IN THE UNITED STATES BANKRUPTCY COURT

FOR THE NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

IN RE;

ORLANDO ADAMS

CASSANDRA ADAMS

Debtors

Chapter 7 Case

Case No. 16 B 27922

Hon. Jack B. Schmetterer

Bankruptcy Judge

CERTIFICATE OF SERVICE

The undersigned certifies that on December 21, 2017, she caused a copy of the attached

Notice of Trustee's Final Report and Applications for Compensation and Deadline to Object

(NFR) to be served upon each person shown on the attached service list by first class United States

mail, with postage prepaid. Those marked with an * were served via the Court's ECF System.

Date: December 21, 2017 /s/ Rachel A. Leibowitz

Paralegal

Lakelaw

53 W. Jackson Blvd., Suite 1115

Chicago, Illinois 60604

312.360.1501

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SERVICE LIST

TD Bank, USA

by American InfoSource LP as agent

4515 N Santa Fe Ave

Oklahoma City, OK 73118

Discover Bank

Discover Products Inc

PO Box 3025

New Albany, OH 43054-3025

Dept of the Treasury - Internal Revenue Service

P.O. Box 7346

Philadelphia, PA 19101-7346

Comenity Capital Bank

C/0 Weinstein & Riley P.S.

2001 Western Ave Ste. 400

Seattle, WA 98121

Capital One Bank (USA), N.A.

PO Box 71083

Charlotte, NC 28272-1083

Capital One, N.A.

PO Box 71083

Charlotte, NC 28272-1083

Capital One Bank (USA), N.A.

PO Box 71083

Charlotte, NC 28272-1083

Capital One Bank (USA), N.A.

PO Box 71083

Charlotte, NC 28272-1083

Capital One Bank (USA), N.A.

PO Box 71083

Charlotte, NC 28272-1083

Capital One Bank (USA), N.A.

PO Box 71083

Charlotte, NC 28272-1083

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Capital One Bank (USA), N.A.

PC Box 71083

Charlotte, NC 28272-1083

Prosper Marketplace Inc.

C/0 WEINSTEIN & RILEY, PS

2001 WESTERN AVENUE, STE 400

SEATTLE, WA 98121

CACH, LLC its successors and assigns as assignee

of First National Bank Omaha

Resurgent Capital Services

PO Box 10587

Greenville, SC 29603-0587

PYOD, LLC its successors and assigns as assignee

of Citibank, N.A.

Resurgent Capital Services

PO Box 19008

Greenville, SC 29602

PYOD, LLC its successors and assigns as assignee

of Citibank, N.A.

Resurgent Capital Services

PO Box 19008

Greenville, SC 29602

Orlando Adams, Sr

7013 West Seward

Niles, IL 60074

Cassemdra Adams

7013 West Seward

Niles, IL 60074

Howard Peritz *

1121 Lake Cook Road

Suite 3

Deerfield, IL 60015

United States Trustee Patrick S. Layng*

Office of the United States Trustee

219 South Dearborn Street, Suite 873

Chicago, IL 60604

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UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: § Case No. 16-27922

§

ORLANDO ADAMS §

CASSANDRA ADAMS §

§

Debtor(s) §

NOTICE OF TRUSTEE'S FINAL REPORT AND

APPLICATION FOR COMPENSATION

AND DEADLINE TO OBJECT (NFR)

Pursuant to Fed. R. Bankr. P. 2002(a)(6) and 2002(f)(8), please take notice that David P.

Leibowitz, trustee of the above styled estate, has filed a Final Report and the trustee and the

trustee's professionals have filed final fee applications, which are summarized in the attached

Summary of Trustee's Final Report and Applications for Compensation.

The complete Final Report and all applications for compensation are available for

inspection at the Office of the Clerk, at the following address:

219 South Dearborn Street, Chicago, IL 60604

Any person wishing to object to any fee application that has not already been approved or

to the Final report, must file a written objection within 21 days from the mailing of this notice,

serve a copy of the objections upon the trustee, any party whose application is being challenged

and the United States Trustee. A hearing on the fee applications and any objection to the Final

Report will be held at 10:30 a.m. on 01/30/2018, in Courtroom 682, United States Courthouse,

219 South Dearborn Street, Chicago, IL 60604. If no objections are filed, upon entry of an order

on the fee applications, the trustee may pay dividends pursuant to FRBP 3009 without further

order of the Court.

Date Mailed: 12/21/2017 By: /s/David P. Leibowitz

Trustee

David P. Leibowitz

53 West Jackson Boulevard, Suite 1115

Chicago, IL 60604

UST Form lOl-T-NFR (10/1/2010)

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UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re:

ORLANDO ADAMS

CASSANDRA ADAMS

Debtor(s)

Case No. 16-27922

SUMMARY OF TRUSTEE'S FINAL REPORT

AND APPLICATIONS FOR COMPENSATION

The Final Report shows receipts of

and approved disbursements of

leaving a balance on hand of:

$30.000.00

$0.00

$30.000.00

Claims of secured creditors will be paid as follows: NONE

Total to be paid to secured creditors:

Remaining balance:

$0.00

$30,000.00

Applications for chapter 7 fees and administrative expenses have been filed as follows:

Reason/Applicant Total

Requested

Interim

Payments to

Date

Proposed

Payment

David P. Leibowitz, Trustee Fees $3,750.00 $0.00 $3,750.00

David P. Leibowitz, Trustee Expenses $36.66 $0.00 $36.66

Lakelaw, Attorney for Trustee Fees $1,335.00 $0.00 $1,335.00

Lake law, Attorney for Trustee Expenses $23.23 $0.00 $23.23

Total to be paid for chapter 7 administrative expenses:

Remaining balance:

$5,144.89

$24,855.11

Applications for prior chapter fees and administrative expenses have been filed as

follows: NONE

* The balance of funds on hand in the estate may continue to cam interest until disbursed. The interest earned prior to disbursement will be

distributed pro rata to creditors within each priority category. The trustee may receive additional compensation not to exceed the maximum

compensation set forth under 11 U.S.C. § 326(a) on account of disbursement of the additional interest.

UST Form lOI-T-NFR (10/1/2010)

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Total to be paid to prior chapter administrative expenses:

Remaining balance:

$0.00

$24,855.11

In addition to the expenses of administration listed above as may be allowed by the

Court, priority claims totaling $0.00 must be paid in advance of any dividend to general

(unsecured) creditors.

Allowed priority claims are:

Claim

No.

Claimant Allowed Amt.

of Claim

Interim

Payments to

Date

Proposed

Payment

3 Dept of the Treasury - Internal

Revenue Serice

$10,582.88 $0.00 $10,582.88

Total to be paid to priority claims:

Remaining balance:

$10,582.88

$14,272.23

The actual distribution to wage claimants included above, if any, will be the proposed

payment less applicable withholding taxes (which will be remitted to the appropriate taxing

authorities).

Timely claims of general (unsecured) creditors totaling $46,363.76 have been allowed

and will be paid pro rata onlv after all allowed administrative and priority claims have been paid

in full. The timely allowed general (unsecured) dividend is anticipated to be 30.8 percent, plus

interest (if applicable).

Timely allowed general (unsecured) claims are as follows:

Claim

No,

Claimant Allowed Amt.

of Claim

Interim

Payments to

Date

Proposed

Amount

1 TD Bank, USA $1,527.28 $0.00 $470.15

2 Discover Bank $1,974.75 $0.00 $607.89

4 Comenity Capital Bank $3,575.26 $0.00 $1,100.58

5 Capital One Bank (USA), N.A. by

American InfoSource LP as agent

$297.63 $0.00 $91.62

6 Capital One, N.A. by American

InfoSource LP as agent

$3,056.03 $0.00 $940.74

7 Capital One Bank (USA), N.A. by

American InfoSource LP as agent

$1,141.50 $0.00 $351.39

8 Capital One Bank (USA), N.A. by

American InfoSource LP as agent

$296.72 $0.00 $91.34

9 Capital One Bank (USA), N.A. by $1,853.05 $0.00 $570.43

UST Form 101-7-NFR (10/1/2010)

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American InfoSource LP as agent

10 Capital One Bank (USA), N.A. by

American InfoSource LP as agent

$3,362.52 $0.00 $1,035.09

11 Capital One Bank (USA), N.A. by

American InfoSource LP as agent

$1,437.21 $0.00 $442.42

12 Prosper Marketplace Inc. $19,596.64 $0.00 $6,032.46

13 CACH, LLC its successors and

assigns as assignee

$3,066.42 $0.00 $943.94

14 PYOD, LLC its successors and

assigns as assignee

$3,248.21 $0.00 $999.90

15 PYOD, LLC its successors and

assigns as assignee

$1,930.54 $0.00 $594.28

Total to be paid to timely general unsecured claims:

Remaining balance:

$14,272.23

$0.00

Tardily filed claims of general (unsecured) creditors totaling $0.00 have been allowed

and will be paid pro rata only after all allowed administrative, priority and timely filed general

(unsecured) claims have been paid in full. The tardily filed claim dividend is anticipated to be 0.0

percent, plus interest (if applicable).

Tardily filed general (unsecured) claims are as follows: NONE

Total to be paid to tardily filed general unsecured claims:

Remaining balance:

$0.00

$0.00

Subordinated unsecured claims for fines, penalties, forfeitures, or damages and claims

ordered subordinated by the Court totaling $2,559.02 have been allowed and will be paid pro

rata only after all allowed administrative, priority and general (unsecured) claims have been paid

in full. The dividend for subordinated unsecured claims is anticipated to be 0.0 percent, plus

interest (if applicable).

Subordinated unsecured claims for fines, penalties, forfeitures or damages and claims

ordered subordinated by the Court are as follows:

Claim

No.

Claimant Allowed Amt.

of Claim

Interim

Payments to

Date

Proposed

Amount

3a Internal Revenue Serice Center $2,559.02 $0.00 $0.00

Total to be paid for subordinated claims:

Remaining balance:

$0.00

$0.00

UST Form lOl-T-NFR (10/1/2010)

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Prepared By: /s/ David P. Leibowitz

Trustee

David P. Leibowitz

53 West Jackson Boulevard, Suite 1115

Chicago, IL 60604

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore. Paperwork Reduction Act

exemption 5 C.F.R. § 1320.4(a)(2) applies.

UST Form lOl-T-NFR (10/1/2010)

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