Exhibit 99.2

           SUPPLEMENTARY METRIS MASTER TRUST DATA
                        SERIES 1996-1


1.   The total amount distributed during            Class A   $64.5000000
     1997 stated on the basis of an                 Class B   $71.4285710
     original principal amount of $1,000            Class C   $63.5463912
     per Certificate:


2.   The amount of such distribution               Class A   $0
     allocable to Certificate Principal            Class B   $0
     stated on the basis of an original            Class C   $0
     principal amount of $1,000 per
     Certificate:


3.   The amount of such distribution              Class A   $64.5000000
     allocable to Certificate Interest            Class B   $71.4285710
     stated on the basis of an original           Class C   $63.5463912
     principal amount of $1,000 per
     Certificate:


4.   The amount of Principal Collections         Class A    $294,860,850.63
     received in the Collection Account          Class B    $ 49,807,576.10
     during the period from December 28,         Class C    $ 28,461,472.03
     1996 to December 31, 1997 and               Class D    $ 25,248,093.54
     allocated in respect of the Class                      $398,377,992.31
     A Certificates, the Class B Certificates,
     the Class C Certificates
     and the Class D Certificates,respectively:


5.   The amount of Finance Collections         Class A     $127,530,608.56
     processed during the period from          Class B     $ 21,542,332.55
     December 28, 1996 to December 31, 1997    Class C     $ 12,309,904.27
     and allocated in respect of the Class     Class D     $ 10,919,325.74
     A Certificates, the Class B                           $172,302,171.12
     Certificates, the Class C Certificates
     and the Class D Certificates, respectively:

6.   The aggregate amount of the:

     Principal Receivables                     $2,755,708,485.44
     Invested Amount                           $  700,000,000.00
     Class A Invested Amount                   $  518,000,000.00
     Class B Invested Amount                   $   87,500,000.00
     Class C Invested Amount                   $   50,000,000.00
     Class D Invested Amount                   $   44,500,000.00

     Floating Allocation Percentage                     25.40181604%
     Class A Floating Allocation Percentage             18.79734387%
     Class B Floating Allocation Percentage              3.17522700%
     Class C Floating Allocation Percentage              1.81441543%
     Class D Floating Allocation Percentage              1.61482973%

     each as of the end of the day on
     December 31, 1997.

7.   The aggregate outstanding balance of
     Receivables which are :

               Current                    $2,431,375,302.14
               30 Days to 59 Days         $  225,467,051.92
               60 Days to 89 Days         $   64,504,283.10
               90 Days and Over           $  133,582,169.64

     as of the end of the day on
     December 31, 1997.


8.   The aggregate Investor Default Amount $  67,801,779.29
     for the period from December 28, 1996
     to December 31, 1997.


9.   The aggregate amount of Class A           Class A   $0
     Investor Charge-Offs, Class B Investor    Class B   $0
     Charge-Offs, Class C Investor Charge-     Class C   $0
     Offs and Class D Investor Charge-Offs     Class D   $0
     for the period from December 28, 1996
     to December 31,1997.


10.  The amount of the Servicing Fee for       $    14,153,424.66
     the period from December 28, 1996 to
     December 31, 1997.


11.  The Class A Pool Factor, the Class B      Class A Pool Factor     1.000
     Pool Factor and the Class C Pool          Class B Pool Factor     1.000
     Factor as of December 31, 1997:           Class C Pool Factor     1.000


12.  The amount of Reallocated Class B         Class B   0
     Principal Collections, Reallocated        Class C   0
     Class C Principal Collections and         Class D   0
     Reallocated Class D Principal
     Collections for the period from
     December 28, 1996 to December 31,
     1997.


13.  The aggregate amount of funds in the      None
     Excess Funding Account and the Pre-
     Funding Account at December 31, 1997.


14.  Whether a Class C Trigger Event has
     occurred and if so the Specified Class
     C Reserve Amount at December 31, 1997.

     Reserve Amount                       $17,500,000.00
     Reserve Account Balance              $ 3,679,548.26



           SUPPLEMENTARY METRIS MASTER TRUST DATA
                        SERIES 1997-1


1.   The total amount distributed during       Class A   $48.0900000
     1997 stated on the basis of an            Class B   $49.7700000
     original principal amount of $1,000       Class C   $46.7492577
     per Certificate:


2.   The amount of such distribution           Class A   $0
     allocable to Certificate Principal        Class B   $0
     stated on the basis of an original        Class C   $0
     principal amount of $1,000 per
     Certificate:


3.   The amount of such distribution           Class A   $48.0900000
     allocable to Certificate Interest         Class B   $49.7700000
     stated on the basis of an original        Class C   $46.7492577
     principal amount of $1,000 per
     Certificate:


4.   The amount of Principal Collections       Class A  $212,844,892.35
     received in the Collection Account        Class B  $ 36,697,395.24
     during the period from May 8, 1997 to     Class C  $ 24,954,228.75
     December 31, 1997 and allocated in        Class D  $ 19,154,725.55
     respect of the Class A Certificates,               $293,651,241.89
     the Class B Certificates, the Class C
     Certificates and the Class D
     Certificates, respectively:


5.   The amount of Finance Charge Collections  Class A  $ 95,104,353.14
     processed during the period from May      Class B  $ 16,397,302.27
     8, 1997 to December 31, 1997 and          Class C  $ 11,150,165.53
     allocated in respect of the Class A       Class D  $  8,552,842.81
     Certificates, the Class B                          $131,204,663.75
     Certificates, the Class C Certificates
     and the Class D Certificates,respectively:

6.   The aggregate amount of the:

     Principal Receivables                     $2,755,708,485.44
     Invested Amount                           $  850,000,000.00
     Class A Invested Amount                   $  616,250,000.00
     Class B Invested Amount                   $  106,250,000.00
     Class C Invested Amount                   $   72,250,000.00
     Class D Invested Amount                   $   55,250,000.00

     Floating Allocation Percentage                     30.84506233%
     Class A Floating Allocation Percentage             22.36267019%
     Class B Floating Allocation Percentage              3.85563279%
     Class C Floating Allocation Percentage              2.62183030%
     Class D Floating Allocation Percentage              2.00492905%

     each as of the end of the day on
     December 31, 1997.

7.   The aggregate outstanding balance of
     Receivables which are :

               Current                    $2,431,375,302.14
               30 Days to 59 Days         $  225,467,051.92
               60 Days to 89 Days         $   64,504,283.10
               90 Days and Over           $  133,582,169.64

     as of the end of the day on
     December 31, 1997.


8.   The aggregate Investor Default Amount     $     54,250,573.42
     for the period from May 8, 1997 to
     December 31, 1997.


9.   The aggregate amount of Class A           Class A   $0
     Investor Charge-Offs, Class B Investor    Class B   $0
     Charge-Offs, Class C Investor Charge-     Class C   $0
     Offs and Class D Investor Charge-Offs     Class D   $0
     for the period from
     May 8, 1997 to December 31, 1997.


10.  The amount of the Servicing Fee for       $    10,977,095.89
     the period from May 8, 1997 to
     December 31, 1997.


11.  The Class A Pool Factor, the Class B      Class A Pool Factor    1.000
     Pool Factor and the Class C Pool          Class B Pool Factor    1.000
     Factor as of December 31, 1997:           Class C Pool Factor    1.000

 12.  The amount of Reallocated Class B         Class B   0
      Principal Collections, Reallocated        Class C   0
      Class C Principal Collections and         Class D   0
      Reallocated Class D Principal
      Collections for the period from May 8,
      1997 to December 31, 1997.


13.  The aggregate amount of funds in the      None
     Excess Funding Account and the Pre-
     Funding Account at December 31, 1997.


14.  Whether a Class C Trigger Event has
     occurred and if so the Specified Class
     C Reserve Amount at December 31, 1997.

     Reserve Amount                       $21,250,000.00
     Reserve Account Balance              $ 4,465,409.52




           SUPPLEMENTARY METRIS MASTER TRUST DATA
                        SERIES 1997-2


1.   The total amount distributed during       Class A   $10.2026042
     1997 stated on the basis of an            Class B   $10.5923263
     original principal amount of $1,000       Class C   $11.6428819
     per Certificate:


2.   The amount of such distribution           Class A   $0
     allocable to Certificate Principal        Class B   $0
     stated on the basis of an original        Class C   $0
     principal amount of $1,000 per
     Certificate:


3.   The amount of such distribution           Class A   $10.2026042
     allocable to Certificate Interest         Class B   $10.5923263
     stated on the basis of an original        Class C   $11.6428819
     principal amount of $1,000 per
     Certificate:


4.   The amount of Principal Collections       Class A   $  23,733,599.66
     received in the Collection Account        Class B   $   5,294,418.38
     during the period from November 20,       Class C   $   5,111,852.23
     1997 to December 31, 1997 and             Class D   $   2,548,613.34
     allocated in respect of the Class A                    36,688,483.62
     Certificates, the Class B
     Certificates, the Class C Certificates
     and the Class D Certificates,respectively:

5.   The amount of Finance Charge Collections  Class A   $  10,718,974.45
     processed during the period from          Class B   $   2,391,155.84
     November 20, 1997 to December 31, 1997    Class C   $   2,308,702.19
     and allocated in respect of the Class     Class D   $   1,152,694.92
     A Certificates, the Class B                         $  16,571,527.39
     Certificates, the Class C Certificates
     and the Class D Certificates,
     respectively:

6.   The aggregate amount of the:

     Principal Receivables                     $2,755,708,485.44
     Invested Amount                           $  700,000,000.00
     Class A Invested Amount                   $  455,000,000.00
     Class B Invested Amount                   $  101,500,000.00
     Class C Invested Amount                   $   98,000,000.00
     Class D Invested Amount                   $   45,500,000.00

     Floating Allocation Percentage                     25.40181604%
     Class A Floating Allocation Percentage             16.51118042%
     Class B Floating Allocation Percentage              3.68326333%
     Class C Floating Allocation Percentage              3.55625425%
     Class D Floating Allocation Percentage              1.65111804%

     each as of the end of the day on
     December 31, 1997.

7.   The aggregate outstanding balance of
     Receivables which are :

               Current                    $2,431,375,302.14
               30 Days to 59 Days         $  225,467,051.92
               60 Days to 89 Days         $   64,504,283.10
               90 Days and Over           $  133,582,169.64

     as of the end of the day on
     December 31, 1997.


8.   The aggregate Investor Default Amount     $       7,716,690.45
     for the period from November 20, 1997
     to December 31, 1997.


9.   The aggregate amount of Class A           Class A   $0
     Investor Charge-Offs, Class B Investor    Class B   $0
     Charge-Offs, Class C Investor Charge-     Class C   $0
     Offs and Class D Investor Charge-Offs     Class D   $0
     for the period from November 20, 1997
     to December 31, 1997.


10.  The amount of the Servicing Fee for       $      1,477,260.27
     the period from November 20, 1997 to
     December 31, 1997.


11.  The Class A Pool Factor, the Class B      Class A Pool Factor   1.000
     Pool Factor and the Class C Pool          Class B Pool Factor   1.000
     Factor as of December 31, 1997:           Class C Pool Factor   1.000

12.  The amount of Reallocated Class B         Class B   0
     Principal Collections, Reallocated        Class C   0
     Class C Principal Collections and         Class D   0
     Reallocated Class D Principal
     Collections for the period from
     November 20, 1997 to December 31, 1997.


13.  The aggregate amount of funds in the      None
     Excess Funding Account and the Pre-
     Funding Account at December 31, 1997.


14.  Whether a Class C Trigger Event has
     occurred and if so the Specified Class
     C Reserve Amount at December 31, 1997.

     Reserve Amount                       $          0.00
     Reserve Account Balance              $  3,542,591.38