UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re:

Hudson, Wanda Case No. 16-29401

Debtors(s)

The undersigned trustee hereby makes this Final Report and states as follows:

1. A petition under chapter 7 of the United States Bankruptcy Code was filed on 09/15/2016. The

undersigned trustee was appointed on 09/16/2016.

4. The trustee realized gross receipts of

2. The trustee faithfully and properly fulfilled the duties enumerated in 11 U.S.C. §704.

Payments made under an interim disbursement

10,687.50

Funds were disbursed in the following amounts:

Other Payments to Creditors

0.00

0.00

Administrative Expenses

Bank Service Fees

Non-Estate funds paid to 3 Parties 0.00

0.00

Exemptions paid to the Debtor 4,000.00

Leaving a balance on hand of 6,687.50 1

rd

§

§

§

§

§

0.00

Other Payments to Debtor 0.00

 TRUSTEE’S FINAL REPORT (TFR)

3. All scheduled and known assets of the estate have been reduced to cash, released to the debtor as

exempt property pursuant to 11 U.S.C. §522, or have been or will be abandoned pursuant to 11 U.S.C. §554.

An individual estate property record and report showing the disposition of all property of the estate is

attached as Exhibit A.

$

$

1

 The balance of funds on hand in the estate may continue to earn interest until disbursed. The interest earned prior to disbursement will

be distributed pro rata to creditors within each priority category. The trustee may receive additional compensation not to exceed the

maximum compensation set forth under 11 U.S.C. §326(a) on account of the disbursement of the additional interest.

UST Form 101-7-TFR (5/1/2011) Page 1

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Pursuant to Fed. R. Bank. P. 5009, I hereby certify, under penalty of perjury, that the foregoing report is

true and correct.

Date : 12/01/2018 By : /s/ Joseph A. Baldi

Trustee

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction

Act exemption 5 C.F.R. §1320.4 (a)(2) applies.

The remaining funds are available for distribution.

6. The deadline for filing non-governmental claims in this case was 02/21/2017 and the deadline for

filing governmental claims was 03/14/2017. All claims of each class which will receive a distribution have

been examined and any objections to the allowance of claims have been resolved. If applicable, a claims

analysis, explaining why payment on any claim is not being made, is attached as Exhibit C.

The trustee has received $0.00 as interim compensation and now requests a sum of $1,418.75, for a total

compensation of $1,418.752. In addition, the trustee received reimbursement for reasonable and necessary

expenses in the amount of $0.00, and now requests reimbursement for expenses of $9.00 for total expenses of

$9.00

5. Attached as Exhibit B is a cash receipts and disbursements record for each estate bank account.

7. The Trustee’s proposed distribution is attached as Exhibit D.

8. Pursuant to 11 U.S.C. §326(a), the maximum compensation allowable to the trustee is $1,418.75.

To the extent that additional interest is earned before case closing, the maximum compensation may

increase.

2

 If the estate is administratively insolvent, the dollar amounts reflected in this paragraph may be higher than the amounts listed in the

Trustee’s Proposed Distribution (Exhibit D).

UST Form 101-7-TFR (5/1/2011) Page 2

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 Document Page 2 of 11
341(a) Meeting Date:

Case Name: Hudson, Wanda

16-29401 Trustee Name:

For Period Ending: Claims Bar Date:

12/01/2018

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Judge: 

Case No: Timothy A. Barnes

Date Filed (f) or Converted (c):

1 2 3 4 

Sale/Fun

th

Property Formally

Abandoned

OA=554(a)

Est Net Value

(Value Determined by

Trustee, Less Liens,

Exemptions,

and Other Costs)

Petition/Unscheduled

Values

Asset Description

(Scheduled and Unscheduled (u) Property)

1. Wearing Apparel 500.00 0.00 2. Checking account-JP Morgan Chase 20.00 0.00 3. Savings Account - JP Morgan Chase 3.50 0.00 4. Probate Estate with claim against nursing home facility (u) 10,687.50 6,687.50 

TOTALS (Excluding Unknown Values) 11,211.00 6,687.50

December 1, 2018: Trustee recovered Debtor's one-sixth interest in her mother's probate estate. Debtor amended her schedules to claim an exemption in the proceeds from tthe claimed exemption was valid and paid the Debtor her allowed exemption. Trustee reviewed and validated all claims filed. Trustee's attorneys advised that they would not reimbursement in this case. Trustee prepared his TFR.July 11, 2018 - Trustee conferred with counsel handling probate estate claim against nursing home. Have determined amount due, adjudicating liens on proceeds. Once comp$20,000.June 2017: Debtor is the executor her mother's probate estate. The probate estate is pursuing a claim against the nursing home where the Debtor's mother previously lived. Tclaim against the nursing home and will keep the case open pending recovery of the claim against the nursing home.

Major activities affecting case closing which are not reflected above, and matters pending, date of hearing or sale, and other action:

Re Prop. #4 one-sixth share of the Probate Estate of Madestine Hudson,deceased - proceeds of lawsuit against Paramount of OakPark Healthcare Center, LLC for negligence leading to hedeath of Madestine Hudson

UST Form 101-7-TFR (5/1/2011) (Page 3) 

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 Document Page 3 of 11
341(a) Meeting Date:

Case Name: Hudson, Wanda

16-29401 Trustee Name:

For Period Ending: Claims Bar Date:

12/01/2018

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Judge: 

Case No: Timothy A. Barnes

Date Filed (f) or Converted (c):

1 2 3 4 

Sale/Fun

th

Property Formally

Abandoned

OA=554(a)

Est Net Value

(Value Determined by

Trustee, Less Liens,

Exemptions,

and Other Costs)

Petition/Unscheduled

Values

Asset Description

(Scheduled and Unscheduled (u) Property)

12/31/2018 Current Projected Date of Final Report(TFR) :

Trustee’s Signature

12/31/2018

/s/Joseph A. Baldi Date:

Initial Projected Date of Final Report(TFR) :

12/01/2018

Joseph A. BaldiP.O. Box 2399Glen Ellyn, IL 60138-2399Phone : (312) 726-8150

UST Form 101-7-TFR (5/1/2011) (Page 4) 

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 FORM 2

ESTATE CASH RECEIPTS AND DISBURSEMENTS RECORD

Case No: 16-29401

Case Name:

Taxpayer ID No:

For Period Ending:

Hudson, Wanda**-***732412/1/2018

Trustee Name:

Bank Name:

Account Number/CD#:

Blanket bond (per case limit):

Separate bond (if applicable):

1 2 3 4 5 

Description of Transaction Deposits($) 

Uniform

Trans.

Paid To / Received From Code

Check or

 [Refer#]

Transaction

 Date

10/30/2018 [4] Keating Law Offices

79 W. Monroe StreetSuite 1024Chicago, IL 60603

Distribution from Estate of Madestine Hudson 1229-000 10,687.50 

11/09/2018 51001 Wanda Hudson

5253 W Kamerling AveChicago, IL 60651

personal property exemption 8100-002 

Page Subtotals 10,687.50 

0.00

10,687.5010,687.50

Less:Bank Transfer/CD's

Less: Payments to Debtors

COLUMN TOTALSSUBTOTALSNet 10,687.50 

TOTAL-ALL ACCOUNTS NET

DEPOSITS

******5682 Checking Account 10,687.50 Net Totals 10,687.50 

10,687.50

4,000.006,687.50

All Accounts Gross Receipts:

All Accounts Gross Disbursements:

All Accounts Net:

UST Form 101-7-TFR (5/1/2011) (Page 5) 

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Hudson, Wanda CLAIMS REGISTERCase: 16-29401

Previously

Paid

Pro

Pr

Allowed

Amount

Proof of

Claim

UTC /

Class Creditor Claim No. Status

Joseph A. Baldi20 N. Clark StreetSuite 200Chicago, IL 60602

2100-000

ADMIN

Valid To Pay 1,418.75 1,418.75 0.00 

Joseph A. BaldiP.O. Box 2399Glen Ellyn, IL 60138-2399

2200-000

ADMIN

Valid To Pay 9.00 9.00 0.00 

ADMINISTRATIVE TOTAL 1,427.75 1,427.75 0.00 UST Form 101-7-TFR (5/1/2011) Page 6

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Hudson, Wanda CLAIMS REGISTERCase: 16-29401

Previously

Paid

Pro

Pr

Allowed

Amount

Proof of

Claim

UTC /

Class Creditor Claim No. Status

00001 American InfoSource LP as

agent for TD Bank, USAPO Box 248866Oklahoma City, OK 73124

7100-000

UNSEC

Valid To Pay 3,041.86 3,041.86 0.00 

00002 Quantum3 Group LLC as agent

for Comenity BankPO Box 788Kirkland, WA 98083

7100-000

UNSEC

Valid To Pay 1,030.67 1,030.67 0.00 

00003 Quantum3 Group LLC as agent

for Comenity BankPO Box 788Kirkland, WA 98083

7100-000

UNSEC

Valid To Pay 1,537.13 1,537.13 0.00 

00004 Quantum3 Group LLC as agent

for Comenity BankPO Box 788Kirkland, WA 98083

7100-000

UNSEC

Valid To Pay 397.50 397.50 0.00 

00005 Quantum3 Group LLC as agent

for Comenity BankPO Box 788Kirkland, WA 98083

7100-000

UNSEC

Valid To Pay 1,249.28 1,249.28 0.00 

00006 CREDIT FIRST NA

PO Box 818011Cleveland, OH 44181

7100-000

UNSEC

Valid To Pay 1,153.31 1,153.31 0.00 

00007 Capital One Bank (USA), N.A. by

American InfoSource LP asagentPO Box 71083Charlotte, NC 28272

7100-000

UNSEC

Valid To Pay 1,470.15 1,470.15 0.00 

UST Form 101-7-TFR (5/1/2011) Page 7

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Hudson, Wanda CLAIMS REGISTERCase: 16-29401

Previously

Paid

Pro

Pr

Allowed

Amount

Proof of

Claim

UTC /

Class Creditor Claim No. Status

00008 US DEPT OF EDUCATION

CLAIMS FILING UNITPO Box 8973Madison, WI 53708

7100-000

UNSEC

Valid To Pay 13,930.73 13,930.73 0.00 

00009 US DEPT OF EDUCATION

CLAIMS FILING UNITPO Box 8973Madison, WI 53708

7100-000

UNSEC

Valid To Pay 6,285.47 6,285.47 0.00 

00010 Department Stores National

Bank c/o Quantum3 Group LLCPO Box 657Kirkland, WA 98083

7100-000

UNSEC

Valid To Pay 987.54 987.54 0.00 

00011 Synchrony Bank c/o PRA

Receivables Management, LLCPO Box 41021Norfolk, VA 23541

7100-000

UNSEC

Valid To Pay 678.73 678.73 0.00 

00012 Synchrony Bank c/o PRA

Receivables Management, LLCPO Box 41021Norfolk, VA 23541

7100-000

UNSEC

Valid To Pay 541.55 541.55 0.00 

00013 Synchrony Bank c/o PRA

Receivables Management, LLCPO Box 41021Norfolk, VA 23541

7100-000

UNSEC

Valid To Pay 454.00 454.00 0.00 

00014 Comenity Capital Bank/Paypal

Credit c/o Weinstein & Riley,PS2001 Western Ave Ste 400Seattle, WA 98121

7100-000

UNSEC

Valid To Pay 584.44 584.44 0.00 

UST Form 101-7-TFR (5/1/2011) Page 8

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Hudson, Wanda CLAIMS REGISTERCase: 16-29401

Previously

Paid

Pro

Pr

Allowed

Amount

Proof of

Claim

UTC /

Class Creditor Claim No. Status

UNSECURED TOTAL 33,342.36 33,342.36 0.00 REPORT TOTALS 34,770.11 34,770.11 0.00 UST Form 101-7-TFR (5/1/2011) Page 9

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Balance on Hand

Claims of secured creditors will be paid as follows:

NONE

 Applications for chapter 7 fees and administrative expenses have been filed as follows:

 Applications for prior chapter fees and administrative expenses have been filed as follows:

NONE

 Timely allowed general (unsecured) claims are as follows:

Proposed

Payment

Interim

Payments

Reason/Applicant Total Requested to Date

Trustee, Fees: Joseph A. Baldi $ 1,418.75 $ 0.00 $ 1,418.75

Trustee, Expenses: Joseph A. Baldi $ 9.00 $ 0.00 $ 9.00

Remaining Balance

Total to be paid for chapter 7 administrative expenses

 5,259.75

$

$

 1,427.75

Case Name: Hudson, Wanda

Trustee Name:

16-29401

Joseph A. Baldi

Exhibit D

Case No.:

TRUSTEE'S PROPOSED DISTRIBUTION

 Allowed Priority Claims are:

 In addition to the expenses of administration listed above as may be allowed by the Court, priority claims totaling

$0.00 must be paid in advance of any dividend to general (unsecured) creditors.

 The actual distribution to wage claimants included above, if any, will be the proposed payment less applicable

withholding taxes (which will be remitted to the appropriate taxing authorities).

 Timely claims of general (unsecured) creditors totaling $33,342.36 have been allowed and will be paid pro rata

only after all allowed administrative and priority claims have been paid in full. The timely allowed general (unsecured)

dividend is anticipated to be 15.8 %, plus interest (if applicable).

$6,687.50

NONE

UST Form 101-7-TFR (5/1/2011) Page 10

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Proposed

 Payment

Interim Payments

to Date

Allowed

Amount of

Claimant Claim

Claim

No.

00001 American InfoSource LP as agent for $ 3,041.86 $ 0.00 $ 479.86

00002 Quantum3 Group LLC as agent for $ 1,030.67 $ 0.00 $ 162.59

00003 Quantum3 Group LLC as agent for $ 1,537.13 $ 0.00 $ 242.48

00004 Quantum3 Group LLC as agent for $ 397.50 $ 0.00 $ 62.71

00005 Quantum3 Group LLC as agent for $ 1,249.28 $ 0.00 $ 197.08

00006 CREDIT FIRST NA $ 1,153.31 $ 0.00 $ 181.94

00007 Capital One Bank (USA), N.A. by $ 1,470.15 $ 0.00 $ 231.92

00008 US DEPT OF EDUCATION CLAIMS $ 13,930.73 $ 0.00 $ 2,197.59

00009 US DEPT OF EDUCATION CLAIMS $ 6,285.47 $ 0.00 $ 991.54

00010 Department Stores National Bank c/o $ 987.54 $ 0.00 $ 155.79

00011 Synchrony Bank c/o PRA Receivables $ 678.73 $ 0.00 $ 107.07

00012 Synchrony Bank c/o PRA Receivables $ 541.55 $ 0.00 $ 85.43

00013 Synchrony Bank c/o PRA Receivables $ 454.00 $ 0.00 $ 71.62

00014 Comenity Capital Bank/Paypal Credit $ 584.44 $ 0.00 $ 92.13

Total to be paid to timely general unsecured creditors

Remaining Balance

 5,259.75

 0.00

$

$

NONE

NONE

 Tardily filed general (unsecured) claims are as follows:

 Subordinated unsecured claims for fines, penalties, forfeitures or damages and claims ordered subordinated by

the Court are as follows:

 Tardily filed claims of general (unsecured) creditors totaling $0.00 have been allowed and will be paid pro rata

only after all allowed administrative, priority and timely filed general (unsecured) claims have been paid in full. The

tardily filed claim dividend is anticipated to be 0.0 %, plus interest (if applicable).

 Subordinated unsecured claims for fines, penalties, forfeitures, or damages and claims ordered subordinated by

the Court totaling $0.00 have been allowed and will be paid pro rata only after all allowed administrative, priority and

general (unsecured) claims have been paid in full. The dividend for subordinated unsecured claims is anticipated to be

0.0 %, plus interest (if applicable).

UST Form 101-7-TFR (5/1/2011) Page 11

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