UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

NICOLE T BOWMAN

Debtor(s)

Case No. 16-28963

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Tom Vaughn, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 09/09/2016.

2) The plan was confirmed on 12/28/2016.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was dismissed on 12/20/2017.

6) Number of months from filing to last payment: 12.

7) Number of months case was pending: 17.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: NA .

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (09/01/2009)

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Receipts:

Total paid by or on behalf of the debtor $9,604.33

Less amount refunded to debtor $0.00

NET RECEIPTS: $9,604.33

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $2,025.20

Court Costs $0.00

Trustee Expenses & Compensation $441.87

Other $33.00

TOTAL EXPENSES OF ADMINISTRATION: $2,500.07

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

AARONS SALES & LEASE OWNERSHI Secured NA NA 1,200.00 945.58 31.44

Acceptance Now Unsecured 3,036.00 NA NA 0.00 0.00

Acceptance Now Secured 1,000.00 NA 4,036.00 669.56 134.08

AMERISTAR CASINO EAST CHICAGO Unsecured 50.00 NA NA 0.00 0.00

ARCHERFIELD FUNDING LLC Unsecured 500.00 406.64 406.64 0.00 0.00

BANK OF AMERICA NA Unsecured 200.00 NA NA 0.00 0.00

Charter One Bank Unsecured 250.00 NA NA 0.00 0.00

CITY OF CALUMET CITY Unsecured 337.50 337.50 337.50 0.00 0.00

CITY OF CHICAGO DEPT OF REVENU Unsecured 100.00 NA NA 0.00 0.00

CITY OF CHICAGO DEPT OF REVENU Unsecured 1,512.72 1,512.72 1,512.72 0.00 0.00

COMCAST Unsecured 832.00 NA NA 0.00 0.00

COMMONWEALTH EDISON Unsecured 1,100.00 NA NA 0.00 0.00

COMMONWEALTH EDISON COMPAN Unsecured 907.00 907.23 907.23 0.00 0.00

CONSUMER PORTFOLIO SERV Unsecured 8,379.22 NA NA 0.00 0.00

CONSUMER PORTFOLIO SERV Secured 18,000.00 26,253.12 26,253.12 4,171.12 1,037.64

Credit Collection Services Unsecured 893.86 NA NA 0.00 0.00

ECMC Unsecured NA 4,032.92 4,032.92 0.00 0.00

FIFTH THIRD BANK Unsecured 489.00 NA NA 0.00 0.00

FIRST RATE FINANCIAL Unsecured 400.00 NA NA 0.00 0.00

First Savings Bank of Hegewisch Unsecured 108.00 NA NA 0.00 0.00

IL DEPT OF REVENUE Priority NA 108.26 108.26 0.00 0.00

IL DEPT OF REVENUE Unsecured NA 3,153.74 3,153.74 0.00 0.00

ILLINOIS LENDING CORPORATION Unsecured 1,000.00 NA NA 0.00 0.00

ILLINOIS TOLLWAY AUTHORITY Unsecured 500.50 13,789.80 13,789.80 0.00 0.00

INTERNAL REVENUE SERVICE Priority 5,800.00 8,604.09 8,604.09 114.84 0.00

INTERNAL REVENUE SERVICE Unsecured NA 4,063.71 4,063.71 0.00 0.00

ISAC Unsecured 2,435.00 5,050.57 5,050.57 0.00 0.00

ISAC Unsecured 1,303.00 NA NA 0.00 0.00

ISAC Unsecured 1,302.00 NA NA 0.00 0.00

JEFFERSON CAPITAL SYSTEMS LLC Unsecured 492.33 485.02 485.02 0.00 0.00

MERCY MED GRP Unsecured 131.70 NA NA 0.00 0.00

UST Form 101-13-FR-S (09/01/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

MID AMERICA BANK & TRU Unsecured 464.00 NA NA 0.00 0.00

PAYDAY LOAN STORE OF IL INC Unsecured 1,500.00 NA NA 0.00 0.00

PEOPLES GAS LIGHT & COKE CO Unsecured 487.14 NA NA 0.00 0.00

PEOPLES GAS LIGHT & COKE CO Unsecured 377.00 377.24 377.24 0.00 0.00

PREMIER BANK CARD Unsecured 485.00 NA NA 0.00 0.00

Quest Diagnostics Unsecured 370.29 NA NA 0.00 0.00

SECRETARY OF STATE Unsecured 0.00 NA NA 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 1,429.60 0.00 0.00 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 923.70 NA NA 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 107.50 NA NA 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 1,418.10 NA NA 0.00 0.00

ST IL TOLLWAY AUTHORITY Unsecured 408.50 NA NA 0.00 0.00

TCF BANK Unsecured 0.00 NA NA 0.00 0.00

TIDEWATER FINANCE COMPANY Unsecured 16,281.00 15,415.81 15,415.81 0.00 0.00

VERIZON Unsecured 560.00 NA NA 0.00 0.00

WOW INTERNET & CABLE Unsecured 2,303.00 NA NA 0.00 0.00

Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$26,253.12

$5,236.00

$31,489.12

$0.00

$0.00

$8,712.35

$8,712.35

$49,532.90

Principal

Paid

$0.00

$0.00

$4,171.12

$1,615.14

$5,786.26

$0.00

$0.00

$114.84

$114.84

$0.00

Interest

Paid

$0.00

$0.00

$1,037.64

$165.52

$1,203.16

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $2,500.07

Disbursements to Creditors $7,104.26

TOTAL DISBURSEMENTS : $9,604.33

UST Form 101-13-FR-S (09/01/2009)

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12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 02/07/2018

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Tom Vaughn

Trustee

UST Form 101-13-FR-S (09/01/2009)

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