married

2. During the last 3 years, have you lived anywhere other than where you live now?

 No

 Yes. List all of the places you lived in the last 3 years. Do not include where you live now.

Debtor 1 Prior Address: Dates Debtor 1

lived there

Debtor 2 Prior Address: Dates Debtor 2

lived there

3. Within the last 8 years, did you ever live with a spouse or legal equivalent in a community property state or territory? (Community property

states and territories include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington and Wisconsin.)

 No

 Yes. Make sure you fill out Schedule H: Your Codebtors (Official Form 106H).

Part 2 Explain the Sources of Your Income

4. Did you have any income from employment or from operating a business during this year or the two previous calendar years?

Fill in the total amount of income you received from all jobs and all businesses, including part-time activities.

If you are filing a joint case and you have income that you receive together, list it only once under Debtor 1.

 No

 Yes. Fill in the details.

Debtor 1 Debtor 2

Sources of income

Check all that apply.

Gross income

(before deductions and

exclusions)

Sources of income

Check all that apply.

Gross income

(before deductions

and exclusions)

From January 1 of current year until

the date you filed for bankruptcy:

 Wages, commissions,

bonuses, tips

 Operating a business

$324.00  Wages, commissions,

bonuses, tips

 Operating a business

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 36 of 58
Debtor 1 Maurice M Williams Case number (if known)

Debtor 1 Debtor 2

Sources of income

Check all that apply.

Gross income

(before deductions and

exclusions)

Sources of income

Check all that apply.

Gross income

(before deductions

and exclusions)

For last calendar year:

(January 1 to December 31, 2015 )

 Wages, commissions,

bonuses, tips

 Operating a business

$887.00  Wages, commissions,

bonuses, tips

 Operating a business

For the calendar year before that:

(January 1 to December 31, 2014 )

 Wages, commissions,

bonuses, tips

 Operating a business

$4,532.00  Wages, commissions,

bonuses, tips

 Operating a business

5. Did you receive any other income during this year or the two previous calendar years?

Include income regardless of whether that income is taxable. Examples of other income are alimony; child support; Social Security, unemployment,

and other public benefit payments; pensions; rental income; interest; dividends; money collected from lawsuits; royalties; and gambling and lottery

winnings. If you are filing a joint case and you have income that you received together, list it only once under Debtor 1.

List each source and the gross income from each source separately. Do not include income that you listed in line 4.

 No

 Yes. Fill in the details.

Debtor 1 Debtor 2

Sources of income

Describe below.

Gross income from

each source

(before deductions and

exclusions)

Sources of income

Describe below.

Gross income

(before deductions

and exclusions)

From January 1 of current year until

the date you filed for bankruptcy:

U.S. Dept. of Veterans

Affairs Education

Benefits (estimated)

$3,967.00

Education grants paid

directly to debtor

(estimated)

$2,166.00

For last calendar year:

(January 1 to December 31, 2015 )

U.S. Dept. of Veterans

Affairs Education

Benefits (estimated)

$15,629.24

Education grants paid

directly to debtor

(estimated)

$2,888.00

For the calendar year before that:

(January 1 to December 31, 2014 )

U.S. Dept. of Veterans

Affairs Education

Benefits (estimated)

$11,085.30

Education grants paid

to debtor (estimated)

$1,950.00

Part 3: List Certain Payments You Made Before You Filed for Bankruptcy

6. Are either Debtor 1’s or Debtor 2’s debts primarily consumer debts?

 No. Neither Debtor 1 nor Debtor 2 has primarily consumer debts. Consumer debts are defined in 11 U.S.C. § 101(8) as “incurred by an

individual primarily for a personal, family, or household purpose.”

During the 90 days before you filed for bankruptcy, did you pay any creditor a total of $6,425* or more?

 No. Go to line 7.

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 37 of 58
Debtor 1 Maurice M Williams Case number (if known)

 Yes List below each creditor to whom you paid a total of $6,425* or more in one or more payments and the total amount you

paid that creditor. Do not include payments for domestic support obligations, such as child support and alimony. Also, do

not include payments to an attorney for this bankruptcy case.

* Subject to adjustment on 4/01/19 and every 3 years after that for cases filed on or after the date of adjustment.

 Yes. Debtor 1 or Debtor 2 or both have primarily consumer debts.

During the 90 days before you filed for bankruptcy, did you pay any creditor a total of $600 or more?

 No. Go to line 7.

 Yes List below each creditor to whom you paid a total of $600 or more and the total amount you paid that creditor. Do not

include payments for domestic support obligations, such as child support and alimony. Also, do not include payments to an

attorney for this bankruptcy case.

Creditor's Name and Address Dates of payment Total amount

paid

Amount you

still owe

Was this payment for ...

7. Within 1 year before you filed for bankruptcy, did you make a payment on a debt you owed anyone who was an insider?

Insiders include your relatives; any general partners; relatives of any general partners; partnerships of which you are a general partner; corporations

of which you are an officer, director, person in control, or owner of 20% or more of their voting securities; and any managing agent, including one for

a business you operate as a sole proprietor. 11 U.S.C. § 101. Include payments for domestic support obligations, such as child support and

alimony.

 No

 Yes. List all payments to an insider.

Insider's Name and Address Dates of payment Total amount

paid

Amount you

still owe

Reason for this payment

8. Within 1 year before you filed for bankruptcy, did you make any payments or transfer any property on account of a debt that benefited an

insider?

Include payments on debts guaranteed or cosigned by an insider.

 No

 Yes. List all payments to an insider

Insider's Name and Address Dates of payment Total amount

paid

Amount you

still owe

Reason for this payment

Include creditor's name

Part 4: Identify Legal Actions, Repossessions, and Foreclosures

9. Within 1 year before you filed for bankruptcy, were you a party in any lawsuit, court action, or administrative proceeding?

List all such matters, including personal injury cases, small claims actions, divorces, collection suits, paternity actions, support or custody

modifications, and contract disputes.

 No

 Yes. Fill in the details.

Case title

Case number

Nature of the case Court or agency Status of the case

Sabrina Williams vs. Maurice M.

Williams

2014 D 090173

Domestic

Relations

The Circuit Court of Cook

County

Daley Center

Chicago, IL

 Pending

 On appeal

 Concluded

10. Within 1 year before you filed for bankruptcy, was any of your property repossessed, foreclosed, garnished, attached, seized, or levied?

Check all that apply and fill in the details below.

 No. Go to line 11.

 Yes. Fill in the information below.

Creditor Name and Address Describe the Property

Explain what happened

Date Value of the

property

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 3

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 38 of 58
Debtor 1 Maurice M Williams Case number (if known)

Creditor Name and Address Describe the Property

Explain what happened

Date Value of the

property

Department of Veterans Affairs

Debt Management Center

Bishop Henry Whipple Federal

Building

PO Box 11930

Saint Paul, MN 55111-0930

VA Education Benefits seized to offset

overpayment of benefits.

 Property was repossessed.

 Property was foreclosed.

 Property was garnished.

 Property was attached, seized or levied.

03/11/2016 $3,855.81

Illinois Child Support Enf.

509 S. 6th St.

Springfield, IL 62701-1825

2015 Federal Income Tax Refund

 Property was repossessed.

 Property was foreclosed.

 Property was garnished.

 Property was attached, seized or levied.

02/2016 $469.00

11. Within 90 days before you filed for bankruptcy, did any creditor, including a bank or financial institution, set off any amounts from your

accounts or refuse to make a payment because you owed a debt?

 No

 Yes. Fill in the details.

Creditor Name and Address Describe the action the creditor took Date action was

taken

Amount

12. Within 1 year before you filed for bankruptcy, was any of your property in the possession of an assignee for the benefit of creditors, a

court-appointed receiver, a custodian, or another official?

 No

 Yes

Part 5: List Certain Gifts and Contributions

13. Within 2 years before you filed for bankruptcy, did you give any gifts with a total value of more than $600 per person?

 No

 Yes. Fill in the details for each gift.

Gifts with a total value of more than $600

per person

Person to Whom You Gave the Gift and

Address:

Describe the gifts Dates you gave

the gifts

Value

14. Within 2 years before you filed for bankruptcy, did you give any gifts or contributions with a total value of more than $600 to any charity?

 No

 Yes. Fill in the details for each gift or contribution.

Gifts or contributions to charities that total

more than $600

Charity's Name

Address (Number, Street, City, State and ZIP Code)

Describe what you contributed Dates you

contributed

Value

Part 6: List Certain Losses

15. Within 1 year before you filed for bankruptcy or since you filed for bankruptcy, did you lose anything because of theft, fire, other disaster,

or gambling?

 No

 Yes. Fill in the details.

Describe the property you lost and

how the loss occurred

Describe any insurance coverage for the loss

Include the amount that insurance has paid. List pending

insurance claims on line 33 of Schedule A/B: Property.

Date of your

loss

Value of property

lost

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 4

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 39 of 58
Debtor 1 Maurice M Williams Case number (if known)

Part 7: List Certain Payments or Transfers

16. Within 1 year before you filed for bankruptcy, did you or anyone else acting on your behalf pay or transfer any property to anyone you

consulted about seeking bankruptcy or preparing a bankruptcy petition?

Include any attorneys, bankruptcy petition preparers, or credit counseling agencies for services required in your bankruptcy.

 No

 Yes. Fill in the details.

Person Who Was Paid

Address

Email or website address

Person Who Made the Payment, if Not You

Description and value of any property

transferred

Date payment

or transfer was

made

Amount of

payment

Corbin Law Firm, LLC

2500 E. Devon Ave.

Suite 275

Des Plaines, IL 60018

Attorney's Fees 7/20/2016 $700.00

Debtor CC Inc

372 Summit Ave.

Jersey City, NJ 07302

debtorcc.org

Credit Counseling Course 7/25/2016 $14.95

17. Within 1 year before you filed for bankruptcy, did you or anyone else acting on your behalf pay or transfer any property to anyone who

promised to help you deal with your creditors or to make payments to your creditors?

Do not include any payment or transfer that you listed on line 16.

 No

 Yes. Fill in the details.

Person Who Was Paid

Address

Description and value of any property

transferred

Date payment

or transfer was

made

Amount of

payment

18. Within 2 years before you filed for bankruptcy, did you sell, trade, or otherwise transfer any property to anyone, other than property

transferred in the ordinary course of your business or financial affairs?

Include both outright transfers and transfers made as security (such as the granting of a security interest or mortgage on your property). Do not

include gifts and transfers that you have already listed on this statement.

 No

 Yes. Fill in the details.

Person Who Received Transfer

Address

Person's relationship to you

Description and value of

property transferred

Describe any property or

payments received or debts

paid in exchange

Date transfer was

made

American Credit Acceptance

aka Cornerstone Acceptance

3741 S. Nova Rd.

Port Orange, FL 32129-4233

Creditor

2002 Buick LeSabre with

approx. 180,000 miles. NADA

Avg. Trade-In: $1,675.00 (as

of 8/4/2016)

Vountary Surrender of

collateral to secured

creditor.

08/2014

19. Within 10 years before you filed for bankruptcy, did you transfer any property to a self-settled trust or similar device of which you are a

beneficiary? (These are often called asset-protection devices.)

 No

 Yes. Fill in the details.

Name of trust Description and value of the property transferred Date Transfer was

made

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 5

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 40 of 58
Debtor 1 Maurice M Williams Case number (if known)

Part 8: List of Certain Financial Accounts, Instruments, Safe Deposit Boxes, and Storage Units

20. Within 1 year before you filed for bankruptcy, were any financial accounts or instruments held in your name, or for your benefit, closed,

sold, moved, or transferred?

Include checking, savings, money market, or other financial accounts; certificates of deposit; shares in banks, credit unions, brokerage

houses, pension funds, cooperatives, associations, and other financial institutions.

 No

 Yes. Fill in the details.

Name of Financial Institution and

Address (Number, Street, City, State and ZIP

Code)

Last 4 digits of

account number

Type of account or

instrument

Date account was

closed, sold,

moved, or

transferred

Last balance

before closing or

transfer

21. Do you now have, or did you have within 1 year before you filed for bankruptcy, any safe deposit box or other depository for securities,

cash, or other valuables?

 No

 Yes. Fill in the details.

Name of Financial Institution

Address (Number, Street, City, State and ZIP Code)

Who else had access to it?

Address (Number, Street, City,

State and ZIP Code)

Describe the contents Do you still

have it?

22. Have you stored property in a storage unit or place other than your home within 1 year before you filed for bankruptcy?

 No

 Yes. Fill in the details.

Name of Storage Facility

Address (Number, Street, City, State and ZIP Code)

Who else has or had access

to it?

Address (Number, Street, City,

State and ZIP Code)

Describe the contents Do you still

have it?

Part 9: Identify Property You Hold or Control for Someone Else

23. Do you hold or control any property that someone else owns? Include any property you borrowed from, are storing for, or hold in trust

for someone.

 No

 Yes. Fill in the details.

Owner's Name

Address (Number, Street, City, State and ZIP Code)

Where is the property?

(Number, Street, City, State and ZIP

Code)

Describe the property Value

Part 10: Give Details About Environmental Information

For the purpose of Part 10, the following definitions apply:

 Environmental law means any federal, state, or local statute or regulation concerning pollution, contamination, releases of hazardous or

toxic substances, wastes, or material into the air, land, soil, surface water, groundwater, or other medium, including statutes or

regulations controlling the cleanup of these substances, wastes, or material.

 Site means any location, facility, or property as defined under any environmental law, whether you now own, operate, or utilize it or used

to own, operate, or utilize it, including disposal sites.

 Hazardous material means anything an environmental law defines as a hazardous waste, hazardous substance, toxic substance,

hazardous material, pollutant, contaminant, or similar term.

Report all notices, releases, and proceedings that you know about, regardless of when they occurred.

24. Has any governmental unit notified you that you may be liable or potentially liable under or in violation of an environmental law?

 No

 Yes. Fill in the details.

Name of site

Address (Number, Street, City, State and ZIP Code)

Governmental unit

Address (Number, Street, City, State and

ZIP Code)

Environmental law, if you

know it

Date of notice

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 6

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 41 of 58
Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 42 of 58
Debtor 1 Maurice M Williams Case number (if known)

Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy page 8

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 43 of 58
Notice Required by 11 U.S.C. § 342(b) for

Individuals Filing for Bankruptcy (Form 2010)

This notice is for you if:

You are an individual filing for bankruptcy,

and

Your debts are primarily consumer debts.

Consumer debts are defined in 11 U.S.C.

§ 101(8) as “incurred by an individual

primarily for a personal, family, or

household purpose.”

Chapter 7: Liquidation

$245 filing fee

 $75 administrative fee

+ $15 trustee surcharge

$335 total fee

Chapter 7 is for individuals who have financial

difficulty preventing them from paying their debts

and who are willing to allow their nonexempt

property to be used to pay their creditors. The

primary purpose of filing under chapter 7 is to have

your debts discharged. The bankruptcy discharge

relieves you after bankruptcy from having to pay

many of your pre-bankruptcy debts. Exceptions exist

for particular debts, and liens on property may still

be enforced after discharge. For example, a creditor

may have the right to foreclose a home mortgage or

repossess an automobile.

However, if the court finds that you have committed

certain kinds of improper conduct described in the

Bankruptcy Code, the court may deny your

discharge.

You should know that even if you file chapter 7 and

you receive a discharge, some debts are not

discharged under the law. Therefore, you may still

be responsible to pay:

most taxes;

most student loans;

domestic support and property settlement

obligations;

The types of bankruptcy that are available to

individuals

Individuals who meet the qualifications may file under

one of four different chapters of Bankruptcy Code:

Chapter 7 - Liquidation

Chapter 11 - Reorganization

Chapter 12 - Voluntary repayment plan

for family farmers or

fishermen

Chapter 13 - Voluntary repayment plan

for individuals with regular

income

You should have an attorney review your

decision to file for bankruptcy and the choice of

chapter.

Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 1

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 44 of 58
most fines, penalties, forfeitures, and criminal

restitution obligations; and

certain debts that are not listed in your bankruptcy

papers.

You may also be required to pay debts arising from:

fraud or theft;

fraud or defalcation while acting in breach of

fiduciary capacity;

intentional injuries that you inflicted; and

death or personal injury caused by operating a

motor vehicle, vessel, or aircraft while intoxicated

from alcohol or drugs.

If your debts are primarily consumer debts, the court

can dismiss your chapter 7 case if it finds that you have

enough income to repay creditors a certain amount.

You must file Chapter 7 Statement of Your Current

Monthly Income (Official Form 122A–1) if you are an

individual filing for bankruptcy under chapter 7. This

form will determine your current monthly income and

compare whether your income is more than the median

income that applies in your state.

If your income is not above the median for your state,

you will not have to complete the other chapter 7 form,

the Chapter 7 Means Test Calculation (Official Form

122A–2).

If your income is above the median for your state, you

must file a second form —the Chapter 7 Means Test

Calculation (Official Form 122A–2). The calculations on

the form— sometimes called the Means Test—deduct

from your income living expenses and payments on

certain debts to determine any amount available to pay

unsecured creditors. If

your income is more than the median income for your

state of residence and family size, depending on the

results of the Means Test, the U.S. trustee, bankruptcy

administrator, or creditors can file a motion to dismiss

your case under § 707(b) of the Bankruptcy Code. If a

motion is filed, the court will decide if your case should

be dismissed. To avoid dismissal, you may choose to

proceed under another chapter of the Bankruptcy

Code.

If you are an individual filing for chapter 7 bankruptcy,

the trustee may sell your property to pay your debts,

subject to your right to exempt the property or a portion

of the proceeds from the sale of the property. The

property, and the proceeds from property that your

bankruptcy trustee sells or liquidates that you are

entitled to, is called exempt property. Exemptions may

enable you to keep your home, a car, clothing, and

household items or to receive some of the proceeds if

the property is sold.

Exemptions are not automatic. To exempt property,

you must list it on Schedule C: The Property You Claim

as Exempt (Official Form 106C). If you do not list the

property, the trustee may sell it and pay all of the

proceeds to your creditors.

Chapter 11: Reorganization

$1,167 filing fee

+ $550 administrative fee

$1,717 total fee

Chapter 11 is often used for reorganizing a business,

but is also available to individuals. The provisions of

chapter 11 are too complicated to summarize briefly.

Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 2

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 45 of 58
Read These Important Warnings

Because bankruptcy can have serious long-term financial and legal consequences, including loss of

your property, you should hire an attorney and carefully consider all of your options before you file.

Only an attorney can give you legal advice about what can happen as a result of filing for bankruptcy

and what your options are. If you do file for bankruptcy, an attorney can help you fill out the forms

properly and protect you, your family, your home, and your possessions.

Although the law allows you to represent yourself in bankruptcy court, you should understand that

many people find it difficult to represent themselves successfully. The rules are technical, and a mistake

or inaction may harm you. If you file without an attorney, you are still responsible for knowing and

following all of the legal requirements.

You should not file for bankruptcy if you are not eligible to file or if you do not intend to file the

necessary documents.

Bankruptcy fraud is a serious crime; you could be fined and imprisoned if you commit fraud in your

bankruptcy case. Making a false statement, concealing property, or obtaining money or property by

fraud in connection with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to

20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571.

Chapter 12: Repayment plan for family

farmers or fishermen

Under chapter 13, you must file with the court a plan

to repay your creditors all or part of the money that

you owe them, usually using your future earnings. If

the court approves your plan, the court will allow you

to repay your debts, as adjusted by the plan, within 3

years or 5 years, depending on your income and other

factors.

After you make all the payments under your plan,

many of your debts are discharged. The debts that are

not discharged and that you may still be responsible to

pay include:

domestic support obligations,

most student loans,

certain taxes,

debts for fraud or theft,

debts for fraud or defalcation while acting in a

fiduciary capacity,

most criminal fines and restitution obligations,

certain debts that are not listed in your

bankruptcy papers,

certain debts for acts that caused death or

personal injury, and

certain long-term secured debts.

$200 filing fee

+ $75 administrative fee

$275 total fee

Similar to chapter 13, chapter 12 permits family farmers

and fishermen to repay their debts over a period of time

using future earnings and to discharge some debts that

are not paid.

Chapter 13: Repayment plan for

individuals with regular

income

$235 filing fee

+ $75 administrative fee

$310 total fee

Chapter 13 is for individuals who have regular income

and would like to pay all or part of their debts in

installments over a period of time and to discharge

some debts that are not paid. You are eligible for

chapter 13 only if your debts are not more than certain

dollar amounts set forth in 11 U.S.C. § 109.

Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 3

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 46 of 58
Warning: File Your Forms on Time

A married couple may file a bankruptcy case

together—called a joint case. If you file a joint case and

each spouse lists the same mailing address on the

bankruptcy petition, the bankruptcy court generally will

mail you and your spouse one copy of each notice,

unless you file a statement with the court asking that

each spouse receive separate copies.

Understand which services you could receive from

credit counseling agencies

The law generally requires that you receive a credit

counseling briefing from an approved credit counseling

agency. 11 U.S.C. § 109(h). If you are filing a joint

case, both spouses must receive the briefing. With

limited exceptions, you must receive it within the 180

days before you file your bankruptcy petition. This

briefing is usually conducted by telephone or on the

Internet.

In addition, after filing a bankruptcy case, you generally

must complete a financial management instructional

course before you can receive a discharge. If you are

filing a joint case, both spouses must complete the

course.

You can obtain the list of agencies approved to provide

both the briefing and the instructional course from:

http://justice.gov/ust/eo/hapcpa/ccde/cc_approved.html

.

In Alabama and North Carolina, go to:

http://www.uscourts.gov/FederalCourts/Bankruptcy/

BankruptcyResources/ApprovedCredit

AndDebtCounselors.aspx.

If you do not have access to a computer, the clerk of

the bankruptcy court may be able to help you obtain

the list.

Section 521(a)(1) of the Bankruptcy Code requires that

you promptly file detailed information about your

creditors, assets, liabilities, income, expenses and

general financial condition. The court may dismiss your

bankruptcy case if you do not file this information within

the deadlines set by the Bankruptcy Code, the

Bankruptcy Rules, and the local rules of the court.

For more information about the documents and

their deadlines, go to:

http://www.uscourts.gov/bkforms/bankruptcy_form

s.html#procedure.

Bankruptcy crimes have serious consequences

If you knowingly and fraudulently conceal assets

or make a false oath or statement under penalty

of perjury—either orally or in writing—in

connection with a bankruptcy case, you may be

fined, imprisoned, or both.

All information you supply in connection with a

bankruptcy case is subject to examination by the

Attorney General acting through the Office of the

U.S. Trustee, the Office of the U.S. Attorney, and

other offices and employees of the U.S.

Department of Justice.

Make sure the court has your mailing address

The bankruptcy court sends notices to the mailing

address you list on Voluntary Petition for Individuals

Filing for Bankruptcy (Official Form 101). To ensure

that you receive information about your case,

Bankruptcy Rule 4002 requires that you notify the court

of any changes in your address.

Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy (Form 2010) page 4

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 47 of 58
B2030 (Form 2030) (12/15)

United States Bankruptcy Court

Northern District of Illinois

In re Maurice M Williams Case No.

Debtor(s) Chapter 7

DISCLOSURE OF COMPENSATION OF ATTORNEY FOR DEBTOR(S)

1. Pursuant to 11 U .S.C. § 329(a) and Fed. Bankr. P. 2016(b), I certify that I am the attorney for the above named debtor(s) and that

compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for services rendered or to

be rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as follows:

For legal services, I have agreed to accept $ 700.00

Prior to the filing of this statement I have received $ 700.00

Balance Due $ 0.00

2. The source of the compensation paid to me was:

 Debtor  Other (specify):

3. The source of compensation to be paid to me is:

 Debtor  Other (specify):

4.  I have not agreed to share the above-disclosed compensation with any other person unless they are members and associates of my law firm.

 I have agreed to share the above-disclosed compensation with a person or persons who are not members or associates of my law firm. A

copy of the agreement, together with a list of the names of the people sharing in the compensation is attached.

5. In return for the above-disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including:

a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy;

b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required;

c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof;

d. [Other provisions as needed]

All legal services required pursuant to the attached Chapter 7 Representation and Fee Agreement.

6. By agreement with the debtor(s), the above-disclosed fee does not include the following service:

See the attached Chapter 7 Representation and Fee Agreement.

CERTIFICATION

I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the debtor(s) in

this bankruptcy proceeding.

August 18, 2016 /s/ Arthur Corbin

Date Arthur Corbin ARDC#6305658

Signature of Attorney

Corbin Law Firm, LLC

2500 E. Devon Ave.

Suite 200

Des Plaines, IL 60018

773-570-0054 Fax: 773-570-5449

arthur@corbin-law.com

Name of law firm

Software Copyright (c) 1996-2016 Best Case, LLC - www.bestcase.com Best Case Bankruptcy

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 48 of 58
CORBIN LAW FlRM uc

CHAPTER 7 REPRESENTATION AND FEE AGREEMENT (the "Agreement")

I, Maurice M. Williams ("You" or "Client"), agree to retain Corbin Law Firm, LLC ( "CLF" "We"), to represent Client in a

chapter 7 bankruptcy case filed under the United States Bankruptcy Code (the "Case"). If Client later desires to file a

chapter 13 bankruptcy case, the parties will execute a new representation agreement.

IMPORTANT:

The advice you receive from CLF may change as we complete a more detailed analysis of your situation and the "Means Test" calculation.

CLF will inform you of any changes.

Corbin Law Firm, LLC Is considered a debt relief agency under the Bankruptcy Code because we help Individuals get a financial fresh

start using the bankruptcy laws.

1. ATTORNEY'S FEES, COURT FEES AND OTHER COSTS

a) 00 id attorney's fees for "Standard Services" (described below) under this

R^STOO.OO for attorney's fees leaving a balance due of

ATTORNEY'S FEES. You will pay CLF a retainer

Agreement. Client agrees to pay CLF an INITIAL'

S 0.00 . [Attorney's fees must be paid^iafiill-before the case is filed. Ali fees are earned even if the case is dismissed or closed and you

do not receive your discharge.] The flat fee quoted above may increase if the circumstances require CLF to spend significantly more time on

your chapter 7 case.

Advance Payment Retainer

You agree to and understand that CLF will treat the retainer as

an "advance payment retainer". This means that CLF will place

the retainer into its general account and the retainer will

become the property of CLF. You also understand that you

have the option to require CLF to treat your retainer as a

security retainer. But you have decided to proceed with an

advance payment retainer because we both agree that an

advance payment retainer is to your advantage as CLF will

immediately start working on your case and the retainer will

be earned immediately or within a short span of time, and

because it will keep the funds out of the reach of your

creditors.

"Work Done" Basis

The retainer will be earned on a "work done" basis. This

means that even if you decide not to proceed with your case

the retainer will already be partially or fully earned because we

will have expanded significant time and effort working with

you and on your behalf. Therefore, if you terminate CLF's

representation or if CLF withdraws its representation due to

Client's breach of this Agreement, you may not be entitled to a

refund or may only be entitled to a partial refund even if your

case is not filed. CLF charges an hourly rate of $250.00 per

hour for attorney time and $90.00 per hour for administrative

staff time.

b) COURT COSTS. The court's Chapter 7 FILING FEE^$335.00. THe filing fee is in addition to attorney's fees above. The filing fee will remain

your property until the funds are used to pay th^ling fee wISct your case is filed. [Court costs must be paid before the case is filed.]

c) TOTAL COSTS PAYABLE TO CLF: $835.00

Credit Counseling —

Course #1

Credit Counseling—

Course #2

$0.00

(paid direct)

$0.00

(paid direct)

ASSIGNMENT OF FUNDS. Client assigns to CLF all amounts tendered for costs and authorizes CLF to transfer said funds from CLF's client trust

account to CLF's operating account in payment of outstanding fees and costs owed to CLF.

Page 1 of 5

Corbin Law Firm, LLC I 2500 E. Devon Ave. Ste. 200 I Des Plaines, IL60018 j Tel. 773.570.0054 Fax. 773.570.5449

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 49 of 58
CORBIN LAW FlRMuc

3. STANDARD SERVICES. These are the services CLF will provide under this agreement. CLF will:

(a) provide and explain all bankruptcy disclosures as required by the U.S. Bankruptcy Code;

(b) analyze your financial situation;

(c) advise you about relief under Chapters 7 and Chapter 13 of the U.S. Bankruptcy Code and about non-bankruptcy options;

(d) explain and assist you with all requirements to file your Petition (voluntary petition, schedules, statements, creditor list, verification,

and notices (collectively the "Petition")) and with obtaining a discharge under the Bankruptcy Code;

(e) advise you about exemptions and apply the exemptions to your property;

(f) prepare your Petition;

(g) file your Petition;

(h) assist you in negotiating reaffirmation agreement(s) when necessary and if requested by you;

(i) prepare you for the initial trustee meeting ('Trustee Meeting," i.e., 341 meeting or meeting of creditors) and assist you with

assembling the documents for the Trustee Meeting;

(j) provide the case trustee with documents required for the Trustee Meeting;

(k) represent you at the Trustee Meeting or provide another attorney (after notice to you);

(I) respond to requests for information by the U.S. Trustee or the case trustee;

(m) prepare motions to remove liens on your personal property under 11 U.S.C. S22(f)(2) and judicial liens under 11 U.S.C. 522(f)(1), but

only if agreed to prior to the signing of this Agreement. If not agreed to prior to the signing of this Agreement, avoiding a lien will be an

Additional Service (see below).

(n) file the debtor's education certificate (second credit counseling course);

(o) monitor the case and communicate with you, the case trustee, U.S. Trustee, and creditors or other parties of interest as necessary;

(p) assist with enforcing the automatic stay as necessary;

(q) provide notices of the case to stop lawsuits, wage garnishments, citations to discover assets, utility shutoffs, driver' license

suspensions (if bankruptcy automatic stay applies).

BANKRUPTCY SERVICES CLF WILL PROVIDE AFTER FILING THE CASE FOR AN ADDITIONAL FEE. You agree that CLF will provide the following

services, if necessary, after the case is filed and YOU ALSO AGREE TO PAY CLF for these services as they may be necessary to you obtaining

your discharge:

Amendments to Schedules: $100;

Amendments to Schedules to add omitted creditor(s): $150 ($100 plus $30 filing cost plus $20 for service of amended schedules);

Representation at continued Trustee Meeting: $250;

Representation at Rule 2004 Examination: Hourly Rate;

Preparation and Attendance at court hearings (only on Standard Services matters, e.g.: Creditor's Motion for Relief of Stay): Hourly Rate.

5. "ADDITIONAL SERVICES" BANKRUPTCY SERVICES THAT ARE NOT PART OF THIS AGREEMENT. Complex and time-consuming matters may

arise in a chapter 7 bankruptcy case. Sometimes such matters can be anticipated, but often they cannot be. These matters are generally

contested and difficult and time consuming to defend therefore they are not included in this Agreement. Most common examples of such

matters are:

Adversary proceedings (lawsuits inside the bankruptcy case) to determine dischargeability of a debt;

Objections to your discharge;

Defense of claims of bankruptcy abuse;

Defense of preference or fraudulent transfer actions;

Redemption of property;

Any proceedings in a state court or other tribunal;

Adversary proceedings of any kind;

Appeals;

Fixing credit report errors.

Page 2 of 5

Corbln Law Firm, LLC | 2500 E. Devon Ave. Ste. 200 j Des Plaines, IL 60018 j Tel. 773.570.0054 Fax. 773.570.5449

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 50 of 58
CORBIN LAW FIRM llc

6. OTHER COMMON BANKRUPTCY SERVICES NOT PART OF THIS AGREEMENT.

Reopen case (usually due to your failure to take the second credit counseling course): $100 plus $260 filing fee;

Conversion from Chapter 7 to Chapter 13: Chapter 13 fees will apply;

For the excluded matters. Client may retain CLF or any other attorney of Client's choice to represent Client. Client may retain CLF,

if CLF agrees to represent Client, for an additional retainer under a separate representation agreement.

7. IMPORTANT TERMS, CONCEPTS, CONSEQUENCES, AND PRINCIPLES. You agree that you understand the following:

Effect on your Credit. Bankruptcy is a "financial event. "As such, like a late payment, a collections action, or a court judgment, the

bankruptcy will appear on your credit report. The bankruptcy should appear under each creditor listing as well as under the "public

records" part of the credit report. A chapter 7 bankruptcy will stay on your credit report for up to 10 years. The bankruptcy may have a

negative effect on your credit score and it may negatively impact your ability to obtain future credit or refinancing.

Public Proceeding. Bankruptcy is a public proceeding that takes place in a federal court. Your case will be filed in the Bankruptcy Court for

the Northern District of Illinois.

Automatic Stay. This is the name for the bankruptcy protection. The automatic stay does not go into effect until your case is filed.

Therefore, keep in mind that calls, lawsuits, wage garnishments and other actions to collect may continue and liens can attach to your

property until the bankruptcy case is filed. You may therefore permanently lose your property.

Dischargeability and Non-Dlschargeabillty. Chapter 7 bankruptcy eliminates most but not all debts. Debts that are eliminated are

referred to as "dischargeable" debts. Debts that cannot be eliminated are referred to as "non-dischargeable" debts. If applicable, CLF will

advise you what debts will not be discharged (typically: student loans, parking tickets, child support, most taxes).

Bankruptcy Notices. The bankruptcy court will notify all your creditors and interested parties about your bankruptcy case. Notices have

to be generated and mailed. It may take up to 10 business days for the notices to reach your creditors.

Time is of the essence. Any delay by you to cooperate with CLF may disqualify you from the bankruptcy or otherwise adversely impact

your case by affecting your eligibility or the breadth of the relief you are seeking. An example of this is a change in your income (as it may

affect the Means Test calculation) or and action by your creditor (e.g. foreclosure sale).

Creditors. All creditors must be included in your case; bankruptcy is not a pick-and-choose proceeding. This includes debts you owe to

your friends and family, small debts, and even debts that are not dischargeable. CLF will assist you with disclosing all your creditors but,

ultimately, you are the only one who knows about all your obligations. Debts that are not included may not be discharged.

o Secured Creditor: A creditor that has a lien on your property and can resort to repossession or foreclosure if you fail to pay the

debt (e.g. mortgage, car loan, furniture loan).

o Unsecured Creditor: A creditor that cannot take your property through repossession or foreclosure (e.g. credit cards, medical

debts, student loans, etc...).

[The bottom of this page was intentionally left blank.]

Page 3 of 5

Corbin Law Firm, LLC | 2500 E. Devon Ave. Ste. 200 | Des Plaines, IL 60018 1 Tel. 773.570.0054 Fax. 773.570.5449

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 51 of 58
CORBIN LAW FIRM.LLC

8. Your General Duties:

Cooperation. You agree to cooperate with CLF, the case trustee, and the U.S. Trustee and to provide requested Information and

documents In a timely manner. You also agree to update CLF about changes to your circumstances Including: Income, expenses, property

Interests (acquisition or disposition), address, contact Information, military service, etc... as well as to carefully review the Petition and be

present and on time for all hearing and meetings.

Truthfulness. You agree to provide accurate and complete Information and documentation for your Petition and case. Honest and

accurate and complete disclosure Is crucial as Inaccurate or Incomplete disclosures can lead to the loss of your right to a discharge of your

debts as well as serious civil and criminal prosecution.

Reasonable Investigation. You must to do a reasonable Investigation Into your matters In providing the above Information and

documents. This means that you must take affirmative action and contact your creditors, dig through your records, and contact thirdparties such as employers or former employers to assemble the required Information.

Notify CLF Before Acting. You must promptly notify CLF before making property and financial transactions that you do not normally

make, such as giving money to family or friends, withdrawing money from any retirement account, incurring new debt (such as

purchasing a car, using a credit card, taking out a payday loan, etc.), selling or giving away property. Such transactions -whether before

the Case Is filed or after - may negatively Impact your case as they can be undone by the trustee and you may lose that property.

Stop Using Credit. Once you hire CLF you must stop using credit. Using credit before filing bankruptcy may cause problems In your case as

such credit use may be considered fraudulent and can be challenged by your creditors.

9. Your Main Duties Prior to Filing:

Production of Documents and information. You agree to provide CLF with the documents and Information listed on the Checklist of

Required Documents (Incorporated Into this agreement) and any other documents and Information CLF, the case trustee, or U.S. Trustee

may request.

First Credit Counseling Requirement. You must complete the credit counseling requirement from an approved provider within 180 days

prior to filing your case.

Property Serving as Collateral. If you own property that secured a loan (home, car, furniture, etc.) you must decide what you want to do

with that property. You can either surrender the property back to the creditor or choose to keep It.

10. Your Main Duties After Filing:

Complete the Second Credit Counseling Course (Debtor Education Course). You must complete the second credit counseling course. This

course Is also known as the Debtor Education course. If you do not complete this course your case will be closed without a discharge.

Attend the Trustee Meeting. You must appear at the Trustee Meeting. This meeting will take place 4 to 8 weeks after your case Is filed. I

will prepare you for this meeting and attend the meeting with you.

New Interests In Property. You agree to promptly Inform CLF of an Inheritance, life Insurance proceeds, or property received In a spousal

property settlement agreement or divorce within 6 months after the case Is filed.

11. Communications and Permissions. You authorize CLF to communicate with your employer(s), creditors, and any other entity CLF deems

necessary by telephone (work, home, cellular), by fax, mall, and email. You also authorize CLF to fax, mall or email pages of the bankruptcy

petition, schedules, bankruptcy notices, or any other documents CLF deems necessary to your employer(s), creditors, and any other entitles

CLF deems necessary. You authorize CLF to contact whomever necessary. Including current and former employers and the IRS, to obtain any

Information CLF deems necessary, whether verbal or written, to support your disclosures and testimony In the Petition and this case.

Page 4 of 5

Corbin Law Firm, LLC | 2500 E. Devon Ave. Ste. 200 j Des Plalnes, IL 60018 I Tel. 773.570.0054 Fax. 773.570.5449

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 52 of 58
CORBIN Law FIRRllc

12. Termination.

a) You may discharge CLF at any time subject to payment of any fees owed for services rendered by CLF based on "work done" as explained

above.

b) CLF may withdraw its representation when CLF believes you are not complying with your duties as outlined in this Agreement and in the

bankruptcy disclosures. When seeking withdrawal from the Case, CLF will abide to the Illinois Rules of Professional Conduct and Local

Bankruptcy Rules for the United States Bankruptcy Court, Northern District of Illinois.

c) If Client breaches this agreement. Client will be responsible for attorney's fees and costs incurred by CLF that are associated with

enforcing this agreement.

13. Authorization to run Credit Report. Client authorizes CLF to obtain Client's credit report.

14. Acknowledgement. You agree that you received the documents listed in subsections (a) and (b) and that said documents are made a part of

this Agreement:

a) Checklist of Required Documents

b) Bankruptcy Disclosures:

- Disclosure pursuant to 11 U.S.C. §§ 527(a)(1) and 342(b)

- Disclosure pursuant to 11 U.S.C. § 527(a)(2)

Disclosure pursuant to 11 U.S.C. § 527(b)

- Disclosure pursuant to 11 U.S.C. § 527(c)

15. Additional Terms:

This Agreement and Quote is offered by Corbin Law Firm, LLC. The Quote is valid for 90 days from the date below.

CLIENT:

Name

Corbin Law Firni, LLC

Signature.

Date: ^ / I U

Date:

Name

Signature.

Date:

Page 5 of 5

Corbin Law Firm, LLC 1 2500 E. Devon Ave. Ste. 200 I Des Plaines, IL60018 1 Tel. 773.570.0054 Fax. 773.570.5449

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 53 of 58
Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 54 of 58
}bk1{Credito AresMatix}bk{

Advocate Lutheran General Hospital

PO Box 3039

Oak Brook, IL 60522-3039

Advocate Lutheran General Hospital

PO Box 4249

Carol Stream, IL 60197-4249

Advocate Medical Group

8550 W. Bryn Mawr Ave., 8th Floor

Chicago, IL 60631

American Credit Acceptance

aka Cornerstone Acceptance

3741 S. Nova Rd.

Port Orange, FL 32129-4233

American Credit Acceptance, LLC

Servicing & Collections Dept.

961 East Main Street

Spartanburg, SC 29302

Armed Forces Loans of Nevada

3824 S. Jones Blvd., Ste. G

Las Vegas, NV 89103-2451

Cary G. Schiff & Assoc.

134 N. LaSalle, Ste. 1720

Chicago, IL 60602

ComEd Company

3 Lincoln Center

Attn: Claims Dept.

Oak Brook, IL 60181

Conserve

PO Box 7

Fairport, NY 14450-0007

Debt Recovery Solutions, LLC

Attn: Bankruptcy

900 Merchants Concourse, Ste. LL 11

Westbury, NY 11590

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 55 of 58
Defense Finance & Acct.

DFAS-POD/DE

6760 E. Irvington PI

Denver, CO 80279-0002

Department of Defense

Secretary of Defense

1400 Defense Pentagon

Washington, DC 20301-1000

Dept of ED/NELNET

121 S. 13th St

Lincoln, NE 68508-1904

DFAS-Indianapolis Center

Attn: Verifications Section

8899 East 56th Street

Indianapolis, IN 46249-0865

GC Services

PO Box 3488

Jefferson City, MO 65105-3488

IC Systems

444 Highway 96E

Saint Paul, MN 55127-2557

IL Dept. of Healthcare & Fam. Svcs.

Attn: Bankruptcy

509 S. 6th St.

Springfield, IL 62701-1825

Illinois Child Support Enf.

509 S. 6th St.

Springfield, IL 62701-1825

Illinois Tollway

Attn: Bankruptcy

2700 Ogden Ave

Downers Grove, IL 60515

Kendall College

Attn: Accounts Receivable

900 N. North Branch Street

Chicago, IL 60642

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 56 of 58
Missouri Department of Revenue

301 W. High Street

PO Box 475

Jefferson City, MO 65101

Okinus, Inc.

157 West Railrd St.

Pelham, GA 31779

Omni Financial of Virginia

2334 E. Washington St.

Petersburg, VA 23803-3775

Peoples Gas Light & Coke Co.

200 E. Randolph Drive

Chicago, IL 60601

Pinnacle Credit Services

PO Box 640

Hopkins, MN 55343-0640

Pioneer/Mac, Inc

4000 South Eastern, Ste. 300

Las Vegas, NV 89119

Pioneer/Mac, Inc.

4000 South Eastern, Ste. 300

Las Vegas, NV 89119

RCN Cable

2640 W. Bradley Pl.

Chicago, IL 60618

Sabrina Williams

4007 45th Street, Apt. 25

Kenosha, WI 53144

States Attorney Child Support

28 N. Clark St.

Chicago, IL 60602

Torres Credit Services, Inc.

27 Fairview St., Ste. 301

Carlisle, PA 17015-3200

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 57 of 58
Transworld Systems Inc

600 Holiday Plaza Drive, Ste. 300

Matteson, IL 60443

U.S. Bank

PO Box 3447

CRA Management

Oshkosh, WI 54903-3447

U.S. Department of Education

Attn: Sec'y of Education

400 Maryland Ave., S.W.

Washington, DC 20202

United States Attorney

(for Dept. of Education)

219 S. Dearborn St., 5th Floor

Chicago, IL 60604

Water Tower Realty Mgmt. Group

2140 N. Lincoln Park W

Chicago, IL 60614

Case 16-26792 Doc 1 Filed 08/19/16 Entered 08/19/16 21:47:55 Desc Main

 Document Page 58 of 58