UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549





FORM 10-K







|x | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
|- | ------------------------------------------------------------------------------------

For the Fiscal Year Ended December 31, 2012



| ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
|- | ----------------------------------------------------------------------------------------





Commission File Number 033-506000-01





Central Index
Key Number of registrant: 0000869090

CHASE BANK USA, NATIONAL ASSOCIATION

(Depositor into the Issuing Entity described herein)

Central Index Key Number of issuing entity: 0000890493

FIRST USA CREDIT
CARD MASTER TRUST

(Issuing Entity of the Asset Backed Certificates)

(Exact name of registrant as specified in its charter)



|                                                                                                   |  |                                     
|-------------------------------------------------------------------------------------------------- |  | ------------------------------------
|United States of America                                                                           |  | 22-2382028                          
|(State or Other Jurisdiction of
Incorporation or Organization)                                     |  | (I.R.S. Employer Identification No.)
|                                                                                                   | 
|c/o Chase Bank USA, National Association
White Clay Center Building 200 Route 273 Newark, Delaware |  | 19711                               
|(Address of Principal Executive Offices)                                                           |  | (Zip Code)                          

Registrants telephone number, including area code: (302) 634-1000

Securities registered pursuant to Section 12(b) of the Act:

NONE

Securities registered pursuant to Section 12(g) of the Act:

NONE

Indicate by check
mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes   ̈    No  x

Indicate by check mark if the registrant is not required to file reports pursuant to
Section 13 or Section 15(d) of the Act.    Yes   ̈    No  x

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  x    No   ̈

Indicate
by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter)
during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    Yes   ̈    No   ̈ [Rule 405 of Regulation S-T is not applicable]

Indicate by check mark if disclosure of delinquent
filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrants knowledge, in definitive proxy or information statements incorporated by
reference in Part III of this Form 10-K or any amendment to this Form 10-K. x

Indicate by
check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of large accelerated filer, accelerated filer and
smaller reporting company in Rule 12b-2 of the Exchange Act.



|                        |  |                                                  |  |                           |  |  
|----------------------- |  | ------------------------------------------------ |  | ------------------------- |  | -
|Large accelerated filer |  |  ̈                                                |  | Accelerated filer         |  |  ̈
|                        |  |                                                  | 
|Non-accelerated filer   |  | x  (Do not check if a smaller reporting company) |  | Smaller reporting company |  |  ̈

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the
Act).    Yes   ̈    No  x

State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked
price of such common equity, as of the last business day of the registrants most recently completed second fiscal quarter.

The
registrant had no voting or non-voting common equity outstanding as of the last day of the registrants most recently completed second fiscal quarter or the date of this report.

DOCUMENTS INCORPORATED BY REFERENCE

None









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Introductory Note

Chase Bank USA, National Association (the Bank) is the transferor and servicer (in such capacities, the Transferor and the Servicer) under the Third Amended and
Restated Pooling and Servicing Agreement (the Agreement), dated as of December 19, 2007.

The Agreement is by and between the
Bank, as Transferor and Servicer, and BNY Mellon Trust of Delaware, as trustee (the Trustee), providing for the issuance of First USA Credit Card Master Trust Asset Backed Certificates (the Certificates). The Bank is the
originator and sole beneficiary of the First USA Credit Card Master Trust (the Trust or the Registrant). As of December 31, 2012, no Certificates remain outstanding.

The Trust has issued an Investor Certificate pursuant to the Agreement and the Series 2002-CC Supplement, dated as of May 1, 2002. As of
December 31, 2012, this Investor Certificate is the only interest issued by the Trust that remains outstanding. The Trust will continue to file reports on Form 10-K while this Investor Certificate remains outstanding.

Lomas Bank USA, the predecessor of the Bank, applied for exemptions from certain reporting requirements pursuant to Section 12(h) of the Securities
and Exchange Act of 1934. The Securities and Exchange Commission granted Lomas Bank USA an exemption from certain reporting requirements pursuant to an Order of the Securities and Exchange Commission dated March 28, 1989. The Bank is relying on
such order in not responding to various items of Form 10-K. Such items are designated herein as Not Applicable.

The Bank is a
wholly owned subsidiary of JPMorgan Chase & Co.



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PART I



|ITEM 1. | BUSINESS
|------- | --------



| | JPMorgan Chase & Co., the parent corporation of the Bank, has an Internet website at www.jpmorganchase.com which includes certain reports of the Trust.
Electronic copies of the Trusts annual report on Form 10-K and current reports on Form 8-K are available free of charge by visiting the Securities and Exchange Commission (the SEC) website at www.sec.gov. The Trusts SEC
filings are also accessible via a link to the SEC website provided at www.jpmorganchase.com.
| | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|ITEM 1A. | RISK FACTORS
|-------- | ------------



| | Not Applicable.
| | ---------------



|ITEM 1B. | UNRESOLVED STAFF COMMENTS
|-------- | -------------------------



| | None.
| | -----



|ITEM 2. | PROPERTIES
|------- | ----------



| | The property of the Trust includes and will include receivables (the Receivables) arising under certain VISA® and MasterCard®*revolving credit card accounts (the Accounts) selected by the Bank, as Transferor, from a portfolio of VISA and MasterCard credit card accounts owned by the Bank, all monies due or to become
due in payment of the Receivables, all proceeds of the Receivables and all monies on deposit in certain bank accounts of the Trust (other than certain investment earnings on such amounts), all amounts received by the Transferor or the Servicer with
respect to Receivables in accounts which are written off as uncollectible (Recoveries) and any Enhancement issued with respect to any undivided ownership interest in the assets of the Trust issued from time to time in one or more Series
(Series) or any class of such Series (a Class). The term Enhancement means, with respect to any Series or Class, any letter of credit, cash collateral account or guaranty, collateral invested amount, guaranteed
rate agreement, maturity guaranty facility, tax protection agreement, interest rate swap or other contract or agreement for the benefit of certificateholders of such Series or Class. Enhancement may also take the form of subordination of one or more
classes of a Series to any other Class or Classes of a Series or a cross-support feature which requires collections on receivables of one Series to be paid as principal and/or interest with respect to another Series.
| | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | The Transferor originally conveyed to the Trust all Receivables existing under certain Accounts that were selected by the Transferor from the portfolio of VISA
and MasterCard credit card accounts owned by the Transferor (the Bank Portfolio), based on criteria provided in the Agreement as applied on August 21, 1992 (the Cut Off Date). Since the Cut Off Date, the Transferor has
transferred to the Trust the Receivables in certain additional Accounts (Additional Accounts) in accordance with the provisions of the Agreement. The Transferor may from time to time (subject to certain limitations and conditions), and
in certain circumstances will be obligated, to designate Additional Accounts the Receivables in which will be included in the Trust. The Transferor will transfer to the Trust all Receivables in such Additional Accounts, whether such Receivables are
then existing or thereafter created. The addition to the Trust of Receivables in Additional Accounts will be subject to certain conditions including, among others, that (a) each such Additional Account must be an eligible account at the time of
its designation for inclusion in the Trust and (b) no selection procedure believed by the Transferor to be materially adverse to the interests of the holders of any Series of certificates will have been used in selecting such Additional
Accounts.
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------





|* | VISA® and
MasterCard® and are registered trademarks of Visa USA Incorporated and MasterCard International Incorporated,
respectively.
|- | -------------------------------------------------------------------------------------------------------------------------------------



---

| | The Receivables conveyed to the Trust have arisen and will arise in Accounts selected from the Bank Portfolio on the basis of criteria set forth in the Agreement
(the Trust Portfolio). The Receivables in the Trust Portfolio, as of the close of business on December 31, 2012, were $1,350,029,937.84. As of December 31, 2012, Cardholders Accounts included in the Trust Portfolio, had billing
addresses in 50 states, the District of Columbia and other United States territories and possessions.
| | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | The following table summarizes the Composition by Period of Delinquency for the Trust Portfolio as of the close of business on December 31, 2012. Because
the future composition of the Trust Portfolio may change over time, this table is not necessarily indicative of the composition of the Trust Portfolio at any subsequent time.
| | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Composition by Period of Delinquency

Trust Portfolio



|                                                      |  |                      |               |  |                               |  |      |  
|----------------------------------------------------- |  | -------------------- | ------------- |  | ----------------------------- |  | ---- | -
|Period of Delinquency
(Days Contractually Delinquent) |  | Amount ofReceivables |               |  | Percentageof TotalReceivables | 
|30 to 59 Days                                         |  | $                    | 7,091,173.06  |  |                               |  | 0.53 | %
|60 to 89 Days                                         |  | $                    | 6,235,722.85  |  |                               |  | 0.46 | %
|90 to 119 Days                                        |  | $                    | 5,563,490.99  |  |                               |  | 0.41 | %
|120 to 149 Days                                       |  | $                    | 3,632,637.84  |  |                               |  | 0.27 | %
|150 to 179 Days                                       |  | $                    | 3,662,466.13  |  |                               |  | 0.27 | %
|180 or More Days                                      |  | $                    | 19,104.72     |  |                               |  | 0.00 | %
|                                                      |  |                      |               |  |                               |  |      |  
|Total                                                 |  | $                    | 26,204,595.59 |  |                               |  | 1.94 | %
|                                                      |  |                      |               |  |                               |  |      |  



| | The aggregate amount of Principal Receivables written off during the twelve-month reporting period was $50,169,171.81. The Investor Default Amount during the
reporting period was $1,498,765.18. The Investor Default Amount as a percentage of the average invested amount outstanding during the reporting period was approximately 3.82%.
| | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|ITEM 3. | LEGAL PROCEEDINGS
|------- | -----------------



| | None.
| | -----



|ITEM 4. | MINE SAFETY DISCLOSURES
|------- | -----------------------



| | Not Applicable.
| | ---------------



---

PART II



|ITEM 5. | MARKET FOR REGISTRANTS COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES
|------- | ------------------------------------------------------------------------------------------------------------



| | As of December 31, 2012, no Certificates remain outstanding.
| | ------------------------------------------------------------



|ITEM 6. | SELECTED FINANCIAL DATA
|------- | -----------------------



| | Not applicable.
| | ---------------



|ITEM 7. | MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
|------- | -------------------------------------------------------------------------------------



| | Not applicable.
| | ---------------



|ITEM 7A. | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
|-------- | ----------------------------------------------------------



| | Not applicable.
| | ---------------



|ITEM 8. | FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
|------- | -------------------------------------------



| | Not applicable.
| | ---------------



|ITEM 9. | CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
|------- | ------------------------------------------------------------------------------------



| | None.
| | -----



|ITEM 9A. | CONTROLS AND PROCEDURES
|-------- | -----------------------



| | None.
| | -----



|ITEM 9B | OTHER INFORMATION
|------- | -----------------



| | BNY Mellon Trust of Delaware, as Trustee, was a party participating in the servicing function during the reporting period with respect to the pool assets held by
the Trust. The Bank of New York Mellon, BNY Mellon Trust of Delaware, and The Bank of New York Mellon Trust Company, N.A. (collectively BNY) have completed a report on an assessment of compliance with applicable servicing criteria (the
Report on Assessment) during the Trusts fiscal year ending December 31, 2012, which is attached as Exhibit 33.2 to this Form 10-K.
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | In Schedule A of the Report on Assessment, BNY identifies two material instances of noncompliance with the servicing requirements of Item 1122 of Regulation AB.
In the annual certification provided to Chase USA by BNY, as the Trustee, BNY states that the instances of noncompliance noted in its Report on Assessment relate to a securitization of manufactured housing receivables and do not relate
to the Trust.
| | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | The material instances of noncompliance disclosed by BNY did not occur with respect to any securities or transactions of the Trust, and the reported instances of
noncompliance were isolated to other products issued by other entities serviced on BNYs servicing platform. Thus, the instances of BNYs noncompliance specified in Schedule A of Exhibit 33.2 are not applicable to the credit card
receivable-backed securities issued by the Trust.
| | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



---

PART III



|ITEM 10. | DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
|-------- | ------------------------------------------------------



| | Not applicable.
| | ---------------



|ITEM 11. | EXECUTIVE COMPENSATION
|-------- | ----------------------



| | Not applicable.
| | ---------------



|ITEM 12. | SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS
|-------- | ----------------------------------------------------------------------------------------------



| | Not applicable.
| | ---------------



|ITEM 13. | CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
|-------- | -------------------------------------------------------------------------



| | None.
| | -----



|ITEM 14. | PRINCIPAL ACCOUNTANT FEES AND SERVICES
|-------- | --------------------------------------



| | Not applicable.
| | ---------------



---

PART IV



|ITEM 15. | EXHIBITS, FINANCIAL STATEMENT SCHEDULES
|-------- | ---------------------------------------



| | (a) The following documents are filed as part of the report:
| | ------------------------------------------------------------



| | (3) Exhibits:
| | -------------



| | 31.1 | Rule 13a-14(d)/15d-14(d) Certification (Section 302 Certification).
| | ---- | -------------------------------------------------------------------



| | 33.1 | Report on Assessment of Compliance with Servicing Criteria concerning servicing activities of Chase Bank USA, National Association.
| | ---- | -----------------------------------------------------------------------------------------------------------------------------------



| | 33.2 | Report on Assessment of Compliance with Servicing Criteria concerning servicing activities of BNY Mellon Trust of Delaware.
| | ---- | ---------------------------------------------------------------------------------------------------------------------------



| | 34.1 | Independent Accountants Attestation Report concerning servicing activities of Chase Bank USA, National Association.
| | ---- | --------------------------------------------------------------------------------------------------------------------



| | 34.2 | Independent Accountants Attestation Report concerning servicing activities of BNY Mellon Trust of Delaware.
| | ---- | ------------------------------------------------------------------------------------------------------------



| | 35.1 | Servicer Compliance Statement of Chase Bank USA, National Association as servicer for the First USA Credit Card Master Trust.
| | ---- | -----------------------------------------------------------------------------------------------------------------------------



| | (b) See item 15(a)(3) above.
| | ----------------------------



| | (c) Not applicable.
| | -------------------



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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized, on March 29, 2013.



CHASE BANK USA, NATIONAL ASSOCIATIONas Depositor into the First USA Credit Card Master TrustBy:

/s/ David A. PenkrotName:

David A. PenkrotTitle:

Senior Vice President(senior officer in charge of securitization of the Depositor)


Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed
below by the following persons on behalf of the registrant and in the capacities indicated on March 29, 2013.



|                                          |  |                                      |  |               
|----------------------------------------- |  | ------------------------------------ |  | --------------
|Signature                                 |  | Title                                |  | Date          
|                                          |  |                                     
|/s/ Eileen M. Serra Eileen M. Serra       |  | Chairperson and Director             |  | March 29, 2013
|                                          |  |                                     
|/s/ John C. Marion John C. Marion         |  | President and Director               |  | March 29, 2013
|                                          |  |                                     
|/s/ Raymond L. Fischer Raymond L. Fischer |  | Chief Financial Officer and Director |  | March 29, 2013
|                                          |  |                                     
|/s/ Matthew Kane Matthew Kane             |  | Risk Officer and Director            |  | March 29, 2013
|                                          |  |                                     
|Catherine M. Hogan                        |  | Director                             |  | March 29, 2013
|                                          |  |                                     
|/s/ James K. Paterson James K. Paterson   |  | Director                             |  | March 29, 2013



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SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY
REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.

No annual report, proxy statement, form of proxy or other
proxy soliciting material has been sent to Noteholders during the period covered by this Annual Report on Form 10-K and the registrant does not intend to furnish such materials to Noteholders subsequent to the filing of this report.



---

INDEX TO EXHIBITS



|              |  |                                                                                                                                    
|------------- |  | -----------------------------------------------------------------------------------------------------------------------------------
|ExhibitNumber |  | Description                                                                                                                        
|31.1          |  | Rule 13a-14(d)/15d-14(d) Certification (Section 302 Certification).                                                                
|              | 
|33.1          |  | Report on Assessment of Compliance with Servicing Criteria concerning servicing activities of Chase Bank USA, National Association.
|              | 
|33.2          |  | Report on Assessment of Compliance with Servicing Criteria concerning servicing activities of BNY Mellon Trust of Delaware.        
|              | 
|34.1          |  | Independent Accountants Attestation Report concerning servicing activities of Chase Bank USA, National Association.               
|              | 
|34.2          |  | Independent Accountants Attestation Report concerning servicing activities of BNY Mellon Trust of Delaware.                       
|              | 
|35.1          |  | Servicer Compliance Statement of Chase Bank USA, National Association as servicer for the First USA Credit Card Master Trust.