<TABLE> <S> <C>











<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANICAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<DEBT-HELD-FOR-SALE>                            61,281<F1>
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         334
<MORTGAGE>                                       3,464
<REAL-ESTATE>                                      215
<TOTAL-INVEST>                                  69,790
<CASH>                                             365
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                           5,614<F2>
<TOTAL-ASSETS>                                 111,275
<POLICY-LOSSES>                                 62,265<F3>
<UNEARNED-PREMIUMS>                                201<F3>
<POLICY-OTHER>                                     457<F3>
<POLICY-HOLDER-FUNDS>                            2,455<F3>
<NOTES-PAYABLE>                                 12,509
<PREFERRED-MANDATORY>                            1,924<F4>
<PREFERRED>                                         85<F5>
<COMMON>                                           929
<OTHER-SE>                                       6,196<F6>
<TOTAL-LIABILITY-AND-EQUITY>                   111,275
<PREMIUMS>                                       2,866<F7>
<INVESTMENT-INCOME>                              3,897
<INVESTMENT-GAINS>                                (12)
<OTHER-INCOME>                                   1,258<F8>
<BENEFITS>                                       4,020
<UNDERWRITING-AMORTIZATION>                        490<F9>
<UNDERWRITING-OTHER>                             (827)<F10>
<INCOME-PRETAX>                                  1,449<F11>
<INCOME-TAX>                                       507<F12>
<INCOME-CONTINUING>                                874
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       874
<EPS-BASIC>                                     3.48
<EPS-DILUTED>                                     3.39
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>ALL FIXED MATURITY SECURITIES ARE CLASSIFIED AS AVAILABLE-FOR-
SALE AND RECORDED AT FAIR VALUE.
<F2>INCLUDES COST OF INSURANCE PURCHASED (CIP).
<F3>THE SUM OF POLICY LOSSES, UNEARNED PREMIUMS, POLICY-OTHER, AND
POLICYHOLDER FUNDS COMPRISES INSURANCE AND ANNUITY LIABILITIES.
<F4>CONSISTS OF NON-CONVERTIBLE AND CONVERTIBLE MANDATORILY
REDEEMABLE PREFERRED SECURITIES AND SUBSIDIARIES.
<F5>CONSISTS OF CONVERTIBLE PREFERRED STOCK.
<F6>CONSISTS OF NET OF THE FOLLOWING:  COST OF TREASURY STOCK;
RETAINED EARNINGS; AND ACCUMULATED OTHER COMPREHENSIVE INCOME.
<F7>INCLUDES INSURANCE CHARGES.
<F8>INCLUDES PRIMARILY FINANCE CHARGES ON FINANCE RECEIVABLES.
<F9>CONSISTS OF AMORTIZATION OF POLICY ACQUISITION COSTS AND CIP,
NET OF ACCRETION OF INTEREST.
<F10>CONSISTS OF CAPITALIZATION OF POLICY ACQUISITION COSTS AND CIP.
<F11>EXCLUDES $104 MILLION OF DIVIDENDS ON PREFERRED SECURITIES OF
SUBSIDIARIES, SHOWN SEPARATELY, NET OF TAX, IN THE CONSOLIDATED
INCOME STATEMENT.
<F12>EXCLUDES $36 MILLION TAX BENEFIT FOR TAX DEDUCTIBLE DIVIDENDS
RELATED TO PREFERRED SECURITIES OF SUBSIDIARIES.
</FN>


</TABLE>