UST Form 101-7-TDR (10/1/2010)

UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: §

§

§

§

§

§

Case No. 16-28041

BRENDA TAGLER

Debtor(s)

CHAPTER 7 TRUSTEE’S FINAL ACCOUNT AND DISTRIBUTION REPORT

CERTIFICATION THAT THE ESTATE HAS BEEN FULLY ADMINISTERED

AND APPLICATION TO BE DISCHARGED (TDR)

David P. Leibowitz, chapter 7 trustee, submits this Final Account, Certification that the 

Estate has been Fully Administered and Application to be Discharged.

1) All funds on hand have been distributed in accordance with the Trustee’s Final 

Report and, if applicable, any order of the Court modifying the Final Report. The case is fully 

administered and all assets and funds which have come under the trustee’s control in this case 

have been properly accounted for as provided by law. The trustee hereby requests to be 

discharged from further duties as a trustee.

2) A summary of assets abandoned, assets exempt, total distributions to claimants, 

claims discharged without payment, and expenses of administration is provided below:

Assets Abandoned: $171,900.00 Assets Exempt: $29,471.05

(without deducting any secured claims)

Total Distributions to 

Claimants: $4,127.69

Claims Discharged 

Without Payment: $106,462.51

Total Expenses of 

Administration: $1,930.31

3) Total gross receipts of $6,058.00 (see Exhibit 1), minus funds paid to the 

debtor(s) and third parties of $0.00 (see Exhibit 2), yielded net receipts of $6,058.00 from the 

liquidation of the property of the estate, which was distributed as follows:

Case 16-28041 Doc 42 Filed 04/16/18 Entered 04/16/18 14:44:37 Desc Main

 Document Page 1 of 9
UST Form 101-7-TDR (10/1/2010)

CLAIMS 

SCHEDULED

CLAIMS 

ASSERTED

CLAIMS 

ALLOWED

CLAIMS

PAID

Secured Claims 

(from Exhibit 3) $147,477.00 $0.00 $0.00 $0.00

Priority Claims:

Chapter 7 Admin.

Fees and Charges

(from Exhibit 4)

NA $1,930.31 $1,930.31 $1,930.31

Prior Chapter Admin.

Fees and Charges 

(from Exhibit 5)

NA $0.00 $0.00 $0.00

Priority Unsecured 

Claims 

(From Exhibit 6)

$0.00 $0.00 $0.00 $0.00

General Unsecured 

Claims (from Exhibit 7) $107,051.26 $45,494.08 $45,494.08 $4,127.69

Total Disbursements $254,528.26 $47,424.39 $47,424.39 $6,058.00

4). This case was originally filed under chapter 7 on 08/31/2016. The case was pending 

for 20 months.

5). All estate bank statements, deposit slips, and canceled checks have been submitted to 

the United States Trustee.

6). An individual estate property record and report showing the final accounting of the 

assets of the estate is attached as Exhibit 8. The cash receipts and disbursements records for 

each estate bank account, showing the final accounting of the receipts and disbursements of 

estate funds is attached as Exhibit 9.

Pursuant to Fed R Bank P 5009, I hereby certify, under penalty of perjury, that the 

foregoing report is true and correct.

Dated: 04/09/2018 By:

/Da

vid 

P. 

Lei

bo

wit

z

/s/ David P. Leibowitz

 Trustee

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

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UST Form 101-7-TDR (10/1/2010)

EXHIBITS TO

FINAL ACCOUNT

EXHIBIT 1 – GROSS RECEIPTS

DESCRIPTION UNIFORM 

TRAN. CODE

AMOUNT 

RECEIVED

2011 Ford Escape (78k miles) 1129-000 $1,359.41 

Checking Chase Bank 1129-000 $639.73 

2016 Federal Income Tax Refund 1224-000 $4,058.86 

TOTAL GROSS RECEIPTS $6,058.00 

The Uniform Transaction Code is an accounting code assigned by the trustee for statistical reporting purposes.

EXHIBIT 2 – FUNDS PAID TO DEBTOR & THIRD PARTIES

EXHIBIT 3 – SECURED CLAIMS

 

CLAIM 

NUMBER

CLAIMANT UNIFORM 

TRAN. CODE

CLAIMS 

SCHEDULED

CLAIMS 

ASSERTED

CLAIMS 

ALLOWED

CLAIMS 

PAID

Gateway 4110-000 $147,477.00 $0.00 $0.00 $0.00 

TOTAL SECURED CLAIMS $147,477.00 $0.00 $0.00 $0.00 

 EXHIBIT 4 – CHAPTER 7 ADMINISTRATIVE FEES and CHARGES

 

PAYEE UNIFORM 

TRAN. CODE

CLAIMS 

SCHEDULED

CLAIMS 

ASSERTED

CLAIMS 

ALLOWED

CLAIMS 

PAID

David P. Leibowitz, 

Trustee 

2100-000 NA $1,355.80 $1,355.80 $1,355.80 

David P. Leibowitz, 

Trustee 

2200-000 NA $16.78 $16.78 $16.78 

Green Bank 2600-000 NA $30.21 $30.21 $30.21 

Lakelaw, Attorney for 

Trustee 

3110-000 NA $507.50 $507.50 $507.50 

Lakelaw, Attorney for 

Trustee 

3120-000 NA $20.02 $20.02 $20.02 

TOTAL CHAPTER 7 ADMIN. FEES AND 

CHARGES

NA $1,930.31 $1,930.31 $1,930.31 

EXHIBIT 5 – PRIOR CHAPTER ADMINISTRATIVE FEES and CHARGES

 NONE

EXHIBIT 6 – PRIORITY UNSECURED CLAIMS

 NONE

EXHIBIT 7 – GENERAL UNSECURED CLAIMS

 

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UST Form 101-7-TDR (10/1/2010)

CLAIM 

NUMBER

CLAIMANT UNIFORM 

TRAN. CODE

CLAIMS 

SCHEDULED

CLAIMS 

ASSERTED

CLAIMS 

ALLOWED

CLAIMS 

PAID

1 Discover Bank 7100-900 $8,753.00 $8,753.53 $8,753.53 $794.21 

2 Sallie Mae 7100-000 $25,715.00 $28,949.77 $28,949.77 $2,626.62 

3 Chase Bank USA, 

N.A. 

7100-900 $3,492.00 $3,492.94 $3,492.94 $316.92 

4 Chase Bank USA, 

N.A. 

7100-900 $1,528.00 $1,528.68 $1,528.68 $138.70 

5 Verizon 7100-000 $936.14 $1,237.87 $1,237.87 $112.31 

6 Capital One, N.A. 7100-900 $1,531.00 $1,531.29 $1,531.29 $138.93 

Bank of America 7100-000 $27,025.00 $0.00 $0.00 $0.00 

Barbara 

Clemmons 

7100-000 $2,500.00 $0.00 $0.00 $0.00 

Chase 7100-000 $20,800.00 $0.00 $0.00 $0.00 

Citi Cards CBNA 7100-000 $6,817.00 $0.00 $0.00 $0.00 

Nicor 7100-000 $154.12 $0.00 $0.00 $0.00 

Sears/ CBNA 7100-000 $7,800.00 $0.00 $0.00 $0.00 

TOTAL GENERAL UNSECURED CLAIMS $107,051.26 $45,494.08 $45,494.08 $4,127.69 

Case 16-28041 Doc 42 Filed 04/16/18 Entered 04/16/18 14:44:37 Desc Main

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TAGLER, BRENDA 08/31/2016 (f)

16-28041

Page No: 1

Date Filed (f) or Converted (c):

Trustee Name: David Leibowitz

Case Name:

Case No.:

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Exhibit 8

Asset Description

(Scheduled and

Unscheduled (u) Property)

1 2

 Petition/

Unscheduled

Value

3

Estimated Net Value

(Value Determined by

Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

 Abandoned 

OA =§ 554(a) abandon.

4 5

Sales/Funds

Received by 

the Estate

6

Asset Fully Administered (FA)/

Gross Value of Remaining Assets

For the Period Ending: §341(a) Meeting Date: 

Claims Bar Date:

4/9/2018 09/22/2016

07/31/2017

Ref. #

1 4043 Dean Dr Oak Lawn, IL - 60453-0000 Cook $185,000.00 $22,523.00 $0.00

County Partial interest (33%)

FA

Broker's estimate of value is $170-190k. Schedules incorrectly state that Debtor owns 1/3 interest; she actually owns as tenant by entireties with husband; however, the value does not 

warrant the litigation necessary for a sale.

Asset Notes:

2 2011 Ford Escape (78k miles) $6,500.00 $1,582.50 $1,359.41 FA

CarMax appraisal: $6500; value updated in Amended Schedule B filed 2/9/2017 (dkt #24). Also, vehicle title was provided, reflecting Debtor, Brenda Tagler, as sole owner; accordingly, 

ownership interest was corrected on Amended Schedule B (from 33% to 100%).

Asset Notes:

3 1998 Mercury Mountaineer Partial interest $300.00 $150.00 $0.00

(50%)

FA

4 Master bedroom set, sofa, tables and lamps, $1,000.00 $1,000.00 $0.00

bedroom sets, dressers, kitchen and dining tables 

and chairs

FA

5 TV, phone, DVD player, laptop, printer $250.00 $250.00 $0.00 FA

6 ordinary wearing apparel $500.00 $500.00 $0.00 FA

7 wedding ring, engagement ring, class ring, $900.00 $0.00 $0.00

costume jewelry

FA

8 two cats Unknown $0.00 $0.00 FA

9 Checking Chase Bank $1,175.56 $743.06 $639.73 FA

10 401(k) Fidelity Investments $6,920.14 $0.00 $0.00 FA

11 Pension Municipal Employee's Annuity and Unknown $0.00 $0.00

Benefit Fund of Chicago (Partial interest 50%)

FA

12 IRA Transamerica Retirement Solutions $1,150.91 $0.00 $0.00 FA

13 2016 Federal Income Tax Refund (u) $0.00 $4,058.86 $4,058.86 FA

Debtor's pro-rated portion, $1,999.14, was applied, per settlement approved on 06/07/2017 (dkt #33), in settlement of Trustee's claim for non-exempt equity in vehicle (asset #2) and checking 

account (asset #9).

Asset Notes:

TOTALS (Excluding unknown value) Gross Value of Remaining Assets

$203,696.61 $30,807.42 $6,058.00 $0.00 

Case 16-28041 Doc 42 Filed 04/16/18 Entered 04/16/18 14:44:37 Desc Main

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TAGLER, BRENDA 08/31/2016 (f)

16-28041

Page No: 2

Date Filed (f) or Converted (c):

Trustee Name: David Leibowitz

Case Name:

Case No.:

FORM 1

INDIVIDUAL ESTATE PROPERTY RECORD AND REPORT

ASSET CASES

Exhibit 8

Asset Description

(Scheduled and

Unscheduled (u) Property)

1 2

 Petition/

Unscheduled

Value

3

Estimated Net Value

(Value Determined by

Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

 Abandoned 

OA =§ 554(a) abandon.

4 5

Sales/Funds

Received by 

the Estate

6

Asset Fully Administered (FA)/

Gross Value of Remaining Assets

For the Period Ending: §341(a) Meeting Date: 

Claims Bar Date:

4/9/2018 09/22/2016

07/31/2017

Major Activities affecting case closing:

2017 Reporting Period:

Trustee has intercepted Debtor's 2016 tax refund in the amount of $6058, of which $4058.86 is the estate's pro-rated portion. Debtor agreed to use her pro-rated portion, $1,999.14, in 

settlement of the Trustee's claim for recovery of $2,325.56 in non-exempt equity in Debtor's vehicle and checking account.

The claims bar date is 7/31/17, after which the case is ready for TFR.

05/16/2017

Initial Projected Date Of Final Report (TFR): 04/22/2018 Current Projected Date Of Final Report (TFR):

DAVID LEIBOWITZ

/s/ DAVID LEIBOWITZ

Case 16-28041 Doc 42 Filed 04/16/18 Entered 04/16/18 14:44:37 Desc Main

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Green Bank

David Leibowitz

TAGLER, BRENDA

16-28041

FORM 2

CASH RECEIPTS AND DISBURSEMENTS RECORD

Case Name: Bank Name:

Case No. Trustee Name: 

Page No: 1 Exhibit 9

Account Title:

Primary Taxpayer ID #:

Co-Debtor Taxpayer ID #: 

**-***9005 Checking Acct #: ******4101

For Period Ending: 4/9/2018

Blanket bond (per case limit): $5,000,000.00 

Separate bond (if applicable):

For Period Beginning: 8/31/2016

1

Transaction

Date

2

Check /

Ref. #

3

Paid to/

Received From

4

Description of Transaction

5

Deposit

$

6

Disbursement

$

Uniform

Tran Code

7

Balance

04/27/2017 US Treasury 2016 Tax Refund * $6,058.00 $6,058.00 

{13} Estate Portion - 2016 Income Tax Refund $4,058.86 1224-000 $6,058.00 

{2} Settlement for non-exempt equity in $1,359.41 1129-000 $6,058.00 

vehicle

{9} Settlement for non-exempt funds in bank $639.73 1129-000 $6,058.00 

account

04/28/2017 Green Bank Bank Service Fee 2600-000 $1.26 $6,056.74 

05/01/2017 3001 BRENDA TAGLER VOID - Debtor's Pro-Rated Portion - 2016 Tax Refund 8500-003 $1,999.14 $4,057.60 

05/16/2017 3001 VOID: BRENDA TAGLER VOID - Debtor agreed to settle for non-exempt property 8500-003 ($1,999.14) $6,056.74 

in lieu of receiving her pro-rated refund.

05/31/2017 Green Bank Bank Service Fee 2600-000 $9.77 $6,046.97 

06/30/2017 Green Bank Bank Service Fee 2600-000 $10.07 $6,036.90 

07/31/2017 Green Bank Bank Service Fee 2600-000 $9.11 $6,027.79 

02/27/2018 3002 David P. Leibowitz Trustee Expenses 2200-000 $16.78 $6,011.01 

02/27/2018 3003 David P. Leibowitz Trustee Compensation 2100-000 $1,355.80 $4,655.21 

02/27/2018 3004 Lakelaw 138.Claim #: ; Amount Claimed: $507.50; Distribution 3110-000 $507.50 $4,147.71 

Dividend: 100.00%;

02/27/2018 3005 Lakelaw 138.Claim #: ; Amount Claimed: $20.02; Distribution 3120-000 $20.02 $4,127.69 

Dividend: 100.00%;

02/27/2018 3006 Discover Bank 138.Claim #: 1; Amount Claimed: $8,753.53; Distribution 7100-900 $794.21 $3,333.48 

Dividend: 9.07%;

02/27/2018 3007 Sallie Mae 138.Claim #: 2; Amount Claimed: $28,949.77; 7100-000 $2,626.62 $706.86 

Distribution Dividend: 9.07%;

02/27/2018 3008 Chase Bank USA, N.A. 138.Claim #: 3; Amount Claimed: $3,492.94; Distribution 7100-900 $316.92 $389.94 

Dividend: 9.07%;

02/27/2018 3009 Chase Bank USA, N.A. 138.Claim #: 4; Amount Claimed: $1,528.68; Distribution 7100-900 $138.70 $251.24 

Dividend: 9.07%;

02/27/2018 3010 Verizon by American InfoSource LP as agent 138.Claim #: 5; Amount Claimed: $1,237.87; Distribution 7100-000 $112.31 $138.93 

Dividend: 9.07%;

SUBTOTALS $6,058.00 $5,919.07 

Case 16-28041 Doc 42 Filed 04/16/18 Entered 04/16/18 14:44:37 Desc Main

 Document Page 7 of 9
Green Bank

David Leibowitz

TAGLER, BRENDA

16-28041

FORM 2

CASH RECEIPTS AND DISBURSEMENTS RECORD

Case Name: Bank Name:

Case No. Trustee Name: 

Page No: 2 Exhibit 9

Account Title:

Primary Taxpayer ID #:

Co-Debtor Taxpayer ID #: 

**-***9005 Checking Acct #: ******4101

For Period Ending: 4/9/2018

Blanket bond (per case limit): $5,000,000.00 

Separate bond (if applicable):

For Period Beginning: 8/31/2016

1

Transaction

Date

2

Check /

Ref. #

3

Paid to/

Received From

4

Description of Transaction

5

Deposit

$

6

Disbursement

$

Uniform

Tran Code

7

Balance

02/27/2018 3011 Capital One, N.A. 138.Claim #: 6; Amount Claimed: $1,531.29; Distribution 7100-900 $138.93 $0.00 

Dividend: 9.07%;

TOTALS:

Less: Bank transfers/CDs

Subtotal

Less: Payments to debtors

Net

$6,058.00 $6,058.00 

$0.00 $0.00 

$6,058.00 $6,058.00 

$0.00 $0.00 

$6,058.00 $6,058.00 $0.00 

Total Compensable Receipts:

Total Non-Compensable Receipts:

Total Comp/Non Comp Receipts:

Total Internal/Transfer Receipts:

Total Compensable Disbursements:

Total Non-Compensable Disbursements:

Total Comp/Non Comp Disbursements:

Total Internal/Transfer Disbursements:

$6,058.00 

$0.00 

$6,058.00 

$6,058.00 

$0.00 

$6,058.00 

$0.00 

$0.00 

For the period of 8/31/2016 to 4/9/2018

$6,058.00 

$0.00 

$6,058.00 

$0.00 

$6,058.00 

$6,058.00 

$0.00 

Total Compensable Receipts:

Total Non-Compensable Receipts:

Total Comp/Non Comp Receipts:

Total Internal/Transfer Receipts:

Total Compensable Disbursements:

Total Non-Compensable Disbursements:

Total Comp/Non Comp Disbursements:

For the entire history of the account between 04/27/2017 to 4/9/2018

Total Internal/Transfer Disbursements: $0.00 

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 Document Page 8 of 9
Green Bank

David Leibowitz

TAGLER, BRENDA

16-28041

FORM 2

CASH RECEIPTS AND DISBURSEMENTS RECORD

Case Name: Bank Name:

Case No. Trustee Name: 

Page No: 3 Exhibit 9

Account Title:

Primary Taxpayer ID #:

Co-Debtor Taxpayer ID #: 

**-***9005 Checking Acct #: ******4101

For Period Ending: 4/9/2018

Blanket bond (per case limit): $5,000,000.00 

Separate bond (if applicable):

For Period Beginning: 8/31/2016

1

Transaction

Date

2

Check /

Ref. #

3

Paid to/

Received From

4

Description of Transaction

5

Deposit

$

6

Disbursement

$

Uniform

Tran Code

7

Balance

TOTAL - ALL ACCOUNTS NET DEPOSITS DISBURSE

NET

BALANCES

ACCOUNT

$6,058.00 $6,058.00 $0.00 

Total Compensable Receipts:

Total Non-Compensable Receipts:

Total Comp/Non Comp Receipts:

Total Internal/Transfer Receipts:

Total Compensable Disbursements:

Total Non-Compensable Disbursements:

Total Comp/Non Comp Disbursements:

Total Internal/Transfer Disbursements:

For the period of 8/31/2016 to 4/9/2018

$6,058.00 

$6,058.00 

$6,058.00 

$0.00 

$6,058.00 

$0.00 

$0.00 

$0.00 

Total Compensable Receipts:

Total Non-Compensable Receipts:

Total Comp/Non Comp Receipts:

Total Internal/Transfer Receipts:

Total Compensable Disbursements:

Total Non-Compensable Disbursements:

Total Comp/Non Comp Disbursements:

For the entire history of the case between 08/31/2016 to 4/9/2018

$6,058.00 

$0.00 

$6,058.00 

$0.00 

$6,058.00 

$6,058.00 

$0.00 

Total Internal/Transfer Disbursements: $0.00 

/s/ DAVID LEIBOWITZ

DAVID LEIBOWITZ

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