nless otherwise prohibited by appicable law, | wll be in default if
(2) ato make any payment whan due under is Lease ad ny rue perid beor a deat may
‘occur has olapsed;
(b) a bankruptcy petton is fled by or against me;
{¢) a proceeding in receivership is filed by or against me or my property, or | make an assignment for
the benefit of creditors;
{d) | fail to comply with the insurance requirements ofthis Lease;
{e) Ido not repair or maintain the Vehicle as the Lease requires;
{the Vehicl is lst, stolen, destroyed or determined by Lessor to be unsuitable for use ("Total Loss");
(G) | fail to answer trafic summons or pay any traffic tickels or other fines when due;
(h) the Vehicle becomes subject to alien,
rhe Vehicle is sotzod or confiscated for any rosson by 8 law enforcement agency,
}) I break any of my other agreements in the Lease and such breach significantly impairs the prospect
ee performance, or realization of Lessor’s Interest in the Vehicle, or
t
Remedies: In the event of defaull, Lessor may do any or all ofthe following:
(2) take any reasonable measures designed either to correct the default or to save Lessor from fos, In
‘which case | will pay Lessor upon Lessor’ request forthe costs and expenses incurred;
{b) terminate the Lease and my rights fo possess and use the Vehicle;
(c) {eke possession of the Vehicle by any method or manner parmited by taw;
@ determine my termination ibility on an early lermination basis which | agree to pay immediately;
(e) apply my security deposi to any amounts | one; and

(0) pursue any other remady permites by taw. All of Lessor’s rights are cumulative and the laking of
‘any action will nol prevent the taking of any other action. | also agree to pay Lessor for all collection
and legal costs, Including all reasonable attorneys’ fees and court costs Lessor incur, to the extent
permitted by law.

38. TOTAL LOSS: If the Vehicle is lost, stolen, destro
for use, the Vehicle is @ Toisl Loss and 1 am in default end t
‘set forth in Section 30, less the Turn-in Fee.

39. GAP WAIVER: if! promplly report a Total Loss and | have maintained the required insurance
Coverages and Lessor rceles ‘ah risucane proceeds, Lessor wil wave he Early Termnatin Charge
described in Sgctian,30(c) {tha “GAP Waiver‘), uniess en exclusion applies. Ifthe GAP Waiver apples, | wil
‘only owe Lessor lor tho insurance deductible end eny amounts deducted from the ingurance satioment for
cher, prior damage, excessive weer, excessive uso ant excessive mileage, Ancilry products wil be
canceled directly with the provider and any refunds racolved will be applied to my outstanding balance prior to
epplyng the GAP Waiver. Exclusions: The GAP Waiver does not apply if

(a) The Vehicle has been seized or confiscated for any reason by a law enforcement agency;

{b) I failed to file a police report after a Vehicle theft;

(C) The Total Loss occurred while the Vehicle was outside the United Stales;

(4) The Total Loss was caused by my wrongful ac or omission, or gross negligence;

(e) A Default, other than a payment default, has occurred and | am in Default.

(9 fail to provide information or documents requested by the Lessor in connection wilh the Total

Loss, such 6s insurance information.

or determined by Lesgor o be unsuitable
‘owe the Standard Early Termination Listy

ADDITIONAL INFORMATION

40. OWNERSHIP: This i agreement. Lessor owns the Vehicle | agroe that this
Lease is a true Lease for tax and other pur nat Lessor wil receive the benefits of ownership
Lessor has rot given me eny information or advice regarding any possible lax consequences or benefls
under ths Lease.
41. REIMBURSEMENT AGREEMENT: | undorstand and agree thal | am responsible for
rornplypayirg any ‘nee inured on the Voice such as Wotte of paring Cones, and fet he tady 1
it and several Hf ths Lease is stoned by mare than one Lessee | auoree Lessor to provide any
Information about me requested or required by a state parking or traffic authority in connection with any suc
parking or traffic ickel. 1 Lessor pays any repair bils, storage bile, taxes, fines, Uckels or other charges on
ihe Vehicle, | agree 1 ropay the amount fo Lessor immediately upon demand, Itt do not pay | wl reimburse
HES and pay 2 $20 adminstratve fee, unless prohibited by law, for every such fin, ticket, penalty, or other
charge paid on my behaif.

42. LESSEE'S REPRESENTATIONS: | proign that | have given true and correct
information in the application for credit, and have no knowledge thal would make that information untrue in
the future. Lessor has roled on the truth and accuracy of thal information in entering info this Lease. |
promise that | have glvon a true payott amount on any Vehicle Laded in and | will compensate Lessor to the
‘extent the payoff amount is inaccurate.

43. NOTICES/NO WAIVER: | agree to notify Lessor within 30 days of a chong, In my
addiess. Uniess | notify Lessor in writing of afty change in my address, any notices Lessor send3 me ar
suffclent f sent 1o my address os shown on this Lease. Lessors waver or excuse of a Default is not @ waiver
‘or excuse of any future default and any delay in exercising any remedies under this Lease is not a waiver of
Lessor's right fo exercise those remedies. | waive ail right to demand, prior notice of demand, notice of
acceleration and notice of intent to accelerate. Lessor can waive or delay the enforcement of ils rights 25 lo
‘any person signing this Lease without affecting ils rights as to any olhar gerson signing this Leese. | also
‘agree thal Lessor can release any signer from his or her obligations without releasing any olher signer from
their obligations

44, SECURITY INTEREST: | authorize HFS, on my behalf, lo settle or release any claim under
the insurance related to Lessors ownership of the Vehicle, 0 receive and endorse any checks or drafis
representing premium rebales andlor proceeds of such insurance. and to apply such emounts to my
‘obligations under this Lease. HFS may make and receive claims for al proceeds pad or payable under any
service contract purchased under this Leese for application o my obligaions under this Lease. In the event |
‘em in defaull under this Lease, HFS may cancel any Service contracis and recelve any funds paid or payable
as a rebale, refund, relur or otherwise,

45, COMMUNICATION WITH LESSOR: Calls to or from Lessor, Assignee and AHFC aro
monitored and recorded. | consent to receive emails, prerecorded messages and/or aulodiaied calls
{including text messages) relating to this Lease, the Vehicle, account, lease-end options, and promotions.
These communications may be made by Lessor, Assignee, AHFC or their agents or assignees, even if my
phone number is registered on any state or federal Do Not Call list. | may incur @ charge for calls by my
telephone carrier. Lessor, Assignee or AHFC may obtain end contact email addresses and phone numbers

ARBITRATION; PLEASE READ

| 82. ARBITRATION: d

| PLEASE READ THIS ARBITRATION PROVISION CAREFULLY
TO UNDERSTAND YOUR RIGHTS. BY ELECTING ARBITRATION,
\YOU AGREE THAT ANY. CLAIM THAT YOU MAY: HAVE IN
|THE FUTURE MUST BE RESOLVED THROUGH | BINDING
| ARBITRATION, YOU. WAIVE THE RIGHT TO HAVE: YOUR
DISPUTE HEARD IN COURT AND WAIVE THE RIGHT TO. BRING.
CLASS CLAIMS. YOU UNDERSTAND THAT DISCOVERY AND
| APPEAL RIGHTS ARE MORE LIMITED IN ARBITRATION,
|’Arbitfation is’a method of resolving a olaim, dispute of controversy without fling a lawsull. By
| agreeing to’ arbitrate, the right: to. go to: coun Is Waived and instead claims, disputes’ or
controversies are ‘subjnitted' to, binding arbitration, This ‘provision: sets, forth: the terms and
Conditions of our agreement, YOU and HONDA ‘agrée and ackriowledge that this Lease
affects Interstate commerce and the Federal Arbitration Act ("FAA") applies,

\ py ening the Arbitration Consent, YOU elect to have: disputes resolved by arbitration, YOU;

(ONDA or any involved third party Inay pursye a lain “Claim means bai dispute between
YOU, HONDA, of any involved third pany relating 0. your account,: this: Lease, or our
relationship, including any: Epoineion, the Vehicle, its performance ‘and any representations,
‘omissions of warranties. “Claim: does not Include personal injury or wrongful death claims,
YOU or HONDA may seek remedies in small claims court or provisional judicial remedies
without arbitfating, 22). fe G Sr ae
YOU or HONDA inay select tivation with Amarioan Arbitration Assgclaion. JAMS or
‘National Arbitration and Mediation. Contact these sponsors for theit rules, The heating will be
inthe federal district where ‘YOU ‘reside: Ifagreed, it’ may be by telephone ‘or- written
submissions; i ‘
HFS LS FL 08/16 HONDA FINANCIAL SERVICES

60993"1*C:

SATS TTT. HORI

5: VERA PLA HA PRA AIS

provided by me directly or obtained through other lawful means. | ages provide notice within 30 days of
‘any change to hy at address or phone numbers by writing lo HFS at Honda Financial Services, P.O, Box
165007, Irving, TX 75016. My consent fo this provision is not required lo execute this Lease.

46, ASSIGNMENT: | agree not to transfer, sublease, rent, or assign
this Lease, the Vehicle, or my right to use the Vehicle. This Loase will be
assigned 10 the Assignee identified dn page 1. HFS Will administer this Leave. | agree to make all payments
‘and perform all oer obligations under this Lease fo HFS. | acknowladge that HFS (and Assignee, if
<ierent) will not have fo make any repairs, maintain tho Vehicle or portorm any of Oesler's duties under this
Lease. HFS has the power to act on behalf of Assignee to administer, enforce and defend this Lease,

47. LIMITED POWER OF ATTORNEY: | irrevocably appoint Lessor as my atiorney-in
faci ah elle st nsoranen Ci relood lo he Vetil (8) endorse my Ramo onal check 1 esewe
loss or damage fo the Vehicle, and (c) execute my name on al ile, registration and other documents related
{o the Vehicle, such as a stale Department of Motor Vohicles applicaion for certificate of tle or lien notation,
This power of allorney is imevecable and coupled with an interes.

48. CREDIT REPORTING; | authorize HFS and its affliates, at any lime, to reinvestigate any
infoimetion provided on my credit application and to very my current credit standing and, in the course ct
doing $0, request and recaive credit bureau reports. If | default under this Lease, | authorize HFS and its
affiates to make any credit inqulies HFS and its affliates deem appropriate, and understand thal a negative
credit report reflecting on my credit record may be submitted lo a credit reporting agency. | authorize HFS:
‘and lis affiates and others to exchange credit, account, and financial information about me at eny time,
‘excopl tothe exlent | have instructed Lessor otherwise and only tothe extent permited by applicable fw.
49, MODIFICATIONS/GOVERNING LAW: This Lease seis forth all ofthe, agraaments
between Lessor and Lessee for the lease of the Vehicle, and no modifcaion of this Lease shall be valid
unless i is made in wring and signed by Lessor and Lessco. Notwithstanding the foregoing provision and
‘unless otherwise prohibited by taw, @ continuation, verbally agreed to or apreed lo through electrons means
‘of communication by Lessor and Lessee, of @ Lease Term not to exceed six months boyond the originally
scheduled end of Lease Term shall be valid. f any provision of lhis Lease is unenforceable or inva, that
provision shall be severed from the remainder of the Lease and lhe validly end enforceebilly of the
remaining provisions shall not be affected or impaired. This Lease is to be governed by the laws of the stale
of Florida

50. LIMITATION OF LIABILITY: | agree that Lessor is not responsible for indirect or
oreequentel datages such es Has of profs ard prvonal uy wich are cavsod By any Vehicle dled,
Vehicle damage or related to the time elapsed during which | do not have use of the Vehicle because itis

being repaired or serviced.
|. CLA: VER. | HEREBY WAIVE ANY RIGHT | MAY
ey ve Ags PARICPATE ia CLASS ACTION, BRING A CLASS
CLASS BASIS,

HA\
ACTION, OR PROCEED ON A

THIS SECTION CAREFUL

Filing and arbitrator'fees to be: Ai ieyt the Sponsor rules. You may’ contact the sponsor for a
fee waiver. Ifno fee waivers, HONDA will pay fling and arbitrator fees up to $5,000,-Unless |
lew requisite. Each party is responsi for cto ens, Arbvatr may avira oot r fees |
to prevailing party, if permitted by law, HONDA will fot seek fees, unless. the claims-are-|
found to be fryolous. 4 ie TEED |

‘Arbitrator shall be an attorney oF current or ratited judge familiar with automotive or consumer |
finance. The arbitrator shall follow substantive law, statute of limitations and decide all issues
relating to the Interpretation, construction, enforceability and applicability of this provision. The
arbitrator. may order relief penis ‘by law: eet is goveine and enforceable by the
FAA. An award shall include a writen opinion and be final, subject to appeal by the FAA.

This provision survives termination of this Lease or relationship, bankruptcy, assignment or.
‘transfer, f- part of this. provision is_unenforceable, the remainder remains: in etfect. It
unenforceabilly. ‘allows: arbitration. as a’,class action, then this provision. fg. entirely
unenforceable.; HONDA reserves the tight to make changes to this provision after: providing
written notice and an opportunity to oo out. YOU may opt out within 30 ‘days of slaning this

Lease by sending a a written notice to HONDA at Horida Financial Services, P:O, Box |
165007, Irving, TX'75016, i i Y

HONDA ‘means the ‘Lessor, Dealer, Honda: Lease Trust, American” Honda’ Finance: |
Corporation (AHFC), American Honda Motor Co., Ine., Honda Finance. Mean Ing,, Acura.)
Financial’ Services "(AFS), Honda Financial. Services (HFS), HVT; «Inc, their ‘parents,
‘subsidiaries, fs, successors, assigiiées, ahd officers; employees, representatives: |
and agents, YOU means Lessee and Co-Lessoe to this Lease, ai inee

Page 5 of 5
06/05/2019 07:32 pm

Lessee's Initial 7 Co-Lessee's Initials: N/A

'$120-Fl

Ts TS ope es


19. PAYMENT SCHEDULE: | agree to moke payments lo Lossor according to the schedule
show on poy fe rst Manny Payment ue on he Loses Bo Tho soconé Heo Peyreat oust
be due on or between the fst and 28th ofthe month. Ifthe total Monthly Payment includes sales or use tax,
this payment amount may vary to the extent of any tex inorease or decreaso. | will nol change or stop any
Lease payments for any reason, even ifthe Vehicle is slolen, destroyed, seized by a governmental authority
or experiences mechanical problems,
20, LATE CHARGE/RETURNED CHECK CHARGE: Unless prohibited by law, |
wil pay late cargo ofa laser of §28 or 8% of the unpaid gordon of any Monthy Payment thf No
seceived within 10 days afta itis due. Returned Check Charge: | wil also pay a $25 charge for any
check or similar instrument retumed for any reason, unless prohibited by applicable law.

21. SECURITY DEPOSIT: A refundable security deposit may be the payment | make
tinen Pagn Bis Lease. At Lessa torinaton, waehereary of 6 schedica esor Wil Sedu Yom he
secutty deposit any amounts | owe under this Lease and do not pay. If ‘ perform my obligations under
this Lease, upon termination any part of the security deposit nol credited will be refunded lo me. In the event
Lessor has not been billed for personal property taxes forthe Vehicle forthe year (or pat thereof) in which
the Lease terminates, | authorize Lessor to relain a portion of the security deposit estimated to cover any
personal property tax allocation for such year and apply i 10 the tax when due. Unless prohibited by
applicable law, n0 interes, inorease or profs wil accrue or be paid to me on the security deposit

22. OTHER CHARGES/TOTAL OF PAYMENTS: ‘Secon 3 of
fe Lease (ter Ghages)| ond Saaion& of fe Lazse fot! of Payers} co ra eid sans

collected on bohaif of third partios (such as property taxes, fines, or fees) or charges imposed If | fail to abide
by or modify the terms of ths Lease. am also responsible for Biese amounts and wil refer to all olher terms
and conditions ofthis Lease for a deseripton of all charges du. In additon, unless prohibited by law, the
Lessor of a thid-party may charge me for additonal sores provided outside tho ordinary torms of this
Lease. Balore performing the addional services, the Lessor or third-party wil tell me about the charges
verbaly or in wring, including by tex! message, email, or olherelpotronic means. Tho additonal sorvices
wil nol bo performed unless | agree to pay tho additional chargos disclosed. As an oxampl, adlional
charges may apply to special handling of payments made by tolophono, the Inlernet, or other electronic
payment systems, Unless protibited by faw, all or any portion of the additional charges may be retained by
the Lessor or by third parties or agents involved in the payment processing or additional services.

23. PAYOR AGREEMENT U Lessor 9008, to pay te, peyot amount owed on my trade-in
vehicle, if eny. The amount -gase Balance disclosed in the box on the first page
ented, TratoinVatice rd ls Alwonce To donne bs anoun he Lessor relying on information
from me, the credit lienholder, and/or lessor of my trade-in vehicle. If the actual payoff amount is more than
the disclosed Prior Contract or Lease Balance, | agree to immediately pay the remaining amount owed lo the
contract lienhoker or lessor of my trade-in vehicle or to immediately repay you if the Lessor repays it If the
actual payoft amount is less than tie amount disclosed and the Lessor receives @ refund of the diference,
the Lessor wil refund if lo me or subtract il rom the amount | owe under the Lease, at the Lessor’s option,
Unless otherwise required by law.

VEHICLE MAINTENANCE AND USE

24. VEHICLE INSURANCE: | wit pay for and maintain during the sass arm, and untit the
Vehicle is returned to Lessor, Insurance on the Vehicle which has the stalo required mi (a) Publo

ability Insurance for bodily injuries and property damage; and } Physical Damage feitalbad loss
‘or damage fo the Vohicla, wth daducibla of no more than $1,000 for coliaion and upset loss and $1,000
for comprehensive fre and theft loss. The Policy of Public Liabilly Insurance must show Assignee 3s an
addtional insured. The policy of Physical Damage Insurance must show Assignee as loss payee. | may
choose to get the required coverages myself or through any person. The policies must be writen by an
insurance company acceptable to Lessor, | agree to provide writen proof of Insurence to Lessor upon
request, and authorize Lessor, and is agents, fo contact my insurence agent and insurance company to
verify coverage as required by ihis Lease. I further authorize Lessor lo endorse my name(s) on any check or
draft from my insurance company for any claim and agree that any such paymanis shall be delivered directly
to Lessor. Lessor may change the amounts of required insurance. | thal the limits required
under this Lease may not be sufflent for my needs, and wil rely on my insurance agent. If | fail lo meet
these Insurance requirements, the Lessor may oblain insurance on my behalf at my expanse. Ifthe Vehicle
is damaged, the Lessor wil decide if is repairable and iit should be repaired. i the Vehicle is repaired, the
Lessor will apply (othe costs of repair any Insurance proceeds | recelve fr its toss or damage. | must pay for
ony ls of damane ta snl pad by nguranee proceeds | must alo keep making any eeyments a hey
‘come due during this Lease even if the Vehicle is damaged or unusable for a period of time.

35. VEHICLE MAINTENANCE AND OPERATING costs: | wl maintain tho
fahicla in good working order and condition and have all necessary repairs made, using genuine
aie ropaceret ‘pars. | will pay all expenses for Vehicle use and operation, including maintenance,

180, | will have the Vehicle serviced in accordance with the
manufacturer's minimum recommondatons and as roquosled by the manufacturer in connectton with any
fecal! campalgn, have the service voldaled, and be eblo fo provide proof that such service has bean
performed. Lessor may inspect the Vohicle al any reasonable timo.

26. USE: | wil nolty my insurance company and HFS immediately of any damage to oF loss of the
Vehicle, and will wen ving any such cont Twill not: u y 7

{2) allow unlicensed drivers to operate the Vehicle;

{b) use or allow the Vehicle to be used illegally, improperly, oF to transport goods or people for pay;

{ce} use the Vehicle in 2 way that causes cancellation or suspension of insurance or causes

‘manufacturer's warrenty to become void;

{d) _ use the Vehicle to pull trailers that exceed the manufacturer's trailer towing recommendations

(2) remove te Veil fom te 48 confouous Unted tales wibout Lessa writen consent unless
the Vehicle was originally leased in Alaska or Hawail);
{) change, mark or install equipment in the Vehicle without Lessor’s writlen consent;
() see Vie ay fa of ua cc, argh peomane cig alo schools, of relted

active
(h) use the Val io any off-road activity, unless the Vehicte is a sport uly vohicle,
27. REGISTRATION: | will register the Vehicle, as required in the stale where the Vehicle Is

garaged end pay for all license, file and registration costs. if | mova or change the Vehicle's garaging
‘address, | wil nolity HFS Immediately and 2) or al ‘esuling taxes and title, registration or olher fees.

repair, Suid, tis and other expenses. Al my

ENDING MY LEASE

28, PURCHASE OPTION PRIOR TO THE END OF LEASE TERM: | have
{he option to purchase the Vehicle at any ime (unless a governmental agency has seized the Vehicle and

instructed Lessor nol {0 release the Vehicle to me). This purchase oplion may be exercised only by the
Lessee. If purchase the Vehicle prior fo the end of the Lease Term, the purchase price wil be the Adjusted
Lease Balance (defined below), . ps (a) any payments or other charges due and unpaid under this Lease
(except Excess Mileage and Excessive Wear and Use charges) and (b) any taxes or fees required by faw In
‘connection with the purchase, The “Adjusted Lease Balance” is the unamortized portion of the Adjusted
Capitalized Cost, determined on an Actuarial basis, where earnings are accrued on the first day of every
period, “Acuatal bass’ method means the method of alocang #as0 Monhly Payments bolwoen: () Be
rnd ofa Nas Capitalized Cost to the Residual Value over the Lease Yanan i) Ron charges.
Under this method, @ Base Monthly Lis applied first to tho sccumvlated Rent Charges and any
‘emainder is subtracted from, or any deficiency is added to, the balance of the Adjusted Capkaized Cost. |
will re-ogister and rete the Vehicle in my name at the time | purchase itt fal to do $0, Lessor may cancel
the registration

29, NOTICE: I ororcio te Puchaso Option unde his Lease | acknowledge that HES, on Baha of
Assignee, does hereby er Over ond begat of Ia FQN (fl Tot he DUaatons sl such
Wohi fb Honda Fania Seren, Inc. pursvant to the Sub-Servicing and Master Exchange Agreement
between HES and Honda Finance Exchange, inc. Notice Is hereby given that all of the
rights (but not the obligations) to sell the Vehicle have been assigned to
Honda Finance Exchange, Inc. pursuant to such Master Exchange
Agreement.

2 FARLY | TERMINATION LIABILITY: if! am. notin foul | fnay taingto this Lease
‘Lease early, upon return of the Vehile to Lessor, | will owe to Lassor:

ey mci paves oaty du ss unl and any Oba anc od ating ay ou
“w Ao ar a ~~ sail

(0) ary ofc foos ond les Tryon fcomeaton wih ha {ermination; plus

(©) he Early Termination Charge, which Is the amount, if any, by vie he then Adjusted Lease
Balance (determined as described in Section 28 above) exceeds the Realized Value of the Vehicle
(Golornned a desorlbed in Section 31 below); plus

(4) tho Turn-in Foe, as described in Section 3 above,

Lossor may terminate this Lease at any Umo if the Lease Is in dofault, in which case, In addition to the

foreging mounts, | 50 gree fo pay Lessor’ cosl of repossess, siting and transporing the Vee

nual as Lessor’s costs of collection, including court cosis and reasonable allomays' foos, to the extent
0 by law.

31, DETERMINATION OF REALIZED VALUE OF THE VEHICLE: 1 tho
Venicie is ios, so'zn or destroyed, the Vehicle wal be a “Total Loss” and the Realized Vave wil be fhe actual
proceeds Lessor receives ftom my insurer or any other party in paymant for the loss, (f no provseds are
received, the Realzed Valve will ba zero. In all other situations the Realized Value of the Vehicle upon early
termination will be determined in one of the folowing ways; (a) by writen agreement between Lessor and me,
provided it is signed within 10 days {or as required by lew) after | relum the Vehicle to Lessor: (b) by
professional appraisal of the wholesale value of the Vehicle, i I choose to obtain one at my sole expense within
40 business days (or 8s roguired by law) afler returning the Vehicle to Lessor. Lessee may solect an
Independent thied party appraiser wha is acceptable to Lessor to make the appraisal; the appraised value will
thon be the Realond Vaio) fio Roald Valu lent ctarmined by (} or (above win 10 day (ot
as required by law) after | return the Vehicle to Lessor, Lessor will proceed to soll the Vehicle at wholosale in

60993"1*CS120-FI

HFS LS FL 08/16 HONDA FINANGIAL SERVICES

‘@ commercially reasonable manner. If the law requires @ specific method or process, the Lessor will follow it
2s required,
32, SCHEDULED END OF LEASE LIABILITY: | agree that | do not purch
Vehicle at the end of the Lease, my payment fabiity at that time wil be the sum of:

(a) any Monthly Payments already due and unpaid and any other amounts arising from my failure to

keep my promises under this Lease; plus

{b) any Excessive Wer and Use amounts, defined below; plus

{) any Excess Mileage charges; pus

(d) any. any otal fees and taxes imposed in connection with Lease termination; plus

{e) fe Tum Foe os desorbed Soci 3 above

33. EXCESSIVE WEAR AND USEIEXCESS MILEAGE: Jf} do not purchase the
Vehicle‘ tha ond of my scheduled Lease term, and subject fo tho limifed walvor below, ! wil reimburse
Lessor for the amount it would cost Lessor to repel excossive wear a soo he Venice, wht rl
Lessor makos repairs. "Excessive Wear and Use” includes, but isnot timited to:
ay mechanical defect or failure;
broken or missing parts or accessories (including missing keys or remote entry devices);
{3 damagedbody fencers, bimpers meal work, Ights or mr damaged or broken glast;
{) paint which is chipped;
(e) _ interior rips, stains, burns, or excessively worn areas;
rrissing or unsafe wheels or tres (Including spare), tres with less than 478th Inch of tread

the

remaining at the shallowest point;

(g) damage or any other condition that makes the Vehicle unsafe or unlawful to operate; or
safety and emission control equipment not In proper working order. | also agtoa to pay for
Excose Miloage as statod in Soction 2

34, LIMITED FXCESSIVE WEAR AND USE WAIVER: Lossor agrees to waive

Excessive Wear ard Use charges up to $600 if, at the end of tho scheduled ‘ermination ate, | am In
compliance nah al fe uns oc eat of bs lake including, without tritation, payment obligations
‘and insurance requitements. | remaln responsibie for any damage and for Excessive Wear and Use charges
that are in excess of the $500 waiver. The waiver does not apply to Excess Mileage charges.

36, RETURN Of THE VEHICLE: Whether the Lease is terminated ooty or or hp '
‘agree to relum the Vehicle to the Oeale’s address as shown on this Lease or fo any 8 specifies,
1am evare thet i 'am not in default, Lessor may agree to extend this Lease for a
period of no more than six months by agreement over the telephone or an agreement
formed through other electronic means of communication. | agree to contact Lessor
for additional detall ise, if | keep possession of the Vehicle ‘the Lease Term, | agree fo
Contruo Mon Payments, ut undestand thet eontrued payment dos nl pert me keep Be Veil
‘agree to pay for any ‘damages thel Lessor may suffer because | failed to retum the Vehicie at Lease termination.

36, ODOMETER DISCLOSURE STATEMENT: On termination of this Lease
(or upon election to purchase the Vehicle), | agree to provide a signed written
disclosure to Lessor of the correct odometer mileage on the Vehicle, as required by
federal law, and understand that the failure to do so may result In fines and/or
imprisonment. | agree to pay Lessor for any loss, claims, damage, costs and
expenses (Including tagal expenses) which result from my fallure to promptly
provide Lessor with a itten odometer disclosure statement.

06/05/2019 07:32 pm
Lessee’s Initials:_WA Page 4 of §

Lessee's Initials:



Case 0:22-cv-62090-XXXX Document 1-1 Entered on FLSD Docket 11/10/2022 Page 1 of5

®
Honda Leadership Leasing DEALS 5027888 FREE
Lease Date: 06/05/2019 CLOSED-END VEHICLE LEASE AGREEMENT — FLORIDA STG EAGT Services

LESSEE(S) (Print Name & Address) VEHICLE GARAGING ADDRESS lif different) LESSOR (Dealer)
‘SRR TO ries ALLEN ROLDAN “SOHAL SPRINGS HONDA

Street Address

9400 W ATLANTIC BLVD
ORAL SPRINGS “CORAL SPRINGS “EL

county
ort BROWARD

$3071

Ogater Number

207548
By signing this Lease, Lessee and each Co-Lessee (collciely, ‘my’, “me inchiaualy and together cares lo lease the Nekice, Slesorbed below, eccording fo the tems on all pages of this Leese and Lessee

Name of Co-Lessee
N/A

‘and each Co-Lessee ‘a ony and severally liable for all ‘obligations under this Lease. | accept delivery of the Vehicle and acknowledge that it is in good oper ‘order and has the odometer reading recorded
Below "Lessor refers tothe Lessa (Dealer) named above and Assignee. Assign is Horde Lesse Trust the assunee fr al Honda and Acura lees ‘ton onde Franca Copraton (AFC serves 35
the ainsiator of fe Lease on beh fonda Lease st Ament ends Finance Corporation is doing business as Honda Financial Services (‘HFS’). LEASE TERM: 6 MONTHS
VEHICLE DESCRIPTION
NEW 2018 HONDA Accord Cc 317
New/Used — Y1 Make & Model Body Style Vehicle identification Number

Primary use of Vehicle is for Personal, Family, or Household purposes unless the following box is checked: [_]Business, Commercial, Agricultural, or Lessee is an organization or governmental only,

RADEWIN VEHICLE AND ITS ALLOWANCE
Year 2018 Make HONOA Model Civic Gross Amount of Trade-In Allowance $ 18800.00
Prior Contract or Lease Balance - $. 18849.77 - ___ “Net Trade-In Allowance = $ 7349.77 _____(|fless than zero, enter zero).

FEDERAL CONSUMER LEASING ACT DISCLOSURES
2. MONTHLY PAYMENTS 3, OTHER CHARGES 4, TOTAL OF PAYMENTS

1. AMOUNT DUE AT

tehse Srakile My first Monthly Payment of: 7 —___299.99 | (not part of my Monthly Payment) (The amount | will have paid
a isdveon___06/05/2019__fotiowedby | Tum: Fee (| do not by the end of the Lease.)
{Itemized Below) 35 _pamensots 299.99 due | Purchase the Vehicle) $ 350.00

onthe Sth reac month, The rotator | VAs __ N/A
$ __1299.00_ | my Monthly Payments is $__10799.64 Total $ _ 350.00 | s__12148.65

5: *ITEMIZATION OF AMOUNT DUE AT.LEASE SIGNING OR DELIVERY.
‘A. AMOUNT DUE AT LEASE SIGNING OR DELIVERY B, HOW THE AMOUNT DUE AT LEASE SIGNING OR DELIVERY WILL BE PAID
(1) Capitalized Cost Reduction (Amount Pald In Cash) $ 350.65 (1) Credit for Net Trade-in Allowance** $ .00
Sales/Use Tax on Amount Paid in Cash 24.55 (2) Manufacturer Contribution NIA
(2) Capitalized Cost Reduction (Credit for Net Trade-in Allowance) 0.00 (3) Dealer Contribution —_N/A
Sales/Use Tax on Credit for Net Trade-in Allowance N/A (4) Amount to be Paid in Cash ____1299.00
(3) Advance Monthly Payment (4st Month) 299,99 (5) N/A N/A
(4) Refundable Security Deposit N/A () N/A N/A
(6) Initial Title Fees 2.00 7) N/A N/A
(6) Initial Registration Fees 70.22 (8) N/A N/A
()Oter FLTIRE FEE (U) 5.00 (9) N/A N/A
(8) Other: Batt.Fee 1.50/Rent. Surg 60.00 61.50
(9) Other, Oth Upt Fees 1 SALES TAX
(10) TOTAL $ (10) TOTAL $ 1299.00
‘A. GROSS CAPITALIZED COST: The agreed upon value of the F, RENT CHARGE: The amount charged in addition to the
Vehicle ( §__22725.65._) and any tems | pay for depreciation and any amortized amounts. + __ 1692.19 |
furan onanyovsaning prcedicresebams), — §_24469.42 oe a a cae eee 10082,96
F COn Wes DERE NEN eee fare H. LEASE PAYMENTS: The number of payments required during 46
reduces the gross capitalized cost. 350.65 the term of my Lease. Whee
c. nT ad COB. Tre enovet une = 26118,77 | BASEMONTHLY PAYMENT: = __ 280.36
D, RESIDUAL VALUE: The value of the Vehicle at the scheduled J. MONTHLY SALESIUSE TAX: +__19.63 |
and ol tie Lease Tem ued in caclting my base mony — 45718.00 x. oTHER: WA + N/A
E, DEPRECIATION AND ANY AMORTIZED AMOUNTS: The amount L. OTHER: N/A + N/A

or for the Vehicle's decline in vaiue through normal use
and for other Items paid over the Lease Term.

EARLY TERMINATION. | may have to pay a substantial charge If | end this Lease early. The charge may be up_to several thousand dollars. The
actual charge will depend on when the Lease is terminated. the earlier | end the Lease, the greater this charge is likely to be.

7, EXCESSIVE WEAR AND USE, | may be charged for excessive wear based on Lessor’s standards for normal use and for mileage in excess of 72,000 miles per year
atthe rate of __15___ cents per mile.

8 PURCHASE OPTION AT END OF LEASE TERM, | have an option to purchase the Vehicle at the end of the Lease Term for$_15718.00 __ pjus any required
faxes and fees

9. OTHER IMPORTANT TERMS. Review this Lease for additional information on early termination, purchase onto, maintenance responsibilities, warranties, late and default

8400.77 _M, TOTAL MONTHLY PAYMENT ("MONTHLY PAYMENT")= $___ 299.99

charges, insurance, and any securly interests, if applicable

\ a
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Case 0:22-cv-62090-XXXX Document 1-1 Entered on FLSD Docket 11/10/2022 Page 2 of 5
ITEMIZATION OF GROSS CAPITALIZED COST (See!Section 6A)

A. Agreed upon Value of Vehicle $ 22725.65_ 1 Optional Vehicle Service Contract $ N/A

B. Sales/Upfront/Other Tax $ NA | NA $ N/A

©. License, Tite, and Registration Fees $ N/A J, NA — $ N/A

D. Outstanding Prior Credit or Lease Balance $ 349.77 «NWA $ N/A

E, Acquisition Fee $ 595.00 | NA $ N/A

F,  Pre-delivery Service Charge”* $3 799.00

G. Optional Maintenance Contract $ N/A_ M. Total= Gross Capitalized Cost $ 24469.42 _

“This charge represents costs and profits to the Dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the Lease.
41 WARRANTIES ith
Ifthe Vehicle is new, the Vehicle Is covered by the manufacturer's standard new car warranty. If the Vehicle is not new, there Is no express warranty on the Vehicle unless Indicated below.
used ye limited warranty provided by the manufacturer, (C1 Remainder of standard new vehicle ited warranty provided by the manufacturer,
(5 Other_N/A.

LESSOR LEASES THE VEHICLE TO ME "AS IS‘, EXCEPT AS PROVIDED IN THIS LEASE (AND UNLESS PROHIBITED BY LAW), LESSOR MAKES NO EXPRESS OR IMPLIED
WARRANTIES OR REPRESENTATIONS AS TO THE VEHICLE'S (OR ANY OF ITS PARTS OR ACCESSORIES) CONDITION, MERCI ABILITY, SUITABILITY OR FITNESS FOR ANY
PARTICULAR PURPOSE AND LESSOR MAKES NO OTHER REPRESENTATIONS OR WARRANTIES WHATSOEVER.

42) OPTIONAL SERVICE’ CONTRACT) INSURANCE AND! OTHER PRODUCTS,

{ do not have to purchase any of the optional products or services listed below to enter into this Lease, and they are not a factor in Lessor’s credit decision. If | have indicated so below, it
means | want to purchase the products and/or services for the price(s) listed below. If | have decided to purchase ay ot the products and/or services, | acknowledge that | have read the
‘separate contract or notice which describes its terms and conditions. Coverage may be subject to approval by the provkier. If the price of any products andior services | po Is not part of
the Itemization of Gross Capitalized Cost, | wilt pay for them upan Lease signing or delivery. 3sor may receive a portion of the price of any optional products and/or services { buy.

A

Optional Maintenance Contract _ $ ml N/A _ N/A NA _/ N/A
Optional Vehicle Service Contract. $, a N/A T= NA N/A_/ NIA
ote rapa er ee sar —WA. vest
radi TF co ee
other NK” $ NA_ NA N/A N/A’) N/A
Product mn Premium of Charge Provider Term Lessee inifais:
Other Ni $. N/A N/A N/A N/A; N/A
Product Desenpttan Sromlum of Charge Provider Tem Tessee initials
Other A NWA N/A N/A; N/A
Frode Desipton FeniimorCrane — Proder Ta Tae las

Notice: If you do not meet your Lease obligations, you may lose the Vehicle,

ASWESTIMATED FEES AND: TAXES'OURING LEASE TERM

| agree to pay when due or reimburse Lessor for all titlellicense/registration/official fees and taxes over the term of my Lease (including any extensions), whether paid at Lease
soning, nchudad in my Monthy Paymants or billed otherwise by Lessor or my taxing uriadction, including personal property taxes. Lessor eatimates this amaunt fo be:

“fre actual total of fees and taxes may be Nher, or lower, depending upon witether the qsraging address of the Vehicle changes, and on the tax rates In
effect, or tho value of the Vehicle at the time a foe or tax is assessed, Some taxes and feos may come due after the Lease terminates. | agree to pay any such amounts within 10
days of being invoiced or otherwise when Indicated by the taxing authority, } will be responsible for any fines or penalt fall to pay the bill when due,

14: VEHICLE INSURANGE (See Section:24 for Additional Requirements) i

NOTICE: THE VALID AND COLLECTIBLE LIABILITY INSURANCE AND PERSONAL INJURY PROTECTION INSURANCE OF ANY AUTHORIZED RENTAL OR
LEASING DRIVER 3 errs FOR THE LIMITS OF LIABILITY AND PERSONAL INJURY PROTECTION COVERAGE REQUIRED BY SECTIONS 324.021(7) AND
627.736, FLORIDA STATUTES.

| fit he olowng insurance coverag

in force as of the Lease Date. | must instruct my insurance agent to add as an additional loss payee and as an additional insured, and send the
.ease Trust clo PDP Services, P.O. Box 650201, Hunt Vailey, Marylar

15/ARBITRATION.

“The parties agree that any unresolved disputes shall be submitted to arbitration in accordance with the Arbitration clause (Se
this Section and the Arbitration clause, including the method of opting out of arbitration. Lessee's Initials

(Continued on Page 3)

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Case 0:22-cv-62090-XXXX Document 1-1 Entered on FLSD Docket 11/10/2022 Page 3 of 5

FOR PURPOSES OF THE NOTICES BELOW “YOU” REFERS TO LESSEE,

WARNING - Unless a charge is included in this Lease for public liability or property damage insurance, none is provided by Lessor,

THIS IS A LEASE AGREEMENT. THIS IS NOT A PURCHASE AGREEMENT. PLEASE REVIEW THESE MATTERS CAREFULLY
AND SEEK INDEPENDENT PROFESSIONAL ADVICE IF YOU HAVE ANY QUESTIONS CONCERNING THIS TRANSACTION.
YOU ARE ENTITLED TO AN EXACT COPY OF THE AGREEMENT YOU SIGN.

YOU AGREE THAT ASSIGNEE AND AHFC MAY OBTAIN YOUR CREDIT REPORT, CREDIT SCORE OR OTHER CONSUMER REPORT FOR USE IN CONNECTION
WITH COLLECTION OF AMOUNTS OWED UNDER THIS LEASE, ENFORCEMENT OF THIS LEASE, AND MARKETING SOLICITATIONS FOR RETAIL
INSTALLMENT FINANCING OR LEASE PROGRAMS AFTER LEASE DATE.

THIS LEASE CONTAINS THE ENTIRE AGREEMENT BETWEEN YOU AND US. No agreements exist between you and Lessor except as set forth in this Lease. Tho agreement
between the parties may only be modified by a writing signed by you and Lessor, except that the Lease may be extended by agreement over the phone or an agreement formed through other
electronic means of communication for @ period of no more than six months. No course of performance will modify the agreement parties or constitute @ waiver of any right under
this Lease. Lessee's Initials WY __CoLessee’s Initials v

NOTICE: (1) BY SIGNING BELOW, YOU AGREE TO ALL THE PROVISIONS ON ALL PAGES OF THIS LEASE (2) YOU ACKNOWLEDGE THAT YOU HAVE READ THE

ENTIRE LEASE, (3) YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED A COMPLETELY FILLED-IN COPY OF THIS LEASE AND OF ANY OTHER AGREEMENTS,

POLICIES OR CERTIFICATES THAT YOU SIGNED.
17. SIGNATURES

SIGNATURE(S)
Pint.“ CHRISTOPHER ALLEN ROLDAN X_N/A N/A

Name Go-Lessee Signature Name
N/A _ X_N/A NA a
Co-Lessee Signature Name Co-Lessee Signature Name
B, BUSINESS LESSEE SIGNATURE
XNA \ N/A N/A
Lessee Signature \\ Business Name Signor's Name Tile
C, LESSOR SIGNATURE AND ASSIGNMENT

sor below has the effect of: (a) accepting the terms and conditions of this Lease; (b) acknowledging verification of the Lessee's insurance coverage required
Ba Lease Trust, or its successors and assignees all of its right, title and interest in and to this Lease, the proceeds of this Lease and the Vehicle, according
9@ Plan Agreement between Honda Lease Trust and the Lessor.

CORAL SPRINGS HONDA __——s«F+1 MANAGER _ _
Name Tie

‘The authorized signature ol
by this Lease; and (c) assign
to the terms and conditions o} i

Hi

Authorized Signature

18. CO-SIGNER SIGNATURE ;
GUARANTY: I/We Jointly dnd sAVerally guaranty payment of all amounts owed under this Lease. This means that if the Lessee(s) fails to pay any money owed, \We will pay it, Upon default
under the Lease, Lessor may proteed immediately against melus for payment, without first proceeding against the Lessee(s), any other guarantor, or any security. I/We also will ba {iable for alt
fees, including attorneys’ fees, thal the Lessor incurs in enforcing the Lease or this guaranty. My/Our guaranty of payment is unconditional, and will not be affected by any settlement, extension,
renewal or amendment of the Lease, or the release of any person or security. \We waive all notices of every kind and nature and also waive all rights to demand and presentment.

N/A N/A N/A N/A

Co-Signer/Guarantor Signature Print Name Co-Signer/Guarantor Signature Print Name

SEE THE FOLLOWING PAGES FOR ADDITIONAL TERMS AND CONDITIONS
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