UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

Karoline Esho

Debtor(s)

Case No. 16 B 30744

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Marilyn O. Marshall, chapter 13 trustee, submits the following Final Report and Account 

of the administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as 

follows:

1) The case was filed on 09/27/2016.

2) The plan was confirmed on 12/14/2016.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

09/18/2017.

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on 08/16/2017, 11/01/2017.

5) The case was Dismissed on 01/08/2018.

6) Number of months from filing to last payment: 12.

7) Number of months case was pending: 19.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: NA .

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $5,066.00

Less amount refunded to debtor $0.00

NET RECEIPTS: $5,066.00

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $341.15

Court Costs $0.00

Trustee Expenses & Compensation $209.97

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $551.12

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

Acs/dept Of Ed Unsecured 0.00 NA NA 0.00 0.00

Capital One Unsecured 808.00 NA NA 0.00 0.00

Charter Fitness of McCormick Unsecured 144.75 NA NA 0.00 0.00

City of Chicago Department of Revenue Unsecured 5,223.28 5,595.68 5,595.68 0.00 0.00

City of Chicago Dept of Finance Unsecured 210.00 NA NA 0.00 0.00

City of Chicago Dept of Finance Unsecured 120.00 NA NA 0.00 0.00

Consumer Portfolio Services Secured 16,035.67 16,035.67 16,035.67 2,765.33 1,749.55

Diagnostic Radiology Specialists Unsecured 15.68 NA NA 0.00 0.00

First Premier Bank Unsecured 425.00 NA NA 0.00 0.00

Illinois Tollway Authority Unsecured 285.60 NA NA 0.00 0.00

Jefferson Capital Systems, LLC Unsecured 710.87 NA NA 0.00 0.00

Majestic Lake Financial Unsecured 832.50 500.00 500.00 0.00 0.00

Med Business Bureau Unsecured 186.00 NA NA 0.00 0.00

Medical Business Bureau, LLC Unsecured 186.50 NA NA 0.00 0.00

Navient Solutions Inc Unsecured 2,447.00 3,658.14 3,658.14 0.00 0.00

Navient Solutions Inc Unsecured 1,188.00 NA NA 0.00 0.00

Presence Saint Francis Hospital Unsecured 189.31 NA NA 0.00 0.00

Sallie Mae Unsecured 0.00 NA NA 0.00 0.00

Swedish Emergency Associates PC Unsecured 403.00 NA NA 0.00 0.00

Tmobile Unsecured 448.01 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$0.00

$16,035.67

$16,035.67

$0.00

$0.00

$0.00

$0.00

$9,753.82

Principal

Paid

$0.00

$0.00

$0.00

$2,765.33

$2,765.33

$0.00

$0.00

$0.00

$0.00

$0.00

Interest

Paid

$0.00

$0.00

$0.00

$1,749.55

$1,749.55

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $551.12

Disbursements to Creditors $4,514.88

TOTAL DISBURSEMENTS : $5,066.00

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 04/16/2018

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Marilyn O. Marshall

Trustee

UST Form 101-13-FR-S (9/1/2009)

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