FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                   (Mark One)

      x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

                For the quarterly period ended September 30, 1999

                                       OR

      o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

             For the transition period from ________ to ___________

                        Commission file number: 333-76435


                 WNC HOUSING TAX CREDIT FUND VI, L.P., Series 7
                 WNC HOUSING TAX CREDIT FUND VI, L.P., Series 8


California                                                33-0761517 - Series 7
                                                          33-0761519 - Series 8

(State or other jurisdiction of                                (I.R.S. Employer
incorporation or organization)                               Identification No.)


                         3158 Redhill Avenue, Suite 120
                              Costa Mesa, CA 92626
                    (Address of principal executive offices)

                                 (714) 662-5565
                               (Telephone number)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. Yes X No .


<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                               INDEX TO FORM 10-Q

                               September 30, 1999






PART I. FINANCIAL INFORMATION

Series 7

 Item 1. Financial Statements

     Balance Sheet, September 30, 1999 .....................................3

     Notes to Balance Sheet.................................................4

 Item 2.  Management's Discussion and Analysis of Financial
          Condition ........................................................8

 Item 3.  Quantitative and Qualitative Disclosures About Market Risks.......9

Series 8

Series 8  currently  has no assets  or  liabilities  and has had no  operations.
Accordingly, no financial information is included herein for Series 8.

PART II. OTHER INFORMATION

 Item 1.  Legal Proceedings..................................................9

 Item 6.  Exhibits and Reports on Form 8-K...................................9

 Signatures.................................................................10












                                       2



<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                                  BALANCE SHEET

                               September 30, 1999



                                     ASSETS

Cash                                                           $        1,100
                                                                   ----------

                                                               $        1,100
                                                                   ==========

                        LIABILITIES AND PARTNERS' EQUITY

Commitments and contingencies (Note 2)

Partners' equity (Note 1):
  General partner                                              $          100
  Original limited partner                                              1,000
                                                                   ----------

         Total partners' equity                                         1,100
                                                                   ----------
                                                               $        1,100
                                                                   ==========









                    See accompanying notes to balance sheet
                                        3

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                             NOTES TO BALANCE SHEET

                               September 30, 1999

NOTE 1 - ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

General

The  information  contained  in the  following  notes  to the  balance  sheet is
condensed  from that  which  would  appear in the annual  financial  statements;
accordingly, the balance sheet included herein should be reviewed in conjunction
with the June 30, 1999,  audited  balance  sheet  included in the pre  effective
amendment No. 3 to Form S-11 filed with the Securities  and Exchange  Commission
on July 18, 1999.

In the opinion of the General  Partner,  the  accompanying  unaudited  financial
statements  contain  all  adjustments   (consisting  of  only  normal  recurring
accruals) necessary to present fairly the financial position as of September 30,
1999.

Organization

WNC  Housing  Tax  Credit  Fund  VI,  L.P.,  Series  7,  (a  California  Limited
Partnership) (the  "Partnership")  was formed on June 16, 1997 under the laws of
the state of California and has not commenced  operations.  The  Partnership was
formed to invest  primarily in other limited  partnerships  (the "Local  Limited
Partnerships")  which  own  and  operate  multi-family  housing  complexes  (the
"Housing  Complexes") that are eligible for low income housing tax credits.  The
local  general  partners  (the "Local  General  Partners") of each Local Limited
Partnership will retain  responsibility for maintaining,  operating and managing
the Housing Complex.

The general partner is WNC & Associates,  Inc. (the "General Partner").  Wilfred
N. Cooper, Sr., through the Cooper Revocable Trust, owns just less than 66.8% of
the  outstanding  stock of WNC &  Associates,  Inc.  John B. Lester,  Jr. is the
initial limited  partner of the Partnership and owns,  through the Lester Family
Trust, just less than 28.6% of the outstanding  stock of WNC & Associates,  Inc.
(see Note 2).

The  balance  sheet  includes  only  activity  relating  to the  business of the
Partnership,  and does not give effect to any assets that the  partners may have
outside of their interests in the Partnership, or to any obligations,  including
income taxes, of the partners.

The  Partnership  agreement  authorized the sale of up to 25,000 units at $1,000
per Unit ("Units"). As of September 30, 1999,  subscriptions for 86 Units in the
amount  of  $86,000,  had been  sold.  The  proceeds  received  from the sale of
subscriptions are deposited in an escrow account with Southern  California Bank,
and, if the required minimum amount of $1,400,000 in cash is not received within
one  year,  no Units  will be sold and the  proceeds  received  from the sale of
subscriptions will be returned within 30 days, together with interest.

The General Partner has a 1% interest in operating  profits and losses,  taxable
income and losses,  cash available for distribution from the Partnership and tax
credits of the Partnership. The limited partners will be allocated the remaining
99% of these items in proportion to their respective investments.

After the limited  partners  have received  proceeds from a sale or  refinancing
equal to their capital  contributions and their return on investment (as defined
in the  Partnership  Agreement)  and the General  Partner has received  proceeds
equal  to its  capital  contribution  and a  subordinated  disposition  fee  (as
described in Note 4) from the  remainder,  any  additional  sale or  refinancing
proceeds will be distributed 90% to the limited partners (in proportion to their
respective investments) and 10% to the General Partner.

                                       4

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                       NOTES TO BALANCE SHEET - CONTINUED

                               September 30, 1999

NOTE 1 - ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued

Risks and Uncertainties

The Partnership's  investments in Local Limited  Partnerships are subject to the
risks incident to the management and ownership of low-income  housing and to the
management and ownership of multi-unit  residential  real estate.  Some of these
risks  are that the low  income  housing  credit  could be  recaptured  and that
neither the  Partnership's  investments  nor the Housing  Complexes owned by the
Local  Limited  Partnerships  will be  readily  marketable.  To the  extent  the
HousingComplexes  receive government financing or operating subsidies,  they may
be subject to one or more of the  following  risks:  difficulties  in  obtaining
tenants for the Housing  Complexes:  difficulties  in obtaining rent  increases;
limitations  on cash  distributions;  limitations  on  sales or  refinancing  of
Housing  Complexes;  limitations  on  transfers  of  Local  Limited  Partnership
Interests:  limitations  on removal of Local General  Partners;  limitations  on
subsidy programs;  and possible changes in applicable  regulations.  The Housing
Complexes  are or will be subject to mortgage  indebtedness.  If a Local Limited
Partnership  does not makes its mortgage  payments,  the lender could  foreclose
resulting in a loss of the Housing Complex and low income housing credits.  As a
limited partner of the Local Limited  Partnerships,  the  Partnership  will have
very  limited   rights  with  respect  to   management   of  the  Local  Limited
Partnerships,  and will rely totally on the Local General  Partners of the Local
Limited Partnerships for management of the Local Limited Partnerships. The value
of the  Partnership's  investments  will be subject to changes in  national  and
local  economic  conditions,  including  unemployment  conditions,  which  could
adversely impact vacancy levels, rental payment defaults and operating expenses.
This, in turn, could substantially increase the risk of operating losses for the
Housing  Complexes  and  the  Partnership.   In  addition,  each  Local  Limited
Partnership  is subject to risks relating to  environmental  hazards and natural
disasters which might be uninsurable.  Because the Partnership's operations will
depend on these and other factors beyond the control of the General  Partner and
the Local General  Partners,  there can be no assurance that the anticipated low
income housing credits will be available to Limited Partners.

In addition  Limited  Partners are subject to risks in that the rules  governing
the low income  housing  credit are  complicated,  and the use of credits can be
limited.  The only  material  benefit from an investment in Units may be the low
income housing credits. There are limits in the transferability of Units, and it
is unlikely that a market for Units will develop.  All management decisions will
be made by the General Partner.

Method of Accounting for Investments in Limited Partnerships

The Partnership  intends to account for its investments in limited  partnerships
using the equity method of accounting,  whereby the Partnership  will adjust its
investment balance for its share of the Local Limited  Partnership's  results of
operations and for any distributions  received.  The accounting  policies of the
Local  Limited  Partnerships  are  expected to be  consistent  with those of the
Partnership. Costs incurred by the Partnership in acquiring the investments will
be  capitalized  as part of the investment and amortized over 15 years (see Note
2).

Offering Expenses

Offering  expenses are expected to consist of  underwriting  commissions,  legal
fees,  printing,  filing and  recordation  fees,  and other  costs  incurred  in
connection with the selling of limited partnership interests in the Partnership.
The General  Partner is obligated to pay all  offering  and  organization  costs
inclusive of selling  commissions  and dealer  manager fees, in excess of 13% of
the total offering proceeds.  Offering expenses will be reflected as a reduction
of limited partners' capital.

                                       5
<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                       NOTES TO BALANCE SHEET - CONTINUED

                               September 30, 1999

NOTE 1 - ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued

Use of Estimates

The preparation of financial  statements in conformity  with generally  accepted
accounting principles requires management to make estimates and assumptions that
affect  the  reported  amounts  of assets  and  liabilities  and  disclosure  of
contingent assets and liabilities at the date of the financial  statements,  and
the  reported  amounts of revenues  and expenses  during the  reporting  period.
Actual results could materially differ from those estimates.

NOTE 2 - COMMITMENTS AND CONTINGENCIES

Effective  September 3, 1999,  the  Partnership is offering up to 25,000 limited
partnership  units at $1,000 per unit (the "Units").  The balance sheet does not
include  certain  Partnership  legal,  accounting,  and other  organization  and
offering costs paid and to be paid by the General  Partner and/or  affiliates of
the General Partner. If the minimum offering amount of $1,400,000 is raised, the
Partnership  will be  required  to  reimburse  the  General  Partner  and/or its
affiliates  for such fees out of the  proceeds  of the  offering,  up to certain
maximum levels set forth below.  In the event the Partnership is unable to raise
the minimum  offering  amount,  the General Partner will absorb all organization
and offering costs.

The reader of this balance sheet should refer to the Pre-effective amendment No.
3 to Form S-11 filed with the  Securities  and Exchange  Commission  on July 18,
1999,  for a more thorough  description  of the  Partnership,  and the terms and
provisions thereunder.

The  Units  are  being  offered  by WNC  Capital  Corporation,  a  wholly  owned
subsidiary of the General Partner.

If the minimum offering amount of $1,400,000 is raised,  the Partnership will be
obligated  to  the  General  Partner  or  affiliates  for  certain  acquisition,
management and other fees as set forth below:

     Acquisition  and investment  management  fees up to 7%, as defined,  of the
     gross  proceeds  from the sale of the Units as  compensation  for  services
     rendered in connection with the acquisition of Local Limited Partnerships.

     A  non-accountable  acquisition  expense  reimbursement  equal to 2% of the
     gross proceeds from the sale of the Units.

     Payment   of  a   non-accountable   organization   and   offering   expense
     reimbursement,  and  reimbursement  for dealer manager and selling expenses
     advanced by the General Partner or affiliates on behalf of the Partnership.
     These  reimbursements plus all other  organizational and offering expenses,
     inclusive of sales  commissions  and dealer manager fees, are not to exceed
     13% of the gross proceeds from the sale of Units.

     An annual  management fee equal to 0.2% of the invested assets of the Local
     Limited Partnerships, as defined.

     A subordinated  disposition fee in an amount equal to 1% of the sales price
     of real estate sold by the Local Limited Partnerships.  Payment of this fee
     is subordinated to the limited partners  receiving  distributions  equal to
     their capital  contributions  and their return on investment (as defined in
     the  Partnership's   First  Amended  and  Restated   Agreement  of  Limited
     Partnership)  and is payable  only if  services  are  rendered in the sales
     effort.

                                       6

<PAGE>
                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)
                        (A Development-Stage Enterprise)

                       NOTES TO BALANCE SHEET - CONTINUED

                               September 30, 1999

NOTE 2 - COMMITMENTS AND CONTINGENCIES, continued

As  of  September  30,  1999,   the  General   Partner  had  incurred  costs  of
approximately   $128,000  related  to  the  start-up  and  organization  of  the
Partnership.  Such costs will be  reimbursed by the  Partnership  to the General
Partner,  except  that in the  event  that  sales  of the  Units do not meet the
minimum offering amount of $1,400,000,  these costs will be borne in full by the
General Partner.

As of October 4, 1999, a total of 206 Units had been sold  totaling  $206,000 in
capital raised.

NOTE 3 - INCOME TAXES

No provision  for income taxes will be recorded in the  financial  statements as
any  liability  for  income  taxes  is the  obligation  of the  partners  of the
Partnership.











                                       7
<PAGE>
Item 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION

WNC Housing Tax Credit Fund VI, L.P. Series 7 & 8 ( The  "Partnership") has only
nominal funds as it has not yet commenced operations and the capital anticipated
to be raised through its public offering of Units has not yet become available.

The  Partnership  plans to raise equity  capital from  investors by means of its
public  offering,  and then to  apply  such  funds,  including  the  installment
payments on the investor promissory notes as received, to the purchase price and
acquisition fees and costs of local limited partnerships,  reserves and expenses
of the offering.

It is not expected that any of the local limited partnerships will generate cash
from  operations  sufficient  to  provide  distributions  to  investors  in  any
significant  amount.  Cash from operations,  if any, would first be used to meet
operating  expenses of the  Partnerships.  Operating  expenses include the asset
management fee.

Investments  in local  limited  partnerships  are not readily  marketable.  Such
investments may be affected by adverse  general  economic  conditions  which, in
turn,  could  substantially  increase  the  risk  of  operating  losses  for the
apartment complexes,  the local limited partnerships and the Partnership.  These
problems  may  result  from a  number  of  factors,  many  of  which  cannot  be
controlled. Nevertheless, WNC & Associates, Inc. anticipates that capital raised
from the sale of the Units will be  sufficient to fund the  Parnership's  future
investment commitments and proposed operations.

The capital needs and resources of the  Parnership are expected to undergo major
changes  during  its  first  several  years of  operations  as a  result  of the
completion  of its  offering  of  Units  and  its  acquisition  of  investments.
Thereafter,  The  Partnership'  capital  needs and  resources are expected to be
relatively stable.

Impact of Year 2000

WNC & Associates, Inc.

Status of Readiness

Information Technology Systems.  Information technology systems include computer
hardware  and  software  used  to  produce  financial  reports  and  tax  return
information.  This information is then used to generate reports to investors and
regulatory  agencies,  including the Internal Revenue Service and the Securities
and  Exchange  Commission.  The  Series  will  rely on the IT  systems  of WNC &
Associates,  Inc.  The IT  systems  of WNC &  Associates,  Inc.  are  Year  2000
compliant.

Non-IT  Systems.  The  Series  also  relies  on  the  non-IT  systems  of  WNC &
Associates,  Inc.  Non-IT  systems  include  machinery  and  equipment  such  as
telephones,  voice  mail  and  electronic  postage  equipment.  Except  for  one
telephone  system,  the non-IT  systems of WNC & Associates,  Inc. are Year 2000
compliant. The remedy for that telephone system will be one replacement computer
and one software  application.  Acquisition and installation of those items will
be completed in October 1999.

Service  Providers.  WNC &  Associates,  Inc. and the Series also rely on the IT
systems and the non-IT systems of service providers.  Service providers include:
utility  companies,   financial   institutions,   telecommunications   carriers,
municipalities and other local  jurisdictions,  and other outside vendors. WNC &
Associates,  Inc.  has  received  oral  assurances  from  its  material  service
providers that their  respective IT and non-IT systems are Year 2000  compliant.
For these purposes,  the material service providers are its:  electrical utility
provider, financial institutions,  and telecommunications carriers. There can be
no assurance  that the  information  given by the service  providers is correct.
There also can be no assurance that the IT and non-IT systems of  less-important
service providers and outside vendors are Year 2000 compliant.

                                       8

<PAGE>
Costs to Address Year 2000 Issues

WNC &  Associates,  Inc.'s  cost to address  Year 2000 issues has been less than
$20,000.  The cost to remedy the telephone system  identified above will be less
than $5,000. The cost to deal with any Year 2000 issues of service providers and
other outside vendors cannot be estimated at this time.

Risk of Year 2000 Issues

The  most  reasonable  and  likely  worst-case  Year  2000  scenario  for  WNC &
Associates,  Inc.  would be  business  disruption  due to the failure of service
providers.  This  disruption  would include a delay in performing  reporting and
fiduciary  responsibilities on behalf of a Series.  These delays would likely be
temporary  as the worst case  analysis  remedy  would be to replace  the service
provider.

Local Limited Partnerships

Status of Readiness

The local  limited  partnerships  in which the Series  will invest have not been
identified as of the date of this prospectus.  For those investments  identified
prior to 2000 WNC & Associates,  Inc. will obtain Year 2000  certifications from
the local general partners.  Through the certificates each local general partner
will represent  that the IT and non-IT systems  critical to the operation of the
apartment  complex and  reporting to the Series are Year 2000  compliant.  WNC &
Associates,  Inc.  does not  anticipate  causing  a Series  to invest in a local
limited partnership with Year 2000 non-compliant  systems. The certificates will
also  include a  representation  that the IT and  non-IT  systems  of:  property
management  companies,  independent  accountants,  electrical utility providers,
financial institutions,  and telecommunications carriers to be used by the local
limited partnership will be Year 2000 compliant.

Costs to Address Year 2000 Issues

There will be no incremental  cost to the Series or WNC & Associates,  Inc. as a
result  of  assessing  Year  2000  compliance   issues  for  the  local  limited
partnerships.  The cost to the local limited partnerships to deal with Year 2000
issues cannot be known at this time.

Risk of Year 2000 Issues

The most  reasonable  and likely  worst-case  Year 2000  scenario  for the local
limited  partnerships would be business disruption due to the failure of service
providers.  These  disruptions  would  likely be  temporary  as the  worst  case
analysis remedy would be to replace the service provider.

Item 3: Quantitative and Qualitative Disclosures Above Market Risks

None

Part II.  Other Information

Item 1.  Legal Proceedings

None.

Item 6.  Exhibits and Reports on Form 8-K

None.

                                       9
<PAGE>


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDIT FUND VI, L.P., Series 7 and Series 8
(Registrant)

By:   WNC & Associates, Inc., General Partner



By:   /s/ John B. Lester, Jr.
John B. Lester, Jr., President
WNC & Associates, Inc.

Date: November 12, 1999



By:  /s/ Michael L. Dickenson
Michael L. Dickenson, Vice President - Chief Financial Officer
WNC & Associates, Inc.

Date: November 12, 1999













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