FORM 10-Q

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                   (Mark One)

|X| QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES  EXCHANGE
                                  ACT OF 1934

                  For the quarterly period ended June 30, 2003

                                       OR

|_| TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
                                  ACT OF 1934

             For the transition period from ________ to ___________

                        Commission file number: 333-76435


                 WNC HOUSING TAX CREDIT FUND VI, L.P., Series 7


                   California                                     33-0761517

                 (State or other jurisdiction of               (I.R.S. Employer
               incorporation or organization)                Identification No.)


                         3158 Redhill Avenue, Suite 120
                              Costa Mesa, CA 92626
                    (Address of principal executive offices)

                                 (714) 662-5565
                               (Telephone number)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

Yes           No      X
    ---------    -----------

Indicate  by check mark  whether  the  registrant  is an  accelerated  filer (as
defined in rule 12b-2 of the Exchange Act).

Yes           No      X
    ---------    ----------



<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)


                               INDEX TO FORM 10-Q

                  For the Quarterly Period Ended June 30, 2003



PART I. FINANCIAL INFORMATION

   Item 1. Financial Statements

          Balance Sheets
            June 30, 2003 and March 31, 2003 ..................................3

          Statements of Operations
            For the three months ended June 30, 2003 and 2002..................4

          Statement of Partners' Equity (Deficit)
            For the three months ended June 30, 2003...........................5

          Statements of Cash Flows
            For the three months ended June 30, 2003 and 2002..................6

          Notes to Financial Statements........................................7

   Item 2. Management's Discussion and Analysis of Financial
            Condition and Results of Operations...............................16

   Item 3. Quantitative and Qualitative Disclosures about Market Risk.........18

   Item 4. Controls and Procedures............................................18

PART II. OTHER INFORMATION

   Item 6. Exhibits and Reports on Form 8-K...................................19

   Signatures ................................................................20

   Certifications.............................................................21


                                       2
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                                 BALANCE SHEETS



<TABLE>
<CAPTION>

                                                                     June 30, 2003                 March 31, 2003
                                                                 -----------------------        ----------------------
                                                                      (unaudited)
<S>                                                           <C>                            <C>
ASSETS

Cash and cash equivalents                                     $               1,905,211      $              2,246,731
Investments in limited partnerships (Note 3)                                 13,450,831                    13,051,155
Loans receivable (Note 2)                                                        85,011                       212,019
                                                                 -----------------------        ----------------------

                                                              $              15,441,053      $             15,509,905
                                                                 =======================        ======================


LIABILITIES AND PARTNERS' EQUITY (DEFICIT)

Liabilities:
   Payables to limited partnerships (Note 5)                  $                 516,532      $                336,428
   Accrued fees and expenses due to General
      Partner and affiliates (Note 4)                                           284,530                       277,080
                                                                 -----------------------        ----------------------

Total liabilities                                                               801,062                       613,508
                                                                 -----------------------        ----------------------

Commitment and contingencies (Note 7)

Partners' equity (deficit):
   General Partner                                                               (3,361)                       (3,105)


   Limited Partners (25,000 units authorized and 18,850
      units issued and outstanding at
         June 30, and March 31, 2003)                                        14,643,352                    14,899,502
                                                                 -----------------------        ----------------------

Total partners' equity                                                       14,639,991                    14,896,397
                                                                 -----------------------        ----------------------

                                                              $              15,441,053      $             15,509,905
                                                                 =======================        ======================
</TABLE>



                 See accompanying notes to financial statements
                                        3




<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                            STATEMENTS OF OPERATIONS

                For the Three Months Ended June 30, 2003 and 2002
                                   (unaudited)
<TABLE>
<CAPTION>


                                                           2003                            2002
                                                  ------------------------     -----------------------------
                                                       Three Months                    Three Months
                                                  ------------------------     -----------------------------

<S>                                             <C>                          <C>
       Interest income                          $                  6,607     $                      12,512
                                                  ------------------------     -----------------------------

       Operating expenses:
            Amortization (Note 3)                                 14,229                            14,229
            Asset management fees (Note 4)                        14,290                             8,998
            Legal and accounting fees                              3,570                            10,859
            Other                                                  2,157                             3,815
                                                  ------------------------     -----------------------------

              Total operating expenses                            34,246                            37,901
                                                  ------------------------     -----------------------------

       Loss from operations                                      (27,639)                          (25,389)
                                                  ------------------------     -----------------------------

       Equity in losses of limited
       partnerships (Note 3)                                    (228,767)                          (92,105)
                                                  ------------------------     -----------------------------

       Net loss                                 $               (256,406)    $                    (117,494)
                                                  ========================     =============================

       Net loss allocated to:
            General Partner                     $                   (256)    $                        (117)
                                                  ========================     =============================

            Limited Partners                    $               (256,150)    $                    (117,377)
                                                  ========================     =============================

       Net loss per limited partnership
          unit                                  $                    (14)    $                          (6)
                                                  ========================     =============================

       Outstanding weighted average
          limited partner units                                   18,850                            18,850
                                                  ========================     =============================
</TABLE>
                 See accompanying notes to financial statements
                                        4





<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                     STATEMENT OF PARTNERS' EQUITY (DEFICIT)

                    For the Three Months Ended June 30, 2003
                                   (unaudited)
<TABLE>
<CAPTION>



                                                        General             Limited
                                                        Partner             Partners                Total
                                                    ----------------     ----------------     ------------------

<S>                                 <C> <C>       <C>                  <C>                  <C>
Partners' equity (deficit) at March 31, 2003      $         (3,105)    $     14,899,502     $       14,896,397

Net loss                                                      (256)            (256,150)              (256,406)
                                                    ----------------     ----------------     ------------------

Partners' equity (deficit) at June 30, 2003       $         (3,361)    $     14,643,352     $       14,639,991
                                                    ================     ================     ==================
</TABLE>


                 See accompanying notes to financial statements
                                        5





<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                            STATEMENTS OF CASH FLOWS

                For the Three Months Ended June 30, 2003 and 2002
                                   (unaudited)
<TABLE>
<CAPTION>

                                                                        2003                     2002
                                                                 -------------------      --------------------
<S>                                                           <C>                      <C>
   Cash flows from operating activities:
      Net loss                                                $           (256,406)    $             (117,494)
      Adjustments to reconcile net income to net cash
         provided by operating activities:
         Amortization                                                       14,229                     14,229
         Equity in losses of limited partnerships                          228,767                     92,105
         Accrued fees and expenses due to General Partner
          and affiliates                                                     7,450                      5,398
                                                                 -------------------      --------------------

   Net cash used in operating activities                                    (5,960)                    (5,762)
                                                                 -------------------      --------------------

   Cash flows from investing activities:
      Investments in limited partnerships, net                            (342,250)                  (262,592)
      Funds held in escrow disbursement account                                  -                    591,512
      Loans receivable                                                         436                     (7,567)
      Distributions from limited partnerships                                6,254                          -
                                                                 -------------------      --------------------

   Net cash (used in) provided by investing activities                    (335,560)                   321,353
                                                                 -------------------      --------------------

   Net (decrease) increase in cash and cash equivalents                   (341,520)                   315,591
                                                                 -------------------      --------------------

   Cash and cash equivalents, beginning of period                        2,246,731                  2,886,305
                                                                 -------------------      --------------------

   Cash and cash equivalents, end of period                   $          1,905,211     $            3,201,896
                                                                 ===================      ====================

   SUPPLEMENTAL DISCLOSURE OF CASH
      FLOW INFORMATION
         Taxes paid                                           $                800     $                  800
                                                                 ===================      ====================
</TABLE>


                 See accompanying notes to financial statements
                                        6

<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
---------------------------------------------------

General
-------

The accompanying  condensed unaudited financial statements have been prepared in
accordance with accounting principles generally accepted in the United States of
America for interim financial information and with the instructions to Form 10-Q
for quarterly  reports under Section 13 or 15(d) of the Securities  Exchange Act
of 1934.  Accordingly,  they do not include all of the information and footnotes
required by  accounting  principles  generally  accepted in the United States of
America for complete  financial  statements.  In the opinion of management,  all
adjustments (consisting of normal recurring accruals) considered necessary for a
fair  presentation  have been included.  Operating  results for the three months
ended June 30, 2003 are not  necessarily  indicative  of the results that may be
expected  for the fiscal year ending March 31,  2004.  For further  information,
refer  to  the  financial  statements  and  footnotes  thereto  included  in the
Partnership's  annual  report on Form 10-K for the fiscal  year ended  March 31,
2003.

Organization
------------

WNC  Housing  Tax  Credit  Fund  VI,  L.P.,  Series  7,  (a  California  Limited
Partnership) (the  "Partnership")  was formed on June 16, 1997 under the laws of
the state of California.  The Partnership began operations on September 3, 1999,
the  effective  date of its public  offering  pursuant to Security  and Exchange
approval of the Partnership's  Pre-Effective  Amendment No. 3 to Form S-11 filed
with the  Securities and Exchange  Commission on July 16, 1999. The  Partnership
was formed to invest primarily in other limited partnerships (the "Local Limited
Partnerships")  which  own  and  operate  multi-family  housing  complexes  (the
"Housing  Complexes") that are eligible for low-income housing tax credits.  The
local  general  partners  (the "Local  General  Partners") of each Local Limited
Partnership will retain  responsibility for maintaining,  operating and managing
the Housing Complex.

The general partner is WNC & Associates, Inc. ("WNC") (the "General Partner"), a
California limited partnership. The chairman and president own substantially all
of the outstanding stock of WNC. The business of the Partnership is conducted
primarily through WNC, as the Partnership has no employees of its own.

The Partnership shall continue in full force and effect until December 31, 2060,
unless terminated prior to that date,  pursuant to the partnership  agreement or
law.

The financial  statements  include only activity relating to the business of the
Partnership,  and do not give  effect to any assets that the  partners  may have
outside of their interests in the Partnership, or to any obligations,  including
income taxes, of the partners.

The  Partnership  agreement  authorized the sale of up to 25,000 units at $1,000
per Unit ("Units"). As of June 30, 2003, 18,850 Units representing subscriptions
in the amount of $18,828,745  had been sold, net of volume  discounts of $45 and
$21,210  of  dealer  discounts.  The  General  Partner  has a 0.1%  interest  in
operating  profits and losses,  taxable  income and losses,  cash  available for
distribution  from the  Partnership  and tax  credits  of the  Partnership.  The
limited  partners  will be  allocated  the  remaining  99.9% of  these  items in
proportion to their respective investments.

After the limited  partners  have received  proceeds from a sale or  refinancing
equal to their capital  contributions and their return on investment (as defined
in the  Partnership  Agreement)  and the General  Partner has received  proceeds
equal  to its  capital  contribution  and a  subordinated  disposition  fee  (as
described in Note 4) from the  remainder,  any  additional  sale or  refinancing
proceeds will be distributed 90% to the limited partners (in proportion to their
respective investments) and 10% to the General Partner.



                                       7
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                    NOTES TO FINANCIAL STATEMENTS - CONTINUED
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

Risks and Uncertainties
-----------------------

An investment in the  Partnership  and the  Partnership's  investments  in Local
Limited  Partnerships  and their Housing  Complexes are subject to risks.  These
risks may impact the tax benefits of an investment in the  Partnership,  and the
amount of proceeds  available for distribution to the Limited Partners,  if any,
on liquidation of the Partnership's investments. Some of those risks include the
following:

The  Low-Income  Housing Credit rules are extremely  complicated.  Noncompliance
with these rules results in the loss of future  Low-Income  Housing Credit s and
the fractional  recapture of Low-Income  Housing  Credits already taken. In most
cases the annual amount of Low-Income Housing Credits that an individual can use
is limited to the tax  liability  due on the  person's  last  $25,000 of taxable
income.  The  Local  Limited  Partnerships  may be  unable  to sell the  Housing
Complexes at a profit. Accordingly,  the Partnership may be unable to distribute
any cash to its investors.  Low-Income  Housing  Credits may be the only benefit
from an investment in the Partnership.

The Partnership has invested in a limited number of Local Limited  Partnerships.
Such  limited  diversity  means that the  results of  operation  of each  single
Housing  Complex  will have a greater  impact on the  Partnership.  With limited
diversity,   poor   performance   of  one  Housing   Complex  could  impair  the
Partnership's ability to satisfy its investment objectives. Each Housing Complex
is subject to mortgage  indebtedness.  If a Local Limited  Partnership failed to
pay its  mortgage,  it  could  lose  its  Housing  Complex  in  foreclosure.  If
foreclosure  were to occur during the first 15 years,  the loss of any remaining
future Low-Income  Housing Credits,  a fractional  recapture of prior Low-Income
Housing  Credits,  and a loss of the  Partnership's  investment  in the  Housing
Complex would occur. The Partnership is a limited partner or non-managing member
of each Local Limited Partnership.  Accordingly,  the Partnership will have very
limited rights with respect to management of the Local Limited Partnerships. The
Partnership  will  rely  totally  on the Local  General  Partners.  Neither  the
Partnership's  investments in Local Limited Partnerships,  nor the Local Limited
Partnerships'  investments in Housing Complexes, are readily marketable.  To the
extent  the  Housing  Complexes  receive   government   financing  or  operating
subsidies,  they  may be  subject  to  one  or  more  of  the  following  risks:
difficulties  in obtaining  tenants for the Housing  Complexes;  difficulties in
obtaining  rent  increases;  limitations on cash  distributions;  limitations on
sales or refinancing of Housing Complexes; limitations on transfers of interests
in Local Limited Partnerships; limitations on removal of Local General Partners;
limitations on subsidy programs; and possible changes in applicable regulations.
Uninsured  casualties  could result in loss of property and  Low-Income  Housing
Credits and recapture of Low-Income  Housing Credits previously taken. The value
of real  estate  is  subject  to risks  from  fluctuating  economic  conditions,
including employment rates, inflation,  tax, environmental,  land use and zoning
policies, supply and demand of similar properties,  and neighborhood conditions,
among others.

The  ability of Limited  Partners to claim tax losses  from the  Partnership  is
limited.  The IRS may audit the  Partnership or a Local Limited  Partnership and
challenge  the tax  treatment  of tax items.  The amount of  Low-Income  Housing
Credits and tax losses  allocable to the  investors  could be reduced if the IRS
were successful in such a challenge.  The  alternative  minimum tax could reduce
tax benefits from an investment  in the  Partnership.  Changes in tax laws could
also impact the tax benefits from an investment  in the  Partnership  and/or the
value of the Housing Complexes.

No trading market for the Units exists or is expected to develop. Investors may
be unable to sell their Units except at a discount and should consider their
Units to be a long-term investment. Individual investors will have no recourse
if they disagree with actions authorized by a vote of the majority of Limited
Partners.

Method of Accounting for Investments in Limited Partnerships
------------------------------------------------------------

The Partnership  accounts for its investments in limited  partnerships using the
equity method of  accounting,  whereby the  Partnership  adjusts its  investment
balance for its share of the Local Limited  Partnerships'  results of operations
and for any  contributions  made and  distributions  received.  The  Partnership
reviews the  carrying  amount of an  individual  investment  in a Local  Limited
Partnership for possible  impairment whenever events or changes in circumstances
indicate that the carrying


                                       8
<PAGE>




                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

amount  of  such  investment  may  not be  recoverable.  Recoverability  of such
investment  is  measured  by a  comparison  of the  carrying  amount  to  future
undiscounted  net cash flows  expected  to be  generated.  If an  investment  is
considered  to be impaired,  the  impairment to be recognized is measured by the
amount by which the carrying  amount of the investment  exceeds fair value.  The
accounting policies of the Local Limited Partnership's are consistent with those
of  the  Partnership.  Costs  incurred  by  the  Partnership  in  acquiring  the
investments  are  capitalized  as part of the  investment  account and are being
amortized over 30 years (see Notes 3 and 4).

Equity in losses of limited  partnerships  for the years ended  March 31,  2003,
2002 and 2001 have been  recorded  by the  Partnership  based on nine  months of
reported results provided by the Local Limited  Partnerships and on three months
of results estimated by management of the Partnership. Management's estimate for
the three-month  period is based on either actual unaudited  results reported by
the Local Limited  Partnerships  or historical  trends in the  operations of the
Local  Limited  Partnerships.  Equity in losses  of Local  Limited  Partnerships
allocated  to the  Partnership  will not be  recognized  to the extent  that the
investment  balance  would be  adjusted  below zero.  As soon as the  investment
balance  reaches  zero,  the  related  costs of  acquiring  the  investment  are
accelerated to the extent of losses available (see Note 4).

Offering Expenses
-----------------

Offering  expenses are expected to consist of  underwriting  commissions,  legal
fees,  printing,  filing and  recordation  fees,  and other  costs  incurred  in
connection with the selling of limited partnership interests in the Partnership.
The General  Partner is obligated to pay all  offering  and  organization  costs
inclusive of selling commissions and dealer manager fees, in excess of 4% of the
total  offering  proceeds.  Offering  expenses  are  reflected as a reduction of
limited  partners'  capital and amounted to  $2,429,245  as of June 30, 2003 and
March 31, 2003.

Use of Estimates
----------------

The preparation of financial statements in conformity with accounting principles
generally  accepted in the United States of America requires  management to make
estimates  and  assumptions  that  affect  the  reported  amounts  of assets and
liabilities  and disclosure of contingent  assets and liabilities at the date of
the  financial  statements,  and the  reported  amounts of revenues and expenses
during the reporting  period.  Actual results could materially differ from those
estimates.

Cash and Cash Equivalents
-------------------------

The  Partnership   considers  all  highly  liquid   investments  with  remaining
maturities of three months or less when purchased to be cash equivalents.  As of
June 30,  2003 and  March  31,  2003 the  Partnership  had cash  equivalents  of
$526,000 and $1,100,000,  respectively.  These amounts consist  primarily of tax
exempt  instruments  collateralized  by tax exempt  municipal bonds from various
municipalities  throughout the United  States.  These  instruments  generate tax
exempt yields and generally have 35 days or less maturities.

Concentration of Credit Risk
----------------------------

At June 30, 2003, the Partnership  maintained cash balances at certain financial
institutions in excess of the federally insured maximum.


                                       9
<PAGE>



                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

Net Income Per Limited Partner Unit
-----------------------------------

Net income per limited  partnership unit is calculated  pursuant to Statement of
Financial  Accounting Standards No. 128, Earnings Per Share. Net income per unit
includes no dilution  and is computed by dividing  income  available  to limited
partners by the weighted average number of units outstanding  during the period.
Calculation of diluted net income per unit is not required.

Reporting Comprehensive Income
------------------------------

The  Statement of Financial  Accounting  Standards  ("SFAS") No. 130,  Reporting
Comprehensive  Income  established  standards  for the  reporting and display of
comprehensive  income (loss) and its components in a full set of general-purpose
financial statements. The Partnership had no items of other comprehensive income
for all the periods presented, as defined by SFAS No. 130.

New Accounting Pronouncements
-----------------------------

In June 2001, the Financial Accounting Standards Board ("FASB") issued Statement
of  Financial  Accounting  Standards  ("SFAS")  No. 143,  "Accounting  for Asset
Retirement  Obligations",  which requires that the fair value of a liability for
an asset  retirement  obligation  be  recognized  in the  period  in which it is
incurred with the associated asset retirement costs being  capitalized as a part
of the  carrying  amount of the  long-lived  asset.  SFAS No. 143 also  includes
disclosure   requirements   that  provide  a  description  of  asset  retirement
obligations   and   reconciliation   of  changes  in  the  components  of  those
obligations.  The statement is effective for fiscal years  beginning  after June
15,  2002.  The  adoption of SFAS No. 143 did not have a material  impact on the
Partnership's financial position or results of operations.

In August  2001,  the FASB  issued  SFAS No.  144,  "Impairment  or  Disposal of
Long-Lived  Assets," which addresses  accounting and financial reporting for the
impairment or disposal of long-lived assets. This standard was effective for the
Partnership's financial statements beginning January 1, 2002. The implementation
of SFAS No. 144 did not have a material  impact on the  Partnership's  financial
position or results of operations.

In April 2002, the FASB issued SFAS No. 145,  "Rescission of FASB Statements No.
4, 44, and 64,  Amendment of FASB Statement No. 13, and Technical  Corrections."
SFAS No. 145 rescinded three previously  issued  statements and amended SFAS No.
13, "Accounting for Leases." The statement provides reporting standards for debt
extinguishments   and   provides   accounting   standards   for  certain   lease
modifications that have economic effects similar to sale-leaseback transactions.
The statement is effective for certain lease  transactions  occurring  after May
15,  2002 and all other  provisions  of the  statement  shall be  effective  for
financial statements issued on or after May 15, 2002. The implementation of SFAS
No. 145 did not have a material impact on the Partnership's  financial  position
or results of operations.

In June 2002,  the FASB issued SFAS No. 146,  "Accounting  for Costs  Associated
with Exit or  Disposal  Activities,"  which  updates  accounting  and  reporting
standards for personnel and operational restructurings.  The Partnership adopted
SFAS No. 146 for exit,  disposal  or other  restructuring  activities  initiated
after  December 31,  2002.  The adoption of SFAS No. 146 did not have a material
effect on the Partnership's financial position or results of operations.

In November 2002, the FASB issued Interpretation No. 45 ("FIN 45"), "Guarantor's
Accounting  and  Disclosure  Requirements  for  Guarantees,  Including  Indirect
Guarantees  of  Indebtedness  of Others."  The adoption of FIN 45 did not have a
material  impact  on  the  Partnership's   financial   position  or  results  of
operations.

In December  2002,  the FASB issued SFAS No. 148,  "Accounting  for  Stock-Based
Compensation  - Transition  and Disclosure - an Amendment to SFAS No. 123." SFAS
No. 148 provides alternative methods of transition for a voluntary change to the
fair value based method on accounting for stock-based employee compensation. The
adoption  of SFAS No.  148 did not have a material  impact on the  Partnership's
financial position or results of operations.




                                       10
<PAGE>



                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)


NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued
--------------------------------------------------------------

New Accounting Pronouncements continued
---------------------------------------

In  January   2003,   the  FASB  issued   Interpretation   No.  46  ("FIN  46"),
"Consolidation  of Variable  Interest  Entities." The adoption of FIN 46 did not
have a material  impact on the  Partnership's  financial  position or results of
operations.

NOTE 2 - LOANS RECEIVABLE
-------------------------

Loans  receivable  represent  amounts loaned by the Partnership to certain Local
Limited  Partnerships  in  which  the  Partnership  may  invest  or has  already
invested.   These  loans  are  generally   applied  against  the  first  capital
contribution due if the Partnership  ultimately invests in such entities. In the
event that the Partnership does not invest in such entities, the loans are to be
repaid  with  interest  at a rate,  which is equal  to the rate  charged  to the
holder.  At June 30, 2003,  loans  receivable  and accrued  interest  thereon of
$85,011 were due from two Local Limited  Partnerships  in which the  Partnership
owns a 99.98%  interest (See Note 7). One of the loans in the amount of $78,000,
is in the  form  of a 20 year  promissory  note,  is  subordinate  to the  first
mortgage on the  respective  property,  due in full on August 30, 2022 and earns
interest at a rate of 8% per annum.

NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS
--------------------------------------------

As of March 31, 2003, the Partnership has acquired limited partnership interests
in thirteen  Local Limited  Partnerships,  respectively,  each of which owns one
Housing Complex  consisting of an aggregate of 452 apartment  units. As of March
31, 2003  construction  or  rehabilitation  of all of the Housing  Complexes was
completed.  The respective  general  partners of the Local Limited  Partnerships
manage the  day-to-day  operations  of the entities.  Significant  Local Limited
Partnership  business  decisions  require  approval  from the  Partnership.  The
Partnership, as a limited partner, is generally entitled to 99.98%, as specified
in the Local  Limited  Partnership  agreements,  of the  operating  profits  and
losses,  taxable  income  and  losses  and  tax  credits  of the  Local  Limited
Partnerships.

As of August 18,  2003,  the  Partnership  had not  obtained  audited  financial
statements for one of its  investments,  Lake Village  Apartments,  L.P.  ("Lake
Village  Apartments"),  as of and for the year ended December 31, 2002 and 2001.
As a result, the Partnership has not included the financial  information of Lake
Village  Apartments in the combined  condensed  financial  statements  presented
herein.  The  Partnership's   investment  in  Lake  Village  Apartments  totaled
$3,652,000  (unaudited) at June 30, 2003 and $3,696,000 (unaudited) at March 31,
2003.  The  Partnership's  equity  interest  in the net  losses of Lake  Village
Apartments  totaled  $45,000 and $0 for the three months ended June 30, 2003 and
2002, respectively.

Equity  in  losses  of the  Local  Limited  Partnerships  is  recognized  in the
financial  statements until the related  investment account is reduced to a zero
balance. Losses incurred after the investment account is reduced to zero are not
recognized. If the Local Limited Partnerships report net income in future years,
the  Partnership  will resume applying the equity method only after its share of
such net  income  equals  the share of net  losses  not  recognized  during  the
period(s) the equity method was suspended.

Distributions  from the Local Limited  Partners are accounted for as a reduction
of the  investment  balance.  Distributions  received  after the  investment has
reached  zero are  recognized  as income.  As of June 30,  2003,  no  investment
accounts in Local Limited Partnerships had reached a zero balance.



                                       11
<PAGE>



                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)


NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS, continued
-------------------------------------------------------

Following  is a summary of the equity  method  activity  of the  investments  in
limited partnerships for the periods presented:
<TABLE>
<CAPTION>

                                                               For the Three Months            For the Year
                                                                      Ended                        Ended
                                                                  June 30, 2003               March 31, 2003
                                                              -----------------------   ----------------------------

<S>                                                         <C>                       <C>
  Investment in limited partnerships, beginning of period   $            13,051,155   $                 13,125,199
  Capital contributions paid, net                                           468,822                      1,105,258
  Capital contributions payable                                             180,104                              -
  Equity in losses of limited partnerships                                 (228,767)                      (922,206)
  Distributions received from limited partnerships                           (6,254)                        (2,222)
  Amortization of capitalized acquisition fees and costs                    (14,229)                       (56,916)
  Tax credit adjustment                                                           -                       (197,958)
                                                              -----------------------   ----------------------------

  Investment in limited partnerships, end of period         $            13,450,831   $                 13,051,155
                                                              =======================   ============================
</TABLE>



                                       12
<PAGE>


                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)




NOTE 3 - INVESTMENTS IN LIMITED PARTNERSHIPS, continued
-------------------------------------------------------

Selected financial information for the three months ended June 30, 2003 and 2002
from the  unaudited  combined  condensed  financial  statements  of the  limited
partnerships in which the Partnership has invested as follows, restated for 2002
to show Lake Village separately:
<TABLE>
<CAPTION>


                                       COMBINED CONDENSED STATEMENT OF OPERATIONS

                                                                       2003                   2002
                                                                                           (Restated)
                                                                 -------------------    ------------------

<S>                                                            <C>                    <C>
         Revenue                                               $          544,000     $         435,000
                                                                 -------------------    ------------------

         Expenses:
           Interest expense                                               182,000               166,000
           Depreciation                                                   203,000               127,000
           Operating expenses                                             343,000               234,000
                                                                 -------------------    ------------------
             Total expenses                                               728,000               527,000
                                                                 -------------------    ------------------
           Net Loss                                            $         (184,000)    $         (92,000)
                                                                 ===================    ==================

         Net loss allocable to the Partnership
         before equity in losses of Lake Village               $        (184,0000)    $         (92,000)
                                                                 ===================    ==================

         Net loss recorded by the Partnership before
         equity in losses of Lake Village                      $        (184,0000)    $         (92,000)
          Net loss of Lake Village Apartments
         allocable to the Partnership                                     (45,000)    $               -
                                                                 -------------------    ------------------

         Net loss recorded by the Partnership                  $         (229,000)              (92,000)
                                                                 ===================    ==================
</TABLE>




 NOTE 4 - RELATED PARTY TRANSACTIONS
 -----------------------------------

The Partnership has no officers,  employees,  or directors.  However,  under the
terms of the  Partnership  Agreement the Partnership is obligated to the General
Partner or its affiliates for the following fees:

     (a)  Acquisition fees of 7% of the gross proceeds from the sale of Units as
          compensation for services  rendered in connection with the acquisition
          of Local Limited Partnerships. As of June 30, 2003 and March 31, 2003,
          the Partnership incurred  acquisition fees of $1,319,500.  Accumulated
          amortization of these  capitalized costs were $133,854 and $122,857 as
          of June 30, 2003 and March 31, 2003, respectively.

     (b)  Acquisition  costs of 2% of the gross proceeds from the sales of Units
          as full  reimbursement  of costs  incurred by the  General  Partner in
          connection with the acquisition of Local Limited  Partnerships.  As of
          June 30, 2003 and March 31, 2003, the Partnership incurred acquisition
          costs of $377,000. Accumulated amortization was $39,222 and $35,990 as
          of June 30, 2003 and March 31, 2003, respectively.




                                       13
<PAGE>



                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)




NOTE 4 - RELATED PARTY TRANSACTIONS,continued
---------------------------------------------


     (c)  An annual  asset  management  fee not to exceed  0.2% of the  invested
          assets  (defined  as  the  Partnership's  capital  contributions  plus
          reserves of the  Partnership  of up to 5% of gross  proceeds  plus its
          allocable  percentage  of the mortgage  debt  encumbering  the housing
          complexes)  of the  Local  Limited  Partnerships.  Management  fees of
          $14,290 and $8,998 were  incurred  during the three  months ended June
          30, 2003 and June 30, 2002,  respectively.  The  Partnership  paid the
          General  Partner or its  affiliates  $12,566 and $15,000 of those fees
          during the three months ended June 30, 2003 and 2002, respectively.

     (d)  A subordinated  disposition  fee in an amount equal to 1% of the sales
          price of real estate sold.  Payment of this fee is subordinated to the
          limited  partners  receiving a return on investment (as defined in the
          Partnership  Agreement) and is payable only if the General  Partner or
          its affiliates render services in the sales effort.

The accrued fees and expenses due to the General Partner and affiliates  consist
of the following at:
<TABLE>
<CAPTION>

                                                                      June 30, 2003         March 31, 2003
                                                                  ----------------------   ------------------
<S>                                                             <C>                      <C>
         Interest and insurance proceeds payable to             $               220,903  $           220,903
           Local Limited Partnerships
         Organizational, offering and selling costs payable                       2,590                2,590
         Asset management fee payable                                            50,763               49,040
         Reimbursement for expenses paid by
           the General Partner or an affiliate                                   10,274                4,547
                                                                  ----------------------   ------------------

                                                                $               284,530  $           277,080
                                                                  ======================   ==================
</TABLE>



The General  Partners do not anticipate that the accrued fees will be paid until
such time as  capital  reserves  are in excess  of  future  foreseeable  working
capital requirements.



                                       14
<PAGE>



                 WNC HOUSING TAX CREDIT FUND VI, L.P., SERIES 7
                       (A California Limited Partnership)

                          NOTES TO FINANCIAL STATEMENTS
                  For the Quarterly Period Ended June 30, 2003
                                   (unaudited)



NOTE 5 - PAYABLES TO LIMITED PARTNERSHIPS
-----------------------------------------

Payables  to limited  partnerships  represent  amounts  which are due at various
times  based on  conditions  specified  in the  respective  limited  partnership
agreements.  These  contributions  are payable in installments and are generally
due upon the limited  partnerships  achieving certain  development and operating
benchmarks (generally within two years of the Partnership's initial investment).

NOTE 6 - INCOME TAXES
---------------------

No provision for income taxes has been recorded in the financial statements,  as
any  liability  for  income  taxes  is the  obligation  of the  partners  of the
Partnership.

NOTE 7 - COMMITMENTS AND CONTINGENCIES
--------------------------------------

One Local Limited  Partnership,  ACN Southern Hills II, L.P. ("Southern Hills"),
in which the Partnership owns a 99.98% interest, had a construction loan payable
aggregating  approximately $1,100,000 as of December 31, 2001. Such construction
loan was due in March 2002 and was not repaid at that time.  In  September  2002
the loan was successfully  refinanced with a first mortgage of $463,000 and a 20
year loan of $80,000 from the Partnership to Southern Hills.  The balance of the
construction  loan  was  paid  off  by  the  Local  Limited   Partnership.   The
Partnership's loan is subordinate to the first mortgage and requires payments to
be made  monthly  and at the end of the  year  from  available  cash  flow.  The
Partnership expects this loan to be collectible in full.

During  the  year  ended  March  31,  2002,  WNC,  the  General  Partner  of the
Partnership,   was  advised  that  Lake  Village  Apartments,  a  Local  Limited
Partnership,  was in default of covenants  relating to certain loans advanced to
it for the construction of apartments. The defaults were primarily caused by the
general  contractor  failing to complete  the  construction  of the  development
according to the terms of the loans.  As a result of the foregoing,  at June 30,
2002,  Lake Village  Apartments  and the Shelter  Resource  Corporation  ("SRC")
executed a workout  agreement with their lender (the  "Agreement"),  whereby the
Local  General   Partner  of  Lake  Village   Apartments  was  replaced  by  the
aforementioned  SRC.  Pursuant  to the  terms of the  Agreement,  the new  Local
General  Partner would cause  additional  equity to be  contributed to the Local
Limited Partnership, a new general contractor would complete the construction of
the development,  and the lender, upon satisfaction of certain conditions of the
Agreement,   as  defined,   would   continue  to  fund  the  completion  of  the
construction,  among other costs.  In addition,  pursuant to the Agreement,  the
Partnership  Agreement was amended, and the Partnership  committed to additional
capital  contributions  of  $855,628  as a result of  obtaining  additional  tax
credits,  and $387,877 was disbursed to an escrow account and further  disbursed
to Lake Village  Apartments.  A net amount of $522,997 had been advanced to Lake
Village by March 31, 2003.  An amount of $467,751  from this advance was applied
to capital contributions leaving a balance of $55,246 which is included in loans
receivable.  Construction  of the  development is completed and the facility has
reached 82% occupancy and 100% tax credit qualified.




                                       15
<PAGE>



Item 2. Management's  Discussion and Analysis of Financial Condition and Results
        of Operations

Forward-Looking Statements

With  the  exception  of  the  discussion  regarding   historical   information,
"Management's  Discussion  and  Analysis of Financial  Condition  and Results of
Operations"  and  other   discussions   elsewhere  in  this  Form  10-Q  contain
forward-looking  statements.  Such statements are based on current  expectations
subject to uncertainties and other factors,  which may involve known and unknown
risks that could cause actual  results of operations to differ  materially  from
those  projected or implied.  Further,  certain  forward-looking  statements are
based upon assumptions about future events, which may not prove to be accurate.

Risks and uncertainties inherent in forward-looking  statements include, but are
not  limited  to,  our  future  cash  flows and  ability  to  obtain  sufficient
financing, level of operating expenses, conditions in the low-income housing tax
credit property market and the economy in general, as well as legal proceedings.
Historical  results are not necessarily  indicative of the operating results for
any future period.

Subsequent  written and oral  forward-looking  statements  attributable to us or
persons  acting on our behalf  are  expressly  qualified  in their  entirety  by
cautionary  statements  in this Form 10-Q and in other reports we filed with the
Securities and Exchange  Commission.  The following discussion should be read in
conjunction  with the  Consolidated  Financial  Statements and the Notes thereto
included elsewhere in this filing.

The following discussion and analysis compares the results of operations for the
three  months  ended June 30, 2003 and 2002,  and should be read in  conjunction
with the condensed  consolidated  financial  statements and  accompanying  notes
included within this report.

Financial Condition

The Partnership's  assets at June 30, 2003 consisted  primarily of $1,905,000 in
cash and cash equivalents,  aggregate  investments in the thirteen Local Limited
Partnerships of $13,451,000 and $85,000 in loans receivable. Liabilities at June
30, 2003 primarily consisted of $517,000 due to limited partnerships, $64,000 of
accrued asset management fees,  commissions  payable,  and reimbursements due to
the  General  Partner or  affiliates  and  $221,000 in  interest  and  insurance
proceeds payable to affiliates.

Results of Operations

Three Months  Ended June 30, 2003  Compared to Three Months Ended June 30, 2002.
The  Partnership's  net loss  for the  three  months  ended  June  30,  2003 was
$(256,000), reflecting an increase in loss of $(139,000) from the $(117,000) net
loss for the three  months  ended June 30,  2002.  The  increase in net loss was
primarily due to an increase of approximately  $(137,000) in equity in losses of
limited  partnerships,  which increased to $(229,000) for the three month period
ended June 30, 2003 from  $(92,000)  for the three month  period  ended June 30,
2002,  due  to  the  completion  of  construction  and  lease-up  of  additional
properties.  In  addition  to the  increase  in equity in  losses  from  limited
partnerships, loss from operations increased by $(2,000) to a loss of $(27,000),
for the three months ended June 30, 2003 from a loss of $(25,000)  for the three
months ended June 30, 2002.  The increase in loss from  operations was primarily
due to a decrease in interest  income of $6,000 due to lower  interest rates and
balance of cash on hand, an increase in asset  management fees of $5,000,  which
was offset by  decreases  in legal and  accounting  fees of  $(7,000)  and other
operating expenses of approximately $(2,000) for the three months ended June 30,
2003.







                                       16

<PAGE>



Item 2. Management's  Discussion and Analysis of Financial Condition and Results
        of Operations, continued

Cash Flows

Three Months  Ended June 30, 2003  Compared to Three Months Ended June 30, 2002.
Net  increase in net cash used during the three  months  ended June 30, 2003 was
$(341,000),  compared to net cash  provided in the three  months  ended June 30,
2002 of  $316,000  reflecting  an  increase  of  $(657,000)  net cash used.  The
increase in net cash used is due to an increase  of  $(657,000)  in cash used by
investing  activities,  which was  primarily  due to a decrease  in  payments of
capital  contributions  to Local  Partnerships  and  completions  of syndication
process.

The Partnership  expects its future cash flows,  together with its net available
assets at June 30, 2003,  to be  sufficient  to meet all  currently  foreseeable
future cash requirements.

Other Matters

As of August 18,  2003,  the  Partnership  had not  obtained  audited  financial
statements for one of its  investments,  Lake Village  Apartments,  L.P.  ("Lake
Village Apartments"),  as of and for the years ended December 31, 2002 and 2001.
As a result of this limitation in scope, the Partnership's independent certified
public  accountants  have qualified  their report with respect to their audit of
the  Partnership's  2003  and  2002  financial  statements.   Furthermore,   the
Partnership  has  not  included  the  financial   information  of  Lake  Village
Apartments in the combined condensed  financial  statements  presented elsewhere
herein.  The  Partnership's   investment  in  Lake  Village  Apartments  totaled
$3,652,000  (unaudited) at June 30, 2003 and $3,696,000 (unaudited) at March 31,
2003.  The  Partnership's  equity  interest  in the net  losses of Lake  Village
Apartments  totaled  $45,000 and $0 for the three months ended June 30, 2003 and
2002, respectively.

During  the  year  ended  March  31,  2002,  WNC,  the  General  Partner  of the
Partnership  was  advised  that  Lake  Village   Apartments,   a  local  limited
partnership,  was in default of covenants  relating to certain loans advanced to
it for the construction of apartments. The defaults were primarily caused by the
general  contractor  failing to complete  the  construction  of the  development
according to the terms of the loans.  As a result of the foregoing,  at June 30,
2002, Lake Village  Apartments and a WNC affiliate  executed a workout agreement
with their lender (the "Agreement"), whereby the General Partner of Lake Village
Apartments was replaced by the  aforementioned  WNC  affiliate.  Pursuant to the
terms of the Agreement, the new general partner would cause additional equity to
be contributed to the local limited partnership,  a new general contractor would
complete the construction of the development,  and the lender, upon satisfaction
of certain  conditions of the Agreement as defined,  would  continue to fund the
completion of the construction,  among other costs. In addition, pursuant to the
Agreement,  the Partnership Agreement was amended, and the partnership committed
to  additional  capital  contributions  of  $855,628  as a result  of  obtaining
additional  tax credits,  and $387,877  was  disbursed to an escrow  account and
further disbursed to Lake Village Apartments.  A net amount of $522,997 had been
advanced to Lake  Village by March 31,  2003.  An amount of  $467,751  from this
advance was applied to capital  contributions leaving a balance of $55,246 which
is included in loans  receivable.  Construction  of the development is completed
and the facility has reached 82% occupancy and 100% tax credit qualified.

One Local Limited  Partnership,  ACN Southern Hills II, L.P. ("Southern Hills"),
in which the Partnership owns a 99.98% interest, had a construction loan payable
aggregating  approximately $1,100,000 as of December 31, 2001. Such construction
loan was due in March 2002 and was not repaid at that time.  In  September  2002
the loan was  successfully  refinanced  with a first  mortgage of $463,000 and a
20-year loan of $80,000 from the Partnership to Southern Hills. The Partnerships
loan is  subordinate  to the first  mortgage  and  requires  payments to be made
monthly and at the end of the year from  available  cash flow.  The  Partnership
expects this loan to be collectible in full.

Certain Local Limited  Partnerships have incurred  significant  operating losses
and  have  working  capital  deficiencies.  In the  event  these  Local  Limited
Partnerships continue to incur significant operating losses, additional capital





                                       17
<PAGE>



Item 2. Management's  Discussion and Analysis of Financial Condition and Results
        of Operations, continued

Other Matters, continued

contributions  by the  Partnership  and/or  the  Local  General  Partner  may be
required  to sustain  the  operations  of such Local  Limited  Partnerships.  If
additional  capital  contributions  are not made  when  they are  required,  the
Partnership's  investment in certain of such Local Limited Partnerships could be
impaired, and the loss and recapture of the related tax credits could occur.

The Partnership  expects its future cash flows,  together with its net available
assets at March 31, 2003, to be  sufficient  to meet all  currently  foreseeable
future cash  requirements.  This  excludes  amounts  owed to  Associates  by the
Partnership disclosed below.

Item 3.   Quantitative and Qualitative Disclosures about Market Risk

          NOT APPLICABLE

Item 4.   Controls and Procedures

          Within  the 90 days  prior to the  date of this  report,  the  General
          Partner  of the  Partnership  carried  out an  evaluation,  under  the
          supervision and with the  participation  of the General  Partnership's
          management,  including the General  Partner's Chief Executive  Officer
          and Chief Financial  Officer,  of the  effectiveness of the design and
          operation of the  Partnership's  disclosure  controls  and  procedures
          pursuant to Exchange Act Rule 13a- 14. Based upon that evaluation, the
          Chief Executive Officer and Chief Financial Officer concluded that the
          Partnership's disclosure controls and procedures are effective.  There
          were no significant changes in the Partnership's  internal controls or
          in other  factors  that  could  significantly  affect  these  controls
          subsequent to the date of their evaluation.



                                       18
<PAGE>



Part II.  OTHER INFORMATION

Item 6.   Exhibits and Reports on Form 8-K

(a)       Reports on Form 8-K.
          --------------------

1.        NONE

(b)       Exhibits.
          ---------

99.1      Certification of the Principal Executive Officer pursuant to 18 U.S.C.
          section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley
          Act of 2002. (filed herewith)

99.2      Certification of the Principal Financial Officer pursuant to 18 U.S.C.
          section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley
          Act of 2002. (filed herewith)




                                       19
<PAGE>


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

WNC HOUSING TAX CREDIT FUND VI, L.P., Series 7
----------------------------------------------
(Registrant)

By:   WNC & Associates, Inc., General Partner of the Registrants




By:   /s/ Wilfred N. Cooper, Jr.
       -------------------------
Wilfred N. Cooper, Jr.
President and Chief Operating Officer of WNC & Associates, Inc.

Date:  August 18, 2003




By:  /s/ Thomas J. Riha
     ------------------
Thomas J. Riha
Vice President and Chief Financial Officer of WNC & Associates, Inc.

Date:  August 18, 2003





                                       20
<PAGE>




                                 CERTIFICATIONS

          I,   Wilfred N. Cooper, Jr., certify that:

          1.   I have reviewed this quarterly report on Form 10-Q of WNC Housing
               Tax Credit Fund VI, L.P. Series 7;

          2.   Based on my knowledge, this quarterly report does not contain any
               untrue  statement of a material  fact or omit to state a material
               fact  necessary  to make  the  statements  made,  in light of the
               circumstances   under  which  such   statements  were  made,  not
               misleading  with respect to the period  covered by this quarterly
               report;

          3.   Based  on my  knowledge,  the  financial  statements,  and  other
               financial  information included in this quarterly report,  fairly
               present in all material respects the financial condition, results
               of  operations  and cash flows of the  registrant as of, and for,
               the periods presented in this quarterly report;

          4.   The registrant's  other certifying  officer and I are responsible
               for   establishing  and  maintaining   disclosure   controls  and
               procedures  (as defined in Exchange  Act Rules 13a-14 and 15d-14)
               for the registrant and we have:

               (a)  designed such  disclosure  controls and procedures to ensure
                    that  material   information  relating  to  the  registrant,
                    including its consolidated subsidiaries, is made known to us
                    by others  within those  entities,  particularly  during the
                    period in which this quarterly report is being prepared;

               (b)  evaluated the  effectiveness of the registrant's  disclosure
                    controls and procedures as of a date within 90 days prior to
                    the filing date of this  quarterly  report (the  "Evaluation
                    Date"); and

               (c)  presented in this quarterly report our conclusions about the
                    effectiveness  of the  disclosure  controls  and  procedures
                    based on our evaluation as of the Evaluation Date;

          5.   The registrant's  other certifying  officer and I have disclosed,
               based on our most recent evaluation, to the registrant's auditors
               and the audit  committee of  registrant's  board of directors (or
               persons performing the equivalent function):

               (a)  all  significant  deficiencies in the design or operation of
                    internal   controls   which  could   adversely   affect  the
                    registrant's  ability  to  record,  process,  summarize  and
                    report   financial   data  and  have   identified   for  the
                    registrant's  auditors any material  weaknesses  in internal
                    controls; an

               (b)  any fraud, whether or not material, that involves management
                    or  other  employees  who  have a  significant  role  in the
                    registrant's internal controls; and

          6.   The registrant's other certifying officer and I have indicated in
               this  quarterly  report  whether  or not there  were  significant
               changes  in  internal  controls  or in other  factors  that could
               significantly  affect internal controls subsequent to the date of
               our most recent evaluation, including any corrective actions with
               regard to significant deficiencies and material weaknesses.

          Date:  August 18, 2003


          /s/ Wilfred N. Cooper, Jr
          -------------------------

          President and Chief Executive Officer of WNC & Associates, Inc.




                                       21
<PAGE>


                                 CERTIFICATIONS

          I,   Thomas J. Riha, certify that:

          1.   I have reviewed this quarterly report on Form 10-Q of WNC Housing
               Tax Credit Fund VI, L.P. Series 7;

          2.   Based on my knowledge, this quarterly report does not contain any
               untrue  statement of a material  fact or omit to state a material
               fact  necessary  to make  the  statements  made,  in light of the
               circumstances   under  which  such   statements  were  made,  not
               misleading  with respect to the period  covered by this quarterly
               report;

          3.   Based  on my  knowledge,  the  financial  statements,  and  other
               financial  information included in this quarterly report,  fairly
               present in all material respects the financial condition, results
               of  operations  and cash flows of the  registrant as of, and for,
               the periods presented in this quarterly report;

          4.   The registrant's  other certifying  officer and I are responsible
               for   establishing  and  maintaining   disclosure   controls  and
               procedures  (as defined in Exchange  Act Rules 13a-14 and 15d-14)
               for the registrant and we have:

               (a)  designed such  disclosure  controls and procedures to ensure
                    that  material   information  relating  to  the  registrant,
                    including its consolidated subsidiaries, is made known to us
                    by others  within those  entities,  particularly  during the
                    period in which this quarterly report is being prepared;

               (b)  evaluated the  effectiveness of the registrant's  disclosure
                    controls and procedures as of a date within 90 days prior to
                    the filing date of this  quarterly  report (the  "Evaluation
                    Date"); and

               (c)  presented in this quarterly report our conclusions about the
                    effectiveness  of the  disclosure  controls  and  procedures
                    based on our evaluation as of the Evaluation Date;

          5.   The registrant's  other certifying  officer and I have disclosed,
               based on our most recent evaluation, to the registrant's auditors
               and the audit  committee of  registrant's  board of directors (or
               persons performing the equivalent function):

               (a)  all  significant  deficiencies in the design or operation of
                    internal   controls   which  could   adversely   affect  the
                    registrant's  ability  to  record,  process,  summarize  and
                    report   financial   data  and  have   identified   for  the
                    registrant's  auditors any material  weaknesses  in internal
                    controls; and

               (b)  any fraud, whether or not material, that involves management
                    or  other  employees  who  have a  significant  role  in the
                    registrant's internal controls; and

          6.   The registrant's other certifying officer and I have indicated in
               this  quarterly  report  whether  or not there  were  significant
               changes  in  internal  controls  or in other  factors  that could
               significantly  affect internal controls subsequent to the date of
               our most recent evaluation, including any corrective actions with
               regard to significant deficiencies and material weaknesses.

          Date:  August 18, 2003


          /s/ Thomas J. Riha
          ------------------

          Vice-President and Chief Financial Officer of WNC & Associates, Inc.





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