This section of the FEDERAL REGISTER

contains notices to the public of the proposed

issuance of rules and regulations. The

purpose of these notices is to give interested

persons an opportunity to participate in the

rule making prior to the adoption of the final

rules.

Proposed Rules Federal Register

16700 

Vol. 76, No. 58 

Friday, March 25, 2011 

DEPARTMENT OF DEFENSE 

[Docket ID DOD–2011–OS–0036] 

2 CFR Chapter XI 

5 CFR Chapter XXVI 

32 CFR Chapters I, V, VI, VII, XII, and 

Subtitle A 

33 CFR Chapter II 

36 CFR Chapter III 

40 CFR Chapter VII 

48 CFR Chapters 1, 2, 52, and 54 

Reducing Regulatory Burden; 

Retrospective Review Under E.O. 

13563 

AGENCY: Department of Defense, Office 

of the Secretary. 

ACTION: Request for information. 

SUMMARY: In response to President 

Obama’s Executive Order 13563, 

‘‘Improving Regulation and Regulatory 

Review,’’ the Department of Defense 

invites public comments on how it can 

change, streamline, or repeal its 

regulations. DoD will continue to work 

with the public and the business 

community to determine how its 

regulations can increase efficiency, 

transparency, and provide 

accountability. 

DATES: Comments are requested by 

April 8, 2011. 

ADDRESSES: You may submit comments, 

identified by docket number and title, 

by any of the following methods: 

• Federal Rulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Federal Docket Management 

System Office, 1160 Defense Pentagon, 

OSD Mailroom 3C843, Washington, DC 

20301–1160. 

Instructions: All submissions received 

must include the agency name and 

docket number for this Federal Register 

document. The general policy for 

comments and other submissions from 

members of the public is to make these 

submissions available for public 

viewing on the Internet at http:// 

www.regulations.gov as they are 

received without change, including any 

personal identifiers or contact 

information. 

FOR FURTHER INFORMATION CONTACT: 

Robert Cushing, Jr., 703–696–5282. 

SUPPLEMENTARY INFORMATION: DoD 

regulations may be viewed by going to 

the eCFR at http://ecfr.gpoaccess.gov/ 

cgi/t/text/textidx?c=ecfr&tpl=%2Findex.tpl and 

searching titles 2, 5, 32, 33, 36, 40, and/ 

or 48. 

Dated: March 21, 2011. 

Morgan F. Park, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

[FR Doc. 2011–7051 Filed 3–24–11; 8:45 am] 

BILLING CODE 5001–06–P 

DEPARTMENT OF AGRICULTURE 

Animal and Plant Health Inspection 

Service 

7 CFR Part 319 

[Docket No. APHIS–2010–0101] 

RIN 0579–AD39 

Importation of French Beans and 

Runner Beans From the Republic of 

Kenya Into the United States 

AGENCY: Animal and Plant Health 

Inspection Service, USDA. 

ACTION: Proposed rule. 

SUMMARY: We are proposing to amend 

the fruits and vegetables regulations to 

allow the importation of French beans 

and runner beans from the Republic of 

Kenya into the United States. As a 

condition of entry, both commodities 

would have to be produced in 

accordance with a systems approach 

that would include requirements for 

packing, washing, and processing. Both 

commodities would also be required to 

be accompanied by a phytosanitary 

certificate attesting that all 

phytosanitary requirements have been 

met and that the consignment was 

inspected and found free of quarantine 

pests. This action would allow for the 

importation of French beans and runner 

beans from the Republic of Kenya into 

the United States while continuing to 

provide protection against the 

introduction of plant pests. 

DATES: We will consider all comments 

that we receive on or before May 24, 

2011. 

ADDRESSES: You may submit comments 

by either of the following methods: 

• Federal eRulemaking Portal: Go to 

http://www.regulations.gov/fdmspublic/ 

component/ 

main?main=DocketDetail&d=APHIS2010-0101 to submit or view comments 

and to view supporting and related 

materials available electronically. 

• Postal Mail/Commercial Delivery: 

Please send one copy of your comment 

to Docket No. APHIS–2010–0101, 

Regulatory Analysis and Development, 

PPD, APHIS, Station 3A–03.8, 4700 

River Road Unit 118, Riverdale, MD 

20737–1238. Please state that your 

comment refers to Docket No. APHIS– 

2010–0101. 

Reading Room: You may read any 

comments that we receive on this 

docket in our reading room. The reading 

room is located in room 1141 of the 

USDA South Building, 14th Street and 

Independence Avenue, SW., 

Washington, DC. Normal reading room 

hours are 8 a.m. to 4:30 p.m., Monday 

through Friday, except holidays. To be 

sure someone is there to help you, 

please call (202) 690–2817 before 

coming. 

Other Information: Additional 

information about APHIS and its 

programs is available on the Internet at 

http://www.aphis.usda.gov. 

FOR FURTHER INFORMATION CONTACT: Mr. 

Phillip Grove, Regulatory Coordinator, 

PPQ, APHIS, 4700 River Road Unit 156, 

Riverdale, MD 20737–1231; (301) 734– 

6280. 

SUPPLEMENTARY INFORMATION: 

Background 

The regulations in ‘‘Subpart—Fruits 

and Vegetables’’ (7 CFR 319.56–1 

through 319.56–50, referred to below as 

the regulations) prohibit or restrict the 

importation of fruits and vegetables into 

the United States from certain parts of 

the world to prevent the introduction 

and dissemination of plant pests within 

the United States. 

The national plant protection 

organization (NPPO) of the Republic of 

Kenya has requested that the Animal 

and Plant Health Inspection Service 

(APHIS) amend the regulations to allow 


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French beans and runner beans from the 

Republic of Kenya to be imported into 

the United States. As part of our 

evaluation of Kenya’s request, we 

prepared a pest risk assessment (PRA) 

and a risk management document. 

Copies of the PRA and the risk 

management document may be obtained 

from the person listed under FOR

FURTHER INFORMATION CONTACT or 

viewed on the Regulations.gov Web site 

(see ADDRESSES above for instructions 

for accessing Regulations.gov). 

The PRA, titled ‘‘Importation of 

French Bean, Phaseolus vulgaris L., and 

Runner Bean, Phaseolus coccineus L., 

from Kenya into the United States: A 

Qualitative, Pathway-initiated Risk 

Assessment’’ (February 2009), evaluates 

the risks associated with the 

importation of French beans and runner 

beans into the United States from 

Kenya. The PRA and supporting 

documents identified ten pests of 

quarantine significance present in 

Kenya that could be introduced into the 

United States through the importation of 

French beans or runner beans. Eight of 

these pests were determined to have a 

high risk potential. These are Bactrocera 

cucurbitae, Chrysodeixis chalcites, 

Dacus ciliatus, Helicoverpa armigera, 

Liriomyza huidobrensis, 

Maconellicoccus hirsutus, Spodoptera 

littoralis, and Thaumatotibia leucotreta. 

Two of the pests were determined to 

have a medium risk potential: Lampides 

boeticus and Maruca vitrata. 

APHIS has determined that measures 

beyond standard port-of-entry 

inspection are required to mitigate the 

risks posed by these plant pests. 

Therefore, we are proposing to allow the 

importation of French beans and runner 

beans from Kenya into the United States 

and its territories only if they are 

produced in accordance with a systems 

approach. 

The systems approach would require 

that the commodity be packed in 

packing facilities that are approved and 

registered with Kenya’s NPPO. Each 

shipping box would have to be marked 

with the identity of the packing facility 

so that shipments can be traced back to 

the facility in the event of the discovery 

of a pest. 

The beans would have to be washed 

in potable water, which will assist in 

removing any insects feeding on 

individual beans. 

We would require the beans to be 

inspected by the Kenyan NPPO and 

found to be free of quarantine pests 

before being exported to the United 

States. The pests Chrysodeixis chalcites, 

Helicoverpa armigera, Lampides 

boeticus, Maruca vitrata, and 

Spodoptera littoralis cause obvious 

feeding damage and frass on beans, 

allowing beans infested with these pests 

to be eliminated during packing. These 

pests are also relatively large and easily 

seen during inspection. 

In addition to causing obvious 

damage, Maconellicoccus hirsutus is a 

pink hibiscus mealy bug whose grayishpink bodies are covered with mealy 

white wax and with white wax 

filaments projecting from the body, 

making the pest easily visible on 

infested beans. The pest Liriomyza 

huidobrensis is a leafminer whose 

mines are easily seen on bean leaves 

and pods, and therefore beans with 

damage caused by this pest can be 

culled during packing. Inspection is an 

effective mitigation for all the above 

pests. 

The pests Bactrocera cucurbitae, 

Dacus ciliatus, and Thaumatotibia 

leucotreta are internal feeders, and 

infestation by these pests cannot be 

easily detected by inspection of whole 

beans. Therefore, we are proposing to 

require each bean pod to be either cut 

into chevrons or pieces that do not 

exceed 2 centimeters in length, or 

shredded or split the length of the bean 

pod. Split or shredded bean pod pieces 

would not exceed 8 centimeters in 

length and 8.5 millimeters in diameter. 

Cutting the beans will expose any 

quarantine pests that may be present 

during inspection, while shredding the 

beans will both expose and destroy 

internal feeding pests. Cutting or 

splitting the beans also allows for the 

detection of any larvae that may be 

present during inspection. 

Only commercial consignments of 

French beans and runner beans would 

be allowed to be imported from Kenya. 

Produce grown commercially is less 

likely to be infested with plant pests 

than noncommercial consignments. 

Noncommercial consignments are more 

prone to infestations because the 

commodity is often ripe to overripe, 

could be of a variety with unknown 

susceptibility to pests, and is often 

grown with little or no pest control. 

Commercial consignments, as defined in 

§ 319.56–2, are consignments that an 

inspector identifies as having been 

imported for sale and distribution. Such 

identification is based on a variety of 

indicators, including, but not limited to: 

Quantity of produce, type of packaging, 

identification of grower or packinghouse 

on the packaging, and documents 

consigning the fruits or vegetables to a 

wholesaler or retailer. 

Consignments of French beans and 

runner beans would also need to be 

accompanied by a phytosanitary 

certificate issued by Kenya’s NPPO 

attesting that all APHIS phytosanitary 

requirements have been met and that 

the consignment was inspected and 

found free of quarantine pests. 

We would add these requirements to 

the regulations in a new § 319.56–51. 

Executive Order 12866 and Regulatory 

Flexibility Act 

This proposed rule has been has been 

determined to be not significant for the 

purposes of Executive Order 12866 and, 

therefore, has not been reviewed by the 

Office of Management and Budget. 

In accordance with the Regulatory 

Flexibility Act, we have analyzed the 

potential economic effects of this action 

on small entities. The analysis is 

summarized below. Copies of the full 

analysis are available by contacting the 

person listed under FOR FURTHER

INFORMATION CONTACT or on the 

Regulations.gov Web site (see 

ADDRESSES above for instructions for 

accessing Regulations.gov). 

Kenya produced an average of about 

37,000 metric tons (MT) of French beans 

per year between 2004 and 2009, of 

which it exported an average of about 

34,000 MT, primarily to the European 

Union (EU). The EU provides a wellestablished market and it is unlikely 

that there would be a large diversion of 

French bean exports by Kenya from this 

market to the United States. 

To examine potential effects of the 

rule for U.S. small entities, we model 

three levels of French bean exports to 

the United States from Kenya, of 

increasing magnitude: the amount that 

Kenya expects to export to the United 

States (800 MT), and amounts equal to 

5 percent and 10 percent of Kenya’s 

average annual exports worldwide, 

2004–2009 (1,750 MT and 3,500 MT). 

The largest assumed level is equivalent 

to 1.3 percent of average annual 

consumption by the United States 

during this same period. 

Yearly French bean imports from 

Kenya of 3,500 MT are estimated to 

result in a price decline of $12.60 per 

MT, or less than 1 cent per pound in the 

wholesale price of green beans, and a 

fall in U.S. production of 1,838 MT. 

Consumption is estimated to increase by 

1,663 MT. Producer welfare could 

decline by $2.92 million and consumer 

welfare could increase by $3.35 million, 

yielding an annual net welfare gain of 

about $430,000. 

While most U.S. green bean producers 

are small entities, the annual decrease 

in producer welfare per small entity for 

the 3,500 MT import scenario is 

estimated to be only about $66, or about 

0.7 percent of average annual sales by 

small entities. The dollar decrease in 

welfare for most small fresh bean 

producers would be even smaller, given 


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16702 Federal Register / Vol. 76, No. 58 / Friday, March 25, 2011 / Proposed Rules 

that the majority planted less than an 

acre in green beans in 2007, while the 

average area planted in green beans by 

small-entity producers was 2.4 acres. 

Also, effects are likely to be smaller than 

indicated, to the extent that fresh 

French bean imports from Kenya would 

displace fresh bean imports from other 

countries. 

Under these circumstances, the 

Administrator of the Animal and Plant 

Health Inspection Service has 

determined that this action would not 

have a significant economic impact on 

a substantial number of small entities. 

Executive Order 12988 

This proposed rule would allow 

French beans and runner beans to be 

imported into the United States from 

Kenya. If this proposed rule is adopted, 

State and local laws and regulations 

regarding French beans and runner 

beans imported under this rule would 

be preempted while the vegetable is in 

foreign commerce. Fresh vegetables are 

generally imported for immediate 

distribution and sale to the consuming 

public and would remain in foreign 

commerce until sold to the ultimate 

consumer. The question of when foreign 

commerce ceases in other cases must be 

addressed on a case-by-case basis. If this 

proposed rule is adopted, no retroactive 

effect will be given to this rule, and this 

rule will not require administrative 

proceedings before parties may file suit 

in court challenging this rule. 

Paperwork Reduction Act 

In accordance with section 3507(d) of 

the Paperwork Reduction Act of 1995 

(44 U.S.C. 3501 et seq.), the information 

collection or recordkeeping 

requirements included in this proposed 

rule have been submitted for approval to 

the Office of Management and Budget 

(OMB). Please send written comments 

to the Office of Information and 

Regulatory Affairs, OMB, Attention: 

Desk Officer for APHIS, Washington, DC 

20503. Please state that your comments 

refer to Docket No. APHIS–2010–0101. 

Please send a copy of your comments to: 

(1) Docket No. APHIS–2010–0101, 

Regulatory Analysis and Development, 

PPD, APHIS, Station 3A–03.8, 4700 

River Road Unit 118, Riverdale, MD 

20737–1238, and (2) Clearance Officer, 

OCIO, USDA, room 404–W, 14th Street 

and Independence Avenue, SW., 

Washington, DC 20250. A comment to 

OMB is best assured of having its full 

effect if OMB receives it within 30 days 

of publication of this proposed rule. 

APHIS is proposing to amend the 

regulations concerning the importation 

of fruits and vegetables to allow the 

importation of French beans and runner 

beans from the Republic of Kenya into 

the United States under a combination 

of mitigations to reduce the risk of 

introducing a variety of pests. As a 

condition of entry, both commodities 

would have to be produced in 

accordance with a systems approach 

that would include requirements for 

packing, washing, and processing. Both 

commodities would also be required to 

be accompanied by a phytosanitary 

certificate attesting that all 

phytosanitary requirements have been 

met and that the consignment was 

inspected and found free of quarantine 

pests. 

Implementing this proposed rule 

would require respondents to complete 

a phytosanitary certificate (foreign), 

register with packinghouses, and label 

boxes. 

We are soliciting comments from the 

public (as well as affected agencies) 

concerning our proposed information 

collection and recordkeeping 

requirements. These comments will 

help us: 

(1) Evaluate whether the proposed 

information collection is necessary for 

the proper performance of our agency’s 

functions, including whether the 

information will have practical utility; 

(2) Evaluate the accuracy of our 

estimate of the burden of the proposed 

information collection, including the 

validity of the methodology and 

assumptions used; 

(3) Enhance the quality, utility, and 

clarity of the information to be 

collected; and 

(4) Minimize the burden of the 

information collection on those who are 

to respond (such as through the use of 

appropriate automated, electronic, 

mechanical, or other technological 

collection techniques or other forms of 

information technology; e.g., permitting 

electronic submission of responses). 

Estimate of burden: Public reporting 

burden for this collection of information 

is estimated to average 0.333 hours per 

response. 

Respondents: Foreign officials, 

importers of French and runner beans. 

Estimated annual number of 

respondents: 2. 

Estimated annual number of 

responses per respondent: 1.5. 

Estimated annual number of 

responses: 3. 

Estimated total annual burden on 

respondents: 1 hour. (Due to averaging, 

the total annual burden hours may not 

equal the product of the annual number 

of responses multiplied by the reporting 

burden per response.) 

Copies of this information collection 

can be obtained from Mrs. Celeste 

Sickles, APHIS’ Information Collection 

Coordinator, at (301) 851–2908. 

E-Government Act Compliance 

The Animal and Plant Health 

Inspection Service is committed to 

compliance with the E-Government Act 

to promote the use of the Internet and 

other information technologies, to 

provide increased opportunities for 

citizen access to Government 

information and services, and for other 

purposes. For information pertinent to 

E-Government Act compliance related 

to this proposed rule, please contact 

Mrs. Celeste Sickles, APHIS’ 

Information Collection Coordinator, at 

(301) 851–2908. 

List of Subjects in 7 CFR Part 319 

Coffee, Cotton, Fruits, Imports, Logs, 

Nursery stock, Plant diseases and pests, 

Quarantine, Reporting and 

recordkeeping requirements, Rice, 

Vegetables. 

Accordingly, we propose to amend 7 

CFR part 319 as follows: 

PART 319—FOREIGN QUARANTINE 

NOTICES 

1. The authority citation for part 319 

continues to read as follows: 

Authority: 7 U.S.C. 450, 7701–7772, and 

7781–7786; 21 U.S.C. 136 and 136a; 7 CFR 

2.22, 2.80, and 371.3. 

2. Add § 319.56–51 to read as follows: 

§ 319.56–51 French beans and runner 

beans from Kenya. 

French beans (Phaseolus vulgaris L.) 

and runner beans (Phaseolus coccineus 

L.) may be imported into the United 

States from Kenya only under the 

conditions described in this section. 

These conditions are designed to 

prevent the introduction of the 

following quarantine pests: Bactrocera 

cucurbitae, Chrysodeixis chalcites, 

Dacus ciliatus, Helicoverpa armigera, 

Lampides boeticus, Liriomyza 

huidobrensis, Maconellicoccus hirsutus, 

Maruca vitrata, Spodoptera littoralis, 

and Thaumatotibia leucotreta. 

(a) Packinghouse requirements. The 

beans must be packed in packing 

facilities that are approved and 

registered with Kenya’s national plant 

protection organization (NPPO). Each 

shipping box must be marked with the 

identity of the packing facility. 

(b) Post-harvest processing. The beans 

must be washed in potable water. Each 

bean pod must be either cut into 

chevrons or pieces that do not exceed 2 

centimeters in length, or shredded or 

split the length of the bean pod. Split or 

shredded bean pod pieces may not 


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Federal Register / Vol. 76, No. 58 / Friday, March 25, 2011 / Proposed Rules 16703 

exceed 8 centimeters in length and 8.5 

millimeters in diameter. 

(c) Commercial consignments. French 

beans and runner beans must be 

imported as commercial consignments 

only. 

(d) Phytosanitary certificate. Each 

consignment of French beans or runner 

beans must be accompanied by a 

phytosanitary certificate issued by 

Kenya’s NPPO attesting that the 

conditions of this section have been met 

and that the consignment has been 

inspected and found free of the pests 

listed in this section. 

Done in Washington, DC, this 21st day of 

March 2011. 

Kevin Shea, 

Acting Administrator, Animal and Plant 

Health Inspection Service. 

[FR Doc. 2011–7088 Filed 3–24–11; 8:45 am] 

BILLING CODE 3410–34–P 

SMALL BUSINESS ADMINISTRATION 

13 CFR Parts 121, 124, 125, 126, and 

127 

[Docket No. SBA–2011–0006] 

Small Business Jobs Act Tour: 

Selected Provisions Having an Effect 

on Government Contracting 

AGENCY: U.S. Small Business 

Administration. 

ACTION: Notice of Public Meetings. 

SUMMARY: The U.S. Small Business 

Administration’s (SBA) Office of 

Government Contracting and Business 

Development (GC/BD) is tasked with 

implementing several provisions of the 

Small Business Jobs Act of 2010 (SBJA). 

On Monday, March 7, 2011, SBA 

announced a series of public meetings 

on its implementation of these 

provisions. The dates, times and 

locations, as well as registration 

information, are set forth below. SBA is 

providing this supplementary 

information on the government 

contracting provisions of the SBJA to 

provide background and focus input. 

DATES: The meetings will be held on the 

dates and times specified in the Event 

Information section of the 

Supplementary Information below. It is 

recommended that all attendees register 

at least one week prior to the scheduled 

meeting date. In addition, comments to 

SBA docket number SBA–2011–0006 

must be received on or before April 16, 

2011. 

ADDRESSES: The meetings will be held at 

the locations specified in the Event 

Information section of the 

Supplementary Information below. 

Parties interested in attending a meeting 

must register by providing the requested 

registration information at http:// 

www.sba.gov/jobsacttour. In addition, 

you may submit comments, identified 

by SBA docket number SBA–2011–0006 

by any of the following methods: 

Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

Mail: Small Business Jobs Act Tour— 

Office of Government Contracting and 

Business Development, U.S. Small 

Business Administration, 409 Third 

Street, SW., Suite 8000, Washington, DC 

20416. 

Hand Delivery/Courier: Richard L. 

Miller, Small Business Jobs Act Tour— 

Office of Government Contracting and 

Business Development, 409 Third 

Street, SW., Washington, DC 20416. 

SBA will post all comments on http:// 

www.regulations.gov. If you wish to 

submit confidential business 

information (CBI) as defined in the User 

Notice at http://www.regulations.gov, 

please submit the information to Mr. 

Miller, address above. Highlight the 

information that you consider to be CBI 

and explain why you believe SBA 

should hold this information as 

confidential. SBA will review the 

information and make the final 

determination whether it will publish 

the information. 

FOR FURTHER INFORMATION CONTACT: 

Richard L. Miller, Small Business Job’s 

Act Tour—Office of Government 

Contracting and Business Development, 

409 Third Street, SW., Washington, DC 

20416, at (202) 205–6895; Fax: (202) 

481–4291; e-mail: 

richard.miller@sba.gov. 

SUPPLEMENTARY INFORMATION

I. Background 

On September 27, 2010, President 

Obama signed the SBJA, which makes 

many significant small business 

program improvements. The new law 

provides critical resources to help small 

businesses continue to drive economic 

recovery and create jobs. The new law 

extended the successful SBA enhanced 

loan provisions while offering billions 

more in lending support, tax cuts, and 

other opportunities for entrepreneurs 

and small business owners. The new 

law also contained numerous provisions 

to help enhance small businesses ability 

to compete in government contracting 

and subcontracting. For example, the 

law addresses small business set-asides 

on multiple award contracts, contract 

consolidation, and timely payments to 

small business subcontractors. The 

contracting provisions also dovetail 

with recommendations released by the 

Interagency Task Force on Small 

Business Contracting in September 

(http://www.sba.gov/content/ 

interagency-task-force-federalcontracting-opportunities-smallbusinesses). The Task Force was 

established by the President in April 

2010 to identify ways in which to 

increase small business participation in 

the federal marketplace so that agencies 

meet and exceed their small business 

contracting goals. 

Accordingly, SBA will conduct a 

Small Business Jobs Act Tour that will 

cover 13 cities. The objective of the tour 

is to provide information on SBJA 

provisions and to receive input on key 

SBJA provisions. 

II. Topics and Agenda 

While the agenda may vary from city 

to city, a typical agenda is below. Please 

visit http://www.sba.gov/jobsacttour for 

updates on each location’s agenda. 

9 to 10 am .......................... Opening Keynote & Overview of Small Business Jobs Act. 

10 to 10:15 am ................... Break. 

10:15 to 11:30 am .............. Room 1—CONTRACTING 

Discussion and intake session surrounding key Jobs Act provisions: multiple-award set-asides, bundling, consolidation of requirements, subcontracting, mentor-prote ́ge ́ programs, presumption of loss and misrepresentation 

issues, and annual certification issues. 

Room 2—LENDER ROUNDTABLE 

Discussion for current and prospective SBA lenders: new efforts to simplify/streamline, enhance customer service 

in areas such as lending policy, processing, and oversight. 

Room 3—EXPORTING 

Discussion of new exporting tools: increased loan sizes, the Export Express program, state-level STEP grants, and 

additional efforts under the National Export Initiative. 

11:30 am to 12:45 pm ........ Room 1—CONTRACTING (session above continues) 

Room 2—LENDER ROUNDTABLE (session above continues) 


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