27th, 28th, 29th, 30th, 31st, 32nd, 33rd, 34th, 35th, 36th, 37th, 38th, 39th,
      40th, 41st and 42nd Amendments to Profit Sharing/401(k) Plan


    Exhibit
      10 (b8-1)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 27

    


     

        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Fort
                Collins Commerce Bank

            	 	
              Bank

            	 	
              Colorado

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English              

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              FORT
                COLLINS COMMERCE BANK

               

               

              By: /s/
                Mark Kross                 

              Mark
                Kross

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-2)

    


    


    


    AMENDMENT
      TO THE

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 28

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of Belleville

            	 	
              Bank

            	 	
              Illinois

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              BANK
                OF BELLEVILLE

               

               

              By: /s/
                Kevin Pesko                 

              Kevin
                Pesko

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-3)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 29

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Summit
                Bank of Kansas City

            	 	
              Bank

            	 	
              Missouri

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              SUMMIT
                BANK OF KANSAS CITY

               

               

              By: /s/
                Rick Viar                   

              Rick
                Viar

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-4)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 30

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of Santa Barbara

            	 	
              Bank

            	 	
              California

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              BANK
                OF SANTA BARBARA

               

               

              By: /s/
                Andy Clark                 

              Andy
                Clark

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-5)

    


    


    


    AMENDMENT
      TO THE

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 31

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of San Francisco

            	 	
              Bank

            	 	
              California

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              BANK
                OF SAN FRANCISCO

               

               

              By: /s/
                Ed Obuchowski               

              Ed
                Obuchowski

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-6)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 32

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Capitol
                Wealth, Inc.

            	 	
              Holding
                Company

            	 	
              North
                Carolina

            	 	
              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                WEALTH, INC.

               

               

              By: /s/
                Bob Hogan                 

              Bob
                Hogan

              President

            


    

     

    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-7)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 33

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective January 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Commerce
                Bank of Southwest Florida

            	 	
               

              Bank

            	 	
               

              Florida

            	 	
               

              1/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                January 1, 2006

            	
              COMMERCE
                BANK OF SOUTHWEST

              FLORIDA

               

               

              By: /s/
                Mark Morris                 

              Mark
                Morris

              President
                and CEO

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-8)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 34

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective February 21, 2006 adding the following participating employer
      at the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Community
                Bank of Rowan

            	 	
              Bank

            	 	
              North
                Carolina

            	 	
              2/21/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                February 21, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                February 21, 2006

            	
              COMMUNITY
                BANK OF ROWAN

               

               

              By: /s/
                Bruce Jones                 

              Bruce
                Jones

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-9)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 35

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective April 27, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Asian
                Bank of Arizona

            	 	
              Bank

            	 	
              Arizona

            	 	
              4/27/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                April 27, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                April 27, 2006

            	
              ASIAN
                BANK OF ARIZONA

               

               

              By: /s/
                Leslie Gin                   

              Leslie
                Gin

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-10)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 36

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective June 21, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of Valdosta

            	 	
              Bank

            	 	
              Georgia

            	 	
              6/21/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                June 21, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                June 21, 2006

            	
              BANK
                OF VALDOSTA

               

               

              By: /s/
                Matthew Stanaland             

              Matthew
                Stanaland

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-11)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 37

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective June 21, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Sunrise
                Bank of Atlanta

            	 	
              Bank

            	 	
              Georgia

            	 	
              6/21/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                June 21, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                June 21, 2006

            	
              SUNRISE
                BANK OF ATLANTA

               

               

              By: /s/
                Charles Green                 

              Charles
                Green

              President

            


    

     

    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-12)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 38

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective July 1, 2006 adding the following participating employer
      at
      the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Evansville
                Commerce Bank

            	 	
              Bank

            	 	
              Indiana

            	 	
              7/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                July 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                July 1, 2006

            	
              EVANSVILLE
                COMMERCE BANK

               

               

              By: /s/
                Thomas Austerman             

              Thomas
                Austerman

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-13)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 39

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective July 1, 2006 adding the following participating employer
      at
      the end of the list contained:


    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of Everett

            	 	
              Bank

            	 	
              Washington

            	 	
              7/1/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                July 1, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                July 1, 2006

            	
              BANK
                OF EVERETT

               

               

              By: /s/
                Michael Deller                  

              Michael
                Deller

              President
                & CEO

            


    

     

    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-14)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 40

    


    


        The
      Capitol
      Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended
      effective November 2, 2006 adding the following participating employer at the
      end of the list contained:

    


    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Ohio
                Commerce Bank

            	 	
              Bank

            	 	
              Ohio

            	 	
              11/2/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                November 2, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                November 2, 2006

            	
              OHIO
                COMMERCE BANK

               

               

              By: /s/
                Gary Vacarro                 

              Gary
                Vacarro

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-15)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 41

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective October 2, 2006 adding the following participating employer
      at
      the end of the list contained:

     

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              Bank
                of Maumee

            	 	
              Bank

            	 	
              Ohio

            	 	
              10/2/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                October 2, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                October 2, 2006

            	
              BANK
                OF MAUMEE

               

               

              By: /s/
                Lee Dunn                   

              Lee
                Dunn

              President

            


    

    


    


    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    


    Exhibit
      10 (b8-16)

    


    


    


    AMENDMENT
      TO THE 

    CAPITOL
      BANCORP, LTD.

    EMPLOYEE
      SAVINGS AND STOCK OWNERSHIP PLAN

    AMENDMENT
      NUMBER 42

    


    


        The
      Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby
      amended effective October 18, 2006 adding the following participating employer
      at the end of the list contained:

    
 

    
      	
              Name
                of

              Employer

            	 	
              Type
                of

              Entity

            	 	
              State
                of

              Organization

            	 	
              Date
                of

              Participation

            
	 	 	 	 	 	 	 
	
              1st
                Commerce Bank

            	 	
              Bank

            	 	
              Nevada

            	 	
              10/18/2006

            


    

    


    


    


    
      	
               

               

               

              Dated:
                October 18, 2006

            	
              CAPITOL
                BANCORP LIMITED

               

               

              By: /s/
                Cristin Reid English             

              Cristin
                Reid English

              Chief
                Operating Officer

            


    

    


    


    


    
      	
               

               

               

              Dated:
                October 18, 2006

            	
              1st
                COMMERCE BANK

               

               

              By: /s/
                Al Gourrier                 

              Al
                Gourrier

              President