UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                 AMENDMENT NO. 1
                                       ON
                                   FORM 10-Q/A

              [X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                  FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2001

                        Commission File Number: 000-25621

                                  E-LOAN, INC.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

            DELAWARE                                     77-0460084
            --------                                     ----------
(State or other jurisdiction of             (I.R.S. Employer Identification No.)
 Incorporation or organization)

              5875 ARNOLD ROAD, SUITE 100, DUBLIN CALIFORNIA 94568
              (Address of principal executive offices) (Zip Code)

     Registrant's telephone number, including area code: (925) 241-2400
                                                         ---------------

     Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.

                                 Yes [X] No [ ]

     As of May 10, 2001, 53,825,637 shares of the Registrant's Common Stock,
$0.001 par value per share, were issued and outstanding.

<PAGE>


                                EXPLANATORY NOTE

     The Company is filing this Amendment No. 1 on Form 10-Q/A for the quarter
ended March 31, 2001 to amend the Company's Financial Statements under Part I,
Item 1. This amendment reflects a correction of transposed numbers under (i) the
line item entitled "accounts payable, accrued liabilities, and other payables"
in the Statements of Cash Flows, and (ii) the line item entitled "mortgage
revenues" in Note 7 to the Financial Statements.


--------------------------------------------------------------------------------


                                  E-LOAN, INC.

                                    FORM 10-Q



                                      INDEX

PART I.        FINANCIAL INFORMATION

Item 1.        Financial Statements (unaudited):

               Balance Sheets as of December 31, 2000 and March 31, 2001

               Statements of Operations for the three months ended
               March 31, 2000 and March 31, 2001

               Statements of Cash Flows for the three months ended
               March 31, 2000 and March 31, 2001

               Notes to Unaudited Financial Statements

PART II.       OTHER INFORMATION

Item 6.        Exhibits and Reports on Form 8-K

Signature

Index to Exhibits

                                       2
<PAGE>


PART I.  FINANCIAL INFORMATION

ITEM 1.  FINANCIAL STATEMENTS

                                  E-LOAN, INC.
                                 BALANCE SHEETS
                                 (IN THOUSANDS)

                                                       December 31,   March 31,
                                                          2000           2001
                                                                     (UNAUDITED)
                                                        ---------     ---------

                       ASSETS
Current assets:
  Cash and cash equivalents (includes $0 and
    $4,500 of restricted cash) .....................    $  28,459     $  24,801
  Loans held-for-sale ..............................       22,745        36,768
  Accounts receivable, prepaids and other
    current assets .................................       10,360        12,506
                                                        ---------     ---------
    Total current assets ...........................       61,564        74,075
Fixed assets, net ..................................        8,025         7,766
Deposits and other assets ..........................        2,010         2,023
Goodwill and intangible assets .....................       28,144        18,211
                                                        ---------     ---------
    Total assets ...................................    $  99,743     $ 102,075
                                                        =========     =========

        LIABILITIES AND STOCKHOLDERS' EQUITY
Current liabilities:
  Warehouse lines payable ..........................    $  17,678     $  28,810
  Accounts payable, accrued expenses and other
    current liabilities ............................       11,928        11,233
  Capital lease obligation .........................          396           359
  Notes payable ....................................        1,167         6,167
                                                        ---------     ---------
    Total current liabilities ......................       31,169        46,569
Capital lease obligations ..........................          213           137
Notes payable ......................................          875           583
                                                        ---------     ---------
    Total liabilities ..............................       32,257        47,289
                                                        ---------     ---------

COMMITMENTS AND CONTINGENCIES (Note 9):

Stockholders' equity:

Common stock, 150,000,000 $0.001 shares
  authorized, 53,449,236 and 53,661,178
  shares issued and outstanding at
  December 31, 2000 and March 31, 2001 .............           53            54
Less: subscription receivable ......................           (4)           (4)
Marketing services receivable ......................       (5,970)       (2,985)
Unearned compensation ..............................       (8,625)       (6,673)
Additional paid-in-capital .........................      259,366       258,042
Accumulated deficit ................................     (177,334)     (193,648)
                                                        ---------     ---------
    Total stockholders' equity .....................       67,486        54,786
                                                        ---------     ---------
    Total liabilities and stockholders' equity .....    $  99,743     $ 102,075
                                                        =========     =========

The accompanying notes are an integral part of these financial statements.

                                       3
<PAGE>


                                  E-LOAN, INC.
                            STATEMENTS OF OPERATIONS
                                 (IN THOUSANDS)
                                   (UNAUDITED)

                                                           Three Months Ended
                                                                March 31,
                                                           2000          2001
                                                        ---------     ---------

Revenues ...........................................    $   7,113     $  16,367
Less: subscription receivable
Operating expenses:
  Operations .......................................        6,836        11,488
  Sales & Marketing ................................        9,134         4,831
  Technology .......................................        1,122         1,783
  General & Administration .........................        1,789         1,488
  Non cash marketing costs .........................           --         2,985
  Amortization of unearned compensation ............        3,468           257
  Amortization of goodwill and intangible assets ...        9,933         9,933
                                                        ---------     ---------
    Total operating expenses .......................       32,282        32,765
                                                        ---------     ---------
  Loss from operations .............................      (25,169)      (16,398)
                                                        ---------     ---------
Other income, net ..................................          388            84
                                                        ---------     ---------
Net loss ...........................................    $ (24,781)    $ (16,314)
                                                        =========     =========
Net loss per share:
   Basic and diluted ...............................    ($   0.59)    ($   0.30)
                                                        =========     =========
Weighted average shares-
   Basic and diluted ...............................       41,891        53,623
                                                        =========     =========


    The accompanying notes are an integral part of these financial statements.

                                       4
<PAGE>


                                  E-LOAN, INC.
                            STATEMENTS OF CASH FLOWS
                                 (IN THOUSANDS)
                                   (UNAUDITED)

                                                           Three Months Ended
                                                                March 31,
                                                           2000          2001
                                                        ---------     ---------

CASH FLOWS FROM OPERATING ACTIVITIES:
  Net loss ...........................................  $ (24,781)    $ (16,314)
  Adjustments to reconcile net loss to
    cash used in operating activities:
    Amortization of unearned compensation ............      3,468           257
    Amortization of goodwill and intangible assets ...      9,933         9,933
    Amortization of non-cash marketing costs .........         --         2,985
    Depreciation .....................................        420           954
    Changes in operating assets and liabilities:
      Loans held for sale ............................     10,532       (14,022)
      Accounts receivable, prepaids, deposits
        and other assets .............................      1,152        (1,861)
      Accounts payable, accrued liabilities,
        and other payables ...........................     (1,828)         (695)
                                                        ---------     ---------
        Net cash used in operating activities ........     (1,104)      (18,763)
                                                        ---------     ---------

CASH FLOWS FROM INVESTING ACTIVITIES:
  Purchase of furniture and equipment ................     (1,500)         (695)
                                                        ---------     ---------
        Net cash used in investing activities ........     (1,500)         (695)
                                                        ---------     ---------

CASH FLOWS FROM FINANCING ACTIVITIES
  Proceeds from issuance of common stock, net ........        242            73
  Proceeds from warehouse lines payable ..............    177,943       497,440
  Repayments of warehouse lines payable ..............   (187,158)     (486,308)
  Proceeds from notes payable ........................         --         5,000
  Payments on notes payable ..........................       (292)         (292)
  Payments on obligations under capital lease ........        (78)         (113)
                                                        ---------     ---------
        Net cash (used in) provided by
          financing activities .......................     (9,343)       15,800
                                                        ---------     ---------
  Net decrease in cash ...............................    (11,947)       (3,658)
                                                        ---------     ---------
  Cash and cash equivalents at beginning of period ...     37,748        28,459
                                                        ---------     ---------
  Cash and cash equivalents at end of period .........  $  25,801     $  24,801
                                                        =========     =========

SUPPLEMENTAL CASH FLOW INFORMATION:
  Cash paid for interest ...........................    $     819     $   2,881
                                                        =========     =========

   The accompanying notes are an integral part of these financial statements.

                                       5
<PAGE>


                                  E-LOAN, INC.

                     NOTES TO UNAUDITED FINANCIAL STATEMENTS

1.   THE COMPANY

E-LOAN, Inc. (the "Company") was incorporated on August 26, 1996 and began
marketing its services in June 1997. The Company is a provider of first and
second mortgage loans, home equity loans, auto loans, and small business loans
and credit card referrals. The Company operates as a single operating segment.

2.   BASIS OF PRESENTATION

INTERIM FINANCIAL INFORMATION (UNAUDITED)

The accompanying financial statements as of March 31, 2000 and 2001 are
unaudited. The unaudited interim financial statements have been prepared on the
same basis as the annual financial statements and, in the opinion of management,
reflect all adjustments, which include only normal recurring adjustments,
necessary to present fairly the Company's financial position, results of
operations and cash flows as of March 31, 2000 and 2001. These financial
statements and notes thereto are unaudited and should be read in conjunction
with the Company's audited financial statements included in the Company's 10-K
for the year ended December 31, 2000. The results for the three months ended
March 31, 2001 are not necessarily indicative of the expected results for the
year ending December 31, 2001.

USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS

The preparation of financial statements in conformity with generally accepted
accounting principles requires management to make estimates and assumptions that
affect the reported amounts of assets and liabilities and disclosure of
contingent assets and liabilities at the date of the financial statements and
the reported amounts of revenues and expenses during the reporting period.
Actual results could differ from those estimates.

3.   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

CASH AND CASH EQUIVALENTS

The Company considers all highly liquid monetary instruments with an original
maturity of three months or less from the date of purchase and documentary
drafts, to be cash equivalents. Cash equivalents are carried at amortized cost,
which approximates fair value. In accordance with financial covenants governing
a warehouse line payable, the Company must maintain a minimum cash and cash
equivalents balance of the higher of $20 million (including Restricted Cash) or
the highest amount required by any other lender or agreement. In February 2001,
the Company renewed its $200 million warehouse line requiring the restriction of
$4.5 million in cash as additional collateral. The following summarizes cash and
cash equivalents at December 31, 2000 and March 31, 2001 ($000s):

                                    DECEMBER 31,           MARCH 31,
                                       2000                  2001
                                   ------------          ------------

         Cash                           $12,290               $12,418
         Commercial paper                 8,524                 3,491
         Documentary drafts               7,645                 4,392
         Restricted cash                     --                 4,500
                                   ------------          ------------
                                        $28,459               $24,801
                                   ------------          ------------

DOCUMENTARY DRAFTS

The Company originates auto loans directly to consumers through the use of a
documentary draft process. This process requires the borrower and the auto
dealer to provide a series of supporting documents in order to complete

                                       6
<PAGE>


the loan. Examples of required supporting documentation include copies of the
borrower's driver's license, bill of sale, proof of insurance, and application
for title registration.

Documentary drafts consist of cash allocated to satisfy documentary drafts
presented by borrowers before the required supporting documents are received by
the Company to complete the loan. If the required documentation is not provided
as agreed to by the borrower and auto dealer, then the allocation of cash is
reversed and the cash balance is restored. The Company's documentary draft
process allows for at least two business days to process the required supporting
documentation prior to determining whether to reverse or honor the original
presentment by the auto dealer.

DERIVATIVE INSTRUMENTS

On June 15, 1998, the Financial Accounting Standards Board (FASB) issued
Statement of Financial Accounting Standards No. 133, "Accounting for Derivative
Instruments and Hedging Activities" (SFAS No. 133). SFAS No. 133 requires that
all derivative instruments be recorded on the balance sheet at their fair value.
Changes in the fair value of derivatives are recorded each period in current
earnings. The Company adopted SFAS 133 on January 1, 2001. Adoption of this
pronouncement resulted in a transition adjustment of a $0.2 million gain, which
was recorded as a component of mortgage revenue. For the three months ended
March 31, 2001, the Company recorded $40,000 as a component of mortgage revenue
related to recording changes in fair value of derivatives and underlying hedged
loans in accordance with SFAS 133. The FASB is currently reviewing certain
implementation guidance which could affect the transition adjustment amounts for
commitments to originate loans. Hedging activities are further discussed in Note
9.

NET LOSS PER SHARE

The Company computes net loss per share in accordance with SFAS No. 128,
EARNINGS PER SHARE. Under the provisions of SFAS No. 128 basic net loss per
share is computed by dividing the net loss for the period by the weighted
average number of common shares outstanding during the period. Diluted net loss
per share is computed by dividing the net loss for the period by the weighted
average number of common and potential dilutive shares outstanding during the
period, to the extent such common equivalent shares are dilutive. Potential
dilutive shares outstanding are composed of incremental common shares issuable
upon the exercise of stock options and warrants.

The following table sets forth the computation of basic and diluted net loss per
share for the periods indicated ($000's except per share amounts):

                                                       Three Months Ended
                                                            March 31,
                                                        2000         2001
                                                     ---------    ---------
Numerator:
  Net loss                                           $ (24,781)   $ (16,314)
Denominator:

  Weighted average common shares basic and diluted   41,891,336   53,623,303
                                                     ---------    ---------
Net loss per share:
  Basic and diluted                                  $   (0.59)   $   (0.30)
                                                     ---------    ---------

4.   LOANS HELD-FOR-SALE

The inventory of mortgage loans consists primarily of first trust deed mortgages
on residential properties located throughout the United States. As of December
31, 2000 and March 31, 2001, the Company had net mortgage loans held-for-sale of
$22.7 million and $30.4 million, all of which are on accrual basis. All mortgage
loans held-for-sale are pledged as collateral for borrowings at December 31,
2000 and March 31, 2001 (see Note 6).

                                       7
<PAGE>


The inventory of auto loans consists primarily of loans against new and used
automobiles located throughout the United States. As of December 31, 2000 and
March 31, 2001, the Company had loans held-for-sale of $4.1 million and $6.3
million, all of which are on accrual basis.

5.   NOTES PAYABLE

On March 31, 2001, the Company obtained $5 million in interim financing through
the issuance of promissory notes to two existing stockholders. The borrowings
have an interest rate of 8%. As discussed in Note 10, these borrowings were
repaid in full plus interest by April 4, 2001.

6.   WAREHOUSE LINES PAYABLE

As of March 31, 2001, the Company had a warehouse line of credit for borrowings
of up to $50 million for interim financing of mortgage loans. The interest rate
charged on borrowings against these funds is variable based on the commercial
paper rate of the lender plus various percentage rates. Borrowings are
collateralized by the mortgage loans held-for-sale. The committed line of credit
expires on June 30, 2001. Upon expiration, management believes it will either
renew its existing line or obtain sufficient additional lines. At December 31,
2000 and March 31, 2001 approximately $17.2 million and $25.7 million was
outstanding under this line, respectively. This line of credit agreement
generally requires the Company to comply with various financial and
non-financial covenants. The Company was in compliance with these covenants at
March 31, 2001.

The Company has an agreement to finance up to $200 million of mortgage loan
inventory pending sale of these loans to the ultimate mortgage loan investors.
Of this amount, $100 million is available in committed funds. This loan
inventory financing is secured by the related mortgage loans. The interest rate
charged on these borrowings against these funds is based on LIBOR plus various
percentage points. The line expires February 23, 2002. Upon expiration,
management believes it will either renew its existing line or obtain sufficient
additional lines. At December 31, 2000 and March 31, 2001, there were no
outstanding amounts under this financial commitment. This agreement includes
various financial and non-financial covenants. At March 31, 2001, the Company
was in compliance with these covenants.

7.   REVENUES AND OTHER INCOME, NET

The following table provides the components of revenues ($000s):

                                                           Three Months Ended
                                                                March 31,
                                                           2000          2001
                                                        ---------     ---------
Mortgage revenues                                       $   3,139     $   7,215
Interest income on mortgage and home equity loans             681         3,027
Home equity line of credit                                     --           622
Auto revenues                                               3,145         5,281
Credit card and other                                         148           222
                                                        ---------     ---------
Total revenues                                          $   7,113     $  16,367
                                                        =========     =========

                                       8
<PAGE>


The following table provides the components of other income, net ($000s):

                                                           Three Months Ended
                                                                March 31,
                                                           2000          2001
                                                        ---------     ---------
Interest on short-term investments                      $     553     $     156
Interest expense on non-warehouse facility borrowings         (89)          (74)
Equity investment gain (loss)                                 (67)            5
Other                                                          (9)           (3)
                                                        ---------     ---------
                                                        $     388     $      84
                                                        =========     =========


8.   OPERATING EXPENSES

The following table provides detail of the Company's operating expenses
classified by the following categories ($000s):

                                                           Three Months Ended
                                                                March 31,
                                                           2000          2001
                                                        ---------     ---------
Compensation and benefits                               $   5,488     $   7,032
Processing costs                                            1,283         1,641
Advertising and marketing                                   8,019         4,356
Professional services                                       1,251         1,139
Occupancy costs                                               829           905
Computer and interest                                         246           305
General and administrative                                  1,036         1,331
Interest expense on warehouse borrowings                      729         2,881
Non-cash marketing costs                                       --         2,985
Amortization of unearned compensation                       3,468           257
Amortization of goodwill and intangible assets              9,933         9,933
                                                        ---------     ---------

Total Operating Expenses                                $  32,282     $  32,765
                                                        =========     =========

9.   COMMITMENTS AND CONTINGENCIES

FINANCIAL INSTRUMENT CONTINGENCIES

E-LOAN originates mortgage and home equity loans and manages the market risk
related to these loans through various hedging programs.

LOAN COMMITMENTS AND HEDGING ACTIVITIES

On January 1, 2001, the Company adopted SFAS 133, as amended, in accounting for
its derivative financial instruments, SFAS 133 requires all derivative
instruments to be recorded on the balance sheet at fair value. The Company's
interest rate lock commitments and sell forward commitments (mandatory and
non-mandatory) are recorded as derivative instruments. The fair value of the
interest rate lock commitments and sell forward commitments represents the
change in fair value resulting from interest rate subsequent to entering into
the interest rate lock and sell forward commitments.

Upon receiving a locked commitment from a borrower ("rate lock"), the Company
simultaneously enters into either a mandatory sell forward agreement with
certain institutional investors or a non-mandatory forward sale agreement with
the ultimate investor. At March 31, 2001, the Company was a party to commitments
to fund loans at interest rates previously agreed (locked) by both the Company
and the borrower for specified periods of time. Rate locks with the


                                       9
<PAGE>


borrowers are on a best-efforts basis, and borrowers are not obligated to enter
into the loan agreement. A rate lock, which does not result in a funded loan, is
referred to as fallout. As the Company is exposed to movements in interest rates
after entering into rate locks, the Company must estimate fallout if interest
rate risk is to be hedged with a mandatory sell forward agreement. At March 31,
2001, the Company had provided locks to originate loans amounting to
approximately $88.0 million (the "locked pipeline").

The Company originates mortgage loans and sells them primarily through whole
loan sales. The market values of mortgage loans are sensitive to changes in
market interest rates. If interest rates rise between the time the Company
enters into a rate lock with the borrower, the subsequent funding of the loan
and the time the mortgage loans are committed for sale, there may be a decline
in the market value of the mortgage loans. To protect against such possible
declines, the Company has adopted a hedging strategy.

The Company retains the services of Tuttle Risk Management Services Inc.
("TRMS"), an unaffiliated advisory firm specializing in mortgage loan pipeline
management to assist the Company in minimizing the interest rate risk associated
with the time lag between when loans are rate-locked and when they are committed
for sale or exchanged in the secondary market. Individual mortgage loan risks
are aggregated by note rate, mortgage loan type and stage in the pipeline, and
are then matched, based on duration, with the appropriate hedging instrument,
thus mitigating basis risk until closing and delivery. The Company currently
hedges its mortgage pipeline through mandatory forward sales of Fannie Mae
mortgage-backed securities and non-mandatory forward sales agreements with the
ultimate investor. The Company determines which alternative provides the best
execution in the secondary market. As a managed account of TRMS, the Company is
able to take advantage of Tuttle's reporting services, including pipeline,
mark-to-market, commitment and position reporting.

The Company believes that it has implemented a cost-effective hedging program to
provide a level of protection against changes in the market value of its
fixed-rate mortgage loans held for sale. However, an effective strategy is
complex and no hedging strategy can completely insulate the Company against such
changes.

At March 31, 2001, the Company had entered into mandatory sell forward
commitments amounting to approximately $43.0 million. The Company adjusts the
amount of mandatory sell forward commitments held to offset changes in the
locked pipeline and changes in the market during the three months ending March
31, 2001, the Company did not designate mandatory sell forward commitments as
hedges.

At March 31, 2001, the Company had entered into non-mandatory forward loan sale
agreements amounting to approximately $52.9 million. These forward loan sale
agreements do not subject the Company to mandatory delivery and there is no
penalty if the Company does not deliver into the commitment. The Company is
exposed to the risk that these counterparties may be unable to meet the terms of
these sale agreements. The investors are well-established U.S. financial
institutions; the Company does not require collateral to support these
commitments, and there has been no failure on the part of the counterparties to
meet the terms of these agreements to date. The Company designates all
non-mandatory forward sale agreements as fair value hedges for underlying loans
at funding. The Company did not have a material gain or loss representing the
amount of hedge ineffectiveness related to non-mandatory forward sale agreements
during the quarter ended March 31, 2001.

FUTURE COMMITMENTS

The Company has future payment commitments for leases and marketing services
agreements aggregating $4.9 million, $9.5 million, $14.0 million, $8.2 million,
and $0.2 million for the years 2001 through 2005, respectively.

10.  SUBSEQUENT EVENTS

On April 2, 2001, the Company entered into an agreement for a $25 million line
of credit for the interim financing of auto loans. The interest rate charged on
this line is based on LIBOR plus 2.5%. The committed line expires on April 1,
2002. This line includes various financial and non-financial covenants. These
covenants are no more restrictive than those on the Company's existing credit
facilities.

On April 2, 2001, the Company entered into a loan agreement with an officer and
stockholder of the Company that provides the Company with the ability to draw
funds up to an aggregate of $7.5 million upon demand. The
                                       10
<PAGE>


borrowings have an interest rate of the lower of 12% or the maximum legal rate
allowed. Any amounts outstanding under this agreement are due and payable no
earlier than January 5, 2002.

On April 4, 2001, the Company repaid in full plus interest the $5 million in
interim financing obtained March 31, 2001 from two existing stockholders.

PART II  OTHER INFORMATION

ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

(a)      Exhibits:

         10.1(1)(2)   Amendment to Auto Loan Purchase and Sale Agreement with
                      AmeriCredit Financial Services, Inc. dated January 1, 2001

         10.2(1)(2)   Third Amendment to Marketing Agreement with Charles Schwab
                      and Co., Inc. dated January 1, 2001

         10.3(1)(2)   Systems and Marketing Agreement with H&R Block Mortgage
                      Corporation dated January 1, 2001

         10.4(1)      Eighth Modification Agreement with Cooper River Funding
                      Inc. and GE Capital Mortgage Services, Inc. dated January
                      2, 2001

         10.5(1)      Third Amendment to Underwriting Services Agreement with
                      PMI Mortgage Services Co. dated January 10, 2001

         10.6(1)(2)   Amendment to Auto Loan Purchase and Sale Agreement with
                      TranSouth Financial Corporation dated January 10, 2001

         10.7(1)      Amendment to June 22, 2000 Engagement Letter with
                      PricewaterhouseCoopers LLP dated February 12, 2001

         10.8(1)      Engagement Letter with PricewaterhouseCoopers LLP dated
                      February 12, 2001

         10.9(1)      Ninth Modification Agreement with Cooper River Funding
                      Inc. and GE Capital Mortgage Services, Inc. dated February
                      14, 2001

         10.10(1)     Seller Contract with Greenpoint Mortgage Funding, Inc.
                      dated February 21, 2001

         10.11(1)     Amendment to Auto Loan Purchase and Sale Agreement with
                      TranSouth Financial Corporation dated February 27, 2001

         10.12(1)     First Amendment to Auto Loan Purchase and Sale Agreement
                      with Wells Fargo Bank, N.A. - Auto Finance Group dated
                      January 23, 2001

         10.13(1)     Third Amended and Restated Note to Cooper River Funding
                      Inc. dated March 1, 2001

         10.14(1)     Tenth Modification Agreement with Cooper River Funding
                      Inc. and GE Capital Mortgage Services, Inc. dated March 1,
                      2001

         10.15(1)     Shareholders Agreement with Softbank Finance Corporation,
                      InsWeb Corporation, and Marsh & McLennan Risk Capital
                      Holdings, Ltd. dated March 28, 2001

         10.16(1)     Amendment #2 to License Agreement with Yahoo! Inc. dated
                      October 28, 1999

                                       11
<PAGE>


         10.17(1)     Amendment #3 to License Agreement with Yahoo! Inc. dated
                      May 24, 2000

         10.18(1)     Amendment #4 to License Agreement with Yahoo! Inc. dated
                      July 31, 2000

         10.19(1)     Amendment to Underwriting Services Agreement with PMI
                      Mortgage Services Co. dated July 31, 1998

         10.20(1)     Second Amendment to Underwriting Services Agreement with
                      PMI Mortgage Services Co. dated May 3, 1999

         10.21(1)     First Amendment to Lease with Creekside South Trust dated
                      September 11,1998


         (1)  Previously filed on May 14, 2001 with the Company's Report on Form
              10-Q (File No. 000-25621)

         (2)  Confidential treatment requested

(b)      Reports on Form 8-K

There were no reports on Form 8-K filed during the three months ended March 31,
2001.

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                       E-LOAN, Inc.


Date: May 25, 2001                     /s/  Matthew Roberts
                                       -----------------------------------------
                                            Matthew Roberts
                                            Chief Financial Officer
                                            (Principal Financial and Accounting
                                            Officer and Duly Authorized Officer)


                                       12