Exhibit 31-2
                                 CERTIFICATIONS

I, Thomas J. Riha, certify that:

1. I have reviewed this quarterly  report on Form 10-Q of WNC HOUSING TAX CREDIT
   FUND VI, L.P. Series 7;

2. Based on my  knowledge,  this  quarterly  report  does not contain any untrue
   statement of a material fact or omit to state  a material fact  necessary  to
   make the statements made, in  light of the  circumstances  under  which  such
   statements were made, not  misleading  with respect to the period covered  by
   this quarterly report;

3. Based  on my  knowledge,  the  financial  statements,  and   other  financial
   information  included  in  this  quarterly  report,  fairly  present  in  all
   material respects the financial  condition,  results  of operations  and cash
   flows of  the  registrant as  of, and for,  the  periods  presented  in  this
   quarterly report;

4. The   registrant's  other  certifying  officer  and  I  are  responsible  for
   establishing and maintaining  disclosure  controls and procedures (as defined
   in Exchange Act Rules 13a-15(e) and 15d-15(e))for the registrant and we have:

   (a)  Designed  such   disclosure  controls  and  procedures  to  ensure  that
        material   information  relating  to   the  registrant,   including  its
        consolidated subsidiaries,  is made known to us by others  within  those
        entities,  particularly  during  the  period  in  which  this  quarterly
        report is being prepared;

   (b)  Evaluated the  effectiveness of  the  registrant's  disclosure  controls
        and procedures and presented in  this  report our conclusions  about the
        effectiveness of the disclosure controls and procedures, as of  the  end
        of the period covered by this report based on such evaluation; and

   (c)  Disclosed  in this  report  any  change  in  the  registrant's  internal
        control over financial reporting that occurred during  the  registrant's
        most  recent  fiscal  quarter  that   has  materially  affected,  or  is
        reasonably  likely  to  materially  affect,  the  registrant's  internal
        control over financial reporting; and

5. The registrant's other certifying  officer(s) and I have disclosed,  based on
   our most recent evaluation of internal control over financial  reporting,  to
   the registrant's auditors and the audit committee of the  registrant's  board
   of directors (or persons performing the equivalent functions):


   (a)  All  significant  deficiencies  in the design or operation  of  internal
        controls  which could  adversely  affect  the  registrant's  ability  to
        record,  process,   summarize   and  report  financial   data  and  have
        identified for  the  registrant's  auditors any material  weaknesses  in
        internal controls; and

   (b)  Any fraud, whether or not material,  that involves   management or other
        employees who have a  significant  role in the  registrant's    internal
        control over financial reporting.

Date:   January 6, 2006




/s/  Thomas J. Riha
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Senior Vice-President - Chief Financial Officer of WNC & Associates, Inc.