The Honorable:

Chapter 7

Location:

Hearing Date:

Hearing Time:

Response Date:

JANET S. BAER

219 S. Dearborn, Courtroom 615, Chicago, IL

/ /

10:00am

/ /

2. The trustee faithfully and properly fulfilled the duties enumerated in 11 U.S.C. §704.

UNITED STATES BANKRUPTCY COURT

In re: § Case No.

§

§

§

SVOBODA, CHRISTOPHER J 16-28129

NORTHERN DISTRICT OF ILLINOIS

Debtor(s)

TRUSTEE'S FINAL REPORT (TFR)

The undersigned trustee hereby makes this Final Report and states as follows:

1. A petition under Chapter 7 of the United States Bankruptcy Code

was filed on August 31, 2016. The undersigned trustee was appointed on August 31, 2016.

EASTERN DIVISION

3. All scheduled and known assets of the estate have been reduced to cash, released to

the debtor as exempt property pursuant to 11 U.S.C. § 522, or have been or will be abandoned

pursuant to 11 U.S.C. § 554

disposition of all property of the estate is attached as Exhibit A.

. An individual estate property record and report showing the

$

$

The remaining funds are available for distribution.

Leaving a balance on hand of

Other payments to the debtor

Non-estate funds paid to 3rd Parties

4. The trustee realized the gross receipts of

Funds were disbursed in the following amounts:

Administrative expenses

Other payments to creditors

19,314.37

0.00

0.00

0.00

0.00

19,314.37 1

Payments made under an

interim distribution

Exemptions paid to the debtor

0.00

0.00

Bank service fees 0.00

UST Form 101-7-TFR (05/1/2011)

1The balance of funds on hand in the estate may continue to earn interest until disbursed. The interest

earned prior to disbursement will be distributed pro rata to creditors within each priority category. The trustee may

receive additional compensation not to exceed the maximum compensation set forth under 11 U.S.C. § 326(a) on

account of the disbursement of the additional interest.

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 1 of 9
5. Attached as Exhibit B is a cash receipts and disbursements record for each estate bank

account.

which will receive a distribution have been examined and any objections to the allowance

of claims have been resolved. If applicable, a claims analysis, explaining why payment on any

claim is not being made, is attached as

7. The Trustee's proposed distribution is attached as

Exhibit C

Exhibit D

6. The deadline for filing non-governmental claims in this case was 01/27/2017

.

.

and the deadline for filing governmental claims was 02/27/2017. All claims of each class

8. Pursuant to 11 U.S.C. § 326(a), the maximum compensation allowable to the trustee is

compensation may increase.

received reimbursement for reasonable and necessary expenses in the amount of

$2,681.44. To the extent that additional interest is earned before case closing, the maximum

The trustee has received $0.00 as interim compensation and now requests the

sum of $2,681.44, for a total compensation of $2,681.44. In addition, the trustee

and now requests reimbursement for expenses of $0.00, for total expenses of

$0.00.

$0.00

2

2

/s/Brian Audette

Pursuant to Fed R Bank P 5009, I hereby certify, under penalty of perjury, that the

foregoing report is true and correct.

Date: By:

STATEMENT: This Uniform Form is associated with an open bankruptcy case, therefore, Paperwork Reduction

Act exemption 5 C.F.R. §1320.4(a)(2) applies.

05/30/2017

Trustee

UST Form 101-7-TFR (05/1/2011)

2 If the estate is administratively insolvent, the dollar amounts reflected in this paragraph

may be higher than the amounts listed in the Trustee's Proposed Distribution (Exhibit D)

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 2 of 9
Filed (f) or Converted (c):

Claims Bar Date:

Form 1

Individual Estate Property Record and Report

Asset Cases

Period Ending: 05/30/17

Trustee: Brian Audette, Chapter 7 Trustee

Asset Description

(Scheduled And Unscheduled (u) Property)

Petition/

Unscheduled

Values

Estimated Net Value

(Value Determined By Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

Abandoned

OA=§554(a)

Sale/Funds

Received by

the Estate

Asset Fully

Administered (FA)/

Gross Value of

Remaining Assets

1 2 3 4 5 6

Case Number:

Page: 1

16-28129

01/27/17

Ref. #

Case Name: SVOBODA, CHRISTOPHER J

§341(a) Meeting Date: 09/27/16

08/31/16 (f)

(330232)

Exhibit A

8606 45th Street, Lyons IL 60534-0000, Cook

Sing

Imported from original petition Doc# 1

1 138,889.00 0.00 0.00 FA

Cash

Imported from original petition Doc# 1

2 30.00 30.00 0.00 FA

Deposits of money: JPMorgan Chase account ending

Imported from original petition Doc# 1

3 560.00 35.66 0.00 FA

Everyday Household Goods

Imported from original petition Doc# 1

4 640.00 640.00 0.00 FA

Electronics including personal computer

Imported from original petition Doc# 1

5 405.00 405.00 0.00 FA

Everyday Wearing Apparel

Imported from original petition Doc# 1

6 100.00 0.00 0.00 FA

Miscellaneous

Imported from original petition Doc# 1

7 20.00 20.00 0.00 FA

Exercise Equipment and Guitar with Amp

Imported from original petition Doc# 1

8 390.00 390.00 0.00 FA

First Investors Life Insurance Company

Whole Lif

Imported from original petition Doc# 1

9 21,195.84 19,314.37 19,314.37 FA

Ret. or Pension Acct.: Local 701 Automobile Mech

Imported from original petition Doc# 1

10 0.00 0.00 0.00 FA

Accounts receivable from prior business (approxi

Imported from original petition Doc# 1

11 2,000.00 2,000.00 0.00 FA

State of Illinois tax refund: State

Imported from original petition Doc# 1

12 245.00 245.00 0.00 FA

Drivers license

Imported from original petition Doc# 1

13 0.00 0.00 0.00 FA

List of former customers when representing Matco

Imported from original petition Doc# 1

14 0.00 0.00 0.00 FA

Chevrolet Cruze 2016 6,900. Entire property valu

Imported from original petition Doc# 1

15 0.00 0.00 0.00 FA

Printed: 05/30/2017 11:09 AM V.13.30

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 3 of 9
Filed (f) or Converted (c):

Claims Bar Date:

Form 1

Individual Estate Property Record and Report

Asset Cases

Period Ending: 05/30/17

Trustee: Brian Audette, Chapter 7 Trustee

Asset Description

(Scheduled And Unscheduled (u) Property)

Petition/

Unscheduled

Values

Estimated Net Value

(Value Determined By Trustee,

Less Liens, Exemptions,

and Other Costs)

Property

Abandoned

OA=§554(a)

Sale/Funds

Received by

the Estate

Asset Fully

Administered (FA)/

Gross Value of

Remaining Assets

1 2 3 4 5 6

Case Number:

Page: 2

16-28129

01/27/17

Ref. #

Case Name: SVOBODA, CHRISTOPHER J

§341(a) Meeting Date: 09/27/16

08/31/16 (f)

(330232)

Exhibit A

Chevrolet S-10 Pickup 1999 159,106 Debtor's esti

Imported from original petition Doc# 1

16 1,000.00 0.00 0.00 FA

Used tool box and tools. Tool box estimated valu

Imported from original petition Doc# 1

17 4,500.00 0.00 0.00 FA

2013 laptop computer

Imported from original petition Doc# 1

18 300.00 300.00 0.00 FA

18 Assets Totals (Excluding unknown values) $170,274.84 $23,380.03 $19,314.37 $0.00

Major Activities Affecting Case Closing:

Initial Projected Date Of Final Report (TFR): December 31, 2017 Current Projected Date Of Final Report (TFR): December 31, 2017

Printed: 05/30/2017 11:09 AM V.13.30

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 4 of 9
Blanket Bond:

Separate Bond:

Description of Transaction

Form 2

Cash Receipts And Disbursements Record

05/30/17

Taxpayer ID #: **-***0702

Case Number:

Bank Name:

$5,000,000.00 (per case limit)

******7766 - Checking Account

Rabobank, N.A.

Trans.

Date

{Ref #} /

Check # Paid To / Received From

Receipts

$

Disbursements

$ Account Balance

Checking

Trustee: Brian Audette, Chapter 7 Trustee (330232)

Page: 1

16-28129

Case Name: SVOBODA, CHRISTOPHER J

N/A

1 2 3 4 5 6 7

Account:

Period Ending:

T-Code

Exhibit B

01/19/17 {9} Chase Proceeds from cashed out insurance policy 1129-000 19,314.37 19,314.37

ACCOUNT TOTALS 19,314.37 0.00 $19,314.37

Less: Bank Transfers 0.00 0.00

Subtotal 19,314.37 0.00

Less: Payments to Debtors 0.00

NET Receipts / Disbursements $19,314.37 $0.00

19,314.37 0.00 19,314.37

Net

Receipts

Net

Disbursements

Account

Balances

Checking # ******7766

TOTAL - ALL ACCOUNTS

$19,314.37 $0.00 $19,314.37

{} Asset reference(s) Printed: 05/30/2017 11:09 AM V.13.30

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 5 of 9
Claimant Name Type

Case: 16-28129 SVOBODA, CHRISTOPHER J

Case Balance: $19,314.37 Total Proposed Payment: $19,314.37 Remaining Balance: $0.00

Exhibit C - Claims Proposed Distribution

Claim #

Amount

Filed

Amount

Allowed

Paid

to Date

Claim

Balance

Proposed

Payment

Remaining

Funds

Printed: 05/30/17 11:09 AM Page: 1

Brian Audette, Chapter 7 2,681.44 0.00

Trustee

2,681.44 2,681.44 2,681.44 16,632.93

<2100-00 Trustee Compensation>

Admin Ch. 7

1 Discover Personal Loan Unsecured 20,133.76 20,133.76 0.00 20,133.76 4,641.91 11,991.02

2 Discover Bank Unsecured 3,669.33 3,669.33 0.00 3,669.33 845.97 11,145.05

3 ACAR Leasing LTD Unsecured 2,164.89 2,164.89 0.00 2,164.89 499.12 10,645.93

Capital One Bank (USA), 1,022.89 0.00

N.A.

4 Unsecured 1,022.89 1,022.89 235.83 10,410.10

5 Daniel P. Svoboda and Unsecured 30,692.00 30,692.00 0.00 30,692.00 7,076.13 3,333.97

6 Cavalry SPV I, LLC Unsecured 7,999.49 7,999.49 0.00 7,999.49 1,844.31 1,489.66

7 American Express Bank, FSBUnsecured 6,461.27 6,461.27 0.00 6,461.27 1,489.66 0.00

Total for Case 16-28129 :

$2,681.44 $2,681.44 $0.00 $2,681.44

$72,143.63 $72,143.63 $0.00 $16,632.93

Amount

Filed

Amount

Allowed

Paid

to Date

Proposed

Payment

$74,825.07 $0.00 $19,314.37

Total Administrative Claims :

Total Unsecured Claims :

CASE SUMMARY

23.055300%

100.000000%

% paid

$74,825.07 $74,825.07

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 6 of 9
Case No.:

Case Name:

Trustee Name:

Exhibit D

16-28129

SVOBODA, CHRISTOPHER J

Brian Audette

TRUSTEE'S PROPOSED DISTRIBUTION

Claims of secured creditors will be paid as follows:

Claimant Proposed

Payment

Balance on hand: $ 19,314.37

Claim

No.

Interim Payments

to Date

Allowed Amount

of Claim

Claim

Asserted

None

Remaining balance: $ 19,314.37

Total to be paid to secured creditors: $ 0.00

Applications for chapter 7 fees and administrative expenses have been filed as follows:

Reason/Applicant Interim Payments

to Date

Proposed

Payment

Total Requested

Trustee, Fees - Brian Audette, Chapter 7 Trustee 2,681.44 0.00 2,681.44

Remaining balance: $ 16,632.93

Total to be paid for chapter 7 administration expenses: $ 2,681.44

Applications for prior chapter fees and administrative expenses have been filed as follows:

Reason/Applicant Interim Payments

to Date

Proposed

Payment

Total Requested

None

Remaining balance: $ 16,632.93

Total to be paid for prior chapter administrative expenses: $ 0.00

In addition to the expenses of administration listed above as may be allowed by the

Allowed priority claims are:

general (unsecured) creditors.

Court, priority claims totaling $0.00 must be paid in advance of any dividend to

Claim 

No

Proposed

Payment

Claimant Allowed Amount

of Claim

Interim Payments

to Date

None

The actual distribution to wage claimants included above, if any, will be the proposed

payment less applicable withholding taxes (which will be remitted to the appropriate taxing

authorities).

Remaining balance: $ 16,632.93

Total to be paid for priority claims: $ 0.00

UST Form 101-7-TFR (05/1/2011)

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 7 of 9
Timely allowed general (unsecured) claims are as follows:

Claim 

No

Proposed

Payment

Claimant Allowed Amount

of Claim

only after all allowed administrative and priority claims have been paid in full.

Timely claims of general (unsecured) creditors totaling $ 72,143.63 have been allowed and

The timely allowed general (unsecured) dividend is anticipated to be 23.1 percent,

will be paid pro rata

Interim Payments

to Date

plus interest (if applicable).

1 Discover Personal Loan 20,133.76 0.00 4,641.91

2 Discover Bank 3,669.33 0.00 845.97

3 ACAR Leasing LTD 2,164.89 0.00 499.12

4 Capital One Bank (USA), N.A. 1,022.89 0.00 235.83

5 Daniel P. Svoboda and 30,692.00 0.00 7,076.13

6 Cavalry SPV I, LLC 7,999.49 0.00 1,844.31

7 American Express Bank, FSB 6,461.27 0.00 1,489.66

Remaining balance: $ 0.00

Total to be paid for timely general unsecured claims: $ 16,632.93

Tardily filed general (unsecured) claims are as follows:

allowed and will be paid pro rata only after all allowed administrative, priority and timely filed

Tardily filed claims of general (unsecured) creditors totaling $ 0.00 have been

to be 0.0 percent, plus interest (if applicable).

general (unsecured) claims have been paid in full. The tardily filed claim dividend is anticipated

Claim 

No

Proposed

Payment

Claimant Allowed Amount

of Claim

Interim Payments

to Date

None

Remaining balance: $ 0.00

Total to be paid for tardy general unsecured claims: $ 0.00

UST Form 101-7-TFR (05/1/2011)

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 8 of 9
Subordinated unsecured claims for fines, penalties, forfeitures or damages and claims

ordered subordinated by the Court are as follows:

pro rata only after all allowed administrative, priority and general (unsecured) claims have been paid

ordered subordinated by the Court totaling $ 0.00 have been allowed and will be paid

in full. The dividend for subordinated unsecured claims is anticipated to be 0.0 percent,

Subordinated unsecured claims for fines, penalties, forfeitures, or damages and claims

Claim 

No

Proposed

Payment

Claimant Allowed Amount

of Claim

Interim Payments

to Date

plus interest (if applicable).

None

Remaining balance: $ 0.00

Total to be paid for subordinated claims: $ 0.00

UST Form 101-7-TFR (05/1/2011)

Case 16-28129 Doc 17 Filed 06/14/17 Entered 06/14/17 16:29:02 Desc Main

 Document Page 9 of 9