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Exhibit 10.182




SEVERANCE AND RELEASE AGREEMENT




     This Severance and Release Agreement (this “Agreement”) is made as of this 27th day of
October, 2006, by and between Intersections Inc. (the “Corporation”) and C. Patrick Garner (the
“Executive”).



W I T N E S S E T H




     WHEREAS, the Executive has been employed by the Corporation as its Executive Vice President
for Strategic Policy pursuant to an Employment Agreement between the parties dated January 16, 2004
(the “Employment Agreement”), and was subsequently appointed by the Board of Directors of the
Corporation to serve as its Chief Marketing Officer; and



     WHEREAS, the parties wish with this Agreement, among other things, to terminate the employment
relationship created under the Employment Agreement or otherwise, to provide for certain severance
and related benefits to the Executive as required by the Employment Agreement in connection with
such termination, and to provide for a release of the Corporation by the Executive any claims
arising out of such termination, all as more particularly set forth herein.



     NOW THEREFORE, in consideration of the premises and the mutual covenants and agreements herein
contained and for other good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged, the parties agree as follows:



     1. Termination. Executive’s employment by the Corporation will be terminated,
effective October 27, 2006.



     2. Severance Benefit. In accordance with Section 6(g) of the Employment Agreement,
the Corporation shall pay to the Executive, net of any amounts required to be withheld pursuant to
Section 9(c) thereof, a lump sum severance benefit in an amount equal to $400,557.79 on April 27,
2006, which is one hundred and eighty one days following the termination of the Executive’s
employment by the Corporation.



     3. COBRA Benefits. The Corporation shall comply fully with its obligations under
Section 6(g) of the Employment Agreement with respect to medical benefit continuation.



     4. General Release.



          (a) The Executive hereby releases and discharges the Corporation, its directors, officers,
agents, employees and any and all affiliated companies, as well as any successor to the Corporation
(each, a “Released Party” and collectively, the “Released Parties”), from all claims, liabilities,
demands, obligations and causes of action fixed or contingent, which the Executive may have or
claim to have against the Corporation or any other arising from his employment or as a result of
the termination



 









 






of such employment up to the date of execution of this Agreement. This release includes but is not
limited to any claim relating in any way to such employment or the cessation of such employment
with the Corporation, including claims under the Age Discrimination in Employment Act (“ADEA”),
Title VII of the Civil Rights Act of 1964, the Fair Labor Standards Act, the Consolidated Omnibus
Budget Reconciliation Act, or any other federal, state or municipal statute, law or regulation, and
claims under state common law. This is understood to be a General Release.



          (b) The Executive agrees and covenants not to file any suit, charge or complaint against any
Released Party, nor to assist in any such action, in any court or administrative agency, with
regard to any claim, liability, demand or obligation arising out of Executive’s employment with the
Corporation or the cessation of such employment.



          (c) The Executive agrees that the terms and existence of this Agreement, including without
limitation this Section 4, are strictly confidential and expressly covenants not to disclose,
publicize, write about, divulge or discuss the terms or existence of this Agreement, with any
person or entity whatsoever, other than his attorneys in this matter or as required by the
government.



          (d) The Executive understands that he has the right to consult an attorney before signing this
Agreement.



          (e) The Executive acknowledges that the waiver and release of certain claims for age
discrimination, including claims under the ADEA, are governed by provisions of the Older Workers
Benefit Protection Act (“OWBPA”). Executive acknowledges that he first received this Agreement for
review on the 20th day of October, 2006 (“Issue Date”). Executive further acknowledges that he is
entitled to not less than twenty-one (21) days from the Issue Date in which to consider this
Agreement before signing it, unless he waives that time period. Executive understands that his
signature on this Agreement prior to the expiration of twenty-one (21) days constitutes an
irrevocable waiver of said period under the OWBPA. Executive further recognizes, acknowledges, and
agrees that he may revoke this Agreement within seven (7) days after his execution of this
Agreement, in which case neither party shall have any obligations hereunder. Executive understand
that any such revocation must be in writing and delivered by hand to Neal Dittersdorf, the Chief
Legal Officer of the Corporation, before 5:00 p.m. on the seventh (7th) day after his
execution of this Agreement. No provision of this Agreement should be construed or interpreted to
preclude or in any way limit or restrict the Executive’s right to initiate an action against the
Company under the OWBPA or ADEA challenging the waiver and release of claims under the ADEA
contained in this Agreement on the grounds that they were not knowing and voluntary. To the extent
that any provision of this Agreement is determined to be in violation of the OWBPA or ADEA, it
should he severed from the Agreement or modified to comply with the OWBPA or ADEA, without
affecting the validity or enforceability of any of the other terms or provisions of this Agreement.



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     5. Miscellaneous.



          (a) Waiver; Amendment. The failure of a party to enforce any term, provision, or
condition of this Agreement at any time or times shall not be deemed a waiver of that term,
provision, or condition for the future, nor shall any specific waiver of a term, provision, or
condition at one time be deemed a waiver of such term, provision, or condition for any future time
or times. This Agreement may be amended or modified only by a writing signed by both parties
hereto.



          (b) Integrated Agreement. Except for Section 7 of the Employment Agreement, which
shall survive the termination of the Executive’s employment by the Corporation and the execution of
this Agreement and shall continue in full force and effect in accordance with its terms, this
Agreement constitutes the entire understanding and agreement between the parties hereto with
respect to the subject matter hereof, and supersede all prior agreements, understandings,
memoranda, term sheets, conversations and negotiations relating in any respect to the employment of
the Executive by the Corporation during any period prior to or after the date hereof, including
without limitation the Employment Agreement (excluding Section 7 thereof).



     IN WITNESS WHEREOF, each of the parties hereto has executed this Agreement as of the date
first above written.



	 	 	 	 	 
	INTERSECTIONS INC.	 	 
	 
	 	 	 	 
	By:
	 	 	 	 
	 

	 	 

Name:

Title:
	 	 

C. Patrick Garner







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