UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

In re: 

Stephen D Tenuto

Debtor(s)

Case No. 16-27887

CHAPTER 13 STANDING TRUSTEE’S FINAL REPORT AND ACCOUNT

Glenn Stearns, chapter 13 trustee, submits the following Final Report and Account of the 

administration of the estate pursuant to 11 U.S.C. § 1302(b)(1). The trustee declares as follows:

1) The case was filed on 08/30/2016, and was converted to chapter 13 on 04/28/2017.

2) The plan was confirmed on NA .

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. § 1329 on

NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan 

on NA .

5) The case was dismissed on 07/21/2017.

6) Number of months from filing to last payment: 0.

7) Number of months case was pending: 5.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $3,279.92.

10) Amount of unsecured claims discharged without payment: $0.00.

11) All checks distributed by the trustee relating to this case have cleared the bank.

UST Form 101-13-FR-S (9/1/2009)

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Receipts:

Total paid by or on behalf of the debtor $0.00

Less amount refunded to debtor $0.00

NET RECEIPTS: $0.00

Expenses of Administration:

Attorney’s Fees Paid Through the Plan $0.00

Court Costs $0.00

Trustee Expenses & Compensation $0.00

Other $0.00

TOTAL EXPENSES OF ADMINISTRATION: $0.00

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

CITIZENS FINANCE Unsecured 442.02 NA NA 0.00 0.00

CITIZENS FINANCE Secured 0.00 NA NA 0.00 0.00

ILLINOIS DEPT OF REVENUE Priority 0.00 NA NA 0.00 0.00

INTERNAL REVENUE SERVICE Priority 15,462.85 NA NA 0.00 0.00

REGIONAL ACCEPTANCE CORPORAT Unsecured 11,383.00 NA NA 0.00 0.00

REGIONAL ACCEPTANCE CORPORAT Secured 8,910.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 1,000.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 1,000.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 1,000.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 25.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 25.00 NA NA 0.00 0.00

ACCOUNT RECOVERY SERVICES/DIT Unsecured 25.00 NA NA 0.00 0.00

ADVANCE AMERICA Unsecured 442.02 NA NA 0.00 0.00

AMERICAN COLLECTIONS/TCF NATI Unsecured 1,851.00 NA NA 0.00 0.00

AMERICAN COLLECTIONS/TCF NATI Unsecured 1,096.00 NA NA 0.00 0.00

AMERICAN COLLECTIONS/TCF NATI Unsecured 480.00 NA NA 0.00 0.00

AMERICAN EXPRESS Unsecured 1,134.00 NA NA 0.00 0.00

ARGON CREDIT Unsecured 8,862.00 NA NA 0.00 0.00

BARCLAYS BANK DELAWARE Unsecured 4,100.00 NA NA 0.00 0.00

BELL FUNDING GROUP Unsecured 3,000.00 NA NA 0.00 0.00

CAPITAL ONE Unsecured 6,577.00 NA NA 0.00 0.00

CAPITAL ONE Unsecured 807.00 NA NA 0.00 0.00

CFS AURORA Unsecured 1,720.00 NA NA 0.00 0.00

CHASE Unsecured 1,422.02 NA NA 0.00 0.00

COLLEGE OF DUPAGE Unsecured 550.00 NA NA 0.00 0.00

CORPORATE AMERICA FCU Unsecured 961.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

CORPORATE AMERICA FCU Unsecured 357.00 NA NA 0.00 0.00

CREDIT ONE BANK Unsecured 915.00 NA NA 0.00 0.00

EDUCATION DEPAUL UNIVERSITY Unsecured 3,850.00 NA NA 0.00 0.00

GREAT LAKES CREDIT UNION Unsecured 1,398.00 NA NA 0.00 0.00

HEIGHTS FINANCIAL Unsecured 10,693.00 NA NA 0.00 0.00

HSBC/DISCOVER Unsecured 766.82 NA NA 0.00 0.00

HSBC/ORCHARD BANK Unsecured 868.24 NA NA 0.00 0.00

JVDB ASC/SIR FINANCE CORP Unsecured 1,706.00 NA NA 0.00 0.00

LAKE FOREST BANK & TRUST Unsecured 805.00 NA NA 0.00 0.00

MERCHANTS CREDIT GUIDE Unsecured 90.00 NA NA 0.00 0.00

MERRICK BANK Unsecured 1,430.00 NA NA 0.00 0.00

MERRICK BANK/GEICO CARD Unsecured 1,430.00 NA NA 0.00 0.00

MIDLAND FUNDING Unsecured 1,266.70 NA NA 0.00 0.00

PAYDAY ONE Unsecured 1,121.40 NA NA 0.00 0.00

PROSPER MARKETPLACE Unsecured 4,162.00 NA NA 0.00 0.00

SECURITY FINANCE Unsecured 1,768.00 NA NA 0.00 0.00

SYNCHRONY BANK/AMAZON Unsecured 554.00 NA NA 0.00 0.00

SYNCHRONY BANK/WALMART Unsecured 922.00 NA NA 0.00 0.00

TEK COLLECT INC/ADAM C SZATKOWUnsecured 1,714.00 NA NA 0.00 0.00

TOYOTA FINANCIAL SERVICES Unsecured 10,714.00 NA NA 0.00 0.00

TURNER ACCEPTANCE CRP Unsecured 1,651.00 NA NA 0.00 0.00

UNIVERSAL LENDERS INC Unsecured 3,160.00 NA NA 0.00 0.00

WORLD ACCEPTANCE CORP Unsecured 1,765.00 NA NA 0.00 0.00

AAA CHECKMATE LLC Unsecured 1,693.49 NA NA 0.00 0.00

ADVANCE PAYCHECK INC Unsecured 722.62 NA NA 0.00 0.00

ALL CREDIT LENDERS Unsecured 1,200.00 NA NA 0.00 0.00

BMAC LOANS Unsecured 2,777.91 NA NA 0.00 0.00

BMO HARRIS BANK Unsecured 4,481.82 NA NA 0.00 0.00

BROOKWOOD LOANS Unsecured 3,369.85 NA NA 0.00 0.00

BROTHER LOAN FINANCE Unsecured 1,892.23 NA NA 0.00 0.00

CAVALRY PORTFOLIO SERVICES/OR Unsecured 930.57 NA NA 0.00 0.00

CHASE Unsecured 699.73 NA NA 0.00 0.00

CHASE Unsecured 1,422.02 NA NA 0.00 0.00

CITIZENS BANK Unsecured 2,279.58 NA NA 0.00 0.00

CORPORATE ALERICA FAMILY CRED Unsecured 1,282.09 NA NA 0.00 0.00

DNF ASSOCIATES LLC Unsecured 3,482.93 NA NA 0.00 0.00

ELGIN COMMUNITY COLLEGE Unsecured 527.50 NA NA 0.00 0.00

ENTERPRISE HOLDINGS Unsecured 174.73 NA NA 0.00 0.00

FIRST MERIT BANK Unsecured 2,800.00 NA NA 0.00 0.00

JEFFERSON CAPITAL SYSTEMS Unsecured 1,121.40 NA NA 0.00 0.00

MEADOWS CREDIT UNION Unsecured 2,704.79 NA NA 0.00 0.00

MID AMERICA BANK & TRUST Unsecured 752.00 NA NA 0.00 0.00

NATIONAL PAYDAY LOAN Unsecured 375.00 NA NA 0.00 0.00

OPPORTUNITY FINANCIAL LLC Unsecured 1,000.00 NA NA 0.00 0.00

PAYPAL BILL ME LATER Unsecured 2,319.33 NA NA 0.00 0.00

PORTFOLIO RECOVERY ASSOCIATES Unsecured 6,577.00 NA NA 0.00 0.00

PORTFOLIO RECOVERY ASSOCIATES Unsecured 807.06 NA NA 0.00 0.00

PORTFOLIO RECOVERY ASSOCIATES Unsecured 786.36 NA NA 0.00 0.00

QUICK CLICK LOANS Unsecured 2,667.00 NA NA 0.00 0.00

RIVER FINANCIAL Unsecured 495.79 NA NA 0.00 0.00

SIR FINANCE CORPORATION Unsecured 2,055.87 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

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Scheduled Creditors:

Creditor

Name Class

Claim

Scheduled

Claim

Asserted

Claim

Allowed

Int.

Paid

Principal

Paid

SOVEREIGN ADVANCE Unsecured 500.00 NA NA 0.00 0.00

SPOT/LOAN Unsecured 1,099.20 NA NA 0.00 0.00

TARGET FINANCIAL LLC Unsecured 700.00 NA NA 0.00 0.00

TCF BANK Unsecured 3,142.78 NA NA 0.00 0.00

TELECHECK Unsecured 125.00 NA NA 0.00 0.00

TELECHECK Unsecured 125.00 NA NA 0.00 0.00

TOTAL LOAN COMPANY Unsecured 3,500.00 NA NA 0.00 0.00

TREMONT LENDING Unsecured 286.40 NA NA 0.00 0.00

TREMONT LENDING Unsecured 286.40 NA NA 0.00 0.00

ZINGO CASH Unsecured 2,299.54 NA NA 0.00 0.00

Summary of Disbursements to Creditors:

Secured Payments:

Mortgage Ongoing

Mortgage Arrearage

Debt Secured by Vehicle

All Other Secured

TOTAL SECURED:

Priority Unsecured Payments:

Domestic Support Arrearage

Domestic Support Ongoing

All Other Priority

TOTAL PRIORITY:

GENERAL UNSECURED PAYMENTS:

Claim

Allowed

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Principal

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Interest

Paid

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Disbursements:

Expenses of Administration $0.00

Disbursements to Creditors $0.00

TOTAL DISBURSEMENTS : $0.00

UST Form 101-13-FR-S (9/1/2009)

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12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009, 

the estate has been fully administered, the foregoing summary is true and complete, and all 

administrative matters for which the trustee is responsible have been completed. The trustee 

requests a final decree be entered that discharges the trustee and grants such other relief as may 

be just and proper.

Dated: 09/25/2017

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction 

Act exemption 5 C.F.R. § 1320.4(a)(2) applies.

By:/s/ Glenn Stearns

Trustee

UST Form 101-13-FR-S (9/1/2009)

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