<TABLE> <S> <C>










<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<DEBT-HELD-FOR-SALE>                            61,794<F1>
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         357
<MORTGAGE>                                       3,667
<REAL-ESTATE>                                      220
<TOTAL-INVEST>                                  70,783
<CASH>                                             240
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                           6,309<F2>
<TOTAL-ASSETS>                                 121,767
<POLICY-LOSSES>                                 63,422<F3>
<UNEARNED-PREMIUMS>                                337<F3>
<POLICY-OTHER>                                     385<F3>
<POLICY-HOLDER-FUNDS>                            2,515<F3>
<NOTES-PAYABLE>                                 13,508
<PREFERRED-MANDATORY>                            1,925<F4>
<PREFERRED>                                          0
<COMMON>                                           936
<OTHER-SE>                                       5,674<F5>
<TOTAL-LIABILITY-AND-EQUITY>                   121,767
<PREMIUMS>                                         993<F6>
<INVESTMENT-INCOME>                              1,330
<INVESTMENT-GAINS>                                (51)
<OTHER-INCOME>                                     465<F7>
<BENEFITS>                                       1,384
<UNDERWRITING-AMORTIZATION>                        171<F8>
<UNDERWRITING-OTHER>                             (287)<F9>
<INCOME-PRETAX>                                    478<F10>
<INCOME-TAX>                                       168<F11>
<INCOME-CONTINUING>                                285
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       285
<EPS-BASIC>                                     1.14
<EPS-DILUTED>                                     1.12
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>ALL FIXED MATURITY SECURITIES ARE CLASSIFIED AS AVAILABLE-FOR-SALE AND RECORDED
AT FAIR VALUE.
<F2>INCLUDES COST OF INSURANCE PURCHASED (CIP).
<F3>THE SUM OF POLICY LOSSES, UNEARNED PREMIUMS, POLICY-OTHER, AND POLICYHOLDER
FUNDS COMPRISES INSURANCE AND ANNUITY LIABILITIES.









<F4>CONSISTS OF NON-CONVERTIBLE AND CONVERTIBLE MANDATORILY REDEEMABLE PREFERRED
SECURITIES OF SUBSIDIARIES.
<F5>CONSISTS OF NET OF THE FOLLOWING:  COST OF TREASURY STOCK; RETAINED EARNINGS;
AND ACCUMULATED OTHER COMPREHENSIVE INCOME.
<F6>INCLUDES INSURANCE CHARGES.
<F7>INCLUDES PRIMARILY FINANCE CHARGES ON FINANCE RECEIVABLES.
<F8>CONSISTS OF AMORTIZATION OF POLICY ACQUISITION COSTS AND CIP, NET OF ACCRETION
OF INTEREST.
<F9>CONSISTS OF CAPITALIZATION OF POLICY ACQUISITION COSTS AND CIP.
<F10>EXCLUDES $38 MILLION OF DIVIDENDS ON PREFERRED SECURITIES OF SUBSIDIARIES,
SHOWN SEPARATELY, NET OF TAX, IN THE CONSOLIDATED INCOME STATEMENT.
<F11>EXCLUDES $13 MILLION TAX BENEFIT FOR TAX DEDUCTIBLE DIVIDENDS RELATED TO
PREFERRED SECURITIES OF SUBSDIARIES.
</FN>


</TABLE>