National Compensation Survey: Employee 

Benefits in the United States, March 2015 

U.S. Department of Labor 

Thomas E. Perez, Secretary of Labor 

U.S. Bureau of Labor Statistics 

Erica L. Groshen, Commissioner 

September 2015 

Bulletin 2782

Contents 

Overview 

Tables organized by ownership 

Employee benefits data tables: United States, March 2015 

● Civilian (includes private industry and state and local government establishments)

● Private industry (excludes agricultural establishments, private households, and the self‐employed)

● State and local government (excludes Federal employees)

Technical note 

Appendix table 1: Survey establishment response 

Appendix table 2: Number of workers represented 
Overview 

The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends, the 

incidence of benefits, and detailed benefit provisions. This bulletin presents estimates of the incidence and key 

provisions of selected employee benefit plans. Estimates presented are on benefits for civilian workers—workers 

in private industry and in state and local government—by various employee and employer characteristics. For the 

purposes of the NCS, the Federal Government, agricultural, and household workers, and workers who are selfemployed, are excluded. 

For more information on these data and recent and historical NCS benefits data, call the information line at (202) 

691–6199, use the contact EBS link to send email, or visit the benefits home page. Information is made available 

to sensory-impaired individuals upon request (Voice phone: (202) 691–5200; Federal Relay Service: 1 (800) 877–

8339). Data requests also may be sent to U.S. Bureau of Labor Statistics, Division of Compensation Data Analysis 

and Planning, 2 Massachusetts Avenue NE, Room 4175, Washington, DC 20212. Material in this publication is in 

the public domain and, with appropriate credit, may be reproduced without permission. 

U. S. Bureau of Labor Statistics (BLS) field economists collected and reviewed the survey data. The Office of 

Compensation and Working Conditions, in cooperation with the Office of Field Operations and the Office of 

Technology and Survey Processing (all in the BLS National Office), designed the survey, processed the data, and 

prepared the survey for publication. The survey could not have been conducted without the cooperation of the 

many private businesses and state and local government agencies and jurisdictions that provided benefits data 

included in this bulletin. BLS thanks these respondents for their cooperation. 
Civilian Tables 

Types of Benefits: 

・ Retirement benefits 

・ Healthcare benefits 

・ Life, short-term, and long-term disability insurance benefits 

・ Paid time-off benefits 

・ Other benefits (Quality of life, financial, health-related, nonproduction 

 bonuses, and unmarried domestic partner) 

・ Benefit combinations (Retirement, medical care and paid leave)
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,

March 2015

(All workers = 100 percent)

Characteristics

All retirement benefits3 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 69 53 77 28 24 86 57 39 68

Worker characteristics

Management, professional, and related ................ 83 71 85 42 36 86 66 50 75

Management, business, and financial ............... 85 75 88 37 31 84 77 64 83

Professional and related .................................... 82 69 84 43 37 86 61 44 71

Teachers ........................................................ 84 74 87 71 61 87 37 18 50

Primary, secondary, and special education

school teachers ........................................ 95 84 88 89 80 90 31 11 35

Registered nurses ......................................... 83 68 82 36 31 87 74 54 73

Service ................................................................... 46 30 64 17 15 90 35 17 49

Protective service .............................................. 79 62 79 54 49 91 43 19 45

Sales and office ..................................................... 72 52 72 22 18 80 64 43 67

Sales and related ............................................... 68 39 57 12 8 64 63 35 55

Office and administrative support ...................... 74 60 80 28 23 83 64 47 74

Natural resources, construction, and maintenance 69 56 81 31 29 95 56 41 73

Construction, extraction, farming, fishing, and

forestry ............................................................. 64 52 82 35 33 95 46 33 71

Installation, maintenance, and repair ................. 73 59 81 28 26 95 65 49 74

Production, transportation, and material moving ... 72 54 76 25 21 86 62 42 69

Production ......................................................... 75 59 79 22 20 88 70 51 73

Transportation and material moving .................. 68 50 73 27 23 85 53 34 64

Full time ................................................................. 80 64 81 33 29 87 66 47 72

Part time ................................................................ 38 20 54 11 8 75 30 14 46

Union ..................................................................... 94 85 90 83 75 91 46 29 64

Nonunion ............................................................... 65 48 74 19 15 82 59 41 69

Average wage within the following categories:4

Lowest 25 percent ............................................. 42 22 52 8 6 73 37 17 46

Lowest 10 percent ......................................... 31 12 40 4 3 58 28 10 37

Second 25 percent ............................................ 71 53 75 22 19 86 60 40 67

Third 25 percent ................................................ 81 68 83 36 31 87 66 49 74

Highest 25 percent ............................................ 89 79 88 50 44 87 71 56 79

Highest 10 percent ........................................ 90 80 90 49 42 86 75 60 80

Establishment characteristics

Goods-producing industries ................................... 75 61 82 26 23 89 70 53 77

Service-providing industries .................................. 68 52 76 28 24 85 55 37 67

Education and health services ........................... 77 63 82 41 36 87 53 34 65

Educational services ...................................... 86 76 88 72 62 87 36 19 54

Elementary and secondary schools ........... 89 80 89 84 75 89 26 9 36

Junior colleges, colleges, and universities 87 76 87 54 43 79 61 42 70

Health care and social assistance ................. 71 54 76 21 18 87 64 45 70

Hospitals .................................................... 91 78 85 45 39 85 79 59 75

Public administration ......................................... 91 84 92 87 79 91 34 16 46

See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

All retirement benefits3 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 52 36 70 11 9 86 47 32 67

1 to 49 workers .................................................. 46 33 71 8 7 88 44 30 68

50 to 99 workers ................................................ 67 46 69 17 14 82 59 38 65

100 workers or more .............................................. 86 69 81 44 38 86 66 46 69

100 to 499 workers ............................................ 81 61 75 29 24 84 69 46 68

500 workers or more .......................................... 91 79 87 60 52 87 64 46 72

Geographic areas

Northeast ............................................................... 70 57 80 32 28 88 56 40 71

New England ..................................................... 71 56 79 28 24 87 57 42 73

Middle Atlantic ................................................... 70 57 81 34 30 88 56 39 70

South ..................................................................... 69 52 75 27 23 85 59 38 65

South Atlantic .................................................... 70 53 75 28 23 84 62 40 65

East South Central ............................................ 72 52 72 26 22 84 56 36 63

West South Central ........................................... 67 50 75 26 22 88 55 37 67

Midwest ................................................................. 73 57 78 27 23 85 62 43 69

East North Central ............................................. 71 56 78 28 24 86 61 42 68

West North Central ............................................ 75 58 78 27 22 81 64 46 71

West ...................................................................... 64 50 77 27 23 87 50 36 71

Mountain ............................................................ 65 46 71 22 18 82 53 35 66

Pacific ................................................................ 64 51 80 29 25 88 49 36 74

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating

in at least one of these plan types. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015

Characteristics

All retirement benefits3 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.6 0.6 0.5 0.6 0.5 0.6 0.6 0.5 0.6

Worker characteristics

Management, professional, and related ................ 0.9 0.9 0.7 1.0 0.9 0.9 1.0 0.9 0.8

Management, business, and financial ............... 1.1 1.3 0.9 1.5 1.4 1.6 1.3 1.3 1.0

Professional and related .................................... 1.1 1.1 0.8 1.2 1.1 0.9 1.2 1.1 1.1

Teachers ........................................................ 1.8 1.9 1.4 2.0 1.9 1.3 2.1 1.4 2.5

Primary, secondary, and special education

school teachers ........................................ 1.7 2.2 1.7 2.3 2.4 1.3 2.5 1.3 2.8

Registered nurses ......................................... 2.4 2.6 2.3 2.8 2.4 1.9 2.4 2.3 2.5

Service ................................................................... 1.7 1.1 1.9 0.8 0.7 0.9 1.6 0.9 2.2

Protective service .............................................. 2.6 2.5 2.5 3.1 2.9 1.0 2.7 1.9 4.0

Sales and office ..................................................... 0.9 0.8 0.6 0.8 0.7 1.1 0.9 0.8 0.7

Sales and related ............................................... 1.6 1.3 1.1 0.8 0.6 2.5 1.5 1.2 1.1

Office and administrative support ...................... 1.2 1.1 0.6 1.0 0.9 1.0 1.2 1.0 0.8

Natural resources, construction, and maintenance 1.7 1.6 1.0 1.5 1.5 0.6 1.7 1.6 1.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.6 2.5 1.8 2.7 2.7 1.0 2.5 2.4 2.6

Installation, maintenance, and repair ................. 2.1 2.0 1.2 1.8 1.7 0.9 2.1 2.0 1.5

Production, transportation, and material moving ... 1.4 1.3 0.9 1.1 0.9 1.3 1.4 1.2 1.0

Production ......................................................... 1.8 1.8 1.3 1.4 1.0 2.2 1.8 1.8 1.4

Transportation and material moving .................. 1.9 1.6 1.2 1.5 1.2 1.4 1.7 1.3 1.4

Full time ................................................................. 0.6 0.6 0.5 0.7 0.7 0.7 0.6 0.5 0.6

Part time ................................................................ 1.3 0.8 1.4 0.5 0.4 1.6 1.2 0.7 1.5

Union ..................................................................... 0.7 0.8 0.6 1.1 1.1 0.6 1.4 1.3 1.6

Nonunion ............................................................... 0.7 0.6 0.6 0.6 0.5 0.8 0.7 0.6 0.6

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.4 0.9 1.3 0.6 0.5 1.7 1.3 0.7 1.4

Lowest 10 percent ......................................... 2.1 0.9 2.4 0.5 0.3 3.4 2.0 0.9 2.6

Second 25 percent ............................................ 0.9 1.0 0.9 0.8 0.7 0.7 1.0 1.0 1.1

Third 25 percent ................................................ 0.8 0.8 0.6 1.0 0.9 1.0 0.9 0.8 0.7

Highest 25 percent ............................................ 0.7 0.7 0.5 1.1 1.1 0.8 0.9 0.9 0.7

Highest 10 percent ........................................ 1.1 1.2 0.7 1.6 1.6 1.1 1.3 1.3 0.9

Establishment characteristics

Goods-producing industries ................................... 1.1 1.1 0.8 1.3 1.1 1.0 1.2 1.1 0.9

Service-providing industries .................................. 0.7 0.6 0.6 0.6 0.6 0.7 0.7 0.6 0.8

Education and health services ........................... 1.5 1.4 1.0 1.4 1.2 1.2 1.6 1.2 1.4

Educational services ...................................... 1.1 1.2 0.8 1.2 1.2 1.2 1.6 1.0 1.7

Elementary and secondary schools ........... 1.3 1.4 0.9 1.4 1.5 0.9 1.9 1.1 2.6

Junior colleges, colleges, and universities 1.4 1.7 1.5 2.7 1.6 4.5 2.5 1.6 1.9

Health care and social assistance ................. 2.3 2.0 1.6 1.7 1.5 2.1 2.2 1.8 1.7

Hospitals .................................................... 0.8 1.3 1.0 2.5 2.2 2.2 1.6 1.5 1.2

Public administration ......................................... 1.4 1.5 0.8 1.6 1.8 0.9 2.7 2.0 4.2

See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015—continued

Characteristics

All retirement benefits3 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 1.1 0.8 1.0 0.6 0.5 1.1 1.0 0.8 1.1

1 to 49 workers .................................................. 1.3 1.0 1.2 0.5 0.5 1.1 1.3 1.0 1.2

50 to 99 workers ................................................ 2.1 1.9 1.7 1.4 1.2 2.3 2.1 1.8 1.9

100 workers or more .............................................. 0.7 0.8 0.5 0.9 0.8 0.7 0.8 0.7 0.7

100 to 499 workers ............................................ 1.2 1.2 0.9 1.1 1.0 1.1 1.2 1.1 1.0

500 workers or more .......................................... 0.8 0.8 0.6 1.2 1.0 0.9 1.1 1.0 0.9

Geographic areas

Northeast ............................................................... 1.5 1.3 0.7 1.7 1.6 1.0 1.2 1.0 1.0

New England ..................................................... 3.0 2.7 1.7 2.9 3.0 3.0 2.7 2.1 1.8

Middle Atlantic ................................................... 1.5 1.3 0.8 1.7 1.6 1.1 1.2 1.0 1.2

South ..................................................................... 1.1 1.0 0.9 0.8 0.8 1.1 1.0 0.8 1.0

South Atlantic .................................................... 1.7 1.5 1.1 1.1 1.2 1.7 1.6 1.3 1.4

East South Central ............................................ 2.4 2.5 3.1 2.5 2.5 3.4 2.0 1.6 3.3

West South Central ........................................... 1.6 1.6 1.2 1.0 0.9 1.1 1.5 1.4 1.4

Midwest ................................................................. 1.2 1.3 1.1 1.3 0.9 1.6 1.2 1.2 1.4

East North Central ............................................. 1.5 1.7 1.4 1.3 1.0 1.2 1.5 1.6 1.7

West North Central ............................................ 2.0 1.9 2.0 3.1 2.1 4.0 2.0 1.7 2.4

West ...................................................................... 1.3 1.1 1.5 1.1 1.0 0.9 1.5 1.0 1.7

Mountain ............................................................ 2.4 2.6 3.2 2.3 2.1 1.5 2.8 2.3 3.5

Pacific ................................................................ 1.6 1.1 1.7 1.1 1.1 1.2 1.8 1.1 1.7

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating

in at least one of these plan types. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Retirement benefit combinations: Access, civilian

workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 16 12 41

Worker characteristics

Management, professional, and related ................ 24 17 41

Management, business, and financial ............... 28 9 48

Professional and related .................................... 22 21 39

Teachers ........................................................ 23 47 14

Primary, secondary, and special education

school teachers ........................................ 24 65 7

Registered nurses ......................................... 27 9 47

Service ................................................................... 6 11 29

Protective service .............................................. 17 37 26

Sales and office ..................................................... 14 8 50

Sales and related ............................................... 8 4 56

Office and administrative support ...................... 18 10 46

Natural resources, construction, and maintenance 19 12 38

Construction, extraction, farming, fishing, and

forestry ............................................................. 17 18 29

Installation, maintenance, and repair ................. 20 8 45

Production, transportation, and material moving ... 15 10 47

Production ......................................................... 17 5 53

Transportation and material moving .................. 13 15 41

Full time ................................................................. 20 14 46

Part time ................................................................ 4 7 27

Union ..................................................................... 34 49 11

Nonunion ............................................................... 13 6 46

Average wage within the following categories:2

Lowest 25 percent ............................................. 3 5 34

Lowest 10 percent ......................................... 1 3 26

Second 25 percent ............................................ 11 11 49

Third 25 percent ................................................ 20 16 45

Highest 25 percent ............................................ 32 18 39

Highest 10 percent ........................................ 34 15 41

Establishment characteristics

Goods-producing industries ................................... 20 6 49

Service-providing industries .................................. 15 13 40

Education and health services ........................... 17 24 36

Educational services ...................................... 22 50 14

Elementary and secondary schools ........... 21 63 5

Junior colleges, colleges, and universities 28 26 33

Health care and social assistance ................. 14 7 50

Hospitals .................................................... 33 13 46

Public administration ......................................... 30 57 4

See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, civilian

workers,1 National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

1 to 99 workers ...................................................... 6 4 41

1 to 49 workers .................................................. 6 3 38

50 to 99 workers ................................................ 9 9 50

100 workers or more .............................................. 25 19 42

100 to 499 workers ............................................ 16 12 52

500 workers or more .......................................... 34 27 30

Geographic areas

Northeast ............................................................... 18 14 38

New England ..................................................... 14 14 43

Middle Atlantic ................................................... 19 15 36

South ..................................................................... 16 11 43

South Atlantic .................................................... 19 8 42

East South Central ............................................ 11 16 46

West South Central ........................................... 13 12 42

Midwest ................................................................. 17 10 45

East North Central ............................................. 18 10 44

West North Central ............................................ 16 11 48

West ...................................................................... 13 14 38

Mountain ............................................................ 10 12 43

Pacific ................................................................ 14 15 35

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:

Access, civilian workers,1 National Compensation Survey, March

2015

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 0.5 0.4 0.7

Worker characteristics

Management, professional, and related ................ 0.9 0.7 1.1

Management, business, and financial ............... 1.3 0.6 1.5

Professional and related .................................... 1.0 0.9 1.2

Teachers ........................................................ 1.8 2.0 1.6

Primary, secondary, and special education

school teachers ........................................ 2.0 2.6 1.9

Registered nurses ......................................... 2.4 1.2 3.0

Service ................................................................... 0.5 0.6 1.6

Protective service .............................................. 1.9 2.5 2.9

Sales and office ..................................................... 0.6 0.4 0.9

Sales and related ............................................... 0.6 0.5 1.4

Office and administrative support ...................... 0.8 0.6 1.2

Natural resources, construction, and maintenance 1.4 0.9 1.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.3 1.8 2.1

Installation, maintenance, and repair ................. 1.7 0.8 2.3

Production, transportation, and material moving ... 1.0 0.7 1.4

Production ......................................................... 1.4 0.6 2.0

Transportation and material moving .................. 1.3 1.1 1.7

Full time ................................................................. 0.6 0.5 0.8

Part time ................................................................ 0.2 0.5 1.1

Union ..................................................................... 1.4 1.4 0.9

Nonunion ............................................................... 0.4 0.3 0.7

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.2 0.5 1.2

Lowest 10 percent ......................................... 0.2 0.5 1.9

Second 25 percent ............................................ 0.6 0.5 1.1

Third 25 percent ................................................ 0.8 0.7 1.0

Highest 25 percent ............................................ 1.1 0.6 1.0

Highest 10 percent ........................................ 1.6 0.8 1.5

Establishment characteristics

Goods-producing industries ................................... 1.2 0.6 1.5

Service-providing industries .................................. 0.5 0.4 0.7

Education and health services ........................... 1.0 1.0 1.5

Educational services ...................................... 1.6 1.6 0.9

Elementary and secondary schools ........... 1.7 2.0 0.7

Junior colleges, colleges, and universities 3.7 2.3 2.3

Health care and social assistance ................. 1.1 0.9 2.4

Hospitals .................................................... 2.1 1.6 2.3

Public administration ......................................... 2.6 2.7 0.9

See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:

Access, civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

1 to 99 workers ...................................................... 0.5 0.4 1.0

1 to 49 workers .................................................. 0.5 0.3 1.2

50 to 99 workers ................................................ 0.9 1.1 2.2

100 workers or more .............................................. 0.7 0.6 0.9

100 to 499 workers ............................................ 0.9 0.7 1.3

500 workers or more .......................................... 1.1 1.0 1.2

Geographic areas

Northeast ............................................................... 1.4 0.6 1.4

New England ..................................................... 2.3 1.2 2.4

Middle Atlantic ................................................... 1.5 0.7 1.6

South ..................................................................... 0.7 0.6 0.9

South Atlantic .................................................... 1.0 0.7 1.4

East South Central ............................................ 1.5 2.9 2.3

West South Central ........................................... 0.8 0.8 1.3

Midwest ................................................................. 1.1 0.7 1.5

East North Central ............................................. 0.9 0.8 1.7

West North Central ............................................ 2.8 1.2 2.7

West ...................................................................... 0.9 1.0 1.6

Mountain ............................................................ 0.8 2.2 3.0

Pacific ................................................................ 1.2 1.0 1.9

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian

workers,1 National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans2

Soft freeze3

All Hard freeze4

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 53 40 1 6

Worker characteristics

Management, professional, and related ................ 47 46 1 5

Management, business, and financial ............... 52 36 2 10

Professional and related .................................... 45 50 1 4

Teachers ........................................................ 42 58 – –

Primary, secondary, and special education

school teachers ........................................ 42 57 – –

Registered nurses ......................................... 56 34 – –

Service ................................................................... 54 44 – –

Protective service .............................................. 46 53 – –

Sales and office ..................................................... 52 36 2 10

Sales and related ............................................... 57 24 4 15

Office and administrative support ...................... 51 38 1 9

Natural resources, construction, and maintenance 65 31 – –

Construction, extraction, farming, fishing, and

forestry ............................................................. 79 20 – –

Installation, maintenance, and repair ................. 50 43 – –

Production, transportation, and material moving ... 62 29 2 8

Production ......................................................... 53 32 – –

Transportation and material moving .................. 69 26 2 4

Full time ................................................................. 52 41 1 6

Part time ................................................................ 60 36 1 3

Union ..................................................................... 55 43 5 ( ) 1

Nonunion ............................................................... 50 38 2 10

Average wage within the following categories:6

Lowest 25 percent ............................................. 57 37 1 5

Lowest 10 percent ......................................... 69 28 – –

Second 25 percent ............................................ 55 36 1 7

Third 25 percent ................................................ 55 38 1 6

Highest 25 percent ............................................ 49 44 2 5

Highest 10 percent ........................................ 46 46 2 7

Establishment characteristics

Goods-producing industries ................................... 60 28 3 9

Service-providing industries .................................. 51 42 1 5

Education and health services ........................... 45 52 5 ( ) 3

Educational services ...................................... 40 60 5 ( ) 5 ( )

Elementary and secondary schools ........... 40 59 – –

Junior colleges, colleges, and universities 38 60 – –

Health care and social assistance ................. 59 32 – –

Hospitals .................................................... 56 35 – –

Public administration ......................................... 41 59 – –

See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, civilian

workers,1 National Compensation Survey, March 2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans2

Soft freeze3

All Hard freeze4

participants

still accruing

benefits

Some

participants

still accruing

benefits

1 to 99 workers ...................................................... 63 28 1 8

1 to 49 workers .................................................. 62 27 2 9

50 to 99 workers ................................................ 65 29 – –

100 workers or more .............................................. 50 43 1 6

100 to 499 workers ............................................ 53 37 3 7

500 workers or more .......................................... 49 46 1 5

Geographic areas

Northeast ............................................................... 52 39 2 7

New England ..................................................... 47 44 1 8

Middle Atlantic ................................................... 53 38 2 7

South ..................................................................... 53 42 1 4

South Atlantic .................................................... 58 36 1 5

East South Central ............................................ 45 52 – –

West South Central ........................................... 48 47 1 4

Midwest ................................................................. 57 35 1 7

East North Central ............................................. 59 33 1 8

West North Central ............................................ 53 39 – –

West ...................................................................... 48 45 – –

Mountain ............................................................ 51 39 – –

Pacific ................................................................ 47 47 – –

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,

except the federal government. See Technical Note for further explanation. 2 Plans open to new participants. 3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 5 Less than 0.5. 6 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did

not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, civilian workers,1 National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans2

Soft freeze3

All Hard freeze4

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 1.1 1.0 0.3 0.5

Worker characteristics

Management, professional, and related ................ 1.4 1.3 0.4 0.4

Management, business, and financial ............... 2.5 2.2 0.6 1.0

Professional and related .................................... 1.6 1.6 0.4 0.4

Teachers ........................................................ 1.9 1.9 – –

Primary, secondary, and special education

school teachers ........................................ 1.9 2.0 – –

Registered nurses ......................................... 5.2 3.8 – –

Service ................................................................... 2.1 2.1 – –

Protective service .............................................. 2.3 2.3 – –

Sales and office ..................................................... 1.8 1.5 0.4 0.9

Sales and related ............................................... 3.7 2.7 1.4 2.1

Office and administrative support ...................... 1.8 1.6 0.3 1.0

Natural resources, construction, and maintenance 2.2 1.9 – –

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.0 1.9 – –

Installation, maintenance, and repair ................. 3.1 3.1 – –

Production, transportation, and material moving ... 2.7 2.1 0.7 2.1

Production ......................................................... 5.1 3.9 – –

Transportation and material moving .................. 2.4 2.0 0.5 1.7

Full time ................................................................. 1.1 1.0 0.3 0.5

Part time ................................................................ 2.3 2.1 0.3 0.5

Union ..................................................................... 1.3 1.3 0.2 0.3

Nonunion ............................................................... 1.4 1.3 0.5 0.7

Average wage within the following categories:5

Lowest 25 percent ............................................. 2.8 2.8 0.2 1.0

Lowest 10 percent ......................................... 4.2 4.0 – –

Second 25 percent ............................................ 1.7 1.6 0.3 0.9

Third 25 percent ................................................ 1.5 1.4 0.3 0.8

Highest 25 percent ............................................ 1.3 1.3 0.5 0.4

Highest 10 percent ........................................ 2.1 2.1 0.9 0.8

Establishment characteristics

Goods-producing industries ................................... 3.0 2.5 0.8 1.9

Service-providing industries .................................. 1.2 1.1 0.3 0.4

Education and health services ........................... 1.8 1.7 0.1 0.5

Educational services ...................................... 1.6 1.5 0.1 0.1

Elementary and secondary schools ........... 1.6 1.6 – –

Junior colleges, colleges, and universities 2.3 2.3 – –

Health care and social assistance ................. 4.5 3.7 – –

Hospitals .................................................... 3.5 3.1 – –

Public administration ......................................... 1.8 1.8 – –

See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans2

Soft freeze3

All Hard freeze4

participants

still accruing

benefits

Some

participants

still accruing

benefits

1 to 99 workers ...................................................... 2.2 1.9 0.5 1.1

1 to 49 workers .................................................. 2.8 2.3 0.8 1.6

50 to 99 workers ................................................ 3.1 2.9 – –

100 workers or more .............................................. 1.2 1.1 0.3 0.5

100 to 499 workers ............................................ 2.2 1.9 0.9 1.1

500 workers or more .......................................... 1.2 1.2 0.2 0.5

Geographic areas

Northeast ............................................................... 2.5 2.0 0.6 1.0

New England ..................................................... 4.8 3.9 0.5 1.8

Middle Atlantic ................................................... 2.8 2.1 0.7 1.2

South ..................................................................... 1.9 1.9 0.2 0.6

South Atlantic .................................................... 2.9 2.8 0.3 1.0

East South Central ............................................ 3.9 4.1 – –

West South Central ........................................... 2.2 2.4 0.5 0.9

Midwest ................................................................. 1.9 1.6 0.4 1.3

East North Central ............................................. 2.4 1.8 0.4 1.5

West North Central ............................................ 2.8 3.2 – –

West ...................................................................... 2.4 2.3 – –

Mountain ............................................................ 4.0 4.2 – –

Pacific ................................................................ 2.9 2.7 – –

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,

except the federal government. See Technical Note for further explanation. 2 Plans open to new participants. 3 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 4 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

civilian workers,2 National Compensation Survey, March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits3

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 2 46 51

Worker characteristics

Management, professional, and related ................ 2 49 49

Management, business, and financial ............... 1 42 57

Professional and related .................................... 2 51 47

Teachers ........................................................ 1 61 38

Primary, secondary, and special education

school teachers ........................................ 2 60 39

Registered nurses ......................................... 4 42 55

Service ................................................................... 5 61 35

Protective service .............................................. – 73 –

Sales and office ..................................................... 2 44 54

Sales and related ............................................... – – 88

Office and administrative support ...................... 2 49 48

Natural resources, construction, and maintenance 3 46 51

Construction, extraction, farming, fishing, and

forestry ............................................................. 3 64 32

Installation, maintenance, and repair ................. 2 38 59

Production, transportation, and material moving ... 3 21 76

Production ......................................................... – – 78

Transportation and material moving .................. 2 25 74

Full time ................................................................. 2 46 51

Part time ................................................................ – – 50

Union ..................................................................... 2 62 36

Nonunion ............................................................... 2 35 62

Average wage within the following categories:4

Lowest 25 percent ............................................. 2 35 63

Lowest 10 percent ......................................... – – 78

Second 25 percent ............................................ 4 51 46

Third 25 percent ................................................ 2 45 53

Highest 25 percent ............................................ 2 47 51

Highest 10 percent ........................................ 1 46 53

Establishment characteristics

Goods-producing industries ................................... 3 22 75

Service-providing industries .................................. 2 50 48

Education and health services ........................... 3 57 40

Educational services ...................................... 2 60 37

Elementary and secondary schools ........... 2 60 39

Junior colleges, colleges, and universities – 63 –

Health care and social assistance ................. – – 48

Hospitals .................................................... 4 39 57

Public administration ......................................... 2 70 28

See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

civilian workers,2 National Compensation Survey, March

2015—continued

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits3

1 year 2 to 5 years Greater than

5 years

1 to 99 workers ...................................................... – – 56

1 to 49 workers .................................................. – – 55

50 to 99 workers ................................................ – – 56

100 workers or more .............................................. 2 47 50

100 to 499 workers ............................................ 1 38 61

500 workers or more .......................................... 3 52 46

Geographic areas

Northeast ............................................................... – – 53

New England ..................................................... – 52 –

Middle Atlantic ................................................... – – 54

South ..................................................................... 4 39 57

South Atlantic .................................................... 4 55 41

East South Central ............................................ – – 52

West South Central ........................................... – – 83

Midwest ................................................................. 1 41 58

East North Central ............................................. – – 57

West North Central ............................................ 1 38 61

West ...................................................................... 2 62 35

Mountain ............................................................ – 54 –

Pacific ................................................................ 3 65 32

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 3 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, civilian workers,2 National Compensation Survey,

March 2015

Characteristics

Time since plan closed to new workers or

stopped accruing benefits3

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 0.5 1.4 1.4

Worker characteristics

Management, professional, and related ................ 0.4 1.8 1.8

Management, business, and financial ............... 0.3 2.5 2.5

Professional and related .................................... 0.5 2.0 1.9

Teachers ........................................................ 0.5 2.7 2.7

Primary, secondary, and special education

school teachers ........................................ 0.5 2.9 2.8

Registered nurses ......................................... 1.3 4.3 4.4

Service ................................................................... 2.2 2.7 2.5

Protective service .............................................. – 2.6 –

Sales and office ..................................................... 0.5 2.1 2.2

Sales and related ............................................... – – 3.1

Office and administrative support ...................... 0.6 2.2 2.3

Natural resources, construction, and maintenance 0.6 4.2 4.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.2 5.6 5.5

Installation, maintenance, and repair ................. 0.7 5.3 5.3

Production, transportation, and material moving ... 0.5 2.2 2.4

Production ......................................................... – – 3.2

Transportation and material moving .................. 0.4 2.5 2.7

Full time ................................................................. 0.5 1.4 1.4

Part time ................................................................ – – 3.7

Union ..................................................................... 0.4 2.0 2.0

Nonunion ............................................................... 0.7 1.7 1.7

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.1 3.2 3.2

Lowest 10 percent ......................................... – – 4.6

Second 25 percent ............................................ 1.3 2.7 2.7

Third 25 percent ................................................ 0.5 2.0 2.0

Highest 25 percent ............................................ 0.4 1.6 1.5

Highest 10 percent ........................................ 0.2 2.4 2.4

Establishment characteristics

Goods-producing industries ................................... 0.6 3.0 3.0

Service-providing industries .................................. 0.5 1.6 1.6

Education and health services ........................... 1.0 2.2 2.1

Educational services ...................................... 0.8 2.3 2.2

Elementary and secondary schools ........... 0.4 2.4 2.4

Junior colleges, colleges, and universities – 3.9 –

Health care and social assistance ................. – – 5.2

Hospitals .................................................... 1.5 4.3 4.8

Public administration ......................................... 0.6 3.0 3.0

See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, civilian workers,2 National Compensation Survey,

March 2015—continued

Characteristics

Time since plan closed to new workers or

stopped accruing benefits3

1 year 2 to 5 years Greater than

5 years

1 to 99 workers ...................................................... – – 4.0

1 to 49 workers .................................................. – – 4.7

50 to 99 workers ................................................ – – 6.4

100 workers or more .............................................. 0.4 1.5 1.4

100 to 499 workers ............................................ 0.5 2.6 2.7

500 workers or more .......................................... 0.5 1.6 1.6

Geographic areas

Northeast ............................................................... – – 2.0

New England ..................................................... – 2.9 –

Middle Atlantic ................................................... – – 2.4

South ..................................................................... 1.1 2.7 2.5

South Atlantic .................................................... 0.8 3.4 3.2

East South Central ............................................ – – 8.6

West South Central ........................................... – – 1.8

Midwest ................................................................. 0.3 3.3 3.3

East North Central ............................................. – – 3.7

West North Central ............................................ 0.4 6.7 6.5

West ...................................................................... 0.7 3.5 3.6

Mountain ............................................................ – 4.9 –

Pacific ................................................................ 0.9 4.3 4.5

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 3 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation

Survey, March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans3

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

All workers ............................................................. 5 95 55 15 14 23 4 ( )

Worker characteristics

Management, professional, and related ................ 3 97 62 15 12 22 4 ( )

Management, business, and financial ............... 6 94 39 21 21 24 –

Professional and related .................................... 3 97 69 12 10 21 4 ( )

Teachers:

 Primary, secondary, and special education

 school teachers ......................................... – 100 96 4 – 18 –

Service ................................................................... 3 97 82 5 3 22 –

Protective service .............................................. 2 98 91 6 – 22 –

Sales and office ..................................................... 10 90 44 14 19 23 1

Sales and related ............................................... 22 78 10 7 33 34 –

Office and administrative support ...................... 8 92 49 15 16 21 1

Natural resources, construction, and maintenance 2 98 41 26 25 13 –

Installation, maintenance, and repair ................. 3 97 26 32 32 14 –

Production, transportation, and material moving ... 9 91 22 24 17 38 –

Transportation and material moving .................. 6 94 38 22 – 36 –

Full time ................................................................. 5 95 55 15 14 23 4 ( )

Part time ................................................................ 10 90 57 10 8 22 –

Union ..................................................................... 1 99 74 14 6 21 –

Nonunion ............................................................... 8 92 42 16 19 24 4 ( )

Average wage within the following categories:5

Lowest 25 percent ............................................. 14 86 55 8 10 21 –

Lowest 10 percent ......................................... 32 68 36 – – 14 –

Second 25 percent ............................................ 6 94 60 11 10 25 –

Third 25 percent ................................................ 6 94 52 16 12 26 4 ( )

Highest 25 percent ............................................ 3 97 55 17 17 20 –

Highest 10 percent ........................................ 3 97 54 17 20 23 –

Establishment characteristics

Goods-producing industries ................................... 6 94 7 28 33 34 –

Service-providing industries .................................. 5 95 62 13 11 21 4 ( )

Education and health services ........................... 2 98 81 7 4 20 1

Educational services:

Elementary and secondary schools ............. – 100 96 4 – 17 –

Health care and social assistance ................. 10 90 35 – 16 31 2

Hospitals .................................................... 12 88 34 8 15 33 –

See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, civilian workers,2 National Compensation

Survey, March 2015—continued

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans3

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

1 to 99 workers ...................................................... 6 94 35 18 22 23 –

1 to 49 workers .................................................. 7 93 29 18 28 22 –

50 to 99 workers ................................................ 6 94 46 18 – 24 –

100 workers or more .............................................. 5 95 59 14 12 23 4 ( )

100 to 499 workers ............................................ 9 91 46 21 15 24 –

500 workers or more .......................................... 3 97 64 11 11 23 –

Geographic areas

Northeast ............................................................... 5 95 57 8 16 27 –

New England ..................................................... 6 94 57 8 25 10 –

Middle Atlantic ................................................... 5 95 58 8 13 33 –

South ..................................................................... 5 95 59 16 10 25 –

South Atlantic .................................................... 6 94 52 16 14 40 –

East South Central ............................................ 5 95 69 – 5 – –

West South Central ........................................... 4 96 63 16 8 11 –

Midwest ................................................................. 7 93 45 20 13 25 –

East North Central ............................................. 6 94 46 19 11 29 –

West ...................................................................... 3 97 58 16 17 15 –

Pacific ................................................................ 3 97 57 17 19 14 –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical

Note for further explanation. 3 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 4 Less than 0.5. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2

National Compensation Survey, March 2015

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

All workers ............................................................. 0.5 0.5 1.5 1.0 1.0 1.2 0.2

Worker characteristics

Management, professional, and related ................ 0.5 0.5 1.8 1.5 1.3 1.6 0.2

Management, business, and financial ............... 1.2 1.2 2.3 2.3 2.2 2.2 –

Professional and related .................................... 0.5 0.5 1.8 1.5 1.2 1.7 0.1

Teachers:

 Primary, secondary, and special education

 school teachers ......................................... – 0.0 0.8 0.7 – 2.1 –

Service ................................................................... 0.5 0.5 2.5 1.0 1.0 2.6 –

Protective service .............................................. 0.7 0.7 2.0 1.7 – 3.2 –

Sales and office ..................................................... 1.3 1.3 2.2 1.2 1.6 1.6 0.2

Sales and related ............................................... 3.9 3.9 2.5 2.8 4.5 4.4 –

Office and administrative support ...................... 1.1 1.1 2.3 1.3 1.6 1.6 0.2

Natural resources, construction, and maintenance 0.8 0.8 3.5 3.1 4.2 1.8 –

Installation, maintenance, and repair ................. 1.1 1.1 3.5 4.1 5.4 2.3 –

Production, transportation, and material moving ... 2.7 2.7 2.3 2.7 2.1 3.2 –

Transportation and material moving .................. 1.6 1.6 4.3 3.6 – 4.1 –

Full time ................................................................. 0.5 0.5 1.5 1.1 1.1 1.3 0.2

Part time ................................................................ 1.5 1.5 3.3 2.1 1.5 3.0 –

Union ..................................................................... 0.2 0.2 1.7 1.5 0.9 1.6 –

Nonunion ............................................................... 0.8 0.8 2.2 1.4 1.5 1.7 0.2

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.4 2.4 4.8 2.2 1.8 3.3 –

Lowest 10 percent ......................................... 7.5 7.5 7.9 – – 3.8 –

Second 25 percent ............................................ 0.9 0.9 2.3 1.3 1.2 2.3 –

Third 25 percent ................................................ 1.0 1.0 2.1 1.6 1.3 1.8 0.1

Highest 25 percent ............................................ 0.5 0.5 1.8 1.5 1.6 1.4 –

Highest 10 percent ........................................ 0.8 0.8 2.7 2.4 2.5 2.4 –

Establishment characteristics

Goods-producing industries ................................... 1.4 1.4 1.7 3.3 4.0 3.1 –

Service-providing industries .................................. 0.5 0.5 1.5 1.1 0.9 1.3 0.2

Education and health services ........................... 0.5 0.5 1.9 1.3 0.8 1.6 0.3

Educational services:

Elementary and secondary schools ............. – 0.0 0.7 0.6 – 1.8 –

Health care and social assistance ................. 2.2 2.2 5.1 – 3.3 4.3 1.0

Hospitals .................................................... 2.9 2.9 6.2 1.7 3.0 4.9 –

See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, civilian workers,2

National Compensation Survey, March 2015—continued

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

1 to 99 workers ...................................................... 1.4 1.4 3.4 2.7 3.3 3.1 –

1 to 49 workers .................................................. 1.3 1.3 3.8 3.6 4.7 3.9 –

50 to 99 workers ................................................ 2.6 2.6 5.4 3.9 – 4.2 –

100 workers or more .............................................. 0.5 0.5 1.6 1.1 1.1 1.3 0.2

100 to 499 workers ............................................ 1.5 1.5 3.0 2.6 2.3 2.5 –

500 workers or more .......................................... 0.5 0.5 1.7 1.1 1.1 1.4 –

Geographic areas

Northeast ............................................................... 0.9 0.9 2.4 1.1 2.4 1.9 –

New England ..................................................... 2.1 2.1 4.7 1.6 6.7 2.5 –

Middle Atlantic ................................................... 1.0 1.0 2.6 1.5 1.7 2.0 –

South ..................................................................... 0.8 0.8 3.0 2.0 1.1 2.6 –

South Atlantic .................................................... 1.0 1.0 3.8 2.3 1.9 4.2 –

East South Central ............................................ 2.0 2.0 7.8 – 2.3 – –

West South Central ........................................... 1.4 1.4 5.2 3.5 1.4 2.6 –

Midwest ................................................................. 1.4 1.4 2.4 1.7 2.2 2.3 –

East North Central ............................................. 1.0 1.0 2.9 2.2 2.6 3.3 –

West ...................................................................... 0.8 0.8 3.4 2.8 2.7 2.7 –

Pacific ................................................................ 0.7 0.7 4.2 3.5 3.5 3.2 –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical

Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Defined contribution retirement plans: Selected attributes, civilian

workers,1 National Compensation Survey, March 2015

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 67 33 82 18

Worker characteristics

Management, professional, and related ................ 69 31 84 16

Management, business, and financial ............... 72 28 85 15

Professional and related .................................... 67 33 83 17

Teachers ........................................................ 60 40 81 19

Primary, secondary, and special education

school teachers ........................................ 59 41 – –

Registered nurses ......................................... 60 40 81 19

Service ................................................................... 61 39 78 22

Protective service .............................................. 76 24 87 13

Sales and office ..................................................... 68 32 82 18

Sales and related ............................................... 74 26 83 17

Office and administrative support ...................... 66 34 81 19

Natural resources, construction, and maintenance 63 37 78 22

Construction, extraction, farming, fishing, and

forestry ............................................................. 50 50 70 30

Installation, maintenance, and repair ................. 71 29 82 18

Production, transportation, and material moving ... 68 32 83 17

Production ......................................................... 69 31 83 17

Transportation and material moving .................. 67 33 82 18

Full time ................................................................. 68 32 82 18

Part time ................................................................ 63 37 80 20

Union ..................................................................... 63 37 80 20

Nonunion ............................................................... 68 32 82 18

Average wage within the following categories:2

Lowest 25 percent ............................................. 70 30 81 19

Lowest 10 percent ......................................... 67 33 77 23

Second 25 percent ............................................ 65 35 80 20

Third 25 percent ................................................ 66 34 82 18

Highest 25 percent ............................................ 69 31 84 16

Highest 10 percent ........................................ 71 29 85 15

Establishment characteristics

Goods-producing industries ................................... 67 33 80 20

Service-providing industries .................................. 67 33 82 18

Education and health services ........................... 59 41 80 20

Educational services ...................................... 62 38 83 17

Elementary and secondary schools ........... 62 38 – –

Junior colleges, colleges, and universities 62 38 82 18

Health care and social assistance ................. 58 42 79 21

Hospitals .................................................... 64 36 79 21

Public administration ......................................... 56 44 83 17

See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, civilian

workers,1 National Compensation Survey, March 2015—continued

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

1 to 99 workers ...................................................... 65 35 80 20

1 to 49 workers .................................................. 63 37 79 21

50 to 99 workers ................................................ 69 31 85 15

100 workers or more .............................................. 69 31 83 17

100 to 499 workers ............................................ 71 29 85 15

500 workers or more .......................................... 67 33 81 19

Geographic areas

Northeast ............................................................... 67 33 86 14

New England ..................................................... 71 29 89 11

Middle Atlantic ................................................... 66 34 85 15

South ..................................................................... 71 29 82 18

South Atlantic .................................................... 69 31 81 19

East South Central ............................................ 71 29 83 17

West South Central ........................................... 74 26 84 16

Midwest ................................................................. 64 36 80 20

East North Central ............................................. 63 37 80 20

West North Central ............................................ 67 33 79 21

West ...................................................................... 66 34 82 18

Mountain ............................................................ 67 33 83 17

Pacific ................................................................ 66 34 81 19

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or

data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, civilian workers,1 National Compensation Survey, March 2015

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 0.8 0.8 0.7 0.7

Worker characteristics

Management, professional, and related ................ 1.1 1.1 1.0 1.0

Management, business, and financial ............... 1.4 1.4 1.2 1.2

Professional and related .................................... 1.4 1.4 1.2 1.2

Teachers ........................................................ 3.6 3.6 3.6 3.6

Primary, secondary, and special education

school teachers ........................................ 6.0 6.0 – –

Registered nurses ......................................... 2.5 2.5 2.6 2.6

Service ................................................................... 2.8 2.8 3.0 3.0

Protective service .............................................. 4.0 4.0 2.9 2.9

Sales and office ..................................................... 0.8 0.8 0.9 0.9

Sales and related ............................................... 1.3 1.3 1.4 1.4

Office and administrative support ...................... 1.1 1.1 1.0 1.0

Natural resources, construction, and maintenance 2.2 2.2 2.3 2.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 3.3 3.3 4.0 4.0

Installation, maintenance, and repair ................. 3.0 3.0 2.9 2.9

Production, transportation, and material moving ... 1.4 1.4 1.3 1.3

Production ......................................................... 1.8 1.8 1.6 1.6

Transportation and material moving .................. 2.1 2.1 1.8 1.8

Full time ................................................................. 0.8 0.8 0.7 0.7

Part time ................................................................ 1.8 1.8 1.8 1.8

Union ..................................................................... 2.5 2.5 1.8 1.8

Nonunion ............................................................... 0.8 0.8 0.7 0.7

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 1.4 1.6 1.6

Lowest 10 percent ......................................... 3.3 3.3 2.7 2.7

Second 25 percent ............................................ 1.6 1.6 1.6 1.6

Third 25 percent ................................................ 1.1 1.1 0.9 0.9

Highest 25 percent ............................................ 1.0 1.0 0.8 0.8

Highest 10 percent ........................................ 1.3 1.3 1.0 1.0

Establishment characteristics

Goods-producing industries ................................... 1.4 1.4 1.3 1.3

Service-providing industries .................................. 0.9 0.9 0.8 0.8

Education and health services ........................... 1.9 1.9 1.7 1.7

Educational services ...................................... 2.8 2.8 2.4 2.4

Elementary and secondary schools ........... 5.4 5.4 – –

Junior colleges, colleges, and universities 3.1 3.1 2.3 2.3

Health care and social assistance ................. 2.3 2.3 2.1 2.1

Hospitals .................................................... 1.5 1.5 1.7 1.7

Public administration ......................................... 6.9 6.9 3.5 3.5

See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

1 to 99 workers ...................................................... 1.4 1.4 1.3 1.3

1 to 49 workers .................................................. 1.7 1.7 1.7 1.7

50 to 99 workers ................................................ 2.0 2.0 1.9 1.9

100 workers or more .............................................. 0.9 0.9 0.8 0.8

100 to 499 workers ............................................ 1.2 1.2 1.0 1.0

500 workers or more .......................................... 1.2 1.2 1.1 1.1

Geographic areas

Northeast ............................................................... 1.4 1.4 1.2 1.2

New England ..................................................... 2.1 2.1 1.2 1.2

Middle Atlantic ................................................... 1.7 1.7 1.6 1.6

South ..................................................................... 1.2 1.2 1.0 1.0

South Atlantic .................................................... 1.6 1.6 1.1 1.1

East South Central ............................................ 3.6 3.6 4.2 4.2

West South Central ........................................... 1.9 1.9 1.5 1.5

Midwest ................................................................. 1.9 1.9 1.7 1.7

East North Central ............................................. 1.8 1.8 1.8 1.8

West North Central ............................................ 4.5 4.5 3.7 3.7

West ...................................................................... 1.7 1.7 1.5 1.5

Mountain ............................................................ 2.9 2.9 2.9 2.9

Pacific ................................................................ 2.0 2.0 1.7 1.7

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2

National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health care3 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 72 59 81 72 53 74

Worker characteristics

Management, professional, and related ................ 88 75 85 87 68 78

Management, business, and financial ............... 94 80 85 94 72 76

Professional and related .................................... 85 73 86 85 66 78

Teachers ........................................................ 83 73 88 83 67 80

Primary, secondary, and special education

school teachers ........................................ 97 85 88 97 77 80

Registered nurses ......................................... 85 70 82 85 61 72

Service ................................................................... 47 33 71 46 31 66

Protective service .............................................. 70 61 87 70 58 83

Sales and office ..................................................... 72 57 79 71 51 73

Sales and related ............................................... 59 44 75 59 40 69

Office and administrative support ...................... 79 64 81 78 58 74

Natural resources, construction, and maintenance 78 65 84 78 62 80

Construction, extraction, farming, fishing, and

forestry ............................................................. 74 63 86 73 61 83

Installation, maintenance, and repair ................. 82 67 82 81 63 78

Production, transportation, and material moving ... 77 61 80 76 56 74

Production ......................................................... 84 68 81 83 62 74

Transportation and material moving .................. 70 56 79 70 51 72

Full time ................................................................. 89 73 82 88 67 76

Part time ................................................................ 22 14 64 22 13 59

Union ..................................................................... 95 85 90 95 79 84

Nonunion ............................................................... 69 54 79 68 49 72

Average wage within the following categories:4

Lowest 25 percent ............................................. 38 24 65 37 22 60

Lowest 10 percent ......................................... 24 13 54 23 12 51

Second 25 percent ............................................ 78 61 79 77 56 73

Third 25 percent ................................................ 88 75 84 88 69 78

Highest 25 percent ............................................ 94 82 87 94 74 79

Highest 10 percent ........................................ 95 83 88 94 75 80

Establishment characteristics

Goods-producing industries ................................... 87 72 83 86 67 78

Service-providing industries .................................. 70 56 80 70 51 74

Education and health services ........................... 80 66 82 80 59 75

Educational services ...................................... 85 75 88 85 68 80

Elementary and secondary schools ........... 87 76 87 87 69 79

Junior colleges, colleges, and universities 87 78 90 87 72 83

Health care and social assistance ................. 77 60 78 76 54 70

Hospitals .................................................... 91 78 86 91 68 75

Public administration ......................................... 88 81 92 88 77 87

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 47 37 79 26 21 79 71 52 74

Worker characteristics

Management, professional, and related ................ 62 51 82 34 28 80 86 67 78

Management, business, and financial ............... 67 56 83 36 29 80 93 71 76

Professional and related .................................... 59 49 82 34 27 80 83 65 78

Teachers ........................................................ 54 45 84 32 26 82 81 66 81

Primary, secondary, and special education

school teachers ........................................ 63 53 84 37 30 83 94 76 81

Registered nurses ......................................... 68 52 77 34 26 77 84 60 71

Service ................................................................... 26 19 71 17 12 74 45 30 66

Protective service .............................................. 48 39 81 30 24 81 68 56 82

Sales and office ..................................................... 46 35 77 23 18 77 70 51 73

Sales and related ............................................... 37 27 74 16 12 77 58 40 69

Office and administrative support ...................... 51 40 78 27 21 77 77 57 74

Natural resources, construction, and maintenance 43 36 83 29 24 81 76 61 80

Construction, extraction, farming, fishing, and

forestry ............................................................. 39 34 86 28 25 89 72 60 83

Installation, maintenance, and repair ................. 47 38 80 30 22 75 79 61 77

Production, transportation, and material moving ... 48 38 79 26 21 80 75 55 74

Production ......................................................... 52 40 78 27 21 79 82 61 75

Transportation and material moving .................. 45 36 80 26 21 81 68 50 72

Full time ................................................................. 57 46 80 32 25 79 86 65 76

Part time ................................................................ 14 9 64 8 6 70 21 12 58

Union ..................................................................... 75 64 85 58 48 84 93 78 84

Nonunion ............................................................... 42 32 77 21 16 76 67 48 72

Average wage within the following categories:4

Lowest 25 percent ............................................. 18 12 64 10 7 67 36 21 60

Lowest 10 percent ......................................... 11 6 56 6 4 59 23 12 51

Second 25 percent ............................................ 47 36 76 24 18 76 75 55 73

Third 25 percent ................................................ 57 47 82 32 26 82 87 68 78

Highest 25 percent ............................................ 70 58 83 42 34 81 93 73 79

Highest 10 percent ........................................ 74 61 83 44 36 81 93 75 80

Establishment characteristics

Goods-producing industries ................................... 54 45 82 33 26 81 85 66 78

Service-providing industries .................................. 45 35 78 25 19 78 68 50 74

Education and health services ........................... 51 40 79 27 21 79 78 58 75

Educational services ...................................... 54 45 82 32 26 80 84 67 80

Elementary and secondary schools ........... 54 44 82 33 27 81 86 67 79

Junior colleges, colleges, and universities 58 48 84 32 25 77 87 72 83

Health care and social assistance ................. 49 37 76 24 19 78 74 52 70

Hospitals .................................................... 70 56 79 36 28 78 90 67 75

Public administration ......................................... 62 54 86 46 39 85 86 75 87

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2

National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Health care3 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

1 to 99 workers ...................................................... 58 44 76 58 41 71

1 to 49 workers .................................................. 53 41 76 53 38 72

50 to 99 workers ................................................ 71 54 76 71 50 71

100 workers or more .............................................. 86 72 84 85 65 76

100 to 499 workers ............................................ 82 66 81 81 60 73

500 workers or more .......................................... 90 78 87 90 71 79

Geographic areas

Northeast ............................................................... 73 59 81 72 54 75

New England ..................................................... 71 55 77 71 50 70

Middle Atlantic ................................................... 73 60 82 73 55 76

South ..................................................................... 73 58 79 73 53 73

South Atlantic .................................................... 73 58 79 73 52 72

East South Central ............................................ 75 59 79 75 56 75

West South Central ........................................... 73 58 79 72 53 73

Midwest ................................................................. 73 58 80 72 53 73

East North Central ............................................. 73 58 80 73 53 73

West North Central ............................................ 72 59 81 72 53 73

West ...................................................................... 70 59 84 70 54 78

Mountain ............................................................ 69 57 83 68 52 77

Pacific ................................................................ 71 60 85 71 55 78

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 30 23 75 17 13 74 56 40 71

1 to 49 workers .................................................. 26 20 77 14 10 74 52 37 72

50 to 99 workers ................................................ 43 32 74 27 21 75 69 49 71

100 workers or more .............................................. 62 50 81 34 28 80 84 64 76

100 to 499 workers ............................................ 55 43 79 28 22 80 80 59 74

500 workers or more .......................................... 69 57 82 42 34 81 89 70 79

Geographic areas

Northeast ............................................................... 49 39 80 27 22 79 70 53 75

New England ..................................................... 46 36 78 15 11 78 69 48 70

Middle Atlantic ................................................... 50 40 80 32 25 80 71 54 76

South ..................................................................... 42 32 77 21 16 74 71 52 73

South Atlantic .................................................... 45 34 77 24 18 73 71 51 72

East South Central ............................................ 35 27 75 17 13 75 73 55 75

West South Central ........................................... 39 30 77 19 14 76 71 52 73

Midwest ................................................................. 48 37 79 23 18 77 71 52 73

East North Central ............................................. 47 37 79 25 19 78 71 52 73

West North Central ............................................ 49 38 79 21 16 75 70 51 73

West ...................................................................... 51 42 82 36 30 83 69 54 78

Mountain ............................................................ 46 38 83 25 20 82 68 52 77

Pacific ................................................................ 54 44 82 41 34 83 70 55 78

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for

further explanation. 3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

civilian workers,2 National Compensation Survey, March 2015

Characteristics

Health care3 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 0.6 0.5 0.4 0.6 0.5 0.4

Worker characteristics

Management, professional, and related ................ 0.7 0.8 0.5 0.7 0.8 0.6

Management, business, and financial ............... 0.9 1.0 0.7 0.9 1.1 0.9

Professional and related .................................... 0.9 1.0 0.6 0.9 1.0 0.7

Teachers ........................................................ 1.5 1.5 0.7 1.5 1.5 1.2

Primary, secondary, and special education

school teachers ........................................ 0.7 1.0 0.8 0.8 1.6 1.5

Registered nurses ......................................... 2.0 2.1 1.2 2.0 2.0 1.4

Service ................................................................... 1.5 1.3 1.5 1.5 1.2 1.5

Protective service .............................................. 2.9 2.8 1.6 2.9 2.7 1.6

Sales and office ..................................................... 1.0 0.8 0.6 1.0 0.9 0.7

Sales and related ............................................... 1.4 1.2 0.9 1.4 1.2 1.0

Office and administrative support ...................... 1.2 1.1 0.7 1.2 1.1 0.8

Natural resources, construction, and maintenance 1.4 1.4 0.9 1.4 1.4 1.0

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.5 2.3 1.3 2.5 2.2 1.3

Installation, maintenance, and repair ................. 1.7 1.7 1.1 1.7 1.7 1.2

Production, transportation, and material moving ... 1.5 1.3 0.8 1.4 1.2 0.8

Production ......................................................... 1.5 1.5 1.1 1.6 1.4 1.1

Transportation and material moving .................. 2.1 1.9 1.2 2.1 1.8 1.3

Full time ................................................................. 0.5 0.5 0.4 0.5 0.5 0.4

Part time ................................................................ 0.9 0.6 1.5 0.9 0.5 1.5

Union ..................................................................... 0.5 0.7 0.5 0.5 0.7 0.6

Nonunion ............................................................... 0.7 0.6 0.4 0.7 0.6 0.5

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.1 0.9 1.2 1.1 0.9 1.3

Lowest 10 percent ......................................... 1.5 0.9 2.4 1.5 0.9 2.4

Second 25 percent ............................................ 0.8 0.7 0.6 0.8 0.7 0.7

Third 25 percent ................................................ 0.6 0.7 0.5 0.6 0.7 0.5

Highest 25 percent ............................................ 0.6 0.6 0.5 0.6 0.6 0.6

Highest 10 percent ........................................ 0.9 1.0 0.6 0.9 1.0 0.8

Establishment characteristics

Goods-producing industries ................................... 0.8 0.9 0.7 0.8 0.9 0.7

Service-providing industries .................................. 0.6 0.6 0.4 0.6 0.5 0.5

Education and health services ........................... 1.1 1.1 0.7 1.1 1.0 0.8

Educational services ...................................... 0.8 0.9 0.5 0.8 0.9 0.7

Elementary and secondary schools ........... 0.9 0.9 0.6 0.9 0.9 0.8

Junior colleges, colleges, and universities 1.6 1.8 0.7 1.6 1.8 0.9

Health care and social assistance ................. 1.7 1.5 1.1 1.7 1.4 1.1

Hospitals .................................................... 0.7 1.0 0.7 0.8 1.1 1.0

Public administration ......................................... 1.5 1.5 0.9 1.5 1.5 0.9

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.6 0.5 0.5 0.6 0.4 0.6 0.6 0.5 0.4

Worker characteristics

Management, professional, and related ................ 1.1 0.9 0.6 1.1 0.9 0.7 0.8 0.8 0.6

Management, business, and financial ............... 1.5 1.3 0.7 1.4 1.1 1.0 0.9 1.1 0.9

Professional and related .................................... 1.2 1.1 0.7 1.3 1.1 0.8 1.0 1.0 0.7

Teachers ........................................................ 1.9 1.7 1.1 1.6 1.4 1.3 1.8 1.6 0.8

Primary, secondary, and special education

school teachers ........................................ 2.2 2.1 1.3 2.1 1.9 1.7 1.9 1.8 1.0

Registered nurses ......................................... 2.5 2.2 1.8 4.1 2.9 2.2 2.0 2.1 1.6

Service ................................................................... 1.2 0.9 1.5 1.0 0.7 1.8 1.5 1.2 1.5

Protective service .............................................. 2.8 2.6 2.3 2.8 2.3 2.2 2.9 2.7 1.6

Sales and office ..................................................... 1.0 0.8 0.8 0.7 0.6 1.1 1.0 0.9 0.7

Sales and related ............................................... 1.3 1.0 1.5 0.9 0.8 1.9 1.4 1.2 1.0

Office and administrative support ...................... 1.2 1.0 0.8 1.0 0.8 1.3 1.2 1.1 0.8

Natural resources, construction, and maintenance 1.6 1.5 1.1 1.5 1.3 1.8 1.5 1.4 1.0

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.6 2.4 1.4 2.5 2.4 1.8 2.5 2.3 1.3

Installation, maintenance, and repair ................. 2.2 1.8 1.5 1.8 1.4 2.4 1.8 1.7 1.3

Production, transportation, and material moving ... 1.5 1.2 0.9 1.2 1.1 1.2 1.4 1.2 0.9

Production ......................................................... 2.0 1.6 1.3 1.6 1.4 1.8 1.6 1.4 1.1

Transportation and material moving .................. 2.0 1.7 1.0 1.5 1.3 1.5 2.0 1.8 1.3

Full time ................................................................. 0.7 0.6 0.4 0.7 0.6 0.6 0.5 0.5 0.4

Part time ................................................................ 0.8 0.5 1.7 0.6 0.4 2.1 0.9 0.5 1.5

Union ..................................................................... 1.2 1.2 0.7 1.2 1.2 0.9 0.7 0.8 0.6

Nonunion ............................................................... 0.6 0.5 0.5 0.6 0.5 0.7 0.7 0.6 0.5

Average wage within the following categories:4

Lowest 25 percent ............................................. 0.9 0.5 1.5 0.6 0.4 1.6 1.1 0.9 1.3

Lowest 10 percent ......................................... 1.0 0.6 2.2 0.7 0.4 3.4 1.5 0.9 2.5

Second 25 percent ............................................ 1.1 0.9 0.8 0.9 0.7 0.9 0.8 0.7 0.7

Third 25 percent ................................................ 1.0 0.9 0.5 0.9 0.8 0.8 0.7 0.7 0.5

Highest 25 percent ............................................ 0.9 0.9 0.6 1.1 0.9 0.6 0.6 0.7 0.6

Highest 10 percent ........................................ 1.5 1.5 1.0 1.8 1.5 0.9 1.0 1.1 0.8

Establishment characteristics

Goods-producing industries ................................... 1.4 1.2 0.9 1.3 1.1 1.1 0.9 0.9 0.7

Service-providing industries .................................. 0.6 0.5 0.5 0.6 0.5 0.6 0.7 0.5 0.5

Education and health services ........................... 1.6 1.2 0.8 1.3 1.1 1.0 1.2 1.0 0.8

Educational services ...................................... 1.5 1.3 0.9 1.4 1.2 1.3 0.9 1.0 0.7

Elementary and secondary schools ........... 1.8 1.5 1.2 1.8 1.4 1.6 0.9 0.9 0.8

Junior colleges, colleges, and universities 2.7 2.7 1.2 2.6 2.2 2.0 1.6 1.8 0.9

Health care and social assistance ................. 2.4 1.8 1.1 2.0 1.6 1.5 1.9 1.4 1.1

Hospitals .................................................... 2.0 1.7 0.9 2.4 1.9 1.2 0.8 1.2 1.0

Public administration ......................................... 2.5 2.2 1.1 2.4 2.1 1.2 1.7 1.6 0.9

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

civilian workers,2 National Compensation Survey, March 2015—continued

Characteristics

Health care3 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

1 to 99 workers ...................................................... 0.9 0.8 0.7 0.9 0.8 0.7

1 to 49 workers .................................................. 1.1 0.9 0.8 1.1 0.9 0.8

50 to 99 workers ................................................ 1.9 1.7 1.3 1.9 1.6 1.2

100 workers or more .............................................. 0.5 0.6 0.3 0.5 0.6 0.4

100 to 499 workers ............................................ 0.9 0.9 0.6 0.9 1.0 0.7

500 workers or more .......................................... 0.7 0.7 0.4 0.6 0.7 0.5

Geographic areas

Northeast ............................................................... 1.2 1.0 1.0 1.2 1.0 1.2

New England ..................................................... 2.1 1.9 1.2 2.0 1.8 1.5

Middle Atlantic ................................................... 1.4 1.2 1.3 1.4 1.2 1.6

South ..................................................................... 0.9 0.9 0.6 0.9 0.9 0.7

South Atlantic .................................................... 1.2 1.0 0.8 1.1 1.2 0.9

East South Central ............................................ 2.5 3.1 1.8 2.6 3.1 1.9

West South Central ........................................... 1.7 1.9 1.3 1.7 1.7 1.4

Midwest ................................................................. 1.3 1.0 0.6 1.3 1.0 0.6

East North Central ............................................. 1.4 1.2 0.7 1.4 1.2 0.6

West North Central ............................................ 2.9 1.9 1.1 2.9 1.7 1.1

West ...................................................................... 1.3 1.2 0.9 1.3 1.1 1.0

Mountain ............................................................ 1.6 1.6 1.8 1.7 1.8 1.6

Pacific ................................................................ 1.7 1.5 1.0 1.7 1.3 1.2

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 0.9 0.7 0.9 0.7 0.6 1.0 1.0 0.8 0.7

1 to 49 workers .................................................. 1.0 0.8 1.0 0.8 0.6 1.4 1.1 0.9 0.8

50 to 99 workers ................................................ 2.0 1.6 1.8 1.6 1.3 1.9 1.9 1.6 1.2

100 workers or more .............................................. 0.8 0.7 0.5 0.9 0.7 0.6 0.6 0.6 0.4

100 to 499 workers ............................................ 1.2 1.0 0.8 1.2 1.1 1.1 1.0 1.0 0.7

500 workers or more .......................................... 1.1 1.0 0.5 1.1 0.9 0.7 0.7 0.7 0.5

Geographic areas

Northeast ............................................................... 1.4 1.1 1.1 1.5 1.2 1.6 1.3 0.9 1.2

New England ..................................................... 2.9 2.3 1.7 1.1 0.9 2.2 2.0 1.7 1.6

Middle Atlantic ................................................... 1.4 1.1 1.3 1.8 1.4 2.0 1.5 1.1 1.6

South ..................................................................... 0.9 0.8 0.8 0.7 0.5 1.0 1.0 1.0 0.7

South Atlantic .................................................... 1.3 1.1 1.1 1.0 0.7 1.4 1.3 1.3 1.0

East South Central ............................................ 1.9 1.3 2.1 1.3 1.2 2.3 2.5 3.0 2.0

West South Central ........................................... 1.6 1.7 1.7 1.0 0.9 1.7 1.9 1.8 1.2

Midwest ................................................................. 1.7 1.3 0.7 1.3 1.0 1.1 1.4 1.0 0.6

East North Central ............................................. 1.6 1.3 0.8 1.5 1.2 1.0 1.4 1.2 0.6

West North Central ............................................ 4.0 3.0 1.4 2.2 1.8 2.7 3.0 1.8 1.2

West ...................................................................... 1.1 1.2 0.9 1.4 1.2 0.8 1.3 1.0 1.0

Mountain ............................................................ 1.7 1.7 1.3 3.2 2.7 1.6 1.6 1.7 1.6

Pacific ................................................................ 1.3 1.5 1.2 1.3 1.2 0.9 1.7 1.3 1.2

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for

further explanation. 3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, civilian workers,1 National Compensation Survey, March 2015

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 80 20 69 31

Worker characteristics

Management, professional, and related ................ 82 18 70 30

Management, business, and financial ............... 80 20 70 30

Professional and related .................................... 83 17 70 30

Teachers ........................................................ 87 13 68 32

Primary, secondary, and special education

school teachers ........................................ 87 13 67 33

Registered nurses ......................................... 80 20 72 28

Service ................................................................... 79 21 65 35

Protective service .............................................. 85 15 75 25

Sales and office ..................................................... 78 22 66 34

Sales and related ............................................... 74 26 62 38

Office and administrative support ...................... 80 20 68 32

Natural resources, construction, and maintenance 80 20 68 32

Construction, extraction, farming, fishing, and

forestry ............................................................. 83 17 71 29

Installation, maintenance, and repair ................. 78 22 66 34

Production, transportation, and material moving ... 80 20 72 28

Production ......................................................... 79 21 73 27

Transportation and material moving .................. 80 20 72 28

Full time ................................................................. 81 19 69 31

Part time ................................................................ 74 26 63 37

Union ..................................................................... 87 13 81 19

Nonunion ............................................................... 78 22 65 35

Average wage within the following categories:2

Lowest 25 percent ............................................. 75 25 59 41

Lowest 10 percent ......................................... 71 29 57 43

Second 25 percent ............................................ 79 21 66 34

Third 25 percent ................................................ 81 19 70 30

Highest 25 percent ............................................ 82 18 73 27

Highest 10 percent ........................................ 82 18 74 26

Establishment characteristics

Goods-producing industries ................................... 80 20 73 27

Service-providing industries .................................. 80 20 68 32

Education and health services ........................... 83 17 67 33

Educational services ...................................... 86 14 66 34

Elementary and secondary schools ........... 86 14 64 36

Junior colleges, colleges, and universities 86 14 72 28

Health care and social assistance ................. 81 19 68 32

Hospitals .................................................... 82 18 73 27

Public administration ......................................... 88 12 77 23

See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, civilian workers,1 National Compensation Survey, March

2015—continued

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

1 to 99 workers ...................................................... 79 21 63 37

1 to 49 workers .................................................. 79 21 63 37

50 to 99 workers ................................................ 78 22 63 37

100 workers or more .............................................. 81 19 72 28

100 to 499 workers ............................................ 79 21 69 31

500 workers or more .......................................... 83 17 74 26

Geographic areas

Northeast ............................................................... 82 18 76 24

New England ..................................................... 78 22 74 26

Middle Atlantic ................................................... 83 17 77 23

South ..................................................................... 79 21 63 37

South Atlantic .................................................... 79 21 64 36

East South Central ............................................ 80 20 62 38

West South Central ........................................... 80 20 61 39

Midwest ................................................................. 79 21 70 30

East North Central ............................................. 79 21 72 28

West North Central ............................................ 79 21 67 33

West ...................................................................... 82 18 69 31

Mountain ............................................................ 81 19 67 33

Pacific ................................................................ 82 18 70 30

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 0.3 0.3 0.4 0.4

Worker characteristics

Management, professional, and related ................ 0.3 0.3 0.4 0.4

Management, business, and financial ............... 0.3 0.3 0.6 0.6

Professional and related .................................... 0.4 0.4 0.5 0.5

Teachers ........................................................ 0.5 0.5 1.1 1.1

Primary, secondary, and special education

school teachers ........................................ 0.6 0.6 1.2 1.2

Registered nurses ......................................... 0.8 0.8 1.5 1.5

Service ................................................................... 0.8 0.8 1.2 1.2

Protective service .............................................. 0.9 0.9 1.4 1.4

Sales and office ..................................................... 0.3 0.3 0.5 0.5

Sales and related ............................................... 0.5 0.5 0.8 0.8

Office and administrative support ...................... 0.4 0.4 0.7 0.7

Natural resources, construction, and maintenance 0.9 0.9 1.1 1.1

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.3 1.3 1.6 1.6

Installation, maintenance, and repair ................. 1.1 1.1 1.4 1.4

Production, transportation, and material moving ... 0.5 0.5 0.6 0.6

Production ......................................................... 0.6 0.6 0.7 0.7

Transportation and material moving .................. 0.7 0.7 1.1 1.1

Full time ................................................................. 0.3 0.3 0.4 0.4

Part time ................................................................ 0.8 0.8 1.0 1.0

Union ..................................................................... 0.3 0.3 0.5 0.5

Nonunion ............................................................... 0.3 0.3 0.4 0.4

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.6 0.6 1.0 1.0

Lowest 10 percent ......................................... 1.3 1.3 1.9 1.9

Second 25 percent ............................................ 0.5 0.5 0.8 0.8

Third 25 percent ................................................ 0.3 0.3 0.5 0.5

Highest 25 percent ............................................ 0.3 0.3 0.4 0.4

Highest 10 percent ........................................ 0.4 0.4 0.6 0.6

Establishment characteristics

Goods-producing industries ................................... 0.5 0.5 0.6 0.6

Service-providing industries .................................. 0.3 0.3 0.5 0.5

Education and health services ........................... 0.4 0.4 0.8 0.8

Educational services ...................................... 0.5 0.5 1.0 1.0

Elementary and secondary schools ........... 0.5 0.5 1.0 1.0

Junior colleges, colleges, and universities 0.8 0.8 2.1 2.1

Health care and social assistance ................. 0.6 0.6 1.0 1.0

Hospitals .................................................... 0.6 0.6 0.6 0.6

Public administration ......................................... 0.5 0.5 0.8 0.8

See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

1 to 99 workers ...................................................... 0.5 0.5 0.8 0.8

1 to 49 workers .................................................. 0.6 0.6 1.0 1.0

50 to 99 workers ................................................ 0.7 0.7 1.1 1.1

100 workers or more .............................................. 0.3 0.3 0.4 0.4

100 to 499 workers ............................................ 0.4 0.4 0.5 0.5

500 workers or more .......................................... 0.3 0.3 0.5 0.5

Geographic areas

Northeast ............................................................... 0.3 0.3 0.5 0.5

New England ..................................................... 0.6 0.6 1.0 1.0

Middle Atlantic ................................................... 0.4 0.4 0.6 0.6

South ..................................................................... 0.4 0.4 0.7 0.7

South Atlantic .................................................... 0.5 0.5 0.9 0.9

East South Central ............................................ 1.1 1.1 2.9 2.9

West South Central ........................................... 0.7 0.7 1.0 1.0

Midwest ................................................................. 0.7 0.7 1.1 1.1

East North Central ............................................. 0.5 0.5 0.7 0.7

West North Central ............................................ 1.9 1.9 2.9 2.9

West ...................................................................... 0.5 0.5 0.7 0.7

Mountain ............................................................ 1.1 1.1 1.6 1.6

Pacific ................................................................ 0.6 0.6 0.7 0.7

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, civilian workers,1 National Compensation Survey, March 2015

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $409.81 17 $518.39 83 $388.59 $119.11

Worker characteristics

Management, professional, and related ................ 100 432.89 17 509.89 83 417.02 116.12

Management, business, and financial ............... 100 414.81 12 515.92 88 400.63 115.58

Professional and related .................................... 100 441.27 20 508.11 80 425.27 116.39

Teachers ........................................................ 100 486.10 30 515.86 70 473.62 113.08

Primary, secondary, and special education

school teachers ........................................ 100 489.60 32 522.18 68 474.54 118.20

Registered nurses ......................................... 100 436.07 11 576.57 89 419.56 118.55

Service ................................................................... 100 408.97 18 514.89 82 386.45 123.60

Protective service .............................................. 100 480.07 25 525.75 75 464.92 111.63

Sales and office ..................................................... 100 382.08 14 503.96 86 363.51 119.00

Sales and related ............................................... 100 332.53 10 446.16 90 321.08 128.19

Office and administrative support ...................... 100 402.50 15 518.59 85 382.18 114.95

Natural resources, construction, and maintenance 100 414.21 28 578.44 72 364.07 135.10

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 428.96 39 580.90 61 363.89 132.52

Installation, maintenance, and repair ................. 100 403.54 19 575.56 81 364.18 136.71

Production, transportation, and material moving ... 100 393.84 15 514.60 85 373.17 115.20

Production ......................................................... 100 389.85 12 498.63 88 375.62 115.81

Transportation and material moving .................. 100 398.38 19 526.21 81 370.15 114.47

Full time ................................................................. 100 412.19 17 518.51 83 391.03 117.68

Part time ................................................................ 100 370.05 14 515.72 86 350.01 141.69

Union ..................................................................... 100 511.34 34 578.98 66 480.50 119.25

Nonunion ............................................................... 100 383.96 13 479.87 87 370.21 119.08

Average wage within the following categories:2

Lowest 25 percent ............................................. 100 348.69 12 460.86 88 334.99 123.82

Lowest 10 percent ......................................... 100 324.64 9 483.68 91 312.20 129.61

Second 25 percent ............................................ 100 391.39 15 496.30 85 373.17 122.64

Third 25 percent ................................................ 100 419.11 19 523.65 81 395.53 116.24

Highest 25 percent ............................................ 100 438.30 19 540.97 81 416.19 116.90

Highest 10 percent ........................................ 100 436.90 17 524.28 83 419.51 117.09

Establishment characteristics

Goods-producing industries ................................... 100 393.48 17 526.26 83 370.75 112.42

Service-providing industries .................................. 100 413.42 17 516.87 83 392.64 120.63

Education and health services ........................... 100 449.40 19 519.35 81 433.29 115.04

Educational services ...................................... 100 469.55 26 513.36 74 454.54 113.39

Elementary and secondary schools ........... 100 477.75 29 518.99 71 460.70 118.84

Junior colleges, colleges, and universities 100 459.65 17 512.41 83 449.04 97.91

Health care and social assistance ................. 100 432.16 13 529.50 87 417.75 116.26

Hospitals .................................................... 100 431.91 14 538.67 86 414.92 114.00

Public administration ......................................... 100 509.04 24 537.45 76 500.02 100.98

See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

1 to 99 workers ...................................................... 100 $394.27 21 $502.73 79 $367.62 $130.20

1 to 49 workers .................................................. 100 394.96 21 498.53 79 368.49 130.88

50 to 99 workers ................................................ 100 392.70 19 513.45 81 365.68 128.68

100 workers or more .............................................. 100 418.89 15 530.96 85 400.08 113.03

100 to 499 workers ............................................ 100 400.42 14 539.47 86 380.62 116.94

500 workers or more .......................................... 100 435.21 16 525.12 84 418.01 109.43

Geographic areas

Northeast ............................................................... 100 453.86 21 560.57 79 428.36 126.47

New England ..................................................... 100 444.49 12 593.75 88 424.56 139.46

Middle Atlantic ................................................... 100 456.99 23 554.59 77 429.79 121.58

South ..................................................................... 100 382.45 14 482.03 86 366.24 113.85

South Atlantic .................................................... 100 392.11 12 498.13 88 377.84 115.86

East South Central ............................................ 100 362.99 10 438.62 90 355.07 103.71

West South Central ........................................... 100 376.63 20 477.00 80 351.54 116.27

Midwest ................................................................. 100 400.32 14 521.90 86 382.15 121.86

East North Central ............................................. 100 403.98 13 528.03 87 387.65 119.76

West North Central ............................................ 100 392.99 17 512.81 83 370.55 126.28

West ...................................................................... 100 425.78 22 521.45 78 400.11 118.56

Mountain ............................................................ 100 403.60 19 490.62 81 383.95 110.51

Pacific ................................................................ 100 435.36 23 532.43 77 407.44 122.21

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $2.79 0.6 $5.52 0.6 $2.62 $1.32

Worker characteristics

Management, professional, and related ................ 3.29 1.0 7.00 1.0 3.35 1.59

Management, business, and financial ............... 5.41 0.7 10.13 0.7 5.71 1.88

Professional and related .................................... 3.56 1.3 8.55 1.3 3.41 2.03

Teachers ........................................................ 5.85 2.0 11.11 2.0 7.02 3.38

Primary, secondary, and special education

school teachers ........................................ 7.04 2.2 12.68 2.2 8.09 4.39

Registered nurses ......................................... 8.24 2.0 23.40 2.0 8.43 4.06

Service ................................................................... 7.11 1.2 10.75 1.2 7.33 4.68

Protective service .............................................. 8.39 2.4 17.12 2.4 10.04 4.50

Sales and office ..................................................... 3.93 0.8 8.11 0.8 4.04 1.25

Sales and related ............................................... 5.98 0.8 14.46 0.8 6.01 2.13

Office and administrative support ...................... 4.34 0.9 9.02 0.9 4.48 1.65

Natural resources, construction, and maintenance 8.79 2.0 19.92 2.0 6.74 5.44

Construction, extraction, farming, fishing, and

forestry ............................................................. 16.34 3.2 26.61 3.2 13.98 8.85

Installation, maintenance, and repair ................. 9.07 2.0 28.17 2.0 5.98 6.90

Production, transportation, and material moving ... 5.05 1.1 13.28 1.1 4.60 2.36

Production ......................................................... 5.51 1.3 16.28 1.3 5.85 4.01

Transportation and material moving .................. 7.98 1.6 22.11 1.6 6.51 2.67

Full time ................................................................. 2.82 0.6 5.77 0.6 2.62 1.37

Part time ................................................................ 7.17 1.0 19.59 1.0 7.17 3.30

Union ..................................................................... 5.41 1.5 9.48 1.5 5.65 2.09

Nonunion ............................................................... 2.65 0.6 6.04 0.6 2.56 1.54

Average wage within the following categories:2

Lowest 25 percent ............................................. 5.13 1.1 13.86 1.1 5.01 2.48

Lowest 10 percent ......................................... 9.10 1.6 27.00 1.6 8.87 4.88

Second 25 percent ............................................ 4.39 0.8 8.04 0.8 4.43 3.39

Third 25 percent ................................................ 4.11 1.0 9.18 1.0 4.02 1.50

Highest 25 percent ............................................ 3.11 0.9 7.69 0.9 3.59 1.56

Highest 10 percent ........................................ 4.26 1.4 8.44 1.4 4.86 2.20

Establishment characteristics

Goods-producing industries ................................... 5.75 1.3 14.59 1.3 5.00 2.04

Service-providing industries .................................. 3.01 0.7 5.89 0.7 2.88 1.57

Education and health services ........................... 4.58 1.5 9.39 1.5 4.58 2.20

Educational services ...................................... 4.64 2.0 9.34 2.0 5.29 3.30

Elementary and secondary schools ........... 6.09 2.1 11.98 2.1 6.65 3.94

Junior colleges, colleges, and universities 6.63 3.9 6.90 3.9 7.01 4.34

Health care and social assistance ................. 7.10 1.8 20.24 1.8 6.59 2.68

Hospitals .................................................... 5.50 2.6 14.20 2.6 5.07 2.85

Public administration ......................................... 9.65 1.7 8.59 1.7 11.90 3.10

See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

1 to 99 workers ...................................................... $4.84 0.9 $9.33 0.9 $4.68 $3.06

1 to 49 workers .................................................. 5.68 1.1 11.07 1.1 5.75 3.95

50 to 99 workers ................................................ 8.49 1.8 21.02 1.8 7.34 3.64

100 workers or more .............................................. 2.87 0.7 6.13 0.7 2.69 1.18

100 to 499 workers ............................................ 4.30 0.9 12.76 0.9 3.84 1.96

500 workers or more .......................................... 3.30 1.2 6.60 1.2 3.10 1.52

Geographic areas

Northeast ............................................................... 3.67 0.8 12.47 0.8 2.93 1.81

New England ..................................................... 5.83 1.1 38.49 1.1 6.70 3.70

Middle Atlantic ................................................... 5.49 1.0 13.14 1.0 4.00 2.44

South ..................................................................... 4.17 0.8 7.42 0.8 4.05 1.94

South Atlantic .................................................... 6.31 0.8 12.58 0.8 6.04 2.04

East South Central ............................................ 6.06 1.5 16.74 1.5 5.55 6.70

West South Central ........................................... 7.12 2.2 9.38 2.2 7.30 3.31

Midwest ................................................................. 6.10 1.6 13.83 1.6 4.50 3.76

East North Central ............................................. 6.23 1.4 16.39 1.4 5.59 2.64

West North Central ............................................ 13.34 3.9 24.60 3.9 6.85 10.33

West ...................................................................... 7.84 1.3 11.57 1.3 8.36 2.02

Mountain ............................................................ 12.58 3.2 21.15 3.2 13.13 3.60

Pacific ................................................................ 9.68 1.3 13.23 1.3 10.51 2.51

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, civilian workers,1 National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

All workers ............................................................. 100 72 15 12 2

Worker characteristics

Management, professional, and related ................ 100 73 14 10 2

Management, business, and financial ............... 100 75 12 11 2

Professional and related .................................... 100 72 15 10 3

Teachers ........................................................ 100 73 17 7 3

Primary, secondary, and special education

school teachers ........................................ 100 75 14 7 4

Registered nurses ......................................... 100 67 16 14 3

Service ................................................................... 100 75 13 10 2

Protective service .............................................. 100 71 13 10 5

Sales and office ..................................................... 100 66 20 12 2

Sales and related ............................................... 100 58 27 14 1

Office and administrative support ...................... 100 70 17 11 2

Natural resources, construction, and maintenance 100 74 12 11 2

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 70 14 11 4

Installation, maintenance, and repair ................. 100 77 10 12 1

Production, transportation, and material moving ... 100 74 9 16 1

Production ......................................................... 100 76 8 15 1

Transportation and material moving .................. 100 71 10 18 2

Full time ................................................................. 100 72 14 11 2

Part time ................................................................ 100 62 22 14 2

Union ..................................................................... 100 72 10 12 6

Nonunion ............................................................... 100 72 15 11 1

Average wage within the following categories:4

Lowest 25 percent ............................................. 100 71 17 11 1

Lowest 10 percent ......................................... 100 74 16 – –

Second 25 percent ............................................ 100 70 16 12 2

Third 25 percent ................................................ 100 72 13 12 2

Highest 25 percent ............................................ 100 73 13 11 3

Highest 10 percent ........................................ 100 74 13 11 2

Establishment characteristics

Goods-producing industries ................................... 100 74 10 14 1

Service-providing industries .................................. 100 71 16 11 2

Education and health services ........................... 100 73 16 9 3

Educational services ...................................... 100 72 20 5 3

Elementary and secondary schools ........... 100 75 16 6 3

Junior colleges, colleges, and universities 100 68 29 3 1

Health care and social assistance ................. 100 73 12 12 3

Hospitals .................................................... 100 62 20 14 4

Public administration ......................................... 100 69 15 7 9

See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

1 to 99 workers ...................................................... 100 76 10 13 1

1 to 49 workers .................................................. 100 76 10 13 1

50 to 99 workers ................................................ 100 77 9 11 2

100 workers or more .............................................. 100 69 17 11 2

100 to 499 workers ............................................ 100 72 15 11 2

500 workers or more .......................................... 100 67 19 11 3

Geographic areas

Northeast ............................................................... 100 73 14 11 3

New England ..................................................... 100 80 – 10 –

Middle Atlantic ................................................... 100 70 16 11 4

South ..................................................................... 100 74 16 9 1

South Atlantic .................................................... 100 75 17 7 1

East South Central ............................................ 100 78 15 – –

West South Central ........................................... 100 69 16 – –

Midwest ................................................................. 100 71 13 15 1

East North Central ............................................. 100 71 14 15 1

West North Central ............................................ 100 70 – 16 –

West ...................................................................... 100 69 15 13 4

Mountain ............................................................ 100 68 17 13 2

Pacific ................................................................ 100 69 14 12 5

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, civilian workers,1 National Compensation Survey,

March 2015

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

All workers ............................................................. 0.0 0.8 0.5 0.5 0.2

Worker characteristics

Management, professional, and related ................ 0.0 1.1 0.9 0.7 0.3

Management, business, and financial ............... 0.0 1.4 0.9 1.2 0.4

Professional and related .................................... 0.0 1.3 1.1 0.8 0.4

Teachers ........................................................ 0.0 2.2 2.1 1.3 0.9

Primary, secondary, and special education

school teachers ........................................ 0.0 2.3 1.9 1.5 1.3

Registered nurses ......................................... 0.0 2.8 2.0 2.1 0.9

Service ................................................................... 0.0 1.8 1.2 1.3 0.3

Protective service .............................................. 0.0 3.2 2.1 2.8 0.9

Sales and office ..................................................... 0.0 1.1 0.9 0.8 0.3

Sales and related ............................................... 0.0 1.9 1.6 1.6 0.3

Office and administrative support ...................... 0.0 1.4 1.0 0.8 0.4

Natural resources, construction, and maintenance 0.0 2.1 1.2 1.5 0.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.0 3.9 2.4 2.5 1.6

Installation, maintenance, and repair ................. 0.0 1.9 1.1 1.6 0.3

Production, transportation, and material moving ... 0.0 1.6 1.0 1.1 0.4

Production ......................................................... 0.0 1.6 1.1 1.4 0.2

Transportation and material moving .................. 0.0 2.6 1.6 1.8 0.8

Full time ................................................................. 0.0 0.8 0.5 0.6 0.2

Part time ................................................................ 0.0 2.3 2.0 1.4 0.6

Union ..................................................................... 0.0 1.6 0.9 1.3 0.7

Nonunion ............................................................... 0.0 0.9 0.6 0.6 0.2

Average wage within the following categories:4

Lowest 25 percent ............................................. 0.0 1.9 1.5 1.2 0.1

Lowest 10 percent ......................................... 0.0 2.9 2.5 – –

Second 25 percent ............................................ 0.0 1.3 1.0 0.8 0.4

Third 25 percent ................................................ 0.0 1.0 0.7 0.8 0.3

Highest 25 percent ............................................ 0.0 1.1 0.7 0.8 0.3

Highest 10 percent ........................................ 0.0 1.4 1.0 1.2 0.2

Establishment characteristics

Goods-producing industries ................................... 0.0 1.5 1.1 1.4 0.3

Service-providing industries .................................. 0.0 0.9 0.6 0.6 0.3

Education and health services ........................... 0.0 1.7 1.4 1.1 0.5

Educational services ...................................... 0.0 2.2 2.2 0.7 0.5

Elementary and secondary schools ........... 0.0 2.3 2.0 1.1 0.6

Junior colleges, colleges, and universities 0.0 3.9 3.8 0.7 0.3

Health care and social assistance ................. 0.0 2.4 1.6 1.8 0.8

Hospitals .................................................... 0.0 2.6 2.2 1.8 1.1

Public administration ......................................... 0.0 3.1 1.9 2.2 1.5

See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, civilian workers,1 National Compensation Survey,

March 2015—continued

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

1 to 99 workers ...................................................... 0.0 1.3 0.9 0.9 0.3

1 to 49 workers .................................................. 0.0 1.7 1.2 1.2 0.2

50 to 99 workers ................................................ 0.0 2.1 1.3 1.4 1.0

100 workers or more .............................................. 0.0 0.9 0.8 0.7 0.3

100 to 499 workers ............................................ 0.0 1.1 0.9 0.9 0.3

500 workers or more .......................................... 0.0 1.5 1.1 0.8 0.4

Geographic areas

Northeast ............................................................... 0.0 1.5 1.0 1.3 0.6

New England ..................................................... 0.0 2.9 – 2.9 –

Middle Atlantic ................................................... 0.0 1.7 1.2 1.4 0.6

South ..................................................................... 0.0 1.4 1.1 0.8 0.3

South Atlantic .................................................... 0.0 1.9 1.5 0.9 0.3

East South Central ............................................ 0.0 3.9 3.4 – –

West South Central ........................................... 0.0 2.2 1.7 – –

Midwest ................................................................. 0.0 1.6 1.0 1.3 0.3

East North Central ............................................. 0.0 1.6 1.1 1.5 0.3

West North Central ............................................ 0.0 3.8 – 2.3 –

West ...................................................................... 0.0 1.5 1.2 1.2 0.7

Mountain ............................................................ 0.0 2.9 1.8 2.0 0.9

Pacific ................................................................ 0.0 1.8 1.6 1.5 0.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, civilian workers,1 National Compensation Survey, March 2015

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $976.22 8 $1,352.37 92 $946.22 $471.89

Worker characteristics

Management, professional, and related ................ 100 1,029.87 7 1,331.11 93 1,008.48 470.35

Management, business, and financial ............... 100 1,032.34 5 1,394.21 95 1,012.35 460.35

Professional and related .................................... 100 1,028.73 8 1,310.09 92 1,006.65 475.08

Teachers ........................................................ 100 997.87 12 1,290.11 88 960.14 523.11

Primary, secondary, and special education

school teachers ........................................ 100 986.83 14 1,286.22 86 939.77 555.69

Registered nurses ......................................... 100 1,110.13 5 1,500.88 95 1,089.80 443.21

Service ................................................................... 100 921.54 9 1,372.89 91 884.17 500.96

Protective service .............................................. 100 1,116.75 10 1,303.18 90 1,095.75 415.47

Sales and office ..................................................... 100 901.68 5 1,289.23 95 881.58 480.97

Sales and related ............................................... 100 795.46 4 1,346.03 96 772.78 486.33

Office and administrative support ...................... 100 945.04 6 1,272.02 94 926.63 478.75

Natural resources, construction, and maintenance 100 962.39 19 1,485.00 81 879.87 517.97

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 993.86 28 1,490.37 72 883.15 535.66

Installation, maintenance, and repair ................. 100 939.36 12 1,478.03 88 877.69 506.17

Production, transportation, and material moving ... 100 1,009.70 10 1,325.20 90 976.19 412.83

Production ......................................................... 100 1,019.70 8 1,325.75 92 995.98 398.51

Transportation and material moving .................. 100 998.28 13 1,324.83 87 952.28 430.13

Full time ................................................................. 100 983.42 8 1,352.57 92 953.24 469.16

Part time ................................................................ 100 856.72 6 1,346.81 94 833.34 515.78

Union ..................................................................... 100 1,227.47 24 1,435.82 76 1,171.79 407.45

Nonunion ............................................................... 100 912.25 4 1,237.43 96 899.06 485.37

Average wage within the following categories:2

Lowest 25 percent ............................................. 100 769.55 4 1,320.87 96 755.28 530.39

Lowest 10 percent ......................................... 100 714.66 4 1,445.93 96 699.42 540.44

Second 25 percent ............................................ 100 911.65 6 1,297.32 94 888.30 488.48

Third 25 percent ................................................ 100 1,003.67 10 1,274.97 90 977.99 458.37

Highest 25 percent ............................................ 100 1,076.90 11 1,445.10 89 1,038.97 447.79

Highest 10 percent ........................................ 100 1,099.90 10 1,404.65 90 1,069.65 435.97

Establishment characteristics

Goods-producing industries ................................... 100 1,025.35 13 1,379.14 87 985.79 409.46

Service-providing industries .................................. 100 965.42 7 1,343.66 93 937.82 485.14

Education and health services ........................... 100 989.93 7 1,306.76 93 967.53 512.34

Educational services ...................................... 100 970.20 9 1,347.95 91 935.23 520.06

Elementary and secondary schools ........... 100 940.73 11 1,353.28 89 891.80 568.67

Junior colleges, colleges, and universities 100 1,042.92 4 1,385.70 96 1,028.51 412.09

Health care and social assistance ................. 100 1,006.98 5 1,246.19 95 994.44 505.91

Hospitals .................................................... 100 1,092.31 5 1,394.81 95 1,077.15 410.58

Public administration ......................................... 100 1,145.37 9 1,317.13 91 1,129.07 381.32

See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

1 to 99 workers ...................................................... 100 $881.52 9 $1,286.61 91 $845.53 $550.48

1 to 49 workers .................................................. 100 879.32 10 1,276.13 90 841.43 550.63

50 to 99 workers ................................................ 100 886.58 8 1,317.16 92 854.79 550.13

100 workers or more .............................................. 100 1,030.22 8 1,396.41 92 1,002.88 427.66

100 to 499 workers ............................................ 100 979.01 6 1,453.82 94 953.14 453.86

500 workers or more .......................................... 100 1,075.20 9 1,365.80 91 1,048.17 403.81

Geographic areas

Northeast ............................................................... 100 1,155.32 16 1,394.97 84 1,114.60 432.39

New England ..................................................... 100 1,155.12 10 1,475.06 90 1,123.25 449.69

Middle Atlantic ................................................... 100 1,155.39 18 1,379.99 82 1,111.42 426.04

South ..................................................................... 100 863.75 3 1,339.65 97 851.15 501.35

South Atlantic .................................................... 100 908.03 3 1,419.42 97 893.01 496.08

East South Central ............................................ 100 807.71 3 1,346.19 97 795.28 474.96

West South Central ........................................... 100 819.89 3 1,171.65 97 811.62 524.08

Midwest ................................................................. 100 995.87 8 1,355.38 92 967.90 446.49

East North Central ............................................. 100 1,023.08 9 1,350.18 91 995.42 432.09

West North Central ............................................ 100 941.17 7 1,368.85 93 913.59 474.91

West ...................................................................... 100 980.42 10 1,296.20 90 948.72 481.54

Mountain ............................................................ 100 901.23 8 1,257.40 92 874.59 469.62

Pacific ................................................................ 100 1,015.85 11 1,308.17 89 983.05 487.06

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $7.99 0.4 $21.42 0.4 $7.78 $5.03

Worker characteristics

Management, professional, and related ................ 9.03 0.5 27.13 0.5 9.18 6.15

Management, business, and financial ............... 13.51 0.5 57.20 0.5 12.77 8.12

Professional and related .................................... 11.13 0.7 32.87 0.7 11.21 7.84

Teachers ........................................................ 19.87 1.5 51.33 1.5 20.05 12.29

Primary, secondary, and special education

school teachers ........................................ 22.98 1.9 54.98 1.9 23.56 13.48

Registered nurses ......................................... 37.36 1.7 128.60 1.7 37.63 20.96

Service ................................................................... 24.40 1.1 41.53 1.1 24.18 12.23

Protective service .............................................. 28.75 1.9 90.15 1.9 30.74 18.08

Sales and office ..................................................... 10.43 0.4 37.84 0.4 10.34 8.15

Sales and related ............................................... 17.08 0.6 50.59 0.6 16.72 9.92

Office and administrative support ...................... 12.34 0.5 47.88 0.5 12.55 10.93

Natural resources, construction, and maintenance 25.31 1.7 58.29 1.7 22.38 13.70

Construction, extraction, farming, fishing, and

forestry ............................................................. 47.34 2.7 95.74 2.7 43.86 24.07

Installation, maintenance, and repair ................. 26.26 1.8 48.73 1.8 24.17 15.66

Production, transportation, and material moving ... 14.17 1.1 30.66 1.1 14.56 8.89

Production ......................................................... 19.04 1.1 22.62 1.1 20.19 12.67

Transportation and material moving .................. 19.71 1.7 47.56 1.7 19.87 11.69

Full time ................................................................. 8.16 0.4 21.91 0.4 7.98 5.24

Part time ................................................................ 20.87 0.7 37.12 0.7 21.69 13.22

Union ..................................................................... 12.28 1.3 27.75 1.3 11.18 8.86

Nonunion ............................................................... 8.05 0.3 24.64 0.3 8.10 5.39

Average wage within the following categories:2

Lowest 25 percent ............................................. 16.59 0.6 86.49 0.6 16.23 14.47

Lowest 10 percent ......................................... 28.91 0.9 81.73 0.9 28.24 30.37

Second 25 percent ............................................ 15.47 0.6 33.14 0.6 15.62 7.62

Third 25 percent ................................................ 11.57 0.7 32.18 0.7 11.35 7.49

Highest 25 percent ............................................ 8.66 0.6 23.25 0.6 9.39 5.82

Highest 10 percent ........................................ 13.34 0.8 25.00 0.8 13.70 8.30

Establishment characteristics

Goods-producing industries ................................... 16.01 1.2 44.26 1.2 15.49 8.41

Service-providing industries .................................. 8.76 0.4 19.65 0.4 8.81 5.71

Education and health services ........................... 15.15 0.6 40.92 0.6 15.67 11.29

Educational services ...................................... 17.09 0.6 32.54 0.6 17.60 11.12

Elementary and secondary schools ........... 20.96 0.9 38.61 0.9 20.76 11.95

Junior colleges, colleges, and universities 28.69 0.9 36.31 0.9 29.88 22.37

Health care and social assistance ................. 21.39 0.9 88.35 0.9 21.97 17.26

Hospitals .................................................... 16.45 0.8 40.72 0.8 16.93 8.96

Public administration ......................................... 18.38 0.8 32.58 0.8 19.52 10.43

See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

1 to 99 workers ...................................................... $14.76 0.7 $32.38 0.7 $14.44 $10.49

1 to 49 workers .................................................. 17.95 0.9 38.46 0.9 17.54 13.13

50 to 99 workers ................................................ 22.99 1.0 54.12 1.0 22.18 13.99

100 workers or more .............................................. 7.66 0.4 22.21 0.4 7.68 4.60

100 to 499 workers ............................................ 11.19 0.5 36.36 0.5 10.80 6.87

500 workers or more .......................................... 8.94 0.6 23.91 0.6 9.17 6.07

Geographic areas

Northeast ............................................................... 13.91 1.0 46.70 1.0 10.27 7.89

New England ..................................................... 20.30 1.3 94.54 1.3 18.22 11.52

Middle Atlantic ................................................... 19.98 1.2 53.70 1.2 15.02 10.40

South ..................................................................... 14.10 0.4 62.53 0.4 13.61 9.26

South Atlantic .................................................... 18.83 0.7 96.66 0.7 17.88 12.22

East South Central ............................................ 38.12 0.7 67.09 0.7 38.15 27.07

West South Central ........................................... 21.50 0.6 82.14 0.6 21.02 16.68

Midwest ................................................................. 17.89 1.0 23.65 1.0 18.06 12.22

East North Central ............................................. 14.73 1.2 30.64 1.2 16.37 14.35

West North Central ............................................ 43.44 2.0 34.63 2.0 40.62 21.90

West ...................................................................... 16.59 0.7 25.54 0.7 16.83 9.45

Mountain ............................................................ 26.22 1.4 69.30 1.4 26.96 22.44

Pacific ................................................................ 20.32 0.9 25.29 0.9 20.60 9.27

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, civilian workers,1 National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

All workers ............................................................. 100 72 14 12 2

Worker characteristics

Management, professional, and related ................ 100 74 13 10 2

Management, business, and financial ............... 100 75 12 11 2

Professional and related .................................... 100 73 14 10 3

Teachers ........................................................ 100 75 15 7 3

Primary, secondary, and special education

school teachers ........................................ 100 76 13 8 3

Registered nurses ......................................... 100 67 15 15 3

Service ................................................................... 100 76 12 10 2

Protective service .............................................. 100 74 12 9 5

Sales and office ..................................................... 100 67 19 12 2

Sales and related ............................................... 100 58 26 14 1

Office and administrative support ...................... 100 70 16 11 2

Natural resources, construction, and maintenance 100 74 11 12 2

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 70 14 12 4

Installation, maintenance, and repair ................. 100 77 10 12 1

Production, transportation, and material moving ... 100 73 10 16 1

Production ......................................................... 100 75 10 14 1

Transportation and material moving .................. 100 71 10 18 2

Full time ................................................................. 100 73 14 12 2

Part time ................................................................ 100 65 21 13 1

Union ..................................................................... 100 72 11 12 5

Nonunion ............................................................... 100 72 15 12 1

Average wage within the following categories:4

Lowest 25 percent ............................................. 100 71 16 12 1

Lowest 10 percent ......................................... 100 74 15 – –

Second 25 percent ............................................ 100 70 16 12 2

Third 25 percent ................................................ 100 72 13 13 2

Highest 25 percent ............................................ 100 74 13 11 3

Highest 10 percent ........................................ 100 75 13 10 2

Establishment characteristics

Goods-producing industries ................................... 100 74 11 14 2

Service-providing industries .................................. 100 72 15 11 2

Education and health services ........................... 100 74 14 9 2

Educational services ...................................... 100 74 18 6 2

Elementary and secondary schools ........... 100 76 14 8 3

Junior colleges, colleges, and universities 100 71 25 2 1

Health care and social assistance ................. 100 74 12 11 3

Hospitals .................................................... 100 64 18 14 4

Public administration ......................................... 100 71 14 7 8

See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

1 to 99 workers ...................................................... 100 76 9 13 1

1 to 49 workers .................................................. 100 75 10 14 1

50 to 99 workers ................................................ 100 77 9 12 2

100 workers or more .............................................. 100 70 17 11 2

100 to 499 workers ............................................ 100 73 14 11 2

500 workers or more .......................................... 100 68 19 10 3

Geographic areas

Northeast ............................................................... 100 73 13 11 3

New England ..................................................... 100 82 8 10 1

Middle Atlantic ................................................... 100 70 15 11 3

South ..................................................................... 100 74 15 10 1

South Atlantic .................................................... 100 76 16 7 1

East South Central ............................................ 100 79 14 – –

West South Central ........................................... 100 70 13 15 1

Midwest ................................................................. 100 71 13 15 1

East North Central ............................................. 100 71 14 14 1

West North Central ............................................ 100 69 – 17 –

West ...................................................................... 100 69 14 13 4

Mountain ............................................................ 100 69 15 14 2

Pacific ................................................................ 100 69 14 12 5

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, civilian workers,1 National Compensation Survey,

March 2015

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

All workers ............................................................. 0.0 0.8 0.5 0.5 0.2

Worker characteristics

Management, professional, and related ................ 0.0 1.1 0.8 0.7 0.3

Management, business, and financial ............... 0.0 1.4 0.9 1.2 0.4

Professional and related .................................... 0.0 1.3 1.0 0.7 0.4

Teachers ........................................................ 0.0 1.9 1.7 1.1 0.7

Primary, secondary, and special education

school teachers ........................................ 0.0 2.0 1.5 1.3 1.0

Registered nurses ......................................... 0.0 2.7 1.9 2.1 1.0

Service ................................................................... 0.0 1.6 1.0 1.2 0.2

Protective service .............................................. 0.0 2.9 1.9 2.3 1.0

Sales and office ..................................................... 0.0 1.1 0.8 0.8 0.3

Sales and related ............................................... 0.0 1.9 1.6 1.5 0.4

Office and administrative support ...................... 0.0 1.4 0.9 0.9 0.4

Natural resources, construction, and maintenance 0.0 2.0 1.2 1.4 0.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.0 3.6 2.2 2.2 1.4

Installation, maintenance, and repair ................. 0.0 2.0 1.0 1.6 0.4

Production, transportation, and material moving ... 0.0 1.6 1.0 1.2 0.4

Production ......................................................... 0.0 1.5 1.1 1.3 0.2

Transportation and material moving .................. 0.0 2.7 1.6 1.8 0.8

Full time ................................................................. 0.0 0.8 0.5 0.6 0.2

Part time ................................................................ 0.0 2.2 1.9 1.3 0.5

Union ..................................................................... 0.0 1.6 0.9 1.2 0.6

Nonunion ............................................................... 0.0 0.9 0.6 0.6 0.2

Average wage within the following categories:4

Lowest 25 percent ............................................. 0.0 1.8 1.3 1.2 0.2

Lowest 10 percent ......................................... 0.0 3.0 2.3 – –

Second 25 percent ............................................ 0.0 1.2 0.9 0.7 0.4

Third 25 percent ................................................ 0.0 1.0 0.6 0.7 0.3

Highest 25 percent ............................................ 0.0 1.1 0.7 0.7 0.3

Highest 10 percent ........................................ 0.0 1.4 1.1 1.1 0.3

Establishment characteristics

Goods-producing industries ................................... 0.0 1.4 1.1 1.3 0.3

Service-providing industries .................................. 0.0 0.9 0.6 0.6 0.2

Education and health services ........................... 0.0 1.6 1.2 1.0 0.5

Educational services ...................................... 0.0 1.9 1.8 0.7 0.4

Elementary and secondary schools ........... 0.0 2.0 1.7 1.1 0.5

Junior colleges, colleges, and universities 0.0 3.6 3.5 0.6 0.2

Health care and social assistance ................. 0.0 2.3 1.5 1.7 0.8

Hospitals .................................................... 0.0 2.6 2.2 1.8 1.4

Public administration ......................................... 0.0 2.7 1.7 1.9 1.2

See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, civilian workers,1 National Compensation Survey,

March 2015—continued

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies2

Exists, but

amount

unknown

Other3

1 to 99 workers ...................................................... 0.0 1.2 0.8 0.9 0.3

1 to 49 workers .................................................. 0.0 1.6 1.1 1.1 0.2

50 to 99 workers ................................................ 0.0 2.0 1.3 1.4 0.9

100 workers or more .............................................. 0.0 0.9 0.7 0.6 0.3

100 to 499 workers ............................................ 0.0 1.1 0.8 0.9 0.3

500 workers or more .......................................... 0.0 1.4 1.1 0.8 0.4

Geographic areas

Northeast ............................................................... 0.0 1.5 1.0 1.2 0.5

New England ..................................................... 0.0 3.0 1.7 2.9 0.4

Middle Atlantic ................................................... 0.0 1.7 1.2 1.3 0.6

South ..................................................................... 0.0 1.3 1.0 0.7 0.3

South Atlantic .................................................... 0.0 1.6 1.3 0.8 0.4

East South Central ............................................ 0.0 3.7 3.3 – –

West South Central ........................................... 0.0 2.1 1.4 1.7 0.6

Midwest ................................................................. 0.0 1.8 1.0 1.4 0.3

East North Central ............................................. 0.0 1.6 1.2 1.4 0.3

West North Central ............................................ 0.0 4.5 – 3.2 –

West ...................................................................... 0.0 1.7 1.2 1.1 0.7

Mountain ............................................................ 0.0 2.7 1.7 1.7 0.8

Pacific ................................................................ 0.0 2.2 1.6 1.4 0.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National

Compensation Survey, March 2015

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage2 Family coverage2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $38.00 $65.00 $101.29 $146.88 $219.00 $156.92 $253.50 $390.30 $610.30 $925.00

Worker characteristics

Management, professional, and related ................ 35.00 62.32 99.32 143.65 221.49 162.25 256.42 390.46 596.78 920.00

Management, business, and financial ............... 38.66 65.64 102.81 147.79 205.79 161.88 257.90 388.12 570.15 873.90

Professional and related .................................... 32.80 60.91 97.49 140.82 229.21 162.25 256.04 392.90 610.75 939.00

Teachers ........................................................ 22.76 50.00 85.85 141.92 245.67 144.80 240.48 462.17 714.00 1033.18

Primary, secondary, and special education

school teachers ........................................ 23.70 53.10 86.84 149.68 264.26 137.18 250.50 521.50 785.40 1078.26

Registered nurses ......................................... 40.42 69.75 92.00 138.77 190.15 169.81 249.74 361.59 518.76 863.77

Service ................................................................... 41.55 68.74 102.67 153.58 226.00 169.81 255.65 422.88 697.02 951.70

Protective service .............................................. 43.33 62.35 90.97 131.37 197.23 147.63 210.13 315.25 501.22 801.00

Sales and office ..................................................... 39.99 67.16 101.98 145.62 213.54 160.02 257.25 401.53 633.77 951.83

Sales and related ............................................... 43.33 77.85 108.03 156.92 226.09 195.46 269.54 420.99 635.00 930.70

Office and administrative support ...................... 37.00 63.11 99.60 140.16 208.25 148.88 254.87 395.30 630.00 955.01

Natural resources, construction, and maintenance 45.00 69.33 113.32 168.58 256.92 163.20 264.76 420.30 727.42 990.03

Construction, extraction, farming, fishing, and

forestry ............................................................. 40.00 59.68 103.34 154.22 228.64 158.92 259.36 420.30 758.79 1116.54

Installation, maintenance, and repair ................. 46.76 74.67 117.00 177.14 300.00 170.41 280.90 420.85 721.80 961.46

Production, transportation, and material moving ... 36.92 63.52 100.00 142.45 197.97 129.99 208.61 335.68 500.94 828.23

Production ......................................................... 40.00 65.00 102.35 145.00 196.54 134.32 203.08 335.57 459.36 721.83

Transportation and material moving .................. 32.42 59.98 97.51 140.87 201.14 119.07 216.11 340.00 552.43 888.58

Full time ................................................................. 38.00 65.00 101.00 145.00 214.00 159.74 254.58 388.31 605.95 918.20

Part time ................................................................ 33.17 66.87 108.03 194.68 271.16 100.66 220.68 454.20 706.70 1019.82

Union ..................................................................... 30.34 56.77 88.38 144.33 226.09 94.38 187.74 291.72 498.85 905.09

Nonunion ............................................................... 39.37 66.68 103.13 147.32 217.43 173.90 272.91 407.26 628.39 929.79

Average wage within the following categories:3

Lowest 25 percent ............................................. 36.92 69.39 102.46 155.99 226.09 180.00 279.08 472.66 702.31 1020.22

Lowest 10 percent ......................................... 40.96 78.57 112.90 171.00 226.09 183.96 275.29 472.66 746.23 1135.83

Second 25 percent ............................................ 41.74 65.23 103.17 151.64 234.89 155.79 256.09 405.10 644.36 919.81

Third 25 percent ................................................ 37.50 63.67 100.00 142.30 210.70 152.92 244.13 377.62 584.04 918.91

Highest 25 percent ............................................ 35.00 63.00 100.00 142.99 211.78 149.88 250.00 376.79 567.28 878.87

Highest 10 percent ........................................ 35.90 65.34 102.70 144.39 235.10 154.10 252.74 381.00 554.63 844.65

Establishment characteristics

Goods-producing industries ................................... 40.00 64.88 100.00 142.02 197.97 147.06 230.20 340.00 503.65 783.00

Service-providing industries .................................. 37.30 65.00 101.83 148.00 226.09 160.00 255.16 400.00 640.00 949.84

Education and health services ........................... 29.95 58.21 93.12 140.00 225.44 162.49 267.00 421.86 675.07 1012.33

Educational services ...................................... 20.22 47.71 86.24 138.90 234.32 148.04 241.00 459.52 685.00 1001.92

Elementary and secondary schools ........... 20.81 49.00 86.79 146.36 261.82 125.44 256.04 534.07 786.12 1078.26

Junior colleges, colleges, and universities 20.00 40.00 79.94 127.00 181.94 179.00 232.00 362.33 562.94 685.00

Health care and social assistance ................. 43.71 65.47 98.92 140.00 215.94 169.81 280.28 399.34 654.34 1017.61

Hospitals .................................................... 39.43 65.66 96.00 135.17 188.66 154.64 254.37 358.70 495.74 704.31

Public administration ......................................... 29.25 50.00 80.83 116.62 160.91 129.99 215.60 316.50 486.48 666.18

See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National

Compensation Survey, March 2015—continued

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage2 Family coverage2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... $47.00 $74.59 $111.61 $160.63 $245.69 $184.15 $290.19 $463.44 $734.23 $1053.02

1 to 49 workers .................................................. 46.11 75.83 113.29 163.22 254.36 183.80 293.50 463.63 740.77 1065.15

50 to 99 workers ................................................ 48.17 73.10 106.47 157.50 236.29 184.69 289.42 462.11 717.04 1021.08

100 workers or more .............................................. 32.79 59.68 95.07 138.26 198.90 142.54 232.00 359.43 537.29 813.02

100 to 499 workers ............................................ 34.26 60.91 100.00 145.19 205.93 149.48 247.63 384.57 567.28 872.80

500 workers or more .......................................... 31.53 57.31 91.60 133.92 194.68 133.13 224.71 334.84 500.36 743.03

Geographic areas

Northeast ............................................................... 46.13 74.64 108.33 154.62 225.88 152.15 246.59 355.33 525.37 840.60

New England ..................................................... 55.91 89.59 121.32 168.20 240.18 202.81 286.70 385.16 525.37 740.94

Middle Atlantic ................................................... 42.25 71.97 104.40 146.86 218.28 140.00 227.26 340.27 524.26 856.94

South ..................................................................... 35.00 60.01 99.60 142.45 205.47 170.92 275.29 428.42 661.44 956.46

South Atlantic .................................................... 42.23 65.00 101.48 142.08 206.18 166.25 268.67 415.07 623.45 973.40

East South Central ............................................ 20.00 46.78 86.60 135.00 200.00 172.89 249.39 429.98 667.00 799.71

West South Central ........................................... 35.00 62.00 100.00 149.72 220.05 175.00 307.52 446.60 707.48 998.00

Midwest ................................................................. 43.28 72.14 104.64 149.86 236.11 152.92 241.43 362.83 585.76 866.46

East North Central ............................................. 42.83 72.34 101.26 145.22 210.82 140.21 230.00 336.98 524.75 909.85

West North Central ............................................ 44.00 71.94 111.20 163.74 – 178.95 276.06 401.97 650.86 790.94

West ...................................................................... 30.48 55.53 92.18 141.20 213.05 134.73 234.75 390.17 615.10 967.41

Mountain ............................................................ 35.00 56.33 90.30 132.12 183.47 171.79 244.59 389.00 584.31 927.96

Pacific ................................................................ 30.33 55.10 94.75 150.39 234.32 116.89 227.00 396.05 627.51 999.50

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,

civilian workers,1 National Compensation Survey, March 2015

Characteristics

Single coverage2 Family coverage2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $1.68 $1.68 $1.64 $2.61 $7.07 $5.42 $4.64 $5.69 $11.95 $17.77

Worker characteristics

Management, professional, and related ................ 2.85 2.41 2.09 3.15 10.16 6.54 6.05 8.21 17.18 24.09

Management, business, and financial ............... 2.58 3.64 2.35 4.58 7.51 9.43 7.06 9.08 15.52 49.47

Professional and related .................................... 2.89 2.62 2.63 3.79 11.22 7.21 7.90 9.32 26.19 31.55

Teachers ........................................................ 3.56 4.16 4.15 7.22 15.69 22.29 17.26 32.04 37.55 38.28

Primary, secondary, and special education

school teachers ........................................ 3.61 6.72 4.67 8.02 11.34 27.31 27.07 26.64 29.20 30.94

Registered nurses ......................................... 4.20 5.21 4.87 4.08 20.37 5.15 26.51 14.86 29.37 112.71

Service ................................................................... 3.35 4.01 4.29 11.31 28.81 7.49 12.12 19.77 39.83 74.29

Protective service .............................................. 3.70 3.73 6.23 5.85 27.12 31.84 16.80 16.23 47.64 84.06

Sales and office ..................................................... 2.59 2.68 2.07 3.73 4.41 12.90 5.45 7.16 16.97 34.65

Sales and related ............................................... 2.59 3.00 5.02 5.67 7.80 9.08 11.33 8.63 17.64 48.97

Office and administrative support ...................... 2.84 3.72 2.32 3.28 6.25 15.76 5.57 7.82 24.96 40.38

Natural resources, construction, and maintenance 2.79 3.80 4.73 10.93 36.81 9.25 7.75 19.70 50.88 34.74

Construction, extraction, farming, fishing, and

forestry ............................................................. 6.72 4.94 7.75 11.47 9.03 11.27 17.49 33.98 75.82 98.91

Installation, maintenance, and repair ................. 3.11 3.53 4.94 18.06 71.20 10.59 11.33 22.49 76.67 63.61

Production, transportation, and material moving ... 2.89 2.49 2.21 4.31 5.08 6.50 12.17 7.58 19.66 63.17

Production ......................................................... 3.10 2.74 3.83 5.99 6.79 7.11 19.10 8.66 23.58 96.18

Transportation and material moving .................. 3.27 4.17 4.91 2.95 9.55 11.67 11.53 18.26 30.38 61.30

Full time ................................................................. 1.49 1.72 1.50 2.98 6.38 4.03 3.59 5.18 12.18 19.20

Part time ................................................................ 2.22 7.61 7.34 5.57 14.48 7.21 23.09 32.97 66.68 46.69

Union ..................................................................... 1.53 1.82 1.86 4.74 7.64 7.22 10.21 6.30 17.18 58.69

Nonunion ............................................................... 1.81 2.10 1.28 2.94 6.93 4.19 5.17 7.22 16.01 18.64

Average wage within the following categories:3

Lowest 25 percent ............................................. 4.47 3.72 3.38 6.23 7.14 10.21 11.69 12.69 47.82 63.41

Lowest 10 percent ......................................... 6.97 7.23 10.03 20.06 16.39 15.13 33.67 22.71 123.82 166.96

Second 25 percent ............................................ 2.42 2.82 2.13 6.22 23.02 13.37 7.61 12.47 35.27 27.04

Third 25 percent ................................................ 2.63 1.38 1.33 2.74 6.08 4.94 7.38 8.77 13.77 36.66

Highest 25 percent ............................................ 1.07 1.86 1.33 3.24 7.29 4.64 4.67 6.22 11.04 25.27

Highest 10 percent ........................................ 2.14 1.95 3.18 4.29 16.36 5.78 5.77 8.27 18.92 44.03

Establishment characteristics

Goods-producing industries ................................... 1.37 2.22 2.59 3.67 4.72 8.90 13.11 9.98 16.65 35.97

Service-providing industries .................................. 2.70 2.06 1.77 2.90 9.84 5.13 3.32 7.16 19.39 21.41

Education and health services ........................... 3.40 2.34 2.70 2.47 11.66 12.30 13.13 12.82 19.86 35.86

Educational services ...................................... 3.48 6.39 4.85 5.02 10.39 16.63 18.08 30.35 12.47 24.27

Elementary and secondary schools ........... 2.58 6.29 4.86 7.32 10.73 16.08 24.35 25.37 26.08 28.75

Junior colleges, colleges, and universities 5.54 9.49 7.69 5.25 6.73 8.37 8.69 40.10 77.90 5.17

Health care and social assistance ................. 2.25 4.03 3.15 3.16 16.34 22.57 15.61 22.80 47.32 57.29

Hospitals .................................................... 3.36 4.25 4.77 5.38 8.50 11.91 9.15 7.38 16.71 33.53

Public administration ......................................... 5.08 1.30 5.98 4.57 4.64 20.34 17.98 12.46 26.27 39.60

See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,

civilian workers,1 National Compensation Survey, March 2015—continued

Characteristics

Single coverage2 Family coverage2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... $2.43 $3.02 $3.61 $5.87 $11.89 $7.77 $7.50 $11.19 $23.25 $37.73

1 to 49 workers .................................................. 2.58 4.40 3.44 9.06 19.93 10.50 10.79 17.62 30.95 44.07

50 to 99 workers ................................................ 2.19 4.26 4.12 7.28 7.97 11.86 8.10 25.30 41.05 44.57

100 workers or more .............................................. 1.47 1.92 2.09 2.12 3.63 7.35 3.91 5.65 13.30 16.93

100 to 499 workers ............................................ 2.66 3.17 1.76 4.92 7.89 3.81 6.29 5.87 21.47 25.41

500 workers or more .......................................... 2.36 2.64 1.99 2.27 4.71 5.58 3.62 8.18 14.26 25.43

Geographic areas

Northeast ............................................................... 3.06 2.00 2.83 5.29 12.43 10.51 6.11 12.31 13.83 20.63

New England ..................................................... 3.59 3.58 6.25 7.47 16.72 12.74 13.03 4.99 17.66 57.64

Middle Atlantic ................................................... 3.65 2.24 2.78 5.46 9.33 8.64 3.80 7.25 22.57 34.34

South ..................................................................... 4.09 3.29 2.64 3.17 5.25 7.12 10.54 12.98 16.13 27.88

South Atlantic .................................................... 2.37 2.71 2.28 3.33 7.37 9.63 14.55 13.57 33.35 33.63

East South Central ............................................ 1.23 13.71 10.02 10.97 8.64 16.58 34.36 63.74 29.16 29.66

West South Central ........................................... 5.07 4.27 1.90 6.57 15.33 14.45 25.05 15.08 52.67 39.53

Midwest ................................................................. 2.71 3.17 2.81 5.93 25.06 4.79 9.66 15.71 42.87 83.14

East North Central ............................................. 2.25 3.59 2.51 5.43 13.15 11.24 7.41 8.92 34.77 106.14

West North Central ............................................ 4.74 4.76 5.37 22.32 – 15.56 27.04 27.79 56.10 84.98

West ...................................................................... 0.86 1.85 3.20 4.22 8.80 13.86 8.75 11.81 21.04 57.45

Mountain ............................................................ 5.88 5.94 4.66 2.45 7.24 9.20 12.11 19.79 38.25 147.79

Pacific ................................................................ 0.41 1.73 5.19 5.91 10.59 8.41 10.03 14.89 32.24 51.20

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,

March 2015

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 60 59 97 38 37 98 34 33 96

Worker characteristics

Management, professional, and related ................ 78 77 99 46 45 99 53 51 97

Management, business, and financial ............... 85 84 99 61 60 98 61 59 97

Professional and related .................................... 75 74 98 39 39 99 49 48 97

Teachers ........................................................ 72 71 98 23 22 98 40 39 96

Primary, secondary, and special education

school teachers ........................................ 82 81 98 21 20 98 41 40 97

Registered nurses ......................................... 77 76 99 38 38 99 51 49 96

Service ................................................................... 35 33 95 21 20 96 13 13 97

Protective service .............................................. 71 68 96 26 25 97 22 21 98

Sales and office ..................................................... 58 56 98 37 36 97 33 32 96

Sales and related ............................................... 45 43 96 29 27 94 21 19 94

Office and administrative support ...................... 65 64 98 42 41 98 41 39 97

Natural resources, construction, and maintenance 60 58 97 38 38 99 28 27 97

Construction, extraction, farming, fishing, and

forestry ............................................................. 53 52 98 32 32 100 20 19 97

Installation, maintenance, and repair ................. 66 64 97 44 43 99 35 34 97

Production, transportation, and material moving ... 66 63 96 46 44 96 31 30 94

Production ......................................................... 72 70 97 53 52 98 35 33 96

Transportation and material moving .................. 60 57 95 40 37 94 28 26 93

Full time ................................................................. 75 74 98 45 44 98 44 42 96

Part time ................................................................ 14 12 89 14 13 93 5 5 96

Union ..................................................................... 86 84 98 49 47 96 36 35 96

Nonunion ............................................................... 56 55 97 36 35 98 34 33 97

Average wage within the following categories:3

Lowest 25 percent ............................................. 25 23 92 17 16 94 8 8 95

Lowest 10 percent ......................................... 13 11 89 13 12 94 3 3 91

Second 25 percent ............................................ 63 62 98 37 36 97 32 31 96

Third 25 percent ................................................ 76 74 98 47 46 98 45 43 96

Highest 25 percent ............................................ 85 85 99 54 53 99 57 55 97

Highest 10 percent ........................................ 89 88 99 59 58 99 61 60 98

Establishment characteristics

Goods-producing industries ................................... 71 70 98 53 53 99 38 37 97

Service-providing industries .................................. 58 57 97 35 34 97 34 32 96

Education and health services ........................... 69 67 98 30 30 99 41 40 97

Educational services ...................................... 76 74 98 26 25 98 42 40 95

Elementary and secondary schools ........... 76 74 98 23 23 98 37 35 97

Junior colleges, colleges, and universities 84 81 97 30 29 97 55 52 94

Health care and social assistance ................. 64 63 98 33 33 99 41 39 97

Hospitals .................................................... 88 87 99 45 45 99 60 58 96

Public administration ......................................... 83 81 98 26 25 97 30 29 95

See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 41 40 97 28 28 97 23 22 96

1 to 49 workers .................................................. 36 35 97 26 26 97 20 20 96

50 to 99 workers ................................................ 56 53 95 35 34 97 31 30 97

100 workers or more .............................................. 78 76 98 46 45 98 44 43 97

100 to 499 workers ............................................ 71 69 98 44 42 97 38 37 97

500 workers or more .......................................... 85 84 98 49 48 98 51 49 96

Geographic areas

Northeast ............................................................... 60 59 99 61 60 99 34 33 97

New England ..................................................... 59 57 98 39 37 97 34 34 98

Middle Atlantic ................................................... 60 60 99 69 68 99 34 33 97

South ..................................................................... 63 61 97 33 32 97 34 33 96

South Atlantic .................................................... 62 60 98 36 35 96 36 34 96

East South Central ............................................ 64 62 97 31 29 96 34 33 95

West South Central ........................................... 64 61 96 28 28 98 31 30 97

Midwest ................................................................. 63 61 97 38 36 97 38 37 97

East North Central ............................................. 63 61 97 40 39 97 37 36 96

West North Central ............................................ 62 61 98 33 32 98 39 38 97

West ...................................................................... 54 52 98 25 24 97 30 29 96

Mountain ............................................................ 57 56 97 30 29 97 36 34 94

Pacific ................................................................ 52 51 98 23 23 98 28 27 98

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.7 0.6 0.2 0.6 0.6 0.3 0.6 0.6 0.3

Worker characteristics

Management, professional, and related ................ 0.9 0.9 0.2 1.1 1.1 0.3 1.1 1.1 0.3

Management, business, and financial ............... 1.2 1.2 0.2 1.7 1.7 0.7 1.5 1.4 0.7

Professional and related .................................... 1.1 1.1 0.2 1.1 1.1 0.2 1.3 1.3 0.3

Teachers ........................................................ 1.8 1.7 0.4 1.5 1.5 0.8 2.1 2.1 0.8

Primary, secondary, and special education

school teachers ........................................ 2.0 2.0 0.4 1.8 1.8 1.0 2.7 2.6 0.8

Registered nurses ......................................... 2.0 2.0 0.2 2.5 2.5 0.3 2.5 2.5 0.6

Service ................................................................... 1.4 1.3 0.9 1.2 1.2 1.0 0.9 0.9 0.7

Protective service .............................................. 2.6 2.5 1.2 2.6 2.6 2.3 2.2 2.1 0.6

Sales and office ..................................................... 1.0 1.0 0.3 1.0 0.9 0.3 0.9 0.8 0.4

Sales and related ............................................... 1.5 1.5 0.7 1.3 1.3 0.8 1.1 1.1 1.0

Office and administrative support ...................... 1.3 1.3 0.2 1.2 1.2 0.3 1.2 1.2 0.5

Natural resources, construction, and maintenance 1.7 1.7 0.4 1.6 1.6 0.3 1.3 1.3 0.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.8 2.8 0.5 2.1 2.1 0.3 1.7 1.7 0.9

Installation, maintenance, and repair ................. 2.2 2.2 0.5 2.3 2.3 0.5 2.0 2.1 0.8

Production, transportation, and material moving ... 1.4 1.4 0.4 1.3 1.3 0.7 1.4 1.3 0.8

Production ......................................................... 1.8 1.8 0.6 1.7 1.7 0.5 1.8 1.8 1.0

Transportation and material moving .................. 1.8 1.7 0.6 1.6 1.5 1.3 1.6 1.5 1.2

Full time ................................................................. 0.7 0.7 0.2 0.7 0.7 0.2 0.8 0.7 0.3

Part time ................................................................ 0.7 0.6 1.5 0.9 0.8 1.3 0.5 0.5 0.9

Union ..................................................................... 1.0 1.0 0.3 1.4 1.4 0.7 1.3 1.3 0.6

Nonunion ............................................................... 0.7 0.7 0.2 0.7 0.7 0.3 0.7 0.7 0.3

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.1 1.0 0.9 0.9 0.9 1.1 0.6 0.6 1.0

Lowest 10 percent ......................................... 1.2 1.0 2.5 1.0 0.9 1.7 0.5 0.4 4.5

Second 25 percent ............................................ 1.1 1.1 0.2 1.1 1.0 0.3 1.1 1.1 0.4

Third 25 percent ................................................ 0.8 0.8 0.2 1.0 1.0 0.3 1.0 1.0 0.4

Highest 25 percent ............................................ 0.7 0.7 0.2 1.2 1.2 0.3 1.1 1.1 0.3

Highest 10 percent ........................................ 1.0 1.0 0.2 1.7 1.7 0.2 1.5 1.5 0.3

Establishment characteristics

Goods-producing industries ................................... 1.0 1.0 0.4 1.3 1.3 0.2 1.3 1.3 0.4

Service-providing industries .................................. 0.7 0.7 0.2 0.7 0.6 0.3 0.7 0.7 0.3

Education and health services ........................... 1.5 1.5 0.3 1.2 1.2 0.3 1.7 1.7 0.4

Educational services ...................................... 1.2 1.1 0.5 1.4 1.4 0.7 1.8 1.8 0.7

Elementary and secondary schools ........... 1.7 1.6 0.3 1.9 1.9 0.9 2.1 2.1 1.0

Junior colleges, colleges, and universities 1.7 1.8 1.3 2.1 2.0 1.1 3.4 3.2 0.9

Health care and social assistance ................. 2.4 2.4 0.3 2.0 2.0 0.3 2.4 2.4 0.4

Hospitals .................................................... 0.8 0.8 0.3 2.4 2.4 0.2 2.2 2.2 0.6

Public administration ......................................... 2.0 2.0 0.3 1.9 1.8 1.2 1.8 1.7 1.2

See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National

Compensation Survey, March 2015—continued

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

1 to 99 workers ...................................................... 1.0 0.9 0.4 0.8 0.8 0.5 0.9 0.9 0.6

1 to 49 workers .................................................. 1.1 1.1 0.4 0.9 0.9 0.6 1.0 1.0 0.8

50 to 99 workers ................................................ 2.2 2.2 0.9 1.8 1.8 0.6 1.8 1.8 0.7

100 workers or more .............................................. 0.6 0.6 0.2 0.9 0.8 0.3 0.9 0.8 0.3

100 to 499 workers ............................................ 1.1 1.0 0.3 1.3 1.3 0.4 1.2 1.2 0.3

500 workers or more .......................................... 0.8 0.8 0.2 1.2 1.2 0.4 1.1 1.1 0.4

Geographic areas

Northeast ............................................................... 1.2 1.2 0.3 1.7 1.8 0.4 1.5 1.5 0.6

New England ..................................................... 2.2 2.0 0.6 2.3 2.3 0.8 2.6 2.6 0.5

Middle Atlantic ................................................... 1.4 1.4 0.4 2.3 2.4 0.4 1.8 1.8 0.7

South ..................................................................... 1.1 1.1 0.3 1.0 1.0 0.5 1.1 1.1 0.6

South Atlantic .................................................... 1.7 1.6 0.4 1.2 1.2 0.7 1.7 1.6 0.7

East South Central ............................................ 2.8 2.7 0.9 2.9 2.9 1.7 2.5 2.9 2.5

West South Central ........................................... 1.7 1.8 0.7 1.7 1.8 0.5 1.5 1.4 0.5

Midwest ................................................................. 1.8 1.7 0.5 1.3 1.3 0.6 1.4 1.4 0.5

East North Central ............................................. 1.8 1.7 0.6 1.5 1.4 0.8 1.6 1.5 0.6

West North Central ............................................ 3.9 3.7 0.8 2.6 2.6 0.5 3.0 2.9 0.8

West ...................................................................... 1.1 1.1 0.3 1.2 1.2 0.8 1.1 1.1 0.5

Mountain ............................................................ 2.0 2.0 0.5 2.4 2.5 1.6 2.8 3.0 1.4

Pacific ................................................................ 1.3 1.3 0.3 1.4 1.3 1.0 1.0 0.9 0.3

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Life insurance plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey,

March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 5 95

Worker characteristics

Management, professional, and related ................ 5 95

Management, business, and financial ............... 4 96

Professional and related .................................... 5 95

Teachers ........................................................ 9 91

Primary, secondary, and special education

school teachers ........................................ 9 91

Registered nurses ......................................... 3 97

Service ................................................................... 9 91

Protective service .............................................. 9 91

Sales and office ..................................................... 5 95

Sales and related ............................................... 8 92

Office and administrative support ...................... 4 96

Natural resources, construction, and maintenance 6 94

Construction, extraction, farming, fishing, and

forestry ............................................................. 5 95

Installation, maintenance, and repair ................. 6 94

Production, transportation, and material moving ... 4 96

Production ......................................................... 5 95

Transportation and material moving .................. 4 96

Full time ................................................................. 5 95

Part time ................................................................ 5 95

Union ..................................................................... 5 95

Nonunion ............................................................... 6 94

Average wage within the following categories:2

Lowest 25 percent ............................................. 8 92

Lowest 10 percent ......................................... 7 93

Second 25 percent ............................................ 6 94

Third 25 percent ................................................ 5 95

Highest 25 percent ............................................ 5 95

Highest 10 percent ........................................ 5 95

Establishment characteristics

Goods-producing industries ................................... 5 95

Service-providing industries .................................. 6 94

Education and health services ........................... 5 95

Educational services ...................................... 9 91

Elementary and secondary schools ........... 9 91

Health care and social assistance ................. 2 98

Hospitals .................................................... 2 98

Public administration ......................................... 10 90

See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey,

March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 7 93

1 to 49 workers .................................................. 8 92

50 to 99 workers ................................................ 5 95

100 workers or more .............................................. 5 95

100 to 499 workers ............................................ 5 95

500 workers or more .......................................... 5 95

Geographic areas

Northeast ............................................................... 5 95

New England ..................................................... 10 90

Middle Atlantic ................................................... 3 97

South ..................................................................... 6 94

South Atlantic .................................................... 5 95

East South Central ............................................ 12 88

West South Central ........................................... 5 95

Midwest ................................................................. 5 95

East North Central ............................................. 6 94

West North Central ............................................ 4 96

West ...................................................................... 4 96

Mountain ............................................................ 7 93

Pacific ................................................................ 3 97

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, civilian workers,1 National

Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 0.4 0.4

Worker characteristics

Management, professional, and related ................ 0.5 0.5

Management, business, and financial ............... 0.7 0.7

Professional and related .................................... 0.6 0.6

Teachers ........................................................ 1.5 1.5

Primary, secondary, and special education

school teachers ........................................ 1.0 1.0

Registered nurses ......................................... 0.9 0.9

Service ................................................................... 1.2 1.2

Protective service .............................................. 1.5 1.5

Sales and office ..................................................... 0.5 0.5

Sales and related ............................................... 1.1 1.1

Office and administrative support ...................... 0.4 0.4

Natural resources, construction, and maintenance 0.8 0.8

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.0 1.0

Installation, maintenance, and repair ................. 1.1 1.1

Production, transportation, and material moving ... 0.6 0.6

Production ......................................................... 0.9 0.9

Transportation and material moving .................. 0.6 0.6

Full time ................................................................. 0.4 0.4

Part time ................................................................ 0.7 0.7

Union ..................................................................... 0.5 0.5

Nonunion ............................................................... 0.5 0.5

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 1.4

Lowest 10 percent ......................................... 2.3 2.3

Second 25 percent ............................................ 0.6 0.6

Third 25 percent ................................................ 0.5 0.5

Highest 25 percent ............................................ 0.5 0.5

Highest 10 percent ........................................ 0.6 0.6

Establishment characteristics

Goods-producing industries ................................... 0.7 0.7

Service-providing industries .................................. 0.5 0.5

Education and health services ........................... 0.8 0.8

Educational services ...................................... 1.7 1.7

Elementary and secondary schools ........... 1.3 1.3

Health care and social assistance ................. 0.4 0.4

Hospitals .................................................... 0.6 0.6

Public administration ......................................... 1.2 1.2

See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, civilian workers,1 National

Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 0.8 0.8

1 to 49 workers .................................................. 1.0 1.0

50 to 99 workers ................................................ 0.9 0.9

100 workers or more .............................................. 0.5 0.5

100 to 499 workers ............................................ 0.5 0.5

500 workers or more .......................................... 0.7 0.7

Geographic areas

Northeast ............................................................... 0.7 0.7

New England ..................................................... 1.7 1.7

Middle Atlantic ................................................... 0.7 0.7

South ..................................................................... 0.9 0.9

South Atlantic .................................................... 0.9 0.9

East South Central ............................................ 3.6 3.6

West South Central ........................................... 1.2 1.2

Midwest ................................................................. 0.7 0.7

East North Central ............................................. 0.9 0.9

West North Central ............................................ 0.9 0.9

West ...................................................................... 0.7 0.7

Mountain ............................................................ 1.8 1.8

Pacific ................................................................ 0.5 0.5

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National

Compensation Survey, March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 57 2 37 3 1

Worker characteristics

Management, professional, and related ................ 64 2 31 2 1

Management, business, and financial ............... 72 1 24 2 1

Professional and related .................................... 61 2 34 2 1

Teachers ........................................................ 40 1 53 4 2

Primary, secondary, and special education

school teachers ........................................ 34 1 58 4 3

Registered nurses ......................................... 74 – 23 1 –

Service ................................................................... 49 1 46 3 1

Protective service .............................................. 38 3 53 4 1

Sales and office ..................................................... 61 2 34 2 1

Sales and related ............................................... 59 2 35 3 1

Office and administrative support ...................... 62 2 34 2 2 ( )

Natural resources, construction, and maintenance 40 1 55 4 2 ( )

Construction, extraction, farming, fishing, and

forestry ............................................................. 26 – 68 4 –

Installation, maintenance, and repair ................. 49 1 46 4 2 ( )

Production, transportation, and material moving ... 49 1 44 5 2 ( )

Production ......................................................... 49 1 45 5 2 ( )

Transportation and material moving .................. 50 – 44 4 –

Full time ................................................................. 58 2 37 3 1

Part time ................................................................ 52 – 41 5 –

Union ..................................................................... 37 1 52 9 1

Nonunion ............................................................... 63 2 34 1 1

Average wage within the following categories:3

Lowest 25 percent ............................................. 51 1 46 2 2 ( )

Lowest 10 percent ......................................... 44 – 52 3 –

Second 25 percent ............................................ 52 1 43 3 1

Third 25 percent ................................................ 57 1 37 3 1

Highest 25 percent ............................................ 64 2 31 3 1

Highest 10 percent ........................................ 68 3 27 2 2 ( )

Establishment characteristics

Goods-producing industries ................................... 50 2 44 4 2 ( )

Service-providing industries .................................. 59 2 36 3 1

Education and health services ........................... 56 1 39 3 1

Educational services ...................................... 43 1 50 4 2

Elementary and secondary schools ........... 34 1 59 4 3

Junior colleges, colleges, and universities 60 2 34 3 1

Health care and social assistance ................. 66 – 31 2 –

Hospitals .................................................... 77 – 19 2 –

Public administration ......................................... 36 3 52 7 2

See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

1 to 99 workers ...................................................... 49 2 ( ) 48 2 1

1 to 49 workers .................................................. 48 1 49 2 1

50 to 99 workers ................................................ 51 2 ( ) 47 2 2 ( )

100 workers or more .............................................. 61 2 32 3 1

100 to 499 workers ............................................ 61 2 34 3 2 ( )

500 workers or more .......................................... 62 2 31 4 1

Geographic areas

Northeast ............................................................... 62 – 32 4 –

New England ..................................................... 65 2 31 3 –

Middle Atlantic ................................................... 61 – 32 5 –

South ..................................................................... 58 2 37 2 1

South Atlantic .................................................... 62 2 32 2 2

East South Central ............................................ 57 – 38 2 –

West South Central ........................................... 53 1 44 2 2 ( )

Midwest ................................................................. 55 1 40 4 2 ( )

East North Central ............................................. 53 2 41 3 2 ( )

West North Central ............................................ 57 1 37 5 2 ( )

West ...................................................................... 54 2 41 3 2 ( )

Mountain ............................................................ 57 1 41 – –

Pacific ................................................................ 53 – 42 3 –

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian

workers,1 National Compensation Survey, March 2015

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 0.8 0.2 0.7 0.2 0.1

Worker characteristics

Management, professional, and related ................ 1.2 0.2 1.1 0.2 0.2

Management, business, and financial ............... 1.4 0.3 1.3 0.3 0.3

Professional and related .................................... 1.5 0.3 1.4 0.3 0.2

Teachers ........................................................ 2.4 0.3 2.3 0.7 0.6

Primary, secondary, and special education

school teachers ........................................ 2.7 0.4 2.6 0.9 0.7

Registered nurses ......................................... 3.4 – 3.4 0.6 –

Service ................................................................... 1.8 0.2 1.7 0.5 0.2

Protective service .............................................. 3.0 0.7 3.1 1.2 0.2

Sales and office ..................................................... 1.0 0.3 1.0 0.3 0.2

Sales and related ............................................... 1.6 0.4 1.5 0.6 0.3

Office and administrative support ...................... 1.2 0.3 1.2 0.2 0.2

Natural resources, construction, and maintenance 1.8 0.3 1.7 0.7 0.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.5 – 2.5 1.3 –

Installation, maintenance, and repair ................. 2.4 0.4 2.3 0.8 0.1

Production, transportation, and material moving ... 1.6 0.2 1.7 0.6 0.1

Production ......................................................... 2.0 0.3 2.1 1.0 0.1

Transportation and material moving .................. 2.2 – 2.3 0.6 –

Full time ................................................................. 0.8 0.2 0.7 0.2 0.1

Part time ................................................................ 2.7 – 2.6 0.9 –

Union ..................................................................... 1.4 0.2 1.3 0.7 0.2

Nonunion ............................................................... 0.8 0.2 0.8 0.2 0.2

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.8 0.2 1.8 0.4 0.1

Lowest 10 percent ......................................... 4.3 – 4.3 0.8 –

Second 25 percent ............................................ 1.4 0.2 1.4 0.4 0.2

Third 25 percent ................................................ 1.1 0.2 1.0 0.3 0.2

Highest 25 percent ............................................ 1.1 0.3 1.0 0.3 0.1

Highest 10 percent ........................................ 1.6 0.6 1.4 0.4 0.1

Establishment characteristics

Goods-producing industries ................................... 1.8 0.3 1.8 0.6 0.2

Service-providing industries .................................. 0.9 0.2 0.8 0.2 0.2

Education and health services ........................... 1.9 0.2 1.7 0.4 0.3

Educational services ...................................... 2.2 0.4 2.1 0.5 0.7

Elementary and secondary schools ........... 2.2 0.3 2.2 0.6 0.8

Junior colleges, colleges, and universities 4.0 1.0 3.9 0.9 0.5

Health care and social assistance ................. 2.5 – 2.3 0.6 –

Hospitals .................................................... 2.1 – 2.0 0.5 –

Public administration ......................................... 2.6 0.6 2.7 0.6 0.5

See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, civilian

workers,1 National Compensation Survey, March 2015—continued

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

1 to 99 workers ...................................................... 1.4 0.1 1.4 0.3 0.1

1 to 49 workers .................................................. 1.5 0.2 1.4 0.4 0.2

50 to 99 workers ................................................ 2.7 0.2 2.7 0.4 0.1

100 workers or more .............................................. 0.9 0.2 0.8 0.3 0.2

100 to 499 workers ............................................ 1.3 0.3 1.2 0.4 0.1

500 workers or more .......................................... 1.1 0.4 1.0 0.4 0.3

Geographic areas

Northeast ............................................................... 1.2 – 1.3 0.5 –

New England ..................................................... 2.0 0.6 2.0 0.9 –

Middle Atlantic ................................................... 1.5 – 1.7 0.5 –

South ..................................................................... 1.3 0.3 1.2 0.3 0.3

South Atlantic .................................................... 2.0 0.4 1.7 0.4 0.6

East South Central ............................................ 3.3 – 3.0 0.8 –

West South Central ........................................... 2.1 0.4 2.0 0.4 0.1

Midwest ................................................................. 1.9 0.3 1.8 0.6 0.1

East North Central ............................................. 2.4 0.3 2.4 0.5 0.1

West North Central ............................................ 2.9 0.3 2.5 1.4 0.1

West ...................................................................... 1.5 0.3 1.4 0.3 0.1

Mountain ............................................................ 2.7 0.5 2.7 – –

Pacific ................................................................ 1.9 – 1.6 0.4 –

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1

National Compensation Survey, March 2015

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts2

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. 3 ( ) 61 11 24 4 1.4 1.0

Worker characteristics

Management, professional, and related ................ 3 ( ) 58 11 26 5 1.4 1.0

Management, business, and financial ............... 1 56 9 28 6 1.4 1.0

Professional and related .................................... – 59 12 24 – 1.4 1.0

Teachers ........................................................ – 51 21 25 – 1.4 –

Primary, secondary, and special education

school teachers ........................................ – 51 24 24 1 1.4 –

Registered nurses ......................................... – 77 9 13 – 1.2 1.0

Service ................................................................... 1 65 11 21 3 1.3 1.0

Protective service .............................................. – 58 16 19 8 1.5 1.0

Sales and office ..................................................... 3 ( ) 64 10 22 3 1.3 1.0

Sales and related ............................................... – 72 8 18 – 1.3 1.0

Office and administrative support ...................... 3 ( ) 61 10 24 4 1.4 1.0

Natural resources, construction, and maintenance 1 62 12 23 2 1.3 1.0

Construction, extraction, farming, fishing, and

forestry ............................................................. – 60 15 22 2 1.3 1.0

Installation, maintenance, and repair ................. 2 62 11 23 2 1.3 1.0

Production, transportation, and material moving ... 3 ( ) 61 14 22 2 1.3 1.0

Production ......................................................... – 58 12 26 – 1.4 1.0

Transportation and material moving .................. – 65 16 17 – 1.3 1.0

Full time ................................................................. 3 ( ) 60 11 24 4 1.4 1.0

Part time ................................................................ – 76 6 15 – 1.2 1.0

Union ..................................................................... 1 64 15 15 5 1.3 1.0

Nonunion ............................................................... 3 ( ) 61 10 25 4 1.4 1.0

Average wage within the following categories:4

Lowest 25 percent ............................................. – 68 8 21 – 1.3 1.0

Lowest 10 percent ......................................... – 62 – 25 – 1.4 1.0

Second 25 percent ............................................ 1 65 12 20 2 1.3 1.0

Third 25 percent ................................................ 3 ( ) 58 12 25 4 1.4 1.0

Highest 25 percent ............................................ 3 ( ) 59 10 26 5 1.4 1.0

Highest 10 percent ........................................ 1 57 10 27 6 1.4 1.0

Establishment characteristics

Goods-producing industries ................................... – 54 10 31 – 1.4 1.0

Service-providing industries .................................. 1 62 11 22 4 1.3 1.0

Education and health services ........................... – 63 12 22 – 1.3 1.0

Educational services ...................................... – 48 19 29 – 1.4 –

Elementary and secondary schools ........... – 47 24 28 2 1.4 1.5

Junior colleges, colleges, and universities – 48 13 31 – 1.5 –

Health care and social assistance ................. – 70 9 18 – 1.3 1.0

Hospitals .................................................... 1 74 10 14 1 1.2 1.0

Public administration ......................................... – 56 19 18 – 1.4 1.0

See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1

National Compensation Survey, March 2015—continued

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts2

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

1 to 99 workers ...................................................... 3 ( ) 60 11 25 4 1.4 1.0

1 to 49 workers .................................................. – 62 9 24 – 1.4 1.0

50 to 99 workers ................................................ – 56 15 27 – 1.4 1.0

100 workers or more .............................................. 3 ( ) 62 11 23 4 1.4 1.0

100 to 499 workers ............................................ 3 ( ) 63 9 23 4 1.4 1.0

500 workers or more .......................................... 1 60 13 24 3 1.3 1.0

Geographic areas

Northeast ............................................................... – 57 16 22 – 1.4 1.0

New England ..................................................... – 63 15 20 – 1.3 1.0

Middle Atlantic ................................................... – 55 16 23 – 1.4 1.0

South ..................................................................... 3 ( ) 62 8 25 3 1.4 1.0

South Atlantic .................................................... – 64 8 23 – 1.3 1.0

East South Central ............................................ – 59 9 28 – 1.4 1.0

West South Central ........................................... – 60 8 28 – 1.4 1.0

Midwest ................................................................. – 58 12 25 – 1.4 1.0

East North Central ............................................. – 60 12 24 – 1.4 1.0

West North Central ............................................ – 55 13 28 – 1.4 1.0

West ...................................................................... – 67 9 20 – 1.3 1.0

Mountain ............................................................ – 72 14 12 – 1.2 1.0

Pacific ................................................................ – 64 6 25 – 1.4 1.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.5. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

civilian workers,1 National Compensation Survey, March 2015

Characteristics

Multiple of annual earnings amounts2

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. 0.1 1.1 0.6 1.0 0.4 3 ( ) 0.0

Worker characteristics

Management, professional, and related ................ 0.1 1.7 0.9 1.5 0.7 3 ( ) 0.0

Management, business, and financial ............... 0.3 1.9 1.0 1.8 0.8 3 ( ) 0.0

Professional and related .................................... – 2.0 1.2 1.7 – 3 ( ) 0.0

Teachers ........................................................ – 4.4 2.5 4.3 – 3 () –

Primary, secondary, and special education

school teachers ........................................ – 5.5 3.5 4.4 0.3 3 () –

Registered nurses ......................................... – 3.1 1.4 2.7 – 3 ( ) 0.0

Service ................................................................... 0.2 2.8 1.5 2.8 0.7 3 ( ) 0.0

Protective service .............................................. – 5.0 3.5 4.1 2.3 0.1 0.0

Sales and office ..................................................... 0.1 1.5 0.8 1.4 0.4 3 ( ) 0.0

Sales and related ............................................... – 3.1 1.3 2.8 – 3 ( ) 0.0

Office and administrative support ...................... 0.1 1.5 1.0 1.3 0.5 3 ( ) 0.0

Natural resources, construction, and maintenance 0.5 2.7 1.7 2.4 0.5 3 ( ) 0.0

Construction, extraction, farming, fishing, and

forestry ............................................................. – 5.3 3.7 4.6 0.7 3 ( ) 0.0

Installation, maintenance, and repair ................. 0.7 3.0 1.8 3.0 0.6 3 ( ) 0.0

Production, transportation, and material moving ... 0.2 2.0 1.3 1.7 0.6 3 ( ) 0.0

Production ......................................................... – 2.6 1.9 2.2 – 3 ( ) 0.0

Transportation and material moving .................. – 3.1 2.1 2.6 – 3 ( ) 0.0

Full time ................................................................. 0.1 1.1 0.6 1.1 0.4 3 ( ) 0.0

Part time ................................................................ – 3.6 1.3 3.3 – 3 ( ) 0.0

Union ..................................................................... 0.2 2.3 1.7 1.7 1.5 3 ( ) 0.0

Nonunion ............................................................... 0.1 1.2 0.6 1.1 0.4 3 ( ) 0.0

Average wage within the following categories:4

Lowest 25 percent ............................................. – 3.3 1.3 3.3 – 3 ( ) 0.0

Lowest 10 percent ......................................... – 7.6 – 6.7 – 0.1 0.0

Second 25 percent ............................................ 0.2 1.4 1.1 1.2 0.4 3 ( ) 0.0

Third 25 percent ................................................ 0.1 1.5 0.9 1.4 0.7 3 ( ) 0.0

Highest 25 percent ............................................ 0.1 1.5 0.8 1.3 0.6 3 ( ) 0.0

Highest 10 percent ........................................ 0.2 2.1 1.3 1.7 0.8 3 ( ) 0.0

Establishment characteristics

Goods-producing industries ................................... – 1.9 1.3 2.0 – 3 ( ) 0.0

Service-providing industries .................................. 0.1 1.3 0.7 1.2 0.5 3 ( ) 0.0

Education and health services ........................... – 2.7 1.4 2.7 – 3 ( ) 0.0

Educational services ...................................... – 3.8 2.3 5.0 – 3 () –

Elementary and secondary schools ........... – 3.8 2.8 4.2 0.5 3 ( ) 0.3

Junior colleges, colleges, and universities – 6.1 2.3 7.9 – 0.1 –

Health care and social assistance ................. – 3.2 1.6 2.6 – 3 ( ) 0.0

Hospitals .................................................... 0.3 3.0 1.6 2.6 0.2 3 ( ) 0.0

Public administration ......................................... – 4.3 2.4 3.1 – 0.1 0.0

See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

civilian workers,1 National Compensation Survey, March 2015—continued

Characteristics

Multiple of annual earnings amounts2

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

1 to 99 workers ...................................................... 0.2 2.3 1.4 1.8 0.7 3 ( ) 0.0

1 to 49 workers .................................................. – 3.0 1.6 2.1 – 3 ( ) 0.0

50 to 99 workers ................................................ – 3.3 2.6 3.2 – 3 ( ) 0.0

100 workers or more .............................................. 0.1 1.3 0.7 1.3 0.5 3 ( ) 0.0

100 to 499 workers ............................................ 0.1 1.6 0.9 1.5 1.0 3 ( ) 0.0

500 workers or more .......................................... 0.2 2.0 1.0 2.0 0.4 3 ( ) 0.0

Geographic areas

Northeast ............................................................... – 2.1 1.3 1.9 – 3 ( ) 0.0

New England ..................................................... – 3.2 3.0 2.3 – 3 ( ) 0.0

Middle Atlantic ................................................... – 2.8 1.3 2.7 – 3 ( ) 0.0

South ..................................................................... 0.2 1.9 0.8 1.7 0.7 3 ( ) 0.0

South Atlantic .................................................... – 2.0 1.1 1.3 – 3 ( ) 0.0

East South Central ............................................ – 6.8 2.7 7.2 – 0.1 0.0

West South Central ........................................... – 3.6 1.0 3.6 – 3 ( ) 0.0

Midwest ................................................................. – 2.6 1.4 2.4 – 3 ( ) 0.0

East North Central ............................................. – 2.7 1.5 2.3 – 3 ( ) 0.0

West North Central ............................................ – 5.2 2.8 5.2 – 0.1 0.2

West ...................................................................... – 2.5 1.5 1.9 – 3 ( ) 0.0

Mountain ............................................................ – 4.4 3.9 1.7 – 3 ( ) 0.0

Pacific ................................................................ – 2.9 1.2 2.7 – 3 ( ) 0.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.05. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 75 $50,000 $70,000 $200,000 $500,000 $1,000,000 25

Worker characteristics

Management, professional, and related ................ 76 50,000 100,000 300,000 750,000 – 24

Management, business, and financial ............... 78 50,000 100,000 300,000 750,000 – 22

Professional and related .................................... 75 50,000 100,000 300,000 600,000 1,000,000 25

Teachers ........................................................ 64 50,000 50,000 100,000 – 500,000 36

Primary, secondary, and special education

school teachers ........................................ 55 50,000 50,000 100,000 – 500,000 45

Registered nurses ......................................... 79 50,000 100,000 – 750,000 1,000,000 21

Service ................................................................... 75 50,000 50,000 200,000 500,000 1,000,000 25

Protective service .............................................. 56 50,000 50,000 100,000 – 750,000 44

Sales and office ..................................................... 80 50,000 50,000 200,000 500,000 1,000,000 20

Sales and related ............................................... 82 50,000 50,000 100,000 500,000 1,000,000 18

Office and administrative support ...................... 78 50,000 70,000 200,000 500,000 1,000,000 22

Natural resources, construction, and maintenance 63 50,000 – 200,000 500,000 – 37

Construction, extraction, farming, fishing, and

forestry ............................................................. 64 50,000 100,000 170,000 – 1,000,000 36

Installation, maintenance, and repair ................. 63 50,000 50,000 200,000 – 2,000,000 37

Production, transportation, and material moving ... 67 50,000 70,000 200,000 500,000 1,000,000 33

Production ......................................................... 64 50,000 100,000 250,000 500,000 1,000,000 36

Transportation and material moving .................. 71 50,000 – – 450,000 1,000,000 29

Full time ................................................................. 76 50,000 70,000 200,000 500,000 1,000,000 24

Part time ................................................................ 67 50,000 50,000 – 400,000 750,000 33

Union ..................................................................... 57 50,000 50,000 100,000 300,000 1,000,000 43

Nonunion ............................................................... 78 50,000 – 250,000 500,000 1,000,000 22

Average wage within the following categories:3

Lowest 25 percent ............................................. 77 50,000 50,000 200,000 500,000 1,000,000 23

Lowest 10 percent ......................................... 76 50,000 – – – – 24

Second 25 percent ............................................ 77 50,000 50,000 170,000 500,000 1,000,000 23

Third 25 percent ................................................ 75 50,000 – 200,000 500,000 1,000,000 25

Highest 25 percent ............................................ 73 50,000 100,000 300,000 750,000 – 27

Highest 10 percent ........................................ 75 50,000 100,000 300,000 800,000 2,000,000 25

Establishment characteristics

Goods-producing industries ................................... 67 50,000 100,000 300,000 600,000 1,000,000 33

Service-providing industries .................................. 77 50,000 – 200,000 500,000 1,000,000 23

Education and health services ........................... 75 50,000 – 200,000 500,000 1,000,000 25

Educational services ...................................... 65 50,000 50,000 – 300,000 500,000 35

Elementary and secondary schools ........... 51 50,000 50,000 100,000 200,000 350,000 49

Junior colleges, colleges, and universities 80 50,000 50,000 – 400,000 500,000 20

Health care and social assistance ................. 80 50,000 100,000 250,000 500,000 1,000,000 20

Hospitals .................................................... 78 50,000 – 400,000 – 1,000,000 22

Public administration ......................................... 48 50,000 50,000 – 250,000 500,000 52

See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 79 $50,000 – $200,000 $500,000 $1,000,000 21

1 to 49 workers .................................................. 82 50,000 – 200,000 500,000 1,000,000 18

50 to 99 workers ................................................ 74 50,000 – 200,000 500,000 1,000,000 26

100 workers or more .............................................. 74 50,000 – 250,000 500,000 1,000,000 26

100 to 499 workers ............................................ 77 50,000 $50,000 200,000 500,000 1,000,000 23

500 workers or more .......................................... 71 50,000 – 300,000 – – 29

Geographic areas

Northeast ............................................................... 73 50,000 100,000 200,000 500,000 1,000,000 27

New England ..................................................... 73 50,000 100,000 200,000 500,000 1,000,000 27

Middle Atlantic ................................................... 73 50,000 – 250,000 500,000 1,000,000 27

South ..................................................................... 78 50,000 – – – 1,500,000 22

South Atlantic .................................................... 75 50,000 – 255,000 750,000 2,000,000 25

East South Central ............................................ 84 50,000 – – 500,000 1,000,000 16

West South Central ........................................... 80 50,000 – 250,000 500,000 – 20

Midwest ................................................................. 71 50,000 – 250,000 500,000 1,000,000 29

East North Central ............................................. 73 50,000 100,000 250,000 500,000 1,000,000 27

West North Central ............................................ 69 50,000 – 250,000 500,000 1,000,000 31

West ...................................................................... 77 50,000 50,000 200,000 500,000 1,000,000 23

Mountain ............................................................ 83 50,000 – 150,000 – 1,000,000 17

Pacific ................................................................ 74 50,000 50,000 200,000 500,000 1,000,000 26

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National

Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.9 $0.00 $14,381.12 $32,614.53 $0.00 $0.00 0.9

Worker characteristics

Management, professional, and related ................ 1.2 0.00 0.00 25,977.49 149,395.66 – 1.2

Management, business, and financial ............... 1.7 0.00 0.00 9,460.44 21,154.20 – 1.7

Professional and related .................................... 1.4 0.00 10,363.40 69,651.62 163,415.31 101,231.17 1.4

Teachers ........................................................ 3.5 0.00 0.00 26,907.94 – 0.00 3.5

Primary, secondary, and special education

school teachers ........................................ 5.3 0.00 0.00 21,670.82 – 148,531.98 5.3

Registered nurses ......................................... 1.9 0.00 16,198.65 – 178,091.44 0.00 1.9

Service ................................................................... 2.3 0.00 0.00 58,125.94 22,862.20 33,447.72 2.3

Protective service .............................................. 4.7 13,814.19 0.00 18,897.22 – 188,438.65 4.7

Sales and office ..................................................... 1.0 0.00 0.00 9,460.44 0.00 76,857.01 1.0

Sales and related ............................................... 1.7 0.00 0.00 20,618.56 0.00 72,048.59 1.7

Office and administrative support ...................... 1.1 0.00 20,930.90 0.00 0.00 135,452.94 1.1

Natural resources, construction, and maintenance 3.0 0.00 – 25,821.99 62,753.49 – 3.0

Construction, extraction, farming, fishing, and

forestry ............................................................. 5.4 0.00 4,335.32 26,217.55 – 0.00 5.4

Installation, maintenance, and repair ................. 3.3 0.00 0.00 19,503.20 – 94,604.44 3.3

Production, transportation, and material moving ... 2.4 0.00 3,724.58 0.00 0.00 0.00 2.4

Production ......................................................... 3.2 0.00 8,192.98 12,262.14 118,160.91 0.00 3.2

Transportation and material moving .................. 3.0 0.00 – – 96,644.81 182,711.52 3.0

Full time ................................................................. 0.9 0.00 12,389.21 49,561.35 14,958.28 0.00 0.9

Part time ................................................................ 3.3 0.00 3,065.53 – 114,310.98 40,690.91 3.3

Union ..................................................................... 2.4 0.00 0.00 17,824.84 73,888.43 42,833.98 2.4

Nonunion ............................................................... 0.9 0.00 – 37,137.51 43,866.27 0.00 0.9

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.0 0.00 668.95 27,912.32 0.00 0.00 2.0

Lowest 10 percent ......................................... 3.9 0.00 – – – – 3.9

Second 25 percent ............................................ 1.3 0.00 0.00 40,674.41 0.00 0.00 1.3

Third 25 percent ................................................ 1.3 0.00 – 2,675.82 0.00 0.00 1.3

Highest 25 percent ............................................ 1.2 0.00 0.00 6,689.54 203,014.16 – 1.2

Highest 10 percent ........................................ 1.7 0.00 16,896.89 16,027.01 215,004.07 567,311.20 1.7

Establishment characteristics

Goods-producing industries ................................... 2.4 0.00 0.00 49,157.91 142,221.66 0.00 2.4

Service-providing industries .................................. 0.9 0.00 – 0.00 0.00 0.00 0.9

Education and health services ........................... 1.5 0.00 – 10,034.32 0.00 0.00 1.5

Educational services ...................................... 3.1 0.00 0.00 – 56,612.68 21,154.20 3.1

Elementary and secondary schools ........... 4.4 0.00 0.00 0.00 59,457.97 75,683.55 4.4

Junior colleges, colleges, and universities 2.5 0.00 0.00 – 49,157.91 71,424.79 2.5

Health care and social assistance ................. 1.7 0.00 8,488.08 55,086.27 0.00 0.00 1.7

Hospitals .................................................... 2.0 0.00 – 52,161.29 – 0.00 2.0

Public administration ......................................... 4.1 0.00 0.00 – 54,854.26 30,655.34 4.1

See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, civilian workers,1 National

Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 1.4 $0.00 – $0.00 $0.00 $0.00 1.4

1 to 49 workers .................................................. 1.6 0.00 – 29,706.40 0.00 0.00 1.6

50 to 99 workers ................................................ 2.7 0.00 – 25,986.10 0.00 275,816.97 2.7

100 workers or more .............................................. 1.1 0.00 – 19,923.16 114,211.11 0.00 1.1

100 to 499 workers ............................................ 1.5 0.00 $2,675.82 0.00 0.00 0.00 1.5

500 workers or more .......................................... 1.4 0.00 – 19,787.94 – – 1.4

Geographic areas

Northeast ............................................................... 1.3 0.00 27,049.26 34,759.89 0.00 0.00 1.3

New England ..................................................... 2.2 0.00 1,337.91 0.00 37,841.78 121,337.34 2.2

Middle Atlantic ................................................... 1.6 0.00 – 51,600.63 0.00 0.00 1.6

South ..................................................................... 1.3 0.00 – – – 390,751.84 1.3

South Atlantic .................................................... 1.6 0.00 – 61,003.36 209,228.79 47,302.22 1.6

East South Central ............................................ 3.4 0.00 – – 135,452.94 133,790.88 3.4

West South Central ........................................... 2.2 0.00 – 60,205.90 73,356.58 – 2.2

Midwest ................................................................. 2.3 0.00 – 20,780.70 0.00 0.00 2.3

East North Central ............................................. 2.9 0.00 23,820.79 60,079.41 14,958.28 195,719.19 2.9

West North Central ............................................ 3.5 0.00 – 60,019.79 0.00 0.00 3.5

West ...................................................................... 2.2 0.00 0.00 53,649.98 0.00 0.00 2.2

Mountain ............................................................ 2.9 0.00 – 41,776.19 – 0.00 2.9

Pacific ................................................................ 2.9 0.00 0.00 42,000.54 0.00 76,857.01 2.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth

of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2

National Compensation Survey, March 2015

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts3

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $10,000 $10,000 $20,000 $35,000 $50,000

Worker characteristics

Management, professional, and related ................ 10,000 – 25,000 50,000 50,000

Management, business, and financial ............... 10,000 15,000 25,000 50,000 50,000

Professional and related .................................... – 10,000 25,000 50,000 50,000

Teachers ........................................................ – 10,000 25,000 50,000 50,000

Primary, secondary, and special education

school teachers ........................................ – 10,000 25,000 50,000 50,000

Registered nurses ......................................... 6,000 10,000 – 50,000 50,000

Service ................................................................... – 10,000 15,000 25,000 50,000

Protective service .............................................. 5,000 10,000 – 25,000 50,000

Sales and office ..................................................... – 10,000 20,000 30,000 50,000

Sales and related ............................................... – 10,000 15,000 – 50,000

Office and administrative support ...................... – 10,000 20,000 40,000 50,000

Natural resources, construction, and maintenance 10,000 10,000 20,000 25,000 50,000

Construction, extraction, farming, fishing, and

forestry ............................................................. 10,000 10,000 15,000 25,000 50,000

Installation, maintenance, and repair ................. 10,000 15,000 20,000 30,000 50,000

Production, transportation, and material moving ... 10,000 – 20,000 26,000 50,000

Production ......................................................... 10,000 – 20,000 25,000 50,000

Transportation and material moving .................. 10,000 10,000 20,000 30,000 50,000

Full time ................................................................. 10,000 10,000 20,000 35,000 50,000

Part time ................................................................ 5,000 5,000 – – 50,000

Union ..................................................................... 5,000 10,000 20,000 40,000 50,000

Nonunion ............................................................... 10,000 10,000 20,000 25,000 50,000

Average wage within the following categories:4

Lowest 25 percent ............................................. 5,000 10,000 15,000 20,000 25,000

Lowest 10 percent ......................................... 5,000 10,000 – 20,000 –

Second 25 percent ............................................ 10,000 10,000 20,000 25,000 50,000

Third 25 percent ................................................ 10,000 10,000 20,000 35,000 50,000

Highest 25 percent ............................................ 10,000 10,000 25,000 50,000 50,000

Highest 10 percent ........................................ – 15,000 30,000 50,000 –

Establishment characteristics

Goods-producing industries ................................... 10,000 12,500 20,000 30,000 50,000

Service-providing industries .................................. – 10,000 20,000 40,000 50,000

Education and health services ........................... – 10,000 20,000 46,000 50,000

Educational services ...................................... – 10,000 20,000 46,000 50,000

Elementary and secondary schools ........... – 10,000 – 50,000 50,000

Junior colleges, colleges, and universities 5,000 10,000 20,000 – 50,000

Health care and social assistance ................. 10,000 10,000 20,000 45,000 50,000

Hospitals .................................................... 5,000 10,000 – 30,000 50,000

Public administration ......................................... 5,000 10,000 20,000 30,000 50,000

See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2

National Compensation Survey, March 2015—continued

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts3

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... $10,000 – $20,000 $30,000 $50,000

1 to 49 workers .................................................. 10,000 $15,000 20,000 30,000 50,000

50 to 99 workers ................................................ 10,000 – 20,000 30,000 50,000

100 workers or more .............................................. 5,000 10,000 20,000 40,000 50,000

100 to 499 workers ............................................ 10,000 10,000 20,000 25,000 50,000

500 workers or more .......................................... 5,000 10,000 20,000 50,000 50,000

Geographic areas

Northeast ............................................................... 5,000 10,000 20,000 50,000 50,000

New England ..................................................... 5,000 – 20,000 40,000 50,000

Middle Atlantic ................................................... 5,000 10,000 25,000 50,000 50,000

South ..................................................................... 10,000 10,000 20,000 25,000 50,000

South Atlantic .................................................... 10,000 10,000 20,000 25,000 50,000

East South Central ............................................ 10,000 10,000 20,000 50,000 50,000

West South Central ........................................... – 10,000 – 25,000 50,000

Midwest ................................................................. 10,000 15,000 20,000 30,000 50,000

East North Central ............................................. 10,000 15,000 20,000 26,000 50,000

West North Central ............................................ 10,000 15,000 20,000 40,000 50,000

West ...................................................................... – 10,000 20,000 40,000 50,000

Mountain ............................................................ 10,000 – 20,000 – 50,000

Pacific ................................................................ 5,000 10,000 20,000 40,000 50,000

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the

employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

civilian workers,2 National Compensation Survey, March 2015

Characteristics

Flat dollar amounts3

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $0.00 $0.00 $0.00 $4,961.61 $0.00

Worker characteristics

Management, professional, and related ................ 1,608.05 – 1,892.09 0.00 0.00

Management, business, and financial ............... 0.00 334.48 0.00 0.00 0.00

Professional and related .................................... – 334.48 4,457.97 0.00 0.00

Teachers ........................................................ – 0.00 1,901.53 1,824.66 0.00

Primary, secondary, and special education

school teachers ........................................ – 987.70 231.73 1,804.94 0.00

Registered nurses ......................................... 1,750.82 668.95 – 668.95 0.00

Service ................................................................... – 0.00 0.00 0.00 0.00

Protective service .............................................. 0.00 1,158.66 – 2,317.33 0.00

Sales and office ..................................................... – 0.00 0.00 6,840.04 0.00

Sales and related ............................................... – 0.00 3,602.43 – 0.00

Office and administrative support ...................... – 2,202.48 1,638.60 9,863.98 0.00

Natural resources, construction, and maintenance 0.00 0.00 3,831.19 1,218.89 0.00

Construction, extraction, farming, fishing, and

forestry ............................................................. 2,206.54 0.00 2,411.95 0.00 11,460.03

Installation, maintenance, and repair ................. 0.00 4,036.52 0.00 3,199.11 0.00

Production, transportation, and material moving ... 0.00 – 0.00 3,230.43 0.00

Production ......................................................... 0.00 – 0.00 1,970.86 1,984.44

Transportation and material moving .................. 0.00 2,526.13 0.00 4,652.00 0.00

Full time ................................................................. 0.00 0.00 0.00 4,635.07 0.00

Part time ................................................................ 0.00 189.21 – – 0.00

Union ..................................................................... 0.00 0.00 0.00 365.73 0.00

Nonunion ............................................................... 0.00 799.95 0.00 4,425.73 0.00

Average wage within the following categories:4

Lowest 25 percent ............................................. 0.00 0.00 0.00 4,550.86 2,411.95

Lowest 10 percent ......................................... 0.00 1,057.71 – 3,065.53 –

Second 25 percent ............................................ 0.00 1,018.92 0.00 0.00 0.00

Third 25 percent ................................................ 0.00 707.95 0.00 5,905.77 0.00

Highest 25 percent ............................................ 2,304.51 2,701.62 0.00 0.00 0.00

Highest 10 percent ........................................ – 0.00 6,663.59 0.00 –

Establishment characteristics

Goods-producing industries ................................... 0.00 3,700.47 0.00 3,567.48 0.00

Service-providing industries .................................. – 0.00 0.00 4,217.07 0.00

Education and health services ........................... – 0.00 983.16 7,560.28 0.00

Educational services ...................................... – 0.00 2,991.66 6,888.16 0.00

Elementary and secondary schools ........... – 0.00 – 4,192.43 0.00

Junior colleges, colleges, and universities 0.00 1,319.38 4,871.90 – 0.00

Health care and social assistance ................. 2,140.65 668.95 1,892.09 12,337.54 0.00

Hospitals .................................................... 0.00 535.16 – 5,224.70 0.00

Public administration ......................................... 0.00 0.00 0.00 6,520.16 0.00

See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

civilian workers,2 National Compensation Survey, March 2015—continued

Characteristics

Flat dollar amounts3

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... $0.00 – $0.00 $3,244.26 $0.00

1 to 49 workers .................................................. 0.00 $3,775.30 0.00 7,187.45 0.00

50 to 99 workers ................................................ 1,158.66 – 0.00 4,855.34 0.00

100 workers or more .............................................. 1,290.23 0.00 0.00 5,357.54 0.00

100 to 499 workers ............................................ 668.95 267.58 0.00 1,226.21 0.00

500 workers or more .......................................... 0.00 0.00 780.13 8,153.82 0.00

Geographic areas

Northeast ............................................................... 0.00 0.00 2,604.63 0.00 0.00

New England ..................................................... 0.00 – 2,991.66 9,202.68 0.00

Middle Atlantic ................................................... 1,189.16 0.00 3,886.85 0.00 0.00

South ..................................................................... 1,771.05 0.00 668.95 0.00 0.00

South Atlantic .................................................... 2,902.58 0.00 917.83 267.58 0.00

East South Central ............................................ 0.00 2,325.04 0.00 8,461.68 0.00

West South Central ........................................... – 0.00 – 0.00 1,189.16

Midwest ................................................................. 0.00 0.00 0.00 2,666.60 0.00

East North Central ............................................. 0.00 0.00 0.00 5,272.45 0.00

West North Central ............................................ 0.00 3,674.38 2,834.98 11,505.24 0.00

West ...................................................................... – 0.00 0.00 365.73 0.00

Mountain ............................................................ 0.00 – 0.00 – 0.00

Pacific ................................................................ 627.53 0.00 668.95 2,406.31 0.00

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the

employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Short-term disability plans: Method of funding, civilian workers,1

National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured2

Commercially

insured

Legally

required Other

All workers ............................................................. 44 40 15 1

Worker characteristics

Management, professional, and related ................ 48 39 12 1

Management, business, and financial ............... 50 38 12 1

Professional and related .................................... 47 40 – –

Teachers ........................................................ 42 41 16 2

Primary, secondary, and special education

school teachers ........................................ 40 45 13 3

Registered nurses ......................................... 54 34 11 1

Service ................................................................... 30 39 29 1

Sales and office ..................................................... 47 36 17 3 ( )

Sales and related ............................................... 48 34 – –

Office and administrative support ...................... 46 37 – –

Natural resources, construction, and maintenance 41 44 12 2

Installation, maintenance, and repair ................. 46 45 – –

Production, transportation, and material moving ... 42 46 12 1

Production ......................................................... 44 47 – –

Transportation and material moving .................. 40 44 – –

Full time ................................................................. 45 41 13 1

Part time ................................................................ 35 26 39 1

Union ..................................................................... 42 42 – –

Nonunion ............................................................... 45 39 15 1

Average wage within the following categories:4

Lowest 25 percent ............................................. – 35 33 –

Lowest 10 percent ......................................... 34 – 43 –

Second 25 percent ............................................ 40 44 16 1

Third 25 percent ................................................ 46 41 12 1

Highest 25 percent ............................................ 50 38 11 1

Highest 10 percent ........................................ 52 36 – –

Establishment characteristics

Goods-producing industries ................................... 42 47 9 1

Service-providing industries .................................. 44 38 17 1

Education and health services ........................... 38 43 18 1

Educational services ...................................... 43 39 – –

Elementary and secondary schools ........... 36 47 13 4

Junior colleges, colleges, and universities 61 24 – –

Health care and social assistance ................. 35 45 – –

Public administration ......................................... 50 39 – –

See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, civilian workers,1

National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured2

Commercially

insured

Legally

required Other

1 to 99 workers ...................................................... 32 43 24 1

1 to 49 workers .................................................. 33 39 27 3 ( )

50 to 99 workers ................................................ 30 52 17 1

100 workers or more .............................................. 51 38 10 1

100 to 499 workers ............................................ 46 43 10 1

500 workers or more .......................................... 55 33 – –

Geographic areas

Northeast ............................................................... 25 29 45 1

New England ..................................................... 49 50 – –

Middle Atlantic ................................................... 20 25 54 1

South ..................................................................... 53 47 – –

South Atlantic .................................................... 51 48 – 3 ( )

East South Central ............................................ 50 49 – –

West South Central ........................................... 58 42 – –

Midwest ................................................................. 56 42 – 3

East North Central ............................................. 54 43 – 3

West ...................................................................... 46 45 9 1

Mountain ............................................................ 37 62 – 1

Pacific ................................................................ 51 35 14 1

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,

except the federal government. See Technical Note for further explanation. 2 Employer assumes all risks and expenses of providing the benefit. 3 Less than 0.5. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data

did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,

civilian workers,1 National Compensation Survey, March 2015

Characteristics

Noncommercially

insured2

Commercially

insured

Legally

required Other

All workers ............................................................. 0.9 0.9 0.6 0.2

Worker characteristics

Management, professional, and related ................ 1.2 1.2 0.7 0.4

Management, business, and financial ............... 1.9 1.8 1.4 0.2

Professional and related .................................... 1.6 1.7 – –

Teachers ........................................................ 3.4 4.1 2.8 0.4

Primary, secondary, and special education

school teachers ........................................ 4.1 4.5 3.4 0.7

Registered nurses ......................................... 2.9 3.0 1.6 0.5

Service ................................................................... 2.6 2.8 2.5 0.2

Sales and office ..................................................... 1.6 1.3 1.3 0.2

Sales and related ............................................... 2.0 2.2 – –

Office and administrative support ...................... 1.9 1.5 – –

Natural resources, construction, and maintenance 2.4 2.5 1.5 0.6

Installation, maintenance, and repair ................. 3.3 3.2 – –

Production, transportation, and material moving ... 1.9 2.2 1.5 0.3

Production ......................................................... 2.5 2.5 – –

Transportation and material moving .................. 2.5 2.8 – –

Full time ................................................................. 0.9 1.0 0.6 0.2

Part time ................................................................ 2.7 2.7 3.0 0.3

Union ..................................................................... 2.2 2.0 – –

Nonunion ............................................................... 1.0 1.0 0.7 0.2

Average wage within the following categories:3

Lowest 25 percent ............................................. – 2.3 2.2 –

Lowest 10 percent ......................................... 3.5 – 3.3 –

Second 25 percent ............................................ 1.8 1.7 1.5 0.2

Third 25 percent ................................................ 1.3 1.5 0.8 0.3

Highest 25 percent ............................................ 1.2 1.1 0.8 0.4

Highest 10 percent ........................................ 1.8 1.8 – –

Establishment characteristics

Goods-producing industries ................................... 1.8 1.8 0.8 0.3

Service-providing industries .................................. 1.1 1.0 0.7 0.3

Education and health services ........................... 2.0 2.2 1.2 0.3

Educational services ...................................... 3.0 3.0 – –

Elementary and secondary schools ........... 4.1 4.1 2.1 1.0

Junior colleges, colleges, and universities 2.5 2.2 – –

Health care and social assistance ................. 3.0 3.2 – –

Public administration ......................................... 4.4 4.3 – –

See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,

civilian workers,1 National Compensation Survey, March 2015—continued

Characteristics

Noncommercially

insured2

Commercially

insured

Legally

required Other

1 to 99 workers ...................................................... 1.5 1.5 1.2 0.2

1 to 49 workers .................................................. 1.7 1.8 1.6 0.2

50 to 99 workers ................................................ 2.6 2.8 2.5 0.3

100 workers or more .............................................. 1.2 1.1 0.7 0.3

100 to 499 workers ............................................ 1.7 1.8 1.1 0.2

500 workers or more .......................................... 1.8 1.7 – –

Geographic areas

Northeast ............................................................... 1.5 1.4 1.4 0.2

New England ..................................................... 3.2 3.1 – –

Middle Atlantic ................................................... 1.6 1.4 1.4 0.2

South ..................................................................... 1.9 1.9 – –

South Atlantic .................................................... 2.6 2.6 – 0.1

East South Central ............................................ 5.5 5.6 – –

West South Central ........................................... 2.7 2.7 – –

Midwest ................................................................. 1.6 1.5 – 0.8

East North Central ............................................. 1.9 1.9 – 1.1

West ...................................................................... 1.9 2.1 1.3 0.2

Mountain ............................................................ 3.6 3.5 – 0.4

Pacific ................................................................ 1.9 2.2 2.0 0.3

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector,

except the federal government. See Technical Note for further explanation. 2 Employer assumes all risks and expenses of providing the benefit. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Short-term disability plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey, March

2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 16 84

Worker characteristics

Management, professional, and related ................ 12 88

Management, business, and financial ............... 12 88

Professional and related .................................... 12 88

Teachers ........................................................ 10 90

Primary, secondary, and special education

school teachers ........................................ 10 90

Registered nurses ......................................... 13 87

Service ................................................................... 33 67

Sales and office ..................................................... 17 83

Sales and related ............................................... 22 78

Office and administrative support ...................... 15 85

Natural resources, construction, and maintenance 14 86

Installation, maintenance, and repair ................. 11 89

Production, transportation, and material moving ... 14 86

Production ......................................................... 10 90

Transportation and material moving .................. 18 82

Full time ................................................................. 14 86

Part time ................................................................ 35 65

Union ..................................................................... 16 84

Nonunion ............................................................... 16 84

Average wage within the following categories:2

Lowest 25 percent ............................................. 35 65

Lowest 10 percent ......................................... 40 60

Second 25 percent ............................................ 17 83

Third 25 percent ................................................ 13 87

Highest 25 percent ............................................ 11 89

Highest 10 percent ........................................ 11 89

Establishment characteristics

Goods-producing industries ................................... 11 89

Service-providing industries .................................. 18 82

Education and health services ........................... 16 84

Educational services ...................................... 8 92

Elementary and secondary schools ........... 8 92

Junior colleges, colleges, and universities 7 93

Health care and social assistance ................. 20 80

Public administration ......................................... 18 82

See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 22 78

1 to 49 workers .................................................. 24 76

50 to 99 workers ................................................ 17 83

100 workers or more .............................................. 13 87

100 to 499 workers ............................................ 15 85

500 workers or more .......................................... 11 89

Geographic areas

Northeast ............................................................... 38 62

New England ..................................................... 5 95

Middle Atlantic ................................................... 44 56

South ..................................................................... 5 95

South Atlantic .................................................... 6 94

East South Central ............................................ 4 96

West South Central ........................................... 5 95

Midwest ................................................................. 6 94

East North Central ............................................. 6 94

West ...................................................................... 9 91

Pacific ................................................................ 12 88

1 Includes workers in the private nonfarm economy except those in private households, and workers in

the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,

key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 0.9 0.9

Worker characteristics

Management, professional, and related ................ 0.7 0.7

Management, business, and financial ............... 1.5 1.5

Professional and related .................................... 0.9 0.9

Teachers ........................................................ 1.9 1.9

Primary, secondary, and special education

school teachers ........................................ 2.6 2.6

Registered nurses ......................................... 3.2 3.2

Service ................................................................... 3.7 3.7

Sales and office ..................................................... 1.1 1.1

Sales and related ............................................... 1.7 1.7

Office and administrative support ...................... 1.3 1.3

Natural resources, construction, and maintenance 1.5 1.5

Installation, maintenance, and repair ................. 1.3 1.3

Production, transportation, and material moving ... 2.0 2.0

Production ......................................................... 1.3 1.3

Transportation and material moving .................. 3.3 3.3

Full time ................................................................. 0.9 0.9

Part time ................................................................ 2.5 2.5

Union ..................................................................... 1.1 1.1

Nonunion ............................................................... 1.0 1.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 3.5 3.5

Lowest 10 percent ......................................... 4.6 4.6

Second 25 percent ............................................ 1.5 1.5

Third 25 percent ................................................ 0.9 0.9

Highest 25 percent ............................................ 0.8 0.8

Highest 10 percent ........................................ 1.2 1.2

Establishment characteristics

Goods-producing industries ................................... 1.0 1.0

Service-providing industries .................................. 1.1 1.1

Education and health services ........................... 2.5 2.5

Educational services ...................................... 1.0 1.0

Elementary and secondary schools ........... 1.4 1.4

Junior colleges, colleges, and universities 0.9 0.9

Health care and social assistance ................. 3.8 3.8

Public administration ......................................... 2.7 2.7

See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 1.8 1.8

1 to 49 workers .................................................. 1.9 1.9

50 to 99 workers ................................................ 2.5 2.5

100 workers or more .............................................. 0.7 0.7

100 to 499 workers ............................................ 1.3 1.3

500 workers or more .......................................... 0.9 0.9

Geographic areas

Northeast ............................................................... 2.3 2.3

New England ..................................................... 1.9 1.9

Middle Atlantic ................................................... 2.4 2.4

South ..................................................................... 0.6 0.6

South Atlantic .................................................... 0.8 0.8

East South Central ............................................ 1.4 1.4

West South Central ........................................... 1.1 1.1

Midwest ................................................................. 0.7 0.7

East North Central ............................................. 0.8 0.8

West ...................................................................... 1.1 1.1

Pacific ................................................................ 1.2 1.2

1 Includes workers in the private nonfarm economy except those in private households, and workers in

the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1

National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 5 2 70 22 1

Worker characteristics

Management, professional, and related ................ 1 1 69 27 1

Management, business, and financial ............... – 1 63 34 –

Professional and related .................................... 1 1 74 22 2

Teachers ........................................................ – – 88 6 2

Primary, secondary, and special education

school teachers ........................................ – – 88 4 –

Registered nurses ......................................... 2 – 86 10 –

Service ................................................................... 5 – 86 6 –

Sales and office ..................................................... 2 1 70 26 1

Sales and related ............................................... 3 – 66 29 –

Office and administrative support ...................... 2 – 71 25 –

Natural resources, construction, and maintenance 16 – 58 22 –

Installation, maintenance, and repair ................. 5 3 60 32 –

Production, transportation, and material moving ... 14 4 66 16 1

Production ......................................................... 17 5 58 20 1

Transportation and material moving .................. 9 – 76 11 –

Full time ................................................................. 6 2 68 23 1

Part time ................................................................ 2 2 89 8 2 ( )

Union ..................................................................... 16 6 62 14 1

Nonunion ............................................................... 3 1 72 24 1

Average wage within the following categories:3

Lowest 25 percent ............................................. 5 – 84 8 –

Lowest 10 percent ......................................... 2 – 90 5 –

Second 25 percent ............................................ 7 1 75 17 1

Third 25 percent ................................................ 6 3 68 22 1

Highest 25 percent ............................................ 4 2 63 31 1

Highest 10 percent ........................................ 1 1 63 33 1

Establishment characteristics

Goods-producing industries ................................... 15 4 57 23 1

Service-providing industries .................................. 3 1 74 22 1

Education and health services ........................... 3 – 88 6 –

Educational services ...................................... 3 – 88 7 –

Elementary and secondary schools ........... – – 90 4 2

Junior colleges, colleges, and universities 1 – 82 16 –

Health care and social assistance ................. – – 88 6 –

Public administration ......................................... 2 – 83 13 –

See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1

National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

1 to 99 workers ...................................................... 5 2 76 17 2 ( )

1 to 49 workers .................................................. 5 2 75 18 2 ( )

50 to 99 workers ................................................ 4 – 80 13 –

100 workers or more .............................................. 6 2 66 25 1

100 to 499 workers ............................................ 7 2 67 24 1

500 workers or more .......................................... 4 – 66 26 –

Geographic areas

Northeast ............................................................... 3 – 81 14 –

New England ..................................................... 5 – 67 28 –

Middle Atlantic ................................................... 3 – 84 12 –

South ..................................................................... 5 – 64 27 –

South Atlantic .................................................... 5 – 68 23 –

East South Central ............................................ 7 – 63 23 –

West South Central ........................................... 3 – 56 39 –

Midwest ................................................................. 10 3 62 24 1

East North Central ............................................. 11 3 62 24 2 ( )

West ...................................................................... 3 2 71 23 2

Mountain ............................................................ 4 – 76 20 –

Pacific ................................................................ 2 3 68 24 3

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

civilian workers,1 National Compensation Survey, March 2015

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 0.4 0.3 0.9 0.8 0.3

Worker characteristics

Management, professional, and related ................ 0.3 0.3 1.4 1.4 0.5

Management, business, and financial ............... – 0.5 2.0 2.0 –

Professional and related .................................... 0.4 0.3 1.5 1.4 0.8

Teachers ........................................................ – – 2.8 0.9 0.7

Primary, secondary, and special education

school teachers ........................................ – – 4.5 1.2 –

Registered nurses ......................................... 1.1 – 3.3 2.1 –

Service ................................................................... 1.4 – 2.2 1.0 –

Sales and office ..................................................... 0.3 0.2 1.3 1.4 0.3

Sales and related ............................................... 0.8 – 2.1 2.1 –

Office and administrative support ...................... 0.3 – 1.5 1.5 –

Natural resources, construction, and maintenance 2.2 – 2.7 2.1 –

Installation, maintenance, and repair ................. 1.0 0.6 3.0 3.0 –

Production, transportation, and material moving ... 1.2 0.6 2.0 1.7 0.3

Production ......................................................... 1.8 1.0 2.8 2.5 0.5

Transportation and material moving .................. 1.3 – 2.0 1.7 –

Full time ................................................................. 0.4 0.3 1.0 0.9 0.3

Part time ................................................................ 0.4 0.6 1.1 0.9 0.1

Union ..................................................................... 1.4 0.8 1.8 1.2 0.6

Nonunion ............................................................... 0.3 0.3 1.1 1.0 0.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 – 1.8 0.9 –

Lowest 10 percent ......................................... 0.7 – 1.7 1.2 –

Second 25 percent ............................................ 0.6 0.3 1.4 1.3 0.2

Third 25 percent ................................................ 0.6 0.4 1.3 1.1 0.5

Highest 25 percent ............................................ 0.5 0.3 1.4 1.4 0.3

Highest 10 percent ........................................ 0.4 0.3 2.0 1.9 0.5

Establishment characteristics

Goods-producing industries ................................... 1.3 0.6 1.9 1.6 0.4

Service-providing industries .................................. 0.3 0.3 1.0 0.9 0.3

Education and health services ........................... 1.0 – 1.7 0.8 –

Educational services ...................................... 1.4 – 1.5 0.8 –

Elementary and secondary schools ........... – – 2.2 1.1 0.7

Junior colleges, colleges, and universities 0.4 – 1.8 1.7 –

Health care and social assistance ................. – – 2.4 1.3 –

Public administration ......................................... 0.8 – 2.7 2.3 –

See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

civilian workers,1 National Compensation Survey, March 2015—continued

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

1 to 99 workers ...................................................... 0.6 0.5 1.3 1.1 0.1

1 to 49 workers .................................................. 0.7 0.6 1.8 1.4 0.1

50 to 99 workers ................................................ 0.9 – 2.0 1.6 –

100 workers or more .............................................. 0.5 0.2 1.1 1.0 0.4

100 to 499 workers ............................................ 0.9 0.3 1.9 1.6 0.4

500 workers or more .......................................... 0.5 – 1.4 1.4 –

Geographic areas

Northeast ............................................................... 0.5 – 1.3 1.1 –

New England ..................................................... 1.8 – 4.0 3.7 –

Middle Atlantic ................................................... 0.5 – 1.3 1.1 –

South ..................................................................... 0.7 – 1.8 1.8 –

South Atlantic .................................................... 0.9 – 2.6 2.5 –

East South Central ............................................ 2.4 – 5.1 4.9 –

West South Central ........................................... 0.6 – 2.7 2.8 –

Midwest ................................................................. 1.0 0.7 1.9 1.4 0.2

East North Central ............................................. 1.3 0.4 2.3 1.8 0.2

West ...................................................................... 0.5 0.5 2.0 1.6 0.6

Mountain ............................................................ 0.9 – 3.0 2.8 –

Pacific ................................................................ 0.6 0.7 2.6 2.1 1.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation

Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks2

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 92 12 21 26 26 26 8

Worker characteristics

Management, professional, and related ................ 91 12 18 26 26 26 9

Management, business, and financial ............... 93 12 18 26 26 26 7

Professional and related .................................... 90 12 – 26 26 26 10

Teachers ........................................................ 84 12 20 26 26 52 16

Primary, secondary, and special education

school teachers ........................................ 79 13 20 26 – 52 21

Registered nurses ......................................... 94 12 – 26 26 26 6

Service ................................................................... 95 12 24 26 26 – 5

Sales and office ..................................................... 93 12 20 26 26 26 7

Sales and related ............................................... 92 11 13 26 26 26 8

Office and administrative support ...................... 93 12 21 26 26 26 7

Natural resources, construction, and maintenance 90 13 24 26 26 – 10

Installation, maintenance, and repair ................. 88 13 24 26 26 52 12

Production, transportation, and material moving ... 92 13 24 26 26 26 8

Production ......................................................... 92 12 21 26 26 26 8

Transportation and material moving .................. 93 13 25 26 26 26 7

Full time ................................................................. 92 12 20 26 26 26 8

Part time ................................................................ 95 13 26 26 26 – 5

Union ..................................................................... 86 13 26 26 26 52 14

Nonunion ............................................................... 94 12 18 26 26 26 6

Average wage within the following categories:3

Lowest 25 percent ............................................. 94 12 21 26 26 26 6

Lowest 10 percent ......................................... 95 13 26 26 26 52 5

Second 25 percent ............................................ 94 12 21 26 26 26 6

Third 25 percent ................................................ 92 12 18 26 26 26 8

Highest 25 percent ............................................ 90 12 22 26 26 26 10

Highest 10 percent ........................................ 89 12 22 26 26 26 11

Establishment characteristics

Goods-producing industries ................................... 92 13 24 26 26 26 8

Service-providing industries .................................. 92 12 21 26 26 26 8

Education and health services ........................... 92 12 – 26 26 26 8

Educational services ...................................... 84 13 22 26 26 52 16

Elementary and secondary schools ........... 79 13 22 26 – 52 21

Junior colleges, colleges, and universities 89 13 26 26 26 26 11

Health care and social assistance ................. 97 12 13 26 26 26 3

Public administration ......................................... 86 – 24 26 26 52 14

See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks2

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 95 12 13 26 26 26 5

1 to 49 workers .................................................. 94 12 13 26 26 26 6

50 to 99 workers ................................................ 95 12 – 26 26 26 5

100 workers or more .............................................. 91 12 22 26 26 26 9

100 to 499 workers ............................................ 92 12 20 26 26 26 8

500 workers or more .......................................... 89 13 24 26 26 26 11

Geographic areas

Northeast ............................................................... 93 13 26 26 26 26 7

New England ..................................................... 92 12 – 26 26 26 8

Middle Atlantic ................................................... 93 22 26 26 26 26 7

South ..................................................................... 93 12 13 26 26 – 7

South Atlantic .................................................... 94 12 13 26 26 36 6

East South Central ............................................ 95 12 12 26 26 26 5

West South Central ........................................... 91 12 13 26 26 26 9

Midwest ................................................................. 88 12 16 26 26 26 12

East North Central ............................................. 88 12 15 26 26 26 12

West ...................................................................... 93 11 13 26 26 26 7

Mountain ............................................................ 92 11 13 21 26 26 8

Pacific ................................................................ 94 12 25 26 26 – 6

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National

Compensation Survey, March 2015

Characteristics Fixed

duration

Number of weeks2

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.5 0.0 1.0 0.0 0.0 0.0 0.5

Worker characteristics

Management, professional, and related ................ 0.8 0.0 3.0 0.0 0.0 0.0 0.8

Management, business, and financial ............... 1.1 0.1 2.7 0.0 0.0 0.0 1.1

Professional and related .................................... 0.9 0.0 – 0.0 0.0 0.0 0.9

Teachers ........................................................ 2.0 0.8 3.2 0.0 4.8 0.0 2.0

Primary, secondary, and special education

school teachers ........................................ 2.9 0.1 1.6 0.0 – 0.0 2.9

Registered nurses ......................................... 1.7 1.2 – 0.0 0.0 0.0 1.7

Service ................................................................... 0.7 0.3 4.4 0.0 0.0 – 0.7

Sales and office ..................................................... 0.6 0.0 1.6 0.0 0.0 0.0 0.6

Sales and related ............................................... 1.1 0.8 1.6 0.0 0.0 0.0 1.1

Office and administrative support ...................... 0.6 0.0 0.9 0.0 0.0 0.0 0.6

Natural resources, construction, and maintenance 1.7 0.0 1.3 0.0 0.0 – 1.7

Installation, maintenance, and repair ................. 2.4 0.2 1.5 0.0 0.0 5.7 2.4

Production, transportation, and material moving ... 1.0 0.6 2.6 0.0 0.0 0.0 1.0

Production ......................................................... 1.4 1.3 4.2 0.0 0.0 0.0 1.4

Transportation and material moving .................. 1.2 0.2 1.5 0.0 0.0 0.0 1.2

Full time ................................................................. 0.5 0.0 2.1 0.0 0.0 0.0 0.5

Part time ................................................................ 0.8 0.5 0.0 0.0 0.0 – 0.8

Union ..................................................................... 1.1 0.0 0.0 0.0 0.0 2.1 1.1

Nonunion ............................................................... 0.5 0.0 2.0 0.0 0.0 0.0 0.5

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.9 0.0 1.8 0.0 0.0 0.0 0.9

Lowest 10 percent ......................................... 1.3 0.0 0.9 0.0 0.0 10.5 1.3

Second 25 percent ............................................ 0.6 0.0 1.5 0.0 0.0 0.0 0.6

Third 25 percent ................................................ 0.7 0.0 3.1 0.0 0.0 0.0 0.7

Highest 25 percent ............................................ 0.8 0.1 2.0 0.0 0.0 0.0 0.8

Highest 10 percent ........................................ 1.2 0.0 2.5 0.0 0.0 0.0 1.2

Establishment characteristics

Goods-producing industries ................................... 1.1 1.1 2.0 0.0 0.0 0.0 1.1

Service-providing industries .................................. 0.6 0.0 1.8 0.0 0.0 0.0 0.6

Education and health services ........................... 0.9 0.0 – 0.0 0.0 0.0 0.9

Educational services ...................................... 1.8 0.0 0.0 0.0 0.0 0.0 1.8

Elementary and secondary schools ........... 3.0 0.0 2.0 0.0 – 0.0 3.0

Junior colleges, colleges, and universities 1.3 1.4 0.0 0.0 0.0 5.2 1.3

Health care and social assistance ................. 1.0 0.1 0.4 0.0 0.0 0.0 1.0

Public administration ......................................... 2.2 – 3.6 0.0 0.0 4.5 2.2

See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, civilian workers,1 National

Compensation Survey, March 2015—continued

Characteristics Fixed

duration

Number of weeks2

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 0.6 0.0 1.0 0.0 0.0 0.0 0.6

1 to 49 workers .................................................. 0.7 0.0 1.3 0.0 0.0 0.0 0.7

50 to 99 workers ................................................ 1.3 0.6 – 0.0 0.0 0.0 1.3

100 workers or more .............................................. 0.7 1.0 1.3 0.0 0.0 0.0 0.7

100 to 499 workers ............................................ 1.0 0.0 2.8 0.0 0.0 0.0 1.0

500 workers or more .......................................... 0.8 0.0 1.1 0.0 0.0 0.0 0.8

Geographic areas

Northeast ............................................................... 0.7 1.6 0.0 0.0 0.0 0.0 0.7

New England ..................................................... 1.7 1.4 – 0.0 0.0 0.0 1.7

Middle Atlantic ................................................... 0.7 6.1 0.0 0.0 0.0 0.0 0.7

South ..................................................................... 1.0 0.0 0.4 0.0 0.0 – 1.0

South Atlantic .................................................... 1.2 0.0 3.2 0.0 0.0 4.3 1.2

East South Central ............................................ 1.0 1.2 1.3 0.0 0.0 2.7 1.0

West South Central ........................................... 2.4 0.0 2.3 0.0 0.0 0.0 2.4

Midwest ................................................................. 1.3 0.0 4.0 0.0 0.0 0.0 1.3

East North Central ............................................. 1.7 0.0 4.0 0.0 0.0 0.0 1.7

West ...................................................................... 1.1 1.3 0.0 0.0 0.0 0.0 1.1

Mountain ............................................................ 2.7 0.9 0.4 3.7 0.0 0.0 2.7

Pacific ................................................................ 0.9 1.3 4.3 0.0 0.0 – 0.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation

Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. 1 21 2 39 24 14 62.5 60.0

Worker characteristics

Management, professional, and related ................ 2 ( ) 18 2 40 23 16 63.7 60.0

Management, business, and financial ............... 1 16 1 37 27 18 64.9 60.0

Professional and related .................................... 2 ( ) 20 2 42 21 15 63.0 60.0

Teachers ........................................................ – 28 5 31 16 21 64.0 60.0

Primary, secondary, and special education

school teachers ........................................ – 31 3 29 20 18 62.8 60.0

Registered nurses ......................................... – 21 – 49 18 9 60.3 60.0

Service ................................................................... – 30 – 33 26 8 60.1 60.0

Sales and office ..................................................... 1 22 1 39 23 13 62.1 60.0

Sales and related ............................................... – 22 – 38 22 15 62.4 60.0

Office and administrative support ...................... 1 23 1 39 24 13 62.0 60.0

Natural resources, construction, and maintenance 1 20 2 40 26 12 62.3 60.0

Installation, maintenance, and repair ................. – 16 – 49 20 12 62.1 60.0

Production, transportation, and material moving ... 2 17 2 ( ) 43 23 14 62.9 60.0

Production ......................................................... 3 14 2 ( ) 42 25 15 62.5 60.0

Transportation and material moving .................. – 19 – 45 22 14 63.3 60.0

Full time ................................................................. 1 20 1 41 23 14 62.8 60.0

Part time ................................................................ – 31 – 25 30 8 60.5 60.0

Union ..................................................................... 1 22 5 32 29 12 61.6 60.0

Nonunion ............................................................... 1 21 1 41 23 14 62.7 60.0

Average wage within the following categories:3

Lowest 25 percent ............................................. 2 28 2 34 27 8 60.5 60.0

Lowest 10 percent ......................................... – 36 – 28 27 6 59.6 60.0

Second 25 percent ............................................ 1 21 2 40 23 12 61.9 60.0

Third 25 percent ................................................ 1 20 1 40 22 15 62.6 60.0

Highest 25 percent ............................................ 2 ( ) 17 1 40 24 17 64.1 60.0

Highest 10 percent ........................................ 2 ( ) 18 2 39 21 20 64.9 60.0

Establishment characteristics

Goods-producing industries ................................... – 14 – 42 25 18 63.5 60.0

Service-providing industries .................................. 1 22 2 39 24 13 62.3 60.0

Education and health services ........................... 2 ( ) 25 3 39 18 15 61.7 60.0

Educational services ...................................... – 32 7 27 15 19 63.0 60.0

Elementary and secondary schools ........... – 36 3 28 19 14 61.1 60.0

Junior colleges, colleges, and universities – 24 12 25 9 30 68.1 60.0

Health care and social assistance ................. 2 ( ) 21 1 45 20 12 61.0 60.0

Public administration ......................................... – 27 – 30 34 5 60.3 60.0

See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

1 to 99 workers ...................................................... 2 ( ) 23 1 37 27 11 62.1 60.0

1 to 49 workers .................................................. 2 ( ) 24 1 34 30 11 62.1 60.0

50 to 99 workers ................................................ – 20 – 44 21 13 62.1 60.0

100 workers or more .............................................. 1 20 2 40 22 15 62.8 60.0

100 to 499 workers ............................................ – 14 – 47 22 14 62.7 60.0

500 workers or more .......................................... 1 25 3 34 21 16 62.9 60.0

Geographic areas

Northeast ............................................................... 1 30 2 ( ) 24 37 7 61.3 60.0

New England ..................................................... – 9 – 48 18 21 65.5 60.0

Middle Atlantic ................................................... 1 33 2 ( ) 21 40 5 60.6 60.0

South ..................................................................... 1 17 2 ( ) 51 14 17 63.1 60.0

South Atlantic .................................................... – 20 – 49 13 16 62.3 60.0

East South Central ............................................ – 17 – 48 – 21 64.1 60.0

West South Central ........................................... – 11 – 57 15 17 64.6 60.0

Midwest ................................................................. – 14 – 46 19 20 64.6 60.0

East North Central ............................................. – 15 – 44 20 20 64.3 60.0

West ...................................................................... 1 16 9 43 17 13 61.6 60.0

Mountain ............................................................ – 10 – 56 18 16 63.7 60.0

Pacific ................................................................ 2 19 15 35 17 12 60.3 60.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1

National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. 0.2 1.0 0.2 1.4 1.1 0.8 0.2 0.0

Worker characteristics

Management, professional, and related ................ 0.1 1.3 0.2 2.0 1.6 1.2 0.4 0.0

Management, business, and financial ............... 0.3 1.9 0.2 2.8 2.8 1.9 0.7 0.0

Professional and related .................................... 0.1 1.5 0.2 2.5 1.9 1.4 0.4 0.0

Teachers ........................................................ – 3.3 0.9 3.5 3.5 2.5 0.8 0.0

Primary, secondary, and special education

school teachers ........................................ – 4.1 0.7 3.2 4.4 3.0 1.1 0.0

Registered nurses ......................................... – 2.6 – 5.3 3.1 2.9 0.5 0.0

Service ................................................................... – 3.1 – 3.7 2.6 1.9 0.5 0.0

Sales and office ..................................................... 0.3 1.2 0.3 1.5 1.5 1.0 0.3 0.0

Sales and related ............................................... – 1.5 – 2.3 2.5 1.9 0.6 0.0

Office and administrative support ...................... 0.3 1.4 0.3 2.0 1.8 1.2 0.4 0.0

Natural resources, construction, and maintenance 0.3 2.3 0.7 3.2 2.8 2.2 0.8 0.0

Installation, maintenance, and repair ................. – 3.0 – 4.2 3.5 2.8 0.8 0.0

Production, transportation, and material moving ... 0.7 1.9 0.1 2.5 2.0 1.5 0.5 0.0

Production ......................................................... 1.3 2.5 0.1 3.3 3.1 2.5 0.6 0.0

Transportation and material moving .................. – 2.7 – 3.6 2.2 1.6 0.8 0.0

Full time ................................................................. 0.2 1.1 0.1 1.5 1.2 0.9 0.3 0.0

Part time ................................................................ – 2.2 – 3.4 2.1 1.2 0.4 0.0

Union ..................................................................... 0.6 1.9 0.9 2.4 2.6 1.3 0.4 0.0

Nonunion ............................................................... 0.2 1.1 0.2 1.5 1.1 0.9 0.3 0.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.6 2.2 0.8 3.1 1.9 1.1 0.4 0.0

Lowest 10 percent ......................................... – 3.0 – 4.7 3.3 1.3 0.5 0.0

Second 25 percent ............................................ 0.3 1.6 0.6 2.1 1.9 1.4 0.4 0.0

Third 25 percent ................................................ 0.2 1.3 0.2 1.8 1.3 1.3 0.4 0.0

Highest 25 percent ............................................ 0.2 1.2 0.2 2.0 1.7 1.1 0.4 0.0

Highest 10 percent ........................................ 0.2 1.6 0.3 2.6 2.0 1.8 0.6 0.0

Establishment characteristics

Goods-producing industries ................................... – 1.8 – 2.3 2.3 2.0 0.5 0.0

Service-providing industries .................................. 0.2 1.1 0.2 1.6 1.3 0.8 0.3 0.0

Education and health services ........................... 0.1 2.1 0.5 2.8 2.8 2.1 0.5 0.0

Educational services ...................................... – 2.7 1.5 2.2 2.0 2.3 0.8 0.0

Elementary and secondary schools ........... – 3.4 0.7 3.5 3.2 2.6 0.8 0.0

Junior colleges, colleges, and universities – 2.7 0.9 2.2 1.0 3.9 1.7 0.0

Health care and social assistance ................. 0.2 2.9 0.1 3.7 3.9 3.0 0.6 0.0

Public administration ......................................... – 4.5 – 5.7 4.1 1.4 0.7 0.0

See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, civilian workers,1

National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

1 to 99 workers ...................................................... 0.1 1.8 0.3 2.0 1.9 1.3 0.4 0.0

1 to 49 workers .................................................. 0.1 2.5 0.4 2.2 3.1 1.5 0.6 0.0

50 to 99 workers ................................................ – 2.3 – 3.3 2.8 2.5 0.6 0.0

100 workers or more .............................................. 0.3 1.2 0.3 1.6 1.4 0.9 0.3 0.0

100 to 499 workers ............................................ – 1.4 – 2.4 2.1 1.4 0.4 0.0

500 workers or more .......................................... 0.3 1.5 0.3 2.0 1.5 1.3 0.5 0.0

Geographic areas

Northeast ............................................................... 0.3 2.0 0.1 2.7 2.3 0.7 0.4 0.0

New England ..................................................... – 1.5 – 6.5 4.7 3.1 1.5 0.0

Middle Atlantic ................................................... 0.2 2.3 0.1 2.8 2.4 0.7 0.4 0.0

South ..................................................................... 0.3 1.5 3 ( ) 2.6 1.7 1.7 0.5 0.0

South Atlantic .................................................... – 2.2 – 3.7 2.3 1.9 0.5 0.0

East South Central ............................................ – 3.4 – 4.9 – 6.3 2.0 0.0

West South Central ........................................... – 2.0 – 3.8 2.5 3.5 1.3 0.0

Midwest ................................................................. – 1.9 – 2.4 1.9 1.8 0.5 0.0

East North Central ............................................. – 2.5 – 2.8 2.3 2.3 0.6 0.0

West ...................................................................... 0.4 1.8 1.1 2.6 1.8 2.2 0.5 0.0

Mountain ............................................................ – 2.4 – 4.5 2.6 4.4 1.0 0.0

Pacific ................................................................ 0.7 2.6 1.9 3.6 2.4 2.2 0.5 0.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 3 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 73 $170 $315 $595 $1,250 $2,325 27

Worker characteristics

Management, professional, and related ................ 69 170 500 750 1,500 2,500 31

Management, business, and financial ............... 67 170 546 750 1,500 2,500 33

Professional and related .................................... 71 170 500 750 1,500 2,500 29

Teachers ........................................................ 75 170 500 692 1,000 1,750 25

Primary, secondary, and special education

school teachers ........................................ 75 170 500 692 831 – 25

Registered nurses ......................................... 61 201 524 – 2,307 2,800 39

Service ................................................................... 81 170 185 520 604 1,500 19

Sales and office ..................................................... 75 170 270 600 1,500 2,500 25

Sales and related ............................................... 78 170 – 595 1,666 4,615 22

Office and administrative support ...................... 74 170 270 600 1,250 2,500 26

Natural resources, construction, and maintenance 76 170 350 572 1,000 2,000 24

Installation, maintenance, and repair ................. 76 200 490 600 – 2,000 24

Production, transportation, and material moving ... 71 170 300 559 1,000 1,500 29

Production ......................................................... 66 170 250 559 1,000 2,000 34

Transportation and material moving .................. 76 170 385 510 750 1,500 24

Full time ................................................................. 72 170 364 604 1,500 2,500 28

Part time ................................................................ 83 170 170 500 595 987 17

Union ..................................................................... 79 170 200 500 831 1,662 21

Nonunion ............................................................... 72 170 315 604 1,385 2,500 28

Average wage within the following categories:3

Lowest 25 percent ............................................. 82 170 170 535 604 1,500 18

Lowest 10 percent ......................................... 88 170 170 315 595 – 12

Second 25 percent ............................................ 73 170 300 595 1,000 2,308 27

Third 25 percent ................................................ 71 170 300 600 1,250 2,309 29

Highest 25 percent ............................................ 70 170 500 700 1,500 2,500 30

Highest 10 percent ........................................ 67 170 500 831 2,000 2,500 33

Establishment characteristics

Goods-producing industries ................................... 69 170 350 595 1,000 2,000 31

Service-providing industries .................................. 74 170 300 595 1,300 2,423 26

Education and health services ........................... 70 170 300 595 1,075 2,310 30

Educational services ...................................... 71 170 – 692 831 2,000 29

Elementary and secondary schools ........... 74 170 500 692 831 – 26

Junior colleges, colleges, and universities 61 170 185 600 1,039 2,000 39

Health care and social assistance ................. 69 170 – 595 1,300 2,500 31

Public administration ......................................... 71 170 200 595 – 1,662 29

See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 79 $170 – $584 $1,000 $1,730 21

1 to 49 workers .................................................. 80 170 – 576 – 1,500 20

50 to 99 workers ................................................ 78 170 $300 595 1,150 2,308 22

100 workers or more .............................................. 69 170 375 604 1,500 2,500 31

100 to 499 workers ............................................ 71 170 350 604 1,500 2,500 29

500 workers or more .......................................... 68 170 450 600 1,500 2,500 32

Geographic areas

Northeast ............................................................... 88 170 170 559 604 1,300 12

New England ..................................................... 68 300 – 700 – 2,500 32

Middle Atlantic ................................................... 91 170 170 559 600 1,000 9

South ..................................................................... 66 300 500 1,000 1,730 2,500 34

South Atlantic .................................................... 68 315 500 1,000 1,750 2,500 32

East South Central ............................................ 63 315 500 1,000 1,500 2,500 37

West South Central ........................................... 65 300 500 750 1,500 2,650 35

Midwest ................................................................. 55 270 500 – 1,500 2,500 45

East North Central ............................................. 55 270 500 750 1,500 2,500 45

West ...................................................................... 76 170 500 1,000 2,000 2,500 24

Mountain ............................................................ 72 – – – 2,000 2,500 28

Pacific ................................................................ 78 170 – 595 1,662 2,350 22

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1

National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 1.0 $0.00 $21.74 $2.84 $95.02 $160.76 1.0

Worker characteristics

Management, professional, and related ................ 1.4 0.00 16.10 59.83 145.04 0.00 1.4

Management, business, and financial ............... 2.3 0.00 56.35 81.93 71.99 124.43 2.3

Professional and related .................................... 1.8 0.00 7.19 95.34 253.19 0.00 1.8

Teachers ........................................................ 2.6 2.84 58.88 0.00 178.22 442.91 2.6

Primary, secondary, and special education

school teachers ........................................ 3.2 28.47 26.56 0.00 50.56 – 3.2

Registered nurses ......................................... 5.2 26.57 95.25 – 84.89 349.91 5.2

Service ................................................................... 2.3 0.00 27.19 38.31 96.26 84.34 2.3

Sales and office ..................................................... 1.5 0.00 33.81 3.73 140.72 72.01 1.5

Sales and related ............................................... 2.2 0.00 – 6.48 239.42 87.41 2.2

Office and administrative support ...................... 1.8 0.00 28.96 4.67 215.99 28.38 1.8

Natural resources, construction, and maintenance 3.1 0.00 87.58 26.47 100.01 558.17 3.1

Installation, maintenance, and repair ................. 3.5 43.62 68.47 11.26 – 233.84 3.5

Production, transportation, and material moving ... 2.2 0.00 36.44 69.54 175.72 23.17 2.2

Production ......................................................... 2.9 0.00 32.16 55.70 26.76 548.38 2.9

Transportation and material moving .................. 2.7 0.00 105.01 49.04 199.50 0.00 2.7

Full time ................................................................. 1.1 0.00 77.08 4.96 135.41 101.69 1.1

Part time ................................................................ 1.9 0.00 8.27 127.14 6.92 260.13 1.9

Union ..................................................................... 1.9 0.00 3.93 7.68 86.45 301.35 1.9

Nonunion ............................................................... 1.1 0.00 47.68 4.04 160.60 153.56 1.1

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.7 0.00 26.42 44.94 11.68 117.08 1.7

Lowest 10 percent ......................................... 1.7 0.00 0.00 92.09 3.54 – 1.7

Second 25 percent ............................................ 1.8 0.00 25.40 3.83 160.39 74.87 1.8

Third 25 percent ................................................ 1.4 0.00 37.21 4.74 181.54 15.90 1.4

Highest 25 percent ............................................ 1.4 0.00 0.00 70.13 219.24 0.00 1.4

Highest 10 percent ........................................ 2.2 0.00 17.15 103.00 365.75 633.11 2.2

Establishment characteristics

Goods-producing industries ................................... 2.2 0.00 68.30 7.56 0.00 280.22 2.2

Service-providing industries .................................. 1.2 0.00 22.14 3.14 222.72 159.50 1.2

Education and health services ........................... 2.2 0.00 64.90 58.14 273.49 212.43 2.2

Educational services ...................................... 2.5 0.00 – 79.16 210.95 244.96 2.5

Elementary and secondary schools ........... 3.3 3.48 124.87 39.80 23.59 – 3.3

Junior colleges, colleges, and universities 3.7 0.00 0.00 75.22 226.36 253.24 3.7

Health care and social assistance ................. 3.3 0.00 – 30.65 325.85 152.58 3.3

Public administration ......................................... 4.2 28.43 0.00 13.07 – 207.23 4.2

See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, civilian workers,1

National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 1.7 $0.00 – $21.95 $0.00 $309.83 1.7

1 to 49 workers .................................................. 2.1 0.00 – 20.56 – 18.92 2.1

50 to 99 workers ................................................ 3.1 0.00 $39.95 31.00 244.39 373.31 3.1

100 workers or more .............................................. 1.3 0.00 77.99 35.05 0.00 0.00 1.3

100 to 499 workers ............................................ 1.9 0.00 82.12 64.30 129.19 0.00 1.9

500 workers or more .......................................... 1.9 0.00 84.44 63.64 0.00 0.00 1.9

Geographic areas

Northeast ............................................................... 1.0 0.00 0.00 3.34 0.00 351.03 1.0

New England ..................................................... 3.9 16.67 – 85.73 – 205.46 3.9

Middle Atlantic ................................................... 1.0 0.00 0.00 12.97 8.59 199.39 1.0

South ..................................................................... 2.3 21.61 0.00 195.89 288.67 0.00 2.3

South Atlantic .................................................... 2.9 20.95 38.39 250.92 167.21 23.04 2.9

East South Central ............................................ 8.5 11.82 75.44 37.84 50.66 56.65 8.5

West South Central ........................................... 2.6 60.59 17.96 149.21 314.60 372.01 2.6

Midwest ................................................................. 2.7 38.05 32.08 – 101.35 0.00 2.7

East North Central ............................................. 3.6 12.32 68.22 134.82 126.38 0.00 3.6

West ...................................................................... 2.6 18.39 24.19 21.79 345.04 0.00 2.6

Mountain ............................................................ 4.4 – – – 336.24 0.00 4.4

Pacific ................................................................ 3.1 0.00 – 154.42 380.03 117.61 3.1

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Long-term disability plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey, March

2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 8 92

Worker characteristics

Management, professional, and related ................ 9 91

Management, business, and financial ............... 6 94

Professional and related .................................... 10 90

Teachers ........................................................ 17 83

Primary, secondary, and special education

school teachers ........................................ 20 80

Registered nurses ......................................... 8 92

Service ................................................................... 9 91

Protective service .............................................. 16 84

Sales and office ..................................................... 8 92

Sales and related ............................................... 8 92

Office and administrative support ...................... 8 92

Natural resources, construction, and maintenance 10 90

Installation, maintenance, and repair ................. 10 90

Production, transportation, and material moving ... 6 94

Production ......................................................... 6 94

Transportation and material moving .................. 6 94

Full time ................................................................. 8 92

Part time ................................................................ 7 93

Union ..................................................................... 13 87

Nonunion ............................................................... 8 92

Average wage within the following categories:2

Lowest 25 percent ............................................. 11 89

Second 25 percent ............................................ 8 92

Third 25 percent ................................................ 8 92

Highest 25 percent ............................................ 9 91

Highest 10 percent ........................................ 9 91

Establishment characteristics

Goods-producing industries ................................... 6 94

Service-providing industries .................................. 9 91

Education and health services ........................... 10 90

Educational services ...................................... 16 84

Elementary and secondary schools ........... 19 81

Junior colleges, colleges, and universities 13 87

Health care and social assistance ................. 5 95

Hospitals .................................................... 7 93

Public administration ......................................... 16 84

See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution

requirement, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 5 95

1 to 49 workers .................................................. 4 96

50 to 99 workers ................................................ 7 93

100 workers or more .............................................. 10 90

100 to 499 workers ............................................ 8 92

500 workers or more .......................................... 11 89

Geographic areas

Northeast ............................................................... 7 93

New England ..................................................... 4 96

Middle Atlantic ................................................... 8 92

South ..................................................................... 7 93

South Atlantic .................................................... 7 93

East South Central ............................................ 8 92

West South Central ........................................... 6 94

Midwest ................................................................. 10 90

East North Central ............................................. 11 89

West North Central ............................................ 8 92

West ...................................................................... 11 89

Pacific ................................................................ 7 93

1 Includes workers in the private nonfarm economy except those in private households, and workers in

the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,

key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 0.7 0.7

Worker characteristics

Management, professional, and related ................ 0.8 0.8

Management, business, and financial ............... 0.8 0.8

Professional and related .................................... 1.0 1.0

Teachers ........................................................ 2.6 2.6

Primary, secondary, and special education

school teachers ........................................ 3.6 3.6

Registered nurses ......................................... 1.9 1.9

Service ................................................................... 1.4 1.4

Protective service .............................................. 3.6 3.6

Sales and office ..................................................... 0.9 0.9

Sales and related ............................................... 1.6 1.6

Office and administrative support ...................... 1.1 1.1

Natural resources, construction, and maintenance 1.6 1.6

Installation, maintenance, and repair ................. 1.7 1.7

Production, transportation, and material moving ... 0.9 0.9

Production ......................................................... 1.0 1.0

Transportation and material moving .................. 1.2 1.2

Full time ................................................................. 0.7 0.7

Part time ................................................................ 1.5 1.5

Union ..................................................................... 1.4 1.4

Nonunion ............................................................... 0.6 0.6

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.5 2.5

Second 25 percent ............................................ 0.9 0.9

Third 25 percent ................................................ 0.8 0.8

Highest 25 percent ............................................ 0.8 0.8

Highest 10 percent ........................................ 1.0 1.0

Establishment characteristics

Goods-producing industries ................................... 0.9 0.9

Service-providing industries .................................. 0.8 0.8

Education and health services ........................... 1.4 1.4

Educational services ...................................... 2.6 2.6

Elementary and secondary schools ........... 4.1 4.1

Junior colleges, colleges, and universities 2.1 2.1

Health care and social assistance ................. 1.4 1.4

Hospitals .................................................... 1.7 1.7

Public administration ......................................... 3.0 3.0

See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

1 to 99 workers ...................................................... 0.9 0.9

1 to 49 workers .................................................. 0.8 0.8

50 to 99 workers ................................................ 1.9 1.9

100 workers or more .............................................. 0.8 0.8

100 to 499 workers ............................................ 1.0 1.0

500 workers or more .......................................... 1.1 1.1

Geographic areas

Northeast ............................................................... 1.8 1.8

New England ..................................................... 1.2 1.2

Middle Atlantic ................................................... 2.3 2.3

South ..................................................................... 0.8 0.8

South Atlantic .................................................... 1.2 1.2

East South Central ............................................ 2.4 2.4

West South Central ........................................... 1.0 1.0

Midwest ................................................................. 0.9 0.9

East North Central ............................................. 1.2 1.2

West North Central ............................................ 1.4 1.4

West ...................................................................... 2.4 2.4

Pacific ................................................................ 1.6 1.6

1 Includes workers in the private nonfarm economy except those in private households, and workers in

the public sector, except the federal government. See Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Long-term disability plans: Method of benefit payment, civilian

workers,1 National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 95 4 1 2 ( )

Worker characteristics

Management, professional, and related ................ 96 4 2 ( ) 2 ( )

Management, business, and financial ............... 95 4 – –

Professional and related .................................... 96 3 – –

Teachers ........................................................ 97 2 – –

Primary, secondary, and special education

school teachers ........................................ 97 – – –

Registered nurses ......................................... 98 2 – –

Service ................................................................... 95 3 – –

Protective service .............................................. 93 6 – –

Sales and office ..................................................... 95 4 2 ( ) 2 ( )

Sales and related ............................................... 90 10 – –

Office and administrative support ...................... 97 3 2 () 1

Natural resources, construction, and maintenance 90 5 3 1

Installation, maintenance, and repair ................. 93 4 – –

Production, transportation, and material moving ... 91 3 4 2

Production ......................................................... 89 4 5 2

Transportation and material moving .................. 94 2 2 1

Full time ................................................................. 95 4 1 2 ( )

Part time ................................................................ 89 9 – –

Union ..................................................................... 87 4 6 2

Nonunion ............................................................... 96 4 2 ( ) 2 ( )

Average wage within the following categories:3

Lowest 25 percent ............................................. 94 5 – –

Second 25 percent ............................................ 96 3 1 2 ( )

Third 25 percent ................................................ 94 4 2 1

Highest 25 percent ............................................ 95 4 1 2 ( )

Highest 10 percent ........................................ 94 5 – –

Establishment characteristics

Goods-producing industries ................................... 89 6 4 1

Service-providing industries .................................. 96 3 1 2 ( )

Education and health services ........................... 97 2 – –

Educational services ...................................... 97 2 – –

Elementary and secondary schools ........... 97 – 1 –

Junior colleges, colleges, and universities 96 4 – –

Health care and social assistance ................. 98 2 – –

Hospitals .................................................... 97 2 – –

Public administration ......................................... 93 6 – –

See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, civilian

workers,1 National Compensation Survey, March 2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

1 to 99 workers ...................................................... 95 4 – –

1 to 49 workers .................................................. 94 5 – –

50 to 99 workers ................................................ 97 3 – –

100 workers or more .............................................. 95 4 1 1

100 to 499 workers ............................................ 95 4 1 1

500 workers or more .......................................... 95 3 1 1

Geographic areas

Northeast ............................................................... 96 2 1 1

New England ..................................................... 96 3 – –

Middle Atlantic ................................................... 96 2 2 1

South ..................................................................... 96 4 2 ( ) 2 ( )

South Atlantic .................................................... 96 3 – –

East South Central ............................................ 92 – – –

West South Central ........................................... 97 3 – –

Midwest ................................................................. 92 4 2 1

East North Central ............................................. 92 4 3 1

West North Central ............................................ 94 4 – –

West ...................................................................... 95 4 2 ( ) 2 ( )

Mountain ............................................................ 95 5 – –

Pacific ................................................................ 96 3 1 1

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category

or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, civilian workers,1 National Compensation Survey, March 2015

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 0.4 0.4 0.2 0.1

Worker characteristics

Management, professional, and related ................ 0.5 0.5 0.1 0.1

Management, business, and financial ............... 0.9 0.9 – –

Professional and related .................................... 0.5 0.5 – –

Teachers ........................................................ 0.9 0.6 – –

Primary, secondary, and special education

school teachers ........................................ 1.2 – – –

Registered nurses ......................................... 0.8 0.7 – –

Service ................................................................... 1.2 0.8 – –

Protective service .............................................. 1.8 1.8 – –

Sales and office ..................................................... 0.5 0.5 0.1 0.1

Sales and related ............................................... 1.5 1.5 – –

Office and administrative support ...................... 0.4 0.4 0.1 0.2

Natural resources, construction, and maintenance 1.4 1.3 0.4 0.5

Installation, maintenance, and repair ................. 1.5 1.3 – –

Production, transportation, and material moving ... 1.3 0.9 0.9 0.5

Production ......................................................... 2.3 1.7 1.6 0.5

Transportation and material moving .................. 1.2 0.6 0.8 0.7

Full time ................................................................. 0.4 0.4 0.2 0.1

Part time ................................................................ 1.8 1.6 – –

Union ..................................................................... 1.4 0.7 1.1 0.6

Nonunion ............................................................... 0.4 0.4 2 ( ) 2 ( )

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.3 1.2 – –

Second 25 percent ............................................ 0.5 0.5 0.2 0.1

Third 25 percent ................................................ 0.7 0.6 0.4 0.3

Highest 25 percent ............................................ 0.6 0.6 0.1 0.1

Highest 10 percent ........................................ 0.9 0.9 – –

Establishment characteristics

Goods-producing industries ................................... 1.6 1.4 0.8 0.3

Service-providing industries .................................. 0.4 0.4 0.1 0.1

Education and health services ........................... 0.6 0.5 – –

Educational services ...................................... 0.9 0.7 – –

Elementary and secondary schools ........... 1.0 – 0.6 –

Junior colleges, colleges, and universities 1.6 1.6 – –

Health care and social assistance ................. 0.7 0.7 – –

Hospitals .................................................... 0.7 0.7 – –

Public administration ......................................... 1.9 1.8 – –

See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

1 to 99 workers ...................................................... 0.7 0.7 – –

1 to 49 workers .................................................. 0.8 0.8 – –

50 to 99 workers ................................................ 1.2 1.1 – –

100 workers or more .............................................. 0.5 0.5 0.2 0.1

100 to 499 workers ............................................ 0.8 0.7 0.2 0.3

500 workers or more .......................................... 0.7 0.6 0.3 0.2

Geographic areas

Northeast ............................................................... 0.6 0.3 0.5 0.2

New England ..................................................... 0.8 0.6 – –

Middle Atlantic ................................................... 0.7 0.4 0.7 0.3

South ..................................................................... 0.8 0.8 0.1 2 ( )

South Atlantic .................................................... 0.8 0.8 – –

East South Central ............................................ 3.4 – – –

West South Central ........................................... 1.1 1.1 – –

Midwest ................................................................. 0.9 0.8 0.5 0.3

East North Central ............................................. 1.0 1.0 0.5 0.5

West North Central ............................................ 1.9 1.4 – –

West ...................................................................... 0.9 0.9 0.1 0.1

Mountain ............................................................ 1.6 1.6 – –

Pacific ................................................................ 1.0 1.1 0.2 0.2

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.05. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National

Compensation Survey, March 2015

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 24 61 7 6 1 58.2 60.0

Worker characteristics

Management, professional, and related ................ 24 58 9 7 1 58.3 60.0

Management, business, and financial ............... 26 60 7 6 2 ( ) 57.7 60.0

Professional and related .................................... 23 58 10 8 2 58.6 60.0

Teachers ........................................................ 12 51 19 12 6 61.0 60.0

Primary, secondary, and special education

school teachers ........................................ 14 44 22 14 7 61.1 60.0

Registered nurses ......................................... 40 53 4 – – 55.8 60.0

Service ................................................................... 23 63 8 4 2 58.6 60.0

Protective service .............................................. 18 59 13 – – 60.0 60.0

Sales and office ..................................................... 26 62 6 6 1 58.0 60.0

Sales and related ............................................... 22 67 4 5 2 58.1 60.0

Office and administrative support ...................... 27 60 6 6 1 57.9 60.0

Natural resources, construction, and maintenance 21 66 7 4 1 58.2 60.0

Installation, maintenance, and repair ................. 19 70 5 4 1 58.5 60.0

Production, transportation, and material moving ... 21 69 4 5 1 58.2 60.0

Production ......................................................... 22 67 – 5 – 58.0 60.0

Transportation and material moving .................. 20 71 – 4 – 58.5 60.0

Full time ................................................................. 24 62 8 6 1 58.2 60.0

Part time ................................................................ 27 56 6 8 2 58.3 60.0

Union ..................................................................... 26 53 9 9 4 59.0 60.0

Nonunion ............................................................... 24 63 7 6 1 58.1 60.0

Average wage within the following categories:3

Lowest 25 percent ............................................. 19 70 6 5 1 58.5 60.0

Second 25 percent ............................................ 24 63 7 5 1 58.0 60.0

Third 25 percent ................................................ 23 62 8 6 1 58.4 60.0

Highest 25 percent ............................................ 25 58 8 7 2 58.1 60.0

Highest 10 percent ........................................ 26 58 8 7 1 58.1 60.0

Establishment characteristics

Goods-producing industries ................................... 21 65 7 6 1 58.3 60.0

Service-providing industries .................................. 24 61 8 6 1 58.2 60.0

Education and health services ........................... 24 59 9 6 2 58.4 60.0

Educational services ...................................... 12 52 20 12 5 61.1 60.0

Elementary and secondary schools ........... 14 40 24 16 6 61.4 60.0

Junior colleges, colleges, and universities 8 69 13 7 3 60.6 60.0

Health care and social assistance ................. 33 64 2 – – 56.5 60.0

Hospitals .................................................... 47 49 2 – – 54.9 60.0

Public administration ......................................... 18 46 20 13 3 60.4 60.0

See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

1 to 99 workers ...................................................... 19 68 6 6 1 58.8 60.0

1 to 49 workers .................................................. 20 69 5 6 1 58.7 60.0

50 to 99 workers ................................................ 17 68 8 6 2 58.9 60.0

100 workers or more .............................................. 26 58 8 6 1 58.0 60.0

100 to 499 workers ............................................ 22 66 5 6 1 58.2 60.0

500 workers or more .......................................... 30 52 10 6 1 57.8 60.0

Geographic areas

Northeast ............................................................... 24 66 3 7 1 58.2 60.0

New England ..................................................... 25 63 7 5 1 58.1 60.0

Middle Atlantic ................................................... 23 67 2 7 1 58.3 60.0

South ..................................................................... 24 63 8 4 1 57.7 60.0

South Atlantic .................................................... 24 59 12 4 1 58.0 60.0

East South Central ............................................ 22 69 – 4 – 57.5 60.0

West South Central ........................................... 25 67 4 3 1 57.4 60.0

Midwest ................................................................. 22 63 6 6 3 58.7 60.0

East North Central ............................................. 26 60 6 5 2 58.1 60.0

West North Central ............................................ 16 67 7 8 3 59.7 60.0

West ...................................................................... 26 53 12 9 1 58.5 60.0

Mountain ............................................................ 25 53 12 – – 58.7 60.0

Pacific ................................................................ 26 52 11 9 1 58.4 60.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian

workers,1 National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 1.0 1.1 0.5 0.5 0.2 0.1 0.0

Worker characteristics

Management, professional, and related ................ 1.3 1.6 0.8 0.6 0.3 0.2 0.0

Management, business, and financial ............... 2.1 2.3 0.7 0.8 0.1 0.4 0.0

Professional and related .................................... 1.4 1.7 1.0 0.7 0.4 0.2 0.0

Teachers ........................................................ 1.8 3.7 2.4 1.9 2.0 0.5 0.0

Primary, secondary, and special education

school teachers ........................................ 2.3 5.1 3.2 2.7 2.2 0.7 0.0

Registered nurses ......................................... 3.2 3.1 0.9 – – 0.4 0.0

Service ................................................................... 3.0 3.4 1.7 0.8 0.5 0.4 0.0

Protective service .............................................. 3.8 6.0 3.1 – – 0.7 0.0

Sales and office ..................................................... 1.5 1.7 0.6 0.6 0.3 0.2 0.0

Sales and related ............................................... 2.1 3.2 1.2 1.3 0.8 0.3 0.0

Office and administrative support ...................... 1.7 1.7 0.7 0.6 0.2 0.2 0.0

Natural resources, construction, and maintenance 2.4 2.6 1.6 1.3 0.4 0.4 0.0

Installation, maintenance, and repair ................. 2.5 2.8 1.2 1.2 0.4 0.4 0.0

Production, transportation, and material moving ... 1.5 1.8 0.7 1.0 0.4 0.2 0.0

Production ......................................................... 1.9 2.2 – 1.5 – 0.3 0.0

Transportation and material moving .................. 2.4 3.0 – 1.2 – 0.3 0.0

Full time ................................................................. 1.0 1.1 0.5 0.5 0.2 0.2 0.0

Part time ................................................................ 3.3 4.6 1.2 2.0 0.6 0.4 0.0

Union ..................................................................... 1.9 2.1 1.5 1.5 0.9 0.4 0.0

Nonunion ............................................................... 1.1 1.2 0.6 0.5 0.1 0.2 0.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.6 3.6 1.5 1.1 0.4 0.3 0.0

Second 25 percent ............................................ 1.6 1.9 0.9 0.7 0.3 0.2 0.0

Third 25 percent ................................................ 1.3 1.3 0.7 0.7 0.2 0.2 0.0

Highest 25 percent ............................................ 1.5 1.7 0.7 0.7 0.3 0.2 0.0

Highest 10 percent ........................................ 2.2 2.5 1.0 1.0 0.4 0.3 0.0

Establishment characteristics

Goods-producing industries ................................... 1.7 2.0 1.3 1.0 0.3 0.3 0.0

Service-providing industries .................................. 1.1 1.3 0.6 0.5 0.2 0.2 0.0

Education and health services ........................... 1.9 2.1 1.1 0.8 0.5 0.3 0.0

Educational services ...................................... 1.6 2.6 2.2 1.7 1.1 0.4 0.0

Elementary and secondary schools ........... 2.5 3.8 3.3 2.5 1.7 0.6 0.7

Junior colleges, colleges, and universities 1.3 2.4 1.5 1.5 1.2 0.2 0.0

Health care and social assistance ................. 2.9 3.0 0.5 – – 0.3 0.0

Hospitals .................................................... 2.7 2.8 0.7 – – 0.4 0.9

Public administration ......................................... 3.4 4.1 3.5 3.5 1.2 0.6 0.0

See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, civilian

workers,1 National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

1 to 99 workers ...................................................... 1.5 2.0 1.0 0.7 0.3 0.2 0.0

1 to 49 workers .................................................. 1.8 2.3 1.1 1.0 0.3 0.2 0.0

50 to 99 workers ................................................ 2.3 3.0 2.2 0.9 0.6 0.4 0.0

100 workers or more .............................................. 1.1 1.2 0.7 0.6 0.2 0.2 0.0

100 to 499 workers ............................................ 1.8 1.9 0.8 0.8 0.3 0.3 0.0

500 workers or more .......................................... 1.5 1.7 1.0 0.9 0.3 0.2 0.0

Geographic areas

Northeast ............................................................... 2.3 2.6 0.7 1.4 0.2 0.3 0.0

New England ..................................................... 3.5 4.0 1.7 1.8 0.2 0.6 0.0

Middle Atlantic ................................................... 2.9 3.3 0.6 1.8 0.2 0.4 0.0

South ..................................................................... 1.8 2.0 1.0 0.5 0.3 0.3 0.0

South Atlantic .................................................... 2.6 3.2 1.7 0.7 0.3 0.4 0.0

East South Central ............................................ 4.1 3.6 – 1.4 – 0.8 0.0

West South Central ........................................... 2.7 2.9 1.0 1.0 0.5 0.4 0.0

Midwest ................................................................. 1.7 1.7 1.0 0.8 0.6 0.3 0.0

East North Central ............................................. 2.2 1.9 1.3 0.9 0.6 0.4 0.0

West North Central ............................................ 2.3 3.2 1.5 1.7 1.2 0.3 0.0

West ...................................................................... 2.4 2.8 1.2 1.7 0.2 0.4 0.0

Mountain ............................................................ 4.2 5.5 2.4 – – 0.7 0.0

Pacific ................................................................ 2.8 3.1 1.2 1.6 0.4 0.4 0.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 85 $3,000 $5,000 $7,500 $10,000 $15,000 15

Worker characteristics

Management, professional, and related ................ 86 3,000 5,000 8,000 11,000 15,000 14

Management, business, and financial ............... 89 4,000 6,000 10,000 14,500 20,000 11

Professional and related .................................... 84 3,000 5,000 7,500 10,000 15,000 16

Teachers ........................................................ 72 2,500 3,900 5,000 7,000 10,000 28

Primary, secondary, and special education

school teachers ........................................ 68 – 3,900 5,000 6,000 8,000 32

Registered nurses ......................................... 90 – 5,000 8,000 10,000 15,000 10

Service ................................................................... 84 – 5,000 7,000 10,000 12,500 16

Protective service .............................................. 71 – – 5,000 8,000 10,000 29

Sales and office ..................................................... 87 3,000 5,000 8,000 12,000 20,000 13

Sales and related ............................................... 92 5,000 5,000 10,000 15,000 20,000 8

Office and administrative support ...................... 86 2,500 5,000 7,500 12,000 20,000 14

Natural resources, construction, and maintenance 85 3,000 5,000 6,000 10,000 15,000 15

Installation, maintenance, and repair ................. 89 3,000 4,000 6,000 10,000 12,500 11

Production, transportation, and material moving ... 80 3,000 5,000 7,000 10,000 15,000 20

Production ......................................................... 84 3,000 5,000 7,000 10,000 15,000 16

Transportation and material moving .................. 76 3,000 – 6,500 10,000 12,000 24

Full time ................................................................. 85 3,000 5,000 7,500 10,000 15,000 15

Part time ................................................................ 81 3,000 5,000 7,000 10,000 15,000 19

Union ..................................................................... 72 2,333 3,500 5,000 8,000 10,000 28

Nonunion ............................................................... 87 3,000 5,000 8,000 10,500 15,000 13

Average wage within the following categories:3

Lowest 25 percent ............................................. 88 3,000 5,000 6,000 10,000 12,500 12

Second 25 percent ............................................ 86 3,000 5,000 7,000 10,000 15,000 14

Third 25 percent ................................................ 84 3,000 5,000 7,500 10,000 15,000 16

Highest 25 percent ............................................ 85 – 5,000 8,500 12,250 17,000 15

Highest 10 percent ........................................ 85 4,000 6,000 10,000 15,000 20,000 15

Establishment characteristics

Goods-producing industries ................................... 87 3,000 5,000 8,500 11,000 15,000 13

Service-providing industries .................................. 85 3,000 5,000 7,500 10,000 15,000 15

Education and health services ........................... 85 3,000 5,000 6,000 10,000 15,000 15

Educational services ...................................... 73 – 3,900 5,000 8,000 10,000 27

Elementary and secondary schools ........... 69 – 3,900 5,000 6,500 8,500 31

Junior colleges, colleges, and universities 78 3,000 5,000 7,000 10,000 15,000 22

Health care and social assistance ................. 93 3,000 5,000 7,500 10,000 15,000 7

Hospitals .................................................... 89 – 5,000 8,000 10,000 15,000 11

Public administration ......................................... 65 – 3,900 5,000 7,000 10,000 35

See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 89 – $5,000 $7,000 $10,000 $15,000 11

1 to 49 workers .................................................. 89 $3,000 5,000 7,000 10,000 15,000 11

50 to 99 workers ................................................ 89 4,000 5,000 7,500 10,000 15,000 11

100 workers or more .............................................. 83 3,000 5,000 8,000 11,500 15,000 17

100 to 499 workers ............................................ 87 3,000 5,000 7,500 10,000 15,000 13

500 workers or more .......................................... 81 – 5,000 8,000 12,000 15,000 19

Geographic areas

Northeast ............................................................... 90 3,000 5,000 7,500 – 15,000 10

New England ..................................................... 92 3,000 5,000 7,500 11,000 15,000 8

Middle Atlantic ................................................... 89 2,500 5,000 7,500 10,000 15,000 11

South ..................................................................... 90 3,000 5,000 7,500 10,000 15,000 10

South Atlantic .................................................... 89 – 5,000 7,500 10,000 15,000 11

East South Central ............................................ 90 3,000 5,000 7,000 10,000 15,000 10

West South Central ........................................... 91 3,000 5,000 7,500 10,625 – 9

Midwest ................................................................. 78 3,000 5,000 6,000 10,000 15,000 22

East North Central ............................................. 77 3,000 5,000 6,000 10,000 15,000 23

West North Central ............................................ 79 4,000 5,000 7,500 12,000 17,000 21

West ...................................................................... 83 3,333 5,000 10,000 – 17,300 17

Mountain ............................................................ 81 – 5,000 9,000 12,000 15,000 19

Pacific ................................................................ 83 3,333 6,000 10,000 – 20,000 17

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1

National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.9 $0.00 $0.00 $0.00 $0.00 $0.00 0.9

Worker characteristics

Management, professional, and related ................ 1.1 395.83 0.00 334.48 1,493.80 1,538.97 1.1

Management, business, and financial ............... 1.1 244.19 320.82 0.00 2,330.77 659.33 1.1

Professional and related .................................... 1.3 13.11 0.00 66.90 0.00 0.00 1.3

Teachers ........................................................ 3.1 674.67 35.40 0.00 528.14 0.00 3.1

Primary, secondary, and special education

school teachers ........................................ 4.1 – 131.77 0.00 582.60 1,400.47 4.1

Registered nurses ......................................... 1.8 – 0.00 1,133.71 2,197.39 0.00 1.8

Service ................................................................... 2.1 – 0.00 970.86 0.00 1,652.20 2.1

Protective service .............................................. 5.5 – – 500.60 526.74 0.00 5.5

Sales and office ..................................................... 1.0 145.80 0.00 286.41 305.75 1,050.65 1.0

Sales and related ............................................... 1.4 542.96 0.00 373.15 1,461.73 1,195.14 1.4

Office and administrative support ...................... 1.1 605.60 0.00 695.20 1,535.35 2,843.25 1.1

Natural resources, construction, and maintenance 2.0 216.45 566.21 299.17 0.00 1,165.11 2.0

Installation, maintenance, and repair ................. 1.7 439.01 1,018.57 231.73 0.00 948.36 1.7

Production, transportation, and material moving ... 2.2 203.13 0.00 587.01 0.00 1,645.41 2.2

Production ......................................................... 2.6 73.90 0.00 509.46 0.00 200.69 2.6

Transportation and material moving .................. 3.4 898.13 – 943.68 0.00 1,495.93 3.4

Full time ................................................................. 0.9 0.00 0.00 0.00 0.00 0.00 0.9

Part time ................................................................ 3.6 545.44 0.00 691.97 2,160.42 505.76 3.6

Union ..................................................................... 2.2 315.84 760.76 0.00 1,358.96 756.84 2.2

Nonunion ............................................................... 0.8 251.37 0.00 242.10 1,428.55 133.79 0.8

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.3 581.93 0.00 306.55 0.00 1,366.04 2.3

Second 25 percent ............................................ 1.2 390.52 0.00 614.76 0.00 0.00 1.2

Third 25 percent ................................................ 1.4 0.00 0.00 163.86 0.00 0.00 1.4

Highest 25 percent ............................................ 1.0 – 0.00 1,380.05 488.15 1,670.99 1.0

Highest 10 percent ........................................ 1.6 273.00 983.73 0.00 1,523.99 803.46 1.6

Establishment characteristics

Goods-producing industries ................................... 1.7 0.00 0.00 1,191.88 1,698.34 0.00 1.7

Service-providing industries .................................. 1.0 6.24 0.00 0.00 0.00 0.00 1.0

Education and health services ........................... 2.0 275.82 0.00 139.20 0.00 1,907.54 2.0

Educational services ...................................... 3.6 – 163.42 100.34 291.59 0.00 3.6

Elementary and secondary schools ........... 4.4 – 131.77 0.00 832.32 924.49 4.4

Junior colleges, colleges, and universities 5.3 466.80 0.00 275.82 0.00 613.53 5.3

Health care and social assistance ................. 1.2 457.44 0.00 1,229.02 0.00 0.00 1.2

Hospitals .................................................... 2.1 – 0.00 392.60 133.79 0.00 2.1

Public administration ......................................... 4.0 – 921.88 0.00 1,053.47 598.33 4.0

See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, civilian workers,1

National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount2

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 1.4 – $0.00 $743.50 $0.00 $0.00 1.4

1 to 49 workers .................................................. 1.5 $398.09 0.00 1,386.57 0.00 0.00 1.5

50 to 99 workers ................................................ 2.3 365.54 0.00 616.75 0.00 334.48 2.3

100 workers or more .............................................. 1.0 22.21 0.00 665.60 1,424.77 0.00 1.0

100 to 499 workers ............................................ 1.2 203.65 0.00 555.68 1,243.72 0.00 1.2

500 workers or more .......................................... 1.5 – 0.00 487.01 489.95 1,678.40 1.5

Geographic areas

Northeast ............................................................... 1.8 387.76 0.00 241.19 – 0.00 1.8

New England ..................................................... 1.8 71.85 0.00 0.00 1,661.51 315.22 1.8

Middle Atlantic ................................................... 2.4 665.60 0.00 652.02 2,399.86 0.00 2.4

South ..................................................................... 1.0 126.13 0.00 291.92 0.00 0.00 1.0

South Atlantic .................................................... 1.4 – 0.00 691.97 0.00 0.00 1.4

East South Central ............................................ 2.6 41.55 703.77 1,150.29 133.79 0.00 2.6

West South Central ........................................... 1.5 890.14 0.00 962.84 1,545.22 – 1.5

Midwest ................................................................. 2.1 27.79 0.00 949.79 0.00 0.00 2.1

East North Central ............................................. 2.1 353.98 0.00 0.00 0.00 0.00 2.1

West North Central ............................................ 4.6 715.59 0.00 540.36 1,900.23 1,964.39 4.6

West ...................................................................... 2.2 906.50 115.87 360.24 – 4,352.66 2.2

Mountain ............................................................ 5.1 – 0.00 2,035.16 2,441.31 2,855.64 5.1

Pacific ................................................................ 1.8 808.02 1,183.50 189.21 – 4,406.73 1.8

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave2

Paid Unpaid

All workers ............................................................. 75 65 74 41 63 65 38 13 88

Worker characteristics

Management, professional, and related ................ 80 84 76 59 81 84 55 21 93

Management, business, and financial ............... 95 88 95 61 84 87 54 27 93

Professional and related .................................... 73 82 68 58 80 83 55 18 93

Teachers ........................................................ 35 83 17 61 80 86 63 15 93

Primary, secondary, and special education

school teachers ........................................ 30 95 13 74 87 94 69 18 97

Registered nurses ......................................... 86 79 85 65 80 83 52 23 94

Service ................................................................... 54 45 56 24 40 43 23 7 81

Protective service .............................................. 81 71 79 43 71 73 56 13 91

Sales and office ..................................................... 80 67 79 42 62 64 35 13 89

Sales and related ............................................... 70 53 70 33 49 51 27 8 87

Office and administrative support ...................... 86 75 85 47 70 71 41 16 90

Natural resources, construction, and maintenance 83 57 80 31 54 55 30 8 82

Construction, extraction, farming, fishing, and

forestry ............................................................. 72 43 67 19 42 42 24 7 80

Installation, maintenance, and repair ................. 93 70 91 40 64 66 35 10 85

Production, transportation, and material moving ... 84 58 82 34 64 64 34 6 87

Production ......................................................... 91 58 90 33 69 68 35 8 88

Transportation and material moving .................. 78 58 74 35 59 61 32 5 86

Full time ................................................................. 88 78 87 49 74 75 45 15 91

Part time ................................................................ 36 26 33 16 29 32 16 5 79

Union ..................................................................... 80 85 74 59 85 88 59 15 94

Nonunion ............................................................... 74 62 74 38 59 61 34 12 87

Average wage within the following categories:3

Lowest 25 percent ............................................. 50 34 50 18 34 35 17 5 80

Lowest 10 percent ......................................... 37 22 39 10 22 24 11 4 76

Second 25 percent ............................................ 84 69 83 42 66 68 36 11 88

Third 25 percent ................................................ 89 78 88 49 75 77 46 15 91

Highest 25 percent ............................................ 83 87 79 61 84 86 58 21 93

Highest 10 percent ........................................ 83 89 79 61 87 90 64 24 95

Establishment characteristics

Goods-producing industries ................................... 90 59 88 33 66 67 36 8 87

Service-providing industries .................................. 73 66 71 43 62 64 38 14 88

Education and health services ........................... 72 79 65 56 77 80 49 16 93

Educational services ...................................... 53 86 39 59 83 88 67 15 94

Elementary and secondary schools ........... 42 89 27 69 83 91 67 16 94

Junior colleges, colleges, and universities 79 86 67 42 88 90 73 14 95

Health care and social assistance ................. 85 74 83 54 73 74 37 16 93

Hospitals .................................................... 93 86 92 69 88 89 54 27 96

Public administration ......................................... 88 89 89 53 87 91 82 16 94

See footnotes at end of table.
Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave2

Paid Unpaid

1 to 99 workers ...................................................... 68 53 68 28 46 48 21 8 81

1 to 49 workers .................................................. 66 50 65 26 42 44 19 8 78

50 to 99 workers ................................................ 74 60 76 36 60 62 27 10 90

100 workers or more .............................................. 82 77 79 53 78 80 53 17 94

100 to 499 workers ............................................ 81 70 80 47 71 72 42 14 93

500 workers or more .......................................... 82 84 78 60 86 89 65 20 95

Geographic areas

Northeast ............................................................... 75 69 73 54 68 75 42 14 88

New England ..................................................... 73 66 70 47 66 74 42 13 92

Middle Atlantic ................................................... 76 71 75 57 68 75 42 14 86

South ..................................................................... 77 66 76 39 65 67 42 13 88

South Atlantic .................................................... 78 67 76 42 67 67 43 15 90

East South Central ............................................ 76 65 76 33 61 66 40 7 84

West South Central ........................................... 75 64 76 39 64 68 43 13 86

Midwest ................................................................. 75 62 74 40 64 64 33 12 88

East North Central ............................................. 74 61 74 42 65 65 32 13 88

West North Central ............................................ 77 65 74 36 62 61 35 10 87

West ...................................................................... 73 64 70 34 55 54 32 12 88

Mountain ............................................................ 69 60 70 37 55 56 35 10 85

Pacific ................................................................ 75 66 70 33 54 53 32 14 89

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical

Note for further explanation. 2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March

2015

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

All workers ............................................................. 0.6 0.7 0.6 0.6 0.7 0.7 0.6 0.4 0.5

Worker characteristics

Management, professional, and related ................ 0.9 0.8 0.8 1.0 0.8 0.8 1.1 0.8 0.6

Management, business, and financial ............... 0.8 1.2 0.8 1.6 1.1 1.0 1.6 1.4 0.9

Professional and related .................................... 1.2 1.0 1.1 1.1 1.0 1.0 1.2 0.9 0.6

Teachers ........................................................ 2.2 1.5 2.0 1.8 1.9 1.7 1.9 1.2 0.9

Primary, secondary, and special education

school teachers ........................................ 2.5 1.2 2.4 2.4 1.9 1.7 2.0 1.7 0.5

Registered nurses ......................................... 1.6 2.0 1.6 2.4 2.5 3.0 3.3 2.9 1.0

Service ................................................................... 1.7 1.6 1.5 1.1 1.6 1.7 1.1 0.6 1.4

Protective service .............................................. 2.3 2.9 2.8 3.1 3.3 3.4 3.2 1.8 1.5

Sales and office ..................................................... 0.7 1.0 0.8 1.0 0.9 0.9 0.8 0.6 0.6

Sales and related ............................................... 1.2 1.3 1.3 1.2 1.5 1.4 1.0 0.7 0.9

Office and administrative support ...................... 0.9 1.2 0.9 1.2 1.1 1.3 1.2 0.8 0.7

Natural resources, construction, and maintenance 1.3 1.8 1.5 1.3 1.7 1.6 1.5 0.9 1.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.2 2.5 2.6 1.6 2.3 2.0 1.9 1.0 2.3

Installation, maintenance, and repair ................. 1.0 2.1 1.3 2.0 2.4 2.1 1.8 1.3 2.1

Production, transportation, and material moving ... 1.2 1.7 1.2 1.3 1.5 1.3 1.2 0.6 1.0

Production ......................................................... 1.0 2.3 1.2 1.6 1.7 1.7 1.6 1.0 1.1

Transportation and material moving .................. 1.9 2.1 1.7 1.9 2.1 1.8 1.6 0.7 1.4

Full time ................................................................. 0.5 0.7 0.5 0.7 0.7 0.7 0.7 0.5 0.5

Part time ................................................................ 1.3 1.1 1.3 0.8 1.2 1.3 0.9 0.4 1.1

Union ..................................................................... 0.9 1.0 0.9 1.3 1.1 1.1 1.4 0.9 0.8

Nonunion ............................................................... 0.7 0.8 0.8 0.7 0.8 0.8 0.6 0.4 0.5

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 1.2 1.4 0.9 1.2 1.3 0.9 0.4 1.0

Lowest 10 percent ......................................... 1.9 1.4 1.8 0.9 1.6 1.6 1.3 0.5 1.7

Second 25 percent ............................................ 0.8 1.0 0.8 1.1 1.1 1.2 1.0 0.6 1.1

Third 25 percent ................................................ 0.7 0.9 0.7 1.0 0.9 0.9 1.0 0.6 0.6

Highest 25 percent ............................................ 0.7 0.8 0.8 1.0 0.8 0.8 1.0 0.7 0.5

Highest 10 percent ........................................ 0.9 1.1 1.0 1.6 1.0 0.9 1.6 1.2 0.8

Establishment characteristics

Goods-producing industries ................................... 0.8 1.6 0.9 1.2 1.1 1.1 1.2 0.7 0.9

Service-providing industries .................................. 0.7 0.8 0.7 0.7 0.7 0.8 0.7 0.5 0.5

Education and health services ........................... 1.3 1.3 1.3 1.4 1.2 1.3 1.4 0.9 0.8

Educational services ...................................... 1.3 0.8 1.4 1.4 1.2 1.1 1.2 1.0 0.7

Elementary and secondary schools ........... 1.5 1.1 1.2 1.6 1.6 1.4 1.6 1.2 0.7

Junior colleges, colleges, and universities 1.6 1.5 2.3 2.8 1.4 1.1 2.2 1.5 0.8

Health care and social assistance ................. 1.7 2.1 1.7 2.1 1.8 1.9 2.1 1.4 1.3

Hospitals .................................................... 0.7 1.4 0.7 2.4 1.8 1.6 2.7 2.2 1.0

Public administration ......................................... 1.5 1.4 1.5 2.3 1.6 1.4 1.8 1.9 1.2

See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

1 to 99 workers ...................................................... 1.1 1.2 1.0 0.9 1.1 1.1 0.8 0.5 0.9

1 to 49 workers .................................................. 1.2 1.3 1.1 1.0 1.2 1.3 0.9 0.6 1.1

50 to 99 workers ................................................ 2.1 2.0 2.0 1.7 2.1 2.2 1.6 1.1 1.1

100 workers or more .............................................. 0.6 0.7 0.7 0.8 0.7 0.6 0.9 0.7 0.4

100 to 499 workers ............................................ 1.0 1.2 1.0 1.2 1.2 1.1 1.3 0.8 0.7

500 workers or more .......................................... 0.8 0.7 0.7 1.1 0.9 0.8 1.1 0.9 0.5

Geographic areas

Northeast ............................................................... 1.2 1.4 1.2 1.3 1.3 1.2 1.5 1.1 0.6

New England ..................................................... 2.2 2.1 2.3 2.1 2.5 2.2 2.5 1.0 1.9

Middle Atlantic ................................................... 1.3 1.8 1.4 1.7 1.5 1.6 1.9 1.5 0.6

South ..................................................................... 1.0 1.1 0.8 1.1 1.0 1.0 0.9 0.7 0.8

South Atlantic .................................................... 1.2 1.4 1.2 1.7 1.3 1.2 1.0 0.9 0.7

East South Central ............................................ 3.0 3.3 2.1 1.7 3.4 3.9 3.3 1.6 2.9

West South Central ........................................... 1.7 1.8 1.3 1.7 1.5 1.7 1.8 1.2 1.5

Midwest ................................................................. 1.5 1.6 1.8 1.4 1.5 1.5 1.3 1.0 1.2

East North Central ............................................. 1.4 1.5 1.9 1.5 1.4 1.4 1.5 0.8 0.9

West North Central ............................................ 3.6 4.0 3.7 2.7 3.6 3.4 2.5 2.4 3.0

West ...................................................................... 1.5 1.5 1.5 1.1 1.4 1.3 1.1 0.8 0.9

Mountain ............................................................ 2.2 2.2 1.6 2.3 3.0 2.8 2.7 1.5 2.2

Pacific ................................................................ 2.0 2.0 2.0 1.2 1.5 1.4 1.1 0.9 0.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical

Note for further explanation. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2015

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 7 3 21 13 12 9 14 8 6 3 1 3 8 8

Worker characteristics

Management, professional, and related ................ 2 1 15 12 13 11 17 10 8 4 2 4 9 9

Management, business, and financial ............... 2 1 12 10 15 12 22 10 8 4 2 3 9 9

Professional and related .................................... 3 1 16 13 13 10 14 10 8 5 2 4 9 9

Teachers ........................................................ 8 3 13 5 7 10 13 10 7 5 7 12 10 10

Primary, secondary, and special education

school teachers ........................................ 11 – 22 5 – 6 10 8 6 2 – – 10 9

Registered nurses ......................................... – 1 28 16 24 11 4 5 3 – 1 1 8 8

Service ................................................................... 14 3 27 15 9 6 8 6 5 3 2 3 8 7

Protective service .............................................. 3 – 11 9 8 9 11 18 13 10 – 5 10 10

Sales and office ..................................................... 11 3 24 13 11 8 14 6 4 2 1 1 8 7

Sales and related ............................................... 24 5 32 12 9 7 5 3 1 2 () – – 6 6

Office and administrative support ...................... 5 2 20 14 12 9 19 7 5 3 1 2 8 8

Natural resources, construction, and maintenance 5 5 28 16 11 8 10 7 4 3 1 2 8 7

Construction, extraction, farming, fishing, and

forestry ............................................................. 7 5 28 11 13 11 8 7 5 4 2 () 2 8 7

Installation, maintenance, and repair ................. 4 5 28 19 9 7 11 7 4 2 1 2 8 7

Production, transportation, and material moving ... 5 4 20 13 15 11 15 8 4 2 1 2 8 8

Production ......................................................... 3 – 17 12 13 15 18 10 5 2 – 3 9 9

Transportation and material moving .................. 8 5 24 15 17 8 11 6 3 2 1 2 8 7

Full time ................................................................. 5 2 21 13 13 10 15 9 6 3 1 3 9 8

Part time ................................................................ 27 5 26 13 10 4 8 2 1 2 2 () 1 6 6

Union ..................................................................... 2 2 12 9 12 8 12 14 13 7 4 6 10 10

Nonunion ............................................................... 8 3 23 14 12 9 14 7 4 2 1 2 8 8

Average wage within the following categories:3

Lowest 25 percent ............................................. 23 5 32 14 9 5 7 3 1 1 2 () 1 6 6

Lowest 10 percent ......................................... 32 6 29 12 8 4 5 2 – – – – 6 6

Second 25 percent ............................................ 6 3 26 15 13 9 13 6 4 3 1 2 8 8

Third 25 percent ................................................ 3 2 17 13 12 11 16 10 7 4 2 4 9 9

Highest 25 percent ............................................ 2 1 13 12 14 11 17 11 9 5 2 3 9 9

Highest 10 percent ........................................ 2 1 11 9 14 12 19 10 10 6 2 4 10 10

Establishment characteristics

Goods-producing industries ................................... 3 3 15 11 13 15 17 9 7 2 1 2 9 9

Service-providing industries .................................. 8 2 23 14 12 8 13 8 5 3 1 3 8 8

Education and health services ........................... 4 1 24 14 9 7 11 8 7 6 4 6 9 8

Educational services ...................................... 4 2 6 4 6 9 14 13 9 10 8 15 11 11

Elementary and secondary schools ........... 7 3 11 4 4 8 13 11 8 7 9 14 11 10

Junior colleges, colleges, and universities 2 – 1 2 – 9 13 15 12 13 8 17 12 11

Health care and social assistance ................. 3 – 33 20 10 6 9 6 5 4 – 2 8 7

Hospitals .................................................... 2 – 33 19 14 8 6 – 6 5 2 () 2 8 7

Public administration ......................................... 2 ( ) 2 ( ) – – 2 9 14 27 25 14 4 4 11 11

See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

1 to 99 workers ...................................................... 11 4 26 17 11 9 12 5 3 2 2 () 1 7 7

1 to 49 workers .................................................. 11 4 26 17 11 8 12 5 2 2 2 () 2 7 7

50 to 99 workers ................................................ 9 2 26 15 11 11 12 6 3 2 2 () 1 8 7

100 workers or more .............................................. 5 2 17 11 13 10 15 10 8 4 2 4 9 9

100 to 499 workers ............................................ 7 2 22 12 14 9 13 8 6 3 1 2 8 8

500 workers or more .......................................... 2 1 12 9 11 10 18 12 10 5 3 6 10 10

Geographic areas

Northeast ............................................................... 6 2 16 14 11 10 15 8 10 4 1 3 9 9

New England ..................................................... 8 3 14 14 8 9 15 12 9 4 1 3 9 9

Middle Atlantic ................................................... 6 2 16 14 12 10 15 7 10 4 1 3 9 9

South ..................................................................... 9 3 22 13 12 9 14 7 4 2 1 2 8 8

South Atlantic .................................................... 9 3 23 12 12 9 13 8 5 3 2 1 8 8

East South Central ............................................ 11 4 17 10 13 8 17 8 5 2 2 () 4 8 8

West South Central ........................................... 7 4 24 16 11 10 12 6 3 2 1 3 8 7

Midwest ................................................................. 6 2 25 14 13 9 13 7 4 3 1 3 8 8

East North Central ............................................. 6 2 23 15 12 10 15 6 4 3 1 4 8 8

West North Central ............................................ 6 – 28 13 14 8 12 8 5 2 – 2 8 8

West ...................................................................... 7 2 21 13 13 9 14 10 5 4 2 2 8 8

Mountain ............................................................ 7 2 23 14 15 8 16 9 3 2 – – 8 8

Pacific ................................................................ 7 2 19 12 12 9 13 10 6 5 3 3 9 8

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for

further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 0.4 0.2 0.7 0.7 0.4 0.4 0.6 0.4 0.3 0.2 0.2 0.2 2 ( ) 0.0

Worker characteristics

Management, professional, and related ................ 0.4 0.2 0.9 0.9 0.9 0.7 0.9 0.8 0.7 0.5 0.4 0.4 0.1 0.0

Management, business, and financial ............... 0.4 0.2 1.1 1.1 1.2 1.0 1.0 0.9 1.1 0.5 0.3 0.4 0.1 0.2

Professional and related .................................... 0.5 0.2 1.2 1.2 1.1 0.8 1.2 1.1 0.8 0.7 0.5 0.5 0.1 0.0

Teachers ........................................................ 1.5 1.0 3.5 1.7 1.9 2.0 2.6 2.1 1.0 1.4 2.0 2.9 0.4 0.2

Primary, secondary, and special education

school teachers ........................................ 2.4 – 5.7 2.4 – 1.4 2.1 2.4 1.3 0.6 – – 0.5 1.1

Registered nurses ......................................... – 0.7 3.1 3.3 5.4 2.0 0.8 1.4 0.8 – 0.2 0.2 0.2 0.7

Service ................................................................... 1.6 0.6 1.8 1.6 0.9 0.9 1.1 0.5 0.6 0.5 0.3 0.6 0.1 0.0

Protective service .............................................. 1.5 – 2.6 2.5 2.2 2.2 1.7 1.9 1.9 1.4 – 1.5 0.2 0.7

Sales and office ..................................................... 0.6 0.3 0.9 0.9 0.5 0.6 0.7 0.5 0.3 0.2 0.1 0.2 0.1 0.0

Sales and related ............................................... 1.4 0.7 1.4 1.1 0.8 1.0 0.6 0.6 0.3 0.2 – – 0.1 0.0

Office and administrative support ...................... 0.4 0.3 1.1 1.2 0.7 0.7 1.0 0.6 0.5 0.3 0.2 0.3 0.1 0.0

Natural resources, construction, and maintenance 0.8 0.8 1.8 1.3 0.9 1.0 1.2 0.7 0.6 0.6 0.1 0.3 0.1 0.0

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.6 1.2 2.5 1.7 1.6 2.1 1.5 1.2 0.6 1.3 0.2 0.4 0.1 1.2

Installation, maintenance, and repair ................. 0.9 0.9 2.3 1.8 1.0 0.8 1.6 0.8 0.9 0.5 0.2 0.5 0.1 0.0

Production, transportation, and material moving ... 0.5 0.5 1.4 1.1 1.0 0.7 1.0 0.7 0.4 0.4 0.2 0.4 0.1 0.0

Production ......................................................... 0.6 – 1.8 1.2 1.2 1.1 1.4 0.9 0.5 0.4 – 0.5 0.1 0.0

Transportation and material moving .................. 0.9 0.9 1.7 1.7 1.4 1.0 1.2 0.9 0.5 0.7 0.2 0.4 0.1 0.2

Full time ................................................................. 0.3 0.2 0.7 0.7 0.4 0.5 0.6 0.5 0.4 0.3 0.2 0.2 2 ( ) 0.0

Part time ................................................................ 1.5 0.7 1.7 1.6 1.1 0.5 1.1 0.4 0.2 0.5 0.1 0.2 0.1 0.0

Union ..................................................................... 0.3 0.4 0.9 0.7 1.1 0.9 1.0 1.2 0.9 0.8 0.7 0.7 0.1 0.0

Nonunion ............................................................... 0.4 0.2 0.7 0.8 0.5 0.5 0.6 0.4 0.3 0.2 0.1 0.2 2 ( ) 0.0

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.2 0.6 1.5 1.3 0.7 0.7 1.1 0.4 0.3 0.2 0.2 0.3 0.1 0.0

Lowest 10 percent ......................................... 2.5 1.4 2.6 2.1 1.6 1.6 1.7 0.8 – – – – 0.2 0.0

Second 25 percent ............................................ 0.5 0.3 1.5 1.0 0.8 0.6 0.7 0.5 0.4 0.4 0.1 0.2 0.1 0.8

Third 25 percent ................................................ 0.3 0.3 0.8 0.8 0.6 0.7 0.8 0.8 0.4 0.3 0.3 0.6 0.1 0.0

Highest 25 percent ............................................ 0.3 0.2 0.8 0.8 0.9 0.7 0.8 0.8 0.8 0.6 0.2 0.4 0.1 0.0

Highest 10 percent ........................................ 0.5 0.1 1.3 1.0 1.2 1.1 1.3 1.1 1.5 1.0 0.3 0.7 0.1 0.5

Establishment characteristics

Goods-producing industries ................................... 0.5 0.5 0.9 1.0 0.9 1.1 1.3 0.8 0.6 0.3 0.3 0.4 0.1 0.0

Service-providing industries .................................. 0.4 0.2 0.8 0.8 0.5 0.5 0.6 0.5 0.4 0.3 0.2 0.2 2 ( ) 0.0

Education and health services ........................... 0.8 0.3 1.7 1.9 1.1 0.8 1.4 1.2 0.9 0.8 0.6 0.6 0.1 0.2

Educational services ...................................... 0.7 0.5 0.8 0.9 1.3 1.2 1.4 2.1 0.8 1.0 1.1 1.2 0.1 0.0

Elementary and secondary schools ........... 1.2 0.9 1.5 1.1 1.2 1.5 1.6 1.7 0.9 1.0 1.7 1.3 0.2 0.9

Junior colleges, colleges, and universities 0.6 – 0.3 0.9 – 1.8 2.3 4.4 1.4 1.5 1.4 1.9 0.2 0.9

Health care and social assistance ................. 1.2 – 2.4 2.7 1.6 1.0 1.9 1.2 1.2 1.1 – 0.7 0.1 0.0

Hospitals .................................................... 0.6 – 2.8 2.3 1.4 1.1 1.1 – 1.3 2.4 0.1 0.7 0.2 0.0

Public administration ......................................... 0.1 0.1 – – 0.6 2.9 1.9 2.2 2.4 1.5 0.9 0.9 0.1 0.2

See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

1 to 99 workers ...................................................... 0.7 0.4 1.1 1.2 0.8 0.6 0.7 0.5 0.3 0.3 0.1 0.3 0.1 0.0

1 to 49 workers .................................................. 0.9 0.5 1.4 1.5 0.9 0.7 0.9 0.6 0.3 0.4 0.1 0.5 0.1 0.0

50 to 99 workers ................................................ 1.3 0.4 1.8 1.5 1.2 1.2 1.4 0.8 0.8 0.8 0.2 0.1 0.1 0.0

100 workers or more .............................................. 0.4 0.2 0.7 0.6 0.6 0.6 0.8 0.7 0.5 0.3 0.3 0.3 0.1 0.0

100 to 499 workers ............................................ 0.5 0.4 1.1 1.0 0.9 0.8 1.0 0.7 0.8 0.5 0.4 0.3 0.1 0.0

500 workers or more .......................................... 0.5 0.2 0.9 0.8 0.8 0.9 1.1 1.2 0.7 0.5 0.4 0.5 0.1 0.0

Geographic areas

Northeast ............................................................... 0.8 0.4 1.7 1.8 0.7 0.9 1.2 0.8 1.1 0.5 0.2 0.4 0.1 0.7

New England ..................................................... 2.2 0.9 2.9 2.4 1.5 1.4 3.6 1.9 1.4 1.2 0.4 0.8 0.2 0.6

Middle Atlantic ................................................... 0.9 0.5 2.0 2.1 0.9 1.0 1.2 0.8 1.4 0.5 0.2 0.5 0.1 0.9

South ..................................................................... 0.6 0.4 1.0 0.8 0.8 0.8 1.1 0.6 0.4 0.4 0.2 0.2 0.1 0.0

South Atlantic .................................................... 0.9 0.4 1.3 0.9 1.3 1.0 1.2 0.7 0.5 0.5 0.3 0.3 0.1 0.0

East South Central ............................................ 2.1 1.0 1.6 2.0 1.3 1.7 3.9 2.2 1.0 1.1 0.1 1.0 0.2 0.0

West South Central ........................................... 0.8 0.8 2.3 1.7 1.0 1.5 1.8 1.1 0.5 0.9 0.2 0.4 0.1 0.8

Midwest ................................................................. 0.6 0.4 1.7 1.7 0.9 0.6 0.9 1.1 0.6 0.4 0.3 0.7 0.1 0.0

East North Central ............................................. 0.7 0.5 1.6 2.3 1.0 0.9 1.2 0.6 0.6 0.5 0.4 0.9 0.1 0.0

West North Central ............................................ 1.1 – 3.9 2.3 1.9 0.9 1.3 3.0 1.2 0.7 – 0.5 0.2 0.4

West ...................................................................... 0.8 0.4 1.1 1.4 0.8 1.0 1.2 1.0 0.7 0.6 0.6 0.5 0.1 0.0

Mountain ............................................................ 1.6 0.6 2.5 2.2 1.8 2.0 3.1 1.4 0.3 0.6 – – 0.1 0.0

Pacific ................................................................ 1.0 0.5 1.2 1.8 0.9 1.1 1.0 1.2 1.0 0.9 0.8 0.7 0.1 0.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for

further explanation. 2 Less than 0.05. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National

Compensation Survey, March 2015

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year2

As needed3

As part of

consolidated

leave plan4

All workers ............................................................. 73 5 21

Worker characteristics

Management, professional, and related ................ 70 7 24

Management, business, and financial ............... 66 9 25

Professional and related .................................... 71 6 23

Teachers ........................................................ 86 5 10

Primary, secondary, and special education

school teachers ........................................ 88 4 8

Registered nurses ......................................... 53 1 46

Service ................................................................... 73 5 22

Protective service .............................................. 81 5 13

Sales and office ..................................................... 75 5 21

Sales and related ............................................... 78 5 17

Office and administrative support ...................... 73 5 22

Natural resources, construction, and maintenance 76 9 15

Installation, maintenance, and repair ................. 75 11 13

Full time ................................................................. 72 6 22

Union ..................................................................... 85 4 11

Nonunion ............................................................... 70 6 24

Average wage within the following categories:5

Second 25 percent ............................................ 74 5 21

Third 25 percent ................................................ 74 5 21

Highest 25 percent ............................................ 70 8 22

Highest 10 percent ........................................ 70 9 21

Establishment characteristics

Service-providing industries .................................. 73 5 21

Education and health services ........................... 72 2 25

Educational services ...................................... 88 3 9

Elementary and secondary schools ........... 89 2 9

Junior colleges, colleges, and universities 86 4 10

Health care and social assistance ................. 60 2 38

Hospitals .................................................... 54 1 44

Public administration ......................................... 82 4 14

See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year2

As needed3

As part of

consolidated

leave plan4

1 to 99 workers ...................................................... 71 8 20

1 to 49 workers .................................................. 69 11 20

50 to 99 workers ................................................ 76 3 22

100 workers or more .............................................. 74 4 22

100 to 499 workers ............................................ 75 3 22

500 workers or more .......................................... 74 4 23

Geographic areas

Northeast ............................................................... 74 7 19

New England ..................................................... 67 8 25

Middle Atlantic ................................................... 77 7 16

South ..................................................................... 73 4 23

South Atlantic .................................................... 73 5 22

East South Central ............................................ 77 5 18

West South Central ........................................... 71 3 26

Midwest ................................................................. 73 6 22

East North Central ............................................. 75 3 22

West North Central ............................................ 68 – –

West ...................................................................... 73 5 22

Mountain ............................................................ 65 5 30

Pacific ................................................................ 76 5 19

1 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 3 Plan does not specify maximum number of days. 4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 5 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Standard errors for paid sick leave: Type of provision, civilian

workers,1 National Compensation Survey, March 2015

Characteristics

Sick leave provision

Fixed number

of days per

year2

As needed3

As part of

consolidated

leave plan4

All workers ............................................................. 0.7 0.5 0.6

Worker characteristics

Management, professional, and related ................ 1.0 0.7 0.9

Management, business, and financial ............... 1.5 1.1 1.5

Professional and related .................................... 1.3 0.8 1.1

Teachers ........................................................ 1.7 1.2 1.4

Primary, secondary, and special education

school teachers ........................................ 1.7 1.6 1.1

Registered nurses ......................................... 2.8 0.3 2.8

Service ................................................................... 2.1 2.2 1.4

Protective service .............................................. 2.0 1.1 1.7

Sales and office ..................................................... 0.9 0.3 0.9

Sales and related ............................................... 1.5 0.6 1.5

Office and administrative support ...................... 1.2 0.4 1.2

Natural resources, construction, and maintenance 2.1 2.0 1.4

Installation, maintenance, and repair ................. 3.0 3.0 1.6

Full time ................................................................. 0.7 0.5 0.7

Union ..................................................................... 1.0 0.4 0.9

Nonunion ............................................................... 0.8 0.6 0.7

Average wage within the following categories:5

Second 25 percent ............................................ 1.4 1.4 1.0

Third 25 percent ................................................ 1.0 0.5 0.9

Highest 25 percent ............................................ 1.1 0.7 0.9

Highest 10 percent ........................................ 1.6 1.1 1.4

Establishment characteristics

Service-providing industries .................................. 0.8 0.6 0.7

Education and health services ........................... 1.4 0.5 1.4

Educational services ...................................... 1.1 0.4 1.0

Elementary and secondary schools ........... 1.1 0.4 1.1

Junior colleges, colleges, and universities 2.5 0.7 2.5

Health care and social assistance ................. 2.4 0.8 2.3

Hospitals .................................................... 2.7 0.3 2.6

Public administration ......................................... 1.5 0.7 1.4

See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, civilian

workers,1 National Compensation Survey, March 2015—continued

Characteristics

Sick leave provision

Fixed number

of days per

year2

As needed3

As part of

consolidated

leave plan4

1 to 99 workers ...................................................... 1.4 1.3 1.2

1 to 49 workers .................................................. 1.8 1.8 1.5

50 to 99 workers ................................................ 2.0 0.7 1.9

100 workers or more .............................................. 0.9 0.3 0.9

100 to 499 workers ............................................ 1.5 0.4 1.5

500 workers or more .......................................... 1.3 0.5 1.1

Geographic areas

Northeast ............................................................... 1.6 0.7 1.4

New England ..................................................... 2.7 0.9 2.3

Middle Atlantic ................................................... 1.9 0.9 1.7

South ..................................................................... 1.1 0.6 1.1

South Atlantic .................................................... 1.7 1.0 1.4

East South Central ............................................ 2.3 1.2 2.6

West South Central ........................................... 2.0 0.5 2.2

Midwest ................................................................. 1.9 2.0 1.5

East North Central ............................................. 1.8 0.6 1.8

West North Central ............................................ 4.4 – –

West ...................................................................... 1.4 0.9 1.1

Mountain ............................................................ 1.8 1.3 1.8

Pacific ................................................................ 1.8 1.1 1.3

1 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 3 Plan does not specify maximum number of days. 4 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 5 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National

Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 19 44 30 6186

Full time ................................................................. 18 44 31 6186

Union ..................................................................... 14 25 48 12 1 10 10

Nonunion ............................................................... 20 50 25 4186

1 to 99 workers ...................................................... 25 53 18 3175

1 to 49 workers .................................................. 26 53 18 3175

50 to 99 workers ................................................ 24 53 20 ––76

100 workers or more .............................................. 15 39 37 8198

100 to 499 workers ............................................ 19 50 25 5186

500 workers or more .......................................... 12 29 47 10 1 10 10

After 5 years

All workers ............................................................. 18 45 30 7196

Full time ................................................................. 17 44 31 7196

Union ..................................................................... 13 26 46 14 1 10 10

Nonunion ............................................................... 19 50 25 5186

1 to 99 workers ...................................................... 24 53 18 4175

1 to 49 workers .................................................. 25 53 18 4175

50 to 99 workers ................................................ 23 53 20 3186

100 workers or more .............................................. 14 40 36 8 2 10 9

100 to 499 workers ............................................ 17 51 25 6186

500 workers or more .......................................... 11 30 47 11 2 11 10

See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National

Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 18 44 30 7196

Full time ................................................................. 17 44 31 7297

Union ..................................................................... 13 26 46 15 1 11 10

Nonunion ............................................................... 19 49 25 5296

1 to 99 workers ...................................................... 24 52 19 4175

1 to 49 workers .................................................. 25 52 18 4175

50 to 99 workers ................................................ 23 52 21 3186

100 workers or more .............................................. 14 39 36 9 2 10 9

100 to 499 workers ............................................ 17 50 25 6196

500 workers or more .......................................... 11 30 46 11 2 12 10

After 20 years

All workers ............................................................. 18 44 30 7296

Full time ................................................................. 16 44 31 7 2 10 7

Union ..................................................................... 12 26 46 14 2 11 10

Nonunion ............................................................... 19 49 25 5296

1 to 99 workers ...................................................... 24 52 19 4185

1 to 49 workers .................................................. 25 52 18 4175

50 to 99 workers ................................................ 23 52 21 3186

100 workers or more .............................................. 14 39 36 9 2 11 9

100 to 499 workers ............................................ 17 50 25 6296

500 workers or more .......................................... 11 30 46 11 2 12 10

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian

workers,2 National Compensation Survey, March 2015

Characteristics

Paid sick leave days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 0.9 0.9 0.8 0.4 0.1 0.1 4 ( )

Full time ................................................................. 0.9 0.9 0.9 0.5 0.1 0.1 0.1

Union ..................................................................... 1.3 1.2 1.7 1.3 0.2 0.2 0.0

Nonunion ............................................................... 1.0 1.0 0.9 0.3 0.1 0.1 0.0

1 to 99 workers ...................................................... 1.6 1.6 1.3 0.4 0.3 0.2 0.2

1 to 49 workers .................................................. 2.1 1.9 1.4 0.6 0.2 0.2 4 ( )

50 to 99 workers ................................................ 2.0 2.7 2.5 – – 0.3 0.4

100 workers or more .............................................. 0.9 1.1 1.1 0.7 0.1 0.2 0.5

100 to 499 workers ............................................ 1.3 1.5 1.2 0.6 0.2 0.2 4 ( )

500 workers or more .......................................... 1.1 1.4 1.5 1.0 0.2 0.3 0.0

After 5 years

All workers ............................................................. 0.8 0.8 0.8 0.4 0.2 0.1 4 ( )

Full time ................................................................. 0.9 0.9 0.9 0.5 0.2 0.2 0.7

Union ..................................................................... 1.1 1.3 1.7 1.2 0.2 0.2 0.0

Nonunion ............................................................... 1.0 1.0 0.9 0.4 0.2 0.2 0.0

1 to 99 workers ...................................................... 1.6 1.6 1.3 0.5 0.3 0.2 0.9

1 to 49 workers .................................................. 2.0 1.8 1.4 0.7 0.2 0.2 0.1

50 to 99 workers ................................................ 2.0 2.6 2.5 0.7 0.7 0.6 0.2

100 workers or more .............................................. 0.8 1.0 1.0 0.7 0.2 0.2 0.4

100 to 499 workers ............................................ 1.2 1.5 1.2 0.7 0.2 0.2 4 ( )

500 workers or more .......................................... 1.0 1.3 1.5 0.9 0.4 0.3 0.0

See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 civilian

workers,2 National Compensation Survey, March 2015—continued

Characteristics

Paid sick leave days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 0.8 0.9 0.8 0.5 0.2 0.2 0.3

Full time ................................................................. 0.9 0.9 0.8 0.5 0.2 0.2 0.7

Union ..................................................................... 1.1 1.3 1.7 1.3 0.2 0.3 0.0

Nonunion ............................................................... 1.0 1.0 0.8 0.4 0.2 0.2 4 ( )

1 to 99 workers ...................................................... 1.6 1.6 1.3 0.5 0.3 0.3 1.1

1 to 49 workers .................................................. 2.0 1.9 1.4 0.6 0.3 0.3 0.4

50 to 99 workers ................................................ 2.0 2.6 2.5 0.7 0.7 1.0 0.0

100 workers or more .............................................. 0.8 1.1 1.0 0.7 0.2 0.2 0.4

100 to 499 workers ............................................ 1.2 1.4 1.2 0.7 0.2 0.2 0.0

500 workers or more .......................................... 1.0 1.5 1.4 1.0 0.4 0.4 0.0

After 20 years

All workers ............................................................. 0.8 0.9 0.8 0.5 0.2 0.2 0.4

Full time ................................................................. 0.9 0.9 0.8 0.5 0.2 0.3 0.7

Union ..................................................................... 1.1 1.3 1.7 1.3 0.4 0.3 0.0

Nonunion ............................................................... 1.0 1.0 0.8 0.4 0.2 0.3 4 ( )

1 to 99 workers ...................................................... 1.6 1.6 1.3 0.5 0.3 0.4 1.0

1 to 49 workers .................................................. 2.0 1.9 1.4 0.7 0.3 0.3 0.4

50 to 99 workers ................................................ 2.0 2.6 2.6 0.7 0.7 1.0 0.0

100 workers or more .............................................. 0.8 1.1 1.0 0.7 0.3 0.3 0.4

100 to 499 workers ............................................ 1.2 1.4 1.2 0.7 0.3 0.3 0.0

500 workers or more .......................................... 1.0 1.4 1.4 1.1 0.4 0.5 0.0

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 4 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National

Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision2

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 58 23 35 42

Worker characteristics

Management, professional, and related ................ 66 31 35 34

Management, business, and financial ............... 52 22 31 48

Professional and related .................................... 72 35 36 28

Teachers ........................................................ 85 51 34 15

Primary, secondary, and special education

school teachers ........................................ 86 51 34 14

Registered nurses ......................................... 84 30 54 16

Service ................................................................... 62 25 37 38

Protective service .............................................. 79 50 29 21

Sales and office ..................................................... 53 17 36 47

Sales and related ............................................... 53 9 43 47

Office and administrative support ...................... 53 20 32 47

Natural resources, construction, and maintenance 44 16 28 56

Installation, maintenance, and repair ................. 41 11 29 59

Full time ................................................................. 57 23 34 43

Union ..................................................................... 72 39 33 28

Nonunion ............................................................... 54 18 36 46

Average wage within the following categories:3

Second 25 percent ............................................ 56 21 35 44

Third 25 percent ................................................ 60 24 35 40

Highest 25 percent ............................................ 61 28 33 39

Highest 10 percent ........................................ 62 28 34 38

Establishment characteristics

Service-providing industries .................................. 61 24 37 39

Education and health services ........................... 80 39 41 20

Educational services ...................................... 86 54 32 14

Elementary and secondary schools ........... 86 55 31 14

Junior colleges, colleges, and universities 90 55 35 10

Health care and social assistance ................. 73 22 50 27

Hospitals .................................................... 86 30 56 14

Public administration ......................................... 95 67 28 5

See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision2

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

1 to 99 workers ...................................................... 39 13 27 61

1 to 49 workers .................................................. 37 12 25 63

50 to 99 workers ................................................ 45 15 30 55

100 workers or more .............................................. 69 29 40 31

100 to 499 workers ............................................ 62 17 45 38

500 workers or more .......................................... 75 39 36 25

Geographic areas

Northeast ............................................................... 53 19 35 47

New England ..................................................... 59 19 41 41

Middle Atlantic ................................................... 52 19 33 48

South ..................................................................... 59 26 33 41

South Atlantic .................................................... 58 27 31 42

East South Central ............................................ 66 26 39 34

West South Central ........................................... 58 23 34 42

Midwest ................................................................. 53 18 35 47

East North Central ............................................. 49 17 31 51

West North Central ............................................ 62 20 42 38

West ...................................................................... 64 26 39 36

Mountain ............................................................ 67 23 45 33

Pacific ................................................................ 63 27 36 37

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Plans that allow employees to accumulate unused sick leave from year to year. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,

and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian

workers,1 National Compensation Survey, March 2015

Characteristics

Carryover provision2

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 0.8 0.9 0.8 0.8

Worker characteristics

Management, professional, and related ................ 1.2 1.4 1.2 1.2

Management, business, and financial ............... 1.6 1.5 1.5 1.6

Professional and related .................................... 1.4 1.7 1.5 1.4

Teachers ........................................................ 1.4 2.3 2.2 1.4

Primary, secondary, and special education

school teachers ........................................ 1.6 2.7 2.6 1.6

Registered nurses ......................................... 3.3 3.7 3.2 3.3

Service ................................................................... 2.1 1.3 2.1 2.1

Protective service .............................................. 3.8 3.2 3.1 3.8

Sales and office ..................................................... 1.2 1.1 1.0 1.2

Sales and related ............................................... 2.0 0.8 1.8 2.0

Office and administrative support ...................... 1.6 1.5 1.3 1.6

Natural resources, construction, and maintenance 2.1 1.5 1.8 2.1

Installation, maintenance, and repair ................. 2.4 1.2 2.2 2.4

Full time ................................................................. 0.9 1.0 0.9 0.9

Union ..................................................................... 1.3 1.6 1.6 1.3

Nonunion ............................................................... 1.0 1.0 0.9 1.0

Average wage within the following categories:3

Second 25 percent ............................................ 1.4 1.4 1.4 1.4

Third 25 percent ................................................ 1.3 1.3 1.2 1.3

Highest 25 percent ............................................ 1.2 1.0 1.2 1.2

Highest 10 percent ........................................ 1.8 1.5 1.8 1.8

Establishment characteristics

Service-providing industries .................................. 1.0 1.0 0.9 1.0

Education and health services ........................... 1.7 2.0 1.9 1.7

Educational services ...................................... 1.2 1.8 1.6 1.2

Elementary and secondary schools ........... 1.4 2.2 2.0 1.4

Junior colleges, colleges, and universities 1.9 3.8 3.3 1.9

Health care and social assistance ................. 3.0 3.5 3.4 3.0

Hospitals .................................................... 1.9 3.6 3.4 1.9

Public administration ......................................... 1.2 2.6 2.4 1.2

See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, civilian

workers,1 National Compensation Survey, March 2015—continued

Characteristics

Carryover provision2

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

1 to 99 workers ...................................................... 1.6 1.4 1.3 1.6

1 to 49 workers .................................................. 2.0 1.6 1.6 2.0

50 to 99 workers ................................................ 3.1 2.5 2.6 3.1

100 workers or more .............................................. 0.9 1.1 1.0 0.9

100 to 499 workers ............................................ 1.3 1.2 1.4 1.3

500 workers or more .......................................... 1.3 1.5 1.3 1.3

Geographic areas

Northeast ............................................................... 1.7 1.3 1.5 1.7

New England ..................................................... 3.6 2.7 2.4 3.6

Middle Atlantic ................................................... 2.0 1.6 1.9 2.0

South ..................................................................... 1.3 1.8 1.5 1.3

South Atlantic .................................................... 1.5 2.3 2.0 1.5

East South Central ............................................ 3.4 5.9 4.1 3.4

West South Central ........................................... 3.0 2.6 3.0 3.0

Midwest ................................................................. 1.7 1.4 1.3 1.7

East North Central ............................................. 2.2 1.2 1.7 2.2

West North Central ............................................ 2.6 3.4 1.9 2.6

West ...................................................................... 2.0 1.6 2.0 2.0

Mountain ............................................................ 5.0 4.1 4.8 5.0

Pacific ................................................................ 2.0 1.6 2.1 2.0

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 2 Plans that allow employees to accumulate unused sick leave from year to year. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation

Survey, March 2015

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 7 33 37 15 7 2 10 10

Full time ................................................................. 4 31 40 16 7 2 11 10

Part time ................................................................ 23 47 20 54185

Union ..................................................................... 6 32 46 11 4 1 10 10

Nonunion ............................................................... 7 33 36 15 7 2 10 10

1 to 99 workers ...................................................... 9 43 34 10 3 1 9 8

1 to 49 workers .................................................. 9 43 34 10 3 1 9 8

50 to 99 workers ................................................ 9 43 33 11 3 1 9 8

100 workers or more .............................................. 5 25 40 18 9 2 12 10

100 to 499 workers ............................................ 6 34 37 15 6 1 10 10

500 workers or more .......................................... 3 16 43 21 13 4 13 12

After 5 years

All workers ............................................................. 1 9 34 36 14 6 15 15

Full time ................................................................. 1 7 33 38 14 6 15 15

Part time ................................................................ 7 24 39 21 7 3 12 10

Union ..................................................................... 1 7 36 43 9 4 14 15

Nonunion ............................................................... 2 10 34 35 14 6 15 15

1 to 99 workers ...................................................... 2 13 40 32 10 2 13 12

1 to 49 workers .................................................. 2 15 40 31 10 2 13 11

50 to 99 workers ................................................ 2 10 39 37 9 3 13 14

100 workers or more .............................................. 1 6 29 39 16 9 16 15

100 to 499 workers ............................................ 1 7 36 35 15 6 15 15

500 workers or more .......................................... 1 4 22 42 18 12 17 15

See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 civilian workers,2 National Compensation

Survey, March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 1 6 15 41 24 12 17 15

Full time ................................................................. 1 5 14 41 26 13 18 15

Part time ................................................................ 6 16 24 39 9 7 14 15

Union ..................................................................... 4 ( ) 3 10 55 23 9 17 15

Nonunion ............................................................... 1 7 16 39 24 13 17 15

1 to 99 workers ...................................................... 2 10 24 38 20 7 15 15

1 to 49 workers .................................................. 2 12 26 36 18 7 15 15

50 to 99 workers ................................................ 2 7 19 42 24 6 16 15

100 workers or more .............................................. 1 3 9 44 27 17 19 18

100 to 499 workers ............................................ 1 4 10 48 24 13 18 15

500 workers or more .......................................... 1 2 7 39 30 21 20 20

After 20 years

All workers ............................................................. 1 6 12 19 35 27 20 20

Full time ................................................................. 1 5 11 18 36 29 20 20

Part time ................................................................ 5 14 18 23 23 16 16 16

Union ..................................................................... 4 ( ) 2 5 12 46 34 22 20

Nonunion ............................................................... 1 6 13 20 33 26 19 20

1 to 99 workers ...................................................... 2 10 21 23 29 15 17 16

1 to 49 workers .................................................. 2 11 23 24 26 14 16 15

50 to 99 workers ................................................ 2 6 15 23 35 18 18 20

100 workers or more .............................................. 1 3 5 15 40 37 22 20

100 to 499 workers ............................................ 1 3 7 19 39 30 21 20

500 workers or more .......................................... 1 2 4 11 40 43 23 23

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 4 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2

National Compensation Survey, March 2015

Characteristics

Paid vacation days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 0.4 0.7 0.6 0.5 0.4 0.2 0.1 0.0

Full time ................................................................. 0.3 0.7 0.7 0.6 0.4 0.2 0.1 0.0

Part time ................................................................ 1.7 2.0 1.5 0.7 0.7 0.3 0.2 0.0

Union ..................................................................... 0.7 1.5 1.7 1.0 0.6 0.3 0.2 0.0

Nonunion ............................................................... 0.4 0.8 0.7 0.6 0.4 0.2 0.1 0.0

1 to 99 workers ...................................................... 0.6 1.3 1.1 0.8 0.5 0.2 0.1 1.4

1 to 49 workers .................................................. 0.6 1.5 1.3 0.9 0.5 0.2 0.1 1.6

50 to 99 workers ................................................ 1.3 2.1 2.0 1.4 0.9 0.6 0.3 1.8

100 workers or more .............................................. 0.4 0.7 0.8 0.7 0.6 0.2 0.1 0.0

100 to 499 workers ............................................ 0.6 1.2 1.3 1.0 0.8 0.3 0.2 0.0

500 workers or more .......................................... 0.4 1.1 1.2 1.0 0.8 0.4 0.1 4 ( )

After 5 years

All workers ............................................................. 0.2 0.4 0.7 0.7 0.5 0.3 0.1 0.0

Full time ................................................................. 0.2 0.4 0.7 0.7 0.6 0.4 0.1 0.0

Part time ................................................................ 1.0 1.5 2.0 1.4 0.9 0.5 0.2 0.0

Union ..................................................................... 0.1 0.8 1.2 1.3 0.8 0.5 0.2 0.0

Nonunion ............................................................... 0.2 0.4 0.8 0.7 0.6 0.4 0.1 0.0

1 to 99 workers ...................................................... 0.3 0.7 1.2 1.1 0.7 0.4 0.1 0.3

1 to 49 workers .................................................. 0.3 0.9 1.4 1.3 0.9 0.5 0.1 1.1

50 to 99 workers ................................................ 0.7 1.4 1.8 1.9 1.2 0.9 0.3 1.6

100 workers or more .............................................. 0.2 0.4 0.7 0.9 0.7 0.5 0.1 0.0

100 to 499 workers ............................................ 0.3 0.6 1.2 1.4 1.0 0.7 0.2 0.0

500 workers or more .......................................... 0.2 0.4 1.1 1.2 1.0 0.8 0.1 0.0

See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 civilian workers,2

National Compensation Survey, March 2015—continued

Characteristics

Paid vacation days by length of service3

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 0.2 0.3 0.5 0.7 0.6 0.4 0.1 4 ( )

Full time ................................................................. 0.2 0.3 0.6 0.7 0.6 0.5 0.1 0.5

Part time ................................................................ 0.9 1.4 1.5 1.8 0.9 1.0 0.3 0.0

Union ..................................................................... 0.1 0.7 0.8 1.4 1.2 0.7 0.2 4 ( )

Nonunion ............................................................... 0.2 0.3 0.7 0.8 0.7 0.5 0.1 4 ( )

1 to 99 workers ...................................................... 0.3 0.6 1.1 1.1 1.0 0.6 0.1 0.0

1 to 49 workers .................................................. 0.3 0.7 1.4 1.3 1.1 0.7 0.2 0.0

50 to 99 workers ................................................ 0.7 1.2 1.6 2.2 1.8 1.2 0.3 0.0

100 workers or more .............................................. 0.2 0.3 0.4 0.9 0.8 0.7 0.1 4 ( )

100 to 499 workers ............................................ 0.3 0.5 0.6 1.2 1.2 0.9 0.2 0.1

500 workers or more .......................................... 0.2 0.3 0.5 1.3 1.2 1.0 0.2 4 ( )

After 20 years

All workers ............................................................. 0.2 0.3 0.6 0.6 0.6 0.5 0.1 0.0

Full time ................................................................. 0.2 0.3 0.6 0.6 0.6 0.6 0.1 0.0

Part time ................................................................ 0.9 1.5 1.3 1.9 1.6 1.2 0.3 0.6

Union ..................................................................... 0.1 0.6 0.5 1.0 1.5 1.3 0.3 1.1

Nonunion ............................................................... 0.2 0.3 0.7 0.6 0.7 0.6 0.1 0.0

1 to 99 workers ...................................................... 0.3 0.6 1.1 1.0 0.9 0.7 0.2 1.0

1 to 49 workers .................................................. 0.3 0.7 1.4 1.2 1.2 0.8 0.2 0.0

50 to 99 workers ................................................ 0.7 1.2 1.6 1.8 1.7 1.6 0.3 0.0

100 workers or more .............................................. 0.2 0.3 0.3 0.6 0.8 0.8 0.1 4 ( )

100 to 499 workers ............................................ 0.3 0.5 0.6 1.0 1.2 1.1 0.2 0.0

500 workers or more .......................................... 0.2 0.3 0.4 0.8 1.1 1.1 0.2 0.6

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 4 Less than 0.05.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,

March 2015

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 27 15 19 22 24 73 9 13 15 18

Worker characteristics

Management, professional, and related ................ 37 17 21 24 26 63 11 15 17 20

Management, business, and financial ............... 34 17 21 24 26 66 11 15 17 20

Professional and related .................................... 39 17 21 24 27 61 11 15 17 20

Teachers ........................................................ 16 16 20 21 21 84 13 15 16 18

Registered nurses ......................................... 69 18 23 26 28 31 12 16 19 21

Service ................................................................... 25 15 19 22 24 75 7 12 14 16

Protective service .............................................. 13 16 19 23 26 87 10 13 16 20

Sales and office ..................................................... 27 14 19 22 24 73 8 12 15 18

Sales and related ............................................... 20 12 17 19 21 80 7 12 14 17

Office and administrative support ...................... 30 15 19 22 24 70 9 13 15 18

Natural resources, construction, and maintenance 16 11 15 18 21 84 8 11 14 16

Construction, extraction, farming, fishing, and

forestry ............................................................. 20 10 13 16 18 80 8 12 14 16

Installation, maintenance, and repair ................. 14 12 17 20 23 86 7 11 14 16

Production, transportation, and material moving ... 18 11 15 18 20 82 7 12 15 18

Production ......................................................... 21 11 15 18 21 79 7 11 15 18

Transportation and material moving .................. 14 11 16 18 20 86 7 12 15 18

Full time ................................................................. 28 15 20 23 25 72 9 13 16 18

Part time ................................................................ 23 12 16 19 20 77 6 10 13 15

Union ..................................................................... 13 14 20 24 27 87 9 13 17 21

Nonunion ............................................................... 30 15 19 22 24 70 8 13 15 17

Average wage within the following categories:3

Lowest 25 percent ............................................. 22 12 17 19 21 78 6 11 13 15

Lowest 10 percent ......................................... 16 10 15 17 19 84 6 10 12 13

Second 25 percent ............................................ 26 14 19 22 24 74 8 12 15 17

Third 25 percent ................................................ 27 15 19 22 25 73 9 13 16 19

Highest 25 percent ............................................ 33 17 21 24 26 67 11 15 17 20

Highest 10 percent ........................................ 33 17 21 24 26 67 12 16 18 21

Establishment characteristics

Goods-producing industries ................................... 21 11 16 18 21 79 7 12 15 18

Service-providing industries .................................. 29 16 20 23 25 71 9 13 15 18

Education and health services ........................... 42 18 22 25 27 58 11 14 17 19

Educational services ...................................... 8 15 18 19 21 92 13 15 18 20

Elementary and secondary schools ........... 5 9 10 11 12 95 11 14 16 18

Junior colleges, colleges, and universities 8 19 23 25 27 92 14 17 19 22

Health care and social assistance ................. 53 18 22 26 28 47 10 14 17 18

Hospitals .................................................... 70 19 24 28 30 30 13 16 19 22

Public administration ......................................... 10 18 22 26 30 90 11 15 18 22

See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey,

March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

1 to 99 workers ...................................................... 24 13 17 19 21 76 7 12 14 15

1 to 49 workers .................................................. 23 12 16 19 20 77 7 12 13 15

50 to 99 workers ................................................ 27 13 18 20 22 73 7 12 14 17

100 workers or more .............................................. 30 16 21 24 27 70 10 14 17 20

100 to 499 workers ............................................ 29 15 20 22 25 71 8 13 16 19

500 workers or more .......................................... 32 18 22 26 29 68 11 15 17 21

Geographic areas

Northeast ............................................................... 26 16 21 23 26 74 9 14 16 18

New England ..................................................... 31 17 21 24 26 69 9 13 16 18

Middle Atlantic ................................................... 24 16 21 23 25 76 9 14 16 19

South ..................................................................... 27 15 19 21 23 73 8 12 15 17

South Atlantic .................................................... 28 16 20 22 24 72 9 12 15 17

East South Central ............................................ 19 14 18 21 23 81 8 12 14 17

West South Central ........................................... 30 13 17 20 22 70 8 12 14 17

Midwest ................................................................. 28 15 19 23 25 72 8 13 16 19

East North Central ............................................. 26 15 19 23 25 74 8 13 16 19

West North Central ............................................ 31 15 19 22 25 69 8 12 15 18

West ...................................................................... 29 14 20 23 25 71 9 13 16 18

Mountain ............................................................ 32 14 18 22 24 68 8 13 15 17

Pacific ................................................................ 27 15 20 23 25 73 9 13 16 18

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National

Compensation Survey, March 2015

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 0.7 0.2 0.2 0.2 0.2 0.7 0.1 0.1 0.1 0.1

Worker characteristics

Management, professional, and related ................ 1.1 0.3 0.3 0.3 0.3 1.1 0.1 0.1 0.1 0.1

Management, business, and financial ............... 1.3 0.5 0.4 0.4 0.4 1.3 0.1 0.1 0.1 0.2

Professional and related .................................... 1.4 0.3 0.3 0.3 0.4 1.4 0.2 0.1 0.2 0.2

Teachers ........................................................ 4.5 1.8 2.1 2.1 2.1 4.5 0.4 0.4 0.6 0.7

Registered nurses ......................................... 2.6 0.5 0.6 0.7 0.8 2.6 0.5 0.4 0.5 0.5

Service ................................................................... 1.5 0.4 0.4 0.5 0.6 1.5 0.2 0.2 0.3 0.4

Protective service .............................................. 2.2 1.3 1.5 1.5 1.5 2.2 0.3 0.3 0.4 0.5

Sales and office ..................................................... 1.0 0.2 0.3 0.3 0.3 1.0 0.1 0.1 0.1 0.2

Sales and related ............................................... 1.2 0.4 0.4 0.4 0.5 1.2 0.1 0.1 0.2 0.2

Office and administrative support ...................... 1.4 0.3 0.3 0.4 0.4 1.4 0.1 0.1 0.2 0.2

Natural resources, construction, and maintenance 1.2 0.4 0.4 0.5 0.6 1.2 0.3 0.3 0.3 0.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.1 0.5 0.5 0.7 0.8 2.1 0.7 0.7 0.7 0.8

Installation, maintenance, and repair ................. 1.3 0.5 0.6 0.6 0.7 1.3 0.1 0.2 0.2 0.3

Production, transportation, and material moving ... 1.2 0.4 0.4 0.5 0.6 1.2 0.1 0.1 0.2 0.2

Production ......................................................... 1.4 0.4 0.4 0.5 0.6 1.4 0.1 0.1 0.2 0.2

Transportation and material moving .................. 1.6 0.7 0.7 0.8 1.0 1.6 0.1 0.2 0.2 0.3

Full time ................................................................. 0.7 0.2 0.2 0.2 0.2 0.7 0.1 0.1 0.1 0.1

Part time ................................................................ 1.6 0.6 0.6 0.7 0.7 1.6 0.1 0.2 0.2 0.3

Union ..................................................................... 1.0 0.5 1.2 1.4 1.5 1.0 0.2 0.1 0.1 0.2

Nonunion ............................................................... 0.7 0.2 0.2 0.2 0.2 0.7 0.1 0.1 0.1 0.1

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.3 0.4 0.4 0.5 0.6 1.3 0.1 0.2 0.2 0.3

Lowest 10 percent ......................................... 1.8 0.8 0.9 1.0 1.1 1.8 0.2 0.3 0.4 0.5

Second 25 percent ............................................ 1.1 0.4 0.4 0.4 0.4 1.1 0.1 0.1 0.2 0.2

Third 25 percent ................................................ 0.9 0.3 0.3 0.3 0.4 0.9 0.1 0.1 0.1 0.1

Highest 25 percent ............................................ 1.2 0.3 0.3 0.3 0.3 1.2 0.1 0.1 0.1 0.2

Highest 10 percent ........................................ 1.7 0.5 0.4 0.4 0.5 1.7 0.3 0.3 0.3 0.3

Establishment characteristics

Goods-producing industries ................................... 1.2 0.3 0.3 0.4 0.5 1.2 0.1 0.2 0.2 0.2

Service-providing industries .................................. 0.8 0.2 0.2 0.2 0.3 0.8 0.1 0.1 0.1 0.1

Education and health services ........................... 1.8 0.4 0.4 0.4 0.5 1.8 0.3 0.2 0.3 0.3

Educational services ...................................... 0.9 1.1 1.3 1.3 1.4 0.9 0.3 0.3 0.2 0.2

Elementary and secondary schools ........... 1.2 1.0 1.0 1.2 1.5 1.2 0.2 0.2 0.2 0.3

Junior colleges, colleges, and universities 1.1 1.2 1.4 1.2 1.1 1.1 0.5 0.4 0.3 0.3

Health care and social assistance ................. 2.3 0.4 0.4 0.4 0.5 2.3 0.3 0.3 0.5 0.5

Hospitals .................................................... 2.8 0.3 0.5 0.6 0.7 2.8 0.3 0.3 0.4 0.3

Public administration ......................................... 1.5 0.4 0.6 0.8 0.8 1.5 0.2 0.2 0.2 0.2

See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, civilian workers,2 National

Compensation Survey, March 2015—continued

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

1 to 99 workers ...................................................... 1.0 0.3 0.3 0.3 0.4 1.0 0.1 0.1 0.1 0.2

1 to 49 workers .................................................. 1.2 0.4 0.4 0.4 0.5 1.2 0.1 0.1 0.2 0.2

50 to 99 workers ................................................ 1.8 0.6 0.5 0.5 0.6 1.8 0.2 0.2 0.3 0.3

100 workers or more .............................................. 0.9 0.2 0.2 0.3 0.3 0.9 0.1 0.1 0.1 0.1

100 to 499 workers ............................................ 1.4 0.4 0.4 0.4 0.4 1.4 0.1 0.2 0.2 0.2

500 workers or more .......................................... 1.2 0.3 0.3 0.3 0.4 1.2 0.2 0.2 0.1 0.1

Geographic areas

Northeast ............................................................... 1.7 0.5 0.5 0.5 0.5 1.7 0.2 0.2 0.2 0.2

New England ..................................................... 2.3 1.1 0.8 0.8 0.9 2.3 0.2 0.4 0.4 0.5

Middle Atlantic ................................................... 2.0 0.7 0.7 0.7 0.7 2.0 0.2 0.2 0.2 0.3

South ..................................................................... 1.0 0.4 0.3 0.4 0.4 1.0 0.1 0.1 0.1 0.2

South Atlantic .................................................... 1.5 0.6 0.5 0.5 0.6 1.5 0.2 0.2 0.2 0.3

East South Central ............................................ 2.1 0.5 0.5 0.4 0.6 2.1 0.5 0.4 0.4 0.4

West South Central ........................................... 1.9 0.6 0.6 0.6 0.8 1.9 0.1 0.2 0.2 0.3

Midwest ................................................................. 1.3 0.4 0.4 0.4 0.4 1.3 0.2 0.2 0.2 0.3

East North Central ............................................. 1.7 0.6 0.6 0.7 0.6 1.7 0.2 0.1 0.2 0.2

West North Central ............................................ 2.0 0.5 0.4 0.4 0.5 2.0 0.4 0.4 0.5 0.7

West ...................................................................... 1.6 0.3 0.4 0.5 0.6 1.6 0.2 0.1 0.1 0.2

Mountain ............................................................ 1.9 0.4 0.4 0.7 0.8 1.9 0.3 0.3 0.3 0.4

Pacific ................................................................ 2.1 0.4 0.6 0.7 0.8 2.1 0.2 0.2 0.2 0.2

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal

government. See Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics Childcare2 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 11 6 7 40 54

Worker characteristics

Management, professional, and related ................ 18 12 11 55 69

Management, business, and financial ............... 19 19 14 56 70

Professional and related .................................... 17 9 10 54 69

Teachers ........................................................ 14 4 7 48 66

Primary, secondary, and special education

school teachers ........................................ 11 2 3 47 68

Registered nurses ......................................... 24 5 9 69 80

Service ................................................................... 8 1 4 25 38

Protective service .............................................. 11 4 10 44 64

Sales and office ..................................................... 9 6 6 41 56

Sales and related ............................................... 4 4 2 38 53

Office and administrative support ...................... 13 7 9 44 57

Natural resources, construction, and maintenance 8 2 3 30 41

Construction, extraction, farming, fishing, and

forestry ............................................................. 4 2 3 20 29

Installation, maintenance, and repair ................. 11 2 4 38 51

Production, transportation, and material moving ... 5 3 2 36 51

Production ......................................................... 7 3 2 40 53

Transportation and material moving .................. 2 3 2 32 49

Full time ................................................................. 13 8 8 45 60

Part time ................................................................ 5 2 3 25 37

Union ..................................................................... 16 2 9 52 78

Nonunion ............................................................... 10 7 6 38 50

Average wage within the following categories:3

Lowest 25 percent ............................................. 5 1 2 22 34

Lowest 10 percent ......................................... 4 1 1 16 27

Second 25 percent ............................................ 8 4 5 38 53

Third 25 percent ................................................ 13 7 9 47 62

Highest 25 percent ............................................ 19 14 12 58 73

Highest 10 percent ........................................ 21 18 14 62 77

Establishment characteristics

Goods-producing industries ................................... 8 5 2 41 52

Service-providing industries .................................. 11 6 7 40 55

Education and health services ........................... 16 4 7 50 66

Educational services ...................................... 14 5 9 50 70

Elementary and secondary schools ........... 10 2 4 45 68

Junior colleges, colleges, and universities 28 – 20 67 80

Health care and social assistance ................. 17 3 6 50 63

Hospitals .................................................... 32 3 13 79 92

Public administration ......................................... 16 5 17 55 77

See footnotes at end of table.
Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics Childcare2 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

1 to 99 workers ...................................................... 5 4 3 21 31

1 to 49 workers .................................................. 4 4 3 17 26

50 to 99 workers ................................................ 6 4 4 30 45

100 workers or more .............................................. 17 8 10 58 76

100 to 499 workers ............................................ 10 7 6 51 67

500 workers or more .......................................... 24 9 14 67 85

Geographic areas

Northeast ............................................................... 15 7 9 39 55

New England ..................................................... 17 7 8 39 56

Middle Atlantic ................................................... 14 7 9 39 55

South ..................................................................... 10 7 4 42 55

South Atlantic .................................................... 10 8 5 45 58

East South Central ............................................ 10 7 2 38 50

West South Central ........................................... 8 6 4 40 52

Midwest ................................................................. 10 5 5 39 53

East North Central ............................................. 10 6 6 39 53

West North Central ............................................ 10 5 4 40 53

West ...................................................................... 10 4 10 39 53

Mountain ............................................................ 11 5 8 37 53

Pacific ................................................................ 10 4 11 40 53

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National

Compensation Survey, March 2015

Characteristics Childcare2 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 0.4 0.3 0.4 0.6 0.6

Worker characteristics

Management, professional, and related ................ 0.8 0.7 0.7 1.0 1.1

Management, business, and financial ............... 1.3 1.6 1.0 1.4 1.3

Professional and related .................................... 1.0 0.7 0.7 1.2 1.3

Teachers ........................................................ 1.6 0.8 1.0 2.0 2.1

Primary, secondary, and special education

school teachers ........................................ 2.0 0.7 1.0 2.2 2.0

Registered nurses ......................................... 2.2 2.1 1.3 2.4 3.1

Service ................................................................... 0.8 0.3 0.5 1.2 1.4

Protective service .............................................. 1.6 0.9 1.6 3.2 3.4

Sales and office ..................................................... 0.5 0.4 0.5 0.9 1.0

Sales and related ............................................... 0.4 0.6 0.4 1.5 1.5

Office and administrative support ...................... 0.8 0.5 0.7 1.2 1.4

Natural resources, construction, and maintenance 0.8 0.5 0.4 1.5 1.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.7 0.7 0.6 1.7 2.0

Installation, maintenance, and repair ................. 1.3 0.7 0.7 2.1 2.3

Production, transportation, and material moving ... 0.5 0.5 0.4 1.2 1.5

Production ......................................................... 0.9 0.6 0.5 1.7 1.9

Transportation and material moving .................. 0.4 0.6 0.5 1.5 2.0

Full time ................................................................. 0.5 0.4 0.5 0.6 0.6

Part time ................................................................ 0.5 0.2 0.3 0.9 1.1

Union ..................................................................... 1.2 0.4 0.7 1.2 1.2

Nonunion ............................................................... 0.5 0.3 0.4 0.6 0.7

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.6 0.3 0.3 0.8 1.1

Lowest 10 percent ......................................... 1.0 0.2 0.3 1.0 1.5

Second 25 percent ............................................ 0.5 0.3 0.4 1.1 1.2

Third 25 percent ................................................ 0.6 0.5 0.6 1.0 1.0

Highest 25 percent ............................................ 0.9 0.8 0.7 0.9 0.9

Highest 10 percent ........................................ 1.3 1.1 0.9 1.5 1.5

Establishment characteristics

Goods-producing industries ................................... 0.8 0.7 0.4 1.4 1.2

Service-providing industries .................................. 0.5 0.3 0.4 0.6 0.7

Education and health services ........................... 1.1 0.7 0.8 1.4 1.7

Educational services ...................................... 1.5 1.2 1.2 1.7 1.5

Elementary and secondary schools ........... 1.0 0.7 0.8 1.7 1.6

Junior colleges, colleges, and universities 4.6 – 3.3 4.0 4.0

Health care and social assistance ................. 1.5 0.7 0.6 2.2 2.6

Hospitals .................................................... 2.0 1.4 1.7 2.2 1.7

Public administration ......................................... 1.9 1.7 1.3 2.4 2.3

See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, civilian workers,1 National

Compensation Survey, March 2015—continued

Characteristics Childcare2 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

1 to 99 workers ...................................................... 0.4 0.4 0.3 0.8 1.0

1 to 49 workers .................................................. 0.4 0.4 0.3 0.9 1.0

50 to 99 workers ................................................ 0.9 0.7 0.7 1.8 1.8

100 workers or more .............................................. 0.7 0.5 0.6 0.8 0.7

100 to 499 workers ............................................ 0.8 0.7 0.6 1.3 1.3

500 workers or more .......................................... 1.0 0.8 1.1 1.0 1.0

Geographic areas

Northeast ............................................................... 0.9 0.7 1.5 1.1 1.4

New England ..................................................... 1.5 1.3 1.0 2.3 2.5

Middle Atlantic ................................................... 1.0 0.9 1.8 1.2 1.4

South ..................................................................... 0.9 0.6 0.3 1.1 1.1

South Atlantic .................................................... 1.3 0.8 0.4 1.4 1.6

East South Central ............................................ 2.6 2.1 0.6 3.1 2.7

West South Central ........................................... 1.0 0.8 0.4 1.6 1.7

Midwest ................................................................. 0.8 0.5 0.8 1.3 1.5

East North Central ............................................. 1.0 0.6 0.5 1.5 1.7

West North Central ............................................ 1.5 1.1 2.0 2.2 2.8

West ...................................................................... 0.7 0.5 0.7 1.2 1.2

Mountain ............................................................ 1.0 1.0 1.0 3.1 2.7

Pacific ................................................................ 0.8 0.7 0.9 1.0 1.2

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except

the federal government. See Technical Note for further explanation. 2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account2

Health care

flexible

spending

account3

All workers ............................................................. 24 20 40 43 24 20

Worker characteristics

Management, professional, and related ................ 33 30 58 63 35 28

Management, business, and financial ............... 42 30 62 65 29 32

Professional and related .................................... 29 30 57 61 37 26

Teachers ........................................................ 21 33 50 58 54 21

Primary, secondary, and special education

school teachers ........................................ 20 34 51 60 57 19

Registered nurses ......................................... 26 39 69 72 32 33

Service ................................................................... 10 11 24 25 17 12

Protective service .............................................. 20 22 45 48 39 22

Sales and office ..................................................... 28 18 39 42 19 23

Sales and related ............................................... 25 10 32 34 11 21

Office and administrative support ...................... 30 22 42 47 24 24

Natural resources, construction, and maintenance 17 14 28 32 21 16

Construction, extraction, farming, fishing, and

forestry ............................................................. 11 9 17 19 18 10

Installation, maintenance, and repair ................. 22 18 37 43 23 22

Production, transportation, and material moving ... 20 18 36 37 19 14

Production ......................................................... 23 20 38 39 17 17

Transportation and material moving .................. 17 15 34 36 20 12

Full time ................................................................. 28 24 47 51 27 23

Part time ................................................................ 10 7 20 20 13 11

Union ..................................................................... 21 22 52 57 45 27

Nonunion ............................................................... 24 19 38 41 20 19

Average wage within the following categories:7

Lowest 25 percent ............................................. 11 7 19 19 11 10

Lowest 10 percent ......................................... 5 4 12 10 8 6

Second 25 percent ............................................ 25 20 38 42 22 18

Third 25 percent ................................................ 28 24 48 51 30 25

Highest 25 percent ............................................ 35 30 62 66 35 30

Highest 10 percent ........................................ 39 31 66 70 35 32

Establishment characteristics

Goods-producing industries ................................... 24 18 37 39 17 20

Service-providing industries .................................. 24 20 41 44 25 20

Education and health services ........................... 24 29 51 56 37 22

Educational services ...................................... 25 33 55 61 54 22

Elementary and secondary schools ........... 21 34 50 57 54 19

Junior colleges, colleges, and universities 36 35 70 77 63 32

Health care and social assistance ................. 23 25 48 52 25 23

Hospitals .................................................... 27 46 75 79 35 38

Public administration ......................................... 23 32 58 59 63 30

See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Stock options

Total5 Performance Signing Other

All workers ............................................................. 7 2 1 5

Worker characteristics

Management, professional, and related ................ 9 4 2 6

Management, business, and financial ............... 14 6 4 10

Professional and related .................................... 6 3 1 4

Teachers ........................................................ – – – –

Primary, secondary, and special education

school teachers ........................................ – – – –

Registered nurses ......................................... 1 1 – 6 ( )

Service ................................................................... 2 1 – 2

Protective service .............................................. – – – –

Sales and office ..................................................... 9 2 1 7

Sales and related ............................................... 9 2 1 7

Office and administrative support ...................... 9 3 2 8

Natural resources, construction, and maintenance 6 3 – 3

Construction, extraction, farming, fishing, and

forestry ............................................................. 2 – – 2

Installation, maintenance, and repair ................. 9 4 – 5

Production, transportation, and material moving ... 8 1 1 8

Production ......................................................... 7 2 1 6

Transportation and material moving .................. 10 1 1 9

Full time ................................................................. 8 3 1 6

Part time ................................................................ 4 1 6 () 4

Union ..................................................................... 7 3 1 4

Nonunion ............................................................... 7 2 1 6

Average wage within the following categories:7

Lowest 25 percent ............................................. 4 6 () – 3

Lowest 10 percent ......................................... 3 6 () – 3

Second 25 percent ............................................ 7 2 1 6

Third 25 percent ................................................ 8 2 1 6

Highest 25 percent ............................................ 11 5 2 7

Highest 10 percent ........................................ 13 7 3 8

Establishment characteristics

Goods-producing industries ................................... 8 3 1 5

Service-providing industries .................................. 7 2 1 5

Education and health services ........................... 2 – 6 () 1

Educational services ...................................... 6 () – 6 () –

Elementary and secondary schools ........... – – – –

Junior colleges, colleges, and universities 1 – – –

Health care and social assistance ................. 2 – – 2

Hospitals .................................................... 1 – – –

Public administration ......................................... – – – –

See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account2

Health care

flexible

spending

account3

1 to 99 workers ...................................................... 16 10 21 23 14 10

1 to 49 workers .................................................. 14 8 18 20 12 9

50 to 99 workers ................................................ 21 17 30 33 19 13

100 workers or more .............................................. 31 29 58 62 33 30

100 to 499 workers ............................................ 30 21 48 50 24 26

500 workers or more .......................................... 33 36 69 73 42 34

Geographic areas

Northeast ............................................................... 18 14 39 43 28 20

New England ..................................................... 19 13 44 47 27 20

Middle Atlantic ................................................... 18 15 37 42 29 20

South ..................................................................... 24 23 41 43 23 21

South Atlantic .................................................... 26 22 41 44 23 22

East South Central ............................................ 25 26 33 34 25 17

West South Central ........................................... 22 24 45 47 23 20

Midwest ................................................................. 26 22 40 44 23 20

East North Central ............................................. 27 19 39 42 25 20

West North Central ............................................ 25 26 43 49 19 21

West ...................................................................... 25 17 40 42 21 20

Mountain ............................................................ 26 16 39 41 19 22

Pacific ................................................................ 25 17 40 43 22 19

See footnotes at end of table.
Table 41. Financial benefits: Access, civilian workers,1 National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Stock options

Total5 Performance Signing Other

1 to 99 workers ...................................................... 5 1 1 4

1 to 49 workers .................................................. 4 1 1 3

50 to 99 workers ................................................ 7 2 1 6

100 workers or more .............................................. 10 3 1 7

100 to 499 workers ............................................ 9 3 1 6

500 workers or more .......................................... 10 4 2 8

Geographic areas

Northeast ............................................................... 8 2 1 6

New England ..................................................... 6 2 1 4

Middle Atlantic ................................................... 8 2 2 6

South ..................................................................... 7 2 1 5

South Atlantic .................................................... 7 2 1 6

East South Central ............................................ 8 2 1 6

West South Central ........................................... 6 2 1 4

Midwest ................................................................. 7 2 1 6

East North Central ............................................. 7 2 1 6

West North Central ............................................ 7 2 6 () 5

West ...................................................................... 7 3 1 5

Mountain ............................................................ 7 2 1 6

Pacific ................................................................ 8 4 2 5

1 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 2 Formerly referred to as Dependent care reimbursement account. 3 Formerly referred to as Health care reimbursement account. 4 Savings plans established by the employer on behalf of the employee, but with no employer contribution. 

These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and

retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’

contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund

the established plan. 5 The sum of the individual components may be greater than the total because some employees may have

access to more than one type of stock option. 6 Less than 0.5. 7 Surveyed occupations are classified into wage categories based on the average wage for the occupation,

which may include workers with earnings both above and below the threshold. The categories were formed

using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National

Compensation Survey, March 2015

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account2

Health care

flexible

spending

account3

All workers ............................................................. 0.6 0.5 0.6 0.6 0.6 0.6

Worker characteristics

Management, professional, and related ................ 1.0 1.0 1.2 1.2 1.1 1.0

Management, business, and financial ............... 1.4 1.4 1.5 1.5 1.4 1.6

Professional and related .................................... 1.1 1.1 1.4 1.5 1.3 1.1

Teachers ........................................................ 1.5 1.9 2.1 2.2 2.2 1.6

Primary, secondary, and special education

school teachers ........................................ 1.7 2.3 2.5 2.5 2.6 2.2

Registered nurses ......................................... 2.9 2.6 2.7 2.6 2.5 2.4

Service ................................................................... 0.8 0.7 1.1 1.2 1.0 1.0

Protective service .............................................. 2.1 2.1 3.2 3.2 2.8 2.2

Sales and office ..................................................... 0.9 0.7 1.0 0.9 0.7 0.7

Sales and related ............................................... 1.3 1.0 1.4 1.3 0.8 1.2

Office and administrative support ...................... 1.1 1.0 1.3 1.2 1.0 0.9

Natural resources, construction, and maintenance 0.9 0.9 1.3 1.6 1.2 1.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.4 0.9 1.4 1.4 1.9 1.4

Installation, maintenance, and repair ................. 1.5 1.4 2.1 2.4 1.7 1.7

Production, transportation, and material moving ... 1.1 0.9 1.2 1.3 1.1 0.9

Production ......................................................... 1.7 1.4 1.6 1.8 1.3 1.3

Transportation and material moving .................. 1.1 1.2 1.7 1.7 1.5 1.1

Full time ................................................................. 0.7 0.6 0.7 0.7 0.7 0.7

Part time ................................................................ 0.7 0.5 0.9 0.9 0.8 0.6

Union ..................................................................... 1.1 1.1 1.4 1.3 1.4 1.3

Nonunion ............................................................... 0.7 0.6 0.6 0.7 0.6 0.6

Average wage within the following categories:5

Lowest 25 percent ............................................. 0.6 0.5 0.8 0.8 0.8 0.6

Lowest 10 percent ......................................... 0.7 0.5 0.9 0.8 0.9 0.7

Second 25 percent ............................................ 0.9 0.8 1.0 1.2 0.9 0.8

Third 25 percent ................................................ 0.9 0.8 0.9 0.9 1.0 0.9

Highest 25 percent ............................................ 1.0 0.9 1.0 1.0 1.0 1.0

Highest 10 percent ........................................ 1.3 1.4 1.5 1.4 1.3 1.7

Establishment characteristics

Goods-producing industries ................................... 1.3 1.0 1.2 1.3 1.0 1.1

Service-providing industries .................................. 0.7 0.6 0.6 0.7 0.7 0.6

Education and health services ........................... 1.3 1.3 1.6 1.8 1.4 1.4

Educational services ...................................... 1.8 1.7 1.8 1.8 1.6 1.3

Elementary and secondary schools ........... 1.6 2.2 2.4 2.3 2.0 1.4

Junior colleges, colleges, and universities 4.1 2.5 4.2 3.8 2.7 3.0

Health care and social assistance ................. 1.7 1.9 2.4 2.7 1.8 2.3

Hospitals .................................................... 1.9 2.4 2.2 2.1 2.2 2.3

Public administration ......................................... 1.8 2.2 2.3 2.2 2.3 2.4

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1

National Compensation Survey, March 2015—continued

Characteristics

Stock options

Total Performance Signing Other

All workers ............................................................. 0.3 0.2 0.1 0.3

Worker characteristics

Management, professional, and related ................ 0.6 0.4 0.2 0.4

Management, business, and financial ............... 1.0 0.6 0.4 0.8

Professional and related .................................... 0.6 0.4 0.2 0.4

Teachers ........................................................ – – – –

Primary, secondary, and special education

school teachers ........................................ – – – –

Registered nurses ......................................... 0.4 0.3 – 0.2

Service ................................................................... 0.6 0.3 – 0.5

Protective service .............................................. – – – –

Sales and office ..................................................... 0.5 0.2 0.2 0.5

Sales and related ............................................... 0.6 0.2 0.3 0.6

Office and administrative support ...................... 0.7 0.3 0.2 0.6

Natural resources, construction, and maintenance 0.7 0.4 – 0.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.8 – – 0.8

Installation, maintenance, and repair ................. 1.1 0.7 – 1.0

Production, transportation, and material moving ... 0.7 0.2 0.1 0.7

Production ......................................................... 0.9 0.4 0.3 0.9

Transportation and material moving .................. 1.0 0.2 0.2 1.0

Full time ................................................................. 0.4 0.2 0.1 0.3

Part time ................................................................ 0.4 0.1 0.1 0.4

Union ..................................................................... 0.8 0.6 0.4 0.6

Nonunion ............................................................... 0.3 0.2 0.1 0.3

Average wage within the following categories:5

Lowest 25 percent ............................................. 0.4 0.1 – 0.3

Lowest 10 percent ......................................... 0.7 0.1 – 0.5

Second 25 percent ............................................ 0.5 0.3 0.3 0.5

Third 25 percent ................................................ 0.6 0.2 0.1 0.5

Highest 25 percent ............................................ 0.7 0.5 0.2 0.4

Highest 10 percent ........................................ 1.2 0.8 0.4 0.7

Establishment characteristics

Goods-producing industries ................................... 0.9 0.5 0.2 0.7

Service-providing industries .................................. 0.3 0.2 0.1 0.3

Education and health services ........................... 0.6 – 6 ( ) 0.5

Educational services ...................................... 0.2 – 0.1 –

Elementary and secondary schools ........... – – – –

Junior colleges, colleges, and universities 0.2 – – –

Health care and social assistance ................. 0.9 – – 0.9

Hospitals .................................................... 0.4 – – –

Public administration ......................................... – – – –

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1 National

Compensation Survey, March 2015—continued

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account2

Health care

flexible

spending

account3

1 to 99 workers ...................................................... 0.7 0.6 0.8 0.9 0.7 0.6

1 to 49 workers .................................................. 0.8 0.6 0.8 0.9 0.8 0.7

50 to 99 workers ................................................ 1.6 1.7 1.7 1.9 1.6 1.3

100 workers or more .............................................. 1.0 0.8 0.8 0.8 0.8 0.8

100 to 499 workers ............................................ 1.2 1.0 1.2 1.2 1.0 1.2

500 workers or more .......................................... 1.3 1.2 1.0 1.0 1.2 1.0

Geographic areas

Northeast ............................................................... 1.1 1.1 1.1 1.1 1.3 1.3

New England ..................................................... 1.1 2.0 2.5 2.8 2.1 2.3

Middle Atlantic ................................................... 1.4 1.5 1.3 1.1 1.6 1.6

South ..................................................................... 1.1 1.0 1.0 1.1 1.2 1.1

South Atlantic .................................................... 1.4 1.5 1.2 1.4 1.6 1.5

East South Central ............................................ 3.8 2.5 3.0 3.3 4.3 3.1

West South Central ........................................... 1.8 1.7 1.9 2.1 1.4 1.9

Midwest ................................................................. 1.4 1.1 1.4 1.4 1.0 1.0

East North Central ............................................. 1.6 1.2 1.9 1.7 1.4 1.3

West North Central ............................................ 2.6 2.5 2.1 2.3 1.1 1.7

West ...................................................................... 1.4 0.9 1.2 1.2 1.2 1.0

Mountain ............................................................ 2.0 1.8 1.9 1.7 2.1 2.6

Pacific ................................................................ 1.9 1.0 1.4 1.5 1.4 1.0

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, civilian workers,1

National Compensation Survey, March 2015—continued

Characteristics

Stock options

Total Performance Signing Other

1 to 99 workers ...................................................... 0.5 0.1 0.2 0.4

1 to 49 workers .................................................. 0.5 0.2 0.2 0.4

50 to 99 workers ................................................ 1.0 0.3 0.4 1.0

100 workers or more .............................................. 0.6 0.3 0.2 0.5

100 to 499 workers ............................................ 0.6 0.5 0.1 0.5

500 workers or more .......................................... 0.9 0.4 0.3 0.8

Geographic areas

Northeast ............................................................... 0.8 0.3 0.3 0.8

New England ..................................................... 1.0 0.5 0.3 1.2

Middle Atlantic ................................................... 0.8 0.4 0.5 0.8

South ..................................................................... 0.4 0.2 0.2 0.4

South Atlantic .................................................... 0.6 0.3 0.2 0.6

East South Central ............................................ 0.9 0.9 0.5 1.1

West South Central ........................................... 0.7 0.3 0.4 0.5

Midwest ................................................................. 0.5 0.3 0.2 0.4

East North Central ............................................. 0.7 0.4 0.3 0.5

West North Central ............................................ 1.0 0.5 0.1 0.7

West ...................................................................... 0.9 0.5 0.3 0.6

Mountain ............................................................ 1.9 0.4 0.3 1.8

Pacific ................................................................ 0.9 0.7 0.4 0.5

1 Includes workers in the private nonfarm economy except those in private households, and workers in the

public sector, except the federal government. See Technical Note for further explanation. 2 Formerly referred to as Dependent care reimbursement account. 3 Formerly referred to as Health care reimbursement account. 4 Savings plans established by the employer on behalf of the employee, but with no employer contribution. 

These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and

retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’

contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund

the established plan. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation,

which may include workers with earnings both above and below the threshold. The categories were formed

using percentile estimates generated using wage data for March 2015. 6 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Health-related benefits: Access, civilian workers,1

National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Long-term

care

insurance2

Retiree health care

benefits3

Under age

65

Age 65 and

over

All workers ............................................................. 19 24 21

Worker characteristics

Management, professional, and related ................ 29 36 33

Management, business, and financial ............... 33 34 31

Professional and related .................................... 27 37 34

Teachers ........................................................ 26 60 55

Primary, secondary, and special education

school teachers ........................................ 21 66 58

Registered nurses ......................................... 23 24 18

Service ................................................................... 10 13 11

Protective service .............................................. 19 47 42

Sales and office ..................................................... 18 21 19

Sales and related ............................................... 12 12 11

Office and administrative support ...................... 22 26 24

Natural resources, construction, and maintenance 13 20 19

Construction, extraction, farming, fishing, and

forestry ............................................................. 7 15 15

Installation, maintenance, and repair ................. 19 24 22

Production, transportation, and material moving ... 13 19 17

Production ......................................................... 13 16 14

Transportation and material moving .................. 13 22 19

Full time ................................................................. 22 28 25

Part time ................................................................ 8 11 10

Union ..................................................................... 25 59 53

Nonunion ............................................................... 18 18 16

Average wage within the following categories:4

Lowest 25 percent ............................................. 7 8 7

Lowest 10 percent ......................................... 5 5 4

Second 25 percent ............................................ 15 20 17

Third 25 percent ................................................ 22 29 27

Highest 25 percent ............................................ 34 42 39

Highest 10 percent ........................................ 38 43 41

Establishment characteristics

Goods-producing industries ................................... 14 18 16

Service-providing industries .................................. 19 25 22

Education and health services ........................... 22 34 30

Educational services ...................................... 30 62 58

Elementary and secondary schools ........... 21 66 61

Junior colleges, colleges, and universities 55 63 61

Health care and social assistance ................. 16 15 12

Hospitals .................................................... 30 34 25

Public administration ......................................... 27 73 69

See footnotes at end of table.
Table 42. Health-related benefits: Access, civilian workers,1

National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Long-term

care

insurance2

Retiree health care

benefits3

Under age

65

Age 65 and

over

1 to 99 workers ...................................................... 9 8 8

1 to 49 workers .................................................. 7 7 6

50 to 99 workers ................................................ 14 12 11

100 workers or more .............................................. 28 38 34

100 to 499 workers ............................................ 20 24 21

500 workers or more .......................................... 37 53 48

Geographic areas

Northeast ............................................................... 17 25 24

New England ..................................................... 17 23 23

Middle Atlantic ................................................... 16 26 25

South ..................................................................... 22 25 21

South Atlantic .................................................... 24 25 21

East South Central ............................................ 21 24 21

West South Central ........................................... 19 27 23

Midwest ................................................................. 16 21 19

East North Central ............................................. 16 21 20

West North Central ............................................ 15 22 19

West ...................................................................... 19 22 21

Mountain ............................................................ 16 20 19

Pacific ................................................................ 20 23 22

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Standard errors for health-related benefits: Access,

civilian workers,1 National Compensation Survey, March 2015

Characteristics

Long-term

care

insurance2

Retiree health care

benefits3

Under age

65

Age 65 and

over

All workers ............................................................. 0.5 0.5 0.5

Worker characteristics

Management, professional, and related ................ 0.9 0.8 0.9

Management, business, and financial ............... 1.4 1.3 1.3

Professional and related .................................... 1.0 0.9 1.0

Teachers ........................................................ 1.4 1.7 1.8

Primary, secondary, and special education

school teachers ........................................ 1.4 2.0 2.1

Registered nurses ......................................... 1.7 1.8 1.9

Service ................................................................... 0.8 0.6 0.5

Protective service .............................................. 1.9 3.0 2.9

Sales and office ..................................................... 0.8 0.8 0.7

Sales and related ............................................... 1.0 0.9 0.7

Office and administrative support ...................... 1.0 1.0 1.0

Natural resources, construction, and maintenance 1.1 1.2 1.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.8 1.3 1.4

Installation, maintenance, and repair ................. 1.8 1.7 1.6

Production, transportation, and material moving ... 0.8 1.0 1.1

Production ......................................................... 1.2 1.4 1.5

Transportation and material moving .................. 1.1 1.5 1.4

Full time ................................................................. 0.6 0.5 0.5

Part time ................................................................ 0.6 0.6 0.6

Union ..................................................................... 1.1 1.3 1.3

Nonunion ............................................................... 0.5 0.5 0.5

Average wage within the following categories:4

Lowest 25 percent ............................................. 0.6 0.5 0.4

Lowest 10 percent ......................................... 0.7 0.5 0.5

Second 25 percent ............................................ 0.7 0.6 0.7

Third 25 percent ................................................ 0.8 0.9 0.8

Highest 25 percent ............................................ 1.0 1.0 0.9

Highest 10 percent ........................................ 1.6 1.5 1.5

Establishment characteristics

Goods-producing industries ................................... 1.1 1.0 1.1

Service-providing industries .................................. 0.6 0.5 0.5

Education and health services ........................... 1.1 1.1 1.1

Educational services ...................................... 1.5 1.4 1.5

Elementary and secondary schools ........... 1.3 1.6 1.7

Junior colleges, colleges, and universities 3.7 2.6 2.6

Health care and social assistance ................. 1.6 1.1 1.0

Hospitals .................................................... 2.4 2.3 2.2

Public administration ......................................... 1.9 2.0 2.1

See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,

civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics

Long-term

care

insurance2

Retiree health care

benefits3

Under age

65

Age 65 and

over

1 to 99 workers ...................................................... 0.5 0.5 0.4

1 to 49 workers .................................................. 0.5 0.4 0.4

50 to 99 workers ................................................ 1.3 1.3 1.2

100 workers or more .............................................. 0.8 0.7 0.8

100 to 499 workers ............................................ 1.0 1.0 1.0

500 workers or more .......................................... 1.2 1.0 1.1

Geographic areas

Northeast ............................................................... 1.0 1.1 0.9

New England ..................................................... 1.5 1.7 1.5

Middle Atlantic ................................................... 1.2 1.4 1.1

South ..................................................................... 1.0 0.8 0.8

South Atlantic .................................................... 1.2 1.2 1.2

East South Central ............................................ 2.7 2.1 1.9

West South Central ........................................... 1.8 1.5 1.5

Midwest ................................................................. 1.1 0.9 1.0

East North Central ............................................. 1.3 1.0 1.2

West North Central ............................................ 1.8 1.7 2.0

West ...................................................................... 1.0 1.0 0.9

Mountain ............................................................ 1.6 2.4 2.2

Pacific ................................................................ 1.2 1.0 0.9

1 Includes workers in the private nonfarm economy except those in private households, and

workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses2

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus3

All workers ............................................................. 38 5 3 9 6 5 3 5 11

Worker characteristics

Management, professional, and related ................ 45 6 5 10 4 9 3 7 14

Management, business, and financial ............... 54 9 6 16 5 7 2 8 17

Professional and related .................................... 40 4 4 8 4 9 3 6 13

Teachers ........................................................ 26 – 2 – 1 12 2 4 ( ) 11

Primary, secondary, and special education

school teachers ........................................ 31 – 1 – – 14 2 – 14

Registered nurses ......................................... 44 2 5 7 5 10 3 14 15

Service ................................................................... 23 1 2 4 5 3 2 3 7

Protective service .............................................. 39 – 7 2 3 10 8 3 14

Sales and office ..................................................... 41 5 3 10 9 4 5 6 9

Sales and related ............................................... 33 4 1 7 9 2 7 4 7

Office and administrative support ...................... 45 6 4 12 9 5 3 8 10

Natural resources, construction, and maintenance 36 6 3 10 8 4 2 5 10

Construction, extraction, farming, fishing, and

forestry ............................................................. 30 3 1 11 8 2 2 1 7

Installation, maintenance, and repair ................. 42 8 5 9 8 5 3 8 13

Production, transportation, and material moving ... 42 8 2 8 8 5 2 5 16

Production ......................................................... 46 10 2 10 8 5 2 5 17

Transportation and material moving .................. 38 5 1 7 7 5 2 5 14

Full time ................................................................. 44 6 4 10 7 7 3 6 14

Part time ................................................................ 19 1 1 3 5 1 2 4 3

Union ..................................................................... 36 6 4 3 1 14 3 3 15

Nonunion ............................................................... 38 5 3 10 7 4 3 6 11

Average wage within the following categories:5

Lowest 25 percent ............................................. 23 1 1 5 6 1 3 4 5

Lowest 10 percent ......................................... 16 1 1 4 5 1 1 2 3

Second 25 percent ............................................ 38 4 2 8 9 4 4 5 10

Third 25 percent ................................................ 46 6 3 11 6 7 3 6 15

Highest 25 percent ............................................ 49 9 6 11 3 10 2 7 17

Highest 10 percent ........................................ 52 9 6 13 4 11 2 6 17

Establishment characteristics

Goods-producing industries ................................... 47 10 3 12 9 5 1 3 16

Service-providing industries .................................. 36 4 3 8 6 5 3 6 10

Education and health services ........................... 31 1 2 5 4 9 3 5 10

Educational services ...................................... 24 – 2 1 1 12 2 4 () 9

Elementary and secondary schools ........... 26 – 1 1 – 13 3 – 11

Junior colleges, colleges, and universities 21 – 4 – 1 9 2 1 6

Health care and social assistance ................. 36 1 3 8 6 6 4 9 10

Hospitals .................................................... 45 3 4 5 2 13 4 17 17

Public administration ......................................... 42 – 6 1 2 17 9 – 16

See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses2

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus3

1 to 99 workers ...................................................... 34 4 2 11 9 3 2 3 7

1 to 49 workers .................................................. 34 3 1 12 10 2 1 2 7

50 to 99 workers ................................................ 35 4 3 9 5 4 2 5 10

100 workers or more .............................................. 41 6 4 6 4 8 4 8 15

100 to 499 workers ............................................ 41 5 3 7 6 5 5 8 13

500 workers or more .......................................... 42 7 6 5 2 10 3 7 17

Geographic areas

Northeast ............................................................... 38 3 3 11 4 8 2 5 11

New England ..................................................... 36 3 4 11 2 7 2 5 8

Middle Atlantic ................................................... 39 3 3 11 4 8 2 5 12

South ..................................................................... 42 5 3 9 10 3 4 6 13

South Atlantic .................................................... 43 5 4 8 9 4 4 6 13

East South Central ............................................ 36 3 1 8 8 2 5 6 11

West South Central ........................................... 43 5 4 10 11 3 3 7 14

Midwest ................................................................. 37 7 2 8 5 5 3 6 11

East North Central ............................................. 38 7 2 9 5 6 3 5 12

West North Central ............................................ 33 6 3 7 3 3 3 7 10

West ...................................................................... 33 4 4 8 5 7 2 3 8

Mountain ............................................................ 35 5 2 12 6 3 3 2 8

Pacific ................................................................ 32 4 4 6 4 8 1 4 8

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 3 Includes all other bonuses provided to employees and not published separately. 4 Less than 0.5. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March

2015

Characteristics

All

nonproduction

bonuses

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

All workers ............................................................. 0.6 0.3 0.2 0.3 0.3 0.3 0.2 0.3 0.4

Worker characteristics

Management, professional, and related ................ 1.0 0.4 0.4 0.6 0.5 0.5 0.4 0.5 0.7

Management, business, and financial ............... 1.7 0.8 0.7 1.2 0.5 0.8 0.3 0.7 1.2

Professional and related .................................... 1.2 0.4 0.4 0.6 0.7 0.6 0.5 0.5 0.8

Teachers ........................................................ 1.7 – 0.3 – 0.3 1.2 0.4 3 ( ) 1.0

Primary, secondary, and special education

school teachers ........................................ 2.1 – 0.4 – – 1.3 0.5 – 1.3

Registered nurses ......................................... 2.6 0.4 1.0 2.1 2.2 1.2 0.6 1.6 1.7

Service ................................................................... 1.4 0.2 0.3 0.5 0.7 0.3 0.3 0.4 0.7

Protective service .............................................. 3.0 – 1.9 0.8 1.1 1.4 1.5 1.1 2.3

Sales and office ..................................................... 0.9 0.4 0.4 0.5 0.5 0.3 0.4 0.4 0.5

Sales and related ............................................... 1.1 0.6 0.2 0.7 0.7 0.4 0.6 0.4 0.8

Office and administrative support ...................... 1.2 0.5 0.5 0.7 0.7 0.4 0.3 0.6 0.6

Natural resources, construction, and maintenance 1.6 0.6 0.6 0.8 0.7 0.5 0.6 0.6 0.9

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.0 0.7 0.4 1.3 1.3 0.5 0.7 0.2 1.1

Installation, maintenance, and repair ................. 2.3 1.0 1.1 1.2 1.2 0.8 0.6 1.1 1.3

Production, transportation, and material moving ... 1.3 0.7 0.3 0.7 0.7 0.5 0.3 0.8 1.0

Production ......................................................... 1.7 0.9 0.5 1.0 0.9 0.6 0.4 1.1 1.4

Transportation and material moving .................. 1.7 0.8 0.2 1.0 0.9 0.8 0.4 0.9 1.2

Full time ................................................................. 0.7 0.3 0.2 0.4 0.3 0.3 0.2 0.3 0.5

Part time ................................................................ 0.9 0.2 0.2 0.3 0.5 0.1 0.3 0.4 0.4

Union ..................................................................... 1.3 0.5 0.4 0.5 0.2 0.9 0.4 0.4 0.9

Nonunion ............................................................... 0.7 0.3 0.2 0.4 0.4 0.2 0.2 0.3 0.4

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.0 0.2 0.3 0.4 0.6 0.1 0.3 0.4 0.6

Lowest 10 percent ......................................... 1.2 0.2 0.3 0.5 0.8 0.2 0.2 0.5 0.5

Second 25 percent ............................................ 1.0 0.4 0.3 0.5 0.7 0.4 0.5 0.4 0.5

Third 25 percent ................................................ 1.0 0.4 0.3 0.6 0.5 0.5 0.4 0.5 0.7

Highest 25 percent ............................................ 1.0 0.6 0.5 0.7 0.3 0.6 0.3 0.5 0.7

Highest 10 percent ........................................ 1.5 0.9 0.8 1.1 0.6 0.9 0.4 0.6 1.3

Establishment characteristics

Goods-producing industries ................................... 1.3 0.8 0.5 0.7 0.7 0.6 0.2 0.5 1.0

Service-providing industries .................................. 0.7 0.3 0.2 0.3 0.3 0.3 0.2 0.3 0.4

Education and health services ........................... 1.4 0.1 0.3 0.8 0.7 0.6 0.6 0.5 0.7

Educational services ...................................... 1.2 – 0.2 0.1 0.3 0.9 0.4 0.1 0.7

Elementary and secondary schools ........... 1.5 – 0.3 0.2 – 1.1 0.5 – 1.0

Junior colleges, colleges, and universities 1.8 – 0.5 – 0.3 1.0 0.9 0.2 1.2

Health care and social assistance ................. 2.1 0.2 0.4 1.3 1.3 0.8 0.9 0.9 1.0

Hospitals .................................................... 2.6 0.7 0.7 1.2 0.6 1.5 0.5 1.4 1.7

Public administration ......................................... 2.3 – 0.9 0.5 0.8 1.8 1.2 – 2.0

See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March

2015—continued

Characteristics

All

nonproduction

bonuses

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

1 to 99 workers ...................................................... 0.9 0.3 0.3 0.6 0.6 0.3 0.3 0.3 0.5

1 to 49 workers .................................................. 1.1 0.4 0.3 0.7 0.7 0.3 0.3 0.3 0.6

50 to 99 workers ................................................ 1.7 0.6 0.7 0.9 0.7 0.6 0.5 0.7 1.1

100 workers or more .............................................. 0.9 0.4 0.3 0.3 0.3 0.4 0.3 0.4 0.5

100 to 499 workers ............................................ 1.2 0.5 0.3 0.5 0.5 0.5 0.4 0.7 0.8

500 workers or more .......................................... 1.1 0.6 0.4 0.4 0.3 0.7 0.4 0.5 0.8

Geographic areas

Northeast ............................................................... 1.3 0.6 0.5 0.7 0.5 0.7 0.4 0.7 0.8

New England ..................................................... 2.0 0.5 1.5 2.1 0.4 0.8 0.5 1.1 1.5

Middle Atlantic ................................................... 1.6 0.7 0.3 0.6 0.6 0.9 0.5 0.9 0.8

South ..................................................................... 0.9 0.4 0.4 0.5 0.7 0.3 0.4 0.5 0.8

South Atlantic .................................................... 1.0 0.6 0.6 0.6 1.0 0.4 0.6 0.7 1.2

East South Central ............................................ 3.2 0.9 0.5 1.3 1.3 0.5 1.7 1.5 1.5

West South Central ........................................... 1.8 0.8 0.7 1.2 1.1 0.7 0.5 0.9 1.2

Midwest ................................................................. 1.5 0.6 0.2 0.6 0.5 0.5 0.5 0.5 0.8

East North Central ............................................. 1.5 0.7 0.2 0.8 0.7 0.7 0.6 0.4 0.9

West North Central ............................................ 3.1 1.0 0.5 1.0 0.5 0.7 0.7 1.4 1.5

West ...................................................................... 1.5 0.5 0.3 0.6 0.5 0.7 0.3 0.4 0.6

Mountain ............................................................ 3.0 1.1 0.3 1.6 0.7 1.0 0.9 0.4 1.1

Pacific ................................................................ 1.7 0.6 0.5 0.5 0.7 0.9 0.3 0.6 0.7

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further

explanation. 2 Includes all other bonuses provided to employees and not published separately. 3 Less than 0.05. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2

National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 16 16 36 31

Worker characteristics

Management, professional, and related ................ 26 26 48 41

Management, business, and financial ............... 24 25 56 49

Professional and related .................................... 27 26 45 38

Teachers ........................................................ 43 41 34 29

Primary, secondary, and special education

school teachers ........................................ 51 50 34 29

Registered nurses ......................................... 22 22 40 32

Service ................................................................... 10 10 22 18

Protective service .............................................. 28 27 31 23

Sales and office ..................................................... 14 14 39 35

Sales and related ............................................... 6 6 35 31

Office and administrative support ...................... 18 19 42 38

Natural resources, construction, and maintenance 13 14 28 24

Construction, extraction, farming, fishing, and

forestry ............................................................. 11 13 19 19

Installation, maintenance, and repair ................. 15 14 36 28

Production, transportation, and material moving ... 11 10 32 28

Production ......................................................... 8 7 30 28

Transportation and material moving .................. 13 13 34 28

Full time ................................................................. 19 19 43 37

Part time ................................................................ 6 7 17 15

Union ..................................................................... 41 39 54 43

Nonunion ............................................................... 12 12 33 30

Average wage within the following categories:3

Lowest 25 percent ............................................. 5 6 17 15

Lowest 10 percent ......................................... 2 3 9 8

Second 25 percent ............................................ 13 13 34 31

Third 25 percent ................................................ 19 19 43 37

Highest 25 percent ............................................ 30 29 55 46

Highest 10 percent ........................................ 31 30 63 54

Establishment characteristics

Goods-producing industries ................................... 10 9 33 30

Service-providing industries .................................. 17 17 37 32

Education and health services ........................... 26 25 36 31

Educational services ...................................... 43 42 36 30

Elementary and secondary schools ........... 48 47 29 25

Junior colleges, colleges, and universities 39 38 54 41

Health care and social assistance ................. 14 14 36 31

Hospitals .................................................... 25 26 44 34

Public administration ......................................... 49 48 39 32

See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2

National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

1 to 99 workers ...................................................... 6 6 23 21

1 to 49 workers .................................................. 5 6 20 19

50 to 99 workers ................................................ 9 8 31 29

100 workers or more .............................................. 25 25 49 41

100 to 499 workers ............................................ 16 17 44 40

500 workers or more .......................................... 35 34 54 41

Geographic areas

Northeast ............................................................... 19 19 43 36

New England ..................................................... 13 13 43 36

Middle Atlantic ................................................... 21 21 43 36

South ..................................................................... 16 17 27 24

South Atlantic .................................................... 16 16 30 25

East South Central ............................................ 18 18 25 21

West South Central ........................................... 17 17 24 24

Midwest ................................................................. 9 8 28 21

East North Central ............................................. 7 7 27 19

West North Central ............................................ 13 12 30 27

West ...................................................................... 21 21 55 51

Mountain ............................................................ 16 16 41 35

Pacific ................................................................ 24 24 61 57

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

civilian workers,2 National Compensation Survey, March 2015

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 0.5 0.5 0.6 0.5

Worker characteristics

Management, professional, and related ................ 1.0 1.0 1.0 1.0

Management, business, and financial ............... 1.4 1.5 1.5 1.4

Professional and related .................................... 1.1 1.1 1.1 1.2

Teachers ........................................................ 2.0 2.0 1.7 1.7

Primary, secondary, and special education

school teachers ........................................ 2.4 2.5 2.3 2.3

Registered nurses ......................................... 2.2 2.1 2.6 2.4

Service ................................................................... 0.7 0.7 1.2 1.1

Protective service .............................................. 2.2 2.0 2.3 2.1

Sales and office ..................................................... 0.6 0.6 0.8 0.8

Sales and related ............................................... 0.5 0.6 1.2 1.2

Office and administrative support ...................... 0.9 0.8 1.2 1.1

Natural resources, construction, and maintenance 1.1 1.2 1.4 1.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.3 1.8 1.7 1.8

Installation, maintenance, and repair ................. 1.5 1.4 2.1 2.0

Production, transportation, and material moving ... 0.9 0.8 1.3 1.1

Production ......................................................... 1.2 1.1 1.6 1.4

Transportation and material moving .................. 1.1 1.1 1.7 1.5

Full time ................................................................. 0.7 0.6 0.7 0.6

Part time ................................................................ 0.4 0.4 0.8 0.8

Union ..................................................................... 1.4 1.3 1.3 1.5

Nonunion ............................................................... 0.5 0.5 0.7 0.6

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.6 0.6 0.8 0.7

Lowest 10 percent ......................................... 0.5 0.5 1.0 0.8

Second 25 percent ............................................ 0.6 0.6 1.0 1.0

Third 25 percent ................................................ 1.0 0.9 0.9 1.0

Highest 25 percent ............................................ 1.0 1.0 1.1 1.1

Highest 10 percent ........................................ 1.5 1.5 1.6 1.6

Establishment characteristics

Goods-producing industries ................................... 0.9 0.8 1.3 1.2

Service-providing industries .................................. 0.6 0.6 0.7 0.6

Education and health services ........................... 1.3 1.3 1.4 1.4

Educational services ...................................... 1.8 1.8 1.4 1.5

Elementary and secondary schools ........... 1.8 1.8 1.4 1.3

Junior colleges, colleges, and universities 3.7 3.7 3.4 3.7

Health care and social assistance ................. 1.7 1.8 2.1 2.0

Hospitals .................................................... 2.5 2.5 1.8 2.0

Public administration ......................................... 2.6 2.6 1.9 2.2

See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

civilian workers,2 National Compensation Survey, March 2015—continued

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

1 to 99 workers ...................................................... 0.5 0.5 0.8 0.8

1 to 49 workers .................................................. 0.5 0.5 0.9 0.9

50 to 99 workers ................................................ 1.1 1.2 1.8 1.8

100 workers or more .............................................. 0.9 0.9 0.8 0.8

100 to 499 workers ............................................ 1.1 1.1 1.2 1.2

500 workers or more .......................................... 1.3 1.2 1.2 1.1

Geographic areas

Northeast ............................................................... 1.0 0.9 1.5 1.1

New England ..................................................... 1.4 1.4 2.3 2.6

Middle Atlantic ................................................... 1.1 1.1 1.8 1.4

South ..................................................................... 0.8 0.8 0.9 0.9

South Atlantic .................................................... 1.0 1.0 1.2 1.4

East South Central ............................................ 3.1 3.0 2.2 2.1

West South Central ........................................... 1.2 1.3 1.5 1.4

Midwest ................................................................. 1.1 1.0 1.2 1.0

East North Central ............................................. 0.5 0.5 1.5 1.0

West North Central ............................................ 3.2 3.0 1.7 1.9

West ...................................................................... 1.1 1.1 1.5 1.3

Mountain ............................................................ 1.6 1.6 2.2 2.2

Pacific ................................................................ 1.4 1.4 2.0 1.6

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public

sector, except the federal government. See Technical Note for further explanation. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 63 9 6 22 59 13 1 27

Worker characteristics

Management, professional, and related ................ 80 8 3 9 77 10 1 12

Management, business, and financial ............... 84 10 1 4 84 10 1 5

Professional and related .................................... 78 7 4 11 74 11 1 14

Teachers ........................................................ 81 – – 14 72 11 1 16

Primary, secondary, and special education

school teachers ........................................ 94 – – 2 82 15 – –

Registered nurses ......................................... 79 6 4 11 76 9 1 14

Service ................................................................... 38 9 8 45 33 13 2 52

Protective service .............................................. 68 2 12 19 64 6 8 23

Sales and office ..................................................... 62 9 10 19 56 15 1 28

Sales and related ............................................... 50 9 17 24 43 16 1 40

Office and administrative support ...................... 68 10 6 16 64 14 2 20

Natural resources, construction, and maintenance 65 12 3 19 58 19 2 21

Construction, extraction, farming, fishing, and

forestry ............................................................. 60 13 4 23 52 21 1 26

Installation, maintenance, and repair ................. 70 11 3 16 64 18 2 16

Production, transportation, and material moving ... 67 10 5 19 64 12 1 22

Production ......................................................... 72 11 3 14 71 13 1 15

Transportation and material moving .................. 62 8 6 24 59 11 1 29

Full time ................................................................. 77 11 2 10 74 14 1 11

Part time ................................................................ 18 3 19 59 11 10 2 76

Union ..................................................................... 92 3 2 3 85 10 1 4

Nonunion ............................................................... 58 10 7 25 55 14 1 30

Average wage within the following categories:3

Lowest 25 percent ............................................. 28 9 14 49 23 14 2 61

Lowest 10 percent ......................................... 15 8 15 62 11 12 2 75

Second 25 percent ............................................ 66 11 5 18 62 16 1 21

Third 25 percent ................................................ 78 10 3 9 75 14 1 11

Highest 25 percent ............................................ 88 6 2 4 85 9 1 6

Highest 10 percent ........................................ 88 6 2 4 88 6 1 5

Establishment characteristics

Goods-producing industries ................................... 73 13 2 11 71 16 1 13

Service-providing industries .................................. 61 8 7 23 57 13 1 29

Education and health services ........................... 72 8 5 15 68 12 1 19

Educational services ...................................... 83 2 3 12 75 10 1 14

Elementary and secondary schools ........... 85 2 4 9 74 13 1 12

Junior colleges, colleges, and universities 85 2 2 11 83 4 1 13

Health care and social assistance ................. 64 12 6 18 63 14 1 23

Hospitals .................................................... 89 2 3 6 88 3 1 8

Public administration ......................................... 88 2 ( ) 3 9 82 7 1 11

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 27 45 1 27 52 20 6 22

Worker characteristics

Management, professional, and related ................ 41 47 1 12 63 24 3 10

Management, business, and financial ............... 37 57 – – 75 19 1 5

Professional and related .................................... 42 42 1 14 58 27 3 12

Teachers ........................................................ 69 15 2 15 36 48 1 16

Primary, secondary, and special education

school teachers ........................................ 88 9 1 2 31 66 – –

Registered nurses ......................................... 36 49 1 14 70 15 4 11

Service ................................................................... 16 31 1 53 28 19 7 46

Protective service .............................................. 52 18 2 28 33 37 10 20

Sales and office ..................................................... 21 50 1 28 54 16 9 20

Sales and related ............................................... 10 49 2 39 47 12 17 25

Office and administrative support ...................... 27 51 1 21 59 19 5 17

Natural resources, construction, and maintenance 31 47 2 ( ) 22 53 25 3 19

Construction, extraction, farming, fishing, and

forestry ............................................................. 34 39 2 ( ) 26 43 31 3 23

Installation, maintenance, and repair ................. 28 54 – – 62 19 3 16

Production, transportation, and material moving ... 24 52 1 23 57 19 4 19

Production ......................................................... 22 61 – 17 67 16 3 14

Transportation and material moving .................. 26 44 1 29 48 22 6 24

Full time ................................................................. 33 55 2 ( ) 12 64 24 2 10

Part time ................................................................ 8 14 3 75 13 8 17 61

Union ..................................................................... 81 14 2 4 45 50 1 4

Nonunion ............................................................... 18 50 1 31 53 15 7 25

Average wage within the following categories:3

Lowest 25 percent ............................................. 7 30 2 61 24 13 13 50

Lowest 10 percent ......................................... 3 20 2 75 13 10 14 63

Second 25 percent ............................................ 21 56 1 22 56 21 5 18

Third 25 percent ................................................ 36 53 2 ( ) 11 63 25 2 9

Highest 25 percent ............................................ 50 44 2 ( ) 6 70 24 1 5

Highest 10 percent ........................................ 48 46 2 ( ) 5 73 21 1 4

Establishment characteristics

Goods-producing industries ................................... 26 61 2 ( ) 13 67 19 2 11

Service-providing industries .................................. 27 42 1 29 49 21 6 24

Education and health services ........................... 40 40 1 19 49 31 4 16

Educational services ...................................... 69 16 3 12 35 50 1 14

Elementary and secondary schools ........... 81 7 4 9 25 62 1 12

Junior colleges, colleges, and universities 53 34 1 12 60 27 1 12

Health care and social assistance ................. 20 56 2 ( ) 23 58 18 6 18

Hospitals .................................................... 45 46 1 9 76 15 3 7

Public administration ......................................... 84 4 2 9 33 55 1 11

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

1 to 99 workers ...................................................... 44 14 8 35 40 18 1 41

1 to 49 workers .................................................. 39 15 8 39 35 18 1 46

50 to 99 workers ................................................ 60 11 8 21 55 16 1 28

100 workers or more .............................................. 81 5 5 10 77 9 1 13

100 to 499 workers ............................................ 74 7 7 12 69 12 2 17

500 workers or more .......................................... 88 2 3 7 85 5 1 9

Geographic areas

Northeast ............................................................... 64 9 7 21 59 14 1 26

New England ..................................................... 64 7 7 22 57 14 2 27

Middle Atlantic ................................................... 64 9 7 20 59 14 1 26

South ..................................................................... 64 9 6 21 61 12 2 26

South Atlantic .................................................... 64 9 6 21 60 13 2 26

East South Central ............................................ 67 8 5 21 63 12 1 24

West South Central ........................................... 62 11 5 22 62 10 2 26

Midwest ................................................................. 65 7 8 20 62 11 1 26

East North Central ............................................. 64 9 7 20 62 11 1 26

West North Central ............................................ 67 5 9 20 61 11 1 27

West ...................................................................... 59 10 5 25 52 17 1 29

Mountain ............................................................ 58 10 6 26 56 12 1 31

Pacific ................................................................ 60 11 4 25 51 20 1 28

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

1 to 99 workers ...................................................... 10 48 2 ( ) 42 40 18 7 35

1 to 49 workers .................................................. 8 45 2 ( ) 46 36 17 7 39

50 to 99 workers ................................................ 16 55 1 28 52 19 7 22

100 workers or more .............................................. 43 43 1 13 62 23 4 10

100 to 499 workers ............................................ 27 54 2 17 62 19 6 12

500 workers or more .......................................... 59 31 1 9 62 28 2 8

Geographic areas

Northeast ............................................................... 31 41 1 26 50 22 6 22

New England ..................................................... 27 44 1 28 51 20 7 22

Middle Atlantic ................................................... 33 40 1 26 50 23 6 21

South ..................................................................... 26 47 1 27 53 20 6 22

South Atlantic .................................................... 27 46 1 27 56 17 6 21

East South Central ............................................ 26 49 – – 52 23 4 21

West South Central ........................................... 25 47 1 27 50 23 5 23

Midwest ................................................................. 26 46 1 26 55 17 7 21

East North Central ............................................. 26 47 2 26 55 18 7 21

West North Central ............................................ 26 46 1 27 56 15 8 20

West ...................................................................... 26 44 1 29 46 24 4 26

Mountain ............................................................ 21 47 1 31 47 21 6 26

Pacific ................................................................ 28 43 1 29 46 25 4 26

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 0.6 0.4 0.3 0.6 0.7 0.4 0.1 0.6

Worker characteristics

Management, professional, and related ................ 0.9 0.7 0.4 0.6 0.9 0.6 0.2 0.7

Management, business, and financial ............... 1.1 1.0 0.4 0.7 1.3 1.0 0.3 0.8

Professional and related .................................... 1.1 0.8 0.5 0.9 1.1 0.7 0.2 1.0

Teachers ........................................................ 1.8 – – 1.5 1.8 1.4 0.2 1.5

Primary, secondary, and special education

school teachers ........................................ 1.7 – – 0.7 2.0 2.0 – –

Registered nurses ......................................... 2.5 2.2 1.2 1.7 2.1 1.3 0.2 2.0

Service ................................................................... 1.4 0.8 0.9 1.8 1.4 1.2 0.3 1.6

Protective service .............................................. 3.0 0.9 2.2 2.6 2.8 1.5 1.8 2.5

Sales and office ..................................................... 0.9 0.6 0.5 0.8 1.0 0.6 0.2 1.0

Sales and related ............................................... 1.5 0.8 1.0 1.4 1.4 0.9 0.3 1.4

Office and administrative support ...................... 1.3 0.8 0.5 1.1 1.3 0.8 0.2 1.2

Natural resources, construction, and maintenance 1.7 1.1 0.5 1.5 1.7 1.4 0.4 1.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.6 1.8 0.7 2.5 2.7 1.9 0.3 2.6

Installation, maintenance, and repair ................. 2.1 1.4 0.7 1.6 2.3 2.0 0.8 1.6

Production, transportation, and material moving ... 1.4 0.8 0.5 1.5 1.4 0.7 0.2 1.4

Production ......................................................... 1.7 1.1 0.6 1.6 1.8 1.3 0.4 1.5

Transportation and material moving .................. 1.9 1.0 0.8 2.1 1.8 0.9 0.3 2.1

Full time ................................................................. 0.6 0.5 0.2 0.5 0.7 0.6 0.1 0.4

Part time ................................................................ 0.9 0.4 1.1 1.3 0.7 0.6 0.2 1.0

Union ..................................................................... 0.8 0.5 0.3 0.5 1.0 0.9 0.2 0.5

Nonunion ............................................................... 0.6 0.5 0.3 0.7 0.7 0.5 0.1 0.7

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.1 0.7 0.9 1.4 1.0 0.7 0.2 1.1

Lowest 10 percent ......................................... 1.5 1.0 1.4 2.0 1.0 1.2 0.4 1.5

Second 25 percent ............................................ 0.9 0.7 0.4 0.8 1.1 1.1 0.2 0.8

Third 25 percent ................................................ 0.8 0.7 0.3 0.6 0.8 0.6 0.2 0.6

Highest 25 percent ............................................ 0.7 0.6 0.2 0.5 0.7 0.5 0.1 0.6

Highest 10 percent ........................................ 1.2 1.0 0.6 0.7 1.0 0.7 0.2 0.9

Establishment characteristics

Goods-producing industries ................................... 1.0 1.0 0.3 0.8 1.0 0.9 0.2 0.8

Service-providing industries .................................. 0.7 0.4 0.3 0.7 0.7 0.5 0.1 0.6

Education and health services ........................... 1.5 1.0 0.4 1.1 1.5 1.1 0.1 1.1

Educational services ...................................... 1.1 0.5 0.3 0.8 1.2 1.1 0.2 0.8

Elementary and secondary schools ........... 1.3 0.6 0.4 0.9 1.6 1.5 0.2 0.9

Junior colleges, colleges, and universities 1.6 0.4 0.5 1.4 1.7 0.8 0.2 1.5

Health care and social assistance ................. 2.2 1.6 0.6 1.7 2.3 1.7 0.2 1.7

Hospitals .................................................... 0.9 0.5 0.4 0.7 0.8 0.6 0.2 0.7

Public administration ......................................... 1.5 0.2 0.5 1.4 2.0 1.5 0.2 1.5

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 0.6 0.7 0.1 0.6 0.6 0.5 0.3 0.6

Worker characteristics

Management, professional, and related ................ 1.0 1.1 0.1 0.7 1.1 0.8 0.4 0.6

Management, business, and financial ............... 1.4 1.5 – – 1.3 1.1 0.4 0.8

Professional and related .................................... 1.2 1.3 0.1 1.0 1.3 1.0 0.5 0.9

Teachers ........................................................ 1.9 1.7 0.3 1.5 2.1 2.0 0.3 1.5

Primary, secondary, and special education

school teachers ........................................ 2.3 2.2 0.3 0.7 2.5 2.5 – –

Registered nurses ......................................... 2.8 3.3 0.2 2.0 2.6 2.4 1.1 1.7

Service ................................................................... 0.8 1.5 0.1 1.5 1.4 1.0 0.9 1.8

Protective service .............................................. 3.0 2.5 0.6 2.8 2.6 2.5 2.1 2.7

Sales and office ..................................................... 0.8 1.0 0.2 0.9 1.0 0.7 0.5 0.8

Sales and related ............................................... 0.7 1.3 0.3 1.4 1.4 0.9 1.0 1.3

Office and administrative support ...................... 1.0 1.2 0.2 1.2 1.3 1.0 0.5 1.1

Natural resources, construction, and maintenance 1.5 1.7 0.1 1.5 1.7 1.4 0.5 1.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.6 2.7 0.2 2.6 2.5 2.4 0.8 2.4

Installation, maintenance, and repair ................. 1.8 2.0 – – 2.1 1.6 0.7 1.6

Production, transportation, and material moving ... 1.1 1.4 0.1 1.4 1.3 1.0 0.5 1.5

Production ......................................................... 1.4 1.7 – 1.6 1.8 1.3 0.6 1.6

Transportation and material moving .................. 1.5 1.9 0.2 2.1 1.6 1.5 0.8 2.1

Full time ................................................................. 0.7 0.8 2 ( ) 0.5 0.6 0.6 0.2 0.5

Part time ................................................................ 0.5 0.8 0.3 1.0 0.8 0.6 1.0 1.3

Union ..................................................................... 1.1 1.0 0.2 0.5 1.4 1.4 0.2 0.5

Nonunion ............................................................... 0.5 0.7 0.1 0.7 0.7 0.6 0.3 0.7

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.5 1.0 0.2 1.1 1.0 0.9 0.9 1.4

Lowest 10 percent ......................................... 0.4 1.3 0.3 1.5 1.5 1.1 1.4 2.0

Second 25 percent ............................................ 0.8 1.1 0.1 0.8 1.0 0.8 0.4 0.8

Third 25 percent ................................................ 1.0 1.0 0.1 0.6 0.9 0.9 0.3 0.6

Highest 25 percent ............................................ 1.1 1.3 0.1 0.6 0.9 0.8 0.2 0.5

Highest 10 percent ........................................ 1.6 1.7 0.1 0.9 1.3 1.2 0.5 0.7

Establishment characteristics

Goods-producing industries ................................... 1.3 1.4 0.1 0.8 1.1 1.1 0.3 0.8

Service-providing industries .................................. 0.6 0.7 0.1 0.6 0.7 0.6 0.3 0.7

Education and health services ........................... 1.4 1.3 0.1 1.1 1.5 1.3 0.4 1.1

Educational services ...................................... 1.2 0.8 0.3 0.8 1.5 1.4 0.2 0.8

Elementary and secondary schools ........... 1.4 0.8 0.4 0.9 1.8 1.7 0.2 0.9

Junior colleges, colleges, and universities 2.7 2.3 0.3 1.5 2.6 2.3 0.3 1.4

Health care and social assistance ................. 1.7 2.0 0.1 1.7 2.2 1.8 0.6 1.7

Hospitals .................................................... 2.4 2.0 0.2 0.8 1.6 1.7 0.4 0.7

Public administration ......................................... 1.7 0.8 0.5 1.4 2.6 2.7 0.3 1.5

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

1 to 99 workers ...................................................... 1.0 0.7 0.5 1.0 1.0 0.8 0.2 1.0

1 to 49 workers .................................................. 1.1 0.9 0.5 1.1 1.1 1.0 0.2 1.1

50 to 99 workers ................................................ 2.2 1.1 0.9 1.8 2.2 1.4 0.3 1.9

100 workers or more .............................................. 0.7 0.4 0.3 0.6 0.7 0.4 0.1 0.5

100 to 499 workers ............................................ 1.1 0.6 0.5 1.0 1.1 0.7 0.2 0.9

500 workers or more .......................................... 0.7 0.4 0.3 0.7 0.8 0.5 0.2 0.6

Geographic areas

Northeast ............................................................... 1.4 0.8 0.8 1.4 1.2 0.5 0.2 1.1

New England ..................................................... 2.3 0.9 1.9 2.5 2.2 1.1 0.4 1.9

Middle Atlantic ................................................... 1.5 0.9 0.7 1.5 1.4 0.6 0.2 1.4

South ..................................................................... 1.1 0.7 0.5 0.9 1.1 0.7 0.2 0.9

South Atlantic .................................................... 1.4 1.0 0.7 1.3 1.6 1.2 0.3 1.2

East South Central ............................................ 2.1 1.8 1.2 2.1 3.0 1.4 0.6 2.3

West South Central ........................................... 2.1 1.3 1.1 1.5 1.8 0.9 0.5 1.6

Midwest ................................................................. 1.1 0.8 0.7 1.5 1.8 1.1 0.2 1.3

East North Central ............................................. 1.3 1.0 0.9 1.7 1.8 1.0 0.3 1.4

West North Central ............................................ 2.0 1.1 1.1 2.7 3.9 2.7 0.3 2.9

West ...................................................................... 1.1 0.9 0.6 1.4 1.1 1.0 0.2 1.3

Mountain ............................................................ 1.9 1.5 1.3 1.9 1.9 1.1 0.4 1.7

Pacific ................................................................ 1.4 1.1 0.6 1.8 1.3 1.3 0.3 1.7

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

1 to 99 workers ...................................................... 0.5 1.0 0.1 1.0 1.0 0.8 0.5 1.0

1 to 49 workers .................................................. 0.5 1.1 0.1 1.1 1.1 0.9 0.5 1.1

50 to 99 workers ................................................ 1.3 2.1 0.3 1.9 2.2 1.4 0.8 1.8

100 workers or more .............................................. 0.9 0.8 0.1 0.6 0.8 0.6 0.3 0.6

100 to 499 workers ............................................ 1.0 1.2 0.2 1.0 1.1 0.9 0.5 0.9

500 workers or more .......................................... 1.2 1.1 0.2 0.7 1.1 0.9 0.3 0.6

Geographic areas

Northeast ............................................................... 1.7 1.7 0.2 1.2 1.1 0.8 0.8 1.3

New England ..................................................... 2.9 2.0 0.3 2.1 2.0 1.0 1.9 2.5

Middle Atlantic ................................................... 1.8 2.0 0.3 1.5 1.3 1.0 0.8 1.5

South ..................................................................... 0.8 0.8 0.1 0.9 1.0 0.9 0.5 0.9

South Atlantic .................................................... 1.1 1.2 0.1 1.1 1.3 1.0 0.7 1.3

East South Central ............................................ 2.5 2.0 – – 1.6 3.2 1.2 2.1

West South Central ........................................... 1.0 1.4 0.1 1.7 2.0 1.6 1.1 1.4

Midwest ................................................................. 1.3 1.5 0.2 1.4 1.2 1.1 0.7 1.4

East North Central ............................................. 1.2 1.6 0.3 1.4 1.5 1.4 0.9 1.7

West North Central ............................................ 2.9 3.3 0.3 2.9 2.2 1.8 1.0 2.7

West ...................................................................... 1.0 1.5 0.2 1.2 1.4 1.2 0.6 1.4

Mountain ............................................................ 2.1 1.9 0.3 1.8 2.2 2.3 1.3 1.7

Pacific ................................................................ 1.1 2.1 0.2 1.6 1.7 1.4 0.5 1.9

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note

for further explanation. 2 Less than 0.05. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave2

Personal

leave, sick

leave, paid

family

leave, or

vacation2

Personal

leave,

vacation, or

holidays2

All workers ............................................................. 36 36 59 69 71 82 83

Worker characteristics

Management, professional, and related ................ 47 53 69 74 90 93 90

Management, business, and financial ............... 60 57 87 94 93 96 97

Professional and related .................................... 41 52 61 66 88 91 88

Teachers ........................................................ 10 56 16 14 88 88 77

Primary, secondary, and special education

school teachers ........................................ 7 70 12 10 98 98 85

Registered nurses ......................................... 61 56 76 83 89 91 91

Service ................................................................... 22 21 40 47 49 63 65

Protective service .............................................. 41 39 68 75 75 83 86

Sales and office ..................................................... 41 37 65 75 72 82 85

Sales and related ............................................... 31 27 51 63 59 73 77

Office and administrative support ...................... 46 43 73 83 80 88 89

Natural resources, construction, and maintenance 30 26 56 76 63 82 87

Construction, extraction, farming, fishing, and

forestry ............................................................. 19 15 41 60 47 69 79

Installation, maintenance, and repair ................. 40 34 69 90 77 93 94

Production, transportation, and material moving ... 32 26 55 78 67 85 89

Production ......................................................... 33 23 57 88 70 91 94

Transportation and material moving .................. 32 29 54 69 64 79 84

Full time ................................................................. 45 44 72 84 84 94 94

Part time ................................................................ 11 10 19 25 32 44 48

Union ..................................................................... 44 55 65 72 90 95 93

Nonunion ............................................................... 35 33 58 69 68 79 81

Average wage within the following categories:3

Lowest 25 percent ............................................. 15 13 30 41 40 56 61

Lowest 10 percent ......................................... 8 7 19 27 26 44 49

Second 25 percent ............................................ 39 36 65 79 76 88 90

Third 25 percent ................................................ 47 44 74 86 84 93 93

Highest 25 percent ............................................ 50 56 72 78 92 95 93

Highest 10 percent ........................................ 50 57 73 78 94 96 92

Establishment characteristics

Goods-producing industries ................................... 33 25 58 86 68 89 93

Service-providing industries .................................. 37 38 59 67 72 80 81

Education and health services ........................... 40 50 58 63 85 88 87

Educational services ...................................... 22 56 39 37 90 91 83

Elementary and secondary schools ........... 18 65 27 24 93 93 83

Junior colleges, colleges, and universities 33 40 66 65 89 89 86

Health care and social assistance ................. 52 46 72 80 82 87 89

Hospitals .................................................... 67 62 85 91 93 95 95

Public administration ......................................... 51 52 88 87 91 91 91

See footnotes at end of table.
Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave2

Personal

leave, sick

leave, paid

family

leave, or

vacation2

Personal

leave,

vacation, or

holidays2

1 to 99 workers ...................................................... 27 24 50 62 58 72 75

1 to 49 workers .................................................. 24 22 47 60 55 69 73

50 to 99 workers ................................................ 34 31 56 70 67 81 82

100 workers or more .............................................. 46 47 67 76 83 90 90

100 to 499 workers ............................................ 43 40 64 76 78 87 88

500 workers or more .......................................... 49 55 70 76 89 93 92

Geographic areas

Northeast ............................................................... 48 48 61 70 77 83 84

New England ..................................................... 39 40 56 67 74 82 83

Middle Atlantic ................................................... 51 50 63 71 78 84 84

South ..................................................................... 35 35 59 71 71 84 85

South Atlantic .................................................... 38 38 61 72 72 83 84

East South Central ............................................ 28 28 57 68 69 84 87

West South Central ........................................... 32 33 58 70 71 85 86

Midwest ................................................................. 35 33 56 70 70 81 82

East North Central ............................................. 37 35 55 70 69 81 81

West North Central ............................................ 31 30 58 70 72 82 84

West ...................................................................... 31 31 58 66 68 77 79

Mountain ............................................................ 32 31 55 65 66 77 78

Pacific ................................................................ 30 31 60 67 69 77 80

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Includes workers with access to one or more of these leave benefits. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation

Survey, March 2015

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave2

Personal

leave, sick

leave, paid

family

leave, or

vacation2

Personal

leave,

vacation, or

holidays2

All workers ............................................................. 0.6 0.6 0.7 0.6 0.7 0.6 0.6

Worker characteristics

Management, professional, and related ................ 1.0 1.1 1.0 0.9 0.7 0.5 0.6

Management, business, and financial ............... 1.6 1.7 1.2 0.8 0.9 0.8 0.8

Professional and related .................................... 1.2 1.2 1.3 1.1 0.8 0.7 0.8

Teachers ........................................................ 1.3 1.9 2.0 1.9 1.3 1.3 1.6

Primary, secondary, and special education

school teachers ........................................ 1.2 2.5 2.4 2.4 0.5 0.5 1.6

Registered nurses ......................................... 2.4 2.5 2.1 1.7 1.6 1.5 1.6

Service ................................................................... 1.1 1.0 1.5 1.6 1.7 1.7 1.7

Protective service .............................................. 2.9 2.8 2.9 2.9 3.2 2.9 1.9

Sales and office ..................................................... 0.9 0.9 1.0 0.8 0.9 0.8 0.8

Sales and related ............................................... 1.2 1.0 1.3 1.3 1.3 1.3 1.2

Office and administrative support ...................... 1.2 1.3 1.2 0.9 1.1 0.9 0.9

Natural resources, construction, and maintenance 1.2 1.3 1.9 1.6 1.7 1.5 1.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.6 1.5 2.7 2.6 2.3 2.4 2.0

Installation, maintenance, and repair ................. 2.0 1.9 2.0 1.3 1.9 1.2 1.0

Production, transportation, and material moving ... 1.3 1.2 1.7 1.2 1.6 1.2 1.1

Production ......................................................... 1.6 1.3 2.3 1.1 1.9 1.1 1.0

Transportation and material moving .................. 1.9 1.8 2.1 1.8 2.1 1.8 1.7

Full time ................................................................. 0.7 0.8 0.7 0.5 0.6 0.4 0.4

Part time ................................................................ 0.7 0.6 0.9 1.1 1.2 1.4 1.5

Union ..................................................................... 1.3 1.3 1.1 0.9 0.8 0.7 0.6

Nonunion ............................................................... 0.7 0.7 0.8 0.7 0.8 0.7 0.8

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.8 0.8 1.2 1.3 1.3 1.4 1.5

Lowest 10 percent ......................................... 0.8 0.7 1.5 1.7 1.5 1.8 1.9

Second 25 percent ............................................ 1.2 1.2 1.1 0.8 0.9 0.7 0.7

Third 25 percent ................................................ 1.0 0.9 0.9 0.7 0.8 0.6 0.6

Highest 25 percent ............................................ 1.0 1.1 1.0 0.8 0.6 0.5 0.5

Highest 10 percent ........................................ 1.6 1.7 1.3 1.0 0.9 0.6 0.7

Establishment characteristics

Goods-producing industries ................................... 1.3 1.3 1.6 1.0 1.3 0.8 0.6

Service-providing industries .................................. 0.7 0.7 0.8 0.7 0.7 0.7 0.7

Education and health services ........................... 1.5 1.4 1.5 1.4 1.1 1.0 1.0

Educational services ...................................... 1.2 1.4 1.4 1.3 0.6 0.6 1.0

Elementary and secondary schools ........... 1.1 1.8 1.2 1.2 0.7 0.7 1.2

Junior colleges, colleges, and universities 2.7 2.8 2.4 1.9 1.4 1.4 1.3

Health care and social assistance ................. 2.1 2.1 2.1 1.8 1.9 1.7 1.5

Hospitals .................................................... 2.4 2.4 1.4 0.7 0.9 0.6 0.7

Public administration ......................................... 2.3 2.3 1.4 1.5 1.3 1.3 1.3

See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, civilian workers,1 National Compensation

Survey, March 2015—continued

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave2

Personal

leave, sick

leave, paid

family

leave, or

vacation2

Personal

leave,

vacation, or

holidays2

1 to 99 workers ...................................................... 0.9 0.9 1.1 1.1 1.1 1.0 1.1

1 to 49 workers .................................................. 1.0 1.0 1.2 1.2 1.3 1.2 1.2

50 to 99 workers ................................................ 1.7 1.6 2.0 2.2 2.1 2.0 1.9

100 workers or more .............................................. 0.8 0.8 0.8 0.7 0.7 0.5 0.5

100 to 499 workers ............................................ 1.2 1.2 1.3 1.1 1.2 0.9 0.9

500 workers or more .......................................... 1.1 1.1 0.9 0.8 0.7 0.5 0.6

Geographic areas

Northeast ............................................................... 1.2 1.5 1.4 1.1 1.3 1.4 1.3

New England ..................................................... 2.1 2.5 2.3 2.3 1.9 1.8 2.1

Middle Atlantic ................................................... 1.5 1.8 1.7 1.1 1.8 1.8 1.6

South ..................................................................... 1.1 1.1 1.1 1.0 0.9 0.8 0.8

South Atlantic .................................................... 1.7 1.8 1.5 1.4 1.3 1.1 1.1

East South Central ............................................ 1.9 1.8 3.3 2.6 2.9 2.1 2.0

West South Central ........................................... 1.7 1.8 1.7 1.6 1.5 1.3 1.3

Midwest ................................................................. 1.4 1.2 1.7 1.5 1.7 1.6 1.6

East North Central ............................................. 1.4 1.3 1.7 1.4 1.5 1.7 1.8

West North Central ............................................ 2.8 2.5 4.0 3.7 3.9 3.4 3.3

West ...................................................................... 1.0 1.0 1.5 1.5 1.5 1.4 1.5

Mountain ............................................................ 2.0 2.4 2.4 2.2 2.3 1.6 1.5

Pacific ................................................................ 1.1 1.1 2.0 1.9 1.9 1.9 2.1

1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See

Technical Note for further explanation. 2 Includes workers with access to one or more of these leave benefits. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Private Industry Tables 

Types of Benefits: 

・ Establishment data (Retirement and healthcare) 

・ Retirement benefits 

・ Healthcare benefits 

・ Life, short-term, and long-term disability insurance benefits 

・ Paid time-off benefits 

・ Other benefits (Quality of life, financial, health-related, nonproduction 

 bonuses, and unmarried domestic partner) 

・ Benefit combinations (Medical care and paid leave)
Table 1. Establishments offering retirement and health care benefits: private

industry workers, National Compensation Survey, March 2015

(All establishments = 100 percent)

Characteristics

Retirement benefits

Health care

benefits All plans1 Defined

benefit

Defined

contribution

All establishments .................................................. 48 8 47 60

Establishment characteristics

Goods-producing industries ................................... 45 9 43 58

Construction ...................................................... 34 10 31 46

Manufacturing .................................................... 58 7 57 72

Service-providing industries .................................. 49 8 48 61

Trade, transportation, and utilities ..................... 57 9 56 67

Wholesale trade ............................................. 71 6 71 87

Retail trade .................................................... 52 8 50 59

Transportation and warehousing ................... 50 15 47 56

Utilities ........................................................... 77 – 65 83

Information ......................................................... 81 50 81 82

Financial activities ............................................. 62 24 62 77

Finance and insurance .................................. 75 33 75 83

Credit intermediation and related activities 88 44 88 93

Insurance carriers and related activities .... 55 18 55 65

Real estate and rental and leasing ................ 41 – 40 67

Professional and business services .................. 44 – 44 57

Professional and technical services .............. 46 – 46 60

Administrative and waste services ................ 34 – 34 45

Education and health services ........................... 56 – 55 73

Educational services ...................................... 48 – 40 59

Junior colleges, colleges, and universities 94 – 93 99

Health care and social assistance ................. 57 – 57 74

Leisure and hospitality ....................................... 20 – 20 28

Accommodation and food services ................ 20 – 20 28

Other services ................................................... 26 – 24 40

1 to 99 workers ...................................................... 46 7 45 59

1 to 49 workers .................................................. 45 7 44 57

50 to 99 workers ................................................ 74 17 71 89

100 workers or more .............................................. 89 36 86 94

100 to 499 workers ............................................ 89 34 85 94

500 workers or more .......................................... 95 52 94 95

See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private

industry workers, National Compensation Survey, March 2015—continued

(All establishments = 100 percent)

Characteristics

Retirement benefits

Health care

benefits All plans1 Defined

benefit

Defined

contribution

Geographic areas

Northeast ............................................................... 49 8 47 60

New England ..................................................... 59 10 57 60

Middle Atlantic ................................................... 45 8 44 60

South ..................................................................... 48 7 47 60

South Atlantic .................................................... 48 8 48 61

East South Central ............................................ 43 – 43 54

West South Central ........................................... 49 7 48 62

Midwest ................................................................. 52 9 51 62

East North Central ............................................. 49 10 48 64

West North Central ............................................ 57 – 57 60

West ...................................................................... 44 8 43 58

Mountain ............................................................ 52 6 52 65

Pacific ................................................................ 39 9 38 54

1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the

individual items because some employers offered both types of plans.

Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 1. Standard errors for establishments offering retirement and health care

benefits: private industry workers, National Compensation Survey, March 2015

Characteristics

Retirement benefits

Health care

benefits All plans1 Defined

benefit

Defined

contribution

All establishments .................................................. 1.9 0.6 1.9 1.8

Establishment characteristics

Goods-producing industries ................................... 2.5 0.9 2.5 3.3

Construction ...................................................... 2.9 1.5 2.9 3.4

Manufacturing .................................................... 4.3 1.1 4.2 7.1

Service-providing industries .................................. 2.1 0.7 2.1 1.9

Trade, transportation, and utilities ..................... 2.9 0.8 2.9 2.9

Wholesale trade ............................................. 4.7 1.4 4.7 3.4

Retail trade .................................................... 2.6 1.1 2.6 2.7

Transportation and warehousing ................... 11.1 4.4 10.8 12.0

Utilities ........................................................... 13.4 – 14.6 13.0

Information ......................................................... 5.6 11.4 5.6 5.4

Financial activities ............................................. 4.1 2.9 4.1 3.8

Finance and insurance .................................. 3.8 3.3 3.7 3.3

Credit intermediation and related activities 4.6 3.9 4.6 4.1

Insurance carriers and related activities .... 6.2 5.0 6.2 6.7

Real estate and rental and leasing ................ 8.1 – 8.0 7.5

Professional and business services .................. 4.9 – 4.9 5.0

Professional and technical services .............. 7.4 – 7.4 7.4

Administrative and waste services ................ 7.0 – 6.9 8.1

Education and health services ........................... 7.6 – 7.6 6.9

Educational services ...................................... 9.0 – 8.8 11.0

Junior colleges, colleges, and universities 4.7 – 5.2 0.8

Health care and social assistance ................. 8.3 – 8.3 7.4

Leisure and hospitality ....................................... 2.6 – 2.6 4.1

Accommodation and food services ................ 2.8 – 2.8 4.5

Other services ................................................... 5.2 – 4.8 6.1

1 to 99 workers ...................................................... 2.0 0.6 2.0 1.9

1 to 49 workers .................................................. 2.1 0.6 2.1 1.9

50 to 99 workers ................................................ 3.1 1.7 3.0 1.5

100 workers or more .............................................. 1.3 5.9 1.4 1.2

100 to 499 workers ............................................ 1.6 6.8 1.7 1.3

500 workers or more .......................................... 2.1 5.3 2.2 2.3

See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and health care

benefits: private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Retirement benefits

Health care

benefits All plans1 Defined

benefit

Defined

contribution

Geographic areas

Northeast ............................................................... 5.1 1.3 5.1 4.3

New England ..................................................... 6.0 2.5 5.8 4.6

Middle Atlantic ................................................... 6.5 1.3 6.5 5.4

South ..................................................................... 2.6 0.9 2.6 2.5

South Atlantic .................................................... 3.7 1.1 3.7 3.1

East South Central ............................................ 3.7 – 3.7 3.1

West South Central ........................................... 4.9 1.4 4.9 5.6

Midwest ................................................................. 4.7 1.7 4.7 4.0

East North Central ............................................. 6.4 2.0 6.3 5.8

West North Central ............................................ 4.8 – 4.7 3.9

West ...................................................................... 3.8 1.1 3.8 3.8

Mountain ............................................................ 7.9 1.7 8.0 8.1

Pacific ................................................................ 3.3 1.4 3.2 3.4

1 Includes defined benefit pension plans and defined contribution retirement plans.

Note: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 66 49 74 18 15 84 61 43 71

Worker characteristics

Management, professional, and related ................ 80 67 84 25 21 84 77 62 80

Management, business, and financial ............... 84 74 88 30 25 83 82 70 85

Professional and related .................................... 78 63 81 23 20 85 74 57 77

Service ................................................................... 39 22 55 6 6 89 36 18 50

Protective service .............................................. 62 31 50 9 7 79 58 27 47

Sales and office ..................................................... 70 49 70 17 13 75 66 45 68

Sales and related ............................................... 68 38 57 11 7 63 64 35 55

Office and administrative support ...................... 72 56 78 20 16 79 68 52 76

Natural resources, construction, and maintenance 66 52 80 25 24 97 59 44 74

Construction, extraction, farming, fishing, and

forestry ............................................................. 59 47 79 27 26 98 48 35 73

Installation, maintenance, and repair ................. 71 57 80 23 22 95 68 51 76

Production, transportation, and material moving ... 71 53 75 23 19 85 63 44 69

Production ......................................................... 75 59 78 22 19 87 71 52 73

Transportation and material moving .................. 67 48 71 24 20 84 56 36 65

Full time ................................................................. 76 59 78 22 19 86 72 53 74

Part time ................................................................ 37 19 51 9 6 70 33 15 46

Union ..................................................................... 92 82 90 72 67 93 56 45 80

Nonunion ............................................................... 63 46 72 13 10 79 62 43 70

Average wage within the following categories:3

Lowest 25 percent ............................................. 40 19 48 6 4 63 37 17 45

Lowest 10 percent ......................................... 31 12 39 4 2 53 28 10 37

Second 25 percent ............................................ 67 47 70 13 10 82 63 42 67

Third 25 percent ................................................ 78 63 81 23 20 86 72 55 76

Highest 25 percent ............................................ 86 75 88 36 32 87 81 68 84

Highest 10 percent ........................................ 88 78 89 36 30 83 85 72 85

Establishment characteristics

Goods-producing industries ................................... 75 61 81 25 22 89 70 54 77

Construction ...................................................... 57 44 79 20 20 98 48 35 74

Manufacturing .................................................... 83 68 82 27 23 85 79 61 77

Service-providing industries .................................. 64 46 72 17 14 82 60 41 69

Trade, transportation, and utilities ..................... 75 48 65 19 14 75 66 40 61

Wholesale trade ............................................. 80 64 79 12 11 92 77 60 77

Retail trade .................................................... 70 37 53 14 9 61 61 31 50

Transportation and warehousing ................... 81 62 77 34 28 83 65 45 70

Utilities ........................................................... 97 92 95 78 74 95 91 76 83

See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 88 81 92 47 43 93 87 75 86

Financial activities ............................................. 83 75 90 42 34 81 82 71 86

Finance and insurance .................................. 92 85 93 51 40 79 91 81 89

Credit intermediation and related activities 95 87 92 51 38 76 95 83 88

Insurance carriers and related activities .... 88 82 93 48 43 89 87 77 88

Real estate and rental and leasing ................ 54 41 76 – – – 52 37 72

Professional and business services .................. 62 48 78 14 12 82 61 46 76

Professional and technical services .............. 73 60 83 14 12 88 72 58 81

Administrative and waste services ................ 44 30 68 6 5 94 43 28 66

Education and health services ........................... 69 53 77 16 14 87 64 46 72

Educational services ...................................... 69 59 86 16 14 87 61 50 82

Junior colleges, colleges, and universities 87 76 88 16 12 74 83 72 87

Health care and social assistance ................. 69 52 75 16 14 87 65 46 71

Leisure and hospitality ....................................... 30 13 42 3 3 98 28 11 37

Accommodation and food services ................ 29 11 37 2 2 100 28 9 33

Other services ................................................... 47 35 75 9 8 88 43 31 72

1 to 99 workers ...................................................... 51 35 69 8 7 85 48 32 67

1 to 49 workers .................................................. 46 32 70 7 6 88 44 30 68

50 to 99 workers ................................................ 66 44 67 13 11 80 60 39 64

100 workers or more .............................................. 84 65 78 30 25 83 77 56 73

100 to 499 workers ............................................ 80 58 72 21 17 81 74 51 69

500 workers or more .......................................... 89 76 85 43 37 85 82 65 79

Geographic areas

Northeast ............................................................... 67 53 78 24 21 88 60 45 74

New England ..................................................... 69 52 76 19 16 86 65 47 73

Middle Atlantic ................................................... 67 53 79 25 22 88 59 44 75

South ..................................................................... 66 46 71 16 13 82 63 43 68

South Atlantic .................................................... 67 48 72 17 14 81 64 44 69

East South Central ............................................ 67 45 67 12 10 81 63 41 65

West South Central ........................................... 63 44 70 15 13 84 61 41 67

Midwest ................................................................. 70 53 76 19 16 83 66 47 72

East North Central ............................................. 69 53 76 20 17 84 64 46 72

West North Central ............................................ 73 55 75 18 14 81 70 50 72

West ...................................................................... 60 44 74 17 14 83 55 39 70

Mountain ............................................................ 61 42 68 13 11 80 58 38 66

Pacific ................................................................ 59 45 76 19 16 84 54 39 73

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating

in at least one of these plan types. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.7 0.7 0.6 0.6 0.5 0.7 0.7 0.6 0.6

Worker characteristics

Management, professional, and related ................ 1.2 1.2 0.9 1.2 1.1 1.2 1.2 1.1 0.9

Management, business, and financial ............... 1.2 1.4 1.0 1.6 1.6 2.1 1.3 1.4 0.9

Professional and related .................................... 1.6 1.5 1.2 1.4 1.3 1.2 1.5 1.4 1.2

Service ................................................................... 1.9 1.2 2.4 0.6 0.6 1.9 1.9 1.1 2.4

Protective service .............................................. 5.2 3.6 5.7 2.2 2.0 6.5 5.6 4.0 6.1

Sales and office ..................................................... 0.9 0.8 0.7 0.7 0.6 1.5 1.0 0.8 0.7

Sales and related ............................................... 1.6 1.4 1.1 0.8 0.6 2.6 1.5 1.2 1.2

Office and administrative support ...................... 1.4 1.2 0.7 0.9 0.9 1.4 1.4 1.1 0.8

Natural resources, construction, and maintenance 1.9 1.7 1.2 1.6 1.6 0.6 1.9 1.7 1.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.9 2.8 2.2 2.9 2.9 0.8 2.8 2.6 2.7

Installation, maintenance, and repair ................. 2.3 2.2 1.3 1.9 1.8 0.9 2.2 2.2 1.5

Production, transportation, and material moving ... 1.5 1.3 1.0 1.2 0.9 1.5 1.4 1.2 1.0

Production ......................................................... 1.8 1.8 1.3 1.4 1.0 2.3 1.8 1.9 1.5

Transportation and material moving .................. 2.0 1.7 1.3 1.6 1.3 1.7 1.8 1.4 1.5

Full time ................................................................. 0.6 0.7 0.6 0.7 0.6 0.7 0.6 0.6 0.6

Part time ................................................................ 1.4 0.8 1.5 0.5 0.4 2.0 1.3 0.8 1.6

Union ..................................................................... 1.3 1.4 0.8 1.9 1.9 0.7 2.1 1.7 1.4

Nonunion ............................................................... 0.8 0.7 0.7 0.5 0.4 0.9 0.8 0.6 0.7

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.5 0.8 1.4 0.4 0.3 2.3 1.4 0.8 1.5

Lowest 10 percent ......................................... 2.2 1.0 2.6 0.5 0.3 4.2 2.2 1.0 2.8

Second 25 percent ............................................ 1.1 1.1 1.1 0.7 0.6 1.3 1.1 1.1 1.2

Third 25 percent ................................................ 1.0 0.9 0.7 1.0 0.9 1.1 1.0 0.8 0.7

Highest 25 percent ............................................ 0.9 0.9 0.7 1.3 1.2 1.0 0.9 0.9 0.7

Highest 10 percent ........................................ 1.3 1.4 0.9 1.8 1.8 1.7 1.4 1.4 0.9

Establishment characteristics

Goods-producing industries ................................... 1.1 1.1 0.8 1.2 1.1 1.0 1.2 1.1 0.9

Construction ...................................................... 2.5 2.3 1.8 2.0 2.0 1.2 2.3 2.0 2.0

Manufacturing .................................................... 1.3 1.3 1.0 1.6 1.3 1.2 1.5 1.4 1.1

Service-providing industries .................................. 0.8 0.8 0.8 0.6 0.5 0.9 0.8 0.7 0.8

Trade, transportation, and utilities ..................... 1.0 1.0 0.8 0.8 0.7 1.4 1.1 0.9 0.8

Wholesale trade ............................................. 1.8 1.9 1.4 1.6 1.4 2.4 1.9 2.0 1.4

Retail trade .................................................... 1.2 1.2 1.1 1.0 0.7 2.4 1.4 1.2 1.2

Transportation and warehousing ................... 2.5 2.4 2.2 2.8 2.3 2.5 3.0 2.6 2.6

Utilities ........................................................... 1.7 2.1 1.6 5.8 5.4 1.3 1.9 2.3 2.1

See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 2.3 2.4 0.9 3.8 3.7 1.3 2.3 2.2 0.9

Financial activities ............................................. 1.7 1.7 0.9 1.9 1.7 1.2 1.6 1.7 1.0

Finance and insurance .................................. 0.8 0.9 0.5 1.9 1.6 1.2 0.8 0.9 0.6

Credit intermediation and related activities 0.8 1.0 0.9 2.5 2.0 1.6 0.8 1.0 0.9

Insurance carriers and related activities .... 1.6 1.6 0.7 2.7 2.6 1.6 1.6 1.7 0.9

Real estate and rental and leasing ................ 5.0 5.2 5.2 – – – 4.5 4.5 5.6

Professional and business services .................. 2.4 2.2 1.6 1.7 1.5 3.6 2.3 2.2 1.6

Professional and technical services .............. 2.7 2.8 2.1 3.0 2.8 3.5 2.8 2.7 2.1

Administrative and waste services ................ 4.4 4.2 4.1 1.7 1.7 2.9 4.2 4.0 4.3

Education and health services ........................... 2.2 2.0 1.6 1.5 1.4 2.2 2.2 1.8 1.6

Educational services ...................................... 3.6 3.3 1.3 2.0 1.9 1.8 3.5 3.1 1.5

Junior colleges, colleges, and universities 1.6 1.6 1.0 1.1 1.0 1.9 1.7 1.7 1.1

Health care and social assistance ................. 2.4 2.1 1.8 1.7 1.6 2.5 2.4 2.0 1.8

Leisure and hospitality ....................................... 2.8 1.2 3.0 0.7 0.7 1.7 2.7 1.0 2.8

Accommodation and food services ................ 3.2 1.4 3.3 0.7 0.7 4 ( ) 3.1 1.2 3.0

Other services ................................................... 3.8 2.8 2.6 2.1 1.8 6.5 3.9 2.9 2.8

1 to 99 workers ...................................................... 1.1 0.8 1.1 0.5 0.4 1.4 1.1 0.8 1.1

1 to 49 workers .................................................. 1.3 1.0 1.2 0.5 0.5 1.2 1.3 1.0 1.2

50 to 99 workers ................................................ 2.2 1.9 1.9 1.1 1.0 3.2 2.3 1.9 2.0

100 workers or more .............................................. 0.9 1.0 0.7 0.9 0.8 0.8 0.9 0.9 0.7

100 to 499 workers ............................................ 1.3 1.3 1.0 1.1 1.0 1.6 1.2 1.2 1.1

500 workers or more .......................................... 1.2 1.1 0.8 1.5 1.3 1.0 1.2 1.3 0.8

Geographic areas

Northeast ............................................................... 1.7 1.5 0.8 1.7 1.6 1.0 1.5 1.2 0.9

New England ..................................................... 3.1 2.5 1.9 2.6 2.4 3.0 3.3 2.4 1.8

Middle Atlantic ................................................... 1.8 1.6 0.9 1.8 1.8 1.0 1.5 1.3 1.2

South ..................................................................... 1.3 1.1 1.0 0.7 0.7 1.6 1.2 1.1 1.0

South Atlantic .................................................... 2.0 1.7 1.3 1.0 1.1 2.7 1.9 1.6 1.3

East South Central ............................................ 2.3 2.2 3.8 1.0 1.1 4.1 2.0 2.2 3.7

West South Central ........................................... 1.8 1.7 1.5 1.0 0.8 1.1 1.8 1.7 1.6

Midwest ................................................................. 1.4 1.5 1.3 1.3 1.0 1.4 1.3 1.3 1.4

East North Central ............................................. 1.7 1.9 1.6 1.4 1.0 1.7 1.7 1.8 1.7

West North Central ............................................ 2.5 2.2 2.2 2.9 2.2 2.6 2.2 1.7 2.3

West ...................................................................... 1.5 1.2 1.8 1.1 1.1 1.5 1.6 1.2 1.8

Mountain ............................................................ 2.6 2.7 3.7 1.3 1.0 2.8 2.7 2.6 3.7

Pacific ................................................................ 1.8 1.3 2.0 1.5 1.4 1.8 2.0 1.3 1.9

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating

in at least one of these plan types. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Retirement benefit combinations: Access, private industry

workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 14 4 47

Worker characteristics

Management, professional, and related ................ 22 3 55

Management, business, and financial ............... 28 2 54

Professional and related .................................... 20 3 55

Service ................................................................... 3 3 33

Protective service .............................................. 4 4 54

Sales and office ..................................................... 13 4 53

Sales and related ............................................... 7 4 56

Office and administrative support ...................... 17 4 52

Natural resources, construction, and maintenance 18 7 41

Construction, extraction, farming, fishing, and

forestry ............................................................. 15 12 32

Installation, maintenance, and repair ................. 19 4 48

Production, transportation, and material moving ... 15 8 48

Production ......................................................... 17 4 54

Transportation and material moving .................. 12 11 43

Full time ................................................................. 18 4 54

Part time ................................................................ 4 5 29

Union ..................................................................... 36 36 20

Nonunion ............................................................... 12 1 50

Average wage within the following categories:1

Lowest 25 percent ............................................. 3 3 34

Lowest 10 percent ......................................... 1 3 27

Second 25 percent ............................................ 8 4 55

Third 25 percent ................................................ 18 5 55

Highest 25 percent ............................................ 31 5 50

Highest 10 percent ........................................ 33 3 52

Establishment characteristics

Goods-producing industries ................................... 20 5 50

Construction ...................................................... 12 9 36

Manufacturing .................................................... 24 4 55

Service-providing industries .................................. 13 4 47

Trade, transportation, and utilities ..................... 10 9 56

Wholesale trade ............................................. 9 3 69

Retail trade .................................................... 6 9 56

Transportation and warehousing ................... 17 17 47

Utilities ........................................................... 73 6 –

Information ......................................................... 46 – 41

Financial activities ............................................. 41 1 42

Finance and insurance .................................. 50 1 41

See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, private industry

workers, National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

Credit intermediation and related activities 50 1 44

Insurance carriers and related activities .... 48 – 40

Real estate and rental and leasing ................ – – 43

Professional and business services .................. 13 1 48

Professional and technical services .............. 13 – 59

Administrative and waste services ................ 5 1 38

Education and health services ........................... 12 5 53

Educational services ...................................... 7 8 53

Junior colleges, colleges, and universities 12 4 71

Health care and social assistance ................. 12 4 53

Leisure and hospitality ....................................... – 2 27

Accommodation and food services ................ – 2 27

Other services ................................................... 5 4 38

1 to 99 workers ...................................................... 6 2 42

1 to 49 workers .................................................. 5 1 39

50 to 99 workers ................................................ 7 6 53

100 workers or more .............................................. 24 7 54

100 to 499 workers ............................................ 15 6 59

500 workers or more .......................................... 36 7 46

Geographic areas

Northeast ............................................................... 17 7 44

New England ..................................................... 15 4 50

Middle Atlantic ................................................... 17 8 42

South ..................................................................... 13 3 50

South Atlantic .................................................... 15 3 49

East South Central ............................................ 9 4 54

West South Central ........................................... 13 2 48

Midwest ................................................................. 15 5 51

East North Central ............................................. 15 5 49

West North Central ............................................ 15 3 55

West ...................................................................... 12 5 43

Mountain ............................................................ 9 4 48

Pacific ................................................................ 13 5 41

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:

Access, private industry workers, National Compensation Survey,

March 2015

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 0.5 0.3 0.7

Worker characteristics

Management, professional, and related ................ 1.1 0.4 1.3

Management, business, and financial ............... 1.5 0.5 1.7

Professional and related .................................... 1.2 0.5 1.6

Service ................................................................... 0.4 0.3 1.9

Protective service .............................................. 1.2 1.7 5.8

Sales and office ..................................................... 0.6 0.4 0.9

Sales and related ............................................... 0.6 0.5 1.4

Office and administrative support ...................... 0.8 0.4 1.3

Natural resources, construction, and maintenance 1.5 0.8 1.9

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.6 1.5 2.4

Installation, maintenance, and repair ................. 1.8 0.7 2.4

Production, transportation, and material moving ... 1.1 0.7 1.5

Production ......................................................... 1.4 0.7 2.0

Transportation and material moving .................. 1.3 1.1 1.9

Full time ................................................................. 0.6 0.3 0.8

Part time ................................................................ 0.3 0.5 1.2

Union ..................................................................... 2.1 2.0 1.5

Nonunion ............................................................... 0.4 0.1 0.8

Average wage within the following categories:1

Lowest 25 percent ............................................. 0.2 0.3 1.4

Lowest 10 percent ......................................... 0.2 0.5 2.1

Second 25 percent ............................................ 0.5 0.4 1.2

Third 25 percent ................................................ 0.9 0.5 1.1

Highest 25 percent ............................................ 1.3 0.4 1.2

Highest 10 percent ........................................ 1.9 0.5 1.7

Establishment characteristics

Goods-producing industries ................................... 1.2 0.6 1.5

Construction ...................................................... 1.9 1.1 2.0

Manufacturing .................................................... 1.5 0.7 1.9

Service-providing industries .................................. 0.5 0.3 0.8

Trade, transportation, and utilities ..................... 0.6 0.7 1.2

Wholesale trade ............................................. 1.5 0.6 2.4

Retail trade .................................................... 0.5 0.9 1.4

Transportation and warehousing ................... 2.4 2.0 3.2

Utilities ........................................................... 5.6 1.9 –

Information ......................................................... 3.8 – 3.1

Financial activities ............................................. 1.9 0.4 1.6

Finance and insurance .................................. 1.9 0.1 1.7

See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:

Access, private industry workers, National Compensation Survey,

March 2015—continued

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

Credit intermediation and related activities 2.5 0.2 2.5

Insurance carriers and related activities .... 2.7 – 2.6

Real estate and rental and leasing ................ – – 3.8

Professional and business services .................. 1.6 0.5 2.7

Professional and technical services .............. 3.0 – 3.3

Administrative and waste services ................ 1.7 0.4 4.2

Education and health services ........................... 1.0 0.8 2.2

Educational services ...................................... 1.0 1.7 3.4

Junior colleges, colleges, and universities 0.8 1.0 1.6

Health care and social assistance ................. 1.1 0.9 2.6

Leisure and hospitality ....................................... – 0.5 2.7

Accommodation and food services ................ – 0.5 3.1

Other services ................................................... 1.8 1.1 3.9

1 to 99 workers ...................................................... 0.5 0.2 1.1

1 to 49 workers .................................................. 0.5 0.2 1.3

50 to 99 workers ................................................ 0.9 0.8 2.3

100 workers or more .............................................. 0.8 0.5 1.1

100 to 499 workers ............................................ 1.0 0.6 1.4

500 workers or more .......................................... 1.4 0.8 1.5

Geographic areas

Northeast ............................................................... 1.7 0.7 1.6

New England ..................................................... 2.7 0.8 2.7

Middle Atlantic ................................................... 1.8 0.9 1.7

South ..................................................................... 0.6 0.3 1.1

South Atlantic .................................................... 0.9 0.5 1.6

East South Central ............................................ 1.3 0.6 2.7

West South Central ........................................... 0.9 0.4 1.7

Midwest ................................................................. 1.0 0.6 1.5

East North Central ............................................. 0.8 0.8 2.0

West North Central ............................................ 2.5 0.7 2.0

West ...................................................................... 1.0 0.6 1.9

Mountain ............................................................ 1.1 0.8 3.0

Pacific ................................................................ 1.4 0.8 2.3

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private

industry workers, National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 63 24 2 11

Worker characteristics

Management, professional, and related ................ 58 28 3 12

Management, business, and financial ............... 58 25 3 15

Professional and related .................................... 57 29 3 10

Service ................................................................... 80 13 – –

Protective service .............................................. 68 – – –

Sales and office ..................................................... 59 23 3 16

Sales and related ............................................... 57 23 4 16

Office and administrative support ...................... 59 23 2 16

Natural resources, construction, and maintenance 73 21 – –

Construction, extraction, farming, fishing, and

forestry ............................................................. 95 4 – –

Installation, maintenance, and repair ................. 51 39 – –

Production, transportation, and material moving ... 65 24 2 9

Production ......................................................... 53 31 – –

Transportation and material moving .................. 76 17 2 5

Full time ................................................................. 62 24 3 11

Part time ................................................................ 74 21 – –

Union ..................................................................... 78 19 – –

Nonunion ............................................................... 54 27 4 16

Average wage within the following categories:4

Lowest 25 percent ............................................. 70 22 1 8

Lowest 10 percent ......................................... 78 19 – –

Second 25 percent ............................................ 66 17 2 14

Third 25 percent ................................................ 65 22 2 11

Highest 25 percent ............................................ 60 28 3 10

Highest 10 percent ........................................ 56 29 3 12

Establishment characteristics

Goods-producing industries ................................... 61 27 3 10

Construction ...................................................... 96 – – –

Manufacturing .................................................... 48 35 4 14

Service-providing industries .................................. 64 23 2 11

Trade, transportation, and utilities ..................... 71 24 – –

Wholesale trade ............................................. 68 23 – –

Retail trade .................................................... 66 28 – –

Transportation and warehousing ................... 78 19 – –

Utilities ........................................................... 67 30 – –

Information ......................................................... – 57 – 21

See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, private

industry workers, National Compensation Survey, March 2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

Establishment characteristics

Financial activities ............................................. 57 16 4 23

Finance and insurance .................................. 56 17 3 24

Credit intermediation and related activities 47 18 2 32

Insurance carriers and related activities .... 70 15 3 12

Real estate and rental and leasing ................ 75 – – –

Professional and business services .................. 69 18 – –

Professional and technical services .............. 75 – – –

Education and health services ........................... 67 21 1 10

Educational services ...................................... 82 12 – –

Junior colleges, colleges, and universities 68 – – –

Health care and social assistance ................. 65 23 – –

Leisure and hospitality ....................................... 93 – – –

Accommodation and food services ................ 100 – – –

Other services ................................................... 78 – – –

1 to 99 workers ...................................................... 67 21 2 10

1 to 49 workers .................................................. 64 21 3 12

50 to 99 workers ................................................ 73 20 – –

100 workers or more .............................................. 62 25 3 11

100 to 499 workers ............................................ 61 24 4 11

500 workers or more .......................................... 62 26 1 11

Geographic areas

Northeast ............................................................... 67 19 2 12

New England ..................................................... 59 27 – –

Middle Atlantic ................................................... 69 16 3 11

South ..................................................................... 63 25 2 9

South Atlantic .................................................... 64 23 3 10

East South Central ............................................ 63 30 – –

West South Central ........................................... 61 29 2 8

Midwest ................................................................. 61 25 2 12

East North Central ............................................. 64 23 2 12

West North Central ............................................ 53 32 – –

West ...................................................................... 60 26 – –

Mountain ............................................................ 63 18 – –

Pacific ................................................................ 60 29 – –

1 Plans open to new participants. 2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did

not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, private industry workers, National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 1.6 1.2 0.5 0.9

Worker characteristics

Management, professional, and related ................ 2.3 1.9 1.0 1.0

Management, business, and financial ............... 3.4 2.5 0.9 1.6

Professional and related .................................... 3.1 2.6 1.1 1.2

Service ................................................................... 3.8 3.2 – –

Protective service .............................................. 10.7 – – –

Sales and office ..................................................... 2.3 1.6 0.6 1.5

Sales and related ............................................... 4.1 3.0 1.5 2.2

Office and administrative support ...................... 2.3 1.6 0.5 1.7

Natural resources, construction, and maintenance 3.1 2.6 – –

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.6 1.4 – –

Installation, maintenance, and repair ................. 4.2 4.1 – –

Production, transportation, and material moving ... 3.1 2.4 0.8 2.4

Production ......................................................... 5.3 4.1 – –

Transportation and material moving .................. 3.0 2.3 0.6 2.2

Full time ................................................................. 1.6 1.2 0.5 1.0

Part time ................................................................ 2.6 2.3 – –

Union ..................................................................... 1.8 1.7 – –

Nonunion ............................................................... 1.9 1.5 0.7 1.2

Average wage within the following categories:4

Lowest 25 percent ............................................. 3.5 3.1 0.4 1.8

Lowest 10 percent ......................................... 4.5 4.2 – –

Second 25 percent ............................................ 2.3 1.7 0.7 1.8

Third 25 percent ................................................ 2.1 1.7 0.6 1.5

Highest 25 percent ............................................ 2.0 1.7 0.9 0.8

Highest 10 percent ........................................ 3.0 2.7 1.5 1.5

Establishment characteristics

Goods-producing industries ................................... 3.1 2.6 0.8 2.0

Construction ...................................................... 2.1 – – –

Manufacturing .................................................... 4.0 3.2 1.2 3.0

Service-providing industries .................................. 1.8 1.4 0.6 0.9

Trade, transportation, and utilities ..................... 2.0 1.7 – –

Wholesale trade ............................................. 5.8 5.0 – –

Retail trade .................................................... 3.7 3.2 – –

Transportation and warehousing ................... 3.8 3.3 – –

Utilities ........................................................... 4.2 4.4 – –

Information ......................................................... – 4.5 – 3.6

See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, private industry workers, National Compensation Survey, March

2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

Establishment characteristics

Financial activities ............................................. 2.3 1.7 1.0 1.8

Finance and insurance .................................. 2.4 1.6 0.5 1.8

Credit intermediation and related activities 3.8 2.5 0.8 3.1

Insurance carriers and related activities .... 3.2 2.2 0.8 2.6

Real estate and rental and leasing ................ 12.5 – – –

Professional and business services .................. 4.3 3.3 – –

Professional and technical services .............. 7.0 – – –

Education and health services ........................... 4.5 3.3 0.4 2.2

Educational services ...................................... 3.9 3.0 – –

Junior colleges, colleges, and universities 3.7 – – –

Health care and social assistance ................. 5.4 3.9 – –

Leisure and hospitality ....................................... 5.6 – – –

Accommodation and food services ................ 0.0 – – –

Other services ................................................... 8.8 – – –

1 to 99 workers ...................................................... 2.7 2.2 0.7 1.5

1 to 49 workers .................................................. 3.6 2.9 1.1 2.1

50 to 99 workers ................................................ 3.6 3.0 – –

100 workers or more .............................................. 1.8 1.4 0.6 1.1

100 to 499 workers ............................................ 2.9 2.2 1.4 1.7

500 workers or more .......................................... 2.0 1.7 0.4 1.1

Geographic areas

Northeast ............................................................... 3.3 2.2 0.9 1.7

New England ..................................................... 6.9 5.5 – –

Middle Atlantic ................................................... 3.6 2.2 1.1 2.0

South ..................................................................... 2.6 2.3 0.5 1.3

South Atlantic .................................................... 3.7 2.9 0.6 1.9

East South Central ............................................ 5.4 4.5 – –

West South Central ........................................... 4.4 4.2 1.1 1.8

Midwest ................................................................. 3.0 2.4 0.6 2.2

East North Central ............................................. 3.7 2.3 0.7 2.6

West North Central ............................................ 4.0 5.5 – –

West ...................................................................... 3.9 3.0 – –

Mountain ............................................................ 6.0 3.6 – –

Pacific ................................................................ 4.8 3.8 – –

1 Plans open to new participants. 2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

private industry workers, National Compensation Survey, March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 3 23 74

Worker characteristics

Management, professional, and related ................ 1 26 73

Management, business, and financial ............... – – 73

Professional and related .................................... 2 25 73

Service ................................................................... – – 58

Protective service .............................................. – – 97

Sales and office ..................................................... 3 27 70

Sales and related ............................................... – 7 93

Office and administrative support ...................... 3 33 63

Natural resources, construction, and maintenance 3 29 68

Construction, extraction, farming, fishing, and

forestry ............................................................. – – 62

Installation, maintenance, and repair ................. 3 29 69

Production, transportation, and material moving ... – – 85

Production ......................................................... – – 81

Transportation and material moving .................. – – 94

Full time ................................................................. 3 24 73

Part time ................................................................ – – 81

Union ..................................................................... 9 29 62

Nonunion ............................................................... – – 77

Average wage within the following categories:3

Lowest 25 percent ............................................. – – 81

Lowest 10 percent ......................................... – – 90

Second 25 percent ............................................ – – 68

Third 25 percent ................................................ 3 20 77

Highest 25 percent ............................................ 2 25 73

Highest 10 percent ........................................ 1 21 77

Establishment characteristics

Goods-producing industries ................................... 3 19 78

Manufacturing .................................................... 3 19 77

Service-providing industries .................................. 3 25 72

Trade, transportation, and utilities ..................... 2 10 88

Wholesale trade ............................................. – – 83

Retail trade .................................................... – – 93

See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

private industry workers, National Compensation Survey, March

2015—continued

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

Transportation and warehousing ................... – – 98

Utilities ........................................................... – – 60

Information ......................................................... – – 71

Financial activities ............................................. – – 68

Finance and insurance .................................. – – 66

Credit intermediation and related activities – 44 56

Insurance carriers and related activities .... – – 79

Real estate and rental and leasing ................ – – 100

Professional and business services .................. – – 86

Professional and technical services .............. – – 92

Education and health services ........................... – – 54

Educational services ...................................... – 51 49

Junior colleges, colleges, and universities – – 52

Health care and social assistance ................. – – 54

Other services ................................................... – 74 –

1 to 99 workers ...................................................... – – 67

1 to 49 workers .................................................. – – 66

50 to 99 workers ................................................ – 30 70

100 workers or more .............................................. 3 22 76

100 to 499 workers ............................................ 2 18 80

500 workers or more .......................................... 3 24 72

Geographic areas

Northeast ............................................................... – – 68

New England ..................................................... – – 66

Middle Atlantic ................................................... – – 69

South ..................................................................... 1 18 81

South Atlantic .................................................... – – 78

East South Central ............................................ – – 78

West South Central ........................................... – – 88

Midwest ................................................................. 2 18 80

East North Central ............................................. – – 82

West North Central ............................................ 2 21 78

West ...................................................................... 6 32 62

Mountain ............................................................ – – 76

Pacific ................................................................ 7 36 57

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, private industry workers, National Compensation

Survey, March 2015

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 0.8 1.9 2.0

Worker characteristics

Management, professional, and related ................ 0.4 2.8 2.9

Management, business, and financial ............... – – 2.9

Professional and related .................................... 0.6 3.5 3.5

Service ................................................................... – – 10.5

Protective service .............................................. – – 3.0

Sales and office ..................................................... 0.9 2.6 2.6

Sales and related ............................................... – 2.0 2.0

Office and administrative support ...................... 1.1 3.0 3.1

Natural resources, construction, and maintenance 0.8 7.1 7.1

Construction, extraction, farming, fishing, and

forestry ............................................................. – – 17.6

Installation, maintenance, and repair ................. 0.8 7.3 7.4

Production, transportation, and material moving ... – – 2.5

Production ......................................................... – – 3.3

Transportation and material moving .................. – – 1.9

Full time ................................................................. 0.7 2.0 2.1

Part time ................................................................ – – 3.4

Union ..................................................................... 1.7 4.3 4.4

Nonunion ............................................................... – – 1.9

Average wage within the following categories:3

Lowest 25 percent ............................................. – – 4.9

Lowest 10 percent ......................................... – – 5.2

Second 25 percent ............................................ – – 4.0

Third 25 percent ................................................ 0.6 2.7 2.7

Highest 25 percent ............................................ 0.5 2.4 2.5

Highest 10 percent ........................................ 0.5 3.4 3.5

Establishment characteristics

Goods-producing industries ................................... 0.6 3.4 3.4

Manufacturing .................................................... 0.7 3.5 3.5

Service-providing industries .................................. 1.0 2.2 2.4

Trade, transportation, and utilities ..................... 0.8 1.8 2.0

Wholesale trade ............................................. – – 6.8

Retail trade .................................................... – – 3.2

See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, private industry workers, National Compensation

Survey, March 2015—continued

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

Transportation and warehousing ................... – – 1.8

Utilities ........................................................... – – 8.8

Information ......................................................... – – 5.0

Financial activities ............................................. – – 2.7

Finance and insurance .................................. – – 2.8

Credit intermediation and related activities – 3.8 3.8

Insurance carriers and related activities .... – – 4.5

Real estate and rental and leasing ................ – – 0.0

Professional and business services .................. – – 6.1

Professional and technical services .............. – – 8.6

Education and health services ........................... – – 6.5

Educational services ...................................... – 8.4 8.4

Junior colleges, colleges, and universities – – 6.4

Health care and social assistance ................. – – 7.0

Other services ................................................... – 20.8 –

1 to 99 workers ...................................................... – – 4.3

1 to 49 workers .................................................. – – 5.6

50 to 99 workers ................................................ – 6.5 6.5

100 workers or more .............................................. 0.5 2.1 2.2

100 to 499 workers ............................................ 0.8 3.6 3.7

500 workers or more .......................................... 0.7 2.8 2.9

Geographic areas

Northeast ............................................................... – – 4.3

New England ..................................................... – – 7.7

Middle Atlantic ................................................... – – 5.2

South ..................................................................... 0.6 2.4 2.5

South Atlantic .................................................... – – 3.5

East South Central ............................................ – – 8.7

West South Central ........................................... – – 3.2

Midwest ................................................................. 0.6 3.1 3.3

East North Central ............................................. – – 4.1

West North Central ............................................ 0.7 5.8 5.7

West ...................................................................... 1.6 5.1 5.4

Mountain ............................................................ – – 5.8

Pacific ................................................................ 2.1 6.3 6.7

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, 

National Compensation Survey, March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans2

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

All workers ............................................................. 12 88 5 27 32 31

Worker characteristics

Management, professional, and related ................ 10 90 4 30 35 31

Management, business, and financial ............... 10 90 4 30 35 27

Professional and related .................................... 9 91 4 30 35 33

Service ................................................................... 18 82 – 9 23 50

Sales and office ..................................................... 18 82 6 19 33 26

Sales and related ............................................... 23 77 4 – 35 35

Office and administrative support ...................... 17 83 7 23 33 24

Natural resources, construction, and maintenance 4 96 6 38 43 13

Installation, maintenance, and repair ................. 4 96 – 40 43 13

Production, transportation, and material moving ... 11 89 4 28 21 42

Transportation and material moving .................. 10 90 5 32 17 44

Full time ................................................................. 11 89 4 28 33 31

Part time ................................................................ 24 76 7 17 18 37

Union ..................................................................... 3 97 4 45 28 24

Nonunion ............................................................... 15 85 5 21 33 33

Average wage within the following categories:3

Lowest 25 percent ............................................. 34 66 3 – 20 34

Lowest 10 percent ......................................... 54 46 – – – –

Second 25 percent ............................................ 16 84 8 15 28 36

Third 25 percent ................................................ 13 87 4 26 26 36

Highest 25 percent ............................................ 8 92 4 33 38 26

Highest 10 percent ........................................ 7 93 3 34 42 27

Establishment characteristics

Goods-producing industries ................................... 6 94 – 29 35 36

Construction ...................................................... – 100 – – – –

Manufacturing .................................................... 7 93 – 26 36 38

Service-providing industries .................................. 14 86 5 26 31 29

Trade, transportation, and utilities ..................... 23 77 8 25 19 33

Retail trade .................................................... 42 58 3 8 17 35

Information ......................................................... 11 89 5 43 36 3

See footnotes at end of table.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, 

National Compensation Survey, March 2015—continued

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans2

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Financial activities ............................................. 9 91 4 15 46 26

Finance and insurance .................................. 10 90 4 15 45 27

Credit intermediation and related activities 8 92 7 11 40 34

Insurance carriers and related activities .... 12 88 – 26 45 16

Real estate and rental and leasing ................ – 100 – – – –

Professional and technical services .............. – 100 – 60 – 64

Education and health services ........................... 15 85 4 – 24 43

Health care and social assistance ................. 15 85 – – 26 44

1 to 99 workers ...................................................... 10 90 8 22 34 28

1 to 49 workers .................................................. 9 91 6 21 38 26

100 workers or more .............................................. 13 87 4 28 32 32

100 to 499 workers ............................................ 17 83 4 34 27 30

500 workers or more .......................................... 9 91 3 24 35 33

Geographic areas

Northeast ............................................................... 13 87 4 15 38 33

Middle Atlantic ................................................... 12 88 3 16 31 38

South ..................................................................... 14 86 6 30 26 30

South Atlantic .................................................... 14 86 6 23 30 34

Midwest ................................................................. 13 87 3 31 25 33

East North Central ............................................. 11 89 – 34 21 34

West ...................................................................... 8 92 4 29 43 28

Pacific ................................................................ 7 93 3 33 47 25

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication

criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private

industry workers, National Compensation Survey, March 2015

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

All workers ............................................................. 1.1 1.1 0.7 1.8 2.2 1.9

Worker characteristics

Management, professional, and related ................ 1.4 1.4 0.8 3.2 3.2 3.1

Management, business, and financial ............... 2.0 2.0 1.2 3.4 3.5 2.9

Professional and related .................................... 1.8 1.8 1.0 3.7 3.7 4.0

Service ................................................................... 3.7 3.7 – 2.8 6.3 9.2

Sales and office ..................................................... 1.9 1.9 1.1 1.8 2.8 2.5

Sales and related ............................................... 3.9 3.9 1.6 – 5.1 4.8

Office and administrative support ...................... 2.0 2.0 1.3 2.1 3.0 2.5

Natural resources, construction, and maintenance 1.5 1.5 2.3 5.3 6.1 2.6

Installation, maintenance, and repair ................. 1.5 1.5 – 5.6 6.3 2.9

Production, transportation, and material moving ... 3.3 3.3 1.2 3.3 2.7 3.9

Transportation and material moving .................. 2.6 2.6 1.7 5.6 5.0 6.4

Full time ................................................................. 1.1 1.1 0.7 2.0 2.3 2.0

Part time ................................................................ 3.2 3.2 1.8 4.3 3.3 5.1

Union ..................................................................... 0.7 0.7 1.0 4.2 3.7 3.2

Nonunion ............................................................... 1.3 1.3 0.9 2.0 2.3 2.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 5.6 5.6 1.3 – 3.9 6.1

Lowest 10 percent ......................................... 10.7 10.7 – – – –

Second 25 percent ............................................ 2.1 2.1 1.6 2.3 3.0 4.0

Third 25 percent ................................................ 2.4 2.4 0.8 3.0 3.0 2.8

Highest 25 percent ............................................ 1.1 1.1 0.8 2.6 3.0 2.7

Highest 10 percent ........................................ 1.7 1.7 1.0 4.1 4.7 4.2

Establishment characteristics

Goods-producing industries ................................... 1.4 1.4 – 3.6 4.2 3.4

Construction ...................................................... – 0.0 – – – –

Manufacturing .................................................... 1.5 1.5 – 2.9 4.4 3.5

Service-providing industries .................................. 1.3 1.3 0.8 2.2 2.4 2.3

Trade, transportation, and utilities ..................... 3.0 3.0 1.8 3.6 3.4 4.1

Retail trade .................................................... 4.8 4.8 1.2 1.6 3.8 5.2

Information ......................................................... 3.3 3.3 2.1 5.5 5.3 1.1

See footnotes at end of table.
Table 7. Standard errors for frozen defined benefit retirement plans:1 Plan alternatives, private

industry workers, National Compensation Survey, March 2015—continued

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Financial activities ............................................. 1.8 1.8 1.0 2.0 2.8 2.7

Finance and insurance .................................. 1.9 1.9 1.0 1.7 3.0 2.8

Credit intermediation and related activities 2.7 2.7 1.6 2.1 4.2 4.4

Insurance carriers and related activities .... 2.5 2.5 – 4.6 6.3 3.3

Real estate and rental and leasing ................ – 0.0 – – – –

Professional and technical services .............. – 0.0 – 16.5 – 16.5

Education and health services ........................... 3.3 3.3 1.4 – 4.6 5.7

Health care and social assistance ................. 3.5 3.5 – – 5.0 6.2

1 to 99 workers ...................................................... 2.0 2.0 1.8 3.5 4.5 3.9

1 to 49 workers .................................................. 1.7 1.7 1.6 4.6 5.8 5.0

100 workers or more .............................................. 1.3 1.3 0.7 2.1 2.5 2.3

100 to 499 workers ............................................ 2.7 2.7 1.4 4.1 4.1 3.9

500 workers or more .......................................... 1.5 1.5 0.6 2.4 2.9 2.6

Geographic areas

Northeast ............................................................... 2.4 2.4 1.8 2.3 4.5 3.9

Middle Atlantic ................................................... 2.6 2.6 1.1 2.9 3.6 4.3

South ..................................................................... 1.7 1.7 1.3 3.6 2.7 3.3

South Atlantic .................................................... 1.9 1.9 1.6 4.3 3.8 4.8

Midwest ................................................................. 2.4 2.4 1.2 2.9 4.3 2.9

East North Central ............................................. 1.8 1.8 – 3.4 5.2 3.9

West ...................................................................... 2.1 2.1 1.2 5.3 5.5 5.5

Pacific ................................................................ 1.6 1.6 1.0 6.5 6.9 6.3

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms,

see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private

industry workers, National Compensation Survey, March 2015

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 68 32 82 18

Worker characteristics

Management, professional, and related ................ 69 31 84 16

Management, business, and financial ............... 72 28 85 15

Professional and related .................................... 68 32 83 17

Service ................................................................... 61 39 77 23

Protective service .............................................. 82 18 – –

Sales and office ..................................................... 69 31 81 19

Sales and related ............................................... 74 26 83 17

Office and administrative support ...................... 66 34 81 19

Natural resources, construction, and maintenance 64 36 78 22

Construction, extraction, farming, fishing, and

forestry ............................................................. 50 50 70 30

Installation, maintenance, and repair ................. 71 29 82 18

Production, transportation, and material moving ... 68 32 83 17

Production ......................................................... 69 31 83 17

Transportation and material moving .................. 67 33 83 17

Full time ................................................................. 68 32 82 18

Part time ................................................................ 63 37 79 21

Union ..................................................................... 64 36 81 19

Nonunion ............................................................... 68 32 82 18

Average wage within the following categories:1

Lowest 25 percent ............................................. 70 30 81 19

Lowest 10 percent ......................................... 66 34 76 24

Second 25 percent ............................................ 66 34 80 20

Third 25 percent ................................................ 67 33 82 18

Highest 25 percent ............................................ 70 30 83 17

Highest 10 percent ........................................ 71 29 84 16

Establishment characteristics

Goods-producing industries ................................... 67 33 80 20

Construction ...................................................... 53 47 72 28

Manufacturing .................................................... 69 31 82 18

Service-providing industries .................................. 68 32 82 18

Trade, transportation, and utilities ..................... 72 28 84 16

Wholesale trade ............................................. 75 25 86 14

Retail trade .................................................... 72 28 82 18

Transportation and warehousing ................... 65 35 83 17

Utilities ........................................................... 81 19 91 9

See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private

industry workers, National Compensation Survey, March 2015—continued

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

Information ......................................................... 82 18 93 7

Financial activities ............................................. 66 34 78 22

Finance and insurance .................................. 67 33 77 23

Credit intermediation and related activities 63 37 72 28

Insurance carriers and related activities .... 73 27 85 15

Real estate and rental and leasing ................ 64 36 – –

Professional and business services .................. 70 30 83 17

Professional and technical services .............. 70 30 85 15

Administrative and waste services ................ 66 34 – –

Education and health services ........................... 59 41 80 20

Educational services ...................................... 64 36 86 14

Junior colleges, colleges, and universities 59 41 84 16

Health care and social assistance ................. 59 41 80 20

Leisure and hospitality ....................................... 82 18 – –

Other services ................................................... 63 37 82 18

1 to 99 workers ...................................................... 65 35 80 20

1 to 49 workers .................................................. 62 38 78 22

50 to 99 workers ................................................ 70 30 85 15

100 workers or more .............................................. 70 30 83 17

100 to 499 workers ............................................ 71 29 85 15

500 workers or more .......................................... 68 32 81 19

Geographic areas

Northeast ............................................................... 67 33 86 14

New England ..................................................... 70 30 89 11

Middle Atlantic ................................................... 66 34 85 15

South ..................................................................... 71 29 82 18

South Atlantic .................................................... 70 30 81 19

East South Central ............................................ 72 28 84 16

West South Central ........................................... 73 27 84 16

Midwest ................................................................. 64 36 79 21

East North Central ............................................. 63 37 80 20

West North Central ............................................ 66 34 78 22

West ...................................................................... 68 32 81 19

Mountain ............................................................ 68 32 83 17

Pacific ................................................................ 67 33 81 19

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or

data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, private industry workers, National Compensation Survey, March

2015

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 0.8 0.8 0.7 0.7

Worker characteristics

Management, professional, and related ................ 1.2 1.2 1.0 1.0

Management, business, and financial ............... 1.5 1.5 1.2 1.2

Professional and related .................................... 1.4 1.4 1.2 1.2

Service ................................................................... 3.0 3.0 3.3 3.3

Protective service .............................................. 4.0 4.0 – –

Sales and office ..................................................... 0.8 0.8 0.9 0.9

Sales and related ............................................... 1.3 1.3 1.4 1.4

Office and administrative support ...................... 1.1 1.1 1.1 1.1

Natural resources, construction, and maintenance 2.3 2.3 2.4 2.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 3.5 3.5 4.2 4.2

Installation, maintenance, and repair ................. 3.1 3.1 3.0 3.0

Production, transportation, and material moving ... 1.4 1.4 1.3 1.3

Production ......................................................... 1.8 1.8 1.6 1.6

Transportation and material moving .................. 2.1 2.1 1.8 1.8

Full time ................................................................. 0.8 0.8 0.8 0.8

Part time ................................................................ 1.9 1.9 1.8 1.8

Union ..................................................................... 2.3 2.3 2.1 2.1

Nonunion ............................................................... 0.9 0.9 0.7 0.7

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.7 1.7 1.7 1.7

Lowest 10 percent ......................................... 3.6 3.6 2.7 2.7

Second 25 percent ............................................ 1.8 1.8 1.7 1.7

Third 25 percent ................................................ 1.1 1.1 1.0 1.0

Highest 25 percent ............................................ 1.0 1.0 0.9 0.9

Highest 10 percent ........................................ 1.3 1.3 1.0 1.0

Establishment characteristics

Goods-producing industries ................................... 1.4 1.4 1.4 1.4

Construction ...................................................... 2.8 2.8 3.2 3.2

Manufacturing .................................................... 1.6 1.6 1.5 1.5

Service-providing industries .................................. 0.9 0.9 0.8 0.8

Trade, transportation, and utilities ..................... 1.1 1.1 1.3 1.3

Wholesale trade ............................................. 2.1 2.1 2.1 2.1

Retail trade .................................................... 1.8 1.8 1.7 1.7

Transportation and warehousing ................... 3.0 3.0 2.8 2.8

Utilities ........................................................... 3.1 3.1 2.5 2.5

See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

Information ......................................................... 2.6 2.6 1.8 1.8

Financial activities ............................................. 1.2 1.2 1.3 1.3

Finance and insurance .................................. 1.2 1.2 1.2 1.2

Credit intermediation and related activities 1.5 1.5 1.7 1.7

Insurance carriers and related activities .... 2.3 2.3 2.0 2.0

Real estate and rental and leasing ................ 5.4 5.4 – –

Professional and business services .................. 3.1 3.1 3.0 3.0

Professional and technical services .............. 3.3 3.3 2.5 2.5

Administrative and waste services ................ 8.3 8.3 – –

Education and health services ........................... 2.1 2.1 1.9 1.9

Educational services ...................................... 1.9 1.9 1.8 1.8

Junior colleges, colleges, and universities 2.0 2.0 1.3 1.3

Health care and social assistance ................. 2.5 2.5 2.2 2.2

Leisure and hospitality ....................................... 4.9 4.9 – –

Other services ................................................... 5.9 5.9 3.8 3.8

1 to 99 workers ...................................................... 1.4 1.4 1.3 1.3

1 to 49 workers .................................................. 1.7 1.7 1.7 1.7

50 to 99 workers ................................................ 2.1 2.1 2.0 2.0

100 workers or more .............................................. 0.9 0.9 0.8 0.8

100 to 499 workers ............................................ 1.2 1.2 1.1 1.1

500 workers or more .......................................... 1.2 1.2 1.2 1.2

Geographic areas

Northeast ............................................................... 1.5 1.5 1.2 1.2

New England ..................................................... 2.2 2.2 1.3 1.3

Middle Atlantic ................................................... 1.8 1.8 1.5 1.5

South ..................................................................... 1.2 1.2 1.0 1.0

South Atlantic .................................................... 1.6 1.6 1.1 1.1

East South Central ............................................ 3.7 3.7 4.2 4.2

West South Central ........................................... 2.1 2.1 1.6 1.6

Midwest ................................................................. 1.9 1.9 1.8 1.8

East North Central ............................................. 1.9 1.9 1.9 1.9

West North Central ............................................ 4.3 4.3 3.9 3.9

West ...................................................................... 1.6 1.6 1.5 1.5

Mountain ............................................................ 2.9 2.9 2.9 2.9

Pacific ................................................................ 1.9 1.9 1.7 1.7

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry

workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 70 55 79 69 50 72

Worker characteristics

Management, professional, and related ................ 87 73 84 87 66 76

Management, business, and financial ............... 95 80 84 95 71 75

Professional and related .................................... 83 70 84 83 63 76

Service ................................................................... 41 27 65 41 24 60

Protective service .............................................. 42 31 73 42 28 68

Sales and office ..................................................... 70 55 78 69 49 71

Sales and related ............................................... 59 44 75 59 40 69

Office and administrative support ...................... 78 62 79 77 56 73

Natural resources, construction, and maintenance 76 63 83 76 60 79

Construction, extraction, farming, fishing, and

forestry ............................................................. 71 60 85 71 58 82

Installation, maintenance, and repair ................. 81 66 81 80 62 77

Production, transportation, and material moving ... 77 61 79 76 56 73

Production ......................................................... 84 67 81 83 62 74

Transportation and material moving .................. 70 55 78 69 50 71

Full time ................................................................. 86 70 80 86 64 74

Part time ................................................................ 22 14 62 21 12 57

Union ..................................................................... 95 83 88 95 79 83

Nonunion ............................................................... 67 52 78 67 47 71

Average wage within the following categories:3

Lowest 25 percent ............................................. 35 22 62 34 20 57

Lowest 10 percent ......................................... 23 12 54 23 11 50

Second 25 percent ............................................ 75 58 77 75 52 70

Third 25 percent ................................................ 86 71 83 86 65 76

Highest 25 percent ............................................ 93 80 86 93 72 78

Highest 10 percent ........................................ 94 82 87 94 74 79

Establishment characteristics

Goods-producing industries ................................... 87 72 83 86 67 78

Construction ...................................................... 71 57 80 71 55 77

Manufacturing .................................................... 93 78 84 92 71 77

Service-providing industries .................................. 66 52 78 66 47 71

Trade, transportation, and utilities ..................... 70 53 76 69 48 69

Wholesale trade ............................................. 88 72 81 88 67 76

Retail trade .................................................... 59 41 70 57 37 64

Transportation and warehousing ................... 84 68 80 84 60 71

Utilities ........................................................... 99 90 91 99 83 84

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 45 35 78 24 19 77 68 49 72

Worker characteristics

Management, professional, and related ................ 63 51 81 33 26 79 85 65 76

Management, business, and financial ............... 68 57 83 35 28 79 93 70 75

Professional and related .................................... 60 49 80 32 26 79 81 62 76

Service ................................................................... 22 14 66 13 9 70 39 24 60

Protective service .............................................. 30 20 66 13 9 72 42 28 68

Sales and office ..................................................... 44 34 76 21 16 75 68 49 71

Sales and related ............................................... 37 27 73 15 12 77 58 40 69

Office and administrative support ...................... 49 38 77 25 19 75 75 55 73

Natural resources, construction, and maintenance 41 34 82 28 22 80 74 59 79

Construction, extraction, farming, fishing, and

forestry ............................................................. 36 31 86 27 24 90 70 57 82

Installation, maintenance, and repair ................. 45 36 79 28 21 73 78 60 77

Production, transportation, and material moving ... 48 37 79 26 21 79 75 54 73

Production ......................................................... 51 40 78 27 21 78 81 61 75

Transportation and material moving .................. 44 35 79 25 20 80 68 48 71

Full time ................................................................. 56 44 79 30 23 78 84 62 74

Part time ................................................................ 13 8 62 7 5 68 21 12 57

Union ..................................................................... 74 63 84 59 49 83 94 78 83

Nonunion ............................................................... 42 32 77 21 16 75 65 46 71

Average wage within the following categories:3

Lowest 25 percent ............................................. 17 10 62 10 6 67 33 19 57

Lowest 10 percent ......................................... 11 6 56 7 4 58 22 11 51

Second 25 percent ............................................ 45 34 75 22 16 74 73 51 71

Third 25 percent ................................................ 55 45 80 30 24 81 85 64 76

Highest 25 percent ............................................ 70 58 82 40 32 80 92 72 78

Highest 10 percent ........................................ 74 61 82 42 33 80 93 74 79

Establishment characteristics

Goods-producing industries ................................... 54 44 82 32 26 81 85 66 78

Construction ...................................................... 35 29 82 23 20 90 70 54 77

Manufacturing .................................................... 62 51 82 37 29 78 91 70 78

Service-providing industries .................................. 43 33 77 22 17 76 65 46 71

Trade, transportation, and utilities ..................... 44 33 76 21 16 79 68 47 69

Wholesale trade ............................................. 50 41 81 27 23 83 86 65 75

Retail trade .................................................... 35 25 69 14 11 74 56 36 64

Transportation and warehousing ................... 61 49 80 31 25 81 83 59 71

Utilities ........................................................... 77 70 91 52 46 89 98 83 84

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry

workers, National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

Information ......................................................... 94 81 86 93 72 77

Financial activities ............................................. 89 76 85 89 70 78

Finance and insurance .................................. 93 81 86 93 74 79

Credit intermediation and related activities 96 81 85 95 74 78

Insurance carriers and related activities .... 89 78 87 89 71 80

Real estate and rental and leasing ................ 75 61 81 75 56 75

Professional and business services .................. 68 56 82 68 51 75

Professional and technical services .............. 83 70 85 83 66 80

Administrative and waste services ................ 46 35 76 45 31 69

Education and health services ........................... 75 59 78 75 52 70

Educational services ...................................... 75 62 83 75 56 75

Junior colleges, colleges, and universities 89 75 84 89 67 76

Health care and social assistance ................. 75 58 77 75 52 69

Leisure and hospitality ....................................... 33 20 61 33 18 55

Accommodation and food services ................ 32 18 56 32 16 51

Other services ................................................... 48 36 75 48 34 72

1 to 99 workers ...................................................... 57 43 75 57 40 71

1 to 49 workers .................................................. 53 40 76 53 38 71

50 to 99 workers ................................................ 70 53 75 70 49 70

100 workers or more .............................................. 85 69 82 84 62 74

100 to 499 workers ............................................ 82 65 79 81 58 72

500 workers or more .......................................... 89 76 85 89 68 76

Geographic areas

Northeast ............................................................... 70 55 79 70 50 72

New England ..................................................... 69 52 75 69 46 68

Middle Atlantic ................................................... 71 57 80 70 52 74

South ..................................................................... 70 54 77 70 49 71

South Atlantic .................................................... 70 55 78 70 49 71

East South Central ............................................ 71 53 75 70 49 70

West South Central ........................................... 69 54 78 69 49 71

Midwest ................................................................. 71 56 79 71 51 72

East North Central ............................................. 72 57 78 72 52 72

West North Central ............................................ 70 56 80 69 49 71

West ...................................................................... 67 55 82 67 51 76

Mountain ............................................................ 66 54 82 66 49 75

Pacific ................................................................ 68 56 82 67 52 76

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 80 62 77 60 42 71 93 72 77

Financial activities ............................................. 68 54 80 29 22 77 88 69 78

Finance and insurance .................................. 76 61 80 31 23 76 92 73 79

Credit intermediation and related activities 79 62 78 31 23 75 94 73 78

Insurance carriers and related activities .... 68 57 83 32 24 75 89 70 79

Real estate and rental and leasing ................ 41 33 79 22 18 82 75 55 74

Professional and business services .................. 42 35 83 24 19 78 66 50 75

Professional and technical services .............. 53 45 86 33 27 81 82 65 80

Administrative and waste services ................ 22 17 74 13 9 71 44 30 69

Education and health services ........................... 49 36 75 23 18 76 73 51 70

Educational services ...................................... 51 38 75 24 17 69 74 55 75

Junior colleges, colleges, and universities 62 47 76 30 21 69 88 67 76

Health care and social assistance ................. 48 36 75 23 18 77 73 51 69

Leisure and hospitality ....................................... 19 12 62 14 9 67 31 18 56

Accommodation and food services ................ 19 11 59 14 9 64 30 16 52

Other services ................................................... 25 19 76 17 13 78 46 33 71

1 to 99 workers ...................................................... 30 22 75 17 12 74 55 39 71

1 to 49 workers .................................................. 26 20 76 13 10 74 51 36 71

50 to 99 workers ................................................ 42 31 72 26 19 74 68 48 70

100 workers or more .............................................. 62 49 79 33 26 79 83 61 74

100 to 499 workers ............................................ 55 43 78 27 21 79 79 57 72

500 workers or more .......................................... 73 60 81 42 33 80 88 67 76

Geographic areas

Northeast ............................................................... 46 36 78 24 18 77 68 49 72

New England ..................................................... 44 34 77 14 11 77 66 45 67

Middle Atlantic ................................................... 47 37 78 28 21 76 69 51 74

South ..................................................................... 42 32 76 21 16 75 68 48 71

South Atlantic .................................................... 44 34 76 23 17 75 68 48 71

East South Central ............................................ 37 29 77 19 14 73 68 48 70

West South Central ........................................... 42 32 76 20 15 75 67 48 71

Midwest ................................................................. 45 35 77 22 17 76 70 50 72

East North Central ............................................. 44 34 78 21 16 76 70 50 72

West North Central ............................................ 47 36 76 23 17 75 68 49 72

West ...................................................................... 47 37 80 31 25 81 66 50 76

Mountain ............................................................ 43 35 81 23 19 82 65 49 75

Pacific ................................................................ 48 39 80 34 28 81 67 51 77

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

private industry workers, National Compensation Survey, March 2015

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 0.7 0.6 0.4 0.7 0.6 0.5

Worker characteristics

Management, professional, and related ................ 0.9 1.0 0.6 1.0 0.9 0.7

Management, business, and financial ............... 0.9 1.0 0.8 0.9 1.2 1.0

Professional and related .................................... 1.3 1.3 0.8 1.3 1.3 1.0

Service ................................................................... 1.7 1.4 1.9 1.7 1.3 1.9

Protective service .............................................. 5.2 4.6 5.3 5.2 4.2 4.8

Sales and office ..................................................... 1.0 0.9 0.6 1.0 0.9 0.7

Sales and related ............................................... 1.4 1.2 0.9 1.4 1.3 1.1

Office and administrative support ...................... 1.3 1.1 0.8 1.3 1.1 0.9

Natural resources, construction, and maintenance 1.6 1.6 1.0 1.6 1.6 1.1

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.8 2.6 1.5 2.8 2.5 1.5

Installation, maintenance, and repair ................. 1.9 1.8 1.2 1.9 1.8 1.4

Production, transportation, and material moving ... 1.5 1.3 0.9 1.5 1.2 0.9

Production ......................................................... 1.6 1.5 1.1 1.6 1.5 1.1

Transportation and material moving .................. 2.2 2.0 1.3 2.2 1.9 1.4

Full time ................................................................. 0.5 0.5 0.4 0.6 0.5 0.5

Part time ................................................................ 1.0 0.7 1.6 1.0 0.6 1.6

Union ..................................................................... 0.9 1.0 0.8 0.9 1.0 1.0

Nonunion ............................................................... 0.7 0.6 0.4 0.7 0.6 0.5

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.2 0.9 1.4 1.1 0.8 1.4

Lowest 10 percent ......................................... 1.6 1.0 2.5 1.6 1.0 2.5

Second 25 percent ............................................ 0.9 0.9 0.8 0.9 0.9 0.9

Third 25 percent ................................................ 0.8 0.8 0.5 0.8 0.8 0.6

Highest 25 percent ............................................ 0.7 0.7 0.5 0.8 0.7 0.7

Highest 10 percent ........................................ 1.0 1.2 0.7 1.1 1.2 0.9

Establishment characteristics

Goods-producing industries ................................... 0.8 0.9 0.7 0.9 0.9 0.7

Construction ...................................................... 2.3 2.1 1.6 2.3 2.1 1.6

Manufacturing .................................................... 1.0 1.1 0.8 1.0 1.1 0.8

Service-providing industries .................................. 0.8 0.6 0.5 0.8 0.6 0.5

Trade, transportation, and utilities ..................... 1.1 0.9 0.6 1.1 0.9 0.7

Wholesale trade ............................................. 1.2 1.5 1.1 1.2 1.5 1.3

Retail trade .................................................... 1.2 1.0 0.8 1.2 1.0 0.9

Transportation and warehousing ................... 2.5 2.4 1.8 2.5 2.4 2.1

Utilities ........................................................... 0.5 1.7 1.7 0.5 2.3 2.3

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.7 0.6 0.5 0.6 0.5 0.7 0.7 0.6 0.5

Worker characteristics

Management, professional, and related ................ 1.3 1.1 0.7 1.4 1.1 0.9 1.0 1.0 0.7

Management, business, and financial ............... 1.6 1.4 0.7 1.6 1.2 1.2 1.0 1.2 1.0

Professional and related .................................... 1.6 1.4 0.9 1.7 1.4 1.1 1.4 1.3 1.0

Service ................................................................... 1.3 0.9 2.0 1.1 0.8 2.3 1.7 1.3 2.0

Protective service .............................................. 4.9 4.1 7.2 3.4 2.2 7.0 5.2 4.2 4.8

Sales and office ..................................................... 1.0 0.8 0.8 0.8 0.6 1.3 1.1 0.9 0.7

Sales and related ............................................... 1.3 1.0 1.5 0.9 0.8 2.0 1.5 1.3 1.1

Office and administrative support ...................... 1.3 1.0 0.9 1.0 0.8 1.5 1.3 1.1 0.9

Natural resources, construction, and maintenance 1.8 1.6 1.3 1.7 1.5 2.0 1.6 1.6 1.1

Construction, extraction, farming, fishing, and

forestry ............................................................. 3.0 2.8 1.7 2.9 2.8 2.0 2.8 2.6 1.5

Installation, maintenance, and repair ................. 2.4 2.0 1.7 1.9 1.5 2.8 1.9 1.8 1.4

Production, transportation, and material moving ... 1.5 1.3 1.0 1.2 1.1 1.3 1.5 1.2 0.9

Production ......................................................... 2.0 1.6 1.4 1.6 1.4 1.8 1.6 1.5 1.1

Transportation and material moving .................. 2.1 1.8 1.1 1.5 1.3 1.6 2.2 1.9 1.4

Full time ................................................................. 0.8 0.7 0.5 0.8 0.6 0.7 0.6 0.5 0.5

Part time ................................................................ 0.9 0.5 1.9 0.6 0.4 2.3 1.0 0.6 1.6

Union ..................................................................... 1.7 1.7 1.1 1.8 1.8 1.5 1.0 1.0 0.9

Nonunion ............................................................... 0.7 0.6 0.5 0.6 0.5 0.8 0.8 0.6 0.5

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.9 0.5 1.6 0.7 0.4 1.8 1.2 0.8 1.4

Lowest 10 percent ......................................... 1.2 0.7 2.4 0.9 0.5 3.8 1.6 1.0 2.6

Second 25 percent ............................................ 1.3 1.0 0.8 0.9 0.7 1.3 1.0 0.9 0.9

Third 25 percent ................................................ 1.1 0.9 0.6 1.0 0.9 0.9 0.8 0.8 0.6

Highest 25 percent ............................................ 1.1 1.1 0.7 1.3 1.0 0.8 0.8 0.8 0.7

Highest 10 percent ........................................ 1.8 1.8 1.1 2.2 1.7 1.1 1.1 1.3 0.9

Establishment characteristics

Goods-producing industries ................................... 1.4 1.2 0.9 1.3 1.1 1.1 0.9 0.9 0.7

Construction ...................................................... 2.3 2.1 2.0 2.3 2.2 1.5 2.2 2.1 1.6

Manufacturing .................................................... 1.6 1.4 1.1 1.7 1.5 1.4 1.1 1.1 0.8

Service-providing industries .................................. 0.7 0.6 0.6 0.7 0.5 0.8 0.8 0.6 0.5

Trade, transportation, and utilities ..................... 1.2 1.0 0.9 0.9 0.8 1.3 1.1 0.9 0.7

Wholesale trade ............................................. 2.5 2.2 1.3 2.3 2.0 1.6 1.2 1.6 1.4

Retail trade .................................................... 1.3 0.9 1.2 1.0 0.8 2.2 1.2 1.0 0.9

Transportation and warehousing ................... 3.1 2.7 1.6 2.8 2.4 2.1 2.4 2.4 2.1

Utilities ........................................................... 4.0 3.8 1.5 5.4 4.9 1.7 0.8 2.2 2.2

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

private industry workers, National Compensation Survey, March 2015—continued

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

Information ......................................................... 1.2 2.0 1.9 1.3 2.4 2.4

Financial activities ............................................. 1.0 1.1 0.7 1.0 1.1 0.8

Finance and insurance .................................. 0.7 0.7 0.5 0.7 0.8 0.8

Credit intermediation and related activities 0.5 0.7 0.6 0.5 0.9 0.9

Insurance carriers and related activities .... 1.6 1.5 0.9 1.6 1.5 1.1

Real estate and rental and leasing ................ 3.6 4.2 3.0 3.6 3.9 2.7

Professional and business services .................. 2.1 2.0 1.1 2.1 1.9 1.3

Professional and technical services .............. 2.6 2.7 1.4 2.6 2.6 1.4

Administrative and waste services ................ 3.6 3.3 2.5 3.6 3.2 2.9

Education and health services ........................... 1.6 1.4 1.1 1.6 1.3 1.1

Educational services ...................................... 2.6 2.4 1.5 2.6 2.3 1.7

Junior colleges, colleges, and universities 1.4 1.3 0.6 1.4 1.4 0.9

Health care and social assistance ................. 1.8 1.5 1.2 1.7 1.4 1.2

Leisure and hospitality ....................................... 2.5 2.0 3.1 2.5 1.8 3.0

Accommodation and food services ................ 2.9 2.2 3.7 2.9 2.1 3.6

Other services ................................................... 3.5 3.1 2.6 3.5 2.9 2.8

1 to 99 workers ...................................................... 1.0 0.8 0.8 1.0 0.8 0.7

1 to 49 workers .................................................. 1.1 1.0 0.8 1.1 0.9 0.8

50 to 99 workers ................................................ 2.0 1.8 1.3 2.0 1.7 1.2

100 workers or more .............................................. 0.7 0.7 0.4 0.7 0.7 0.5

100 to 499 workers ............................................ 1.0 1.0 0.6 1.0 1.0 0.8

500 workers or more .......................................... 1.0 1.0 0.5 1.0 0.9 0.6

Geographic areas

Northeast ............................................................... 1.4 1.2 1.1 1.4 1.1 1.3

New England ..................................................... 2.1 2.2 1.7 2.1 2.0 1.9

Middle Atlantic ................................................... 1.8 1.4 1.4 1.7 1.4 1.8

South ..................................................................... 1.0 1.0 0.7 1.0 1.0 0.8

South Atlantic .................................................... 1.3 1.1 0.8 1.3 1.3 1.0

East South Central ............................................ 2.4 2.7 1.6 2.6 2.5 1.5

West South Central ........................................... 1.9 2.0 1.5 1.9 1.9 1.7

Midwest ................................................................. 1.6 1.3 0.7 1.6 1.2 0.7

East North Central ............................................. 1.6 1.4 0.8 1.6 1.4 0.8

West North Central ............................................ 3.7 2.6 1.2 3.7 2.4 1.3

West ...................................................................... 1.4 1.3 1.1 1.5 1.2 1.1

Mountain ............................................................ 1.8 1.7 2.1 1.8 1.7 1.8

Pacific ................................................................ 1.9 1.7 1.2 2.0 1.6 1.4

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 2.2 2.1 2.3 3.0 2.4 2.7 1.4 2.4 2.4

Financial activities ............................................. 1.6 1.4 0.9 1.4 1.1 1.3 1.0 1.1 0.8

Finance and insurance .................................. 1.1 1.1 0.8 1.6 1.3 1.3 0.7 0.9 0.8

Credit intermediation and related activities 1.7 1.6 1.0 2.4 2.1 1.8 0.7 0.9 0.9

Insurance carriers and related activities .... 1.9 1.6 0.8 2.4 2.1 2.0 1.6 1.5 1.1

Real estate and rental and leasing ................ 5.2 4.2 3.5 4.0 3.2 5.1 3.6 4.0 3.0

Professional and business services .................. 2.1 1.8 1.2 2.0 1.6 1.8 2.2 1.9 1.4

Professional and technical services .............. 3.4 3.1 1.4 3.3 2.9 2.0 2.7 2.7 1.5

Administrative and waste services ................ 2.8 2.2 3.0 2.3 1.7 4.6 3.6 3.2 3.0

Education and health services ........................... 2.2 1.7 1.0 1.9 1.5 1.6 1.7 1.3 1.1

Educational services ...................................... 2.1 1.9 1.6 2.2 1.7 2.6 2.5 2.3 1.7

Junior colleges, colleges, and universities 2.3 1.7 1.5 2.2 1.8 2.2 1.5 1.4 0.9

Health care and social assistance ................. 2.5 1.9 1.2 2.1 1.7 1.7 1.9 1.5 1.2

Leisure and hospitality ....................................... 1.9 1.4 3.4 1.8 1.3 3.4 2.5 1.8 3.2

Accommodation and food services ................ 2.1 1.4 3.7 1.9 1.3 4.0 2.9 2.1 3.8

Other services ................................................... 3.4 2.7 3.4 2.9 2.5 5.5 3.4 2.8 2.9

1 to 99 workers ...................................................... 0.9 0.7 0.9 0.8 0.6 1.0 1.0 0.8 0.8

1 to 49 workers .................................................. 1.0 0.8 1.1 0.8 0.6 1.5 1.1 0.9 0.8

50 to 99 workers ................................................ 2.1 1.7 1.9 1.6 1.3 2.1 2.0 1.6 1.2

100 workers or more .............................................. 0.9 0.8 0.5 1.0 0.8 0.8 0.8 0.7 0.5

100 to 499 workers ............................................ 1.3 1.1 0.8 1.3 1.1 1.1 1.1 1.1 0.8

500 workers or more .......................................... 1.5 1.3 0.6 1.5 1.2 1.0 1.0 0.9 0.6

Geographic areas

Northeast ............................................................... 1.6 1.3 1.2 1.8 1.4 2.0 1.6 1.1 1.4

New England ..................................................... 3.3 2.7 2.1 1.5 1.3 2.7 2.2 2.0 2.0

Middle Atlantic ................................................... 1.8 1.3 1.5 2.2 1.7 2.4 2.0 1.3 1.8

South ..................................................................... 1.0 0.8 0.9 0.8 0.6 1.1 1.1 1.0 0.8

South Atlantic .................................................... 1.4 1.0 1.2 1.1 0.8 1.7 1.5 1.4 1.1

East South Central ............................................ 2.2 1.6 1.5 1.7 1.5 2.5 2.4 2.5 1.6

West South Central ........................................... 1.9 1.9 1.7 1.2 1.0 1.8 2.1 2.0 1.5

Midwest ................................................................. 1.8 1.3 0.8 1.3 1.0 1.3 1.6 1.2 0.7

East North Central ............................................. 1.7 1.4 0.9 1.6 1.2 1.3 1.6 1.3 0.7

West North Central ............................................ 4.2 3.0 1.4 2.4 1.9 2.7 3.7 2.3 1.4

West ...................................................................... 1.3 1.3 1.1 1.3 1.2 1.0 1.4 1.2 1.1

Mountain ............................................................ 1.6 1.7 1.5 2.6 2.3 1.8 1.7 1.7 1.8

Pacific ................................................................ 1.7 1.8 1.4 1.4 1.3 1.2 1.9 1.5 1.4

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, private industry workers, National Compensation Survey, March

2015

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 78 22 68 32

Worker characteristics

Management, professional, and related ................ 80 20 70 30

Management, business, and financial ............... 79 21 69 31

Professional and related .................................... 81 19 70 30

Service ................................................................... 75 25 62 38

Protective service .............................................. 76 24 64 36

Sales and office ..................................................... 77 23 65 35

Sales and related ............................................... 73 27 62 38

Office and administrative support ...................... 79 21 67 33

Natural resources, construction, and maintenance 79 21 68 32

Construction, extraction, farming, fishing, and

forestry ............................................................. 82 18 71 29

Installation, maintenance, and repair ................. 77 23 65 35

Production, transportation, and material moving ... 79 21 72 28

Production ......................................................... 79 21 73 27

Transportation and material moving .................. 80 20 72 28

Full time ................................................................. 79 21 68 32

Part time ................................................................ 73 27 63 37

Union ..................................................................... 87 13 84 16

Nonunion ............................................................... 77 23 65 35

Average wage within the following categories:1

Lowest 25 percent ............................................. 73 27 59 41

Lowest 10 percent ......................................... 70 30 57 43

Second 25 percent ............................................ 77 23 65 35

Third 25 percent ................................................ 79 21 69 31

Highest 25 percent ............................................ 81 19 72 28

Highest 10 percent ........................................ 80 20 72 28

Establishment characteristics

Goods-producing industries ................................... 80 20 73 27

Construction ...................................................... 82 18 69 31

Manufacturing .................................................... 80 20 75 25

Service-providing industries .................................. 78 22 67 33

Trade, transportation, and utilities ..................... 76 24 67 33

Wholesale trade ............................................. 77 23 67 33

Retail trade .................................................... 71 29 60 40

Transportation and warehousing ................... 81 19 77 23

Utilities ........................................................... 87 13 83 17

See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, private industry workers, National Compensation Survey, March

2015—continued

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

Information ......................................................... 82 18 75 25

Financial activities ............................................. 80 20 69 31

Finance and insurance .................................. 80 20 71 29

Credit intermediation and related activities 79 21 69 31

Insurance carriers and related activities .... 81 19 73 27

Real estate and rental and leasing ................ 80 20 61 39

Professional and business services .................. 77 23 64 36

Professional and technical services .............. 81 19 67 33

Administrative and waste services ................ 70 30 56 44

Education and health services ........................... 80 20 67 33

Educational services ...................................... 81 19 66 34

Junior colleges, colleges, and universities 80 20 69 31

Health care and social assistance ................. 80 20 67 33

Leisure and hospitality ....................................... 76 24 60 40

Accommodation and food services ................ 73 27 58 42

Other services ................................................... 80 20 66 34

1 to 99 workers ...................................................... 78 22 62 38

1 to 49 workers .................................................. 78 22 62 38

50 to 99 workers ................................................ 77 23 62 38

100 workers or more .............................................. 79 21 72 28

100 to 499 workers ............................................ 78 22 69 31

500 workers or more .......................................... 80 20 76 24

Geographic areas

Northeast ............................................................... 80 20 74 26

New England ..................................................... 77 23 72 28

Middle Atlantic ................................................... 82 18 75 25

South ..................................................................... 77 23 63 37

South Atlantic .................................................... 77 23 64 36

East South Central ............................................ 76 24 65 35

West South Central ........................................... 78 22 62 38

Midwest ................................................................. 77 23 69 31

East North Central ............................................. 78 22 71 29

West North Central ............................................ 75 25 66 34

West ...................................................................... 81 19 69 31

Mountain ............................................................ 80 20 68 32

Pacific ................................................................ 81 19 69 31

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, private industry workers, National

Compensation Survey, March 2015

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 0.3 0.3 0.4 0.4

Worker characteristics

Management, professional, and related ................ 0.3 0.3 0.4 0.4

Management, business, and financial ............... 0.4 0.4 0.7 0.7

Professional and related .................................... 0.4 0.4 0.5 0.5

Service ................................................................... 1.1 1.1 1.6 1.6

Protective service .............................................. 3.2 3.2 4.8 4.8

Sales and office ..................................................... 0.3 0.3 0.6 0.6

Sales and related ............................................... 0.5 0.5 0.8 0.8

Office and administrative support ...................... 0.4 0.4 0.7 0.7

Natural resources, construction, and maintenance 1.0 1.0 1.2 1.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.6 1.6 1.9 1.9

Installation, maintenance, and repair ................. 1.2 1.2 1.6 1.6

Production, transportation, and material moving ... 0.5 0.5 0.7 0.7

Production ......................................................... 0.6 0.6 0.7 0.7

Transportation and material moving .................. 0.8 0.8 1.2 1.2

Full time ................................................................. 0.3 0.3 0.4 0.4

Part time ................................................................ 0.9 0.9 1.2 1.2

Union ..................................................................... 0.5 0.5 0.8 0.8

Nonunion ............................................................... 0.3 0.3 0.4 0.4

Average wage within the following categories:1

Lowest 25 percent ............................................. 0.7 0.7 0.9 0.9

Lowest 10 percent ......................................... 1.5 1.5 2.1 2.1

Second 25 percent ............................................ 0.6 0.6 0.9 0.9

Third 25 percent ................................................ 0.3 0.3 0.5 0.5

Highest 25 percent ............................................ 0.3 0.3 0.4 0.4

Highest 10 percent ........................................ 0.4 0.4 0.6 0.6

Establishment characteristics

Goods-producing industries ................................... 0.5 0.5 0.6 0.6

Construction ...................................................... 1.1 1.1 1.4 1.4

Manufacturing .................................................... 0.5 0.5 0.6 0.6

Service-providing industries .................................. 0.3 0.3 0.5 0.5

Trade, transportation, and utilities ..................... 0.4 0.4 0.6 0.6

Wholesale trade ............................................. 0.9 0.9 1.2 1.2

Retail trade .................................................... 0.6 0.6 0.7 0.7

Transportation and warehousing ................... 0.8 0.8 1.0 1.0

Utilities ........................................................... 1.0 1.0 1.1 1.1

See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

Information ......................................................... 0.7 0.7 1.1 1.1

Financial activities ............................................. 0.5 0.5 0.8 0.8

Finance and insurance .................................. 0.3 0.3 0.5 0.5

Credit intermediation and related activities 0.5 0.5 0.6 0.6

Insurance carriers and related activities .... 0.5 0.5 0.7 0.7

Real estate and rental and leasing ................ 2.2 2.2 3.8 3.8

Professional and business services .................. 1.0 1.0 1.2 1.2

Professional and technical services .............. 0.9 0.9 1.1 1.1

Administrative and waste services ................ 2.7 2.7 3.5 3.5

Education and health services ........................... 0.5 0.5 0.9 0.9

Educational services ...................................... 0.9 0.9 1.2 1.2

Junior colleges, colleges, and universities 0.5 0.5 0.7 0.7

Health care and social assistance ................. 0.6 0.6 1.1 1.1

Leisure and hospitality ....................................... 1.4 1.4 2.1 2.1

Accommodation and food services ................ 1.7 1.7 2.5 2.5

Other services ................................................... 1.5 1.5 1.8 1.8

1 to 99 workers ...................................................... 0.5 0.5 0.8 0.8

1 to 49 workers .................................................. 0.7 0.7 1.0 1.0

50 to 99 workers ................................................ 0.7 0.7 1.1 1.1

100 workers or more .............................................. 0.3 0.3 0.3 0.3

100 to 499 workers ............................................ 0.4 0.4 0.5 0.5

500 workers or more .......................................... 0.3 0.3 0.4 0.4

Geographic areas

Northeast ............................................................... 0.4 0.4 0.6 0.6

New England ..................................................... 0.9 0.9 1.2 1.2

Middle Atlantic ................................................... 0.5 0.5 0.7 0.7

South ..................................................................... 0.4 0.4 0.6 0.6

South Atlantic .................................................... 0.5 0.5 0.8 0.8

East South Central ............................................ 0.8 0.8 1.7 1.7

West South Central ........................................... 0.8 0.8 1.1 1.1

Midwest ................................................................. 0.7 0.7 1.1 1.1

East North Central ............................................. 0.5 0.5 0.8 0.8

West North Central ............................................ 1.9 1.9 3.0 3.0

West ...................................................................... 0.6 0.6 0.8 0.8

Mountain ............................................................ 1.2 1.2 1.9 1.9

Pacific ................................................................ 0.7 0.7 0.8 0.8

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, private industry workers, National Compensation Survey, March 2015

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $390.79 15 $516.25 85 $371.05 $121.92

Worker characteristics

Management, professional, and related ................ 100 410.09 13 498.34 87 396.95 119.03

Management, business, and financial ............... 100 401.61 10 514.86 90 388.42 118.89

Professional and related .................................... 100 415.32 15 491.03 85 402.46 119.12

Service ................................................................... 100 374.94 14 510.99 86 354.81 131.17

Protective service .............................................. 100 386.94 – – – – –

Sales and office ..................................................... 100 368.45 12 500.35 88 351.62 120.80

Sales and related ............................................... 100 330.63 9 446.22 91 319.84 128.78

Office and administrative support ...................... 100 386.67 13 517.95 87 367.65 116.78

Natural resources, construction, and maintenance 100 404.61 28 583.46 72 351.77 139.90

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 417.66 40 582.08 60 346.91 142.81

Installation, maintenance, and repair ................. 100 396.01 19 584.98 81 354.50 138.27

Production, transportation, and material moving ... 100 389.22 14 514.42 86 368.92 115.66

Production ......................................................... 100 387.76 11 497.05 89 374.04 115.98

Transportation and material moving .................. 100 391.02 18 528.13 82 362.15 115.22

Full time ................................................................. 100 393.15 15 517.34 85 373.19 120.55

Part time ................................................................ 100 354.65 12 492.52 88 339.67 141.91

Union ..................................................................... 100 496.96 38 597.07 62 446.51 115.02

Nonunion ............................................................... 100 375.09 11 478.66 89 362.74 122.68

Average wage within the following categories:1

Lowest 25 percent ............................................. 100 335.61 10 460.94 90 323.61 128.60

Lowest 10 percent ......................................... 100 317.07 9 512.75 91 302.99 131.50

Second 25 percent ............................................ 100 376.34 13 488.65 87 360.41 125.51

Third 25 percent ................................................ 100 396.54 16 520.97 84 373.54 120.30

Highest 25 percent ............................................ 100 416.40 16 542.25 84 395.18 117.95

Highest 10 percent ........................................ 100 410.83 13 512.65 87 396.63 116.90

Establishment characteristics

Goods-producing industries ................................... 100 392.82 17 526.20 83 369.91 112.75

Construction ...................................................... 100 409.69 40 560.35 60 342.44 135.55

Manufacturing .................................................... 100 390.06 10 509.37 90 377.10 107.54

Service-providing industries .................................. 100 390.21 14 513.09 86 371.37 124.52

Trade, transportation, and utilities ..................... 100 360.19 12 492.57 88 342.76 127.84

Wholesale trade ............................................. 100 356.74 15 472.34 85 336.27 119.04

Retail trade .................................................... 100 323.28 10 457.36 90 310.96 142.29

Transportation and warehousing ................... 100 420.05 13 572.77 87 398.51 115.13

Utilities ........................................................... 100 466.11 19 489.48 81 460.58 87.31

See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, private industry workers, National Compensation Survey, March 2015—continued

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

Information ......................................................... 100 $424.26 23 $605.41 77 $369.81 $114.56

Financial activities ............................................. 100 394.43 12 575.81 88 369.30 111.53

Finance and insurance .................................. 100 380.72 9 514.12 91 366.85 108.13

Credit intermediation and related activities 100 377.28 9 511.08 91 364.13 111.63

Insurance carriers and related activities .... 100 388.62 10 517.42 90 374.44 103.05

Real estate and rental and leasing ................ 100 454.18 24 680.70 76 382.04 129.23

Professional and business services .................. 100 381.32 13 463.50 87 368.74 134.98

Professional and technical services .............. 100 403.52 18 443.56 82 394.95 123.55

Administrative and waste services ................ 100 347.40 – – – – –

Education and health services ........................... 100 429.64 11 520.61 89 418.01 118.15

Educational services ...................................... 100 450.67 15 479.97 85 445.41 123.93

Junior colleges, colleges, and universities 100 444.59 7 496.54 93 440.77 125.60

Health care and social assistance ................. 100 425.85 11 531.07 89 413.32 117.17

Leisure and hospitality ....................................... 100 351.00 21 505.53 79 320.12 124.42

Accommodation and food services ................ 100 330.82 15 505.07 85 306.26 125.78

Other services ................................................... 100 408.77 29 523.00 71 362.09 142.40

1 to 99 workers ...................................................... 100 388.57 19 501.92 81 363.00 132.24

1 to 49 workers .................................................. 100 390.66 21 495.51 79 365.36 132.64

50 to 99 workers ................................................ 100 383.52 17 520.82 83 357.53 131.32

100 workers or more .............................................. 100 392.50 11 536.63 89 376.63 114.76

100 to 499 workers ............................................ 100 384.25 11 542.59 89 366.60 118.66

500 workers or more .......................................... 100 402.81 10 528.96 90 389.15 109.89

Geographic areas

Northeast ............................................................... 100 438.14 18 575.63 82 410.88 127.82

New England ..................................................... 100 415.92 12 599.87 88 391.98 142.66

Middle Atlantic ................................................... 100 445.48 20 570.57 80 417.63 122.52

South ..................................................................... 100 366.11 11 474.32 89 353.57 119.46

South Atlantic .................................................... 100 372.12 10 488.69 90 359.93 122.28

East South Central ............................................ 100 351.07 9 444.70 91 342.88 116.80

West South Central ........................................... 100 363.08 13 465.26 87 347.66 115.77

Midwest ................................................................. 100 379.82 11 517.16 89 364.46 125.06

East North Central ............................................. 100 384.27 12 515.33 88 368.08 121.92

West North Central ............................................ 100 370.30 10 522.50 90 356.99 131.54

West ...................................................................... 100 400.47 21 507.31 79 373.87 117.04

Mountain ............................................................ 100 385.01 17 481.62 83 366.02 113.74

Pacific ................................................................ 100 407.45 22 516.16 78 377.64 118.63

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, private industry workers, National

Compensation Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $2.93 0.6 $7.48 0.6 $2.64 $1.45

Worker characteristics

Management, professional, and related ................ 3.80 1.0 11.29 1.0 3.63 1.86

Management, business, and financial ............... 6.08 0.7 13.05 0.7 6.14 1.97

Professional and related .................................... 4.32 1.5 15.03 1.5 3.86 2.49

Service ................................................................... 9.42 1.6 17.80 1.6 9.17 6.19

Protective service .............................................. 25.43 – – – – –

Sales and office ..................................................... 4.12 0.8 8.72 0.8 4.33 1.34

Sales and related ............................................... 6.00 0.8 15.04 0.8 6.04 2.12

Office and administrative support ...................... 4.64 0.9 10.19 0.9 4.94 1.76

Natural resources, construction, and maintenance 10.27 2.2 23.13 2.2 7.65 5.94

Construction, extraction, farming, fishing, and

forestry ............................................................. 20.28 3.7 32.17 3.7 16.97 10.43

Installation, maintenance, and repair ................. 10.14 2.1 31.64 2.1 6.45 7.46

Production, transportation, and material moving ... 5.25 1.1 14.66 1.1 4.81 2.45

Production ......................................................... 5.58 1.2 17.06 1.2 5.93 4.05

Transportation and material moving .................. 8.66 1.8 24.81 1.8 7.03 2.83

Full time ................................................................. 2.98 0.6 7.85 0.6 2.63 1.52

Part time ................................................................ 7.73 1.1 17.01 1.1 7.92 3.58

Union ..................................................................... 8.79 2.4 16.07 2.4 6.28 3.36

Nonunion ............................................................... 2.72 0.5 7.38 0.5 2.61 1.55

Average wage within the following categories:1

Lowest 25 percent ............................................. 5.53 1.1 16.39 1.1 5.58 2.39

Lowest 10 percent ......................................... 10.04 1.5 27.06 1.5 9.49 5.35

Second 25 percent ............................................ 4.72 0.8 11.36 0.8 4.73 3.96

Third 25 percent ................................................ 4.37 1.0 12.76 1.0 3.94 1.66

Highest 25 percent ............................................ 3.73 0.9 10.42 0.9 4.04 1.93

Highest 10 percent ........................................ 5.04 1.2 12.87 1.2 5.59 2.68

Establishment characteristics

Goods-producing industries ................................... 5.85 1.3 14.95 1.3 5.10 2.06

Construction ...................................................... 14.87 3.1 26.04 3.1 13.12 5.26

Manufacturing .................................................... 5.36 1.0 15.10 1.0 5.39 2.27

Service-providing industries .................................. 3.28 0.6 8.40 0.6 3.05 1.76

Trade, transportation, and utilities ..................... 5.00 0.8 19.46 0.8 4.60 2.17

Wholesale trade ............................................. 7.82 1.9 18.92 1.9 7.95 3.70

Retail trade .................................................... 5.57 1.0 22.96 1.0 4.96 2.57

Transportation and warehousing ................... 11.00 2.3 39.13 2.3 8.59 6.18

Utilities ........................................................... 8.44 3.2 21.56 3.2 9.32 4.53

See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

Information ......................................................... $11.29 2.7 $19.95 2.7 $8.99 $3.91

Financial activities ............................................. 6.84 1.3 28.36 1.3 4.54 1.93

Finance and insurance .................................. 3.29 0.9 14.68 0.9 3.06 2.05

Credit intermediation and related activities 5.47 1.4 27.17 1.4 4.35 3.31

Insurance carriers and related activities .... 5.66 1.7 30.12 1.7 5.36 1.85

Real estate and rental and leasing ................ 31.47 5.7 56.17 5.7 22.90 6.64

Professional and business services .................. 7.04 1.6 16.46 1.6 7.43 6.73

Professional and technical services .............. 9.49 2.6 15.42 2.6 11.01 5.61

Administrative and waste services ................ 13.40 – – – – –

Education and health services ........................... 6.74 1.5 22.28 1.5 6.37 2.66

Educational services ...................................... 9.08 2.5 32.58 2.5 11.07 5.06

Junior colleges, colleges, and universities 6.05 1.3 20.72 1.3 6.32 3.07

Health care and social assistance ................. 7.93 1.8 26.53 1.8 7.35 2.87

Leisure and hospitality ....................................... 13.85 3.2 20.07 3.2 15.49 4.69

Accommodation and food services ................ 15.82 2.6 29.44 2.6 16.99 4.79

Other services ................................................... 14.11 4.0 20.90 4.0 14.75 7.57

1 to 99 workers ...................................................... 5.04 0.9 10.64 0.9 4.80 3.18

1 to 49 workers .................................................. 5.85 1.2 11.87 1.2 5.88 4.11

50 to 99 workers ................................................ 9.22 1.7 25.04 1.7 7.62 3.83

100 workers or more .............................................. 3.18 0.7 10.88 0.7 2.71 1.31

100 to 499 workers ............................................ 4.83 0.9 16.54 0.9 4.06 2.03

500 workers or more .......................................... 3.58 1.0 13.67 1.0 3.20 1.76

Geographic areas

Northeast ............................................................... 4.94 1.0 16.20 1.0 3.79 2.08

New England ..................................................... 8.17 2.0 45.22 2.0 6.37 4.46

Middle Atlantic ................................................... 6.83 1.1 17.28 1.1 5.24 2.62

South ..................................................................... 4.61 0.8 11.01 0.8 4.26 1.92

South Atlantic .................................................... 6.42 0.8 17.33 0.8 5.98 2.34

East South Central ............................................ 5.90 1.7 23.74 1.7 5.66 5.55

West South Central ........................................... 9.12 1.8 15.68 1.8 8.48 3.72

Midwest ................................................................. 5.57 1.2 16.48 1.2 4.36 4.33

East North Central ............................................. 6.37 1.4 19.01 1.4 5.33 2.92

West North Central ............................................ 10.64 2.1 32.81 2.1 7.25 11.82

West ...................................................................... 7.99 1.5 14.62 1.5 8.14 2.55

Mountain ............................................................ 13.23 3.4 18.85 3.4 14.51 3.99

Pacific ................................................................ 9.82 1.5 18.38 1.5 9.77 3.26

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, private industry workers, National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 100 72 13 13 1

Worker characteristics

Management, professional, and related ................ 100 74 12 12 2

Management, business, and financial ............... 100 76 11 12 1

Professional and related .................................... 100 73 13 12 2

Service ................................................................... 100 77 10 11 1

Protective service .............................................. 100 67 10 – –

Sales and office ..................................................... 100 66 20 12 1

Sales and related ............................................... 100 58 27 14 1

Office and administrative support ...................... 100 71 17 11 1

Natural resources, construction, and maintenance 100 75 11 12 2

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 70 13 12 4

Installation, maintenance, and repair ................. 100 78 9 12 1

Production, transportation, and material moving ... 100 74 9 16 1

Production ......................................................... 100 76 8 15 1

Transportation and material moving .................. 100 71 9 18 2

Full time ................................................................. 100 73 13 13 1

Part time ................................................................ 100 62 21 14 2

Union ..................................................................... 100 74 6 15 4

Nonunion ............................................................... 100 72 14 12 1

Average wage within the following categories:3

Lowest 25 percent ............................................. 100 70 18 12 1

Lowest 10 percent ......................................... 100 73 17 – –

Second 25 percent ............................................ 100 71 16 12 1

Third 25 percent ................................................ 100 73 12 14 2

Highest 25 percent ............................................ 100 75 11 12 2

Highest 10 percent ........................................ 100 75 12 12 1

Establishment characteristics

Goods-producing industries ................................... 100 75 10 14 1

Construction ...................................................... 100 77 7 11 4

Manufacturing .................................................... 100 75 10 14 1

Service-providing industries .................................. 100 72 15 12 1

Trade, transportation, and utilities ..................... 100 64 20 16 1

Wholesale trade ............................................. 100 79 – 13 –

Retail trade .................................................... 100 52 33 – –

Transportation and warehousing ................... 100 67 – 22 –

Utilities ........................................................... 100 81 – – –

See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, private industry workers, National Compensation Survey, March

2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

Information ......................................................... 100 78 11 – –

Financial activities ............................................. 100 69 19 10 2

Finance and insurance .................................. 100 67 21 10 3

Credit intermediation and related activities 100 69 19 – –

Insurance carriers and related activities .... 100 65 19 12 4

Real estate and rental and leasing ................ 100 82 – – –

Professional and business services .................. 100 77 – 11 –

Professional and technical services .............. 100 84 – 8 –

Administrative and waste services ................ 100 70 15 15 –

Education and health services ........................... 100 75 11 11 2

Educational services ...................................... 100 80 12 – –

Junior colleges, colleges, and universities 100 74 19 6 1

Health care and social assistance ................. 100 74 11 12 2

Leisure and hospitality ....................................... 100 76 14 – –

Accommodation and food services ................ 100 72 17 – –

Other services ................................................... 100 73 – 15 –

1 to 99 workers ...................................................... 100 77 10 13 1

1 to 49 workers .................................................. 100 76 10 13 1

50 to 99 workers ................................................ 100 78 9 11 2

100 workers or more .............................................. 100 69 16 13 2

100 to 499 workers ............................................ 100 72 15 12 1

500 workers or more .......................................... 100 66 18 14 2

Geographic areas

Northeast ............................................................... 100 75 12 11 2

New England ..................................................... 100 77 – 11 –

Middle Atlantic ................................................... 100 74 13 11 2

South ..................................................................... 100 74 15 10 1

South Atlantic .................................................... 100 77 14 8 1

East South Central ............................................ 100 80 11 – –

West South Central ........................................... 100 67 18 15 4 ( )

Midwest ................................................................. 100 70 12 17 1

East North Central ............................................. 100 70 13 16 1

West North Central ............................................ 100 70 – 18 –

West ...................................................................... 100 70 14 13 2

Mountain ............................................................ 100 67 17 14 2

Pacific ................................................................ 100 71 13 13 3

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015. 4 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, private industry workers, National Compensation

Survey, March 2015

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 0.0 0.8 0.6 0.6 0.2

Worker characteristics

Management, professional, and related ................ 0.0 1.2 0.9 0.9 0.3

Management, business, and financial ............... 0.0 1.5 1.0 1.3 0.2

Professional and related .................................... 0.0 1.5 1.2 1.0 0.5

Service ................................................................... 0.0 2.2 1.3 1.8 0.4

Protective service .............................................. 0.0 9.0 2.8 – –

Sales and office ..................................................... 0.0 1.2 0.9 0.9 0.3

Sales and related ............................................... 0.0 1.9 1.7 1.6 0.3

Office and administrative support ...................... 0.0 1.6 1.1 0.9 0.4

Natural resources, construction, and maintenance 0.0 2.4 1.4 1.7 0.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.0 4.7 2.9 2.9 1.9

Installation, maintenance, and repair ................. 0.0 2.2 1.2 1.8 0.3

Production, transportation, and material moving ... 0.0 1.7 1.0 1.2 0.4

Production ......................................................... 0.0 1.6 1.1 1.4 0.2

Transportation and material moving .................. 0.0 2.8 1.7 1.9 0.8

Full time ................................................................. 0.0 0.8 0.5 0.6 0.2

Part time ................................................................ 0.0 2.4 2.0 1.5 0.7

Union ..................................................................... 0.0 2.1 1.1 1.8 1.0

Nonunion ............................................................... 0.0 0.9 0.6 0.7 0.2

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.0 2.0 1.6 1.4 0.1

Lowest 10 percent ......................................... 0.0 3.6 2.8 – –

Second 25 percent ............................................ 0.0 1.5 1.2 1.0 0.3

Third 25 percent ................................................ 0.0 1.3 0.8 0.8 0.4

Highest 25 percent ............................................ 0.0 1.2 0.7 0.9 0.3

Highest 10 percent ........................................ 0.0 1.6 1.1 1.4 0.2

Establishment characteristics

Goods-producing industries ................................... 0.0 1.5 1.1 1.4 0.3

Construction ...................................................... 0.0 3.2 1.6 2.2 1.7

Manufacturing .................................................... 0.0 1.6 1.3 1.4 0.2

Service-providing industries .................................. 0.0 0.9 0.6 0.7 0.3

Trade, transportation, and utilities ..................... 0.0 1.6 1.1 1.1 0.3

Wholesale trade ............................................. 0.0 2.9 – 2.2 –

Retail trade .................................................... 0.0 1.9 1.9 – –

Transportation and warehousing ................... 0.0 4.7 – 3.6 –

Utilities ........................................................... 0.0 4.7 – – –

See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, private industry workers, National Compensation

Survey, March 2015—continued

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

Information ......................................................... 0.0 3.6 3.0 – –

Financial activities ............................................. 0.0 1.9 1.6 1.1 0.6

Finance and insurance .................................. 0.0 1.8 1.7 1.2 0.7

Credit intermediation and related activities 0.0 2.8 2.5 – –

Insurance carriers and related activities .... 0.0 3.1 2.8 1.7 1.2

Real estate and rental and leasing ................ 0.0 5.2 – – –

Professional and business services .................. 0.0 2.7 – 1.8 –

Professional and technical services .............. 0.0 2.8 – 2.1 –

Administrative and waste services ................ 0.0 5.7 4.1 3.3 –

Education and health services ........................... 0.0 2.2 1.4 1.7 0.7

Educational services ...................................... 0.0 1.9 1.2 – –

Junior colleges, colleges, and universities 0.0 2.4 1.9 1.5 0.3

Health care and social assistance ................. 0.0 2.6 1.6 2.0 0.8

Leisure and hospitality ....................................... 0.0 3.6 2.8 – –

Accommodation and food services ................ 0.0 4.3 3.4 – –

Other services ................................................... 0.0 5.9 – 3.9 –

1 to 99 workers ...................................................... 0.0 1.3 0.9 0.9 0.3

1 to 49 workers .................................................. 0.0 1.7 1.2 1.2 0.2

50 to 99 workers ................................................ 0.0 2.2 1.4 1.5 1.0

100 workers or more .............................................. 0.0 1.0 0.8 0.8 0.3

100 to 499 workers ............................................ 0.0 1.2 1.0 1.0 0.3

500 workers or more .......................................... 0.0 1.8 1.3 1.2 0.4

Geographic areas

Northeast ............................................................... 0.0 1.5 0.8 1.5 0.6

New England ..................................................... 0.0 3.2 – 3.0 –

Middle Atlantic ................................................... 0.0 1.6 1.0 1.6 0.5

South ..................................................................... 0.0 1.4 1.0 1.0 0.2

South Atlantic .................................................... 0.0 1.9 1.3 1.1 0.3

East South Central ............................................ 0.0 3.2 2.6 – –

West South Central ........................................... 0.0 2.5 2.0 2.3 0.2

Midwest ................................................................. 0.0 1.8 1.1 1.4 0.3

East North Central ............................................. 0.0 1.8 1.3 1.8 0.4

West North Central ............................................ 0.0 4.1 – 2.5 –

West ...................................................................... 0.0 1.7 1.3 1.2 0.8

Mountain ............................................................ 0.0 2.9 1.5 2.2 1.1

Pacific ................................................................ 0.0 2.0 1.8 1.5 1.0

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, private industry workers, National Compensation Survey, March 2015

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $961.22 8 $1,358.53 92 $931.47 $475.84

Worker characteristics

Management, professional, and related ................ 100 1,032.40 6 1,318.35 94 1,014.68 467.83

Management, business, and financial ............... 100 1,026.08 5 1,422.32 95 1,004.91 470.29

Professional and related .................................... 100 1,036.29 7 1,266.77 93 1,020.79 466.29

Service ................................................................... 100 856.51 8 1,416.11 92 818.58 532.68

Protective service .............................................. 100 971.16 – – – – –

Sales and office ..................................................... 100 880.58 5 1,284.14 95 862.36 487.40

Sales and related ............................................... 100 792.86 4 1,357.58 96 770.95 488.12

Office and administrative support ...................... 100 922.57 5 1,255.57 95 906.52 487.05

Natural resources, construction, and maintenance 100 948.58 21 1,490.87 79 855.74 536.79

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 977.13 32 1,492.61 68 846.75 576.90

Installation, maintenance, and repair ................. 100 929.58 12 1,488.74 88 861.09 512.88

Production, transportation, and material moving ... 100 1,009.78 10 1,332.91 90 975.51 411.59

Production ......................................................... 100 1,016.67 7 1,328.30 93 992.59 399.33

Transportation and material moving .................. 100 1,001.26 13 1,336.16 87 953.06 427.69

Full time ................................................................. 100 969.93 8 1,356.63 92 940.04 473.01

Part time ................................................................ 100 828.74 6 1,414.13 94 806.04 517.27

Union ..................................................................... 100 1,263.16 32 1,484.63 68 1,181.75 375.03

Nonunion ............................................................... 100 916.99 4 1,235.86 96 903.54 487.09

Average wage within the following categories:1

Lowest 25 percent ............................................. 100 765.25 4 1,324.96 96 752.41 524.71

Lowest 10 percent ......................................... 100 717.21 5 1,452.16 95 700.71 530.14

Second 25 percent ............................................ 100 894.26 6 1,289.20 94 870.78 501.04

Third 25 percent ................................................ 100 978.26 9 1,269.29 91 953.06 466.74

Highest 25 percent ............................................ 100 1,066.44 10 1,469.03 90 1,027.76 445.45

Highest 10 percent ........................................ 100 1,066.51 7 1,452.19 93 1,039.07 439.47

Establishment characteristics

Goods-producing industries ................................... 100 1,024.89 13 1,379.88 87 984.97 410.54

Construction ...................................................... 100 930.24 30 1,462.15 70 798.96 580.89

Manufacturing .................................................... 100 1,055.82 8 1,372.40 92 1,030.97 368.96

Service-providing industries .................................. 100 942.96 7 1,348.33 93 916.80 493.75

Trade, transportation, and utilities ..................... 100 904.56 7 1,375.05 93 871.58 464.05

Wholesale trade ............................................. 100 905.32 9 1,380.06 91 858.11 462.04

Retail trade .................................................... 100 753.08 5 1,317.61 95 735.77 517.31

Transportation and warehousing ................... 100 1,129.39 9 1,391.97 91 1,103.14 382.53

Utilities ........................................................... 100 1,297.28 14 1,426.27 86 1,276.72 304.51

See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, private industry workers, National Compensation Survey, March 2015—continued

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

Information ......................................................... 100 $1,085.25 15 $1,653.46 85 $988.54 $399.08

Financial activities ............................................. 100 980.84 5 1,525.85 95 953.87 445.53

Finance and insurance .................................. 100 981.14 3 1,297.53 97 970.33 411.97

Credit intermediation and related activities 100 929.16 2 1,306.45 98 922.84 434.10

Insurance carriers and related activities .... 100 1,027.51 4 1,177.25 96 1,021.97 388.60

Real estate and rental and leasing ................ 100 979.46 – – – – –

Professional and business services .................. 100 918.66 5 1,195.39 95 904.49 530.10

Professional and technical services .............. 100 978.42 5 1,160.81 95 967.88 514.81

Administrative and waste services ................ 100 765.04 6 1,266.73 94 731.76 602.08

Education and health services ........................... 100 1,004.66 5 1,234.49 95 993.18 515.43

Educational services ...................................... 100 1,054.24 4 1,246.34 96 1,045.96 532.15

Junior colleges, colleges, and universities 100 1,088.33 1 1,553.62 99 1,082.70 488.33

Health care and social assistance ................. 100 995.76 5 1,232.68 95 983.64 512.40

Leisure and hospitality ....................................... 100 781.88 12 1,437.28 88 733.52 537.10

Accommodation and food services ................ 100 741.23 10 1,522.15 90 689.70 536.33

Other services ................................................... 100 901.80 14 1,136.70 86 868.03 561.06

1 to 99 workers ...................................................... 100 873.69 9 1,290.30 91 836.61 559.57

1 to 49 workers .................................................. 100 870.74 10 1,278.55 90 831.80 559.53

50 to 99 workers ................................................ 100 880.83 8 1,326.45 92 848.01 559.65

100 workers or more .............................................. 100 1,026.64 7 1,427.34 93 1,000.80 414.66

100 to 499 workers ............................................ 100 967.22 6 1,431.46 94 942.44 449.84

500 workers or more .......................................... 100 1,100.62 8 1,423.78 92 1,075.19 369.80

Geographic areas

Northeast ............................................................... 100 1,124.05 13 1,454.41 87 1,082.74 447.35

New England ..................................................... 100 1,100.30 10 1,499.11 90 1,059.76 466.24

Middle Atlantic ................................................... 100 1,132.02 14 1,442.61 86 1,090.69 440.82

South ..................................................................... 100 883.79 4 1,340.37 96 868.39 501.72

South Atlantic .................................................... 100 901.84 4 1,421.04 96 882.89 510.39

East South Central ............................................ 100 882.68 4 1,344.63 96 868.19 456.91

West South Central ........................................... 100 853.47 3 1,172.43 97 843.85 508.62

Midwest ................................................................. 100 956.67 8 1,338.78 92 929.13 456.45

East North Central ............................................. 100 978.83 9 1,337.15 91 948.61 447.59

West North Central ............................................ 100 909.21 6 1,344.84 94 888.85 474.77

West ...................................................................... 100 945.95 11 1,285.65 89 910.54 479.27

Mountain ............................................................ 100 900.59 8 1,265.72 92 871.11 457.03

Pacific ................................................................ 100 967.34 12 1,292.41 88 929.74 490.10

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, private industry workers, National

Compensation Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $8.30 0.4 $26.19 0.4 $7.97 $5.47

Worker characteristics

Management, professional, and related ................ 9.20 0.6 46.07 0.6 8.99 6.70

Management, business, and financial ............... 15.45 0.6 65.42 0.6 14.29 9.32

Professional and related .................................... 11.59 0.9 57.61 0.9 11.44 8.96

Service ................................................................... 32.91 1.5 68.54 1.5 31.66 16.17

Protective service .............................................. 89.13 – – – – –

Sales and office ..................................................... 10.69 0.4 50.32 0.4 10.85 9.04

Sales and related ............................................... 16.94 0.6 53.47 0.6 16.68 9.94

Office and administrative support ...................... 12.90 0.6 65.27 0.6 13.23 12.56

Natural resources, construction, and maintenance 29.17 1.9 60.44 1.9 26.20 14.65

Construction, extraction, farming, fishing, and

forestry ............................................................. 59.16 3.3 101.99 3.3 55.20 28.87

Installation, maintenance, and repair ................. 29.26 1.9 50.90 1.9 27.14 16.87

Production, transportation, and material moving ... 14.92 1.1 32.00 1.1 15.40 9.16

Production ......................................................... 19.21 1.1 23.04 1.1 20.35 12.83

Transportation and material moving .................. 21.44 1.9 50.80 1.9 21.89 12.48

Full time ................................................................. 8.49 0.5 26.85 0.5 8.17 5.77

Part time ................................................................ 22.70 0.8 54.72 0.8 23.36 14.11

Union ..................................................................... 21.92 2.3 35.89 2.3 19.80 16.34

Nonunion ............................................................... 7.87 0.3 27.26 0.3 7.86 5.43

Average wage within the following categories:1

Lowest 25 percent ............................................. 16.14 0.6 113.58 0.6 15.69 13.03

Lowest 10 percent ......................................... 32.57 1.0 89.91 1.0 31.71 34.82

Second 25 percent ............................................ 17.66 0.6 42.72 0.6 18.06 9.52

Third 25 percent ................................................ 12.51 0.8 42.35 0.8 12.08 8.54

Highest 25 percent ............................................ 9.73 0.8 23.98 0.8 10.20 6.76

Highest 10 percent ........................................ 15.17 1.0 42.94 1.0 14.83 9.62

Establishment characteristics

Goods-producing industries ................................... 16.26 1.2 44.80 1.2 15.74 8.46

Construction ...................................................... 47.07 2.9 91.70 2.9 43.35 17.95

Manufacturing .................................................... 16.18 1.0 18.88 1.0 16.51 8.72

Service-providing industries .................................. 9.24 0.5 26.75 0.5 9.17 6.47

Trade, transportation, and utilities ..................... 12.87 0.8 33.45 0.8 12.72 7.83

Wholesale trade ............................................. 23.82 1.6 64.60 1.6 24.10 14.49

Retail trade .................................................... 11.83 0.6 56.38 0.6 11.41 11.61

Transportation and warehousing ................... 23.42 2.4 59.50 2.4 23.67 17.54

Utilities ........................................................... 27.05 3.8 43.93 3.8 29.87 13.78

See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

Information ......................................................... $27.28 2.4 $34.16 2.4 $24.41 $18.75

Financial activities ............................................. 14.15 0.7 72.20 0.7 13.63 10.13

Finance and insurance .................................. 10.01 0.4 62.49 0.4 9.93 7.53

Credit intermediation and related activities 11.80 0.3 74.62 0.3 11.97 10.31

Insurance carriers and related activities .... 17.03 0.8 86.41 0.8 17.36 10.18

Real estate and rental and leasing ................ 68.69 – – – – –

Professional and business services .................. 24.11 0.9 76.93 0.9 24.91 14.14

Professional and technical services .............. 26.44 1.3 94.58 1.3 27.90 20.93

Administrative and waste services ................ 61.72 2.3 145.71 2.3 59.97 34.18

Education and health services ........................... 19.89 0.8 84.65 0.8 20.55 16.49

Educational services ...................................... 28.08 1.3 100.37 1.3 28.28 14.73

Junior colleges, colleges, and universities 16.78 0.5 66.17 0.5 16.90 10.50

Health care and social assistance ................. 23.51 1.0 99.10 1.0 24.23 19.28

Leisure and hospitality ....................................... 41.12 2.9 85.35 2.9 42.52 21.72

Accommodation and food services ................ 45.32 2.8 108.87 2.8 46.96 27.47

Other services ................................................... 45.18 2.6 134.66 2.6 45.91 25.26

1 to 99 workers ...................................................... 15.39 0.7 34.34 0.7 15.07 10.82

1 to 49 workers .................................................. 18.14 1.0 39.81 1.0 17.78 13.47

50 to 99 workers ................................................ 25.07 1.0 58.44 1.0 24.14 14.76

100 workers or more .............................................. 7.87 0.5 30.02 0.5 7.61 4.75

100 to 499 workers ............................................ 11.17 0.6 40.12 0.6 10.64 6.93

500 workers or more .......................................... 10.21 0.9 37.20 0.9 9.74 6.21

Geographic areas

Northeast ............................................................... 17.20 1.2 64.49 1.2 12.98 8.93

New England ..................................................... 23.27 1.9 99.84 1.9 18.72 11.51

Middle Atlantic ................................................... 24.06 1.4 79.75 1.4 18.47 11.75

South ..................................................................... 13.49 0.5 63.50 0.5 12.94 9.54

South Atlantic .................................................... 19.46 0.8 98.01 0.8 18.28 12.41

East South Central ............................................ 22.17 0.9 70.44 0.9 22.25 23.70

West South Central ........................................... 24.29 0.7 83.11 0.7 24.31 18.51

Midwest ................................................................. 18.07 1.1 30.37 1.1 18.78 13.35

East North Central ............................................. 14.28 1.3 36.11 1.3 16.42 16.09

West North Central ............................................ 46.63 1.8 54.29 1.8 45.34 23.14

West ...................................................................... 18.51 0.8 33.54 0.8 18.66 11.53

Mountain ............................................................ 30.10 1.7 78.70 1.7 30.32 27.72

Pacific ................................................................ 22.92 0.8 36.19 0.8 23.19 11.08

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, private industry workers, National Compensation Survey, March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 100 72 13 13 1

Worker characteristics

Management, professional, and related ................ 100 74 12 12 2

Management, business, and financial ............... 100 76 11 12 1

Professional and related .................................... 100 73 13 12 2

Service ................................................................... 100 77 10 12 1

Protective service .............................................. 100 65 11 – –

Sales and office ..................................................... 100 66 19 13 1

Sales and related ............................................... 100 58 26 15 1

Office and administrative support ...................... 100 71 16 12 2

Natural resources, construction, and maintenance 100 75 11 13 2

Construction, extraction, farming, fishing, and

forestry ............................................................. 100 70 13 13 4

Installation, maintenance, and repair ................. 100 77 9 13 1

Production, transportation, and material moving ... 100 73 9 16 1

Production ......................................................... 100 75 9 14 1

Transportation and material moving .................. 100 71 9 19 2

Full time ................................................................. 100 73 13 13 1

Part time ................................................................ 100 65 20 14 1

Union ..................................................................... 100 75 7 15 4

Nonunion ............................................................... 100 72 14 13 1

Average wage within the following categories:3

Lowest 25 percent ............................................. 100 70 17 13 4 ( )

Lowest 10 percent ......................................... 100 72 17 – –

Second 25 percent ............................................ 100 70 16 13 1

Third 25 percent ................................................ 100 73 11 14 2

Highest 25 percent ............................................ 100 75 11 12 2

Highest 10 percent ........................................ 100 75 12 12 1

Establishment characteristics

Goods-producing industries ................................... 100 74 10 14 1

Construction ...................................................... 100 76 7 13 4

Manufacturing .................................................... 100 74 11 14 1

Service-providing industries .................................. 100 72 14 13 1

Trade, transportation, and utilities ..................... 100 63 19 17 1

Wholesale trade ............................................. 100 77 – 15 –

Retail trade .................................................... 100 52 32 16 1

Transportation and warehousing ................... 100 67 – 22 –

Utilities ........................................................... 100 82 – – –

See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, private industry workers, National Compensation Survey, March

2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

Information ......................................................... 100 78 – 11 –

Financial activities ............................................. 100 70 18 10 2

Finance and insurance .................................. 100 68 20 10 3

Credit intermediation and related activities 100 70 19 – –

Insurance carriers and related activities .... 100 66 18 12 4

Real estate and rental and leasing ................ 100 82 – – –

Professional and business services .................. 100 77 – 12 –

Professional and technical services .............. 100 84 – 8 –

Administrative and waste services ................ 100 68 – 17 –

Education and health services ........................... 100 76 11 11 2

Educational services ...................................... 100 79 12 – –

Junior colleges, colleges, and universities 100 74 19 6 1

Health care and social assistance ................. 100 75 10 12 2

Leisure and hospitality ....................................... 100 75 14 11 –

Accommodation and food services ................ 100 72 16 – –

Other services ................................................... 100 75 – 15 –

1 to 99 workers ...................................................... 100 76 9 14 1

1 to 49 workers .................................................. 100 75 9 15 1

50 to 99 workers ................................................ 100 77 9 12 2

100 workers or more .............................................. 100 70 16 13 2

100 to 499 workers ............................................ 100 73 14 12 1

500 workers or more .......................................... 100 66 18 14 2

Geographic areas

Northeast ............................................................... 100 75 12 11 2

New England ..................................................... 100 80 – 11 –

Middle Atlantic ................................................... 100 74 13 11 2

South ..................................................................... 100 74 14 11 1

South Atlantic .................................................... 100 76 14 9 1

East South Central ............................................ 100 80 11 – –

West South Central ........................................... 100 67 16 16 1

Midwest ................................................................. 100 70 12 17 1

East North Central ............................................. 100 71 13 16 1

West North Central ............................................ 100 68 – 19 –

West ...................................................................... 100 70 13 14 3

Mountain ............................................................ 100 67 16 15 2

Pacific ................................................................ 100 72 12 13 3

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015. 4 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, private industry workers, National Compensation

Survey, March 2015

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 0.0 0.8 0.5 0.6 0.2

Worker characteristics

Management, professional, and related ................ 0.0 1.2 0.9 0.9 0.4

Management, business, and financial ............... 0.0 1.5 0.9 1.3 0.2

Professional and related .................................... 0.0 1.5 1.2 1.0 0.5

Service ................................................................... 0.0 2.1 1.1 1.8 0.2

Protective service .............................................. 0.0 9.2 2.9 – –

Sales and office ..................................................... 0.0 1.2 0.8 0.9 0.3

Sales and related ............................................... 0.0 1.9 1.6 1.5 0.4

Office and administrative support ...................... 0.0 1.6 1.0 1.0 0.3

Natural resources, construction, and maintenance 0.0 2.4 1.3 1.6 0.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.0 4.4 2.7 2.7 1.7

Installation, maintenance, and repair ................. 0.0 2.3 1.1 1.8 0.3

Production, transportation, and material moving ... 0.0 1.7 1.1 1.2 0.4

Production ......................................................... 0.0 1.6 1.1 1.3 0.2

Transportation and material moving .................. 0.0 2.9 1.7 2.0 0.8

Full time ................................................................. 0.0 0.9 0.5 0.7 0.2

Part time ................................................................ 0.0 2.3 1.9 1.5 0.6

Union ..................................................................... 0.0 2.2 1.2 1.7 0.9

Nonunion ............................................................... 0.0 0.9 0.6 0.7 0.2

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.0 1.8 1.4 1.4 0.2

Lowest 10 percent ......................................... 0.0 3.5 2.8 – –

Second 25 percent ............................................ 0.0 1.4 1.1 0.9 0.3

Third 25 percent ................................................ 0.0 1.2 0.8 0.8 0.4

Highest 25 percent ............................................ 0.0 1.2 0.8 0.9 0.4

Highest 10 percent ........................................ 0.0 1.6 1.2 1.3 0.3

Establishment characteristics

Goods-producing industries ................................... 0.0 1.4 1.1 1.3 0.3

Construction ...................................................... 0.0 3.3 1.5 2.3 1.5

Manufacturing .................................................... 0.0 1.6 1.3 1.5 0.2

Service-providing industries .................................. 0.0 1.0 0.6 0.7 0.3

Trade, transportation, and utilities ..................... 0.0 1.7 1.1 1.1 0.3

Wholesale trade ............................................. 0.0 2.8 – 2.0 –

Retail trade .................................................... 0.0 1.9 1.9 1.4 0.4

Transportation and warehousing ................... 0.0 4.5 – 3.5 –

Utilities ........................................................... 0.0 4.6 – – –

See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, private industry workers, National Compensation

Survey, March 2015—continued

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

Information ......................................................... 0.0 3.4 – 1.8 –

Financial activities ............................................. 0.0 1.9 1.5 1.1 0.6

Finance and insurance .................................. 0.0 1.7 1.6 1.1 0.7

Credit intermediation and related activities 0.0 2.8 2.4 – –

Insurance carriers and related activities .... 0.0 3.0 2.6 1.7 1.1

Real estate and rental and leasing ................ 0.0 5.0 – – –

Professional and business services .................. 0.0 2.7 – 1.9 –

Professional and technical services .............. 0.0 2.8 – 2.1 –

Administrative and waste services ................ 0.0 5.8 – 3.7 –

Education and health services ........................... 0.0 2.1 1.3 1.7 0.8

Educational services ...................................... 0.0 2.0 1.1 – –

Junior colleges, colleges, and universities 0.0 2.3 1.9 1.4 0.3

Health care and social assistance ................. 0.0 2.5 1.5 1.9 0.9

Leisure and hospitality ....................................... 0.0 3.9 2.6 3.0 –

Accommodation and food services ................ 0.0 4.8 3.5 – –

Other services ................................................... 0.0 5.4 – 3.7 –

1 to 99 workers ...................................................... 0.0 1.3 0.8 0.9 0.3

1 to 49 workers .................................................. 0.0 1.6 1.1 1.1 0.2

50 to 99 workers ................................................ 0.0 2.2 1.4 1.5 1.0

100 workers or more .............................................. 0.0 1.0 0.8 0.8 0.3

100 to 499 workers ............................................ 0.0 1.2 0.9 1.0 0.3

500 workers or more .......................................... 0.0 1.8 1.2 1.2 0.5

Geographic areas

Northeast ............................................................... 0.0 1.4 0.8 1.4 0.4

New England ..................................................... 0.0 3.1 – 2.9 –

Middle Atlantic ................................................... 0.0 1.6 1.0 1.5 0.5

South ..................................................................... 0.0 1.3 0.9 0.9 0.3

South Atlantic .................................................... 0.0 1.7 1.2 1.0 0.6

East South Central ............................................ 0.0 2.9 2.4 – –

West South Central ........................................... 0.0 2.5 1.8 2.1 0.2

Midwest ................................................................. 0.0 2.1 1.1 1.7 0.3

East North Central ............................................. 0.0 1.8 1.3 1.7 0.4

West North Central ............................................ 0.0 5.3 – 3.7 –

West ...................................................................... 0.0 1.9 1.3 1.1 0.7

Mountain ............................................................ 0.0 2.9 1.6 1.9 1.0

Pacific ................................................................ 0.0 2.4 1.8 1.4 1.0

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, 

National Compensation Survey, March 2015

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $41.83 $69.71 $105.00 $150.40 $222.00 $163.20 $260.00 $394.31 $611.73 $938.15

Worker characteristics

Management, professional, and related ................ 40.00 69.04 104.48 147.06 222.36 170.77 272.40 388.33 581.27 912.68

Management, business, and financial ............... 40.00 68.77 105.69 153.63 210.91 167.09 271.32 397.03 580.89 905.66

Professional and related .................................... 40.00 69.12 103.09 145.19 227.91 173.79 272.91 385.92 581.27 919.50

Service ................................................................... 54.04 79.88 115.00 171.50 248.93 194.92 290.34 465.35 727.42 1019.82

Protective service .............................................. 65.96 79.88 125.82 204.42 237.00 197.02 287.29 – – 1279.52

Sales and office ..................................................... 42.29 70.00 103.65 148.56 214.89 164.61 261.34 405.10 643.00 962.20

Sales and related ............................................... 43.71 78.38 108.33 158.96 226.09 195.46 270.49 421.53 636.06 930.70

Office and administrative support ...................... 41.36 67.16 102.79 142.99 208.61 148.11 257.81 399.01 645.00 974.93

Natural resources, construction, and maintenance 48.05 74.40 117.64 178.33 275.80 180.00 281.15 438.00 727.42 1011.86

Construction, extraction, farming, fishing, and

forestry ............................................................. 46.00 65.08 114.00 168.99 231.51 190.00 261.00 440.06 821.35 1138.96

Installation, maintenance, and repair ................. 48.36 78.24 119.80 182.96 300.00 174.11 290.00 434.82 727.42 961.46

Production, transportation, and material moving ... 37.04 63.67 100.02 143.29 198.00 129.99 207.90 335.65 496.88 828.23

Production ......................................................... 40.04 65.00 102.35 145.17 196.54 134.59 204.00 335.68 459.36 715.01

Transportation and material moving .................. 32.42 59.98 98.58 141.45 202.72 117.47 207.90 335.65 545.00 888.58

Full time ................................................................. 42.83 69.80 104.97 148.82 216.36 167.30 261.34 391.31 605.69 932.86

Part time ................................................................ 33.17 67.16 111.07 196.84 271.16 100.66 210.84 480.47 712.61 1019.82

Union ..................................................................... 32.42 56.28 93.21 152.30 226.09 86.66 173.32 279.34 473.49 829.57

Nonunion ............................................................... 43.70 71.00 105.99 150.00 220.95 175.00 274.71 401.59 625.50 940.66

Average wage within the following categories:2

Lowest 25 percent ............................................. 43.71 74.59 106.82 160.33 226.09 180.21 280.73 465.35 704.11 1020.66

Lowest 10 percent ......................................... 52.60 81.16 111.64 171.00 226.09 183.96 256.88 472.66 681.08 1157.93

Second 25 percent ............................................ 45.50 69.33 105.03 153.58 238.00 160.10 260.43 415.01 692.79 956.46

Third 25 percent ................................................ 42.07 69.33 105.03 150.00 213.89 162.76 254.51 384.74 584.11 938.90

Highest 25 percent ............................................ 39.43 68.29 104.23 145.72 213.49 158.34 259.98 381.00 559.02 866.16

Highest 10 percent ........................................ 39.61 70.11 105.69 146.80 231.14 163.60 264.59 383.01 554.63 829.57

Establishment characteristics

Goods-producing industries ................................... 40.00 64.88 100.00 142.02 198.62 147.06 230.20 340.00 503.65 783.00

Construction ...................................................... 47.67 68.77 115.97 176.99 231.51 208.24 310.76 503.65 758.79 1114.97

Manufacturing .................................................... 39.51 64.09 97.51 138.44 187.81 131.31 213.51 325.00 447.00 639.02

Service-providing industries .................................. 42.36 71.64 106.88 152.03 231.22 169.81 269.82 408.25 649.00 971.00

Trade, transportation, and utilities ..................... 37.68 70.61 102.25 153.46 227.15 140.92 243.12 388.47 600.43 886.78

Wholesale trade ............................................. 44.38 70.26 100.76 142.90 210.11 175.84 275.40 396.68 585.03 826.30

Retail trade .................................................... 40.96 79.50 125.00 186.90 266.62 171.25 256.09 460.02 715.85 1017.00

Transportation and warehousing ................... 28.17 55.00 89.80 144.33 206.75 93.34 185.17 276.62 475.06 661.00

Utilities ........................................................... – 50.98 84.00 117.84 138.42 113.70 149.88 280.00 370.25 493.12

See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, 

National Compensation Survey, March 2015—continued

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... $43.96 $59.88 $104.59 $135.00 $178.83 $145.16 $235.17 $293.95 $461.44 $727.22

Financial activities ............................................. 45.09 65.64 109.11 137.36 188.66 185.56 260.79 387.98 552.00 914.05

Finance and insurance .................................. 43.91 64.06 104.65 130.56 180.32 179.52 249.98 385.18 502.00 713.89

Credit intermediation and related activities 48.33 63.87 109.11 131.22 184.21 185.56 280.32 394.55 517.73 760.54

Insurance carriers and related activities .... 40.00 65.00 100.00 128.94 163.71 160.10 244.16 369.06 470.12 664.52

Real estate and rental and leasing ................ 51.22 83.38 124.56 156.00 239.72 217.03 327.30 528.63 915.74 1101.75

Professional and business services .................. 40.96 74.81 115.09 171.99 272.68 176.67 296.73 440.00 727.42 990.76

Professional and technical services .............. 37.41 73.00 112.84 156.24 227.27 167.09 296.73 415.01 620.67 992.90

Administrative and waste services ................ 52.60 74.67 136.14 – 300.00 183.96 324.91 649.58 741.51 997.43

Education and health services ........................... 43.71 68.26 100.52 143.66 221.00 184.24 289.77 418.35 680.69 1042.06

Educational services ...................................... 42.00 72.00 103.04 159.50 220.01 225.01 324.00 477.97 695.56 1031.27

Junior colleges, colleges, and universities 42.00 72.00 109.41 159.01 227.76 223.58 303.52 436.00 589.00 859.00

Health care and social assistance ................. 43.71 66.10 100.11 140.65 221.00 169.81 283.76 399.34 675.07 1042.06

Leisure and hospitality ....................................... 54.16 86.40 116.76 157.23 196.84 222.92 325.67 472.66 740.77 980.30

Accommodation and food services ................ 65.30 89.31 116.76 171.50 202.48 226.91 348.24 472.66 681.08 1019.82

Other services ................................................... 39.64 80.94 135.02 189.75 277.56 161.88 294.12 485.27 737.40 1053.02

1 to 99 workers ...................................................... 48.17 75.83 113.29 163.00 247.27 194.13 296.42 470.00 741.51 1064.58

1 to 49 workers .................................................. 47.77 77.43 114.04 165.00 255.35 190.23 299.40 470.00 755.40 1065.15

50 to 99 workers ................................................ 49.18 74.79 108.90 159.77 237.58 201.69 290.34 477.97 725.47 1037.47

100 workers or more .............................................. 38.66 64.88 100.00 141.46 198.36 143.48 236.00 355.80 510.14 779.74

100 to 499 workers ............................................ 38.71 65.56 101.98 148.00 209.34 150.00 251.56 382.63 554.89 869.30

500 workers or more .......................................... 38.66 63.55 96.25 137.03 187.77 130.00 223.13 324.68 433.58 607.06

Geographic areas

Northeast ............................................................... 47.70 76.90 112.03 158.00 227.27 165.07 254.58 374.59 541.30 869.42

New England ..................................................... 57.38 93.93 126.25 170.29 251.31 225.32 300.23 391.27 541.72 813.78

Middle Atlantic ................................................... 45.16 72.85 106.59 148.75 219.00 149.98 232.54 350.57 541.30 881.93

South ..................................................................... 43.71 67.35 103.13 149.76 211.79 169.86 273.39 423.27 654.33 977.00

South Atlantic .................................................... 48.00 70.68 105.10 148.79 218.84 181.92 283.07 431.23 682.75 990.76

East South Central ............................................ 43.70 68.26 95.00 151.66 205.90 169.46 245.86 394.06 607.06 813.02

West South Central ........................................... 38.00 62.05 100.00 148.75 205.50 140.92 272.98 424.00 681.38 1000.93

Midwest ................................................................. 44.41 74.99 109.11 156.81 239.64 164.65 258.49 379.69 590.56 864.58

East North Central ............................................. 43.41 74.99 106.61 149.85 211.01 154.08 250.00 354.29 542.73 917.24

West North Central ............................................ 45.43 73.79 114.31 175.00 – 185.56 289.08 416.86 655.89 746.23

West ...................................................................... 32.14 59.75 96.19 139.80 208.25 145.65 245.05 398.41 606.67 969.07

Mountain ............................................................ 37.00 65.00 94.01 132.12 179.83 167.30 245.86 378.42 565.44 909.56

Pacific ................................................................ 32.00 56.33 96.89 149.99 227.76 132.20 245.05 403.96 635.89 999.50

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,

private industry workers, National Compensation Survey, March 2015

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $1.42 $1.35 $1.48 $2.14 $7.82 $5.36 $4.31 $5.27 $13.86 $22.78

Worker characteristics

Management, professional, and related ................ 1.13 1.98 2.16 3.51 12.16 6.04 6.52 6.31 11.73 36.04

Management, business, and financial ............... 1.29 1.83 2.89 6.01 9.29 7.74 8.41 9.20 17.96 52.19

Professional and related .................................... 1.69 2.72 2.99 4.64 14.09 7.37 8.43 5.97 15.41 53.01

Service ................................................................... 3.85 2.55 5.12 12.25 49.50 6.09 14.38 28.54 19.42 56.78

Protective service .............................................. 7.78 9.16 18.78 37.04 28.45 11.36 67.38 – – 215.95

Sales and office ..................................................... 1.83 2.76 1.69 3.16 5.75 14.57 8.25 9.45 18.63 39.93

Sales and related ............................................... 2.79 3.11 5.11 5.89 8.31 9.52 12.03 9.43 20.04 52.61

Office and administrative support ...................... 2.51 4.16 3.29 4.28 6.60 22.43 9.44 7.39 28.05 46.46

Natural resources, construction, and maintenance 3.10 4.16 4.45 15.11 50.21 8.59 12.76 18.74 19.12 29.98

Construction, extraction, farming, fishing, and

forestry ............................................................. 6.10 7.97 9.78 16.74 11.82 14.13 10.69 43.08 25.99 99.25

Installation, maintenance, and repair ................. 2.70 5.91 5.92 20.26 63.32 9.85 11.42 28.16 53.77 51.56

Production, transportation, and material moving ... 3.10 2.55 2.57 4.73 5.55 6.47 11.96 8.41 19.87 76.84

Production ......................................................... 3.27 2.79 3.84 6.07 6.79 7.70 19.82 8.18 23.97 102.71

Transportation and material moving .................. 3.59 4.73 5.26 4.12 12.34 12.81 11.01 20.15 30.99 66.09

Full time ................................................................. 1.65 1.47 1.57 2.55 7.27 4.83 5.15 5.08 14.76 24.94

Part time ................................................................ 2.97 7.51 7.83 9.25 16.89 12.45 32.95 38.65 88.99 57.62

Union ..................................................................... 2.43 2.27 3.93 4.80 12.05 9.74 16.89 13.58 37.79 143.26

Nonunion ............................................................... 1.40 1.84 1.72 2.32 8.14 4.63 4.72 5.60 14.46 22.20

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.84 2.85 4.90 6.59 8.59 10.83 13.96 16.15 46.62 45.25

Lowest 10 percent ......................................... 5.90 5.07 12.86 20.15 17.75 17.08 44.43 15.92 119.85 196.10

Second 25 percent ............................................ 2.22 3.32 2.57 6.52 26.06 18.17 10.38 16.93 55.80 35.12

Third 25 percent ................................................ 2.14 2.35 1.71 2.80 7.03 6.06 5.89 5.19 12.77 48.81

Highest 25 percent ............................................ 1.27 2.12 2.39 2.94 9.58 7.83 5.94 3.85 16.03 37.11

Highest 10 percent ........................................ 1.14 2.33 3.61 4.91 18.54 9.96 8.58 5.10 21.69 35.48

Establishment characteristics

Goods-producing industries ................................... 1.31 2.23 2.51 4.12 4.78 8.09 13.25 10.49 17.30 35.46

Construction ...................................................... 8.57 4.31 8.67 10.50 9.83 9.30 12.83 15.31 44.18 66.62

Manufacturing .................................................... 1.55 2.29 4.10 4.17 4.64 6.81 14.36 10.80 14.39 33.55

Service-providing industries .................................. 1.70 1.91 1.88 2.83 11.23 5.28 5.96 8.62 18.15 29.84

Trade, transportation, and utilities ..................... 3.18 2.12 1.61 3.45 9.94 10.17 7.68 8.51 10.24 23.45

Wholesale trade ............................................. 3.40 3.52 2.15 8.22 6.54 5.60 19.33 10.71 22.71 43.29

Retail trade .................................................... 3.40 2.56 6.29 7.40 14.82 34.74 6.61 26.02 34.46 61.53

Transportation and warehousing ................... 3.90 3.29 1.29 7.76 32.32 22.72 18.23 7.27 42.74 83.28

Utilities ........................................................... – 3.98 13.81 10.95 7.72 4.99 3.52 21.74 24.45 39.13

See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,

private industry workers, National Compensation Survey, March 2015—continued

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... $3.11 $3.55 $5.17 $0.00 $9.33 $27.94 $12.73 $15.33 $37.32 $134.89

Financial activities ............................................. 2.25 2.54 2.62 4.72 7.66 2.39 9.35 7.87 19.77 61.31

Finance and insurance .................................. 1.57 1.56 3.58 1.73 8.50 5.90 4.90 0.83 6.25 27.58

Credit intermediation and related activities 3.12 1.89 4.24 2.24 9.87 3.90 9.89 8.21 20.12 45.14

Insurance carriers and related activities .... 3.03 5.04 4.44 4.57 6.34 13.90 18.55 20.07 21.67 51.25

Real estate and rental and leasing ................ 5.88 23.40 10.98 13.77 36.05 17.87 39.49 73.90 36.35 115.98

Professional and business services .................. 3.41 1.88 5.62 13.90 33.58 11.81 18.73 23.49 40.92 40.02

Professional and technical services .............. 3.95 5.55 5.15 10.02 32.49 23.11 17.63 35.43 59.87 82.59

Administrative and waste services ................ 5.93 3.91 19.36 – 0.00 25.89 64.47 133.11 48.62 49.25

Education and health services ........................... 2.35 4.22 3.43 5.25 14.98 22.53 13.31 20.93 59.64 48.52

Educational services ...................................... 7.02 2.46 6.83 9.16 20.73 6.61 23.54 23.66 35.32 118.92

Junior colleges, colleges, and universities 4.91 1.29 3.52 6.00 9.55 15.74 8.53 10.61 21.83 85.27

Health care and social assistance ................. 2.70 4.95 3.81 4.81 17.32 26.81 15.97 22.98 72.85 47.78

Leisure and hospitality ....................................... 4.95 3.41 4.09 15.11 6.97 21.75 27.86 8.57 82.30 76.75

Accommodation and food services ................ 11.29 3.92 9.76 20.47 9.11 46.12 58.17 8.72 95.15 104.16

Other services ................................................... 9.82 18.17 18.23 23.02 29.32 15.76 25.55 77.35 153.66 59.79

1 to 99 workers ...................................................... 2.04 3.41 2.86 5.66 11.83 11.64 8.87 11.65 28.97 35.34

1 to 49 workers .................................................. 3.59 4.65 3.02 8.91 18.45 13.65 10.90 14.95 34.58 38.90

50 to 99 workers ................................................ 3.06 4.61 4.37 5.53 6.36 15.39 9.55 21.90 43.44 44.38

100 workers or more .............................................. 2.03 1.71 1.19 2.93 4.41 7.83 6.61 4.73 6.75 24.21

100 to 499 workers ............................................ 2.67 2.85 1.99 4.70 8.84 4.69 6.11 5.24 15.33 32.06

500 workers or more .......................................... 2.17 2.19 3.38 2.83 5.02 5.13 5.17 7.87 6.38 16.19

Geographic areas

Northeast ............................................................... 3.23 3.14 2.66 6.52 16.32 11.29 5.33 8.85 19.20 30.08

New England ..................................................... 5.93 3.82 9.57 10.55 20.65 22.22 6.70 6.71 30.06 93.60

Middle Atlantic ................................................... 4.29 1.58 2.49 7.28 11.48 13.61 7.89 7.22 26.00 40.25

South ..................................................................... 1.73 2.75 1.80 3.61 9.16 8.36 9.70 10.14 21.74 30.28

South Atlantic .................................................... 1.41 3.87 3.72 4.45 11.03 16.21 9.83 17.63 40.20 40.70

East South Central ............................................ 8.06 5.39 12.03 9.36 9.75 13.86 28.26 40.97 35.51 38.28

West South Central ........................................... 5.51 5.63 3.14 7.95 19.00 35.88 18.99 16.22 60.18 90.05

Midwest ................................................................. 2.67 3.58 2.34 8.87 25.57 8.61 9.17 13.40 46.73 104.04

East North Central ............................................. 3.80 4.88 3.49 5.81 13.53 9.27 6.48 12.49 39.77 120.28

West North Central ............................................ 4.27 6.02 6.86 32.77 – 11.67 20.15 37.05 79.84 51.22

West ...................................................................... 1.48 2.62 4.79 4.16 5.69 9.48 9.07 10.27 29.24 62.68

Mountain ............................................................ 6.16 6.90 6.91 2.63 16.38 15.92 10.93 23.48 36.11 192.32

Pacific ................................................................ 1.23 2.32 5.63 7.40 15.67 19.75 13.97 10.23 39.98 58.77

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 57 56 97 40 39 98 34 33 97

Worker characteristics

Management, professional, and related ................ 77 77 99 54 53 99 58 57 98

Management, business, and financial ............... 85 85 99 66 65 99 64 63 98

Professional and related .................................... 73 72 99 48 47 99 55 54 98

Service ................................................................... 28 26 93 20 20 96 11 11 97

Protective service .............................................. 50 45 89 32 31 95 17 16 99

Sales and office ..................................................... 56 54 98 38 37 97 33 32 96

Sales and related ............................................... 44 43 96 29 27 94 21 19 94

Office and administrative support ...................... 63 62 98 45 44 98 41 40 97

Natural resources, construction, and maintenance 56 55 97 39 39 99 26 26 97

Construction, extraction, farming, fishing, and

forestry ............................................................. 48 47 98 32 32 100 17 16 97

Installation, maintenance, and repair ................. 64 62 97 45 44 99 34 33 97

Production, transportation, and material moving ... 65 63 96 47 45 96 31 30 95

Production ......................................................... 71 69 97 53 52 98 35 33 96

Transportation and material moving .................. 59 56 95 41 38 94 28 26 93

Full time ................................................................. 72 71 98 49 48 98 44 43 97

Part time ................................................................ 13 11 88 14 13 92 5 5 97

Union ..................................................................... 86 83 97 67 64 96 39 37 96

Nonunion ............................................................... 54 53 98 37 37 98 34 33 97

Average wage within the following categories:2

Lowest 25 percent ............................................. 22 20 91 17 16 94 7 6 94

Lowest 10 percent ......................................... 12 11 88 13 12 93 3 2 88

Second 25 percent ............................................ 59 57 97 37 36 97 30 29 97

Third 25 percent ................................................ 72 71 98 50 50 98 46 44 97

Highest 25 percent ............................................ 84 84 99 63 62 99 62 61 97

Highest 10 percent ........................................ 89 88 99 67 67 99 68 67 98

Establishment characteristics

Goods-producing industries ................................... 71 70 98 54 53 99 37 36 97

Construction ...................................................... 44 43 97 30 30 99 17 16 96

Manufacturing .................................................... 82 80 98 63 62 99 44 43 97

Service-providing industries .................................. 54 53 97 37 36 97 33 32 97

Trade, transportation, and utilities ..................... 56 54 96 36 34 94 25 24 94

Wholesale trade ............................................. 71 70 99 50 49 98 47 45 96

Retail trade .................................................... 43 41 95 27 25 93 12 11 92

Transportation and warehousing ................... 77 73 95 51 47 91 37 34 93

Utilities ........................................................... 93 93 99 49 49 100 85 83 97

See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 88 88 99 80 79 99 68 67 99

Financial activities ............................................. 83 82 99 64 63 99 64 63 97

Finance and insurance .................................. 91 90 99 72 71 99 74 72 97

Credit intermediation and related activities 94 93 100 70 69 99 81 78 97

Insurance carriers and related activities .... 87 86 99 70 70 99 68 66 97

Real estate and rental and leasing ................ 56 54 98 38 37 98 32 30 96

Professional and business services .................. 57 55 98 43 42 98 41 40 98

Professional and technical services .............. 71 71 99 55 55 99 58 57 99

Administrative and waste services ................ 33 31 93 24 23 96 18 17 95

Education and health services ........................... 63 62 99 35 35 99 44 42 97

Educational services ...................................... 64 64 100 45 44 100 61 59 97

Junior colleges, colleges, and universities 86 85 99 48 48 99 81 77 96

Health care and social assistance ................. 62 62 99 34 34 99 41 40 98

Leisure and hospitality ....................................... 20 18 92 16 15 96 5 5 95

Accommodation and food services ................ 19 17 90 16 15 95 4 3 92

Other services ................................................... 33 31 96 26 26 100 18 17 95

1 to 99 workers ...................................................... 40 39 96 29 28 97 23 22 97

1 to 49 workers .................................................. 35 34 97 26 26 97 20 19 96

50 to 99 workers ................................................ 55 53 95 36 35 97 30 29 97

100 workers or more .............................................. 77 75 98 53 52 98 48 46 97

100 to 499 workers ............................................ 71 69 98 47 46 97 39 38 97

500 workers or more .......................................... 86 85 99 63 62 98 61 59 97

Geographic areas

Northeast ............................................................... 57 56 99 65 64 99 37 36 97

New England ..................................................... 56 56 99 44 43 97 37 37 98

Middle Atlantic ................................................... 57 56 99 73 72 99 37 36 97

South ..................................................................... 59 57 97 36 35 97 35 34 97

South Atlantic .................................................... 58 57 98 38 37 97 34 33 97

East South Central ............................................ 59 58 98 37 35 95 38 36 95

West South Central ........................................... 61 58 95 31 31 98 34 33 97

Midwest ................................................................. 60 59 97 40 39 97 35 34 97

East North Central ............................................. 61 59 97 42 41 97 35 34 97

West North Central ............................................ 59 57 97 37 36 98 36 35 97

West ...................................................................... 50 49 98 25 24 97 29 28 97

Mountain ............................................................ 54 53 97 31 29 96 32 30 95

Pacific ................................................................ 48 47 98 22 22 98 28 27 98

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 0.7 0.7 0.2 0.7 0.7 0.3 0.7 0.7 0.3

Worker characteristics

Management, professional, and related ................ 1.1 1.1 0.1 1.4 1.5 0.3 1.4 1.4 0.3

Management, business, and financial ............... 1.3 1.3 0.2 1.8 1.8 0.7 1.6 1.6 0.7

Professional and related .................................... 1.5 1.5 0.2 1.6 1.6 0.2 1.7 1.7 0.3

Service ................................................................... 1.5 1.4 1.3 1.4 1.3 1.1 1.0 1.0 0.8

Protective service .............................................. 4.9 4.7 4.0 5.6 5.5 4.4 4.1 4.1 0.5

Sales and office ..................................................... 1.0 1.1 0.3 1.0 1.0 0.4 0.9 0.9 0.5

Sales and related ............................................... 1.5 1.5 0.7 1.3 1.3 0.8 1.1 1.1 1.0

Office and administrative support ...................... 1.4 1.4 0.2 1.3 1.3 0.4 1.3 1.3 0.5

Natural resources, construction, and maintenance 1.8 1.8 0.4 1.7 1.8 0.3 1.4 1.4 0.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 3.1 3.1 0.7 2.4 2.4 0.3 1.9 1.9 1.2

Installation, maintenance, and repair ................. 2.4 2.4 0.6 2.4 2.5 0.5 2.2 2.2 0.9

Production, transportation, and material moving ... 1.5 1.5 0.5 1.3 1.3 0.7 1.4 1.4 0.8

Production ......................................................... 1.8 1.8 0.6 1.7 1.7 0.5 1.9 1.8 1.1

Transportation and material moving .................. 1.9 1.8 0.6 1.7 1.6 1.3 1.8 1.7 1.2

Full time ................................................................. 0.7 0.7 0.2 0.9 0.9 0.2 0.8 0.8 0.3

Part time ................................................................ 0.7 0.7 1.7 0.9 0.8 1.4 0.5 0.5 0.8

Union ..................................................................... 1.3 1.3 0.5 2.2 2.1 0.9 2.1 2.1 0.7

Nonunion ............................................................... 0.8 0.8 0.2 0.7 0.7 0.3 0.7 0.7 0.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.1 1.0 1.1 1.0 0.9 1.1 0.5 0.5 1.2

Lowest 10 percent ......................................... 1.4 1.2 2.9 1.0 0.9 1.9 0.5 0.4 5.4

Second 25 percent ............................................ 1.2 1.2 0.4 1.2 1.2 0.5 1.2 1.2 0.4

Third 25 percent ................................................ 1.0 1.0 0.2 1.2 1.2 0.3 1.2 1.1 0.5

Highest 25 percent ............................................ 0.9 0.9 0.2 1.6 1.6 0.3 1.2 1.2 0.4

Highest 10 percent ........................................ 1.1 1.1 0.2 2.0 2.0 0.1 1.6 1.7 0.3

Establishment characteristics

Goods-producing industries ................................... 1.0 1.0 0.4 1.3 1.3 0.2 1.4 1.4 0.4

Construction ...................................................... 2.5 2.4 0.6 2.2 2.1 0.3 1.6 1.6 1.1

Manufacturing .................................................... 1.3 1.3 0.5 1.7 1.7 0.3 1.7 1.7 0.5

Service-providing industries .................................. 0.8 0.8 0.3 0.7 0.7 0.4 0.7 0.7 0.3

Trade, transportation, and utilities ..................... 1.1 1.1 0.3 1.1 1.0 0.8 1.0 0.9 0.9

Wholesale trade ............................................. 1.9 1.9 0.3 2.6 2.4 1.4 2.7 2.5 1.6

Retail trade .................................................... 1.4 1.3 0.7 1.4 1.4 1.1 0.9 0.9 1.6

Transportation and warehousing ................... 2.4 2.3 0.9 3.1 2.9 2.1 3.2 2.9 1.5

Utilities ........................................................... 2.4 2.4 0.6 5.4 5.4 0.2 3.5 3.6 1.0

See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

Information ......................................................... 1.8 1.8 0.2 2.5 2.5 0.3 3.1 3.1 0.5

Financial activities ............................................. 1.3 1.3 0.2 1.8 1.8 0.1 1.8 1.8 0.4

Finance and insurance .................................. 0.9 0.8 0.1 1.4 1.4 0.1 1.4 1.4 0.4

Credit intermediation and related activities 0.8 0.8 0.1 2.2 2.2 0.3 1.8 1.7 0.6

Insurance carriers and related activities .... 1.7 1.6 0.3 2.3 2.3 0.2 2.1 2.1 0.7

Real estate and rental and leasing ................ 4.1 4.0 0.9 4.7 4.7 0.6 5.1 5.0 2.2

Professional and business services .................. 2.4 2.3 0.5 2.3 2.3 0.8 2.1 2.1 0.8

Professional and technical services .............. 3.3 3.3 0.4 3.6 3.5 0.4 3.7 3.7 0.3

Administrative and waste services ................ 3.0 2.8 1.6 3.1 3.0 2.0 2.2 2.1 2.2

Education and health services ........................... 2.2 2.2 0.3 1.8 1.8 0.2 2.2 2.2 0.3

Educational services ...................................... 2.6 2.6 0.2 3.1 3.1 0.1 2.9 2.9 0.7

Junior colleges, colleges, and universities 1.7 1.8 0.3 2.1 2.0 0.2 1.8 1.8 0.7

Health care and social assistance ................. 2.5 2.5 0.3 2.2 2.2 0.3 2.6 2.6 0.4

Leisure and hospitality ....................................... 2.0 1.8 2.6 2.0 2.0 2.0 1.1 1.0 3.5

Accommodation and food services ................ 2.2 2.0 3.1 2.2 2.1 2.3 1.0 0.9 5.4

Other services ................................................... 2.8 2.8 1.4 2.8 2.8 0.3 2.3 2.2 2.1

1 to 99 workers ...................................................... 1.0 1.0 0.5 0.9 0.9 0.5 0.9 0.9 0.6

1 to 49 workers .................................................. 1.1 1.1 0.5 0.9 0.9 0.6 1.0 1.0 0.8

50 to 99 workers ................................................ 2.3 2.4 1.0 1.9 1.9 0.6 1.9 1.8 0.8

100 workers or more .............................................. 0.8 0.8 0.2 1.1 1.0 0.3 1.0 1.0 0.3

100 to 499 workers ............................................ 1.2 1.1 0.3 1.5 1.4 0.4 1.4 1.3 0.3

500 workers or more .......................................... 1.1 1.1 0.2 1.6 1.5 0.4 1.5 1.5 0.5

Geographic areas

Northeast ............................................................... 1.4 1.4 0.4 1.9 1.9 0.4 1.7 1.7 0.6

New England ..................................................... 2.2 2.2 0.3 2.9 2.9 0.8 3.0 3.0 0.6

Middle Atlantic ................................................... 1.8 1.7 0.5 2.4 2.5 0.5 2.0 2.0 0.8

South ..................................................................... 1.2 1.2 0.4 1.1 1.1 0.5 1.1 1.2 0.6

South Atlantic .................................................... 1.8 1.7 0.5 1.4 1.3 0.8 1.5 1.5 0.6

East South Central ............................................ 2.4 2.5 0.6 3.3 3.3 1.7 3.4 3.9 2.7

West South Central ........................................... 1.9 2.0 0.9 2.1 2.1 0.6 1.9 1.8 0.5

Midwest ................................................................. 2.0 1.9 0.6 1.5 1.5 0.6 1.6 1.6 0.5

East North Central ............................................. 2.0 1.9 0.7 1.7 1.6 0.8 1.7 1.7 0.6

West North Central ............................................ 4.6 4.5 1.0 3.1 3.1 0.6 3.5 3.4 1.0

West ...................................................................... 1.2 1.2 0.3 1.4 1.4 1.0 1.1 1.1 0.6

Mountain ............................................................ 2.4 2.4 0.5 2.7 2.7 1.7 2.7 2.7 1.6

Pacific ................................................................ 1.4 1.4 0.4 1.6 1.6 1.2 1.1 1.0 0.3

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Life insurance plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 4 96

Worker characteristics

Management, professional, and related ................ 3 97

Management, business, and financial ............... 4 96

Professional and related .................................... 2 98

Service ................................................................... 7 93

Sales and office ..................................................... 5 95

Sales and related ............................................... 8 92

Office and administrative support ...................... 3 97

Natural resources, construction, and maintenance 6 94

Construction, extraction, farming, fishing, and

forestry ............................................................. 6 94

Installation, maintenance, and repair ................. 6 94

Production, transportation, and material moving ... 4 96

Transportation and material moving .................. 4 96

Full time ................................................................. 4 96

Part time ................................................................ 3 97

Nonunion ............................................................... 5 95

Average wage within the following categories:1

Lowest 25 percent ............................................. 6 94

Lowest 10 percent ......................................... 5 95

Second 25 percent ............................................ 5 95

Third 25 percent ................................................ 4 96

Highest 25 percent ............................................ 3 97

Highest 10 percent ........................................ 3 97

Establishment characteristics

Goods-producing industries ................................... 5 95

Construction ...................................................... 6 94

Manufacturing .................................................... 4 96

Service-providing industries .................................. 4 96

Trade, transportation, and utilities ..................... 6 94

Wholesale trade ............................................. 6 94

Retail trade .................................................... 9 91

Information ......................................................... 1 99

See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

Financial activities ............................................. 3 97

Finance and insurance .................................. 3 97

Credit intermediation and related activities 4 96

Insurance carriers and related activities .... 3 97

Real estate and rental and leasing ................ 3 97

Professional and business services .................. 4 96

Education and health services ........................... 1 99

Educational services ...................................... 2 98

Junior colleges, colleges, and universities 1 99

Health care and social assistance ................. 1 99

1 to 99 workers ...................................................... 7 93

1 to 49 workers .................................................. 7 93

50 to 99 workers ................................................ 5 95

100 workers or more .............................................. 3 97

100 to 499 workers ............................................ 4 96

500 workers or more .......................................... 2 98

Geographic areas

Northeast ............................................................... 2 98

New England ..................................................... 2 98

Middle Atlantic ................................................... 3 97

South ..................................................................... 5 95

South Atlantic .................................................... 4 96

East South Central ............................................ 7 93

West South Central ........................................... 5 95

Midwest ................................................................. 4 96

East North Central ............................................. 4 96

West North Central ............................................ 3 97

West ...................................................................... 5 95

Mountain ............................................................ 8 92

Pacific ................................................................ 3 97

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 0.4 0.4

Worker characteristics

Management, professional, and related ................ 0.4 0.4

Management, business, and financial ............... 0.7 0.7

Professional and related .................................... 0.4 0.4

Service ................................................................... 1.6 1.6

Sales and office ..................................................... 0.5 0.5

Sales and related ............................................... 1.1 1.1

Office and administrative support ...................... 0.4 0.4

Natural resources, construction, and maintenance 0.9 0.9

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.2 1.2

Installation, maintenance, and repair ................. 1.3 1.3

Production, transportation, and material moving ... 0.6 0.6

Transportation and material moving .................. 0.6 0.6

Full time ................................................................. 0.4 0.4

Part time ................................................................ 0.6 0.6

Nonunion ............................................................... 0.4 0.4

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.1 1.1

Lowest 10 percent ......................................... 2.4 2.4

Second 25 percent ............................................ 0.7 0.7

Third 25 percent ................................................ 0.4 0.4

Highest 25 percent ............................................ 0.5 0.5

Highest 10 percent ........................................ 0.6 0.6

Establishment characteristics

Goods-producing industries ................................... 0.7 0.7

Construction ...................................................... 1.0 1.0

Manufacturing .................................................... 0.7 0.7

Service-providing industries .................................. 0.4 0.4

Trade, transportation, and utilities ..................... 0.7 0.7

Wholesale trade ............................................. 1.5 1.5

Retail trade .................................................... 1.0 1.0

Information ......................................................... 0.3 0.3

See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

Financial activities ............................................. 0.6 0.6

Finance and insurance .................................. 0.6 0.6

Credit intermediation and related activities 1.2 1.2

Insurance carriers and related activities .... 0.6 0.6

Real estate and rental and leasing ................ 1.2 1.2

Professional and business services .................. 1.1 1.1

Education and health services ........................... 0.3 0.3

Educational services ...................................... 0.5 0.5

Junior colleges, colleges, and universities 0.3 0.3

Health care and social assistance ................. 0.4 0.4

1 to 99 workers ...................................................... 0.8 0.8

1 to 49 workers .................................................. 1.0 1.0

50 to 99 workers ................................................ 0.9 0.9

100 workers or more .............................................. 0.3 0.3

100 to 499 workers ............................................ 0.5 0.5

500 workers or more .......................................... 0.4 0.4

Geographic areas

Northeast ............................................................... 0.6 0.6

New England ..................................................... 0.7 0.7

Middle Atlantic ................................................... 0.8 0.8

South ..................................................................... 0.8 0.8

South Atlantic .................................................... 1.1 1.1

East South Central ............................................ 2.0 2.0

West South Central ........................................... 1.4 1.4

Midwest ................................................................. 0.6 0.6

East North Central ............................................. 0.8 0.8

West North Central ............................................ 0.9 0.9

West ...................................................................... 0.8 0.8

Mountain ............................................................ 2.1 2.1

Pacific ................................................................ 0.5 0.5

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Life insurance plans: Method of benefit payment, private industry workers, 

National Compensation Survey, March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 62 1 34 2 1 ( )

Worker characteristics

Management, professional, and related ................ 75 2 22 1 1 ( )

Management, business, and financial ............... 77 1 20 1 1 ( )

Professional and related .................................... 73 2 23 1 1 ( )

Service ................................................................... 53 – 43 2 –

Sales and office ..................................................... 64 2 32 2 1 ( )

Sales and related ............................................... 60 2 35 3 1

Office and administrative support ...................... 66 2 31 – –

Natural resources, construction, and maintenance 40 – 55 4 –

Construction, extraction, farming, fishing, and

forestry ............................................................. 22 – 72 4 –

Installation, maintenance, and repair ................. 51 – 45 4 –

Production, transportation, and material moving ... 50 1 44 5 1 ( )

Transportation and material moving .................. 51 – 43 4 –

Full time ................................................................. 63 1 33 2 1 ( )

Part time ................................................................ 55 – 38 6 –

Nonunion ............................................................... 65 2 32 1 1 ( )

Average wage within the following categories:2

Lowest 25 percent ............................................. 49 – 47 3 –

Lowest 10 percent ......................................... 46 – 51 3 –

Second 25 percent ............................................ 55 1 41 3 1 ( )

Third 25 percent ................................................ 61 1 36 2 1 ( )

Highest 25 percent ............................................ 73 2 23 2 1 ( )

Highest 10 percent ........................................ 77 3 18 2 1 ( )

Establishment characteristics

Goods-producing industries ................................... 50 1 44 4 1 ( )

Construction ...................................................... 21 – 76 2 –

Manufacturing .................................................... 57 2 37 5 1 ( )

Service-providing industries .................................. 65 1 31 2 1 ( )

Trade, transportation, and utilities ..................... 55 2 38 4 1

Wholesale trade ............................................. 58 – 35 5 –

Retail trade .................................................... 51 3 41 5 1

Transportation and warehousing ................... 57 2 40 – –

Utilities ........................................................... 76 3 21 – –

See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, private industry workers, 

National Compensation Survey, March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

Information ......................................................... 88 –8––

Financial activities ............................................. 76 1 22 1 1 ( )

Finance and insurance .................................. 81 1 16 1 1

Credit intermediation and related activities 86 1 12 – –

Insurance carriers and related activities .... 75 1 22 – –

Real estate and rental and leasing ................ 46 – 53 – –

Professional and business services .................. 70 2 27 – –

Professional and technical services .............. 72 – 25 – –

Education and health services ........................... 68 – 29 2 –

Educational services ...................................... 69 1 29 1 1 ( )

Junior colleges, colleges, and universities 73 1 24 1 1 ( )

Health care and social assistance ................. 68 – 29 2 –

Leisure and hospitality ....................................... 53 – 46 – –

Accommodation and food services ................ 50 – 49 – –

1 to 99 workers ...................................................... 50 1 ( ) 47 2 1 ( )

1 to 49 workers .................................................. 49 1 ( ) 48 2 1 ( )

50 to 99 workers ................................................ 52 – 46 2 –

100 workers or more .............................................. 70 2 25 3 1 ( )

100 to 499 workers ............................................ 64 2 31 3 1 ( )

500 workers or more .......................................... 77 2 19 3 1 ( )

Geographic areas

Northeast ............................................................... 69 2 27 – –

New England ..................................................... 74 2 23 – –

Middle Atlantic ................................................... 67 – 28 2 –

South ..................................................................... 62 1 34 2 1 ( )

South Atlantic .................................................... 64 2 32 2 1 ( )

East South Central ............................................ 59 – 37 2 –

West South Central ........................................... 61 1 36 2 1 ( )

Midwest ................................................................. 56 1 38 4 1 ( )

East North Central ............................................. 55 2 40 3 1 ( )

West North Central ............................................ 59 1 36 4 1 ( )

West ...................................................................... 63 1 34 2 1 ( )

Mountain ............................................................ 61 2 37 – –

Pacific ................................................................ 64 – 32 3 –

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private

industry workers, National Compensation Survey, March 2015

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 0.9 0.2 0.8 0.2 0.1

Worker characteristics

Management, professional, and related ................ 1.4 0.3 1.3 0.2 0.1

Management, business, and financial ............... 1.4 0.3 1.3 0.3 0.1

Professional and related .................................... 2.0 0.3 1.8 0.3 0.1

Service ................................................................... 2.5 – 2.3 0.6 –

Sales and office ..................................................... 1.1 0.3 1.1 0.3 0.1

Sales and related ............................................... 1.7 0.4 1.5 0.6 0.3

Office and administrative support ...................... 1.4 0.4 1.4 – –

Natural resources, construction, and maintenance 2.1 – 2.0 0.8 –

Construction, extraction, farming, fishing, and

forestry ............................................................. 3.0 – 2.9 1.5 –

Installation, maintenance, and repair ................. 2.7 – 2.6 0.9 –

Production, transportation, and material moving ... 1.7 0.3 1.8 0.6 0.1

Transportation and material moving .................. 2.4 – 2.4 0.6 –

Full time ................................................................. 0.8 0.2 0.8 0.2 0.1

Part time ................................................................ 3.2 – 3.1 1.0 –

Nonunion ............................................................... 0.9 0.2 0.9 0.2 0.1

Average wage within the following categories:1

Lowest 25 percent ............................................. 2.0 – 2.1 0.5 –

Lowest 10 percent ......................................... 5.2 – 5.1 0.8 –

Second 25 percent ............................................ 1.7 0.2 1.7 0.5 0.1

Third 25 percent ................................................ 1.3 0.2 1.3 0.3 0.1

Highest 25 percent ............................................ 1.2 0.3 1.1 0.3 0.1

Highest 10 percent ........................................ 1.7 0.7 1.6 0.4 0.2

Establishment characteristics

Goods-producing industries ................................... 1.8 0.3 1.8 0.6 0.1

Construction ...................................................... 2.9 – 3.0 0.6 –

Manufacturing .................................................... 1.9 0.3 1.9 0.8 0.2

Service-providing industries .................................. 1.0 0.2 0.9 0.2 0.1

Trade, transportation, and utilities ..................... 1.6 0.4 1.4 0.5 0.2

Wholesale trade ............................................. 2.9 – 2.6 0.9 –

Retail trade .................................................... 1.9 0.5 1.8 0.8 0.3

Transportation and warehousing ................... 4.1 0.7 4.0 – –

Utilities ........................................................... 3.7 1.5 3.5 – –

See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, private

industry workers, National Compensation Survey, March 2015—continued

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

Information ......................................................... 2.1 – 1.7 – –

Financial activities ............................................. 1.8 0.2 1.8 0.5 0.2

Finance and insurance .................................. 1.4 0.2 1.3 0.6 0.2

Credit intermediation and related activities 1.7 0.3 1.4 – –

Insurance carriers and related activities .... 2.4 0.5 2.4 – –

Real estate and rental and leasing ................ 7.1 – 7.2 – –

Professional and business services .................. 2.1 0.8 1.9 – –

Professional and technical services .............. 3.2 – 3.0 – –

Education and health services ........................... 2.5 – 2.2 0.6 –

Educational services ...................................... 2.6 0.3 2.6 0.3 0.1

Junior colleges, colleges, and universities 2.7 0.5 2.7 0.4 0.1

Health care and social assistance ................. 2.7 – 2.5 0.7 –

Leisure and hospitality ....................................... 5.0 – 5.0 – –

Accommodation and food services ................ 5.3 – 5.4 – –

1 to 99 workers ...................................................... 1.5 0.1 1.4 0.3 0.1

1 to 49 workers .................................................. 1.5 0.2 1.5 0.4 0.1

50 to 99 workers ................................................ 2.9 – 2.8 0.4 –

100 workers or more .............................................. 1.0 0.3 0.9 0.3 0.1

100 to 499 workers ............................................ 1.4 0.3 1.3 0.5 0.1

500 workers or more .......................................... 1.1 0.5 1.0 0.4 0.1

Geographic areas

Northeast ............................................................... 1.6 0.5 1.6 – –

New England ..................................................... 2.2 0.7 2.1 – –

Middle Atlantic ................................................... 2.0 – 2.0 0.7 –

South ..................................................................... 1.5 0.3 1.3 0.3 0.1

South Atlantic .................................................... 2.3 0.4 2.0 0.4 0.1

East South Central ............................................ 2.6 – 2.2 0.9 –

West South Central ........................................... 2.5 0.4 2.2 0.4 0.1

Midwest ................................................................. 2.0 0.3 2.0 0.6 0.1

East North Central ............................................. 2.7 0.4 2.8 0.5 0.1

West North Central ............................................ 2.5 0.2 2.2 1.5 0.1

West ...................................................................... 1.7 0.3 1.7 0.3 0.2

Mountain ............................................................ 2.9 0.6 3.1 – –

Pacific ................................................................ 2.1 – 2.0 0.5 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry

workers, National Compensation Survey, March 2015

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. 1 63 9 23 4 1.4 1.0

Worker characteristics

Management, professional, and related ................ 1 60 9 25 5 1.4 1.0

Management, business, and financial ............... 1 57 8 28 6 1.4 1.0

Professional and related .................................... – 62 9 23 – 1.4 1.0

Service ................................................................... 1 69 9 20 2 1.3 1.0

Sales and office ..................................................... 2 ( ) 66 9 22 4 1.3 1.0

Sales and related ............................................... – 73 8 18 – 1.3 1.0

Office and administrative support ...................... 2 ( ) 63 9 24 4 1.4 1.0

Natural resources, construction, and maintenance 1 64 10 22 2 1.3 1.0

Construction, extraction, farming, fishing, and

forestry ............................................................. – 64 – – – 1.3 1.0

Installation, maintenance, and repair ................. 2 64 9 22 3 1.3 1.0

Production, transportation, and material moving ... 1 62 13 22 2 1.3 1.0

Transportation and material moving .................. – 66 15 17 – 1.3 1.0

Full time ................................................................. 1 62 10 24 4 1.4 1.0

Part time ................................................................ – 78 3 16 – 1.2 1.0

Nonunion ............................................................... 1 62 10 24 4 1.4 1.0

Average wage within the following categories:3

Lowest 25 percent ............................................. – 71 7 19 – 1.3 1.0

Lowest 10 percent ......................................... – 66 – – – 1.4 1.0

Second 25 percent ............................................ 1 69 10 18 2 1.3 1.0

Third 25 percent ................................................ 1 60 11 24 4 1.4 1.0

Highest 25 percent ............................................ 2 ( ) 60 8 26 5 1.4 1.0

Highest 10 percent ........................................ 1 59 8 27 5 1.4 1.0

Establishment characteristics

Goods-producing industries ................................... – 54 10 31 – 1.4 1.0

Construction ...................................................... – 73 7 – – 1.2 1.0

Manufacturing .................................................... – 53 10 32 – 1.4 1.0

Service-providing industries .................................. 1 65 9 22 4 1.3 1.0

Trade, transportation, and utilities ..................... 1 66 12 20 2 1.3 1.0

Wholesale trade ............................................. – 43 24 29 – 1.5 1.5

Retail trade .................................................... – 83 4 13 1 1.2 1.0

Transportation and warehousing ................... – 63 13 21 – 1.3 1.0

Utilities ........................................................... – 64 – 18 – 1.4 1.0

See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry

workers, National Compensation Survey, March 2015—continued

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

Information ......................................................... – 68 6 19 – 1.3 1.0

Financial activities ............................................. – 62 7 26 – 1.4 1.0

Finance and insurance .................................. – 62 7 26 – 1.4 1.0

Credit intermediation and related activities – 62 7 24 6 1.4 1.0

Insurance carriers and related activities .... – 59 6 31 – 1.4 1.0

Real estate and rental and leasing ................ – 64 – – – 1.3 1.0

Professional and business services .................. – 58 10 25 – 1.4 1.0

Professional and technical services .............. – 60 11 20 9 1.4 1.0

Education and health services ........................... – 69 9 18 – 1.3 1.0

Educational services ...................................... – 57 14 21 – 1.4 1.0

Junior colleges, colleges, and universities – 53 14 22 – 1.4 1.0

Health care and social assistance ................. – 71 8 18 – 1.3 1.0

Leisure and hospitality ....................................... – 76 – – – 1.2 1.0

Accommodation and food services ................ – 85 – – – 1.1 1.0

1 to 99 workers ...................................................... 2 ( ) 60 10 25 4 1.4 1.0

1 to 49 workers .................................................. – 62 9 24 – 1.4 1.0

50 to 99 workers ................................................ – 55 14 28 – 1.4 1.0

100 workers or more .............................................. 1 64 9 22 4 1.3 1.0

100 to 499 workers ............................................ 2 ( ) 65 8 23 4 1.4 1.0

500 workers or more .......................................... 1 64 10 22 3 1.3 1.0

Geographic areas

Northeast ............................................................... – 60 13 23 – 1.4 1.0

New England ..................................................... – 63 15 20 – 1.3 1.0

Middle Atlantic ................................................... – 59 12 25 – 1.4 1.0

South ..................................................................... 1 66 7 23 4 1.3 1.0

South Atlantic .................................................... – 67 7 21 – 1.3 1.0

East South Central ............................................ – 66 – 18 5 1.3 1.0

West South Central ........................................... – 62 6 28 – 1.4 1.0

Midwest ................................................................. – 59 11 26 – 1.4 1.0

East North Central ............................................. – 58 12 25 – 1.4 1.0

West North Central ............................................ – 59 8 27 – 1.4 1.0

West ...................................................................... – 66 9 21 – 1.3 1.0

Mountain ............................................................ – 73 – 12 1 1.2 1.0

Pacific ................................................................ – 62 6 26 – 1.4 1.0

1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

private industry workers, National Compensation Survey, March 2015

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. 0.1 1.2 0.6 0.9 0.4 2 ( ) 0.0

Worker characteristics

Management, professional, and related ................ 0.1 1.7 1.0 1.3 0.8 2 ( ) 0.0

Management, business, and financial ............... 0.3 2.0 1.1 1.8 0.9 2 ( ) 0.0

Professional and related .................................... – 2.1 1.3 1.5 – 2 ( ) 0.0

Service ................................................................... 0.3 3.5 1.7 3.4 0.8 2 ( ) 0.0

Sales and office ..................................................... 0.1 1.6 0.9 1.4 0.4 2 ( ) 0.0

Sales and related ............................................... – 3.1 1.3 2.8 – 2 ( ) 0.0

Office and administrative support ...................... 0.2 1.6 1.0 1.3 0.6 2 ( ) 0.0

Natural resources, construction, and maintenance 0.6 3.2 1.9 2.9 0.5 2 ( ) 0.0

Construction, extraction, farming, fishing, and

forestry ............................................................. – 7.3 – – – 0.1 0.0

Installation, maintenance, and repair ................. 0.7 3.4 1.9 3.4 0.7 2 ( ) 0.0

Production, transportation, and material moving ... 0.2 2.0 1.4 1.7 0.6 2 ( ) 0.0

Transportation and material moving .................. – 3.4 2.3 2.7 – 2 ( ) 0.0

Full time ................................................................. 0.1 1.2 0.6 0.9 0.5 2 ( ) 0.0

Part time ................................................................ – 4.0 1.0 3.7 – 0.1 0.0

Nonunion ............................................................... 0.1 1.2 0.6 1.0 0.4 2 ( ) 0.0

Average wage within the following categories:3

Lowest 25 percent ............................................. – 3.3 1.4 2.9 – 2 ( ) 0.0

Lowest 10 percent ......................................... – 7.7 – – – 0.1 0.0

Second 25 percent ............................................ 0.2 1.6 1.2 1.3 0.4 2 ( ) 0.0

Third 25 percent ................................................ 0.2 1.6 1.0 1.3 0.8 2 ( ) 0.0

Highest 25 percent ............................................ 0.1 1.6 0.9 1.3 0.6 2 ( ) 0.0

Highest 10 percent ........................................ 0.2 2.1 1.3 1.8 0.9 2 ( ) 0.0

Establishment characteristics

Goods-producing industries ................................... – 2.0 1.3 2.0 – 2 ( ) 0.0

Construction ...................................................... – 7.2 2.9 – – 0.1 0.0

Manufacturing .................................................... – 2.0 1.5 2.1 – 2 ( ) 0.0

Service-providing industries .................................. 0.1 1.3 0.7 1.0 0.5 2 ( ) 0.0

Trade, transportation, and utilities ..................... 0.4 2.2 1.4 1.7 0.5 2 ( ) 0.0

Wholesale trade ............................................. – 4.1 3.4 4.6 – 2 ( ) 0.1

Retail trade .................................................... – 1.8 0.9 1.7 0.4 2 ( ) 0.0

Transportation and warehousing ................... – 4.8 3.2 3.6 – 2 ( ) 0.0

Utilities ........................................................... – 5.9 – 4.1 – 0.1 0.0

See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

private industry workers, National Compensation Survey, March 2015—continued

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

Information ......................................................... – 2.8 1.5 2.2 – 2 ( ) 0.0

Financial activities ............................................. – 1.5 1.1 1.3 – 2 ( ) 0.0

Finance and insurance .................................. – 1.6 1.3 1.3 – 2 ( ) 0.0

Credit intermediation and related activities – 2.3 2.4 1.7 1.1 2 ( ) 0.0

Insurance carriers and related activities .... – 2.7 1.5 2.5 – 2 ( ) 0.0

Real estate and rental and leasing ................ – 7.9 – – – 0.1 0.0

Professional and business services .................. – 3.6 2.0 2.8 – 2 ( ) 0.0

Professional and technical services .............. – 4.5 3.0 3.0 2.7 0.1 0.0

Education and health services ........................... – 2.9 1.5 2.3 – 2 ( ) 0.0

Educational services ...................................... – 3.2 2.8 2.4 – 2 ( ) 0.0

Junior colleges, colleges, and universities – 2.7 2.3 2.7 – 2 ( ) 0.0

Health care and social assistance ................. – 3.4 1.7 2.7 – 2 ( ) 0.0

Leisure and hospitality ....................................... – 6.2 – – – 0.1 0.0

Accommodation and food services ................ – 5.8 – – – 2 ( ) 0.0

1 to 99 workers ...................................................... 0.2 2.3 1.4 1.8 0.7 2 ( ) 0.0

1 to 49 workers .................................................. – 3.1 1.6 2.1 – 2 ( ) 0.0

50 to 99 workers ................................................ – 3.3 2.6 3.3 – 2 ( ) 0.0

100 workers or more .............................................. 0.1 1.2 0.7 1.0 0.6 2 ( ) 0.0

100 to 499 workers ............................................ 0.1 1.6 0.9 1.6 1.1 2 ( ) 0.0

500 workers or more .......................................... 0.2 1.9 1.1 1.6 0.5 2 ( ) 0.0

Geographic areas

Northeast ............................................................... – 2.2 1.3 2.1 – 2 ( ) 0.0

New England ..................................................... – 3.5 3.3 2.3 – 2 ( ) 0.0

Middle Atlantic ................................................... – 2.9 1.2 3.0 – 2 ( ) 0.0

South ..................................................................... 0.2 1.9 0.8 1.5 0.8 2 ( ) 0.0

South Atlantic .................................................... – 2.4 1.2 1.6 – 2 ( ) 0.0

East South Central ............................................ – 5.1 – 3.7 2.0 0.1 0.0

West South Central ........................................... – 3.9 0.4 3.8 – 2 ( ) 0.0

Midwest ................................................................. – 2.6 1.3 2.0 – 2 ( ) 0.0

East North Central ............................................. – 2.8 1.7 2.5 – 2 ( ) 0.0

West North Central ............................................ – 5.2 2.0 3.3 – 0.1 0.0

West ...................................................................... – 2.6 1.8 2.0 – 2 ( ) 0.0

Mountain ............................................................ – 4.9 – 1.6 0.4 2 ( ) 0.0

Pacific ................................................................ – 3.0 1.2 2.9 – 2 ( ) 0.0

1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.05. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 78 $50,000 $75,000 $250,000 $500,000 $1,000,000 22

Worker characteristics

Management, professional, and related ................ 80 50,000 100,000 300,000 750,000 1,500,000 20

Management, business, and financial ............... 80 50,000 100,000 300,000 750,000 – 20

Professional and related .................................... 81 50,000 100,000 300,000 750,000 – 19

Service ................................................................... 83 50,000 50,000 200,000 500,000 1,000,000 17

Sales and office ..................................................... 82 50,000 50,000 200,000 500,000 1,000,000 18

Sales and related ............................................... 83 50,000 50,000 100,000 500,000 1,000,000 17

Office and administrative support ...................... 82 50,000 – 200,000 500,000 – 18

Natural resources, construction, and maintenance 66 50,000 – 200,000 – – 34

Construction, extraction, farming, fishing, and

forestry ............................................................. 73 – – 200,000 – 1,000,000 27

Installation, maintenance, and repair ................. 64 50,000 50,000 200,000 – 2,000,000 36

Production, transportation, and material moving ... 68 50,000 70,000 200,000 500,000 1,000,000 32

Transportation and material moving .................. 72 50,000 – – 500,000 1,000,000 28

Full time ................................................................. 79 50,000 – 250,000 600,000 1,000,000 21

Part time ................................................................ 69 50,000 50,000 – – 750,000 31

Nonunion ............................................................... 80 50,000 – 250,000 600,000 1,000,000 20

Average wage within the following categories:2

Lowest 25 percent ............................................. 78 50,000 50,000 200,000 500,000 1,000,000 22

Lowest 10 percent ......................................... 77 50,000 – – – – 23

Second 25 percent ............................................ 81 50,000 50,000 170,000 500,000 1,000,000 19

Third 25 percent ................................................ 78 50,000 100,000 200,000 500,000 1,000,000 22

Highest 25 percent ............................................ 77 50,000 100,000 300,000 1,000,000 2,000,000 23

Highest 10 percent ........................................ 79 50,000 100,000 300,000 1,000,000 2,000,000 21

Establishment characteristics

Goods-producing industries ................................... 67 50,000 100,000 300,000 600,000 1,000,000 33

Construction ...................................................... 78 50,000 50,000 100,000 – 500,000 22

Manufacturing .................................................... 67 50,000 100,000 300,000 700,000 1,000,000 33

Service-providing industries .................................. 81 50,000 70,000 250,000 500,000 1,000,000 19

Trade, transportation, and utilities ..................... 77 50,000 50,000 – 500,000 1,000,000 23

Wholesale trade ............................................. 82 50,000 – 250,000 500,000 1,000,000 18

Retail trade .................................................... 75 50,000 50,000 50,000 500,000 1,500,000 25

Transportation and warehousing ................... 78 50,000 70,000 100,000 300,000 500,000 22

Utilities ........................................................... 63 50,000 – – – 1,000,000 37

See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015—continued

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... 67 $50,000 – $500,000 $2,000,000 – 33

Financial activities ............................................. 86 50,000 $100,000 250,000 600,000 $2,000,000 14

Finance and insurance .................................. 85 50,000 100,000 255,000 700,000 2,000,000 15

Credit intermediation and related activities 89 50,000 100,000 250,000 650,000 2,000,000 11

Insurance carriers and related activities .... 75 – – – 1,000,000 – 25

Professional and business services .................. 80 50,000 100,000 – 1,000,000 2,000,000 20

Professional and technical services .............. 86 50,000 100,000 – 750,000 1,000,000 14

Education and health services ........................... 83 50,000 100,000 250,000 500,000 1,000,000 17

Educational services ...................................... 87 50,000 50,000 200,000 400,000 500,000 13

Junior colleges, colleges, and universities 87 50,000 50,000 200,000 500,000 500,000 13

Health care and social assistance ................. 82 50,000 100,000 250,000 500,000 1,000,000 18

1 to 99 workers ...................................................... 81 50,000 – 200,000 500,000 1,000,000 19

1 to 49 workers .................................................. 83 50,000 – 200,000 500,000 1,000,000 17

50 to 99 workers ................................................ 76 50,000 – 200,000 500,000 – 24

100 workers or more .............................................. 77 50,000 – 300,000 750,000 1,000,000 23

100 to 499 workers ............................................ 79 50,000 50,000 200,000 500,000 1,000,000 21

500 workers or more .......................................... 76 50,000 100,000 400,000 1,000,000 – 24

Geographic areas

Northeast ............................................................... 77 50,000 100,000 250,000 500,000 1,000,000 23

New England ..................................................... 73 50,000 100,000 200,000 500,000 1,000,000 27

Middle Atlantic ................................................... 78 50,000 100,000 250,000 500,000 1,000,000 22

South ..................................................................... 82 50,000 – 250,000 750,000 1,750,000 18

South Atlantic .................................................... 82 50,000 – 300,000 1,000,000 2,000,000 18

East South Central ............................................ 81 50,000 – 200,000 500,000 1,000,000 19

West South Central ........................................... 82 50,000 – 250,000 – – 18

Midwest ................................................................. 75 50,000 – 250,000 500,000 1,000,000 25

East North Central ............................................. 76 50,000 100,000 300,000 500,000 – 24

West North Central ............................................ 73 50,000 50,000 250,000 500,000 1,000,000 27

West ...................................................................... 77 50,000 50,000 200,000 500,000 1,000,000 23

Mountain ............................................................ 84 50,000 – – – 1,000,000 16

Pacific ................................................................ 74 50,000 50,000 200,000 500,000 1,000,000 26

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers, 

National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.9 $0.00 $17,431.37 $12,262.14 $105,554.99 $13,379.09 0.9

Worker characteristics

Management, professional, and related ................ 1.2 0.00 0.00 46,826.81 39,006.41 405,697.55 1.2

Management, business, and financial ............... 1.8 0.00 0.00 48,354.81 34,759.89 – 1.8

Professional and related .................................... 1.3 0.00 0.00 54,448.94 131,938.43 – 1.3

Service ................................................................... 2.4 0.00 6,822.02 11,586.63 0.00 0.00 2.4

Sales and office ..................................................... 1.0 0.00 0.00 0.00 0.00 171,987.64 1.0

Sales and related ............................................... 1.7 0.00 0.00 23,173.26 0.00 72,048.59 1.7

Office and administrative support ...................... 1.1 0.00 – 10,724.15 0.00 – 1.1

Natural resources, construction, and maintenance 3.4 0.00 – 4,013.73 – – 3.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 7.4 – – 36,123.54 – 0.00 7.4

Installation, maintenance, and repair ................. 3.6 0.00 5,983.31 27,581.70 – 0.00 3.6

Production, transportation, and material moving ... 2.5 0.00 4,177.62 8,849.44 0.00 0.00 2.5

Transportation and material moving .................. 3.1 0.00 – – 124,159.09 148,832.96 3.1

Full time ................................................................. 0.9 0.00 – 7,479.14 121,245.10 58,318.09 0.9

Part time ................................................................ 3.4 0.00 10,889.79 – – 44,874.83 3.4

Nonunion ............................................................... 0.9 0.00 – 7,479.14 119,103.95 13,379.09 0.9

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.1 0.00 0.00 25,029.98 0.00 53,516.35 2.1

Lowest 10 percent ......................................... 4.3 0.00 – – – – 4.3

Second 25 percent ............................................ 1.3 0.00 0.00 44,594.73 0.00 0.00 1.3

Third 25 percent ................................................ 1.5 0.00 12,152.16 43,011.22 0.00 0.00 1.5

Highest 25 percent ............................................ 1.3 0.00 0.00 74,542.66 173,283.73 267,581.76 1.3

Highest 10 percent ........................................ 1.8 0.00 3,344.77 87,351.72 105,770.98 241,194.94 1.8

Establishment characteristics

Goods-producing industries ................................... 2.4 0.00 0.00 47,302.22 142,849.57 0.00 2.4

Construction ...................................................... 6.4 0.00 0.00 8,566.80 – 13,379.09 6.4

Manufacturing .................................................... 2.4 0.00 3,344.77 26,758.18 99,221.97 0.00 2.4

Service-providing industries .................................. 0.8 0.00 13,807.06 58,202.88 64,076.61 114,701.79 0.8

Trade, transportation, and utilities ..................... 1.6 0.00 0.00 – 0.00 0.00 1.6

Wholesale trade ............................................. 3.3 0.00 – 58,856.58 0.00 0.00 3.3

Retail trade .................................................... 2.3 0.00 0.00 1,158.66 0.00 430,320.23 2.3

Transportation and warehousing ................... 4.4 0.00 10,703.27 0.00 84,086.27 40,828.15 4.4

Utilities ........................................................... 5.1 0.00 – – – 205,968.44 5.1

See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... 2.5 $0.00 – $13,379.09 $66,895.44 – 2.5

Financial activities ............................................. 1.1 0.00 $0.00 18,393.21 107,658.02 $250,299.82 1.1

Finance and insurance .................................. 1.2 0.00 0.00 53,361.43 116,636.19 0.00 1.2

Credit intermediation and related activities 1.4 0.00 0.00 8,773.25 99,447.22 0.00 1.4

Insurance carriers and related activities .... 2.5 – – – 0.00 – 2.5

Professional and business services .................. 2.2 0.00 15,659.82 – 205,315.61 275,816.97 2.2

Professional and technical services .............. 2.5 0.00 27,115.36 – 170,550.58 200,686.32 2.5

Education and health services ........................... 1.6 0.00 16,358.64 57,155.49 0.00 0.00 1.6

Educational services ...................................... 2.8 0.00 0.00 8,192.98 20,068.63 0.00 2.8

Junior colleges, colleges, and universities 2.3 0.00 0.00 10,034.32 11,586.63 93,653.62 2.3

Health care and social assistance ................. 1.9 0.00 7,943.39 48,238.99 0.00 0.00 1.9

1 to 99 workers ...................................................... 1.4 0.00 – 3,344.77 0.00 42,308.39 1.4

1 to 49 workers .................................................. 1.5 0.00 – 29,433.99 0.00 0.00 1.5

50 to 99 workers ................................................ 2.7 0.00 – 34,926.85 0.00 – 2.7

100 workers or more .............................................. 1.1 0.00 – 48,774.07 68,384.03 151,514.85 1.1

100 to 499 workers ............................................ 1.6 0.00 2,675.82 9,460.44 0.00 0.00 1.6

500 workers or more .......................................... 1.5 0.00 0.00 36,682.86 0.00 – 1.5

Geographic areas

Northeast ............................................................... 1.5 0.00 2,675.82 62,395.91 20,068.63 0.00 1.5

New England ..................................................... 2.4 0.00 0.00 0.00 50,278.50 120,039.58 2.4

Middle Atlantic ................................................... 1.8 0.00 15,802.06 13,790.85 31,197.96 0.00 1.8

South ..................................................................... 1.2 0.00 – 49,075.91 62,126.38 444,992.98 1.2

South Atlantic .................................................... 1.5 0.00 – 28,270.74 283,102.90 0.00 1.5

East South Central ............................................ 2.9 0.00 – 41,776.19 0.00 0.00 2.9

West South Central ........................................... 2.4 0.00 – 58,700.51 – – 2.4

Midwest ................................................................. 2.2 0.00 – 35,718.66 18,920.89 167,639.49 2.2

East North Central ............................................. 3.0 0.00 14,701.79 72,593.11 69,840.89 – 3.0

West North Central ............................................ 2.8 0.00 10,513.44 56,525.66 0.00 0.00 2.8

West ...................................................................... 2.3 0.00 12,902.33 25,735.19 101,451.96 0.00 2.3

Mountain ............................................................ 3.4 0.00 – – – 0.00 3.4

Pacific ................................................................ 3.0 0.00 8,824.11 44,277.51 61,674.55 187,307.23 3.0

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth

of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry

workers, National Compensation Survey, March 2015

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $10,000 $10,000 $20,000 $30,000 $50,000

Worker characteristics

Management, professional, and related ................ 10,000 15,000 25,000 50,000 50,000

Management, business, and financial ............... 10,000 15,000 25,000 50,000 50,000

Professional and related .................................... 10,000 15,000 25,000 50,000 50,000

Service ................................................................... – 10,000 15,000 20,000 –

Sales and office ..................................................... – 10,000 20,000 – 50,000

Sales and related ............................................... 5,000 10,000 15,000 20,000 50,000

Office and administrative support ...................... 10,000 15,000 25,000 50,000 50,000

Natural resources, construction, and maintenance 10,000 10,000 20,000 25,000 50,000

Construction, extraction, farming, fishing, and

forestry ............................................................. 10,000 10,000 15,000 25,000 40,000

Installation, maintenance, and repair ................. 10,000 15,000 20,000 30,000 50,000

Production, transportation, and material moving ... 10,000 – 20,000 26,000 50,000

Transportation and material moving .................. 10,000 – 20,000 30,000 50,000

Full time ................................................................. 10,000 12,000 20,000 30,000 50,000

Part time ................................................................ 5,000 5,000 10,000 25,000 50,000

Nonunion ............................................................... 10,000 15,000 20,000 30,000 50,000

Average wage within the following categories:3

Lowest 25 percent ............................................. 5,000 10,000 15,000 20,000 25,000

Lowest 10 percent ......................................... 5,000 – – 20,000 –

Second 25 percent ............................................ 10,000 – 20,000 25,000 50,000

Third 25 percent ................................................ 10,000 15,000 20,000 35,000 50,000

Highest 25 percent ............................................ 10,000 15,000 25,000 50,000 50,000

Highest 10 percent ........................................ 10,000 15,000 – 50,000 –

Establishment characteristics

Goods-producing industries ................................... 10,000 – 20,000 30,000 50,000

Construction ...................................................... 10,000 10,000 15,000 25,000 50,000

Manufacturing .................................................... 10,000 15,000 20,000 30,000 50,000

Service-providing industries .................................. 10,000 10,000 20,000 – 50,000

Trade, transportation, and utilities ..................... – 10,000 20,000 25,000 50,000

Wholesale trade ............................................. 10,000 15,000 20,000 – 50,000

Retail trade .................................................... 5,000 10,000 15,000 20,000 –

Transportation and warehousing ................... 10,000 15,000 25,000 40,000 50,000

Utilities ........................................................... 10,000 10,000 – – 50,000

See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry

workers, National Compensation Survey, March 2015—continued

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... $10,000 $20,000 $25,000 $50,000 $50,000

Financial activities ............................................. – 15,000 25,000 50,000 50,000

Finance and insurance .................................. 15,000 25,000 50,000 50,000 –

Credit intermediation and related activities – 20,000 25,000 50,000 –

Insurance carriers and related activities .... 15,000 25,000 50,000 50,000 –

Real estate and rental and leasing ................ 10,000 15,000 15,000 – 40,000

Professional and business services .................. 10,000 15,000 25,000 50,000 50,000

Professional and technical services .............. – – – 50,000 50,000

Education and health services ........................... 10,000 10,000 20,000 50,000 50,000

Educational services ...................................... 10,000 10,000 20,000 50,000 50,000

Junior colleges, colleges, and universities 10,000 10,000 – 50,000 50,000

Health care and social assistance ................. 10,000 10,000 20,000 50,000 50,000

Leisure and hospitality ....................................... 10,000 10,000 15,000 20,000 –

Accommodation and food services ................ 10,000 10,000 15,000 20,000 –

1 to 99 workers ...................................................... 10,000 15,000 20,000 30,000 50,000

1 to 49 workers .................................................. 10,000 15,000 20,000 30,000 50,000

50 to 99 workers ................................................ 10,000 – 20,000 30,000 50,000

100 workers or more .............................................. 10,000 10,000 20,000 30,000 50,000

100 to 499 workers ............................................ 10,000 10,000 20,000 25,000 50,000

500 workers or more .......................................... 10,000 10,000 20,000 50,000 50,000

Geographic areas

Northeast ............................................................... 10,000 10,000 20,000 50,000 50,000

New England ..................................................... – – 25,000 50,000 50,000

Middle Atlantic ................................................... 10,000 10,000 20,000 50,000 50,000

South ..................................................................... 10,000 – 20,000 30,000 50,000

South Atlantic .................................................... 10,000 – 20,000 25,000 50,000

East South Central ............................................ 10,000 – – 50,000 50,000

West South Central ........................................... 10,000 – 20,000 25,000 50,000

Midwest ................................................................. 10,000 15,000 20,000 25,000 50,000

East North Central ............................................. 10,000 15,000 20,000 25,000 50,000

West North Central ............................................ 10,000 12,500 20,000 – 50,000

West ...................................................................... 10,000 10,000 20,000 – 50,000

Mountain ............................................................ 10,000 10,000 20,000 25,000 50,000

Pacific ................................................................ 10,000 10,000 20,000 40,000 50,000

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the

employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

private industry workers, National Compensation Survey, March 2015

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $0.00 $0.00 $0.00 $2,332.72 $0.00

Worker characteristics

Management, professional, and related ................ 0.00 0.00 0.00 0.00 0.00

Management, business, and financial ............... 0.00 0.00 0.00 0.00 0.00

Professional and related .................................... 0.00 0.00 668.95 0.00 0.00

Service ................................................................... – 0.00 0.00 5,138.34 –

Sales and office ..................................................... – 0.00 0.00 – 0.00

Sales and related ............................................... 1,295.42 0.00 2,503.00 4,682.68 0.00

Office and administrative support ...................... 0.00 3,323.30 6,067.60 5,113.89 0.00

Natural resources, construction, and maintenance 0.00 1,237.11 4,868.22 946.04 0.00

Construction, extraction, farming, fishing, and

forestry ............................................................. 2,732.09 0.00 1,396.82 0.00 5,779.39

Installation, maintenance, and repair ................. 0.00 1,156.73 0.00 4,437.34 0.00

Production, transportation, and material moving ... 0.00 – 0.00 2,741.90 0.00

Transportation and material moving .................. 0.00 – 267.58 6,248.55 0.00

Full time ................................................................. 0.00 3,340.09 0.00 3,714.96 0.00

Part time ................................................................ 283.81 0.00 946.04 7,047.87 0.00

Nonunion ............................................................... 0.00 771.48 0.00 4,007.03 0.00

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.00 0.00 0.00 4,634.65 668.95

Lowest 10 percent ......................................... 0.00 – – 4,634.65 –

Second 25 percent ............................................ 0.00 – 0.00 0.00 0.00

Third 25 percent ................................................ 0.00 1,922.59 0.00 5,007.78 0.00

Highest 25 percent ............................................ 0.00 579.33 0.00 0.00 0.00

Highest 10 percent ........................................ 0.00 0.00 – 0.00 –

Establishment characteristics

Goods-producing industries ................................... 0.00 – 0.00 3,664.01 0.00

Construction ...................................................... 378.42 0.00 1,495.83 3,208.19 0.00

Manufacturing .................................................... 0.00 3,227.66 0.00 1,434.75 0.00

Service-providing industries .................................. 0.00 0.00 0.00 – 0.00

Trade, transportation, and utilities ..................... – 0.00 267.58 0.00 0.00

Wholesale trade ............................................. 0.00 0.00 2,006.86 – 0.00

Retail trade .................................................... 0.00 0.00 0.00 0.00 –

Transportation and warehousing ................... 0.00 1,966.32 6,203.63 0.00 0.00

Utilities ........................................................... 0.00 1,532.77 – – 0.00

See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

private industry workers, National Compensation Survey, March 2015—continued

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... $0.00 $1,769.89 $4,537.07 $7,568.36 $0.00

Financial activities ............................................. – 0.00 3,208.19 0.00 0.00

Finance and insurance .................................. 668.95 5,181.70 0.00 0.00 –

Credit intermediation and related activities – 4,915.79 1,158.66 0.00 –

Insurance carriers and related activities .... 2,915.90 3,208.19 0.00 0.00 –

Real estate and rental and leasing ................ 2,317.33 1,158.66 1,495.83 – 5,050.50

Professional and business services .................. 0.00 2,115.42 5,636.71 12,639.52 0.00

Professional and technical services .............. – – – 0.00 0.00

Education and health services ........................... 0.00 668.95 3,475.99 8,461.68 0.00

Educational services ...................................... 0.00 0.00 5,318.08 5,793.32 0.00

Junior colleges, colleges, and universities 0.00 0.00 – 3,344.77 0.00

Health care and social assistance ................. 0.00 2,411.95 4,230.84 12,745.29 0.00

Leisure and hospitality ....................................... 0.00 0.00 0.00 3,602.43 –

Accommodation and food services ................ 0.00 0.00 0.00 4,586.12 –

1 to 99 workers ...................................................... 0.00 2,524.36 0.00 4,293.83 0.00

1 to 49 workers .................................................. 0.00 1,080.73 0.00 8,969.98 0.00

50 to 99 workers ................................................ 946.04 – 0.00 6,410.80 0.00

100 workers or more .............................................. 788.69 0.00 0.00 4,404.44 0.00

100 to 499 workers ............................................ 1,944.58 0.00 668.95 0.00 0.00

500 workers or more .......................................... 1,057.71 0.00 4,866.38 1,070.33 0.00

Geographic areas

Northeast ............................................................... 2,604.63 0.00 1,337.91 3,946.26 0.00

New England ..................................................... – – 4,870.06 9,172.24 0.00

Middle Atlantic ................................................... 2,503.00 0.00 1,337.91 3,619.78 13,774.61

South ..................................................................... 0.00 – 0.00 5,493.58 0.00

South Atlantic .................................................... 0.00 – 0.00 3,685.93 0.00

East South Central ............................................ 0.00 – – 0.00 0.00

West South Central ........................................... 0.00 – 1,495.83 4,351.80 0.00

Midwest ................................................................. 0.00 2,314.43 0.00 231.73 0.00

East North Central ............................................. 0.00 2,131.23 1,939.97 0.00 0.00

West North Central ............................................ 0.00 3,454.03 3,896.05 – 0.00

West ...................................................................... 334.48 0.00 0.00 – 0.00

Mountain ............................................................ 884.94 1,158.66 2,411.95 1,174.01 0.00

Pacific ................................................................ 1,415.91 0.00 0.00 4,764.16 0.00

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the

employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Short-term disability plans: Method of funding, private industry

workers, National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

All workers ............................................................. 43 40 16 1

Worker characteristics

Management, professional, and related ................ 47 39 12 1

Management, business, and financial ............... 50 38 12 1

Professional and related .................................... 46 41 – –

Service ................................................................... – 40 34 –

Sales and office ..................................................... 47 36 – –

Sales and related ............................................... 48 34 – –

Office and administrative support ...................... 46 36 – –

Natural resources, construction, and maintenance 40 45 13 3

Installation, maintenance, and repair ................. 46 45 – –

Production, transportation, and material moving ... 42 46 12 1

Production ......................................................... 44 47 – –

Transportation and material moving .................. 39 44 – –

Full time ................................................................. 44 41 13 1

Part time ................................................................ 33 – 41 –

Nonunion ............................................................... 44 40 16 2 ( )

Average wage within the following categories:3

Lowest 25 percent ............................................. – 33 36 –

Lowest 10 percent ......................................... 35 20 45 –

Second 25 percent ............................................ 37 45 17 2 ( )

Third 25 percent ................................................ 45 41 13 1

Highest 25 percent ............................................ 50 38 11 1

Highest 10 percent ........................................ 52 37 – –

Establishment characteristics

Goods-producing industries ................................... 42 47 9 1

Construction ...................................................... 26 46 24 4

Manufacturing .................................................... 46 47 7 1

Service-providing industries .................................. 44 38 18 1

Trade, transportation, and utilities ..................... 42 40 – –

Wholesale trade ............................................. 36 50 13 –

Transportation and warehousing ................... 44 40 – –

Information ......................................................... 72 23 – –

See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry

workers, National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

Financial activities ............................................. 67 25 – –

Finance and insurance .................................. 73 22 – –

Credit intermediation and related activities 78 20 – –

Insurance carriers and related activities .... 70 23 8 –

Real estate and rental and leasing ................ – 45 31 –

Professional and business services .................. 40 42 – –

Professional and technical services .............. 34 50 – –

Administrative and waste services ................ 37 36 – –

Education and health services ........................... 34 45 – –

Educational services ...................................... 32 42 – –

Junior colleges, colleges, and universities 54 32 – –

Health care and social assistance ................. 34 46 – –

Leisure and hospitality ....................................... 32 30 38 –

Accommodation and food services ................ 33 30 37 –

Other services ................................................... 18 40 42 –

1 to 99 workers ...................................................... 32 43 25 2 ( )

1 to 49 workers .................................................. 33 39 28 1

50 to 99 workers ................................................ 30 52 – –

100 workers or more .............................................. 51 38 10 1

100 to 499 workers ............................................ 46 44 10 1

500 workers or more .......................................... 56 33 10 1

Geographic areas

Northeast ............................................................... 25 28 46 2 ( )

New England ..................................................... 49 51 – –

Middle Atlantic ................................................... 20 23 56 2 ( )

South ..................................................................... 52 48 – –

South Atlantic .................................................... 50 50 – –

East South Central ............................................ 50 50 – –

West South Central ........................................... 58 42 – –

Midwest ................................................................. 56 42 – 2

East North Central ............................................. 54 43 – 3

West ...................................................................... 43 48 – –

Mountain ............................................................ 39 61 – –

Pacific ................................................................ 45 39 – –

1 Employer assumes all risks and expenses of providing the benefit. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data

did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding,

private industry workers, National Compensation Survey, March 2015

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

All workers ............................................................. 1.0 0.9 0.7 0.2

Worker characteristics

Management, professional, and related ................ 1.3 1.3 0.8 0.4

Management, business, and financial ............... 2.0 1.9 1.5 0.2

Professional and related .................................... 1.7 1.9 – –

Service ................................................................... – 3.3 2.9 –

Sales and office ..................................................... 1.7 1.4 – –

Sales and related ............................................... 2.0 2.2 – –

Office and administrative support ...................... 2.1 1.6 – –

Natural resources, construction, and maintenance 2.6 2.7 1.5 0.7

Installation, maintenance, and repair ................. 3.4 3.3 – –

Production, transportation, and material moving ... 2.0 2.2 1.6 0.3

Production ......................................................... 2.6 2.5 – –

Transportation and material moving .................. 2.6 3.0 – –

Full time ................................................................. 1.0 1.1 0.7 0.2

Part time ................................................................ 2.8 – 3.1 –

Nonunion ............................................................... 1.0 1.0 0.7 0.2

Average wage within the following categories:2

Lowest 25 percent ............................................. – 2.3 2.4 –

Lowest 10 percent ......................................... 3.7 3.0 3.5 –

Second 25 percent ............................................ 2.1 2.0 1.6 0.2

Third 25 percent ................................................ 1.5 1.6 1.2 0.2

Highest 25 percent ............................................ 1.3 1.2 0.9 0.4

Highest 10 percent ........................................ 2.0 2.0 – –

Establishment characteristics

Goods-producing industries ................................... 1.8 1.8 0.8 0.3

Construction ...................................................... 4.5 4.5 3.8 1.1

Manufacturing .................................................... 2.3 2.1 1.3 0.3

Service-providing industries .................................. 1.2 1.1 0.8 0.3

Trade, transportation, and utilities ..................... 1.9 1.9 – –

Wholesale trade ............................................. 3.5 3.5 1.7 –

Transportation and warehousing ................... 4.2 3.6 – –

Information ......................................................... 3.1 2.8 – –

See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding,

private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

Financial activities ............................................. 2.1 2.1 – –

Finance and insurance .................................. 1.5 1.5 – –

Credit intermediation and related activities 1.7 1.8 – –

Insurance carriers and related activities .... 2.9 2.7 1.6 –

Real estate and rental and leasing ................ – 9.0 6.4 –

Professional and business services .................. 3.6 2.7 – –

Professional and technical services .............. 4.4 3.9 – –

Administrative and waste services ................ 7.1 4.6 – –

Education and health services ........................... 2.4 2.6 – –

Educational services ...................................... 3.5 4.0 – –

Junior colleges, colleges, and universities 2.4 3.0 – –

Health care and social assistance ................. 3.2 3.3 – –

Leisure and hospitality ....................................... 6.4 5.5 6.4 –

Accommodation and food services ................ 7.2 5.6 7.0 –

Other services ................................................... 4.4 5.5 7.0 –

1 to 99 workers ...................................................... 1.5 1.5 1.3 0.2

1 to 49 workers .................................................. 1.7 1.8 1.6 0.2

50 to 99 workers ................................................ 2.7 2.9 – –

100 workers or more .............................................. 1.3 1.2 0.7 0.3

100 to 499 workers ............................................ 1.8 1.9 1.2 0.2

500 workers or more .......................................... 2.1 1.9 1.3 0.6

Geographic areas

Northeast ............................................................... 1.6 1.6 1.5 0.2

New England ..................................................... 3.5 3.5 – –

Middle Atlantic ................................................... 1.7 1.6 1.5 0.2

South ..................................................................... 2.0 2.0 – –

South Atlantic .................................................... 2.8 2.8 – –

East South Central ............................................ 5.5 5.6 – –

West South Central ........................................... 2.7 2.7 – –

Midwest ................................................................. 1.6 1.6 – 0.8

East North Central ............................................. 2.0 2.0 – 1.1

West ...................................................................... 2.1 2.4 – –

Mountain ............................................................ 4.0 4.0 – –

Pacific ................................................................ 2.1 2.6 – –

1 Employer assumes all risks and expenses of providing the benefit. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Short-term disability plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 16 84

Worker characteristics

Management, professional, and related ................ 12 88

Management, business, and financial ............... 12 88

Professional and related .................................... 12 88

Service ................................................................... 36 64

Sales and office ..................................................... 17 83

Sales and related ............................................... 22 78

Office and administrative support ...................... 15 85

Natural resources, construction, and maintenance 14 86

Installation, maintenance, and repair ................. 10 90

Production, transportation, and material moving ... 14 86

Production ......................................................... 10 90

Transportation and material moving .................. 19 81

Full time ................................................................. 15 85

Part time ................................................................ 37 63

Nonunion ............................................................... 16 84

Average wage within the following categories:1

Lowest 25 percent ............................................. 37 63

Lowest 10 percent ......................................... 42 58

Second 25 percent ............................................ 17 83

Third 25 percent ................................................ 14 86

Highest 25 percent ............................................ 11 89

Highest 10 percent ........................................ 11 89

Establishment characteristics

Goods-producing industries ................................... 11 89

Construction ...................................................... 24 76

Manufacturing .................................................... 9 91

Service-providing industries .................................. 18 82

Trade, transportation, and utilities ..................... 20 80

Wholesale trade ............................................. 20 80

Transportation and warehousing ................... 15 85

Information ......................................................... 6 94

See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

Financial activities ............................................. 8 92

Finance and insurance .................................. 5 95

Credit intermediation and related activities 4 96

Insurance carriers and related activities .... 5 95

Real estate and rental and leasing ................ 29 71

Professional and business services .................. 16 84

Professional and technical services .............. 13 87

Administrative and waste services ................ 27 73

Education and health services ........................... 17 83

Educational services ...................................... 7 93

Health care and social assistance ................. 19 81

Leisure and hospitality ....................................... 44 56

Accommodation and food services ................ 43 57

Other services ................................................... 38 62

1 to 99 workers ...................................................... 23 77

1 to 49 workers .................................................. 25 75

50 to 99 workers ................................................ 18 82

100 workers or more .............................................. 13 87

100 to 499 workers ............................................ 14 86

500 workers or more .......................................... 11 89

Geographic areas

Northeast ............................................................... 39 61

New England ..................................................... 6 94

Middle Atlantic ................................................... 46 54

South ..................................................................... 6 94

South Atlantic .................................................... 7 93

East South Central ............................................ 3 97

West South Central ........................................... 5 95

Midwest ................................................................. 5 95

East North Central ............................................. 5 95

West ...................................................................... 10 90

Pacific ................................................................ 14 86

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,

key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 1.0 1.0

Worker characteristics

Management, professional, and related ................ 0.8 0.8

Management, business, and financial ............... 1.6 1.6

Professional and related .................................... 1.1 1.1

Service ................................................................... 4.3 4.3

Sales and office ..................................................... 1.2 1.2

Sales and related ............................................... 1.7 1.7

Office and administrative support ...................... 1.4 1.4

Natural resources, construction, and maintenance 1.6 1.6

Installation, maintenance, and repair ................. 1.4 1.4

Production, transportation, and material moving ... 2.0 2.0

Production ......................................................... 1.3 1.3

Transportation and material moving .................. 3.5 3.5

Full time ................................................................. 1.0 1.0

Part time ................................................................ 2.7 2.7

Nonunion ............................................................... 1.0 1.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 3.9 3.9

Lowest 10 percent ......................................... 5.9 5.9

Second 25 percent ............................................ 1.6 1.6

Third 25 percent ................................................ 1.1 1.1

Highest 25 percent ............................................ 0.8 0.8

Highest 10 percent ........................................ 1.3 1.3

Establishment characteristics

Goods-producing industries ................................... 1.0 1.0

Construction ...................................................... 4.3 4.3

Manufacturing .................................................... 1.0 1.0

Service-providing industries .................................. 1.3 1.3

Trade, transportation, and utilities ..................... 1.2 1.2

Wholesale trade ............................................. 2.3 2.3

Transportation and warehousing ................... 3.0 3.0

Information ......................................................... 1.8 1.8

See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

Financial activities ............................................. 1.1 1.1

Finance and insurance .................................. 0.7 0.7

Credit intermediation and related activities 0.6 0.6

Insurance carriers and related activities .... 1.5 1.5

Real estate and rental and leasing ................ 6.9 6.9

Professional and business services .................. 1.9 1.9

Professional and technical services .............. 2.3 2.3

Administrative and waste services ................ 4.4 4.4

Education and health services ........................... 3.3 3.3

Educational services ...................................... 1.3 1.3

Health care and social assistance ................. 4.0 4.0

Leisure and hospitality ....................................... 6.3 6.3

Accommodation and food services ................ 7.4 7.4

Other services ................................................... 4.0 4.0

1 to 99 workers ...................................................... 1.8 1.8

1 to 49 workers .................................................. 2.0 2.0

50 to 99 workers ................................................ 2.5 2.5

100 workers or more .............................................. 0.8 0.8

100 to 499 workers ............................................ 1.4 1.4

500 workers or more .......................................... 1.1 1.1

Geographic areas

Northeast ............................................................... 2.5 2.5

New England ..................................................... 1.9 1.9

Middle Atlantic ................................................... 2.7 2.7

South ..................................................................... 0.6 0.6

South Atlantic .................................................... 0.8 0.8

East South Central ............................................ 1.3 1.3

West South Central ........................................... 1.2 1.2

Midwest ................................................................. 0.7 0.7

East North Central ............................................. 0.8 0.8

West ...................................................................... 1.3 1.3

Pacific ................................................................ 1.6 1.6

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry

workers, National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 5 2 68 23 1

Worker characteristics

Management, professional, and related ................ 1 1 67 30 1

Management, business, and financial ............... – 1 61 36 –

Professional and related .................................... 1 1 71 25 2

Service ................................................................... 6 – 86 5 –

Sales and office ..................................................... 2 – 69 27 –

Sales and related ............................................... 3 – 66 29 –

Office and administrative support ...................... 2 – 70 26 –

Natural resources, construction, and maintenance 17 – 56 23 –

Installation, maintenance, and repair ................. 5 3 59 33 –

Production, transportation, and material moving ... 13 4 66 16 1

Production ......................................................... 17 5 58 20 1

Transportation and material moving .................. 9 – 76 11 –

Full time ................................................................. 6 2 66 25 1

Part time ................................................................ 2 – 89 7 –

Nonunion ............................................................... 3 1 71 24 1

Average wage within the following categories:1

Lowest 25 percent ............................................. 5 – 84 9 –

Lowest 10 percent ......................................... 2 – 90 6 –

Second 25 percent ............................................ 7 2 74 16 2 ( )

Third 25 percent ................................................ 6 – 68 23 –

Highest 25 percent ............................................ 4 2 60 33 1

Highest 10 percent ........................................ 2 – 61 35 –

Establishment characteristics

Goods-producing industries ................................... 15 4 56 23 1

Construction ...................................................... 29 – 54 12 –

Manufacturing .................................................... 13 – 57 25 –

Service-providing industries .................................. 2 2 72 23 1

Trade, transportation, and utilities ..................... 5 – 73 19 –

Wholesale trade ............................................. 4 3 73 20 –

Transportation and warehousing ................... 9 – 72 15 –

Information ......................................................... – – 29 69 –

See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry

workers, National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

Financial activities ............................................. 1 – 53 46 –

Finance and insurance .................................. – 1 48 51 –

Credit intermediation and related activities – – 39 60 –

Insurance carriers and related activities .... – – 57 41 –

Real estate and rental and leasing ................ – – 84 – –

Professional and business services .................. – – 72 27 –

Professional and technical services .............. – – 74 25 –

Administrative and waste services ................ – – 79 – –

Education and health services ........................... 3 – 88 7 –

Educational services ...................................... – – 85 12 –

Junior colleges, colleges, and universities – – 79 19 –

Health care and social assistance ................. – – 88 5 –

Leisure and hospitality ....................................... 6 – 86 – –

Accommodation and food services ................ 4 – 87 – –

Other services ................................................... – – 93 – –

1 to 99 workers ...................................................... 5 2 76 17 2 ( )

1 to 49 workers .................................................. 5 2 74 19 2 ( )

50 to 99 workers ................................................ 4 – 79 14 –

100 workers or more .............................................. 6 2 64 27 1

100 to 499 workers ............................................ 7 2 66 25 1

500 workers or more .......................................... 5 – 61 30 –

Geographic areas

Northeast ............................................................... 3 – 80 16 –

New England ..................................................... 5 2 ( ) 66 28 –

Middle Atlantic ................................................... 3 – 84 13 –

South ..................................................................... 5 – 62 29 –

South Atlantic .................................................... 5 – 67 25 –

East South Central ............................................ 7 – 62 23 –

West South Central ........................................... 3 – 54 41 –

Midwest ................................................................. 11 3 61 25 2 ( )

East North Central ............................................. 11 3 61 24 2 ( )

West ...................................................................... 3 2 68 25 2

Mountain ............................................................ 4 – 74 21 –

Pacific ................................................................ 2 3 64 28 2

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015. 2 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

private industry workers, National Compensation Survey, March 2015

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 0.4 0.3 1.0 0.9 0.3

Worker characteristics

Management, professional, and related ................ 0.2 0.4 1.6 1.5 0.5

Management, business, and financial ............... – 0.5 2.1 2.1 –

Professional and related .................................... 0.3 0.4 1.8 1.6 0.9

Service ................................................................... 1.6 – 2.5 0.9 –

Sales and office ..................................................... 0.3 – 1.5 1.5 –

Sales and related ............................................... 0.8 – 2.1 2.1 –

Office and administrative support ...................... 0.3 – 1.7 1.7 –

Natural resources, construction, and maintenance 2.3 – 2.7 2.2 –

Installation, maintenance, and repair ................. 1.0 0.6 3.2 3.1 –

Production, transportation, and material moving ... 1.2 0.7 2.0 1.8 0.3

Production ......................................................... 1.8 1.1 2.8 2.5 0.5

Transportation and material moving .................. 1.3 – 2.0 1.7 –

Full time ................................................................. 0.4 0.3 1.1 0.9 0.3

Part time ................................................................ 0.4 – 1.2 0.9 –

Nonunion ............................................................... 0.3 0.3 1.1 1.0 0.3

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.6 – 1.8 1.0 –

Lowest 10 percent ......................................... 0.8 – 1.9 1.3 –

Second 25 percent ............................................ 0.7 0.6 1.5 1.4 0.2

Third 25 percent ................................................ 0.6 – 1.4 1.3 –

Highest 25 percent ............................................ 0.5 0.4 1.5 1.4 0.4

Highest 10 percent ........................................ 0.4 – 2.0 2.0 –

Establishment characteristics

Goods-producing industries ................................... 1.3 0.6 1.9 1.6 0.4

Construction ...................................................... 4.3 – 4.8 3.4 –

Manufacturing .................................................... 1.3 – 2.3 1.8 –

Service-providing industries .................................. 0.3 0.3 1.1 1.0 0.4

Trade, transportation, and utilities ..................... 0.6 – 1.4 1.3 –

Wholesale trade ............................................. 1.0 1.0 3.1 2.8 –

Transportation and warehousing ................... 2.3 – 3.4 3.6 –

Information ......................................................... – – 3.2 3.2 –

See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

private industry workers, National Compensation Survey, March 2015—continued

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

Financial activities ............................................. 0.3 – 1.9 1.9 –

Finance and insurance .................................. – 0.3 1.8 1.8 –

Credit intermediation and related activities – – 2.6 2.6 –

Insurance carriers and related activities .... – – 3.3 3.3 –

Real estate and rental and leasing ................ – – 5.1 – –

Professional and business services .................. – – 3.3 3.2 –

Professional and technical services .............. – – 3.9 3.9 –

Administrative and waste services ................ – – 6.1 – –

Education and health services ........................... 1.2 – 2.2 1.1 –

Educational services ...................................... – – 2.5 1.8 –

Junior colleges, colleges, and universities – – 1.9 1.8 –

Health care and social assistance ................. – – 2.6 1.3 –

Leisure and hospitality ....................................... 1.5 – 4.3 – –

Accommodation and food services ................ 1.0 – 3.6 – –

Other services ................................................... – – 2.7 – –

1 to 99 workers ...................................................... 0.6 0.6 1.4 1.2 0.1

1 to 49 workers .................................................. 0.7 0.6 1.8 1.5 0.1

50 to 99 workers ................................................ 0.9 – 2.1 1.7 –

100 workers or more .............................................. 0.5 0.3 1.3 1.2 0.5

100 to 499 workers ............................................ 0.9 0.3 2.0 1.7 0.4

500 workers or more .......................................... 0.6 – 1.7 1.7 –

Geographic areas

Northeast ............................................................... 0.5 – 1.4 1.2 –

New England ..................................................... 1.8 0.1 4.0 3.9 –

Middle Atlantic ................................................... 0.5 – 1.5 1.3 –

South ..................................................................... 0.7 – 2.0 2.0 –

South Atlantic .................................................... 1.0 – 2.8 2.7 –

East South Central ............................................ 2.4 – 4.9 5.0 –

West South Central ........................................... 0.7 – 3.0 2.9 –

Midwest ................................................................. 1.1 0.7 2.0 1.6 0.2

East North Central ............................................. 1.3 0.5 2.5 2.0 0.1

West ...................................................................... 0.6 0.5 2.3 2.0 0.7

Mountain ............................................................ 1.0 – 3.7 3.4 –

Pacific ................................................................ 0.7 0.7 2.9 2.4 1.1

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National

Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 93 12 20 26 26 26 7

Worker characteristics

Management, professional, and related ................ 93 12 – 26 26 26 7

Management, business, and financial ............... 93 12 18 26 26 26 7

Professional and related .................................... 92 12 13 26 26 26 8

Service ................................................................... 97 12 – 26 26 – 3

Sales and office ..................................................... 93 12 20 26 26 26 7

Sales and related ............................................... 92 11 13 26 26 26 8

Office and administrative support ...................... 94 12 21 26 26 26 6

Natural resources, construction, and maintenance 91 13 24 26 26 36 9

Installation, maintenance, and repair ................. 88 13 24 26 26 52 12

Production, transportation, and material moving ... 92 13 24 26 26 26 8

Production ......................................................... 92 12 21 26 26 26 8

Transportation and material moving .................. 93 13 25 26 26 26 7

Full time ................................................................. 93 12 18 26 26 26 7

Part time ................................................................ 96 13 26 26 26 – 4

Nonunion ............................................................... 94 12 18 26 26 26 6

Average wage within the following categories:2

Lowest 25 percent ............................................. 95 12 21 26 26 26 5

Lowest 10 percent ......................................... 96 – 26 26 26 52 4

Second 25 percent ............................................ 95 12 18 26 26 26 5

Third 25 percent ................................................ 93 12 18 26 26 26 7

Highest 25 percent ............................................ 91 12 21 26 26 26 9

Highest 10 percent ........................................ 91 12 21 26 26 26 9

Establishment characteristics

Goods-producing industries ................................... 92 13 24 26 26 26 8

Manufacturing .................................................... 92 12 24 26 26 26 8

Service-providing industries .................................. 93 12 20 26 26 26 7

Trade, transportation, and utilities ..................... 90 12 21 26 26 26 10

Wholesale trade ............................................. 94 12 24 26 26 26 6

Information ......................................................... 84 12 25 26 26 52 16

See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National

Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Financial activities ............................................. 93 13 25 26 26 26 7

Finance and insurance .................................. 93 13 25 26 26 26 7

Credit intermediation and related activities 93 13 26 26 26 26 7

Insurance carriers and related activities .... 93 13 25 26 26 26 7

Professional and business services .................. 94 12 13 26 26 26 6

Professional and technical services .............. 93 12 13 25 26 26 7

Education and health services ........................... 96 12 13 26 26 26 4

Educational services ...................................... 94 13 – 26 26 26 6

Junior colleges, colleges, and universities 90 13 26 26 26 26 10

Health care and social assistance ................. 97 12 13 26 26 26 3

Leisure and hospitality ....................................... 100 12 26 26 26 52 –

Accommodation and food services ................ 100 12 26 26 – 52 –

1 to 99 workers ...................................................... 95 12 13 26 26 26 5

1 to 49 workers .................................................. 94 12 13 26 26 26 6

50 to 99 workers ................................................ 96 12 – 26 26 26 4

100 workers or more .............................................. 92 12 21 26 26 26 8

100 to 499 workers ............................................ 92 12 18 26 26 26 8

500 workers or more .......................................... 91 13 25 26 26 26 9

Geographic areas

Northeast ............................................................... 94 13 26 26 26 26 6

New England ..................................................... 92 12 – 26 26 26 8

Middle Atlantic ................................................... 95 – 26 26 26 26 5

South ..................................................................... 93 12 13 26 26 26 7

South Atlantic .................................................... 94 12 13 26 26 26 6

East South Central ............................................ 95 12 12 26 26 26 5

West South Central ........................................... 91 12 – 26 26 26 9

Midwest ................................................................. 90 12 – 26 26 26 10

East North Central ............................................. 90 12 13 26 26 26 10

West ...................................................................... 94 12 13 26 26 26 6

Mountain ............................................................ 93 11 13 – 26 26 7

Pacific ................................................................ 95 12 25 26 26 – 5

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers, 

National Compensation Survey, March 2015

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.5 0.0 1.8 0.0 0.0 0.0 0.5

Worker characteristics

Management, professional, and related ................ 0.9 0.0 – 0.0 0.0 0.0 0.9

Management, business, and financial ............... 1.1 0.1 3.3 0.0 0.0 0.0 1.1

Professional and related .................................... 1.1 0.0 2.2 0.0 0.0 0.0 1.1

Service ................................................................... 0.6 0.1 – 0.0 0.0 – 0.6

Sales and office ..................................................... 0.6 0.0 1.8 0.0 0.0 0.0 0.6

Sales and related ............................................... 1.1 0.8 1.5 0.0 0.0 0.0 1.1

Office and administrative support ...................... 0.6 0.0 1.2 0.0 0.0 0.0 0.6

Natural resources, construction, and maintenance 1.8 0.0 1.6 0.0 0.0 7.9 1.8

Installation, maintenance, and repair ................. 2.5 0.3 1.4 0.0 0.0 9.2 2.5

Production, transportation, and material moving ... 1.0 0.7 2.7 0.0 0.0 0.0 1.0

Production ......................................................... 1.4 1.3 4.1 0.0 0.0 0.0 1.4

Transportation and material moving .................. 1.3 0.4 1.5 0.0 0.0 0.0 1.3

Full time ................................................................. 0.6 0.0 2.1 0.0 0.0 0.0 0.6

Part time ................................................................ 0.7 0.1 0.0 0.0 0.0 – 0.7

Nonunion ............................................................... 0.5 0.0 2.0 0.0 0.0 0.0 0.5

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.7 0.0 4.2 0.0 0.0 2.3 0.7

Lowest 10 percent ......................................... 1.2 – 0.0 0.0 0.0 10.1 1.2

Second 25 percent ............................................ 0.7 0.0 3.5 0.0 0.0 0.0 0.7

Third 25 percent ................................................ 0.7 0.0 3.7 0.0 0.0 0.0 0.7

Highest 25 percent ............................................ 1.0 0.0 2.8 0.0 0.0 0.0 1.0

Highest 10 percent ........................................ 1.3 0.0 3.5 0.0 0.0 0.0 1.3

Establishment characteristics

Goods-producing industries ................................... 1.1 1.2 2.0 0.0 0.0 0.0 1.1

Manufacturing .................................................... 1.0 1.2 1.6 0.0 0.0 0.0 1.0

Service-providing industries .................................. 0.6 0.0 2.5 0.0 0.0 0.0 0.6

Trade, transportation, and utilities ..................... 1.1 0.2 0.4 0.0 0.0 0.0 1.1

Wholesale trade ............................................. 1.6 0.4 4.4 0.0 0.0 0.0 1.6

Information ......................................................... 2.8 0.6 1.0 0.0 0.0 0.0 2.8

See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Financial activities ............................................. 0.8 0.2 2.3 0.0 0.0 0.0 0.8

Finance and insurance .................................. 0.8 0.0 0.1 0.0 0.0 0.0 0.8

Credit intermediation and related activities 1.0 1.3 1.3 0.0 0.0 0.0 1.0

Insurance carriers and related activities .... 1.4 0.0 4.8 0.0 0.0 0.0 1.4

Professional and business services .................. 1.8 0.0 1.6 0.0 0.0 0.0 1.8

Professional and technical services .............. 2.6 0.2 0.3 1.2 0.0 0.0 2.6

Education and health services ........................... 0.9 0.0 0.2 0.0 0.0 0.0 0.9

Educational services ...................................... 1.1 0.4 – 0.0 0.0 0.0 1.1

Junior colleges, colleges, and universities 1.5 0.0 2.6 0.0 0.0 0.0 1.5

Health care and social assistance ................. 1.0 0.2 0.0 0.0 0.0 0.0 1.0

Leisure and hospitality ....................................... 0.0 1.4 3.3 0.0 0.0 4.9 –

Accommodation and food services ................ 0.0 1.4 1.4 0.0 – 0.0 –

1 to 99 workers ...................................................... 0.6 0.0 0.8 0.0 0.0 0.0 0.6

1 to 49 workers .................................................. 0.7 0.0 0.8 0.0 0.0 0.0 0.7

50 to 99 workers ................................................ 1.2 0.2 – 0.0 0.0 0.0 1.2

100 workers or more .............................................. 0.7 0.5 2.3 0.0 0.0 0.0 0.7

100 to 499 workers ............................................ 1.1 0.0 3.7 0.0 0.0 0.0 1.1

500 workers or more .......................................... 0.9 0.4 0.9 0.0 0.0 0.0 0.9

Geographic areas

Northeast ............................................................... 0.8 0.0 0.0 0.0 0.0 0.0 0.8

New England ..................................................... 2.1 1.2 – 0.0 0.0 0.0 2.1

Middle Atlantic ................................................... 0.9 – 0.0 0.0 0.0 0.0 0.9

South ..................................................................... 1.0 0.0 0.0 0.0 0.0 0.0 1.0

South Atlantic .................................................... 1.3 0.0 0.0 0.0 0.0 0.0 1.3

East South Central ............................................ 1.0 1.3 1.2 0.0 0.0 5.0 1.0

West South Central ........................................... 2.5 0.0 – 0.0 0.0 0.0 2.5

Midwest ................................................................. 1.2 0.0 – 0.0 0.0 0.0 1.2

East North Central ............................................. 1.7 0.0 3.5 0.0 0.0 0.0 1.7

West ...................................................................... 0.9 1.4 0.0 0.0 0.0 0.0 0.9

Mountain ............................................................ 2.0 0.7 1.0 – 0.0 0.0 2.0

Pacific ................................................................ 0.8 1.0 2.6 0.0 0.0 – 0.8

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National

Compensation Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. 1 20 1 40 24 14 62.7 60.0

Worker characteristics

Management, professional, and related ................ 1 16 1 ( ) 42 24 17 64.1 60.0

Management, business, and financial ............... 1 14 1 ( ) 37 28 20 65.5 60.0

Professional and related .................................... 1 ( ) 17 1 45 22 15 63.2 60.0

Service ................................................................... – 29 – 35 26 8 60.2 60.0

Sales and office ..................................................... 1 22 1 39 23 14 62.1 60.0

Sales and related ............................................... – 22 – 38 21 16 62.4 60.0

Office and administrative support ...................... 1 23 1 40 23 13 62.0 60.0

Natural resources, construction, and maintenance 1 19 2 41 26 12 62.2 60.0

Installation, maintenance, and repair ................. – 16 – 48 21 12 62.2 60.0

Production, transportation, and material moving ... 2 16 1 ( ) 44 23 14 63.0 60.0

Production ......................................................... 3 14 1 ( ) 42 25 15 62.5 60.0

Transportation and material moving .................. – 18 – 46 22 13 63.4 60.0

Full time ................................................................. 1 18 1 42 23 15 63.0 60.0

Part time ................................................................ – 30 – 27 31 8 60.9 60.0

Nonunion ............................................................... 1 19 1 41 24 14 62.8 60.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 2 29 2 31 29 8 60.3 60.0

Lowest 10 percent ......................................... – 37 – 25 30 6 59.7 60.0

Second 25 percent ............................................ – 19 – 43 23 13 62.2 60.0

Third 25 percent ................................................ 1 19 1 43 22 15 62.7 60.0

Highest 25 percent ............................................ 1 16 1 ( ) 41 25 17 64.2 60.0

Highest 10 percent ........................................ 1 16 1 ( ) 40 23 20 65.3 60.0

Establishment characteristics

Goods-producing industries ................................... – 14 – 42 25 18 63.6 60.0

Construction ...................................................... – 24 – 33 36 4 60.7 60.0

Manufacturing .................................................... 2 13 1 ( ) 42 22 21 64.2 60.0

Service-providing industries .................................. 1 21 1 40 24 13 62.5 60.0

Trade, transportation, and utilities ..................... 1 20 1 42 21 16 63.4 60.0

Wholesale trade ............................................. – 16 – 51 19 10 61.7 60.0

Transportation and warehousing ................... – 21 – 41 16 21 65.6 60.0

Information ......................................................... – 13 – 57 – 16 62.7 60.0

See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National

Compensation Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

Financial activities ............................................. – 27 – 31 18 23 64.3 60.0

Finance and insurance .................................. – 24 – 27 21 27 65.7 60.0

Credit intermediation and related activities – 41 – 22 21 14 60.9 60.0

Insurance carriers and related activities .... – 10 – 36 25 28 66.6 66.0

Real estate and rental and leasing ................ – – – 44 – – 59.0 60.0

Professional and business services .................. – 13 – 44 33 9 62.9 60.0

Professional and technical services .............. – 12 – 43 32 13 64.5 60.0

Administrative and waste services ................ – – – 48 34 – 60.2 60.0

Education and health services ........................... 1 ( ) 23 1 43 19 14 61.6 60.0

Educational services ...................................... – 30 – 32 16 21 64.3 60.0

Junior colleges, colleges, and universities – 27 – 33 10 30 68.9 60.0

Health care and social assistance ................. 1 21 1 ( ) 46 19 13 61.1 60.0

Leisure and hospitality ....................................... – 38 – 29 27 4 59.4 60.0

Accommodation and food services ................ – 37 – 29 – 4 59.8 60.0

Other services ................................................... – 20 5 27 45 3 61.5 60.0

1 to 99 workers ...................................................... 1 ( ) 22 1 37 27 12 62.3 60.0

1 to 49 workers .................................................. 1 ( ) 23 1 34 30 11 62.3 60.0

50 to 99 workers ................................................ – 20 – 44 21 14 62.2 60.0

100 workers or more .............................................. 2 18 1 ( ) 43 22 16 63.1 60.0

100 to 499 workers ............................................ – 13 – 47 23 15 63.0 60.0

500 workers or more .......................................... 2 23 1 37 21 16 63.1 60.0

Geographic areas

Northeast ............................................................... – 31 – 24 36 7 61.2 60.0

New England ..................................................... – 9 – 49 18 20 65.3 60.0

Middle Atlantic ................................................... – 35 – 20 39 5 60.5 60.0

South ..................................................................... 1 13 1 ( ) 54 14 17 63.4 60.0

South Atlantic .................................................... – 14 – 54 14 17 62.9 60.0

East South Central ............................................ – 17 – 50 – – 63.1 60.0

West South Central ........................................... – 9 – 57 16 17 64.8 60.0

Midwest ................................................................. – 12 – 48 19 21 64.8 60.0

East North Central ............................................. – 12 – 46 21 20 64.7 60.0

West ...................................................................... 1 15 5 45 19 15 62.2 60.0

Mountain ............................................................ – 9 – 59 16 – 63.4 60.0

Pacific ................................................................ 2 19 8 35 21 15 61.3 60.0

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,

 National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. 0.2 1.0 0.1 1.5 1.3 0.8 0.3 0.0

Worker characteristics

Management, professional, and related ................ 0.2 1.3 0.2 2.3 1.9 1.4 0.5 0.0

Management, business, and financial ............... 0.4 2.0 0.1 3.0 3.1 2.0 0.7 3.3

Professional and related .................................... 0.1 1.6 0.3 3.0 2.3 1.7 0.5 0.0

Service ................................................................... – 3.6 – 4.5 3.1 2.2 0.6 0.0

Sales and office ..................................................... 0.3 1.2 0.3 1.6 1.5 1.1 0.3 0.0

Sales and related ............................................... – 1.6 – 2.3 2.3 1.9 0.6 0.0

Office and administrative support ...................... 0.3 1.5 0.2 2.2 1.9 1.4 0.4 0.0

Natural resources, construction, and maintenance 0.3 2.4 0.8 3.4 3.2 2.2 0.7 0.0

Installation, maintenance, and repair ................. – 3.1 – 4.4 3.8 3.0 0.9 0.0

Production, transportation, and material moving ... 0.7 1.9 0.1 2.5 2.1 1.6 0.5 0.0

Production ......................................................... 1.3 2.6 0.1 3.3 3.1 2.5 0.6 0.0

Transportation and material moving .................. – 2.7 – 3.7 2.3 1.7 0.8 0.0

Full time ................................................................. 0.2 1.1 0.1 1.6 1.3 1.0 0.3 0.0

Part time ................................................................ – 2.3 – 3.6 2.3 1.3 0.5 0.0

Nonunion ............................................................... 0.2 1.1 0.2 1.6 1.2 0.9 0.3 0.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 0.7 2.4 1.0 3.3 2.0 1.2 0.4 0.0

Lowest 10 percent ......................................... – 3.5 – 5.0 3.6 1.3 0.6 0.0

Second 25 percent ............................................ – 1.6 – 2.3 2.1 1.6 0.5 0.0

Third 25 percent ................................................ 0.2 1.3 0.2 1.9 1.5 1.4 0.4 0.0

Highest 25 percent ............................................ 0.2 1.3 0.1 2.3 2.0 1.2 0.4 0.0

Highest 10 percent ........................................ 0.2 1.7 0.1 3.0 2.3 2.1 0.7 0.0

Establishment characteristics

Goods-producing industries ................................... – 1.8 – 2.3 2.3 2.0 0.5 0.0

Construction ...................................................... – 3.5 – 4.3 4.8 1.4 0.8 0.0

Manufacturing .................................................... 0.8 2.0 0.1 2.7 2.6 2.5 0.6 0.0

Service-providing industries .................................. 0.2 1.2 0.2 1.8 1.5 0.9 0.3 0.0

Trade, transportation, and utilities ..................... 0.5 1.5 0.4 1.9 1.5 1.4 0.6 0.0

Wholesale trade ............................................. – 2.5 – 3.9 2.2 2.3 1.0 0.0

Transportation and warehousing ................... – 4.8 – 4.3 3.9 3.7 1.9 0.0

Information ......................................................... – 3.6 – 5.7 – 4.1 1.1 0.0

See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers,

 National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

Financial activities ............................................. – 4.9 – 3.0 2.9 2.5 1.1 0.0

Finance and insurance .................................. – 3.0 – 2.0 2.6 2.6 1.0 3.5

Credit intermediation and related activities – 4.7 – 3.1 4.5 2.5 1.1 0.0

Insurance carriers and related activities .... – 1.8 – 3.8 3.8 3.9 0.7 3.5

Real estate and rental and leasing ................ – – – 11.3 – – 2.1 2.7

Professional and business services .................. – 2.3 – 3.9 4.1 1.5 0.7 0.0

Professional and technical services .............. – 2.5 – 5.6 4.9 2.3 1.0 1.2

Administrative and waste services ................ – – – 5.7 6.5 – 0.9 0.0

Education and health services ........................... 0.2 2.5 0.2 3.6 3.7 2.7 0.5 0.0

Educational services ...................................... – 3.7 – 3.8 3.8 3.2 0.8 0.0

Junior colleges, colleges, and universities – 2.5 – 2.2 1.3 2.0 0.9 0.0

Health care and social assistance ................. 0.2 3.1 0.1 3.9 4.2 3.2 0.7 0.0

Leisure and hospitality ....................................... – 6.8 – 7.6 7.2 1.8 1.1 1.3

Accommodation and food services ................ – 6.7 – 8.5 – 2.1 1.1 0.3

Other services ................................................... – 2.7 2.6 6.1 5.1 1.6 0.6 6.7

1 to 99 workers ...................................................... 0.1 1.8 0.3 2.1 2.0 1.4 0.4 0.0

1 to 49 workers .................................................. 0.1 2.5 0.4 2.3 3.1 1.6 0.6 0.0

50 to 99 workers ................................................ – 2.4 – 3.4 2.9 2.6 0.6 0.0

100 workers or more .............................................. 0.3 1.3 0.1 1.8 1.6 1.1 0.3 0.0

100 to 499 workers ............................................ – 1.4 – 2.5 2.3 1.4 0.4 0.0

500 workers or more .......................................... 0.5 1.7 0.2 2.5 2.0 1.7 0.6 0.0

Geographic areas

Northeast ............................................................... – 2.2 – 2.9 2.5 0.9 0.4 0.0

New England ..................................................... – 1.6 – 6.6 4.8 3.1 1.6 0.0

Middle Atlantic ................................................... – 2.5 – 3.0 2.7 0.8 0.4 0.0

South ..................................................................... 0.4 1.4 2 ( ) 2.7 1.9 1.8 0.5 0.0

South Atlantic .................................................... – 1.9 – 4.0 2.7 2.1 0.5 0.0

East South Central ............................................ – 3.9 – 4.7 – – 1.7 0.0

West South Central ........................................... – 1.7 – 4.0 2.6 3.7 1.3 0.0

Midwest ................................................................. – 1.9 – 2.5 2.0 2.1 0.5 0.0

East North Central ............................................. – 2.5 – 2.9 2.6 2.5 0.6 0.0

West ...................................................................... 0.6 2.2 1.0 2.9 2.0 2.6 0.6 0.0

Mountain ............................................................ – 2.8 – 5.1 3.1 – 1.1 0.0

Pacific ................................................................ 0.9 3.3 1.7 3.9 2.6 2.9 0.6 0.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 2 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 73 $170 $315 $595 $1,300 $2,500 27

Worker characteristics

Management, professional, and related ................ 69 170 500 900 1,730 2,500 31

Management, business, and financial ............... 66 170 559 – 1,500 2,500 34

Professional and related .................................... 70 170 500 1,000 1,800 2,500 30

Service ................................................................... 83 170 170 520 604 1,500 17

Sales and office ..................................................... 75 170 270 600 1,500 2,500 25

Sales and related ............................................... 78 170 – 595 1,666 4,615 22

Office and administrative support ...................... 74 170 270 600 1,385 2,500 26

Natural resources, construction, and maintenance 77 170 350 572 1,000 2,000 23

Installation, maintenance, and repair ................. 76 200 476 600 1,200 2,000 24

Production, transportation, and material moving ... 71 170 300 524 1,000 1,500 29

Production ......................................................... 66 170 250 559 1,000 2,000 34

Transportation and material moving .................. 77 170 385 500 – 1,500 23

Full time ................................................................. 72 170 350 600 1,500 2,500 28

Part time ................................................................ 84 170 170 500 595 921 16

Nonunion ............................................................... 73 170 315 600 1,480 2,500 27

Average wage within the following categories:2

Lowest 25 percent ............................................. 84 170 170 524 604 1,400 16

Lowest 10 percent ......................................... 90 170 170 315 595 – 10

Second 25 percent ............................................ 73 170 300 595 1,000 2,308 27

Third 25 percent ................................................ 71 170 300 595 1,269 2,350 29

Highest 25 percent ............................................ 70 170 500 750 1,750 2,500 30

Highest 10 percent ........................................ 67 170 500 1,000 2,000 3,000 33

Establishment characteristics

Goods-producing industries ................................... 69 170 350 595 1,000 2,000 31

Construction ...................................................... 92 170 170 546 – – 8

Manufacturing .................................................... 64 200 400 600 1,000 2,309 36

Service-providing industries .................................. 74 170 300 595 1,500 2,500 26

Trade, transportation, and utilities ..................... 74 170 200 561 1,000 2,500 26

Wholesale trade ............................................. 73 170 425 572 1,000 2,500 27

Transportation and warehousing ................... 72 170 – 500 – 1,385 28

Information ......................................................... 72 170 – 1,846 2,500 3,464 28

See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Financial activities ............................................. 58 $170 – – $2,000 $4,153 42

Finance and insurance .................................. 50 170 $595 $1,385 3,000 5,770 50

Credit intermediation and related activities 48 – – 1,500 3,000 8,077 52

Insurance carriers and related activities .... 54 – 595 1,000 2,500 – 46

Professional and business services .................. 80 170 500 – 1,500 2,500 20

Professional and technical services .............. 79 170 572 1,000 1,500 2,309 21

Administrative and waste services ................ 84 170 – 590 – 2,300 16

Education and health services ........................... 69 170 – 595 1,300 2,500 31

Educational services ...................................... 68 170 170 595 – 1,750 32

Junior colleges, colleges, and universities 49 170 170 – 1,500 2,000 51

Health care and social assistance ................. 69 170 – 595 1,300 2,500 31

Other services ................................................... 84 170 – 590 – – 16

1 to 99 workers ...................................................... 80 170 – 576 1,000 1,730 20

1 to 49 workers .................................................. 80 170 170 572 987 1,500 20

50 to 99 workers ................................................ 79 170 300 584 1,000 2,308 21

100 workers or more .............................................. 68 170 400 600 1,500 2,500 32

100 to 499 workers ............................................ 71 170 350 604 1,500 2,500 29

500 workers or more .......................................... 65 170 490 600 – 2,500 35

Geographic areas

Northeast ............................................................... 88 170 170 559 604 1,500 12

New England ..................................................... 67 300 – 700 1,500 2,500 33

Middle Atlantic ................................................... 92 170 170 559 595 – 8

South ..................................................................... 65 300 500 1,000 1,750 2,500 35

South Atlantic .................................................... 66 300 500 1,000 1,800 2,500 34

East South Central ............................................ 65 315 500 1,000 1,500 2,500 35

West South Central ........................................... 64 275 500 1,000 1,750 2,771 36

Midwest ................................................................. 57 260 500 – 1,500 2,500 43

East North Central ............................................. 58 270 475 750 1,400 2,500 42

West ...................................................................... 74 200 500 1,000 2,000 2,500 26

Mountain ............................................................ 72 – – – 2,000 2,500 28

Pacific ................................................................ 76 170 500 – 2,076 2,500 24

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry

workers, National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 1.1 $0.00 $19.96 $0.95 $144.40 $143.59 1.1

Worker characteristics

Management, professional, and related ................ 1.6 0.00 28.10 224.34 342.94 0.00 1.6

Management, business, and financial ............... 2.5 0.00 63.87 – 160.07 0.00 2.5

Professional and related .................................... 2.1 0.00 14.18 262.75 359.26 104.15 2.1

Service ................................................................... 2.6 0.00 45.90 45.83 12.67 136.12 2.6

Sales and office ..................................................... 1.6 0.00 38.97 3.54 80.80 283.83 1.6

Sales and related ............................................... 2.2 0.00 – 6.16 246.85 61.81 2.2

Office and administrative support ...................... 1.9 0.00 35.14 5.08 182.91 0.00 1.9

Natural resources, construction, and maintenance 3.3 0.00 88.10 27.51 99.84 415.72 3.3

Installation, maintenance, and repair ................. 3.7 45.80 78.11 9.13 351.35 223.67 3.7

Production, transportation, and material moving ... 2.3 0.00 36.60 51.02 173.86 29.92 2.3

Production ......................................................... 2.9 0.00 32.16 57.85 26.76 560.91 2.9

Transportation and material moving .................. 2.9 0.00 107.83 47.22 – 0.00 2.9

Full time ................................................................. 1.2 0.00 67.28 4.03 40.87 19.78 1.2

Part time ................................................................ 1.9 0.00 4.01 86.43 6.92 246.65 1.9

Nonunion ............................................................... 1.2 0.00 21.54 3.40 169.67 68.40 1.2

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.7 0.00 6.98 42.45 3.88 211.42 1.7

Lowest 10 percent ......................................... 1.7 0.00 0.00 84.26 1.28 – 1.7

Second 25 percent ............................................ 2.1 0.00 25.89 9.37 229.03 102.66 2.1

Third 25 percent ................................................ 1.7 0.00 35.49 6.22 172.04 189.92 1.7

Highest 25 percent ............................................ 1.6 0.00 0.00 152.21 361.76 0.00 1.6

Highest 10 percent ........................................ 2.3 0.00 39.45 63.59 298.82 622.10 2.3

Establishment characteristics

Goods-producing industries ................................... 2.2 0.00 69.41 7.47 0.00 308.37 2.2

Construction ...................................................... 2.8 0.00 44.19 63.87 – – 2.8

Manufacturing .................................................... 2.7 14.17 80.30 3.51 0.00 417.22 2.7

Service-providing industries .................................. 1.3 0.00 20.86 0.95 132.12 62.67 1.3

Trade, transportation, and utilities ..................... 2.0 0.00 52.64 17.82 30.39 145.31 2.0

Wholesale trade ............................................. 3.5 0.00 99.35 25.01 256.25 269.77 3.5

Transportation and warehousing ................... 4.8 0.00 – 2.68 – 212.13 4.8

Information ......................................................... 5.1 0.00 – 414.96 113.53 621.89 5.1

See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Financial activities ............................................. 3.3 $0.00 – – $357.94 $1,222.67 3.3

Finance and insurance .................................. 2.7 42.92 $10.19 $287.57 399.23 178.44 2.7

Credit intermediation and related activities 3.9 – – 221.87 30.91 681.08 3.9

Insurance carriers and related activities .... 4.3 – 22.69 88.93 670.50 – 4.3

Professional and business services .................. 2.7 0.00 55.02 – 81.93 178.51 2.7

Professional and technical services .............. 3.7 38.59 31.02 28.95 94.60 352.53 3.7

Administrative and waste services ................ 4.6 0.00 – 15.64 – 392.48 4.6

Education and health services ........................... 2.9 0.00 – 10.93 258.72 206.52 2.9

Educational services ...................................... 4.3 0.00 0.00 67.39 – 398.97 4.3

Junior colleges, colleges, and universities 3.0 0.00 0.00 – 39.90 30.91 3.0

Health care and social assistance ................. 3.5 0.00 – 18.31 375.30 265.25 3.5

Other services ................................................... 4.2 0.00 – 28.17 – – 4.2

1 to 99 workers ...................................................... 1.7 0.00 – 20.20 0.00 347.77 1.7

1 to 49 workers .................................................. 2.2 0.00 49.52 19.94 259.38 18.92 2.2

50 to 99 workers ................................................ 3.1 0.00 42.93 27.54 227.55 376.91 3.1

100 workers or more .............................................. 1.5 0.00 89.26 25.63 162.85 0.00 1.5

100 to 499 workers ............................................ 2.0 0.00 83.89 64.98 175.45 26.76 2.0

500 workers or more .......................................... 2.3 0.00 62.75 35.35 – 48.10 2.3

Geographic areas

Northeast ............................................................... 1.1 0.00 0.00 5.17 1.07 229.22 1.1

New England ..................................................... 4.4 17.75 – 119.15 373.05 209.52 4.4

Middle Atlantic ................................................... 1.1 0.00 0.00 15.95 9.35 – 1.1

South ..................................................................... 2.4 14.06 0.00 0.00 121.33 184.92 2.4

South Atlantic .................................................... 3.2 19.88 8.03 0.00 245.78 250.37 3.2

East South Central ............................................ 8.8 14.19 97.19 43.02 43.68 52.08 8.8

West South Central ........................................... 2.6 55.10 51.49 287.96 322.87 387.70 2.6

Midwest ................................................................. 2.8 34.48 52.99 – 137.97 0.00 2.8

East North Central ............................................. 3.7 21.49 85.50 100.57 141.74 0.00 3.7

West ...................................................................... 3.1 35.39 3.08 60.05 231.88 20.07 3.1

Mountain ............................................................ 5.1 – – – 449.70 0.00 5.1

Pacific ................................................................ 3.9 23.23 82.00 – 373.15 196.23 3.9

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Long-term disability plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 7 93

Worker characteristics

Management, professional, and related ................ 7 93

Management, business, and financial ............... 6 94

Professional and related .................................... 7 93

Service ................................................................... 6 94

Sales and office ..................................................... 7 93

Sales and related ............................................... 9 91

Office and administrative support ...................... 7 93

Natural resources, construction, and maintenance 9 91

Installation, maintenance, and repair ................. 9 91

Production, transportation, and material moving ... 6 94

Production ......................................................... 6 94

Transportation and material moving .................. 6 94

Full time ................................................................. 7 93

Part time ................................................................ 5 95

Union ..................................................................... 10 90

Nonunion ............................................................... 7 93

Average wage within the following categories:1

Lowest 25 percent ............................................. 10 90

Second 25 percent ............................................ 6 94

Third 25 percent ................................................ 7 93

Highest 25 percent ............................................ 7 93

Highest 10 percent ........................................ 7 93

Establishment characteristics

Goods-producing industries ................................... 6 94

Construction ...................................................... 7 93

Manufacturing .................................................... 6 94

Service-providing industries .................................. 7 93

Trade, transportation, and utilities ..................... 9 91

Wholesale trade ............................................. 8 92

Retail trade .................................................... 7 93

Transportation and warehousing ................... 10 90

Utilities ........................................................... 18 82

See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution

requirement, private industry workers, National Compensation

Survey, March 2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

Information ......................................................... 3 97

Financial activities ............................................. 5 95

Finance and insurance .................................. 4 96

Credit intermediation and related activities 3 97

Insurance carriers and related activities .... 5 95

Professional and business services .................. 10 90

Professional and technical services .............. 8 92

Education and health services ........................... 6 94

Educational services ...................................... 8 92

Junior colleges, colleges, and universities 11 89

Health care and social assistance ................. 5 95

Other services ................................................... 5 95

1 to 99 workers ...................................................... 5 95

1 to 49 workers .................................................. 4 96

50 to 99 workers ................................................ 5 95

100 workers or more .............................................. 8 92

100 to 499 workers ............................................ 7 93

500 workers or more .......................................... 9 91

Geographic areas

Northeast ............................................................... 7 93

New England ..................................................... 4 96

Middle Atlantic ................................................... 8 92

South ..................................................................... 7 93

South Atlantic .................................................... 7 93

East South Central ............................................ 7 93

West South Central ........................................... 6 94

Midwest ................................................................. 6 94

East North Central ............................................. 6 94

West North Central ............................................ 7 93

West ...................................................................... 8 92

Pacific ................................................................ 7 93

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,

key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 0.6 0.6

Worker characteristics

Management, professional, and related ................ 0.8 0.8

Management, business, and financial ............... 0.8 0.8

Professional and related .................................... 1.0 1.0

Service ................................................................... 1.6 1.6

Sales and office ..................................................... 0.9 0.9

Sales and related ............................................... 1.6 1.6

Office and administrative support ...................... 1.0 1.0

Natural resources, construction, and maintenance 1.6 1.6

Installation, maintenance, and repair ................. 1.8 1.8

Production, transportation, and material moving ... 0.9 0.9

Production ......................................................... 1.0 1.0

Transportation and material moving .................. 1.2 1.2

Full time ................................................................. 0.6 0.6

Part time ................................................................ 1.3 1.3

Union ..................................................................... 1.5 1.5

Nonunion ............................................................... 0.6 0.6

Average wage within the following categories:1

Lowest 25 percent ............................................. 2.4 2.4

Second 25 percent ............................................ 0.8 0.8

Third 25 percent ................................................ 0.7 0.7

Highest 25 percent ............................................ 0.8 0.8

Highest 10 percent ........................................ 1.1 1.1

Establishment characteristics

Goods-producing industries ................................... 0.9 0.9

Construction ...................................................... 2.5 2.5

Manufacturing .................................................... 1.1 1.1

Service-providing industries .................................. 0.7 0.7

Trade, transportation, and utilities ..................... 1.3 1.3

Wholesale trade ............................................. 2.3 2.3

Retail trade .................................................... 1.3 1.3

Transportation and warehousing ................... 2.3 2.3

Utilities ........................................................... 3.4 3.4

See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

Information ......................................................... 1.3 1.3

Financial activities ............................................. 0.8 0.8

Finance and insurance .................................. 0.6 0.6

Credit intermediation and related activities 0.9 0.9

Insurance carriers and related activities .... 1.2 1.2

Professional and business services .................. 1.9 1.9

Professional and technical services .............. 2.1 2.1

Education and health services ........................... 1.2 1.2

Educational services ...................................... 1.4 1.4

Junior colleges, colleges, and universities 1.8 1.8

Health care and social assistance ................. 1.5 1.5

Other services ................................................... 2.4 2.4

1 to 99 workers ...................................................... 0.6 0.6

1 to 49 workers .................................................. 0.8 0.8

50 to 99 workers ................................................ 1.0 1.0

100 workers or more .............................................. 0.9 0.9

100 to 499 workers ............................................ 1.0 1.0

500 workers or more .......................................... 1.3 1.3

Geographic areas

Northeast ............................................................... 1.9 1.9

New England ..................................................... 1.2 1.2

Middle Atlantic ................................................... 2.5 2.5

South ..................................................................... 0.9 0.9

South Atlantic .................................................... 1.3 1.3

East South Central ............................................ 2.5 2.5

West South Central ........................................... 1.1 1.1

Midwest ................................................................. 0.8 0.8

East North Central ............................................. 1.1 1.1

West North Central ............................................ 1.5 1.5

West ...................................................................... 1.6 1.6

Pacific ................................................................ 1.9 1.9

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Long-term disability plans: Method of benefit payment, private

industry workers, National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 95 4 1 1

Worker characteristics

Management, professional, and related ................ 96 4 1 ( ) 1 ( )

Management, business, and financial ............... 95 4 – –

Professional and related .................................... 96 3 – –

Service ................................................................... 95 3 – –

Protective service .............................................. 95 – – –

Sales and office ..................................................... 95 4 1 ( ) 1 ( )

Sales and related ............................................... 90 10 – –

Office and administrative support ...................... 97 2 1 () 1

Natural resources, construction, and maintenance 89 6 4 1

Installation, maintenance, and repair ................. 93 5 – –

Production, transportation, and material moving ... 91 3 4 2

Production ......................................................... 88 4 5 2

Transportation and material moving .................. 94 2 2 2

Full time ................................................................. 95 4 1 1

Part time ................................................................ 88 10 – –

Union ..................................................................... 80 6 10 4

Nonunion ............................................................... 96 4 1 ( ) 1 ( )

Average wage within the following categories:2

Lowest 25 percent ............................................. 91 7 – –

Second 25 percent ............................................ 97 2 1 1 ( )

Third 25 percent ................................................ 94 4 2 1

Highest 25 percent ............................................ 94 4 1 1 ( )

Highest 10 percent ........................................ 94 5 1 ( ) 1 ( )

Establishment characteristics

Goods-producing industries ................................... 89 6 4 1

Construction ...................................................... 88 – 7 –

Manufacturing .................................................... 90 5 4 2

Service-providing industries .................................. 96 3 1 ( ) 1 ( )

Trade, transportation, and utilities ..................... 90 8 1 1

Wholesale trade ............................................. 92 5 – –

Retail trade .................................................... 82 16 – –

Transportation and warehousing ................... 97 1 – –

Utilities ........................................................... 82 13 – –

See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private

industry workers, National Compensation Survey, March 2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

Information ......................................................... 94 6 – –

Financial activities ............................................. 98 1 – –

Finance and insurance .................................. 99 1 – –

Credit intermediation and related activities 99 1 – –

Insurance carriers and related activities .... 98 2 – –

Real estate and rental and leasing ................ 92 – – –

Professional and business services .................. 97 3 – –

Professional and technical services .............. 98 – – –

Administrative and waste services ................ 99 – – –

Education and health services ........................... 98 2 – –

Educational services ...................................... 97 – – –

Junior colleges, colleges, and universities 97 – – –

Health care and social assistance ................. 98 1 – –

Leisure and hospitality ....................................... 96 – – –

Accommodation and food services ................ 93 – – –

Other services ................................................... 100 – – –

1 to 99 workers ...................................................... 95 4 – –

1 to 49 workers .................................................. 94 5 – –

50 to 99 workers ................................................ 97 3 – –

100 workers or more .............................................. 94 4 1 1

100 to 499 workers ............................................ 94 4 1 1

500 workers or more .......................................... 94 3 2 1

Geographic areas

Northeast ............................................................... 96 3 1 1

New England ..................................................... 96 3 – –

Middle Atlantic ................................................... 95 2 1 1

South ..................................................................... 95 4 1 ( ) 1 ( )

South Atlantic .................................................... 96 4 – –

East South Central ............................................ 92 – – –

West South Central ........................................... 96 3 – –

Midwest ................................................................. 92 4 3 1

East North Central ............................................. 92 4 3 2

West North Central ............................................ 93 4 – –

West ...................................................................... 95 5 – –

Mountain ............................................................ 93 7 – –

Pacific ................................................................ 96 3 – –

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category

or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, private industry workers, National Compensation Survey, March

2015

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 0.5 0.4 0.2 0.1

Worker characteristics

Management, professional, and related ................ 0.6 0.6 0.1 1 ( )

Management, business, and financial ............... 1.0 1.0 – –

Professional and related .................................... 0.6 0.6 – –

Service ................................................................... 1.6 1.0 – –

Protective service .............................................. 3.6 – – –

Sales and office ..................................................... 0.5 0.5 0.1 0.2

Sales and related ............................................... 1.5 1.5 – –

Office and administrative support ...................... 0.5 0.4 0.1 0.2

Natural resources, construction, and maintenance 1.7 1.5 0.5 0.6

Installation, maintenance, and repair ................. 1.6 1.4 – –

Production, transportation, and material moving ... 1.4 1.0 1.0 0.5

Production ......................................................... 2.4 1.7 1.6 0.5

Transportation and material moving .................. 1.2 0.7 0.9 0.7

Full time ................................................................. 0.5 0.4 0.2 0.1

Part time ................................................................ 2.2 2.0 – –

Union ..................................................................... 2.3 1.0 1.9 1.1

Nonunion ............................................................... 0.5 0.5 1 ( ) 1 ( )

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.8 1.7 – –

Second 25 percent ............................................ 0.5 0.5 0.2 0.1

Third 25 percent ................................................ 0.8 0.7 0.4 0.2

Highest 25 percent ............................................ 0.7 0.7 0.2 0.1

Highest 10 percent ........................................ 1.0 1.0 0.1 0.1

Establishment characteristics

Goods-producing industries ................................... 1.6 1.4 0.8 0.3

Construction ...................................................... 2.9 – 1.3 –

Manufacturing .................................................... 1.8 1.4 1.0 0.4

Service-providing industries .................................. 0.4 0.4 0.2 0.1

Trade, transportation, and utilities ..................... 1.1 1.0 0.4 0.4

Wholesale trade ............................................. 2.1 1.7 – –

Retail trade .................................................... 2.3 2.1 – –

Transportation and warehousing ................... 1.3 0.7 – –

Utilities ........................................................... 3.8 3.6 – –

See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

Information ......................................................... 1.8 1.8 – –

Financial activities ............................................. 0.9 0.3 – –

Finance and insurance .................................. 0.4 0.3 – –

Credit intermediation and related activities 0.6 0.3 – –

Insurance carriers and related activities .... 0.7 0.7 – –

Real estate and rental and leasing ................ 6.7 – – –

Professional and business services .................. 0.9 0.9 – –

Professional and technical services .............. 1.1 – – –

Administrative and waste services ................ 1.0 – – –

Education and health services ........................... 0.6 0.6 – –

Educational services ...................................... 0.5 – – –

Junior colleges, colleges, and universities 0.5 – – –

Health care and social assistance ................. 0.7 0.7 – –

Leisure and hospitality ....................................... 4.1 – – –

Accommodation and food services ................ 6.8 – – –

Other services ................................................... 0.0 – – –

1 to 99 workers ...................................................... 0.7 0.7 – –

1 to 49 workers .................................................. 0.9 0.9 – –

50 to 99 workers ................................................ 1.2 1.2 – –

100 workers or more .............................................. 0.6 0.5 0.3 0.2

100 to 499 workers ............................................ 0.8 0.8 0.2 0.3

500 workers or more .......................................... 0.8 0.7 0.4 0.2

Geographic areas

Northeast ............................................................... 0.7 0.3 0.5 0.2

New England ..................................................... 0.9 0.6 – –

Middle Atlantic ................................................... 0.8 0.5 0.7 0.3

South ..................................................................... 0.8 0.8 0.1 1 ( )

South Atlantic .................................................... 0.9 1.0 – –

East South Central ............................................ 3.6 – – –

West South Central ........................................... 1.2 1.2 – –

Midwest ................................................................. 1.1 0.9 0.6 0.4

East North Central ............................................. 1.2 1.1 0.5 0.5

West North Central ............................................ 2.4 1.8 – –

West ...................................................................... 1.1 1.1 – –

Mountain ............................................................ 2.1 2.1 – –

Pacific ................................................................ 1.2 1.2 – –

1 Less than 0.05. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National

Compensation Survey, March 2015

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 25 64 5 5 1 57.8 60.0

Worker characteristics

Management, professional, and related ................ 26 62 6 6 1 ( ) 57.7 60.0

Management, business, and financial ............... 27 60 6 6 1 ( ) 57.4 60.0

Professional and related .................................... 25 63 5 6 1 57.9 60.0

Service ................................................................... 24 69 5 – – 57.9 60.0

Protective service .............................................. – 74 – – – 59.3 60.0

Sales and office ..................................................... 27 63 5 5 1 57.7 60.0

Sales and related ............................................... 22 67 4 5 2 58.1 60.0

Office and administrative support ...................... 28 62 5 5 1 57.6 60.0

Natural resources, construction, and maintenance 21 71 4 3 1 57.9 60.0

Installation, maintenance, and repair ................. 20 74 3 3 1 58.1 60.0

Production, transportation, and material moving ... 22 70 – 4 – 58.1 60.0

Production ......................................................... 22 67 – 5 – 58.0 60.0

Transportation and material moving .................. 21 72 3 4 – 58.2 60.0

Full time ................................................................. 25 64 5 5 1 57.8 60.0

Part time ................................................................ 24 64 – 7 – 58.2 60.0

Union ..................................................................... 30 61 6 2 1 57.5 60.0

Nonunion ............................................................... 25 65 5 5 1 57.8 60.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 21 72 4 – – 58.0 60.0

Second 25 percent ............................................ 25 67 4 4 1 57.6 60.0

Third 25 percent ................................................ 24 66 5 5 1 58.1 60.0

Highest 25 percent ............................................ 27 61 6 6 1 57.7 60.0

Highest 10 percent ........................................ 27 59 7 6 1 57.9 60.0

Establishment characteristics

Goods-producing industries ................................... 21 66 7 6 1 58.4 60.0

Construction ...................................................... – 84 – – 2 58.8 60.0

Manufacturing .................................................... 22 63 8 – – 58.4 60.0

Service-providing industries .................................. 26 64 4 5 1 57.7 60.0

Trade, transportation, and utilities ..................... 19 71 4 5 1 ( ) 58.3 60.0

Wholesale trade ............................................. 19 72 – 5 – 57.9 60.0

Retail trade .................................................... 11 80 – 5 – 59.1 60.0

Transportation and warehousing ................... 22 73 – 2 – 58.2 60.0

Utilities ........................................................... 39 31 20 – – 58.4 60.0

See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National

Compensation Survey, March 2015—continued

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

Information ......................................................... 27 64 3 4 2 57.2 60.0

Financial activities ............................................. 35 53 7 5 1 57.2 60.0

Finance and insurance .................................. 38 49 7 5 1 56.9 60.0

Credit intermediation and related activities 41 45 8 5 1 56.5 60.0

Insurance carriers and related activities .... 29 56 9 – – 57.7 60.0

Real estate and rental and leasing ................ – 85 – – – 59.8 60.0

Professional and business services .................. 25 60 – 7 – 57.6 60.0

Professional and technical services .............. 27 59 7 – – 57.1 60.0

Administrative and waste services ................ 28 58 – – – 57.7 60.0

Education and health services ........................... 28 67 2 3 1 ( ) 57.3 60.0

Educational services ...................................... – 76 7 11 – 60.7 60.0

Junior colleges, colleges, and universities – 79 8 5 – 60.6 60.0

Health care and social assistance ................. 33 65 – 1 – 56.4 60.0

Leisure and hospitality ....................................... – 74 – – – 58.8 60.0

Accommodation and food services ................ – 68 – – – 58.6 60.0

Other services ................................................... – 72 – 14 – 61.4 60.0

1 to 99 workers ...................................................... 19 70 5 5 1 58.6 60.0

1 to 49 workers .................................................. 20 70 4 5 1 58.5 60.0

50 to 99 workers ................................................ 17 70 6 5 1 58.7 60.0

100 workers or more .............................................. 28 61 5 5 1 57.4 60.0

100 to 499 workers ............................................ 22 68 4 5 1 58.0 60.0

500 workers or more .......................................... 35 54 5 5 1 ( ) 56.8 60.0

Geographic areas

Northeast ............................................................... 25 66 3 6 1 57.9 60.0

New England ..................................................... 27 63 6 3 1 57.8 60.0

Middle Atlantic ................................................... 24 67 – 7 – 58.0 60.0

South ..................................................................... 26 65 4 4 1 57.3 60.0

South Atlantic .................................................... 28 64 4 4 1 57.3 60.0

East South Central ............................................ 22 70 – 4 – 57.4 60.0

West South Central ........................................... 26 66 4 – – 57.2 60.0

Midwest ................................................................. 20 69 5 5 1 58.5 60.0

East North Central ............................................. 22 69 5 4 1 ( ) 58.1 60.0

West North Central ............................................ 17 69 5 7 1 59.2 60.0

West ...................................................................... 29 55 9 6 1 57.7 60.0

Mountain ............................................................ 30 59 8 – – 57.3 60.0

Pacific ................................................................ 29 53 10 8 1 57.9 60.0

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry

workers, National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 1.1 1.2 0.4 0.5 0.1 0.2 0.0

Worker characteristics

Management, professional, and related ................ 1.6 1.8 0.7 0.7 0.1 0.2 0.0

Management, business, and financial ............... 2.3 2.5 0.7 0.8 0.1 0.4 0.0

Professional and related .................................... 1.8 1.9 0.8 0.9 0.2 0.2 0.0

Service ................................................................... 4.0 4.4 2.2 – – 0.5 0.0

Protective service .............................................. – 8.4 – – – 0.9 0.0

Sales and office ..................................................... 1.6 1.8 0.6 0.6 0.3 0.2 0.0

Sales and related ............................................... 2.2 3.2 1.2 1.3 0.8 0.3 0.0

Office and administrative support ...................... 1.8 1.9 0.6 0.6 0.2 0.2 0.0

Natural resources, construction, and maintenance 2.8 2.7 1.4 0.9 0.5 0.5 0.0

Installation, maintenance, and repair ................. 2.8 2.9 0.7 1.0 0.5 0.4 0.0

Production, transportation, and material moving ... 1.6 1.8 – 1.0 – 0.2 0.0

Production ......................................................... 2.0 2.2 – 1.6 – 0.3 0.0

Transportation and material moving .................. 2.5 3.1 1.1 1.2 – 0.3 0.0

Full time ................................................................. 1.1 1.2 0.4 0.5 0.1 0.2 0.0

Part time ................................................................ 3.6 4.7 – 2.2 – 0.4 0.0

Union ..................................................................... 2.6 2.8 2.0 0.5 0.4 0.3 0.0

Nonunion ............................................................... 1.1 1.3 0.5 0.5 0.1 0.2 0.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 3.0 3.2 1.3 – – 0.4 0.0

Second 25 percent ............................................ 1.9 2.1 0.7 0.6 0.3 0.3 0.0

Third 25 percent ................................................ 1.4 1.4 0.5 0.7 0.2 0.2 0.0

Highest 25 percent ............................................ 1.7 1.9 0.8 0.7 0.1 0.3 0.0

Highest 10 percent ........................................ 2.4 2.7 1.2 1.0 0.2 0.4 0.0

Establishment characteristics

Goods-producing industries ................................... 1.7 2.1 1.3 1.1 0.3 0.3 0.0

Construction ...................................................... – 5.0 – – 0.8 0.9 0.0

Manufacturing .................................................... 1.7 2.4 1.6 – – 0.2 0.0

Service-providing industries .................................. 1.3 1.4 0.5 0.5 0.1 0.2 0.0

Trade, transportation, and utilities ..................... 1.5 2.0 0.8 0.8 0.2 0.3 0.0

Wholesale trade ............................................. 2.9 3.7 – 1.5 – 0.5 0.0

Retail trade .................................................... 2.2 3.3 – 2.0 – 0.3 0.0

Transportation and warehousing ................... 3.4 3.6 – 1.1 – 0.4 0.0

Utilities ........................................................... 3.6 3.7 3.9 – – 0.8 0.0

See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

Information ......................................................... 3.7 3.6 1.3 1.8 0.7 0.5 0.0

Financial activities ............................................. 2.1 2.1 1.0 0.8 0.2 0.3 0.0

Finance and insurance .................................. 2.2 2.0 1.0 0.9 0.3 0.3 0.0

Credit intermediation and related activities 2.4 2.3 1.3 1.1 0.2 0.3 0.0

Insurance carriers and related activities .... 2.6 3.0 2.4 – – 0.4 0.0

Real estate and rental and leasing ................ – 5.1 – – – 0.4 0.0

Professional and business services .................. 3.5 3.9 – 1.6 – 0.5 0.0

Professional and technical services .............. 4.3 4.9 2.1 – – 0.7 0.0

Administrative and waste services ................ 7.5 8.6 – – – 1.0 0.0

Education and health services ........................... 2.5 2.6 0.4 0.7 0.2 0.3 0.0

Educational services ...................................... – 2.4 1.3 2.4 – 0.2 0.0

Junior colleges, colleges, and universities – 1.6 1.1 1.0 – 0.2 0.0

Health care and social assistance ................. 3.1 3.2 – 0.3 – 0.3 0.0

Leisure and hospitality ....................................... – 7.1 – – – 0.7 0.0

Accommodation and food services ................ – 10.6 – – – 1.1 0.0

Other services ................................................... – 5.9 – 4.1 – 0.8 0.0

1 to 99 workers ...................................................... 1.6 1.9 0.8 0.6 0.3 0.2 0.0

1 to 49 workers .................................................. 1.9 2.3 1.1 0.9 0.3 0.2 0.0

50 to 99 workers ................................................ 2.4 2.8 1.5 0.9 0.5 0.4 0.0

100 workers or more .............................................. 1.3 1.4 0.5 0.7 0.1 0.2 0.0

100 to 499 workers ............................................ 1.9 2.1 0.7 0.8 0.2 0.3 0.0

500 workers or more .......................................... 1.9 2.1 0.8 1.1 0.1 0.3 0.0

Geographic areas

Northeast ............................................................... 2.5 2.8 0.6 1.4 0.2 0.3 0.0

New England ..................................................... 4.0 3.8 1.9 1.3 0.3 0.6 0.0

Middle Atlantic ................................................... 3.1 3.6 – 1.9 – 0.4 0.0

South ..................................................................... 2.0 2.1 0.6 0.6 0.2 0.3 0.0

South Atlantic .................................................... 3.1 3.4 0.8 0.8 0.3 0.4 0.0

East South Central ............................................ 4.4 3.9 – 1.5 – 0.8 0.0

West South Central ........................................... 2.9 3.1 1.1 – – 0.5 0.0

Midwest ................................................................. 1.6 1.9 1.1 0.9 0.2 0.2 0.0

East North Central ............................................. 2.1 2.2 1.5 0.9 0.2 0.3 0.0

West North Central ............................................ 1.8 3.8 1.8 2.1 0.3 0.2 0.0

West ...................................................................... 2.8 2.9 1.1 1.2 0.3 0.4 0.0

Mountain ............................................................ 5.6 5.3 1.8 – – 0.6 0.0

Pacific ................................................................ 3.1 3.4 1.3 1.8 0.4 0.5 0.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 89 $3,000 $5,000 $8,000 – $15,000 11

Worker characteristics

Management, professional, and related ................ 90 4,000 5,000 10,000 $12,500 17,300 10

Management, business, and financial ............... 91 4,500 6,000 10,000 15,000 20,833 9

Professional and related .................................... 89 – 5,000 8,000 12,000 15,000 11

Service ................................................................... 93 4,000 5,000 7,500 10,000 12,500 7

Sales and office ..................................................... 90 3,000 5,000 8,500 12,500 20,000 10

Sales and related ............................................... 93 5,000 5,000 10,000 15,000 20,833 7

Office and administrative support ...................... 89 3,000 5,000 8,000 12,000 20,000 11

Natural resources, construction, and maintenance 89 3,000 5,000 6,000 10,000 15,000 11

Installation, maintenance, and repair ................. 91 3,000 4,800 6,000 10,000 12,500 9

Production, transportation, and material moving ... 80 3,000 5,000 7,000 10,000 15,000 20

Production ......................................................... 84 3,000 5,000 7,000 10,000 15,000 16

Transportation and material moving .................. 76 3,000 – 7,000 10,000 12,500 24

Full time ................................................................. 89 3,000 5,000 8,000 – 15,000 11

Part time ................................................................ 89 – 5,000 7,500 – 15,000 11

Union ..................................................................... 82 – – 5,000 10,000 12,500 18

Nonunion ............................................................... 89 – 5,000 8,500 12,000 15,000 11

Average wage within the following categories:2

Lowest 25 percent ............................................. 94 3,500 5,000 6,000 10,000 12,500 6

Second 25 percent ............................................ 89 3,000 5,000 7,500 10,000 15,000 11

Third 25 percent ................................................ 87 3,000 5,000 7,500 10,000 15,000 13

Highest 25 percent ............................................ 89 – 5,000 10,000 14,500 19,500 11

Highest 10 percent ........................................ 87 5,000 6,000 10,000 15,000 20,000 13

Establishment characteristics

Goods-producing industries ................................... 87 3,000 5,000 8,500 11,000 15,000 13

Construction ...................................................... 95 5,000 5,000 – 10,000 – 5

Manufacturing .................................................... 86 3,000 5,000 9,500 12,000 15,000 14

Service-providing industries .................................. 89 – 5,000 8,000 – – 11

Trade, transportation, and utilities ..................... 84 – 5,000 7,000 10,000 15,000 16

Wholesale trade ............................................. 90 5,000 5,000 7,500 10,000 15,000 10

Retail trade .................................................... 94 3,000 5,000 6,000 10,000 – 6

Transportation and warehousing ................... 74 – – 7,000 10,000 10,000 26

Utilities ........................................................... 60 5,000 7,000 12,000 15,000 15,000 40

See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National

Compensation Survey, March 2015—continued

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... 92 $4,000 $4,000 $9,340 $12,000 $17,500 8

Financial activities ............................................. 90 2,500 6,000 10,000 20,000 30,000 10

Finance and insurance .................................. 89 2,500 7,000 12,000 20,833 30,000 11

Credit intermediation and related activities 94 2,500 6,000 12,000 20,833 30,000 6

Insurance carriers and related activities .... 77 5,000 8,000 10,000 16,000 30,000 23

Professional and business services .................. 85 – 6,000 10,000 15,000 20,000 15

Professional and technical services .............. 90 5,000 6,000 10,000 15,000 – 10

Administrative and waste services ................ 78 2,500 5,000 – – 17,300 22

Education and health services ........................... 94 – 5,000 7,500 10,000 15,000 6

Educational services ...................................... 90 4,000 5,000 7,500 10,000 15,000 10

Junior colleges, colleges, and universities 87 5,000 5,000 8,000 10,000 17,000 13

Health care and social assistance ................. 96 3,000 5,000 7,500 10,000 15,000 4

1 to 99 workers ...................................................... 91 3,500 5,000 7,500 10,000 15,000 9

1 to 49 workers .................................................. 90 3,000 5,000 7,500 10,000 15,000 10

50 to 99 workers ................................................ 92 4,000 5,000 7,500 10,000 15,000 8

100 workers or more .............................................. 88 3,000 5,000 10,000 12,500 – 12

100 to 499 workers ............................................ 90 – 5,000 8,000 11,000 15,000 10

500 workers or more .......................................... 85 3,000 5,000 10,000 13,500 20,000 15

Geographic areas

Northeast ............................................................... 91 3,000 5,000 7,500 12,000 15,000 9

New England ..................................................... 93 3,000 5,000 7,500 11,000 15,000 7

Middle Atlantic ................................................... 90 3,000 5,000 7,500 12,000 15,000 10

South ..................................................................... 90 4,000 5,000 8,000 10,625 15,000 10

South Atlantic .................................................... 90 5,000 5,000 8,000 10,000 15,000 10

East South Central ............................................ 90 3,000 5,000 7,000 10,000 15,000 10

West South Central ........................................... 91 4,000 5,000 8,000 12,000 – 9

Midwest ................................................................. 84 3,000 5,000 7,500 10,000 15,000 16

East North Central ............................................. 84 3,000 5,000 6,000 10,000 15,000 16

West North Central ............................................ 86 – 5,000 10,000 12,500 – 14

West ...................................................................... 89 4,000 6,000 10,000 12,500 20,000 11

Mountain ............................................................ 92 – 5,000 10,000 12,000 – 8

Pacific ................................................................ 88 4,000 6,000 10,000 12,650 20,000 12

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry

workers, National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.8 $101.61 $0.00 $178.94 – $401.37 0.8

Worker characteristics

Management, professional, and related ................ 0.9 464.69 346.89 388.34 $768.91 2,035.95 0.9

Management, business, and financial ............... 1.1 914.10 0.00 0.00 931.75 1,163.55 1.1

Professional and related .................................... 1.1 – 0.00 376.78 1,543.13 292.48 1.1

Service ................................................................... 2.3 889.96 0.00 209.31 0.00 1,712.05 2.3

Sales and office ..................................................... 0.9 0.00 0.00 956.53 595.52 0.00 0.9

Sales and related ............................................... 1.4 466.61 0.00 189.21 1,223.40 1,086.26 1.4

Office and administrative support ...................... 0.9 549.47 0.00 551.57 369.44 72.05 0.9

Natural resources, construction, and maintenance 2.1 695.54 97.40 512.87 0.00 334.48 2.1

Installation, maintenance, and repair ................. 1.9 780.84 661.96 0.00 0.00 2,463.41 1.9

Production, transportation, and material moving ... 2.2 181.80 0.00 463.47 0.00 1,107.32 2.2

Production ......................................................... 2.7 99.68 0.00 605.76 0.00 0.00 2.7

Transportation and material moving .................. 3.6 871.01 – 1,105.29 0.00 1,377.87 3.6

Full time ................................................................. 0.8 93.26 0.00 313.92 – 423.08 0.8

Part time ................................................................ 3.4 – 163.86 598.33 – 858.12 3.4

Union ..................................................................... 2.7 – – 1,075.52 0.00 2,026.67 2.7

Nonunion ............................................................... 0.8 – 0.00 817.42 370.31 1,889.10 0.8

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.5 765.34 0.00 334.48 0.00 1,954.90 1.5

Second 25 percent ............................................ 1.3 133.12 0.00 211.54 0.00 0.00 1.3

Third 25 percent ................................................ 1.2 29.11 0.00 716.67 152.15 0.00 1.2

Highest 25 percent ............................................ 1.0 – 0.00 0.00 2,250.38 3,121.01 1.0

Highest 10 percent ........................................ 1.6 1,234.08 215.01 0.00 0.00 0.00 1.6

Establishment characteristics

Goods-producing industries ................................... 1.7 26.76 0.00 1,418.55 1,698.34 0.00 1.7

Construction ...................................................... 2.1 26.76 0.00 – 1,366.04 – 2.1

Manufacturing .................................................... 2.0 26.76 0.00 1,363.50 1,401.91 0.00 2.0

Service-providing industries .................................. 0.8 – 0.00 142.75 – – 0.8

Trade, transportation, and utilities ..................... 1.8 – 0.00 327.72 0.00 0.00 1.8

Wholesale trade ............................................. 2.1 482.39 518.17 1,059.82 0.00 0.00 2.1

Retail trade .................................................... 1.7 645.90 0.00 1,423.79 1,706.71 – 1.7

Transportation and warehousing ................... 4.3 – – 1,708.13 720.49 2,182.06 4.3

Utilities ........................................................... 7.2 1,017.88 2,067.82 887.47 0.00 0.00 7.2

See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Information ......................................................... 2.3 $0.00 $0.00 $2,396.98 $2,382.08 $3,684.11 2.3

Financial activities ............................................. 1.1 94.60 717.82 244.15 442.69 1,638.60 1.1

Finance and insurance .................................. 1.2 0.00 852.61 922.27 579.10 0.00 1.2

Credit intermediation and related activities 1.1 0.00 825.23 362.06 0.00 0.00 1.1

Insurance carriers and related activities .... 2.5 688.73 1,011.01 526.82 3,101.49 6,394.03 2.5

Professional and business services .................. 2.3 – 1,053.47 0.00 1,595.83 2,648.69 2.3

Professional and technical services .............. 2.7 401.37 616.75 0.00 1,099.39 – 2.7

Administrative and waste services ................ 5.8 733.61 1,135.25 – – 3,248.88 5.8

Education and health services ........................... 0.8 – 0.00 453.10 0.00 0.00 0.8

Educational services ...................................... 2.2 826.25 0.00 133.79 0.00 1,500.72 2.2

Junior colleges, colleges, and universities 2.6 691.97 216.86 613.11 831.20 3,443.60 2.6

Health care and social assistance ................. 0.8 620.16 0.00 890.27 0.00 0.00 0.8

1 to 99 workers ...................................................... 1.2 684.47 0.00 384.29 0.00 0.00 1.2

1 to 49 workers .................................................. 1.5 463.91 0.00 1,107.31 0.00 303.35 1.5

50 to 99 workers ................................................ 1.5 904.41 0.00 241.19 0.00 0.00 1.5

100 workers or more .............................................. 1.0 15.22 0.00 382.65 173.80 – 1.0

100 to 499 workers ............................................ 1.3 – 0.00 798.84 1,785.21 469.73 1.3

500 workers or more .......................................... 1.4 24.83 133.79 0.00 2,033.65 2,008.83 1.4

Geographic areas

Northeast ............................................................... 1.8 184.90 0.00 0.00 2,000.49 0.00 1.8

New England ..................................................... 1.9 69.42 0.00 381.61 1,695.10 772.13 1.9

Middle Atlantic ................................................... 2.5 551.65 0.00 200.69 2,194.08 577.96 2.5

South ..................................................................... 1.1 708.27 0.00 487.49 1,612.46 670.50 1.1

South Atlantic .................................................... 1.6 1,041.60 613.11 1,189.42 2,335.57 746.18 1.6

East South Central ............................................ 2.7 98.26 1,031.13 1,391.75 1,638.60 1,247.92 2.7

West South Central ........................................... 1.5 667.09 0.00 2,257.42 1,621.22 – 1.5

Midwest ................................................................. 1.8 27.12 0.00 463.47 1,350.01 133.79 1.8

East North Central ............................................. 1.9 390.06 0.00 535.16 0.00 0.00 1.9

West North Central ............................................ 3.8 – 160.83 1,499.83 2,807.22 – 3.8

West ...................................................................... 1.6 637.57 149.58 0.00 2,353.51 2,881.91 1.6

Mountain ............................................................ 1.9 – 668.95 0.00 1,985.37 – 1.9

Pacific ................................................................ 2.1 360.98 482.39 0.00 3,475.75 2,152.23 2.1

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave1

Paid Unpaid

All workers ............................................................. 77 61 76 38 59 60 32 12 87

Worker characteristics

Management, professional, and related ................ 89 81 88 57 79 81 47 22 92

Management, business, and financial ............... 97 88 96 62 84 86 51 28 93

Professional and related .................................... 84 78 83 54 76 78 45 19 92

Service ................................................................... 50 39 53 20 34 36 15 6 79

Protective service .............................................. 73 43 65 30 45 46 20 – 82

Sales and office ..................................................... 80 65 79 41 60 61 32 13 88

Sales and related ............................................... 69 53 70 33 49 51 26 8 87

Office and administrative support ...................... 86 73 85 46 68 68 35 16 89

Natural resources, construction, and maintenance 82 53 78 29 50 50 24 8 81

Construction, extraction, farming, fishing, and

forestry ............................................................. 69 36 63 17 36 35 15 6 78

Installation, maintenance, and repair ................. 92 67 91 39 62 63 31 9 84

Production, transportation, and material moving ... 85 56 83 33 63 63 32 6 87

Production ......................................................... 91 57 90 33 69 68 34 7 88

Transportation and material moving .................. 78 55 75 33 58 59 30 5 86

Full time ................................................................. 90 74 91 47 70 71 38 15 89

Part time ................................................................ 37 24 34 15 27 29 13 5 79

Union ..................................................................... 90 73 89 50 77 79 40 11 91

Nonunion ............................................................... 75 60 75 37 57 58 31 12 86

Average wage within the following categories:2

Lowest 25 percent ............................................. 48 31 48 16 30 32 14 5 80

Lowest 10 percent ......................................... 36 22 40 9 21 23 10 3 76

Second 25 percent ............................................ 84 66 84 39 62 63 28 10 87

Third 25 percent ................................................ 90 73 89 47 71 72 38 14 90

Highest 25 percent ............................................ 92 84 91 58 82 83 51 23 92

Highest 10 percent ........................................ 93 86 92 59 85 88 59 25 94

Establishment characteristics

Goods-producing industries ................................... 90 58 88 33 66 66 36 7 86

Construction ...................................................... 75 41 68 18 36 38 14 5 75

Manufacturing .................................................... 97 65 96 40 78 78 44 9 91

Service-providing industries .................................. 74 62 74 39 58 59 31 13 87

Trade, transportation, and utilities ..................... 79 61 78 36 59 60 30 7 89

Wholesale trade ............................................. 94 77 92 41 70 72 31 9 87

Retail trade .................................................... 70 50 70 30 50 50 24 7 89

Transportation and warehousing ................... 87 74 88 46 71 75 44 5 92

Utilities ........................................................... 99 89 98 62 89 88 68 16 98

See footnotes at end of table.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave1

Paid Unpaid

Information ......................................................... 97 92 96 79 91 92 53 30 97

Financial activities ............................................. 93 86 94 61 84 87 55 31 93

Finance and insurance .................................. 97 90 97 67 90 93 66 36 95

Credit intermediation and related activities 98 92 97 62 93 95 71 31 97

Insurance carriers and related activities .... 96 87 97 73 87 90 58 38 93

Real estate and rental and leasing ................ 81 72 83 40 62 66 18 13 85

Professional and business services .................. 81 65 77 40 58 58 33 18 82

Professional and technical services .............. 90 78 90 50 73 74 46 24 88

Administrative and waste services ................ 66 44 58 22 32 32 12 8 71

Education and health services ........................... 81 72 78 52 73 73 35 16 92

Educational services ...................................... 63 73 53 45 73 73 40 16 90

Junior colleges, colleges, and universities 80 80 73 50 89 90 58 17 95

Health care and social assistance ................. 85 72 83 54 73 73 34 15 93

Leisure and hospitality ....................................... 34 28 43 11 20 24 10 5 78

Accommodation and food services ................ 31 25 42 10 19 23 8 4 78

Other services ................................................... 64 57 68 29 39 39 18 6 75

1 to 99 workers ...................................................... 68 52 68 28 45 47 20 8 81

1 to 49 workers .................................................. 66 49 65 25 41 43 18 8 78

50 to 99 workers ................................................ 74 58 76 35 58 60 25 10 89

100 workers or more .............................................. 86 72 86 51 76 76 45 17 94

100 to 499 workers ............................................ 83 67 83 45 70 70 39 14 93

500 workers or more .......................................... 91 80 90 59 85 86 56 22 94

Geographic areas

Northeast ............................................................... 77 66 76 51 64 72 37 14 87

New England ..................................................... 76 62 74 42 63 72 38 13 92

Middle Atlantic ................................................... 78 67 77 55 64 72 36 15 85

South ..................................................................... 78 61 78 37 62 63 35 13 86

South Atlantic .................................................... 78 62 78 40 64 63 35 14 88

East South Central ............................................ 77 58 79 31 56 60 29 6 83

West South Central ........................................... 79 60 79 34 61 63 37 13 84

Midwest ................................................................. 76 58 77 37 61 60 28 10 87

East North Central ............................................. 76 57 77 38 62 61 28 10 88

West North Central ............................................ 78 61 77 34 58 56 28 10 86

West ...................................................................... 73 60 71 31 48 47 25 12 86

Mountain ............................................................ 71 57 72 34 50 50 29 10 83

Pacific ................................................................ 75 61 71 29 48 45 24 13 88

1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,

March 2015

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

All workers ............................................................. 0.7 0.8 0.7 0.7 0.8 0.8 0.6 0.5 0.5

Worker characteristics

Management, professional, and related ................ 1.0 1.1 0.9 1.2 1.1 1.0 1.3 1.0 0.7

Management, business, and financial ............... 0.7 1.3 0.8 1.8 1.2 1.1 1.8 1.6 1.0

Professional and related .................................... 1.4 1.5 1.3 1.4 1.4 1.4 1.7 1.2 0.9

Service ................................................................... 2.0 1.8 1.7 1.3 1.7 1.8 1.3 0.6 1.6

Protective service .............................................. 5.0 5.3 5.9 5.9 5.7 6.4 4.1 – 3.4

Sales and office ..................................................... 0.8 1.0 0.8 1.0 0.9 1.0 0.9 0.6 0.7

Sales and related ............................................... 1.2 1.3 1.3 1.2 1.5 1.4 1.0 0.7 1.0

Office and administrative support ...................... 0.9 1.3 1.0 1.4 1.3 1.5 1.2 0.9 0.8

Natural resources, construction, and maintenance 1.5 2.0 1.7 1.4 1.9 1.6 1.5 0.9 1.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.4 2.6 2.8 1.7 2.5 2.1 1.9 1.1 2.5

Installation, maintenance, and repair ................. 1.1 2.3 1.4 2.2 2.6 2.3 1.9 1.3 2.2

Production, transportation, and material moving ... 1.2 1.8 1.2 1.4 1.5 1.4 1.2 0.7 1.0

Production ......................................................... 1.0 2.3 1.2 1.6 1.7 1.7 1.6 1.0 1.1

Transportation and material moving .................. 2.0 2.3 1.8 2.0 2.2 1.9 1.6 0.7 1.5

Full time ................................................................. 0.5 0.8 0.5 0.8 0.8 0.8 0.8 0.6 0.5

Part time ................................................................ 1.4 1.1 1.4 0.9 1.3 1.4 0.9 0.4 1.2

Union ..................................................................... 1.2 1.7 1.3 2.0 1.8 1.9 1.9 1.0 1.5

Nonunion ............................................................... 0.8 0.9 0.8 0.7 0.8 0.8 0.6 0.5 0.6

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.5 1.2 1.4 0.9 1.3 1.3 0.9 0.4 1.0

Lowest 10 percent ......................................... 2.1 1.5 2.0 0.9 1.8 1.8 1.4 0.5 1.9

Second 25 percent ............................................ 0.9 1.2 0.8 1.2 1.3 1.3 1.1 0.6 1.2

Third 25 percent ................................................ 0.8 1.2 0.8 1.1 1.0 1.1 1.1 0.8 0.7

Highest 25 percent ............................................ 0.7 1.1 0.7 1.2 1.0 1.0 1.2 0.9 0.7

Highest 10 percent ........................................ 0.8 1.3 0.8 1.8 1.2 1.1 1.8 1.6 0.9

Establishment characteristics

Goods-producing industries ................................... 0.8 1.6 0.9 1.3 1.1 1.1 1.2 0.7 0.9

Construction ...................................................... 1.8 2.1 2.3 1.7 2.1 2.0 1.5 0.9 2.4

Manufacturing .................................................... 0.6 2.1 0.8 1.7 1.4 1.5 1.5 1.0 0.9

Service-providing industries .................................. 0.8 0.9 0.9 0.8 0.9 0.9 0.7 0.5 0.6

Trade, transportation, and utilities ..................... 0.9 1.3 0.9 0.9 1.1 1.0 0.9 0.6 0.8

Wholesale trade ............................................. 0.9 2.0 1.0 2.2 2.0 2.2 2.5 1.3 1.6

Retail trade .................................................... 1.2 1.3 1.1 1.2 1.3 1.2 1.0 0.7 0.8

Transportation and warehousing ................... 2.7 3.4 2.0 3.1 3.1 2.5 3.0 1.5 2.6

Utilities ........................................................... 0.3 5.9 0.9 5.4 3.3 3.3 4.6 3.6 1.2

See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey,

March 2015—continued

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

Information ......................................................... 0.8 1.8 1.0 2.9 1.6 1.4 2.8 3.0 0.7

Financial activities ............................................. 0.9 1.3 0.8 1.8 1.3 1.2 1.7 1.3 1.0

Finance and insurance .................................. 0.4 0.9 0.4 1.5 0.9 0.8 1.5 1.5 0.7

Credit intermediation and related activities 0.4 1.4 0.5 2.5 0.9 0.9 1.7 2.0 0.6

Insurance carriers and related activities .... 0.8 1.6 0.7 2.2 1.7 1.5 2.4 2.4 1.5

Real estate and rental and leasing ................ 3.2 4.6 2.8 5.0 3.9 4.0 3.7 3.4 3.2

Professional and business services .................. 1.7 2.0 2.1 2.4 2.4 2.3 1.9 1.7 2.3

Professional and technical services .............. 1.9 2.9 2.0 3.4 2.3 2.4 2.9 2.5 2.2

Administrative and waste services ................ 3.4 3.9 4.1 3.0 3.6 3.2 2.3 2.0 4.3

Education and health services ........................... 1.6 2.0 1.6 1.9 1.8 1.8 2.0 1.2 1.2

Educational services ...................................... 2.6 2.2 2.9 2.5 3.7 3.7 2.8 1.6 2.0

Junior colleges, colleges, and universities 1.7 1.7 1.5 1.7 1.2 1.2 2.6 1.8 0.8

Health care and social assistance ................. 1.7 2.3 1.8 2.2 1.9 2.0 2.2 1.4 1.4

Leisure and hospitality ....................................... 2.5 2.4 2.4 1.6 2.3 2.3 1.5 0.9 2.3

Accommodation and food services ................ 2.8 2.5 2.8 1.7 2.4 2.5 1.6 0.7 2.6

Other services ................................................... 3.6 3.2 2.8 2.5 3.2 2.9 2.6 1.4 3.1

1 to 99 workers ...................................................... 1.1 1.2 1.1 0.9 1.1 1.1 0.8 0.6 0.9

1 to 49 workers .................................................. 1.3 1.3 1.1 1.1 1.2 1.3 0.9 0.6 1.2

50 to 99 workers ................................................ 2.3 2.1 2.1 1.8 2.2 2.3 1.6 1.1 1.1

100 workers or more .............................................. 0.7 0.9 0.7 1.0 0.9 0.7 1.1 0.8 0.5

100 to 499 workers ............................................ 1.1 1.4 1.1 1.3 1.3 1.2 1.4 0.9 0.7

500 workers or more .......................................... 1.0 1.2 0.9 1.5 1.3 1.2 1.7 1.3 0.8

Geographic areas

Northeast ............................................................... 1.3 1.7 1.4 1.5 1.6 1.5 1.6 1.2 0.8

New England ..................................................... 2.1 2.3 2.3 2.4 2.9 2.7 2.8 1.2 2.3

Middle Atlantic ................................................... 1.5 2.2 1.7 1.9 1.8 2.0 2.1 1.7 0.6

South ..................................................................... 1.1 1.2 0.9 1.1 1.2 1.2 1.0 0.7 0.9

South Atlantic .................................................... 1.2 1.6 1.3 1.7 1.4 1.3 1.1 1.0 0.8

East South Central ............................................ 3.9 3.4 2.1 1.8 3.9 4.6 3.4 1.6 3.6

West South Central ........................................... 2.1 2.1 1.5 1.9 1.9 2.0 1.8 1.4 1.7

Midwest ................................................................. 1.8 2.0 2.0 1.6 1.9 1.7 1.4 0.8 1.3

East North Central ............................................. 1.6 1.7 2.1 1.8 1.7 1.7 1.8 0.8 1.0

West North Central ............................................ 4.4 4.9 4.1 3.2 4.5 3.9 2.3 2.0 3.3

West ...................................................................... 1.7 1.7 1.6 1.2 1.5 1.3 1.0 1.1 1.1

Mountain ............................................................ 2.4 2.1 1.7 2.3 2.9 2.6 2.4 1.4 2.5

Pacific ................................................................ 2.3 2.3 2.3 1.4 1.7 1.6 1.1 1.4 1.1

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March

2015

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 8 3 24 15 13 9 14 6 4 2 1 2 8 8

Worker characteristics

Management, professional, and related ................ 2 1 17 14 16 11 18 9 7 3 1 3 9 9

Management, business, and financial ............... 2 1 13 11 17 12 23 8 7 2 1 2 9 9

Professional and related .................................... 2 1 19 16 15 10 15 9 6 3 1 3 9 8

Service ................................................................... 18 3 33 18 10 5 6 2 2 – – 1 6 6

Protective service .............................................. – – 28 23 19 – 4 – – 1 () – – 7 7

Sales and office ..................................................... 12 3 26 15 12 9 14 5 2 1 1 () 1 7 7

Sales and related ............................................... 24 5 33 12 9 7 5 3 1 1 () – – 6 6

Office and administrative support ...................... 6 2 23 16 14 10 19 5 2 1 1 1 8 8

Natural resources, construction, and maintenance 6 5 31 18 11 9 9 5 2 2 1 () 1 7 7

Construction, extraction, farming, fishing, and

forestry ............................................................. 8 6 33 13 14 12 7 3 1 () – – 1 7 7

Installation, maintenance, and repair ................. 5 5 31 21 9 7 11 6 3 2 1 () 1 8 7

Production, transportation, and material moving ... 5 4 21 13 15 12 15 8 3 – – 2 8 8

Production ......................................................... 3 2 17 12 13 15 18 10 4 – – 3 9 9

Transportation and material moving .................. 7 5 26 15 18 8 11 5 2 2 – – 8 7

Full time ................................................................. 5 2 23 15 14 10 15 7 4 2 1 2 8 8

Part time ................................................................ 29 5 28 14 9 4 8 2 1 1 – – 6 6

Union ..................................................................... 1 2 17 13 18 10 12 9 7 3 2 5 9 8

Nonunion ............................................................... 9 3 25 15 13 9 14 6 3 2 1 () 1 8 7

Average wage within the following categories:2

Lowest 25 percent ............................................. 25 5 33 14 8 5 6 2 1 1 () – – 6 6

Lowest 10 percent ......................................... 34 7 30 10 9 2 5 – – – – – 5 6

Second 25 percent ............................................ 7 3 30 17 14 8 12 4 2 1 1 () 1 7 7

Third 25 percent ................................................ 3 2 21 15 14 11 17 8 4 2 1 2 8 8

Highest 25 percent ............................................ 1 1 14 14 16 12 18 9 7 3 1 3 9 9

Highest 10 percent ........................................ 1 1 12 11 16 12 21 9 10 3 1 4 9 9

Establishment characteristics

Goods-producing industries ................................... 3 3 15 12 13 15 18 9 6 2 1 2 9 9

Construction ...................................................... 6 9 35 18 12 11 6 2 – – – – 7 6

Manufacturing .................................................... 2 1 9 9 13 17 21 12 8 3 1 3 9 9

Service-providing industries .................................. 9 3 26 16 13 8 13 5 3 2 1 2 8 7

Trade, transportation, and utilities ..................... 16 5 33 13 12 6 6 3 1 1 1 () 1 7 6

Wholesale trade ............................................. 3 2 23 18 15 13 9 7 2 – – 3 8 8

Retail trade .................................................... 29 7 44 11 5 3 1 1 ( ) 1 () – – – 5 6

Transportation and warehousing ................... 3 5 22 13 26 5 14 6 1 2 – 2 8 8

Utilities ........................................................... – – 5 – 11 25 28 12 9 5 – – 10 10

See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March

2015—continued

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

Information ......................................................... – – 18 34 15 8 13 6 3 – – – 8 7

Financial activities ............................................. 1 1 7 10 17 15 39 6 3 1 – – 9 9

Finance and insurance .................................. 1 ( ) 1 ( ) 5 7 18 16 45 5 2 1 – – 9 10

Credit intermediation and related activities – – 4 5 14 5 64 5 1 – – – 9 10

Insurance carriers and related activities .... – – 7 11 24 22 25 5 4 1 – – 9 9

Real estate and rental and leasing ................ 6 – 17 23 14 12 – – – – – – 8 8

Professional and business services .................. 5 1 25 14 16 9 15 8 5 1 – – 8 8

Professional and technical services .............. 2 – 13 13 23 11 20 8 6 – – – 9 8

Administrative and waste services ................ 8 1 43 15 10 8 8 5 – – – – 7 6

Education and health services ........................... 3 – 31 19 10 7 10 6 4 3 – 4 8 7

Educational services ...................................... – 2 – 6 7 11 14 13 11 10 5 17 12 11

Junior colleges, colleges, and universities – – 1 – 8 7 12 14 13 13 9 17 12 12

Health care and social assistance ................. 4 – 35 21 11 6 9 5 3 2 – 2 8 7

Leisure and hospitality ....................................... 30 4 21 23 13 2 4 2 – – – – 6 6

Accommodation and food services ................ 35 5 18 25 13 – – – – – – – 5 6

Other services ................................................... 9 4 19 14 16 6 18 4 1 – – 3 8 8

1 to 99 workers ...................................................... 11 4 27 17 11 8 12 5 2 1 1 () 1 7 7

1 to 49 workers .................................................. 12 4 27 17 11 8 12 4 2 1 1 () 2 7 7

50 to 99 workers ................................................ 10 2 27 16 11 11 12 5 2 2 – – 7 7

100 workers or more .............................................. 5 2 21 13 15 10 16 7 5 2 1 2 8 8

100 to 499 workers ............................................ 7 3 24 13 15 9 13 7 4 2 1 1 8 8

500 workers or more .......................................... 2 1 16 13 15 11 20 8 6 3 1 4 9 9

Geographic areas

Northeast ............................................................... 7 2 17 16 12 11 16 7 7 2 1 2 8 8

New England ..................................................... 9 3 16 16 9 10 16 11 7 1 1 2 8 8

Middle Atlantic ................................................... 6 2 18 16 13 11 16 6 7 3 1 () 2 8 8

South ..................................................................... 10 4 25 15 13 10 14 5 3 1 1 () 1 7 7

South Atlantic .................................................... 11 4 25 13 14 9 13 5 3 2 1 () 1 7 7

East South Central ............................................ 12 4 20 12 12 9 19 8 3 – 1 () – 8 8

West South Central ........................................... 8 4 26 18 12 11 13 5 2 1 ( ) 1 () 1 7 7

Midwest ................................................................. 6 2 28 15 14 9 13 5 3 2 1 3 8 7

East North Central ............................................. 6 2 26 16 13 9 13 5 3 – – 4 8 7

West North Central ............................................ 6 – 32 14 16 8 11 5 2 2 – 2 8 7

West ...................................................................... 8 2 24 14 15 9 13 7 4 – – 2 8 8

Mountain ............................................................ 8 2 26 15 16 9 13 8 2 1 () – – 8 7

Pacific ................................................................ 8 2 23 14 14 9 13 7 4 – – 2 8 8

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National

Compensation Survey, March 2015

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 0.4 0.2 0.8 0.8 0.5 0.4 0.6 0.3 0.3 0.2 0.2 0.2 1 ( ) 0.7

Worker characteristics

Management, professional, and related ................ 0.4 0.2 1.1 1.1 1.1 0.8 1.0 0.8 0.9 0.5 0.4 0.5 0.1 1.0

Management, business, and financial ............... 0.5 0.3 1.2 1.3 1.4 1.1 1.1 0.9 1.3 0.5 0.3 0.4 0.1 0.0

Professional and related .................................... 0.6 0.2 1.6 1.5 1.4 1.0 1.4 1.0 1.0 0.7 0.5 0.7 0.1 0.0

Service ................................................................... 1.9 0.8 2.3 2.1 1.2 1.1 1.2 0.5 0.6 – – 0.5 0.1 0.0

Protective service .............................................. – – 7.1 6.4 5.3 – 1.6 – – 0.1 – – 0.3 0.0

Sales and office ..................................................... 0.6 0.3 0.9 1.0 0.6 0.6 0.7 0.5 0.3 0.2 0.1 0.2 0.1 0.0

Sales and related ............................................... 1.4 0.7 1.4 1.1 0.8 1.0 0.6 0.6 0.3 0.2 – – 0.1 0.0

Office and administrative support ...................... 0.4 0.3 1.3 1.3 0.8 0.7 1.0 0.6 0.4 0.3 0.1 0.2 0.1 0.0

Natural resources, construction, and maintenance 0.9 0.8 1.9 1.5 1.0 1.1 1.3 0.6 0.6 0.5 0.1 0.3 0.1 0.0

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.9 1.4 3.0 2.0 1.9 2.5 1.7 0.9 0.1 – – 0.4 0.1 0.3

Installation, maintenance, and repair ................. 1.0 0.9 2.5 2.0 1.1 0.9 1.7 0.8 0.9 0.5 0.2 0.4 0.1 0.0

Production, transportation, and material moving ... 0.6 0.5 1.4 1.1 1.0 0.7 1.1 0.7 0.4 – – 0.4 0.1 0.0

Production ......................................................... 0.6 0.5 1.9 1.2 1.3 1.1 1.5 0.9 0.5 – – 0.5 0.1 0.0

Transportation and material moving .................. 1.0 1.0 1.8 1.8 1.5 1.0 1.3 0.9 0.4 0.7 – – 0.1 0.0

Full time ................................................................. 0.4 0.2 0.8 0.8 0.5 0.5 0.6 0.4 0.4 0.2 0.2 0.3 1 ( ) 0.0

Part time ................................................................ 1.6 0.7 1.8 1.7 1.1 0.6 1.2 0.3 0.2 0.3 – – 0.1 0.0

Union ..................................................................... 0.4 0.6 1.4 1.1 1.8 1.1 1.5 1.2 1.2 0.7 1.0 0.9 0.1 0.3

Nonunion ............................................................... 0.5 0.2 0.8 0.8 0.5 0.5 0.6 0.3 0.3 0.2 0.1 0.2 1 ( ) 0.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 0.7 1.7 1.3 0.8 0.8 1.2 0.4 0.3 0.2 – – 0.1 0.0

Lowest 10 percent ......................................... 2.8 1.6 2.8 2.0 1.8 0.8 2.0 – – – – – 0.2 0.0

Second 25 percent ............................................ 0.5 0.4 1.6 1.2 0.9 0.6 0.7 0.4 0.4 0.2 0.1 0.2 0.1 0.0

Third 25 percent ................................................ 0.4 0.3 0.9 1.0 0.7 0.8 0.9 0.7 0.4 0.3 0.3 0.5 0.1 0.0

Highest 25 percent ............................................ 0.3 0.2 0.9 1.0 1.0 0.7 0.9 0.7 0.9 0.6 0.2 0.4 0.1 0.0

Highest 10 percent ........................................ 0.5 0.1 1.4 1.1 1.3 1.2 1.4 1.1 1.6 0.8 0.2 0.7 0.1 0.0

Establishment characteristics

Goods-producing industries ................................... 0.5 0.5 1.0 1.0 0.9 1.1 1.3 0.8 0.6 0.4 0.3 0.4 0.1 0.0

Construction ...................................................... 1.3 1.8 2.5 2.0 1.6 1.9 1.4 0.6 – – – – 0.1 1.1

Manufacturing .................................................... 0.6 0.4 1.1 1.0 1.2 1.3 1.6 1.0 0.9 0.5 0.5 0.5 0.1 0.0

Service-providing industries .................................. 0.5 0.2 0.9 0.9 0.6 0.5 0.6 0.4 0.4 0.3 0.2 0.3 0.1 0.0

Trade, transportation, and utilities ..................... 0.8 0.6 1.3 1.0 0.8 0.5 0.7 0.5 0.2 0.3 0.1 0.3 0.1 0.0

Wholesale trade ............................................. 0.9 1.2 2.2 2.0 1.8 1.6 1.6 1.4 0.6 – – 1.0 0.1 0.2

Retail trade .................................................... 1.3 0.9 1.6 1.1 0.9 0.5 0.3 0.1 0.2 – – – 0.1 0.0

Transportation and warehousing ................... 1.4 1.6 3.2 2.7 2.8 1.4 2.1 1.4 0.6 1.0 – 0.5 0.1 0.0

Utilities ........................................................... – – 2.7 – 3.4 4.4 5.9 2.7 2.6 2.1 – – 0.2 0.4

See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

Information ......................................................... – – 2.6 2.7 2.2 1.8 1.8 1.5 1.1 – – – 0.1 0.3

Financial activities ............................................. 0.5 0.2 0.8 1.4 1.3 1.1 1.6 0.9 0.6 0.2 – – 0.1 0.2

Finance and insurance .................................. 0.1 0.2 0.5 0.9 1.4 1.2 1.6 0.7 0.4 0.2 – – 1 ( ) 0.0

Credit intermediation and related activities – – 0.6 1.1 1.6 0.9 2.3 0.8 0.4 – – – 0.1 0.0

Insurance carriers and related activities .... – – 1.0 1.8 2.5 2.2 2.4 1.4 1.0 0.3 – – 0.1 0.0

Real estate and rental and leasing ................ 2.5 – 3.6 5.4 3.2 2.4 – – – – – – 0.2 1.1

Professional and business services .................. 1.1 0.4 2.4 1.5 1.7 1.7 1.5 1.0 1.2 0.5 – – 0.1 0.0

Professional and technical services .............. 1.0 – 2.6 2.0 2.8 1.9 2.6 1.4 1.9 – – – 0.2 0.6

Administrative and waste services ................ 2.0 0.6 4.3 2.8 1.9 2.8 1.7 1.3 – – – – 0.2 1.1

Education and health services ........................... 1.1 – 2.3 2.7 1.5 1.1 1.9 1.0 1.2 0.8 – 0.8 0.1 0.0

Educational services ...................................... – 0.7 – 1.7 1.2 2.8 3.0 2.5 1.5 1.9 1.2 3.1 0.4 0.0

Junior colleges, colleges, and universities – – 0.6 – 1.1 1.3 1.3 2.2 1.2 2.5 1.8 2.5 0.2 0.7

Health care and social assistance ................. 1.3 – 2.6 3.0 1.7 1.1 2.1 1.2 1.3 0.9 – 0.8 0.2 0.0

Leisure and hospitality ....................................... 3.6 1.9 4.0 3.8 2.3 0.9 1.6 0.3 – – – – 0.2 0.1

Accommodation and food services ................ 4.5 2.3 4.1 4.4 2.6 – – – – – – – 0.2 0.0

Other services ................................................... 2.2 1.6 2.8 2.4 2.8 1.6 3.5 1.2 0.6 – – 1.3 0.3 0.4

1 to 99 workers ...................................................... 0.7 0.4 1.2 1.2 0.8 0.6 0.8 0.5 0.3 0.3 0.1 0.3 0.1 0.0

1 to 49 workers .................................................. 0.9 0.5 1.5 1.5 0.9 0.7 0.9 0.7 0.3 0.3 0.1 0.5 0.1 0.0

50 to 99 workers ................................................ 1.3 0.5 1.8 1.6 1.2 1.2 1.5 0.8 0.9 0.9 – – 0.1 0.0

100 workers or more .............................................. 0.5 0.3 0.8 0.8 0.7 0.7 0.9 0.6 0.6 0.3 0.3 0.3 0.1 0.0

100 to 499 workers ............................................ 0.6 0.4 1.2 1.1 1.0 0.9 1.1 0.7 0.9 0.3 0.4 0.3 0.1 0.0

500 workers or more .......................................... 0.7 0.3 1.4 1.2 1.1 1.1 1.4 0.9 0.6 0.5 0.3 0.5 0.1 0.0

Geographic areas

Northeast ............................................................... 0.9 0.5 1.9 2.0 0.8 1.0 1.3 0.9 1.2 0.4 0.2 0.4 0.1 0.0

New England ..................................................... 2.5 1.0 3.4 2.6 1.7 1.6 3.9 1.9 1.3 0.4 0.5 0.7 0.2 0.8

Middle Atlantic ................................................... 1.0 0.5 2.3 2.4 1.0 1.2 1.2 0.9 1.6 0.6 0.2 0.6 0.1 0.0

South ..................................................................... 0.7 0.4 1.2 0.9 0.9 0.8 1.1 0.5 0.3 0.3 0.1 0.2 0.1 0.0

South Atlantic .................................................... 1.0 0.5 1.6 1.1 1.4 1.0 1.2 0.5 0.5 0.6 0.1 0.2 0.1 0.0

East South Central ............................................ 2.3 1.2 2.0 2.6 1.3 2.0 4.2 2.4 1.2 – 0.2 – 0.2 0.4

West South Central ........................................... 0.8 0.9 2.6 1.8 1.2 1.7 2.0 0.9 0.4 0.2 0.1 0.3 0.1 0.0

Midwest ................................................................. 0.7 0.4 1.8 1.9 1.1 0.7 0.9 0.6 0.5 0.4 0.3 0.7 0.1 0.3

East North Central ............................................. 0.8 0.6 1.8 2.6 1.2 0.9 1.3 0.7 0.6 – – 1.0 0.1 0.8

West North Central ............................................ 1.2 – 4.0 2.1 2.3 0.8 1.3 1.1 0.7 0.8 – 0.5 0.2 0.2

West ...................................................................... 1.0 0.5 1.3 1.7 1.0 1.0 1.2 0.8 0.8 – – 0.6 0.1 0.4

Mountain ............................................................ 1.9 0.7 2.7 2.4 2.0 2.2 3.0 1.6 0.3 0.2 – – 0.1 0.8

Pacific ................................................................ 1.1 0.6 1.5 2.1 1.1 1.1 1.2 1.0 1.1 – – 0.8 0.1 0.3

1 Less than 0.05. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Paid sick leave: Type of provision, private industry workers, 

National Compensation Survey, March 2015

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

All workers ............................................................. 70 6 24

Worker characteristics

Management, professional, and related ................ 63 8 29

Management, business, and financial ............... 63 10 27

Professional and related .................................... 63 8 29

Service ................................................................... 69 – –

Sales and office ..................................................... 74 5 22

Sales and related ............................................... 78 5 17

Office and administrative support ...................... 71 5 24

Natural resources, construction, and maintenance 74 11 15

Installation, maintenance, and repair ................. 75 12 13

Full time ................................................................. 69 7 24

Nonunion ............................................................... 68 6 25

Average wage within the following categories:4

Second 25 percent ............................................ 72 5 23

Third 25 percent ................................................ 72 5 23

Highest 25 percent ............................................ 65 9 26

Highest 10 percent ........................................ 64 11 25

Establishment characteristics

Service-providing industries .................................. 70 6 24

Trade, transportation, and utilities ..................... 82 5 13

Wholesale trade ............................................. 78 8 14

Retail trade .................................................... 83 4 12

Utilities ........................................................... 84 3 12

Information ......................................................... 69 15 16

Financial activities ............................................. 64 6 30

Finance and insurance .................................. 64 5 31

Credit intermediation and related activities 73 2 25

Insurance carriers and related activities .... 53 5 42

Real estate and rental and leasing ................ 63 9 28

Professional and business services:

Professional and technical services ............. 61 9 30

Education and health services ........................... 62 3 35

Educational services ...................................... 86 7 7

Junior colleges, colleges, and universities 83 8 9

Health care and social assistance ................. 58 – –

Other services ................................................... 72 9 18

See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, private industry workers, 

National Compensation Survey, March 2015—continued

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

1 to 99 workers ...................................................... 71 9 21

1 to 49 workers .................................................. 69 11 20

50 to 99 workers ................................................ 75 3 22

100 workers or more .............................................. 69 4 26

100 to 499 workers ............................................ 72 4 24

Geographic areas

Northeast ............................................................... 70 8 21

New England ..................................................... 60 9 30

Middle Atlantic ................................................... 74 8 18

South ..................................................................... 70 5 25

South Atlantic .................................................... 70 6 24

East South Central ............................................ 73 7 20

West South Central ........................................... 67 3 30

Midwest:

East North Central ........................................... 72 4 24

West ...................................................................... 71 6 24

Mountain ............................................................ 61 6 33

Pacific ................................................................ 75 6 20

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Standard errors for paid sick leave: Type of provision, private

industry workers, National Compensation Survey, March 2015

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

All workers ............................................................. 0.8 0.7 0.8

Worker characteristics

Management, professional, and related ................ 1.3 0.9 1.2

Management, business, and financial ............... 1.7 1.3 1.7

Professional and related .................................... 1.8 1.2 1.6

Service ................................................................... 2.7 – –

Sales and office ..................................................... 1.0 0.4 1.0

Sales and related ............................................... 1.5 0.6 1.5

Office and administrative support ...................... 1.4 0.5 1.4

Natural resources, construction, and maintenance 2.5 2.4 1.7

Installation, maintenance, and repair ................. 3.3 3.3 1.8

Full time ................................................................. 0.8 0.6 0.8

Nonunion ............................................................... 0.9 0.7 0.8

Average wage within the following categories:4

Second 25 percent ............................................ 1.7 1.6 1.2

Third 25 percent ................................................ 1.2 0.6 1.2

Highest 25 percent ............................................ 1.2 0.9 1.1

Highest 10 percent ........................................ 1.9 1.3 1.6

Establishment characteristics

Service-providing industries .................................. 0.9 0.8 0.9

Trade, transportation, and utilities ..................... 1.4 0.5 1.3

Wholesale trade ............................................. 2.9 1.7 2.3

Retail trade .................................................... 1.4 0.7 1.4

Utilities ........................................................... 3.4 1.3 3.3

Information ......................................................... 3.3 2.8 2.8

Financial activities ............................................. 1.6 0.8 1.6

Finance and insurance .................................. 1.6 0.7 1.6

Credit intermediation and related activities 2.3 0.4 2.3

Insurance carriers and related activities .... 2.7 1.1 2.7

Real estate and rental and leasing ................ 5.1 2.5 5.7

Professional and business services:

Professional and technical services ............. 3.3 2.2 3.4

Education and health services ........................... 2.2 0.7 2.1

Educational services ...................................... 1.6 1.0 1.4

Junior colleges, colleges, and universities 1.6 1.3 1.3

Health care and social assistance ................. 2.6 – –

Other services ................................................... 3.9 2.3 3.2

See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, private

industry workers, National Compensation Survey, March

2015—continued

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

1 to 99 workers ...................................................... 1.4 1.3 1.3

1 to 49 workers .................................................. 1.9 1.9 1.4

50 to 99 workers ................................................ 2.2 0.7 2.1

100 workers or more .............................................. 1.2 0.5 1.1

100 to 499 workers ............................................ 1.7 0.5 1.7

Geographic areas

Northeast ............................................................... 1.6 0.8 1.4

New England ..................................................... 3.2 1.5 2.4

Middle Atlantic ................................................... 1.9 1.0 1.7

South ..................................................................... 1.4 0.7 1.3

South Atlantic .................................................... 2.0 1.2 1.6

East South Central ............................................ 3.5 1.6 4.0

West South Central ........................................... 2.5 0.5 2.7

Midwest:

East North Central ........................................... 2.0 0.8 2.1

West ...................................................................... 1.7 1.0 1.3

Mountain ............................................................ 1.9 1.6 1.7

Pacific ................................................................ 2.2 1.3 1.7

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, 

National Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 23 53 20 3176

Full time ................................................................. 21 53 22 3176

Nonunion ............................................................... 22 55 19 2176

1 to 99 workers ...................................................... 27 55 16 1165

1 to 49 workers .................................................. 27 55 16 2165

50 to 99 workers ................................................ 26 55 17 ––75

100 workers or more .............................................. 19 52 24 3186

100 to 499 workers ............................................ 21 59 17 2176

After 5 years

All workers ............................................................. 21 54 21 3286

Full time ................................................................. 20 54 22 3286

Nonunion ............................................................... 21 55 20 3286

1 to 99 workers ...................................................... 26 55 16 2175

1 to 49 workers .................................................. 26 55 16 3175

50 to 99 workers ................................................ 25 55 17 1275

100 workers or more .............................................. 18 53 25 3296

100 to 499 workers ............................................ 20 60 18 2176

See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, 

National Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 21 53 21 3286

Full time ................................................................. 20 53 22 3296

Nonunion ............................................................... 21 54 20 3286

1 to 99 workers ...................................................... 26 54 17 2175

1 to 49 workers .................................................. 26 54 16 3175

50 to 99 workers ................................................ 25 54 18 1285

100 workers or more .............................................. 17 52 25 3296

100 to 499 workers ............................................ 20 59 18 2186

After 20 years

All workers ............................................................. 21 53 21 3296

Full time ................................................................. 20 53 22 3296

Nonunion ............................................................... 21 54 20 3296

1 to 99 workers ...................................................... 25 54 17 2175

1 to 49 workers .................................................. 26 54 16 3175

50 to 99 workers ................................................ 25 55 18 2285

100 workers or more .............................................. 17 52 25 3 2 10 6

100 to 499 workers ............................................ 20 59 18 2186

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private

industry workers, National Compensation Survey, March 2015

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 1.1 1.1 0.8 0.3 0.1 0.1 0.0

Full time ................................................................. 1.1 1.1 0.9 0.3 0.2 0.2 0.0

Nonunion ............................................................... 1.1 1.1 0.8 0.3 0.2 0.1 0.0

1 to 99 workers ...................................................... 1.7 1.6 1.3 0.4 0.3 0.2 0.0

1 to 49 workers .................................................. 2.2 1.9 1.4 0.5 0.2 0.2 0.0

50 to 99 workers ................................................ 2.2 2.8 2.7 – – 0.4 0.4

100 workers or more .............................................. 1.2 1.5 1.1 0.5 0.2 0.2 3 ( )

100 to 499 workers ............................................ 1.5 1.8 1.3 0.5 0.2 0.2 0.0

After 5 years

All workers ............................................................. 1.0 1.0 0.8 0.2 0.2 0.2 0.0

Full time ................................................................. 1.1 1.1 0.9 0.3 0.2 0.2 0.0

Nonunion ............................................................... 1.1 1.1 0.8 0.3 0.2 0.2 0.0

1 to 99 workers ...................................................... 1.7 1.6 1.3 0.4 0.3 0.2 0.0

1 to 49 workers .................................................. 2.2 1.8 1.4 0.6 0.2 0.2 0.0

50 to 99 workers ................................................ 2.1 2.8 2.7 0.4 0.7 0.7 0.8

100 workers or more .............................................. 1.1 1.4 1.1 0.4 0.3 0.3 3 ( )

100 to 499 workers ............................................ 1.5 1.7 1.3 0.5 0.2 0.2 0.0

See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private

industry workers, National Compensation Survey, March 2015—continued

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 1.0 1.1 0.8 0.2 0.2 0.2 0.0

Full time ................................................................. 1.1 1.1 0.9 0.3 0.2 0.3 0.0

Nonunion ............................................................... 1.1 1.1 0.8 0.3 0.2 0.3 0.0

1 to 99 workers ...................................................... 1.7 1.6 1.3 0.4 0.3 0.4 3 ( )

1 to 49 workers .................................................. 2.2 1.9 1.4 0.5 0.3 0.3 0.0

50 to 99 workers ................................................ 2.1 2.8 2.7 0.4 0.7 1.1 1.2

100 workers or more .............................................. 1.1 1.4 1.2 0.4 0.3 0.4 3 ( )

100 to 499 workers ............................................ 1.4 1.7 1.3 0.5 0.3 0.3 0.0

After 20 years

All workers ............................................................. 1.0 1.1 0.8 0.2 0.2 0.3 0.0

Full time ................................................................. 1.1 1.1 0.9 0.3 0.2 0.3 0.0

Nonunion ............................................................... 1.1 1.1 0.8 0.3 0.2 0.3 0.0

1 to 99 workers ...................................................... 1.7 1.6 1.3 0.4 0.3 0.4 3 ( )

1 to 49 workers .................................................. 2.1 1.9 1.3 0.5 0.3 0.3 0.0

50 to 99 workers ................................................ 2.1 2.8 2.8 0.5 0.7 1.1 1.3

100 workers or more .............................................. 1.1 1.4 1.2 0.4 0.3 0.5 3 ( )

100 to 499 workers ............................................ 1.4 1.7 1.3 0.5 0.3 0.3 0.0

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Paid sick leave: Carryover provisions, private industry workers, 

National Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 47 10 37 53

Worker characteristics

Management, professional, and related ................ 52 15 38 48

Management, business, and financial ............... 44 12 32 56

Professional and related .................................... 57 16 41 43

Service ................................................................... 49 6 43 51

Sales and office ..................................................... 47 10 37 53

Sales and related ............................................... 52 9 44 48

Office and administrative support ...................... 44 11 33 56

Natural resources, construction, and maintenance 33 6 27 67

Installation, maintenance, and repair ................. 34 6 29 66

Full time ................................................................. 47 11 36 53

Nonunion ............................................................... 47 11 37 53

Average wage within the following categories:2

Second 25 percent ............................................ 47 10 37 53

Third 25 percent ................................................ 49 11 38 51

Highest 25 percent ............................................ 47 11 36 53

Highest 10 percent ........................................ 48 11 37 52

Establishment characteristics

Service-providing industries .................................. 50 11 39 50

Trade, transportation, and utilities ..................... 51 7 44 49

Wholesale trade ............................................. 32 7 24 68

Retail trade .................................................... 55 8 47 45

Utilities ........................................................... 59 15 44 41

Information ......................................................... 25 9 15 75

Financial activities ............................................. 41 10 31 59

Finance and insurance .................................. 41 9 32 59

Credit intermediation and related activities 40 7 32 60

Insurance carriers and related activities .... 48 13 35 52

Real estate and rental and leasing ................ 40 – – 60

Professional and business services:

Professional and technical services ............. 40 14 26 60

Education and health services ........................... 69 17 52 31

Educational services ...................................... 66 18 48 34

Junior colleges, colleges, and universities 84 22 62 16

Health care and social assistance ................. 70 17 53 30

Other services ................................................... 53 – – 47

See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, private industry workers, 

National Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

1 to 99 workers ...................................................... 36 10 26 64

1 to 49 workers .................................................. 34 9 24 66

50 to 99 workers ................................................ 40 11 30 60

100 workers or more .............................................. 57 11 47 43

100 to 499 workers ............................................ 56 9 46 44

Geographic areas

Northeast ............................................................... 42 7 35 58

New England ..................................................... 47 8 39 53

Middle Atlantic ................................................... 41 7 34 59

South ..................................................................... 50 13 36 50

South Atlantic .................................................... 49 15 35 51

East South Central ............................................ 56 – – 44

West South Central ........................................... 47 12 36 53

Midwest:

East North Central ........................................... 37 7 30 63

West ...................................................................... 55 10 45 45

Mountain ............................................................ 59 – – 41

Pacific ................................................................ 54 10 43 46

1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or

data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, private

industry workers, National Compensation Survey, March 2015

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 1.0 0.8 1.0 1.0

Worker characteristics

Management, professional, and related ................ 1.7 1.4 1.6 1.7

Management, business, and financial ............... 1.8 1.5 1.8 1.8

Professional and related .................................... 2.2 1.9 2.1 2.2

Service ................................................................... 2.9 1.1 2.9 2.9

Sales and office ..................................................... 1.2 1.0 1.2 1.2

Sales and related ............................................... 2.0 0.8 1.9 2.0

Office and administrative support ...................... 1.7 1.5 1.5 1.7

Natural resources, construction, and maintenance 2.3 1.2 2.0 2.3

Installation, maintenance, and repair ................. 2.6 1.0 2.5 2.6

Full time ................................................................. 1.0 0.8 1.0 1.0

Nonunion ............................................................... 1.0 0.9 1.0 1.0

Average wage within the following categories:2

Second 25 percent ............................................ 1.8 1.7 1.7 1.8

Third 25 percent ................................................ 1.5 0.9 1.5 1.5

Highest 25 percent ............................................ 1.5 1.0 1.5 1.5

Highest 10 percent ........................................ 2.5 1.2 2.3 2.5

Establishment characteristics

Service-providing industries .................................. 1.2 0.9 1.2 1.2

Trade, transportation, and utilities ..................... 1.3 0.6 1.2 1.3

Wholesale trade ............................................. 2.3 1.6 2.6 2.3

Retail trade .................................................... 2.0 0.8 1.9 2.0

Utilities ........................................................... 5.0 3.0 5.7 5.0

Information ......................................................... 3.4 2.3 2.4 3.4

Financial activities ............................................. 2.2 1.1 2.2 2.2

Finance and insurance .................................. 2.3 1.1 2.5 2.3

Credit intermediation and related activities 3.0 1.3 3.0 3.0

Insurance carriers and related activities .... 3.9 2.6 4.1 3.9

Real estate and rental and leasing ................ 6.8 – – 6.8

Professional and business services:

Professional and technical services ............. 4.4 3.1 3.5 4.4

Education and health services ........................... 3.1 3.1 3.2 3.1

Educational services ...................................... 4.0 2.5 3.3 4.0

Junior colleges, colleges, and universities 2.1 3.1 3.3 2.1

Health care and social assistance ................. 3.4 3.9 3.8 3.4

Other services ................................................... 4.6 – – 4.6

See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, private

industry workers, National Compensation Survey, March 2015—continued

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

1 to 99 workers ...................................................... 1.7 1.4 1.4 1.7

1 to 49 workers .................................................. 2.0 1.6 1.7 2.0

50 to 99 workers ................................................ 3.3 2.6 2.8 3.3

100 workers or more .............................................. 1.2 0.8 1.3 1.2

100 to 499 workers ............................................ 1.5 1.0 1.6 1.5

Geographic areas

Northeast ............................................................... 2.0 1.2 1.9 2.0

New England ..................................................... 4.4 1.9 3.5 4.4

Middle Atlantic ................................................... 2.5 1.5 2.2 2.5

South ..................................................................... 1.6 1.8 1.7 1.6

South Atlantic .................................................... 2.2 2.7 2.0 2.2

East South Central ............................................ 3.3 – – 3.3

West South Central ........................................... 3.3 2.3 3.9 3.3

Midwest:

East North Central ........................................... 2.5 1.1 2.2 2.5

West ...................................................................... 2.5 1.3 2.5 2.5

Mountain ............................................................ 6.0 – – 6.0

Pacific ................................................................ 2.6 1.3 2.7 2.6

1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National

Compensation Survey, March 2015

(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)

Characteristics

Limit on paid sick leave days accumulated (in number of days)2

Mean

number of

days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 6 14 30 65 120 50

Worker characteristics

Management, professional, and related ................ – 20 40 89 130 59

Management, business, and financial ............... 5 15 31 66 120 53

Professional and related .................................... – 25 50 90 130 61

Service ................................................................... 6 10 25 60 90 38

Sales and office ..................................................... 6 19 30 60 120 47

Sales and related ............................................... 10 20 24 32 80 35

Office and administrative support ...................... 5 16 30 90 120 54

Natural resources, construction, and maintenance 5 10 – – 120 47

Installation, maintenance, and repair ................. 5 10 30 – 130 50

Full time ................................................................. 6 15 30 63 120 49

Nonunion ............................................................... 6 13 30 60 120 44

Average wage within the following categories:3

Second 25 percent ............................................ 6 12 24 60 115 43

Third 25 percent ................................................ 6 12 30 65 130 51

Highest 25 percent ............................................ 6 20 44 100 150 65

Highest 10 percent ........................................ – 20 45 120 173 70

Establishment characteristics

Service-providing industries .................................. 6 16 30 72 130 53

Trade, transportation, and utilities ..................... 6 18 24 80 150 52

Wholesale trade ............................................. – 10 15 30 – 30

Retail trade .................................................... 7 20 24 30 75 31

Utilities ........................................................... 44 65 90 120 125 95

Information ......................................................... 15 – 60 90 – 57

Financial activities ............................................. 15 20 50 90 130 66

Finance and insurance .................................. 15 – 60 90 130 73

Credit intermediation and related activities 15 – 50 90 120 64

Insurance carriers and related activities .... 15 – 60 – – 87

Real estate and rental and leasing ................ – – – – – 33

Professional and business services:

Professional and technical services ............. – – 30 38 – 32

Education and health services ........................... 10 30 60 90 130 64

Educational services ...................................... 14 30 60 120 130 77

Junior colleges, colleges, and universities 15 30 60 120 130 80

Health care and social assistance ................. 10 30 56 80 130 61

Other services ................................................... – – – – – 44

See footnotes at end of table.
Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National

Compensation Survey, March 2015—continued

(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days)

Characteristics

Limit on paid sick leave days accumulated (in number of days)2

Mean

number of

days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 6 14 30 45 90 40

1 to 49 workers .................................................. 5 13 30 36 90 35

50 to 99 workers ................................................ – 15 30 60 130 49

100 workers or more .............................................. 6 15 30 80 130 55

100 to 499 workers ............................................ 6 10 24 60 110 41

Geographic areas

Northeast ............................................................... – 20 50 120 150 67

New England ..................................................... – – – – 137 60

Middle Atlantic ................................................... – 20 53 120 150 69

South ..................................................................... 5 11 25 60 120 45

South Atlantic .................................................... 6 14 30 60 120 46

East South Central ............................................ – – – – – 41

West South Central ........................................... 5 – 25 60 120 45

Midwest:

East North Central ........................................... 6 15 30 68 130 51

West ...................................................................... 6 12 30 60 110 45

Mountain ............................................................ – – – – – 47

Pacific ................................................................ 5 10 30 60 110 44

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median,

half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At

the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same

logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry

workers, National Compensation Survey, March 2015

Characteristics

Limit on paid sick leave days accumulated (in number of days)1

Mean

number of

days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 0.0 1.6 0.0 2.1 10.8 1.6

Worker characteristics

Management, professional, and related ................ – 1.5 9.0 17.6 3.0 2.8

Management, business, and financial ............... 1.1 1.1 8.1 11.2 2.7 2.8

Professional and related .................................... – 6.1 10.0 6.8 9.1 3.9

Service ................................................................... 1.5 2.4 6.4 4.6 9.7 2.6

Sales and office ..................................................... 1.2 3.3 4.8 3.6 0.0 1.9

Sales and related ............................................... 2.9 1.9 0.0 1.6 17.3 2.2

Office and administrative support ...................... 1.3 4.7 1.2 12.9 9.1 2.7

Natural resources, construction, and maintenance 1.3 0.0 – – 9.8 3.4

Installation, maintenance, and repair ................. 1.3 3.0 4.4 – 7.2 4.2

Full time ................................................................. 0.9 1.5 0.0 4.3 6.7 1.6

Nonunion ............................................................... 0.2 2.2 0.0 0.0 4.9 1.4

Average wage within the following categories:2

Second 25 percent ............................................ 1.0 2.7 2.5 0.0 11.0 1.8

Third 25 percent ................................................ 0.5 2.2 0.0 6.2 12.7 1.9

Highest 25 percent ............................................ 0.9 4.6 8.2 13.2 2.6 3.1

Highest 10 percent ........................................ – 5.6 11.5 14.4 43.3 6.4

Establishment characteristics

Service-providing industries .................................. 1.6 3.7 0.0 7.4 8.9 1.8

Trade, transportation, and utilities ..................... 0.7 4.2 2.5 16.5 22.8 2.6

Wholesale trade ............................................. – 2.0 2.5 3.4 – 4.3

Retail trade .................................................... 2.1 4.9 0.0 0.0 17.9 1.5

Utilities ........................................................... 10.2 12.3 14.6 0.0 8.3 4.2

Information ......................................................... 0.4 – 5.7 24.0 – 5.5

Financial activities ............................................. 3.1 2.6 5.7 0.0 5.5 4.1

Finance and insurance .................................. 0.0 – 5.7 0.0 0.0 4.9

Credit intermediation and related activities 0.7 – 10.5 0.0 22.3 5.2

Insurance carriers and related activities .... 2.3 – 4.2 – – 8.4

Real estate and rental and leasing ................ – – – – – 5.9

Professional and business services:

Professional and technical services ............. – – 7.4 7.4 – 4.7

Education and health services ........................... 2.2 1.4 5.1 4.6 12.7 4.1

Educational services ...................................... 2.1 5.7 9.8 0.9 4.8 3.3

Junior colleges, colleges, and universities 3.7 0.6 6.5 1.6 0.0 2.9

Health care and social assistance ................. 3.0 2.0 9.7 16.6 19.7 5.0

Other services ................................................... – – – – – 6.6

See footnotes at end of table.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

Limit on paid sick leave days accumulated (in number of days)1

Mean

number of

days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

1 to 99 workers ...................................................... 1.6 2.0 0.1 9.4 13.6 3.0

1 to 49 workers .................................................. 1.1 1.9 0.0 8.6 8.6 2.1

50 to 99 workers ................................................ – 2.6 4.7 14.4 26.1 8.1

100 workers or more .............................................. 0.1 1.8 2.7 10.8 1.6 1.9

100 to 499 workers ............................................ 1.0 2.8 1.8 0.0 18.2 1.8

Geographic areas

Northeast ............................................................... – 2.5 8.3 23.2 9.6 5.1

New England ..................................................... – – – – 16.3 8.6

Middle Atlantic ................................................... – 3.7 9.4 19.9 13.0 6.1

South ..................................................................... 1.0 2.4 6.2 0.6 3.9 2.2

South Atlantic .................................................... 1.1 1.6 3.9 1.3 6.0 3.0

East South Central ............................................ – – – – – 4.6

West South Central ........................................... 0.5 – 5.4 7.5 2.8 4.2

Midwest:

East North Central ........................................... 1.4 1.6 0.0 9.1 12.6 3.9

West ...................................................................... 1.3 2.5 0.3 0.9 8.9 2.4

Mountain ............................................................ – – – – – 4.4

Pacific ................................................................ 0.2 2.1 3.3 2.2 9.0 2.8

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median,

half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At

the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same

logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National

Compensation Survey, March 2015

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 7 36 35 14 6 2 10 10

Full time ................................................................. 5 35 37 15 7 2 10 10

Part time ................................................................ 24 48 18 53175

Union ..................................................................... 8 43 38 9 3 1 9 10

Nonunion ............................................................... 7 35 34 15 7 2 10 10

1 to 99 workers ...................................................... 9 44 33 10 3 1 9 7

1 to 49 workers .................................................. 9 44 33 10 3 1 9 7

50 to 99 workers ................................................ 9 45 31 10 3 1 9 7

100 workers or more .............................................. 5 29 36 18 9 3 11 10

100 to 499 workers ............................................ 7 36 35 15 6 2 10 10

500 workers or more .......................................... 3 19 38 21 14 4 13 10

After 5 years

All workers ............................................................. 1 10 35 34 14 6 14 15

Full time ................................................................. 1 8 34 36 14 6 15 15

Part time ................................................................ 6 24 39 20 7 3 12 10

Union ..................................................................... 3 ( ) 8 44 36 8 3 14 12

Nonunion ............................................................... 2 10 34 34 14 6 14 15

1 to 99 workers ...................................................... 2 14 40 31 10 2 13 11

1 to 49 workers .................................................. 2 15 40 30 10 2 13 10

50 to 99 workers ................................................ 2 11 40 36 9 3 13 13

100 workers or more .............................................. 1 6 30 37 17 9 16 15

100 to 499 workers ............................................ 1 8 36 34 15 6 15 15

500 workers or more .......................................... 1 4 22 40 19 14 17 15

See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National

Compensation Survey, March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 1 7 16 39 23 13 17 15

Full time ................................................................. 1 5 15 40 25 14 17 15

Part time ................................................................ 6 17 24 38 9 7 14 15

Union ..................................................................... 3 ( ) 3 11 58 20 7 17 15

Nonunion ............................................................... 1 7 17 37 24 14 17 15

1 to 99 workers ...................................................... 2 11 24 37 20 7 15 15

1 to 49 workers .................................................. 2 12 26 36 17 7 15 15

50 to 99 workers ................................................ 2 7 19 40 25 6 16 15

100 workers or more .............................................. 1 3 9 42 27 19 19 18

100 to 499 workers ............................................ 1 4 10 47 24 14 18 15

500 workers or more .......................................... – – 6 35 31 25 21 20

After 20 years

All workers ............................................................. 1 6 13 19 33 27 19 20

Full time ................................................................. 1 5 12 19 35 28 20 20

Part time ................................................................ 5 15 18 23 22 16 16 15

Union ..................................................................... 3 ( ) 3 5 12 46 34 22 20

Nonunion ............................................................... 1 7 14 20 32 26 19 20

1 to 99 workers ...................................................... 2 10 21 24 28 15 16 15

1 to 49 workers .................................................. 2 12 23 24 26 13 16 15

50 to 99 workers ................................................ 2 7 16 23 35 18 18 20

100 workers or more .............................................. 1 3 6 15 38 38 22 20

100 to 499 workers ............................................ 1 4 7 19 39 31 21 20

500 workers or more .......................................... – – 3 10 37 47 24 24

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 3 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry

workers, National Compensation Survey, March 2015

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 0.4 0.7 0.7 0.5 0.4 0.2 0.1 0.0

Full time ................................................................. 0.4 0.8 0.7 0.6 0.4 0.2 0.1 0.0

Part time ................................................................ 1.8 2.1 1.5 0.6 0.7 0.4 0.2 0.0

Union ..................................................................... 1.0 2.2 2.3 1.4 0.6 0.4 0.2 2.6

Nonunion ............................................................... 0.4 0.8 0.7 0.6 0.4 0.2 0.1 0.0

1 to 99 workers ...................................................... 0.6 1.3 1.1 0.8 0.5 0.2 0.1 1.3

1 to 49 workers .................................................. 0.7 1.5 1.3 1.0 0.5 0.3 0.1 1.4

50 to 99 workers ................................................ 1.3 2.3 2.0 1.5 1.0 0.6 0.3 1.8

100 workers or more .............................................. 0.5 0.9 0.9 0.8 0.7 0.3 0.1 0.0

100 to 499 workers ............................................ 0.6 1.3 1.4 1.0 0.9 0.3 0.2 0.0

500 workers or more .......................................... 0.5 1.4 1.5 1.2 1.0 0.5 0.2 1.0

After 5 years

All workers ............................................................. 0.2 0.4 0.7 0.7 0.5 0.4 0.1 0.0

Full time ................................................................. 0.2 0.4 0.8 0.8 0.6 0.4 0.1 0.0

Part time ................................................................ 1.0 1.6 2.1 1.5 0.9 0.5 0.2 0.0

Union ..................................................................... 0.1 1.1 1.7 1.6 1.1 0.7 0.3 1.6

Nonunion ............................................................... 0.2 0.4 0.8 0.8 0.6 0.4 0.1 0.0

1 to 99 workers ...................................................... 0.3 0.8 1.2 1.1 0.7 0.4 0.1 1.4

1 to 49 workers .................................................. 0.4 0.9 1.4 1.3 0.9 0.5 0.2 0.9

50 to 99 workers ................................................ 0.7 1.5 2.0 1.9 1.3 0.9 0.3 2.1

100 workers or more .............................................. 0.3 0.5 0.8 1.0 0.7 0.6 0.1 0.0

100 to 499 workers ............................................ 0.3 0.7 1.3 1.4 1.0 0.8 0.2 0.0

500 workers or more .......................................... 0.2 0.5 1.4 1.5 1.0 1.0 0.2 0.0

See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 0.2 0.3 0.6 0.7 0.7 0.5 0.1 0.0

Full time ................................................................. 0.2 0.3 0.7 0.8 0.7 0.5 0.1 3 ( )

Part time ................................................................ 1.0 1.5 1.6 1.9 1.0 1.0 0.3 0.0

Union ..................................................................... 0.1 0.8 1.2 2.0 1.8 0.9 0.3 0.0

Nonunion ............................................................... 0.2 0.3 0.7 0.8 0.7 0.6 0.1 0.0

1 to 99 workers ...................................................... 0.3 0.6 1.2 1.1 1.0 0.6 0.2 0.0

1 to 49 workers .................................................. 0.3 0.7 1.4 1.3 1.1 0.7 0.2 0.0

50 to 99 workers ................................................ 0.7 1.3 1.7 2.1 1.9 1.3 0.3 0.0

100 workers or more .............................................. 0.3 0.4 0.5 1.0 0.9 0.8 0.1 0.3

100 to 499 workers ............................................ 0.3 0.5 0.7 1.3 1.3 1.0 0.2 3 ( )

500 workers or more .......................................... – – 0.7 1.5 1.4 1.2 0.2 0.0

After 20 years

All workers ............................................................. 0.2 0.3 0.6 0.6 0.6 0.6 0.1 0.0

Full time ................................................................. 0.2 0.3 0.7 0.6 0.7 0.6 0.1 0.0

Part time ................................................................ 1.0 1.6 1.4 2.0 1.6 1.3 0.3 1.1

Union ..................................................................... 0.1 0.7 0.7 1.3 1.8 1.8 0.4 0.0

Nonunion ............................................................... 0.2 0.3 0.7 0.7 0.7 0.6 0.1 0.0

1 to 99 workers ...................................................... 0.3 0.6 1.2 1.0 0.9 0.7 0.2 0.7

1 to 49 workers .................................................. 0.3 0.7 1.4 1.2 1.2 0.8 0.2 0.0

50 to 99 workers ................................................ 0.7 1.2 1.7 1.7 1.7 1.7 0.4 3 ( )

100 workers or more .............................................. 0.3 0.4 0.4 0.7 0.9 0.9 0.1 0.0

100 to 499 workers ............................................ 0.3 0.5 0.6 1.1 1.3 1.2 0.2 0.0

500 workers or more .......................................... – – 0.5 1.0 1.4 1.4 0.2 1.2

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 3 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation

Survey, March 2015

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 30 15 19 22 24 70 8 12 15 17

Worker characteristics

Management, professional, and related ................ 42 17 21 24 26 58 11 15 17 19

Management, business, and financial ............... 37 17 21 24 26 63 11 15 17 20

Professional and related .................................... 44 17 21 24 27 56 11 15 17 19

Service ................................................................... 29 14 19 22 24 71 6 11 13 14

Protective service .............................................. 23 14 18 21 24 77 7 11 14 16

Sales and office ..................................................... 29 14 19 21 23 71 8 12 15 17

Sales and related ............................................... 20 12 17 19 21 80 7 12 14 17

Office and administrative support ...................... 33 15 19 22 24 67 8 12 15 17

Natural resources, construction, and maintenance 18 10 15 18 20 82 7 11 13 15

Construction, extraction, farming, fishing, and

forestry ............................................................. 22 9 13 16 17 78 7 11 13 14

Installation, maintenance, and repair ................. 15 12 17 20 22 85 7 11 14 16

Production, transportation, and material moving ... 18 11 15 18 20 82 7 11 15 18

Production ......................................................... 21 11 15 18 21 79 7 11 15 18

Transportation and material moving .................. 15 11 15 18 20 85 7 12 15 18

Full time ................................................................. 31 15 20 22 25 69 8 13 15 18

Part time ................................................................ 24 12 16 19 20 76 6 10 12 15

Union ..................................................................... 17 13 19 23 27 83 8 12 16 21

Nonunion ............................................................... 31 15 19 22 24 69 8 12 15 17

Average wage within the following categories:2

Lowest 25 percent ............................................. 22 12 16 19 20 78 6 10 13 14

Lowest 10 percent ......................................... 16 10 15 17 19 84 5 10 12 13

Second 25 percent ............................................ 28 14 18 22 24 72 7 12 14 17

Third 25 percent ................................................ 30 15 19 22 25 70 8 13 15 18

Highest 25 percent ............................................ 37 17 21 24 26 63 11 15 17 20

Highest 10 percent ........................................ 36 17 21 24 26 64 12 16 18 21

Establishment characteristics

Goods-producing industries ................................... 21 11 16 18 21 79 7 12 15 18

Construction ...................................................... 20 10 14 16 17 80 7 11 12 13

Manufacturing .................................................... 22 12 16 19 22 78 8 12 15 19

Service-providing industries .................................. 32 15 20 23 25 68 8 12 15 17

Trade, transportation, and utilities ..................... 15 11 15 18 20 85 7 11 14 18

Wholesale trade ............................................. 21 12 16 19 21 79 8 12 15 17

Retail trade .................................................... 13 9 14 16 18 87 6 11 14 17

Transportation and warehousing ................... 13 10 15 19 21 87 8 12 16 20

Utilities ........................................................... 17 15 18 21 26 83 10 13 16 21

See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation

Survey, March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

Information ......................................................... 25 14 21 24 26 75 11 14 17 21

Financial activities ............................................. 39 16 21 24 26 61 11 14 16 19

Finance and insurance .................................. 42 17 21 25 27 58 11 15 17 20

Credit intermediation and related activities 31 16 21 24 26 69 12 15 17 20

Insurance carriers and related activities .... 58 17 22 25 28 42 10 14 16 20

Real estate and rental and leasing ................ 29 13 17 20 21 71 8 12 14 15

Professional and business services .................. 38 16 20 22 24 62 9 13 15 17

Professional and technical services .............. 44 17 20 21 24 56 10 14 16 18

Administrative and waste services ................ 33 14 18 21 22 67 6 10 12 13

Education and health services ........................... 51 17 22 25 27 49 10 14 17 18

Educational services ...................................... 18 14 17 19 20 82 13 17 19 20

Junior colleges, colleges, and universities 15 18 21 23 25 85 14 17 19 21

Health care and social assistance ................. 55 17 22 26 28 45 9 14 16 17

Leisure and hospitality ....................................... 20 11 16 19 21 80 6 11 13 13

Accommodation and food services ................ 19 10 16 20 22 81 6 11 12 13

Other services ................................................... 24 13 17 19 20 76 8 12 14 15

1 to 99 workers ...................................................... 24 13 17 19 21 76 7 12 14 15

1 to 49 workers .................................................. 23 12 16 19 20 77 7 12 13 15

50 to 99 workers ................................................ 28 13 18 20 22 72 7 12 14 16

100 workers or more .............................................. 35 16 21 24 27 65 9 13 16 20

100 to 499 workers ............................................ 31 15 19 22 25 69 8 13 16 19

500 workers or more .......................................... 40 18 22 26 29 60 10 14 17 21

Geographic areas

Northeast ............................................................... 29 16 21 23 26 71 9 13 15 18

New England ..................................................... 34 17 21 24 26 66 9 13 15 17

Middle Atlantic ................................................... 27 16 20 23 25 73 9 13 15 18

South ..................................................................... 29 14 19 21 23 71 8 12 14 16

South Atlantic .................................................... 31 16 20 22 24 69 8 12 14 16

East South Central ............................................ 20 14 18 20 22 80 7 11 14 16

West South Central ........................................... 31 13 17 20 22 69 8 12 14 16

Midwest ................................................................. 30 15 19 22 25 70 8 12 16 18

East North Central ............................................. 28 15 19 23 25 72 8 13 16 19

West North Central ............................................ 34 15 19 22 25 66 8 12 15 17

West ...................................................................... 31 14 19 22 24 69 8 13 15 17

Mountain ............................................................ 34 14 18 21 24 66 8 12 15 17

Pacific ................................................................ 30 14 20 23 25 70 8 13 15 18

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, private industry workers, National

Compensation Survey, March 2015

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 0.7 0.2 0.2 0.2 0.2 0.7 0.1 0.1 0.1 0.1

Worker characteristics

Management, professional, and related ................ 1.3 0.3 0.3 0.3 0.3 1.3 0.1 0.1 0.1 0.2

Management, business, and financial ............... 1.5 0.5 0.4 0.4 0.4 1.5 0.2 0.2 0.2 0.2

Professional and related .................................... 1.6 0.3 0.3 0.3 0.4 1.6 0.2 0.2 0.2 0.3

Service ................................................................... 1.9 0.4 0.5 0.6 0.6 1.9 0.2 0.3 0.4 0.4

Protective service .............................................. 5.1 1.9 2.3 2.2 2.0 5.1 0.4 1.0 1.1 1.2

Sales and office ..................................................... 1.0 0.3 0.3 0.3 0.3 1.0 0.1 0.1 0.1 0.2

Sales and related ............................................... 1.2 0.4 0.4 0.4 0.5 1.2 0.1 0.1 0.2 0.2

Office and administrative support ...................... 1.5 0.3 0.3 0.4 0.4 1.5 0.1 0.2 0.2 0.2

Natural resources, construction, and maintenance 1.3 0.4 0.5 0.5 0.6 1.3 0.3 0.3 0.4 0.4

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.5 0.5 0.5 0.8 0.8 2.5 0.8 0.9 0.9 0.9

Installation, maintenance, and repair ................. 1.4 0.5 0.6 0.6 0.8 1.4 0.2 0.2 0.3 0.3

Production, transportation, and material moving ... 1.2 0.4 0.4 0.5 0.6 1.2 0.1 0.1 0.2 0.2

Production ......................................................... 1.4 0.4 0.4 0.5 0.6 1.4 0.1 0.1 0.2 0.2

Transportation and material moving .................. 1.7 0.7 0.7 0.8 1.0 1.7 0.1 0.2 0.2 0.3

Full time ................................................................. 0.8 0.2 0.2 0.2 0.3 0.8 0.1 0.1 0.1 0.1

Part time ................................................................ 1.6 0.6 0.6 0.7 0.7 1.6 0.1 0.2 0.2 0.3

Union ..................................................................... 1.3 0.5 1.3 1.6 1.7 1.3 0.2 0.2 0.2 0.2

Nonunion ............................................................... 0.8 0.2 0.2 0.2 0.2 0.8 0.1 0.1 0.1 0.1

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.4 0.4 0.4 0.5 0.6 1.4 0.1 0.2 0.2 0.3

Lowest 10 percent ......................................... 2.0 0.9 1.0 1.2 1.2 2.0 0.2 0.2 0.4 0.5

Second 25 percent ............................................ 1.2 0.3 0.4 0.4 0.4 1.2 0.1 0.1 0.2 0.2

Third 25 percent ................................................ 1.0 0.3 0.3 0.3 0.4 1.0 0.1 0.1 0.1 0.1

Highest 25 percent ............................................ 1.3 0.3 0.3 0.3 0.3 1.3 0.2 0.2 0.2 0.2

Highest 10 percent ........................................ 1.8 0.5 0.4 0.4 0.4 1.8 0.3 0.3 0.3 0.3

Establishment characteristics

Goods-producing industries ................................... 1.2 0.3 0.3 0.4 0.5 1.2 0.1 0.2 0.2 0.2

Construction ...................................................... 2.3 0.6 0.6 0.6 0.8 2.3 0.5 0.6 0.7 0.7

Manufacturing .................................................... 1.3 0.4 0.4 0.5 0.6 1.3 0.1 0.1 0.2 0.2

Service-providing industries .................................. 0.9 0.2 0.2 0.2 0.3 0.9 0.1 0.1 0.1 0.1

Trade, transportation, and utilities ..................... 0.9 0.4 0.4 0.3 0.5 0.9 0.1 0.1 0.1 0.1

Wholesale trade ............................................. 1.9 0.4 0.5 0.5 0.7 1.9 0.1 0.2 0.2 0.3

Retail trade .................................................... 1.1 0.4 0.5 0.4 0.5 1.1 0.1 0.1 0.1 0.2

Transportation and warehousing ................... 2.5 0.9 0.9 1.0 1.2 2.5 0.2 0.3 0.4 0.5

Utilities ........................................................... 3.7 1.1 0.9 1.2 1.8 3.7 0.2 0.4 0.3 0.3

See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

Information ......................................................... 2.8 0.9 0.5 0.6 0.8 2.8 0.2 0.2 0.3 0.3

Financial activities ............................................. 1.6 0.2 0.3 0.3 0.3 1.6 0.1 0.1 0.1 0.2

Finance and insurance .................................. 1.4 0.2 0.2 0.3 0.3 1.4 0.2 0.1 0.1 0.2

Credit intermediation and related activities 2.3 0.4 0.5 0.6 0.5 2.3 0.2 0.1 0.2 0.2

Insurance carriers and related activities .... 2.3 0.3 0.3 0.3 0.3 2.3 0.3 0.3 0.3 0.4

Real estate and rental and leasing ................ 5.7 0.8 0.7 0.9 1.0 5.7 0.2 0.4 0.4 0.6

Professional and business services .................. 2.4 0.5 0.5 0.5 0.5 2.4 0.2 0.2 0.3 0.4

Professional and technical services .............. 3.4 0.7 0.6 0.6 0.7 3.4 0.3 0.3 0.3 0.4

Administrative and waste services ................ 4.0 1.0 1.2 1.2 1.3 4.0 0.2 0.3 0.5 0.6

Education and health services ........................... 2.2 0.4 0.4 0.4 0.5 2.2 0.3 0.3 0.4 0.5

Educational services ...................................... 2.4 0.9 1.0 1.2 1.4 2.4 0.4 0.3 0.3 0.3

Junior colleges, colleges, and universities 1.5 0.7 0.7 0.8 0.9 1.5 0.3 0.2 0.3 0.3

Health care and social assistance ................. 2.4 0.4 0.4 0.4 0.5 2.4 0.3 0.4 0.5 0.6

Leisure and hospitality ....................................... 2.7 0.8 0.9 1.0 1.2 2.7 0.2 0.4 0.5 0.5

Accommodation and food services ................ 2.9 0.9 1.0 1.2 1.4 2.9 0.2 0.4 0.5 0.6

Other services ................................................... 3.1 1.1 1.3 1.2 1.4 3.1 0.5 0.4 0.5 0.5

1 to 99 workers ...................................................... 1.0 0.3 0.3 0.3 0.4 1.0 0.1 0.1 0.1 0.2

1 to 49 workers .................................................. 1.2 0.4 0.4 0.4 0.5 1.2 0.1 0.1 0.2 0.2

50 to 99 workers ................................................ 2.0 0.6 0.6 0.6 0.6 2.0 0.2 0.2 0.3 0.4

100 workers or more .............................................. 1.0 0.2 0.3 0.3 0.3 1.0 0.1 0.1 0.1 0.1

100 to 499 workers ............................................ 1.5 0.4 0.4 0.4 0.5 1.5 0.1 0.2 0.2 0.2

500 workers or more .......................................... 1.5 0.3 0.3 0.4 0.4 1.5 0.2 0.2 0.2 0.2

Geographic areas

Northeast ............................................................... 1.8 0.5 0.5 0.5 0.5 1.8 0.2 0.2 0.2 0.3

New England ..................................................... 2.6 1.1 0.8 0.8 0.9 2.6 0.3 0.4 0.4 0.4

Middle Atlantic ................................................... 2.2 0.7 0.7 0.7 0.7 2.2 0.2 0.3 0.3 0.3

South ..................................................................... 1.1 0.4 0.4 0.4 0.4 1.1 0.1 0.1 0.1 0.2

South Atlantic .................................................... 1.5 0.6 0.5 0.5 0.6 1.5 0.2 0.2 0.2 0.3

East South Central ............................................ 2.8 0.5 0.5 0.4 0.6 2.8 0.3 0.3 0.3 0.5

West South Central ........................................... 2.0 0.6 0.7 0.7 0.8 2.0 0.2 0.2 0.3 0.4

Midwest ................................................................. 1.5 0.4 0.4 0.4 0.4 1.5 0.2 0.1 0.2 0.3

East North Central ............................................. 1.9 0.6 0.6 0.7 0.6 1.9 0.2 0.1 0.2 0.2

West North Central ............................................ 2.7 0.5 0.4 0.5 0.6 2.7 0.3 0.3 0.5 0.8

West ...................................................................... 1.8 0.3 0.4 0.5 0.6 1.8 0.2 0.2 0.2 0.2

Mountain ............................................................ 2.0 0.4 0.5 0.7 0.8 2.0 0.3 0.3 0.4 0.5

Pacific ................................................................ 2.5 0.4 0.6 0.7 0.8 2.5 0.2 0.2 0.2 0.2

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Quality of life benefits: Access, private industry workers, National

Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 10 6 6 38 51

Worker characteristics

Management, professional, and related ................ 19 15 12 55 68

Management, business, and financial ............... 19 21 13 56 69

Professional and related .................................... 19 12 11 54 67

Service ................................................................... 8 1 3 21 32

Protective service .............................................. – – – 28 40

Sales and office ..................................................... 9 6 6 41 54

Sales and related ............................................... 4 4 2 38 53

Office and administrative support ...................... 12 7 8 42 55

Natural resources, construction, and maintenance 7 2 2 27 37

Construction, extraction, farming, fishing, and

forestry ............................................................. 3 2 2 15 23

Installation, maintenance, and repair ................. 11 2 3 37 48

Production, transportation, and material moving ... 5 3 2 36 50

Production ......................................................... 7 4 2 40 52

Transportation and material moving .................. 2 3 2 31 47

Full time ................................................................. 12 8 7 43 56

Part time ................................................................ 5 2 3 24 36

Union ..................................................................... 17 2 5 49 73

Nonunion ............................................................... 10 7 6 37 49

Average wage within the following categories:2

Lowest 25 percent ............................................. 4 1 2 20 32

Lowest 10 percent ......................................... 5 1 1 15 25

Second 25 percent ............................................ 8 3 4 35 49

Third 25 percent ................................................ 11 7 7 44 57

Highest 25 percent ............................................ 21 16 12 58 71

Highest 10 percent ........................................ 22 21 15 63 76

Establishment characteristics

Goods-producing industries ................................... 8 5 2 41 51

Construction ...................................................... 3 2 2 17 23

Manufacturing .................................................... 11 7 2 51 62

Service-providing industries .................................. 11 7 7 38 51

Trade, transportation, and utilities ..................... 3 3 2 40 57

Wholesale trade ............................................. 6 11 3 32 50

Retail trade .................................................... 2 3 ( ) 1 40 56

Transportation and warehousing ................... 2 2 3 46 65

Utilities ........................................................... 16 – 22 70 84

See footnotes at end of table.
Table 40. Quality of life benefits: Access, private industry workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

Information ......................................................... 43 12 15 76 85

Financial activities ............................................. 22 16 16 58 69

Finance and insurance .................................. 27 20 20 71 79

Credit intermediation and related activities 29 13 19 70 81

Insurance carriers and related activities .... 17 26 20 68 76

Real estate and rental and leasing ................ – 3 3 17 33

Professional and business services .................. 11 15 9 32 44

Professional and technical services .............. 15 26 17 42 52

Administrative and waste services ................ 5 5 4 13 25

Education and health services ........................... 17 4 7 49 62

Educational services ...................................... 19 10 20 47 61

Junior colleges, colleges, and universities 28 11 29 72 85

Health care and social assistance ................. 17 3 5 49 62

Leisure and hospitality ....................................... 7 – 4 14 24

Accommodation and food services ................ 6 – 4 13 24

Other services ................................................... 4 8 5 14 27

1 to 99 workers ...................................................... 4 4 3 20 30

1 to 49 workers .................................................. 4 4 3 17 26

50 to 99 workers ................................................ 6 4 4 30 44

100 workers or more .............................................. 18 9 9 60 75

100 to 499 workers ............................................ 10 7 6 52 69

500 workers or more .......................................... 29 11 14 71 85

Geographic areas

Northeast ............................................................... 14 8 9 39 51

New England ..................................................... 17 8 8 40 53

Middle Atlantic ................................................... 13 7 9 39 51

South ..................................................................... 9 7 4 40 52

South Atlantic .................................................... 10 8 5 42 53

East South Central ............................................ 8 5 2 38 51

West South Central ........................................... 9 6 4 38 51

Midwest ................................................................. 10 6 4 38 51

East North Central ............................................. 10 6 4 37 52

West North Central ............................................ 9 5 3 38 51

West ...................................................................... 10 5 7 35 48

Mountain ............................................................ 10 6 6 33 48

Pacific ................................................................ 9 4 8 36 48

1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015. 3 Less than 0.5.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Standard errors for quality of life benefits: Access, private industry workers, 

National Compensation Survey, March 2015

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 0.5 0.3 0.4 0.7 0.7

Worker characteristics

Management, professional, and related ................ 1.0 0.9 0.8 1.2 1.3

Management, business, and financial ............... 1.5 1.8 1.1 1.6 1.4

Professional and related .................................... 1.3 0.9 0.9 1.6 1.7

Service ................................................................... 0.9 0.2 0.5 1.3 1.6

Protective service .............................................. – – – 5.1 5.5

Sales and office ..................................................... 0.5 0.4 0.5 1.0 1.1

Sales and related ............................................... 0.4 0.6 0.4 1.5 1.5

Office and administrative support ...................... 0.8 0.6 0.7 1.3 1.5

Natural resources, construction, and maintenance 0.8 0.6 0.5 1.5 1.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.6 0.8 0.5 1.6 2.1

Installation, maintenance, and repair ................. 1.4 0.7 0.7 2.3 2.5

Production, transportation, and material moving ... 0.5 0.5 0.4 1.3 1.6

Production ......................................................... 0.9 0.6 0.5 1.7 1.9

Transportation and material moving .................. 0.4 0.7 0.4 1.6 2.0

Full time ................................................................. 0.5 0.4 0.5 0.7 0.8

Part time ................................................................ 0.6 0.3 0.3 0.9 1.2

Union ..................................................................... 1.7 0.6 0.8 1.8 1.8

Nonunion ............................................................... 0.5 0.3 0.4 0.7 0.7

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.6 0.3 0.3 0.8 1.1

Lowest 10 percent ......................................... 1.0 0.2 0.5 1.0 1.6

Second 25 percent ............................................ 0.6 0.3 0.4 1.1 1.3

Third 25 percent ................................................ 0.6 0.5 0.6 1.1 1.2

Highest 25 percent ............................................ 1.1 0.9 0.8 1.0 1.1

Highest 10 percent ........................................ 1.6 1.3 1.0 1.7 1.6

Establishment characteristics

Goods-producing industries ................................... 0.8 0.7 0.4 1.4 1.3

Construction ...................................................... 0.9 0.6 0.8 1.6 2.1

Manufacturing .................................................... 1.1 0.9 0.5 1.6 1.8

Service-providing industries .................................. 0.5 0.3 0.5 0.7 0.8

Trade, transportation, and utilities ..................... 0.4 0.4 0.4 1.1 1.3

Wholesale trade ............................................. 1.2 1.4 1.0 1.9 2.5

Retail trade .................................................... 0.4 0.1 0.3 1.5 1.6

Transportation and warehousing ................... 0.7 1.0 1.0 3.0 3.4

Utilities ........................................................... 3.1 – 5.4 5.7 3.7

See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, private industry workers, 

National Compensation Survey, March 2015—continued

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

Information ......................................................... 3.7 1.7 1.8 2.7 1.9

Financial activities ............................................. 1.1 1.0 1.2 1.9 1.9

Finance and insurance .................................. 1.4 1.1 1.4 1.5 1.2

Credit intermediation and related activities 2.1 1.3 2.2 2.0 1.6

Insurance carriers and related activities .... 1.8 2.1 2.4 2.5 2.0

Real estate and rental and leasing ................ – 1.4 1.5 3.5 5.2

Professional and business services .................. 1.5 1.4 1.5 2.0 2.1

Professional and technical services .............. 2.7 2.4 2.4 3.2 3.6

Administrative and waste services ................ 1.4 1.3 1.7 2.0 2.7

Education and health services ........................... 1.4 0.7 0.7 2.0 2.4

Educational services ...................................... 1.5 2.0 2.5 2.8 2.8

Junior colleges, colleges, and universities 1.7 1.7 2.3 2.2 1.7

Health care and social assistance ................. 1.6 0.6 0.5 2.3 2.8

Leisure and hospitality ....................................... 1.2 – 0.7 1.6 2.1

Accommodation and food services ................ 1.3 – 0.8 1.8 2.3

Other services ................................................... 1.2 1.7 1.1 2.5 2.8

1 to 99 workers ...................................................... 0.4 0.4 0.3 0.8 1.0

1 to 49 workers .................................................. 0.5 0.4 0.3 0.9 1.1

50 to 99 workers ................................................ 1.0 0.7 0.7 1.8 1.7

100 workers or more .............................................. 0.8 0.5 0.7 0.9 0.8

100 to 499 workers ............................................ 0.8 0.7 0.6 1.4 1.4

500 workers or more .......................................... 1.3 1.0 1.4 1.3 1.2

Geographic areas

Northeast ............................................................... 1.0 0.8 1.7 1.4 1.7

New England ..................................................... 1.8 1.5 1.1 3.0 2.9

Middle Atlantic ................................................... 1.1 1.0 2.1 1.5 1.8

South ..................................................................... 1.0 0.6 0.3 1.2 1.2

South Atlantic .................................................... 1.5 0.8 0.4 1.7 1.8

East South Central ............................................ 2.2 1.3 0.6 2.8 2.2

West South Central ........................................... 1.2 0.9 0.6 2.0 2.0

Midwest ................................................................. 0.8 0.6 0.4 1.5 1.8

East North Central ............................................. 1.1 0.7 0.6 1.7 1.8

West North Central ............................................ 1.2 1.2 0.7 3.1 3.9

West ...................................................................... 0.7 0.6 0.8 1.2 1.3

Mountain ............................................................ 1.1 1.1 1.0 2.7 2.7

Pacific ................................................................ 0.9 0.7 1.1 1.3 1.4

1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Payroll

deduction

IRA4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

All workers ............................................................. 24 17 38 40 18 6 20

Worker characteristics

Management, professional, and related ................ 36 28 59 62 25 10 29

Management, business, and financial ............... 44 29 62 66 24 10 32

Professional and related .................................... 32 27 57 61 26 10 27

Service ................................................................... 8 8 19 20 11 3 10

Protective service .............................................. 15 12 26 29 7 3 12

Sales and office ..................................................... 29 16 37 40 16 5 22

Sales and related ............................................... 25 10 32 34 11 3 21

Office and administrative support ...................... 31 21 40 45 19 6 23

Natural resources, construction, and maintenance 16 11 25 29 16 4 15

Construction, extraction, farming, fishing, and

forestry ............................................................. 9 6 12 14 12 4 8

Installation, maintenance, and repair ................. 22 16 35 41 20 5 21

Production, transportation, and material moving ... 20 17 36 37 17 5 14

Production ......................................................... 24 20 38 39 17 7 17

Transportation and material moving .................. 16 14 34 35 18 3 12

Full time ................................................................. 29 21 45 48 20 7 23

Part time ................................................................ 9 6 19 19 11 3 11

Union ..................................................................... 20 14 47 50 29 7 25

Nonunion ............................................................... 24 18 37 39 16 6 19

Average wage within the following categories:7

Lowest 25 percent ............................................. 10 6 17 17 9 2 10

Lowest 10 percent ......................................... 5 3 11 10 7 2 6

Second 25 percent ............................................ 23 16 34 38 16 6 17

Third 25 percent ................................................ 29 22 45 48 21 7 23

Highest 25 percent ............................................ 37 28 62 66 26 10 32

Highest 10 percent ........................................ 43 30 70 72 27 11 34

Establishment characteristics

Goods-producing industries ................................... 24 18 37 39 17 6 19

Construction ...................................................... 12 8 12 16 11 4 8

Manufacturing .................................................... 29 23 47 48 19 7 24

Service-providing industries .................................. 24 17 38 41 18 6 20

Trade, transportation, and utilities ..................... 25 13 36 38 14 3 20

Wholesale trade ............................................. 27 22 37 41 14 6 17

Retail trade .................................................... 25 6 30 31 12 2 21

Transportation and warehousing ................... 21 22 49 50 25 4 15

Utilities ........................................................... 49 48 79 78 12 7 53

Information ......................................................... 43 24 81 80 30 5 50

Financial activities ............................................. 50 34 64 65 23 11 38

Finance and insurance .................................. 60 38 76 78 24 13 46

See footnotes at end of table.
Table 41. Financial benefits: Access, private industry workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Stock options

Total5 Performance Signing Other

All workers ............................................................. 8 3 1 6

Worker characteristics

Management, professional, and related ................ 12 5 2 8

Management, business, and financial ............... 17 7 4 12

Professional and related .................................... 9 4 1 5

Service ................................................................... 3 1 – 3

Protective service .............................................. – – – –

Sales and office ..................................................... 10 3 2 8

Sales and related ............................................... 9 2 1 7

Office and administrative support ...................... 11 3 2 9

Natural resources, construction, and maintenance 6 3 – 4

Construction, extraction, farming, fishing, and

forestry ............................................................. 3 – – 2

Installation, maintenance, and repair ................. 9 5 – 5

Production, transportation, and material moving ... 9 1 1 8

Production ......................................................... 7 2 1 6

Transportation and material moving .................. 11 1 1 10

Full time ................................................................. 10 3 2 7

Part time ................................................................ 5 1 6 () 4

Union ..................................................................... 13 6 2 7

Nonunion ............................................................... 8 2 1 6

Average wage within the following categories:7

Lowest 25 percent ............................................. 4 6 () – 3

Lowest 10 percent ......................................... 3 6 () – 2

Second 25 percent ............................................ 8 2 1 7

Third 25 percent ................................................ 9 3 1 7

Highest 25 percent ............................................ 14 7 3 9

Highest 10 percent ........................................ 17 8 4 10

Establishment characteristics

Goods-producing industries ................................... 8 3 1 6

Construction ...................................................... 3 – – 2

Manufacturing .................................................... 11 5 1 7

Service-providing industries .................................. 8 3 1 7

Trade, transportation, and utilities ..................... 10 1 1 9

Wholesale trade ............................................. 7 1 1 6

Retail trade .................................................... 9 2 6 () 8

Transportation and warehousing ................... 19 – 2 17

Utilities ........................................................... 12 – – 9

Information ......................................................... 34 22 2 14

Financial activities ............................................. 22 8 7 20

Finance and insurance .................................. 25 10 8 23

See footnotes at end of table.
Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Payroll

deduction

IRA4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

Credit intermediation and related activities 68 39 78 80 24 15 40

Insurance carriers and related activities .... 52 39 72 73 22 8 52

Real estate and rental and leasing ................ 16 17 23 23 18 6 –

Professional and business services .................. 28 19 39 45 20 7 18

Professional and technical services .............. 40 23 50 54 23 12 27

Administrative and waste services ................ 13 10 19 27 15 3 6

Education and health services ........................... 23 24 48 52 25 9 22

Educational services ...................................... 21 25 56 56 35 17 22

Junior colleges, colleges, and universities 33 34 78 81 47 19 37

Health care and social assistance ................. 24 24 47 52 23 8 22

Leisure and hospitality ....................................... 4 4 12 11 7 2 7

Accommodation and food services ................ 3 3 12 10 6 2 8

Other services ................................................... 9 8 14 17 13 5 7

1 to 99 workers ...................................................... 15 10 21 23 13 4 9

1 to 49 workers .................................................. 14 8 18 20 11 3 9

50 to 99 workers ................................................ 21 16 30 32 17 6 12

100 workers or more .............................................. 34 26 58 61 23 8 32

100 to 499 workers ............................................ 32 20 49 51 20 8 27

500 workers or more .......................................... 36 35 72 76 29 9 38

Geographic areas

Northeast ............................................................... 20 14 40 43 22 8 19

New England ..................................................... 19 14 44 48 23 8 19

Middle Atlantic ................................................... 20 15 38 41 22 8 19

South ..................................................................... 24 19 38 39 16 6 21

South Atlantic .................................................... 25 18 38 39 17 8 22

East South Central ............................................ 23 20 32 32 15 6 19

West South Central ........................................... 22 21 41 43 15 3 21

Midwest ................................................................. 27 21 39 42 18 5 19

East North Central ............................................. 27 20 39 41 20 5 19

West North Central ............................................ 25 24 39 45 13 4 18

West ...................................................................... 25 12 36 38 15 5 19

Mountain ............................................................ 26 13 35 37 12 3 22

Pacific ................................................................ 24 12 36 38 17 7 17

See footnotes at end of table.
Table 41. Financial benefits: Access, private industry workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Stock options

Total5 Performance Signing Other

Credit intermediation and related activities 27 12 10 26

Insurance carriers and related activities .... 20 6 2 16

Real estate and rental and leasing ................ – – – –

Professional and business services .................. 11 4 3 7

Professional and technical services .............. 11 4 3 7

Administrative and waste services ................ 6 – – 5

Education and health services ........................... 2 – 6 () 2

Educational services ...................................... 2 – 1 –

Junior colleges, colleges, and universities 2 – – –

Health care and social assistance ................. 3 – – 2

Leisure and hospitality ....................................... – – – –

Accommodation and food services ................ – – – –

Other services ................................................... 2 – – –

1 to 99 workers ...................................................... 5 1 1 4

1 to 49 workers .................................................. 4 1 1 3

50 to 99 workers ................................................ 8 2 1 6

100 workers or more .............................................. 13 4 2 10

100 to 499 workers ............................................ 10 3 1 7

500 workers or more .......................................... 17 6 3 13

Geographic areas

Northeast ............................................................... 9 2 2 7

New England ..................................................... 7 2 1 5

Middle Atlantic ................................................... 9 2 2 7

South ..................................................................... 8 2 1 6

South Atlantic .................................................... 8 2 2 7

East South Central ............................................ 10 3 2 7

West South Central ........................................... 7 2 1 5

Midwest ................................................................. 8 3 1 7

East North Central ............................................. 8 3 1 7

West North Central ............................................ 8 3 6 () 6

West ...................................................................... 9 4 2 6

Mountain ............................................................ 8 2 1 6

Pacific ................................................................ 9 4 2 5

1 Formerly referred to as Dependent care reimbursement account. 2 Formerly referred to as Health care reimbursement account. 3 Savings plans established by the employer on behalf of the employee, but with no employer contribution. 

These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and

retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’

contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund

the established plan. 4 An individual retirement plan that can be sponsored by the employer, but with no employer contributions. 

The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made

post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll

deduction by the employer. 5 The sum of the individual components may be greater than the total because some employees may have

access to more than one type of stock option. 6 Less than 0.5. 7 Surveyed occupations are classified into wage categories based on the average wage for the occupation,

which may include workers with earnings both above and below the threshold. The categories were formed

using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Standard errors for financial benefits: Access, private industry workers, National

Compensation Survey, March 2015

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Payroll

deduction

IRA4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

All workers ............................................................. 0.7 0.5 0.7 0.7 0.6 0.4 0.6

Worker characteristics

Management, professional, and related ................ 1.2 1.2 1.4 1.4 1.3 0.9 1.3

Management, business, and financial ............... 1.6 1.6 1.7 1.6 1.6 0.8 1.9

Professional and related .................................... 1.4 1.3 1.8 1.9 1.6 1.2 1.5

Service ................................................................... 0.9 0.8 1.2 1.3 1.0 0.5 1.1

Protective service .............................................. 4.2 3.6 4.5 5.0 1.6 1.0 3.1

Sales and office ..................................................... 1.0 0.7 1.1 1.0 0.7 0.4 0.8

Sales and related ............................................... 1.3 1.0 1.4 1.3 0.8 0.4 1.2

Office and administrative support ...................... 1.2 1.0 1.5 1.3 1.0 0.6 1.0

Natural resources, construction, and maintenance 1.0 1.0 1.4 1.7 1.2 0.6 1.1

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.5 0.9 1.5 1.5 1.8 1.0 1.2

Installation, maintenance, and repair ................. 1.6 1.5 2.2 2.5 1.7 0.8 1.8

Production, transportation, and material moving ... 1.1 1.0 1.2 1.3 1.1 0.6 0.9

Production ......................................................... 1.7 1.4 1.6 1.8 1.3 1.0 1.3

Transportation and material moving .................. 1.1 1.2 1.8 1.8 1.5 0.6 1.2

Full time ................................................................. 0.7 0.6 0.8 0.8 0.7 0.4 0.8

Part time ................................................................ 0.7 0.5 0.9 0.9 0.8 0.5 0.6

Union ..................................................................... 1.5 1.2 2.0 2.0 2.0 1.2 2.1

Nonunion ............................................................... 0.7 0.6 0.7 0.7 0.6 0.3 0.7

Average wage within the following categories:5

Lowest 25 percent ............................................. 0.6 0.5 0.8 0.8 0.8 0.3 0.6

Lowest 10 percent ......................................... 0.6 0.5 1.0 0.9 1.0 0.5 0.9

Second 25 percent ............................................ 1.0 0.8 1.1 1.2 0.8 0.6 0.9

Third 25 percent ................................................ 1.0 0.9 1.1 1.1 1.0 0.6 1.0

Highest 25 percent ............................................ 1.1 1.1 1.1 1.2 1.2 0.7 1.3

Highest 10 percent ........................................ 1.5 1.5 1.7 1.6 1.7 1.0 2.1

Establishment characteristics

Goods-producing industries ................................... 1.3 1.0 1.2 1.3 1.0 0.7 1.1

Construction ...................................................... 1.3 1.2 1.3 1.6 1.5 0.9 1.2

Manufacturing .................................................... 1.7 1.3 1.4 1.5 1.3 0.9 1.4

Service-providing industries .................................. 0.7 0.6 0.7 0.8 0.7 0.4 0.7

Trade, transportation, and utilities ..................... 1.1 0.8 1.0 1.0 1.0 0.5 1.0

Wholesale trade ............................................. 2.7 2.1 2.1 2.1 1.9 1.5 1.6

Retail trade .................................................... 1.2 0.7 1.1 1.1 1.0 0.4 1.1

Transportation and warehousing ................... 2.2 2.7 3.4 3.7 2.7 1.6 2.5

Utilities ........................................................... 5.5 4.8 4.6 4.4 2.3 1.4 5.3

Information ......................................................... 3.0 2.3 2.4 2.5 2.8 1.1 3.4

Financial activities ............................................. 1.6 1.5 2.0 1.9 1.5 1.2 1.8

Finance and insurance .................................. 1.5 1.6 1.4 1.4 1.5 1.3 1.7

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

Stock options

Total Performance Signing Other

All workers ............................................................. 0.4 0.2 0.2 0.3

Worker characteristics

Management, professional, and related ................ 0.8 0.5 0.3 0.5

Management, business, and financial ............... 1.2 0.7 0.4 0.9

Professional and related .................................... 0.9 0.6 0.3 0.5

Service ................................................................... 0.6 0.3 – 0.6

Protective service .............................................. – – – –

Sales and office ..................................................... 0.5 0.2 0.2 0.5

Sales and related ............................................... 0.6 0.2 0.3 0.6

Office and administrative support ...................... 0.7 0.4 0.3 0.7

Natural resources, construction, and maintenance 0.8 0.5 – 0.7

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.9 – – 0.9

Installation, maintenance, and repair ................. 1.2 0.8 – 1.1

Production, transportation, and material moving ... 0.7 0.2 0.1 0.7

Production ......................................................... 0.9 0.4 0.3 0.9

Transportation and material moving .................. 1.1 0.3 0.2 1.1

Full time ................................................................. 0.5 0.3 0.2 0.4

Part time ................................................................ 0.4 0.1 0.1 0.4

Union ..................................................................... 1.4 1.1 0.8 1.1

Nonunion ............................................................... 0.4 0.2 0.1 0.4

Average wage within the following categories:5

Lowest 25 percent ............................................. 0.4 0.1 – 0.3

Lowest 10 percent ......................................... 0.8 0.1 – 0.5

Second 25 percent ............................................ 0.5 0.3 0.3 0.5

Third 25 percent ................................................ 0.7 0.3 0.2 0.6

Highest 25 percent ............................................ 0.8 0.6 0.3 0.5

Highest 10 percent ........................................ 1.4 1.0 0.4 0.8

Establishment characteristics

Goods-producing industries ................................... 0.9 0.5 0.2 0.8

Construction ...................................................... 0.9 – – 0.8

Manufacturing .................................................... 1.3 0.7 0.3 1.1

Service-providing industries .................................. 0.4 0.2 0.2 0.4

Trade, transportation, and utilities ..................... 0.5 0.2 0.2 0.5

Wholesale trade ............................................. 1.0 0.4 0.3 1.0

Retail trade .................................................... 0.7 0.3 0.2 0.8

Transportation and warehousing ................... 2.4 – 0.9 2.3

Utilities ........................................................... 2.9 – – 1.9

Information ......................................................... 3.6 3.1 0.9 1.9

Financial activities ............................................. 1.6 0.8 1.1 1.7

Finance and insurance .................................. 1.6 1.0 1.0 1.6

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Payroll

deduction

IRA4

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

Credit intermediation and related activities 2.0 2.3 2.0 1.9 2.2 2.0 2.4

Insurance carriers and related activities .... 2.5 2.8 2.2 2.3 2.5 1.8 2.3

Real estate and rental and leasing ................ 4.1 2.8 5.0 4.6 3.7 2.3 –

Professional and business services .................. 2.2 1.9 2.2 2.1 1.4 1.0 1.8

Professional and technical services .............. 3.5 3.2 3.4 3.7 2.7 1.8 3.4

Administrative and waste services ................ 2.3 2.1 2.5 3.5 2.7 1.0 1.4

Education and health services ........................... 1.6 1.7 2.2 2.4 1.8 1.3 2.0

Educational services ...................................... 2.1 2.5 2.7 2.2 2.4 2.2 2.0

Junior colleges, colleges, and universities 2.7 3.0 2.2 1.7 2.5 1.9 2.0

Health care and social assistance ................. 1.8 2.0 2.6 2.9 2.0 1.4 2.4

Leisure and hospitality ....................................... 1.0 0.9 1.5 1.3 1.2 0.6 1.0

Accommodation and food services ................ 1.0 0.9 1.7 1.4 1.4 0.7 1.2

Other services ................................................... 1.3 1.5 2.0 2.1 3.1 1.9 1.8

1 to 99 workers ...................................................... 0.7 0.7 0.8 0.9 0.7 0.3 0.6

1 to 49 workers .................................................. 0.8 0.6 0.8 0.9 0.8 0.4 0.7

50 to 99 workers ................................................ 1.6 1.8 1.8 2.0 1.5 0.9 1.3

100 workers or more .............................................. 1.0 0.8 0.9 0.9 0.8 0.7 1.0

100 to 499 workers ............................................ 1.4 1.0 1.3 1.3 1.0 0.8 1.3

500 workers or more .......................................... 1.5 1.5 1.4 1.3 1.3 1.0 1.4

Geographic areas

Northeast ............................................................... 1.3 1.2 1.3 1.2 1.6 0.9 1.5

New England ..................................................... 1.4 1.9 2.5 2.9 2.6 1.6 2.4

Middle Atlantic ................................................... 1.6 1.7 1.5 1.3 1.9 0.9 1.8

South ..................................................................... 1.2 1.0 1.1 1.3 1.0 0.7 1.2

South Atlantic .................................................... 1.5 1.5 1.5 1.7 1.3 1.0 1.6

East South Central ............................................ 3.7 2.9 3.1 3.4 3.6 2.1 3.6

West South Central ........................................... 2.1 1.7 2.1 2.4 1.3 0.5 2.0

Midwest ................................................................. 1.5 1.1 1.7 1.6 1.1 0.5 1.2

East North Central ............................................. 1.7 1.2 2.0 1.9 1.3 0.6 1.5

West North Central ............................................ 2.9 2.5 3.2 2.8 1.5 0.8 1.7

West ...................................................................... 1.4 0.8 1.2 1.3 1.2 0.8 1.1

Mountain ............................................................ 2.3 1.6 1.5 1.6 1.5 0.8 2.9

Pacific ................................................................ 1.8 0.9 1.6 1.7 1.5 1.2 1.1

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, private industry

workers, National Compensation Survey, March 2015—continued

Characteristics

Stock options

Total Performance Signing Other

Credit intermediation and related activities 2.1 1.4 1.6 2.1

Insurance carriers and related activities .... 2.2 1.0 0.6 2.2

Real estate and rental and leasing ................ – – – –

Professional and business services .................. 1.5 0.7 0.6 1.3

Professional and technical services .............. 1.9 1.1 0.9 1.7

Administrative and waste services ................ 2.1 – – 2.0

Education and health services ........................... 0.9 – 0.1 0.8

Educational services ...................................... 0.7 – 0.4 –

Junior colleges, colleges, and universities 0.6 – – –

Health care and social assistance ................. 1.0 – – 1.0

Leisure and hospitality ....................................... – – – –

Accommodation and food services ................ – – – –

Other services ................................................... 1.0 – – –

1 to 99 workers ...................................................... 0.5 0.1 0.2 0.4

1 to 49 workers .................................................. 0.5 0.2 0.2 0.4

50 to 99 workers ................................................ 1.1 0.3 0.4 1.1

100 workers or more .............................................. 0.7 0.4 0.2 0.7

100 to 499 workers ............................................ 0.7 0.5 0.2 0.5

500 workers or more .......................................... 1.4 0.7 0.5 1.3

Geographic areas

Northeast ............................................................... 0.9 0.3 0.4 0.9

New England ..................................................... 1.1 0.6 0.3 1.3

Middle Atlantic ................................................... 1.0 0.4 0.5 0.9

South ..................................................................... 0.5 0.3 0.2 0.5

South Atlantic .................................................... 0.7 0.3 0.3 0.7

East South Central ............................................ 1.1 1.0 0.6 1.3

West South Central ........................................... 0.7 0.3 0.5 0.5

Midwest ................................................................. 0.6 0.4 0.3 0.5

East North Central ............................................. 0.8 0.4 0.4 0.6

West North Central ............................................ 1.1 0.6 0.2 0.9

West ...................................................................... 1.0 0.6 0.4 0.8

Mountain ............................................................ 2.1 0.4 0.4 2.1

Pacific ................................................................ 1.1 0.8 0.5 0.6

1 Formerly referred to as Dependent care reimbursement account. 2 Formerly referred to as Health care reimbursement account. 3 Savings plans established by the employer on behalf of the employee, but with no employer contribution. 

These are cash or deferred arrangement plans or individual retirement accounts used to fund savings and

retirement plans authorized by section 401(k), 403(b), or 457 of the Internal Revenue Code. The employees’

contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the employer to fund

the established plan. 4 An individual retirement plan that can be sponsored by the employer, but with no employer contributions. 

The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made

post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll

deduction by the employer. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation,

which may include workers with earnings both above and below the threshold. The categories were formed

using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Health-related benefits: Access, private industry workers,

 National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

All workers ............................................................. 17 16 14

Worker characteristics

Management, professional, and related ................ 29 23 21

Management, business, and financial ............... 34 28 25

Professional and related .................................... 26 20 19

Service ................................................................... 7 5 3

Protective service .............................................. 8 10 6

Sales and office ..................................................... 17 17 15

Sales and related ............................................... 12 12 11

Office and administrative support ...................... 21 20 18

Natural resources, construction, and maintenance 12 15 14

Construction, extraction, farming, fishing, and

forestry ............................................................. 4 9 8

Installation, maintenance, and repair ................. 18 20 19

Production, transportation, and material moving ... 13 17 15

Production ......................................................... 13 15 14

Transportation and material moving .................. 13 19 16

Full time ................................................................. 20 19 17

Part time ................................................................ 7 7 7

Union ..................................................................... 24 42 36

Nonunion ............................................................... 16 13 12

Average wage within the following categories:3

Lowest 25 percent ............................................. 7 5 4

Lowest 10 percent ......................................... 5 4 3

Second 25 percent ............................................ 12 11 9

Third 25 percent ................................................ 19 19 17

Highest 25 percent ............................................ 34 30 28

Highest 10 percent ........................................ 40 33 31

Establishment characteristics

Goods-producing industries ................................... 14 17 15

Construction ...................................................... 3 7 7

Manufacturing .................................................... 19 20 18

Service-providing industries .................................. 18 15 14

Trade, transportation, and utilities ..................... 14 18 16

Wholesale trade ............................................. 14 11 9

Retail trade .................................................... 10 14 12

Transportation and warehousing ................... 24 34 32

Utilities ........................................................... 49 65 62

See footnotes at end of table.
Table 42. Health-related benefits: Access, private industry workers,

 National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

Information ......................................................... 50 50 50

Financial activities ............................................. 40 40 37

Finance and insurance .................................. 49 50 47

Credit intermediation and related activities 53 54 51

Insurance carriers and related activities .... 43 42 40

Real estate and rental and leasing ................ 12 5 4

Professional and business services .................. 21 12 12

Professional and technical services .............. 29 15 16

Administrative and waste services ................ 7 6 4

Education and health services ........................... 16 12 10

Educational services ...................................... 30 25 27

Junior colleges, colleges, and universities 52 42 43

Health care and social assistance ................. 14 10 7

Leisure and hospitality ....................................... 6 2 1

Accommodation and food services ................ 7 2 1

Other services ................................................... 6 7 6

1 to 99 workers ...................................................... 9 7 6

1 to 49 workers .................................................. 7 6 6

50 to 99 workers ................................................ 13 10 9

100 workers or more .............................................. 27 26 23

100 to 499 workers ............................................ 20 18 16

500 workers or more .......................................... 37 38 33

Geographic areas

Northeast ............................................................... 17 16 16

New England ..................................................... 18 14 14

Middle Atlantic ................................................... 16 17 17

South ..................................................................... 19 17 13

South Atlantic .................................................... 20 16 12

East South Central ............................................ 17 17 14

West South Central ........................................... 17 18 15

Midwest ................................................................. 16 15 14

East North Central ............................................. 17 16 15

West North Central ............................................ 13 15 13

West ...................................................................... 16 13 13

Mountain ............................................................ 15 12 12

Pacific ................................................................ 16 14 13

1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Standard errors for health-related benefits: Access,

private industry workers, National Compensation Survey, March

2015

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

All workers ............................................................. 0.6 0.4 0.4

Worker characteristics

Management, professional, and related ................ 1.1 0.9 0.9

Management, business, and financial ............... 1.6 1.4 1.4

Professional and related .................................... 1.3 0.9 0.9

Service ................................................................... 0.8 0.5 0.3

Protective service .............................................. 1.8 2.4 1.7

Sales and office ..................................................... 0.8 0.7 0.7

Sales and related ............................................... 1.0 0.9 0.7

Office and administrative support ...................... 1.0 1.0 1.0

Natural resources, construction, and maintenance 1.2 1.3 1.2

Construction, extraction, farming, fishing, and

forestry ............................................................. 0.8 1.3 1.3

Installation, maintenance, and repair ................. 1.8 1.8 1.7

Production, transportation, and material moving ... 0.9 1.0 1.0

Production ......................................................... 1.2 1.4 1.5

Transportation and material moving .................. 1.2 1.5 1.4

Full time ................................................................. 0.6 0.5 0.5

Part time ................................................................ 0.6 0.5 0.5

Union ..................................................................... 1.6 1.9 1.9

Nonunion ............................................................... 0.6 0.4 0.4

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.6 0.4 0.4

Lowest 10 percent ......................................... 0.8 0.6 0.5

Second 25 percent ............................................ 0.7 0.5 0.5

Third 25 percent ................................................ 0.8 0.8 0.8

Highest 25 percent ............................................ 1.1 1.1 1.0

Highest 10 percent ........................................ 1.8 1.6 1.6

Establishment characteristics

Goods-producing industries ................................... 1.1 1.0 1.1

Construction ...................................................... 0.7 1.1 1.2

Manufacturing .................................................... 1.3 1.5 1.5

Service-providing industries .................................. 0.6 0.5 0.5

Trade, transportation, and utilities ..................... 0.9 0.9 0.9

Wholesale trade ............................................. 2.0 1.8 1.5

Retail trade .................................................... 0.9 1.0 0.9

Transportation and warehousing ................... 2.5 2.6 2.6

Utilities ........................................................... 5.2 5.4 4.6

See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access,

private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

Information ......................................................... 3.4 3.2 3.1

Financial activities ............................................. 1.6 1.5 1.5

Finance and insurance .................................. 1.6 1.7 1.7

Credit intermediation and related activities 2.3 2.3 2.1

Insurance carriers and related activities .... 2.0 2.8 2.5

Real estate and rental and leasing ................ 3.2 1.6 1.3

Professional and business services .................. 1.8 1.5 1.6

Professional and technical services .............. 2.9 2.8 2.6

Administrative and waste services ................ 1.3 1.5 1.3

Education and health services ........................... 1.3 0.7 0.7

Educational services ...................................... 2.2 1.9 3.3

Junior colleges, colleges, and universities 2.9 2.5 2.3

Health care and social assistance ................. 1.6 0.9 0.9

Leisure and hospitality ....................................... 1.3 0.6 0.5

Accommodation and food services ................ 1.4 0.6 0.5

Other services ................................................... 1.4 1.8 1.3

1 to 99 workers ...................................................... 0.6 0.4 0.4

1 to 49 workers .................................................. 0.5 0.4 0.4

50 to 99 workers ................................................ 1.3 1.0 1.0

100 workers or more .............................................. 0.9 0.8 0.8

100 to 499 workers ............................................ 1.1 1.0 0.9

500 workers or more .......................................... 1.5 1.3 1.5

Geographic areas

Northeast ............................................................... 1.1 1.1 0.9

New England ..................................................... 1.5 1.3 1.2

Middle Atlantic ................................................... 1.4 1.3 1.2

South ..................................................................... 1.0 0.7 0.7

South Atlantic .................................................... 1.4 0.9 0.9

East South Central ............................................ 2.3 1.4 1.4

West South Central ........................................... 1.9 1.3 1.2

Midwest ................................................................. 1.2 1.0 1.1

East North Central ............................................. 1.4 1.0 1.3

West North Central ............................................ 2.0 2.1 2.1

West ...................................................................... 1.1 0.8 0.7

Mountain ............................................................ 1.9 1.1 1.1

Pacific ................................................................ 1.3 1.0 0.8

1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses1

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

All workers ............................................................. 39 6 3 10 7 4 2 6 11

Worker characteristics

Management, professional, and related ................ 49 8 5 14 6 7 2 9 15

Management, business, and financial ............... 57 11 6 18 6 6 2 8 17

Professional and related .................................... 45 6 5 12 6 8 2 9 14

Service ................................................................... 21 1 2 5 5 2 1 3 6

Protective service .............................................. 32 – – – – 3 – 3 –

Sales and office ..................................................... 41 6 3 11 9 3 5 7 8

Sales and related ............................................... 33 4 1 7 9 2 7 4 6

Office and administrative support ...................... 47 7 5 13 10 4 3 9 10

Natural resources, construction, and maintenance 36 6 3 11 8 3 1 5 11

Construction, extraction, farming, fishing, and

forestry ............................................................. 29 3 – 12 8 1 – 1 7

Installation, maintenance, and repair ................. 42 9 5 10 8 5 2 9 13

Production, transportation, and material moving ... 43 8 2 9 8 5 2 5 16

Production ......................................................... 47 11 2 10 8 5 2 5 17

Transportation and material moving .................. 39 5 1 7 7 4 2 6 15

Full time ................................................................. 46 7 4 12 8 5 3 7 14

Part time ................................................................ 20 1 1 4 5 1 2 4 4

Union ..................................................................... 34 10 4 5 1 7 1 5 17

Nonunion ............................................................... 39 5 3 10 8 4 3 6 10

Average wage within the following categories:3

Lowest 25 percent ............................................. 23 1 1 5 6 1 2 4 5

Lowest 10 percent ......................................... 16 4 () 1 4 5 1 1 3 3

Second 25 percent ............................................ 38 4 2 9 10 3 4 6 10

Third 25 percent ................................................ 47 7 3 13 8 6 2 7 14

Highest 25 percent ............................................ 53 11 6 15 4 7 2 9 17

Highest 10 percent ........................................ 55 11 7 16 4 8 1 8 18

Establishment characteristics

Goods-producing industries ................................... 47 10 3 13 10 5 1 3 16

Construction ...................................................... 33 3 – 14 10 1 4 () 1 5

Manufacturing .................................................... 53 13 3 11 9 7 2 4 19

Service-providing industries .................................. 37 5 3 9 7 4 3 7 10

Trade, transportation, and utilities ..................... 37 5 1 7 10 2 5 5 9

Wholesale trade ............................................. 47 9 – 12 9 5 1 4 14

Retail trade .................................................... 32 3 1 5 11 1 8 5 3

Transportation and warehousing ................... 41 10 2 5 5 3 2 5 20

Utilities ........................................................... 48 2 7 18 – 4 – – 21

See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses1

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

Information ......................................................... 71 23 14 18 3 13 – 26 29

Financial activities ............................................. 67 13 7 22 6 4 3 11 18

Finance and insurance .................................. 74 15 9 24 4 4 3 13 20

Credit intermediation and related activities 73 14 6 21 4 3 1 16 21

Insurance carriers and related activities .... 74 14 14 25 6 3 7 11 18

Real estate and rental and leasing ................ 44 3 – 16 9 – – 5 10

Professional and business services .................. 44 6 6 13 6 5 1 8 12

Professional and technical services .............. 57 10 7 21 9 6 – 6 15

Administrative and waste services ................ 26 2 4 5 4 2 – 8 6

Education and health services ........................... 33 1 2 7 6 7 3 8 9

Educational services ...................................... 21 – 2 3 3 11 – 1 4

Junior colleges, colleges, and universities 20 – 2 – 2 14 – 2 2

Health care and social assistance ................. 35 1 2 8 6 6 4 9 10

Leisure and hospitality ....................................... 17 – 2 4 5 – – 1 6

Accommodation and food services ................ 16 – 2 3 4 – – 1 6

Other services ................................................... 25 – – 11 7 3 – 2 3

1 to 99 workers ...................................................... 34 4 2 12 9 3 1 3 7

1 to 49 workers .................................................. 34 3 2 12 10 2 1 2 6

50 to 99 workers ................................................ 35 5 3 9 5 4 1 5 10

100 workers or more .............................................. 45 8 4 8 5 6 4 10 15

100 to 499 workers ............................................ 42 5 3 8 7 4 5 9 13

500 workers or more .......................................... 49 11 6 8 2 8 3 11 19

Geographic areas

Northeast ............................................................... 38 4 3 12 4 6 1 6 10

New England ..................................................... 35 4 4 13 2 5 1 6 7

Middle Atlantic ................................................... 39 4 3 12 5 6 2 6 11

South ..................................................................... 43 5 3 10 11 3 3 7 13

South Atlantic .................................................... 43 6 4 9 11 4 4 6 12

East South Central ............................................ 40 4 1 10 9 2 4 7 13

West South Central ........................................... 45 6 4 11 13 3 2 8 14

Midwest ................................................................. 39 8 3 9 5 4 3 7 12

East North Central ............................................. 40 8 2 10 6 5 3 6 13

West North Central ............................................ 36 7 3 8 4 2 2 8 10

West ...................................................................... 33 5 3 9 5 4 2 4 8

Mountain ............................................................ 38 5 2 14 6 3 3 3 7

Pacific ................................................................ 31 5 3 7 5 4 1 4 9

1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.5.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,

March 2015

Characteristics

All

nonproduction

bonuses

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus1

All workers ............................................................. 0.7 0.3 0.2 0.4 0.4 0.3 0.2 0.3 0.4

Worker characteristics

Management, professional, and related ................ 1.2 0.6 0.5 0.8 0.7 0.7 0.5 0.7 0.9

Management, business, and financial ............... 1.8 0.9 0.8 1.4 0.6 0.8 0.3 0.8 1.3

Professional and related .................................... 1.5 0.6 0.5 0.9 1.0 0.8 0.7 0.8 1.1

Service ................................................................... 1.6 0.2 0.3 0.6 0.8 0.3 0.4 0.5 0.8

Protective service .............................................. 6.1 – – – – 1.1 – 1.5 –

Sales and office ..................................................... 1.0 0.4 0.4 0.6 0.5 0.3 0.4 0.4 0.6

Sales and related ............................................... 1.1 0.6 0.2 0.7 0.7 0.4 0.6 0.4 0.8

Office and administrative support ...................... 1.3 0.5 0.6 0.8 0.8 0.4 0.4 0.6 0.7

Natural resources, construction, and maintenance 1.7 0.7 0.7 0.9 0.8 0.5 0.3 0.7 0.9

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.1 0.8 – 1.5 1.5 0.3 – 0.3 1.2

Installation, maintenance, and repair ................. 2.4 1.1 1.2 1.2 1.3 0.8 0.6 1.2 1.4

Production, transportation, and material moving ... 1.3 0.7 0.3 0.7 0.7 0.5 0.3 0.9 1.0

Production ......................................................... 1.7 0.9 0.5 1.0 1.0 0.6 0.4 1.1 1.4

Transportation and material moving .................. 1.8 0.8 0.3 1.1 0.9 0.8 0.5 1.0 1.3

Full time ................................................................. 0.8 0.4 0.3 0.4 0.4 0.4 0.2 0.4 0.5

Part time ................................................................ 1.0 0.2 0.2 0.4 0.6 0.1 0.3 0.4 0.5

Union ..................................................................... 2.0 1.0 0.6 0.9 0.3 1.1 0.5 0.8 1.5

Nonunion ............................................................... 0.7 0.3 0.2 0.4 0.4 0.3 0.3 0.3 0.4

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.1 0.2 0.3 0.4 0.7 0.1 0.3 0.4 0.6

Lowest 10 percent ......................................... 1.4 0.2 0.3 0.6 0.9 0.2 0.2 0.6 0.6

Second 25 percent ............................................ 1.2 0.4 0.4 0.6 0.7 0.3 0.5 0.5 0.6

Third 25 percent ................................................ 1.1 0.5 0.3 0.7 0.6 0.5 0.4 0.6 0.8

Highest 25 percent ............................................ 1.2 0.7 0.6 0.9 0.5 0.7 0.3 0.6 0.9

Highest 10 percent ........................................ 1.8 1.1 0.9 1.4 0.7 1.1 0.4 0.7 1.5

Establishment characteristics

Goods-producing industries ................................... 1.3 0.9 0.5 0.7 0.7 0.6 0.2 0.5 1.0

Construction ...................................................... 1.6 0.9 – 1.3 1.1 0.5 0.2 0.4 0.9

Manufacturing .................................................... 1.7 1.1 0.6 0.9 0.9 0.9 0.4 0.6 1.4

Service-providing industries .................................. 0.8 0.3 0.2 0.4 0.4 0.3 0.3 0.4 0.5

Trade, transportation, and utilities ..................... 1.0 0.6 0.2 0.6 0.6 0.3 0.5 0.5 0.6

Wholesale trade ............................................. 2.6 1.6 – 1.3 1.4 1.2 0.4 1.2 1.7

Retail trade .................................................... 1.1 0.5 0.1 0.7 0.7 0.2 0.7 0.5 0.5

Transportation and warehousing ................... 3.4 1.8 0.8 1.2 1.3 1.0 1.1 1.8 2.4

Utilities ........................................................... 4.6 1.2 2.3 3.3 – 1.4 – – 2.9

See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey,

March 2015—continued

Characteristics

All

nonproduction

bonuses

Cash

profit-sharing

bonus

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus1

Information ......................................................... 3.5 2.9 2.4 2.3 1.0 2.1 – 3.3 2.9

Financial activities ............................................. 1.6 1.0 0.8 1.2 0.7 0.7 0.5 1.0 1.0

Finance and insurance .................................. 1.5 1.2 1.0 1.4 0.5 0.6 0.6 1.1 1.1

Credit intermediation and related activities 1.9 1.6 1.4 1.6 0.7 0.7 0.4 1.8 1.5

Insurance carriers and related activities .... 2.0 1.4 2.1 2.2 1.0 0.8 1.5 1.4 2.0

Real estate and rental and leasing ................ 5.3 1.6 – 3.5 3.0 – – 2.5 2.9

Professional and business services .................. 2.0 1.0 0.9 1.3 0.8 0.9 0.4 1.2 1.2

Professional and technical services .............. 3.0 1.6 1.5 2.2 1.3 1.8 – 1.3 2.3

Administrative and waste services ................ 3.0 0.9 1.2 1.1 1.1 0.5 – 1.8 1.6

Education and health services ........................... 2.0 0.2 0.4 1.2 1.2 0.8 0.9 0.8 0.9

Educational services ...................................... 2.3 – 0.6 0.6 1.0 1.6 – 0.4 1.1

Junior colleges, colleges, and universities 1.8 – 0.5 – 0.7 1.6 – 0.4 0.2

Health care and social assistance ................. 2.3 0.2 0.4 1.4 1.4 0.8 1.0 0.9 1.0

Leisure and hospitality ....................................... 2.1 – 0.6 1.0 1.2 – – 0.5 1.2

Accommodation and food services ................ 2.2 – 0.7 1.0 1.1 – – 0.5 1.4

Other services ................................................... 2.7 – – 2.0 1.7 0.9 – 0.7 0.9

1 to 99 workers ...................................................... 1.0 0.3 0.3 0.6 0.6 0.3 0.2 0.3 0.5

1 to 49 workers .................................................. 1.1 0.4 0.3 0.7 0.7 0.3 0.3 0.3 0.6

50 to 99 workers ................................................ 1.8 0.6 0.7 1.0 0.8 0.6 0.5 0.7 1.2

100 workers or more .............................................. 1.0 0.5 0.4 0.4 0.4 0.5 0.4 0.5 0.6

100 to 499 workers ............................................ 1.3 0.6 0.4 0.6 0.6 0.6 0.5 0.8 0.9

500 workers or more .......................................... 1.6 0.9 0.6 0.6 0.5 0.9 0.6 0.7 1.1

Geographic areas

Northeast ............................................................... 1.4 0.7 0.5 0.8 0.6 0.8 0.4 0.8 0.8

New England ..................................................... 2.1 0.6 1.7 2.5 0.5 0.8 0.2 1.3 1.6

Middle Atlantic ................................................... 1.8 0.8 0.4 0.7 0.7 1.0 0.5 1.1 1.0

South ..................................................................... 1.0 0.5 0.4 0.6 0.8 0.3 0.5 0.6 0.9

South Atlantic .................................................... 1.3 0.6 0.6 0.7 1.2 0.5 0.7 0.8 1.3

East South Central ............................................ 3.4 0.8 0.6 1.5 1.6 0.6 1.9 1.8 1.7

West South Central ........................................... 2.0 0.9 0.8 1.4 1.3 0.7 0.6 1.1 1.3

Midwest ................................................................. 1.6 0.7 0.3 0.7 0.6 0.5 0.5 0.6 0.9

East North Central ............................................. 1.6 0.8 0.3 0.9 0.9 0.7 0.6 0.5 0.9

West North Central ............................................ 3.3 1.2 0.7 1.1 0.6 0.6 0.7 1.6 1.8

West ...................................................................... 1.7 0.6 0.4 0.7 0.6 0.8 0.4 0.4 0.6

Mountain ............................................................ 3.3 1.3 0.3 1.9 0.7 1.2 1.0 0.4 1.0

Pacific ................................................................ 1.9 0.7 0.5 0.6 0.8 1.0 0.3 0.6 0.7

1 Includes all other bonuses provided to employees and not published separately. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Unmarried domestic partner benefits: Access1, private industry

workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 10 10 37 32

Worker characteristics

Management, professional, and related ................ 16 17 53 45

Management, business, and financial ............... 20 21 59 51

Professional and related .................................... 14 14 50 42

Service ................................................................... 4 4 20 17

Protective service .............................................. 5 5 25 20

Sales and office ..................................................... 10 11 40 35

Sales and related ............................................... 5 6 35 31

Office and administrative support ...................... 13 14 42 38

Natural resources, construction, and maintenance 10 10 28 24

Construction, extraction, farming, fishing, and

forestry ............................................................. 7 8 17 18

Installation, maintenance, and repair ................. 13 12 36 28

Production, transportation, and material moving ... 10 9 32 28

Production ......................................................... 8 7 30 28

Transportation and material moving .................. 11 11 34 28

Full time ................................................................. 12 12 44 38

Part time ................................................................ 5 5 17 15

Union ..................................................................... 31 28 54 41

Nonunion ............................................................... 8 9 35 31

Average wage within the following categories:2

Lowest 25 percent ............................................. 3 4 17 15

Lowest 10 percent ......................................... 2 2 9 7

Second 25 percent ............................................ 8 8 35 32

Third 25 percent ................................................ 12 11 44 38

Highest 25 percent ............................................ 21 21 57 47

Highest 10 percent ........................................ 22 22 66 56

Establishment characteristics

Goods-producing industries ................................... 9 9 33 30

Construction ...................................................... 6 8 19 20

Manufacturing .................................................... 9 8 39 34

Service-providing industries .................................. 11 11 37 32

Trade, transportation, and utilities ..................... 9 9 39 34

Wholesale trade ............................................. 6 6 33 28

Retail trade .................................................... 7 7 37 33

Transportation and warehousing ................... 19 18 53 42

Utilities ........................................................... 39 37 69 62

See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, private industry

workers, National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

Information ......................................................... 36 33 78 50

Financial activities ............................................. 29 29 60 56

Finance and insurance .................................. 37 36 70 65

Credit intermediation and related activities 37 38 69 66

Insurance carriers and related activities .... 32 30 66 59

Real estate and rental and leasing ................ 4 5 26 24

Professional and business services .................. 9 10 38 34

Professional and technical services .............. 10 12 51 47

Administrative and waste services ................ 4 4 21 20

Education and health services ........................... 11 11 38 33

Educational services ...................................... 10 10 48 39

Junior colleges, colleges, and universities 14 14 64 49

Health care and social assistance ................. 11 11 36 31

Leisure and hospitality ....................................... 2 2 19 14

Accommodation and food services ................ 2 2 19 14

Other services ................................................... 5 5 19 17

1 to 99 workers ...................................................... 5 5 23 22

1 to 49 workers .................................................. 4 5 20 19

50 to 99 workers ................................................ 6 6 31 30

100 workers or more .............................................. 17 17 53 44

100 to 499 workers ............................................ 13 13 47 43

500 workers or more .......................................... 23 22 61 46

Geographic areas

Northeast ............................................................... 14 14 41 35

New England ..................................................... 10 11 44 37

Middle Atlantic ................................................... 15 15 40 34

South ..................................................................... 9 10 30 27

South Atlantic .................................................... 11 10 33 28

East South Central ............................................ 6 6 29 25

West South Central ........................................... 9 10 27 26

Midwest ................................................................. 8 7 29 23

East North Central ............................................. 6 6 27 20

West North Central ............................................ 10 10 32 29

West ...................................................................... 12 12 51 47

Mountain ............................................................ 9 9 40 36

Pacific ................................................................ 13 13 56 53

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

private industry workers, National Compensation Survey, March 2015

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 0.4 0.4 0.7 0.6

Worker characteristics

Management, professional, and related ................ 1.0 1.0 1.2 1.3

Management, business, and financial ............... 1.6 1.6 1.7 1.6

Professional and related .................................... 1.1 1.1 1.4 1.5

Service ................................................................... 0.6 0.6 1.4 1.3

Protective service .............................................. 1.4 1.6 4.3 3.8

Sales and office ..................................................... 0.5 0.5 0.9 0.8

Sales and related ............................................... 0.5 0.6 1.2 1.2

Office and administrative support ...................... 0.7 0.7 1.3 1.1

Natural resources, construction, and maintenance 1.1 1.3 1.6 1.5

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.4 2.0 2.0 2.1

Installation, maintenance, and repair ................. 1.5 1.4 2.3 2.2

Production, transportation, and material moving ... 0.9 0.8 1.3 1.1

Production ......................................................... 1.3 1.1 1.6 1.4

Transportation and material moving .................. 1.1 1.1 1.8 1.6

Full time ................................................................. 0.5 0.5 0.8 0.7

Part time ................................................................ 0.4 0.4 0.9 0.8

Union ..................................................................... 1.7 1.6 2.1 2.3

Nonunion ............................................................... 0.4 0.4 0.7 0.6

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.4 0.4 0.8 0.8

Lowest 10 percent ......................................... 0.5 0.5 0.9 0.8

Second 25 percent ............................................ 0.6 0.6 1.1 1.1

Third 25 percent ................................................ 0.7 0.7 1.1 1.1

Highest 25 percent ............................................ 1.0 1.0 1.3 1.2

Highest 10 percent ........................................ 1.6 1.6 1.8 1.8

Establishment characteristics

Goods-producing industries ................................... 0.9 0.8 1.3 1.3

Construction ...................................................... 1.4 1.7 1.7 1.5

Manufacturing .................................................... 1.1 0.9 1.7 1.6

Service-providing industries .................................. 0.5 0.5 0.8 0.7

Trade, transportation, and utilities ..................... 0.7 0.8 1.0 1.0

Wholesale trade ............................................. 1.1 1.0 2.2 2.0

Retail trade .................................................... 0.8 0.9 1.2 1.3

Transportation and warehousing ................... 2.2 2.3 3.3 3.0

Utilities ........................................................... 4.1 4.6 4.0 4.2

See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

private industry workers, National Compensation Survey, March

2015—continued

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

Information ......................................................... 4.0 3.8 2.5 3.1

Financial activities ............................................. 1.4 1.4 1.6 1.5

Finance and insurance .................................. 1.7 1.7 1.3 1.2

Credit intermediation and related activities 2.3 2.3 1.9 1.8

Insurance carriers and related activities .... 2.5 2.4 2.3 2.3

Real estate and rental and leasing ................ 1.3 1.4 4.0 3.9

Professional and business services .................. 1.4 1.5 2.2 2.0

Professional and technical services .............. 2.2 2.3 3.4 3.3

Administrative and waste services ................ 1.4 1.5 3.6 3.6

Education and health services ........................... 1.5 1.5 1.9 1.9

Educational services ...................................... 1.3 1.2 2.7 2.6

Junior colleges, colleges, and universities 1.4 1.3 2.2 2.1

Health care and social assistance ................. 1.8 1.8 2.2 2.2

Leisure and hospitality ....................................... 0.5 0.6 2.0 1.7

Accommodation and food services ................ 0.4 0.4 2.3 1.9

Other services ................................................... 1.4 1.4 2.4 1.8

1 to 99 workers ...................................................... 0.4 0.4 0.9 0.8

1 to 49 workers .................................................. 0.5 0.5 0.9 0.9

50 to 99 workers ................................................ 0.8 0.9 1.8 1.8

100 workers or more .............................................. 0.7 0.7 1.0 0.9

100 to 499 workers ............................................ 1.1 1.1 1.3 1.3

500 workers or more .......................................... 1.1 1.1 1.6 1.4

Geographic areas

Northeast ............................................................... 1.0 1.0 1.5 1.0

New England ..................................................... 1.7 1.7 2.1 2.3

Middle Atlantic ................................................... 1.2 1.1 1.8 1.4

South ..................................................................... 0.6 0.7 1.1 1.1

South Atlantic .................................................... 0.9 0.9 1.5 1.6

East South Central ............................................ 1.1 1.1 2.9 2.5

West South Central ........................................... 1.1 1.3 1.9 1.7

Midwest ................................................................. 0.6 0.6 1.3 1.2

East North Central ............................................. 0.4 0.4 1.6 1.1

West North Central ............................................ 1.8 1.6 2.5 2.6

West ...................................................................... 1.2 1.2 1.8 1.5

Mountain ............................................................ 1.2 1.2 2.6 2.7

Pacific ................................................................ 1.6 1.6 2.4 1.7

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,

March 2015

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 59 10 7 24 56 14 1 29

Worker characteristics

Management, professional, and related ................ 77 10 3 10 76 10 1 12

Management, business, and financial ............... 83 12 1 4 85 10 1 5

Professional and related .................................... 73 10 5 13 72 10 1 16

Service ................................................................... 30 10 9 51 26 15 2 58

Protective service .............................................. 38 – – 34 34 – – 42

Sales and office ..................................................... 59 10 11 20 54 15 2 29

Sales and related ............................................... 50 9 18 24 43 16 1 40

Office and administrative support ...................... 66 11 6 17 62 15 2 22

Natural resources, construction, and maintenance 62 14 3 21 55 21 2 22

Construction, extraction, farming, fishing, and

forestry ............................................................. 55 15 4 26 47 – – 29

Installation, maintenance, and repair ................. 68 12 3 17 61 19 2 17

Production, transportation, and material moving ... 66 10 5 19 64 12 1 23

Production ......................................................... 72 11 3 14 70 13 1 16

Transportation and material moving .................. 61 9 6 24 58 12 1 29

Full time ................................................................. 73 13 2 11 71 15 1 13

Part time ................................................................ 18 3 19 59 11 11 2 77

Union ..................................................................... 90 5 2 4 85 10 1 5

Nonunion ............................................................... 56 11 7 26 53 14 1 32

Average wage within the following categories:2

Lowest 25 percent ............................................. 25 9 14 52 20 14 2 64

Lowest 10 percent ......................................... 15 8 16 61 11 12 2 76

Second 25 percent ............................................ 61 13 6 20 57 17 2 24

Third 25 percent ................................................ 75 11 3 11 72 15 1 13

Highest 25 percent ............................................ 84 9 2 6 84 9 1 7

Highest 10 percent ........................................ 86 8 2 4 88 6 1 5

Establishment characteristics

Goods-producing industries ................................... 73 13 2 11 71 16 1 13

Construction ...................................................... 53 19 4 25 44 28 1 ( ) 28

Manufacturing .................................................... 81 11 2 6 81 11 1 7

Service-providing industries .................................. 56 10 8 26 53 13 2 33

Trade, transportation, and utilities ..................... 62 7 13 18 54 15 2 29

Wholesale trade ............................................. 77 11 3 9 70 18 1 11

Retail trade .................................................... 50 7 20 23 40 17 3 40

Transportation and warehousing ................... 79 5 2 13 77 – – 15

Utilities ........................................................... 97 – – 1 93 5 – –

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 18 52 1 30 55 14 7 24

Worker characteristics

Management, professional, and related ................ 25 62 1 ( ) 13 74 13 3 10

Management, business, and financial ............... 30 65 – – 81 14 1 4

Professional and related .................................... 23 60 1 ( ) 17 70 13 5 13

Service ................................................................... 6 35 1 ( ) 59 28 13 8 51

Protective service .............................................. 6 36 3 56 36 6 22 36

Sales and office ..................................................... 15 54 1 29 56 13 10 21

Sales and related ............................................... 10 49 2 40 47 12 17 25

Office and administrative support ...................... 19 58 1 22 63 14 6 18

Natural resources, construction, and maintenance 25 51 – – 55 21 3 21

Construction, extraction, farming, fishing, and

forestry ............................................................. – 44 – 29 44 27 3 26

Installation, maintenance, and repair ................. 23 58 – 20 64 16 3 17

Production, transportation, and material moving ... 22 54 1 ( ) 23 59 18 5 19

Production ......................................................... 22 62 – 17 68 16 3 14

Transportation and material moving .................. 23 47 1 30 50 20 6 25

Full time ................................................................. 22 64 1 ( ) 14 69 17 2 11

Part time ................................................................ 6 15 2 76 14 7 18 60

Union ..................................................................... 71 23 1 5 55 40 1 4

Nonunion ............................................................... 13 54 1 32 55 12 7 26

Average wage within the following categories:2

Lowest 25 percent ............................................. 4 30 1 64 23 11 14 52

Lowest 10 percent ......................................... 2 20 2 76 13 10 15 62

Second 25 percent ............................................ 12 62 1 ( ) 25 57 17 6 20

Third 25 percent ................................................ 23 63 1 ( ) 14 70 17 3 11

Highest 25 percent ............................................ 36 57 1 ( ) 7 79 14 2 6

Highest 10 percent ........................................ 36 58 – – 83 11 2 4

Establishment characteristics

Goods-producing industries ................................... 25 61 – – 68 18 2 11

Construction ...................................................... – 51 – 28 44 27 3 25

Manufacturing .................................................... 27 65 – – 77 15 2 6

Service-providing industries .................................. 16 50 1 33 52 14 7 27

Trade, transportation, and utilities ..................... 17 53 2 29 54 15 12 19

Wholesale trade ............................................. – 77 – 12 75 13 3 9

Retail trade .................................................... 11 46 3 40 43 14 19 24

Transportation and warehousing ................... 34 51 – – 62 22 2 13

Utilities ........................................................... 78 20 – – 91 8 – –

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

Information ......................................................... 86 7 2 5 88 – – 6

Financial activities ............................................. 80 8 3 8 82 7 1 10

Finance and insurance .................................. 90 3 2 5 90 4 1 6

Credit intermediation and related activities 93 2 2 3 93 2 1 4

Insurance carriers and related activities .... 85 4 3 8 85 4 2 9

Real estate and rental and leasing ................ 50 25 5 20 55 – – 24

Professional and business services .................. 57 11 5 27 54 13 2 30

Professional and technical services .............. 69 13 3 14 70 – – 16

Administrative and waste services ................ 35 10 9 46 29 16 4 51

Education and health services ........................... 63 12 6 19 62 14 1 24

Educational services ...................................... 67 7 2 23 64 – – 25

Junior colleges, colleges, and universities 86 3 1 10 85 – – 11

Health care and social assistance ................. 62 13 7 18 61 14 1 24

Leisure and hospitality ....................................... 23 10 7 60 19 – – 66

Accommodation and food services ................ 23 9 7 61 18 – – 68

Other services ................................................... 36 12 10 42 31 17 1 51

1 to 99 workers ...................................................... 43 14 8 35 39 18 1 42

1 to 49 workers .................................................. 38 15 8 39 34 19 1 46

50 to 99 workers ................................................ 58 12 8 22 54 16 1 29

100 workers or more .............................................. 78 6 6 10 75 9 2 14

100 to 499 workers ............................................ 73 8 7 12 69 12 2 17

500 workers or more .......................................... 86 3 3 8 85 4 1 10

Geographic areas

Northeast ............................................................... 60 10 7 23 55 15 1 29

New England ..................................................... 61 8 8 23 55 14 1 30

Middle Atlantic ................................................... 60 11 7 22 55 15 1 28

South ..................................................................... 59 11 7 24 58 12 2 29

South Atlantic .................................................... 60 10 7 23 56 13 2 28

East South Central ............................................ 61 9 5 24 58 13 2 28

West South Central ........................................... 57 12 6 25 59 9 2 29

Midwest ................................................................. 62 9 8 21 59 12 1 28

East North Central ............................................. 62 10 8 21 60 12 1 27

West North Central ............................................ 63 6 9 22 58 11 1 30

West ...................................................................... 55 12 5 28 49 18 1 32

Mountain ............................................................ 55 11 7 28 53 12 1 34

Pacific ................................................................ 55 13 5 28 47 21 1 31

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

Information ......................................................... 46 47 – – 85 8 2 5

Financial activities ............................................. 41 48 – – 80 9 3 8

Finance and insurance .................................. 51 42 – – 89 4 2 5

Credit intermediation and related activities 51 45 – – 93 3 2 3

Insurance carriers and related activities .... 48 41 – – 84 5 3 8

Real estate and rental and leasing ................ – 65 – 24 47 28 4 21

Professional and business services .................. – 53 – 32 56 12 5 27

Professional and technical services .............. 14 69 – 17 68 14 3 14

Administrative and waste services ................ – 39 – 55 34 11 9 46

Education and health services ........................... 16 59 1 ( ) 25 59 17 6 19

Educational services ...................................... – 59 – 25 59 16 2 23

Junior colleges, colleges, and universities 16 73 – – 82 7 1 10

Health care and social assistance ................. 16 59 1 ( ) 25 58 17 7 18

Leisure and hospitality ....................................... 3 30 1 ( ) 67 21 11 7 60

Accommodation and food services ................ – 30 – 68 21 11 7 61

Other services ................................................... – 41 – 51 34 14 9 43

1 to 99 workers ...................................................... 8 49 1 ( ) 43 41 16 8 35

1 to 49 workers .................................................. 7 46 1 ( ) 47 37 16 8 39

50 to 99 workers ................................................ 12 57 1 29 53 17 7 23

100 workers or more .............................................. 29 55 1 15 72 12 5 11

100 to 499 workers ............................................ 20 61 1 18 67 14 7 12

500 workers or more .......................................... 43 46 1 10 79 10 3 8

Geographic areas

Northeast ............................................................... 23 47 1 29 53 16 7 23

New England ..................................................... – 50 – 31 57 12 8 24

Middle Atlantic ................................................... 24 46 1 29 52 18 7 23

South ..................................................................... 15 54 1 ( ) 30 56 13 6 24

South Atlantic .................................................... 17 53 1 ( ) 30 57 13 7 23

East South Central ............................................ – 58 – 29 58 13 5 24

West South Central ........................................... 15 54 1 ( ) 31 55 14 6 25

Midwest ................................................................. 18 52 1 28 58 13 8 21

East North Central ............................................. 19 52 1 27 57 15 7 21

West North Central ............................................ 17 52 1 30 61 8 9 22

West ...................................................................... 16 51 1 32 50 16 5 28

Mountain ............................................................ 13 53 1 34 51 14 6 28

Pacific ................................................................ 18 50 1 32 50 18 4 28

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National

Compensation Survey, March 2015

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 0.7 0.5 0.3 0.7 0.7 0.5 0.1 0.7

Worker characteristics

Management, professional, and related ................ 1.2 0.9 0.5 0.9 1.1 0.7 0.2 1.0

Management, business, and financial ............... 1.3 1.1 0.4 0.7 1.4 1.1 0.4 0.7

Professional and related .................................... 1.6 1.1 0.7 1.2 1.5 1.0 0.2 1.4

Service ................................................................... 1.6 1.0 1.0 2.1 1.4 1.3 0.3 1.8

Protective service .............................................. 5.3 – – 5.2 4.7 – – 5.0

Sales and office ..................................................... 1.0 0.6 0.6 0.9 1.1 0.7 0.2 1.0

Sales and related ............................................... 1.5 0.8 1.0 1.4 1.4 0.9 0.3 1.4

Office and administrative support ...................... 1.4 0.9 0.6 1.2 1.4 0.9 0.2 1.3

Natural resources, construction, and maintenance 1.8 1.2 0.5 1.6 1.8 1.5 0.5 1.6

Construction, extraction, farming, fishing, and

forestry ............................................................. 2.9 2.1 0.8 2.8 3.0 – – 2.9

Installation, maintenance, and repair ................. 2.3 1.6 0.8 1.8 2.4 2.1 0.8 1.8

Production, transportation, and material moving ... 1.4 0.8 0.5 1.5 1.5 0.8 0.2 1.5

Production ......................................................... 1.7 1.1 0.6 1.6 1.8 1.3 0.4 1.5

Transportation and material moving .................. 2.0 1.1 0.8 2.2 1.9 1.0 0.3 2.2

Full time ................................................................. 0.7 0.6 0.2 0.5 0.8 0.6 0.2 0.5

Part time ................................................................ 0.9 0.4 1.2 1.4 0.7 0.6 0.2 1.0

Union ..................................................................... 1.4 0.9 0.4 0.8 1.3 1.1 0.2 0.9

Nonunion ............................................................... 0.7 0.5 0.4 0.8 0.8 0.5 0.1 0.7

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.1 0.8 1.1 1.5 1.0 0.8 0.3 1.2

Lowest 10 percent ......................................... 1.5 1.2 1.6 2.2 1.2 1.2 0.4 1.7

Second 25 percent ............................................ 1.1 0.9 0.6 0.9 1.2 1.2 0.2 0.9

Third 25 percent ................................................ 1.0 0.8 0.4 0.8 1.0 0.7 0.2 0.8

Highest 25 percent ............................................ 0.9 0.8 0.3 0.7 0.9 0.6 0.1 0.8

Highest 10 percent ........................................ 1.4 1.2 0.7 0.8 1.1 0.8 0.2 1.0

Establishment characteristics

Goods-producing industries ................................... 1.1 1.0 0.4 0.8 1.0 0.9 0.2 0.8

Construction ...................................................... 2.4 2.1 0.7 2.3 2.5 2.0 0.2 2.3

Manufacturing .................................................... 1.3 1.0 0.4 1.0 1.3 1.1 0.3 1.0

Service-providing industries .................................. 0.8 0.5 0.4 0.8 0.8 0.5 0.1 0.8

Trade, transportation, and utilities ..................... 1.1 0.5 0.6 0.9 1.1 0.6 0.3 1.1

Wholesale trade ............................................. 1.9 1.5 0.7 1.1 2.0 1.5 0.4 1.1

Retail trade .................................................... 1.2 0.7 1.0 1.0 1.2 1.0 0.5 1.2

Transportation and warehousing ................... 2.4 1.2 0.7 2.5 2.4 – – 2.4

Utilities ........................................................... 1.7 – – 0.5 2.4 2.4 – –

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 0.6 0.7 0.1 0.7 0.7 0.5 0.4 0.7

Worker characteristics

Management, professional, and related ................ 1.2 1.3 0.1 1.0 1.2 0.9 0.5 0.8

Management, business, and financial ............... 1.6 1.6 – – 1.4 1.2 0.4 0.7

Professional and related .................................... 1.4 1.6 0.1 1.4 1.6 1.2 0.7 1.2

Service ................................................................... 0.6 1.7 0.1 1.7 1.6 1.1 1.0 2.0

Protective service .............................................. 1.6 5.2 1.2 4.9 5.3 2.3 5.1 5.5

Sales and office ..................................................... 0.7 1.0 0.2 1.0 1.0 0.7 0.6 0.9

Sales and related ............................................... 0.7 1.3 0.3 1.4 1.4 0.9 1.0 1.4

Office and administrative support ...................... 0.9 1.3 0.2 1.3 1.4 1.0 0.6 1.2

Natural resources, construction, and maintenance 1.6 1.8 – – 1.8 1.4 0.5 1.6

Construction, extraction, farming, fishing, and

forestry ............................................................. – 3.0 – 2.9 2.8 2.4 0.9 2.7

Installation, maintenance, and repair ................. 1.9 2.2 – 1.9 2.3 1.6 0.8 1.8

Production, transportation, and material moving ... 1.1 1.5 0.1 1.5 1.3 1.1 0.5 1.5

Production ......................................................... 1.4 1.8 – 1.6 1.8 1.3 0.6 1.6

Transportation and material moving .................. 1.5 2.1 0.2 2.2 1.7 1.5 0.8 2.2

Full time ................................................................. 0.7 0.9 1 ( ) 0.6 0.7 0.6 0.3 0.5

Part time ................................................................ 0.5 0.8 0.3 1.0 0.9 0.6 1.2 1.4

Union ..................................................................... 1.9 1.7 0.1 0.9 2.1 2.0 0.4 0.8

Nonunion ............................................................... 0.5 0.7 0.1 0.7 0.7 0.5 0.4 0.8

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.4 1.1 0.2 1.2 1.1 0.9 1.1 1.5

Lowest 10 percent ......................................... 0.4 1.4 0.3 1.6 1.4 1.3 1.6 2.2

Second 25 percent ............................................ 0.7 1.2 0.1 0.9 1.1 0.9 0.6 0.9

Third 25 percent ................................................ 1.0 1.1 0.1 0.8 1.0 0.9 0.4 0.8

Highest 25 percent ............................................ 1.3 1.5 0.1 0.8 1.0 0.9 0.3 0.7

Highest 10 percent ........................................ 1.8 2.0 – – 1.5 1.3 0.7 0.8

Establishment characteristics

Goods-producing industries ................................... 1.2 1.4 – – 1.1 1.1 0.4 0.8

Construction ...................................................... – 2.4 – 2.3 2.3 2.1 0.7 2.2

Manufacturing .................................................... 1.6 1.8 – – 1.5 1.3 0.4 1.0

Service-providing industries .................................. 0.6 0.8 0.1 0.8 0.8 0.6 0.4 0.8

Trade, transportation, and utilities ..................... 0.8 1.1 0.3 1.0 1.1 0.9 0.6 0.9

Wholesale trade ............................................. – 1.7 – 1.2 2.0 1.7 0.7 1.1

Retail trade .................................................... 0.8 1.1 0.4 1.2 1.2 1.1 1.0 1.1

Transportation and warehousing ................... 2.7 3.4 – – 2.9 2.2 0.7 2.5

Utilities ........................................................... 5.7 5.8 – – 1.9 1.8 – –

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

Information ......................................................... 2.4 1.9 0.6 1.0 1.8 – – 1.2

Financial activities ............................................. 1.7 1.3 0.3 1.0 1.3 1.1 0.3 0.9

Finance and insurance .................................. 0.9 0.5 0.3 0.6 0.9 0.5 0.3 0.6

Credit intermediation and related activities 0.8 0.6 0.3 0.5 0.8 0.6 0.2 0.5

Insurance carriers and related activities .... 1.7 0.7 0.7 1.4 1.7 0.8 0.7 1.5

Real estate and rental and leasing ................ 4.9 4.5 1.2 3.5 4.3 – – 3.4

Professional and business services .................. 2.2 1.3 1.0 2.3 2.4 1.8 0.5 2.1

Professional and technical services .............. 2.8 2.0 1.1 2.4 3.3 – – 2.5

Administrative and waste services ................ 3.6 1.7 2.0 4.3 3.0 3.4 0.9 3.5

Education and health services ........................... 2.1 1.5 0.6 1.6 2.2 1.6 0.2 1.6

Educational services ...................................... 3.6 1.8 0.8 2.6 2.5 – – 2.6

Junior colleges, colleges, and universities 1.7 1.0 0.5 1.3 1.7 – – 1.4

Health care and social assistance ................. 2.3 1.8 0.7 1.8 2.5 1.8 0.2 1.8

Leisure and hospitality ....................................... 2.3 1.4 1.4 2.8 2.0 – – 2.5

Accommodation and food services ................ 2.7 1.5 1.6 3.3 2.1 – – 2.9

Other services ................................................... 3.3 1.7 2.2 3.6 2.8 2.3 0.6 3.5

1 to 99 workers ...................................................... 1.0 0.8 0.5 1.0 1.0 0.8 0.2 1.0

1 to 49 workers .................................................. 1.2 0.9 0.6 1.1 1.1 1.0 0.2 1.1

50 to 99 workers ................................................ 2.3 1.2 1.0 1.9 2.4 1.4 0.3 2.0

100 workers or more .............................................. 0.9 0.5 0.4 0.8 0.8 0.5 0.2 0.7

100 to 499 workers ............................................ 1.2 0.7 0.6 1.1 1.2 0.7 0.2 1.0

500 workers or more .......................................... 1.1 0.6 0.5 1.0 1.1 0.5 0.3 0.9

Geographic areas

Northeast ............................................................... 1.6 0.9 0.9 1.6 1.5 0.6 0.2 1.4

New England ..................................................... 2.3 0.9 2.2 2.8 2.1 1.3 0.5 2.0

Middle Atlantic ................................................... 1.8 1.1 0.8 1.9 1.8 0.7 0.2 1.7

South ..................................................................... 1.2 0.9 0.6 1.0 1.2 0.8 0.3 1.0

South Atlantic .................................................... 1.6 1.2 0.8 1.5 1.7 1.3 0.3 1.4

East South Central ............................................ 1.6 2.2 1.5 2.0 2.6 1.4 0.7 2.2

West South Central ........................................... 2.4 1.5 1.3 1.7 2.0 1.0 0.5 1.8

Midwest ................................................................. 1.3 0.9 0.8 1.7 2.1 1.2 0.2 1.6

East North Central ............................................. 1.5 1.1 1.0 2.0 2.1 1.1 0.3 1.6

West North Central ............................................ 2.7 1.3 1.2 3.4 4.7 3.0 0.4 3.7

West ...................................................................... 1.3 1.1 0.6 1.6 1.2 1.0 0.3 1.4

Mountain ............................................................ 2.0 1.7 1.5 2.0 2.3 1.2 0.4 1.9

Pacific ................................................................ 1.6 1.3 0.6 2.1 1.4 1.4 0.3 1.9

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

Information ......................................................... 3.8 3.5 – – 2.4 1.8 0.6 1.0

Financial activities ............................................. 1.9 1.8 – – 1.6 1.3 0.3 1.0

Finance and insurance .................................. 1.9 1.8 – – 0.9 0.6 0.3 0.6

Credit intermediation and related activities 2.4 2.5 – – 0.8 0.6 0.3 0.5

Insurance carriers and related activities .... 2.7 2.5 – – 1.8 0.9 0.7 1.4

Real estate and rental and leasing ................ – 4.5 – 3.6 4.4 4.4 1.1 3.6

Professional and business services .................. – 2.6 – 2.1 2.1 1.4 1.0 2.3

Professional and technical services .............. 3.0 3.7 – 2.6 2.9 2.0 1.1 2.4

Administrative and waste services ................ – 3.5 – 3.6 3.5 1.8 2.0 4.3

Education and health services ........................... 1.5 1.7 0.1 1.6 2.1 1.7 0.6 1.6

Educational services ...................................... – 2.7 – 2.6 3.5 2.2 0.8 2.6

Junior colleges, colleges, and universities 1.1 1.5 – – 1.7 1.2 0.5 1.3

Health care and social assistance ................. 1.7 2.1 0.1 1.8 2.4 1.9 0.7 1.8

Leisure and hospitality ....................................... 0.7 2.4 0.1 2.5 2.3 1.5 1.4 2.8

Accommodation and food services ................ – 2.8 – 2.9 2.6 1.6 1.6 3.3

Other services ................................................... – 3.8 – 3.5 3.5 1.8 2.0 3.6

1 to 99 workers ...................................................... 0.5 1.0 0.1 1.0 1.0 0.8 0.5 1.0

1 to 49 workers .................................................. 0.5 1.1 0.1 1.1 1.2 0.9 0.6 1.1

50 to 99 workers ................................................ 1.1 2.2 0.3 2.0 2.4 1.3 0.9 1.9

100 workers or more .............................................. 0.9 0.9 0.1 0.7 0.8 0.6 0.4 0.7

100 to 499 workers ............................................ 1.0 1.2 0.2 1.1 1.2 0.9 0.6 1.1

500 workers or more .......................................... 1.4 1.5 0.2 1.1 1.2 0.9 0.4 1.0

Geographic areas

Northeast ............................................................... 1.8 1.9 0.2 1.5 1.3 1.0 0.9 1.6

New England ..................................................... – 1.9 – 2.2 2.5 1.0 2.2 2.8

Middle Atlantic ................................................... 1.9 2.2 0.3 1.8 1.5 1.3 0.9 1.9

South ..................................................................... 0.6 1.0 0.1 1.0 1.2 0.9 0.6 1.0

South Atlantic .................................................... 1.0 1.4 0.1 1.3 1.6 1.3 0.8 1.5

East South Central ............................................ – 2.3 – 2.4 1.6 1.8 1.5 2.0

West South Central ........................................... 0.9 1.8 0.1 1.9 2.4 1.6 1.3 1.6

Midwest ................................................................. 1.3 1.6 0.2 1.7 1.3 1.2 0.8 1.7

East North Central ............................................. 1.3 1.8 0.3 1.7 1.6 1.6 1.0 2.0

West North Central ............................................ 2.9 3.0 0.2 3.6 2.3 1.7 1.2 3.3

West ...................................................................... 1.1 1.7 0.2 1.4 1.4 1.2 0.6 1.6

Mountain ............................................................ 1.1 1.8 0.4 1.9 2.2 1.7 1.5 1.9

Pacific ................................................................ 1.6 2.4 0.2 1.9 1.8 1.6 0.6 2.2

1 Less than 0.05. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey,

March 2015

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

All workers ............................................................. 37 32 59 71 68 80 82

Worker characteristics

Management, professional, and related ................ 54 50 78 86 88 92 92

Management, business, and financial ............... 61 57 87 96 93 97 97

Professional and related .................................... 51 47 73 81 86 90 90

Service ................................................................... 19 16 35 43 43 59 61

Protective service .............................................. 28 21 40 61 52 69 77

Sales and office ..................................................... 40 36 63 75 71 81 84

Sales and related ............................................... 32 27 51 63 59 73 77

Office and administrative support ...................... 46 41 71 83 78 87 89

Natural resources, construction, and maintenance 29 23 52 74 60 80 86

Construction, extraction, farming, fishing, and

forestry ............................................................. 16 12 34 56 41 65 76

Installation, maintenance, and repair ................. 39 33 67 90 75 92 94

Production, transportation, and material moving ... 32 25 55 79 66 84 89

Production ......................................................... 32 22 56 88 69 91 94

Transportation and material moving .................. 32 27 54 71 62 78 83

Full time ................................................................. 46 41 73 87 81 93 94

Part time ................................................................ 11 9 19 25 31 43 48

Union ..................................................................... 49 43 72 87 82 91 93

Nonunion ............................................................... 36 31 57 70 66 79 81

Average wage within the following categories:2

Lowest 25 percent ............................................. 14 11 28 39 36 53 59

Lowest 10 percent ......................................... 8 6 19 27 25 44 50

Second 25 percent ............................................ 38 33 63 79 73 87 89

Third 25 percent ................................................ 46 40 71 87 80 92 93

Highest 25 percent ............................................ 56 52 81 89 90 94 95

Highest 10 percent ........................................ 58 54 84 91 92 95 95

Establishment characteristics

Goods-producing industries ................................... 32 25 58 86 68 89 93

Construction ...................................................... 17 14 40 63 45 70 80

Manufacturing .................................................... 39 29 65 95 77 97 98

Service-providing industries .................................. 38 34 59 68 68 78 80

Trade, transportation, and utilities ..................... 35 30 59 73 67 81 84

Wholesale trade ............................................. 41 36 76 91 82 93 95

Retail trade .................................................... 29 23 48 63 58 73 78

Transportation and warehousing ................... 46 42 73 84 79 90 91

Utilities ........................................................... 60 59 88 98 91 100 100

See footnotes at end of table.
Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey,

March 2015—continued

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

Information ......................................................... 78 76 91 94 95 97 99

Financial activities ............................................. 60 57 86 92 92 95 96

Finance and insurance .................................. 67 63 90 97 96 98 98

Credit intermediation and related activities 61 59 92 97 97 99 99

Insurance carriers and related activities .... 73 65 87 96 95 98 97

Real estate and rental and leasing ................ 39 37 71 77 77 86 87

Professional and business services .................. 39 35 62 74 70 80 84

Professional and technical services .............. 50 44 78 89 85 91 92

Administrative and waste services ................ 20 18 40 53 49 63 72

Education and health services ........................... 48 44 68 76 81 86 87

Educational services ...................................... 31 40 50 50 79 80 76

Junior colleges, colleges, and universities 42 45 69 71 86 88 86

Health care and social assistance ................. 51 45 71 80 81 86 89

Leisure and hospitality ....................................... 11 9 23 29 31 48 48

Accommodation and food services ................ 9 8 21 27 27 47 46

Other services ................................................... 27 26 54 60 60 72 73

1 to 99 workers ...................................................... 26 23 49 62 57 72 75

1 to 49 workers .................................................. 24 21 47 59 54 69 73

50 to 99 workers ................................................ 33 29 55 70 66 80 82

100 workers or more .............................................. 49 44 70 82 80 89 90

100 to 499 workers ............................................ 44 37 65 79 76 86 88

500 workers or more .......................................... 58 53 78 88 86 93 94

Geographic areas

Northeast ............................................................... 48 44 62 72 74 82 83

New England ..................................................... 38 34 58 70 71 81 83

Middle Atlantic ................................................... 52 48 64 73 75 82 83

South ..................................................................... 36 32 59 73 67 82 84

South Atlantic .................................................... 39 35 60 73 68 81 84

East South Central ............................................ 30 27 56 70 64 82 86

West South Central ........................................... 33 29 58 74 67 83 85

Midwest ................................................................. 36 29 56 72 67 80 82

East North Central ............................................. 37 30 55 72 66 80 81

West North Central ............................................ 33 26 58 72 68 80 83

West ...................................................................... 30 27 58 67 64 74 78

Mountain ............................................................ 34 29 55 67 62 75 77

Pacific ................................................................ 29 27 59 67 65 74 79

1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Standard errors for paid leave combinations: Access, private industry workers, National

Compensation Survey, March 2015

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

All workers ............................................................. 0.7 0.7 0.8 0.7 0.8 0.7 0.7

Worker characteristics

Management, professional, and related ................ 1.3 1.3 1.2 1.0 0.9 0.7 0.8

Management, business, and financial ............... 1.7 1.9 1.3 0.8 1.0 0.7 0.7

Professional and related .................................... 1.5 1.6 1.7 1.4 1.2 1.0 1.1

Service ................................................................... 1.3 1.1 1.7 1.8 1.9 1.9 2.0

Protective service .............................................. 5.6 4.3 5.4 5.8 6.4 6.2 4.5

Sales and office ..................................................... 1.0 0.9 1.0 0.8 1.0 0.9 0.8

Sales and related ............................................... 1.2 1.0 1.3 1.3 1.4 1.3 1.3

Office and administrative support ...................... 1.3 1.3 1.2 1.0 1.2 1.0 0.9

Natural resources, construction, and maintenance 1.3 1.4 2.0 1.8 1.8 1.6 1.3

Construction, extraction, farming, fishing, and

forestry ............................................................. 1.7 1.6 2.9 2.9 2.4 2.6 2.2

Installation, maintenance, and repair ................. 2.2 2.0 2.2 1.5 2.0 1.4 1.0

Production, transportation, and material moving ... 1.4 1.2 1.8 1.2 1.7 1.2 1.1

Production ......................................................... 1.6 1.3 2.3 1.1 1.9 1.2 1.0

Transportation and material moving .................. 2.0 1.9 2.2 1.9 2.2 1.9 1.8

Full time ................................................................. 0.8 0.8 0.8 0.6 0.7 0.5 0.5

Part time ................................................................ 0.8 0.7 1.0 1.1 1.3 1.5 1.6

Union ..................................................................... 1.9 2.0 1.7 1.3 1.4 1.2 1.1

Nonunion ............................................................... 0.7 0.7 0.9 0.8 0.8 0.8 0.8

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.8 0.7 1.2 1.4 1.3 1.4 1.6

Lowest 10 percent ......................................... 0.9 0.7 1.6 1.9 1.6 1.9 2.1

Second 25 percent ............................................ 1.2 1.2 1.2 0.9 1.0 0.7 0.7

Third 25 percent ................................................ 1.1 1.1 1.2 0.8 1.0 0.7 0.7

Highest 25 percent ............................................ 1.1 1.3 1.1 0.7 0.8 0.6 0.6

Highest 10 percent ........................................ 1.7 1.9 1.3 0.8 1.1 0.8 0.7

Establishment characteristics

Goods-producing industries ................................... 1.3 1.3 1.6 1.0 1.3 0.8 0.6

Construction ...................................................... 1.6 1.5 2.3 2.2 2.0 2.2 1.8

Manufacturing .................................................... 1.7 1.7 2.1 0.8 1.7 0.7 0.5

Service-providing industries .................................. 0.8 0.8 0.9 0.8 0.9 0.9 0.9

Trade, transportation, and utilities ..................... 0.9 0.9 1.3 1.0 1.2 1.0 0.8

Wholesale trade ............................................. 2.2 2.1 2.0 1.0 1.6 0.9 0.7

Retail trade .................................................... 1.2 0.9 1.2 1.2 1.2 1.2 1.1

Transportation and warehousing ................... 3.0 3.1 3.1 2.4 3.1 2.3 2.3

Utilities ........................................................... 5.4 5.2 5.8 0.9 5.8 0.2 0.2

See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, private industry workers, National

Compensation Survey, March 2015—continued

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

Information ......................................................... 2.9 3.2 1.8 1.1 1.2 0.9 0.5

Financial activities ............................................. 1.7 1.6 1.3 1.0 1.3 0.7 0.7

Finance and insurance .................................. 1.5 1.5 0.9 0.4 0.5 0.3 0.3

Credit intermediation and related activities 2.5 2.4 1.4 0.5 0.5 0.3 0.3

Insurance carriers and related activities .... 2.2 2.2 1.6 0.8 1.0 0.6 0.6

Real estate and rental and leasing ................ 5.0 4.4 4.7 3.3 4.4 2.6 2.5

Professional and business services .................. 2.3 2.4 1.9 1.7 1.9 2.1 2.0

Professional and technical services .............. 3.4 3.5 2.9 2.0 2.3 1.9 1.8

Administrative and waste services ................ 2.8 2.7 3.2 3.1 3.9 4.4 4.1

Education and health services ........................... 2.0 2.0 2.0 1.7 1.7 1.5 1.4

Educational services ...................................... 2.1 2.4 2.7 2.6 1.8 1.8 2.2

Junior colleges, colleges, and universities 1.6 1.7 1.7 1.5 1.4 1.2 1.4

Health care and social assistance ................. 2.3 2.2 2.2 1.9 1.9 1.7 1.6

Leisure and hospitality ....................................... 1.5 1.3 2.4 2.3 2.5 2.5 2.7

Accommodation and food services ................ 1.6 1.4 2.5 2.5 2.6 2.8 3.1

Other services ................................................... 2.4 2.4 3.1 3.5 3.3 2.9 2.9

1 to 99 workers ...................................................... 0.9 0.9 1.1 1.1 1.2 1.1 1.1

1 to 49 workers .................................................. 1.1 1.1 1.2 1.2 1.3 1.2 1.2

50 to 99 workers ................................................ 1.7 1.6 2.1 2.4 2.2 2.1 2.0

100 workers or more .............................................. 1.0 1.0 1.0 0.8 0.8 0.7 0.7

100 to 499 workers ............................................ 1.3 1.3 1.4 1.2 1.3 1.0 1.0

500 workers or more .......................................... 1.5 1.5 1.1 0.9 1.1 0.9 0.8

Geographic areas

Northeast ............................................................... 1.4 1.7 1.6 1.2 1.5 1.6 1.5

New England ..................................................... 2.4 2.8 2.6 2.2 2.1 2.1 2.3

Middle Atlantic ................................................... 1.7 2.1 2.0 1.4 2.1 2.1 1.8

South ..................................................................... 1.2 1.2 1.2 1.1 1.1 0.9 0.8

South Atlantic .................................................... 1.8 1.8 1.7 1.5 1.5 1.2 1.1

East South Central ............................................ 1.9 2.1 3.1 2.9 2.8 2.5 2.5

West South Central ........................................... 1.9 2.0 2.1 1.9 1.7 1.6 1.5

Midwest ................................................................. 1.6 1.4 2.0 1.8 2.0 1.9 1.9

East North Central ............................................. 1.7 1.6 1.8 1.6 1.7 2.0 2.1

West North Central ............................................ 3.2 2.9 4.8 4.3 4.9 4.2 4.1

West ...................................................................... 1.2 1.1 1.7 1.7 1.7 1.6 1.7

Mountain ............................................................ 2.2 2.2 2.4 2.4 2.4 1.8 1.7

Pacific ................................................................ 1.4 1.3 2.3 2.2 2.3 2.2 2.4

1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
State and Local Government Tables 

Types of Benefits: 

・ Retirement benefits 

・ Healthcare benefits 

・ Life, short-term, and long-term disability insurance benefits 

・ Paid time-off benefits 

・ Other benefits (Quality of life, financial, health-related, nonproduction 

 bonuses, and unmarried domestic partner) 

・ Benefit combinations (Medical care and paid leave)
Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation3 Take-up

rate3 Access Participation3 Take-uprate3 Access Participation Take-uprate

All workers ............................................................. 90 81 90 84 75 89 33 15 45

Worker characteristics

Management, professional, and related ................ 92 82 89 87 76 87 34 15 44

Professional and related .................................... 92 81 89 87 76 87 33 14 41

Teachers ........................................................ 91 81 89 88 76 87 32 12 37

Primary, secondary, and special education

school teachers ........................................ 99 89 90 98 88 89 27 8 28

Service ................................................................... 85 77 91 79 71 90 28 12 42

Protective service .............................................. 92 84 92 86 79 92 32 13 42

Sales and office ..................................................... 89 81 91 83 74 90 35 18 50

Office and administrative support ...................... 90 82 91 84 75 90 35 17 48

Natural resources, construction, and maintenance 96 88 92 90 81 90 35 18 53

Production, transportation, and material moving ... 85 78 91 79 71 91 26 12 45

Full time ................................................................. 99 89 90 93 82 89 37 17 45

Part time ................................................................ 39 33 85 36 31 87 9 4 38

Union ..................................................................... 97 88 90 95 85 89 34 12 35

Nonunion ............................................................... 84 75 90 75 66 88 32 17 54

Average wage within the following categories:4

Lowest 25 percent ............................................. 75 67 90 68 61 90 26 12 45

Lowest 10 percent ......................................... 61 54 89 53 47 89 19 9 49

Second 25 percent ............................................ 93 83 89 87 76 88 34 16 48

Third 25 percent ................................................ 94 84 89 89 78 87 34 16 47

Highest 25 percent ............................................ 98 89 91 94 84 89 37 15 41

Highest 10 percent ........................................ 98 89 91 92 81 89 43 17 39

Establishment characteristics

Service-providing industries .................................. 90 81 90 84 74 88 33 15 45

Education and health services ........................... 91 80 88 85 74 87 32 13 42

Educational services ...................................... 91 81 89 88 77 87 29 11 37

Elementary and secondary schools ........... 92 82 89 91 81 89 23 6 27

Junior colleges, colleges, and universities 87 76 87 77 61 79 48 25 52

Health care and social assistance ................. 89 77 87 68 58 86 53 31 59

Hospitals .................................................... 95 81 85 71 60 84 57 32 57

Public administration ......................................... 91 84 92 87 79 91 34 16 46

1 to 99 workers ...................................................... 78 70 89 68 60 88 28 18 63

1 to 49 workers .................................................. 70 63 90 60 52 88 23 14 59

50 to 99 workers ................................................ 91 80 89 81 71 88 35 24 67

100 workers or more .............................................. 91 82 90 86 77 89 33 14 43

100 to 499 workers ............................................ 88 80 91 81 73 90 31 15 48

500 workers or more .......................................... 93 83 89 88 78 88 34 14 41

See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation3 Take-up

rate3 Access Participation3 Take-uprate3 Access Participation Take-uprate

State government .................................................. 93 84 90 87 75 86 42 20 47

Local government .................................................. 89 80 90 83 74 89 29 13 44

Geographic areas

Northeast ............................................................... 91 81 89 87 76 88 30 8 27

New England ..................................................... 86 78 91 82 74 89 – 9 –

Middle Atlantic ................................................... 93 82 89 88 77 87 37 8 22

South ..................................................................... 91 81 89 86 75 88 36 15 42

South Atlantic .................................................... 91 80 88 88 76 86 50 17 34

East South Central ............................................ 93 81 87 85 73 87 26 13 49

West South Central ........................................... 90 83 92 82 75 92 21 13 65

Midwest ................................................................. 87 78 90 79 69 87 40 17 42

East North Central ............................................. 85 78 92 78 71 91 44 15 34

West North Central ............................................ 91 79 87 79 65 82 33 20 60

West ...................................................................... 90 82 91 85 78 91 22 18 81

Mountain ............................................................ 88 76 86 83 71 85 22 14 62

Pacific ................................................................ 91 85 93 86 80 93 21 19 89

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in

at least one of these plan types. 3 The 2014 estimates are not strictly comparable to corresponding estimates in previous years. See technical note for more information. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation3 Take-up

rate3 Access Participation3 Take-uprate3 Access Participation Take-uprate

All workers ............................................................. 0.7 0.9 0.6 1.0 1.0 1.0 1.7 1.2 2.4

Worker characteristics

Management, professional, and related ................ 0.6 0.9 0.9 1.0 1.2 1.2 1.9 1.4 2.7

Professional and related .................................... 0.5 1.0 1.0 0.9 1.3 1.3 1.9 1.4 2.7

Teachers ........................................................ 0.8 1.2 1.2 1.1 1.3 1.4 2.0 1.4 3.2

Primary, secondary, and special education

school teachers ........................................ 0.3 1.3 1.3 0.3 1.5 1.3 2.1 1.2 3.2

Service ................................................................... 1.5 1.6 0.8 1.8 1.8 1.0 1.9 1.2 2.9

Protective service .............................................. 1.1 1.4 1.0 2.1 2.2 1.0 2.9 1.9 4.5

Sales and office ..................................................... 2.0 1.9 0.9 2.4 2.1 1.5 2.5 2.1 3.8

Office and administrative support ...................... 1.8 1.8 0.9 2.3 2.0 1.5 2.6 2.2 4.0

Natural resources, construction, and maintenance 1.8 2.0 1.3 2.5 2.3 1.2 3.6 2.4 3.8

Production, transportation, and material moving ... 4.7 4.3 1.6 4.8 4.4 1.8 3.8 2.7 6.3

Full time ................................................................. 0.2 0.7 0.7 0.8 1.0 1.0 1.9 1.4 2.4

Part time ................................................................ 2.1 1.9 1.7 2.1 1.9 1.6 1.0 0.5 3.6

Union ..................................................................... 0.4 0.9 0.7 0.6 1.1 0.9 2.2 1.8 3.8

Nonunion ............................................................... 1.2 1.4 1.0 1.8 1.6 1.5 2.1 1.3 2.8

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.9 2.0 0.8 2.2 2.3 0.9 2.5 1.5 3.3

Lowest 10 percent ......................................... 3.4 3.5 1.5 4.0 4.0 1.4 2.4 1.7 5.1

Second 25 percent ............................................ 0.7 1.0 1.0 1.3 1.8 1.9 2.4 2.0 3.5

Third 25 percent ................................................ 1.3 1.6 1.1 1.4 1.6 1.4 2.3 1.7 3.1

Highest 25 percent ............................................ 0.3 0.8 0.8 1.0 1.0 1.1 1.8 1.3 2.6

Highest 10 percent ........................................ 0.7 1.0 0.8 2.0 2.1 1.7 2.6 2.2 4.0

Establishment characteristics

Service-providing industries .................................. 0.7 0.9 0.6 1.0 1.0 1.0 1.7 1.2 2.4

Education and health services ........................... 0.7 1.0 0.9 1.1 1.3 1.5 2.0 1.4 2.6

Educational services ...................................... 0.6 1.0 0.9 0.9 1.2 1.3 1.9 1.2 2.6

Elementary and secondary schools ........... 0.5 1.0 1.0 0.5 1.0 1.0 1.9 1.0 2.8

Junior colleges, colleges, and universities 2.0 2.6 2.3 3.3 2.6 5.1 4.1 2.9 3.7

Health care and social assistance ................. 3.1 3.2 1.6 4.6 4.4 4.2 4.3 3.7 4.3

Hospitals .................................................... 1.5 2.4 2.0 5.1 5.3 5.9 4.7 4.8 5.4

Public administration ......................................... 1.4 1.5 0.8 1.6 1.8 0.9 2.7 2.0 4.2

1 to 99 workers ...................................................... 3.2 3.3 1.7 4.0 4.0 1.8 3.6 2.7 4.5

1 to 49 workers .................................................. 4.8 4.7 2.5 5.3 5.0 2.8 4.0 3.3 7.7

50 to 99 workers ................................................ 1.4 2.1 2.2 2.7 3.2 2.3 6.2 4.9 6.8

100 workers or more .............................................. 0.6 0.8 0.6 0.9 1.0 1.1 1.7 1.2 2.5

100 to 499 workers ............................................ 1.6 1.9 1.0 1.8 2.1 1.2 2.6 1.8 4.2

500 workers or more .......................................... 0.6 0.9 0.8 1.0 1.2 1.4 1.9 1.3 2.4

See footnotes at end of table.
Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

All retirement benefits2 Defined benefit Defined contribution

Access Participation3 Take-up

rate3 Access Participation3 Take-uprate3 Access Participation Take-uprate

State government .................................................. 1.0 1.5 1.3 1.8 2.4 3.3 3.2 2.8 4.7

Local government .................................................. 0.7 1.0 0.7 1.0 1.2 0.8 1.6 1.0 2.1

Geographic areas

Northeast ............................................................... 1.1 2.0 1.5 1.6 2.4 2.1 2.6 1.4 3.3

New England ..................................................... 2.8 5.1 4.1 4.9 7.4 4.2 – 2.9 –

Middle Atlantic ................................................... 1.3 2.0 1.5 1.4 1.9 2.4 3.2 1.6 3.4

South ..................................................................... 1.2 1.7 1.2 1.5 1.6 1.3 2.9 1.3 2.8

South Atlantic .................................................... 1.7 2.1 1.7 1.7 1.9 1.6 4.4 1.5 2.6

East South Central ............................................ 3.0 4.6 4.0 5.0 4.5 4.8 6.8 3.8 9.0

West South Central ........................................... 2.2 3.2 1.6 2.3 3.1 1.6 2.1 2.0 7.2

Midwest ................................................................. 1.6 1.6 0.9 2.7 2.6 3.5 3.7 3.1 5.2

East North Central ............................................. 2.4 2.3 1.0 3.0 2.9 1.8 4.0 3.5 6.2

West North Central ............................................ 1.4 2.3 1.4 5.0 4.6 7.7 7.3 5.5 7.3

West ...................................................................... 1.1 1.2 1.2 1.5 1.7 1.2 3.9 3.8 4.0

Mountain ............................................................ 1.8 4.0 3.8 3.0 4.8 3.6 5.3 3.9 7.2

Pacific ................................................................ 1.3 0.8 1.2 1.8 1.6 1.2 5.0 5.0 3.3

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in

at least one of these plan types. 3 The 2014 estimates are not strictly comparable to corresponding estimates in previous years. See technical note for more information. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Retirement benefit combinations: Access, State and local

government workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 27 57 6

Worker characteristics

Management, professional, and related ................ 29 58 5

Professional and related .................................... 29 58 5

Teachers ........................................................ 29 59 3

Primary, secondary, and special education

school teachers ........................................ 27 71 –

Service ................................................................... 22 56 6

Protective service .............................................. 26 59 6

Sales and office ..................................................... 29 54 7

Office and administrative support ...................... 29 55 6

Natural resources, construction, and maintenance 29 61 6

Production, transportation, and material moving ... 19 60 7

Full time ................................................................. 31 62 6

Part time ................................................................ 6 30 3

Union ..................................................................... 32 63 2

Nonunion ............................................................... 23 51 9

Average wage within the following categories:1

Lowest 25 percent ............................................. 19 49 7

Lowest 10 percent ......................................... 11 42 8

Second 25 percent ............................................ 28 60 6

Third 25 percent ................................................ 29 60 5

Highest 25 percent ............................................ 33 61 4

Highest 10 percent ........................................ 37 54 6

Establishment characteristics

Service-providing industries .................................. 27 57 6

Education and health services ........................... 27 59 5

Educational services ...................................... 26 62 3

Elementary and secondary schools ........... 23 69 1

Junior colleges, colleges, and universities 38 39 10

Health care and social assistance ................. 32 36 21

Hospitals .................................................... 33 38 24

Public administration ......................................... 30 57 4

1 to 99 workers ...................................................... 18 50 10

1 to 49 workers .................................................. 13 47 10

50 to 99 workers ................................................ 26 55 9

100 workers or more .............................................. 28 58 5

100 to 499 workers ............................................ 24 57 7

500 workers or more .......................................... 30 58 4

See footnotes at end of table.
Table 3. Retirement benefit combinations: Access, State and local

government workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

State government .................................................. 36 51 6

Local government .................................................. 24 59 5

Geographic areas

Northeast ............................................................... 26 61 4

New England ..................................................... 9 74 –

Middle Atlantic ................................................... 32 56 4

South ..................................................................... 31 55 5

South Atlantic .................................................... 47 41 3

East South Central ............................................ – 67 –

West South Central ........................................... 12 70 8

Midwest ................................................................. 32 47 8

East North Central ............................................. 38 40 6

West North Central ............................................ – 58 –

West ...................................................................... 17 69 5

Mountain ............................................................ 16 66 6

Pacific ................................................................ – 70 4

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 3. Standard errors for retirement benefit combinations:

Access, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

All workers ............................................................. 1.7 1.7 0.7

Worker characteristics

Management, professional, and related ................ 2.0 1.8 0.8

Professional and related .................................... 1.9 1.8 0.8

Teachers ........................................................ 2.1 2.0 0.9

Primary, secondary, and special education

school teachers ........................................ 2.1 2.1 –

Service ................................................................... 1.6 2.4 1.1

Protective service .............................................. 2.6 3.2 1.8

Sales and office ..................................................... 2.6 2.8 1.3

Office and administrative support ...................... 2.6 2.8 1.2

Natural resources, construction, and maintenance 3.1 4.1 1.8

Production, transportation, and material moving ... 3.2 4.3 2.4

Full time ................................................................. 1.9 1.9 0.8

Part time ................................................................ 0.9 2.2 0.6

Union ..................................................................... 2.2 2.2 0.4

Nonunion ............................................................... 2.1 2.2 1.2

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.9 3.2 1.1

Lowest 10 percent ......................................... 1.5 4.7 1.7

Second 25 percent ............................................ 2.4 2.4 1.0

Third 25 percent ................................................ 2.4 2.3 0.9

Highest 25 percent ............................................ 1.9 1.8 0.9

Highest 10 percent ........................................ 2.7 2.6 1.9

Establishment characteristics

Service-providing industries .................................. 1.7 1.7 0.7

Education and health services ........................... 2.1 1.9 0.8

Educational services ...................................... 2.0 1.9 0.6

Elementary and secondary schools ........... 1.9 1.8 0.2

Junior colleges, colleges, and universities 5.6 3.8 2.5

Health care and social assistance ................. 4.1 4.3 3.5

Hospitals .................................................... 4.5 5.1 4.6

Public administration ......................................... 2.6 2.7 0.9

1 to 99 workers ...................................................... 2.7 5.0 2.2

1 to 49 workers .................................................. 2.2 5.5 3.0

50 to 99 workers ................................................ 6.0 5.4 2.8

100 workers or more .............................................. 1.8 1.7 0.7

100 to 499 workers ............................................ 2.4 2.5 1.2

500 workers or more .......................................... 2.0 1.9 0.7

See footnotes at end of table.
Table 3. Standard errors for retirement benefit combinations:

Access, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Defined

benefit and

defined

contribution

Defined

benefit only

Defined

contribution

only

State government .................................................. 3.7 3.3 1.5

Local government .................................................. 1.4 1.6 0.7

Geographic areas

Northeast ............................................................... 2.6 2.5 1.0

New England ..................................................... 1.7 5.2 –

Middle Atlantic ................................................... 3.5 3.1 0.7

South ..................................................................... 3.1 2.9 0.9

South Atlantic .................................................... 4.6 3.8 0.7

East South Central ............................................ – 8.4 –

West South Central ........................................... 2.2 1.8 1.4

Midwest ................................................................. 3.6 3.8 2.3

East North Central ............................................. 3.4 4.4 2.0

West North Central ............................................ – 7.3 –

West ...................................................................... 4.1 3.8 1.3

Mountain ............................................................ 4.0 6.3 2.6

Pacific ................................................................ – 4.7 1.5

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 4. Defined benefit retirement plans:1 Employee contribution requirement and

method of contribution, State and local government workers, National Compensation

Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics

Employee

contribution

required

Fixed percent of annual earnings2

Employee

contribution

Total not required

Mean fixed

percent of

annual

earnings

Median fixed

percent of

annual

earnings

All workers ............................................................. 89 78 6.9 6.9 11

Worker characteristics

Management, professional, and related ................ 90 80 7.0 6.9 10

Professional and related .................................... 91 81 7.1 6.9 9

Teachers ........................................................ 92 85 7.3 7.0 8

Primary, secondary, and special education

school teachers ........................................ 92 85 7.4 7.0 8

Service ................................................................... 90 76 7.2 7.0 10

Protective service .............................................. 90 77 7.5 7.4 10

Sales and office ..................................................... 88 74 6.6 6.8 12

Office and administrative support ...................... 87 74 6.7 6.8 13

Natural resources, construction, and maintenance 89 74 6.2 6.0 11

Production, transportation, and material moving ... 84 66 6.7 6.8 16

Full time ................................................................. 89 78 6.9 6.9 11

Part time ................................................................ 88 71 7.3 7.0 12

Union ..................................................................... 90 70 7.0 7.0 10

Nonunion ............................................................... 89 86 6.8 6.7 11

Average wage within the following categories:3

Lowest 25 percent ............................................. 88 82 6.7 6.7 12

Lowest 10 percent ......................................... 90 84 7.1 6.7 10

Second 25 percent ............................................ 88 75 6.7 6.9 12

Third 25 percent ................................................ 90 78 6.8 6.7 10

Highest 25 percent ............................................ 91 76 7.4 7.0 9

Highest 10 percent ........................................ 93 74 7.7 7.5 7

Establishment characteristics

Service-providing industries .................................. 89 78 6.9 6.9 11

Education and health services ........................... 91 82 7.1 6.9 9

Educational services ...................................... 92 84 7.1 7.0 8

Elementary and secondary schools ........... 92 84 7.1 7.0 8

Junior colleges, colleges, and universities 94 85 7.1 7.0 6

Health care and social assistance ................. 78 63 6.5 6.7 22

Hospitals .................................................... 76 61 6.7 6.7 24

Public administration ......................................... 87 71 6.8 6.9 13

1 to 99 workers ...................................................... 86 77 7.0 6.4 14

1 to 49 workers .................................................. 94 80 6.7 6.4 6

100 workers or more .............................................. 90 78 6.9 6.9 10

100 to 499 workers ............................................ 87 78 7.2 6.9 13

500 workers or more .......................................... 91 78 6.8 6.9 9

See footnotes at end of table.
Table 4. Defined benefit retirement plans:1 Employee contribution requirement and

method of contribution, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics

Employee

contribution

required

Fixed percent of annual earnings2

Employee

contribution

Total not required

Mean fixed

percent of

annual

earnings

Median fixed

percent of

annual

earnings

State government .................................................. 90 75 6.6 6.8 10

Local government .................................................. 89 79 7.0 6.9 11

Geographic areas

Northeast ............................................................... 97 56 6.8 6.9 3

New England ..................................................... 98 59 7.2 7.0 2

Middle Atlantic ................................................... 96 56 6.6 6.9 4

South ..................................................................... 92 91 6.1 6.4 8

South Atlantic .................................................... 93 92 5.1 5.3 7

Midwest ................................................................. 88 80 7.7 7.0 12

East North Central ............................................. 85 72 8.4 9.4 15

West North Central ............................................ 95 94 6.9 6.0 5

West ...................................................................... 80 69 8.0 8.0 20

Pacific ................................................................ 79 65 7.2 7.7 21

1 The 2014 estimates are not strictly comparable to corresponding estimates in previous years. See technical note for more

information. 2 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage

data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms,

see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 4. Standard errors for defined benefit retirement plans:1 Employee contribution

requirement and method of contribution, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Fixed percent of annual earnings2

Employee

contribution

Total not required

Mean fixed

percent of

annual

earnings

Median fixed

percent of

annual

earnings

All workers ............................................................. 1.4 1.7 0.1 0.1 1.4

Worker characteristics

Management, professional, and related ................ 1.5 1.7 0.1 0.1 1.5

Professional and related .................................... 1.4 1.6 0.1 0.1 1.4

Teachers ........................................................ 1.2 1.6 0.1 0.0 1.2

Primary, secondary, and special education

school teachers ........................................ 1.2 1.6 0.2 3 ( ) 1.2

Service ................................................................... 1.4 2.1 0.1 3 ( ) 1.4

Protective service .............................................. 1.8 2.7 0.2 0.6 1.8

Sales and office ..................................................... 2.2 2.8 0.2 0.1 2.2

Office and administrative support ...................... 2.3 2.8 0.2 0.2 2.3

Natural resources, construction, and maintenance 2.0 2.5 0.3 0.3 2.0

Production, transportation, and material moving ... 3.1 3.7 0.3 0.2 3.1

Full time ................................................................. 1.4 1.6 0.1 0.1 1.4

Part time ................................................................ 2.0 3.3 0.2 0.0 2.0

Union ..................................................................... 1.9 2.1 0.1 0.0 1.9

Nonunion ............................................................... 1.4 1.6 0.2 3 ( ) 1.4

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.6 2.1 0.3 0.2 1.6

Lowest 10 percent ......................................... 2.0 2.8 0.4 0.6 2.0

Second 25 percent ............................................ 1.8 2.1 0.1 0.1 1.8

Third 25 percent ................................................ 2.0 2.2 0.2 0.1 2.0

Highest 25 percent ............................................ 1.3 1.8 0.1 0.2 1.3

Highest 10 percent ........................................ 1.4 2.1 0.1 0.4 1.4

Establishment characteristics

Service-providing industries .................................. 1.4 1.7 0.1 0.1 1.4

Education and health services ........................... 1.2 1.5 0.1 0.1 1.2

Educational services ...................................... 1.1 1.4 0.1 3 ( ) 1.1

Elementary and secondary schools ........... 1.2 1.6 0.1 0.1 1.2

Junior colleges, colleges, and universities 2.5 2.7 0.2 0.2 2.5

Health care and social assistance ................. 4.7 5.4 0.2 0.3 4.7

Hospitals .................................................... 6.2 7.5 0.3 0.1 6.2

Public administration ......................................... 2.5 2.6 0.2 3 ( ) 2.5

1 to 99 workers ...................................................... 3.5 4.4 0.5 0.8 3.5

1 to 49 workers .................................................. 1.8 4.2 0.4 0.7 1.8

100 workers or more .............................................. 1.3 1.5 0.1 3 ( ) 1.3

100 to 499 workers ............................................ 2.6 3.0 0.2 0.1 2.6

500 workers or more .......................................... 1.1 1.3 0.1 0.1 1.1

See footnotes at end of table.
Table 4. Standard errors for defined benefit retirement plans:1 Employee contribution

requirement and method of contribution, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Fixed percent of annual earnings2

Employee

contribution

Total not required

Mean fixed

percent of

annual

earnings

Median fixed

percent of

annual

earnings

State government .................................................. 2.7 2.8 0.2 0.1 2.7

Local government .................................................. 1.3 1.7 0.1 0.1 1.3

Geographic areas

Northeast ............................................................... 0.8 2.6 0.1 0.0 0.8

New England ..................................................... 0.8 6.5 0.2 0.3 0.8

Middle Atlantic ................................................... 1.1 2.8 0.1 0.0 1.1

South ..................................................................... 1.3 1.4 0.2 0.2 1.3

South Atlantic .................................................... 1.4 1.6 0.2 1.0 1.4

Midwest ................................................................. 2.1 2.6 0.2 0.1 2.1

East North Central ............................................. 3.5 4.2 0.2 0.4 3.5

West North Central ............................................ 1.1 1.2 0.5 3 ( ) 1.1

West ...................................................................... 5.3 5.4 0.3 0.0 5.3

Pacific ................................................................ 6.0 5.7 0.1 0.6 6.0

1 The 2014 estimates are not strictly comparable to corresponding estimates in previous years. See technical note for more

information. 2 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 3 Less than 0.05. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage

data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, State

and local government workers, National Compensation Survey, March 2015

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 40 60 4 ( ) 4 ( )

Worker characteristics

Management, professional, and related ................ 39 61 – –

Professional and related .................................... 39 61 – –

Teachers ........................................................ 40 60 – –

Primary, secondary, and special education

school teachers ........................................ 40 60 – –

Service ................................................................... 41 59 – –

Protective service .............................................. 44 56 – 4 ( )

Sales and office ..................................................... 39 61 – –

Office and administrative support ...................... 39 61 – –

Natural resources, construction, and maintenance 43 57 – 4 ( )

Production, transportation, and material moving ... 42 58 – –

Full time ................................................................. 40 60 4 ( ) 4 ( )

Part time ................................................................ 34 65 – –

Union ..................................................................... 35 65 – –

Nonunion ............................................................... 45 55 – –

Average wage within the following categories:5

Lowest 25 percent ............................................. 44 56 – –

Lowest 10 percent ......................................... 40 60 – –

Second 25 percent ............................................ 42 58 – –

Third 25 percent ................................................ 39 61 – –

Highest 25 percent ............................................ 35 65 – –

Highest 10 percent ........................................ 32 68 – –

Establishment characteristics

Service-providing industries .................................. 40 60 4 ( ) 4 ( )

Education and health services ........................... 38 62 – –

Educational services ...................................... 37 62 – –

Elementary and secondary schools ........... 38 61 – –

Junior colleges, colleges, and universities 35 65 – –

Health care and social assistance ................. 43 57 – –

Hospitals .................................................... 43 57 – –

Public administration ......................................... 41 59 – –

1 to 99 workers ...................................................... 49 51 – –

1 to 49 workers .................................................. 51 49 – –

50 to 99 workers ................................................ 47 53 – –

100 workers or more .............................................. 39 61 4 ( ) 4 ( )

100 to 499 workers ............................................ 39 61 – –

500 workers or more .......................................... 38 61 4 ( ) 4 ( )

See footnotes at end of table.
Table 5. Defined benefit retirement plans: Open, soft and hard freeze plans, State

and local government workers, National Compensation Survey, March

2015—continued

(All workers participating in defined benefit plans = 100 percent)

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

State government .................................................. 34 66 – –

Local government .................................................. 42 58 4 ( ) 4 ( )

Geographic areas

Northeast ............................................................... 25 74 1 –

New England ..................................................... 30 68 – –

Middle Atlantic ................................................... 23 76 – –

South ..................................................................... 43 57 – –

South Atlantic .................................................... 50 50 – –

East South Central ............................................ 34 66 – –

West South Central ........................................... 37 63 – –

Midwest ................................................................. 51 48 – 4 ( )

East North Central ............................................. 50 49 – 1

West North Central ............................................ 53 47 – –

West ...................................................................... 35 65 – –

Mountain ............................................................ 38 62 – –

Pacific ................................................................ 34 66 – –

1 Plans open to new participants. 2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 4 Less than 0.5. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did

not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, State and local government workers, National Compensation Survey,

March 2015

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

All workers ............................................................. 1.3 1.2 4 ( ) 4 ( )

Worker characteristics

Management, professional, and related ................ 1.4 1.4 – –

Professional and related .................................... 1.5 1.5 – –

Teachers ........................................................ 1.8 1.9 – –

Primary, secondary, and special education

school teachers ........................................ 1.9 1.9 – –

Service ................................................................... 1.7 1.7 – –

Protective service .............................................. 2.3 2.3 – 4 ( )

Sales and office ..................................................... 2.0 2.0 – –

Office and administrative support ...................... 2.0 2.0 – –

Natural resources, construction, and maintenance 3.4 3.4 – 4 ( )

Production, transportation, and material moving ... 3.7 3.7 – –

Full time ................................................................. 1.3 1.3 4 ( ) 4 ( )

Part time ................................................................ 2.7 2.7 – –

Union ..................................................................... 1.3 1.3 – –

Nonunion ............................................................... 2.1 2.1 – –

Average wage within the following categories:5

Lowest 25 percent ............................................. 2.1 2.1 – –

Lowest 10 percent ......................................... 2.9 2.9 – –

Second 25 percent ............................................ 1.7 1.7 – –

Third 25 percent ................................................ 1.9 1.9 – –

Highest 25 percent ............................................ 1.2 1.3 – –

Highest 10 percent ........................................ 2.9 2.9 – –

Establishment characteristics

Service-providing industries .................................. 1.3 1.3 4 ( ) 4 ( )

Education and health services ........................... 1.5 1.5 – –

Educational services ...................................... 1.6 1.6 – –

Elementary and secondary schools ........... 1.6 1.6 – –

Junior colleges, colleges, and universities 2.4 2.4 – –

Health care and social assistance ................. 4.4 4.4 – –

Hospitals .................................................... 6.1 6.1 – –

Public administration ......................................... 1.8 1.8 – –

1 to 99 workers ...................................................... 3.5 3.5 – –

1 to 49 workers .................................................. 5.5 5.5 – –

50 to 99 workers ................................................ 3.6 3.6 – –

100 workers or more .............................................. 1.3 1.3 4 ( ) 4 ( )

100 to 499 workers ............................................ 2.5 2.4 – –

500 workers or more .......................................... 1.4 1.4 4 ( ) 4 ( )

See footnotes at end of table.
Table 5. Standard errors for defined benefit retirement plans: Open, soft and hard

freeze plans, State and local government workers, National Compensation Survey,

March 2015—continued

Characteristics Open plans1

Soft freeze2

All Hard freeze3

participants

still accruing

benefits

Some

participants

still accruing

benefits

State government .................................................. 1.9 1.9 – –

Local government .................................................. 1.4 1.4 0.1 4 ( )

Geographic areas

Northeast ............................................................... 1.6 1.4 0.2 –

New England ..................................................... 4.8 4.2 – –

Middle Atlantic ................................................... 1.4 1.4 – –

South ..................................................................... 2.7 2.7 – –

South Atlantic .................................................... 4.6 4.6 – –

East South Central ............................................ 3.9 3.9 – –

West South Central ........................................... 3.3 3.3 – –

Midwest ................................................................. 2.1 2.1 – 0.2

East North Central ............................................. 3.0 2.9 – 0.2

West North Central ............................................ 2.8 2.8 – –

West ...................................................................... 2.0 2.0 – –

Mountain ............................................................ 3.5 3.5 – –

Pacific ................................................................ 2.5 2.5 – –

1 Plans open to new participants. 2 New employees are not allowed in the plan. Benefit accruals may continue for existing participants. 3 Participants in these plans stop accruing benefits on the date the plan is frozen. The benefit the employee receives is

calculated as of the day the plan was frozen. 4 Less than 0.05. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

State and local government workers, National Compensation Survey,

March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 2 64 34

Worker characteristics

Management, professional, and related ................ 2 62 36

Professional and related .................................... 2 61 37

Teachers ........................................................ 1 61 38

Primary, secondary, and special education

school teachers ........................................ 2 60 39

Service ................................................................... – 67 –

Protective service .............................................. – 76 –

Sales and office ..................................................... 2 66 32

Office and administrative support ...................... 2 66 32

Natural resources, construction, and maintenance 3 69 29

Production, transportation, and material moving ... 2 58 40

Full time ................................................................. 2 63 35

Part time ................................................................ – 74 –

Union ..................................................................... – 71 –

Nonunion ............................................................... 4 54 43

Average wage within the following categories:3

Lowest 25 percent ............................................. 3 58 40

Lowest 10 percent ......................................... 2 51 47

Second 25 percent ............................................ 2 69 29

Third 25 percent ................................................ 2 62 36

Highest 25 percent ............................................ 1 66 34

Highest 10 percent ........................................ – 65 –

Establishment characteristics

Service-providing industries .................................. 2 64 34

Education and health services ........................... 2 60 37

Educational services ...................................... 2 61 37

Elementary and secondary schools ........... 2 60 39

Junior colleges, colleges, and universities – 64 –

Health care and social assistance ................. 2 59 39

Hospitals .................................................... – 52 –

Public administration ......................................... 2 70 28

1 to 99 workers ...................................................... – 65 –

1 to 49 workers .................................................. – 71 –

50 to 99 workers ................................................ – 59 –

100 workers or more .............................................. 2 64 35

100 to 499 workers ............................................ 1 59 40

500 workers or more .......................................... 2 65 33

See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,

State and local government workers, National Compensation Survey,

March 2015—continued

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

State government .................................................. 3 65 32

Local government .................................................. 1 63 35

Geographic areas

Northeast ............................................................... – 59 41

New England ..................................................... – 67 33

Middle Atlantic ................................................... – 56 44

South ..................................................................... 5 53 42

South Atlantic .................................................... 6 83 11

East South Central ............................................ – 45 –

West South Central ........................................... – 19 81

Midwest ................................................................. 4 ( ) 67 33

East North Central ............................................. – 72 –

West ...................................................................... – 82 –

Mountain ............................................................ – 76 24

Pacific ................................................................ – 84 –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015. 4 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

All workers ............................................................. 0.6 2.3 2.2

Worker characteristics

Management, professional, and related ................ 0.6 2.5 2.4

Professional and related .................................... 0.6 2.6 2.5

Teachers ........................................................ 0.5 2.8 2.7

Primary, secondary, and special education

school teachers ........................................ 0.5 2.9 2.8

Service ................................................................... – 2.5 –

Protective service .............................................. – 2.6 –

Sales and office ..................................................... 0.5 3.1 3.0

Office and administrative support ...................... 0.5 3.1 3.1

Natural resources, construction, and maintenance 1.0 4.0 3.9

Production, transportation, and material moving ... 0.9 4.3 4.4

Full time ................................................................. 0.6 2.3 2.2

Part time ................................................................ – 3.7 –

Union ..................................................................... – 2.3 –

Nonunion ............................................................... 1.2 3.4 3.3

Average wage within the following categories:3

Lowest 25 percent ............................................. 1.0 3.9 4.0

Lowest 10 percent ......................................... 0.7 4.9 5.0

Second 25 percent ............................................ 0.7 2.7 2.6

Third 25 percent ................................................ 0.9 3.1 2.8

Highest 25 percent ............................................ 0.2 2.4 2.4

Highest 10 percent ........................................ – 4.8 –

Establishment characteristics

Service-providing industries .................................. 0.6 2.3 2.2

Education and health services ........................... 0.8 2.4 2.3

Educational services ...................................... 0.8 2.4 2.3

Elementary and secondary schools ........... 0.4 2.4 2.4

Junior colleges, colleges, and universities – 4.1 –

Health care and social assistance ................. 0.8 9.5 9.8

Hospitals .................................................... – 12.7 –

Public administration ......................................... 0.6 3.0 3.0

1 to 99 workers ...................................................... – 7.9 –

1 to 49 workers .................................................. – 6.8 –

50 to 99 workers ................................................ – 10.8 –

100 workers or more .............................................. 0.6 2.1 2.1

100 to 499 workers ............................................ 0.5 4.2 4.3

500 workers or more .......................................... 0.7 2.1 2.0

See footnotes at end of table.
Table 6. Standard errors for defined benefit frozen retirement plans:1

Selected attributes, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Time since plan closed to new workers or

stopped accruing benefits2

1 year 2 to 5 years Greater than

5 years

State government .................................................. 1.3 3.9 3.9

Local government .................................................. 0.4 2.3 2.2

Geographic areas

Northeast ............................................................... – 2.0 2.0

New England ..................................................... – 3.6 3.6

Middle Atlantic ................................................... – 2.2 2.2

South ..................................................................... 1.7 4.2 4.0

South Atlantic .................................................... 1.3 3.0 1.8

East South Central ............................................ – 12.5 –

West South Central ........................................... – 2.6 2.6

Midwest ................................................................. 0.1 7.7 7.7

East North Central ............................................. – 6.1 –

West ...................................................................... – 4.6 –

Mountain ............................................................ – 3.8 3.8

Pacific ................................................................ – 6.0 –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen

after January 2014 are included in the "1 year" column. Those frozen between 2010 and 2013 are included in

the "2 to 5 year" column and plans frozen before 2010 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, State and local government workers,

National Compensation Survey, March 2015

(All workers participating in frozen defined benefit plans = 100 percent)

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans2

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

Worker characteristics

Management, professional, and related ................ – 100 94 6 – 16 –

Professional and related .................................... – 100 94 5 – 16 –

Teachers ........................................................ – 100 96 4 – 17 –

Primary, secondary, and special education

school teachers ........................................ – 100 96 4 – 18 –

Sales and office ..................................................... – 100 93 7 – 18 1

Office and administrative support ...................... – 100 93 6 – 18 1

Natural resources, construction, and maintenance – 100 86 11 – 14 –

Production, transportation, and material moving ... – 100 90 7 – 21 –

Average wage within the following categories:3

Highest 25 percent ............................................ – 100 96 4 – 17 –

Highest 10 percent ........................................ – 100 97 3 – 20 –

Establishment characteristics

Service-providing industries:

Education and health services ......................... – 100 95 5 – 16 –

Educational services ...................................... – 100 95 5 – 16 –

Elementary and secondary schools ........... – 100 96 4 – 18 –

Junior colleges, colleges, and universities – 100 92 – – 11 –

Health care and social assistance ................. – 100 94 6 – 9 –

Hospitals .................................................... – 100 96 4 – 3 –

1 to 99 workers:

1 to 49 workers ................................................ – 100 92 – – – –

100 workers or more:

100 to 499 workers .......................................... – 100 91 8 – 17 –

State government .................................................. – 100 90 10 – 15 –

Geographic areas

Northeast:

New England .................................................... – 100 96 4 – 3 –

South:

 East South Central ............................................. – 100 90 – – – –

West South Central ........................................... – 100 95 3 – – –

Midwest ................................................................. – 100 93 6 – 15 –

East North Central ............................................. – 100 97 – – 23 –

West North Central ............................................ – 100 87 – – – –

West ...................................................................... – 100 93 7 – 6 –

Mountain ............................................................ – 100 94 – – – –

Pacific ................................................................ – 100 93 7 – – –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 7. Standard errors for defined benefit frozen retirement plans:1 Plan alternatives, State and local

government workers, National Compensation Survey, March 2015

Characteristics

No

alternative to

frozen plans

Alternatives

to frozen

plans

Alternatives to frozen plans

Modified

existing

defined

benefit plan

New defined

benefit plan

Enhanced

existing

defined

contribution

plan

New defined

contribution

plan

Other

Worker characteristics

Management, professional, and related ................ – 0.0 1.0 1.0 – 2.0 –

Professional and related .................................... – 0.0 1.0 1.0 – 1.8 –

Teachers ........................................................ – 0.0 0.8 0.8 – 1.9 –

Primary, secondary, and special education

school teachers ........................................ – 0.0 0.8 0.7 – 2.1 –

Sales and office ..................................................... – 0.0 1.5 1.4 – 2.2 0.4

Office and administrative support ...................... – 0.0 1.5 1.4 – 2.2 0.4

Natural resources, construction, and maintenance – 0.0 2.3 2.2 – 2.5 –

Production, transportation, and material moving ... – 0.0 2.8 2.2 – 4.3 –

Average wage within the following categories:2

Highest 25 percent ............................................ – 0.0 0.6 0.5 – 1.7 –

Highest 10 percent ........................................ – 0.0 0.8 0.8 – 3.1 –

Establishment characteristics

Service-providing industries:

Education and health services ......................... – 0.0 0.9 0.9 – 1.7 –

Educational services ...................................... – 0.0 1.0 1.0 – 1.8 –

Elementary and secondary schools ........... – 0.0 0.7 0.6 – 1.8 –

Junior colleges, colleges, and universities – 0.0 3.2 – – 3.0 –

Health care and social assistance ................. – 0.0 1.8 1.8 – 2.3 –

Hospitals .................................................... – 0.0 1.1 1.1 – 0.9 –

1 to 99 workers:

1 to 49 workers ................................................ – 0.0 4.8 – – – –

100 workers or more:

100 to 499 workers .......................................... – 0.0 1.5 1.4 – 2.9 –

State government .................................................. – 0.0 2.5 2.5 – 3.2 –

Geographic areas

Northeast:

New England .................................................... – 0.0 0.8 0.8 – 0.9 –

South:

 East South Central ............................................. – 0.0 7.2 – – – –

West South Central ........................................... – 0.0 2.1 1.5 – – –

Midwest ................................................................. – 0.0 2.3 2.3 – 3.8 –

East North Central ............................................. – 0.0 1.1 – – 5.8 –

West North Central ............................................ – 0.0 6.1 – – – –

West ...................................................................... – 0.0 2.5 2.5 – 2.6 –

Mountain ............................................................ – 0.0 4.7 – – – –

Pacific ................................................................ – 0.0 3.0 3.0 – – –

1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Defined contribution retirement plans: Selected attributes, State and

local government workers, National Compensation Survey, March 2015

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 58 42 81 19

Worker characteristics

Management, professional, and related ................ 58 42 81 19

Professional and related .................................... 59 41 80 20

Teachers ........................................................ 59 41 81 19

Primary, secondary, and special education

school teachers ........................................ 46 54 – –

Service ................................................................... 60 40 81 19

Protective service .............................................. 68 32 – –

Sales and office ..................................................... 58 42 87 13

Office and administrative support ...................... 58 42 87 13

Natural resources, construction, and maintenance 57 43 69 31

Production, transportation, and material moving ... 47 53 – –

Full time ................................................................. 58 42 81 19

Part time ................................................................ 61 39 – –

Union ..................................................................... 56 44 79 21

Nonunion ............................................................... 60 40 82 18

Average wage within the following categories:1

Lowest 25 percent ............................................. 59 41 83 17

Lowest 10 percent ......................................... 61 39 – –

Second 25 percent ............................................ 56 44 81 19

Third 25 percent ................................................ 54 46 76 24

Highest 25 percent ............................................ 64 36 85 15

Highest 10 percent ........................................ 72 28 89 11

Establishment characteristics

Service-providing industries .................................. 58 42 81 19

Education and health services ........................... 59 41 78 22

Educational services ...................................... 59 41 78 22

Elementary and secondary schools ........... 49 51 – –

Junior colleges, colleges, and universities 69 31 80 20

Health care and social assistance ................. 58 42 77 23

Hospitals .................................................... 63 37 75 25

Public administration ......................................... 56 44 83 17

1 to 99 workers ...................................................... 53 47 – –

50 to 99 workers ................................................ 33 67 – –

100 workers or more .............................................. 59 41 79 21

100 to 499 workers ............................................ 61 39 88 12

500 workers or more .......................................... 58 42 76 24

See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, State and

local government workers, National Compensation Survey, March

2015—continued

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

State government .................................................. 63 37 82 18

Local government .................................................. 55 45 81 19

Geographic areas

South ..................................................................... 62 38 75 25

South Atlantic .................................................... 55 45 70 30

East South Central ............................................ 59 41 – –

Midwest ................................................................. 59 41 84 16

East North Central ............................................. 51 49 82 18

West ...................................................................... 43 57 – –

Mountain ............................................................ 49 51 – –

Pacific ................................................................ 42 58 – –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or

data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, State and local government workers, National Compensation Survey,

March 2015

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

All workers ............................................................. 4.4 4.4 2.7 2.7

Worker characteristics

Management, professional, and related ................ 4.9 4.9 3.2 3.2

Professional and related .................................... 5.1 5.1 3.8 3.8

Teachers ........................................................ 6.6 6.6 5.2 5.2

Primary, secondary, and special education

school teachers ........................................ 7.4 7.4 – –

Service ................................................................... 4.6 4.6 3.5 3.5

Protective service .............................................. 6.5 6.5 – –

Sales and office ..................................................... 7.0 7.0 2.0 2.0

Office and administrative support ...................... 7.5 7.5 2.0 2.0

Natural resources, construction, and maintenance 6.9 6.9 6.9 6.9

Production, transportation, and material moving ... 9.2 9.2 – –

Full time ................................................................. 4.5 4.5 2.7 2.7

Part time ................................................................ 7.2 7.2 – –

Union ..................................................................... 8.2 8.2 4.7 4.7

Nonunion ............................................................... 3.7 3.7 2.4 2.4

Average wage within the following categories:1

Lowest 25 percent ............................................. 4.2 4.2 3.4 3.4

Lowest 10 percent ......................................... 5.7 5.7 – –

Second 25 percent ............................................ 6.6 6.6 3.2 3.2

Third 25 percent ................................................ 6.3 6.3 4.7 4.7

Highest 25 percent ............................................ 4.2 4.2 2.8 2.8

Highest 10 percent ........................................ 5.1 5.1 3.0 3.0

Establishment characteristics

Service-providing industries .................................. 4.5 4.5 2.7 2.7

Education and health services ........................... 5.2 5.2 4.0 4.0

Educational services ...................................... 6.4 6.4 5.2 5.2

Elementary and secondary schools ........... 7.1 7.1 – –

Junior colleges, colleges, and universities 8.2 8.2 5.8 5.8

Health care and social assistance ................. 5.3 5.3 3.6 3.6

Hospitals .................................................... 6.4 6.4 4.7 4.7

Public administration ......................................... 6.9 6.9 3.5 3.5

1 to 99 workers ...................................................... 6.7 6.7 – –

50 to 99 workers ................................................ 8.5 8.5 – –

100 workers or more .............................................. 4.7 4.7 3.1 3.1

100 to 499 workers ............................................ 6.1 6.1 2.8 2.8

500 workers or more .......................................... 5.0 5.0 3.8 3.8

See footnotes at end of table.
Table 8. Standard errors for defined contribution retirement plans: Selected

attributes, State and local government workers, National Compensation Survey,

March 2015—continued

Characteristics

Employee contribution Employee contribution

option

Required Not required Pretax Not pretax

State government .................................................. 7.9 7.9 4.4 4.4

Local government .................................................. 3.8 3.8 3.3 3.3

Geographic areas

South ..................................................................... 4.7 4.7 5.0 5.0

South Atlantic .................................................... 6.1 6.1 7.0 7.0

East South Central ............................................ 10.9 10.9 – –

Midwest ................................................................. 8.2 8.2 3.4 3.4

East North Central ............................................. 6.7 6.7 3.1 3.1

West ...................................................................... 10.2 10.2 – –

Mountain ............................................................ 13.7 13.7 – –

Pacific ................................................................ 12.4 12.4 – –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local

government workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 88 79 90 87 73 83

Worker characteristics

Management, professional, and related ................ 89 80 89 89 74 82

Professional and related .................................... 89 79 89 89 73 82

Teachers ........................................................ 88 78 89 88 72 82

Primary, secondary, and special education

school teachers ........................................ 98 86 88 98 79 81

Service ................................................................... 82 74 90 82 69 85

Protective service .............................................. 89 82 92 89 78 88

Sales and office ..................................................... 88 80 91 88 74 84

Office and administrative support ...................... 88 80 91 88 74 84

Natural resources, construction, and maintenance 96 87 91 94 81 85

Production, transportation, and material moving ... 83 76 91 82 70 85

Full time ................................................................. 99 89 90 99 83 84

Part time ................................................................ 25 21 83 24 18 73

Union ..................................................................... 95 87 91 95 80 84

Nonunion ............................................................... 81 71 88 81 67 83

Average wage within the following categories:3

Lowest 25 percent ............................................. 70 61 87 70 56 80

Lowest 10 percent ......................................... 54 45 83 54 43 80

Second 25 percent ............................................ 92 83 91 91 78 85

Third 25 percent ................................................ 93 83 89 93 78 84

Highest 25 percent ............................................ 97 89 91 97 81 84

Highest 10 percent ........................................ 97 90 93 97 82 85

Establishment characteristics

Service-providing industries .................................. 88 79 90 87 73 83

Education and health services ........................... 88 78 89 88 72 81

Educational services ...................................... 88 78 89 88 72 81

Elementary and secondary schools ........... 89 77 87 88 70 80

Junior colleges, colleges, and universities 86 80 93 86 75 87

Health care and social assistance ................. 88 78 89 88 72 81

Hospitals .................................................... 94 86 91 94 78 83

Public administration ......................................... 88 81 92 88 77 87

1 to 99 workers ...................................................... 75 66 88 75 63 83

1 to 49 workers .................................................. 66 58 88 66 56 84

50 to 99 workers ................................................ 89 78 88 89 73 82

100 workers or more .............................................. 89 80 90 89 74 83

100 to 499 workers ............................................ 86 77 90 85 72 84

500 workers or more .......................................... 91 81 90 91 75 83

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 57 49 85 38 32 84 86 72 83

Worker characteristics

Management, professional, and related ................ 57 49 85 37 31 83 88 72 82

Professional and related .................................... 57 48 84 36 30 82 88 72 82

Teachers ........................................................ 56 48 85 34 29 83 87 71 82

Primary, secondary, and special education

school teachers ........................................ 62 52 84 37 31 84 96 78 81

Service ................................................................... 53 45 85 37 30 82 80 67 84

Protective service .............................................. 60 52 86 42 35 83 87 76 87

Sales and office ..................................................... 60 52 87 42 36 87 86 73 85

Office and administrative support ...................... 59 51 86 42 37 86 86 73 85

Natural resources, construction, and maintenance 65 57 88 41 36 88 92 79 86

Production, transportation, and material moving ... 61 52 86 39 35 89 81 69 85

Full time ................................................................. 64 55 86 43 36 84 97 81 84

Part time ................................................................ 18 14 77 14 11 78 24 17 73

Union ..................................................................... 75 65 87 56 48 86 92 78 84

Nonunion ............................................................... 42 35 83 23 18 80 80 66 83

Average wage within the following categories:3

Lowest 25 percent ............................................. 36 30 83 21 17 78 68 55 81

Lowest 10 percent ......................................... 22 18 81 11 9 78 54 43 80

Second 25 percent ............................................ 62 53 86 41 35 86 89 76 85

Third 25 percent ................................................ 60 52 86 39 33 85 93 78 84

Highest 25 percent ............................................ 72 62 86 53 44 84 95 80 83

Highest 10 percent ........................................ 74 65 88 54 47 86 95 80 85

Establishment characteristics

Service-providing industries .................................. 57 49 85 38 32 84 86 72 83

Education and health services ........................... 55 47 85 34 28 83 87 71 81

Educational services ...................................... 55 46 85 34 28 83 87 70 81

Elementary and secondary schools ........... 54 45 83 34 28 83 87 69 79

Junior colleges, colleges, and universities 55 49 89 33 27 82 86 75 87

Health care and social assistance ................. 57 48 85 35 29 82 87 71 82

Hospitals .................................................... 58 51 88 32 27 84 93 77 83

Public administration ......................................... 62 54 86 46 39 85 86 75 87

1 to 99 workers ...................................................... 42 37 87 31 26 84 73 62 84

1 to 49 workers .................................................. 32 28 88 20 16 80 65 55 85

50 to 99 workers ................................................ 57 50 87 46 40 87 86 72 84

100 workers or more .............................................. 59 51 85 39 33 84 88 73 83

100 to 499 workers ............................................ 54 47 87 32 29 90 83 70 84

500 workers or more .......................................... 61 52 85 42 34 82 89 74 83

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local

government workers, National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

State government .................................................. 93 86 92 93 81 87

Local government .................................................. 86 76 89 85 70 82

Geographic areas

Northeast ............................................................... 88 81 92 87 76 87

New England ..................................................... 86 77 89 86 72 84

Middle Atlantic ................................................... 88 83 94 88 78 88

South ..................................................................... 91 79 87 90 74 82

South Atlantic .................................................... 90 77 86 89 70 78

East South Central ............................................ 93 85 92 93 83 90

West South Central ........................................... 91 78 85 91 75 83

Midwest ................................................................. 82 72 88 82 66 80

East North Central ............................................. 80 71 88 80 64 80

West North Central ............................................ 86 75 88 86 70 81

West ...................................................................... 88 83 95 88 75 85

Mountain ............................................................ 87 80 92 87 73 84

Pacific ................................................................ 88 84 96 88 75 86

See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

State government .................................................. 60 53 88 42 35 85 92 80 87

Local government .................................................. 56 48 85 37 31 83 84 69 82

Geographic areas

Northeast ............................................................... 67 60 88 47 42 88 85 74 87

New England ..................................................... 57 48 85 20 16 80 82 67 82

Middle Atlantic ................................................... 71 64 89 58 52 89 86 77 89

South ..................................................................... 37 29 78 20 14 71 90 74 82

South Atlantic .................................................... 48 38 80 30 20 66 88 69 79

East South Central ............................................ 28 18 65 8 7 85 92 83 90

West South Central ........................................... 24 20 84 13 11 85 91 75 83

Midwest ................................................................. 62 53 86 34 28 84 78 63 81

East North Central ............................................. 66 56 84 47 40 85 79 63 80

West North Central ............................................ 56 49 88 12 9 79 77 64 83

West ...................................................................... 79 70 89 66 58 87 88 74 84

Mountain ............................................................ 71 65 91 – – – 87 73 84

Pacific ................................................................ 82 72 88 78 68 88 88 74 84

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

State and local government workers, National Compensation Survey, March 2015

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

All workers ............................................................. 0.7 0.8 0.5 0.7 0.8 0.6

Worker characteristics

Management, professional, and related ................ 0.7 0.7 0.6 0.7 0.8 0.7

Professional and related .................................... 0.6 0.7 0.5 0.6 0.7 0.7

Teachers ........................................................ 0.8 0.9 0.6 0.8 1.0 0.8

Primary, secondary, and special education

school teachers ........................................ 0.3 0.8 0.7 0.4 0.9 0.9

Service ................................................................... 1.4 1.4 0.8 1.4 1.4 0.9

Protective service .............................................. 1.2 1.2 0.9 1.2 1.2 1.2

Sales and office ..................................................... 2.1 2.2 0.8 2.1 2.3 1.2

Office and administrative support ...................... 2.1 2.2 0.8 2.1 2.3 1.2

Natural resources, construction, and maintenance 1.8 2.1 1.3 1.7 2.2 1.6

Production, transportation, and material moving ... 4.7 4.4 1.3 4.7 4.8 1.8

Full time ................................................................. 0.1 0.5 0.5 0.1 0.6 0.6

Part time ................................................................ 2.0 1.8 2.3 2.1 1.7 2.8

Union ..................................................................... 0.5 0.7 0.5 0.5 0.8 0.7

Nonunion ............................................................... 1.3 1.4 0.8 1.3 1.5 1.0

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.0 1.9 1.0 2.0 2.1 1.3

Lowest 10 percent ......................................... 3.5 3.6 2.1 3.5 3.7 2.4

Second 25 percent ............................................ 0.8 1.1 0.7 0.8 1.3 1.0

Third 25 percent ................................................ 1.3 1.4 0.8 1.3 1.3 0.8

Highest 25 percent ............................................ 0.4 0.5 0.4 0.4 0.7 0.7

Highest 10 percent ........................................ 0.7 0.9 0.7 0.7 1.1 1.1

Establishment characteristics

Service-providing industries .................................. 0.7 0.8 0.5 0.7 0.8 0.6

Education and health services ........................... 0.8 0.9 0.5 0.8 0.9 0.8

Educational services ...................................... 0.7 0.8 0.6 0.7 0.9 0.8

Elementary and secondary schools ........... 0.6 0.7 0.6 0.5 0.7 0.8

Junior colleges, colleges, and universities 2.3 2.7 1.0 2.3 2.7 1.3

Health care and social assistance ................. 3.2 3.2 1.4 3.2 3.3 2.0

Hospitals .................................................... 1.4 2.4 1.6 1.4 2.8 2.2

Public administration ......................................... 1.5 1.5 0.9 1.5 1.5 0.9

1 to 99 workers ...................................................... 3.4 3.4 1.4 3.4 3.5 1.6

1 to 49 workers .................................................. 4.9 4.6 2.4 4.9 4.4 2.3

50 to 99 workers ................................................ 1.8 2.3 1.7 1.8 2.4 2.2

100 workers or more .............................................. 0.7 0.7 0.5 0.7 0.8 0.6

100 to 499 workers ............................................ 1.5 1.6 0.8 1.5 1.7 1.1

500 workers or more .......................................... 0.6 0.8 0.5 0.6 0.9 0.7

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 1.5 1.3 0.8 1.4 1.2 0.8 0.9 1.0 0.6

Worker characteristics

Management, professional, and related ................ 1.7 1.5 0.8 1.5 1.3 0.9 0.8 0.8 0.6

Professional and related .................................... 1.8 1.5 0.9 1.6 1.4 1.0 0.7 0.8 0.7

Teachers ........................................................ 1.8 1.7 1.1 1.8 1.6 1.2 0.9 1.0 0.8

Primary, secondary, and special education

school teachers ........................................ 2.2 1.9 1.3 2.2 1.9 1.3 0.6 1.0 0.9

Service ................................................................... 2.0 1.8 1.1 2.1 1.8 1.8 1.5 1.5 0.9

Protective service .............................................. 3.1 2.8 1.5 3.2 2.9 2.4 1.6 1.6 1.2

Sales and office ..................................................... 2.6 2.3 1.2 2.6 2.4 1.1 2.3 2.5 1.2

Office and administrative support ...................... 2.6 2.3 1.3 2.5 2.3 1.1 2.3 2.5 1.2

Natural resources, construction, and maintenance 3.9 3.8 1.6 3.4 3.2 1.6 1.9 2.4 1.7

Production, transportation, and material moving ... 4.3 4.0 1.9 4.5 4.0 1.8 4.6 4.7 1.9

Full time ................................................................. 1.7 1.5 0.8 1.5 1.3 0.8 0.5 0.8 0.6

Part time ................................................................ 1.8 1.6 2.8 1.8 1.6 3.8 2.1 1.7 2.6

Union ..................................................................... 1.5 1.5 0.8 1.7 1.5 0.7 0.9 1.1 0.6

Nonunion ............................................................... 2.1 1.8 1.4 1.6 1.3 1.7 1.3 1.5 1.0

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.0 1.6 1.3 1.8 1.4 2.3 2.1 2.2 1.2

Lowest 10 percent ......................................... 2.2 1.9 2.3 1.6 1.4 4.4 3.5 3.7 2.4

Second 25 percent ............................................ 2.3 2.1 1.0 2.0 1.9 1.0 1.4 1.6 0.9

Third 25 percent ................................................ 2.2 2.0 1.2 1.9 1.7 1.2 1.3 1.3 0.8

Highest 25 percent ............................................ 1.6 1.4 0.7 1.6 1.3 0.9 0.6 0.7 0.6

Highest 10 percent ........................................ 3.2 3.0 0.8 2.9 2.5 1.1 0.9 1.2 1.1

Establishment characteristics

Service-providing industries .................................. 1.5 1.3 0.8 1.4 1.2 0.8 0.9 1.0 0.6

Education and health services ........................... 1.7 1.6 1.0 1.6 1.3 1.2 0.9 1.0 0.7

Educational services ...................................... 1.8 1.7 1.1 1.7 1.5 1.4 0.8 1.0 0.7

Elementary and secondary schools ........... 1.9 1.6 1.3 1.8 1.5 1.6 0.7 0.8 0.8

Junior colleges, colleges, and universities 4.5 4.3 1.4 4.0 3.5 2.8 2.3 2.7 1.2

Health care and social assistance ................. 4.9 4.2 1.8 4.2 3.3 2.0 3.3 3.3 1.9

Hospitals .................................................... 7.0 6.1 1.6 5.5 4.4 2.5 1.7 2.8 2.2

Public administration ......................................... 2.5 2.2 1.1 2.4 2.1 1.2 1.7 1.6 0.9

1 to 99 workers ...................................................... 3.9 3.6 1.9 4.0 3.5 2.0 3.5 3.5 1.6

1 to 49 workers .................................................. 4.4 4.0 2.5 3.6 3.0 3.5 5.2 4.4 2.2

50 to 99 workers ................................................ 7.1 6.4 2.8 7.2 6.4 2.3 2.0 2.4 2.2

100 workers or more .............................................. 1.6 1.4 0.8 1.4 1.2 0.8 0.8 0.9 0.6

100 to 499 workers ............................................ 3.1 2.7 1.3 2.5 2.3 1.4 1.6 1.7 1.2

500 workers or more .......................................... 1.7 1.6 0.9 1.6 1.3 1.0 0.8 1.0 0.7

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1

State and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Health care2 Medical care

Access Participation Take-up

rate Access Participation Take-uprate

State government .................................................. 1.1 1.6 1.0 1.1 1.6 1.1

Local government .................................................. 0.8 0.8 0.5 0.8 0.8 0.6

Geographic areas

Northeast ............................................................... 1.5 1.8 0.9 1.4 1.7 1.0

New England ..................................................... 3.3 2.4 1.8 3.3 2.6 1.9

Middle Atlantic ................................................... 1.8 2.4 1.0 1.8 2.3 1.1

South ..................................................................... 1.1 1.3 1.0 1.1 1.4 1.2

South Atlantic .................................................... 1.6 1.5 1.5 1.6 1.6 1.6

East South Central ............................................ 3.3 3.9 1.9 3.3 4.1 2.4

West South Central ........................................... 1.3 1.6 1.3 1.3 2.1 1.5

Midwest ................................................................. 1.8 1.9 1.0 1.8 1.7 1.0

East North Central ............................................. 2.6 2.3 1.0 2.6 1.8 1.0

West North Central ............................................ 2.1 2.9 2.0 2.1 3.1 2.0

West ...................................................................... 1.3 1.3 0.4 1.3 1.2 1.0

Mountain ............................................................ 1.7 1.8 0.7 1.7 2.7 2.9

Pacific ................................................................ 1.6 1.6 0.5 1.6 1.3 0.8

See footnotes at end of table.
Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

Dental care Vision care Outpatient prescription drug

coverage

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

State government .................................................. 3.7 3.5 1.3 3.1 2.7 1.9 1.8 2.0 1.1

Local government .................................................. 1.4 1.2 0.9 1.4 1.2 0.9 0.8 0.8 0.6

Geographic areas

Northeast ............................................................... 2.6 2.8 1.1 3.3 3.2 0.9 1.6 1.8 0.9

New England ..................................................... 3.7 3.5 2.6 4.8 4.2 4.4 3.5 2.9 2.3

Middle Atlantic ................................................... 3.3 3.5 1.1 4.1 4.0 0.9 2.0 2.3 1.0

South ..................................................................... 2.5 1.9 2.2 1.7 1.1 2.4 1.2 1.4 1.2

South Atlantic .................................................... 4.0 3.5 2.0 3.0 1.9 2.8 1.8 1.6 1.7

East South Central ............................................ 6.5 3.1 9.6 2.0 1.7 3.7 3.3 4.2 2.4

West South Central ........................................... 2.7 2.3 4.0 2.0 1.6 4.1 1.3 2.1 1.5

Midwest ................................................................. 3.5 3.1 1.3 2.6 2.2 1.5 2.7 2.5 0.9

East North Central ............................................. 2.7 2.3 1.4 3.8 3.1 1.6 2.4 1.6 1.0

West North Central ............................................ 8.5 7.6 2.4 1.8 1.8 4.1 5.9 5.8 1.4

West ...................................................................... 2.1 2.0 1.0 4.2 3.8 1.0 1.3 1.2 1.0

Mountain ............................................................ 5.7 5.1 0.8 – – – 1.7 2.7 2.9

Pacific ................................................................ 1.4 1.7 1.3 1.7 1.8 0.9 1.6 1.3 0.8

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or

participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, State and local government workers, National Compensation

Survey, March 2015

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 87 13 71 29

Worker characteristics

Management, professional, and related ................ 87 13 70 30

Professional and related .................................... 87 13 69 31

Teachers ........................................................ 88 12 68 32

Primary, secondary, and special education

school teachers ........................................ 87 13 66 34

Service ................................................................... 87 13 73 27

Protective service .............................................. 87 13 78 22

Sales and office ..................................................... 88 12 73 27

Office and administrative support ...................... 88 12 73 27

Natural resources, construction, and maintenance 87 13 74 26

Production, transportation, and material moving ... 87 13 72 28

Full time ................................................................. 88 12 71 29

Part time ................................................................ 82 18 69 31

Union ..................................................................... 87 13 78 22

Nonunion ............................................................... 88 12 64 36

Average wage within the following categories:1

Lowest 25 percent ............................................. 87 13 64 36

Lowest 10 percent ......................................... 88 12 56 44

Second 25 percent ............................................ 88 12 73 27

Third 25 percent ................................................ 88 12 71 29

Highest 25 percent ............................................ 86 14 74 26

Highest 10 percent ........................................ 88 12 78 22

Establishment characteristics

Service-providing industries .................................. 87 13 71 29

Education and health services ........................... 87 13 67 33

Educational services ...................................... 87 13 66 34

Elementary and secondary schools ........... 87 13 64 36

Junior colleges, colleges, and universities 89 11 73 27

Health care and social assistance ................. 87 13 71 29

Hospitals .................................................... 88 12 71 29

Public administration ......................................... 88 12 77 23

1 to 99 workers ...................................................... 91 9 72 28

1 to 49 workers .................................................. 91 9 75 25

50 to 99 workers ................................................ 91 9 69 31

100 workers or more .............................................. 87 13 71 29

100 to 499 workers ............................................ 87 13 69 31

500 workers or more .......................................... 87 13 72 28

See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and

employee, State and local government workers, National Compensation

Survey, March 2015—continued

(In percent)

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

State government .................................................. 87 13 75 25

Local government .................................................. 87 13 70 30

Geographic areas

Northeast ............................................................... 87 13 85 15

New England ..................................................... 84 16 79 21

Middle Atlantic ................................................... 89 11 86 14

South ..................................................................... 88 12 60 40

South Atlantic .................................................... 88 12 68 32

East South Central ............................................ 88 12 54 46

West South Central ........................................... 87 13 54 46

Midwest ................................................................. 88 12 77 23

East North Central ............................................. 86 14 81 19

West North Central ............................................ 91 9 71 29

West ...................................................................... 86 14 72 28

Mountain ............................................................ 89 11 65 35

Pacific ................................................................ 85 15 75 25

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

All workers ............................................................. 0.4 0.4 0.9 0.9

Worker characteristics

Management, professional, and related ................ 0.5 0.5 0.9 0.9

Professional and related .................................... 0.5 0.5 1.1 1.1

Teachers ........................................................ 0.6 0.6 1.1 1.1

Primary, secondary, and special education

school teachers ........................................ 0.6 0.6 1.2 1.2

Service ................................................................... 0.6 0.6 1.3 1.3

Protective service .............................................. 0.7 0.7 1.1 1.1

Sales and office ..................................................... 0.6 0.6 1.4 1.4

Office and administrative support ...................... 0.6 0.6 1.3 1.3

Natural resources, construction, and maintenance 0.9 0.9 1.6 1.6

Production, transportation, and material moving ... 0.9 0.9 1.6 1.6

Full time ................................................................. 0.4 0.4 0.9 0.9

Part time ................................................................ 2.2 2.2 2.4 2.4

Union ..................................................................... 0.5 0.5 0.6 0.6

Nonunion ............................................................... 0.6 0.6 1.5 1.5

Average wage within the following categories:1

Lowest 25 percent ............................................. 0.6 0.6 1.8 1.8

Lowest 10 percent ......................................... 1.0 1.0 2.6 2.6

Second 25 percent ............................................ 0.7 0.7 1.1 1.1

Third 25 percent ................................................ 0.5 0.5 1.0 1.0

Highest 25 percent ............................................ 0.5 0.5 0.8 0.8

Highest 10 percent ........................................ 0.7 0.7 1.2 1.2

Establishment characteristics

Service-providing industries .................................. 0.4 0.4 0.9 0.9

Education and health services ........................... 0.6 0.6 1.1 1.1

Educational services ...................................... 0.6 0.6 1.2 1.2

Elementary and secondary schools ........... 0.6 0.6 1.0 1.0

Junior colleges, colleges, and universities 1.1 1.1 3.2 3.2

Health care and social assistance ................. 1.2 1.2 1.6 1.6

Hospitals .................................................... 1.7 1.7 2.1 2.1

Public administration ......................................... 0.5 0.5 0.8 0.8

1 to 99 workers ...................................................... 0.7 0.7 2.3 2.3

1 to 49 workers .................................................. 1.0 1.0 2.2 2.2

50 to 99 workers ................................................ 1.3 1.3 3.8 3.8

100 workers or more .............................................. 0.4 0.4 0.9 0.9

100 to 499 workers ............................................ 0.7 0.7 1.8 1.8

500 workers or more .......................................... 0.5 0.5 1.0 1.0

See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid

by employer and employee, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Single coverage Family coverage

Employer

share

Employee

share

Employer

share

Employee

share

State government .................................................. 0.9 0.9 1.8 1.8

Local government .................................................. 0.4 0.4 0.9 0.9

Geographic areas

Northeast ............................................................... 0.6 0.6 0.5 0.5

New England ..................................................... 2.0 2.0 0.9 0.9

Middle Atlantic ................................................... 0.5 0.5 0.6 0.6

South ..................................................................... 0.6 0.6 1.8 1.8

South Atlantic .................................................... 0.7 0.7 1.8 1.8

East South Central ............................................ 1.8 1.8 5.2 5.2

West South Central ........................................... 1.2 1.2 2.1 2.1

Midwest ................................................................. 1.0 1.0 1.4 1.4

East North Central ............................................. 0.6 0.6 1.2 1.2

West North Central ............................................ 1.8 1.8 3.0 3.0

West ...................................................................... 0.7 0.7 1.0 1.0

Mountain ............................................................ 1.2 1.2 2.0 2.0

Pacific ................................................................ 0.8 0.8 1.0 1.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms"

at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, State and local government workers, National Compensation Survey, March 2015

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $486.38 28 $522.68 72 $472.66 $105.64

Worker characteristics

Management, professional, and related ................ 100 490.43 28 523.65 72 477.84 107.28

Professional and related .................................... 100 489.14 28 524.40 72 475.34 110.38

Teachers ........................................................ 100 492.04 31 524.89 69 477.48 111.58

Primary, secondary, and special education

school teachers ........................................ 100 492.28 32 528.01 68 475.71 119.38

Service ................................................................... 100 479.99 27 518.74 73 465.50 104.68

Protective service .............................................. 100 503.76 28 538.73 72 489.90 105.91

Sales and office ..................................................... 100 485.66 28 515.16 72 474.36 102.18

Office and administrative support ...................... 100 487.08 27 520.18 73 474.91 103.31

Natural resources, construction, and maintenance 100 477.08 28 550.87 72 449.48 101.77

Production, transportation, and material moving ... 100 478.01 27 516.32 73 464.01 105.53

Full time ................................................................. 100 486.98 28 520.82 72 474.18 104.30

Part time ................................................................ 100 471.05 27 570.67 73 433.93 139.88

Union ..................................................................... 100 526.21 29 557.38 71 513.45 123.34

Nonunion ............................................................... 100 446.32 26 483.39 74 433.45 88.62

Average wage within the following categories:1

Lowest 25 percent ............................................. 100 450.73 27 482.39 73 439.09 95.26

Lowest 10 percent ......................................... 100 429.65 28 439.29 72 425.98 88.86

Second 25 percent ............................................ 100 489.48 28 531.34 72 473.37 103.82

Third 25 percent ................................................ 100 488.12 29 518.23 71 475.71 99.02

Highest 25 percent ............................................ 100 507.93 26 549.47 74 493.37 119.93

Highest 10 percent ........................................ 100 515.74 33 535.94 67 506.14 117.67

Establishment characteristics

Service-providing industries .................................. 100 486.85 28 522.63 72 473.21 105.89

Education and health services ........................... 100 475.09 28 518.70 72 457.87 110.04

Educational services ...................................... 100 473.89 28 517.55 72 457.01 110.53

Elementary and secondary schools ........... 100 477.03 30 517.58 70 459.57 119.88

Junior colleges, colleges, and universities 100 467.50 22 515.01 78 454.19 80.68

Health care and social assistance ................. 100 482.59 31 525.18 69 463.51 106.86

Hospitals .................................................... 100 476.89 36 526.37 64 448.69 112.57

Public administration ......................................... 100 509.04 24 537.45 76 500.02 100.98

1 to 99 workers ...................................................... 100 487.44 41 508.55 59 472.58 84.00

1 to 49 workers .................................................. 100 488.34 40 530.23 60 460.15 79.45

50 to 99 workers ................................................ 100 486.42 43 485.34 57 487.21 89.35

100 workers or more .............................................. 100 486.25 26 525.40 74 472.67 107.69

100 to 499 workers ............................................ 100 492.93 27 532.70 73 478.65 104.89

500 workers or more .......................................... 100 484.05 26 522.91 74 470.72 108.61

See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee

contribution requirement, State and local government workers, National Compensation Survey, March

2015—continued

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

State government .................................................. 100 $486.69 18 $518.98 82 $479.46 $88.10

Local government .................................................. 100 486.25 31 523.56 69 469.39 114.08

Geographic areas

Northeast ............................................................... 100 517.69 31 527.28 69 513.49 119.85

New England ..................................................... 100 556.57 – – – – –

Middle Atlantic ................................................... 100 504.24 37 521.84 63 494.12 116.58

South ..................................................................... 100 440.49 27 492.62 73 421.38 89.41

South Atlantic .................................................... 100 473.29 22 514.96 78 461.82 85.78

East South Central ............................................ 100 392.72 13 429.32 87 387.20 69.17

West South Central ........................................... 100 424.39 44 489.26 56 372.86 119.03

Midwest ................................................................. 100 498.04 27 530.28 73 486.08 103.10

East North Central ............................................. 100 509.93 15 577.99 85 497.89 107.64

West North Central ............................................ 100 479.94 45 506.24 55 458.08 92.36

West ...................................................................... 100 530.68 26 566.06 74 518.12 125.37

Mountain ............................................................ 100 494.81 27 516.34 73 486.35 92.07

Pacific ................................................................ 100 543.46 26 585.67 74 529.03 136.80

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $5.25 1.5 $6.70 1.5 $6.19 $2.54

Worker characteristics

Management, professional, and related ................ 6.05 2.0 9.10 2.0 7.32 2.97

Professional and related .................................... 6.08 2.1 9.88 2.1 7.18 3.54

Teachers ........................................................ 6.81 2.1 11.50 2.1 8.06 4.11

Primary, secondary, and special education

school teachers ........................................ 7.68 2.1 13.23 2.1 8.50 4.94

Service ................................................................... 6.48 1.7 11.66 1.7 7.52 3.94

Protective service .............................................. 7.71 2.8 15.14 2.8 9.04 4.53

Sales and office ..................................................... 9.03 2.8 15.52 2.8 9.42 4.09

Office and administrative support ...................... 9.26 2.7 15.95 2.7 9.66 4.22

Natural resources, construction, and maintenance 9.27 3.3 14.56 3.3 8.01 8.02

Production, transportation, and material moving ... 9.99 3.6 19.60 3.6 11.45 6.11

Full time ................................................................. 5.29 1.6 6.72 1.6 6.27 2.55

Part time ................................................................ 20.95 3.4 37.58 3.4 20.00 9.40

Union ..................................................................... 6.70 1.5 7.45 1.5 8.26 2.71

Nonunion ............................................................... 5.83 2.1 8.55 2.1 6.70 3.64

Average wage within the following categories:1

Lowest 25 percent ............................................. 6.92 2.0 13.72 2.0 7.73 4.72

Lowest 10 percent ......................................... 10.90 3.4 24.09 3.4 12.97 8.54

Second 25 percent ............................................ 8.13 2.7 10.98 2.7 8.68 3.64

Third 25 percent ................................................ 7.74 1.8 6.95 1.8 9.98 2.98

Highest 25 percent ............................................ 5.36 2.1 9.95 2.1 6.10 3.54

Highest 10 percent ........................................ 6.30 3.7 12.65 3.7 7.48 4.32

Establishment characteristics

Service-providing industries .................................. 5.29 1.5 6.68 1.5 6.27 2.57

Education and health services ........................... 5.20 2.6 8.33 2.6 5.86 3.60

Educational services ...................................... 5.41 2.4 9.63 2.4 6.18 3.93

Elementary and secondary schools ........... 6.37 2.2 12.13 2.2 6.75 4.30

Junior colleges, colleges, and universities 9.77 5.6 6.68 5.6 11.00 5.66

Health care and social assistance ................. 10.92 6.5 18.82 6.5 10.65 5.19

Hospitals .................................................... 12.42 8.6 19.81 8.6 12.83 7.19

Public administration ......................................... 9.65 1.7 8.59 1.7 11.90 3.10

1 to 99 workers ...................................................... 14.33 4.1 19.90 4.1 18.06 4.17

1 to 49 workers .................................................. 12.84 5.2 18.45 5.2 15.31 5.90

50 to 99 workers ................................................ 23.72 7.6 27.69 7.6 33.64 6.72

100 workers or more .............................................. 4.93 1.6 6.30 1.6 5.79 2.74

100 to 499 workers ............................................ 10.52 2.7 18.51 2.7 11.01 5.68

500 workers or more .......................................... 4.90 1.9 6.04 1.9 5.81 2.81

See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee

premiums by employee contribution requirement, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

State government .................................................. $12.68 4.2 $7.45 4.2 $15.29 $3.84

Local government .................................................. 5.10 1.2 8.29 1.2 5.34 2.96

Geographic areas

Northeast ............................................................... 8.21 1.7 11.43 1.7 9.63 4.91

New England ..................................................... 22.08 – – – – –

Middle Atlantic ................................................... 7.39 1.8 10.73 1.8 8.13 6.25

South ..................................................................... 6.88 2.4 7.80 2.4 8.16 4.67

South Atlantic .................................................... 9.65 2.7 13.32 2.7 11.90 3.60

East South Central ............................................ 13.15 3.2 18.71 3.2 13.18 12.67

West South Central ........................................... 10.87 5.1 9.85 5.1 13.34 5.70

Midwest ................................................................. 9.34 4.7 16.58 4.7 9.77 2.95

East North Central ............................................. 10.34 2.4 26.01 2.4 12.35 3.45

West North Central ............................................ 18.24 8.3 23.20 8.3 13.39 5.40

West ...................................................................... 17.49 2.3 25.03 2.3 19.25 4.49

Mountain ............................................................ 32.29 5.9 62.60 5.9 25.14 11.13

Pacific ................................................................ 18.91 2.2 11.29 2.2 23.73 4.76

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, State and local government workers, National Compensation Survey,

March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 100 69 20 6 5

Worker characteristics

Management, professional, and related ................ 100 69 20 6 5

Professional and related .................................... 100 70 20 5 5

Teachers ........................................................ 100 71 19 6 4

Primary, secondary, and special education

school teachers ........................................ 100 73 16 7 4

Service ................................................................... 100 71 18 6 5

Protective service .............................................. 100 73 14 6 7

Sales and office ..................................................... 100 66 22 6 6

Office and administrative support ...................... 100 66 22 6 6

Natural resources, construction, and maintenance 100 69 20 7 4

Production, transportation, and material moving ... 100 67 19 10 4

Full time ................................................................. 100 69 20 6 5

Part time ................................................................ 100 62 29 6 2

Union ..................................................................... 100 70 15 9 7

Nonunion ............................................................... 100 69 25 3 3

Average wage within the following categories:3

Lowest 25 percent ............................................. 100 71 21 4 4

Lowest 10 percent ......................................... 100 78 17 – –

Second 25 percent ............................................ 100 69 20 5 5

Third 25 percent ................................................ 100 70 19 8 4

Highest 25 percent ............................................ 100 67 20 6 7

Highest 10 percent ........................................ 100 67 19 7 7

Establishment characteristics

Service-providing industries .................................. 100 69 20 6 5

Education and health services ........................... 100 69 23 5 3

Educational services ...................................... 100 70 22 5 3

Elementary and secondary schools ........... 100 73 17 6 3

Junior colleges, colleges, and universities 100 64 35 – –

Health care and social assistance ................. 100 64 26 6 5

Hospitals .................................................... 100 64 25 6 5

Public administration ......................................... 100 69 15 7 9

1 to 99 workers ...................................................... 100 64 19 – –

1 to 49 workers .................................................. 100 61 22 – –

50 to 99 workers ................................................ 100 68 16 – –

100 workers or more .............................................. 100 70 20 5 5

100 to 499 workers ............................................ 100 74 16 5 5

500 workers or more .......................................... 100 68 21 5 5

See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of

contribution, State and local government workers, National Compensation Survey,

March 2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

State government .................................................. 100 63 30 – –

Local government .................................................. 100 72 15 7 6

Geographic areas

Northeast ............................................................... 100 62 21 9 8

New England ..................................................... 100 89 – – –

Middle Atlantic ................................................... 100 48 29 11 12

South ..................................................................... 100 73 22 – –

South Atlantic .................................................... 100 69 28 – –

East South Central ............................................ 100 74 – – –

West South Central ........................................... 100 81 – 7 –

Midwest ................................................................. 100 73 20 – –

East North Central ............................................. 100 74 20 – –

West North Central ............................................ 100 70 – – –

West ...................................................................... 100 64 16 – –

Mountain ............................................................ 100 73 – 8 –

Pacific ................................................................ 100 62 16 – –

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 0.0 2.0 1.7 1.0 0.6

Worker characteristics

Management, professional, and related ................ 0.0 2.2 2.0 1.2 0.8

Professional and related .................................... 0.0 2.2 2.1 1.1 0.7

Teachers ........................................................ 0.0 2.6 2.5 1.5 1.1

Primary, secondary, and special education

school teachers ........................................ 0.0 2.6 2.1 1.6 1.4

Service ................................................................... 0.0 2.7 2.3 1.0 0.6

Protective service .............................................. 0.0 3.0 2.5 1.4 1.2

Sales and office ..................................................... 0.0 3.0 2.6 1.6 1.3

Office and administrative support ...................... 0.0 3.0 2.5 1.7 1.3

Natural resources, construction, and maintenance 0.0 3.3 2.4 2.0 1.4

Production, transportation, and material moving ... 0.0 4.2 3.0 2.9 1.0

Full time ................................................................. 0.0 2.0 1.7 1.0 0.7

Part time ................................................................ 0.0 7.4 8.1 2.3 1.0

Union ..................................................................... 0.0 2.0 1.4 1.7 0.9

Nonunion ............................................................... 0.0 3.3 3.1 0.5 0.9

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.0 3.5 3.0 0.8 1.5

Lowest 10 percent ......................................... 0.0 4.4 3.7 – –

Second 25 percent ............................................ 0.0 2.5 2.2 1.2 0.8

Third 25 percent ................................................ 0.0 2.6 2.1 1.8 0.7

Highest 25 percent ............................................ 0.0 1.9 1.6 1.1 1.0

Highest 10 percent ........................................ 0.0 2.5 2.0 2.2 0.9

Establishment characteristics

Service-providing industries .................................. 0.0 2.0 1.7 1.0 0.6

Education and health services ........................... 0.0 2.4 2.4 0.8 0.5

Educational services ...................................... 0.0 2.7 2.7 0.9 0.6

Elementary and secondary schools ........... 0.0 2.5 2.3 1.2 0.6

Junior colleges, colleges, and universities 0.0 5.9 5.9 – –

Health care and social assistance ................. 0.0 4.5 4.3 2.0 1.0

Hospitals .................................................... 0.0 6.2 6.3 2.6 0.9

Public administration ......................................... 0.0 3.1 1.9 2.2 1.5

1 to 99 workers ...................................................... 0.0 4.9 4.1 – –

1 to 49 workers .................................................. 0.0 6.6 6.4 – –

50 to 99 workers ................................................ 0.0 6.7 4.0 – –

100 workers or more .............................................. 0.0 2.0 1.8 0.9 0.6

100 to 499 workers ............................................ 0.0 3.2 2.7 1.5 1.4

500 workers or more .......................................... 0.0 2.3 2.2 0.9 0.6

See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee

participation by type of contribution, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Single coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

State government .................................................. 0.0 3.9 3.5 – –

Local government .................................................. 0.0 1.8 1.5 0.8 0.7

Geographic areas

Northeast ............................................................... 0.0 3.1 3.7 1.7 1.6

New England ..................................................... 0.0 3.1 – – –

Middle Atlantic ................................................... 0.0 3.6 4.9 1.8 2.2

South ..................................................................... 0.0 4.0 3.6 – –

South Atlantic .................................................... 0.0 5.6 5.1 – –

East South Central ............................................ 0.0 9.8 – – –

West South Central ........................................... 0.0 5.0 – 1.4 –

Midwest ................................................................. 0.0 3.3 3.4 – –

East North Central ............................................. 0.0 4.2 4.1 – –

West North Central ............................................ 0.0 5.1 – – –

West ...................................................................... 0.0 3.7 2.4 – –

Mountain ............................................................ 0.0 6.7 – 2.7 –

Pacific ................................................................ 0.0 4.4 2.6 – –

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, State and local government workers, National Compensation Survey, March 2015

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. 100 $1,035.71 9 $1,333.59 91 $1,006.02 $455.88

Worker characteristics

Management, professional, and related ................ 100 1,023.55 9 1,352.72 91 992.50 476.85

Professional and related .................................... 100 1,014.88 9 1,365.28 91 979.99 491.66

Teachers ........................................................ 100 989.32 11 1,369.48 89 943.15 516.34

Primary, secondary, and special education

school teachers ........................................ 100 982.24 13 1,360.20 87 929.63 547.61

Service ................................................................... 100 1,053.66 10 1,318.69 90 1,023.28 433.70

Protective service .............................................. 100 1,151.51 10 1,398.32 90 1,124.14 372.61

Sales and office ..................................................... 100 1,059.56 10 1,306.53 90 1,033.63 430.12

Office and administrative support ...................... 100 1,062.95 9 1,315.35 91 1,037.50 433.02

Natural resources, construction, and maintenance 100 1,049.91 8 1,411.73 92 1,020.91 407.99

Production, transportation, and material moving ... 100 1,008.22 10 1,189.12 90 988.59 435.14

Full time ................................................................. 100 1,035.52 9 1,340.10 91 1,005.29 453.99

Part time ................................................................ 100 1,040.67 10 1,180.48 90 1,025.25 505.34

Union ..................................................................... 100 1,191.38 16 1,348.73 84 1,163.10 435.71

Nonunion ............................................................... 100 879.38 3 1,252.77 97 868.36 473.55

Average wage within the following categories:1

Lowest 25 percent ............................................. 100 880.93 5 1,287.76 95 858.52 493.92

Lowest 10 percent ......................................... 100 764.04 2 1,418.68 98 751.44 554.76

Second 25 percent ............................................ 100 1,055.46 8 1,295.64 92 1,034.51 426.50

Third 25 percent ................................................ 100 1,032.34 10 1,349.86 90 998.97 451.30

Highest 25 percent ............................................ 100 1,133.94 13 1,356.75 87 1,102.74 455.48

Highest 10 percent ........................................ 100 1,195.41 18 1,326.44 82 1,169.24 418.38

Establishment characteristics

Service-providing industries .................................. 100 1,035.42 9 1,333.95 91 1,005.55 457.40

Education and health services ........................... 100 971.10 9 1,355.79 91 933.23 508.21

Educational services ...................................... 100 951.25 10 1,357.97 90 908.78 517.17

Elementary and secondary schools ........... 100 929.98 11 1,360.36 89 878.08 564.24

Junior colleges, colleges, and universities 100 1,019.24 5 1,366.74 95 998.96 370.52

Health care and social assistance ................. 100 1,095.20 6 1,333.88 94 1,080.25 454.33

Hospitals .................................................... 100 1,065.78 7 1,331.37 93 1,045.07 459.36

Public administration ......................................... 100 1,145.37 9 1,317.13 91 1,129.07 381.32

1 to 99 workers ...................................................... 100 1,005.60 8 1,226.06 92 986.67 406.75

1 to 49 workers .................................................. 100 1,061.28 9 1,224.42 91 1,045.79 361.73

50 to 99 workers ................................................ 100 943.15 – – – – –

100 workers or more .............................................. 100 1,039.32 10 1,344.66 90 1,008.38 461.85

100 to 499 workers ............................................ 100 1,046.38 7 1,566.47 93 1,014.70 476.97

500 workers or more .......................................... 100 1,037.01 11 1,304.29 89 1,006.20 456.65

See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee

contribution requirement, State and local government workers, National Compensation Survey, March

2015—continued

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

State government .................................................. 100 $1,092.82 2 $1,333.60 98 $1,086.89 $363.96

Local government .................................................. 100 1,012.41 12 1,333.59 88 969.52 497.37

Geographic areas

Northeast ............................................................... 100 1,280.37 28 1,301.20 72 1,272.20 358.41

New England ..................................................... 100 1,369.51 8 1,371.70 92 1,369.31 385.55

Middle Atlantic ................................................... 100 1,249.51 35 1,295.34 65 1,224.83 345.17

South ..................................................................... 100 793.71 2 ( ) 1,296.69 100 792.74 500.11

South Atlantic .................................................... 100 932.68 2 ( ) 1,294.72 100 932.02 440.87

East South Central ............................................ 100 625.54 – – – – –

West South Central ........................................... 100 702.52 – – – – –

Midwest ................................................................. 100 1,181.80 10 1,410.65 90 1,157.56 397.80

East North Central ............................................. 100 1,260.81 8 1,418.94 92 1,247.22 348.75

West North Central ............................................ 100 1,062.34 12 1,402.46 88 1,015.54 475.50

West ...................................................................... 100 1,119.83 9 1,347.55 91 1,100.44 490.57

Mountain ............................................................ 100 904.41 4 1,188.78 96 891.15 529.62

Pacific ................................................................ 100 1,196.84 10 1,375.47 90 1,179.05 475.90

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above

and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 2 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

All workers ............................................................. $16.57 0.7 $20.44 0.7 $17.67 $9.38

Worker characteristics

Management, professional, and related ................ 18.31 0.8 30.89 0.8 18.79 11.49

Professional and related .................................... 20.10 0.8 34.01 0.8 20.62 12.52

Teachers ........................................................ 21.53 1.0 41.20 1.0 21.87 13.94

Primary, secondary, and special education

school teachers ........................................ 23.70 1.2 45.33 1.2 24.58 14.26

Service ................................................................... 24.10 1.1 27.14 1.1 26.17 12.85

Protective service .............................................. 24.43 1.7 50.76 1.7 26.12 13.88

Sales and office ..................................................... 26.06 2.4 26.51 2.4 27.24 12.32

Office and administrative support ...................... 26.61 2.2 27.94 2.2 28.10 12.58

Natural resources, construction, and maintenance 32.85 1.6 71.21 1.6 33.64 30.30

Production, transportation, and material moving ... 35.58 2.9 44.99 2.9 38.88 22.76

Full time ................................................................. 16.94 0.7 20.39 0.7 17.97 9.37

Part time ................................................................ 54.52 1.7 35.57 1.7 59.29 35.07

Union ..................................................................... 12.27 1.2 22.87 1.2 13.57 8.39

Nonunion ............................................................... 25.90 0.4 29.25 0.4 26.17 15.52

Average wage within the following categories:1

Lowest 25 percent ............................................. 33.48 0.7 40.77 0.7 34.29 17.56

Lowest 10 percent ......................................... 49.66 0.6 130.42 0.6 49.30 25.22

Second 25 percent ............................................ 20.54 1.3 28.54 1.3 21.16 11.99

Third 25 percent ................................................ 21.07 0.9 24.41 0.9 22.05 13.17

Highest 25 percent ............................................ 17.19 1.3 30.81 1.3 17.68 11.96

Highest 10 percent ........................................ 25.74 1.8 43.97 1.8 28.72 14.77

Establishment characteristics

Service-providing industries .................................. 16.77 0.6 20.68 0.6 17.87 9.47

Education and health services ........................... 18.54 0.8 30.06 0.8 19.44 12.72

Educational services ...................................... 19.34 0.8 33.32 0.8 19.91 13.34

Elementary and secondary schools ........... 21.18 1.0 39.05 1.0 21.03 12.61

Junior colleges, colleges, and universities 41.52 1.3 37.07 1.3 43.58 34.79

Health care and social assistance ................. 36.08 1.6 42.88 1.6 37.56 21.63

Hospitals .................................................... 47.36 2.3 49.31 2.3 49.25 24.77

Public administration ......................................... 18.38 0.8 32.58 0.8 19.52 10.43

1 to 99 workers ...................................................... 45.10 1.6 45.95 1.6 48.02 25.38

1 to 49 workers .................................................. 50.66 2.6 85.46 2.6 54.57 24.21

50 to 99 workers ................................................ 67.18 – – – – –

100 workers or more .............................................. 16.29 0.7 21.18 0.7 17.42 9.70

100 to 499 workers ............................................ 38.21 1.3 91.52 1.3 37.25 18.07

500 workers or more .......................................... 16.02 0.7 17.40 0.7 17.55 11.60

See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee

premiums by employee contribution requirement, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Average

flat monthly

employer

premium

Employee contribution not

required Employee contribution required

Percent of

participating

employees

Average

flat monthly

employer

premium

Percent of

participating

employees

Average

flat monthly

employer

premium

Average

flat monthly

employee

contribution

State government .................................................. $27.93 1.1 $19.71 1.1 $29.09 $18.42

Local government .................................................. 17.49 0.8 23.15 0.8 18.47 9.54

Geographic areas

Northeast ............................................................... 17.45 1.7 32.73 1.7 20.84 13.13

New England ..................................................... 29.99 2.0 168.40 2.0 32.94 23.75

Middle Atlantic ................................................... 20.04 2.1 32.74 2.1 22.37 15.81

South ..................................................................... 27.87 0.1 48.79 0.1 27.86 17.41

South Atlantic .................................................... 33.26 0.1 52.61 0.1 33.31 21.15

East South Central ............................................ 61.25 – – – – –

West South Central ........................................... 36.54 – – – – –

Midwest ................................................................. 30.34 1.7 34.06 1.7 31.86 19.55

East North Central ............................................. 31.76 1.6 61.20 1.6 32.93 20.37

West North Central ............................................ 45.26 3.4 33.82 3.4 42.32 43.24

West ...................................................................... 24.41 1.9 37.44 1.9 25.71 9.78

Mountain ............................................................ 48.38 1.6 98.20 1.6 46.56 17.21

Pacific ................................................................ 17.85 2.6 40.26 2.6 19.64 12.34

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, State and local government workers, National Compensation Survey,

March 2015

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 100 72 17 6 4

Worker characteristics

Management, professional, and related ................ 100 72 17 6 4

Professional and related .................................... 100 73 17 6 4

Teachers ........................................................ 100 74 16 7 3

Primary, secondary, and special education

school teachers ........................................ 100 75 14 8 3

Service ................................................................... 100 74 16 6 5

Protective service .............................................. 100 76 12 5 7

Sales and office ..................................................... 100 69 20 6 5

Office and administrative support ...................... 100 69 20 6 5

Natural resources, construction, and maintenance 100 72 17 7 4

Production, transportation, and material moving ... 100 70 17 10 3

Full time ................................................................. 100 72 17 6 4

Part time ................................................................ 100 68 25 6 2

Union ..................................................................... 100 70 14 9 7

Nonunion ............................................................... 100 74 20 4 2

Average wage within the following categories:3

Lowest 25 percent ............................................. 100 74 17 5 3

Lowest 10 percent ......................................... 100 80 13 – –

Second 25 percent ............................................ 100 72 18 6 4

Third 25 percent ................................................ 100 72 17 8 3

Highest 25 percent ............................................ 100 70 17 6 6

Highest 10 percent ........................................ 100 72 16 6 6

Establishment characteristics

Service-providing industries .................................. 100 72 17 6 4

Education and health services ........................... 100 72 19 6 3

Educational services ...................................... 100 73 19 5 3

Elementary and secondary schools ........... 100 75 15 7 3

Junior colleges, colleges, and universities 100 70 29 – –

Health care and social assistance ................. 100 68 22 – –

Hospitals .................................................... 100 73 19 – –

Public administration ......................................... 100 71 14 7 8

1 to 99 workers ...................................................... 100 73 14 – –

1 to 49 workers .................................................. 100 72 15 – –

50 to 99 workers ................................................ 100 73 12 – –

100 workers or more .............................................. 100 72 18 6 4

100 to 499 workers ............................................ 100 76 13 6 4

500 workers or more .......................................... 100 71 19 5 5

See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of

contribution, State and local government workers, National Compensation Survey,

March 2015—continued

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

State government .................................................. 100 66 28 – –

Local government .................................................. 100 75 13 8 5

Geographic areas

Northeast ............................................................... 100 62 20 9 8

New England ..................................................... 100 89 – – –

Middle Atlantic ................................................... 100 49 28 11 12

South ..................................................................... 100 77 17 4 2

South Atlantic .................................................... 100 75 22 – –

East South Central ............................................ 100 76 – – –

West South Central ........................................... 100 81 – 10 –

Midwest ................................................................. 100 75 17 6 2

East North Central ............................................. 100 75 19 5 2

West North Central ............................................ 100 75 – – –

West ...................................................................... 100 66 17 7 9

Mountain ............................................................ 100 79 13 – –

Pacific ................................................................ 100 62 19 – –

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

All workers ............................................................. 0.0 1.7 1.4 0.8 0.5

Worker characteristics

Management, professional, and related ................ 0.0 2.0 1.6 1.0 0.7

Professional and related .................................... 0.0 2.0 1.8 1.0 0.6

Teachers ........................................................ 0.0 2.2 2.0 1.3 0.9

Primary, secondary, and special education

school teachers ........................................ 0.0 2.1 1.7 1.3 1.1

Service ................................................................... 0.0 2.4 2.0 0.9 0.5

Protective service .............................................. 0.0 2.7 2.2 1.2 1.2

Sales and office ..................................................... 0.0 2.6 2.2 1.3 1.1

Office and administrative support ...................... 0.0 2.6 2.2 1.4 1.1

Natural resources, construction, and maintenance 0.0 2.9 2.0 1.8 1.2

Production, transportation, and material moving ... 0.0 3.7 2.6 2.5 0.9

Full time ................................................................. 0.0 1.7 1.4 0.8 0.6

Part time ................................................................ 0.0 6.6 7.2 2.1 0.7

Union ..................................................................... 0.0 1.9 1.2 1.5 0.8

Nonunion ............................................................... 0.0 2.7 2.5 0.5 0.7

Average wage within the following categories:3

Lowest 25 percent ............................................. 0.0 2.8 2.4 0.8 1.3

Lowest 10 percent ......................................... 0.0 3.5 3.0 – –

Second 25 percent ............................................ 0.0 2.2 1.9 1.0 0.7

Third 25 percent ................................................ 0.0 2.3 1.7 1.5 0.6

Highest 25 percent ............................................ 0.0 1.7 1.4 0.9 0.9

Highest 10 percent ........................................ 0.0 2.5 1.9 1.6 0.9

Establishment characteristics

Service-providing industries .................................. 0.0 1.7 1.4 0.8 0.5

Education and health services ........................... 0.0 2.2 2.0 0.8 0.5

Educational services ...................................... 0.0 2.4 2.2 0.9 0.5

Elementary and secondary schools ........... 0.0 2.2 1.8 1.1 0.5

Junior colleges, colleges, and universities 0.0 5.3 5.3 – –

Health care and social assistance ................. 0.0 4.5 3.8 – –

Hospitals .................................................... 0.0 5.7 5.1 – –

Public administration ......................................... 0.0 2.7 1.7 1.9 1.2

1 to 99 workers ...................................................... 0.0 3.6 2.9 – –

1 to 49 workers .................................................. 0.0 5.1 4.2 – –

50 to 99 workers ................................................ 0.0 5.5 3.1 – –

100 workers or more .............................................. 0.0 1.8 1.5 0.8 0.5

100 to 499 workers ............................................ 0.0 2.9 2.3 1.4 1.1

500 workers or more .......................................... 0.0 2.0 1.9 0.8 0.5

See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee

participation by type of contribution, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Family coverage

Total with

contributory

coverage

Flat dollar

amount Varies1

Exists, but

amount

unknown

Other2

State government .................................................. 0.0 3.6 3.1 – –

Local government .................................................. 0.0 1.6 1.2 0.7 0.6

Geographic areas

Northeast ............................................................... 0.0 3.1 3.6 1.6 1.5

New England ..................................................... 0.0 3.5 – – –

Middle Atlantic ................................................... 0.0 3.5 4.8 1.7 2.2

South ..................................................................... 0.0 3.0 2.6 0.7 0.8

South Atlantic .................................................... 0.0 4.2 3.9 – –

East South Central ............................................ 0.0 9.0 – – –

West South Central ........................................... 0.0 2.8 – 1.8 –

Midwest ................................................................. 0.0 3.1 2.8 1.7 0.7

East North Central ............................................. 0.0 3.6 3.6 1.6 0.3

West North Central ............................................ 0.0 5.7 – – –

West ...................................................................... 0.0 3.3 2.0 2.9 1.3

Mountain ............................................................ 0.0 4.4 3.6 – –

Pacific ................................................................ 0.0 4.3 2.5 – –

1 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 2 Includes contribution types not separately published such as composite rates, flexible benefits, and percent of earnings. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local

government workers, National Compensation Survey, March 2015

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $21.89 $46.41 $79.00 $122.95 $197.74 $135.54 $222.93 $368.47 $609.00 $889.32

Worker characteristics

Management, professional, and related ................ 20.47 45.04 79.00 125.00 214.37 139.60 230.00 408.45 666.18 934.03

Professional and related .................................... 20.00 45.00 80.30 131.94 230.00 144.80 232.00 421.86 667.00 956.44

Teachers ........................................................ 20.45 44.64 79.12 135.58 261.82 125.44 230.00 443.41 710.00 1019.18

Primary, secondary, and special education

school teachers ........................................ 21.95 48.15 84.74 148.93 272.00 125.44 237.30 501.00 775.62 1061.00

Service ................................................................... 22.52 50.00 76.93 120.00 167.81 121.10 214.94 330.85 562.24 802.69

Protective service .............................................. 39.99 55.84 84.26 119.99 159.49 121.10 197.76 297.67 436.48 602.13

Sales and office ..................................................... 20.02 41.86 79.18 121.18 187.30 149.23 230.00 347.67 600.00 835.75

Office and administrative support ...................... 21.61 42.88 79.00 121.18 191.25 149.48 229.22 362.03 602.78 837.40

Natural resources, construction, and maintenance 29.25 43.33 82.00 120.32 156.32 120.00 183.80 324.02 499.92 732.00

Production, transportation, and material moving ... – 50.00 90.27 123.23 182.03 120.44 233.70 365.32 600.39 834.00

Full time ................................................................. 21.78 46.18 78.37 121.18 196.24 139.60 222.93 367.84 607.88 883.00

Part time ................................................................ 30.10 60.00 101.60 154.50 268.83 98.43 230.00 385.80 667.00 1023.55

Union ..................................................................... 30.00 57.41 84.26 132.91 225.92 103.89 196.38 310.81 526.47 921.53

Nonunion ............................................................... 20.00 38.00 71.94 115.00 165.14 170.36 253.93 435.68 666.18 862.00

Average wage within the following categories:2

Lowest 25 percent ............................................. 20.00 38.00 76.74 119.44 190.00 158.92 248.34 473.69 667.00 905.00

Lowest 10 percent ......................................... 20.00 – 59.02 114.49 183.30 162.63 272.46 562.24 667.00 938.72

Second 25 percent ............................................ 22.76 43.33 76.93 118.03 170.64 125.67 218.35 329.96 562.94 752.44

Third 25 percent ................................................ 24.98 50.00 79.52 120.00 182.85 137.94 230.00 363.00 601.00 880.10

Highest 25 percent ............................................ 24.96 50.00 83.58 137.47 249.01 115.00 209.20 337.00 605.00 951.70

Highest 10 percent ........................................ 23.82 46.81 76.74 136.90 281.77 115.00 203.05 325.50 548.05 939.08

Establishment characteristics

Service-providing industries .................................. 21.78 46.18 79.00 122.95 198.20 137.94 222.93 368.85 609.00 890.79

Education and health services ........................... 20.00 41.64 78.54 126.30 230.00 140.00 232.00 421.86 668.46 966.50

Educational services ...................................... 20.00 39.46 78.54 127.41 240.74 125.44 232.00 446.38 685.00 998.50

Elementary and secondary schools ........... 20.22 45.87 84.74 145.28 265.38 125.44 248.63 526.47 785.40 1064.00

Junior colleges, colleges, and universities 20.00 – 68.85 103.17 135.58 162.25 221.00 324.02 – 667.00

Health care and social assistance ................. 25.00 58.00 76.93 115.00 151.32 171.76 254.13 421.86 538.06 746.23

Hospitals .................................................... – – 86.30 120.18 159.49 222.93 324.02 421.86 536.19 688.22

Public administration ......................................... 29.25 50.00 80.83 116.62 160.91 129.99 215.60 316.50 486.48 666.18

1 to 99 workers ...................................................... 22.76 46.74 79.52 102.36 137.49 120.25 180.00 321.84 609.00 862.00

1 to 49 workers .................................................. 22.76 46.74 82.18 102.49 150.00 140.21 172.49 316.88 562.94 720.89

50 to 99 workers ................................................ – 49.00 75.00 101.96 133.83 – 180.63 – 625.04 907.41

100 workers or more .............................................. 21.67 46.18 79.00 123.83 200.13 139.04 229.22 372.16 607.88 892.80

100 to 499 workers ............................................ 20.00 39.99 76.93 122.94 190.00 142.18 230.00 421.86 667.00 920.00

500 workers or more .......................................... 24.11 47.87 79.29 125.00 203.09 137.94 228.78 362.03 599.02 889.00

See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local

government workers, National Compensation Survey, March 2015—continued

(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. – $50.00 $76.93 $109.04 $139.66 $162.25 $222.93 $320.88 $435.74 $650.97

Local government .................................................. $21.78 45.32 84.04 132.00 226.00 120.32 233.56 418.00 667.00 959.17

Geographic areas

Northeast ............................................................... 41.74 66.19 91.26 138.44 207.23 103.89 202.81 321.84 410.40 627.75

New England ..................................................... 55.91 76.04 115.89 155.68 207.23 165.85 241.00 316.50 435.30 623.48

Middle Atlantic ................................................... 30.00 59.93 76.74 110.09 198.20 64.09 163.83 324.02 376.10 627.75

South ..................................................................... 20.00 38.00 70.13 115.00 162.69 171.76 282.49 459.10 667.00 888.00

South Atlantic .................................................... 25.00 50.00 71.67 103.17 141.66 – 180.00 329.00 562.94 748.87

East South Central ............................................ 20.00 20.00 – – 134.49 193.32 324.95 609.31 667.00 685.00

West South Central ........................................... 25.00 60.00 104.00 150.00 235.96 313.62 421.86 513.91 756.40 979.00

Midwest ................................................................. 28.85 56.39 84.96 115.98 190.00 116.26 198.23 270.86 554.00 869.00

East North Central ............................................. 32.00 58.12 84.62 112.48 206.11 102.47 175.45 235.21 438.97 861.57

West North Central ............................................ – – 88.00 118.05 142.12 152.92 232.00 365.20 640.24 910.08

West ...................................................................... 25.00 40.00 79.00 149.61 261.81 91.51 220.98 334.00 677.56 959.12

Mountain ............................................................ 26.72 39.99 49.00 88.05 226.45 203.05 234.31 501.00 786.49 951.70

Pacific ................................................................ 24.00 45.36 85.26 155.27 263.60 74.29 175.95 303.58 605.01 1019.18

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, State

and local government workers, National Compensation Survey, March 2015

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $3.29 $5.10 $3.54 $3.21 $6.17 $11.59 $8.59 $18.29 $29.17 $28.00

Worker characteristics

Management, professional, and related ................ 2.64 4.96 3.52 5.34 18.43 14.82 4.89 27.39 37.58 22.31

Professional and related .................................... 2.77 5.21 4.60 7.00 15.34 15.26 5.43 15.92 9.50 32.84

Teachers ........................................................ 2.76 6.47 5.10 11.16 11.78 19.97 10.88 38.22 38.25 33.16

Primary, secondary, and special education

school teachers ........................................ 2.79 6.52 4.86 9.38 19.86 17.15 19.49 39.63 32.62 37.22

Service ................................................................... 5.16 4.20 2.19 5.31 7.84 14.00 12.53 16.48 47.93 59.17

Protective service .............................................. 3.87 6.49 8.05 5.22 7.02 19.75 21.51 15.61 29.28 23.04

Sales and office ..................................................... 2.97 5.50 5.28 6.19 16.75 12.86 9.55 31.43 31.89 53.84

Office and administrative support ...................... 3.44 5.71 5.07 5.44 17.01 11.06 9.23 30.75 28.75 53.92

Natural resources, construction, and maintenance 4.13 3.75 7.83 6.77 11.12 7.72 16.42 16.85 27.11 85.04

Production, transportation, and material moving ... – 9.82 7.97 6.33 16.46 28.45 21.19 24.73 70.81 43.70

Full time ................................................................. 3.23 5.48 2.87 3.19 6.46 12.28 8.72 18.97 29.01 30.38

Part time ................................................................ 7.31 7.81 7.60 10.21 21.25 23.47 19.67 45.19 69.54 58.74

Union ..................................................................... 2.17 2.90 2.65 5.91 17.19 11.05 8.42 10.75 15.59 26.08

Nonunion ............................................................... 0.10 5.44 6.47 4.13 11.45 12.19 28.16 40.34 48.95 42.82

Average wage within the following categories:2

Lowest 25 percent ............................................. 0.17 6.46 10.44 8.01 15.68 14.52 24.44 32.99 22.40 35.05

Lowest 10 percent ......................................... 0.00 – 16.40 16.56 27.76 20.52 63.82 55.61 22.42 73.16

Second 25 percent ............................................ 3.85 4.66 2.65 5.16 12.58 12.70 14.85 11.93 39.41 37.93

Third 25 percent ................................................ 5.07 3.41 3.45 4.19 19.04 17.12 6.52 21.93 39.29 30.89

Highest 25 percent ............................................ 1.21 3.02 4.56 5.51 27.04 12.18 15.80 23.09 37.67 31.93

Highest 10 percent ........................................ 5.68 5.34 7.11 7.40 29.92 21.45 20.03 28.23 70.81 84.54

Establishment characteristics

Service-providing industries .................................. 3.20 5.30 3.55 3.28 6.48 12.24 8.83 18.40 30.28 26.55

Education and health services ........................... 1.51 5.80 3.61 5.77 11.07 14.19 7.88 36.11 15.26 35.81

Educational services ...................................... 0.75 4.63 4.75 8.31 15.40 12.98 6.23 43.96 14.88 24.28

Elementary and secondary schools ........... 2.12 7.21 5.51 9.01 11.13 8.89 23.64 31.44 38.50 35.79

Junior colleges, colleges, and universities 0.00 – 18.03 12.29 3.05 24.50 24.14 41.76 – 5.90

Health care and social assistance ................. 7.38 13.54 4.65 7.58 9.33 31.01 36.22 64.93 51.91 72.06

Hospitals .................................................... – – 8.73 9.39 36.14 23.77 63.87 24.48 61.54 91.03

Public administration ......................................... 5.08 1.30 5.98 4.57 4.64 20.34 17.98 12.46 26.27 39.60

1 to 99 workers ...................................................... 4.70 4.39 9.79 2.79 17.10 27.93 16.30 51.12 31.51 117.00

1 to 49 workers .................................................. 4.94 4.69 12.26 5.07 19.57 11.76 18.49 30.37 98.48 80.03

50 to 99 workers ................................................ – 9.43 11.27 3.79 29.55 – 52.22 – 58.03 63.29

100 workers or more .............................................. 3.27 5.59 3.89 3.85 8.59 13.41 6.39 19.63 42.37 23.97

100 to 499 workers ............................................ 0.26 8.03 7.65 6.29 14.98 19.23 9.80 25.20 65.91 66.88

500 workers or more .......................................... 4.65 5.05 4.07 4.17 11.96 15.37 7.17 26.49 44.06 24.68

See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, State

and local government workers, National Compensation Survey, March 2015—continued

Characteristics

Single coverage1 Family coverage1

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. – $9.42 $0.69 $5.05 $3.19 $12.31 $6.91 $20.71 $76.34 $103.09

Local government .................................................. $2.89 4.31 5.01 5.79 11.63 6.42 9.03 18.38 12.87 26.65

Geographic areas

Northeast ............................................................... 1.06 4.24 9.05 9.59 9.84 13.29 9.22 7.18 8.28 22.16

New England ..................................................... 14.32 10.45 10.95 7.22 17.08 39.69 13.32 7.72 19.78 58.56

Middle Atlantic ................................................... 4.34 6.20 0.00 11.11 18.66 9.09 25.78 16.04 22.56 8.46

South ..................................................................... 0.00 8.62 5.85 5.23 7.42 11.65 34.25 41.56 36.96 35.10

South Atlantic .................................................... 3.46 0.12 5.11 4.47 18.90 – 29.60 19.29 11.27 84.57

East South Central ............................................ 0.00 0.00 – – 14.41 50.93 90.39 136.08 0.00 28.23

West South Central ........................................... 2.89 5.66 5.57 3.64 21.36 84.97 3.10 32.75 82.95 45.81

Midwest ................................................................. 5.71 6.23 4.30 7.27 31.23 9.62 13.14 29.97 69.46 77.90

East North Central ............................................. 6.72 4.41 5.52 10.98 39.68 17.47 19.45 8.18 65.70 90.19

West North Central ............................................ – – 10.73 4.68 15.21 0.00 0.00 54.07 58.43 115.69

West ...................................................................... 1.34 1.25 4.52 4.19 23.86 13.85 8.12 22.32 92.95 72.41

Mountain ............................................................ 3.23 0.55 6.14 12.35 24.36 22.58 22.05 25.12 162.41 41.60

Pacific ................................................................ 0.33 6.02 8.79 12.72 17.62 10.90 13.76 26.57 35.76 73.33

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the

same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than

the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 80 78 98 23 23 97 35 33 95

Worker characteristics

Management, professional, and related ................ 80 78 97 22 21 96 37 35 94

Professional and related .................................... 79 77 97 21 20 97 36 35 95

Teachers ........................................................ 78 76 97 19 18 96 36 35 96

Primary, secondary, and special education

school teachers ........................................ 85 84 98 20 19 97 38 37 97

Service ................................................................... 77 75 98 24 23 97 26 25 95

Protective service .............................................. 86 84 98 22 21 98 25 25 97

Sales and office ..................................................... 80 78 98 25 24 98 36 35 97

Office and administrative support ...................... 80 79 98 25 24 98 36 35 97

Natural resources, construction, and maintenance 92 91 99 27 27 99 43 42 98

Production, transportation, and material moving ... 77 76 98 24 23 98 30 27 91

Full time ................................................................. 90 88 98 25 24 97 39 37 95

Part time ................................................................ 23 21 95 13 13 97 11 9 90

Union ..................................................................... 86 85 98 28 27 98 34 33 96

Nonunion ............................................................... 74 72 97 19 18 96 35 33 94

Average wage within the following categories:2

Lowest 25 percent ............................................. 63 61 97 20 19 97 28 26 95

Lowest 10 percent ......................................... 48 46 96 14 14 98 21 20 98

Second 25 percent ............................................ 84 82 98 24 23 96 35 33 94

Third 25 percent ................................................ 83 82 98 25 24 97 38 36 95

Highest 25 percent ............................................ 89 87 97 24 24 98 39 37 96

Highest 10 percent ........................................ 89 86 96 27 27 98 31 30 96

Establishment characteristics

Service-providing industries .................................. 80 78 98 23 23 97 34 33 95

Education and health services ........................... 79 77 97 21 21 97 36 34 95

Educational services ...................................... 79 77 97 21 20 97 36 34 95

Elementary and secondary schools ........... 78 76 98 20 20 97 34 33 96

Junior colleges, colleges, and universities 83 79 95 20 18 93 41 37 91

Health care and social assistance ................. 80 77 96 25 24 97 39 37 96

Hospitals .................................................... 89 86 97 24 24 98 41 40 98

Public administration ......................................... 83 81 98 26 25 97 30 29 95

1 to 99 workers ...................................................... 63 61 97 20 19 94 38 34 91

1 to 49 workers .................................................. 62 60 97 20 19 92 32 29 90

50 to 99 workers ................................................ 64 62 97 20 20 98 47 43 92

100 workers or more .............................................. 82 80 98 24 23 97 34 33 96

100 to 499 workers ............................................ 74 73 97 20 19 96 32 31 97

500 workers or more .......................................... 85 83 98 25 24 98 35 33 95

See footnotes at end of table.
Table 16. Insurance benefits: Access, participation, and take-up rates,1 State and local government workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

State government .................................................. 86 83 96 25 24 95 35 32 91

Local government .................................................. 77 76 98 22 22 98 35 33 96

Geographic areas

Northeast ............................................................... 81 79 98 34 34 99 17 16 97

New England ..................................................... 72 66 93 7 7 100 15 14 93

Middle Atlantic ................................................... 85 84 99 44 44 99 17 17 98

South ..................................................................... 82 79 97 18 17 95 30 28 93

South Atlantic .................................................... 83 81 98 27 25 93 43 40 93

East South Central ............................................ 85 80 93 – – – 21 19 91

West South Central ........................................... 77 76 98 11 11 100 15 14 94

Midwest ................................................................. 79 77 98 21 20 96 53 52 97

East North Central ............................................. 79 76 96 26 24 95 50 48 95

West North Central ............................................ 79 79 100 12 12 99 58 58 99

West ...................................................................... 75 74 99 27 26 99 39 36 95

Mountain ............................................................ 80 79 99 23 22 97 65 59 90

Pacific ................................................................ 74 73 99 28 28 99 29 28 98

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

All workers ............................................................. 1.2 1.1 0.4 1.2 1.1 0.7 1.7 1.7 0.8

Worker characteristics

Management, professional, and related ................ 1.3 1.3 0.4 1.3 1.2 1.0 1.8 1.8 0.9

Professional and related .................................... 1.4 1.3 0.5 1.2 1.2 0.9 1.9 1.8 0.9

Teachers ........................................................ 1.6 1.5 0.5 1.5 1.5 1.3 2.3 2.1 1.0

Primary, secondary, and special education

school teachers ........................................ 1.8 1.8 0.4 1.9 1.8 1.3 2.5 2.4 1.0

Service ................................................................... 1.7 1.7 0.5 1.8 1.8 0.8 1.7 1.6 1.2

Protective service .............................................. 1.7 1.7 0.4 2.7 2.6 0.8 2.2 2.1 0.9

Sales and office ..................................................... 2.3 2.2 0.4 2.1 2.1 0.7 2.9 2.8 0.7

Office and administrative support ...................... 2.4 2.3 0.5 2.1 2.0 0.8 2.9 2.9 0.7

Natural resources, construction, and maintenance 2.2 2.1 0.3 2.9 2.9 0.3 3.7 3.8 0.8

Production, transportation, and material moving ... 4.7 4.6 0.9 2.7 2.7 1.6 3.8 3.5 4.7

Full time ................................................................. 1.1 1.1 0.4 1.3 1.2 0.7 2.0 1.9 0.7

Part time ................................................................ 2.0 1.9 1.6 2.0 2.0 1.2 1.3 1.2 3.3

Union ..................................................................... 1.6 1.5 0.4 1.4 1.4 0.6 1.6 1.6 0.9

Nonunion ............................................................... 1.7 1.6 0.6 1.6 1.5 1.2 2.3 2.2 1.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.9 1.8 0.5 1.6 1.6 0.8 2.5 2.4 1.3

Lowest 10 percent ......................................... 3.0 2.8 1.2 1.9 1.9 0.7 3.2 3.1 0.6

Second 25 percent ............................................ 1.5 1.5 0.6 1.5 1.4 1.6 2.7 2.6 1.4

Third 25 percent ................................................ 1.8 1.8 0.4 1.7 1.7 1.0 2.1 2.1 1.2

Highest 25 percent ............................................ 1.2 1.2 0.5 1.3 1.3 0.6 1.8 1.7 0.6

Highest 10 percent ........................................ 1.4 1.6 1.0 2.3 2.2 0.8 2.7 2.7 0.8

Establishment characteristics

Service-providing industries .................................. 1.1 1.1 0.4 1.2 1.1 0.7 1.7 1.7 0.8

Education and health services ........................... 1.3 1.3 0.5 1.3 1.3 0.9 2.2 2.1 0.9

Educational services ...................................... 1.3 1.3 0.6 1.5 1.5 1.1 2.2 2.1 1.0

Elementary and secondary schools ........... 1.7 1.6 0.4 1.7 1.6 1.1 2.1 2.0 1.2

Junior colleges, colleges, and universities 2.4 2.5 2.0 2.6 2.4 2.4 5.1 4.9 1.8

Health care and social assistance ................. 3.7 3.6 1.0 3.1 3.1 0.8 4.8 4.7 2.3

Hospitals .................................................... 1.9 2.3 1.1 4.2 4.1 1.0 6.7 6.7 0.9

Public administration ......................................... 2.0 2.0 0.3 1.9 1.8 1.2 1.8 1.7 1.2

1 to 99 workers ...................................................... 4.0 4.0 0.8 3.0 2.8 3.3 4.9 4.7 2.6

1 to 49 workers .................................................. 5.0 5.0 0.9 4.0 3.7 5.4 5.6 5.2 4.2

50 to 99 workers ................................................ 7.8 7.6 1.4 4.7 4.7 1.5 5.5 5.3 2.8

100 workers or more .............................................. 1.1 1.1 0.4 1.2 1.1 0.6 1.7 1.6 0.7

100 to 499 workers ............................................ 2.4 2.4 0.4 2.2 2.0 1.6 2.5 2.4 0.8

500 workers or more .......................................... 1.1 1.1 0.5 1.3 1.3 0.6 1.9 1.9 0.9

See footnotes at end of table.
Table 16. Standard errors for insurance benefits: Access, participation, and take-up rates,1 State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

Life insurance Short-term disability Long-term disability

Access Participation Take-up

rate Access Participation Take-uprate Access Participation Take-uprate

State government .................................................. 2.4 2.4 1.0 2.7 2.5 1.6 3.7 3.5 1.8

Local government .................................................. 1.2 1.1 0.3 1.1 1.1 0.6 1.6 1.6 0.8

Geographic areas

Northeast ............................................................... 1.6 1.5 0.7 2.2 2.2 0.4 1.6 1.6 1.4

New England ..................................................... 3.1 1.8 2.8 2.2 2.2 0.0 3.8 3.9 5.4

Middle Atlantic ................................................... 2.0 2.0 0.2 2.9 2.9 0.4 1.7 1.6 0.8

South ..................................................................... 2.2 2.1 0.8 2.2 2.0 2.0 2.9 2.7 1.9

South Atlantic .................................................... 3.3 3.2 0.4 3.7 3.3 2.5 4.8 4.5 2.3

East South Central ............................................ 6.0 5.2 3.2 – – – 5.6 5.4 6.9

West South Central ........................................... 3.3 3.3 0.4 2.7 2.7 0.4 2.8 2.9 1.8

Midwest ................................................................. 1.7 1.8 0.8 1.7 1.7 1.3 3.8 3.9 1.1

East North Central ............................................. 2.4 2.6 1.3 1.7 1.7 1.6 3.2 3.2 1.7

West North Central ............................................ 2.2 2.2 0.2 3.0 2.9 2.0 7.8 8.0 0.7

West ...................................................................... 3.0 2.9 0.4 2.4 2.4 0.5 3.3 3.2 0.7

Mountain ............................................................ 5.4 4.8 0.8 5.5 5.5 2.1 8.1 8.2 1.7

Pacific ................................................................ 3.7 3.5 0.4 2.5 2.6 0.2 1.7 1.6 0.7

1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. 

The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Life insurance plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 10 90

Worker characteristics

Management, professional, and related ................ 11 89

Professional and related .................................... 11 89

Teachers ........................................................ 10 90

Primary, secondary, and special education

school teachers ........................................ 9 91

Service ................................................................... 11 89

Protective service .............................................. 10 90

Sales and office ..................................................... 9 91

Office and administrative support ...................... 9 91

Natural resources, construction, and maintenance 7 93

Production, transportation, and material moving ... 8 92

Full time ................................................................. 10 90

Part time ................................................................ 10 90

Union ..................................................................... 9 91

Nonunion ............................................................... 12 88

Average wage within the following categories:1

Lowest 25 percent ............................................. 11 89

Second 25 percent ............................................ 9 91

Third 25 percent ................................................ 10 90

Highest 25 percent ............................................ 10 90

Highest 10 percent ........................................ 12 88

Establishment characteristics

Service-providing industries .................................. 10 90

Education and health services ........................... 10 90

Educational services ...................................... 10 90

Elementary and secondary schools ........... 9 91

Health care and social assistance ................. 12 88

Public administration ......................................... 10 90

1 to 99 workers ...................................................... 7 93

1 to 49 workers .................................................. 8 92

50 to 99 workers ................................................ 6 94

100 workers or more .............................................. 11 89

100 to 499 workers ............................................ 12 88

500 workers or more .......................................... 10 90

See footnotes at end of table.
Table 17. Life insurance plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 15 85

Local government .................................................. 9 91

Geographic areas

Northeast ............................................................... 16 84

New England ..................................................... 48 52

Middle Atlantic ................................................... 6 94

South ..................................................................... 11 89

South Atlantic .................................................... 7 93

West South Central ........................................... 6 94

Midwest ................................................................. 12 88

East North Central ............................................. 15 85

West North Central ............................................ 6 94

West ...................................................................... 2 98

Mountain ............................................................ 2 98

Pacific ................................................................ 2 98

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 1.4 1.4

Worker characteristics

Management, professional, and related ................ 1.5 1.5

Professional and related .................................... 1.6 1.6

Teachers ........................................................ 1.4 1.4

Primary, secondary, and special education

school teachers ........................................ 1.1 1.1

Service ................................................................... 1.9 1.9

Protective service .............................................. 1.7 1.7

Sales and office ..................................................... 1.6 1.6

Office and administrative support ...................... 1.6 1.6

Natural resources, construction, and maintenance 1.8 1.8

Production, transportation, and material moving ... 1.8 1.8

Full time ................................................................. 1.5 1.5

Part time ................................................................ 2.6 2.6

Union ..................................................................... 0.9 0.9

Nonunion ............................................................... 2.7 2.7

Average wage within the following categories:1

Lowest 25 percent ............................................. 3.1 3.1

Second 25 percent ............................................ 1.6 1.6

Third 25 percent ................................................ 1.4 1.4

Highest 25 percent ............................................ 1.2 1.2

Highest 10 percent ........................................ 1.8 1.8

Establishment characteristics

Service-providing industries .................................. 1.4 1.4

Education and health services ........................... 1.9 1.9

Educational services ...................................... 2.1 2.1

Elementary and secondary schools ........... 1.4 1.4

Health care and social assistance ................. 2.5 2.5

Public administration ......................................... 1.2 1.2

1 to 99 workers ...................................................... 2.0 2.0

1 to 49 workers .................................................. 2.6 2.6

50 to 99 workers ................................................ 2.7 2.7

100 workers or more .............................................. 1.6 1.6

100 to 499 workers ............................................ 2.2 2.2

500 workers or more .......................................... 1.7 1.7

See footnotes at end of table.
Table 17. Standard errors for life insurance plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 3.5 3.5

Local government .................................................. 1.0 1.0

Geographic areas

Northeast ............................................................... 2.1 2.1

New England ..................................................... 6.9 6.9

Middle Atlantic ................................................... 1.1 1.1

South ..................................................................... 3.4 3.4

South Atlantic .................................................... 0.8 0.8

West South Central ........................................... 1.8 1.8

Midwest ................................................................. 2.5 2.5

East North Central ............................................. 3.5 3.5

West North Central ............................................ 2.1 2.1

West ...................................................................... 0.5 0.5

Mountain ............................................................ 0.8 0.8

Pacific ................................................................ 0.6 0.6

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Life insurance plans: Method of benefit payment, State and local government

workers, National Compensation Survey, March 2015

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 37 2 53 5 2

Worker characteristics

Management, professional, and related ................ 36 2 55 5 3

Professional and related .................................... 36 2 55 5 3

Teachers ........................................................ 32 1 59 5 3

Primary, secondary, and special education

school teachers ........................................ 29 1 62 5 3

Service ................................................................... 40 3 50 5 2

Protective service .............................................. 36 4 53 6 1

Sales and office ..................................................... 39 – 51 6 –

Office and administrative support ...................... 39 – 52 6 –

Natural resources, construction, and maintenance 40 4 52 – –

Production, transportation, and material moving ... 37 2 51 – –

Full time ................................................................. 37 2 53 5 2

Part time ................................................................ 36 – 57 5 –

Union ..................................................................... 33 2 57 8 1

Nonunion ............................................................... 42 2 50 2 4

Average wage within the following categories:1

Lowest 25 percent ............................................. 39 1 54 3 3

Lowest 10 percent ......................................... 47 – 49 – 2

Second 25 percent ............................................ 40 2 50 5 3

Third 25 percent ................................................ 39 3 48 7 3

Highest 25 percent ............................................ 32 2 59 6 1

Highest 10 percent ........................................ 34 3 59 4 2 ( )

Establishment characteristics

Service-providing industries .................................. 37 2 53 5 2

Education and health services ........................... 38 2 54 4 3

Educational services ...................................... 36 1 55 4 3

Elementary and secondary schools ........... 31 1 61 4 3

Junior colleges, colleges, and universities 51 – 40 5 –

Health care and social assistance ................. 49 – 46 3 –

Hospitals .................................................... 45 – 51 – –

Public administration ......................................... 36 3 52 7 2

1 to 99 workers ...................................................... 30 2 60 3 4

1 to 49 workers .................................................. 26 – 61 – –

50 to 99 workers ................................................ 37 – 59 – –

100 workers or more .............................................. 38 2 52 5 2

100 to 499 workers ............................................ 40 – 55 4 –

500 workers or more .......................................... 37 2 52 6 3

See footnotes at end of table.
Table 18. Life insurance plans: Method of benefit payment, State and local government

workers, National Compensation Survey, March 2015—continued

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

State government .................................................. 43 2 47 5 3

Local government .................................................. 35 2 55 5 2

Geographic areas

Northeast ............................................................... 32 1 53 14 –

New England ..................................................... 17 – 70 – –

Middle Atlantic ................................................... 37 1 48 15 –

South ..................................................................... 43 2 47 2 6

South Atlantic .................................................... 53 2 32 1 12

East South Central ............................................ 51 – 42 – –

West South Central ........................................... 20 – 77 1 –

Midwest ................................................................. 46 – 46 4 –

East North Central ............................................. 44 – 49 4 –

West North Central ............................................ 50 3 42 5 –

West ...................................................................... 21 – 71 4 –

Mountain ............................................................ 36 – 61 – –

Pacific ................................................................ 15 4 75 5 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015. 2 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 18. Standard errors for life insurance plans: Method of benefit payment, State

and local government workers, National Compensation Survey, March 2015

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

All workers ............................................................. 2.0 0.3 1.9 0.4 0.6

Worker characteristics

Management, professional, and related ................ 2.3 0.3 2.2 0.5 0.6

Professional and related .................................... 2.5 0.4 2.3 0.6 0.6

Teachers ........................................................ 2.4 0.4 2.5 0.9 0.7

Primary, secondary, and special education

school teachers ........................................ 2.3 0.4 2.4 1.0 0.7

Service ................................................................... 2.3 0.5 2.3 0.8 0.5

Protective service .............................................. 3.2 0.9 3.3 1.7 0.2

Sales and office ..................................................... 3.2 – 2.9 1.4 –

Office and administrative support ...................... 3.2 – 2.9 1.0 –

Natural resources, construction, and maintenance 3.0 1.4 3.4 – –

Production, transportation, and material moving ... 4.0 1.1 4.4 – –

Full time ................................................................. 2.0 0.3 1.9 0.5 0.6

Part time ................................................................ 5.4 – 5.0 1.2 –

Union ..................................................................... 2.0 0.3 1.8 0.7 0.1

Nonunion ............................................................... 2.8 0.5 2.7 0.4 1.2

Average wage within the following categories:1

Lowest 25 percent ............................................. 2.9 0.4 2.8 0.6 1.2

Lowest 10 percent ......................................... 4.7 – 4.3 – 0.9

Second 25 percent ............................................ 3.1 0.5 2.9 0.6 0.8

Third 25 percent ................................................ 2.8 0.7 2.6 0.7 0.9

Highest 25 percent ............................................ 1.7 0.3 1.8 0.8 0.2

Highest 10 percent ........................................ 3.0 0.6 3.0 0.8 0.1

Establishment characteristics

Service-providing industries .................................. 2.0 0.3 1.9 0.4 0.6

Education and health services ........................... 2.7 0.4 2.5 0.6 0.8

Educational services ...................................... 2.7 0.4 2.6 0.7 0.9

Elementary and secondary schools ........... 2.3 0.3 2.3 0.6 0.9

Junior colleges, colleges, and universities 6.5 – 6.3 1.5 –

Health care and social assistance ................. 5.8 – 5.8 0.7 –

Hospitals .................................................... 7.0 – 7.0 – –

Public administration ......................................... 2.6 0.6 2.7 0.6 0.5

1 to 99 workers ...................................................... 5.2 0.9 5.4 1.2 2.0

1 to 49 workers .................................................. 5.7 – 6.5 – –

50 to 99 workers ................................................ 6.0 – 6.2 – –

100 workers or more .............................................. 2.2 0.3 2.0 0.5 0.6

100 to 499 workers ............................................ 3.2 – 3.2 1.0 –

500 workers or more .......................................... 2.5 0.4 2.3 0.5 0.7

See footnotes at end of table.
Table 18. Standard errors for life insurance plans: Method of benefit payment, State

and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Basic life insurance method of payment

Fixed

multiple of

annual

earnings

Variable

multiple of

annual

earnings

Flat dollar

amount

Variable

dollar

amount

Other

State government .................................................. 4.9 0.8 4.8 1.2 0.8

Local government .................................................. 1.6 0.3 1.5 0.4 0.6

Geographic areas

Northeast ............................................................... 2.2 0.4 2.3 1.4 –

New England ..................................................... 4.7 – 5.1 – –

Middle Atlantic ................................................... 2.5 0.2 2.6 1.3 –

South ..................................................................... 3.5 0.6 3.3 0.4 1.6

South Atlantic .................................................... 4.7 0.5 4.4 0.3 3.2

East South Central ............................................ 10.8 – 10.0 – –

West South Central ........................................... 3.0 – 3.1 0.4 –

Midwest ................................................................. 5.3 – 4.9 1.0 –

East North Central ............................................. 4.3 – 3.9 1.0 –

West North Central ............................................ 11.1 1.3 10.4 2.2 –

West ...................................................................... 2.2 – 2.6 1.0 –

Mountain ............................................................ 4.1 – 5.9 – –

Pacific ................................................................ 2.4 0.8 2.7 1.1 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, State and local

government workers, National Compensation Survey, March 2015

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. – 48 22 27 – 1.4 1.5

Worker characteristics

Management, professional, and related ................ – 46 22 28 – 1.4 1.5

Professional and related .................................... – 46 23 28 3 1.4 1.5

Teachers ........................................................ – 45 22 28 4 1.5 1.5

Primary, secondary, and special education

school teachers ........................................ – 47 25 26 2 1.4 –

Service ................................................................... – 53 18 24 6 1.5 –

Protective service .............................................. – 56 11 22 – 1.5 1.0

Sales and office ..................................................... – 51 22 25 2 1.4 –

Office and administrative support ...................... – 51 23 24 2 1.4 –

Natural resources, construction, and maintenance – 47 22 27 – 1.4 1.4

Production, transportation, and material moving ... – 38 36 23 – 1.5 1.5

Full time ................................................................. – 47 22 27 – 1.4 1.5

Part time ................................................................ – 64 – – – 1.2 1.0

Union ..................................................................... – 56 28 11 – 1.4 1.0

Nonunion ............................................................... – 41 17 39 – 1.5 1.5

Average wage within the following categories:2

Lowest 25 percent ............................................. – 47 22 30 – 1.4 1.5

Lowest 10 percent ......................................... – 41 – – – 1.5 1.5

Second 25 percent ............................................ – 51 20 27 2 1.4 –

Third 25 percent ................................................ – 51 19 27 – 1.4 –

Highest 25 percent ............................................ – 43 26 23 – 1.5 1.5

Highest 10 percent ........................................ – 43 24 – 10 1.5 1.5

Establishment characteristics

Service-providing industries .................................. – 48 22 27 – 1.4 1.5

Education and health services ........................... – 47 21 30 2 1.4 1.5

Educational services ...................................... – 44 21 32 2 1.5 1.5

Elementary and secondary schools ........... – 43 26 30 1 1.4 1.5

Junior colleges, colleges, and universities – 44 – – 5 1.5 –

Health care and social assistance ................. – 61 20 – – 1.3 1.0

Hospitals .................................................... – 59 – – – 1.3 –

Public administration ......................................... – 56 19 18 – 1.4 1.0

1 to 99 workers ...................................................... – 56 – – – 1.4 –

1 to 49 workers .................................................. – 47 – – – 1.5 –

50 to 99 workers ................................................ – 66 – – – 1.2 1.0

100 workers or more .............................................. – 47 22 28 – 1.4 1.5

100 to 499 workers ............................................ – 43 26 26 5 1.5 1.5

500 workers or more .......................................... – 49 20 28 – 1.4 –

See footnotes at end of table.
Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, State and local

government workers, National Compensation Survey, March 2015—continued

(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

State government .................................................. – 49 18 – 3 1.4 –

Local government .................................................. – 47 24 25 – 1.4 1.5

Geographic areas

Northeast ............................................................... – 32 48 7 14 1.6 1.5

Middle Atlantic ................................................... – 27 50 7 16 1.7 1.5

South ..................................................................... – 43 15 41 – 1.5 1.5

South Atlantic .................................................... – 48 15 36 – 1.4 –

East South Central ............................................ – – – 62 – 1.6 2.0

West South Central ........................................... – 34 – 30 – 1.5 1.5

Midwest ................................................................. – 55 – – 2 1.4 –

East North Central ............................................. – 69 12 16 4 1.3 1.0

West North Central ............................................ – 35 – – – 1.5 1.5

West ...................................................................... – 73 – – – 1.2 1.0

Mountain ............................................................ – 65 – – – 1.2 1.0

Pacific ................................................................ – 81 – – – 1.1 1.0

1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

State and local government workers, National Compensation Survey, March 2015

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

All workers ............................................................. – 3.5 2.7 4.9 – 2 ( ) 0.3

Worker characteristics

Management, professional, and related ................ – 4.3 3.1 5.9 – 2 ( ) 0.1

Professional and related .................................... – 4.5 3.4 6.1 0.5 0.1 0.1

Teachers ........................................................ – 4.9 3.1 5.7 0.7 0.1 0.2

Primary, secondary, and special education

school teachers ........................................ – 5.2 3.6 5.0 0.3 2 () –

Service ................................................................... – 4.4 2.7 4.7 1.7 0.1 –

Protective service .............................................. – 6.1 2.2 5.5 – 0.1 0.1

Sales and office ..................................................... – 4.2 3.3 5.6 0.9 2 () –

Office and administrative support ...................... – 4.3 3.5 5.6 1.0 2 () –

Natural resources, construction, and maintenance – 4.3 3.4 3.9 – 2 ( ) 0.4

Production, transportation, and material moving ... – 6.3 6.5 4.9 – 0.1 2 ( )

Full time ................................................................. – 3.5 2.7 4.9 – 2 ( ) 0.2

Part time ................................................................ – 9.5 – – – 0.1 0.0

Union ..................................................................... – 3.2 3.2 3.1 – 2 ( ) 0.0

Nonunion ............................................................... – 4.9 2.9 6.7 – 0.1 0.0

Average wage within the following categories:3

Lowest 25 percent ............................................. – 6.1 4.7 7.8 – 0.1 0.3

Lowest 10 percent ......................................... – 9.0 – – – 0.1 0.2

Second 25 percent ............................................ – 4.4 3.3 6.0 1.0 2 () –

Third 25 percent ................................................ – 4.1 3.1 5.0 – 2 () –

Highest 25 percent ............................................ – 3.5 2.7 4.2 – 2 ( ) 0.0

Highest 10 percent ........................................ – 5.9 4.0 – 1.4 0.1 0.0

Establishment characteristics

Service-providing industries .................................. – 3.5 2.6 4.9 – 2 ( ) 0.3

Education and health services ........................... – 5.2 3.3 7.0 0.3 0.1 0.2

Educational services ...................................... – 5.1 3.3 6.8 0.3 0.1 0.0

Elementary and secondary schools ........... – 4.2 3.3 4.9 0.2 2 ( ) 0.1

Junior colleges, colleges, and universities – 9.9 – – 0.9 0.1 –

Health care and social assistance ................. – 8.1 5.3 – – 0.1 0.0

Hospitals .................................................... – 11.2 – – – 0.1 –

Public administration ......................................... – 4.3 2.4 3.1 – 0.1 0.0

1 to 99 workers ...................................................... – 10.4 – – – 0.1 –

1 to 49 workers .................................................. – 10.5 – – – 0.1 –

50 to 99 workers ................................................ – 14.8 – – – 0.1 0.0

100 workers or more .............................................. – 3.7 2.6 5.2 – 2 ( ) 0.2

100 to 499 workers ............................................ – 4.8 4.7 5.3 1.6 2 ( ) 2 ( )

500 workers or more .......................................... – 4.5 2.7 6.0 – 0.1 –

See footnotes at end of table.
Table 19. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas,

State and local government workers, National Compensation Survey, March 2015—continued

Characteristics

Multiple of annual earnings amounts1

Mean

multiple of

annual

earnings

Median

multiple of

annual

earnings

Less than

1.0 times

earnings

1.0 times

earnings

Over 1.0

and under

2.0 times

earnings

2.0 times

earnings

Greater

than 2.0

times

earnings

State government .................................................. – 8.1 3.9 – 0.7 0.1 –

Local government .................................................. – 2.9 2.5 3.1 – 2 ( ) 0.3

Geographic areas

Northeast ............................................................... – 6.2 4.9 2.5 3.2 0.1 0.0

Middle Atlantic ................................................... – 6.0 5.0 2.7 3.6 0.1 0.0

South ..................................................................... – 5.7 2.7 6.9 – 0.1 0.1

South Atlantic .................................................... – 5.1 2.6 5.6 – 0.1 –

East South Central ............................................ – – – 18.5 – 0.2 0.3

West South Central ........................................... – 4.9 – 7.5 – 0.1 0.0

Midwest ................................................................. – 7.3 – – 0.5 0.1 –

East North Central ............................................. – 5.2 2.3 4.5 0.4 2 ( ) 0.0

West North Central ............................................ – 9.2 – – – 0.1 0.2

West ...................................................................... – 4.2 – – – 2 ( ) 0.0

Mountain ............................................................ – 5.9 – – – 2 ( ) 0.0

Pacific ................................................................ – 6.3 – – – 0.1 0.0

1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.05. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Life insurance plans: Maximum benefit amounts, State and local government workers, National

Compensation Survey, March 2015

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 52 $50,000 $50,000 $100,000 $250,000 $450,000 48

Worker characteristics

Management, professional, and related ................ 53 50,000 50,000 100,000 250,000 400,000 47

Professional and related .................................... 53 50,000 50,000 100,000 250,000 400,000 47

Teachers ........................................................ 50 50,000 50,000 100,000 200,000 350,000 50

Primary, secondary, and special education

school teachers ........................................ 44 50,000 50,000 – – 250,000 56

Service ................................................................... 54 50,000 50,000 100,000 250,000 500,000 46

Protective service .............................................. 49 50,000 50,000 – – – 51

Sales and office ..................................................... 49 50,000 50,000 – – 500,000 51

Office and administrative support ...................... 49 50,000 50,000 – – 500,000 51

Natural resources, construction, and maintenance 48 – 50,000 100,000 – 400,000 52

Production, transportation, and material moving ... 46 50,000 – 100,000 – 450,000 54

Full time ................................................................. 52 50,000 50,000 100,000 250,000 500,000 48

Part time ................................................................ 50 50,000 50,000 – – – 50

Union ..................................................................... 50 50,000 50,000 100,000 – 400,000 50

Nonunion ............................................................... 54 50,000 – 100,000 250,000 500,000 46

Average wage within the following categories:2

Lowest 25 percent ............................................. 52 50,000 50,000 100,000 – 500,000 48

Lowest 10 percent ......................................... 59 50,000 – 100,000 – 500,000 41

Second 25 percent ............................................ 57 50,000 50,000 – 250,000 400,000 43

Third 25 percent ................................................ 51 50,000 50,000 100,000 250,000 500,000 49

Highest 25 percent ............................................ 47 50,000 50,000 100,000 – 400,000 53

Highest 10 percent ........................................ 55 50,000 50,000 100,000 – 400,000 45

Establishment characteristics

Service-providing industries .................................. 53 50,000 50,000 100,000 250,000 450,000 47

Education and health services ........................... 55 50,000 50,000 100,000 250,000 400,000 45

Educational services ...................................... 55 50,000 50,000 100,000 – 400,000 45

Elementary and secondary schools ........... 45 50,000 50,000 100,000 200,000 275,000 55

Junior colleges, colleges, and universities 73 50,000 50,000 100,000 – – 27

Health care and social assistance ................. 57 50,000 – – 500,000 – 43

Hospitals .................................................... 59 50,000 100,000 – 500,000 – 41

Public administration ......................................... 48 50,000 50,000 – 250,000 500,000 52

1 to 99 workers ...................................................... 37 50,000 100,000 – – – 63

1 to 49 workers .................................................. 37 50,000 – – – – 63

50 to 99 workers ................................................ 37 50,000 100,000 – 250,000 500,000 63

100 workers or more .............................................. 53 50,000 50,000 100,000 250,000 400,000 47

100 to 499 workers ............................................ 52 50,000 50,000 100,000 150,000 – 48

500 workers or more .......................................... 54 50,000 50,000 100,000 – 500,000 46

See footnotes at end of table.
Table 20. Life insurance plans: Maximum benefit amounts, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with fixed multiple of earnings formula life insurance coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 60 – $50,000 – – $500,000 40

Local government .................................................. 49 $50,000 50,000 $100,000 $250,000 400,000 51

Geographic areas

Northeast ............................................................... 34 – 40,000 50,000 100,000 – 66

New England ..................................................... 54 50,000 – 100,000 – – 46

Middle Atlantic ................................................... 31 25,000 40,000 50,000 – 350,000 69

South ..................................................................... 55 50,000 – 100,000 250,000 – 45

South Atlantic .................................................... 40 50,000 – 200,000 280,000 – 60

West South Central ........................................... 57 50,000 50,000 – 250,000 – 43

Midwest ................................................................. 48 50,000 – – 400,000 500,000 52

East North Central ............................................. 47 50,000 50,000 150,000 – 250,000 53

West ...................................................................... 75 50,000 50,000 – 150,000 300,000 25

Mountain ............................................................ 74 – 50,000 – – – 26

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, State and local government

workers, National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 3.7 $0.00 $0.00 $0.00 $45,350.96 $92,451.34 3.7

Worker characteristics

Management, professional, and related ................ 4.2 0.00 0.00 0.00 51,055.73 9,460.44 4.2

Professional and related .................................... 4.5 0.00 0.00 0.00 56,565.23 42,308.39 4.5

Teachers ........................................................ 4.4 0.00 0.00 22,186.71 50,211.17 89,998.61 4.4

Primary, secondary, and special education

school teachers ........................................ 5.3 0.00 0.00 – – 45,370.70 5.3

Service ................................................................... 4.3 0.00 0.00 10,534.70 59,521.91 18,920.89 4.3

Protective service .............................................. 5.3 0.00 3,344.77 – – – 5.3

Sales and office ..................................................... 5.1 0.00 3,344.77 – – 11,586.63 5.1

Office and administrative support ...................... 5.3 0.00 12,568.51 – – 6,689.54 5.3

Natural resources, construction, and maintenance 4.6 – 0.00 23,288.84 – 105,770.98 4.6

Production, transportation, and material moving ... 7.2 0.00 – 2,675.82 – 65,884.37 7.2

Full time ................................................................. 3.8 0.00 0.00 0.00 43,646.39 146,560.57 3.8

Part time ................................................................ 11.3 0.00 0.00 – – – 11.3

Union ..................................................................... 3.6 2,317.33 0.00 12,059.75 – 22,186.71 3.6

Nonunion ............................................................... 4.9 0.00 – 4,013.73 66,563.48 47,772.90 4.9

Average wage within the following categories:2

Lowest 25 percent ............................................. 5.9 0.00 9,601.30 0.00 – 34,110.12 5.9

Lowest 10 percent ......................................... 8.4 0.00 – 0.00 – 96,882.98 8.4

Second 25 percent ............................................ 4.5 0.00 0.00 – 67,996.84 6,689.54 4.5

Third 25 percent ................................................ 5.1 0.00 0.00 11,369.86 70,580.24 128,153.23 5.1

Highest 25 percent ............................................ 2.8 0.00 0.00 15,047.76 – 76,857.01 2.8

Highest 10 percent ........................................ 4.7 12,797.85 0.00 29,380.73 – 112,734.20 4.7

Establishment characteristics

Service-providing industries .................................. 3.7 0.00 0.00 0.00 45,787.96 91,478.14 3.7

Education and health services ........................... 4.5 0.00 0.00 2,675.82 68,547.43 51,816.99 4.5

Educational services ...................................... 4.5 0.00 0.00 0.00 – 65,543.88 4.5

Elementary and secondary schools ........... 4.9 0.00 0.00 0.00 28,966.58 49,384.97 4.9

Junior colleges, colleges, and universities 4.8 11,073.17 0.00 27,189.52 – – 4.8

Health care and social assistance ................. 7.2 1,337.91 – – 133,120.25 – 7.2

Hospitals .................................................... 9.4 8,849.44 26,966.41 – 137,746.14 – 9.4

Public administration ......................................... 4.1 0.00 0.00 – 54,854.26 30,655.34 4.1

1 to 99 workers ...................................................... 7.8 0.00 16,923.36 – – – 7.8

1 to 49 workers .................................................. 9.4 14,838.13 – – – – 9.4

50 to 99 workers ................................................ 10.5 0.00 29,916.55 – 69,197.18 0.00 10.5

100 workers or more .............................................. 3.9 0.00 0.00 0.00 57,389.89 90,987.64 3.9

100 to 499 workers ............................................ 5.6 0.00 7,508.99 0.00 29,916.55 – 5.6

500 workers or more .......................................... 4.4 0.00 0.00 20,724.20 – 124,432.71 4.4

See footnotes at end of table.
Table 20. Standard errors for life insurance plans: Maximum benefit amounts, State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 6.2 – $0.00 – – $120,411.79 6.2

Local government .................................................. 3.4 $0.00 0.00 $0.00 $58,318.09 103,417.84 3.4

Geographic areas

Northeast ............................................................... 4.9 – 3,277.19 0.00 20,079.78 – 4.9

New England ..................................................... 13.0 7,079.55 – 7,079.55 – – 13.0

Middle Atlantic ................................................... 5.3 7,235.85 0.00 0.00 – 83,552.38 5.3

South ..................................................................... 5.4 0.00 – 0.00 66,223.11 – 5.4

South Atlantic .................................................... 5.5 0.00 – 0.00 70,529.50 – 5.5

West South Central ........................................... 6.1 0.00 0.00 – 66,560.12 – 6.1

Midwest ................................................................. 7.9 0.00 – – 39,006.41 48,238.99 7.9

East North Central ............................................. 4.1 0.00 0.00 37,101.35 – 0.00 4.1

West ...................................................................... 5.5 0.00 0.00 – 22,024.76 14,579.52 5.5

Mountain ............................................................ 6.0 – 0.00 – – – 6.0

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth

of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 State and local

government workers, National Compensation Survey, March 2015

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $5,000 $10,000 $20,000 $40,000 $50,000

Worker characteristics

Management, professional, and related ................ 5,000 10,000 20,000 41,116 50,000

Professional and related .................................... 5,000 10,000 20,000 41,116 50,000

Teachers ........................................................ – 10,000 25,000 50,000 50,000

Primary, secondary, and special education

school teachers ........................................ – 10,000 25,000 50,000 50,000

Service ................................................................... 5,000 10,000 20,000 40,000 50,000

Protective service .............................................. 5,000 10,000 20,000 36,225 50,000

Sales and office ..................................................... 5,000 10,000 20,000 30,000 50,000

Office and administrative support ...................... 5,000 10,000 20,000 30,000 50,000

Natural resources, construction, and maintenance – 10,000 20,000 30,000 50,000

Production, transportation, and material moving ... – 10,000 20,000 30,000 50,000

Full time ................................................................. 5,000 10,000 20,000 40,000 50,000

Part time ................................................................ – 15,000 25,000 50,000 50,000

Union ..................................................................... 5,000 10,000 25,000 50,000 50,000

Nonunion ............................................................... 5,000 10,000 – 25,000 50,000

Average wage within the following categories:3

Lowest 25 percent ............................................. – 10,000 20,000 25,000 50,000

Lowest 10 percent ......................................... – 10,000 15,000 25,000 50,000

Second 25 percent ............................................ 5,000 10,000 20,000 30,000 50,000

Third 25 percent ................................................ 5,000 10,000 20,000 40,000 50,000

Highest 25 percent ............................................ 5,000 10,000 25,000 50,000 50,000

Highest 10 percent ........................................ 5,000 – – 50,000 50,000

Establishment characteristics

Service-providing industries .................................. 5,000 10,000 20,000 40,000 50,000

Education and health services ........................... 5,000 10,000 20,000 41,116 50,000

Educational services ...................................... 5,000 10,000 20,000 45,000 50,000

Elementary and secondary schools ........... – 10,000 – 50,000 50,000

Junior colleges, colleges, and universities 5,000 – 20,000 25,000 50,000

Health care and social assistance ................. 5,000 10,000 20,000 25,000 50,000

Hospitals .................................................... 5,000 10,000 20,000 25,000 50,000

Public administration ......................................... 5,000 10,000 20,000 30,000 50,000

1 to 99 workers ...................................................... – 10,000 20,000 30,000 50,000

1 to 49 workers .................................................. 10,000 10,000 20,000 30,000 50,000

50 to 99 workers ................................................ – – 20,000 – 50,000

100 workers or more .............................................. 5,000 10,000 20,000 40,000 50,000

100 to 499 workers ............................................ 10,000 10,000 20,000 37,500 50,000

500 workers or more .......................................... 5,000 10,000 20,000 40,000 50,000

See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 State and local

government workers, National Compensation Survey, March 2015—continued

(Includes workers participating in life insurance plans with flat-dollar amount formulas)

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. $5,000 $5,000 $20,000 $25,000 $50,000

Local government .................................................. – 10,000 20,000 50,000 50,000

Geographic areas

Northeast ............................................................... 5,000 5,000 25,000 50,000 50,000

New England ..................................................... 5,000 5,000 – 20,000 50,000

Middle Atlantic ................................................... 5,000 – 40,000 50,000 50,000

South ..................................................................... 5,000 10,000 15,000 25,000 30,000

South Atlantic .................................................... – 10,000 – 25,000 30,000

East South Central ............................................ 10,000 10,000 – 20,000 50,000

West South Central ........................................... 5,000 10,000 15,000 20,000 –

Midwest ................................................................. 10,000 20,000 25,000 50,000 50,000

East North Central ............................................. – 20,000 30,000 50,000 50,000

West North Central ............................................ 10,000 15,000 20,000 45,000 50,000

West ...................................................................... 5,000 10,000 20,000 50,000 50,000

Mountain ............................................................ 10,000 15,000 20,000 50,000 50,000

Pacific ................................................................ 5,000 10,000 25,000 50,000 50,000

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the

employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

State and local government workers, National Compensation Survey, March 2015

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. $0.00 $0.00 $0.00 $791.36 $0.00

Worker characteristics

Management, professional, and related ................ 0.00 0.00 1,537.14 6,721.04 0.00

Professional and related .................................... 0.00 0.00 1,383.94 5,238.94 0.00

Teachers ........................................................ – 0.00 1,351.22 2,378.32 0.00

Primary, secondary, and special education

school teachers ........................................ – 620.36 231.73 1,440.97 0.00

Service ................................................................... 0.00 0.00 0.00 3,896.34 0.00

Protective service .............................................. 0.00 0.00 856.68 6,835.79 0.00

Sales and office ..................................................... 0.00 0.00 0.00 6,789.15 0.00

Office and administrative support ...................... 0.00 0.00 0.00 7,079.55 0.00

Natural resources, construction, and maintenance – 0.00 2,115.42 6,672.80 0.00

Production, transportation, and material moving ... – 0.00 0.00 2,758.17 0.00

Full time ................................................................. 0.00 0.00 0.00 685.41 0.00

Part time ................................................................ – 4,280.13 4,177.62 0.00 0.00

Union ..................................................................... 0.00 133.79 0.00 0.00 0.00

Nonunion ............................................................... 0.00 0.00 – 0.00 0.00

Average wage within the following categories:3

Lowest 25 percent ............................................. – 0.00 0.00 0.00 926.93

Lowest 10 percent ......................................... – 0.00 1,638.60 2,563.06 6,090.06

Second 25 percent ............................................ 0.00 0.00 0.00 1,256.58 0.00

Third 25 percent ................................................ 0.00 0.00 0.00 7,335.91 0.00

Highest 25 percent ............................................ 0.00 327.72 0.00 0.00 0.00

Highest 10 percent ........................................ 1,053.47 – – 0.00 0.00

Establishment characteristics

Service-providing industries .................................. 0.00 0.00 0.00 980.76 0.00

Education and health services ........................... 327.72 0.00 856.68 5,725.33 0.00

Educational services ...................................... 1,032.01 0.00 3,863.75 6,274.03 0.00

Elementary and secondary schools ........... – 0.00 – 4,413.28 0.00

Junior colleges, colleges, and universities 0.00 – 4,194.72 3,280.34 2,512.91

Health care and social assistance ................. 0.00 0.00 0.00 7,493.52 0.00

Hospitals .................................................... 0.00 668.95 1,337.91 5,439.93 0.00

Public administration ......................................... 0.00 0.00 0.00 6,520.16 0.00

1 to 99 workers ...................................................... – 0.00 0.00 3,602.43 0.00

1 to 49 workers .................................................. 2,758.17 0.00 2,006.86 4,634.65 0.00

50 to 99 workers ................................................ – – 2,758.17 – 0.00

100 workers or more .............................................. 0.00 0.00 0.00 1,690.56 0.00

100 to 499 workers ............................................ 0.00 2,145.87 0.00 8,924.70 0.00

500 workers or more .......................................... 0.00 0.00 0.00 4,818.68 0.00

See footnotes at end of table.
Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1

State and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Flat dollar amounts2

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. $0.00 $378.42 $1,495.83 $0.00 $6,300.84

Local government .................................................. – 0.00 535.16 7,250.68 0.00

Geographic areas

Northeast ............................................................... 0.00 1,070.33 4,268.75 0.00 0.00

New England ..................................................... 0.00 0.00 – 4,013.73 0.00

Middle Atlantic ................................................... 0.00 – 0.00 0.00 0.00

South ..................................................................... 0.00 0.00 1,119.37 3,009.55 2,940.36

South Atlantic .................................................... – 0.00 – 0.00 1,337.91

East South Central ............................................ 0.00 0.00 – 3,411.01 7,568.36

West South Central ........................................... 0.00 0.00 3,549.24 1,616.60 –

Midwest ................................................................. 267.58 0.00 5,754.56 926.93 0.00

East North Central ............................................. – 0.00 3,271.73 0.00 6,275.35

West North Central ............................................ 0.00 2,171.78 3,506.75 12,710.13 0.00

West ...................................................................... 0.00 0.00 5,556.75 2,911.92 0.00

Mountain ............................................................ 0.00 1,495.83 0.00 7,713.60 0.00

Pacific ................................................................ 0.00 0.00 4,730.22 4,191.32 0.00

1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s

earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile

or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the

amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining

percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers

with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for

March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Short-term disability plans: Method of funding, State and local

government workers, National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

All workers ............................................................. 51 37 – –

Worker characteristics

Management, professional, and related ................ 52 35 10 3

Professional and related .................................... 51 35 11 3

Teachers ........................................................ 52 35 11 2

Primary, secondary, and special education

school teachers ........................................ 47 41 – –

Service ................................................................... 51 38 7 4

Protective service .............................................. 57 33 – –

Sales and office ..................................................... 45 45 7 4

Office and administrative support ...................... 45 45 7 4

Natural resources, construction, and maintenance 55 37 – –

Production, transportation, and material moving ... 57 37 – –

Full time ................................................................. 51 38 – –

Part time ................................................................ 53 29 10 7

Union ..................................................................... 43 41 – –

Nonunion ............................................................... 61 32 2 4

Average wage within the following categories:2

Lowest 25 percent ............................................. 52 40 – –

Lowest 10 percent ......................................... 47 40 – –

Second 25 percent ............................................ 55 36 6 2

Third 25 percent ................................................ 48 41 8 3

Highest 25 percent ............................................ 51 33 15 2

Highest 10 percent ........................................ 46 41 – –

Establishment characteristics

Service-providing industries .................................. 51 38 – –

Education and health services ........................... 50 37 9 4

Educational services ...................................... 50 37 9 4

Elementary and secondary schools ........... 43 46 6 5

Junior colleges, colleges, and universities 72 – 15 –

Health care and social assistance ................. 53 34 – –

Hospitals .................................................... 49 45 – –

Public administration ......................................... 50 39 – –

1 to 99 workers ...................................................... 45 54 – –

1 to 49 workers .................................................. 55 45 – –

50 to 99 workers ................................................ – 65 – –

100 workers or more .............................................. 52 35 – –

100 to 499 workers ............................................ 53 31 – –

500 workers or more .......................................... 52 37 8 3

See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, State and local

government workers, National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

State government .................................................. 82 – 13 –

Local government .................................................. 40 49 7 4

Geographic areas

Northeast ............................................................... – 49 26 –

New England ..................................................... 76 – – –

Middle Atlantic ................................................... – 51 27 –

South ..................................................................... 64 33 – 3

South Atlantic .................................................... 67 30 – 3

West South Central ........................................... 50 47 – –

Midwest ................................................................. 54 40 – –

East North Central ............................................. 52 41 – –

West North Central ............................................ 60 36 – –

West ...................................................................... 64 28 5 3

Mountain ............................................................ – 68 – –

Pacific ................................................................ 76 16 – –

1 Employer assumes all risks and expenses of providing the benefit. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data

did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 22. Standard errors for short-term disability plans: Method of funding, State

and local government workers, National Compensation Survey, March 2015

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

All workers ............................................................. 2.4 2.4 – –

Worker characteristics

Management, professional, and related ................ 2.8 2.8 1.3 0.7

Professional and related .................................... 2.9 2.8 1.5 0.8

Teachers ........................................................ 4.3 4.3 2.7 0.7

Primary, secondary, and special education

school teachers ........................................ 4.6 4.9 – –

Service ................................................................... 4.1 3.8 1.8 0.9

Protective service .............................................. 6.5 6.2 – –

Sales and office ..................................................... 4.4 3.8 1.3 1.4

Office and administrative support ...................... 4.1 3.6 1.5 1.3

Natural resources, construction, and maintenance 6.5 6.1 – –

Production, transportation, and material moving ... 7.5 7.1 – –

Full time ................................................................. 2.5 2.5 – –

Part time ................................................................ 7.0 5.4 2.1 2.7

Union ..................................................................... 3.4 3.2 – –

Nonunion ............................................................... 3.3 3.2 0.2 1.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 4.7 4.3 – –

Lowest 10 percent ......................................... 7.8 6.6 – –

Second 25 percent ............................................ 3.4 3.3 1.3 0.9

Third 25 percent ................................................ 3.3 3.4 1.2 0.7

Highest 25 percent ............................................ 2.7 2.3 2.2 0.5

Highest 10 percent ........................................ 2.2 2.7 – –

Establishment characteristics

Service-providing industries .................................. 2.4 2.4 – –

Education and health services ........................... 3.4 3.6 1.3 0.8

Educational services ...................................... 4.1 4.2 1.5 0.9

Elementary and secondary schools ........... 4.4 4.7 1.6 1.2

Junior colleges, colleges, and universities 4.1 – 2.7 –

Health care and social assistance ................. 4.7 5.4 – –

Hospitals .................................................... 5.2 6.1 – –

Public administration ......................................... 4.4 4.3 – –

1 to 99 workers ...................................................... 8.4 8.5 – –

1 to 49 workers .................................................. 12.3 12.3 – –

50 to 99 workers ................................................ – 12.5 – –

100 workers or more .............................................. 2.4 2.4 – –

100 to 499 workers ............................................ 5.3 4.5 – –

500 workers or more .......................................... 2.6 2.7 0.8 0.7

See footnotes at end of table.
Table 22. Standard errors for short-term disability plans: Method of funding, State

and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Noncommercially

insured1

Commercially

insured

Legally

required Other

State government .................................................. 3.4 – 1.8 –

Local government .................................................. 2.3 2.4 1.2 0.8

Geographic areas

Northeast ............................................................... – 3.2 3.4 –

New England ..................................................... 22.1 – – –

Middle Atlantic ................................................... – 3.1 3.5 –

South ..................................................................... 6.2 6.4 – 0.9

South Atlantic .................................................... 7.3 7.6 – 0.9

West South Central ........................................... 12.4 12.8 – –

Midwest ................................................................. 4.0 3.4 – –

East North Central ............................................. 4.2 3.2 – –

West North Central ............................................ 10.2 10.4 – –

West ...................................................................... 5.0 4.8 1.3 1.1

Mountain ............................................................ – 8.9 – –

Pacific ................................................................ 3.9 2.5 – –

1 Employer assumes all risks and expenses of providing the benefit. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Short-term disability plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 13 87

Worker characteristics

Management, professional, and related ................ 11 89

Professional and related .................................... 12 88

Teachers ........................................................ 10 90

Primary, secondary, and special education

school teachers ........................................ 11 89

Service ................................................................... 15 85

Sales and office ..................................................... 15 85

Office and administrative support ...................... 16 84

Natural resources, construction, and maintenance 14 86

Production, transportation, and material moving ... 6 94

Full time ................................................................. 13 87

Part time ................................................................ 12 88

Union ..................................................................... 16 84

Nonunion ............................................................... 9 91

Average wage within the following categories:1

Lowest 25 percent ............................................. 10 90

Lowest 10 percent ......................................... 12 88

Second 25 percent ............................................ 11 89

Third 25 percent ................................................ 11 89

Highest 25 percent ............................................ 17 83

Highest 10 percent ........................................ 16 84

Establishment characteristics

Service-providing industries .................................. 13 87

Education and health services ........................... 11 89

Educational services ...................................... 9 91

Elementary and secondary schools ........... 8 92

Junior colleges, colleges, and universities 8 92

Health care and social assistance ................. 24 76

Public administration ......................................... 18 82

100 workers or more .............................................. 13 87

100 to 499 workers ............................................ 21 79

500 workers or more .......................................... 11 89

See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 15 85

Local government .................................................. 12 88

Geographic areas

Northeast ............................................................... 30 70

New England ..................................................... – 100

Middle Atlantic ................................................... 32 68

South:

West South Central .......................................... – 100

Midwest ................................................................. 15 85

East North Central ............................................. 19 81

West ...................................................................... 4 96

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in

this category or data did not meet publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 1.5 1.5

Worker characteristics

Management, professional, and related ................ 1.3 1.3

Professional and related .................................... 1.5 1.5

Teachers ........................................................ 2.4 2.4

Primary, secondary, and special education

school teachers ........................................ 3.1 3.1

Service ................................................................... 2.6 2.6

Sales and office ..................................................... 2.9 2.9

Office and administrative support ...................... 3.0 3.0

Natural resources, construction, and maintenance 3.6 3.6

Production, transportation, and material moving ... 2.4 2.4

Full time ................................................................. 1.5 1.5

Part time ................................................................ 3.0 3.0

Union ..................................................................... 2.1 2.1

Nonunion ............................................................... 1.8 1.8

Average wage within the following categories:1

Lowest 25 percent ............................................. 2.2 2.2

Lowest 10 percent ......................................... 3.4 3.4

Second 25 percent ............................................ 2.0 2.0

Third 25 percent ................................................ 1.6 1.6

Highest 25 percent ............................................ 2.2 2.2

Highest 10 percent ........................................ 1.6 1.6

Establishment characteristics

Service-providing industries .................................. 1.5 1.5

Education and health services ........................... 1.7 1.7

Educational services ...................................... 1.4 1.4

Elementary and secondary schools ........... 1.5 1.5

Junior colleges, colleges, and universities 1.5 1.5

Health care and social assistance ................. 4.9 4.9

Public administration ......................................... 2.7 2.7

100 workers or more .............................................. 1.5 1.5

100 to 499 workers ............................................ 4.2 4.2

500 workers or more .......................................... 1.2 1.2

See footnotes at end of table.
Table 23. Standard errors for short-term disability plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 2.5 2.5

Local government .................................................. 1.7 1.7

Geographic areas

Northeast ............................................................... 3.7 3.7

New England ..................................................... – 0.0

Middle Atlantic ................................................... 3.8 3.8

South:

West South Central .......................................... – 0.0

Midwest ................................................................. 3.5 3.5

East North Central ............................................. 4.4 4.4

West ...................................................................... 1.5 1.5

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Short-term disability plans: Method of benefit payment, State and local

government workers, National Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 3 – 86 9 –

Worker characteristics

Management, professional, and related ................ – – 87 8 2

Professional and related .................................... – – 87 7 2

Teachers ........................................................ – – 86 5 3

Primary, secondary, and special education

school teachers ........................................ – – 86 3 –

Service ................................................................... 2 – 87 10 –

Protective service .............................................. – – 79 – –

Sales and office ..................................................... 1 – 86 10 –

Office and administrative support ...................... 1 – 85 11 –

Natural resources, construction, and maintenance – – 86 9 –

Production, transportation, and material moving ... 17 – 73 – –

Full time ................................................................. 3 – 86 9 –

Part time ................................................................ – – 87 8 –

Union ..................................................................... 5 – 84 9 –

Nonunion ............................................................... 1 – 90 9 –

Average wage within the following categories:1

Lowest 25 percent ............................................. – – 90 7 –

Lowest 10 percent ......................................... – – 95 – –

Second 25 percent ............................................ 3 – 83 11 –

Third 25 percent ................................................ – – 84 10 –

Highest 25 percent ............................................ – – 88 8 2

Highest 10 percent ........................................ – – 90 5 3

Establishment characteristics

Service-providing industries .................................. 3 – 86 9 –

Education and health services ........................... – – 89 6 2

Educational services ...................................... – – 89 4 2

Elementary and secondary schools ........... – – 90 3 2

Junior colleges, colleges, and universities – – 85 11 –

Health care and social assistance ................. – – 86 14 –

Hospitals .................................................... – – 89 11 –

Public administration ......................................... 2 – 83 13 –

1 to 99 workers ...................................................... – – 94 – –

1 to 49 workers .................................................. – – 94 – –

50 to 99 workers ................................................ – – 94 – –

100 workers or more .............................................. 3 – 85 10 –

100 to 499 workers ............................................ – – 84 12 –

500 workers or more .......................................... 3 – 86 9 –

See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, State and local

government workers, National Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

State government .................................................. – – 81 18 –

Local government .................................................. 4 – 88 5 –

Geographic areas

Northeast ............................................................... 3 – 94 1 –

New England ..................................................... – – 88 – –

Middle Atlantic ................................................... 4 – 94 1 –

South ..................................................................... – – 85 – –

South Atlantic .................................................... – – 83 – –

West South Central ........................................... – – 91 – –

Midwest ................................................................. – – 75 18 –

East North Central ............................................. 3 – 75 18 –

West North Central ............................................ – – 76 – –

West ...................................................................... – – 88 8 –

Mountain ............................................................ – – 91 – –

Pacific ................................................................ – – 87 8 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not

meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit

Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

State and local government workers, National Compensation Survey, March 2015

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

All workers ............................................................. 1.0 – 1.5 1.1 –

Worker characteristics

Management, professional, and related ................ – – 1.9 0.9 0.6

Professional and related .................................... – – 2.4 1.0 0.8

Teachers ........................................................ – – 4.1 1.0 1.0

Primary, secondary, and special education

school teachers ........................................ – – 5.5 1.2 –

Service ................................................................... 1.1 – 3.2 2.9 –

Protective service .............................................. – – 6.3 – –

Sales and office ..................................................... 0.6 – 2.3 1.9 –

Office and administrative support ...................... 0.7 – 2.3 1.9 –

Natural resources, construction, and maintenance – – 4.3 2.6 –

Production, transportation, and material moving ... 5.1 – 6.3 – –

Full time ................................................................. 1.1 – 1.6 1.2 –

Part time ................................................................ – – 3.5 2.4 –

Union ..................................................................... 1.7 – 1.9 0.7 –

Nonunion ............................................................... 0.3 – 2.3 2.3 –

Average wage within the following categories:1

Lowest 25 percent ............................................. – – 3.1 2.8 –

Lowest 10 percent ......................................... – – 2.2 – –

Second 25 percent ............................................ 1.4 – 2.2 1.4 –

Third 25 percent ................................................ – – 3.4 1.3 –

Highest 25 percent ............................................ – – 1.6 1.1 0.8

Highest 10 percent ........................................ – – 1.9 1.3 1.0

Establishment characteristics

Service-providing industries .................................. 1.0 – 1.5 1.1 –

Education and health services ........................... – – 1.7 0.7 0.7

Educational services ...................................... – – 2.1 0.7 0.8

Elementary and secondary schools ........... – – 2.6 0.8 0.9

Junior colleges, colleges, and universities – – 3.5 3.1 –

Health care and social assistance ................. – – 1.9 1.9 –

Hospitals .................................................... – – 2.1 2.1 –

Public administration ......................................... 0.8 – 2.7 2.3 –

1 to 99 workers ...................................................... – – 3.4 – –

1 to 49 workers .................................................. – – 4.0 – –

50 to 99 workers ................................................ – – 4.7 – –

100 workers or more .............................................. 1.1 – 1.6 1.2 –

100 to 499 workers ............................................ – – 3.2 2.2 –

500 workers or more .......................................... 1.3 – 1.9 1.5 –

See footnotes at end of table.
Table 24. Standard errors for short-term disability plans: Method of benefit payment,

State and local government workers, National Compensation Survey, March

2015—continued

Characteristics Flat dollar

amounts

Dollar

amount

varies

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Other

State government .................................................. – – 3.3 3.2 –

Local government .................................................. 1.4 – 1.7 0.9 –

Geographic areas

Northeast ............................................................... 1.2 – 1.8 0.3 –

New England ..................................................... – – 12.0 – –

Middle Atlantic ................................................... 1.3 – 1.7 0.3 –

South ..................................................................... – – 3.8 – –

South Atlantic .................................................... – – 4.7 – –

West South Central ........................................... – – 5.3 – –

Midwest ................................................................. – – 3.2 2.3 –

East North Central ............................................. 1.2 – 2.7 1.7 –

West North Central ............................................ – – 10.7 – –

West ...................................................................... – – 2.7 1.8 –

Mountain ............................................................ – – 6.4 – –

Pacific ................................................................ – – 2.9 1.4 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Short-term disability plans: Duration of benefits, State and local government workers, National

Compensation Survey, March 2015

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 83 13 22 26 26 52 17

Worker characteristics

Management, professional, and related ................ 81 13 22 26 – 52 19

Professional and related .................................... 79 13 22 26 – 52 21

Teachers ........................................................ 77 13 22 26 52 52 23

Primary, secondary, and special education

school teachers ........................................ 74 13 22 26 52 52 26

Service ................................................................... 86 13 24 26 26 52 14

Protective service .............................................. 86 – 25 26 26 52 14

Sales and office ..................................................... 81 – 21 26 26 52 19

Office and administrative support ...................... 81 – 21 26 26 52 19

Natural resources, construction, and maintenance 88 – 24 26 26 52 12

Production, transportation, and material moving ... 78 – 22 26 – 52 22

Full time ................................................................. 83 13 22 26 26 52 17

Union ..................................................................... 77 – 24 26 26 52 23

Nonunion ............................................................... 89 13 21 26 – 52 11

Average wage within the following categories:2

Lowest 25 percent ............................................. 85 13 21 26 – 52 15

Second 25 percent ............................................ 87 – 22 26 26 52 13

Third 25 percent ................................................ 83 – 24 26 – 52 17

Highest 25 percent ............................................ 77 – 22 26 26 52 23

Highest 10 percent ........................................ 63 – 25 26 26 52 37

Establishment characteristics

Service-providing industries .................................. 83 13 22 26 26 52 17

Education and health services ........................... 80 13 22 26 – 52 20

Educational services ...................................... 78 – 22 26 – 52 22

Elementary and secondary schools ........... 74 13 22 26 52 52 26

Junior colleges, colleges, and universities 89 25 26 26 26 52 11

Health care and social assistance ................. 94 13 20 26 26 52 6

Public administration ......................................... 86 – 24 26 26 52 14

100 workers or more .............................................. 82 13 22 26 26 52 18

100 to 499 workers ............................................ 88 12 20 26 26 52 12

500 workers or more .......................................... 81 – 22 26 – 52 19

State government .................................................. 94 – 25 26 26 52 6

Local government .................................................. 78 13 22 26 – 52 22

See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with short-term disability coverage = 100 percent)

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Geographic areas

Northeast ............................................................... 78 26 26 26 26 – 22

Middle Atlantic ................................................... 78 26 26 26 26 – 22

South ..................................................................... 96 13 22 26 52 52 4

South Atlantic .................................................... 95 18 22 – 52 52 5

Midwest ................................................................. 63 13 20 26 – 52 37

East North Central ............................................. 59 – 20 26 52 52 41

West North Central ............................................ 79 13 18 24 26 – 21

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 25. Standard errors for short-term disability plans: Duration of benefits, State and local government

workers, National Compensation Survey, March 2015

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 2.0 0.9 0.7 0.0 1.9 0.0 2.0

Worker characteristics

Management, professional, and related ................ 1.9 0.8 0.8 0.0 – 0.0 1.9

Professional and related .................................... 2.0 0.8 0.6 0.0 – 0.0 2.0

Teachers ........................................................ 2.9 1.0 1.1 0.0 0.0 0.0 2.9

Primary, secondary, and special education

school teachers ........................................ 3.4 1.0 2.2 0.0 0.0 0.0 3.4

Service ................................................................... 2.9 2.9 2.5 0.0 0.0 0.0 2.9

Protective service .............................................. 3.3 – 1.2 0.0 0.0 7.2 3.3

Sales and office ..................................................... 3.5 – 1.6 0.0 0.0 3.0 3.5

Office and administrative support ...................... 3.6 – 1.4 0.0 0.0 4.6 3.6

Natural resources, construction, and maintenance 3.2 – 3.3 0.0 1.3 3.6 3.2

Production, transportation, and material moving ... 6.2 – 5.2 0.0 – 1.3 6.2

Full time ................................................................. 1.9 0.8 0.7 0.0 6.2 0.0 1.9

Union ..................................................................... 2.2 – 2.7 0.0 0.0 0.0 2.2

Nonunion ............................................................... 3.0 1.4 0.7 0.0 – 0.0 3.0

Average wage within the following categories:2

Lowest 25 percent ............................................. 3.9 2.5 0.6 0.0 – 0.0 3.9

Second 25 percent ............................................ 2.2 – 1.6 0.0 4.6 0.0 2.2

Third 25 percent ................................................ 2.2 – 3.0 0.0 – 0.0 2.2

Highest 25 percent ............................................ 2.7 – 1.2 0.0 0.0 0.0 2.7

Highest 10 percent ........................................ 3.3 – 2.1 0.0 0.0 12.2 3.3

Establishment characteristics

Service-providing industries .................................. 2.0 0.7 0.7 0.0 1.9 0.0 2.0

Education and health services ........................... 2.5 2.5 0.3 0.0 – 0.0 2.5

Educational services ...................................... 2.9 – 0.0 0.0 – 0.0 2.9

Elementary and secondary schools ........... 3.6 2.5 1.2 0.0 2.8 0.0 3.6

Junior colleges, colleges, and universities 2.2 1.4 0.0 0.0 3.5 0.0 2.2

Health care and social assistance ................. 2.2 1.5 3.3 0.3 0.0 0.0 2.2

Public administration ......................................... 2.2 – 3.6 0.0 0.0 4.5 2.2

100 workers or more .............................................. 1.9 1.5 0.7 0.0 1.1 0.0 1.9

100 to 499 workers ............................................ 2.3 0.9 1.3 0.0 0.0 0.5 2.3

500 workers or more .......................................... 2.3 – 1.7 0.0 – 0.0 2.3

State government .................................................. 1.3 – 2.5 0.0 0.0 0.0 1.3

Local government .................................................. 2.6 0.0 0.7 0.0 – 0.0 2.6

See footnotes at end of table.
Table 25. Standard errors for short-term disability plans: Duration of benefits, State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics Fixed

duration

Number of weeks1

Duration

10th varies

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

Geographic areas

Northeast ............................................................... 3.3 0.0 0.0 0.0 0.0 – 3.3

Middle Atlantic ................................................... 3.3 0.0 0.0 0.0 0.0 – 3.3

South ..................................................................... 1.5 1.9 0.8 0.7 0.0 0.0 1.5

South Atlantic .................................................... 2.0 5.3 0.7 – 0.0 0.0 2.0

Midwest ................................................................. 6.1 1.5 0.4 0.4 – 0.0 6.1

East North Central ............................................. 7.8 – 1.7 0.0 3.1 0.0 7.8

West North Central ............................................ 2.7 1.7 5.1 2.4 0.0 – 2.7

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, State and local government workers,

National Compensation Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. – 30 8 28 22 12 61.1 60.0

Worker characteristics

Management, professional, and related ................ – 31 8 29 17 15 61.5 60.0

Professional and related .................................... – 31 8 27 17 16 62.2 60.0

Teachers ........................................................ – 34 6 27 13 20 63.0 60.0

Primary, secondary, and special education

school teachers ........................................ – 35 3 28 13 20 62.6 60.0

Service ................................................................... – 32 – 26 26 6 59.7 60.0

Protective service .............................................. – 38 – 30 25 5 58.8 60.0

Sales and office ..................................................... – 23 9 28 33 8 61.4 60.0

Office and administrative support ...................... – 23 9 28 32 8 61.4 60.0

Natural resources, construction, and maintenance – 29 – 33 22 – 62.7 60.0

Production, transportation, and material moving ... – 44 – 21 – – 59.6 60.0

Full time ................................................................. – 29 6 31 21 13 61.5 60.0

Part time ................................................................ – 43 – 5 25 – 57.0 55.0

Union ..................................................................... – 22 10 30 29 9 61.3 60.0

Nonunion ............................................................... – 41 5 26 13 15 60.8 60.0

Average wage within the following categories:1

Lowest 25 percent ............................................. – 39 4 28 18 11 59.9 60.0

Lowest 10 percent ......................................... – 45 – 27 16 – 59.1 60.0

Second 25 percent ............................................ – 31 – 25 22 9 60.1 60.0

Third 25 percent ................................................ – 30 5 27 28 9 60.5 60.0

Highest 25 percent ............................................ – 23 9 33 18 17 63.2 60.0

Highest 10 percent ........................................ – 20 10 40 15 14 62.4 60.0

Establishment characteristics

Service-providing industries .................................. – 30 8 28 22 12 61.1 60.0

Education and health services ........................... – 32 11 25 16 16 61.9 60.0

Educational services ...................................... – 33 11 24 14 18 62.3 60.0

Elementary and secondary schools ........... – 37 4 27 16 16 61.4 60.0

Junior colleges, colleges, and universities – 20 28 15 8 – 67.1 60.0

Health care and social assistance ................. – 23 14 32 26 – 59.9 60.0

Hospitals .................................................... – 23 22 31 – – 59.3 60.0

Public administration ......................................... – 27 – 30 34 5 60.3 60.0

1 to 99 workers ...................................................... – 43 – 34 – – 57.1 60.0

1 to 49 workers .................................................. – 55 – – – – 55.8 50.0

50 to 99 workers ................................................ – – – 45 – – 59.1 60.0

100 workers or more .............................................. – 29 9 28 22 13 61.6 60.0

100 to 499 workers ............................................ – 31 – 35 19 7 58.8 60.0

500 workers or more .......................................... – 28 9 26 22 15 62.3 60.0

See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, State and local government workers,

National Compensation Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

State government .................................................. – 17 20 36 12 14 62.5 60.0

Local government .................................................. – 35 3 26 25 11 60.5 60.0

Geographic areas

Northeast ............................................................... – 19 – 26 47 6 62.2 66.0

Middle Atlantic ................................................... – 20 – 25 48 4 61.7 66.0

South ..................................................................... – 49 – 26 6 19 61.0 60.0

South Atlantic .................................................... – 59 – 20 6 15 58.5 50.0

West South Central ........................................... – – – 53 – – 62.7 60.0

Midwest ................................................................. – 37 – 25 19 18 62.2 60.0

East North Central ............................................. – 42 – 25 – 17 61.2 60.0

West ...................................................................... – 18 27 36 – – 59.0 60.0

Mountain ............................................................ – – – 39 27 – 65.6 60.0

Pacific ................................................................ – 21 36 35 – – 57.0 58.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, State and local

government workers, National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

All workers ............................................................. – 2.7 1.4 2.6 1.8 1.7 0.7 0.0

Worker characteristics

Management, professional, and related ................ – 2.8 1.2 2.8 1.6 2.1 0.8 0.0

Professional and related .................................... – 3.1 1.0 2.5 1.8 2.4 0.9 0.0

Teachers ........................................................ – 4.1 0.9 3.1 2.6 3.1 1.2 0.0

Primary, secondary, and special education

school teachers ........................................ – 4.8 0.9 3.1 3.4 3.3 1.3 0.0

Service ................................................................... – 3.8 – 3.9 3.6 1.3 0.7 0.0

Protective service .............................................. – 6.6 – 6.3 6.5 1.9 1.0 0.0

Sales and office ..................................................... – 4.7 2.6 4.9 5.8 1.8 0.9 0.0

Office and administrative support ...................... – 4.4 2.7 4.8 5.2 1.8 0.8 0.0

Natural resources, construction, and maintenance – 5.3 – 7.6 5.9 – 2.7 0.0

Production, transportation, and material moving ... – 7.6 – 5.5 – – 1.6 4.6

Full time ................................................................. – 2.8 0.9 2.7 1.8 1.8 0.7 0.0

Part time ................................................................ – 7.6 – 1.7 4.5 – 0.8 1.8

Union ..................................................................... – 2.4 2.2 3.6 2.9 2.0 0.6 0.0

Nonunion ............................................................... – 4.6 0.8 3.7 2.5 3.0 1.3 1.1

Average wage within the following categories:1

Lowest 25 percent ............................................. – 5.0 1.2 4.0 2.6 3.1 1.3 0.0

Lowest 10 percent ......................................... – 7.7 – 6.1 4.5 – 1.6 8.6

Second 25 percent ............................................ – 3.9 – 4.3 2.7 1.3 0.7 0.0

Third 25 percent ................................................ – 3.6 0.7 4.0 3.2 2.2 0.8 0.0

Highest 25 percent ............................................ – 2.4 1.7 2.9 2.7 2.6 0.9 0.0

Highest 10 percent ........................................ – 2.4 1.9 3.0 2.3 3.1 1.1 0.0

Establishment characteristics

Service-providing industries .................................. – 2.7 1.4 2.6 1.8 1.7 0.7 0.0

Education and health services ........................... – 3.5 1.9 2.6 2.1 2.8 1.1 0.0

Educational services ...................................... – 3.8 2.2 2.9 2.2 3.2 1.3 0.0

Elementary and secondary schools ........... – 4.1 0.9 3.6 2.7 3.0 1.0 0.0

Junior colleges, colleges, and universities – 5.4 4.0 3.7 1.4 – 4.2 3.6

Health care and social assistance ................. – 4.3 2.4 5.9 5.3 – 1.1 0.0

Hospitals .................................................... – 5.9 4.8 6.9 – – 1.6 1.8

Public administration ......................................... – 4.5 – 5.7 4.1 1.4 0.7 0.0

1 to 99 workers ...................................................... – 9.7 – 8.8 – – 1.2 5.2

1 to 49 workers .................................................. – 11.2 – – – – 1.4 9.7

50 to 99 workers ................................................ – – – 12.2 – – 1.8 0.0

100 workers or more .............................................. – 2.6 1.5 2.4 1.8 2.0 0.7 0.0

100 to 499 workers ............................................ – 5.6 – 6.8 4.5 2.3 0.9 0.0

500 workers or more .......................................... – 2.7 1.1 2.3 2.0 2.4 0.9 0.0

See footnotes at end of table.
Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

50 percent 50 percent 51 to 59percent 60 percent 61 to 69percent

Greater

than 69

percent

State government .................................................. – 3.0 4.2 6.9 2.0 4.3 1.7 0.0

Local government .................................................. – 3.0 0.9 2.3 2.1 1.7 0.6 0.0

Geographic areas

Northeast ............................................................... – 3.5 – 2.8 2.7 1.3 0.6 1.5

Middle Atlantic ................................................... – 3.6 – 2.6 2.7 1.3 0.5 3.4

South ..................................................................... – 6.4 – 5.3 2.0 4.2 2.0 13.3

South Atlantic .................................................... – 6.9 – 5.7 2.3 2.9 1.4 1.3

West South Central ........................................... – – – 11.6 – – 2.8 0.0

Midwest ................................................................. – 7.9 – 4.8 5.2 4.7 1.8 0.0

East North Central ............................................. – 9.3 – 5.4 – 4.6 2.1 4.2

West ...................................................................... – 3.0 5.6 6.2 – – 0.8 1.2

Mountain ............................................................ – – – 8.3 7.5 – 2.5 7.9

Pacific ................................................................ – 3.6 7.1 7.9 – – 0.5 3.2

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, State and local government workers,

National Compensation Survey, March 2015

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 72 $185 – $692 $850 $1,662 28

Worker characteristics

Management, professional, and related ................ 74 185 $500 692 961 2,000 26

Professional and related .................................... 73 185 500 692 850 2,000 27

Teachers ........................................................ 75 185 546 692 831 2,000 25

Primary, secondary, and special education

school teachers ........................................ 73 – 546 692 831 2,310 27

Service ................................................................... 69 170 200 521 769 1,500 31

Protective service .............................................. 60 135 200 500 692 – 40

Sales and office ..................................................... 74 200 – 595 987 1,662 26

Office and administrative support ...................... 74 200 – 595 1,000 1,662 26

Natural resources, construction, and maintenance 67 135 – 595 692 1,500 33

Production, transportation, and material moving ... 63 170 – 692 – – 37

Full time ................................................................. 73 185 500 692 961 2,000 27

Part time ................................................................ 67 185 185 – 604 – 33

Union ..................................................................... 79 170 200 546 850 1,662 21

Nonunion ............................................................... 64 – 595 692 917 2,000 36

Average wage within the following categories:2

Lowest 25 percent ............................................. 68 200 500 692 769 – 32

Lowest 10 percent ......................................... 64 – 500 692 – 2,000 36

Second 25 percent ............................................ 71 185 200 595 – 1,662 29

Third 25 percent ................................................ 77 170 – 692 – 2,000 23

Highest 25 percent ............................................ 73 170 – 604 831 – 27

Highest 10 percent ........................................ 76 170 – 831 831 – 24

Establishment characteristics

Service-providing industries .................................. 72 185 – 692 917 – 28

Education and health services ........................... 72 185 500 692 850 2,000 28

Educational services ...................................... 73 185 500 692 831 2,000 27

Elementary and secondary schools ........... 71 – 500 692 831 – 29

Health care and social assistance ................. 65 170 521 961 – 2,000 35

Hospitals .................................................... 66 170 – 987 1,500 2,000 34

Public administration ......................................... 71 170 200 595 – 1,662 29

1 to 99 workers ...................................................... 66 – 500 692 – 1,662 34

50 to 99 workers ................................................ 55 – – – 1,662 – 45

100 workers or more .............................................. 73 170 – 692 850 2,000 27

100 to 499 workers ............................................ 68 170 – 692 – 2,308 32

500 workers or more .......................................... 74 185 – 692 831 1,662 26

See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, State and local government workers,

National Compensation Survey, March 2015—continued

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 81 $135 $185 $595 – $1,662 19

Local government .................................................. 69 200 462 692 $961 2,000 31

Geographic areas

Northeast ............................................................... 87 170 200 584 831 850 13

Middle Atlantic ................................................... 88 170 200 546 831 831 12

South ..................................................................... 73 500 625 692 692 2,000 27

South Atlantic .................................................... 79 500 692 692 692 2,000 21

Midwest ................................................................. 33 – – – – 2,308 67

East North Central ............................................. 30 500 692 1,000 2,000 2,308 70

West ...................................................................... 80 135 185 – 1,662 2,500 20

Pacific ................................................................ 82 135 185 – – 2,000 18

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, State and local

government workers, National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 2.3 $10.43 – $37.45 $177.93 $496.32 2.3

Worker characteristics

Management, professional, and related ................ 2.3 2.01 $12.25 0.00 109.67 326.41 2.3

Professional and related .................................... 2.5 8.51 10.89 0.00 206.62 374.09 2.5

Teachers ........................................................ 3.2 11.13 58.09 17.35 218.78 570.44 3.2

Primary, secondary, and special education

school teachers ........................................ 3.4 – 115.24 58.63 121.76 488.11 3.4

Service ................................................................... 4.3 15.93 7.24 76.03 133.43 137.98 4.3

Protective service .............................................. 7.6 0.00 28.22 108.00 36.52 – 7.6

Sales and office ..................................................... 4.0 2.84 – 71.45 279.88 223.65 4.0

Office and administrative support ...................... 3.8 8.03 – 56.13 257.07 304.13 3.8

Natural resources, construction, and maintenance 6.9 29.98 – 51.97 68.18 241.94 6.9

Production, transportation, and material moving ... 8.1 29.62 – 43.15 – – 8.1

Full time ................................................................. 2.3 12.21 65.65 8.96 123.77 360.67 2.3

Part time ................................................................ 6.7 3.48 2.01 – 149.01 – 6.7

Union ..................................................................... 2.3 0.00 0.00 65.76 159.56 249.85 2.3

Nonunion ............................................................... 4.1 – 47.02 0.00 186.73 321.56 4.1

Average wage within the following categories:2

Lowest 25 percent ............................................. 3.8 0.00 7.13 8.96 130.55 – 3.8

Lowest 10 percent ......................................... 7.7 – 80.68 27.07 – 597.39 7.7

Second 25 percent ............................................ 3.3 0.00 0.00 57.80 – 207.89 3.3

Third 25 percent ................................................ 3.0 8.97 – 8.96 – 482.10 3.0

Highest 25 percent ............................................ 2.6 18.14 – 91.60 75.02 – 2.6

Highest 10 percent ........................................ 2.4 6.95 – 0.00 0.00 – 2.4

Establishment characteristics

Service-providing industries .................................. 2.3 7.77 – 28.98 135.34 – 2.3

Education and health services ........................... 2.7 0.00 36.59 0.00 177.90 399.61 2.7

Educational services ...................................... 3.2 0.00 73.84 0.00 5.68 539.02 3.2

Elementary and secondary schools ........... 3.2 – 38.63 7.76 65.70 – 3.2

Health care and social assistance ................. 6.1 26.05 84.54 202.51 – 476.44 6.1

Hospitals .................................................... 7.1 22.79 – 9.20 344.13 310.02 7.1

Public administration ......................................... 4.2 28.43 0.00 13.07 – 207.23 4.2

1 to 99 workers ...................................................... 6.9 – 84.12 40.09 – 407.79 6.9

50 to 99 workers ................................................ 12.9 – – – 151.98 – 12.9

100 workers or more .............................................. 2.4 18.72 – 58.61 169.43 344.51 2.4

100 to 499 workers ............................................ 5.9 8.97 – 100.22 – 307.26 5.9

500 workers or more .......................................... 2.6 10.99 – 65.71 111.32 485.06 2.6

See footnotes at end of table.
Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum weekly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 4.7 $0.00 $0.00 $4.33 – $127.91 4.7

Local government .................................................. 2.5 0.00 63.36 0.00 $102.13 534.86 2.5

Geographic areas

Northeast ............................................................... 3.2 0.00 0.00 54.25 0.00 69.45 3.2

Middle Atlantic ................................................... 3.2 0.00 0.00 38.04 11.27 88.94 3.2

South ..................................................................... 5.1 0.00 78.05 0.00 0.00 551.63 5.1

South Atlantic .................................................... 4.6 0.00 21.01 0.00 1.51 278.72 4.6

Midwest ................................................................. 5.7 – – – – 184.29 5.7

East North Central ............................................. 6.0 6.69 117.10 186.93 482.56 92.14 6.0

West ...................................................................... 4.1 0.00 0.00 – 162.37 279.54 4.1

Pacific ................................................................ 3.2 0.00 6.69 – – 520.46 3.2

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Long-term disability plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 18 82

Worker characteristics

Management, professional, and related ................ 18 82

Professional and related .................................... 19 81

Teachers ........................................................ 22 78

Primary, secondary, and special education

school teachers ........................................ 24 76

Service ................................................................... 17 83

Protective service .............................................. 18 82

Sales and office ..................................................... 18 82

Office and administrative support ...................... 19 81

Full time ................................................................. 17 83

Part time ................................................................ 21 79

Union ..................................................................... 18 82

Nonunion ............................................................... 17 83

Average wage within the following categories:1

Second 25 percent ............................................ 15 85

Third 25 percent ................................................ 14 86

Highest 25 percent ............................................ 20 80

Highest 10 percent ........................................ 19 81

Establishment characteristics

Service-providing industries .................................. 18 82

Education and health services ........................... 19 81

Educational services ...................................... 20 80

Elementary and secondary schools ........... 23 77

Junior colleges, colleges, and universities 15 85

Public administration ......................................... 16 84

100 workers or more .............................................. 17 83

100 to 499 workers ............................................ 19 81

500 workers or more .......................................... 17 83

See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution

requirement, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 18 82

Local government .................................................. 17 83

Geographic areas

Northeast ............................................................... 7 93

Middle Atlantic ................................................... 8 92

South ..................................................................... 6 94

South Atlantic .................................................... 5 95

Midwest ................................................................. 25 75

East North Central ............................................. 38 62

West North Central ............................................ 8 92

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,

key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Employee

contribution

required

Employee

contribution not

required

All workers ............................................................. 2.7 2.7

Worker characteristics

Management, professional, and related ................ 2.4 2.4

Professional and related .................................... 2.5 2.5

Teachers ........................................................ 3.3 3.3

Primary, secondary, and special education

school teachers ........................................ 4.1 4.1

Service ................................................................... 2.5 2.5

Protective service .............................................. 4.0 4.0

Sales and office ..................................................... 4.7 4.7

Office and administrative support ...................... 4.9 4.9

Full time ................................................................. 2.9 2.9

Part time ................................................................ 4.5 4.5

Union ..................................................................... 2.3 2.3

Nonunion ............................................................... 3.5 3.5

Average wage within the following categories:1

Second 25 percent ............................................ 3.3 3.3

Third 25 percent ................................................ 2.6 2.6

Highest 25 percent ............................................ 1.9 1.9

Highest 10 percent ........................................ 3.0 3.0

Establishment characteristics

Service-providing industries .................................. 2.8 2.8

Education and health services ........................... 3.2 3.2

Educational services ...................................... 3.5 3.5

Elementary and secondary schools ........... 4.7 4.7

Junior colleges, colleges, and universities 4.3 4.3

Public administration ......................................... 3.0 3.0

100 workers or more .............................................. 1.9 1.9

100 to 499 workers ............................................ 3.7 3.7

500 workers or more .......................................... 2.1 2.1

See footnotes at end of table.
Table 28. Standard errors for long-term disability plans: Employee

contribution requirement, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Employee

contribution

required

Employee

contribution not

required

State government .................................................. 4.2 4.2

Local government .................................................. 3.5 3.5

Geographic areas

Northeast ............................................................... 1.4 1.4

Middle Atlantic ................................................... 1.7 1.7

South ..................................................................... 1.5 1.5

South Atlantic .................................................... 1.2 1.2

Midwest ................................................................. 3.4 3.4

East North Central ............................................. 3.1 3.1

West North Central ............................................ 2.9 2.9

1 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee

Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Long-term disability plans: Method of benefit payment, State and

local government workers, National Compensation Survey, March 2015

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 96 3 – –

Worker characteristics

Management, professional, and related ................ 96 3 – –

Professional and related .................................... 96 3 – –

Teachers ........................................................ 97 – – –

Primary, secondary, and special education

school teachers ........................................ 96 – – –

Service ................................................................... 95 4 – –

Protective service .............................................. 93 6 – –

Sales and office ..................................................... 95 5 – –

Office and administrative support ...................... 95 5 – –

Natural resources, construction, and maintenance 98 – – –

Production, transportation, and material moving ... 96 – – –

Full time ................................................................. 96 3 – –

Part time ................................................................ 95 – – –

Union ..................................................................... 96 2 – –

Nonunion ............................................................... 95 5 – –

Average wage within the following categories:1

Lowest 25 percent ............................................. 94 5 – –

Lowest 10 percent ......................................... 98 2 – –

Second 25 percent ............................................ 95 4 – –

Third 25 percent ................................................ 95 4 – –

Highest 25 percent ............................................ 97 – 1 –

Highest 10 percent ........................................ 96 – – –

Establishment characteristics

Service-providing industries .................................. 96 4 – –

Education and health services ........................... 96 3 – –

Educational services ...................................... 96 3 – –

Elementary and secondary schools ........... 97 – 1 –

Junior colleges, colleges, and universities 95 – – –

Health care and social assistance ................. 95 – – –

Hospitals .................................................... 95 – – –

Public administration ......................................... 93 6 – –

1 to 99 workers ...................................................... 92 6 2 –

1 to 49 workers .................................................. 91 5 – –

50 to 99 workers ................................................ 93 – – –

100 workers or more .............................................. 96 3 – –

100 to 499 workers ............................................ 97 – – –

500 workers or more .......................................... 96 3 – –

See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, State and

local government workers, National Compensation Survey, March

2015—continued

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

State government .................................................. 89 – – –

Local government .................................................. 98 1 – –

Geographic areas

Northeast ............................................................... 97 – – –

New England ..................................................... 100 – – –

Middle Atlantic ................................................... 97 – – –

South ..................................................................... 97 – – –

South Atlantic .................................................... 98 – – –

East South Central ............................................ 89 – – –

West South Central ........................................... 100 – – –

Midwest ................................................................. 93 6 – –

East North Central ............................................. 91 8 – –

West North Central ............................................ 96 – – –

West ...................................................................... 97 – 1 –

Mountain ............................................................ 100 – – –

Pacific ................................................................ 94 – 2 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category

or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, State and local government workers, National Compensation

Survey, March 2015

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

All workers ............................................................. 1.0 0.9 – –

Worker characteristics

Management, professional, and related ................ 1.2 1.0 – –

Professional and related .................................... 1.3 1.0 – –

Teachers ........................................................ 1.3 – – –

Primary, secondary, and special education

school teachers ........................................ 1.5 – – –

Service ................................................................... 1.5 1.3 – –

Protective service .............................................. 2.1 2.1 – –

Sales and office ..................................................... 1.5 1.4 – –

Office and administrative support ...................... 1.5 1.5 – –

Natural resources, construction, and maintenance 1.2 – – –

Production, transportation, and material moving ... 2.0 – – –

Full time ................................................................. 1.0 0.9 – –

Part time ................................................................ 2.2 – – –

Union ..................................................................... 1.1 0.8 – –

Nonunion ............................................................... 1.3 1.3 – –

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.5 1.4 – –

Lowest 10 percent ......................................... 0.8 0.8 – –

Second 25 percent ............................................ 1.2 1.2 – –

Third 25 percent ................................................ 1.4 1.3 – –

Highest 25 percent ............................................ 1.1 – 0.7 –

Highest 10 percent ........................................ 2.0 – – –

Establishment characteristics

Service-providing industries .................................. 1.0 0.9 – –

Education and health services ........................... 1.3 1.1 – –

Educational services ...................................... 1.3 1.1 – –

Elementary and secondary schools ........... 1.2 – 0.7 –

Junior colleges, colleges, and universities 3.5 – – –

Health care and social assistance ................. 3.2 – – –

Hospitals .................................................... 3.9 – – –

Public administration ......................................... 1.9 1.8 – –

1 to 99 workers ...................................................... 2.7 2.4 1.1 –

1 to 49 workers .................................................. 2.9 2.3 – –

50 to 99 workers ................................................ 3.8 – – –

100 workers or more .............................................. 1.0 0.9 – –

100 to 499 workers ............................................ 1.6 – – –

500 workers or more .......................................... 1.2 1.1 – –

See footnotes at end of table.
Table 29. Standard errors for long-term disability plans: Method of benefit

payment, State and local government workers, National Compensation

Survey, March 2015—continued

Characteristics

Fixed

percent of

annual

earnings

Percent

varies by

annual

earnings

Flat dollar

amounts Other

State government .................................................. 3.3 – – –

Local government .................................................. 0.7 0.5 – –

Geographic areas

Northeast ............................................................... 1.7 – – –

New England ..................................................... 0.0 – – –

Middle Atlantic ................................................... 2.2 – – –

South ..................................................................... 1.7 – – –

South Atlantic .................................................... 1.2 – – –

East South Central ............................................ 10.7 – – –

West South Central ........................................... 0.0 – – –

Midwest ................................................................. 2.1 1.8 – –

East North Central ............................................. 2.9 2.5 – –

West North Central ............................................ 2.3 – – –

West ...................................................................... 1.5 – 0.6 –

Mountain ............................................................ 0.4 – – –

Pacific ................................................................ 2.7 – 1.1 –

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, State and local government

workers, National Compensation Survey, March 2015

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 17 44 22 12 5 60.7 60.0

Worker characteristics

Management, professional, and related ................ 15 41 26 12 6 60.9 60.0

Professional and related .................................... 16 39 26 12 7 60.9 60.0

Teachers ........................................................ 16 36 26 14 8 61.2 60.0

Primary, secondary, and special education

school teachers ........................................ 17 32 27 16 8 61.3 62.0

Service ................................................................... 21 47 17 10 5 60.4 60.0

Protective service .............................................. 20 51 14 – – 60.4 60.0

Sales and office ..................................................... 16 50 18 15 1 60.3 60.0

Office and administrative support ...................... 17 49 18 16 1 60.3 60.0

Natural resources, construction, and maintenance 19 43 21 – – 60.1 60.0

Production, transportation, and material moving ... 13 56 – – – 61.6 60.0

Full time ................................................................. 15 45 23 12 4 60.8 60.0

Part time ................................................................ 41 21 13 – – 58.9 60.0

Union ..................................................................... 21 43 12 16 7 60.5 60.0

Nonunion ............................................................... 13 45 31 9 2 60.8 60.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 16 41 26 – – 60.8 60.0

Lowest 10 percent ......................................... 18 39 25 – – 60.7 60.0

Second 25 percent ............................................ 15 47 22 12 4 60.7 60.0

Third 25 percent ................................................ 13 46 24 13 3 61.3 60.0

Highest 25 percent ............................................ 20 42 19 12 8 60.2 60.0

Highest 10 percent ........................................ 18 47 18 10 6 59.8 60.0

Establishment characteristics

Service-providing industries .................................. 16 44 23 12 5 60.8 60.0

Education and health services ........................... 16 42 24 12 5 60.8 60.0

Educational services ...................................... 15 39 26 13 6 61.3 60.0

Elementary and secondary schools ........... 16 32 29 15 7 61.5 62.0

Junior colleges, colleges, and universities 12 56 20 – – 60.6 60.0

Health care and social assistance ................. 22 59 – 5 – 57.7 60.0

Hospitals .................................................... – 56 – 6 – 57.4 60.0

Public administration ......................................... 18 46 20 13 3 60.4 60.0

1 to 99 workers ...................................................... – 39 – 15 – 61.8 60.0

1 to 49 workers .................................................. – 38 – – – 62.4 60.0

50 to 99 workers ................................................ – 40 – – – 61.2 60.0

100 workers or more .............................................. 17 45 22 12 4 60.6 60.0

100 to 499 workers ............................................ 20 43 15 17 5 60.4 60.0

500 workers or more .......................................... 16 45 25 10 4 60.6 60.0

See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, State and local government

workers, National Compensation Survey, March 2015—continued

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

State government .................................................. 11 53 24 – – 60.8 60.0

Local government .................................................. 18 41 22 13 5 60.7 60.0

Geographic areas

Northeast ............................................................... 7 60 – 20 – 61.8 60.0

Middle Atlantic ................................................... 9 62 – 18 – 61.4 60.0

South ..................................................................... 9 47 37 – – 60.7 60.0

South Atlantic .................................................... 8 37 50 – – 61.2 62.0

East South Central ............................................ – 60 – – – 58.9 60.0

West South Central ........................................... – 79 – – – 59.5 60.0

Midwest ................................................................. 30 37 11 11 11 59.5 60.0

East North Central ............................................. 46 19 11 13 12 58.2 60.0

West North Central ............................................ – 61 – 8 – 61.4 60.0

West ...................................................................... – 44 22 22 – 62.0 60.0

Mountain ............................................................ – – 25 33 – 63.4 66.0

Pacific ................................................................ 14 52 20 – – 60.8 60.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, State and local

government workers, National Compensation Survey, March 2015

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

All workers ............................................................. 2.0 2.7 2.3 1.9 1.1 0.4 0.0

Worker characteristics

Management, professional, and related ................ 1.9 3.0 2.6 1.7 1.5 0.5 0.0

Professional and related .................................... 2.0 3.2 2.9 1.7 1.7 0.5 0.0

Teachers ........................................................ 2.5 3.6 3.1 2.4 2.8 0.7 2.5

Primary, secondary, and special education

school teachers ........................................ 2.8 4.3 3.5 2.9 2.6 0.9 2.8

Service ................................................................... 3.3 3.2 2.1 2.3 1.7 0.6 0.0

Protective service .............................................. 4.7 5.9 3.5 – – 0.9 0.0

Sales and office ..................................................... 3.2 4.1 4.2 2.2 0.4 0.5 0.0

Office and administrative support ...................... 3.2 4.2 4.3 2.3 0.4 0.5 0.0

Natural resources, construction, and maintenance 3.5 5.6 4.8 – – 0.8 0.0

Production, transportation, and material moving ... 3.7 7.4 – – – 1.2 0.0

Full time ................................................................. 1.9 2.8 2.4 2.0 1.1 0.4 0.0

Part time ................................................................ 6.8 5.1 3.6 – – 1.3 1.3

Union ..................................................................... 2.7 2.8 1.9 2.9 1.7 0.7 0.0

Nonunion ............................................................... 2.1 3.6 3.6 1.9 0.9 0.4 0.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 3.1 5.7 4.1 – – 0.7 0.3

Lowest 10 percent ......................................... 5.1 7.9 5.8 – – 1.0 1.6

Second 25 percent ............................................ 3.0 4.2 3.3 1.6 1.1 0.5 0.0

Third 25 percent ................................................ 2.1 3.5 2.9 2.7 1.2 0.5 0.0

Highest 25 percent ............................................ 2.2 2.4 2.3 1.8 2.4 0.5 0.0

Highest 10 percent ........................................ 3.1 4.0 3.4 1.8 2.3 0.5 0.0

Establishment characteristics

Service-providing industries .................................. 2.1 2.7 2.3 2.0 1.1 0.5 0.0

Education and health services ........................... 2.3 3.7 2.8 2.1 1.4 0.5 0.0

Educational services ...................................... 2.5 3.6 3.1 2.3 1.7 0.6 0.6

Elementary and secondary schools ........... 2.9 3.9 3.7 2.7 2.0 0.7 2.6

Junior colleges, colleges, and universities 3.0 6.1 3.8 – – 0.4 0.0

Health care and social assistance ................. 5.1 7.1 – 1.9 – 0.8 0.0

Hospitals .................................................... – 10.6 – 2.8 – 1.2 0.0

Public administration ......................................... 3.4 4.1 3.5 3.5 1.2 0.6 0.0

1 to 99 workers ...................................................... – 8.0 – 4.6 – 1.4 3.8

1 to 49 workers .................................................. – 8.5 – – – 1.3 6.3

50 to 99 workers ................................................ – 10.8 – – – 2.1 3.3

100 workers or more .............................................. 1.8 2.6 2.5 1.9 1.1 0.4 0.0

100 to 499 workers ............................................ 2.7 4.2 3.4 3.6 2.0 0.7 0.0

500 workers or more .......................................... 2.0 3.1 2.9 1.8 1.2 0.4 0.0

See footnotes at end of table.
Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics

Fixed percent of annual earnings Mean fixed

percent of

annual

earnings

Median

fixed

percent of

annual

earnings

Less than

60 percent 60 percent 61 to 66percent 67 percent

Greater

than 67

percent

State government .................................................. 2.9 6.9 4.5 – – 0.4 0.0

Local government .................................................. 2.2 2.9 2.3 2.4 1.4 0.6 0.0

Geographic areas

Northeast ............................................................... 2.2 6.7 – 4.7 – 0.5 0.0

Middle Atlantic ................................................... 2.9 5.3 – 3.0 – 0.5 0.0

South ..................................................................... 2.1 4.3 4.7 – – 0.4 0.0

South Atlantic .................................................... 2.5 4.7 5.5 – – 0.5 0.8

East South Central ............................................ – 11.6 – – – 1.2 0.0

West South Central ........................................... – 7.0 – – – 0.7 0.0

Midwest ................................................................. 5.6 5.9 3.0 1.8 2.6 1.0 0.0

East North Central ............................................. 6.7 2.2 3.0 2.8 3.2 1.8 6.7

West North Central ............................................ – 6.7 – 2.0 – 0.5 0.0

West ...................................................................... – 6.7 4.0 5.8 – 0.7 6.7

Mountain ............................................................ – – 7.4 9.6 – 1.1 0.0

Pacific ................................................................ 2.0 4.6 2.7 – – 0.3 0.0

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, State and local government workers,

National Compensation Survey, March 2015

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 65 – $3,900 $5,000 $6,000 $10,000 35

Worker characteristics

Management, professional, and related ................ 66 – 3,900 5,000 6,000 9,000 34

Professional and related .................................... 65 – 3,900 5,000 6,000 8,750 35

Teachers ........................................................ 64 – 3,900 5,000 6,000 8,000 36

Primary, secondary, and special education

school teachers ........................................ 61 – 3,900 5,000 5,250 7,500 39

Service ................................................................... 63 – 4,000 5,000 7,000 10,000 37

Protective service .............................................. 64 – 4,500 5,000 7,500 10,000 36

Sales and office ..................................................... 60 – – 5,000 6,000 10,000 40

Office and administrative support ...................... 61 – 3,000 5,000 6,000 10,000 39

Natural resources, construction, and maintenance 65 – 3,900 5,000 7,000 10,000 35

Production, transportation, and material moving ... 77 – 3,500 5,000 7,500 10,000 23

Full time ................................................................. 66 – 3,900 5,000 6,000 10,000 34

Part time ................................................................ 47 – 5,000 5,000 6,500 10,000 53

Union ..................................................................... 61 $2,500 4,000 5,000 6,000 10,000 39

Nonunion ............................................................... 69 – 3,900 5,000 6,000 10,000 31

Average wage within the following categories:2

Lowest 25 percent ............................................. 63 – 3,900 5,000 6,000 8,000 37

Lowest 10 percent ......................................... 55 – 3,900 5,000 6,000 8,000 45

Second 25 percent ............................................ 63 – 3,900 5,000 7,000 10,000 37

Third 25 percent ................................................ 68 – 3,900 5,000 6,000 10,000 32

Highest 25 percent ............................................ 66 – 4,000 5,000 6,667 10,000 34

Highest 10 percent ........................................ 72 – 4,000 5,000 6,000 8,000 28

Establishment characteristics

Service-providing industries .................................. 65 – 3,900 5,000 6,111 10,000 35

Education and health services ........................... 64 – 3,900 5,000 6,000 9,000 36

Educational services ...................................... 65 – 3,900 5,000 6,000 8,750 35

Elementary and secondary schools ........... 63 – 3,900 5,000 6,000 8,000 37

Health care and social assistance ................. 58 800 4,500 5,000 7,000 – 42

Public administration ......................................... 65 – 3,900 5,000 7,000 10,000 35

1 to 99 workers ...................................................... 61 3,000 3,900 5,000 5,000 6,000 39

1 to 49 workers .................................................. 70 3,000 3,900 5,000 5,000 6,000 30

50 to 99 workers ................................................ 53 – – 5,000 5,000 – 47

100 workers or more .............................................. 66 – 3,900 5,000 7,000 10,000 34

100 to 499 workers ............................................ 58 – 4,400 5,000 6,500 10,000 42

500 workers or more .......................................... 68 – 3,900 5,000 7,000 10,000 32

See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, State and local government workers,

National Compensation Survey, March 2015—continued

(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 59 – – $5,000 $7,000 $10,000 41

Local government .................................................. 67 – $3,900 5,000 6,000 9,400 33

Geographic areas

Northeast ............................................................... 82 – 4,000 5,000 6,500 10,000 18

Middle Atlantic ................................................... 82 – – 5,000 7,000 10,000 18

South ..................................................................... 85 $800 – 3,900 6,000 9,000 15

South Atlantic .................................................... 84 800 – 3,900 5,000 8,000 16

Midwest ................................................................. 50 3,500 5,000 5,000 6,500 9,400 50

East North Central ............................................. 46 3,000 4,500 5,000 7,500 10,000 54

West North Central ............................................ 56 3,500 5,000 5,000 5,250 7,500 44

West ...................................................................... 53 3,000 5,000 5,000 6,000 10,000 47

Pacific ................................................................ 59 – 4,500 5,000 6,000 10,000 41

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, State and local

government workers, National Compensation Survey, March 2015

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 3.6 – $274.29 $0.00 $730.25 $1,029.15 3.6

Worker characteristics

Management, professional, and related ................ 3.5 – 275.43 0.00 0.00 653.87 3.5

Professional and related .................................... 3.6 – 384.18 0.00 0.00 731.27 3.6

Teachers ........................................................ 3.7 – 227.44 0.00 0.00 761.99 3.7

Primary, secondary, and special education

school teachers ........................................ 4.2 – 933.79 182.47 677.26 487.01 4.2

Service ................................................................... 4.0 – 440.70 0.00 448.75 0.00 4.0

Protective service .............................................. 6.4 – 804.55 401.37 744.92 0.00 6.4

Sales and office ..................................................... 5.6 – – 0.00 291.59 1,554.51 5.6

Office and administrative support ...................... 5.9 – 841.35 0.00 401.37 1,370.95 5.9

Natural resources, construction, and maintenance 5.5 – 983.87 66.90 1,434.75 2,393.02 5.5

Production, transportation, and material moving ... 6.2 – 882.11 1,334.56 763.66 0.00 6.2

Full time ................................................................. 3.8 – 268.78 0.00 721.37 1,096.76 3.8

Part time ................................................................ 6.0 – 987.79 0.00 1,471.15 1,478.25 6.0

Union ..................................................................... 3.4 $581.14 354.23 0.00 915.80 1,003.07 3.4

Nonunion ............................................................... 4.4 – 466.05 0.00 899.99 1,495.05 4.4

Average wage within the following categories:2

Lowest 25 percent ............................................. 6.4 – 954.05 458.61 488.57 355.55 6.4

Lowest 10 percent ......................................... 9.3 – 107.03 0.00 211.54 909.26 9.3

Second 25 percent ............................................ 5.9 – 1,076.67 0.00 936.54 707.95 5.9

Third 25 percent ................................................ 3.9 – 511.66 0.00 1,007.88 133.79 3.9

Highest 25 percent ............................................ 2.6 – 577.16 0.00 727.90 1,142.40 2.6

Highest 10 percent ........................................ 6.0 – 631.09 0.00 643.35 593.64 6.0

Establishment characteristics

Service-providing industries .................................. 3.7 – 221.58 0.00 861.33 849.97 3.7

Education and health services ........................... 4.7 – 221.12 0.00 546.44 978.96 4.7

Educational services ...................................... 4.8 – 375.88 0.00 219.63 1,047.31 4.8

Elementary and secondary schools ........... 4.9 – 905.98 149.58 517.11 530.97 4.9

Health care and social assistance ................. 6.4 231.73 658.84 267.58 627.53 – 6.4

Public administration ......................................... 4.0 – 921.88 0.00 1,053.47 598.33 4.0

1 to 99 workers ...................................................... 10.2 548.99 552.93 149.58 0.00 1,465.06 10.2

1 to 49 workers .................................................. 8.1 681.15 0.00 388.22 267.58 1,403.21 8.1

50 to 99 workers ................................................ 13.3 – – 211.54 133.79 – 13.3

100 workers or more .............................................. 3.2 – 300.69 0.00 945.61 160.55 3.2

100 to 499 workers ............................................ 4.2 – 654.89 303.75 1,381.11 645.57 4.2

500 workers or more .......................................... 4.4 – 755.51 0.00 884.05 623.96 4.4

See footnotes at end of table.
Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics

With

maximum

benefit

amount

Maximum monthly benefit amount1

With no

maximum

benefit

amount

10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. 8.7 – – $0.00 $1,599.91 $813.82 8.7

Local government .................................................. 3.4 – $0.00 0.00 715.67 821.89 3.4

Geographic areas

Northeast ............................................................... 4.2 – 1,125.36 0.00 716.22 2,860.56 4.2

Middle Atlantic ................................................... 4.9 – – 0.00 231.73 1,739.74 4.9

South ..................................................................... 3.7 $75.68 – 29.92 1,072.42 1,588.68 3.7

South Atlantic .................................................... 4.8 0.00 – 0.00 1,352.88 1,943.42 4.8

Midwest ................................................................. 4.8 573.01 378.42 0.00 953.14 828.07 4.8

East North Central ............................................. 6.1 477.73 558.89 711.31 657.26 0.00 6.1

West North Central ............................................ 8.5 689.19 0.00 0.00 1,044.94 917.83 8.5

West ...................................................................... 7.8 491.58 275.82 0.00 200.69 401.37 7.8

Pacific ................................................................ 4.1 – 1,349.13 0.00 189.21 0.00 4.1

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the

participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,

one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Leave benefits: Access, State and local government workers, National Compensation Survey, March

2015

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave1

Paid Unpaid

All workers ............................................................. 67 90 60 58 85 91 76 16 94

Worker characteristics

Management, professional, and related ................ 55 91 43 63 87 92 76 17 95

Professional and related .................................... 50 91 36 64 87 93 75 16 95

Teachers ........................................................ 31 89 12 69 86 92 73 16 94

Primary, secondary, and special education

school teachers ........................................ 27 96 9 79 90 97 75 17 98

Service ................................................................... 79 86 76 50 82 88 73 15 93

Protective service .............................................. 87 90 89 53 88 92 81 16 96

Sales and office ..................................................... 85 89 84 52 84 90 78 16 95

Office and administrative support ...................... 86 90 85 54 85 91 80 16 95

Natural resources, construction, and maintenance 97 95 96 47 87 93 86 15 94

Production, transportation, and material moving ... 73 88 63 62 80 88 74 16 93

Full time ................................................................. 74 98 67 64 91 97 82 17 98

Part time ................................................................ 30 42 21 26 52 58 43 11 76

Union ..................................................................... 69 97 57 70 94 98 82 20 98

Nonunion ............................................................... 66 83 61 48 78 85 71 13 91

Average wage within the following categories:2

Lowest 25 percent ............................................. 64 76 57 43 73 80 66 14 88

Lowest 10 percent ......................................... 49 63 41 35 63 70 55 9 82

Second 25 percent ............................................ 87 93 84 55 88 93 81 17 96

Third 25 percent ................................................ 73 93 64 62 88 93 80 16 95

Highest 25 percent ............................................ 49 97 37 71 93 98 79 18 98

Highest 10 percent ........................................ 47 98 37 63 95 97 81 18 98

Establishment characteristics

Service-providing industries .................................. 67 90 59 58 85 91 76 16 94

Education and health services ........................... 55 90 43 62 85 92 74 16 95

Educational services ...................................... 50 90 36 63 86 93 74 15 95

Elementary and secondary schools ........... 41 91 26 71 85 93 72 16 94

Junior colleges, colleges, and universities 78 89 64 38 87 90 81 12 95

Health care and social assistance ................. 88 88 88 55 82 87 70 20 95

Hospitals .................................................... 94 92 94 52 86 90 74 22 95

Public administration ......................................... 88 89 89 53 87 91 82 16 94

1 to 99 workers ...................................................... 69 80 66 46 76 80 62 14 88

1 to 49 workers .................................................. 67 72 65 37 66 73 57 13 83

50 to 99 workers ................................................ 72 91 67 61 90 90 68 14 94

100 workers or more .............................................. 67 91 59 60 87 92 78 16 95

100 to 499 workers ............................................ 64 88 61 59 80 88 68 15 92

500 workers or more .......................................... 68 92 58 60 89 94 81 17 96

See footnotes at end of table.
Table 32. Leave benefits: Access, State and local government workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave1

Paid Unpaid

State government .................................................. 90 94 85 52 92 94 89 18 97

Local government .................................................. 59 88 51 60 83 90 71 15 93

Geographic areas

Northeast ............................................................... 60 90 56 73 92 92 76 10 95

New England ..................................................... 54 89 48 81 87 91 67 11 95

Middle Atlantic ................................................... 63 91 60 71 93 93 79 10 94

South ..................................................................... 69 91 62 53 82 91 83 16 95

South Atlantic .................................................... 77 92 65 52 85 91 84 22 97

East South Central ............................................ 71 91 64 38 83 91 87 – 91

West South Central ........................................... 56 88 54 62 78 90 78 11 95

Midwest ................................................................. 67 87 55 59 80 88 64 21 90

East North Central ............................................. 66 86 53 65 79 88 60 28 91

West North Central ............................................ 69 90 58 49 82 88 72 – 89

West ...................................................................... 69 89 63 53 91 93 76 16 96

Mountain ............................................................ 58 83 53 54 86 92 76 – 96

Pacific ................................................................ 73 92 67 53 92 93 76 18 96

1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 32. Standard errors for leave benefits: Access, State and local government workers, National

Compensation Survey, March 2015

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

All workers ............................................................. 1.0 0.6 1.1 1.4 1.0 0.7 1.0 1.1 0.5

Worker characteristics

Management, professional, and related ................ 1.5 0.8 1.4 1.6 1.1 0.8 1.1 1.1 0.6

Professional and related .................................... 1.6 0.7 1.5 1.6 1.2 0.8 1.1 1.2 0.6

Teachers ........................................................ 2.0 1.0 1.6 1.5 1.3 0.8 1.3 1.3 0.8

Primary, secondary, and special education

school teachers ........................................ 2.0 1.0 1.5 1.8 1.2 0.6 1.4 1.4 0.5

Service ................................................................... 1.4 1.2 1.5 2.1 1.3 1.2 1.5 1.3 1.1

Protective service .............................................. 1.6 1.1 1.3 3.0 1.7 1.3 1.8 2.3 0.9

Sales and office ..................................................... 1.9 1.9 2.0 2.7 2.1 1.9 2.4 2.0 1.2

Office and administrative support ...................... 1.9 1.9 2.0 2.6 2.0 1.7 2.2 2.0 1.0

Natural resources, construction, and maintenance 1.5 1.8 1.8 3.4 2.4 2.1 2.7 2.1 1.8

Production, transportation, and material moving ... 3.0 3.1 4.0 5.0 4.9 4.9 4.7 2.8 2.0

Full time ................................................................. 1.1 0.4 1.0 1.7 0.9 0.6 0.9 1.1 0.4

Part time ................................................................ 2.1 2.3 2.2 1.8 2.9 2.7 2.7 1.7 2.3

Union ..................................................................... 1.2 0.4 1.3 1.4 0.8 0.6 1.2 1.6 0.3

Nonunion ............................................................... 1.6 1.1 1.6 2.0 1.6 1.1 1.5 1.3 0.9

Average wage within the following categories:1

Lowest 25 percent ............................................. 1.5 1.6 1.9 2.2 1.9 1.7 1.8 1.6 1.0

Lowest 10 percent ......................................... 2.4 2.9 2.7 2.9 2.5 2.5 3.0 1.6 2.0

Second 25 percent ............................................ 0.9 0.7 1.1 2.2 1.2 0.8 1.4 1.4 0.6

Third 25 percent ................................................ 2.0 1.4 1.9 2.3 1.7 1.7 1.6 1.4 1.4

Highest 25 percent ............................................ 1.9 0.6 1.7 1.5 0.8 0.4 1.3 1.5 0.4

Highest 10 percent ........................................ 3.1 0.5 3.1 2.6 0.9 0.7 1.7 1.6 0.4

Establishment characteristics

Service-providing industries .................................. 1.0 0.6 1.1 1.4 1.0 0.7 1.0 1.1 0.5

Education and health services ........................... 1.5 0.7 1.6 1.7 1.4 1.0 1.1 1.2 0.5

Educational services ...................................... 1.5 0.6 1.6 1.7 1.2 0.6 1.2 1.2 0.6

Elementary and secondary schools ........... 1.5 0.8 1.3 1.7 1.3 0.6 1.3 1.3 0.7

Junior colleges, colleges, and universities 2.4 2.1 3.6 4.2 2.1 1.6 3.1 2.1 1.2

Health care and social assistance ................. 3.2 3.2 3.2 4.8 4.7 4.9 4.0 4.1 1.8

Hospitals .................................................... 1.5 1.8 1.6 6.5 6.1 6.4 4.6 6.1 2.2

Public administration ......................................... 1.5 1.4 1.5 2.3 1.6 1.4 1.8 1.9 1.2

1 to 99 workers ...................................................... 3.0 3.0 3.2 3.7 3.1 3.1 3.6 2.5 2.6

1 to 49 workers .................................................. 4.6 4.7 4.7 5.1 4.7 4.9 4.8 2.9 4.0

50 to 99 workers ................................................ 3.2 1.7 3.4 4.5 1.9 2.3 4.6 3.9 2.3

100 workers or more .............................................. 1.1 0.6 1.1 1.5 1.1 0.7 1.1 1.3 0.4

100 to 499 workers ............................................ 2.4 1.4 2.1 2.8 2.3 1.7 2.5 2.0 1.1

500 workers or more .......................................... 1.2 0.5 1.2 1.6 1.1 0.7 1.1 1.3 0.4

See footnotes at end of table.
Table 32. Standard errors for leave benefits: Access, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics Paid

holidays

Paid sick

leave

Paid

vacations

Paid

personal

leave

Paid

funeral

leave

Paid jury

duty

leave

Paid

military

leave

Family leave

Paid Unpaid

State government .................................................. 1.3 1.1 1.7 3.2 1.9 1.7 1.8 2.5 0.7

Local government .................................................. 1.1 0.8 1.1 1.5 1.1 0.8 1.2 1.2 0.6

Geographic areas

Northeast ............................................................... 1.7 1.2 1.7 1.1 1.2 0.7 2.8 1.3 0.7

New England ..................................................... 3.9 3.0 3.1 1.2 3.5 1.5 3.6 3.0 2.2

Middle Atlantic ................................................... 1.8 1.3 2.0 1.5 1.0 0.8 3.7 1.4 0.6

South ..................................................................... 2.0 0.8 1.9 3.0 2.0 1.3 1.4 1.9 0.7

South Atlantic .................................................... 2.5 1.2 2.4 4.0 3.1 1.7 2.2 2.9 0.8

East South Central ............................................ 4.9 1.1 5.8 6.0 4.1 3.5 3.3 – 2.1

West South Central ........................................... 3.9 1.8 3.2 5.2 3.8 2.5 2.1 3.1 1.2

Midwest ................................................................. 2.0 1.8 1.7 2.4 2.1 2.0 2.8 2.6 1.8

East North Central ............................................. 2.5 2.6 1.8 2.5 2.4 2.0 3.2 2.1 2.2

West North Central ............................................ 3.2 1.7 3.3 4.1 3.7 4.0 5.0 – 3.2

West ...................................................................... 1.9 1.2 2.5 3.0 1.4 1.2 1.7 2.6 0.6

Mountain ............................................................ 3.1 3.0 4.4 5.9 2.8 2.3 3.4 – 1.3

Pacific ................................................................ 2.5 1.1 3.1 3.5 1.6 1.4 2.0 3.3 0.7

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Paid holidays: Number of days provided, State and local government workers, National Compensation

Survey, March 2015

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 3 1 4 2 4 8 13 20 18 12 6 8 11 11

Worker characteristics

Management, professional, and related ................ 4 1 5 3 4 9 13 19 16 11 7 8 11 11

Professional and related .................................... 5 2 7 3 5 9 12 16 15 11 7 8 11 11

Teachers ........................................................ 11 3 12 5 6 11 12 11 8 6 9 8 10 10

Primary, secondary, and special education

school teachers ........................................ 14 – 17 – – 7 12 11 6 3 – 7 9 9

Service ................................................................... 2 1 2 2 3 8 13 21 17 14 6 11 12 11

Protective service .............................................. – 1 – – 2 9 15 27 20 16 4 6 11 11

Sales and office ..................................................... – – 2 1 5 7 14 20 24 12 7 7 11 11

Office and administrative support ...................... – – 2 1 4 7 15 20 24 12 7 7 11 12

Natural resources, construction, and maintenance – – 1 – 6 6 15 25 22 13 3 7 11 11

Production, transportation, and material moving ... 6 – 4 6 6 4 14 22 17 8 6 – 10 11

Full time ................................................................. 2 1 4 2 4 8 13 21 19 12 6 8 11 11

Part time ................................................................ 6 2 4 4 – 8 14 13 8 – 5 12 11 10

Union ..................................................................... 2 1 5 2 2 7 11 21 21 14 7 7 11 11

Nonunion ............................................................... 3 1 3 3 6 9 16 20 15 10 6 9 11 11

Average wage within the following categories:1

Lowest 25 percent ............................................. 4 2 5 3 7 9 15 18 16 8 5 9 11 11

Lowest 10 percent ......................................... 7 4 4 3 – 8 16 15 15 5 3 – 10 10

Second 25 percent ............................................ 1 2 ( ) 2 2 3 7 15 23 19 12 6 9 11 11

Third 25 percent ................................................ 2 – 6 – 3 7 13 21 20 12 7 6 11 11

Highest 25 percent ............................................ 5 – 2 – 3 9 9 18 18 18 7 8 11 11

Highest 10 percent ........................................ 3 – – 2 4 13 7 15 15 24 7 8 12 12

Establishment characteristics

Service-providing industries .................................. 3 1 4 2 4 8 14 20 18 12 6 8 11 11

Education and health services ........................... 5 2 7 3 5 7 13 14 12 11 8 12 11 11

Educational services ...................................... 6 2 7 3 6 8 13 13 9 10 9 14 11 11

Elementary and secondary schools ........... 8 3 11 4 4 7 14 11 8 7 11 13 11 10

Junior colleges, colleges, and universities 2 – 1 – – 9 13 – 11 13 8 16 12 11

Health care and social assistance ................. – – 7 4 3 5 9 – 27 – 5 4 11 12

Hospitals .................................................... – – – 7 – 4 – – 25 – 2 5 11 12

Public administration ......................................... 2 ( ) 2 ( ) – – 2 9 14 27 25 14 4 4 11 11

1 to 99 workers ...................................................... – – 3 4 9 10 15 27 16 9 2 4 11 11

1 to 49 workers .................................................. – – – – – 8 17 29 17 – – 5 11 11

50 to 99 workers ................................................ – – 6 – – – – 24 16 5 – 3 10 11

100 workers or more .............................................. 3 1 4 2 4 8 13 19 18 12 7 9 11 11

100 to 499 workers ............................................ 4 2 3 3 3 7 14 20 18 15 6 5 11 11

500 workers or more .......................................... 3 1 4 2 4 8 13 19 18 12 7 10 11 11

See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers with paid holidays = 100 percent)

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

State government .................................................. 1 – 2 ( ) 1 – 11 11 24 19 14 5 10 12 11

Local government .................................................. 4 2 6 3 4 7 15 18 18 11 7 7 11 11

Geographic areas

Northeast ............................................................... 1 1 – 2 – 3 8 15 32 18 6 12 12 12

New England ..................................................... – – – – – – – – 29 – – – 12 12

Middle Atlantic ................................................... 1 1 – – – 4 – 14 33 15 8 14 13 12

South ..................................................................... 3 1 7 2 6 7 11 20 15 9 7 11 11 11

South Atlantic .................................................... 1 – 9 – 2 – 13 23 19 8 9 4 11 11

East South Central ............................................ – 3 – – – – – 11 13 – – 20 11 10

West South Central ........................................... 4 – 4 – 5 5 7 20 – – 8 21 12 12

Midwest ................................................................. 5 – 3 5 4 13 19 – 18 7 4 2 10 11

East North Central ............................................. 5 – 3 4 3 16 22 12 15 9 6 – 10 10

West North Central ............................................ 3 – 4 – 4 – 12 – – – – – 10 11

West ...................................................................... – – – 1 3 – 16 25 13 19 7 6 11 11

Mountain ............................................................ – – – – – 3 35 23 13 – – 7 11 11

Pacific ................................................................ – – – 1 3 – 10 25 13 20 9 5 11 11

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 2 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 33. Standard errors for paid holidays: Number of days provided, State and local government workers, National

Compensation Survey, March 2015

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

All workers ............................................................. 0.4 0.3 0.4 0.5 0.7 1.3 1.2 1.9 1.3 1.1 0.7 0.6 0.1 0.0

Worker characteristics

Management, professional, and related ................ 0.7 0.5 0.6 0.8 0.9 1.7 1.2 2.6 1.4 1.5 1.2 0.6 0.1 0.0

Professional and related .................................... 0.9 0.7 0.9 1.0 1.1 1.6 1.2 2.9 1.5 1.8 1.4 0.6 0.2 0.0

Teachers ........................................................ 2.1 1.4 1.7 2.2 2.5 2.3 1.8 2.7 1.1 1.9 2.8 2.1 0.3 0.7

Primary, secondary, and special education

school teachers ........................................ 2.9 – 2.6 – – 1.6 2.3 3.0 1.1 0.7 – 1.0 0.4 1.0

Service ................................................................... 0.5 0.3 0.5 0.6 0.5 1.5 1.6 1.7 1.7 1.7 0.8 1.9 0.1 0.2

Protective service .............................................. – 0.2 – – 0.8 2.5 2.4 2.6 2.6 2.0 1.1 2.0 0.1 0.1

Sales and office ..................................................... – – 0.5 0.5 1.0 1.5 2.3 2.3 2.5 1.4 0.9 1.2 0.1 0.5

Office and administrative support ...................... – – 0.5 0.4 1.0 1.5 2.3 2.3 2.5 1.5 0.9 1.3 0.1 0.8

Natural resources, construction, and maintenance – – 0.5 – 2.0 1.6 2.5 3.5 2.5 3.2 0.6 1.7 0.2 0.1

Production, transportation, and material moving ... 2.3 – 1.7 2.7 2.4 1.3 3.9 4.8 2.9 2.0 1.4 – 0.3 0.0

Full time ................................................................. 0.4 0.3 0.4 0.5 0.5 1.4 1.2 1.9 1.4 1.1 0.7 0.6 0.1 0.0

Part time ................................................................ 1.7 0.7 1.1 1.8 – 1.9 2.5 3.4 2.1 – 1.1 1.7 0.3 1.3

Union ..................................................................... 0.5 0.5 0.6 0.7 0.6 1.6 1.1 2.1 1.7 1.4 0.8 0.7 0.1 0.4

Nonunion ............................................................... 0.7 0.3 0.6 0.6 1.3 1.7 2.1 2.3 1.6 1.6 1.2 1.0 0.1 0.0

Average wage within the following categories:1

Lowest 25 percent ............................................. 0.9 0.6 0.6 0.7 1.9 1.7 2.5 2.0 1.8 1.2 0.7 1.5 0.2 0.0

Lowest 10 percent ......................................... 1.7 1.3 1.1 1.1 – 1.8 3.9 2.6 2.3 2.2 1.1 – 0.4 1.0

Second 25 percent ............................................ 0.2 0.2 0.4 0.6 1.1 1.6 1.4 2.8 1.9 1.6 0.8 1.6 0.1 0.1

Third 25 percent ................................................ 0.6 – 0.9 – 0.9 1.9 1.4 2.4 1.7 1.2 1.5 0.6 0.1 0.0

Highest 25 percent ............................................ 1.0 – 0.5 – 0.8 1.4 0.9 2.4 1.6 2.8 1.2 1.4 0.2 0.8

Highest 10 percent ........................................ 1.4 – – 0.6 1.5 2.4 1.1 4.3 2.1 6.2 1.5 1.6 0.2 0.5

Establishment characteristics

Service-providing industries .................................. 0.4 0.3 0.4 0.6 0.7 1.3 1.2 1.9 1.3 1.2 0.7 0.6 0.1 0.0

Education and health services ........................... 0.8 0.5 0.8 1.0 1.4 1.0 1.5 3.2 1.1 1.7 1.2 1.0 0.1 0.0

Educational services ...................................... 1.0 0.7 0.8 1.1 1.7 1.2 1.7 2.8 0.9 1.2 1.5 1.2 0.1 0.0

Elementary and secondary schools ........... 1.4 1.0 1.2 1.2 1.3 1.1 1.8 1.8 0.8 1.1 2.0 1.1 0.2 1.0

Junior colleges, colleges, and universities 0.9 – 0.2 – – 2.8 3.5 – 2.1 1.8 1.9 2.7 0.2 0.8

Health care and social assistance ................. – – 2.5 1.5 1.0 1.4 2.3 – 4.1 – 1.1 1.3 0.3 0.9

Hospitals .................................................... – – – 2.3 – 1.6 – – 5.4 – 0.4 2.0 0.4 0.9

Public administration ......................................... 0.1 0.1 – – 0.6 2.9 1.9 2.2 2.4 1.5 0.9 0.9 0.1 0.2

1 to 99 workers ...................................................... – – 1.0 1.5 2.8 2.6 2.4 3.6 3.1 3.0 1.0 0.6 0.2 0.0

1 to 49 workers .................................................. – – – – – 2.1 3.2 5.5 4.3 – – 0.8 0.2 0.0

50 to 99 workers ................................................ – – 2.3 – – – – 5.1 4.2 2.2 – 1.0 0.3 0.9

100 workers or more .............................................. 0.4 0.3 0.4 0.6 0.7 1.3 1.2 2.0 1.4 1.2 0.8 0.7 0.1 0.0

100 to 499 workers ............................................ 0.7 0.7 1.0 1.3 0.8 1.6 2.1 2.8 2.1 3.6 1.2 1.0 0.2 0.0

500 workers or more .......................................... 0.5 0.4 0.5 0.5 0.9 1.4 1.3 2.5 1.7 0.9 0.9 0.9 0.1 2 ( )

See footnotes at end of table.
Table 33. Standard errors for paid holidays: Number of days provided, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

Paid holidays

Mean

number

of days

Median

number

of days

Less

than 5

days

5

days

6

days

7

days

8

days

9

days

10

days

11

days

12

days

13

days

14

days

Greater

than 14

days

State government .................................................. 0.2 – 0.1 0.4 – 2.8 2.1 4.5 2.7 2.3 0.9 1.5 0.1 0.6

Local government .................................................. 0.6 0.4 0.6 0.8 0.7 0.8 1.4 1.4 1.1 1.0 0.9 0.5 0.1 0.0

Geographic areas

Northeast ............................................................... 0.3 0.1 – 0.8 – 0.4 2.8 1.8 2.2 2.2 0.9 1.0 0.1 0.0

New England ..................................................... – – – – – – – – 7.3 – – – 0.2 0.0

Middle Atlantic ................................................... 0.2 0.1 – – – 0.4 – 1.7 1.8 1.1 1.2 0.6 0.1 0.0

South ..................................................................... 0.8 0.6 0.8 0.6 1.5 2.2 1.9 2.3 1.9 2.1 1.4 1.3 0.2 0.0

South Atlantic .................................................... 0.5 – 1.0 – 0.9 – 2.0 3.5 3.0 2.0 2.4 1.4 0.2 2 ( )

East South Central ............................................ – 1.4 – – – – – 2.6 2.8 – – 5.0 0.3 1.2

West South Central ........................................... 1.0 – 1.5 – 1.5 1.1 2.4 4.4 – – 1.9 2.6 0.3 0.9

Midwest ................................................................. 1.1 – 0.9 2.1 0.8 2.3 1.9 – 3.9 1.0 1.1 0.5 0.1 1.2

East North Central ............................................. 1.5 – 1.2 1.2 0.9 2.7 2.4 2.3 3.3 1.4 1.6 – 0.2 0.0

West North Central ............................................ 1.2 – 1.6 – 1.7 – 2.6 – – – – – 0.3 0.0

West ...................................................................... – – – 0.5 1.2 – 2.7 2.8 1.8 3.0 1.5 0.8 0.2 0.0

Mountain ............................................................ – – – – – 1.5 6.3 4.4 2.8 – – 2.2 0.3 1.2

Pacific ................................................................ – – – 0.6 0.5 – 2.0 3.4 2.2 3.2 1.9 0.7 0.2 0.5

1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015. 2 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Paid sick leave: Type of provision, State and local

government workers, National Compensation Survey, March 2015

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

All workers ............................................................. 85 2 12

Worker characteristics

Management, professional, and related ................ 86 2 11

Professional and related .................................... 86 2 12

Teachers ........................................................ 88 2 10

Primary, secondary, and special education

school teachers ........................................ 89 2 9

Service ................................................................... 84 3 13

Protective service .............................................. 82 5 12

Sales and office ..................................................... 84 3 13

Office and administrative support ...................... 84 3 13

Natural resources, construction, and maintenance 86 2 12

Production, transportation, and material moving ... 80 – –

Full time ................................................................. 85 2 12

Part time ................................................................ 87 2 11

Union ..................................................................... 87 3 10

Nonunion ............................................................... 84 2 14

Average wage within the following categories:4

Lowest 25 percent ............................................. 85 1 14

Lowest 10 percent ......................................... 86 1 13

Second 25 percent ............................................ 85 2 12

Third 25 percent ................................................ 83 3 14

Highest 25 percent ............................................ 88 3 9

Highest 10 percent ........................................ 90 3 8

Establishment characteristics

Service-providing industries .................................. 85 2 12

Education and health services ........................... 87 2 11

Educational services ...................................... 89 2 9

Elementary and secondary schools ........... 89 2 9

Junior colleges, colleges, and universities 88 – –

Health care and social assistance ................. 73 3 24

Hospitals .................................................... 70 4 25

Public administration ......................................... 82 4 14

1 to 99 workers ...................................................... 83 3 14

1 to 49 workers .................................................. 86 – –

50 to 99 workers ................................................ 79 – –

100 workers or more .............................................. 86 2 12

100 to 499 workers ............................................ 89 2 9

500 workers or more .......................................... 85 3 13

See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, State and local

government workers, National Compensation Survey, March

2015—continued

(All workers with paid sick leave = 100 percent)

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

State government .................................................. 90 2 8

Local government .................................................. 84 3 14

Geographic areas

Northeast ............................................................... 91 3 5

New England ..................................................... 93 – –

Middle Atlantic ................................................... 90 – –

South ..................................................................... 85 2 14

South Atlantic .................................................... 83 – –

East South Central ............................................ 86 2 12

West South Central ........................................... 87 2 11

Midwest ................................................................. 86 2 11

East North Central ............................................. 89 2 9

West North Central ............................................ 83 – –

West ...................................................................... 80 4 16

Mountain ............................................................ 83 – –

Pacific ................................................................ 80 4 16

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this

category or data did not meet publication criteria. For definitions of major plans, key provisions, and related

terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 34. Standard errors for paid sick leave: Type of provision, State

and local government workers, National Compensation Survey, March

2015

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

All workers ............................................................. 1.0 0.3 0.9

Worker characteristics

Management, professional, and related ................ 1.1 0.3 1.0

Professional and related .................................... 1.2 0.4 1.1

Teachers ........................................................ 1.3 0.5 1.2

Primary, secondary, and special education

school teachers ........................................ 1.3 0.5 1.2

Service ................................................................... 1.3 0.5 1.2

Protective service .............................................. 2.0 0.8 1.7

Sales and office ..................................................... 1.9 0.9 1.6

Office and administrative support ...................... 1.8 0.9 1.6

Natural resources, construction, and maintenance 2.2 0.5 2.1

Production, transportation, and material moving ... 4.0 – –

Full time ................................................................. 1.0 0.3 0.9

Part time ................................................................ 2.5 0.9 2.4

Union ..................................................................... 1.0 0.5 1.0

Nonunion ............................................................... 1.6 0.4 1.6

Average wage within the following categories:4

Lowest 25 percent ............................................. 1.7 0.4 1.7

Lowest 10 percent ......................................... 2.4 0.5 2.4

Second 25 percent ............................................ 1.2 0.6 1.1

Third 25 percent ................................................ 1.6 0.6 1.4

Highest 25 percent ............................................ 0.9 0.4 0.9

Highest 10 percent ........................................ 1.3 0.7 1.0

Establishment characteristics

Service-providing industries .................................. 1.0 0.3 0.9

Education and health services ........................... 1.2 0.3 1.1

Educational services ...................................... 1.3 0.4 1.2

Elementary and secondary schools ........... 1.2 0.5 1.2

Junior colleges, colleges, and universities 3.7 – –

Health care and social assistance ................. 3.1 0.6 3.1

Hospitals .................................................... 4.5 1.0 4.4

Public administration ......................................... 1.5 0.7 1.4

1 to 99 workers ...................................................... 2.6 1.4 2.6

1 to 49 workers .................................................. 4.4 – –

50 to 99 workers ................................................ 4.1 – –

100 workers or more .............................................. 1.0 0.3 1.0

100 to 499 workers ............................................ 1.7 0.6 1.8

500 workers or more .......................................... 1.2 0.4 1.2

See footnotes at end of table.
Table 34. Standard errors for paid sick leave: Type of provision, State

and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Sick leave provision

Fixed number

of days per

year1

As needed2

As part of

consolidated

leave plan3

State government .................................................. 1.8 0.6 1.8

Local government .................................................. 1.1 0.4 1.0

Geographic areas

Northeast ............................................................... 2.6 0.8 2.6

New England ..................................................... 1.5 – –

Middle Atlantic ................................................... 3.6 – –

South ..................................................................... 1.6 0.4 1.6

South Atlantic .................................................... 2.6 – –

East South Central ............................................ 2.5 0.8 2.8

West South Central ........................................... 2.9 1.0 2.5

Midwest ................................................................. 1.8 0.7 1.8

East North Central ............................................. 2.5 0.8 2.7

West North Central ............................................ 2.7 – –

West ...................................................................... 1.8 0.9 1.9

Mountain ............................................................ 5.0 – –

Pacific ................................................................ 1.8 1.0 1.6

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by

length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes,

such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The categories

were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 State and local government

workers, National Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 7 15 60 17 3 ( ) 11 12

Full time ................................................................. 7 14 61 17 3 ( ) 11 12

Part time ................................................................ – 22 51 17 – 10 11

Union ..................................................................... 6 10 64 20 3 ( ) 12 12

Nonunion ............................................................... 9 20 56 15 3 ( ) 11 12

1 to 99 workers ...................................................... – 22 52 22 – 11 12

1 to 49 workers .................................................. – 16 54 25 – 12 12

50 to 99 workers ................................................ – – 49 19 – 11 12

100 workers or more .............................................. 8 14 61 17 3 ( ) 11 12

100 to 499 workers ............................................ 7 13 60 20 1 12 12

500 workers or more .......................................... 8 15 61 16 3 ( ) 11 12

After 5 years

All workers ............................................................. 7 15 59 19 3 ( ) 12 12

Full time ................................................................. 7 14 59 20 3 ( ) 12 12

Part time ................................................................ – 22 52 17 – 11 11

Union ..................................................................... 6 10 61 23 3 ( ) 12 12

Nonunion ............................................................... 8 20 56 16 3 ( ) 11 12

1 to 99 workers ...................................................... – 21 51 24 – 12 12

1 to 49 workers .................................................. – 15 52 29 – 12 12

50 to 99 workers ................................................ – – 50 18 – 11 12

100 workers or more .............................................. 7 14 59 19 3 ( ) 12 12

100 to 499 workers ............................................ 7 12 57 23 1 12 12

500 workers or more .......................................... 7 14 60 17 3 ( ) 11 12

See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 State and local government

workers, National Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 7 15 58 20 3 ( ) 12 12

Full time ................................................................. 7 14 58 20 1 12 12

Part time ................................................................ – 21 52 18 – 11 11

Union ..................................................................... 6 9 61 24 3 ( ) 12 12

Nonunion ............................................................... 8 21 54 16 3 ( ) 11 12

1 to 99 workers ...................................................... – 20 52 25 – 12 12

1 to 49 workers .................................................. – 14 53 30 – 13 12

50 to 99 workers ................................................ – – 50 19 – 11 12

100 workers or more .............................................. 7 14 58 20 3 ( ) 12 12

100 to 499 workers ............................................ 7 11 57 24 1 12 12

500 workers or more .......................................... 7 15 59 18 3 ( ) 12 12

After 20 years

All workers ............................................................. 7 15 58 20 1 12 12

Full time ................................................................. 6 14 58 20 1 12 12

Part time ................................................................ – 21 52 18 – 11 11

Union ..................................................................... 5 9 61 23 2 12 12

Nonunion ............................................................... 8 21 54 16 1 11 12

1 to 99 workers ...................................................... – 20 52 24 – 12 12

1 to 49 workers .................................................. – 14 53 28 – 13 12

50 to 99 workers ................................................ – – 50 19 – 11 12

100 workers or more .............................................. 7 14 58 19 1 12 12

100 to 499 workers ............................................ 7 11 57 22 2 12 12

500 workers or more .......................................... 7 15 59 18 1 12 12

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For

definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 State and

local government workers, National Compensation Survey, March 2015

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 1 year

All workers ............................................................. 0.8 1.1 1.7 1.6 0.1 0.2 0.0

Full time ................................................................. 0.9 1.2 1.8 1.7 0.1 0.2 0.0

Part time ................................................................ – 2.0 3.5 3.9 – 0.3 0.5

Union ..................................................................... 0.7 0.9 2.1 2.1 0.1 0.1 0.0

Nonunion ............................................................... 1.5 1.9 2.4 1.8 0.2 0.2 0.0

1 to 99 workers ...................................................... – 4.9 4.3 3.8 – 0.4 3 ( )

1 to 49 workers .................................................. – 3.8 5.5 5.4 – 0.5 3 ( )

50 to 99 workers ................................................ – – 7.4 5.4 – 0.5 2.0

100 workers or more .............................................. 0.9 1.2 1.8 1.8 0.1 0.2 0.0

100 to 499 workers ............................................ 1.4 2.2 2.7 2.4 0.3 0.3 0.0

500 workers or more .......................................... 1.2 1.3 2.1 1.9 0.1 0.2 0.0

After 5 years

All workers ............................................................. 0.8 1.1 1.6 1.5 0.1 0.1 0.0

Full time ................................................................. 0.9 1.2 1.7 1.6 0.1 0.2 0.0

Part time ................................................................ – 2.1 3.4 3.9 – 0.3 1.3

Union ..................................................................... 0.7 0.9 2.0 1.9 0.1 0.1 0.0

Nonunion ............................................................... 1.5 2.0 2.4 1.8 0.2 0.2 0.0

1 to 99 workers ...................................................... – 4.9 4.5 3.9 – 0.4 3 ( )

1 to 49 workers .................................................. – 3.6 5.6 5.5 – 0.5 3 ( )

50 to 99 workers ................................................ – – 7.5 5.3 – 0.5 1.6

100 workers or more .............................................. 0.9 1.2 1.8 1.6 0.1 0.2 0.0

100 to 499 workers ............................................ 1.4 2.4 2.8 2.7 0.3 0.3 0.0

500 workers or more .......................................... 1.2 1.3 2.0 1.7 0.1 0.2 0.0

See footnotes at end of table.
Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 State and

local government workers, National Compensation Survey, March 2015—continued

Characteristics

Paid sick leave days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 29

days

Greater

than 29

days

After 10 years

All workers ............................................................. 0.8 1.6 1.7 1.6 0.1 0.1 0.0

Full time ................................................................. 0.9 1.7 1.8 1.6 0.1 0.2 0.0

Part time ................................................................ – 2.1 3.4 3.9 – 0.3 1.2

Union ..................................................................... 0.7 0.9 2.0 2.0 0.1 0.1 0.0

Nonunion ............................................................... 1.5 2.9 2.4 1.8 0.2 0.2 0.0

1 to 99 workers ...................................................... – 5.0 4.5 3.9 – 0.4 3 ( )

1 to 49 workers .................................................. – 3.6 5.8 5.5 – 0.5 3 ( )

50 to 99 workers ................................................ – – 7.5 5.4 – 0.5 1.5

100 workers or more .............................................. 0.9 1.6 1.8 1.7 0.1 0.2 0.0

100 to 499 workers ............................................ 1.4 2.4 2.9 2.9 0.3 0.3 0.0

500 workers or more .......................................... 1.2 1.9 2.0 1.8 0.1 0.2 0.0

After 20 years

All workers ............................................................. 0.8 1.6 1.7 1.7 0.4 0.1 0.0

Full time ................................................................. 0.9 1.7 1.8 1.7 0.4 0.2 0.0

Part time ................................................................ – 2.1 3.4 3.9 – 0.3 1.2

Union ..................................................................... 0.6 0.9 2.1 2.1 0.6 0.2 0.0

Nonunion ............................................................... 1.5 2.9 2.4 1.8 0.2 0.2 0.0

1 to 99 workers ...................................................... – 5.0 4.5 3.9 – 0.4 3 ( )

1 to 49 workers .................................................. – 3.6 5.8 5.4 – 0.6 3 ( )

50 to 99 workers ................................................ – – 7.5 5.4 – 0.5 1.5

100 workers or more .............................................. 0.9 1.6 1.8 1.9 0.4 0.2 0.0

100 to 499 workers ............................................ 1.3 2.4 2.8 2.8 0.9 0.3 0.0

500 workers or more .......................................... 1.1 1.9 2.1 2.0 0.3 0.2 0.0

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period.

The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do

not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Paid sick leave: Carryover provisions, State and local government

workers, National Compensation Survey, March 2015

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 92 63 29 8

Worker characteristics

Management, professional, and related ................ 92 62 29 8

Professional and related .................................... 91 62 30 9

Teachers ........................................................ 90 59 31 10

Primary, secondary, and special education

school teachers ........................................ 89 57 32 11

Service ................................................................... 92 66 26 8

Protective service .............................................. 90 65 26 10

Sales and office ..................................................... 92 64 28 8

Office and administrative support ...................... 93 64 29 7

Natural resources, construction, and maintenance – 60 – –

Production, transportation, and material moving ... 97 62 34 3

Full time ................................................................. 92 63 29 8

Part time ................................................................ 95 68 27 5

Union ..................................................................... 94 66 28 6

Nonunion ............................................................... 89 60 29 11

Average wage within the following categories:2

Lowest 25 percent ............................................. 90 60 30 10

Lowest 10 percent ......................................... 90 58 32 10

Second 25 percent ............................................ 93 65 29 7

Third 25 percent ................................................ 91 65 26 9

Highest 25 percent ............................................ 92 63 29 8

Highest 10 percent ........................................ 92 63 29 8

Establishment characteristics

Service-providing industries .................................. 92 63 29 8

Education and health services ........................... 91 62 29 9

Educational services ...................................... 91 62 29 9

Elementary and secondary schools ........... 90 59 31 10

Junior colleges, colleges, and universities 93 71 22 7

Health care and social assistance ................. 89 60 29 11

Hospitals .................................................... 91 66 26 9

Public administration ......................................... 95 67 28 5

1 to 99 workers ...................................................... 88 53 35 12

1 to 49 workers .................................................. – 52 – –

50 to 99 workers ................................................ – 54 – –

100 workers or more .............................................. 92 64 28 8

100 to 499 workers ............................................ 92 51 41 8

500 workers or more .......................................... 92 69 24 8

See footnotes at end of table.
Table 36. Paid sick leave: Carryover provisions, State and local government

workers, National Compensation Survey, March 2015—continued

(All workers with fixed number of days per year sick leave plans = 100 percent)

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

State government .................................................. 95 76 19 5

Local government .................................................. 90 58 33 10

Geographic areas

Northeast ............................................................... 94 59 34 6

New England ..................................................... 94 48 46 6

Middle Atlantic ................................................... 93 64 30 7

South ..................................................................... 88 63 25 12

South Atlantic .................................................... 88 68 20 12

East South Central ............................................ – 59 – –

West South Central ........................................... 87 57 30 13

Midwest ................................................................. 93 51 42 7

East North Central ............................................. 92 53 38 8

West North Central ............................................ 95 46 50 5

West ...................................................................... 96 81 16 4

Mountain ............................................................ – 72 – –

Pacific ................................................................ 96 84 13 4

1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or

data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 36. Standard errors for paid sick leave: Carryover provisions, State and

local government workers, National Compensation Survey, March 2015

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

All workers ............................................................. 0.8 1.8 1.5 0.8

Worker characteristics

Management, professional, and related ................ 0.9 2.0 1.8 0.9

Professional and related .................................... 0.9 2.2 1.9 0.9

Teachers ........................................................ 1.1 2.2 2.1 1.1

Primary, secondary, and special education

school teachers ........................................ 1.2 2.5 2.4 1.2

Service ................................................................... 1.6 2.2 1.8 1.6

Protective service .............................................. 2.7 3.4 3.0 2.7

Sales and office ..................................................... 1.4 2.9 2.5 1.4

Office and administrative support ...................... 1.4 3.0 2.6 1.4

Natural resources, construction, and maintenance – 3.7 – –

Production, transportation, and material moving ... 0.8 4.4 4.1 0.8

Full time ................................................................. 0.9 2.0 1.6 0.9

Part time ................................................................ 2.1 3.1 2.6 2.1

Union ..................................................................... 0.8 1.7 1.7 0.8

Nonunion ............................................................... 1.5 3.0 2.3 1.5

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.9 2.9 2.1 1.9

Lowest 10 percent ......................................... 2.6 4.0 3.2 2.6

Second 25 percent ............................................ 1.0 2.6 2.2 1.0

Third 25 percent ................................................ 1.4 2.5 2.1 1.4

Highest 25 percent ............................................ 0.9 1.8 1.7 0.9

Highest 10 percent ........................................ 1.2 2.5 2.1 1.2

Establishment characteristics

Service-providing industries .................................. 0.8 1.9 1.5 0.8

Education and health services ........................... 1.0 2.1 1.8 1.0

Educational services ...................................... 1.0 2.1 1.9 1.0

Elementary and secondary schools ........... 1.1 2.2 2.2 1.1

Junior colleges, colleges, and universities 2.4 4.7 3.8 2.4

Health care and social assistance ................. 2.6 5.2 4.3 2.6

Hospitals .................................................... 2.9 6.7 5.4 2.9

Public administration ......................................... 1.2 2.6 2.4 1.2

1 to 99 workers ...................................................... 2.9 4.9 3.8 2.9

1 to 49 workers .................................................. – 6.6 – –

50 to 99 workers ................................................ – 7.7 – –

100 workers or more .............................................. 0.8 1.8 1.5 0.8

100 to 499 workers ............................................ 1.2 3.6 3.3 1.2

500 workers or more .......................................... 1.0 1.7 1.6 1.0

See footnotes at end of table.
Table 36. Standard errors for paid sick leave: Carryover provisions, State and

local government workers, National Compensation Survey, March

2015—continued

Characteristics

Carryover provision1

No

carryover

Total provision Unlimited

accumulation

Limit on days

accumulated

State government .................................................. 1.6 3.5 2.9 1.6

Local government .................................................. 0.9 1.8 1.6 0.9

Geographic areas

Northeast ............................................................... 1.3 2.0 2.0 1.3

New England ..................................................... 1.4 5.2 5.8 1.4

Middle Atlantic ................................................... 1.7 1.9 1.6 1.7

South ..................................................................... 1.8 3.6 2.9 1.8

South Atlantic .................................................... 2.2 4.6 4.6 2.2

East South Central ............................................ – 9.3 – –

West South Central ........................................... 2.6 6.5 4.5 2.6

Midwest ................................................................. 1.1 3.5 3.0 1.1

East North Central ............................................. 1.4 3.3 2.5 1.4

West North Central ............................................ 1.4 8.0 7.5 1.4

West ...................................................................... 0.7 3.4 3.2 0.7

Mountain ............................................................ – 8.6 – –

Pacific ................................................................ 0.6 3.5 3.6 0.6

1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may

include workers with earnings both above and below the threshold. The categories were formed using percentile estimates

generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 37. Paid sick leave: Limit on days accumulated, State and local government

workers, National Compensation Survey, March 2015

(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated

carryover days)

Characteristics

Limit on paid sick leave days accumulated2

Mean

number

of days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 43 90 130 180 240 139

Worker characteristics

Management, professional, and related ................ 45 90 135 180 240 144

Professional and related .................................... 60 100 145 180 230 145

Teachers ........................................................ 60 100 150 180 240 150

Primary, secondary, and special education

school teachers ........................................ 60 100 150 180 240 149

Service ................................................................... 30 60 120 180 225 123

Protective service .............................................. 30 – 120 180 234 123

Sales and office ..................................................... – 90 130 180 240 140

Office and administrative support ...................... 40 90 128 180 240 140

Natural resources, construction, and maintenance – – – – – 124

Production, transportation, and material moving ... – – 135 219 250 150

Full time ................................................................. 43 90 130 180 240 138

Part time ................................................................ – 93 130 199 250 145

Union ..................................................................... 80 120 160 200 250 161

Nonunion ............................................................... 30 60 120 180 212 116

Average wage within the following categories:3

Lowest 25 percent ............................................. 30 60 120 180 200 117

Lowest 10 percent ......................................... 30 45 90 140 199 103

Second 25 percent ............................................ 40 90 130 180 240 139

Third 25 percent ................................................ 45 90 120 180 240 136

Highest 25 percent ............................................ 60 120 160 199 240 158

Highest 10 percent ........................................ 90 125 160 200 250 164

Establishment characteristics

Service-providing industries .................................. 43 90 130 180 240 139

Education and health services ........................... 53 90 145 180 240 147

Educational services ...................................... 50 90 145 180 240 146

Elementary and secondary schools ........... 50 90 140 180 240 145

Junior colleges, colleges, and universities – 120 180 180 200 158

Health care and social assistance ................. – 90 150 180 225 150

Hospitals .................................................... – 90 135 180 200 139

Public administration ......................................... 30 60 120 180 225 122

1 to 99 workers ...................................................... – 56 90 120 180 96

1 to 49 workers .................................................. – – – – – 92

50 to 99 workers ................................................ – – – – – 102

100 workers or more .............................................. 45 90 139 180 240 145

100 to 499 workers ............................................ 35 80 120 180 225 131

500 workers or more .......................................... 60 110 150 200 240 153

See footnotes at end of table.
Table 37. Paid sick leave: Limit on days accumulated, State and local government

workers, National Compensation Survey, March 2015—continued

(Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated

carryover days)

Characteristics

Limit on paid sick leave days accumulated2

Mean

number

of days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. – 120 180 180 240 159

Local government .................................................. 40 84 120 180 240 134

Geographic areas

Northeast ............................................................... 110 150 180 200 260 180

New England ..................................................... 105 120 180 200 250 165

Middle Atlantic ................................................... 120 160 180 200 300 188

South ..................................................................... 30 66 120 180 240 124

South Atlantic .................................................... 60 90 120 180 180 127

East South Central ............................................ – – – – – 145

West South Central ........................................... – – 110 175 – 108

Midwest ................................................................. 45 80 120 180 205 131

East North Central ............................................. 45 100 120 180 255 145

West North Central ............................................ 45 65 120 145 180 113

West ...................................................................... 30 60 120 156 200 119

Mountain ............................................................ – – – – – 108

Pacific ................................................................ – 100 125 – 200 126

1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions,

and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, State and

local government workers, National Compensation Survey, March 2015

Characteristics

Limit on paid sick leave days accumulated1

Mean

number

of days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

All workers ............................................................. 6.5 0.8 7.0 0.0 12.2 2.9

Worker characteristics

Management, professional, and related ................ 11.5 14.0 10.3 0.0 24.2 3.6

Professional and related .................................... 10.0 10.6 12.3 0.0 20.3 3.8

Teachers ........................................................ 3.6 9.8 12.7 2.9 15.6 5.0

Primary, secondary, and special education

school teachers ........................................ 10.0 13.1 16.3 11.2 7.4 5.7

Service ................................................................... 1.9 9.4 5.3 11.8 20.4 5.6

Protective service .............................................. 3.4 – 17.4 41.4 26.0 8.5

Sales and office ..................................................... – 1.3 13.5 9.5 4.1 6.2

Office and administrative support ...................... 10.9 0.0 11.8 7.3 3.8 6.3

Natural resources, construction, and maintenance – – – – – 8.1

Production, transportation, and material moving ... – – 18.5 19.5 18.0 11.3

Full time ................................................................. 6.3 0.8 7.1 0.0 14.5 3.0

Part time ................................................................ – 16.4 14.2 27.4 24.6 9.8

Union ..................................................................... 12.7 0.0 10.3 3.0 4.0 4.1

Nonunion ............................................................... 0.5 1.1 19.1 5.9 40.7 3.9

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.1 1.9 14.8 13.5 24.6 4.9

Lowest 10 percent ......................................... 5.8 10.0 7.6 30.7 26.4 6.9

Second 25 percent ............................................ 7.6 1.7 13.0 6.0 13.1 4.7

Third 25 percent ................................................ 9.9 5.8 10.6 0.0 6.1 5.4

Highest 25 percent ............................................ 15.1 0.0 6.7 22.2 15.3 4.8

Highest 10 percent ........................................ 8.6 10.8 0.0 11.6 11.8 4.8

Establishment characteristics

Service-providing industries .................................. 6.9 0.0 6.5 0.0 11.7 2.9

Education and health services ........................... 8.5 13.5 8.9 3.6 13.5 3.7

Educational services ...................................... 10.1 14.8 8.4 3.7 11.3 3.7

Elementary and secondary schools ........... 8.8 8.8 11.7 4.9 6.7 4.9

Junior colleges, colleges, and universities – 9.0 22.8 20.9 56.6 5.7

Health care and social assistance ................. – 20.9 40.5 22.1 38.7 12.1

Hospitals .................................................... – 12.4 27.7 4.6 0.0 8.8

Public administration ......................................... 4.1 9.1 0.0 21.6 23.2 5.8

1 to 99 workers ...................................................... – 12.5 4.1 1.1 9.4 5.7

1 to 49 workers .................................................. – – – – – 6.8

50 to 99 workers ................................................ – – – – – 10.6

100 workers or more .............................................. 3.6 7.2 9.8 0.0 3.7 3.4

100 to 499 workers ............................................ 8.6 14.2 0.0 1.2 19.9 6.3

500 workers or more .......................................... 3.9 13.8 12.9 16.6 4.0 4.2

See footnotes at end of table.
Table 37. Standard errors for paid sick leave: Limit on days accumulated, State and

local government workers, National Compensation Survey, March 2015—continued

Characteristics

Limit on paid sick leave days accumulated1

Mean

number

of days 10th

percentile

25th

percentile

50th

percentile

(median)

75th

percentile

90th

percentile

State government .................................................. – 2.7 15.7 12.0 65.2 6.7

Local government .................................................. 9.9 9.9 2.0 0.0 15.4 3.5

Geographic areas

Northeast ............................................................... 11.5 12.9 12.6 12.1 59.6 5.1

New England ..................................................... 5.0 0.0 35.9 13.7 16.0 10.7

Middle Atlantic ................................................... 7.3 0.0 22.0 31.4 9.3 4.7

South ..................................................................... 4.2 16.2 5.2 0.0 64.0 4.9

South Atlantic .................................................... 3.3 3.2 24.7 0.0 5.9 5.8

East South Central ............................................ – – – – – 13.9

West South Central ........................................... – – 23.5 51.1 – 9.1

Midwest ................................................................. 2.9 14.5 0.0 24.4 24.5 5.2

East North Central ............................................. 9.4 8.1 0.0 7.6 60.9 8.4

West North Central ............................................ 8.4 19.0 4.1 27.6 0.0 5.7

West ...................................................................... 0.0 8.7 5.7 39.1 28.1 8.9

Mountain ............................................................ – – – – – 20.5

Pacific ................................................................ – 24.9 8.0 – 40.1 10.2

1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th

percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as

or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount

shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions,

and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Paid vacations: Number of annual days by service requirement,1 State and local government workers,

National Compensation Survey, March 2015

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 3 10 58 18 9 1 12 12

Full time ................................................................. 3 10 59 18 9 1 13 12

Part time ................................................................ 10 23 41 – 6 – 11 10

Union ..................................................................... 3 13 60 16 6 1 12 11

Nonunion ............................................................... 4 8 56 20 11 1 13 12

1 to 99 workers ...................................................... – 13 60 15 6 – 12 12

1 to 49 workers .................................................. 3 14 64 – 7 – 12 11

50 to 99 workers ................................................ 6 – 55 20 5 – 12 12

100 workers or more .............................................. 3 10 57 19 9 1 13 12

100 to 499 workers ............................................ 2 15 59 17 6 1 12 12

500 workers or more .......................................... 4 8 57 19 10 2 13 12

After 5 years

All workers ............................................................. 1 4 27 49 14 5 16 15

Full time ................................................................. 1 4 26 50 14 5 16 15

Part time ................................................................ 8 11 39 33 – – 13 13

Union ..................................................................... 1 6 22 54 12 5 15 15

Nonunion ............................................................... 2 3 31 45 15 4 16 15

1 to 99 workers ...................................................... – 4 31 55 6 – 15 15

1 to 49 workers .................................................. – – 31 56 8 – 15 15

50 to 99 workers ................................................ – – 31 54 5 – 15 15

100 workers or more .............................................. 2 4 26 48 15 5 16 15

100 to 499 workers ............................................ – – 35 47 8 5 15 15

500 workers or more .......................................... 2 5 23 49 17 5 16 15

See footnotes at end of table.
Table 38. Paid vacations: Number of annual days by service requirement,1 State and local government workers,

National Compensation Survey, March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 1 2 9 52 26 10 18 18

Full time ................................................................. 1 1 8 52 27 10 18 18

Part time ................................................................ – 7 21 50 15 – 16 16

Union ..................................................................... 3 ( ) 3 9 50 27 11 18 18

Nonunion ............................................................... 1 1 9 54 26 9 18 18

1 to 99 workers ...................................................... – – 11 59 21 7 17 18

1 to 49 workers .................................................. – – – 53 27 6 18 18

50 to 99 workers ................................................ – – 10 68 11 8 17 17

100 workers or more .............................................. 1 2 9 51 27 10 18 18

100 to 499 workers ............................................ – – 10 55 25 7 18 18

500 workers or more .......................................... 1 2 8 50 28 11 19 18

After 20 years

All workers ............................................................. 1 1 5 14 47 32 22 22

Full time ................................................................. 1 1 5 14 47 33 22 22

Part time ................................................................ – – 14 18 46 14 19 20

Union ..................................................................... 3 ( ) 2 5 11 47 35 22 22

Nonunion ............................................................... 1 1 6 17 46 29 22 22

1 to 99 workers ...................................................... – – 8 17 45 28 21 22

1 to 49 workers .................................................. – – – 13 47 30 21 22

50 to 99 workers ................................................ – – 9 – 42 25 21 21

100 workers or more .............................................. 1 1 5 14 47 32 22 22

100 to 499 workers ............................................ – – 7 18 44 30 22 21

500 workers or more .......................................... 1 1 4 12 48 33 22 23

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 3 Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 State and local

government workers, National Compensation Survey, March 2015

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 1 year

All workers ............................................................. 0.6 0.8 1.7 1.7 1.1 0.2 0.2 0.0

Full time ................................................................. 0.6 0.8 1.8 1.8 1.1 0.3 0.2 0.0

Part time ................................................................ 2.0 2.5 5.5 – 2.7 – 0.4 0.3

Union ..................................................................... 0.6 1.3 1.7 1.4 1.0 0.3 0.2 0.7

Nonunion ............................................................... 0.8 0.8 2.8 2.9 1.8 0.3 0.3 3 ( )

1 to 99 workers ...................................................... – 2.6 4.0 3.4 1.2 – 0.3 0.8

1 to 49 workers .................................................. 1.1 3.4 5.7 – 2.1 – 0.4 1.7

50 to 99 workers ................................................ 2.0 – 4.8 4.1 1.5 – 0.4 0.0

100 workers or more .............................................. 0.6 0.9 1.8 1.9 1.2 0.3 0.2 0.0

100 to 499 workers ............................................ 0.7 2.3 3.3 2.9 1.4 0.1 0.3 1.2

500 workers or more .......................................... 0.8 0.8 2.0 2.0 1.4 0.3 0.2 0.0

After 5 years

All workers ............................................................. 0.3 0.6 1.6 1.4 1.7 0.6 0.2 0.0

Full time ................................................................. 0.3 0.6 1.6 1.5 1.8 0.6 0.2 0.0

Part time ................................................................ 1.6 1.9 5.7 5.9 – – 0.4 1.6

Union ..................................................................... 0.2 1.0 1.2 1.6 0.8 0.9 0.2 0.0

Nonunion ............................................................... 0.4 0.4 2.4 2.1 2.9 0.7 0.3 3 ( )

1 to 99 workers ...................................................... – 1.7 3.9 4.4 1.5 – 0.3 0.0

1 to 49 workers .................................................. – – 5.3 5.8 2.3 – 0.4 3 ( )

50 to 99 workers ................................................ – – 4.9 6.1 1.5 – 0.4 0.0

100 workers or more .............................................. 0.3 0.6 1.6 1.4 1.9 0.6 0.2 0.0

100 to 499 workers ............................................ – – 3.8 3.5 1.6 1.2 0.3 0.0

500 workers or more .......................................... 0.3 0.7 1.5 1.5 2.3 0.7 0.2 3 ( )

See footnotes at end of table.
Table 38. Standard errors for paid vacations: Number of annual days by service requirement,1 State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics

Paid vacation days by length of service2

Mean

number of

days

Median

number of

days Less than 5

days 5 to 9 days 10 to 14days

15 to 19

days

20 to 24

days

Greater

than 24

days

After 10 years

All workers ............................................................. 0.3 0.4 0.9 1.9 1.6 0.8 0.2 3 ( )

Full time ................................................................. 0.3 0.4 0.9 1.9 1.6 0.8 0.2 3 ( )

Part time ................................................................ – 1.4 2.8 5.7 2.6 – 0.5 0.8

Union ..................................................................... 0.2 0.8 0.7 1.9 1.4 1.1 0.2 3 ( )

Nonunion ............................................................... 0.4 0.2 1.5 2.9 2.5 1.0 0.3 3 ( )

1 to 99 workers ...................................................... – – 2.7 4.6 3.5 1.5 0.4 1.4

1 to 49 workers .................................................. – – – 6.0 5.3 2.2 0.5 0.7

50 to 99 workers ................................................ – – 3.0 5.8 2.7 2.8 0.5 2.1

100 workers or more .............................................. 0.3 0.4 0.8 1.9 1.6 0.9 0.2 3 ( )

100 to 499 workers ............................................ – – 1.7 3.3 2.2 1.6 0.3 3 ( )

500 workers or more .......................................... 0.3 0.6 0.9 2.0 2.0 1.0 0.2 0.2

After 20 years

All workers ............................................................. 0.2 0.4 0.7 1.4 1.8 1.6 0.2 0.2

Full time ................................................................. 0.3 0.4 0.7 1.4 1.9 1.7 0.2 0.5

Part time ................................................................ – – 2.2 2.8 6.3 3.2 0.6 0.5

Union ..................................................................... 0.1 0.7 0.6 0.9 2.3 2.0 0.2 1.0

Nonunion ............................................................... 0.4 0.2 1.2 2.3 2.6 2.3 0.3 0.2

1 to 99 workers ...................................................... – – 2.6 4.5 4.3 4.0 0.6 0.9

1 to 49 workers .................................................. – – – 3.4 5.7 4.5 0.7 0.6

50 to 99 workers ................................................ – – 2.9 – 7.0 6.3 0.9 0.6

100 workers or more .............................................. 0.3 0.4 0.5 1.3 2.0 1.8 0.2 0.5

100 to 499 workers ............................................ – – 1.5 3.4 3.5 3.2 0.4 0.9

500 workers or more .......................................... 0.3 0.5 0.4 1.4 2.1 2.0 0.2 0.4

1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number

of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual

provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are

exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time off for workers to use for multiple purposes. 3 Less than 0.05.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Consolidated leave plans:1 Access, State and local government workers, National

Compensation Survey, March 2015

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 11 18 22 26 29 89 12 15 18 21

Worker characteristics

Management, professional, and related ................ 12 19 23 26 28 88 13 15 18 21

Professional and related .................................... 13 19 23 26 28 87 12 15 17 21

Service ................................................................... 10 18 22 25 28 90 11 14 17 21

Protective service .............................................. 8 18 21 25 29 92 11 14 17 22

Sales and office ..................................................... 10 18 23 27 29 90 12 15 18 22

Office and administrative support ...................... 10 19 23 27 30 90 12 15 18 22

Natural resources, construction, and maintenance 7 19 23 26 29 93 11 14 17 21

Production, transportation, and material moving ... 8 15 20 23 24 92 10 14 17 21

Full time ................................................................. 10 19 23 26 29 90 12 15 18 22

Part time ................................................................ 13 16 19 22 24 87 10 12 15 19

Union ..................................................................... 6 19 24 28 31 94 11 15 18 22

Nonunion ............................................................... 14 18 22 25 28 86 12 15 17 21

Average wage within the following categories:2

Lowest 25 percent ............................................. 13 17 21 25 27 87 11 14 17 20

Lowest 10 percent ......................................... 20 17 21 24 26 80 12 14 17 20

Second 25 percent ............................................ 10 19 23 26 29 90 12 15 18 22

Third 25 percent ................................................ 10 18 22 25 28 90 12 15 18 22

Highest 25 percent ............................................ 8 21 25 28 31 92 12 15 17 21

Highest 10 percent ........................................ 8 22 25 28 30 92 13 15 17 21

Establishment characteristics

Service-providing industries .................................. 10 19 22 26 29 90 12 15 18 21

Education and health services ........................... 10 19 22 25 27 90 13 15 17 21

Educational services ...................................... 3 18 20 21 23 97 13 15 17 20

Elementary and secondary schools ........... 2 10 11 12 13 98 11 13 16 18

Junior colleges, colleges, and universities 4 23 27 29 30 96 15 17 19 22

Health care and social assistance ................. 28 20 23 26 29 72 12 16 18 23

Hospitals .................................................... 31 20 23 26 29 69 13 16 19 23

Public administration ......................................... 10 18 22 26 30 90 11 15 18 22

1 to 99 workers ...................................................... 12 18 20 23 26 88 11 14 17 21

100 workers or more .............................................. 10 19 23 26 29 90 12 15 18 21

100 to 499 workers ............................................ 12 18 22 26 29 88 11 14 17 21

500 workers or more .......................................... 10 19 23 26 29 90 12 15 18 22

See footnotes at end of table.
Table 39. Consolidated leave plans:1 Access, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers with paid vacations = 100 percent)

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

State government .................................................. 6 19 22 25 27 94 13 16 19 23

Local government .................................................. 13 18 22 26 29 87 11 14 17 21

Geographic areas

Northeast ............................................................... 3 20 23 26 29 97 12 16 19 22

Middle Atlantic ................................................... 3 19 23 26 30 97 12 16 19 22

South ..................................................................... 12 18 21 24 27 88 12 15 17 21

South Atlantic .................................................... 9 18 21 23 27 91 12 15 18 22

East South Central ............................................ 12 20 24 28 30 88 12 15 18 21

West South Central ........................................... 19 16 20 23 26 81 11 14 16 20

Midwest ................................................................. 11 18 23 26 28 89 11 14 17 21

East North Central ............................................. 8 19 23 26 29 92 11 14 17 21

West ...................................................................... 13 19 24 28 31 87 12 15 17 21

Pacific ................................................................ 13 20 25 29 31 87 12 15 17 21

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the

"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 39. Standard errors for consolidated leave plans:1 Access, State and local government

workers, National Compensation Survey, March 2015

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

All workers ............................................................. 1.0 0.4 0.4 0.5 0.6 1.0 0.2 0.2 0.2 0.2

Worker characteristics

Management, professional, and related ................ 1.4 0.6 0.7 0.8 0.8 1.4 0.4 0.3 0.3 0.2

Professional and related .................................... 1.6 0.7 0.9 0.9 1.0 1.6 0.4 0.3 0.3 0.3

Service ................................................................... 1.2 0.5 0.6 0.7 0.7 1.2 0.2 0.2 0.2 0.3

Protective service .............................................. 1.7 0.7 1.0 1.3 1.3 1.7 0.2 0.3 0.3 0.4

Sales and office ..................................................... 1.6 0.5 0.6 0.9 0.8 1.6 0.2 0.2 0.2 0.3

Office and administrative support ...................... 1.5 0.5 0.6 0.9 0.8 1.5 0.2 0.2 0.2 0.3

Natural resources, construction, and maintenance 1.5 0.8 0.8 0.9 0.9 1.5 0.3 0.3 0.3 0.3

Production, transportation, and material moving ... 2.3 1.5 1.5 2.0 2.1 2.3 0.4 0.4 0.4 0.5

Full time ................................................................. 1.1 0.4 0.5 0.5 0.5 1.1 0.2 0.2 0.2 0.2

Part time ................................................................ 3.1 1.3 1.6 2.4 2.7 3.1 0.5 0.3 0.4 0.6

Union ..................................................................... 1.2 0.6 0.7 0.9 0.9 1.2 0.1 0.1 0.2 0.2

Nonunion ............................................................... 1.5 0.5 0.5 0.5 0.6 1.5 0.4 0.3 0.3 0.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.7 0.4 0.5 0.6 0.6 1.7 0.3 0.3 0.3 0.4

Lowest 10 percent ......................................... 3.8 0.6 0.6 0.8 1.0 3.8 0.7 0.6 0.7 0.8

Second 25 percent ............................................ 1.1 0.5 0.5 0.7 0.7 1.1 0.2 0.2 0.2 0.2

Third 25 percent ................................................ 1.3 0.5 0.7 0.8 1.0 1.3 0.3 0.3 0.3 0.3

Highest 25 percent ............................................ 1.5 1.0 1.2 1.1 1.1 1.5 0.2 0.2 0.3 0.3

Highest 10 percent ........................................ 1.7 1.4 1.6 1.5 1.4 1.7 0.4 0.4 0.4 0.4

Establishment characteristics

Service-providing industries .................................. 1.0 0.4 0.4 0.5 0.6 1.0 0.2 0.2 0.2 0.2

Education and health services ........................... 1.1 0.7 0.8 0.9 0.9 1.1 0.4 0.3 0.3 0.3

Educational services ...................................... 0.7 2.6 3.3 3.1 3.0 0.7 0.4 0.4 0.3 0.3

Elementary and secondary schools ........... 0.7 1.4 1.4 1.5 1.9 0.7 0.2 0.2 0.2 0.4

Junior colleges, colleges, and universities 1.4 3.0 3.5 2.9 2.3 1.4 0.7 0.6 0.5 0.5

Health care and social assistance ................. 3.4 0.6 0.6 0.8 0.9 3.4 0.4 0.4 0.4 0.4

Hospitals .................................................... 5.1 0.8 0.8 0.9 1.1 5.1 0.6 0.6 0.6 0.6

Public administration ......................................... 1.5 0.4 0.6 0.8 0.8 1.5 0.2 0.2 0.2 0.2

1 to 99 workers ...................................................... 3.1 0.8 0.8 0.9 0.9 3.1 0.3 0.3 0.4 0.6

100 workers or more .............................................. 1.1 0.4 0.5 0.6 0.6 1.1 0.2 0.2 0.2 0.2

100 to 499 workers ............................................ 2.2 0.7 0.8 1.1 1.3 2.2 0.2 0.2 0.2 0.3

500 workers or more .......................................... 1.1 0.5 0.6 0.7 0.7 1.1 0.3 0.3 0.2 0.2

See footnotes at end of table.
Table 39. Standard errors for consolidated leave plans:1 Access, State and local government

workers, National Compensation Survey, March 2015—continued

Characteristics

With consolidated leave plan With no consolidated leave plan

Access

Paid days by length of

service

(Mean number of days) Access

Paid vacation days by

length of service

(Mean number of days)

1

year

5

years

10

years

20

years

1

year

5

years

10

years

20

years

State government .................................................. 1.3 1.2 1.4 1.3 0.9 1.3 0.4 0.4 0.3 0.2

Local government .................................................. 1.4 0.4 0.5 0.6 0.7 1.4 0.1 0.1 0.1 0.2

Geographic areas

Northeast ............................................................... 0.9 1.6 1.1 1.3 1.4 0.9 0.5 0.3 0.2 0.3

Middle Atlantic ................................................... 0.9 1.5 1.4 1.8 1.6 0.9 0.6 0.4 0.3 0.2

South ..................................................................... 1.5 0.5 0.5 0.6 0.6 1.5 0.4 0.3 0.3 0.4

South Atlantic .................................................... 1.4 0.6 0.5 0.7 1.0 1.4 0.3 0.2 0.3 0.4

East South Central ............................................ 2.6 1.6 0.7 0.6 0.2 2.6 1.5 1.2 1.2 1.3

West South Central ........................................... 4.4 0.8 0.9 1.3 1.2 4.4 0.1 0.2 0.3 0.4

Midwest ................................................................. 2.4 1.1 1.2 1.1 1.3 2.4 0.6 0.6 0.4 0.3

East North Central ............................................. 2.3 2.1 2.4 2.1 2.3 2.3 0.4 0.3 0.3 0.4

West ...................................................................... 2.7 0.5 0.7 1.0 1.1 2.7 0.3 0.3 0.3 0.4

Pacific ................................................................ 3.2 0.5 0.8 1.2 1.3 3.2 0.3 0.4 0.4 0.4

1 A consolidated leave plan provides a single amount of time off for workers to use for multiple purposes, such as vacation, illness, or personal

business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings

both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40 . Quality of life benefits: Access, State and local government workers,

National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 13 4 11 52 74

Worker characteristics

Management, professional, and related ................ 14 4 10 53 74

Professional and related .................................... 13 4 8 53 74

Teachers ........................................................ 12 3 5 51 71

Primary, secondary, and special education

school teachers ........................................ 9 1 3 49 71

Service ................................................................... 12 5 10 50 74

Protective service .............................................. 12 5 13 56 81

Sales and office ..................................................... 15 4 16 51 73

Office and administrative support ...................... 16 5 16 52 75

Natural resources, construction, and maintenance 11 2 11 55 75

Production, transportation, and material moving ... 6 – 13 43 69

Full time ................................................................. 14 5 11 55 78

Part time ................................................................ 8 2 7 38 54

Union ..................................................................... 16 2 13 56 84

Nonunion ............................................................... 11 6 8 49 65

Average wage within the following categories:2

Lowest 25 percent ............................................. 10 4 5 43 62

Lowest 10 percent ......................................... 9 – 3 38 52

Second 25 percent ............................................ 16 6 14 54 79

Third 25 percent ................................................ 15 4 13 57 78

Highest 25 percent ............................................ 13 3 11 55 79

Highest 10 percent ........................................ 16 4 11 55 79

Establishment characteristics

Service-providing industries .................................. 13 4 11 52 74

Education and health services ........................... 13 4 7 51 73

Educational services ...................................... 13 3 6 50 72

Elementary and secondary schools ........... 8 1 3 46 71

Junior colleges, colleges, and universities 29 – – 64 77

Health care and social assistance ................. 16 – 15 57 80

Hospitals .................................................... 19 – – 62 81

Public administration ......................................... 16 5 17 55 77

1 to 99 workers ...................................................... 8 5 5 35 47

1 to 49 workers .................................................. 7 6 5 32 38

50 to 99 workers ................................................ – 3 – 41 61

100 workers or more .............................................. 14 4 12 54 78

100 to 499 workers ............................................ 9 1 6 39 57

500 workers or more .......................................... 16 5 14 60 85

See footnotes at end of table.
Table 40 . Quality of life benefits: Access, State and local government workers,

National Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

State government .................................................. 28 – 20 68 84

Local government .................................................. 8 2 7 46 70

Geographic areas

Northeast ............................................................... 19 – 5 41 80

New England ..................................................... – – 5 35 76

Middle Atlantic ................................................... 19 – 5 43 82

South ..................................................................... 11 7 5 52 69

South Atlantic .................................................... 10 8 5 60 83

East South Central ............................................ – – – 41 46

West South Central ........................................... 6 2 5 47 62

Midwest ................................................................. 12 – – 48 67

East North Central ............................................. 10 1 14 49 66

West North Central ............................................ – – – 46 68

West ...................................................................... 15 4 24 65 85

Mountain ............................................................ 17 – 21 64 89

Pacific ................................................................ 14 4 26 66 83

1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 40. Standard errors for quality of life benefits: Access, State and local

government workers, National Compensation Survey, March 2015

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

All workers ............................................................. 1.3 1.0 1.0 1.6 1.5

Worker characteristics

Management, professional, and related ................ 1.3 1.1 1.2 1.7 1.7

Professional and related .................................... 1.3 1.0 1.2 1.8 1.8

Teachers ........................................................ 1.4 0.8 1.0 2.0 1.8

Primary, secondary, and special education

school teachers ........................................ 1.1 0.3 0.8 1.9 1.7

Service ................................................................... 1.7 1.3 0.9 2.3 1.7

Protective service .............................................. 1.9 1.2 1.5 2.9 2.5

Sales and office ..................................................... 1.9 1.3 1.9 2.5 2.5

Office and administrative support ...................... 2.0 1.3 1.9 2.4 2.5

Natural resources, construction, and maintenance 3.0 0.9 1.8 4.0 2.8

Production, transportation, and material moving ... 1.3 – 2.5 4.5 5.5

Full time ................................................................. 1.4 1.2 1.1 1.7 1.5

Part time ................................................................ 1.7 0.7 1.4 2.7 2.7

Union ..................................................................... 1.4 0.6 1.1 1.9 1.4

Nonunion ............................................................... 1.8 1.7 1.2 2.4 2.2

Average wage within the following categories:2

Lowest 25 percent ............................................. 1.9 1.3 0.8 2.4 2.3

Lowest 10 percent ......................................... 2.5 – 0.8 3.0 3.5

Second 25 percent ............................................ 2.0 1.7 2.2 2.3 1.8

Third 25 percent ................................................ 1.3 0.9 1.4 2.0 2.0

Highest 25 percent ............................................ 1.3 0.9 1.0 1.9 1.9

Highest 10 percent ........................................ 2.1 1.9 2.1 3.2 3.6

Establishment characteristics

Service-providing industries .................................. 1.3 1.0 1.1 1.6 1.5

Education and health services ........................... 1.8 1.4 1.7 1.9 2.0

Educational services ...................................... 1.9 1.5 1.4 2.0 1.9

Elementary and secondary schools ........... 1.0 0.3 0.4 1.8 1.7

Junior colleges, colleges, and universities 7.2 – – 6.3 6.3

Health care and social assistance ................. 2.4 – 3.9 4.7 5.5

Hospitals .................................................... 3.7 – – 6.3 7.6

Public administration ......................................... 1.9 1.7 1.3 2.4 2.3

1 to 99 workers ...................................................... 1.7 1.4 1.5 3.6 4.8

1 to 49 workers .................................................. 2.0 1.8 2.1 5.1 5.1

50 to 99 workers ................................................ – 1.4 – 6.5 6.9

100 workers or more .............................................. 1.4 1.1 1.1 1.8 1.5

100 to 499 workers ............................................ 1.4 0.6 1.1 3.2 3.2

500 workers or more .......................................... 1.7 1.5 1.5 1.9 1.5

See footnotes at end of table.
Table 40. Standard errors for quality of life benefits: Access, State and local

government workers, National Compensation Survey, March 2015—continued

Characteristics Childcare1 Flexible

workplace

Subsidized

commuting

Wellness

programs

Employee

assistance

programs

State government .................................................. 4.2 – 3.9 4.4 3.8

Local government .................................................. 0.6 0.3 0.5 1.5 1.5

Geographic areas

Northeast ............................................................... 1.3 – 0.9 2.8 2.1

New England ..................................................... – – 2.0 6.9 2.1

Middle Atlantic ................................................... 1.1 – 1.0 2.8 2.8

South ..................................................................... 2.5 2.5 0.6 3.3 3.0

South Atlantic .................................................... 2.4 2.9 0.9 4.0 2.2

East South Central ............................................ – – – 9.7 9.2

West South Central ........................................... 1.3 0.6 1.0 5.2 4.5

Midwest ................................................................. 2.5 – – 2.5 2.8

East North Central ............................................. 1.0 0.7 2.1 3.1 2.3

West North Central ............................................ – – – 4.3 6.1

West ...................................................................... 2.2 0.9 1.9 2.9 2.3

Mountain ............................................................ 3.5 – 4.0 6.2 3.7

Pacific ................................................................ 2.8 1.0 2.1 3.3 2.7

1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care

center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include

workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using

wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key

provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Financial benefits: Access, State and local government workers, National

Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

All workers ............................................................. 24 34 54 60 60 24

Worker characteristics

Management, professional, and related ................ 25 37 56 63 61 25

Professional and related .................................... 24 37 56 63 61 24

Teachers ........................................................ 23 36 51 61 57 20

Primary, secondary, and special education

school teachers ........................................ 21 37 51 62 57 19

Service ................................................................... 21 28 51 56 58 24

Protective service .............................................. 23 29 59 60 61 29

Sales and office ..................................................... 24 35 56 60 61 26

Office and administrative support ...................... 24 35 57 61 62 27

Natural resources, construction, and maintenance 25 36 54 57 62 25

Production, transportation, and material moving ... 22 32 41 43 56 15

Full time ................................................................. 25 38 59 64 65 26

Part time ................................................................ 16 16 31 35 35 15

Union ..................................................................... 21 32 57 64 64 29

Nonunion ............................................................... 26 37 52 56 57 20

Average wage within the following categories:4

Lowest 25 percent ............................................. 23 30 45 50 51 19

Lowest 10 percent ......................................... 18 24 35 40 47 14

Second 25 percent ............................................ 24 34 59 62 64 28

Third 25 percent ................................................ 24 38 58 63 62 28

Highest 25 percent ............................................ 24 35 57 65 64 24

Highest 10 percent ........................................ 22 32 50 61 60 25

Establishment characteristics

Service-providing industries .................................. 24 34 54 60 60 24

Education and health services ........................... 25 36 54 62 59 22

Educational services ...................................... 26 36 54 63 60 22

Elementary and secondary schools ........... 22 36 50 59 56 19

Junior colleges, colleges, and universities 39 36 66 75 73 30

Health care and social assistance ................. 17 41 55 58 53 28

Hospitals .................................................... 21 50 55 56 55 27

Public administration ......................................... 23 32 58 59 63 30

1 to 99 workers ...................................................... 18 22 33 37 43 20

1 to 49 workers .................................................. 16 18 32 34 37 17

50 to 99 workers ................................................ 20 27 35 41 51 25

100 workers or more .............................................. 25 36 58 63 63 25

100 to 499 workers ............................................ 17 31 43 45 55 20

500 workers or more .......................................... 27 38 63 70 65 27

See footnotes at end of table.
Table 41. Financial benefits: Access, State and local government workers, National

Compensation Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

State government .................................................. 35 35 72 74 77 39

Local government .................................................. 20 34 48 55 54 19

Geographic areas

Northeast ............................................................... 6 12 36 45 68 26

New England ..................................................... 15 – 42 41 55 –

Middle Atlantic ................................................... 3 14 34 47 72 26

South ..................................................................... 30 45 60 65 61 19

South Atlantic .................................................... 33 46 64 69 57 25

East South Central ............................................ – 51 38 46 67 –

West South Central ........................................... 22 39 66 69 64 15

Midwest ................................................................. 22 25 49 55 55 28

East North Central ............................................. 22 16 40 46 56 24

West North Central ............................................ 23 40 65 69 54 36

West ...................................................................... 30 44 66 69 57 28

Mountain ............................................................ 25 – 65 67 63 26

Pacific ................................................................ 32 46 66 70 55 28

1 Formerly referred to as Dependent care reimbursement account. 2 Formerly referred to as Health care reimbursement account. 3 Savings plans established by the employer on behalf of the employee, but with no employer contribution. These are cash or deferred

arrangement plans or individual retirement accounts used to fund savings and retirement plans authorized by section 401(k), 403(b), or 457 of

the Internal Revenue Code. The employees’ contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the

employer to fund the established plan. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March

2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 41. Standard errors for financial benefits: Access, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

All workers ............................................................. 1.6 1.7 1.7 1.8 1.6 1.3

Worker characteristics

Management, professional, and related ................ 1.8 1.8 2.0 2.0 1.7 1.5

Professional and related .................................... 1.9 1.8 2.1 2.1 1.7 1.5

Teachers ........................................................ 1.9 2.2 2.3 2.4 2.1 1.4

Primary, secondary, and special education

school teachers ........................................ 1.8 2.5 2.5 2.5 2.4 1.7

Service ................................................................... 1.8 1.8 2.0 2.2 2.0 1.4

Protective service .............................................. 2.6 2.5 2.9 2.9 2.8 2.7

Sales and office ..................................................... 2.3 2.5 2.4 2.6 2.7 2.4

Office and administrative support ...................... 2.4 2.6 2.4 2.6 2.6 2.5

Natural resources, construction, and maintenance 3.4 3.2 3.6 4.0 3.9 3.7

Production, transportation, and material moving ... 3.6 3.3 3.7 3.7 4.9 2.2

Full time ................................................................. 1.7 1.8 1.9 2.0 1.6 1.5

Part time ................................................................ 2.6 2.0 2.4 2.7 2.5 1.4

Union ..................................................................... 1.7 1.8 1.9 1.6 1.6 1.6

Nonunion ............................................................... 2.4 2.4 2.3 2.8 2.3 1.7

Average wage within the following categories:4

Lowest 25 percent ............................................. 2.3 2.7 2.3 3.1 2.7 1.5

Lowest 10 percent ......................................... 2.6 2.6 2.6 3.7 3.7 1.7

Second 25 percent ............................................ 1.9 1.9 2.2 2.2 2.1 2.2

Third 25 percent ................................................ 2.0 2.2 2.2 2.3 2.1 2.3

Highest 25 percent ............................................ 1.5 1.8 2.1 1.9 1.9 1.1

Highest 10 percent ........................................ 2.1 3.1 2.9 3.1 3.4 2.1

Establishment characteristics

Service-providing industries .................................. 1.6 1.6 1.7 1.9 1.6 1.3

Education and health services ........................... 2.1 2.0 2.2 2.3 1.8 1.6

Educational services ...................................... 2.3 2.0 2.2 2.4 1.8 1.5

Elementary and secondary schools ........... 1.7 2.3 2.6 2.6 2.1 1.4

Junior colleges, colleges, and universities 6.5 3.7 6.5 6.0 3.7 4.4

Health care and social assistance ................. 2.6 4.7 4.8 4.7 5.1 4.1

Hospitals .................................................... 4.0 6.3 6.4 6.0 7.2 5.4

Public administration ......................................... 1.8 2.2 2.3 2.2 2.3 2.4

1 to 99 workers ...................................................... 2.4 3.1 3.2 3.4 4.8 2.9

1 to 49 workers .................................................. 2.8 2.9 3.9 3.8 5.1 3.6

50 to 99 workers ................................................ 4.5 5.5 5.7 6.6 5.8 5.1

100 workers or more .............................................. 1.7 1.6 1.7 1.8 1.5 1.4

100 to 499 workers ............................................ 2.2 2.7 2.8 3.1 3.1 2.2

500 workers or more .......................................... 1.9 1.8 1.8 1.7 1.7 1.7

See footnotes at end of table.
Table 41. Standard errors for financial benefits: Access, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Health

savings

account

Section 125 cafeteria benefits

Savings

plans with

no employer

contribution3

Financial

Flexible planning

benefits

Dependent

care flexible

spending

account1

Health care

flexible

spending

account2

State government .................................................. 4.1 3.1 3.8 3.8 3.2 3.7

Local government .................................................. 1.3 1.7 1.9 1.9 1.6 1.0

Geographic areas

Northeast ............................................................... 1.4 3.0 3.1 3.1 3.0 1.4

New England ..................................................... 4.4 – 6.9 6.1 4.5 –

Middle Atlantic ................................................... 1.0 3.9 3.4 3.6 3.9 1.4

South ..................................................................... 3.0 3.0 2.8 3.5 2.8 2.1

South Atlantic .................................................... 3.4 4.3 2.6 2.6 4.3 3.2

East South Central ............................................ – 8.8 8.6 12.5 7.6 –

West South Central ........................................... 2.4 4.8 4.5 4.6 3.3 3.0

Midwest ................................................................. 3.0 2.7 3.0 2.1 3.0 3.6

East North Central ............................................. 3.4 2.4 2.8 2.1 4.1 2.8

West North Central ............................................ 5.7 6.3 5.7 3.7 4.3 7.7

West ...................................................................... 3.5 3.9 4.9 4.9 3.0 2.5

Mountain ............................................................ 6.2 – 14.0 14.2 4.8 2.6

Pacific ................................................................ 4.2 2.2 4.0 3.8 3.5 3.3

1 Formerly referred to as Dependent care reimbursement account. 2 Formerly referred to as Health care reimbursement account. 3 Savings plans established by the employer on behalf of the employee, but with no employer contribution. These are cash or deferred

arrangement plans or individual retirement accounts used to fund savings and retirement plans authorized by section 401(k), 403(b), or 457 of

the Internal Revenue Code. The employees’ contributions can be pre- and post-tax. Employees may authorize a payroll deduction by the

employer to fund the established plan. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with

earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March

2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and

related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Health-related benefits: Access, State and local

government workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

All workers ............................................................. 29 71 66

Worker characteristics

Management, professional, and related ................ 31 74 68

Professional and related .................................... 31 74 68

Teachers ........................................................ 27 73 66

Primary, secondary, and special education

school teachers ........................................ 22 74 65

Service ................................................................... 26 66 60

Protective service .............................................. 26 74 66

Sales and office ..................................................... 29 70 65

Office and administrative support ...................... 30 72 66

Natural resources, construction, and maintenance 27 65 60

Production, transportation, and material moving ... 16 68 62

Full time ................................................................. 31 75 69

Part time ................................................................ 15 49 47

Union ..................................................................... 27 78 72

Nonunion ............................................................... 30 65 60

Average wage within the following categories:3

Lowest 25 percent ............................................. 21 59 54

Lowest 10 percent ......................................... 19 46 42

Second 25 percent ............................................ 32 74 69

Third 25 percent ................................................ 34 76 71

Highest 25 percent ............................................ 30 77 70

Highest 10 percent ........................................ 34 80 76

Establishment characteristics

Service-providing industries .................................. 29 71 65

Education and health services ........................... 32 73 66

Educational services ...................................... 31 73 67

Elementary and secondary schools ........... 22 72 66

Junior colleges, colleges, and universities 57 75 72

Health care and social assistance ................. 39 72 61

Hospitals .................................................... 41 74 62

Public administration ......................................... 27 73 69

1 to 99 workers ...................................................... 16 45 39

1 to 49 workers .................................................. 12 41 36

50 to 99 workers ................................................ 22 51 44

100 workers or more .............................................. 31 75 69

100 to 499 workers ............................................ 18 65 57

500 workers or more .......................................... 35 79 73

See footnotes at end of table.
Table 42. Health-related benefits: Access, State and local

government workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

State government .................................................. 47 86 84

Local government .................................................. 22 66 59

Geographic areas

Northeast ............................................................... 15 83 78

New England ..................................................... 10 – 74

Middle Atlantic ................................................... 17 85 79

South ..................................................................... 37 72 65

South Atlantic .................................................... 44 76 70

East South Central ............................................ – 55 49

West South Central ........................................... 26 76 68

Midwest ................................................................. 17 58 50

East North Central ............................................. 14 56 51

West North Central ............................................ – 62 48

West ...................................................................... 38 75 73

Mountain ............................................................ 24 74 73

Pacific ................................................................ 43 75 73

1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 42. Standard errors for health-related benefits: Access, State

and local government workers, National Compensation Survey,

March 2015

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

All workers ............................................................. 1.5 1.4 1.4

Worker characteristics

Management, professional, and related ................ 1.6 1.3 1.3

Professional and related .................................... 1.7 1.3 1.3

Teachers ........................................................ 1.5 1.4 1.5

Primary, secondary, and special education

school teachers ........................................ 1.4 1.5 1.8

Service ................................................................... 2.1 2.0 2.1

Protective service .............................................. 2.8 2.5 2.9

Sales and office ..................................................... 2.3 2.8 2.7

Office and administrative support ...................... 2.3 2.8 2.7

Natural resources, construction, and maintenance 3.5 4.2 3.8

Production, transportation, and material moving ... 2.8 3.8 4.1

Full time ................................................................. 1.6 1.5 1.4

Part time ................................................................ 1.9 2.6 2.6

Union ..................................................................... 1.5 1.4 1.3

Nonunion ............................................................... 2.3 2.3 2.2

Average wage within the following categories:3

Lowest 25 percent ............................................. 2.3 2.6 2.5

Lowest 10 percent ......................................... 3.0 3.4 3.3

Second 25 percent ............................................ 2.4 1.9 1.9

Third 25 percent ................................................ 1.7 1.8 1.9

Highest 25 percent ............................................ 1.9 1.5 1.4

Highest 10 percent ........................................ 3.4 2.2 2.2

Establishment characteristics

Service-providing industries .................................. 1.5 1.4 1.4

Education and health services ........................... 1.9 1.5 1.4

Educational services ...................................... 1.9 1.6 1.6

Elementary and secondary schools ........... 1.3 1.6 1.6

Junior colleges, colleges, and universities 5.6 3.7 3.7

Health care and social assistance ................. 5.3 4.0 4.7

Hospitals .................................................... 7.3 4.6 5.8

Public administration ......................................... 1.9 2.0 2.1

1 to 99 workers ...................................................... 2.5 4.5 4.6

1 to 49 workers .................................................. 2.5 4.4 4.5

50 to 99 workers ................................................ 4.8 7.2 7.2

100 workers or more .............................................. 1.6 1.3 1.2

100 to 499 workers ............................................ 2.5 3.0 2.8

500 workers or more .......................................... 1.9 1.3 1.3

See footnotes at end of table.
Table 42. Standard errors for health-related benefits: Access, State

and local government workers, National Compensation Survey,

March 2015—continued

Characteristics

Long-term

care

insurance1

Retiree health care

benefits2

Under age

65

Age 65 and

over

State government .................................................. 4.1 2.3 2.2

Local government .................................................. 1.0 1.6 1.4

Geographic areas

Northeast ............................................................... 0.9 1.4 1.8

New England ..................................................... 2.8 – 2.6

Middle Atlantic ................................................... 0.7 1.4 2.2

South ..................................................................... 3.2 3.1 2.9

South Atlantic .................................................... 3.1 2.3 2.6

East South Central ............................................ – 10.7 8.9

West South Central ........................................... 4.0 3.6 4.2

Midwest ................................................................. 3.9 2.3 2.5

East North Central ............................................. 2.5 3.0 2.5

West North Central ............................................ – 3.7 5.5

West ...................................................................... 2.5 3.2 2.6

Mountain ............................................................ 3.3 5.9 5.3

Pacific ................................................................ 3.0 3.8 2.9

1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing

home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other

health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the

employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the

occupation, which may include workers with earnings both above and below the threshold. The

categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions

of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Nonproduction bonuses: Access, State and local government workers, National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses1

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

All workers ............................................................. 32 4 1 1 13 6 1 13

Worker characteristics

Management, professional, and related ................ 31 4 3 ( ) 1 13 4 1 13

Professional and related .................................... 30 3 3 ( ) 1 12 4 1 13

Teachers ........................................................ 28 2 – – 13 2 – 13

Primary, secondary, and special education

school teachers ........................................ 31 2 – – 15 3 – 15

Service ................................................................... 33 4 1 2 12 7 – 12

Protective service .............................................. 45 7 – 3 15 11 – 17

Sales and office ..................................................... 33 4 2 2 14 6 1 12

Office and administrative support ...................... 33 4 2 2 14 6 1 12

Natural resources, construction, and maintenance 37 3 – 2 14 14 – 10

Production, transportation, and material moving ... 29 2 – – 14 5 – 8

Full time ................................................................. 36 4 1 2 15 7 1 14

Part time ................................................................ 9 1 – 1 3 1 – 3

Union ..................................................................... 39 5 – – 22 5 – 13

Nonunion ............................................................... 26 3 1 2 5 6 1 12

Average wage within the following categories:4

Lowest 25 percent ............................................. 24 2 1 3 7 5 – 9

Lowest 10 percent ......................................... 17 3 () 1 3 4 5 – 6

Second 25 percent ............................................ 35 5 1 2 13 8 1 14

Third 25 percent ................................................ 35 4 1 1 13 6 1 15

Highest 25 percent ............................................ 35 5 3 ( ) – 19 4 3 ( ) 13

Highest 10 percent ........................................ 37 5 – – 20 3 – 14

Establishment characteristics

Service-providing industries .................................. 32 4 1 1 13 6 1 13

Education and health services ........................... 27 3 1 1 12 3 1 11

Educational services ...................................... 25 2 – – 12 3 – 10

Elementary and secondary schools ........... 26 1 – – 14 3 – 11

Junior colleges, colleges, and universities 22 6 – – 6 3 – 9

Health care and social assistance ................. 40 8 4 6 9 6 4 14

Hospitals .................................................... 40 5 – 6 8 5 5 16

Public administration ......................................... 42 6 1 2 17 9 – 16

1 to 99 workers ...................................................... 34 – 4 7 11 10 – 10

1 to 49 workers .................................................. 32 – 3 8 7 – – 9

50 to 99 workers ................................................ 38 – 5 6 16 10 – 11

100 workers or more .............................................. 32 4 3 ( ) 1 13 5 1 13

100 to 499 workers ............................................ 31 1 2 1 13 7 1 11

500 workers or more .......................................... 32 5 – 3 ( ) 13 5 1 14

See footnotes at end of table.
Table 43. Nonproduction bonuses: Access, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

All

nonproduction

bonuses1

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus2

State government .................................................. 42 11 – – 12 8 2 19

Local government .................................................. 29 1 1 2 13 5 3 ( ) 10

Geographic areas

Northeast ............................................................... 39 – – – 19 5 – 19

New England ..................................................... 41 – – – 23 9 – –

Middle Atlantic ................................................... 38 – – – 17 3 – 20

South ..................................................................... 33 3 1 3 5 8 1 16

South Atlantic .................................................... 40 5 – 3 5 7 3 22

West South Central ........................................... 31 3 2 – 7 8 – 15

Midwest ................................................................. 24 1 – – 14 7 – 7

East North Central ............................................. 28 1 – – 19 8 – 7

West North Central ............................................ 18 – – – 5 – – 6

West ...................................................................... 33 11 – – 21 1 – 7

Mountain ............................................................ 17 – – – – 1 – –

Pacific ................................................................ 39 14 – – 29 1 – 6

1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 Less than 0.5. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary

of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 43. Standard errors for nonproduction bonuses: Access, State and local government workers, National

Compensation Survey, March 2015

Characteristics

All

nonproduction

bonuses

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus1

All workers ............................................................. 1.3 0.4 0.2 0.4 0.8 0.6 0.2 0.9

Worker characteristics

Management, professional, and related ................ 1.4 0.3 0.1 0.3 0.9 0.6 0.1 1.1

Professional and related .................................... 1.4 0.3 0.1 0.3 0.9 0.6 0.1 1.0

Teachers ........................................................ 1.6 0.4 – – 1.2 0.5 – 1.1

Primary, secondary, and special education

school teachers ........................................ 1.9 0.4 – – 1.4 0.6 – 1.4

Service ................................................................... 2.0 0.9 0.5 0.7 1.3 0.9 – 1.4

Protective service .............................................. 2.9 1.8 – 1.4 2.0 1.6 – 2.7

Sales and office ..................................................... 1.7 0.7 0.7 0.7 1.4 0.8 0.4 1.1

Office and administrative support ...................... 1.8 0.7 0.7 0.6 1.4 0.9 0.4 1.1

Natural resources, construction, and maintenance 3.2 0.7 – 0.9 1.7 3.1 – 1.4

Production, transportation, and material moving ... 3.6 0.7 – – 2.6 1.4 – 1.6

Full time ................................................................. 1.5 0.4 0.2 0.4 0.9 0.7 0.3 1.0

Part time ................................................................ 1.0 0.2 – 0.5 0.7 0.5 – 0.6

Union ..................................................................... 1.6 0.6 – – 1.4 0.7 – 0.8

Nonunion ............................................................... 1.7 0.4 0.4 0.6 0.6 0.8 0.4 1.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.0 0.6 0.4 0.8 0.9 0.8 – 1.3

Lowest 10 percent ......................................... 2.6 0.2 0.3 1.2 0.8 1.2 – 1.1

Second 25 percent ............................................ 1.8 0.6 0.4 0.4 1.0 1.1 0.2 1.3

Third 25 percent ................................................ 2.0 0.6 0.3 0.4 1.3 0.7 0.2 1.3

Highest 25 percent ............................................ 1.5 0.4 0.1 – 1.3 0.5 0.2 0.9

Highest 10 percent ........................................ 2.3 0.8 – – 1.5 0.7 – 1.2

Establishment characteristics

Service-providing industries .................................. 1.3 0.4 0.2 0.4 0.8 0.6 0.2 0.9

Education and health services ........................... 1.4 0.3 0.2 0.3 1.0 0.5 0.2 0.8

Educational services ...................................... 1.4 0.3 – – 1.0 0.5 – 0.9

Elementary and secondary schools ........... 1.6 0.3 – – 1.2 0.5 – 1.0

Junior colleges, colleges, and universities 2.8 0.7 – – 1.3 1.4 – 1.8

Health care and social assistance ................. 4.4 1.4 1.3 1.6 1.8 1.0 1.1 1.9

Hospitals .................................................... 6.2 1.1 – 2.6 2.6 1.0 1.8 2.7

Public administration ......................................... 2.3 0.9 0.5 0.8 1.8 1.2 – 2.0

1 to 99 workers ...................................................... 3.4 – 1.3 2.0 1.6 2.6 – 1.5

1 to 49 workers .................................................. 4.6 – 1.6 2.7 2.1 – – 2.1

50 to 99 workers ................................................ 5.3 – 1.8 2.4 3.6 2.8 – 2.5

100 workers or more .............................................. 1.3 0.4 0.1 0.2 0.8 0.5 0.2 0.9

100 to 499 workers ............................................ 2.8 0.2 0.6 0.7 1.7 1.0 0.3 1.5

500 workers or more .......................................... 1.3 0.5 – 0.2 0.9 0.5 0.3 1.1

See footnotes at end of table.
Table 43. Standard errors for nonproduction bonuses: Access, State and local government workers, National

Compensation Survey, March 2015—continued

Characteristics

All

nonproduction

bonuses

Employee

recognition

bonus

End-of-year

bonus

Holiday

bonus

Payment in

lieu of

benefits

bonus

Longevity

bonus

Referral

bonus

Other

bonus1

State government .................................................. 3.1 1.1 – – 2.1 1.8 0.7 2.5

Local government .................................................. 1.3 0.2 0.3 0.5 0.9 0.5 0.2 0.7

Geographic areas

Northeast ............................................................... 2.4 – – – 1.6 1.0 – 1.4

New England ..................................................... 4.6 – – – 2.5 2.7 – –

Middle Atlantic ................................................... 2.9 – – – 2.0 0.9 – 1.0

South ..................................................................... 2.2 0.8 0.5 0.9 0.6 1.1 0.5 1.8

South Atlantic .................................................... 2.5 1.4 – 1.0 0.8 1.4 1.0 3.0

West South Central ........................................... 3.5 0.7 1.0 – 1.5 1.6 – 2.2

Midwest ................................................................. 2.8 0.4 – – 1.8 1.6 – 0.9

East North Central ............................................. 3.6 0.5 – – 2.5 1.7 – 1.2

West North Central ............................................ 3.9 – – – 2.2 – – 1.2

West ...................................................................... 2.6 1.0 – – 2.6 0.4 – 1.3

Mountain ............................................................ 4.6 – – – – 0.5 – –

Pacific ................................................................ 2.6 1.3 – – 3.2 0.5 – 1.2

1 Includes all other bonuses provided to employees and not published separately. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and

below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary

of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Unmarried domestic partner benefits: Access1, State and local

government workers, National Compensation Survey, March 2015

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 50 49 34 29

Worker characteristics

Management, professional, and related ................ 53 52 35 29

Professional and related .................................... 53 52 34 29

Teachers ........................................................ 52 50 32 26

Primary, secondary, and special education

school teachers ........................................ 56 54 30 26

Service ................................................................... 43 42 31 24

Protective service .............................................. 44 42 35 26

Sales and office ..................................................... 52 51 37 32

Office and administrative support ...................... 53 53 38 33

Natural resources, construction, and maintenance 45 45 33 27

Production, transportation, and material moving ... 39 40 31 29

Full time ................................................................. 55 54 38 31

Part time ................................................................ 21 21 14 14

Union ..................................................................... 53 51 54 45

Nonunion ............................................................... 47 47 17 15

Average wage within the following categories:2

Lowest 25 percent ............................................. 38 38 15 13

Lowest 10 percent ......................................... 31 31 8 7

Second 25 percent ............................................ 51 50 37 31

Third 25 percent ................................................ 53 52 39 32

Highest 25 percent ............................................ 58 55 48 40

Highest 10 percent ........................................ 63 56 56 47

Establishment characteristics

Service-providing industries .................................. 50 49 34 29

Education and health services ........................... 52 50 33 27

Educational services ...................................... 53 52 33 27

Elementary and secondary schools ........... 53 51 28 24

Junior colleges, colleges, and universities 54 52 48 37

Health care and social assistance ................. 42 42 30 26

Hospitals .................................................... 43 45 30 29

Public administration ......................................... 49 48 39 32

1 to 99 workers ...................................................... 32 32 17 16

1 to 49 workers .................................................. 26 26 11 10

50 to 99 workers ................................................ 42 41 27 24

100 workers or more .............................................. 52 51 37 30

100 to 499 workers ............................................ 42 42 24 20

500 workers or more .......................................... 56 54 41 34

See footnotes at end of table.
Table 44. Unmarried domestic partner benefits: Access1, State and local

government workers, National Compensation Survey, March

2015—continued

(All workers = 100 percent)

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

State government .................................................. 60 58 45 35

Local government .................................................. 46 45 31 26

Geographic areas

Northeast ............................................................... 53 47 51 44

New England ..................................................... 34 27 36 28

Middle Atlantic ................................................... 61 54 57 50

South ..................................................................... 53 54 10 8

South Atlantic .................................................... 44 45 12 7

East South Central ............................................ 68 70 – –

West South Central ........................................... 57 58 11 12

Midwest ................................................................. – – 22 –

East North Central ............................................. – – 25 11

West ...................................................................... 76 75 75 69

Mountain ............................................................ 61 60 48 33

Pacific ................................................................ 82 81 84 82

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

State and local government workers, National Compensation Survey, March

2015

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

All workers ............................................................. 2.0 2.0 1.3 1.5

Worker characteristics

Management, professional, and related ................ 2.0 2.1 1.6 1.7

Professional and related .................................... 2.0 2.1 1.6 1.7

Teachers ........................................................ 1.9 2.0 1.6 1.5

Primary, secondary, and special education

school teachers ........................................ 2.3 2.3 1.7 1.5

Service ................................................................... 2.3 2.3 1.7 1.6

Protective service .............................................. 2.9 2.7 2.2 2.2

Sales and office ..................................................... 3.2 3.1 2.6 2.6

Office and administrative support ...................... 3.2 3.1 2.6 2.6

Natural resources, construction, and maintenance 3.4 3.4 2.9 2.9

Production, transportation, and material moving ... 4.0 4.2 3.7 3.7

Full time ................................................................. 2.1 2.1 1.5 1.7

Part time ................................................................ 2.1 2.1 1.9 1.9

Union ..................................................................... 2.0 2.1 1.7 1.8

Nonunion ............................................................... 2.8 2.8 1.7 1.8

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.8 2.8 1.1 1.1

Lowest 10 percent ......................................... 4.4 4.3 1.1 1.1

Second 25 percent ............................................ 2.9 2.9 2.2 2.5

Third 25 percent ................................................ 2.6 2.6 2.1 2.2

Highest 25 percent ............................................ 1.6 1.7 1.8 1.7

Highest 10 percent ........................................ 2.6 2.7 3.2 2.9

Establishment characteristics

Service-providing industries .................................. 2.0 2.0 1.4 1.5

Education and health services ........................... 2.1 2.1 1.8 2.0

Educational services ...................................... 2.0 2.0 1.7 1.8

Elementary and secondary schools ........... 1.8 1.8 1.4 1.2

Junior colleges, colleges, and universities 4.9 5.0 5.5 5.8

Health care and social assistance ................. 6.2 6.3 4.4 5.1

Hospitals .................................................... 8.7 8.6 6.2 7.4

Public administration ......................................... 2.6 2.6 1.9 2.2

1 to 99 workers ...................................................... 4.1 4.1 2.3 2.0

1 to 49 workers .................................................. 4.2 4.1 2.2 1.9

50 to 99 workers ................................................ 6.8 6.8 5.1 4.9

100 workers or more .............................................. 2.1 2.1 1.5 1.7

100 to 499 workers ............................................ 3.5 3.7 2.2 2.2

500 workers or more .......................................... 2.2 2.2 1.8 1.8

See footnotes at end of table.
Table 44. Standard errors for unmarried domestic partner benefits: Access1,

State and local government workers, National Compensation Survey, March

2015—continued

Characteristics

Defined benefit

retirement survivor

benefits

Health care benefits

Same sex Opposite

sex Same sex Oppositesex

State government .................................................. 4.3 4.3 4.3 4.5

Local government .................................................. 1.6 1.7 1.1 1.0

Geographic areas

Northeast ............................................................... 2.6 2.9 2.9 3.2

New England ..................................................... 3.4 3.4 6.3 7.2

Middle Atlantic ................................................... 3.3 3.6 3.0 3.2

South ..................................................................... 3.0 3.0 1.2 0.9

South Atlantic .................................................... 4.2 4.1 1.5 0.7

East South Central ............................................ 7.5 7.6 – –

West South Central ........................................... 3.6 3.3 2.2 2.0

Midwest ................................................................. – – 4.8 –

East North Central ............................................. – – 3.2 3.3

West ...................................................................... 2.3 2.3 2.6 2.6

Mountain ............................................................ 3.9 3.9 5.9 4.1

Pacific ................................................................ 2.3 2.3 1.4 2.3

1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the

employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried

Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which

may include workers with earnings both above and below the threshold. The categories were formed using percentile

estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major

plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 87 1 3 9 78 9 1 11

Worker characteristics

Management, professional, and related ................ 89 1 3 8 79 10 1 10

Professional and related .................................... 88 1 3 8 78 11 1 10

Teachers ........................................................ 88 1 ( ) 3 9 78 11 1 11

Primary, secondary, and special education

school teachers ........................................ 98 – 1 1 85 13 – –

Service ................................................................... 81 1 4 14 75 7 2 16

Protective service .............................................. 89 – – 8 84 5 2 9

Sales and office ..................................................... 87 1 3 10 79 9 1 12

Office and administrative support ...................... 88 1 ( ) 3 9 79 9 1 11

Natural resources, construction, and maintenance 94 – – 4 90 4 2 4

Production, transportation, and material moving ... 81 – 4 – 75 7 – –

Full time ................................................................. 98 1 1 1 ( ) 90 9 1 () 1

Part time ................................................................ 22 2 17 59 18 7 5 71

Union ..................................................................... 95 1 ( ) 3 2 85 10 1 4

Nonunion ............................................................... 80 1 4 15 73 8 1 18

Average wage within the following categories:2

Lowest 25 percent ............................................. 68 2 7 23 61 9 2 28

Lowest 10 percent ......................................... 52 3 9 37 45 9 3 43

Second 25 percent ............................................ 90 1 3 6 83 8 1 7

Third 25 percent ................................................ 93 1 ( ) 1 5 83 10 1 () 6

Highest 25 percent ............................................ 97 1 ( ) 1 2 89 8 1 2

Highest 10 percent ........................................ 96 – – 2 88 8 1 3

Establishment characteristics

Service-providing industries .................................. 87 1 3 9 78 9 1 11

Education and health services ........................... 87 1 3 8 78 10 1 11

Educational services ...................................... 87 1 4 8 78 10 1 11

Elementary and secondary schools ........... 88 1 4 7 76 12 1 10

Junior colleges, colleges, and universities 85 1 2 12 82 4 1 13

Health care and social assistance ................. 88 – 1 – 79 – – 11

Hospitals .................................................... 93 – – 4 89 6 – –

Public administration ......................................... 88 1 ( ) 3 9 82 7 1 11

1 to 99 workers ...................................................... 74 – – 21 61 14 1 23

1 to 49 workers .................................................. 65 – – 28 60 6 2 32

50 to 99 workers ................................................ 88 – – 9 63 25 – –

100 workers or more .............................................. 88 1 3 8 81 8 1 10

100 to 499 workers ............................................ 84 – – 11 73 12 2 13

500 workers or more .......................................... 90 1 3 7 84 7 1 9

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 81 6 3 10 32 56 1 12

Worker characteristics

Management, professional, and related ................ 84 5 3 8 33 56 1 10

Professional and related .................................... 84 5 3 8 32 57 1 10

Teachers ........................................................ 85 3 3 9 31 57 1 11

Primary, secondary, and special education

school teachers ........................................ 97 – – 1 27 70 – 2

Service ................................................................... 74 7 4 14 27 55 2 17

Protective service .............................................. 83 6 2 9 31 58 1 10

Sales and office ..................................................... 81 7 2 10 34 54 1 11

Office and administrative support ...................... 82 6 2 10 34 54 1 11

Natural resources, construction, and maintenance 88 6 2 4 33 61 2 4

Production, transportation, and material moving ... 75 8 – – 25 57 – –

Full time ................................................................. 92 7 1 1 ( ) 37 62 1 () 1

Part time ................................................................ 21 3 15 60 4 20 5 71

Union ..................................................................... 93 2 3 2 33 62 1 4

Nonunion ............................................................... 72 9 3 16 31 50 1 18

Average wage within the following categories:2

Lowest 25 percent ............................................. 62 8 6 24 24 46 2 28

Lowest 10 percent ......................................... 45 9 8 38 16 38 3 43

Second 25 percent ............................................ 84 7 3 6 33 58 1 8

Third 25 percent ................................................ 88 5 1 6 34 60 1 6

Highest 25 percent ............................................ 93 4 1 2 37 60 1 () 3

Highest 10 percent ........................................ 90 6 1 2 43 54 – –

Establishment characteristics

Service-providing industries .................................. 81 6 3 10 32 55 1 12

Education and health services ........................... 82 6 3 9 31 57 1 11

Educational services ...................................... 85 3 4 8 28 60 1 11

Elementary and secondary schools ........... 87 1 4 7 22 66 1 11

Junior colleges, colleges, and universities 75 11 2 12 47 39 1 13

Health care and social assistance ................. 67 22 1 11 52 36 – –

Hospitals .................................................... 71 24 – – 55 39 2 4

Public administration ......................................... 84 4 2 9 33 55 1 11

1 to 99 workers ...................................................... 65 10 3 21 27 48 – –

1 to 49 workers .................................................. 55 11 4 29 – 44 – 32

50 to 99 workers ................................................ 79 10 2 9 35 54 – –

100 workers or more .............................................. 84 5 3 8 32 57 1 10

100 to 499 workers ............................................ 77 8 4 11 30 55 1 14

500 workers or more .......................................... 86 5 2 7 33 57 1 9

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

State government .................................................. 93 1 1 6 86 8 1 () 6

Local government .................................................. 84 1 4 11 76 9 2 13

Geographic areas

Northeast ............................................................... 86 – – 8 79 8 2 10

New England ..................................................... 83 – – 11 70 17 2 12

Middle Atlantic ................................................... 88 – – 7 83 5 2 10

South ..................................................................... 89 1 1 8 81 9 1 () 9

South Atlantic .................................................... 89 1 ( ) 2 9 82 7 1 10

East South Central ............................................ 92 – – 6 85 – – –

West South Central ........................................... 89 2 1 8 77 14 – 9

Midwest ................................................................. 81 1 6 12 77 5 2 16

East North Central ............................................. 79 1 6 15 77 3 2 18

West North Central ............................................ 85 – – 9 78 8 1 13

West ...................................................................... 87 – – 9 75 13 1 12

Mountain ............................................................ 86 – – 11 79 – – 13

Pacific ................................................................ 88 – – 9 73 15 1 11

See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

State government .................................................. 87 7 1 ( ) 6 42 51 1 () 6

Local government .................................................. 79 6 4 11 28 57 1 13

Geographic areas

Northeast ............................................................... 83 5 4 9 29 58 1 12

New England ..................................................... 80 – – 11 – 75 – 13

Middle Atlantic ................................................... 84 4 5 8 36 52 1 11

South ..................................................................... 84 6 1 8 35 55 1 9

South Atlantic .................................................... 87 3 1 9 48 41 1 10

East South Central ............................................ 84 – – – 26 67 – –

West South Central ........................................... 81 10 1 8 20 71 – –

Midwest ................................................................. 74 8 5 13 38 44 2 16

East North Central ............................................. 73 7 5 15 42 38 2 18

West North Central ............................................ 75 – – 10 32 54 – –

West ...................................................................... 83 5 3 10 21 67 1 12

Mountain ............................................................ 80 6 2 11 21 66 2 12

Pacific ................................................................ 84 4 3 9 21 67 1 ( ) 12

1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of

major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 45. Standard errors for medical care benefit combinations: Access, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

All workers ............................................................. 0.8 0.2 0.2 0.6 1.2 1.0 0.1 0.7

Worker characteristics

Management, professional, and related ................ 0.7 0.1 0.3 0.6 1.3 1.2 0.1 0.7

Professional and related .................................... 0.6 0.2 0.3 0.5 1.4 1.3 0.2 0.6

Teachers ........................................................ 0.8 1 ( ) 0.4 0.8 1.6 1.4 0.2 0.8

Primary, secondary, and special education

school teachers ........................................ 0.4 – 0.3 0.3 1.8 1.7 – –

Service ................................................................... 1.5 0.5 0.4 1.4 1.7 1.0 0.4 1.4

Protective service .............................................. 1.2 – – 1.1 1.7 1.0 0.5 1.2

Sales and office ..................................................... 2.2 0.4 0.6 1.8 2.4 1.8 0.2 2.0

Office and administrative support ...................... 2.1 0.2 0.6 1.8 2.4 1.9 0.2 2.0

Natural resources, construction, and maintenance 1.8 – – 1.7 2.1 1.2 0.1 1.8

Production, transportation, and material moving ... 4.6 – 1.5 – 4.6 2.1 – –

Full time ................................................................. 0.3 0.2 0.1 0.1 1.1 1.1 0.1 0.1

Part time ................................................................ 2.0 0.5 1.2 2.1 1.8 1.2 0.8 2.2

Union ..................................................................... 0.5 0.2 0.4 0.4 1.6 1.6 0.3 0.4

Nonunion ............................................................... 1.3 0.3 0.4 1.1 1.7 1.3 0.2 1.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.1 0.5 0.7 1.8 1.9 1.1 0.4 1.9

Lowest 10 percent ......................................... 3.6 1.1 1.0 3.3 3.1 1.7 0.5 3.3

Second 25 percent ............................................ 0.9 0.2 0.4 0.6 1.5 1.4 0.2 0.8

Third 25 percent ................................................ 1.3 0.2 0.2 1.3 1.8 1.5 0.1 1.3

Highest 25 percent ............................................ 0.4 0.1 0.3 0.3 1.3 1.1 0.2 0.4

Highest 10 percent ........................................ 0.8 – – 0.7 1.5 1.3 0.4 0.7

Establishment characteristics

Service-providing industries .................................. 0.8 0.2 0.2 0.6 1.2 1.0 0.1 0.7

Education and health services ........................... 0.8 0.2 0.3 0.7 1.3 1.2 0.2 0.8

Educational services ...................................... 0.7 0.2 0.4 0.6 1.4 1.2 0.2 0.6

Elementary and secondary schools ........... 0.6 0.3 0.4 0.4 1.6 1.6 0.2 0.5

Junior colleges, colleges, and universities 2.3 0.2 0.7 1.9 2.4 1.1 0.3 2.3

Health care and social assistance ................. 3.1 – 0.4 – 3.7 – – 3.2

Hospitals .................................................... 1.6 – – 1.4 1.9 1.6 – –

Public administration ......................................... 1.5 0.2 0.5 1.4 2.0 1.5 0.2 1.5

1 to 99 workers ...................................................... 3.5 – – 3.1 4.0 3.6 0.4 3.4

1 to 49 workers .................................................. 4.9 – – 4.8 4.9 2.0 0.7 4.9

50 to 99 workers ................................................ 1.9 – – 1.4 7.8 7.3 – –

100 workers or more .............................................. 0.7 0.2 0.2 0.6 1.2 0.9 0.1 0.6

100 to 499 workers ............................................ 1.6 – – 1.5 2.4 1.9 0.4 1.5

500 workers or more .......................................... 0.6 0.1 0.3 0.6 1.1 0.8 0.1 0.6

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

All workers ............................................................. 1.0 0.7 0.2 0.7 1.6 1.6 0.1 0.7

Worker characteristics

Management, professional, and related ................ 1.0 0.8 0.3 0.6 1.9 1.7 0.1 0.6

Professional and related .................................... 0.9 0.8 0.3 0.5 1.8 1.7 0.1 0.6

Teachers ........................................................ 1.2 0.9 0.4 0.8 2.0 1.9 0.2 0.9

Primary, secondary, and special education

school teachers ........................................ 0.4 – – 0.3 2.1 2.1 – 0.4

Service ................................................................... 1.8 1.2 0.4 1.4 1.8 2.2 0.2 1.3

Protective service .............................................. 2.1 1.8 0.5 1.1 2.9 3.2 0.4 1.1

Sales and office ..................................................... 2.6 1.3 0.5 1.9 2.5 2.7 0.4 2.0

Office and administrative support ...................... 2.5 1.2 0.5 1.9 2.6 2.8 0.4 2.0

Natural resources, construction, and maintenance 2.5 1.7 0.2 1.8 3.5 4.1 0.4 1.7

Production, transportation, and material moving ... 4.7 2.4 – – 3.8 4.2 – –

Full time ................................................................. 0.9 0.8 0.1 0.1 1.8 1.9 0.1 0.1

Part time ................................................................ 1.9 0.7 1.2 2.2 0.7 2.0 0.7 2.1

Union ..................................................................... 0.7 0.6 0.4 0.4 2.2 2.1 0.2 0.5

Nonunion ............................................................... 1.8 1.1 0.3 1.2 2.1 2.2 0.2 1.2

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.2 1.1 0.6 1.9 2.2 3.0 0.4 1.9

Lowest 10 percent ......................................... 4.0 1.9 1.0 3.3 2.2 4.5 0.6 3.3

Second 25 percent ............................................ 1.4 1.1 0.4 0.6 2.3 2.3 0.1 0.8

Third 25 percent ................................................ 1.4 0.8 0.2 1.3 2.3 2.3 0.1 1.3

Highest 25 percent ............................................ 1.0 0.9 0.3 0.3 1.8 1.8 0.1 0.4

Highest 10 percent ........................................ 2.0 1.9 0.4 0.7 2.6 2.5 – –

Establishment characteristics

Service-providing industries .................................. 1.0 0.7 0.2 0.7 1.6 1.6 0.1 0.7

Education and health services ........................... 1.1 0.8 0.3 0.8 2.0 1.8 0.2 0.8

Educational services ...................................... 0.9 0.6 0.4 0.6 1.9 1.8 0.2 0.6

Elementary and secondary schools ........... 0.6 0.3 0.4 0.5 1.8 1.7 0.2 0.6

Junior colleges, colleges, and universities 3.3 2.4 0.5 2.2 4.2 3.8 0.4 2.1

Health care and social assistance ................. 4.6 3.3 0.3 3.2 4.3 4.2 – –

Hospitals .................................................... 5.1 4.3 – – 4.6 5.0 0.5 1.4

Public administration ......................................... 1.7 0.8 0.5 1.4 2.6 2.7 0.3 1.5

1 to 99 workers ...................................................... 3.9 2.2 1.0 3.3 3.3 4.7 – –

1 to 49 workers .................................................. 5.2 3.0 1.5 4.8 – 5.3 – 4.8

50 to 99 workers ................................................ 2.8 2.9 1.1 1.4 6.2 5.4 – –

100 workers or more .............................................. 0.9 0.7 0.2 0.6 1.7 1.6 0.1 0.6

100 to 499 workers ............................................ 1.8 1.3 0.5 1.4 2.5 2.6 0.3 1.5

500 workers or more .......................................... 1.0 0.7 0.3 0.6 1.9 1.8 0.1 0.6

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Medical care and retirement benefits Medical care and life insurance benefits

Medical

care and

retirement

benefits

Medical

care and no

retirement

benefits

Retirement

benefits

and no

medical

care

benefits

No medical

care and no

retirement

benefits

Medical

care and

life

insurance

benefits

Medical

care and no

life

insurance

benefits

Life

insurance

and no

medical

care

benefits

No medical

care and no

life

insurance

benefits

State government .................................................. 1.1 0.2 0.2 1.0 2.4 2.1 1 ( ) 1.1

Local government .................................................. 0.8 0.2 0.3 0.7 1.2 1.0 0.2 0.8

Geographic areas

Northeast ............................................................... 1.4 – – 1.1 1.7 1.1 0.5 1.3

New England ..................................................... 3.3 – – 2.6 3.5 3.9 0.9 2.5

Middle Atlantic ................................................... 1.8 – – 1.3 2.1 0.8 0.7 1.6

South ..................................................................... 1.3 0.4 0.2 1.0 2.2 1.7 0.1 1.1

South Atlantic .................................................... 1.7 0.1 0.2 1.6 3.3 2.7 0.1 1.7

East South Central ............................................ 3.6 – – 2.6 6.0 – – –

West South Central ........................................... 2.2 1.0 0.3 1.3 3.3 2.6 – 1.3

Midwest ................................................................. 1.8 0.3 0.7 1.6 1.8 0.9 0.4 1.7

East North Central ............................................. 2.6 0.3 0.9 2.4 2.5 1.2 0.6 2.4

West North Central ............................................ 2.0 – – 1.5 2.3 1.4 0.5 2.0

West ...................................................................... 1.3 – – 1.1 3.0 3.3 0.2 1.4

Mountain ............................................................ 1.9 – – 1.6 5.5 – – 1.5

Pacific ................................................................ 1.6 – – 1.3 3.7 4.2 0.3 1.8

See footnotes at end of table.
Table 45. Standard errors for medical care benefit combinations: Access, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Medical care benefits and defined benefit

retirement

Medical care benefits and defined contribution

retirement

Medical

care

benefits

and defined

benefit

retirement

Medical

care

benefits

and no

defined

benefit

retirement

Defined

benefit

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

benefit

retirement

Medical

care

benefits

and defined

contribution

retirement

Medical

care

benefits

and no

defined

contribution

retirement

Defined

contribution

retirement

and no

medical

care

benefits

No medical

care

benefits

and no

defined

contribution

retirement

State government .................................................. 1.8 1.4 0.1 1.2 3.3 3.3 0.2 1.0

Local government .................................................. 1.0 0.7 0.3 0.7 1.5 1.6 0.2 0.8

Geographic areas

Northeast ............................................................... 1.8 1.3 0.5 1.2 2.5 2.4 0.2 1.4

New England ..................................................... 5.2 – – 2.6 – 5.1 – 3.3

Middle Atlantic ................................................... 1.8 0.7 0.6 1.4 3.1 3.0 0.3 1.7

South ..................................................................... 1.5 0.9 0.1 1.1 2.9 2.9 0.1 1.1

South Atlantic .................................................... 1.8 0.8 0.2 1.6 4.4 3.8 0.1 1.7

East South Central ............................................ 5.1 – – – 6.4 8.4 – –

West South Central ........................................... 2.3 1.5 0.3 1.3 2.1 1.7 – –

Midwest ................................................................. 2.6 2.0 0.7 1.6 3.5 3.4 0.5 1.8

East North Central ............................................. 2.9 2.0 0.9 2.3 3.8 3.6 0.5 2.6

West North Central ............................................ 4.8 – – 1.6 6.8 6.8 – –

West ...................................................................... 1.7 1.3 0.5 1.1 3.9 3.6 0.2 1.2

Mountain ............................................................ 3.2 2.8 0.5 1.6 5.1 5.8 0.5 1.6

Pacific ................................................................ 2.0 1.5 0.6 1.4 5.0 4.4 0.2 1.6

1 Less than 0.05. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the

threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of

Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Paid leave combinations: Access, State and local government workers, National Compensation

Survey, March 2015

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

All workers ............................................................. 34 56 59 57 92 92 87

Worker characteristics

Management, professional, and related ................ 26 61 43 41 94 94 86

Professional and related .................................... 21 61 36 34 94 94 85

Teachers ........................................................ 9 65 12 9 93 93 80

Primary, secondary, and special education

school teachers ........................................ 7 76 9 7 98 98 85

Service ................................................................... 41 48 76 74 87 88 86

Protective service .............................................. 50 52 88 85 91 92 92

Sales and office ..................................................... 48 51 83 82 91 91 90

Office and administrative support ...................... 49 52 84 83 92 92 90

Natural resources, construction, and maintenance 46 46 95 95 96 96 98

Production, transportation, and material moving ... 36 59 59 59 91 95 91

Full time ................................................................. 38 63 66 65 99 100 95

Part time ................................................................ 7 19 20 18 51 52 45

Union ..................................................................... 38 69 57 56 98 99 92

Nonunion ............................................................... 30 45 61 59 86 87 83

Average wage within the following categories:2

Lowest 25 percent ............................................. 25 39 56 54 80 81 78

Lowest 10 percent ......................................... 14 30 40 39 69 69 65

Second 25 percent ............................................ 47 54 84 83 95 96 94

Third 25 percent ................................................ 40 61 64 63 94 95 91

Highest 25 percent ............................................ 26 70 37 35 98 99 88

Highest 10 percent ........................................ 26 62 37 34 98 98 81

Establishment characteristics

Service-providing industries .................................. 33 56 59 57 92 92 87

Education and health services ........................... 24 59 42 40 93 93 86

Educational services ...................................... 20 60 35 33 93 93 85

Elementary and secondary schools ........... 17 68 26 24 94 94 84

Junior colleges, colleges, and universities 28 37 64 62 90 90 86

Health care and social assistance ................. 54 55 86 87 90 91 90

Hospitals .................................................... 51 51 91 93 94 96 95

Public administration ......................................... 51 52 88 87 91 91 91

1 to 99 workers ...................................................... 34 45 66 64 81 82 80

1 to 49 workers .................................................. 30 35 65 64 74 74 73

50 to 99 workers ................................................ 40 59 67 65 93 93 91

100 workers or more .............................................. 34 57 58 57 93 94 88

100 to 499 workers ............................................ 34 56 59 58 91 92 87

500 workers or more .......................................... 34 58 57 56 94 94 88

See footnotes at end of table.
Table 46. Paid leave combinations: Access, State and local government workers, National Compensation

Survey, March 2015—continued

(All workers = 100 percent)

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

State government .................................................. 49 52 84 83 95 95 93

Local government .................................................. 28 57 50 48 91 91 85

Geographic areas

Northeast ............................................................... 46 71 55 55 93 93 86

New England ..................................................... 45 78 46 46 91 92 86

Middle Atlantic ................................................... 46 68 59 58 94 94 86

South ..................................................................... 29 51 61 59 93 94 89

South Atlantic .................................................... 34 52 64 63 93 94 89

East South Central ............................................ 17 37 63 58 92 93 91

West South Central ........................................... 29 57 54 51 94 94 89

Midwest ................................................................. 32 58 55 54 89 89 86

East North Central ............................................. 37 64 53 52 87 88 85

West North Central ............................................ 24 48 57 56 91 91 88

West ...................................................................... 34 51 63 62 92 92 85

Mountain ............................................................ 22 47 52 51 90 90 87

Pacific ................................................................ 38 52 67 66 93 93 85

1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Table 46. Standard errors for paid leave combinations: Access, State and local government workers,

National Compensation Survey, March 2015

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

All workers ............................................................. 1.3 1.4 1.1 1.1 0.5 0.5 0.7

Worker characteristics

Management, professional, and related ................ 1.5 1.6 1.4 1.4 0.7 0.7 1.0

Professional and related .................................... 1.4 1.6 1.5 1.4 0.6 0.6 1.1

Teachers ........................................................ 1.3 1.7 1.6 1.4 0.8 0.8 1.5

Primary, secondary, and special education

school teachers ........................................ 1.2 2.0 1.5 1.4 0.6 0.6 1.6

Service ................................................................... 2.1 2.1 1.4 1.6 1.1 1.2 1.2

Protective service .............................................. 2.9 3.0 1.2 1.7 1.0 1.1 1.1

Sales and office ..................................................... 2.7 2.7 2.1 2.1 1.8 1.8 1.7

Office and administrative support ...................... 2.7 2.6 2.0 2.1 1.8 1.7 1.8

Natural resources, construction, and maintenance 3.3 3.4 1.9 1.9 1.8 1.7 1.5

Production, transportation, and material moving ... 4.1 4.9 3.3 3.4 3.0 1.7 2.2

Full time ................................................................. 1.5 1.7 1.0 1.0 0.3 0.2 0.6

Part time ................................................................ 1.0 1.6 1.9 1.9 2.3 2.4 2.4

Union ..................................................................... 1.5 1.4 1.3 1.3 0.2 0.2 0.5

Nonunion ............................................................... 1.8 2.0 1.6 1.6 1.0 1.0 1.3

Average wage within the following categories:2

Lowest 25 percent ............................................. 2.0 2.2 1.8 1.9 1.5 1.5 1.4

Lowest 10 percent ......................................... 2.1 2.9 2.7 2.8 2.8 2.7 2.5

Second 25 percent ............................................ 2.0 2.1 1.1 1.2 0.5 0.5 0.7

Third 25 percent ................................................ 2.0 2.2 1.9 1.9 1.4 1.4 1.6

Highest 25 percent ............................................ 1.7 1.6 1.7 1.6 0.3 0.2 1.1

Highest 10 percent ........................................ 3.1 2.5 3.2 2.9 0.4 0.4 2.0

Establishment characteristics

Service-providing industries .................................. 1.3 1.4 1.1 1.1 0.5 0.5 0.7

Education and health services ........................... 1.4 1.7 1.5 1.5 0.6 0.6 1.0

Educational services ...................................... 1.4 1.7 1.6 1.5 0.5 0.5 1.1

Elementary and secondary schools ........... 1.2 1.8 1.3 1.3 0.7 0.7 1.2

Junior colleges, colleges, and universities 4.0 4.1 3.6 2.8 2.0 2.0 2.0

Health care and social assistance ................. 4.7 4.9 3.2 3.2 3.2 3.1 3.2

Hospitals .................................................... 6.6 6.6 2.0 1.6 1.7 1.4 1.5

Public administration ......................................... 2.3 2.3 1.4 1.5 1.3 1.3 1.3

1 to 99 workers ...................................................... 3.5 3.7 3.2 3.3 2.9 2.9 3.0

1 to 49 workers .................................................. 4.2 4.8 4.7 4.8 4.7 4.7 4.7

50 to 99 workers ................................................ 5.2 4.6 3.4 3.6 1.6 1.5 1.6

100 workers or more .............................................. 1.3 1.5 1.1 1.1 0.5 0.5 0.8

100 to 499 workers ............................................ 2.7 2.8 2.1 2.2 1.3 1.2 1.8

500 workers or more .......................................... 1.3 1.6 1.2 1.2 0.5 0.5 0.8

See footnotes at end of table.
Table 46. Standard errors for paid leave combinations: Access, State and local government workers,

National Compensation Survey, March 2015—continued

Characteristics

Personal

leave and

vacation

Personal

leave and

sick leave

Sick leave

and

vacation

Vacation

and

holidays

Personal

leave, sick

leave, or

paid family

leave1

Personal

leave, sick

leave, paid

family

leave, or

vacation1

Personal

leave,

vacation, or

holidays1

State government .................................................. 3.2 3.2 1.8 1.5 1.1 1.1 1.0

Local government .................................................. 1.2 1.5 1.1 1.1 0.7 0.7 0.8

Geographic areas

Northeast ............................................................... 1.6 1.0 1.8 1.7 0.8 0.8 0.9

New England ..................................................... 2.9 2.0 3.2 3.2 2.2 1.9 1.8

Middle Atlantic ................................................... 1.8 1.3 2.1 2.0 0.9 0.9 1.1

South ..................................................................... 2.5 3.0 1.9 1.9 0.7 0.6 1.5

South Atlantic .................................................... 3.5 4.0 2.3 2.3 1.2 1.1 2.3

East South Central ............................................ 3.3 6.3 5.9 5.0 0.6 0.5 3.6

West South Central ........................................... 4.7 5.0 3.2 3.8 0.9 0.9 2.1

Midwest ................................................................. 2.3 2.3 1.6 1.7 1.7 1.8 1.6

East North Central ............................................. 2.6 2.3 1.8 1.9 2.5 2.5 2.1

West North Central ............................................ 3.7 3.9 3.1 3.0 1.9 2.0 2.4

West ...................................................................... 3.1 3.1 2.5 2.4 0.9 0.9 1.2

Mountain ............................................................ 5.8 6.8 4.5 4.3 2.0 2.0 2.4

Pacific ................................................................ 3.8 3.4 3.1 3.0 1.0 1.0 1.4

1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both

above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2015.

Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at

www.bls.gov/ncs/ebs/glossary20142015.htm.
Technical Note 

Data in this release are from the National Compensation Survey (NCS), conducted by the U.S. Department of Labor, 

Bureau of Labor Statistics (BLS). This release contains March 2015 data on civilian, private industry, and state and local 

government workers in the United States. Excluded are federal government workers, the military, agricultural workers, 

private household workers, and the self-employed. This news release provides data on the incidence of (access to and 

participation in) selected benefits and the share of premiums paid by employers and employees for medical care. 

Calculation details 

Average hourly earnings from sampled occupations within an establishment were used to produce estimates for worker 

groups within six earnings categories: the lowest 10 percent, the lowest 25 percent, the second 25 percent, the third 25 

percent, the highest 25 percent, and the highest 10 percent. The categories are based on unpublished March 2015 wages 

and salaries from the Employer Costs for Employee Compensation. 

The percentiles were computed using earnings and scheduled hours of work reported for individual workers in sampled 

establishment jobs. Establishments in the survey are asked to report only individual worker earnings for each sampled job. 

For the calculation of the hourly percentile values, the individual worker hourly earnings are weighted and arrayed from 

lowest to highest. The values corresponding to the percentiles are: 

Characteristics Hourly wage percentiles 

10 25 50 (median) 75 90 

Civilian workers $9.09 $12.02 $18.18 $29.10 $44.36 

 Private industry workers $9.00 $11.64 $17.40 $27.89 $43.27 

 State and local government workers $12.40 $16.35 $23.76 $35.56 $49.40 

The lowest 10-percent and 25-percent wage categories include those occupations with an average hourly wage 

less than the 10th percentile value and 25th percentile value, respectively. The second 25-percent category 

includes those occupations that make at or above the 25th percentile value but less than the 50th percentile 

value. The third 25-percent category includes those occupations that make at or above the 50th percentile value 

but less than the 75th percentile value. Finally, the highest 25- and 10-percent wage categories include those 

occupations with an average wage value greater than or equal to the 75th and 90th percentile value, 

respectively. 

(Note: Individual workers can fall into an earnings category different from the average for the occupation into 

which they are classified because average hourly earnings for the occupation are used to produce the benefit 

estimates.) 

The tables on employer and employee medical premiums include participants in all medical plans, with 

calculations for both single and family coverage. The calculations are not based on actual decisions regarding 

medical coverage made by employees within the occupations. Rather, the premium calculations are based on 

the assumption that all employees in the occupation can opt for either single or family coverage. 
Medical care 

Medical care plans provide services or payments for services rendered in the hospital or by a qualified medical 

care provider. 

Retirement plans 

Differences in retirement plan participation are influenced by type of plan offered. In defined benefit plans 

participation is often mandatory, after meeting eligibility requirements, while participation in defined 

contribution plans is often voluntary. 

Take-up rates 

Take-up rates are the percentage of workers with access to a plan who participate in the plan. They are 

computed by using the number of workers participating in a plan divided by the number of workers with access 

to the plan, multiplied by 100, and rounded to the nearest one percent. Since the computation of take-up rates is 

based on the number of workers collected rather than rounded percentage estimates, the take-up rates in the 

tables may not equal the ratio of participation to access estimates. 

Comparing private and public sector data 

Incidence of employee benefits in state and local government should not be directly compared to private 

industry. Differences between these sectors stem from factors such as variation in work activities and 

occupational structures. Manufacturing and sales, for example, make up a large part of private industry work 

activities but are rare in state and local government. Professional and administrative support occupations 

(including teachers) account for two-thirds of the state and local government workforce, compared with onehalf of private industry. 

Leave benefits for teachers 

Primary, secondary, and special education teachers typically have a work schedule of 37 or 38 weeks per year. 

Because of this work schedule, they are generally not offered vacation or holidays. In many cases, the time off 

during winter and spring breaks during the school year are not considered vacation days for the purposes of this 

survey. 

Sample size 

Data for the March 2015 reference period were collected from a probability sample of about 8,600 

establishments in private industry and approximately 1,500 establishments in state and local government. (See 

Appendix 1 below) 

Survey scope 

The March 2015 NCS benefits survey represented approximately 131 million civilian workers; of this number, 

about 112 million were private industry workers and nearly 19 million were state and local government 

workers. (See Appendix 2 below) 

Introduction of 2010 Standard Occupational Classification (SOC) 

Beginning with the 2014 release, Employee Benefits in the United States are based on 2010 

SOC. No substantive changes occurred in occupational coverage for about 90 percent of the detailed 

occupations in the 2010 SOC. However the detailed occupation Registered Nurses, for which data are shown 

separately, did undergo classification changes. For information about this and other changes see 

www.bls.gov/soc. 
Obtaining information 

For research articles on employee benefits, see the Monthly Labor Review at www.bls.gov/opub/mlr/home.htm 

and Beyond the Numbers: Pay and Benefits at www.bls.gov/opub/btn/. For further technical information, see 

Chapter 8, "National Compensation Measures," of the BLS Handbook of Methods at 

www.bls.gov/opub/hom/pdf/homch8.pdf. 
Appendix table 1. Survey establishment response, National

Compensation Survey, March 2015

Establishments Civilian Private industry State and local

governments

Total in sampling frame1 ................................ 5,972,563 5,742,149 230,413

 Total in sample ............................................ 13,661 12,065 1,596

 Responding2 .............................................. 10,122 8,643 1,479

 Refused3 .................................................... 2,203 2,109 94

 Out of business or not in survey scope ..... 1,336 1,313 23

1 The list of establishments from which the survey sample was selected (sampling frame) was developed from

State unemployment insurance reports and is based on the 2012 North American Industry Classification System

(NAICS). For private industries, an establishment is usually a single physical location. For state and local

governments, an establishment is defined as all locations of a government entity. 2 Establishments that provided data at the initial interview. 3 Establishments that did not provide data at the initial interview. Data for establishments not responding at

the time of update interviews are imputed. Detailed information on nonresponse adjustment and imputation can

be found in BLS Handbook of Methods, Chapter 8, “National Compensation Measures,” Bureau of Labor

Statistics, on the Internet at www.bls.gov/opub/hom/pdf/homch8.pdf.
Appendix table 2. Number of workers represented,1 National

Compensation Survey, March 2015

Occupational group2 Civilian workers Private industry

workers

State and local

government

workers

All workers ..................................................... 130,508,100 111,517,700 18,990,400

Management, professional, and related .... 39,868,500 29,380,400 10,488,100

Management, business, and financial ... 11,855,900 10,294,000 –

Professional and related ........................ 28,012,600 19,086,300 8,926,300

Teachers ........................................... 6,549,900 – 5,001,500

Primary, secondary, and special

education school teachers ........... 4,270,300 – 3,668,100

Registered nurses ............................. 2,822,400 – –

Service ...................................................... 28,194,000 24,171,100 4,023,000

Protective service .................................. 3,107,100 1,278,100 1,829,000

Sales and office ......................................... 33,281,100 30,575,300 2,705,900

Sales and related .................................. 12,361,700 12,245,400 –

Office and administrative support .......... 20,919,400 18,329,800 2,589,600

Natural resources, construction, and

maintenance ............................................ 10,111,800 9,131,100 980,700

Construction, extraction, farming,

fishing, and forestry ............................. 4,658,700 4,102,400 –

Installation, maintenance, and repair .... 5,453,200 5,028,700 –

Production, transportation, and material

moving ..................................................... 19,052,600 18,259,900 792,700

Production ............................................. 9,124,600 9,013,600 –

Transportation and material moving ...... 9,928,000 9,246,300 –

1 The number of workers represented by the survey are rounded to the nearest 100. Estimates of the

number of workers provide a description of the size and composition of the labor force included in the survey.

Estimates are not intended, however, for comparison to other statistical series to measure employment trends

or levels. 2 The 2010 Standard Occupational Classification system is used to classify workers.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no estimates

for this characteristic are provided in this publication.