EXHIBIT 31.2

                                  CERTIFICATION


I, Michael J. Dee, certify that:

         1.       I have reviewed this Annual Report on Form 10-KSB/A of
                  Patapsco Bancorp, Inc.;

         2.       Based on my knowledge, this report does not contain any untrue
                  statement of a material fact or omit to state a material fact
                  necessary to make the statements made, in light of the
                  circumstances under which such statements were made, not
                  misleading with respect to the period covered by this report;

         3.       Based on my knowledge, the financial statements, and other
                  financial information included in this report, fairly present
                  in all material respects the financial condition, results of
                  operations and cash flows of the small business issuer as of,
                  and for, the periods presented in this report;

         4.       The small business issuer's other certifying officer(s) and I
                  are responsible for establishing and maintaining disclosure
                  controls and procedures (as defined in Exchange Act Rules
                  13a-15(e) and 15d-15(e)) for the small business issuer and
                  have:

                  (a)    Designed such disclosure controls and procedures, or
                  caused such disclosure controls and procedures to be designed
                  under our supervision, to ensure that material information
                  relating to the small business issuer, including its
                  consolidated subsidiaries, is made known to us by others
                  within those entities, particularly during the period in which
                  this report is being prepared;

                  (b)    Evaluated the effectiveness of the small business
                  issuer's disclosure controls and procedures and presented in
                  this report our conclusions about the effectiveness of the
                  disclosure controls and procedures, as of the end of the
                  period covered by this report, based on such evaluation; and

                  (c)    Disclosed in this report any change in the small
                  business issuer's internal control over financial reporting
                  that occurred during the small business issuer's most recent
                  fiscal quarter (the small business issuer's fourth fiscal
                  quarter in the case of an annual report) that has materially
                  affected, or is reasonably likely to materially affect, the
                  small business issuer's internal control over financial
                  reporting; and

         5.       The small business issuer's other certifying officer(s) and I
                  have disclosed, based on our most recent evaluation of
                  internal control over financial reporting, to the small
                  business issuer's auditors and the audit committee of the
                  small business issuer's board of directors (or persons
                  performing the equivalent functions):

                  (a)    All significant deficiencies and material weaknesses in
                  the design or operation of internal control over financial
                  reporting which are reasonably likely to adversely affect the
                  small business issuer's ability to record, process, summarize
                  and report financial information; and

                  (b)    Any fraud, whether or not material, that involves
                  management or other employees who have a significant role in
                  the small business issuer's internal control over financial
                  reporting.

Date:  November 10, 2005



                               /s/ Michael J. Dee
                               -------------------------------------------------
                               Michael J. Dee
                               Senior Vice President and Chief Financial Officer