Schedule of Benefits



 EXHIBIT 10.7 
 Schedule of Benefits 
  

			
		 	 Chubb Group of Insurance Companies
 15
Mountain View Road, P.O. Box 1615
 Warren, New Jersey 07061-1615

	 Policyholder’s Name:
 RYERSON TULL,
INC.
	 	
		 	 Issued by the stock insurance company
 indicated below:
 FEDERAL INSURANCE COMPANY
 Incorporated under the laws of
 INDIANA


 BTA6000 
 Section
I - Insured Persons 
 The following are the Insured Persons under this policy: 
  

			
	Class	  	Description
	1	  	All Active Full-Time Non-Employee Directors and Officers as listed on file with the Policyholder.
	2	  	The Spouses of Class 1 Primary Insured Person.
	3	  	The Dependent Child(ren) of Class 1 Primary Insured Person.

 BTA6002 
 If, subject
to all the terms and conditions of this policy a person is eligible for insurance under multiple Classes of Insured Persons described above, then such person will only be insured under the Class which provides the Insured
Person the largest Benefit Amount for the loss that has occurred. 
 BTA6004 
 Section II - Qualification Period 
 For Insured Persons in an eligible Class on the Effective Date: none

 For Insured Persons entering an eligible Class after the Effective Date: none 
 BTA6008 
 Section III - Hazards 
 The following are the Hazards for which insurance applies: 
  

			
	Class	  	Hazard(s)
	1	  	24 Hour Business Travel, Extraordinary Commutation
	2	  	Business Travel Family
	3	  	Business Travel Family

 If, subject to all the terms and conditions of this policy an Insured Person has insurance for covered loss
on the date of an Accident, covered under multiple Hazards described above, then only one Benefit Amount will be paid. This Benefit Amount shall be the largest Benefit Amount applicable under all such
Hazards. 
 BTA6010 







 Section IV - Benefits 
 A) Principal Sum 
 The following are Principal Sums for each Class: 
  

						
	 Class
	  	 Hazard
	  	Principal Sum
	1	  	24 Hour Business Travel	  	$	500,000
	2	  	Extraordinary Commutation	  	$	500,000
	3	  	Business Travel Family	  	$	25,000
	4	  	Business Travel Family	  	$	10,000

 BTA6012 
  







 B) Accidental Death and Dismemberment Benefits: 
 This benefit applies to all Classes of Insured Persons. The following are Losses insured and the corresponding Benefit Amount expressed as a percentage of the Principal Sum:

 Class(es) 
 All 
  

				
	 Accidental:
	  	 Benefit Amounts (Percentage
 of Principal Sum)
	 
	 Loss of Life
	  	100	%
	 Loss of Speech and Loss of Hearing
	  	100	%
	 Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye
	  	100	%
	 Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye
	  	100	%
	 Loss of Hands (Both), Loss of Feet (Both), Loss of Sight or a combination of any two of Loss of Hand, Loss of Foot
or Loss of Sight of One Eye
	  	100	%
	 Loss of Hand, Loss of Foot or Loss of Sight of One Eye (Any one of each)
	  	50	%
	 Loss of Speech or Loss of Hearing
	  	50	%
	 Loss of Thumb and Index Finger of the same hand
	  	25	%

 This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits,
of the Contract. 
 BTA6016 
 If an Insured Person has
multiple Losses as the result of one Accident, then We will pay only the single largest Benefit Amount applicable to the Losses suffered, as described in Section IV - Maximum Payment For Multiple Losses and
Multiple Benefits of the Contract. 
 BTA6018 
 C) Additional
Benefits 
 The following are Benefit Amounts for all other benefits provided under this policy: 
 Permanent Total Disability  
 Class 1 
 Benefit Amount (Monthly) 1% of the Principal Sum 
 Maximum Benefit Amount 100% of the Principal Sum up to a maximum of $500,000 
 Elimination
Period 365 days 
 This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract.

 BTA6068 







 Psychological Therapy  
 Class 1 
 Benefit Amount 5% of the Principal Sum up to a maximum of $25,000  
 Class 2 
 Benefit Amount 5% of the Principal
Sum up to a maximum of $25,000  
 Class 3 
 Benefit Amount 5% of the Principal Sum up to a maximum of $25,000 
 This Benefit Amount is not subject
to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract. 
 BTA6072 
 Rehabilitation Expense  
 Class 1 
 Benefit Amount 5% of the Principal Sum up to a maximum of $25,000  
 Class 2 
 Benefit Amount 5% of the Principal Sum up to a maximum of $25,000 

 Class 3 
 Benefit Amount 5%
of the Principal Sum up to a maximum of $25,000 
 This Benefit Amount is not subject to Section IV - Maximum Payment for Multiple
Losses and Multiple Benefits, of the Contract. 
 BTA6074 
 Seat Belt and Occupant Protection Device  
 Class 1 
 Benefit Amount for Seat Belt 10% of the Principal Sum 
 Alternate Benefit Amount $2,000 
 Benefit Amount for Occupant Protection Device 10% of the
Principal Sum 
 Maximum Benefit Amount for SeatBelt and Occupant Protection Device 20% of the Principal Sum to a
maximum of $50,000 
 Class 2 
 Benefit Amount for Seat Belt 10% of the Principal Sum 
 Alternate Benefit Amount $2,000 
 Benefit Amount for Occupant Protection Device 10% of the Principal Sum 
 Maximum Benefit Amount for SeatBelt and Occupant Protection Device 20% of the Principal Sum to a maximum of $50,000

 Class 3 
 Benefit Amount for Seat
Belt 10% of the Principal Sum 
 Alternate Benefit Amount $2,000 
 Benefit Amount for Occupant Protection Device 10% of the Principal Sum 
 Maximum Benefit Amount for SeatBelt and Occupant Protection Device 20% of the Principal Sum to a maximum of $50,000 
 This Benefit Amount is not subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits, of the Contract. 
 BTA6080 
 Section V - Aggregate Limit of Insurance 
 $5,000,000 per Accident 







 If more than one (1) Insured Person suffers a Loss in the same Accident, then We
will not pay more than the Aggregate Limit of Insurance shown above. If an Accident results in Benefit Amounts becoming payable, which when totaled, exceed the applicable Aggregate Limit of Insurance shown above, then the Aggregate
Limit of Insurance will be divided proportionally among the Insured Persons, based on each applicable Benefit Amount. 
 BTA6088 
 Insurance only applies for the Classes, Hazards, Benefits and Losses that are specifically indicated as insured. 
 BTA6090 







 Hazards 
 Business Travel Family Hazard 
 Business Travel Family Hazard means all circumstances, subject to the
terms and conditions of this policy, to which a Dependent of a Primary Insured Person may be exposed while traveling in connection with the Primary Insured Person’s Business Travel or Relocation Travel,
provided that all such travel is authorized by, and at the expense of, the Policyholder. 
 The insurance under this Business Travel Family
Hazard begins at the actual start of Business Travel or Relocation Travel whether the point of origin is from the Dependent’s residence or regular place of employment, whichever occurs last. This Business Travel
Family Hazard ends immediately upon return to a Dependent’s residence or regular place of employment, whichever occurs first. 
 This
Business Travel Family Hazard includes Personal Excursion. 
 Limitation on Business Travel Family Hazard 
 With respect to this Business Travel Family Hazard: 
  

	1)	no person insured as a Primary Insured Person can be insured as a Dependent; and 

  

	2)	no person shall be insured as a Dependent of more than one Primary Insured Person. 

 BTA5514 
 Extraordinary Commutation Hazard 
 Extraordinary Commutation Hazard means all circumstances, subject to the terms and conditions of this policy, arising from and occurring during Commutation
by a Primary Insured Person using any form of conveyance when a strike, major breakdown or catastrophe causes the discontinuance of service of one or more public transportation system(s) regularly used by such Primary Insured Person
for Commutation. This Extraordinary Commutation Hazard ends with resumption of service of the affected transportation system(s) or the expiration of sixty (60) consecutive days, whichever occurs first. 
 BTA5506 
 24 Hour Business Travel Hazard 

24 Hour Business Travel Hazard means all circumstances, subject to the terms and conditions of this policy, arising from and occurring while the
Primary Insured Person is on Business Travel or Relocation Travel. 
 Insurance under this 24 Hour Business Travel Hazard
begins at the actual start of Business Travel or Relocation Travel whether the point of origin is from the Primary Insured Person’s residence or regular place of employment, whichever occurs last. Insurance under this
24 Hour Business Travel Hazard ends immediately upon return to the Primary Insured Person’s residence or regular place of employment, whichever occurs first. 
 24 Hour Business Travel Hazard does not include Commutation. 24 Hour Business Travel Hazard includes Personal Excursion. 
 BTA5528