EXHIBIT 10.2

AGREEMENT FOR WHOLESALE FINANCING



This Agreement for Wholesale Financing ("Agreement") is made betweenGE Commercial Distribution Finance Corporation("CDF") andEMTEC, INC., a New Jersey corporation, having its chief executive office located at572 Whitehead Road, Buildings 1 & 5, Trenton, NJ  08619andWestwood Computer Corporation,a New Jersey corporation, having its chief executive office located at11 Diamond Road, Springfield, NJ  07081(individually, collectively and jointly and severally "Dealer").



|1. | Extension
        of Credit. Subject to the terms of this Agreement, CDF may extend
        credit to Dealer from time to time to purchase inventory from CDF approved
        vendors ("Vendors") and for other purposes. Each Dealer is part of an
        integrated family of companies, and, accordingly each Dealer has requested
        that CDF extend one common credit facility instead of separate credit
        facilities, and CDF has agreed to extend such a common credit facility.
        Each Dealer has agreed to share with each other such common credit facility
        with CDF for such inventory acquisitions. Each Dealer acknowledges that
        CDF will be lending against, and relying on a lien upon, the Collateral
        (as defined below) even though the proceeds of any particular loan made
        hereunder may not be advanced directly to such Dealer, and that such Dealer
        will nevertheless benefit by the making of all such loans by CDF and the
        availability of a single credit facility of a size greater than either
        could independently warrant. CDF's decision to advance funds is discretionary,
        and will not be binding until the funds are actually advanced. CDF may
        combine all of CDF's advances to Dealer or on Dealer's behalf, whether
        under this Agreement or any other agreement, and whether provided by one
        or more of CDF's branch offices, together with all finance charges, fees
        and expenses related thereto, to make one debt owed by Dealer. CDF may,
        upon notice to Dealer (which notice may be contemporaneously with CDFs
        election referred to herein), elect not to finance any inventory sold
        by particular Vendors who are in default to CDF, or with respect to which
        CDF reasonably feels insecure. This Agreement concerns the extension of
        credit, and not the provision of goods or services.
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|2. | Financing
        Terms. Certain financial terms of any advance which CDF makes
        under this Agreement are not set forth herein because such terms depend,
        in part, upon many variable factors, including the availability of Vendor
        discounts, payment terms or other incentives, and CDF's floorplanning
        volume with Dealer and with Vendors. Therefore, CDF and Dealer agree to
        set forth in this Agreement only the general terms of Dealer's financing
        arrangement with CDF. Upon agreeing to finance an item of inventory for
        Dealer, CDF will send Dealer a Transaction Statement identifying such
        inventory and the applicable financial terms. Dealer's failure to notify
        CDF in writing of any objection to a Transaction Statement within thirty
        (30) days after a Transaction Statement is mailed to Dealer shall constitute
        Dealer's: (a) acceptance of all terms thereof; (b) agreement that CDF
        is financing such inventory at Dealer's request; and (c) agreement that
        such Transaction Statement will be incorporated herein by reference. If
        Dealer objects to the terms of any Transaction Statement, Dealer will
        pay CDF for such inventory in accordance with the most recent terms for
        similar inventory to which Dealer has not objected (or, if there are no
        prior terms, at the lesser of 16% per annum or at the maximum lawful contract
        rate of interest permitted under applicable law), but CDF may then elect
        to terminate Dealer's financing program. Such termination will not accelerate
        the maturities of advances previously made, unless Dealer is otherwise
        in default of this Agreement.
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|3. | Security
        Interest. To secure payment of all of Dealer's current and future
        debts to CDF, whether under this Agreement or any current or future guaranty
        or other agreement, and to secure the joint and several liability of each
        Dealer to CDF hereunder, Dealer grants CDF a security interest in all
        of Dealer's interest in its inventory, equipment, fixtures, accounts,
        chattel paper, instruments, deposit accounts, documents, general intangibles,
        and letter of credit rights and other supporting obligations, and all
        judgments, claims, insurance policies, and payments owed or made to Dealer
        thereon; all whether now owned or hereafter acquired, and all attachments,
        accessories, accessions, returns, repossessions, exchanges, substitutions
        and replacements thereto, and all proceeds thereof (collectively "Collateral").
        All of such terms for which meanings are provided in the Uniform Commercial
        Code of the applicable state, as the same may be amended, are used herein
        with such meanings.
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|4. | Affirmative
        Warranties and Representations. Dealer warrants and represents
        to CDF that: (a) Dealer has good title to all Collateral owned by Dealer;
        (b) CDF's security interest in the Collateral financed by CDF is not now
        and will not become subordinate to the security interest or encumbrance
        of any person, other than (i) liens for taxes, assessments, or similar
        charges either not yet due or being contested in good faith and for which
        adequate reserves have been established by Dealer, and (ii) liens of materialmen,
        mechanicsmen, warehousemen, or carriers or like items arising in the ordinary
        course of business and securing obligations which are not yet delinquent;
        (c) Dealer will execute all documents CDF requests to perfect and maintain
        CDF's security
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interest in the Collateral, and will cause all third parties in possession of Collateral to provide such acknowledgment or control of CDF's security interest as CDF may reasonably require; (d) Dealer will deliver to CDF immediately upon each request, and CDF may retain, each Certificate of Title or Statement of Origin issued for Collateral financed by CDF; (e) Dealer will at all times be duly organized, existing, in good standing, qualified and licensed to do business in each jurisdiction in which the nature of its business or property so requires, except where the failure to be qualified or licensed would not have a material adverse effect on its business or financial condition (a Material Adverse Effect); (f) Dealer has the right and is duly authorized to enter into this Agreement; (g) Dealer's execution of this Agreement does not, and will not, constitute a breach



 of any law
or agreement to which Dealer is now or hereafter becomes bound, except where such breach would not have a Material Adverse Effect; (h) there are and will be no actions or proceedings pending or threatened against Dealer which might result in any material adverse change in Dealer's financial or business condition; (i) Dealer will maintain the Collateral in good condition; (j) Dealer has duly filed and will duly file all tax returns required by law, and will pay when due all taxes, levies, assessments and governmental charges; (k) Dealer will keep and maintain all of its books and records pertaining to the Collateral at its chief executive office  designated in this Agreement; (l) Dealer will keep all Collateral at its chief executive office listed herein, and other locations within the United States of America of which Dealer has notified CDF in writing or has listed on any current or future Exhibit "A" attached hereto; (m) Dealer will give CDF thirty (30) days prior written notice of
any change in Dealer's identity, name, form of business organization, ownership, chief executive office, Collateral locations or other business locations; (n) Dealer will notify CDF of the commencement of material legal proceedings against Dealer or any guarantor; (o) Dealer will comply with all applicable laws, except where the failure to so comply would not have a Material Adverse Effect; and (p) Dealer has provided CDF with a copy of Dealer's Articles of Incorporation, Articles of Organization, Articles of Formation, Partnership Agreement, or Certificate of Limited Partnership, as applicable, and will provide any subsequent amendments thereto bearing indicia of filing from the appropriate governmental authority, or such other documents verifying Dealer's true and correct legal name.



|5. | Negative
        Covenants. Dealer will not at any time without CDF's prior written
        consent: (a) other than (i) in the ordinary course of its business, (ii)
        transactions involving assets other than inventory no longer used or useful
        in the business, (iii) sales, the proceeds of which are used to promptly
        acquire similar assets in the replacement thereof, (iv) the licensing
        on a non-exclusive basis of intellectual property rights in the ordinary
        course of business, or (v) any disposition resulting from an insurance
        recovery event, sell, lease, or otherwise dispose of or transfer any of
        its assets in excess of $100,000.00 in any 12 month period; (b) rent,
        lease, demonstrate, consign, license, or use any Collateral financed by
        CDF; (c) merge or consolidate with another entity other than a Dealer;
        (d) except for sales of inventory, move any Collateral financed by CDF
        out of the United States of America; or (e) store Collateral financed
        by CDF with any third party unless such third party acknowledges CDFs
        security interest.
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|6. | Insurance.
        (a) Dealer will immediately notify CDF of any loss, theft or damage to
        any Collateral. Dealer will keep the Collateral insured for its full insurable
        value under an "all risk" property insurance policy with a company acceptable
        to CDF, naming CDF as a lender loss-payee and containing standard lender's
        loss payable and termination provisions. Dealer will provide CDF with
        written evidence of such property insurance coverage and lender's loss-payee
        endorsement.
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(b)The
  following notice is given pursuant to Section 180/15 of the Collateral Protection
  Act set forth in Chapter 815 Section 180/1 of the Illinois Compiled Statutes;
  nothing contained in such notice shall be deemed to limit or modify the terms
  of this Agreement:UNLESS
  DEALER PROVIDES EVIDENCE OF THE INSURANCE COVERAGE REQUIRED BY DEALERS
  AGREEMENT WITH CDF, CDF MAY PURCHASE INSURANCE AT DEALERS EXPENSE TO PROTECT
  CDFS INTEREST IN DEALERS COLLATERAL. THIS INSURANCE MAY, BUT NEED
  NOT, PROTECT DEALERS INTEREST. THE COVERAGE THAT CDF PURCHASES MAY NOT
  PAY ANY CLAIM THAT DEALER MAKES OR ANY CLAIM THAT IS MADE AGAINST DEALER IN
  CONNECTION WITH THE COLLATERAL. DEALER MAY LATER CANCEL ANY INSURANCE PURCHASED
  BY CDF, BUT ONLY AFTER PROVIDING CDF EVIDENCE THAT DEALER HAS OBTAINED INSURANCE
  AS REQUIRED UNDER THIS AGREEMENT. IF CDF PURCHASES INSURANCE FOR THE COLLATERAL,
  DEALER WILL BE RESPONSIBLE FOR THE COSTS OF THAT INSURANCE, INCLUDING THE INSURANCE
  PREMIUM, INTEREST AND ANY OTHER CHARGES CDF MAY IMPOSE IN CONNECTION WITH THE
  PLACEMENT OF THE INSURANCE, UNTIL THE EFFECTIVE DATE OF THE CANCELLATION OR
  EXPIRATION OF THE INSURANCE. THE COSTS OF THE INSURANCE MAY BE ADDED TO DEALERS
  TOTAL OUTSTANDING BALANCE OR OBLIGATION. THE COSTS OF THE INSURANCE MAY BE MORE
  THAN THE COST OF INSURANCE DEALER MAY BE ABLE TO OBTAIN ON ITS OWN.



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|7. | Financial
        Statements. Dealer will deliver to CDF, in a form satisfactory
        to CDF: (a) within ninety (90) days after the end of each of Dealer's
        fiscal years, a reasonably detailed balance sheet and income statement
        as of the last day of such fiscal year covering Dealer's operations for
        such fiscal year; (b) within forty-five (45) days after the end of each
        of Dealer's fiscal quarters, a reasonably detailed balance sheet and income
        statement as of the last day of such quarter covering Dealer's operations
        for such quarter; and (c) within ten (10) days after CDF's request, any
        other information relating to the Collateral or the financial condition
        of Dealer or any guarantor. Dealer represents that all financial statements
        and information which have been or may hereafter be delivered by Dealer
        or any guarantor are and will be correct and prepared in accordance with
        generally accepted accounting principles consistently applied, and there
        has been no material adverse change in the financial or business condition
        of Dealer or any guarantor since the submission to CDF of such financial
        statements, and Dealer acknowledges CDF's reliance thereon.
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|8. | Reviews.
        Dealer grants CDF an irrevocable license to enter Dealer's business locations
        during normal business hours without notice to Dealer to: (a) account
        for and inspect all Collateral; and (b) examine and copy Dealer's books
        and records related to the Collateral.
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|9. | Payment
        Terms. Dealer will immediately pay CDF the principal indebtedness
        owed CDF on each item of Collateral (as shown on the Transaction Statement
        identifying such Collateral) financed by CDF on the earliest occurrence
        of any of the following events: (a) when such Collateral is lost, stolen
        or damaged; (b) for Collateral financed under Pay-As-Sold ("PAS") terms,
        when such Collateral is sold, transferred, rented, leased, otherwise disposed
        of, or its payment term has matured; (c) for Collateral financed under
        Scheduled Payment Program ("SPP") terms in strict accordance with the
        installment payment schedule; (d) in strict accordance with any curtailment
        schedule for such Collateral; and (e) when otherwise required under the
        terms of any financing program agreed to in writing by the parties. The
        PAS, SPP and curtailment terms are set forth in the Transaction Statement.
        If Dealer is required to make immediate payment to CDF of any past due
        obligation discovered during any Collateral review, or at any other time,
        CDF's acceptance of such payment shall not be construed to have waived
        or amended the terms of its financing program. Dealer will send all payments
        to CDF's branch office(s) responsible for Dealer's account. CDF may apply:
        (i) payments to reduce finance charges first and then principal, regardless
        of Dealer's instructions; and (ii) principal payments to the oldest (earliest)
        invoice for Collateral financed by CDF, but, in any event, all principal
        payments will first be applied to such Collateral which is sold, lost,
        stolen, damaged, rented, leased, or otherwise disposed of or unaccounted
        for. Any third party discount, rebate, bonus or credit granted to Dealer
        for any Collateral will not reduce the debt Dealer owes CDF until CDF
        has received payment therefor in cash. Dealer will: (1) pay CDF even if
        any Collateral is defective or fails to conform to any warranties extended
        by any third party; (2) not assert against CDF any claim or defense Dealer
        has against any third party; and (3) indemnify and hold CDF harmless against
        all claims and defenses asserted by any buyer of the Collateral relating
        to the condition of, or any representations regarding any of the Collateral.
        Dealer waives all rights of offset Dealer may have against CDF. Any payment
        hereunder which would otherwise be due on a day which is not a Business
        Day, shall be due on the next succeeding Business Day, with such extension
        of time included in any calculation of applicable finance charges. A "Business
        Day" shall mean any day the Federal Reserve Bank of Chicago is open
        for the transaction of business.
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|10. | Calculation
        of Charges. Dealer will pay finance charges to CDF on the outstanding
        principal debt which Dealer owes CDF for each item of Collateral financed
        by CDF at the rate(s) shown on the Transaction Statement for such Collateral,
        unless Dealer objects thereto as provided in Section 2. CDF will
        calculate such finance charges by multiplying the Daily Charge by the
        actual number of days in the applicable billing period. Such finance charges
        will accrue from the invoice date of the Collateral identified on such
        Transaction Statement until CDF is paid in full in accordance with CDF's
        payment recognition policy, and CDF applies such payment to Dealer's principal
        debt as provided in this Agreement. The "Daily Charge" is the Daily Rate
        multiplied by the Average Daily Balance. The "Daily Rate" is the annual
        rate shown on the Transaction Statement divided by 360, or the monthly
        rate shown on the Transaction Statement divided by 30. The "Average Daily
        Balance" equals: (i) the sum of the outstanding principal debt owed CDF
        on each day of a billing period for each item of Collateral identified
        on a Transaction Statement, divided by (ii) the actual number of days
        in such billing period. Dealer will pay CDF $25 (or such other amount
        as may be communicated pursuant to Section 11(b) below) for each
        check returned unpaid for insufficient funds (an "NSF check") (such payment
        repays CDF's estimated administrative costs; it does not waive the default
        caused by the NSF check). The annual percentage rate of the finance charges
        for any item of Collateral financed by CDF will be calculated from the
        invoice date of such Collateral, regardless of any period for which a
        third party pays a finance charge subsidy. CDF intends to strictly conform
        to the usury laws governing
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this
Agreement.  Regardless of any provision contained herein, in any Transaction Statement, or in any other document, CDF shall never be
deemed to have contracted for, charged or be entitled to receive, collect or apply as interest, any amount in excess of the maximum
amount allowed by applicable law.  If CDF ever receives any amount which, if considered to be interest, would exceed the maximum amount
permitted by law, CDF will apply such excess amount to the reduction of the unpaid principal balance which Dealer owes, and then will
pay any remaining excess to Dealer.  In determining whether the interest paid or payable exceeds the highest lawful rate, Dealer and
CDF shall, to the maximum extent permitted under applicable law:  (A) characterize any non-principal payment (other than payments
which are expressly designated as interest payments hereunder) as an expense or fee rather than as
interest; (B) exclude voluntary pre-payments and the effect thereof; and (C) spread the total amount of interest throughout the entire term of this Agreement so that the interest rate is uniform throughout such term.  CDF will recognize and credit payments made by check, ACH, federal wire, or other means, according to its payment recognition policies from time to time in effect, or as otherwise agreed.  Information regarding CDF payment recognition policies is available from Dealer's CDF representative, the CDF website, or will be communicated pursuant toSection 11(b)below.



|11. | Billing
        Statement/Fees. CDF will send Dealer a monthly billing statement
        identifying all charges due on Dealer's account with CDF. The interest
        and fee charges specified on each billing statement will be: (i) due and
        payable in full immediately on receipt; and (ii) an account stated, unless
        CDF receives Dealer's written objection thereto within fifteen (15) days
        after it is mailed to Dealer. If CDF does not receive, by the 25th day
        of any given month, payment of all charges accrued to Dealer's account
        with CDF during the immediately preceding month, Dealer will (to the extent
        allowed by law) pay CDF a late fee equal to the greater of $5 or 5% of
        the amount of such finance charges (payment of such fee does not waive
        the default caused by the late payment). CDF may adjust the billing statement
        at any time to conform to applicable law and this Agreement.
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|12. | Default.
        Dealer will be in default under this Agreement if: (a) Dealer breaches
        any terms in this Agreement, or in any other agreement between CDF and
        Dealer and such breach is not cured within five (5) Business Days from
        the date of notice of breach from CDF, it being understood that no such
        cure period will be available for a breach of Dealers financial
        covenants, a breach under subsection 12(b) or any other subsentence of
        this Section 12 for which no express cure period is provided; (b) Dealer
        fails to pay any debt to CDF when due and payable hereunder or under any
        other agreement between CDF and Dealer; (c) any guarantor of Dealer's
        debts to CDF ("Guarantor") notifies CDF of its intent to terminate, or
        terminates, its guaranty, or otherwise breaches any terms contained in
        any guaranty or other agreement between the Guarantor and CDF; (d) any
        representation, statement, report or certificate which Dealer or any Guarantor
        makes or delivers to CDF is not accurate in any material respect when
        made; (e) Dealer abandons any Collateral; (f) Dealer or any Guarantor
        is or becomes in default in the payment of any debt in excess of $250,000.00
        owed to any third party, after expiration of any applicable cure period,
        or Dealer is or becomes in default under any loan agreement having a principal
        amount outstanding in excess of $250,000.00, after expiration of any applicable
        cure period; (g) an attachment, sale or seizure issues or is executed
        against any Collateral of Dealer or of any Guarantor; (h) the undersigned,
        any general partner, or any member of a limited liability company ("Member")
        dies while Dealer's business is operated as a sole proprietorship, partnership,
        or limited liability company respectively; (i) Dealer or any Guarantor
        ceases existence as a corporation, partnership, limited liability company
        or trust, as applicable, or ceases or suspends business; (j) Dealer, any
        Guarantor or any Member, as applicable, makes a general assignment for
        the benefit of creditors; (k) Dealer or any Guarantor, becomes insolvent
        or voluntarily or involuntarily becomes subject to the Federal Bankruptcy
        Code, any state insolvency law or any similar law as a result of which
        the related proceedings, if an involuntary proceeding, remain undismissed,
        undischarged or unbonded for a period of 60 days from the commencement
        thereof or which results in the entry of an order for relief which shall
        not have been vacated, discharged, stayed, or bonded pending appeal within
        60 days of the entry thereof (it being understood that CDF will not be
        obligated to make any advances under the Agreement during said 60 day
        period); (l) any receiver is appointed for all or substantially all of
        the assets of Dealer or Guarantor; (m) Dealer loses, or is in default
        of, any franchise, license or right to deal in any Collateral which CDF
        finances which would have a Material Adverse Effect; (n) Dealer or any
        Guarantor misrepresents Dealer's or such Guarantor's financial condition
        or organizational structure; or (o) CDF determines in good faith that
        it is insecure with respect to any of the Collateral or the payment of
        Dealer's obligation to CDF and such insecurity is not cured within five
        (5) Business Days of such notice of insecurity from CDF.
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|13. | Rights
        of CDF Upon Default. In the event of a default which is continuing:
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|(a) | CDF may at any time do any one or more of the following:  declare all or any part of the debt Dealer owes CDF immediately due and payable, together with all costs and expenses of CDF's collection activity,
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including all reasonable attorneys' fees; exercise any rights under applicable law; and/or cease extending any additional credit to Dealer which shall not be construed to limit the discretionary nature of this credit facility.

|(b) | Dealer will segregate and keep the Collateral in trust for CDF, and will not dispose of or use any Collateral, nor further encumber any Collateral.                                                                                                                                                                                                                                                  
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|(c) | Upon CDF's demand, Dealer will immediately deliver the Collateral to CDF at a place specified by CDF, together with all related documents; or CDF may, without notice or demand to Dealer, take immediate possession of the Collateral together with all related documents.                                                                                                                          
|(d) | CDF may, without notice, apply a default finance charge to Dealer's outstanding principal indebtedness equal to the default rate specified in Dealer's financing program with CDF, if any, or if there is none so specified, at the lesser of 3% per annum above the rate in effect immediately prior to the default, or the highest lawful contract rate of interest permitted under applicable law.



All of CDF's rights and remedies are cumulative.  CDF's failure to exercise any of its rights or remedies hereunder will not waive any of CDF's rights or remedies as to any past, current or future default.



|14. | Sale
        of Collateral. If CDF conducts a sale of any Collateral by requesting
        bids from ten (10) or more dealers or distributors in that type of Collateral,
        or pursuant to any internet auction or sale posting on a third party auction
        sale site, any sale by CDF of such Collateral in bulk or in parcels within
        one hundred twenty (120) days of: (a) CDF's taking possession and control
        of such Collateral; or (b) when CDF is otherwise authorized to sell such
        Collateral; whichever occurs last, to the bidder submitting the highest
        cash bid therefor, is a commercially reasonable sale of such Collateral
        under the Uniform Commercial Code. Dealer agrees that the purchase of
        any Collateral by a Vendor, as provided in any agreement between CDF and
        the Vendor, is a commercially reasonable disposition and private sale
        of such Collateral under the Uniform Commercial Code, and no request for
        bids shall be required. Dealer further agrees that ten (10) or more days
        prior written notice will be commercially reasonable notice of any public
        or private sale (including any sale to a Vendor). Dealer irrevocably waives
        any requirement that CDF retain possession and not dispose of any Collateral
        until after an arbitration hearing, arbitration award, confirmation, trial
        or final judgment. If CDF disposes of any Collateral other than as herein
        contemplated, the laws of the state governing this Agreement will determine
        the commercial reasonableness of such disposition. Dealer and CDF irrevocably
        waive all rights to claim punitive and/or exemplary damages.
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|15. | Power
        of Attorney. Upon a default which is continuing, Dealer grants
        CDF an irrevocable power of attorney to: execute or endorse on Dealer's
        behalf any checks, financing statements, instruments, and Certificates
        of Title and Statements of Origin pertaining to the Collateral, to the
        extent consistent with the terms of this Agreement; and initiate and resolve
        any insurance claim pertaining to the Collateral. Dealer grants CDF an
        irrevocable power of attorney exercisable any time to supply any omitted
        information and correct errors in any documents between CDF and Dealer,
        and to do anything to protect and preserve the Collateral and CDFs
        rights and interest therein.
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|16. | Information.
        CDF may provide to any third party any credit, financial or other information
        on Dealer that CDF may at any time possess. CDF may obtain from any Vendor
        any credit, financial or other information regarding Dealer that such
        Vendor may at any time possess.
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|17. | Termination.
        Either party may terminate this Agreement at any time by written notice
        received by the other party. If CDF terminates this Agreement, Dealer
        agrees that if Dealer is not in default hereunder, sixty (60) days prior
        notice of termination is reasonable and sufficient (although this provision
        shall not be construed to mean that shorter periods may not, in particular
        circumstances, also be reasonable and sufficient). Dealer will be obligated
        to CDF for CDF's advances or commitments made before the effective termination
        date of this Agreement. CDF will retain all of its rights, interests and
        remedies hereunder until Dealer has paid CDF in full. All waivers, and
        the agreement to arbitrate, set forth in this Agreement will survive any
        termination of this Agreement.
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|18. | Binding
        Effect. Dealer cannot assign its interest in this Agreement without
        CDF's prior written consent. CDF may assign or participate CDF's interest,
        in whole or in part, without Dealer's consent. This Agreement will protect
        and bind CDF's and Dealer's respective heirs, representatives, successors
        and assigns.
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|19. | Notices.
        Except as otherwise stated herein, all notices, arbitration claims, responses,
        requests and documents (other than Transaction Statements and billing
        statements) will be sufficiently given or served upon receipt thereof
        if mailed or delivered: (a) to Dealer at Dealer's chief executive office
        specified above; and (b) to CDF at 5595
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Trillium Boulevard, Hoffman Estates, Illinois  60192, Attention:  General Counsel, or such other address as the parties may hereafter specify in writing.



|20. | NO
        ORAL AGREEMENTS. ORAL AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND
        CREDIT OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT INCLUDING PROMISES
        TO EXTEND OR RENEW SUCH DEBTS ARE NOT ENFORCEABLE. TO PROTECT DEALER AND
        CDF FROM MISUNDERSTANDING OR DISAPPOINTMENT, ALL AGREEMENTS COVERING SUCH
        MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE AND EXCLUSIVE
        STATEMENT OF THE AGREEMENT BETWEEN THE PARTIES, EXCEPT AS SPECIFICALLY
        PROVIDED HEREIN OR AS THE PARTIES MAY LATER AGREE IN WRITING TO MODIFY
        IT. THERE ARE NO UNWRITTEN AGREEMENTS BETWEEN THE PARTIES.
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|21. | Severability.
        If any provision of this Agreement or its application is invalid or unenforceable,
        the remainder of this Agreement will not be impaired or affected and will
        remain binding and enforceable.
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|22. | Supplement.
        If Dealer and CDF have previously executed other agreements pertaining
        to all or any part of the Collateral, this Agreement will supplement such
        agreement, and this Agreement will neither be deemed a novation nor a
        termination of such agreement, nor will execution of this Agreement be
        deemed a satisfaction of any obligation secured by such agreement.
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|23. | Receipt
        of Agreement. Dealer acknowledges that it has received a true
        and complete copy of this Agreement. Dealer has read and understood this
        Agreement. Notwithstanding anything herein to the contrary, CDF may rely
        on any facsimile copy, electronic data transmission, or electronic data
        storage of: this Agreement, any Transaction Statement, billing statement,
        financing statement, authorization to pre-file financing statements, invoice
        from a Vendor, financial statements or other reports, which will be deemed
        an original, and the best evidence thereof for all purposes.
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|24. | Miscellaneous.
        Time is of the essence regarding Dealer's performance of its obligations
        to CDF. Dealer's liability to CDF is direct and unconditional and will
        not be affected by the release or nonperfection of any security interest
        granted hereunder. CDF may refrain from or postpone enforcement of this
        Agreement or any other agreements between CDF and Dealer without prejudice,
        and the failure to strictly enforce these agreements will not create a
        course of dealing which waives, amends or modifies such agreements. The
        express terms of this Agreement will not be modified by any course of
        dealing, usage of trade, or custom of trade which may deviate from the
        terms hereof. If Dealer fails to pay any taxes, fees or other obligations
        which may impair CDF's interest in the Collateral, or fails to keep the
        Collateral insured, CDF may, but shall not be required to, pay such amounts.
        Such paid amounts will be: (a) an additional debt which Dealer owes to
        CDF, which shall be subject to finance charges as provided herein; and
        (b) due and payable immediately in full. Dealer will pay all of CDF's
        reasonable attorneys' fees and expenses which CDF incurs in enforcing
        CDF's rights hereunder. The Section titles used herein are for convenience
        only, and do not define or limit the contents of any Section.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|25. | BINDING
        ARBITRATION.
|--- | ----------------------------



|25.1 | Arbitrable
        Claims. Except as otherwise specified below, all actions, disputes,
        claims and controversies under common law, statutory law or in equity
        of any type or nature whatsoever, whether arising before or after the
        date of this Agreement, and whether directly or indirectly relating to:
        (a) this Agreement and/or any amendments and addenda hereto, or the breach,
        invalidity or termination hereof; (b) any previous or subsequent agreement
        between CDF and Dealer; (c) any act committed by CDF or by any parent
        company, subsidiary or affiliated company of CDF (the "CDF Companies"),
        or by any employee, agent, officer or director of a CDF Company whether
        or not arising within the scope and course of employment or other contractual
        representation of the CDF Companies provided that such act arises under
        a relationship, transaction or dealing between CDF and Dealer; and/or
        (d) any other relationship, transaction or dealing between CDF and Dealer
        (collectively the "Disputes"), will be subject to and resolved by binding
        arbitration. Notwithstanding the foregoing, the parties agree that either
        party may pursue claims against the other that do not exceed Fifteen Thousand
        Dollars ($15,000) in the aggregate in a court of competent jurisdiction.
        Service of arbitration claims shall be acceptable if made by U.S. mail
        or overnight delivery to the address for the party described herein.
|---- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|25.2 | Administrative
        Body. All arbitration hereunder will be conducted in accordance
        with the Commercial Arbitration Rules of: The American Arbitration Association
        ("AAA"). The arbitration rules are found at                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   



6





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www.adr.org
  for AAA. AAA claims may be filed in any AAA office. All arbitrator(s) selected
  will be attorneys with at least five (5) years secured transactions experience.
  A panel of three arbitrators shall hear all claims exceeding One Million Dollars
  ($1,000,000), exclusive of interest, costs and attorneys fees. The arbitrator(s)
  will decide if any inconsistency exists between the rules of the applicable
  arbitral forum and the arbitration provisions contained herein. If such inconsistency
  exists, the arbitration provisions contained herein will control and supersede
  such rules. The arbitrator shall follow the terms of this agreement and the
  applicable law, including without limitation, the attorney-client privilege
  and the attorney workproduct doctrine.

|25.3 | Hearings.
        Each party hereby consents to a documentary hearing for all arbitration
        claims, by submitting the dispute to the arbitrator(s) by written briefs
        and affidavits, along with relevant documents. However, arbitration claims
        will be submitted by way of an oral hearing if any party requests an oral
        hearing within thirty (30) days after service of the claim, and that party
        remits the appropriate amount for AAAs fees and arbitrator compensation
        within ten (10) days of the designated arbitration associations
        statement for payment of all fees and arbitrator compensation relating
        to the oral hearing. Each party agrees that failure to timely pay all
        fees and arbitrator compensation billed to the party requesting the oral
        hearing will be deemed such partys consent to submitting the Dispute
        to the arbitrator on documents and such partys waiver of its request
        for an oral hearing. The site of all oral arbitration hearings will be
        in the Division of the Federal Judicial District in which the designated
        arbitration association maintains a regional office that is closest to
        Dealer.                                                                                                                                                                                                         
|---- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|25.4 | Discovery.  Discovery permitted in any arbitration proceeding commenced hereunder is limited as follows.  No later than forty (40) days after the filing and service of a claim for arbitration, the parties in contested cases will exchange detailed statements setting forth the facts supporting the claim(s) and all defenses to be raised during the arbitration, and a list of all exhibits and witnesses.  No later than twenty-one (21) days prior to the oral arbitration hearing, the parties will exchange a final list of all exhibits and all witnesses, including any designation of any expert witness(es) together with a summary of their testimony; a copy of all documents and a detailed description of any property to be introduced at the hearing.  Under no circumstances will the use of interrogatories,
requests for admission, requests for the production of documents or the taking of depositions be permitted.  However, in the event of the designation of any expert witness(es), the following will occur: (a) all information and documents relied upon by the expert witness(es) will be delivered to the opposing party; (b) the opposing party will be permitted to depose the expert witness(es); (c) the opposing party will be permitted to designate rebuttal expert witness(es); and (d) the arbitration hearing will be continued to the earliest possible date that enables the foregoing limited discovery to be accomplished.
|25.5 | Exemplary
        or Punitive Damages. The arbitrator(s) will not have the authority
        to award exemplary or punitive damages.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          
|25.6 | Confidentiality
        of Awards. All arbitration proceedings, including testimony or
        evidence at hearings, will be kept confidential, although any award or
        order rendered by the arbitrator(s) pursuant to the terms of this Agreement
        may be confirmed as a judgment or order in any state or federal court
        of competent jurisdiction within the federal judicial district which includes
        the residence of the party against whom such award or order was entered.
        This Agreement concerns transactions involving commerce among the several
        states. The Federal Arbitration Act, Title 9 U.S.C. Sections 1 et seq.,
        as amended ("FAA") will govern all arbitration(s) and confirmation proceedings
        hereunder.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|25.7 | Prejudgment
        and Provisional Remedies. Nothing herein will be construed to
        prevent CDF's or Dealer's use of bankruptcy, receivership, injunction,
        repossession, replevin, claim and delivery, sequestration, seizure, attachment,
        foreclosure, and/or any other prejudgment or provisional action or remedy
        relating to any Collateral for any current or future debt owed by either
        party to the other. Any such action or remedy will not waive CDF's or
        Dealer's right to compel arbitration of any Dispute.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
|25.8 | Attorneys'
        Fees. If either Dealer or CDF brings any other action for judicial
        relief with respect to any Dispute (other than those set forth in Sections
        25.1 or 25.7), the party bringing such action will be liable for and
        immediately pay all of the other party's reasonable costs and expenses
        (including reasonable attorneys' fees) incurred to stay or dismiss such
        action and remove or refer such Dispute to arbitration. If either Dealer
        or CDF brings or appeals an action to vacate or modify an arbitration
        award and such party does not prevail, such party will pay all reasonable
        costs and expenses, including reasonable attorneys' fees, incurred by
        the other party in defending such action. Additionally, if either party
        sues the other or institutes any arbitration claim or counterclaim against
        the other, the losing party will pay all reasonable costs and expenses
        (including reasonable attorneys' fees) incurred by the prevailing party
        in the course of bringing or defending such action or proceeding, as the
        case may be.                                                                                                                                                                                                                                                                                   
|25.9 | Limitations.
			Any arbitration proceeding must be instituted:  (a) with respect to any Dispute for the collection of any debt owed by either party to
			the other, within two (2) years after the date the last payment by or on                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            



7





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| | behalf of the payor was received and applied in respect of such debt by the payee; and (b) with respect to any other Dispute, within two (2) years after the date the incident giving rise thereto occurred, whether or not any damage was sustained or capable of ascertainment or either party knew of such incident.  Failure to institute an arbitration proceeding within such period will constitute an absolute bar and waiver to the institution of any proceeding, whether arbitration or a court proceeding, with respect to such Dispute.  Notwithstanding the foregoing, this limitations
provision will be suspended temporarily, as of the date any of the following events occur, and will not resume until the date following the date either party is no longer subject to, (i) bankruptcy; (ii) receivership; (iii) any proceeding regarding an assignment for the benefit of creditors; or (iv) any legal proceeding, civil or criminal, which prohibits either party from foreclosing any interest it might have in the collateral of the other party.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|25.10 | Survival
        After Termination.The agreement to arbitrate
        will survive the termination of this Agreement.
|----- | ---------------------------------------------------------------------------------------------------------------------



|26. | Joint
        and Several Obligations. Each Dealer is jointly and severally
        liable with the other Dealer for the obligations of the other Dealer hereunder.
        Each Dealer is obligated and responsible for the performance of the other
        Dealer under this Agreement, and a default by any Dealer shall be a default
        by such other Dealer. Each Dealer waives: (a) any right of contribution
        from the other Dealer until all of the obligations have been paid in full;
        (b) any right to require CDF to institute any action or suit or to exhaust
        CDF's rights and remedies against any Collateral or any Dealer before
        proceeding against such Dealer; and (c) any obligation of CDF to marshal
        any assets in favor of any Dealer.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|27. | INVALIDITY/UNENFORCEABILITY
        OF BINDING ARBITRATION. IF THIS AGREEMENT IS FOUND TO BE NOT SUBJECT TO
        ARBITRATION, ANY LEGAL PROCEEDING WITH RESPECT TO ANY DISPUTE WILL BE
        TRIED IN A COURT OF COMPETENT JURISDICTION BY A JUDGE WITHOUT A JURY.
        DEALER AND CDF WAIVE ANY RIGHT TO A JURY TRIAL IN ANY SUCH PROCEEDING.
|--- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|28. | Governing
        Law. This Agreement and all other agreements between Dealer and
        CDF have been substantially negotiated, and will be substantially performed,
        in the state of Illinois. Accordingly, all Disputes will be governed by,
        and construed in accordance with, the laws of such state, except to the
        extent inconsistent with the provisions of the FAA which shall govern
        all arbitration proceedings hereunder.
|--- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



THIS CONTRACT CONTAINS BINDING ARBITRATION, JURY WAIVER AND PUNITIVE DAMAGE WAIVER PROVISIONS.



This Agreement is dated this _______ day of ____________, 2005.



|                                     |  | EMTEC, INC.                                        
|------------------------------------ |  | ---------------------------------------------------
|                                     |  |                                                    
|ATTEST:                              |  |                                                    
|                                     |  |                                                    
|____________________________________ |  | By:
              _________________________________
|Sam Bhatt, Secretary                 |  | Dinesh Desai             Chairman                  
|                                     |  |                                                    



|                                     |  | Westwood
        Computer Corporation                               
|------------------------------------ |  | --------------------------------------------------------------------
|                                     |  |                                                                     
|ATTEST:                              |  |                                                                     
|                                     |  |                                                                     
|____________________________________ |  | By:
			      _________________________________                      
|Thomas Duda, Secretary               |  | Keith Grabel             President                                  
|                                     |  |                                                                     
|                                     |  |                                                                     
|                                     |  | GE
        COMMERCIAL DISTRIBUTION
      FINANCE
        CORPORATION
|                                     |  |                                                                     
|                                     |  |                                                                     
|                                     |  | By:       _________________________________                         
|                                     |  | David Mintert                                                       
|                                     |  | Vice President of Operations                                        







8





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SECRETARY'S CERTIFICATE OF RESOLUTION



I certify that I am the Secretary of the corporation named below, and that the following completely and accurately sets forth certain resolutions of the Board of Directors of the corporation adopted at a special meeting thereof held on due notice (and with shareholder approval, if required by law), at which meeting there was present a quorum authorized to transact the business described below, and that the proceedings of the meeting were in accordance with the certificate of incorporation, charter and by-laws of the corporation, and that they have not been revoked, annulled or amended in any manner whatsoever.



|Upon motion duly made and seconded, the following resolution was unanimously adopted after full discussion:
|-----------------------------------------------------------------------------------------------------------



"RESOLVED, That the several officers, directors, and agents of this corporation, or any one or more of them, are hereby authorized and empowered on behalf of this corporation:  to obtain financing from GE Commercial Distribution Finance Corporation ("CDF") in such amounts and on such terms as such officers, directors or agents deem proper; to enter into financing, security, pledge and other agreements with CDF relating to the terms upon which such financing may be obtained and security and/or other credit support is to be furnished by this corporation therefor; from time to time to supplement or amend any such agreements; and from time to time to pledge, assign, mortgage, grant security interests, and otherwise transfer, to CDF as collateral security for any obligations of this corporation to CDF, whenever and however arising, any assets of this corporation, whether now owned or



 hereafter
acquired; the Board of Directors hereby ratifying, approving and confirming all that any of said officers, directors or agents have done or may do with respect to the foregoing."



|IN WITNESS WHEREOF, I have executed and affixed the seal of the corporation on the date stated below.
|-----------------------------------------------------------------------------------------------------



|Dated:  _______________________, 2005 | __________________________________________
|------------------------------------- | ------------------------------------------
|                                      | Sam Bhatt, Secretary                      
|                                      |                                           





|EMTEC,
        INC.
|-------------------



|(SEAL)
|------





9





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SECRETARY'S CERTIFICATE OF RESOLUTION



I certify that I am the Secretary of the corporation named below, and that the following completely and accurately sets forth certain resolutions of the Board of Directors of the corporation adopted at a special meeting thereof held on due notice (and with shareholder approval, if required by law), at which meeting there was present a quorum authorized to transact the business described below, and that the proceedings of the meeting were in accordance with the certificate of incorporation, charter and by-laws of the corporation, and that they have not been revoked, annulled or amended in any manner whatsoever.



|Upon motion duly made and seconded, the following resolution was unanimously adopted after full discussion:
|-----------------------------------------------------------------------------------------------------------



"RESOLVED, That the several officers, directors, and agents of this corporation, or any one or more of them, are hereby authorized and empowered on behalf of this corporation:  to obtain financing from GE Commercial Distribution Finance Corporation ("CDF") in such amounts and on such terms as such officers, directors or agents deem proper; to enter into financing, security, pledge and other agreements with CDF relating to the terms upon which such financing may be obtained and security and/or other credit support is to be furnished by this corporation therefor; from time to time to supplement or amend any such agreements; and from time to time to pledge, assign, mortgage, grant security interests, and otherwise transfer, to CDF as collateral security for any obligations of this corporation to CDF, whenever and however arising, any assets of this corporation, whether now owned or



 hereafter
acquired; the Board of Directors hereby ratifying, approving and confirming all that any of said officers, directors or agents have done or may do with respect to the foregoing."



|IN WITNESS WHEREOF, I have executed and affixed the seal of the corporation on the date stated below.
|-----------------------------------------------------------------------------------------------------



|Dated:  _______________________, 2005 | __________________________________________
|------------------------------------- | ------------------------------------------
|                                      | Thomas Duda, Secretary                    
|                                      |                                           





|       | Westwood
        Computer Corporation
|------ | -------------------------------------
|(SEAL) |                                      
|       |                                      







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