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                                                                    Exhibit 99.1


                          ANNUAL SERVICER'S CERTIFICATE
             ------------------------------------------------------

                         CHASE CREDIT CARD MASTER TRUST
             (formerly known as Chemical Master Credit Card Trust I)
              ------------------------------------------------------

         The undersigned, a duly authorized representative of JPMorgan Chase
Bank (formerly known as The Chase Manhattan Bank), a banking corporation
organized and existing under the laws of the State of New York ("JPMCB"), as
Servicer pursuant to the Third Amended and Restated Pooling and Servicing
Agreement dated as of November 15, 1999 (the "Pooling and Servicing Agreement")
by and among JPMCB, Chase Manhattan Bank, USA, National Association and The Bank
of New York, as trustee (the "Trustee") does hereby certify that:

         1.       JPMCB is the Servicer under the Pooling and Servicing
                  Agreement.

         2.       The undersigned is duly authorized pursuant to the Pooling and
                  Servicing Agreement to execute and deliver this Certificate to
                  the Trustee.

         3.       This Certificate is delivered pursuant to Section 3.5 of the
                  Pooling and Servicing Agreement.

         4.       A review of the activities of the Servicer during the calendar
                  year ended December 31, 2001 was conducted under the
                  supervision of the undersigned.

         5.       Based on such review, the Servicer has, to the best of the
                  knowledge of the undersigned, fully performed all its
                  obligations under the Pooling and Servicing Agreement
                  throughout such period and no default in the performance of
                  such obligations has occurred or is continuing except as set
                  forth in paragraph 6 below.

         6.       The following is a description of each default in the
                  performance of the Servicer's obligations under the provisions
                  of the Pooling and Servicing Agreement, including any
                  Supplement, known to the undersigned to have been made during
                  such period which sets forth in detail (i) the nature of each
                  such default, (ii) the action taken by the Servicer, if any,
                  to remedy each such default and (iii) the current status of
                  each such default: NONE


         IN WITNESS WHEREOF, the undersigned has duly executed this certificate
this 28th day of March, 2003.

                                                  JPMORGAN CHASE BANK,
                                                  as Servicer,

                                                  By CHASE MANHATTAN BANK USA,
                                                  NATIONAL ASSOCIATION


                                                  By: /s/ Patricia M. Garvey
                                                     ------------------------
                                                  Name: Patricia M. Garvey
                                                  Title: Vice President