Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 / Notices 2689 

borrowers from unnecessarily high 

settlement service charges due to the 

settlement service provider’s use of an 

affiliated provider. Disclosures related 

to the servicing of the mortgage loan 

help to protect consumers if the 

servicing of the loan could be or is 

transferred. Disclosures related to 

consumers’ escrow accounts help to 

protect them from unnecessarily high 

escrow charges. 

Respondents: Businesses or other forprofits. 

Estimated Total Reporting Burden: 

17,183,000 hours. 

Request for Comments: Comments 

submitted in response to this notice will 

be summarized and/or included in the 

request for Office of Management and 

Budget approval. All comments will 

become a matter of public record. The 

public is invited to submit written 

comments concerning: (a) Whether the 

collection of information is necessary 

for the proper performance of the CFPB, 

including whether the information will 

have practical utility; (b) the accuracy of 

the above estimate of the burden of the 

information collection; (c) ways to 

enhance the quality, usefulness, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. 

Dated: January 12, 2012. 

Chris Willey, 

Chief Information Officer, Consumer 

Financial Protection Bureau. 

[FR Doc. 2012–988 Filed 1–18–12; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER 

FINANANCIAL PROTECTION 

[Docket No. CFPB–2012–0004] 

Privacy Act of 1974, as Amended 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of Proposed Privacy Act 

System of Records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Bureau of Consumer Financial 

Protection, hereinto referred to as the 

Consumer Financial Protection Bureau 

(‘‘CFPB’’ or the ‘‘Bureau’’), gives notice 

of the establishment of a Privacy Act 

System of Records. 

DATES: Comments must be received no 

later than February 21, 2012. The new 

system of records will be effective 

February 28, 2012, unless the comments 

received result in a contrary 

determination. 

ADDRESSES: You may submit comments, 

identified by Docket No. CFPB–2012– 

0004, by any of the following methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail or Hand Delivery/Courier in 

Lieu of Mail: Claire Stapleton, Chief 

Privacy Officer, Consumer Financial 

Protection Bureau, 1700 G Street NW., 

Washington, DC 20006. 

All submissions must include the 

agency name and docket number for this 

notice. In general all comments received 

will be posted without change to 

http://www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20006, on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7220. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Claire Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau; 

1700 G Street NW., Washington, DC 

20006, (202) 435–7220. 

SUPPLEMENTARY INFORMATION: The DoddFrank Wall Street Reform and Consumer 

Protection Act (‘‘Act’’), Public Law 111– 

203, Title X, established the CFPB to 

administer and enforce Federal 

consumer financial protection law. The 

CFPB will maintain the records covered 

by this notice. 

The new system of records described 

in this notice ‘‘CFPB.013 –CFPB 

External Contact Database’’ will 

maintain records concerning the 

activities and operations of the CFPB’s 

external affairs activities. 

The report of the new system of 

records has been submitted to the 

Committee on Oversight and 

Government Reform of the House of 

Representatives, the Committee on 

Homeland Security and Governmental 

Affairs of the Senate, and the Office of 

Management and Budget, pursuant to 

Appendix I to OMB Circular A–130, 

‘‘Federal Agency Responsibilities for 

Maintaining Records About 

Individuals,’’ dated November 30, 2000, 

and the Privacy Act, 5 U.S.C. 552a(r). 

The system of records entitled 

‘‘CFPB.013—CFPB External Contact 

Database’’ is published in its entirety 

below. 

Dated: January 13, 2012. 

Claire Stapleton, 

Chief Privacy Officer. 

CFPB.013 

SYSTEM NAME: 

CFPB External Contact Database. 

SYSTEM LOCATION: 

Consumer Financial Protection 

Bureau, 1700 G Street NW., Washington 

DC, 20006. 

CATEGORIES OF INDIVIDUALS COVERED BY THE

SYSTEM: 

Individuals covered by this system 

include all individuals involved in 

CFPB communications with external 

affairs related activities, (1) Media 

representatives (including, without 

limitations, newspaper, magazine, radio 

or television station, wire service, or any 

other form of media) who request 

interviews or meetings with the CFPB 

staff; (2) individuals who accompany 

the CFPB staff on official travel; (3) 

individuals who request building passes 

for access to the CFPB facility 

(including, without limitations, media 

representatives, correspondents, 

technicians, and/or producers); (4) 

individuals who request information 

from the CFPB Communications Office 

concerning specific issues and/or topics; 

(5) individuals who have been contacted 

for media events, interviews or 

meetings, occasions, invitations, travel 

opportunities or the placement of 

articles; (6) individuals on the mailing 

list for the CFPB speeches or updates; 

(7) individuals who request the CFPB 

accept a speaking engagement, accept an 

honor, attend a function, or request 

information about the CFPB, and its 

mission and/or policies, etc.; (8) 

individuals who have participated in a 

survey or focus group sponsored by the 

CFPB; (9) CFPB contacts of 

nongovernmental organizations 

throughout the United States (media, 

external affairs, educational, etc.); (10) 

officials of Federal, state and local 

governments; (11) present and past 

CFPB staff (assignment history); (12) 

CFPB staff authorized to perform 

domestic speaking/media engagements; 

and (13) CFPB staff involved external 

affairs related communications. 

CATEGORIES OF RECORDS IN THE SYSTEM: 

Records in the system will include 

information related to communications 

with external affairs contacts. Such 

records include: (1) Contact information 

(name, business phone number, email 

address) for individuals who are 

involved in the operation of the CFPB’s 

external affairs activities; (2) domestic 

travel records, including dates, places 

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2690 Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 / Notices 

visited and purpose of trip, biographies, 

speaking engagements, and interviews; 

(3) communications between CFPB staff 

and individuals representing the media, 

non-profits, academia, and the private 

sector; (4) information necessary to 

obtain entry into CFPB facility; such as, 

name, address, telephone number, date 

of birth, Social Security numbers, state 

of citizenship; (5) press releases; (6) 

names of local media organizations, 

non-profit, academia, and private sector 

organizations; (7) information on CFPB 

staff who ask the CFPB for permission 

to publish information about themselves 

or articles they have authored; (8) 

information on individuals who have 

participated in either a survey or focus 

group sponsored by the CFPB; (9) 

invitations sent to the CFPB to 

participate in or attend a speaking 

engagement, including the names of 

requesters and/or the organizations they 

represent, phone numbers, email 

addresses, assigned action officials and 

status; (10); automated and hard copy 

travel records, usually contain names, 

titles, addresses, organizations, 

telephone/fax/internet numbers, when 

necessary for travel documents; 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

Public Law 111–203, Title X, sections 

1011, 1012, 1021, codified at 12 U.S.C. 

5491, 5492, 5511. 

PURPOSE(S): 

The purpose of the system is to enable 

the CFPB to communicate with the 

American public about its mission and 

activities. The information will be used 

to facilitate the CFPB’s activities, 

including external contacts with the 

media, non-profits, academia, and the 

private sector. The information 

collected will also facilitate CFPB 

events and press conferences. 

ROUTINE USES OF RECORDS MAINTAINED IN THE

SYSTEM, INCLUDING CATEGORIES OF USERS AND

THE PURPOSES OF SUCH USES: 

These records may be disclosed, 

consistent with the CFPB’s rules relating 

to Disclosure of Records and 

Information. Rules are promulgated at 

12 CFR part 1070 et seq to: 

(1) Appropriate agencies, entities, and 

persons when: (a) The CFPB suspects or 

has confirmed that the security or 

confidentiality of information in the 

system of records has been 

compromised; (b) the CFPB has 

determined that, as a result of the 

suspected or confirmed compromise, 

there is a risk of harm to economic or 

property interests, identity theft or 

fraud, or harm to the security or 

integrity of this system or other systems 

or programs (whether maintained by the 

CFPB or another agency or entity) that 

rely upon the compromised 

information; and (c) the disclosure made 

to such agencies, entities, and persons is 

reasonably necessary to assist in 

connection with the CFPB’s efforts to 

respond to the suspected or confirmed 

compromise and prevent, minimize, or 

remedy such harm; 

(2) Another Federal or state agency to 

(a) permit a decision as to access, 

amendment or correction of records to 

be made in consultation with or by that 

agency, or (b) verify the identity of an 

individual or the accuracy of 

information submitted by an individual 

who has requested access to or 

amendment or correction of records; 

(3) To the Office of the President in 

response to an inquiry from that office 

made at the request of the subject of a 

record or a third party on that person’s 

behalf; 

(4) Congressional offices in response 

to an inquiry made at the request of the 

individual to whom the record pertains; 

(5) Contractors, agents, or other 

authorized individuals performing work 

on a contract, service, cooperative 

agreement, job, or other activity on 

behalf of the CFPB or Federal 

Government and who have a need to 

access the information in the 

performance of their duties or activities; 

(6) The U.S. Department of Justice 

(‘‘DOJ’’) for its use in providing legal 

advice to the CFPB or in representing 

the CFPB in a proceeding before a court, 

adjudicative body, or other 

administrative body before which the 

CFPB is authorized to appear, where the 

use of such information by the DOJ is 

deemed by the CFPB to be relevant and 

necessary to the litigation, and such 

proceeding names as a party or interests: 

(a) The CFPB; 

(b) Any employee of the CFPB in his 

or her official capacity; 

(c) Any employee of the CFPB in his 

or her individual capacity where DOJ 

has agreed to represent the employee; or 

(d) The United States, where the 

CFPB determines that litigation is likely 

to affect the CFPB or any of its 

components; 

(7) A court, magistrate, or 

administrative tribunal in the course of 

an administrative proceeding or judicial 

proceeding, including disclosures to 

opposing counsel or witnesses 

(including expert witnesses) in the 

course of discovery or other pre-hearing 

exchanges of information, litigation, or 

settlement negotiations, where relevant 

or potentially relevant to a proceeding, 

or in connection with criminal law 

proceedings; 

(8) A grand jury pursuant either to a 

Federal or state grand jury subpoena, or 

to a prosecution request that such 

record be released for the purpose of its 

introduction to a grand jury, where the 

subpoena or request has been 

specifically approved by a court. In 

those cases where the Federal 

Government is not a party to the 

proceeding, records may be disclosed if 

a subpoena has been signed by a judge; 

(9) Appropriate agencies, entities, and 

persons, to the extent necessary to 

secure information relevant to the 

CFPB’s external affairs activities, 

including external contacts with the 

media, non-profits, academia, and the 

private sector; and 

(10) Members of the media, Federal, 

state, and local government officials or 

other recipients of the CFPB’s external 

affairs communications to inform them 

about attendees and invited guests of 

the CFPB media events and press 

briefings. 

POLICIES AND PRACTICES FOR STORING, 

RETRIEVING, ACCESSING, RETAINING, AND

DISPENSING OF RECORDS IN THE SYSTEM: 

STORAGE: 

Paper and electronic records. 

RETRIEVABILITY: 

Records are retrievable by the name of 

the individual or organization, date of 

received inquiry or request, or assigned 

file number, email address or by some 

combination thereof. 

SAFEGUARDS: 

Access to electronic records is 

restricted to authorized personnel who 

have been issued non-transferrable 

access codes and passwords. Other 

records are maintained in locked file 

cabinets or rooms with access limited to 

those personnel whose official duties 

require access. 

RETENTION AND DISPOSAL: 

The CFPB will maintain electronic 

and paper records indefinitely until the 

National Archives and Records 

Administration (NARA) approves the 

CFPB’s records disposition schedule. 

SYSTEM MANAGER(S) AND ADDRESS: 

Consumer Financial Protection 

Bureau, Media Relations Officer, 1500 

Pennsylvania Ave. NW. (Attn: 1801 L 

Street NW.), Washington, DC 20220. 

NOTIFICATION PROCEDURE: 

Individuals seeking notification and 

access to any record contained in this 

system of records, or seeking to contest 

its content, may inquire in writing in 

accordance with instructions appearing 

in Title 12, Chapter 10 of the CFR, 

‘‘Disclosure of Records and 

Information.’’ Address such requests to: 

Chief Privacy Officer, Bureau of 

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Federal Register / Vol. 77, No. 12 / Thursday, January 19, 2012 / Notices 2691 

Consumer Financial Protection, 1700 G 

Street NW., Washington, DC 20006. 

RECORD ACCESS PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

CONTESTING RECORD PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

RECORD SOURCE CATEGORIES: 

Information in this system is obtained 

directly from the individual who is the 

subject of these records, and/or the 

agency or organization that the 

individual represents; and the CFPB 

staff involved in the external affairs 

operations. 

EXEMPTIONS CLAIMED FOR THE SYSTEM: 

None. 

[FR Doc. 2012–989 Filed 1–18–12; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF COMMERCE 

Submission for OMB Review; 

Comment Request 

The Department of Commerce will 

submit to the Office of Management and 

Budget (OMB) for clearance the 

following proposal for collection of 

information under the provisions of the 

Paperwork Reduction Act (44 U.S.C. 

Chapter 35). 

Agency: National Oceanic and 

Atmospheric Administration (NOAA). 

Title: High Seas Fishing Vessel Permit 

Application, Logbook Reporting, and 

Vessel Marking. 

OMB Control Number: 0648–0304. 

Form Number(s): NA. 

Type of Request: Regular submission 

(extension of a current information 

collection). 

Number of Respondents: 120. 

Average Hours per Response: Permits, 

30 minutes; logbooks, 5 minutes; vessel 

marking, 45 minutes. 

Burden Hours: 848. 

Needs and Uses: This request is for 

extension of a current information 

collection. United States (U.S.) vessels 

that fish on the high seas (waters 

beyond the U.S. exclusive economic 

zone) are required to possess a permit 

issued under the High Seas Fishing 

Compliance Act (HSFCA). Applicants 

for this permit must submit information 

to identify their vessels, owners and 

operators of the vessels, and intended 

fishing areas. The application 

information is used to process permits 

and to maintain a register of vessels 

authorized to fish on the high seas. 

The HSFCA also requires vessels be 

marked for identification and 

enforcement purposes. Vessels must be 

marked in three locations (port and 

starboard sides of the deckhouse or hull, 

and on a weatherdeck) with their 

official number or radio call sign. 

Operators of vessels licensed under 

the HSFCA are also required to report 

their catch and fishing effort when 

fishing on the high seas. The 

requirement is for fishery management 

purposes and to provide data to 

international organizations. Vessels 

already maintaining logbooks under 

other specific regulations are not 

required to maintain an additional 

logbook. 

These requirements apply to all 

vessels fishing on the high seas. 

Affected Public: Business or other forprofit organiations. 

Frequency: Annually, daily and every 

five years. 

Respondent’s Obligation: Mandatory. 

OMB Desk Officer: 

OIRA_Submission@omb.eop.gov. 

Copies of the above information 

collection proposal can be obtained by 

calling or writing Jennifer Jessup, 

Departmental Paperwork Clearance 

Officer, (202) 482–0336, Department of 

Commerce, Room 6616, 14th and 

Constitution Avenue NW., Washington, 

DC 20230 (or via the Internet at 

JJessup@doc.gov). 

Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to 

OIRA_Submission@omb.eop.gov. 

Dated: January 12, 2012. 

Gwellnar Banks, 

Management Analyst, Office of the Chief 

Information Officer. 

[FR Doc. 2012–911 Filed 1–18–12; 8:45 am] 

BILLING CODE 3510–22–P 

DEPARTMENT OF COMMERCE 

Submission for OMB Review; 

Comment Request 

The Department of Commerce will 

submit to the Office of Management and 

Budget (OMB) for clearance the 

following proposal for collection of 

information under the provisions of the 

Paperwork Reduction Act (44 U.S.C. 

Chapter 35). 

Agency: National Oceanic and 

Atmospheric Administration (NOAA). 

Title: Northwest Region Vessel 

Identification Requirements. 

OMB Control Number: 0648–0355. 

Form Number(s): NA. 

Type of Request: Regular submission 

(extension of a current information 

collection). 

Number of Respondents: 1,663. 

Average Hours per Response: 15 

minutes. 

Burden Hours: 1,247. 

Needs and Uses: The success of 

fisheries management programs 

depends significantly on regulatory 

compliance. The vessel identification 

requirement is essential to facilitate 

enforcement. The ability to link fishing 

or other activity to the vessel owner or 

operator is crucial to enforcement of 

regulations issued under the authority 

of the Magnuson-Stevens Fishery 

Conservation and Management Act. A 

vessel’s official number is required to be 

displayed on the port and starboard 

sides of the deckhouse or hull, and on 

a weather deck. It identifies each vessel 

and should be visible at distances at sea 

and in the air. Vessels that qualify for 

particular fisheries are readily 

identified, gear violations are more 

readily prosecuted, and this allows for 

more cost-effective enforcement. 

Cooperating fishermen also use the 

number to report suspicious activities 

that they observe. Regulation-compliant 

fishermen ultimately benefit as 

unauthorized and illegal fishing is 

deterred and more burdensome 

regulations are avoided. 

Affected Public: Business or other forprofit organizations. 

Frequency: Annually. 

Respondent’s Obligation: Mandatory. 

OMB Desk Officer: 

OIRA_Submission@omb.eop.gov. 

Copies of the above information 

collection proposal can be obtained by 

calling or writing Jennifer Jessup, 

Departmental Paperwork Clearance 

Officer, (202) 482–0336, Department of 

Commerce, Room 6616, 14th and 

Constitution Avenue NW., Washington, 

DC 20230 (or via the Internet at 

JJessup@doc.gov). 

Written comments and 

recommendations for the proposed 

information collection should be sent 

within 30 days of publication of this 

notice to 

OIRA_Submission@omb.eop.gov. 

Dated: January 12, 2012. 

Gwellnar Banks, 

Management Analyst, Office of the Chief 

Information Officer. 

[FR Doc. 2012–912 Filed 1–18–12; 8:45 am] 

BILLING CODE 3510–22–P 

DEPARTMENT OF COMMERCE 

Submission for OMB Review; 

Comment Request 

The Department of Commerce will 

submit to the Office of Management and 

Budget (OMB) for clearance the 

following proposal for collection of 

information under the provisions of the 

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