**EXHIBIT
      31.1**




**CERTIFICATION
      PURSUANT TO**


**18
      U.S.C. SECTION 1350**


**AS
      ADOPTED PURSUANT TO**


**SECTION
      302 OF THE SARBANES-OXLEY ACT OF 2002**







I, Steve Bonenberger, certify that:





1. I have reviewed this quarterly report on Form
      10-QSB of Palomar Enterprises Inc. ;





2. Based on my knowledge, this quarterly report
      does not contain any untrue statement of a material fact or omit to state a
      material fact necessary to make the statements made, in light of the
      circumstances under which such statements were made, not misleading with respect
      to the period covered by this quarterly report;





3. Based on my knowledge, the financial
      statements, and other financial information included in this quarterly report,
      fairly present in all material respects the financial condition, results of
      operations, and cash flows of the registrant as of, and for, the periods
      presented in this quarterly report;





4. The registrant's other certifying officers
      and I are responsible for establishing and maintaining disclosure controls
      and
      procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the
      registrant and have:





(a) designed such disclosure controls and
      procedures to ensure that material information relating to the registrant,
      including its consolidated


subsidiaries, is made known to us by others
      within those entities, particularly during the period in which this quarterly
      report is being prepared;





(b) evaluated the effectiveness of the
      registrant's disclosure controls and procedures as of a date within 90 days
      prior to the filing date of


this quarterly report (the "Evaluation Date");
      and





(c) presented in this quarterly report our
      conclusions about the effectiveness of the disclosure controls and procedures
      based on our evaluation


as of the Evaluation Date;





5. The registrant's other certifying officers
      and I have disclosed, based on our most recent evaluation, to the registrant's
      auditors and the audit committee of the registrant's board of directors (or
      persons performing the equivalent functions):





(a) all significant deficiencies in the design
      or operation of internal controls which could adversely affect the registrant's
      ability to


record, process, summarize, and report financial
      data and have identified for the registrant's auditors any material weaknesses
      in internal controls; and





(b) any fraud, whether or not material, that
      involves management or other employees who have a significant role in the
      registrant's internal


controls; and





6. The registrant's other certifying officers
      and I have indicated in this quarterly report whether or not there were
      significant changes in internal controls or in other factors that could
      significantly affect internal controls subsequent to the date of our most recent
      evaluation, including any corrective actions with regard to significant
      deficiencies and material weaknesses.







Dated: November
      7 ,
      2007                                          /
      s/ Steve Bonenberger




By: Steve Bonenberger, President, Chief Executive Officer, and
      Director