EXHIBIT 10.9.12

                               SUBORDINATION AGREEMENT
                               -----------------------



             THIS SUBORDINATION AGREEMENT (the "AGREEMENT") is made and
        entered into as of February 28, 1997 by and among Chempower, Inc., an
        Ohio corporation with its principal offices at 807 East Turkeyfoot
        Lake Road, Akron, Ohio 44319 (the "BORROWER"); First National Bank of
        Ohio, a national banking association with its principal offices at 106
        S. Main Street, Akron, Ohio 44308 (the "LENDER"); and Toomas J. Kukk,
        an individual whose residence address is 4140 Derrwood Drive, Akron,
        Ohio 44313 ("KUKK"), Mark L. Rochester, an individual whose residence
        address is 3905 Daventry Street, N. Canton, Ohio ("ROCHESTER") and
        Kukk, as agent (the "AGENT") for Rochester and Kukk, the former
        principal shareholders of Borrower ("PRINCIPAL SHAREHOLDERS").

                                   R E C I T A L S:

             A.   Lender and Borrower are parties to a certain Loan Agreement
        of even date herewith (the "LOAN AGREEMENT" and, together with the
        other documents and instruments described therein and relating
        thereto, the "LOAN DOCUMENTS") pursuant to which the Lender has agreed
        to make a revolving loan in the maximum principal amount at any time
        outstanding of Fifteen Million Seven Hundred Thousand Dollars
        ($15,700,000) (the "LOAN") to Borrower. 

             B.   The Loan is to be secured by a security interest in and to
        all of the assets of Borrower and each of its Subsidiaries, including,
        without limitation, accounts, inventory, equipment, fixtures and
        general intangibles (the "COLLATERAL") and by a mortgage or similar
        interest in and to certain real estate owned by the Borrower (the
        "OWNED PROPERTIES") and certain real estate (the "PURCHASED
        PROPERTIES") owned by Holiday Properties, a general partnership in
        which Kukk is a general partner, and which will be sold to Borrower
        pursuant to a Purchase Agreement and associated Land Installment
        Contracts (the "LAND CONTRACTS"). 

             C.   Borrower will use a portion of the proceeds of the Loan to
        fund certain transactions (the "MERGER TRANSACTION") provided for in
        an Agreement and Plan of Merger (the "MERGER AGREEMENT") between and
        among Borrower, American Eco Corporation ("AMERICAN ECO") and Sub
        Acquisition Corp. ("SUB ACQUISITION"), a wholly owned subsidiary of
        American Eco. As a result of the Merger Transaction, Sub Acquisition
        and Borrower will merge, and Borrower, as a result, will be a wholly
        owned subsidiary of American Eco. 

             D.   In connection with the Merger Transaction, the Principal
        Shareholders will enter into a Financing Agreement with American Eco
        and Borrower (the "FINANCING AGREEMENT") pursuant to which Borrower
        will execute and deliver to the Principal Shareholders a promissory
        note or notes in the aggregate principal amount of $15,900,000 (the
        "SHAREHOLDER NOTES").

             E.   The Shareholder Notes will be secured by a security interest
        in and to the Collateral, and a mortgage or similar interest in and to
        the Owned Properties and the Purchased  Properties (collectively, the
        ("SHAREHOLDER COLLATERAL").  In addition, American Eco will guaranty
        payment of the Shareholder Notes (the "GUARANTY") which Guaranty will
        be secured by a pledge of Borrower's stock (the "STOCK PLEDGE"). 

             F.   Lender, as a condition for extension of the Loan to
        Borrower, has required that Kukk and Rochester, as the Principal
        Shareholders, and Agent (collectively, the "CREDITOR") execute and
        deliver this Agreement. Principal Shareholders and Agent, in order to
        facilitate the Loan, have agreed to execute and deliver this Agreement
        to Lender. Borrower and Creditor each represent and acknowledge to
        Lender that Creditor will benefit as a result of these financial
        accommodations from Lender to Borrower, and Creditor acknowledges
        receipt of valuable consideration for entering into this Agreement. 

             NOW, THEREFORE, for valuable consideration, the receipt and
        sufficiency of which are hereby acknowledged, Lender, Borrower,
        Principal Shareholders and Agent agree as follows: 


                                      ARTICLE I
                                     DEFINITIONS
                                     -----------

             SECTION 1.01. DEFINED TERMS.  Capitalized terms used in this
                          ----------------
        agreement shall have the meaning as defined in the recital paragraphs, 
        and if not therein defined, shall have the following meanings: 

             "SECURITY INTEREST" means and includes, without limitation, any
        type of collateral security, whether in the form of a lien, charge,
        mortgage, deed of trust, land installment contract, assignment,
        pledge, chattel mortgage, chattel trust, factor's lien, equipment
        trust, conditional sale, trust receipt, lien or title retention
        contract, lease or consignment intended as a security device, or any
        other security or lien interest whatsoever, whether created by law,
        contract, or otherwise. 

             "SUBORDINATED INDEBTEDNESS" means and includes, without
        limitation, all present and future indebtedness, obligations,
        liabilities, claims, rights, and demands of any kind which may be now
        or hereafter owing from Borrower to Creditor, including, without
        limitation, the Financing Agreement and the Shareholder Notes. The
        term "Subordinated Indebtedness" is used in its broadcast sense and
        includes without limitation all principal, all interest, all costs and
        attorneys' fees, all sums paid for the purpose of protecting the
        rights of a holder of security (such as a secured party paying for
        insurance on collateral if the owner fails to do so), all contingent
        obligations of Borrower (such as a guaranty), and all other
        obligations, secured or unsecured, of any nature whatsoever; provided,
        however, Subordinated Indebtedness shall not include obligations of
        Borrower to Kukk or Rochester for salary or employee benefits arising
        out of employment agreements provided for in the Merger Agreement or
        made generally available to Borrower's executive employees and not
        otherwise prohibited under the Loan Documents. 

             "SUBSIDIARY" means any or all corporations, partnerships, joint
        ventures, associations or other business entities of which the
        Borrower now or hereafter owns, directly or indirectly, securities or
        other ownership interests having ordinary voting power to elect a
        majority of the board of directors or other governing body thereof,
        including, without limitation, Global Power Company, Brookfield
        Corporation, Southwick Corporation and Controlled Power Limited
        Partnership.

             "SUPERIOR INDEBTEDNESS" means and includes, without limitation,
        all present and future indebtedness, obligations, liabilities, claims,
        rights, and demands of any kind which may be now or hereafter owing
        from Borrower to Lender, including the Loan. The term "Superior
        Indebtedness" is used in its broadest sense and includes without
        limitation all principal, all interest, all costs and attorneys' fees,
        all sums paid for the purpose of protecting Lender's rights in
        security (such as paying for insurance on collateral if the owner
        fails to do so), all contingent obligations of Borrower (such as a
        guaranty), all obligations arising by reason of Borrower's accounts
        with Lender (such as an overdraft on a checking account), and all
        other obligations of Borrower to Lender, secured or unsecured, of any
        nature whatsoever. 

             SECTION 1.02. OTHER TERMS.  Terms not otherwise defined in this
            -------------------------
    Agreement shall have the meanings attributed to such terms in the Uniform
    Commercial Code. All references to dollar amounts shall mean amounts in
    lawful  money of the United States of America. 


                                      ARTICLE II
                        SUBORDINATION OF PAYMENT AND PRIORITY
                        -------------------------------------

             SECTION 2.01. SUBORDINATION OF SUBORDINATED INDEBTEDNESS.  All
             --------------------------------------------------------
        Subordinated Indebtedness of Borrower to Creditor is and shall be
        subordinated in all respects, including as to payment and priority, to
        all Superior Indebtedness of Borrower to Lender. If Creditor holds one
        or more Security Interests, whether now existing or hereafter
        acquired, in any of Borrower's real property or personal property,
        Creditor also subordinates all its Security Interests to all Security
        Interests held by Lender, whether the Lender's Security Interest or
        Interests exist now or are acquired later. 

             SECTION 2.02. PAYMENT TO CREDITOR. Borrower will not make and
	     ----------------------------------
        Creditor will not accept, at any time while any Superior Indebtedness 
        is owing to Lender, (a) any payment upon any Subordinated Indebtedness,
        whether such payment is made by Borrower or by a Subsidiary, (b) any
        advance, transfer, or assignment of assets of Borrower or any 
        Subsidiary to Creditor in any form whatsoever that would reduce at 
        any time or in any way the amount of Subordinated Indebtedness, or 
        (c) any transfer of any assets of Borrower or any Subsidiary as
        security for the Subordinated Indebtedness, except upon Lender's 
        prior written consent. Notwithstanding the foregoing, Borrower shall 
        be permitted to make all regularly scheduled payments of interest on
        the Subordinated Indebtedness, provided that (i) there exists, either
        prior to or as a result of such payment, no default or Event of 
        Default under the Loan Documents of which Creditor has actual 
        knowledge or as to which Lender has given Creditor notice; (ii) 
        Borrower is Solvent (as such term is defined in the Loan Documents)
        at the time of and after giving effect to any such interest payment;
        and (iii) American Eco is not in default of payments on any Account 
        owed to Borrower. 

             SECTION 2.03. DISTRIBUTIONS TO CREDITOR. In the event of any
             ---------------------------------------
        distribution, division, or application, whether partial or complete,
        voluntary or involuntary, by operation of law or otherwise, of all or
        any part of the assets of Borrower or a Subsidiary, or the proceeds 
        thereof, in whatever form, to creditors of Borrower or a Subsidiary 
        or upon any indebtedness of Borrower or a Subsidiary, whether by 
        reason of the liquidation, dissolution or other winding-up of 
        Borrower or a Subsidiary, or by reason of any execution sale,
        receivership, insolvency, or bankruptcy proceeding, assignment for 
        the benefit of  creditors, proceedings for reorganization, or 
        readjustment of Borrower or a Subsidiary's properties, then and in 
        such event, (a) the Superior Indebtedness shall be paid in full 
        before any payment is made upon the  Subordinated Indebtedness, and
        (b) all payments and distributions, of any kind or character and 
        whether in cash, property, or securities, which shall be payable or 
        deliverable upon or in respect of the Subordinated Indebtedness shall
        be paid or delivered directly to Lender for application in payment of 
        the amounts then due on the Superior Indebtedness until the Superior 
        Indebtedness shall have been paid in full. 

             SECTION 2.04. ASSIGNMENT OF SUBORDINATED INDEBTEDNESS.  In order
             -----------------------------------------------------
        that Lender may establish its right to prove claims and recover for its
        own account distributions based on the Subordinated Indebtedness, 
        Creditor does hereby assign all its right, title, and interest in 
        such claims to Lender. Creditor further agrees to supply such 
        information and evidence, provide access to and copies of such of 
        Creditor's records as may pertain to the Subordinated Indebtedness,
        and execute such instruments as may be required by Lender to enable
        Lender to enforce all such claims and collect all distributions, 
        payments, or other disbursements which may be made on account of the 
        Subordinated Indebtedness. For such purposes, Creditor hereby 
        irrevocably authorizes Lender in its discretion to make and present 
        for or on behalf of Creditor such proofs of claims on account of the
        Subordinated Indebtedness as Lender may deem expedient and proper and
        to vote such claims in any such proceeding and to receive and collect
        any and all dividends, payments, or other disbursements made thereon
        in whatever form the same may be paid or issued and to apply the same
        on account of the Superior Indebtedness. Creditor agrees to deliver to
        Lender, at Lender's request, all notes of Borrower to Creditor,
        including the Shareholder Notes, or other evidence of the Subordinated
        Indebtedness, now held or hereafter acquired by Creditor, while this
        Agreement remains in effect. Attached hereto are copies of the
        Financing Agreement, the Shareholder Note, and the Stock Pledge,
        certified by Kukk (individually and as Agent) as true, complete and
        accurate copies thereof. Creditor agrees not to sell, assign, pledge
        or otherwise transfer any of such notes except subject to all the
        terms and conditions of this Agreement. Should Lender receive any
        payments on account of the Subordinated Indebtedness, as between
        Borrower and Lender, such payments shall not be treated as payment of
        the Superior Indebtedness, provided, however, that upon payment to
        Lender of the Superior Indebtedness, in full, then the holder of the
        Subordinated Indebtedness shall be subrogated to Lender's rights under
        the Superior Indebtedness to the extent Lender received payment on
        account of the Subordinated Indebtedness. 

             SECTION 2.05. APPLICATION OF PAYMENT.  Should any payment,
             ------------------------------------
        distribution, security, or proceeds thereof be received by Creditor 
        at any time on the Subordinated Indebtedness contrary to the terms of
        this Agreement, Creditor immediately will deliver the same to Lender 
        in precisely the form received (except for the endorsement or 
        assignment of Creditor where necessary), for application on or to 
        secure the Superior Indebtedness, whether it is due or not due, and 
        until so delivered the same shall be held in trust by Creditor as
        property of Lender. In the event Creditor fails to make any such 
        endorsement or assignment, Lender, or any of its officers on behalf 
        of Lender, is hereby irrevocably authorized by Creditor to make
        the same. 

             SECTION 2.06. LEGEND ON SUBORDINATED OBLIGATIONS.  Each note,
             ------------------------------------------------
    contract, or other evidence of the Subordinated Indebtedness, including,
    without limitation, the Financing Agreement, the Shareholder Note, 
    mortgages and UCC Financing Statements, shall contain a prominent
    legend, substantially as follows: 

             THIS INSTRUMENT AND THE OBLIGATIONS REPRESENTED THEREBY IS
             SUBORDINATE IN ALL RESPECTS TO CERTAIN OBLIGATIONS OF
             CHEMPOWER, INC. AND ITS SUBSIDIARIES TO FIRST NATIONAL BANK
             OF OHIO, INCLUDING A PROMISSORY NOTE IN THE MAXIMUM
             PRINCIPAL AMOUNT OF $15,700,000 DATED AS OF FEBRUARY 28,
             1997. 


                                     ARTICLE III
                      WARRANTIES AND REPRESENTATIONS OF CREDITOR
                      ------------------------------------------

             SECTION 3.01. WARRANTIES AND REPRESENTATIONS OF CREDITOR.  Kukk,
             --------------------------------------------------------
        Rochester, and Agent each represents and warrants to Lender that: 

             (a)  no representations or agreements of any kind have been made
             to Creditor which would limit or qualify in any way the terms of
             this Agreement; 

             (b)  Lender has made no representation to Creditor as to the
             creditworthiness of Borrower; 

             (c)  Creditor has established adequate means of obtaining from
             Borrower on a continuing basis information regarding Borrower's
             financial condition.  Lender shall have no obligation to disclose
             to Creditor information or material acquired by Lender in the
             course of its relationship with Borrower, including any facts,
             events, or circumstances which might in any way affect Creditor's
             risks under this Agreement. 

             (d)  Each person executing this Agreement is duly, properly and
             fully authorized to execute and deliver this Agreement. 

             (e)  This Agreement is, or upon the execution of will be, a
             legal, valid and binding obligation of Kukk, Rochester and the
             Agent, in full force and effect and enforceable with its
             respective terms, except for the effect of applicable laws
             regarding bankruptcy or insolvency or general principles of
             equity. 


                                      ARTICLE IV
                           RIGHTS, WAIVERS AND ENFORCEMENT
                           -------------------------------

             SECTION 4.01. CREDITORS WAIVERS.  Creditor waives any right to
             -------------------------------
        require Lender: (a) to make, extend, renew, or modify any loan to
        Borrower or to grant any other financial accommodations to Borrower
        whatsoever; (b) to make any presentment, protest, demand, or notice of
        any kind, including notice of any nonpayment of the Superior
        Indebtedness or of any nonpayment related to any Security Interests,
        or notice of any action or nonaction on the part of Borrower, Lender,
        any surety, endorser, or other guarantor in connection with the 
        Superior Indebtedness, or in  connection with the creation of new or
        additional Superior Indebtedness;  (c) to resort for payment or to
        proceed directly or at once against any person, including Borrower;
        (d) to proceed directly against or exhaust any Security Interests
        held by Lender from Borrower, any other guarantor, or any other
        person; (e) to give notice of the terms, time, and place of any 
        public or private sale of personal property security held by Lender
        from Borrower or to comply with any other applicable provisions of 
        the Uniform Commercial Code; (f) to pursue any other remedy within
        Lender's power; or (g) to commit any act or omission of any kind, 
        at any time, with respect to any  matter whatsoever. 

             SECTION 4.02. LENDER'S RIGHTS. Lender may take or omit any and all
             -----------------------------
        actions with respect to the Superior Indebtedness or any Security
        Interests for the Superior Indetedness without affecting whatsoever
        any of Lender's rights under this Agreement. In particular, without 
        limitation, Lender may, without notice of any kind to Creditor, (a)
        make one or more additional secured or unsecured loans to Borrower;
        (b) repeatedly alter, compromise, renew, extend, accelerate, or 
        otherwise change the time for payment or other terms of the Superior
        Indebtedness or any part thereof, including increases and decreases
        of the rate of interest on the Superior Indebtedness; extensions may 
        be repeated and may be for longer than the original loan term;  (c)
        take and hold Security Interests for the payment of the Superior 
        Indebtedness, and exchange, enforce, waive, and release any such  
        Security Interests, with or without the substitution of new 
        collateral; (d) release,  substitute, agree not to sue, or deal with
        any one or more of Borrower's sureties, endorses, or guarantors on
        any terms or manner Lender chooses; (e) determine how, when and what
        application of payments and credits, shall be made on the Superior 
        Indebtedness; (f) apply such security and direct the order or manner
        of sale thereof, as Lender in its discretion may determine; and (g)
        assign this Agreement in whole or in part. 

             SECTION 4.03. DEFAULT BY BORROWER.  If Borrower becomes insolvent
             ---------------------------------
        or bankrupt, this Agreement shall remain in full force and effect. 
        In the event of a corporate reorganization or corporate arrangement
        of Borrower undo the provisions of the Bankruptcy Code, as amended,
        this Agreement shall remain in full force and effect and the court
        having jurisdiction over the reorganization or arrangement is hereby
        authorized to preserve such priority and subordination in approving
        any such plan of reorganization or arrangement. Any default by
        Borrower under the terms of the Subordinated Indebtedness also shall
        be a default under the terms of the Superior Indebtedness to Lender
        provided, however, that if the holders of the Subordinated
        Indebtedness declare a default and accelerate the Subordinated
        Indebtedness, such action will not cause a default in the Superior
        Indebtedness if, and only if, the holder of the Subordinated
        Indebtedness takes no action to enforce or collect on the Subordinated
        Indebtedness other than to enforce any rights to proceed against
        Borrower's stock held by American Eco Corporation as provided in the
        Stock Pledge, and the default under the Subordinated Indebtedness
        giving rise to such action shall not cause a default in the Superior
        Indebtedness unless such default constitutes an Event of Default (as
        defined in the Loan Agreement) other than an Event of Default
        described in clause (i) or clause (o) of Section 8.1 of the Loan
        Agreement. 


              SECTION 4.04. DURATION AND TERMINATION.  This Agreement will take
              --------------------------------------
        effect when received by Lender, without the necessity of any
        acceptance by Lender, in writing or otherwise, and will remain in 
        full force and effect until Creditor shall notify Lender in writing 
        at the address shown above to the contrary. Any such notice shall 
        not affect the Superior Indebtedness owed Lender by Borrower at the 
        time of such notice, nor shall such notice affect Superior 
        Indebtedness thereafter granted in compliance with a commitment
        made by Lender to Borrower prior to receipt of such notice, nor shall
        such notice affect any renewals of or substitutions for any of the 
        foregoing. Such notice shall affect only indebtedness of Borrower to 
        Lender arising after receipt of such notice and not arising from 
        financial assistance granted by Lender to Borrower in compliance with 
        Lender's obligations under a commitment. Any notes lodged with Lender
        pursuant to Section 2.04 of this Agreement need not be returned to 
        Creditor until this Agreement has no further force or effect. 

             SECTION 4.05. MODIFICATIONS TO SUBORDINATED INDEBTEDNESS.
             --------------------------------------------------------
        Borrower and Creditor agree that no modifications, alterations 
        or changes may be made to any documents evidencing the Subordinated
        Indebtedness, including without limitation, the Financing Agreement
        and the Shareholder Note, or any documents evidencing any interest 
        of Creditor in the Shareholder Collateral without the express written 
        consent of Lender.


                                      ARTICLE V
                               MISCELLANEOUS PROVISIONS
                               ------------------------


             SECTION 5.01. APPLICABLE LAW.  This Agreement has been delivered
             ----------------------------
       to Lender and accepted by Lender in Summit County, in the State of Ohio. 
       If there is a lawsuit, Creditor and Borrower agree upon Lender's request
       to submit to the jurisdiction of the courts of Summit County, State of
        Ohio. This Agreement shall be governed by and construed in accordance
       with the laws (but not the law of conflicts) of the State of Ohio. No
       provision contained in this Agreement shall be construed (a) as
        requiring Lender to grant to Borrower or to Creditor any financial
        assistance or other accommodations, or (b) as limiting or precluding
        Lender from the exercise of Lender's own judgment and discretion about
        amounts and times of payment in making loans or extending
        accommodations to Borrower. 

             SECTION 5.02. AMENDMENTS. This Agreement constitutes the entire
             ------------------------
        understanding and agreement of the parties as to the matters set forth
        in this Agreement. No alteration of or amendment to this Agreement
        shall be effective unless made in writing and signed by Lender, 
         Borrower, and Creditor.

             SECTION 5.03. ATTORNEYS' FEES; EXPENSES.  Creditor and Borrower
             ---------------------------------------
        agree to pay upon demand all of Lender's costs and expenses, including
        attorneys' fees and Lender's legal expenses, incurred in connection 
        with the enforcement of this Agreement.  Lender may pay someone else 
        to help enforce this Agreement, and Creditor and Borrower shall pay 
        the costs and expenses of such enforcement.  Costs and expenses 
        include Lender's attorneys' fees and legal expenses whether or not 
        there is a lawsuit, including attorneys' fees and legal expenses for 
        bankruptcy proceedings (and including efforts to modify or vacate
        any automatic stay or injunction), appeals, and any anticipated
        post-judgment collection services.  Creditor and Borrower also pay 
        all court costs and such additional fees as may be directed by the
        court.

             SECTION 5.04. SUCCESSORS AND ASSIGNS.  This Agreement shall
             ------------------------------------
        extend to and bind the respective heirs, personal representatives,
        successors and assigns of the parties to this Agreement, and the
        covenants of Borrower and Creditor respecting subordination of the 
        Subordinated Indebtedness in favor of Lender shall extend to, 
        include, and be enforceable by any transferee or endorse to whom 
         Lender may transfer any or all of the Superior Indebtedness.

             SECTION 5.05. WAIVER.  Lender shall not be deemed to have waived
             --------------------
        any rights under this Agreement unless such waiver is given in writing
        and signed by Lender.  No delay or omission on the part of Lender in
        exercising any right shall operate as a waiver of such right or any 
        other right.  A waiver by Lender of a provision of this Agreement
        shall not prejudice or constitute a waiver of Lender's right
        otherwise to demand strict compliance with that provision or 
        any other provision of this Agreement.  No prior waiver by Lender, 
        nor any course of dealing between Lender and Creditor, shall 
        constitute a waiver of any of Lender's rights or of any of Creditor's
        obligations as to any future transactions.  Whenever the consent of
        Lender is required under this Agreement, the granting of such consent
        by Lender in any instance shall not constitute continuing consent to 
        subsequent instances where such consent is required and in all cases 
        such consent may be granted or withheld in the sole discretion of 
        Lender.

        BORROWER AND CREDITOR ACKNOWLEDGE HAVING READ ALL THE PROVISIONS OF
        THIS SUBORDINATION AGREEMENT, AND BORROWER AND CREDITOR AGREE TO ITS
        TERMS.

        Chempower, Inc.

        By:  /s/ Toomas J. Kukk
           ------------------------------------------
             Toomas J. Kukk, Chairman/President/CEO

         /s/ Toomas J. Kukk
        ---------------------------------------------
        Toomas J. Kukk, Individually and as Agent

         /s/ Mark L. Rochester
        ---------------------------------------------
        Mark L. Rochester



        First National Bank of Ohio


        By:  /s/ Nick Browning 
           -------------------------------------


        Its: Vice-President
            ------------------------------------


    <PAGE> 

                                     CERTIFICATE


        The undersigned certifies that attached hereto are true, complete and
        accurate copies of the Financing Agreement, the Shareholder Note, and
        the Pledge Agreement. Capitalized terms used in this Certificate have
        the respective meanings assigned to them in the Subordination
        Agreement, dated as of February 28, 1997, by and among Chempower,
        Inc., First National Bank of Ohio, Toomas J. Kukk, Mark L. Rochester,
        and Toomas J. Kukk as Agent.



					/s/ Toomas J. Kukk
                                      -------------------------------
                                      Toomas J. Kukk, Principal Shareholder

					/s/ Toomas J. Kukk
			              -------------------------------
                                      Toomas J. Kukk, Agent

						---------------