CHAPTER 7 TRUSTEE'S FINAL ACCOUNT AND DISTRIBUTION

REPORT CERTIFICATION THAT THE ESTATE HAS BEEN FULLY ADMINISTERED

AND APPLICATION TO BE DISCHARGED (TDR)

UNITED STATES BANKRUPTCY COURT

In re: § Case No.

§

§

§

DRENDEL, LORI A 16-82107

NORTHERN DISTRICT OF ILLINOIS

Debtor(s)

WESTERN DIVISION

Certification that the Estate has been Fully Administered and Application to be Discharged.

JAMES E. STEVENS, chapter 7 trustee, submits this Final Account,

1) All funds on hand have been distributed in accordance with the Trustee's Final Report

administered and all assets and funds which have come under the trustee's control in this case

and, if applicable, any order of the Court modifying the Final Report. The case is fully

have been properly accounted for as provided by law. The trustee hereby requests to be

discharged from further duties as a trustee.

2) A summary of assets abandoned, assets exempt, total distributions to claimants, claims

discharged without payment, and expenses of administration is provided below:

Without Payment:

Claims Discharged

Assets Exempt:

Total Expenses of Administration:

Assets Abandoned:

Total Distribution to Claimants:

$157,405.00 $11,017.71

$2,553.80

$217,376.90

$3,078.20

(without deducting any secured claims)

Exhibit 1 ), minus funds paid to the debtor

from the liquidation of the property of the estate, which was distributed as follows:

(see

(see Exhibit 2

3) Total gross receipts of $ 5,632.00

 and third parties of $ 0.00 ), yielded net receipts of $5,632.00

UST Form 101-7-TDR (10/1/2010)

Case 16-82107 Doc 33 Filed 06/25/18 Entered 06/25/18 14:04:08 Desc Main

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CLAIMS

SCHEDULED

CLAIMS

ASSERTED ALLOWED PAID

SECURED CLAIMS

(from

PRIORITY CLAIMS:

CHAPTER 7 ADMIN. FEES

AND CHARGES

PRIOR CHAPTER

ADMIN. FEES AND

PRIORITY UNSECURED

GENERAL UNSECURED

TOTAL DISBURSEMENTS

CLAIMS CLAIMS

Exhibit 3)

(from Exhibit 4 )

CHARGES (fromExhibit 5 )

CLAIMS (fromExhibit 6 )

CLAIMS (fromExhibit 7)

 $149,887.29 $0.00 $0.00 $0.00

 0.00 3,078.20 3,078.20 3,078.20

 170,005.42 178,556.96 134,744.96 2,553.80

 0.00 0.00 0.00 0.00

 0.00 0.00 0.00 0.00

 $319,892.71 $181,635.16 $137,823.16 $5,632.00

5) All estate bank statements, deposit slips, and canceled checks have been submitted to

the United States Trustee.

6) An individual estate property record and report showing the final accounting of the

assets of the estate is attached as

each estate bank account, showing the final accounting of the receipts and disbursements of

. The cash receipts and disbursements records for

estate funds is attached as .

Pursuant to Fed R Bank P 5009, I hereby certify, under penalty of perjury, that the

foregoing report is true and correct.

Dated: By:

Exhibit 8

Exhibit 9

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction

Act exemption 5 C.F.R. §1320.4(a)(2) applies.

4) This case was originally filed under Chapter 7 on September 07, 2016.

06/19/2018 /s/JAMES E. STEVENS

The case was pending for 22 months.

Trustee

UST Form 101-7-TDR (10/1/2010)

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EXHIBITS TO

FINAL ACCOUNT

EXHIBIT 1 GROSS RECEIPTS

UNIFORM

TRAN. CODE

$ AMOUNT

1 RECEIVED DESCRIPTION

Inheritance-Great Aunt 1129-000 5,632.00

TOTAL GROSS RECEIPTS $5,632.00

The Uniform Transaction Code is an accounting code assigned by the trustee for statistical reporting purposes. 1

EXHIBIT 2 FUNDS PAID TO DEBTOR & THIRD PARTIES

UNIFORM

TRAN. CODE

$ AMOUNT

PAID PAYEE DESCRIPTION

None

 $0.00 TOTAL FUNDS PAID TO DEBTOR AND THIRD

PARTIES

EXHIBIT 3 SECURED CLAIMS

UNIFORM

TRAN. CLAIMS

PAID CLAIMANT

CODE

CLAIMS

ALLOWED

CLAIMS

ASSERTED

CLAIMS

SCHEDULED

(from Form

6D)

CLAIM

NO.

NOTFILED First MeritBank 4110-000 12,625.00 N/A N/A 0.00

NOTFILED National Bank & Trust 4110-000 137,262.29 N/A N/A 0.00

TOTAL SECURED CLAIMS $149,887.29 $0.00 $0.00 $0.00

EXHIBIT 4 CHAPTER 7 ADMINISTRATIVE FEES and CHARGES

UNIFORM

TRAN. CLAIMS

PAID PAYEE

CODE

CLAIMS

ALLOWED

CLAIMS

ASSERTED

CLAIMS

SCHEDULED

Trustee Compensation - JAMES E. STEVENS 2100-000 N/A 1,313.20 1,313.20 1,313.20

Attorney for Trustee Fees (Trustee Firm) -

Barrick, Switzer, Long, Balsley & Van

3110-000 N/A 1,755.00 1,755.00 1,755.00

Other - Rabobank, N.A. 2600-000 N/A 10.00 10.00 10.00

TOTAL CHAPTER 7 ADMIN. FEES N/A

AND CHARGES $3,078.20 $3,078.20 $3,078.20

UST Form 101-7-TDR (10/1/2010)

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UNIFORM

TRAN. CLAIMS

PAID PAYEE

CODE

CLAIMS

ALLOWED

CLAIMS

ASSERTED

CLAIMS

SCHEDULED

EXHIBIT 5 PRIOR CHAPTER ADMINISTRATIVE FEES and CHARGES

None

TOTAL PRIOR CHAPTER ADMIN. N/A

FEES AND CHARGES $0.00 $0.00 $0.00

EXHIBIT 6 PRIORITY UNSECURED CLAIMS

UNIFORM

TRAN. CLAIMS

PAID CLAIMANT

CODE

CLAIMS

ALLOWED

CLAIMS

ASSERTED

CLAIMS

SCHEDULED

(from Form

6E)

(from Proofs of

Claim)

CLAIM

NO.

None

TOTAL PRIORITY UNSECURED

CLAIMS $0.00 $0.00 $0.00 $0.00

EXHIBIT 7 GENERAL UNSECURED CLAIMS

UNIFORM

TRAN. CLAIMS

PAID CLAIMANT

CODE

CLAIMS

ALLOWED

CLAIMS

ASSERTED

CLAIMS

SCHEDULED

(from Form

6F)

(from Proofs of

Claim)

CLAIM

NO.

 1 Discover Bank 7100-000 3,061.00 3,634.64 3,634.64 68.89

 2 Capital One, N.A. 7100-000 1,117.07 1,095.01 1,095.01 20.75

 3 US DEPARTMENT OF EDUCATION 7100-000 N/A 18,751.49 18,751.49 355.39

 4 US DEPARTMENT OF EDUCATION 7100-000 N/A 23,746.68 23,746.68 450.07

 5 US DEPARTMENT OF EDUCATION 7100-000 41,580.31 43,812.00 0.00 0.00

 5 -2 US DEPARTMENT OF EDUCATION 7100-000 N/A 43,812.00 43,812.00 830.36

 6 US DEPARTMENT OF EDUCATION 7100-000 19,005.34 19,966.23 19,966.23 378.42

 7 First Midwest Bank 7100-000 1,059.29 672.35 672.35 12.74

 8 MERRICK BANK 7100-000 644.30 711.05 711.05 13.48

PYOD, LLC its successors and 901.37

assigns as assignee

 9 7100-000 901.37 901.37 17.08

Bureaus Investment Group 17,451.00

Portfolio No 15 LLC

 10 7100-000 17,079.25 17,079.25 323.70

U.S. Bank National N/A

Association

 11 7100-000 4,374.89 4,374.89 82.92

NOTFILED Credit One Bank 7100-000 1,091.29 N/A N/A 0.00

NOTFILED Dreyer Medical Group, LTD 7100-000 15.00 N/A N/A 0.00

NOTFILED CapitolOne 7100-000 20,228.00 N/A N/A 0.00

UST Form 101-7-TDR (10/1/2010)

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NOTFILED Cash Store 7100-000 575.00 N/A N/A 0.00

NOTFILED Great Lakes 7100-000 14,756.18 N/A N/A 0.00

NOTFILED Capitol One 7100-000 15,716.00 N/A N/A 0.00

NOTFILED Great Lakes 7100-000 6,070.12 N/A N/A 0.00

NOTFILED Synchrony Bank 7100-000 230.00 N/A N/A 0.00

NOTFILED Wells Fargo EFS 7100-000 5,346.00 N/A N/A 0.00

NOTFILED OSF Healthcare 7100-000 200.00 N/A N/A 0.00

Shalini Mohan, DMD-Downtown 25.00

Dental

NOTFILED 7100-000 N/A N/A 0.00

NOTFILED Best Buy 7100-000 701.57 N/A N/A 0.00

NOTFILED National Bank & Trust 7100-000 2,413.94 N/A N/A 0.00

Bank of America (AAA) 4,427.00

Financial

NOTFILED 7100-000 N/A N/A 0.00

NOTFILED Argonne Credit Union 7100-000 13,390.64 N/A N/A 0.00

TOTAL GENERAL UNSECURED

CLAIMS $170,005.42 $178,556.96 $134,744.96 $2,553.80

UST Form 101-7-TDR (10/1/2010)

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Filed (f) or Converted (c):

Claims Bar Date:

Form 1

Individual Estate Property Record and Report

Asset Cases

Period Ending: 06/19/18

Trustee: JAMES E. STEVENS

Asset Description

(Scheduled And Unscheduled (u) Property)

Petition/

Unscheduled

Values

Estimated Net Value

(Value Determined By Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

Abandoned

OA=§554(a)

Sale/Funds

Received by

the Estate

Asset Fully

Administered (FA)/

Gross Value of

 Remaining Assets

1 2 3 4 5 6

Case Number:

Page: 1

16-82107

10/31/17

Ref. #

Case Name: DRENDEL, LORI A

§341(a) Meeting Date: 10/13/16

09/07/16 (f)

(330420)

Exhibit 8

 1 306 S. Locust St, Genoa, IL 140,000.00 0.00 0.00 FA

Checking: Illinois Community Credit Union

 Value changed per Amended Schedules filed

2/23/17.

 2 0.00 0.00 0.00 FA

 3 Rental deposit: Jerry Losey - Landlord 775.00 0.00 0.00 FA

 4 Household Goods and Furnishings 330.00 0.00 0.00 FA

Lawn Mower, Weed Eater, Exercise Equipment

 Assets removed per Amended Schedule B filed

2/23/17.

 5 0.00 0.00 0.00 FA

 6 Camera 100.00 0.00 0.00 FA

 7 Books, Pictures, Art 50.00 0.00 0.00 FA

 8 Clothing 100.00 0.00 0.00 FA

 9 Jewelry 250.00 0.00 0.00 FA

Tent, sleeping bags, air matress, fishing poles,

 Assets removed per Amended Schedule B filed

2/23/17.

 10 0.00 0.00 0.00 FA

 11 Global Accidental Life: Lori A. Drendel 0.00 0.00 0.00 FA

 12 IMRF 3,700.00 0.00 0.00 FA

Federal Tax Return - 4,000

 Asset removed per Amended Schedule B filed

2/23/17.

 13 0.00 0.00 0.00 FA

Inheritance-Great Aunt

 Value and exemption changed per Amended

Schedules B and C filed 2/23/17.

 14 3,900.00 10,000.00 5,632.00 FA

2006 Chevy Trail Blazer

 Asset removed per Amended Schedule B filed

2/23/17.

 15 0.00 0.00 0.00 FA

 16 2002 Chevy Malibu 100.00 0.00 0.00 FA

 17 2014 Chevy Cruze 12,000.00 0.00 0.00 FA

 18 1 Dog & 2 Cats 0.00 0.00 0.00 FA

 18 Assets Totals (Excluding unknown values) $161,305.00 $10,000.00 $5,632.00 $0.00

Printed: 06/19/2018 08:56 AM V.14.14

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Filed (f) or Converted (c):

Claims Bar Date:

Form 1

Individual Estate Property Record and Report

Asset Cases

Period Ending: 06/19/18

Trustee: JAMES E. STEVENS

Asset Description

(Scheduled And Unscheduled (u) Property)

Petition/

Unscheduled

Values

Estimated Net Value

(Value Determined By Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

Abandoned

OA=§554(a)

Sale/Funds

Received by

the Estate

Asset Fully

Administered (FA)/

Gross Value of

 Remaining Assets

1 2 3 4 5 6

Case Number:

Page: 2

16-82107

10/31/17

Ref. #

Case Name: DRENDEL, LORI A

§341(a) Meeting Date: 10/13/16

09/07/16 (f)

(330420)

Exhibit 8

Major Activities Affecting Case Closing:

Initial Projected Date Of Final Report (TFR): December 31, 2018 Current Projected Date Of Final Report (TFR): February 6, 2018 (Actual)

Printed: 06/19/2018 08:56 AM V.14.14

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Blanket Bond:

Separate Bond:

Description of Transaction

Form 2

Cash Receipts And Disbursements Record

06/19/18

Taxpayer ID #: **-***8802

Case Number:

Bank Name:

$2,827,000.00 (per case limit)

******9466 - Checking Account

Rabobank, N.A.

Trans.

Date

{Ref #} /

Check # Paid To / Received From

Receipts

$

Disbursements

$ Account Balance

Checking

Trustee: JAMES E. STEVENS (330420)

Page: 1

16-82107

Case Name: DRENDEL, LORI A

N/A

1 2 3 4 5 6 7

Account:

Period Ending:

T-Code

Exhibit 9

01/22/18 {14} LUCILLE SCHNEIDER ESTATE Inheritance 1129-000 5,632.00 5,632.00

01/31/18 Rabobank, N.A. Bank and Technology Services Fee 2600-000 10.00 5,622.00

Dividend paid 100.00% on $1,755.00, Attorney

for Trustee Fees (Trustee Firm); Reference:

Barrick, Switzer, Long, Balsley &

Van Evera

04/12/18 101 3110-000 1,755.00 3,867.00

Dividend paid 100.00% on $1,313.20, Trustee

Compensation; Reference:

04/12/18 102 JAMES E. STEVENS 2100-000 1,313.20 2,553.80

Dividend paid 1.89% on $3,634.64; Claim# 1;

Filed: $3,634.64; Reference:

04/12/18 103 Discover Bank 7100-000 68.89 2,484.91

Dividend paid 1.89% on $1,095.01; Claim# 2;

Filed: $1,095.01; Reference:

04/12/18 104 Capital One, N.A. 7100-000 20.75 2,464.16

Dividend paid 1.89% on $19,966.23; Claim#

6; Filed: $19,966.23; Reference:

US DEPARTMENT OF

EDUCATION

04/12/18 105 7100-000 378.42 2,085.74

Dividend paid 1.89% on $672.35; Claim# 7;

Filed: $672.35; Reference:

04/12/18 106 First Midwest Bank 7100-000 12.74 2,073.00

Dividend paid 1.89% on $711.05; Claim# 8;

Filed: $711.05; Reference:

04/12/18 107 MERRICK BANK 7100-000 13.48 2,059.52

Dividend paid 1.89% on $901.37; Claim# 9;

Filed: $901.37; Reference:

PYOD, LLC its successors and

assigns as assignee

04/12/18 108 7100-000 17.08 2,042.44

Dividend paid 1.89% on $17,079.25; Claim#

10; Filed: $17,079.25; Reference:

Bureaus Investment Group Portfolio

No 15 LLC

04/12/18 109 7100-000 323.70 1,718.74

Dividend paid 1.89% on $4,374.89; Claim#

11; Filed: $4,374.89; Reference:

04/12/18 110 U.S. Bank National Association 7100-000 82.92 1,635.82

US DEPARTMENT OF Combined Check for Claims#3,4,5 -2

EDUCATION

04/12/18 111 1,635.82 0.00

Dividend paid 1.89% on

$18,751.49; Claim# 3;

Filed: $18,751.49

 355.39 7100-000 0.00

Dividend paid 1.89% on

$23,746.68; Claim# 4;

Filed: $23,746.68

 450.07 7100-000 0.00

Dividend paid 1.89% on

$43,812.00; Claim# 5

-2; Filed: $43,812.00

 830.36 7100-000 0.00

ACCOUNT TOTALS 5,632.00 5,632.00 $0.00

Less: Bank Transfers 0.00 0.00

Subtotal 5,632.00 5,632.00

Less: Payments to Debtors 0.00

NET Receipts / Disbursements $5,632.00 $5,632.00

{} Asset reference(s) Printed: 06/19/2018 08:56 AM V.14.14

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Blanket Bond:

Separate Bond:

Description of Transaction

Form 2

Cash Receipts And Disbursements Record

06/19/18

Taxpayer ID #: **-***8802

Case Number:

Bank Name:

$2,827,000.00 (per case limit)

******9466 - Checking Account

Rabobank, N.A.

Trans.

Date

{Ref #} /

Check # Paid To / Received From

Receipts

$

Disbursements

$ Account Balance

Checking

Trustee: JAMES E. STEVENS (330420)

Page: 2

16-82107

Case Name: DRENDEL, LORI A

N/A

1 2 3 4 5 6 7

Account:

Period Ending:

T-Code

Exhibit 9

5,632.00 5,632.00 0.00

Net

Receipts

Net

Disbursements

Account

Balances

Checking # ******9466

TOTAL - ALL ACCOUNTS

 $5,632.00 $5,632.00 $0.00

{} Asset reference(s) Printed: 06/19/2018 08:56 AM V.14.14

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