| 1)   | TERM |
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| 2)   | CHANGE      IN CONTROL |
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| a)   | For      purposes hereof, a “change in control” shall be defined  as: |
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| i)   | The      acquisition by any individual, entity or group (within the meaning of      Section 13(d)(3) or 14(d)(2) of the Securities Exchange Act of 1934, as      amended (the “Exchange Act”)) (a “Person”) of beneficial ownership (within      the meaning of Rule 13D-3 promulgated under the Exchange Act) of 20% or      more of either (A) the then outstanding shares of common stock of the      Company (the “Outstanding Company Common Stock”) or (B) the combined      voting power of the then outstanding voting securities of the Company      entitled to vote generally in the election of Directors (the “Outstanding      Company Voting Securities”); provided, however, that for purposes of this      subsection (I), the following acquisitions shall not constitute a Change      of Control:  (i) any acquisition directly from the Company, (ii)      any acquisition by the Company, (iii) any acquisition by any employee      benefit plan (or related trust) sponsored or maintained by the Company or      any corporation controlled by the Company or (iv) any acquisition by any      corporation pursuant to a transaction which complies with clauses (A), (B)      and (C) of subsection (iii) below:or |
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| ii)   | Individuals      who, as of the date hereof, constitute the Committee (the “Incumbent      Board”) cease for any reason to constitute at least a majority of the      Committee, provided, however, that any individual becoming a director      subsequent to the date hereof whose election or nomination for election by      the Company’s shareholders, was approved by a vote of at least a majority      of the directors then comprising the Incumbent Board shall be considered      as though such individual were a member of the Incumbent Board, but      excluding, for this purpose, any such individual whose initial assumption      of office occurs as a result of an actual or threatened election contest      with respect to the election or removal of directors or other actual or      threatened solicitation of proxies or consents by or on behalf of a Person      other than the Committee; or |
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| iii)   | Consummation      of a reorganization, merger, consolidation or sale or other disposition of      all or substantially all of the assets of the Company (a “Business      Combination”), in each case, unless, following such Business Combination,      (A) all or substantially all of the individuals and entities who were the      beneficial owners, respectively, of the Outstanding Company Common Stock      and Outstanding Company Voting Securities immediately prior to      such  Business Combination beneficially own, directly or      indirectly, more than 60% or, respectively, the then outstanding shares of      common stock and the combined voting power of the then outstanding voting      securities entitled to vote generally in the election of directors, as the      case may be, of the corporation resulting from such Business Combination      (including, without limitation, a corporation which as a result of such      transaction owns the Company or all or substantially all of the Company’s      assets either directly or through one or more subsidiaries) in      substantially the same proportions as their ownership, immediately prior      to such Business Combination of the Outstanding Company Common Stock and      Outstanding Company Voting Securities, as the case may be, (B) no Person      (excluding any employee benefit plan (or related trust) of the Company or      such corporation resulting from such Business Combination) beneficially      owns, directly or indirectly, 20% or more of, respectively, the then      outstanding shares of common stock of the corporation resulting from such      Business Combination or the combined voting power of the then outstanding      voting securities of such corporation except to the extent that such      ownership existed prior to the Business Combination and (C) at least a      majority of the members of the board of directors of the corporation      resulting from such Business Combination were members of the incumbent      Board at the time of the execution of the initial agreement, or of the      action of the Committee, providing for such Business Combination;      or |
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| iv)   | Approval      by the shareholders of the Company of a complete liquidation or      dissolution of the Company. |
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| b)   | For      purposes hereof, “Termination” shall be defined as: involuntary      termination or a “voluntary” termination following an event of “Good      Reason.”  For the purposes of the this Agreement “Good Reason”      shall mean the occurrence of any of the following events without the      Employee’s consent:: |
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| i)   | The      assignment to Employee of duties that constitute a material diminution of      her authority, duties, or responsibilities (including reporting      requirements); |
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| ii)   | A      material diminution in Employee’s basesalary; |
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| iii)   | Relocation      of Employee to a location outside a radius of 15 miles of the Company’s      main office; or |
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| iv)   | Any      other action or inaction by the Company that constitutes a material breach      of this Agreement; |
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| c)   | Upon      the occurrence of a Change in Control followed by the Employee’s      Termination of employment, the Company shall pay Employee, or in the event      of her subsequent death, her beneficiary or beneficiaries, or her estate,      as the case may be, a sum equal to three (3) times Employee’s average      annual compensation for the five (5) preceding taxable      years.  Such annual compensation shall include bonuses, pension      and profit sharing plan benefits, severance payments, retirement benefits      and fringe benefits paid or to be paid to the Employee during such      years.  Such annual compensation shall not include any      commissions.  Payments will be made, at the Company’s election,      in a lump sum or paid in equal thirty (30) monthly installments following      the Employee’s Termination. |
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| d)   | All      restrictions on the restricted stock will lapse immediately, incentive      stock options and stock appreciation rights will become immediately      exercisable, and Performance Shares/Units will vest immediately, in full,      in the event of a Change inControl. |
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| e)   | Upon      the occurrence of a Change in Control, Employee will be entitled to      receive benefits due her under or contributed by the Company on her behalf      pursuant to any retirement, incentive, profit sharing, bonus, performance,      disability or other employee benefit plan maintained by the Company on      Employee’s behalf to the extent such benefits are not otherwise paid to      Employee under a separate provision of this  Agreement. |
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| f)   | Upon      the occurrence of a Change in Control followed by the Employee’s      Termination of employment, the Company will cause to be continued life,      medical, dental and disability coverage substantially identical to the      coverage maintained by the Company for Employee prior to her severance,      except to the extent that such coverage may be changed in its application      for all Company employees on a nondiscriminatory basis.  Such      coverage and payments shall cease upon the expiration of thirty-six (36)      full calendar months following the date of  Termination. |
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| g)   | Any      and all payments to be made to the Employee under this Agreement or      otherwise as a result of a Change in Control (hereinafter referred to as      “Change in Control Payments”), shall be made free and clear of, and      without deduction or withholding for or on account of, any tax which may      be payable under Section 4999 of the Code, now or hereafter imposed,      levied, withheld or assessed (such amounts being hereinafter referred to      as the “Excise Taxes”).  If, notwithstanding the foregoing      provision, any Excise Taxes are withheld from any Change in Control      Payments made or to be made to Employee, the amounts so payable to the      Employee shall be increased to the extent necessary to yield to the      Employee (after payment of any tax which may be payable under Section 4999      of the Code) the full amount which he is entitled to receive pursuant to      the terms of this Agreement or otherwise without regard to liability for      any Excise Taxes and any other Federal, State, FICA/Medicare and      unemployment taxes thereon.  In the event any Excise Taxes are      now or hereafter imposed, levied, assessed, paid or collected with respect      to the Change of Control Payments made or to be made to the Employee,      Excise Taxes and any other Federal, State and unemployment taxes thereon      shall be paid by the Company or, if paid by the Employee, shall be      reimbursed to the Employee by the Company upon its receipt of satisfactory      evidence of such payment having beenmade. |
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| h)   | Section      409A of the Code. |
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| i)   | This      Agreement is intended to comply with the requirements of Section 409A of      the Internal Revenue Code (the “Code”), and specifically, with the      “short-term deferral exception” under Treasury Regulation Section      1.409A-1(b)(4) and the “separation pay exception:” under Treasury      Regulation Section 1.409(A)-1(b)(9)(iii), and shall in all respects be      administered in accordance with Section 409A of the Code.  If      any payment or benefit hereunder cannot be provided or made at the time      specified herein without incurring sanctions on Employee under Section      409A of the Code, then such payment or benefit shall be provided in full      at the earliest time thereafter when such sanctions will not be      imposed.  For purposes of Section 409A of the Code, all payments      to be made upon termination of employment under this Agreement may only be      made upon a “separation from service” (within the meaning of such term      under Section 409A of the Code), each payment made under this Agreement      shall be treated as a separate payment, the right to a series of      installment payments under this Agreement (if any) is to be treated as a      right to a series of separate payments, and if a payment is not made by      the designated payment date under this Agreement, the payment shall be      made by December 31 of the calendar year in which the designated date      occurs.  To the extent that any payment provided for hereunder      would be subject to additional tax under Section 409A of the Code, or      would cause the administration of this Agreement to fail to satisfy the      requirements of Section 409A of the Code, such provision shall be deemed      null and void to the extent permitted by applicable law, and any such      amount shall be payable in accordance with (ii) below.  In no      event shall Employee, directly or indirectly, designate the calendar year      of payment. |
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| ii)   | If      when separation from service occurs Employee is a “specified employee”      within the meaning of Section 409A of the Code and if the cash severance      payment under this Agreement would be considered deferred compensation      under Section 409A of the Code, and, finally, if an exemption from the      6-month delay requirement of Section 409A(a)(2)(B)(i) of the Code is not      available, the Company will make the severance payment under the Agreement      to Employee in a single lump sum without interest of the first payroll      date that occurs after the date that is six (6) months after the date on      which Employee separate fromservice. |
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| iii)   | If      (x) under the terms of the applicable policy or policies for the insurance      or other benefits specified in this Agreement it is not possible to      continue coverage for Employee and her dependents, or (y) when a      separation from service occurs Employee is a “specified employee” within      the meaning of Section 409A of the Code, and if any of the continued      insurance coverage or other benefits specified in this Agreement would be      considered deferred compensation under Section 409A of the Code, and,      finally, if an exemption from the six-month delay requirement of Section      409A(a)(2)(B)(i) of the Code is not available for that particular      insurance or other benefit, the Company shall pay to Employee in a single      lump sum an amount in cash equal to the present value of the Company’s      projected cost to maintain that particular insurance benefit (and      associated income tax gross-up benefit, if applicable) had Employee’s      employment not terminated, assuming continued coverage for 36      months.  The lump-sum payment shall be made thirty (30) days      after employment termination or, if provision (ii) of this section      applies, on the first payroll date that occurs after the date that is six      (6) months after the date on which Employee separates from      service. |
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| iv)   | Reference      in this Agreement to Section 409A of the Code include rules, regulations,      and guidance of general application issued by the Department of the      Treasury under Internal Revenue Section 409A.Any payments are to intended      to comply with Section 409A of the Code.  Section 409A of the      Code.... |
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