EXHIBIT 31.2
                   CERTIFICATION PURSUANT TO
                    18 U.S.C. SECTION 1350,
                    AS ADOPTED PURSUANT TO
         SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Brent Fouch, certify  that:

1    I  have  reviewed this quarterly report on Form 10-QSB of
Palomar Enterprises, Inc.;

2    Based  on  my  knowledge,  this  quarterly  report does not
contain any untrue statement  of a material fact or omit to state
a material fact necessary to  make  the  statements  made, in
light of the circumstances under which such statements  were
made, not misleading with respect to the period covered by this
quarterly  report;

3    Based  on  my  knowledge,  the  financial  statements,  and
other financial information  included in this quarterly report,
fairly present in all material respects  the  financial
condition, results of operations and cash flows of the
registrant as of, and for the periods presented in this quarterly
report;

4    The  registrant's  other  certifying  officers  and  I  are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in  Exchange  Act  Rules  13a-14  and
15d-14) for the registrant and have:

     a.   designed  such  disclosure  controls  and  procedures
to  ensure that  material  information  relating  to  the
registrant,  including  its consolidated  subsidiaries, is made
known to us by others within those  entities,  particularly
during the period in which this quarterly report is  being
prepared;

     b.   evaluated  the  effectiveness  of the registrant's
disclosure controls and procedures as of a date within 90 days
prior to the filing date of this  quarterly  report  (the
"Evaluation  Date");  and

     c.   presented  in  this  quarterly  report  our  conclusions
about  the effectiveness  of  the disclosure controls and
procedures based on our evaluation  as  of  the  Evaluation
Date;

5    The  registrant's  other certifying officers and I have
disclosed, based on our  most  recent  evaluation,  to  the
registrant's auditors and the audit committee  of  registrant's
board  of directors (or persons performing the equivalent
functions):

     a.   all  significant  deficiencies  in the design or
operation of internal controls  which  could  adversely  affect
the registrant's ability to record,  process,  summarize  and
report  financial  data  and  have identified  for  the
registrant's auditors any material weaknesses in  internal
controls;  and

     b.   any  fraud, whether or not material, that involves
management or other employees  who  have  significant  roles  in
the registrant's internal controls;  and

6    The  registrant's  other  certifying  officers and I have
indicated in this quarterly  report  whether there were significant
changes in internal controls or  in  other  factors  that  could
significantly affect internal controls subsequent  to  the  date
of  our  most  recent  evaluation, including any  corrective
actions  with  regard  to significant deficiencies and material
weaknesses.

     Date: May 10, 2006.
                                   /s/ Brent Fouch
                                   --------------------------
                                   Brent Fouch, Treasurer,
                                   Director and Chief
                                   Financial Officer