EXHIBIT
10.2 


PROMISSORY
NOTE


This PROMISSORY
NOTE AGREEMENT is entered into on this 19th day of December 2019, by and between Coral Investment Partners, LP, a Georgia Limited
Partnership, whose address is 2030 Powers Ferry Road SE, Suite # 212, Atlanta, GA. 30339 (“Creditor” or “CORAL”)
and Vinings Holdings, Inc, a Delaware Corporation, whose principal address is 2030 Powers Ferry Road SE, Suite # 212, Atlanta,
GA. 30339, (“Debtor” or “Vinings Holdings”), collectively referred to as the “Parties.”


WHEREAS,
Vinings Holdings is a corporation with limited resources and from time to time in need of financial assistance in order to maintain
its good standing status and to pay other fees or charges associated with being a public company.


WHEREAS,
Vinings Holdings is in the process of completing an audit and filing a Form 10 Registration statement. Vinings Holdings lacks the
funds to complete this process, and maintain its status as a fully reporting company with the Securities and Exchange Commission
(“SEC”).


WHEREAS,
Vinings Holdings is in need of borrowing funds, and Coral is willing to advance funds to Vinings Holdings for the purposes stated
above.


WHEREAS,
Coral has agreed to advance funds for use in the purposes described above.


WHEREAS,
Coral and Vinings Holdings are desiring to enter into this Promissory Note Agreement for the purposes of being able to maintain
its good standing status and status as a publicly traded company and to ensure the repayment of the funds advance by Coral.


NOW,
THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged by each of the
parties hereto, the parties hereby agree that he debt between both parties is hereby revised and restated as follows:


		1.	Amount of Debt:The initial amount of the debt shall be Twenty Thousand Dollars, which Coral
shall fund to Vinings Holdings at the time of the signing of this Promissory Note Agreement. In the event that Vinings Holdings
is in need of additional funds to maintain its status as a fully reporting company with the SEC, Coral agrees to advance to Vinings
Holdings additional funds to be used to maintain this status.



 


		2.	Interest Rate: The Debt shall incur interest at the rate of Eighteen Percent (18%) per
annum, compounded monthly (“Interest”) until the Debt is repaid in full. Interest on the Debt shall accrue and
become due and payable on the closing of any transaction resulting in a change in control of Vinings Holdings. Any unpaid interest
shall be added to the outstanding principal balance.



 




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PROMISSORY NOTE


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3.        Type
and Place of Payment:


		A.	The amount due Coral, including principal and interest shall be due and payable upon Vinings Holdings
commencing sufficient business operations to repay the debt; or



		B.	The amount due Coral, including principal and interest shall be due and payable from the escrow
of any transaction resulting in a change in control of Vinings Holdings; and



 


		4.	Prepayment: Advance payment or payments may be made on any amounts due under this Note without
penalty or forfeiture. There shall be no penalty for any prepayment.



 


		5.	Acceleration Upon Occurrence of Specified Events. Upon the occurrence or during the continuance
of any one or more of the events hereinafter enumerated, Holder or any of its assigns may forthwith or at any time thereafter or
during the continuance of any such event, by notice in writing to the Maker, declare the outstanding balance be immediately due
and payable without presentation, demand, protest, notice of protest, or other notice of dishonor, all of which are hereby expressly
waived by Maker:



 


		A.	Maker shall file a voluntary petition in bankruptcy or a voluntary petition seeking reorganization,
or shall file an answer admitting the jurisdiction of the court and any material allegations of an involuntary petition filed pursuant
to any act of Congress relating to bankruptcy or to any act purporting to be amendatory thereof, or shall be adjudicated bankrupt,
or shall make an assignment for the benefit of creditors, or shall apply for or consent to the appointment of any receiver or trustee
for Maker, or of all or any substantial portion of its property, or Maker shall make an assignment to an agent authorized to liquidate
any substantial part of its assets; or



 


		B.	An order shall be entered pursuant to any act of Congress relating to bankruptcy or to any act
purporting to be amendatory thereof approving an involuntary petition seeking reorganization of the Maker, or an order of any court
shall be entered appointing any receiver or trustee of or for Maker, or any receiver of trustee of all or any substantial portion
of the property of Maker, or a writ or warrant of attachment or any similar process shall be issued by any court against all or
any substantial portion of the property of Maker, and such order approving a petition seeking





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PROMISSORY NOTE


 


reorganization or appointing
a receiver or trustee is not vacated or stayed, or such writ, warrant of attachment or similar process is not released or bonded
within 60 days after its entry or levy.


 


		6.	Assignability: The rights or obligations under this Note may not be assigned and/or delegated
by Maker without the express written consent of the other party. Holder may assign his rights without restriction.



 


		7.	Representations and Warranties of Debtor: the Debtor represents and warrants as follows:



 


		A.	The Debtor is a corporation duly organized, validly existing and in good standing under the laws
of the State of Delaware. The Debtor has the corporate power to own its properties and to carry on its business as now being conducted.



 


		B.	The Debtor has all requisite corporate power and authority to enter into this Agreement and to
consummate the transactions contemplated hereby. The execution and delivery of this Agreement and the consummation of the transactions
contemplated hereby have been duly authorized by all necessary corporate action on the part of the Debtor. The Debtor’s Board
of Directors has approved this Agreement and the transactions contemplated hereby. This Agreement has been duly executed and delivered
by the Debtor and constitutes a valid and binding obligation of the Debtor, enforceable in accordance with its terms, except (a)
as limited by applicable bankruptcy, insolvency, reorganization, moratorium and other laws of general application affecting enforcement
of creditors’ rights generally and (b) as limited by laws relating to the availability of specific performance, injunctive
relief or other equitable remedies.



 


		C.	This Agreement is the legal, valid and binding obligation of the Debtor, except as limited by applicable
bankruptcy, insolvency, and other similar laws affecting creditors’ rights generally.



 


		8.	Representations and Warranties of Creditor: The Creditor represents and warrants as follows:



 


		A.	That the Creditor has knowledge and experience in financial and business matters and that he understands
that the merits and risks associated with the execution of this Agreement.



 


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PROMISSORY NOTE


 


9.        Events
of Default:


 


		A.	In the “Event of Default” as that term is described in 9(B), the total amount
under due under this Agreement shall become immediately due and payable.



 


		B.	The term, “Event of Default” shall constitute the following scenarios;



 


		i..	The Company is unable to make any of the payments specified in paragraph 3(A).



 


		ii.	If the Debtor shall make an assignment for the benefit of creditors or shall admit in writing its
inability to pay its debts as they become due; or



 


		iii.	If the Debtor shall file a voluntary petition in bankruptcy, or shall be the subject of an involuntary
bankruptcy petition, or adjudicated bankrupt or insolvent, or shall file any petition or answer seeking any reorganization arrangement,
composition, readjustment, liquidation, dissolution, or similar relief under the present or any future Federal Bankruptcy Code
or other applicable federal, state or similar statute, law or regulation, or shall seek or consent to or acquiesce in the appointment
of any trustee, receiver or liquidator of the Debtor or of all or any substantial part of its assets.



 


		C.	Notice of Default: In the event of an action triggering an Event of Default, the Creditor
shall promptly notify the Company by USPS Certified Mail of the Event of Default. The Company shall have ten (10) days from the
mailing of the Event of Default notice to cure the Event of Default by making the specified payment(s).



 


		10.	Notices: All notices, requests or instructions hereunder shall be in writing and delivered
personally or sent by FedEx mail or similar overnight delivery, postage prepaid, as follows:



 


	If to CORAL	If to Vinings Holdings, Inc.
	Coral Investment Partners, LP.	Vinings Holdings, Inc.
	Att.:
Erik S. Nelson	Att.: Erik S. Nelson, President
	2030 Powers Ferry Road SE

                                                                            Suite #212
	2030 Powers Ferry Road SESuite
# 212



	Atlanta, GA. 30339	Atlanta, GA. 30339
	 	 




 
















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PROMISSORY NOTE


 


		11.	Governing Law and Venue: The terms and provisions of this letter are solely for the benefit
of the Issuer and Coral Capital Partners and their respective successors, assigns, heirs and personal representatives, and no other
person shall acquire or have any right by virtue of this letter. Coral Capital Partners and the Issuer agree that any dispute concerning
the interpretation, validity, or enforceability of this agreement, and any action arising from any alleged breach hereof, shall
be adjudicated exclusively in State or Superior Court for the county in which Coral Capital Partners' principal executive office
shall be located at the time of institution of such action, or in the applicable district and division of the U.S. District Court
having venue for disputes in that same county. In the event of any litigation arising from or related to this Agreement, or the
services provided under this Agreement, the prevailing party shall be entitled to recover from the non-prevailing party all reasonable
costs incurred including staff time, court costs, attorney’s fees, and all other related expenses incurred in such litigation.
In the event of a no-adjudicative settlement of litigation between the parties or a resolution of a dispute by arbitration, the
term “prevailing party” shall be determined by that process.



 


		12.	Share & Warrant Purchase:This section has been deleted.



 


		13.	Entire Agreement: This Agreement, including all exhibits and schedules attached thereto,
executed on even date herewith, constitutes the full and entire understanding and agreement between the parties with regard to
the Debt, and no party shall be liable or bound to any other party in any manner by any representations, warranties, covenants
and agreements.



 


		14.	Severability: The invalidity or unforceability of any provision of this letter shall not
affect the validity or enforceability of any other provisions of this letter, which shall remain in full force and effect.



 


		15.	Counterparts/Electronic Signatures: This Agreement may be executed in counterparts, all
of which together shall constitute one agreement binding on all the parties hereto, not withstanding that all such parties are
not signatories to the original or the same counterpart. Facsimile or electronically transmitted signatures shall be deemed effective
as originals.



 


		16.	Authority/Capacities/Entities: Each person signing this Agreement represents and warrants
that he or she has complete authority and legal capacity to enter into this Agreement on behalf of the entity for which he or she
is signing, and agrees to defend, indemnify, and hold harmless all other parties if that authority or capacity is challenged.





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PROMISSORY NOTE


 


		17.	Knowing and Voluntary Agreement: The Parties represent they have read this Agreement, understand
it, voluntarily agree to its terms, and sign it freely.



 


IN WITNESS WHEREOF, the parties
hereto have executed this Agreement on the date first above written.








	Agreed to and Accepted	 	Agreed to and Accepted
	this 19th day of December, 2019	 	this 19th day of December, 2019
	 	 	 
	/s/ Erik S. Nelson	 	/s/ Erik S. Nelson
	Erik S. Nelson	 	Erik S. Nelson, President
	President of the General Partner	 	Vinings Holdings, Inc.
	Coral Investment Partners, LP.	 	 



 






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