Rural Development Idaho 

US Department of Agriculture 

Creating New Opportunities for Rural Idaho 

Fiscal Year 2002 Annual Report 

Ann M. Veneman

Secretary of Agriculture 

I encourage you to review this report from USDA’s website at 

www.usda.gov. 

Residents in Idaho and from all across this nation are what truly makes 

America great. We can continue to build on our successes in strengthening 

our rural communities. And, our Rural Development employees stand 

ready to assist in any way they can. 

Thomas C. Dorr 

Under Secretary for Rural Development 

A strong and vibrant economy in rural America serves as the cornerstone of President

Bush’s economic agenda. USDA Rural Development is working hard to expand economic

opportunities and improve the quality of life for all of the 59 million Americans living in 

rural communities. Through the efficient and effective delivery of Rural Development 

initiatives, new jobs have been created, home ownership has increased and families and

businesses have been strengthened. New investments and entrepreneurial spirit will 

continue to grow, bringing increased opportunity to rural areas. 

I know and understand that rural Americans are resilient and share a pioneering spirit that 

will once again forge new frontiers in the future. In this same spirit, USDA Rural 

Development’s challenge is to look beyond today and to envision a better way to work 

with America’s rural communities to improve existing partnerships, and forge new ones. 

In looking back over the last year, we have begun to build an economic foundation, shaped like what President

Bush advocates. I am proud of the aggressive efforts by USDA Rural Development employees to quickly turn 

many of the 2002 Farm Bill provisions into new economic hope for America’s farmers, ranchers and rural 

families. These efforts ensured the delivery of $703 million to finance 377 communities water and wastewater 

infrastructure projects. Additionally, $37 million helped support the development of 231 agricultural valueadded ventures that will bring new opportunities for increased revenues to our American farmers and ranchers. 

In total, over $12 billion was invested through USDA Rural Development programs in rural America in Fiscal 

Year 2002. 

From fire hydrants to fiber optic cable -- from sewers to symphonies -- USDA Rural Development financial and 

technical assistance is making a positive difference. In Fiscal Year 2002 alone -- 42,000 rural residents became 

first time homeowners, nearly 7,000 homeowners received loan and grant funding to make needed repairs and 

improvements, and 1,400 loans and grants were provided to assist communities finance essential community 

facilities. Electricity, telephone, water and wastewater infrastructure funding totaled over $6.8 billion. Distance 

learning and telemedicine funding helped communities in 37 states gain access to modern technologies. Over 

1,100 rural areas have clean drinking water and sanitary waste systems. 

I am proud of what we have been able to accomplish. However, to meet ongoing and future challenges, USDA 

Rural Development will focus in 2003 on four critical areas of economic opportunity: Housing; Broadband; 

Bio-Mass; and Equity Capital.

Housing – Rural Development has created a Five Star commitment to improving single-family housing lending 

to rural minority families as part of the President’s minority homeownership initiative.

Idaho Rural Development 1 
Broadband – Rural Development will implement approximately $1 billion in Broadband programs, including a 

one-time “Community Connect” grant program to help small communities obtain access and training related to 

broadband services. 

Broadband – Rural Development will implement approximately $1 billion in Broadband programs, including a 

one-time “Community Connect” grant program to help small communities obtain access and training related to 

broadband services. 

Bio-Mass – Rural Development will assist in the development of alternative energy combustibles to replace 

petroleum-based products through value-added grants and business and industry loan guarantees. 

Bio-Mass – Rural Development will assist in the development of alternative energy combustibles to replace 

petroleum-based products through value-added grants and business and industry loan guarantees. 

Equity Capital – The Farm Bill provides $44 million in operational assistance grants and $280 million in 

debenture guarantees for the Rural Business Investment Program (RBIP). The RBIP will increase the amount of 

capital available for investment in rural businesses and will provide technical assistance to these businesses. 

Equity Capital – The Farm Bill provides $44 million in operational assistance grants and $280 million in 

debenture guarantees for the Rural Business Investment Program (RBIP). The RBIP will increase the amount of 

capital available for investment in rural businesses and will provide technical assistance to these businesses. 

Again, we have accomplished much in fiscal year 2002. I commit USDA Rural Development to administer all 

our programs and policies fairly, equitably, and honorably. It is the right thing to do, it is what I believe, and I 

will tolerate nothing less. Through our collective hard work we will continue to increase the economic 

opportunities in rural communities and improve the quality of life for all rural Americans. 

Again, we have accomplished much in fiscal year 2002. I commit USDA Rural Development to administer all 

our programs and policies fairly, equitably, and honorably. It is the right thing to do, it is what I believe, and I 

will tolerate nothing less. Through our collective hard work we will continue to increase the economic 

opportunities in rural communities and improve the quality of life for all rural Americans. 

Message from the State Director 

December 2002

Fellow Idahoans: 

We are pleased to report on the activities of Idaho USDA Rural Development for Fiscal Year 

2002. 

We are pleased to report on the activities of Idaho USDA Rural Development for Fiscal Year 

2002. 

In this annual report, you’ll find information about USDA Rural Development programs and 

how they help the people of our state. After reviewing it, we hope you’ll have a better idea of 

how USDA Rural Development is fulfilling its mission to create new opportunities for rural 

Idahoans. 

In this annual report, you’ll find information about USDA Rural Development programs and 

how they help the people of our state. After reviewing it, we hope you’ll have a better idea of 

how USDA Rural Development is fulfilling its mission to create new opportunities for rural 

Idahoans. 

Helping to create quality housing, good jobs, safe drinking water, and reliable and modern 

infrastructure for rural communities remains a top priority. Rural Development employees in 

Idaho are working in partnership with federal, state, and local government officials as well as 

the private sector to make certain our financial resources are invested wisely and have the 

greatest impact on improving the quality of life in rural areas of our state. 

Helping to create quality housing, good jobs, safe drinking water, and reliable and modern 

infrastructure for rural communities remains a top priority. Rural Development employees in 

Idaho are working in partnership with federal, state, and local government officials as well as 

the private sector to make certain our financial resources are invested wisely and have the 

greatest impact on improving the quality of life in rural areas of our state. 

We want to thank our partners: the private, nonprofit, and government entities that have 

participated with us in many of these projects. With their assistance, we have helped many 

more people than we would have acting alone. 

We want to thank our partners: the private, nonprofit, and government entities that have 

participated with us in many of these projects. With their assistance, we have helped many 

more people than we would have acting alone. 

We recognize that the best solutions to rural problems are developed by those on the ground. 

We stand ready to assist Idaho’s rural communities by being an active participant in their 

growth. 

We recognize that the best solutions to rural problems are developed by those on the ground. 

We stand ready to assist Idaho’s rural communities by being an active participant in their 

growth. 

Sincerely, Sincerely, 

Michael A. Field 

State Director 

2 Idaho R Idaho Rural Development
Synopsis of Rural Development Programs

Rural Housing Service 

To provide safe, sanitary, and affordable housing for very-low-, low-, and moderate-income rural 

Idaho families is a central goal of USDA Rural Development. Quality housing provides an economic 

benefit to communities and gives individuals and families a sound footing, thereby enabling their 

success. 

The Rural Housing Program delivers its services through direct and guaranteed 502 loans, self-help 

housing loans, 504 loans and grants for housing improvement and renovation, and through housing 

preservation grants. Direct and guaranteed rural rental housing loans allow for construction and 

renovation of rental units for very-low-, low-, and moderate-income residents in rural areas. Rural 

rental housing assistance provides subsidized rent to very-low- and low-income individuals, families, 

and the elderly who reside in USDA direct-financed apartments. 

Rural Business-Cooperative Service

USDA Rural Development is committed to assisting with economic growth and diversification by

providing financing and loan guarantees to rural businesses. It also provides technical assistance to 

rural businesses, conducts research into rural economic issues, provides cooperative education 

materials to the public, and assists communities through the Empowerment Zone/ Enterprise 

Community Program. Rural Business-Cooperative Service helps rural residents form new cooperative 

businesses and improve the operations of existing cooperatives. 

Rural Business-Cooperative Service helps fund projects that create or preserve quality jobs. Financial 

resources of Rural Business-Cooperative Service are often leveraged with those of public and private 

credit source lenders to meet business needs in underserved areas. Rural Business-Cooperative 

Service is delivered through Business and Industry loan guarantees, Intermediary Relending Program

loans, Rural Business Enterprise Grants, Cooperative Services Division, Value Added Product 

Development Grant Program, and Empowerment Zone/Enterprise Community Program. 

Rural Utilities and Community Facilities

Planning for, developing, and maintaining a community’s physical infrastructure is essential both for 

service to current residents and for future economic competitiveness. In order for Idaho’s rural areas 

to succeed, citizens must have affordable access to water, wastewater and solid waste disposal, 

electricity, and telecommunications services. Rural Utilities and Community Facilities seeks to 

improve the quality of life in rural America through loans, grants, and technical assistance which 

develop water, wastewater, storm water, and solid waste disposal systems in rural areas and towns with 

a population of 10,000 or less. The Community Facilities Program provides financing (loans, loan 

guarantees, and grants) to local governments and non-profits with a population of 20,000 or less for 

health care, public safety, and public service facilities. 

Community development goes hand-in-hand with economic development. Community leaders require 

information on alternatives and opportunities if they are to plan adequately for the future. 

Communities also must be served by a partnership of state, federal, local, and private funding in order 

to meet their goals. 

Idaho Rural Development 3 
Fiscal Year 2002 Accomplishments 

It is the goal of USDA Rural Development 

to help rural Americans grow and improve 

their quality of life. We accomplish this by

administering programs which help rural 

residents care for their families and ensure 

that businesses they start and communities 

in which they live have the best chance to 

grow and thrive. 

In fiscal year 2002, Idaho Rural 

Development expended more than $110 

million in grants and direct and guaranteed 

loans in support of rural development 

activities across the state. These funds 

helped provide housing for more than 585 

rural households; established safe and 

sanitary water and wastewater systems 

serving more than 20,469 rural residents; 

provided essential community facilities, 

including health care, fire protection, and 

group homes to 148,646 rural residents; 

created or stabilized approximately 812 rural 

jobs; and provided numerous additional 

economic, social, and environmental 

benefits to rural communities throughout the 

state. 

Of this $110 million, approximately 56% 

was devoted to rural housing activities, 33% 

to the development of community facilities 

and rural water and wastewater systems, and 

11% to rural business and cooperative 

development activities. 

Fiscal Year 2002 Funds Usage 

Per Program Area 

RHS

56%

RBS 

11%

RUCF

33%

RHS Total - 56% 50.3% - SFH Guaranteed loans 

31.3% - SFH Direct loans 

15.9% - Rental Assistance 

 2.5% - Multi-Family/Labor Housing loans 

 0.1% - Housing Preservation Grants

RBS Total - 11% 73.4% - B&I Guarantee loans 

4.6% - CAIP loans 

7.2% - IRP loans 

3.2% - RBEG 

11.6%- VADG 

RUCF Total - 33% 52.7% - WWD loans and grants

14% - CF loans, grants and loan guarantees 

0.3% - Solid Waste Management grants

3% - Native American Set-Aside 

30% - Telecommunications 

4 Idaho Rural Development
Rural Housing Service 

Program Name 

Dollars 

Obligated 

Participation 

Amount 

Percent of 

Participation 

Single Family Housing 

Loans (Section 502) 

 Very Low Income $9,123,459 $1,390,518 13.2% 

 Low Income $8,975,786 $1,919,516 17.6% 

Repair & Rehabilitation 

Grants (Section 504) 

$291,468 $1,180 .01%

Repair & Rehabilitation

Loans (Section 504) 

$326,792 $-0- 0%

Mutual and Self-Help 

Housing Grants (Section 

523) 

$726,493 $-0- N/A%

Single Family Housing 

Guaranteed Loans 

$31,207,345 N/A N/A

Farm Labor Housing 

(Section 514) 

$-0- $-0- 0%

Multi-Family Housing 

Loans (Section 515) 

$1,562,836 $181,988 10.4%

Housing Preservaton 

Grants (Section 533) 

$50,000 $50,000 50%

Rental Assistance 

(Section 521) (RA) 

$9,865,830 N/A N/A

Totals $62,130,009 $3,843,202

In 2002, Rural Housing Service provided 

approximately $18,099,245 in direct funds 

and $31,207,345 in guaranteed funds to help 

585 rural families buy single family homes. 

Also, $618,260 in grant and loan funds 

assisted 117 very-low-income homeowners 

with removal of health and safety hazards or 

rehabilitation of their existing dwellings. 

56.6

52.2 52.5

51.5

61.4

46

48

50

52

54

56

58

60

62

1998 1999 2000 2001 2002

2 multi-family housing 

ural

lso

ng

Rural Development provided $1,562,356 for 

a new 12-unit housing project on the Duck 

Valley Indian Reservation and for 

rehabilitation of 3

units in Parma. R

Housing Service

provided a Housing Preservation Grant of 

$50,000 to Eastern Idaho Special Services

Agency (a non-profit organization) to assist 

very-low-income families in repairing the

homes. In total, Idaho's Rural Housing 

Service invested more than $62,130,009

either as direct loans and grants, rental 

assistance, or guaranteed loans in rural 

housing. 

a

ir

ive Year Fundi

RHS

d

F

History for

Dollars obligate

shown in millions

Idaho Rural Development 5 
Rural Business-Cooperative Service 

 Dollars Participation Total 

Program Name Obligated Amount Investment #Jobs

Business and Industry Loan Guarantee $8,594,313 $6,224,840 $14,819,153 308 

Business and Industry Loan Guarantee (CAIP) $ 535,000 $ 136,158 $ 671,158 14 

Rural Business Enterprise Grant (RBEG) $ 369,752 $ 407,747 $ 777,499 402 

Intermediary Relending Program (IRP) $ 850,000 $ 265,000 $ 1,115,000 88 

Value Added Ag Product Market 

 Development Grant (VADG) $1,353,835 $ 1,353,835 $ 2,707,670 N/A 

Total $11,702,900 $ 8,387,580 $20,090,480 812

ral

h

nity

f the 2002 Farm

ill, the VADG provides grants to eligible

agricultural producers/producer groups. RBS

provided $1,353,835 to five separate groups, 

thereby facilitating greater participation in

emerging markets and new markets for valueadded agricultural products. 

Rural Development provided financing to

promote the start-up or expansion of rural

business or cooperatives, creating or preserving 

812 jobs in the rural areas served. $11,702,900 

in Rural Development, Rural BusinessCooperative Service (RBS) program assistance 

was provided to rural projects as guaranteed 

loans, grants made to third parties, or loans made

to intermediaries to facilitate the development of

rural businesses and cooperatives, or grants

made to eligible agricultural producers/producer 

groups. RBS program assistance was leveraged 

with $8,387,580 from our Partners, for a total

investment in rural projects and communities of

$20,090,480. Idaho RBS provided technical

assistance services to cooperatives and 

cooperative steering committees to facilitate 

Five Year Funding 

istory f

cooperative development. RBS assisted ru

communities via outreach and education throug

the Empowerment Zone/Enterprise Commu

Initiative. 

Value-Added Agricultural Product Market

Development Grants (VADG) Program – 

Authorized by Section 6401 o

Dollars obligated 

shown in millions 

B

6 Idaho Rural Development

16.4 14.9

11.1

22.9

11.7

0

5

10

15

20

25

1998 1999 2000 2001 2002

H or RBS
Rural Utilities and Community Facilities 

Program Name 

Dollars 

Obligated 

Participation 

Amount Total 

Water & Waste Disposal

 Loans $10,500,000 

 Grants $8,964,478 $5,097,500 $25,761,123 

 Native American $1,199,145 

Solid Waste Management Grants $121,796 $117,030 $238,826

Community Facilities 

 Direct Loans $3,548,000 

 Grants $92,000 $3,699,813 $8,914,921 

 Guaranteed Loans $1,260,000 

 Economic Impact Grants $315,108 

Telecommunications Loans 

Distance Learning Telemedicine 

$10,452,100 

$500,000 

-0- 

-0- 

$10,952,100 

$500,000 

Totals $36,952,627 $8,914,343 $46,366,970

In fiscal year 2002, $19,464,478 in loans and 

grants were provided for rural water or 

wastewater projects that serve approximately

20,469 rural residents, and $121,796 in grant 

funds were provided for two solid waste 

management technical assistance projects. These 

monies included a grant to the ShoshoneBannock Tribes to assist in getting safe drinking 

water to residents currently using contaminated 

ground water and a grant to the Nez Perce Tribe 

to provide wastewater service to Native 

Americans in the East Kamiah area with failing 

septic systems. Included in this amount is 

$8,744,000 for eight projects authorized by the 

2002 Farm Bill to reduce the backlog of water 

and waste water applications. Rural 

Development also provided approximately

$5,215,100 in loan and grant funds which 

assisted in financing new or improved 

community facilities servicing approximately

148,646 rural residents. The Community Facility

funding included a direct and guaranteed loan to 

the Walker Center for Drug and Alcohol Abuse 

Treatment in Gooding, a direct loan and grant to 

the Gooding Basque Cultural Center in Gooding, 

and a $75,000 grant to the Duck Valley Housing 

Authority for a college-level educational facility

on the Duck Valley Indian Reservation.

13.9 13.8 14.5

21.3

36.9

0

5

10

15

20

25

30

35

40

1998 1999 2000 2001 2002

d

Five Year F

History fo

unding

r

rs obligate

illions

RUCF

Dolla

shown in m

Idaho Rural Development 7 
Participation - The following graphs show the dollar amounts leveraged by 

our partners for Rural Housing Service, Rural Business-Cooperative Service 

and Rural Utilities & Community Facilities.

8 Idaho Rural Development

21.3

36.9

8

8.7

8.9

30

45.8

13.9 13.8 14.5

6.4

9.2

23.1 21.8 20.9

0

5

10

15

20

25

30

35

40

45

50

1998 1999 2000 2001 2002

RUCF

Participation

Total

22.9

11.7

24.5

8.4

47.4

20.1

11.1

14.9 16.4

3.6

7.4

4

20.4

14.7

22.3

0

10

20

30

40

1998 1999 2000 2001 2002

RBS

Participation

Total

50

51.5

61.4

5.3

3.5

56.8

64.9

52.5

59.7

52.2

3.3

3.2

6.7

63

59.2

55.4

0

10

20

30

40

50

60

70

1998 1999 2000 2001 2002

RHS

Participation

Total

 

Community Facilities Guaranteed Loans: Fiscal Year 2002 

Lender Location

Number of Loans 

FY 2002 

Amount of Loans 

FY 2002 

Magic Valley Bank Twin Falls 1 $1,000,000 

Wells Fargo Bank Northwest, NA Twin Falls 1 $100,000 

Wells Fargo Bank Northwest, NA Lewiston 1 $60,000 

Total 3 $1,260,000 
IDAHO GRH LOANS BY LENDER 

FISCAL YEARS 2001 & 2002

Name of Lender TYPE FY 2001 FY 2001 FY 2002 FY 2002 

Academy Mortgage 6 $581,210 38 $3,673,086 

Action Mortgage S 4 $375,269 2 $248,308 

Allied Mortgage 1 $201,200 

American Mortgage N 

Bank of Commerce S 12 905,840 10 $977,400 

Bank of Idaho S 38 $2,571,400 43 $2,987,940 

Cache Mortgage S 

Cache Valley Bank 2 205,000 

Central Pacific Mortgage N 

Chase Manhattan Mortgage N 18 1,719,258 18 $1,705,790 

Cherry Creek Mortgage 7 $575,200 

lonial Mo 6 $464,440

ntinental Savings Bank 

untrywide Home Loans N 24 44,178

ssland Mortgage N

stom Mortgage N 4,703

st Colon

Co rtgage N 

Co N 

Co $2,055,700 15 $1,5

Cro 

Cu 1 $9

Fir y Mortgage 12 $1,035,676

First Federal Savings Bank 4 $240,230 3 $238,900 

First Horizon . N 17 $1,214,616 15 $1,172,492 

First Mortgage S 2 $165,500 2 $239,890 

First Security Bank N 

FirstBank Northwest S 16 $1,460,811 35 $3,492,695 

Global Credit Union 4 $355,150 

Home Federal Savings & Loan S 4 $313,542 2 $188,890 

Home Mortgage S 

Home Street Mortgage N 

Idaho Independent Bank S 14 $1,390,600 12 $1,262,984 

ISU - Federal Credit Union 1 $61,900 

Intermountain Community Bank 5 $452,830 

Ireland Bank S 5 417,250 3 $222,490 

Irwin Mortgage N 

M&T Mortgage N 9 $904,767 5 $565,500 

Magic Valley Bank S 34 $2,412,600 9 $812,200 

Major Mortgage N 

Mann Financial N 2 $199,000 

Mortgage Capital Resources N 

Mountain West Bank S 12 $1,213,309 32 $3,343,084 

National City Mortgage N 15 $1,397,521 33 $3,478,873 

New Freedom Mortgage 1 $50,000 

North American Mortgage N 2 $177,000 

Old Kent Mortgage N 10 $723,000 

Pacific Republic 5 $452,000 

Republic Mortgage N 12 $1,130,900 3 $306,879 

Republic Mortgage Home Loan 3 $308,800 

Republic Northwest 7 $591,900 3 $260,800 

Washington Mutual Bank 28 $2,603,795 5 $380,000 

Washington Trust Bank S 3 $274,790 1 $498,000 

Wells Fargo Home Mortgage N 29 $2,803,866 22 $2,008,976 

Young Mortgage 1 $90,400 

Zion’s Mortgage N 4 $324,500 3 $253,500 

TOTAL’s 361 $30,781,140 333 $31,207,188 

Idaho Rural Development 9 
Business & Industry Guaranteed Loans: Fiscal Years 2001 & 2002 

Lender Location Loans FY Loa

Number of Am

Bank Pu $

f Latah $

f Whitman $

redit Services ID $ 5,

s & Merchants $ 2

curity Bank, NA $

curity Bank, NA 

curity Bank, NA/We

I

$ 1,

k National Association Tw ID $ 3,

est Farm Credit Services A $ 1,

k, NA $

k, NA Pr

gton Trust Bank Bo $ 3

argo Bank, NW, N.A

argo Bank, NW, N. $

ank 

ank St. Loui O $ 7,

1 $ 20, $ 9

l H g

ME REPAIRS B Y

Bonnie Foster was familiar with USDARural Development. With a limited 

income due to cerebral palsy, she had 

turned to Farmers Home Administration 

(the predecessor to Rural Development) 

in 1975 for a loan to purchase a home. 

They made her the loan, which she 

recently paid off, but because of the age 

of her home, some maintenance work 

was needed. This included a new roof, 

new windows, new entrance doors and 

repairs on the soffit and fascia. 

USDA, Rural Development was able to 

he made ecti me

Repair and Rehabilitation loan to Ms. 

Foster so the needed repairs could be 

completed, allowing her to maintain her 

ake it rm

comfortable again. Ms. Foster said, 

"I'm so proud of how attractive my home 

looks. Every time my neighbors and 

fri e how eat m

looks, it brings joy to my heart. She 

added, "I have made such great friends 

through this experience, people I can 

trust. I wo ld nev esitate

bu th Rur evelop

again." 

lp. They a S on 504 Ho

home and m wa and

ends tell m gr y house

u er h to do

siness wi al D ment

2001 

ount of

ns FY 2001

Number of 

Loans FY 

2002 

Amount of 

Loans FY 2002 

American West llman, WA 1 699,600

Bank o Orofino, ID 1 572,000

Bank o Colfax, WA 1 575,000

Farm C Twin Falls, 2 000,000

Farmer Meridian, ID 1 ,602,713

First Se Burley, ID 1 350,000

First Se Nampa, ID 1 $ 415,000 

First Se lls 

Fargo 

Sandpoint, Hayden, 

daho

3 526,000

Keyban in Falls, 2 023,685

Northw Spokane, W 1 500,000

US Ban Pocatello 1 740,000

US Ban eston, ID 2 $ 485,000 

Washin ise, ID 1 ,000,000

Wells F . Lewiston, ID 1 $ 400,000 

Wells F A. Coeur d'Alene, ID 2 755,000

Zions B Blackfoot, ID 1 $ 525,000 

Zions B s, M 2 400,000

Total 5 439,685 9 ,129,313

Fiscal Year 2002 Highlights 

Rura ousin

HO RING JO

10 Idaho Rural Development
Turnin pair into Hop

Idaho Rural Development

Rosie's 38 year-old son, Carl, who is 

virtually blind and confined to a wheelchair, 

lives with her. While Rosie is able to provide 

most of the care Carl needs, she requires 

help from Home Health to bathe him. 

REMAKING AN INHERITANCE

g Des e

Cleanliness is next to godliness to Rosie 

r-old ho takes

e in her home.

Smith, a 71-yea meowner who

great prid The house and

aculate - n dust

ed growi he

eps

og, a

tiful collie

,

and

like a

dog.

loves to

uests

la

was bought at en

ome and refinish or

erwise refurbished b her personally,

aking her home comfortable and homey.

She also loves to work in t

result is a home and yard

nicely in any home and garden magazine. 

Because Rosie's income is limited, (d

he

her

rl's as ap

ce ow as

ad a 4-5 inch high lip a the

the base making it neces ry to l

his wheelchair into it, and e sink

in a ca it ina essibl

wheelc

Although Rosie prides herself on being selfsufficient, she just couldn't afford the 

needed repairs and upgrades and therefore 

requested help from USDA Rural 

Development to remodel Carl's bathroom 

and replace her roof. The assistance came 

just in time. Rosie had received a letter 

ndicap

g

of was removed and a new roof with 30-

.

nding

al Development helps many

people in our local communities through its 

housing loan and grant programs. Rural 

Development has turned despair into hope 

for many individuals who just didn't have the 

financial ability to help themselves.

yard are imm ot a flake of

inside nor a we ng outside. S

even ke

her d

beau

named 

Rocket, 

brushed

groomed

looking

show

She

show g

through her home, exp ining that all the

furniture yard sales th

taken h ed, repainted

oth y

Ca

ac

h

bathroom w

ssible. The sh

not handic

er stall w

ro nd

small and

u edge of

sa ift Carl and

th

c

was set

binet making e for Carl’s

hair. c

Rosie Smith & her

11 

m

he yard. The

that would show

erived

solely from Social Security and SSI) s

couldn't afford any major repairs, and

Carl’s Remodeled Shower 

son

roof was old and leaking, causing water 

damage to her ceilings and beautiful 

furnishings. 

from Home Health informing her that unless 

the shower was remodeled, they would no 

longer come to the home to bathe him. 

With funds from Rural Development, the 

bathroom was redesigned. A ha

accessible shower was installed with 

handrails and tiled walls. The carpet was 

removed and ceramic tile installed allowing 

for better wheelchair mobility. The existin

ro

year architectural shingles was installed

In addition to the above repairs, Rosie's 

family pitched in and removed the old sink

and cabinet, replacing it with a free-sta

sink that allows Carl better access.

USDA Rur
12 Idaho Rural Development

Eleanor Erickson's career as

uptly w en the airline

bankruptcy. Returning to 

le

to build a new home. With assistance f

family members, the existing 

family home that she had grown 

up in was demolished and she 

was able to build her new home 

on that site. 

Eleanor is thrilled with her new 

home. She no longer has to 

worry about living in a home with 

no heat, old plumbing, unsafe 

electrical wiring and structural 

problem

Rural Business-Coope

Business and Industry Guaranteed Loan

an airline

stewardess ended abr

she worked for filed 

h

her hometown of Bonners 

Ferry, Idaho provided 

additional challenges. 

She inherited and moved 

into the home she had 

been raised in, but it no 

longer met her needs. It 

was old, and had 

extensive structural and 

mechanical problems, including no heat. 

USDA Rural Development, in partnership 

with Wells Fargo Home Mortgage were ab

to loan Ms. Erickson the money she needed 

rom

s.

rative Service

Cascade Hotel Property, LLC dba The Ashley Inn 
Idaho Rural Development 13 

On May 17, 2002, Rural Development State Director Mike Field and Idaho Governor Dirk 

 Fr

Cascade'

ilt by

o

 Advocate: "Word of 

ill at Cascad

 the manager of the hotel once it's built. He is presently

el and Restau

nd acc

18,000 fi

lo

who e

uris over the past decade the economy has 

o ic base have been under pressure from a 

-i

ting mo a

nd it

o Depar erce Grant for improving 

y allow the City to improve the current systems to 

ill also benefit the users on the existing system and 

crease fire protection capabilities.

As noted by the Thomp lopment: "Thanks - 

is is already making a difference in Cascade - Ashley and Katrin". 

ural Business Enterprise Grant

Kempthorne joined residents of Cascade to celebrate the ground-breaking of 

unit hotel financed with a loan developed by

the Meridian branch of Farmers & Merchants St

Business and Industry Loan Guarantee. Billed as 

more than 60 years, the hotel (which will be bu

Victorian/French Country style) will total m

conference/reception center, meeting room

As described in the Long Valley

after the closure of the Boise Cascade sawm

employees and numerous other timber industry

jobs was Ron Lundquist, who will become

The Ashley Inn, a 65-

ed Knehans, AVP & Commercial Loan Officer with 

ate Bank, and guaranteed by a Rural Development 

s biggest business district improvement in 

 owners Ashley and Katrin Thompson in a 

re than 40,000 square feet and will feature a 

s, and a heated indoor swimming/spa facility. 

the project's start comes almost exactly one year 

e. With that mill's closure, more than 80 mill 

 workers lost their jobs. Among those who lost their 

enrolled in Lewis-Clark State College's Hot

expected to create 20-25 new jobs in the county; a

the hotel will generate

It is anticipated that The Ashle

recreationists and tourists

includes timber, mining, to

been strained as three of the f

number of directions. 

Tourism has become an ever

capacity and the exis

traveling through the area a

component in the City’s efforts to obtain an Idah

rant Management program. The project is 

ording to business plans, it is anticipated that

rst three years." 

pment anchor and a draw for 

economic base of Valley County

sewer and water lines. The project will not onl

allow the development of the proposed hotel but w

overnight visits each year within the

y Inn will become an economic deve

go to Valley County year round. Th

m, and ranching. Accordingly,

ur sectors of the econom

ncreasing facet of the local economy.

tels are dated. The hotel is expected to

in turn benefit local businesses. Add

The City has limited lodging 

ttract a number of those 

ionally, the project was a key

tment of Comm

in

sons in the groundbreaking invitation sent to Rural Deve

th

R

pay

their hom

Terry

Equipm

hours a day

equipm

Teton County (Teton Valley Hospital & Surgicenter) 

Cardiac patients no longer have to leave the Teton Valley to get treatment. The RBS Rural Business 

Enterprise Grant (RBEG) of $39,550 was given to Teton Valley Hospital & Surgicenter in Driggs to 

 for equipment that doctors in the valley can use to diagnose heart trouble and monitor patients in 

es. 

 Patrick, director of respiratory therapy at the hospital, said, “With this grant we’ll be able to 

purchase new diagnostic pieces that basically will get us a lot more insight into what’s going on with 

a patient when we’re looking for a diagnosis.” 

ent purchased through the grant includes a portable monitor that cardiac patients can wear 24 

. The monitor records a patient’s cardiac rhythms, recording recurring symptoms. Other 

ent will allow patients to record heart trouble and transmit the data to the hospital by phone. 
The equipment also includes a new electronic interface between the hospital’s laboratory and the 

privately-owned Teton Valley Medical Clinic (TVMC) which will allow test results to be transferred 

Ramirez, Teton County Commissioner; Nancy Arnold, Hospital Board Chairwoman; Dale

Lish, USDA Business Specialist; Doctor Larry Curtis; Laurel Hall, Field Director for 

Representative Mike Simpson; Georgia Dixon, Regional Assistant for Senator Larry Craig 

and Leslie Huddleston, Regional Director for Senator Mike Crapo

Susan Kunz, Hospital Administrator; Terry Patrick, Director of Respiratory Therapy; Ron 

to patient files with more speed and confidentiality. The interface will help both the hospital and the 

an $11,000 remodel to house a new cardiopulmonary suite at the 

medical center cut down on the amount of work required to transfer records. The new equipment will

be used by TVMC, a small and emerging business, owned and operated by two local physicians; and 

the project will result in the retention of TVMC's 20 employees. 

The hospital matched the grant with

hospital.

Rural Utilities and Community Facilities 

Gooding Basque Cultural Center

Euskadi Lane is the location of the Gooding Basque Association’s new cultural center in

eir

foot assembly room, a complete kitchen with a 

The project was made possible with a $240,000 USDA, Rural Development Community 

Facilities loan and a $60,000 Community Facilities grant. The Basque Association provided 

3.3 acres of land, furnishings, donated labor, and cash contributions. Funds for loan 

repayment will come from the association’s annual festival, rental fees, and traditional 

Basque dinners served to the public. The Basques recently held their annual meeting and 

Gooding, Idaho. The Basque community in southern Idaho now has a place to celebrate th

“old country” traditions—as well as a place for local community events. The 6,400-squarefoot block building features a 3,600 squarewalk-in cooler, bathrooms, office, and an 884-square-foot portico. The rustic, tile-like, metal

roof adds a distinctive appearance to the facility. 

14 Idaho Rural Development
Christmas party at the center and local residents are already scheduling weddings, family 

reunions, and other events. The Basque center is a welcome addition to the Gooding, Idaho 

community. 

Basque Cultural Center, Gooding, Idaho 

Kamiah Regional Wastewater Treatment System

1999, the City of Kamiah submitted an application to finance a new wastewater

nt plant to meet the City's and Pine Ridge Water & S

In June

treatme ewer District's needs. After 

evie

t th

to up

iew

ms 

osts,

r wing the information and the intent of the City and District, Rural Development (RD) 

e same time Valley View Water & Sewer District had an application pending with RD 

grade its lago ding Valley

into the Kam tive for the 

be indicated in the fall of 1999 that the sewage syste

ocated near Valley View were failing. Initial

y system, responsibilities, permits, rates, 

financing packages. The Tribe submitted an application to RD in December 2000 to 

recommended that the District submit an application for its share of the project. This was

submitted in September 1999. Each entity needed to upgrade it’s facility to meet the Clean 

Water Act. Each had it’s own lagoon system, but agreed that it would be in both their best 

interests to provide a regional system. The City would own and operate the new treatment 

facility with the District sending its sewage to the City for treatment. RD financing was 

approved in March 2000 for both entities. 

A

on system. Valley View is located east of Kamiah. Inclu

V iah regional system was considered, but was cost prohibi

number of users. The Nez Perce Tri

at two Tribal Housing Subdivisions l

discussions were held January 2000 regarding a regional system that would incorporate 

Valley View Water & Sewer District and the two Nez Perce Tribal Housing subdivisions. 

Ongoing discussions were held at each step in expanding regionalization to include the area 

east of Kamiah. These discussions included revising facility studies to meet IDEQ 

requirements, locating funding for this amendment, construction/ownership/maintenance of 

the sewer interceptor from East Kamiah to the Cit

c

finance it’s costs associated with becoming part of the regional system. The Tribe's and 

Valley View's funding was approved June 2001. Discussions began between the 4 entities 

regarding intergovernmental agreements for sewage treatment and construction of the

interceptor and treatment plant. 

Idaho Rural Development 15 
Intergovernmental contracts were signed between the City of Kamiah and the other entitie

on February 13, 2002. Bid documents were then finalized and the project advertised for bid 

May 2002. B

s

ids were received and project budgets reviewed for each entity based on the

w bid. Additional funding was needed for the Districts and Tribe to meet the projected 

cost for the treatment plant. Farm Bill 2002 provided a source for the additional funds 

needed. Documents were quickly compiled and meetings with the District and the Tribe held 

so the additional funding could be approved. After many miles on the road and hours on the 

phone, the City, Districts, Nez Perce Tribe, Rural Development staff and many others 

involved were relieved to see the construction begin on the wastewater treatment plant in 

October 2002. 

miah; 

lo

Russ Kirsch, Chairman, Pine Ridge; Sherri Rothfusz, State Assistant for Congressman Butch

Otter; Samuel Penney, Chairman, Nez Perce Tribe; Robert Olive, Mayor, City of Ka

Mary Hasenoehrl, Regional Director for Senator Michael Crapo; Walter Steed, Grant 

Administrator for Valley View

16 Idaho Rural Development
Idaho Rural Development Offices 

Idaho Rural Development 17 

State Office 

st Barnes, Suite A1 

83709

08-378-5600, fax: 208-378-5643 

A. Field, State Director

ike.field@id.usda.gov 

Directors

ins, Rural Housing

8-378-5630

Lewiston Outreach Office 

Zeeta Augello, Rural Development Specialist 

1630 23rd Ave., Ste. 6 

Lewiston, Idaho 83501 

phone: 208-746-9621 

fax: 208-798-3164 

email: zeeta.augello@id.usda.gov

Western Idaho 

Caldwell Area Office 

Counties with Outreach Offic

locations: 

Rupert Outreach Offic

Manuel A. (Tony) Balle

Rural Development S

98-B South 200 West 

Rupert, Idaho 83350 

phone: 208-436-0116 

fax: 208-436-3098

email: manuel.ballestero@

9173 We

Boise, ID

phone: 2

Michael

email: m

Program

Roni Atk

phone: 2

email: roni.atkins@id.usda.gov 

Dani

Commu

phone:

email: 

0

el Fraser, Rural Utilities & 

nity Facilities 

 208-378-5618 

dan.fraser@id.usda.gov

Daryl Moser, Rural Business & 

ive Service 

 208-378-5623 

daryl.moser@id.usda.gov

 Andrew, Administrative Program

 208-378-5602 

carol.andrew@id.usda.gov

Northern Idaho 

Coeur d’Alene Area Office 

rris E. (Mac) Cavasar, Rural 

ent Manager 

eadowlark Way, Suite C3 

Alene, Idaho 83815 

 208-762-4939, fax: 208-762-9799 

mac.cavasar@id.usda.gov

Northern Idaho serves Benewah, Bonner, 

, Clearwater, Idaho, Kootenai, Latah, 

Lewis, Nez Perce, and Shoshone Counties with 

 at the following locations: 

Coeur d’Alene Outreach Office 

Howard Lunderstadt, Rural Dev. Specialist

2208 E. Chicago, Suite C 

Caldwell, Idaho 83605 

phone: 208-459-0761 fax: 459-0762 

email: stewart.brent@id.usda.gov

Western Idaho serves Ada, Adams, Boise, 

Canyon, Elmore, Gem, Owyhee, Payette, Valley,

and Washington Counties with Outreach Offices

in the following locations: 

Caldwell Outreach Office 

Carole Percifield 

Rural Development Specialist 

2208 E. Chicago, Suite C 

Caldwell, Idaho 83605 

phone: 208-454-8691 fax: 459-0762 

email: carole.percifield@id.usda.gov 

Mountain Home Outreach Office

Louise McBride 

Rural Development Specialist 

795 South Haskett 

Mountain Home, Idaho 83647 

phone: 208-587-9791 fax: 587-6630 

email: louise.mcbride@id.usda.gov

Weiser Outreach Office 

Nicholes Partin 

Rural Development Specialist 

845 East 9th 

Weiser, Idaho 83672 

phone: 208-549-4280 fax: 549-4229 

email: nicholes.partin@id.usda.gov

Rural Development Specialist 

1441 Fillmore, Suite C 

Twin Falls, Idaho 83301 

phone: 208-733-5380 

fax: 208-734-0428 

email: ladeane.brown@id.usda.gov

Eastern Idaho 

Blackfoot Area Office 

Gary Gamble, Rural Developm

725 Jensen Grove Drive, Suite

Blackfoot, Idaho 83221 

phone: 208-785-5840, fax:

email: gary.gamble@id.usda.gov

Eastern Idaho serves Bannock, Bear Lake, 

Bingham, Bonneville, Butte, Caribou, Clark, 

Custer, Franklin, Fremont, Jefferson, Lemhi, 

Madison, Oneida, Power, and Teton Counties 

with Outreach Offices following 

Blackfoot Outreach Office 

Julie Neff, Rural Developmen

725 Jensen Grove Drive, Suite

Idaho 83221 

phone: 208-785-6600, fax:

email: julie.neff@id.usda.gov

Rexburg Outreach Office 

Christie Robertson, 

Rural Development Specialist 

Cooperat

phone:

email: 

Carol

phone:

email: 

Mo

Developm

7830 M

Coeur d'

phone:

email: 

Boundary

Outreach Offices

7830 Meadowlark Way, Suite C3

Coeur d' ene, Idaho 83815 

phone: 2

fax: 208

email: ho

Al

08-762-4939

-762-9799

ward.lunderstadt@id.usda.gov

ille Outreach Office 

Central Idaho 

Twin Falls Area Office 

Larry Stachler 

phone: 208-356-7248, fax: 208-356-7240 

email: christie.robertson@id

Soda Springs Outr

Grangev

atricia Patoray (Patty) 

ural Development Specialist 

Route 1, Box 2 

Grangeville, Idaho 83530 

phone: 208-983-1050 fax: 983-0519 

email: patty.patoray@id.usda.gov

P

R

M. Stewart Brent 

Rural Development Manager 

Rural Development Manager 

1441 Fillmore, Suite C, 

Twin Falls, Idaho 83301 

phone: 208-733-5380 fax: 734-0428 

email: larry.stachler@id.usda.gov

Central Idaho serves Blaine, Cassia, Gooding, 

Jerome, Lincoln, Minidoka, and Twin Falls 

es in the following 

e

stero 

pecialist 

id.usda.gov

Twin Falls Outreach Office 

LaDeane Brown 

ent Manager 

 1 

 208-785-6561 

t Specialist 

 1, Blackfoot, 

 208-785-6561 

265 East 4th North 

Rexburg, Idaho 83440 

.usda.gov

each Office

David Birch, Rural Development Specialist

390 E. Hooper, No. 3 

Soda Springs, Idaho 83276 

phone: 208-547-4926 fax: 547-4801 

email: david.birch@id.usda.gov
IDAHO RURAL DEVELOPMENT OFFICES

18 Idaho Rural velopment De

U

v

9 s B a 09

SD

17

ois

A - 

3 We

Suite A1 

e, Id

Rura

Idaho State Office 

st B

ho 

l 

ar

83

De

ne

7

el

Dr

op

ive

ment