Microenterprise: Laying the Foundation 

for Economic Development

Annexes Microenterprise Results Reporting for 2002

U.S. AGENCY FOR

INTERNATIONAL DEVELOPMENT
Photo by EnterpriseWorks Worldwide

EWW holds its first cashew processing training in Guinea. The training session was the first in a series of cashew processing trainings to be

held by the Guinea Cashew Processing Project. Funded by USAID, the

project aims to assist in the development of a cashew processing industry

by introducing improved methods and technologies and creating 

sustainable commercial links among small processors, commercial 

distributors and local equipment suppliers. 

August 19, 2004

USAID/Bureau for Economic Growth, Agriculture and Trade/

Office of Poverty Reduction/Microenterprise Development

Division (USAID/EGAT/MD)

by Stacey Young

USAID/EGAT/MD

and Catherine Neill and Sharon Williams

Weidemann Associates, Inc. 

Contract Number: AMAP GEG-I-00-02-00025-00 

Task Order #1
Microenterprise: Laying the Foundation 

for Economic Development

Annexes Microenterprise Results Reporting for 2002

U.S. AGENCY FOR

INTERNATIONAL DEVELOPMENT
Table of Contents

Annex A: Summary of USAID Microenterprise Funding by Mission, 1993-2002

Annex B: Microenterprise Funding by Bureau, FY 2002

Annex C: Microenterprise Funding by Region, FY 2002

Annex D: Microenterprise Funding by Fund Account, FY 2002

Annex E: Institutions with Amounts of FY 2002 Funding by Bureau

Annex F: Microfinance Institutions with Portfolio Data by Location of Institution, FY 2002

Annex G: MFI Savings Data, Location of Clients and Sustainability, FY 2002

Annex H: Poverty Lending Ratings by Location of Institution, FY 2002

Annex I: MFI Data for Calculation of Funds for the Very Poor, FY 2002

Annex J: BDS Data for Calculation of Funds for the Very Poor, FY 2002

Annex K: BDS Providers in USAID Survey, FY 2002

Annex L: BDS Facilitators in USAID Survey, FY 2002

Annex M: Policy Research by USAID-Supported Institutions, FY 2002
ummary of USAID Microenterprise Funding 

 1993-2002
Microenterprise: Laying the Foundation for Economic Development Annexes A1

y of USAID Microenterprise Funding by Mission, 1993-2002

ISSION 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

Benin $1,835 $1,040 $1,397 $1,109 $985 $1,473

tswana $158

urundi $543

Chad $1,635 $10

Eritrea $200 $200 $2,226 $1,925 $900

thiopia $330 $34 $1,049 $1,683 $600 $756 $731

Gambia $298 $10 $276

Ghana $505 $2,584 $4,515 $4,448 $6,322 $6,000 $5,692 $2,947

Guinea $1,409 $2,210 $2,210 $500 $401 $73 $1,300 $600 $600 $953

-Bissau $1,855 $2,575 $2,033

Kenya $270 $1,650 $2,000 $2,904 $1,717 $2,629 $943 $2,357 $1,581

agascar $550 $229 $260 $225 $0

Malawi $1,953 $635 $541

Mali $175 $8,251 $1,160 $148 $417 $809 $3,131 $2,265 $2,710 $796

mbique $180 $630 $3,373 $2,370 $2,802 $0 $1,932 $1,086 $3,264

amibia $280 $320 $410 $712 $241 $95

Niger $2,795 $3 $715 $0

Nigeria $3,090 $2,000

RCSA $400 $200

DSO/EA $260

enegal $7,850 $3,520 $450 $932 $364 $2,500 $2,778 $12,916 $3,852 $3,874

 Africa $3,021 $8,016 $3,781 $3,308 $4,005 $50 $1,000 $1,000 $1,500

nzania $1,558 $1,478 $200 $950 $2,000 $2,650 $2,544

Uganda $3,358 $2,582 $2,416 $3,044 $5,481 $5,162 $4,752 $2,540 $1,300 $582

Zambia $500 $600 $1,000 $616 $1,500 $1,869 $1,021 $886

babwe $5,500 $425 $350 $35 $200 $2,940 $2,010 $1,000

ograms $100 $800

ubtotal $29,747 $24,074 $17,013 $22,853 $25,764 $24,421 $26,917 $39,140 $31,669 $25,667
Microenterprise: Laying the Foundation for Economic Development Annexes A2

ISSION 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002

ladesh $250 $650 $1,165 $5,670 $8,639 $7,663 $3,388 $2,000 $4,105 $1,400

mbodia $112 $462 $2,398 $1,281 $750 $1,000

Egypt $11,000 $17,376 $16,020 $10,000 $15,000 $15,000 $15,000 $0 $15,000 $21,000

India $428 $250 $1,300 $1,300

onesia $679 $2,200 $747 $866 $1,000 $4,186 $1,700 $1,700

Jordan $1,031 $100 $500 $2,792 $3,539 $5,739 $7,655 $6,000 $3,150

ebanon $2,045 $1,000 $1,000 $2,100 $866 $2,500

ongolia $105 $920

orocco $210 $1,500 $3,600 $1,450 $990 $2,000 $1,200 $900 $900

Nepal $2,260 $1,950 $1,200 $50 $1,170 $1,855 $500 $1,500

ppines $2,666 $4,802 $8,411 $3,000 $2,746 $900 $1,000 $2,540 $3,745

 Lanka $1,292 $482 $549 $769 $200

k/Gaza $1,888 $2,499 $3,311 $501 $3,133 $2,515 $650

ubtotal $18,821 $21,699 $31,879 $30,888 $36,925 $36,970 $32,659 $22,290 $37,665 $34,765

Albania $2,240 $2,200 $225 $1,000 $1,000 $1,500 $950 $550 $0

rmenia $553 $2,150

rbaijan $991 $4,200 $6,961 $3,100 $5,144

ulgaria $1,564 $1,400 $771 $132 $524 $1,450 $1,266 $1,118 $2,300

publics $500

ucasus $6,940 $2,000

Europe $2,614 $200

Croatia $500 $500 $864

epublic $569 $500

Estonia $224 $150

Region $1,000 $200

eorgia $870 $923 $2,027 $500 $3,590 $1,172

ungary $1,197 $730 $310
akstan $244 $1,377 $1,975 $3,045 $2,715 $3,300

Kosovo $1,000 $1,600 $692

gystan $6,200 $487 $2,878 $1,177 $1,826 $999 $2,523 $2,802

Latvia $224 $430

huania $560 $600

edonia $2,500 $950 $900 $500 $2,000 $1,300 $1,000 $0

oldova $60 $180 $200 $1,200

enegro $1,984 $1,400

Poland $7,756 $4,976 $1,693 $19,088

omania $896 $500 $1,405 $3,200 $2,050 $4,547 $1,758 $1,293 $459

Russia $12,810 $5,200 $2,475 $2,139 $7,340 $7,357 $5,218 $4,470 $7,123

Serbia $2,000

ovakia $896 $500

ikistan $101 $1,479 $2,235 $2,214

enistan $356 $638 $520

Ukraine $2,100 $450 $2,403 $1,238 $4,948 $2,900 $7,539

ekistan $40 $583 $442 $3,025

ubtotal $2,614 $38,106 $20,136 $10,473 $45,398 $18,941 $26,554 $35,535 $27,118 $37,682

Bolivia $3,548 $5,532 $7,652 $1,775 $1,800 $3,230 $1,200 $1,700 $2,025 $2,500

egional $1,000 $4,610 $600

ta Rica $110 $140 $15

epublic $4,778 $5,684 $2,065 $1,300 $780 $500 $0

cuador $200 $250 $945 $1,094 $796 $945 $758 $2,730 $4,260

alvador $9,898 $19,120 $7,788 $2,478 $3,214 $3,800 $2,990 $2,918 $4,366 $7,180

temala $795 $647 $708 $1,974 $1,403 $9,576 $2,155 $2,136 $1,751

Guyana $875 $350 $700 $53 $30 $164 $820 $800

Haiti $2,030 $1,180 $760 $3,148 $2,868 $3,698 $7,246 $6,789 $1,964 $3,000

nduras $6,190 $1,187 $587 $914 $4,536 $9,462 $2,519 $1,132

Microenterprise: Laying the Foundation for Economic Development Annexes A3

ISSION 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002
amaica $946 $743 $696 $442 $389 $640 $1,074 $1,926 $1,500

Mexico $200 $147 $550 $1,000 $1,000

aragua $627 $101 $1,744 $448 $1,222 $1,440 $2,817 $1,021 $1,741 $1,400

Peru $4,592 $3,011 $7,796 $3,220 $4,447 $6,564 $5,863 $9,357 $8,011 $13,086

ograms $1,444 $1,453

ubtotal $35,589 $40,721 $32,595 $15,200 $20,101 $21,080 $36,303 $36,643 $29,238 $37,609

pment $3,150 $10,750

 Credit $450 $61 $573 $375 $784 $3,021 $3,241

Markets $2,800

erprise $3,793 $4,909 $22,416 $20,194 $28,534 $24,994 $12,288 $22,844 $17,056 $22,288

HUDO) $300

evelop. $645

untary 

n (PVC) $10,926 $9,162

ubtotal $4,243 $4,909 $22,416 $23,939 $28,595 $28,717 $23,413 $23,628 $31,003 $34,691

ESPONSE

PVC $4,989 $7,887 $9,494 $8,005 $8,289 $8,316 $7,650 $8,195 $0 $0

ubtotal $4,989 $7,887 $9,494 $8,005 $8,289 $8,316 $7,650 $8,195 $0 $0

ureaus $9,232 $12,796 $31,910 $31,944 $36,884 $37,033 $31,063 $31,823 $31,003 $34,691

$96,003 $137,396 $133,533 $111,358 $165,072 $138,445 $153,496 $165,431 $156,693 $170,414

Microenterprise: Laying the Foundation for Economic Development Annexes A4

ISSION 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002
icroenterprise Funding by Bureau, 
erprise Funding by Bureau, FY 2002

ON FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL

nin $400 $100 $973 $1,473

rea $600 $300 $900

pia $200 $531 $731

ana $2,947 $2,947

nea $953 $953

nya $101 $280 $1,000 $200 $1,581

car $0 $0

awi $541 $541

Mali $796 $796

que $3,264 $3,264

bia $95 $95

eria $2,000 $2,000

gal $2,650 $1,224 $3,874

rica $900 $600 $1,500

nia $1,993 $550 $2,544

nda $582 $582

bia $886 $886

we $500 $500 $1,000

CA $9,271 $380 $15,266 $750 $25,667

esh $1,400 $1,400

ypt $21,000 $21,000

dia $1,300 $1,300

esia $150 $636 $200 $714 $1,700

dan $3,150 $3,150

olia $100 $820 $920

Microenterprise: Laying the Foundation for Economic Development Annexes B1
cco $900 $900

nes $3,298 $447 $3,745

aza $650 $650

ANE $29,248 $2,383 $2,420 $714 $34,765

nia $0 $0

jan $3,714 $1,430 $5,144

aria $2,300 $2,300

lics $500 $500

atia $864 $864

tan $1,975 $7 $1,318 $3,300

ovo $692 $692

tan $2,206 $116 $480 $2,802

nia $0 $0

ova $1,200 $1,200

nia $459 $459

ssia $5,323 $1,800 $7,123

tan $1,735 $279 $200 $2,214

tan $520 $520

ine $1,949 $4,090 $1,500 $7,539

tan $2,820 $205 $3,025

E&E $25,737 $2,407 $6,040 $3,498 $37,681

via $1,750 $750 $2,500

blic $0 $0

dor $4,115 $145 $4,260

dor $1,976 $704 $4,500 $7,180

ala $801 $950 $1,751

Microenterprise: Laying the Foundation for Economic Development Annexes B2

ON FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL
ana $160 $480 $160 $800

aiti $3,000 $3,000

ras $600 $532 $1,132

aica $1,000 $500 $1,500

xico $400 $600 $1,000

gua $1,400 $1,400

eru $3,786 $9,300 $13,086

LAC $18,988 $1,449 $17,012 $160 $37,609

DC $3,241 $3,241

MD $15,458 $338 $6,320 $173 $22,288

PVC $8,530 $632 $9,162

BAL $27,230 $338 $6,952 $173 $34,692

$110,473 $6,956 $47,690 $5,295 $170,414

Microenterprise: Laying the Foundation for Economic Development Annexes B3

ON FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL
icroenterprise Funding by Region, 
erprise Funding by Region, FY 2002

RY FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL

nin $900 $100 $973 $1,973

ngo $1,187 $1,187

rea $600 $300 $900

pia $200 $1,281 $1,481

ana $294 $2,947 $3,241

nea $953 $953

nya $101 $280 $1,725 $200 $2,306

car $0 $0

awi $541 $541

Mali $796 $718 $1,514

que $3,264 $3,264

bia $95 $95

eria $3,300 $3,300

gal $3,236 $1,224 $4,460

rica $1,298 $300 $1,225 $2,823

nia $1,993 $550 $2,544

nda $882 $750 $1,632

bia $886 $135 $1,021

we $1,300 $500 $1,800

CA $14,636 $680 $18,834 $885 $35,035

esh $344 $1,400 $1,744

dia $1,300 $1,300

esia $334 $636 $200 $714 $1,884

olia $1,300 $820 $2,120

Microenterprise: Laying the Foundation for Economic Development Annexes C1
RY FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL

pal $600 $600

nes $3,798 $447 $389 $4,634

am $350 $350

SIA $6,726 $2,383 $2,809 $714 $12,632

nia $0 $0

jan $3,714 $1,930 $5,644

nia $750 $750

aria $2,710 $2,710

atia $864 $864

ion $500 $500

tan $2,007 $7 $1,318 $3,332

ovo $692 $692

tan $2,206 $116 $480 $2,802

nia $0 $0

ova $1,528 $1,528

and $31 $31

nia $959 $959

ssia $5,852 $1,800 $7,652

tan $1,735 $279 $200 $2,214

tan $520 $520

ine $1,949 $4,090 $1,500 $7,539

tan $2,820 $205 $3,025

E&E $28,319 $2,407 $6,540 $3,498 $40,763

N

via $1,750 $750 $2,500

azil $750 $750

Microenterprise: Laying the Foundation for Economic Development Annexes C2
RY FINANCE FINANCIAL POLICY BDS MICROENTERPRISE POLICY TOTAL

blic $0 $0

dor $4,347 $145 $4,492

dor $1,976 $704 $4,500 $7,180

ala $801 $1,700 $2,501

ana $160 $480 $160 $800

aiti $3,000 $3,000

ras $851 $532 $1,383

aica $1,000 $500 $1,500

xico $2,900 $600 $3,500

gua $1,400 $1,400

eru $4,094 $9,300 $13,394

dad $97 $97

LAC $23,125 $1,449 $17,762 $160 $42,496

ypt $21,000 $21,000

dan $3,150 $3,150

cco $1,500 $1,500

aza $650 $650

AST $26,300 $0 $0 $0 $26,300

ide $11,368 $38 $1,745 $38 $13,188

IDE $11,368 $38 $1,745 $38 $13,188

$110,473 $6,956 $47,690 $5,295 $170,414

Microenterprise: Laying the Foundation for Economic Development Annexes C3
icroenterprise Funding by Fund Account, 

Child Survival and Development and HIV/AIDS (CSD/HIV); Development Assistance (DA); Economic Support Funds (ESF); Freedom Support Act (FSA); Local currency (LC) from the

and balance of payments support; Support for Eastern European Democracy (SEED); and Special Assistance Initiatives (SAI).
terprise Funding by Fund Account, FY 2002

ON CSD/HIV DA ESF FSA LC SAI/SEED TOTAL

nin $1,473 $1,473

rea $900 $900

pia $731 $731

ana $1,000 $1,947 $2,947

nea $953 $953

nya $1,581 $1,581

car $0 $0

awi $541 $541

Mali $796 $796

que $3,264 $3,264

bia $95 $95

eria $2,000 $2,000

gal $3,874 $3,874

rica $1,500 $1,500

nia $2,544 $2,544

nda $582 $582

bia $886 $886

we $500 $500 $1,000

CA $500 $23,220 $0 $0 $1,947 $0 $25,667

esh $1,400 $1,400

ypt $16,000 $5,000 $21,000

dia $1,300 $1,300

Microenterprise: Laying the Foundation for Economic Development Annexes D1

e: Child Survival and Development and HIV/AIDS (CSD/HIV); Development Assistance (DA); Economic Support Funds (ESF); Freedom Support Act (FSA); Local currency (LC) from the monetiza

lance of payments support; Support for Eastern European Democracy (SEED); and Special Assistance Initiatives (SAI).
ON CSD/HIV DA ESF FSA LC SAI/SEED TOTAL

esia $1,700 $1,700

dan $3,150 $3,150

olia $920 $920

cco $900 $900

nes $3,145 $600 $3,745

aza $650 $650

ANE $7,545 $21,320 $0 $5,900 $0 $34,765

nia $0 $0

jan $5,144 $5,144

aria $2,300 $2,300

lics $500 $500

atia $864 $864

tan $3,300 $3,300

ovo $692 $692

tan $2,802 $2,802

nia $0 $0

ova $1,200 $1,200

nia $459 $459

ssia $7,123 $7,123

tan $2,214 $2,214

tan $520 $520

ine $7,539 $7,539

tan $3,025 $3,025

E&E $0 $0 $0 $33,366 $0 $4,315 $37,681

Microenterprise: Laying the Foundation for Economic Development Annexes D2
ON CSD/HIV DA ESF FSA LC SAI/SEED TOTAL

via $2,500 $2,500

blic $0 $0

dor $145 $4,115 $4,260

dor $2,680 $4,500 $7,180

ala $950 $801 $1,751

ana $800 $800

aiti $3,000 $3,000

ras $1,132 $1,132

aica $1,500 $1,500

xico $1,000 $1,000

gua $1,400 $1,400

eru $3,200 $9,886 $13,086

LAC $0 $15,307 $11,615 $0 $10,687 $0 $37,609

DC $3,241 $3,241

MD $22,238 $50 $22,288

VC $9,162 $9,162

AL $0 $34,642 $0 $0 $0 $50 $34,692

$500 $80,714 $32,935 $33,366 $18,534 $4,365 $170,414

Microenterprise: Laying the Foundation for Economic Development Annexes D3
stitutions with Amounts of FY 2002 Funding
ns with Amounts of FY 2002 Funding by Bureau

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

Democracy Enterprise Works/Benin NONCRD $653

Democracy SOAG/Benin CREDIT $350Democracy SOAG/Benin FINPOL $100Democracy SOAG/Benin NONCRD $320Democracy VFB VITAL-FINANCE BENIN/Benin CREDIT $50

Total Benin $1,473

Economic Growth/ CARE CARE International/Eritrea CREDIT $600

Food SecurityEconomic Growth/ REU Rural Enterprise Unit/Eritrea NONCRD $300Food Security

Total Eritrea $900

Mission ACDI/VOCA/Ethiopia CREDIT $50

Mission ACDI/VOCA/Ethiopia NONCRD $150Mission CARE/Ethiopia NONCRD $48Mission REST Relief Society of Tigray/Ethiopia NONCRD $86Mission Virginia Polytechnic and State University/Ethiopia CREDIT $150Mission Virginia Polytechnic and State University/Ethiopia NONCRD $247

Total Ethiopia $731

Private Sector OIC/Ghana NONCRD $49

Private Sector SOAG/Ghana NONCRD $913Private Sector TNS/G TechnoServe/Ghana NONCRD $1,898Private Sector TNS/G TechnoServe/Ghana NONCRD $87

Total Ghana $2,947

Natural Resource Winrock/Guinea NONCRD $953

Management

Total Guinea $953

Microenterprise: Laying the Foundation for Economic Development Annexes E1
OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

ABEO AMFI The Association of Microfinance Institutions/Kenya FINPOL $280ABEO Faulu Limited/Kenya CREDIT $35ABEO Kenya BDS USAID Kenya BDS Program/Kenya NONCRD $1,000ABEO KIPPRA Kenya Institute for Public Policy Research and Analysis/Kenya NONPOL $200ABEO KWFT Kenya Women Finance Trust/Kenya CREDIT $66

Total Kenya $1,581

BARENTS GROUP/Malawi CREDIT $331

MUSCCO Malawi Union of Savings and Credit Cooperatives/Malawi CREDIT $210

Total Malawi $541

SEG/USAID/Mali AFR/Mali Africare/Mali CREDIT $657

SEG/USAID/Mali SC Save the Children Federation Inc./Mali CREDIT $139

Total Mali $796

ACDI/VOCA Mozambique/Mozambique NONCRD $988

ADRA/Mozambique NONCRD $50Africare/Mozambique NONCRD $50CARE/Mozambique NONCRD $50CLUSA Cooperative League of the United States of NONCRD $988America/MozambiqueFHI/Mozambique NONCRD $50Save the Children/Mozambique NONCRD $50TechnoServe Mozambique/Mozambique NONCRD $988World Vision/Mozambique/Mozambique NONCRD $50

Total Mozambique $3,264

Private Sector Sigma One Corporation/Namibia NONCRD $95

Total Namibia $95

SOAG/Nigeria CREDIT $2,000

Total Nigeria $2,000

Microenterprise: Laying the Foundation for Economic Development Annexes E2
OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

Special Objective Africare/Senegal NONCRD $94

CasamanceSpecial Objective APRAN/Senegal NONCRD $47CasamancePrivate Sector ASACASE/Senegal CREDIT $100Private Sector Chemonics International Inc. - DynaEntreprises CREDIT $2,250Private Sector Chemonics International Inc. - DynaEntreprises NONCRD $750Special Objective CRS Catholic Relief Services/Senegal CREDIT $300CasamanceSpecial Objective EWW EnterpriseWorks Worldwide/Senegal NONCRD $92CasamancePrivate Sector SOAG/Senegal NONCRD $240

Total Senegal $3,874

ACDI/VOCA/FinaSol/South Africa CREDIT $500

South Africa Enterprise Management and Innovation NONCRD $600South Africa FINCA/South Africa CREDIT $400

Total South Africa $1,500

Economic Growth DAI Development Alternatives, Inc./Tanzania NONCRD $500

Economic Growth EDC Ltd. Enterprise Development Centre NONCRD $22Economic Growth Enterprise Works/Tanzania NONCRD $389Economic Growth International Business Intiatives/Chemonics NONPOL $550Economic Growth TechnoServe/Tanzania NONCRD $569Economic Growth Tuskeege University/Sokoine University/Tanzania NONCRD $513

Total Tanzania $2,544

Economic Growth FINCA Uganda CREDIT $96

Economic Growth FOCCAS Foundation for Credit and Community Assistance/Uganda CREDIT $4Economic Growth FTCU Feed The Children Uganda/Uganda CREDIT $20Economic Growth FUL Faulu Uganda Ltd./Uganda CREDIT $78Economic Growth Katakwi Soroti Development Organisation (KASO) CREDIT $13

Microenterprise: Laying the Foundation for Economic Development Annexes E3
OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

Economic Growth MED-Net Microenterprise Development Network/Uganda CREDIT $21Economic Growth PRIDE UGANDA CREDIT $85Economic Growth UMU Uganda Microfinance Union/Uganda CREDIT $171Economic Growth UWFT UGANDA WOMEN`s FINANCE TRUST CREDIT $95

Total Uganda $582

Microenterprise CLUSA RGB Co-operative League of the USA - NONCRD $220

Rural Group Business program/Zambia

Microenterprise CMS Credit Management Services NONCRD $16Microenterprise ZAMTIE Zambia Trade and Investment Enhancement/Zambia NONCRD $150Microenterprise ZATAC Zambia Agribusiness Technical Assistance Center/Zambia NONCRD $200Microenterprise ZCSMBA Zambia Chamber of Small and NONCRD $300

Medium Business Associations/Zambia

Total Zambia $886

SED LEAD Linkages for the Economic Advancement of the CREDIT $500

Disadvantaged/Zimbabwe

SED LEAD Linkages for the Economic Advancement of the NONCRD $500

Disadvantaged/Zimbabwe

Total Zimbabwe $1,000Total AFRICA $25,667

Enterprise Development IRIS/JOBS University of Maryland/Bangladesh NONCRD $500

Enterprise Development WorldFish Center/Bangladesh NONCRD $900

Total Bangladesh $1,400

Microenterprise Credit Guarantee Corporation/Egypt CREDIT $16,000

Credit Guarantee Corporation/Egypt CREDIT $5,000

Total Egypt $21,000

Microenterprise: Laying the Foundation for Economic Development Annexes E4
OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

USAID/India Sa-Dhan, The Association of Community Development FINPOL $1,300

Finance Institutions/India

Total India $1,300

Economic Growth BRI Bank Rakyat Indonesia/Indonesia CREDIT $150

Economic Growth CARE-UNBAR SAMBA Silk And Microenterprises NONCRD $200

Development in Bandung RayA/Indonesia

Economic Growth PEG Partnership for Economic Growth/Indonesia FINPOL $636Economic Growth The Asia Foundation/Indonesia NONPOL $714

Total Indonesia $1,700

Microenterprise AMIR Program Achievement of Market-Friendly Initiatives CREDIT $3,150

and Results Program/Jordan

Total Jordan $3,150

USAID/Mongolia CHF/Mongolia GER Initiative/Mongolia NONCRD $700

USAID/Mongolia Gobi Initiative -Phase II Mercy Corps/Mongolia NONCRD $120

Mercy Corps/XAC Bank/Mongolia CREDIT $100

Total Mongolia $920

Economic Growth Al Karama Association Al Karama/Morocco CREDIT $90

Economic Growth AMSSF Association Marocaine de Solidarite Sans Frontieres/Morocco CREDIT $135Economic Growth FONDEP Fondation pour le Developpment Local CREDIT $200

et le Partenariat/Morocco

Economic Growth INMAA Institution Marocaine d`Appui a la Microentreprise/Morocco CREDIT $200Economic Growth Microfinance Support/Morocco CREDIT $275

Total Morocco $900

Office of Econ. Chemonics International, Inc./Philippines CREDIT $1,798

Development and GovernanceOffice of Econ. Chemonics International, Inc./Philippines FINPOL $447Development andGovernance

Microenterprise: Laying the Foundation for Economic Development Annexes E5
OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT

Office of Econ. WOCCU/CUES Credit Union Empowerment & CREDIT $600Development and Strengthening/PhilippinesGovernanceOffice of Econ. WOCCU/CUES Credit Union Empowerment & CREDIT $900Development & Strengthening/PhilippinesGovernance

Total Philippines $3,745

Private Sector Activity Support/West Bank CREDIT $155

Private Sector DAI/West Bank/Gaza CREDIT $2Private Sector Save the Children/US/West Bank/Gaza CREDIT $494

Total West Bank/Gaza $650Total ANE $34,765

USAID/Baku ACDI/VOCA/Azerbaijan CREDIT $1,714

USAID/Baku ACDI/VOCA/Azerbaijan NONCRD $600USAID/Baku CHF Cooperative Housing Foundation/Azerbaijan NONCRD $830USAID/Baku Foundation for International Community Assistance/Azerbaijan CREDIT $500USAID/Baku Mercy Corps International/Azerbaijan/Azerbaijan CREDIT $1,500

Total Azerbaijan $5,144

Private Sector CRS Catholic Relief Services/Bulgaria CREDIT $800

Private Sector NACHALA Cooperative/Bulgaria CREDIT $1,000Private Sector WOCCU/Bulgaria World Council of Credit Unions CREDIT $500

Total Bulgaria $2,300

USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $500

Total CAR Central Asian Republics $500

Microenterprise: Laying the Foundation for Economic Development Annexes E6
Mission MCI Mercy Corps International/Croatia CREDIT $864

Total Croatia $864

USAID/CAR Bearing Point/Kazakhstan FINPOL $7USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $31USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $719USAID/CAR EBRD/KSBP European Bank for Reconstruction and Development/ CREDIT $600

Kazakhstan Small Business/Kazakhstan

USAID/CAR EBRD/KSBP European Bank for Reconstruction and Development/ CREDIT $375

Kazakhstan Small Business/Kazakhstan

USAID/CAR MCI: Asia Credit Fund/Kazakhstan CREDIT $250USAID/CAR Pragma Corporation - Kazakhstan NONPOL $1,318

Total Kazakhstan $3,300

CDO Mission/Kosovo FINCA International/Kosovo CREDIT $692

Total Kosovo $692

USAID/CAR BTFF (Microcredit Agency) Bai Tushum Financial CREDIT $168

Foundation/Kyrgyzstan

USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $1,250USAID/CAR IFC International Finance Corporation/Kyrgyzstan FINPOL $116USAID/CAR MSFF EBRD Micro and Small Finance Facility Kyrgyzstan CREDIT $2USAID/CAR MSFF EBRD Micro and Small Finance Facility Kyrgyzstan CREDIT $785USAID/CAR Pragma Corporation - Kyrgyzstan NONPOL $480

Total Kyrgyzstan $2,802

USAID/Moldova BIZPRO-Moldova Development Alternatives Inc. /Moldova CREDIT $1,200

Total Moldova $1,200

Private SEctor Initiative CHF/Romania CREDIT $459

Total Romania $459

Bus. Devel & Investment ACDI/VOCA/Russia CREDIT $1,008

Bus. Devel & Investment DAI Development Alternatives, Inc./Russia FINPOL $1,800

Microenterprise: Laying the Foundation for Economic Development Annexes E7

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
Bus. Devel & Investment FINCA Foundation for International Community Assistance/Russia CREDIT $2,315

Bus. Devel & Investment FINCA/Tomsk/Russia CREDIT $2,000

Total Russia $7,123

USAID/CAR Abt Associates/Tajikistan FINPOL $24

USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $1,400USAID/CAR IFC/Tajikistan FINPOL $200USAID/CAR IFC/Tajikistan FINPOL $55USAID/CAR MDTM Micro-entrepreneur Development Support Center/Tajikistan CREDIT $300USAID/CAR MDTM Micro-entrepreneur Development Support Center/Tajikistan CREDIT $35USAID/CAR Pragma/Tajikistan NONPOL $200

Total Tajikistan $2,214

PS Eurasia Foundation/Turkmenistan NONCRD $220

Enterprise and Finance SME Development Project/Turkmenistan NONCRD $300

Total Turkmenistan $520

Economic Growth BIZPRO/Ukraine NONCRD $4,090

Economic Growth BIZPRO/Ukraine NONPOL $700Economic Growth MFB Micro Finance Bank/Ukraine CREDIT $1,500Economic Growth MFB Micro Finance Bank/Ukraine CREDIT $250Economic Growth Nadra Bank/Ukraine CREDIT $199Economic Growth Winrock International/Ukraine NONPOL $800

Total Ukraine $7,539

USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $1,660

USAID/CAR CAMFA Central Asian Microfinance Association CREDIT $340USAID/CAR IFC/Uzbekistan FINPOL $5USAID/CAR IFC/Uzbekistan FINPOL $200USAID/CAR O`z-MARD Uzbekistan Microentrepreneur Population Development CREDIT $345USAID/CAR O`z-MARD Uzbekistan Microentrepreneur Population Development CREDIT $15USAID/CAR WOCCU/Uzbekistan CREDIT $460

Microenterprise: Laying the Foundation for Economic Development Annexes E8

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
Total Uzbekistan $3,025

Total E&E $37,681

Microenterprise SOAG Bolivia CREDIT $1,750

EOSOT SOAG Bolivia NONCRD $750

Total Bolivia $2,500

EGD SALTO/DAI Strengthen Access to Microfinance and Liberalization CREDIT $2,615

Task Order/Ecuador

EGD SALTO/DAI Strengthen Access to Microfinance and Liberalization FINPOL $145

Task Order/Ecuador

EGD WOCCU/Ecuador CREDIT $1,500

Total Ecuador $4,260

EGE Aid to Artisans/El Salvador NONCRD $1,000

EGE CONAMYPE NONCRD $1,500EGE FOMIR DAI Fortalecimiento de las Microfinanzas Rurales/El Salvador CREDIT $1,976EGE Genesis/El Salvador NONCRD $2,000EGE Microenterprise Support/El Salvador FINPOL $29EGE SO AG/El Salvador FINPOL $675

Total El Salvador $7,180

AGEXPRONT/Guatemala NONCRD $154

AGIL Abt Associates, Inc./Guatemala NONCRD $796

AID/Washington CRS/Guatemala CREDIT $801

Total Guatemala $1,751

Mission Chemonics/Guyana NONCRD $480

Mission IPED Institute of Private Enterprise Development/Guyana CREDIT $160Mission MED Microenterprise/Guyana NONPOL $160

Total Guyana $800

Microenterprise: Laying the Foundation for Economic Development Annexes E9

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
Economic Growth DAI/FINNET Financial Services Network Project/Haiti CREDIT $2,000

Economic Growth SOFIHDES CREDIT $1,000

Total Haiti $3,000

ANRO DTT Deloitte Touche Tomatsu/Honduras CREDIT $600

Agriculture & Nat'l HACER - ATA Aid to Artisans/Honduras NONCRD $500ResourcesAgriculture & Nat'l Project Mgmt/Honduras NONCRD $3Resources

Total Honduras $1,132

Economic Growth CARANA CORPORATION/Jamaica CREDIT $500

Economic Growth JNBS Jamaica National Building Society/Jamaica CREDIT $500Economic Growth KRC Kingston Restoration Company Limited/Jamaica NONCRD $500

Total Jamaica $1,500

Chemonics International, Inc./Mexico CREDIT $400

Chemonics International, Inc./Mexico FINPOL $600

Total Mexico $1,000

ERD Project Coordination - Nicaragua CREDIT $160

ERD ProMujer Nicaragua Pro Mujer Nicaragua Programas CREDIT $50

para la Mujer/Nicaragua

ERD Small Producers Project CREDIT $440ERD WOCCU World Council of Credit Unions, Inc/Nicaragua CREDIT $750

Total Nicaragua $1,400

Agriculture A.B.PRISMA ASOCIACION BENEFICA PRISMA CREDIT $600Agriculture A.B.PRISMA ASOCIACION BENEFICA PRISMA NONCRD $1,700Agriculture CARE PERU/Peru NONCRD $1,500Agriculture CARITAS de Cusco NONCRD $1,600Microenterprise Chemonics/Peru NONCRD $2,400

Microenterprise: Laying the Foundation for Economic Development Annexes E10

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
Microenterprise COPEME CREDIT $500

Agriculture CRS/Peru Catholic Relief Services USCC/Peru CREDIT $2,386Microenterprise FOGAPI CREDIT $50Microenterprise Microenterprise Support/Peru CREDIT $250Agriculture OFASA/ADRA/Peru NONCRD $1,500Agriculture TechnoServe/Peru NONCRD $600

Total Peru $13,086Total LAC $37,609

ODC Aval Card/Honduras CREDIT $206ODC Banco Solidario/Ecuador CREDIT $232ODC Bank NISP/Indonesia CREDIT $184ODC Bank Spoldielczy W. Lomiankach/Poland CREDIT $31ODC BIN Bank/Russia CREDIT $188ODC Cal Merchant Bank/Ghana CREDIT $154ODC CBAO/Senegal CREDIT $246ODC Center-Invest Bank/Russia CREDIT $228ODC Ecobank/Ghana CREDIT $140ODC Financiera Solucion/Peru CREDIT $308ODC FinCom Bank/Moldova CREDIT $93ODC Lariba Bank/Kazakhstan CREDIT $32ODC Moldova Agorlnd/Moldova CREDIT $165ODC National Bank/Bangladesh CREDIT $226ODC Prime Bank/Bangladesh CREDIT $118ODC Royal Bank/Trinidad CREDIT $97ODC Russia Banker`s House/Russia CREDIT $114ODC United Bulgarian Bank/Bulgaria CREDIT $410

Microenterprise: Laying the Foundation for Economic Development Annexes E11

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
ODC Victoria Bank/Moldova CREDIT $70

Subtotal DC $3,241

PRIME ACDI/VOCA/Ethiopia NONCRD $750

PRIME ACDI/VOCA/Kenya NONCRD $525AMAP ACDI/VOCA/Worldwide NONCRD $25IGP AFE/Mali NONCRD $718IGP AT Enterprise Works/Uganda NONCRD $750IGP AtA Aid to Artisans/Guatemala NONCRD $750IGP Banco ABN AMRO Real S.A./Brazil CREDIT $750IGP CARE/Bosnia CREDIT $700AMAP Chemonics International, Inc./USA CREDIT $25AMAP DAI Development Altermatives Inc. CREDIT $25AMAP DAI Development Altermatives Inc. FINPOL $13AMAP DAI Development Altermatives Inc. NONCRD $25AMAP DAI Development Altermatives Inc. NONPOL $13PRIME DAI/Morocco CREDIT $600IGP Ebony Consulting International/South Africa CREDIT $398EMDAP EMDAP Emerging Markets Development Assistance CREDIT $255

Program/Worldwide

IGP FAMA/Honduras Familia y Medio Ambiente/Honduras CREDIT $45IGP FINCA/DR Congo CREDIT $1,187IGP Grameen Foundation/Nigeria CREDIT $1,300AMAP IRIS Center for Institutional Reform and the Informal FINPOL $13

Sector/Worldwide

AMAP IRIS Center for Institutional Reform and the Informal NONPOL $13

Sector/Worldwide

PRIME Kenya BDS USAID Kenya BDS Program/Kenya NONCRD $200RASA MD Office of Microenterprise Development CREDIT $996SEGIR-Buyin MD Office of Microenterprise Development CREDIT $850

Microenterprise: Laying the Foundation for Economic Development Annexes E12

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
SEGIR-Buyin MD Office of Microenterprise Development NONCRD $450

IGP Mercy Corps International/Azerbaijan/Azerbaijan NONCRD $500IGP Mercy Corps/XAC Bank/Mongolia CREDIT $1,200AMAP MSI Management Systems International/USA FINPOL $13AMAP MSI Management Systems International/USA NONPOL $13PRIME Nathan Associates, Inc./South Africa FINPOL $300IGP PARTNER MIKROKREDITNA ORGANIZACIJA/ Bosnia CREDIT $50IGP PLAN International/Senegal CREDIT $340AMAP PricewaterhouseCoopers, LLP/Worldwide CREDIT $25IGP Promujer/Mexico CREDIT $1,100IGP Save the Children US/Nepal CREDIT $600SEEP SEEP Network CREDIT $637SEEP SEEP Network NONCRD $563PRIME Small Claims TBD/Zambia NONPOL $135PRIME SOAG/Benin CREDIT $500IGP Swiss Contact/Philippines NONCRD $389AMAP The Louis Berger Group, Inc./Worldwide NONCRD $25AMAP The QED Group, LLC/Worldwide NONCRD $25IGP Vulindlela/Canada CREDIT $800IGP WEI World Education NTINGA/South Africa NONCRD $625AMAP Weidemann Associates CREDIT $25IGP WOCCU World Council of Credit Unions/Romania CREDIT $500PRIME WOCCU/CUES Credit Union Empowerment & Strengthening/Philippines CREDIT $500IGP WOCCU/Mexico CREDIT $1,400IGP WOCCU/Uganda CREDIT $300IGP WOCCU/Vietnam CREDIT $350

Subtotal MD $22,288

Microenterprise: Laying the Foundation for Economic Development Annexes E13

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
PVC AAC/MIS Americas Assoc of Coops/Mutual Insur. Soc CREDIT $193PVC ACCION International/LAC Region CREDIT $274PVC ADRA Adventist Development and Relief Agency CREDIT $200PVC ARHC Andean Rural Health Care Inc. (Curamericas)/USA CREDIT $298PVC ATA Aid to Artisans/USA CREDIT $630PVC CAMFA Central Asian Microfinance Association/Central Asian Republics CREDIT $190PVC CCF Christian Childrens Fund CREDIT $138PVC CHF Cooperative Housing Foundation CREDIT $397PVC CONCERN Worldwide/Worldwide CREDIT $698PVC CRS Catholic Relief Services CREDIT $955PVC Enterprise Development CREDIT $330PVC FFH Freedom from Hunger CREDIT $310PVC FINCA International/USA CREDIT $516PVC IDE International Development Enterprises/Worldwide NONCRD $300PVC INMED International Medical Services for Health/Worldwide CREDIT $200PVC ITDP Institute for Transportation & Development Policy/Worldwide CREDIT $90PVC MEDA Mennonite Economic Development Assoc. CREDIT $319PVC MEDA Mennonite Economic Development Assoc. NONCRD $332PVC OI Opportunity International CREDIT $400PVC OIC International CREDIT $170PVC Plan International/Worldwide CREDIT $366PVC Project HOPE CREDIT $156PVC SEEP Network CREDIT $300PVC WOCCU CREDIT $635

PVC WR World Relief Corporation/USA CREDIT $240PVC WV World Vision Relief and Development CREDIT $527

Subtotal PVC $9,162Total GLOBAL $34,692

$170,414

Microenterprise: Laying the Foundation for Economic Development Annexes E14

OBLIGATION

OFFICE INSTITUTION FUNCTION AMOUNT
icrofinance Institutions with Portfolio Data

 of Institution, FY 2002
nce Institutions with Portfolio Data by Location of Institution, FY 2002

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS

CAP/Africa Region 0 $0 0.00% 0.00% 0.00%

0 $0

ME BENIN 25,836 $13,700,246 81.00% 0.39% 0.36%

 VITAL-FINANCE BENIN/Benin 10,274 $3,800,345 85.00% 2.00% 0.70%

36,110 $17,500,591

CA/DR Congo 0 $0 0.00% 0.00% 0.00%

0 $0

EN/Eritrea 62 $1,602 90.00% 0.00% 0.00%

on Eritrea/Eritrea 77 $8,307 90.00% 0.00% 0.00%

139 $9,909

I/VOCA/Ethiopia 0 $0 0.00% 0.00% 0.00%

FI Metemamen Micro Financing Institution/Ethiopia 900 $19,386 75.00% 0.17% 0.00%

DOM/Ethiopia 10,524 $1,225,203 29.00% 1.44% 10.32%

11,424 $1,244,589

ti Rural Bank, Limited/Ghana 0 $0 0.00% 0.00% 0.00%

D Association of Productive Entrepreneurs 868 $78,488 77.00% 1.00% 0.00%

evelopment/Ghana

Merchant Bank/Ghana 6 $35,649 16.70% 0.00% 0.00%

bank/Ghana 13 $76,279 7.70% 0.00% 0.00%

pi Aba Trust 34,695 $1,829,731 93.48% 8.61% 5.28%

35,582 $2,020,147

perative Bank of Kenya Limited/Kenya 2,504 $2,311,690 60.00% 0.40% 0.00%

u Limited/Kenya 17,463 $9,096,530 47.00% 0.60% 0.30%

 K-Rep Bank Limited/Kenya 43,116 $16,926,004 53.00% 4.50% 2.90%

A K-Rep Development Agency/Kenya 20,368 $640,063 50.51% 20.60% 9.50%

FT Kenya Women Finance Trust/Kenya 48,892 $10,351,866 100.00% 2.00% 0.00%

Microenterprise: Laying the Foundation for Economic Development Annexes F1
A Thrift and Enterprise Promotion, Ltd./Kenya 344 $30,017 54.40% 0.00% 0.00%

P Small and Micro Enterprise Programme/Kenya 11,431 $2,814,937 60.00% 5.00% 1.00%

144,118 $42,171,107

SCCO Malawi Union of Savings and Credit 40,000 $3,163,044 25.00% 3.00% 0.90%

peratives/Malawi

ect HOPE/Malawi/Malawi 2,581 $114,882 100.00% 5.10% 1.80%

42,581 $3,277,926

/Mali Africare/Mali 3,984 $344,311 51.00% 1.50% 0.87%

ave the Children Federation Inc./Mali 9,707 $231,803 100.00% 1.00% 4.00%

13,691 $576,114

co Internacional de Mocambique/Mozambique 0 $0 0.00% 0.00% 0.00%

Fundo de Credito Comunitario/Mozambique 5,004 $307,620 67.00% 1.10% 0.00%

DA Mennonite Economic Development 1,120 $95,450 62.00% 2.47% 1.92%

ociates/Mozambique

uma/Mozambique 5,127 $908,521 62.90% 3.57% 0.84%

11,251 $1,311,591

O- Lift Above Poverty Organization/Nigeria 18,740 $901,870 95.00% 0.00% 5.43%

18,740 $901,870

WEGO World Relief/Rwanda URWEGO/Rwanda 10,667 $389,087 90.00% 2.90% 7.80%

CCU/Rwanda 49,940 $12,735,322 48.00% 13.00% 15.00%

60,607 $13,124,409

P/Senegal Alliance de Credit et d`Epargne 511 $654,270 57.00% 0.00% 0.00%

r la Production/Senegal

A Association de Cooperatives Rurales en Afrique 2,134 $441,545 41.00% 4.01% 2.96%

EC JOOBASS Caisse Populaire d`Epargne et de 47 $3,290 46.00% 0.39% 0.00%

dit de JOOBASS/Senegal

FED Caisse d`Epargne et de Credit des Agriculteurs, 224 $14,767 63.00% 5.34% 3.84%

heurs, Forestiers et Ele/Senegal

ITAS/Thies 1,718 $150,734 100.00% 0.00% 0.00%O/Senegal 7 $39,121 14.30% 0.00% 0.00%

Microenterprise: Laying the Foundation for Economic Development Annexes F2

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
IMCEC/Senegal 3,367 $389,112 75.00% 4.00% 2.70%

ECAT Caisse des Mutuelles des Artisans de 575 $152,977 44.00% 7.80% 9.40%

ba/Senegal

DEC Collectif des Femmes pour le Developpement 598 $154,891 99.00% 0.00% 0.00%

Epargne et du Credit/Senegal

Catholic Relief Services/Senegal 6,154 $390,931 100.00% 2.70% 0.64%

ECBA Federation des Associations de 446 $19,848 100.00% 0.00% 0.00%

eloppement Communautaire du Balantacounda/Senegal

PF Federation Nationale des Groupements 7,326 $979,328 99.00% 6.54% 2.65%

romotion Feminine/Senegal

 FEMUNI Groupement d`Epargne et de Credit 313 $68,608 85.00% 0.18% 0.00%

Association des Femmes de la Cite de/Senegal

 TINAARE Groupement d`Epargne et de 41 $555 92.00% 49.72% 11.05%

dit de Tinaare/SenegalER CREC Entre les Caisses Rurales d`Epargne 484 $163,083 33.00% 21.39% 3.38%

e Credit/Senegal

EG NAFA Mutuelle d`Epargne, de Credit et de Garantie 355 $49,426 68.00% 0.00% 0.00%

a Nouvelle Adaptation au F/Senegal

C ADER Mutuelle d`Epargne et de Credit des Acteurs 73 $5,602 31.00% 0.00% 0.00%

Developpement Rural/Senegal

C ANAMBE Mutuelle d`Epargne et de Credit 137 $87,007 43.00% 0.02% 0.00%

Anambe/Senegal 

C COCOGES Mutuelle d`Epargne et de Credit du 160 $25,117 94.00% 1.22% 0.00%

ectif des Femmes Commerçantes du Gr/Senegal

C EGAM Mutuelle d`Epargne et de Credit de l`Entente 203 $123,434 54.00% 49.26% 1.94%

Groupements Associes de Me/Senegal

C FADEC Mutuelle d`Epargne et de Credit 665 $134,317 54.00% 0.40% 0.00%

a Federation des Associations de Develo/Senegal

C FEMZOP Mutuelle d`Epargne et de Credit 150 $11,250 100.00% 0.47% 0.00%

Femmes de la Zone Pikine/Senegal

C PROPEM Mutuelle d`Epargne et de Credit pour 517 $123,105 60.00% 1.97% 0.97%

romotion de la Peche a Mbour/Senegal

Microenterprise: Laying the Foundation for Economic Development Annexes F3

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
C PROTES Mutuelle d`Epargne et de Credit pour 204 $125,815 77.00% 0.00% 0.00%

romotion de laTeinturerie Senegal

CART Mutuelle d`Epargne et de Credit des Artisans 48 $9,770 80.00% 25.28% 3.34%

aux de Thies/Senegal

CARTH Mutuelle d`Epargne et de Credit des Artisans 246 $136,168 39.00% 1.39% 1.82%

a Region de Thies/Senegal

CFAM Mutuelle d`Epargne et de Credit 95 $16,475 55.00% 2.20% 1.18%

Femmes du Mouvement ACAPES/Senegal

C/Senegal Mutuelle des Femmes du Cayor/Senegal 19 $4,561 50.00% 14.12% 0.00%

PROEL Mutuelle des Professionnels de l`Elevage/Senegal 6 $1,630 43.00% 0.00% 0.00%PROP Mutuelle des Professionnels de la Peche/Senegal 19 $9,066 23.00% 1.96% 0.00%

MECAS Partenariat pour la Mobilisation de l`Epargne 11,434 $8,501,984 73.00% 4.41% 1.41%

u Credit/Senegal

N International/Senegal 1,477 $109,431 91.50% 0.94% 0.00%

EH Projet de Promotion des Petites et 480 $249,959 47.00% 4.14% 1.50%

yennes Entreprises Horticoles/Senegal

EC Reseau des Caisses d`Epargne et de Credit 5,181 $543,257 83.00% 3.67% 6.52%

Femmes de Dakar/Senegal

 Union des Femmes Commerçantes/Senegal 239 $45,708 93.00% 1.05% 9.32%

F Union des Groupements de Promotion 654 $7,194 98.00% 2.86% 1.56%

inine/Senegal

EC Union des Mutuelles d`Epargne et de Credit 3,755 $559,142 27.00% 9.18% 4.86%

edhiou/Senegal

ACOIS Union Nationale des Commerçants 3,430 $2,130,372 51.00% 5.98% 6.36%

ndustriels du Senegal

53,492 $16,632,850

CA/South Africa 1,749 $120,874 98.00% 2.80% 0.00%

ll Enterprise Foundation/South Africa 0 $0 0.00% 0.00% 0.00%

th Africa CDP/South Africa 0 $0 0.00% 0.00% 0.00%

a Bank/South Africa 0 $0 0.00% 0.00% 0.00%

1,749 $120,874

Microenterprise: Laying the Foundation for Economic Development Annexes F4

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
CA Uganda 35,610 $2,400,637 100.00% 1.50% 0.10%

CAS Foundation for Credit and Community 16,811 $697,824 100.00% 3.40% 3.00%

stance/Uganda

U Feed The Children Uganda/Uganda 12,314 $678,419 82.00% 4.00% 2.60%

Faulu Uganda Ltd./Uganda 10,255 $1,737,724 63.00% 0.75% 0.00%

akwi Soroti Development Organisation (KASO) 14,999 $447,913 85.00% 1.00% 0.00%

D-Net Microenterprise Development Network 10,147 $1,301,379 52.00% 2.80% 1.50%

DE UGANDA 42,245 $6,557,387 55.00% 0.00% 0.00%

U Uganda Microfinance Union/Uganda 20,809 $3,552,494 56.00% 0.20% 0.00%

FT UGANDA WOMEN`s FINANCE TRUST 21,675 $3,021,555 100.00% 2.65% 4.40%

CCU/Uganda 5,681 $1,272,209 42.17% 31.24% 0.02%

190,546 $21,667,541

CA/Zambia 3,802 $198,929 96.10% 0.78% 0.00%

3,802 $198,929

S Collective Self-Finance Scheme/Zimbabwe 974 $19,022 73.00% 2.30% 0.00%

gdom Bank/Zimbabwe 4,861 $2,928,270 65.00% 0.58% 0.00%

dutso Pundutso Microfinance Pvt Ltd/Zimbabwe 3,333 $64,407 78.00% 3.70% 0.00%

F (SCORE) Self Help Development Foundation 6,765 $1,327,360 88.00% 4.84% 0.00%

buko Trust 16,055 $4,108,177 79.76% 2.43% 0.58%

31,988 $8,447,236

655,820 $129,205,682

onal Bank/Bangladesh 1 $4,386 0.00% 0.00% 0.00%

me Bank/Bangladesh 15 $91,821 6.70% 0.00% 0.00%

CSS Christian Service Society/Bangladesh 22,493 $1,209,762 83.00% 14.00% 1.00%

22,509 $1,305,969

TPC Catholic Relief Services/Thaneakea Phum Cambodia 22,301 $1,077,707 97.00% 1.19% 0.00%

T Ennatien Moulethan Tchorebat/Cambodia 84,781 $4,184,783 76.00% 0.10% 0.08%

Microenterprise: Laying the Foundation for Economic Development Annexes F5

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
Concern/Thanakea Ponleu Thmey/Cambodia 10,929 $594,132 77.00% 13.00% 8.20%

World Relief/Cambodia 6,960 $631,607 100.00% 14.40% 8.74%

124,971 $6,488,229

S Association for community Service Society/India 10,618 $911,375 100.00% 0.00% 0.04%

OD Association for Rural Community 1,481 $74,445 100.00% 3.25% 0.00%

elopment/India

DS Bharathi Integrated Rural 2,776 $319,004 100.00% 0.00% 2.00%

elopment Society/India

Bharatha Swamukti Samsthe/India 2,265 $144,569 100.00% 0.00% 0.00%

 Community Development Centre/India 1,694 $134,815 100.00% 0.17% 0.00%

V Cudappah Mahila Vikasa/India 2,400 $423,360 95.00% 1.12% 0.14%

SA Centre for rural reconstruction through 3,557 $180,143 100.00% 0.29% 0.00%

al Action/India

F Evangilical Social Action Forum/India 4,390 $265,610 92.03% 0.00% 0.00%

meen Koota Grameen Koota/India 2,719 $153,845 100.00% 0.00% 0.00%

DE GUIDE Integrated Rural and Urban 2,530 $115,944 100.00% 0.76% 0.00%

elopment Society/India

HASEMAM Trust/India 6,715 $328,018 100.00% 3.00% 0.00%

W LIFE NEW LIFE/India 7,548 $270,000 100.00% 1.24% 0.03%

DHANA MicroFin Society/India 2,425 $160,679 100.00% 0.00% 1.00%

Swayam Krishi Sangh/India 11,127 $1,037,303 100.00% 4.70% 0.25%

NDANA SPANDANA/India 34,276 $3,217,740 100.00% 0.14% 0.00%

AWS Sharadha`s Women`s Association 6,715 $256,866 100.00% 0.34% 1.00%

Weaker Section/India

 Star Youth Association/India 2,716 $288,685 100.00% 0.30% 0.00%

105,952 $8,282,401

k NISP/Indonesia 57 $100,859 19.30% 0.00% 0.00%

Bank Rakyat Indonesia/Indonesia 2,947,019 $1,346,950,000 16.00% 1.55% 1.55%

E-UNBAR SAMBA Silk And Microenterprises 0 $0 0.00% 0.00% 0.00%

elopment in Bandung RayA/Indonesia

Microenterprise: Laying the Foundation for Economic Development Annexes F6

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
AN Dian Mandiri/Indonesia 8,041 $185,616 72.80% 3.60% 1.52%

2,955,117 $1,347,236,475

cy Corps/XAC Bank/Mongolia 9,668 $4,219,974 59.31% 0.14% 0.17%

9,668 $4,219,974

L Nirdhan Utthan Bank, Ltd./Nepal 37,681 $2,696,194 100.00% 8.77% 0.00%

e the Children US/Nepal 0 $0 0.00% 0.00% 0.00%

37,681 $2,696,194

gko Kabayan/Philippines 386 $125,091 80.59% 0.45% 0.00%

gko Mabuhay/Philippines 18 $5,689 89.00% 0.00% 0.00%gko Santiago de Libon/Philippines 17 $2,592 76.00% 0.00% 0.00%k of Florida/Philippines 125 $24,801 63.31% 0.00% 0.00%k Victorias/Philippines 165 $29,005 83.00% 0.30% 0.00%

dnon Cooperative Bank/Philippines 2,408 $222,787 88.37% 5.34% 0.00%

D Center for Agriculture and Rural 17,318 $2,171,709 100.00% 0.00% 0.00%

elopment/Philippinestury Rural Bank/Philippines 283 $21,741 84.15% 1.44% 0.00%

 Community economic Ventures, Inc/Philippines 4,310 $308,986 88.00% 1.00% 0.00%

perative Bank of Misamis Oriental/Philippines 1,337 $269,607 84.68% 1.73% 0.00%ntry Bank/Philippines 41 $6,001 88.74% 0.00% 0.00%

PH Catholic Relief Services - USCC, Philippine 43,034 $2,134,634 98.00% 1.00% 1.00%

gram/Philippines

erprise Bank/Philippines 5,385 $501,866 90.00% 0.97% 0.00%

O First Isabela Cooperative Bank/Philippines 503 $150,558 77.73% 0.74% 0.00%

 Macro Bank/Philippines 245 $53,612 79.00% 2.20% 0.00%

work Rural Bank/Philippines 761 $206,561 82.00% 0.49% 0.00%

ppines CDP/Philippines 0 $0 0.00% 0.00% 0.00%

g-Ay Bank/Philippines 136 $22,876 76.64% 0.00% 0.00%

al Bank of Bogo/Philippines 205 $15,912 67.33% 0.29% 0.00%

Microenterprise: Laying the Foundation for Economic Development Annexes F7

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
al Bank of Cantilan/Philippines 3,667 $335,680 86.76% 0.44% 0.00%al Bank of Datu Paglas/Philippines 111 $16,953 87.00% 0.00% 0.00%al Bank of Digos/Philippines 521 $52,670 85.80% 8.12% 0.00%al Bank of Dipolog/Philippines 303 $52,102 83.17% 0.00% 0.00%al Bank of Dulag/Philippines 816 $135,976 69.25% 0.00% 0.00%al Bank of Isulan/Philippines 36 $3,427 80.55% 0.00% 0.00%al Bank of Kapatagan Valley/Philippines 849 $106,750 84.20% 0.24% 1.82%al Bank of Lebak/Philippines 198 $14,775 82.00% 5.81% 0.00%al Bank of Mabitac/Philippines 60 $11,071 71.68% 0.00% 0.00%al Bank of Montevista/Philippines 4,914 $307,295 100.00% 1.80% 0.00%al Bank of Oroquieta/Philippines 188 $25,179 79.00% 2.85% 0.84%al Bank of Pagbilao/Philippines 40 $3,133 95.00% 0.00% 0.00%al Bank of Panabo/Philippines 314 $44,564 87.00% 0.00% 0.00%al Bank of Santo Tomas/Philippines 632 $85,928 79.00% 3.56% 0.00%al Bank of Siam, Inc./Philippines 879 $120,624 84.00% 0.78% 0.00%al Bank of Tacurong/Philippines 1,957 $196,844 90.67% 0.00% 0.00%al Bank of Tagum/Philippines 522 $110,778 80.89% 2.73% 0.00%al Bank of Talisayan/Philippines 1,062 $88,759 91.21% 0.29% 0.00%al Green Bank of Caraga/Philippines 4,497 $838,955 76.76% 3.25% 0.00%

nggani Rural Bank/Philippines 611 $28,095 89.40% 1.86% 0.00%

CCU/CUES/ Credit Union Empowerment & 107,702 $29,247,584 76.23% 4.28% 0.88%

ngthening/Philippines

206,556 $38,101,170

CCU/Vietnam 15,674 $854,514 100.00% 0.24% 0.00%

15,674 $854,514

3,478,128 $1,409,184,925

Microenterprise: Laying the Foundation for Economic Development Annexes F8

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
M Partneri Shqiptar ne Mikrokredi/Albania 1,892 $2,571,736 22.14% 0.50% 5.49%

1,892 $2,571,736

RA Adventist Development and Relief Agency 1,439 $362,391 30.00% 0.64% 5.00%

CA Azerbaijan 4,662 $455,139 57.00% 0.00% 0.92%

ave the Children Federation 1,679 $185,607 33.00% 12.70% 8.08%

7,780 $1,003,137

E/Bosnia 5,633 $8,987,065 42.23% 0.00% 0.04%

TNER MIKROKREDITNA ORGANIZACIJA/Bosnia 7,139 $9,019,191 53.73% 0.34% 0.11%

12,772 18,006,256

Catholic Relief Services/Bulgaria 2,443 $905,874 64.03% 0.07% 0.00%

CHALA Cooperative/Bulgaria 1,580 $2,512,564 39.00% 0.62% 0.00%

ed Bulgarian Bank/Bulgaria 9 $67,533 0.00% 0.00% 0.00%

CCU/Bulgaria World Council of Credit Unions 9,920 $2,742,409 40.00% 8.42% 1.99%

13,952 $6,228,380

MOS DEMOS/Croatia 551 $448,119 53.00% 0.23% 4.40%

551 $448,119

I/VOCA ACDI/VOCA/Georgia 10 $27,870 48.00% 2.39% 0.00%

stanta Foundation/Georgia 16,134 $2,943,822 71.00% 1.93% 0.62%

16,144 $2,971,692

D/KSBP European Bank for Reconstruction and 15,399 $28,823,476 62.00% 0.28% 0.00%

elopment/Kazakhstan Small BusinessF Kazakhstan Community Loan Fund 4,487 $1,401,824 83.00% 0.03% 1.00%

ba Bank/Kazakhstan 1 $5,857 100.00% 0.00% 0.00%

 Asia Credit Fund/Kazakhstan 285 $952,057 59.00% 0.00% 0.00%

20,172 $31,183,214

CA International/Kosovo 1,805 $3,068,473 17.00% 0.14% 0.05%

1,805 $3,068,473

F EBRD Micro and Small Finance Facility Kyrgyzstan 312 $566,085 63.12% 0.00% 0.00%

312 $566,085

Microenterprise: Laying the Foundation for Economic Development Annexes F9

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
znosti Humanitarian Association 2,616 $4,375,131 47.23% 1.25% 5.71%

2,616 $4,375,131

PRO-Moldova Development Alternatives Inc 26,739 $3,939,277 49.00% 1.30% 0.60%

Com Bank/Moldova 2 $18,660 0.00% 0.00% 0.00%

dova Agorlnd/Moldova 177 $764,963 31.10% 0.00% 0.00%

oria Bank/Moldova 1 $3,896 0.00% 0.00% 0.00%

26,919 $4,726,796

k Spoldielczy W. Lomiankach/Poland 6 $43,601 16.70% 0.00% 0.00%

6 $43,601

RA Arad Casa de Ajutor Reciproc a Asociatiilor 109 $80,769 46.33% 3.75% 0.00%

d/Romania

RA Caras-Severin Casa de Ajutor Reciproc a 67 $23,161 43.00% 1.57% 0.00%

ciatiilor Caras-Severin/Romania

RA Mehedinti Casa de Ajutor Reciproc a Asociatiilor 363 $73,169 58.00% 2.94% 0.00%

hedinti/Romania

RA Timis Casa de Ajutor Reciproc a Asociatiilor 420 $106,169 52.00% 0.00% 0.00%

s/Romania

RMA Deva Casa de Ajutor Reciproc a Membrilor 256 $62,000 54.00% 0.41% 0.00%

ciati Deva/Romania

 Romania 496 $2,240,173 32.30% 0.42% 2.14%

O Help Integra Romania 133 $131,988 87.00% 3.20% 5.00%

RO Opportunity Microcredit Romania/Romania 1,248 $1,337,541 47.76% 1.35% 1.77%

F Romanian-American Enterprise Fund 623 $2,639,662 27.00% 2.18% 0.33%

CCU World Council of Credit Unions Inc./Romania 65,921 $17,177,284 45.00% 4.17% 0.25%

69,636 $23,871,916

DI/VOCA/Russia 904 $1,303,352 63.40% 0.90% 0.00%

Bank/Russia 12 $65,784 0.00% 0.00% 0.00%

 Counterpart Enterprise Fund/Russia 317 $723,380 66.50% 1.12% 0.00%

ter-Invest Bank/Russia 41 $235,183 41.50% 0.00% 0.00%

CA Russia 1,946 $2,016,166 83.00% 0.12% 0.55%

Microenterprise: Laying the Foundation for Economic Development Annexes F10

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
CA/Tomsk/Russia 798 $402,583 90.00% 0.09% 0.00%

DF Rural Credit Cooperation Development 9,000 $4,405,000 10.00% 2.00% 0.00%

ndation/Russia

ia Banker`s House/Russia 2 $17,487 50.00% 0.00% 0.00%

13,020 $9,168,935

 Micro Finance Bank/Ukraine 9,554 $29,518,907 39.94% 0.13% 0.21%

ra Bank/Ukraine 0 $0 0.00% 0.00% 0.00%

9,554 $29,518,907

MARD Uzbekistan Micro-entrepreneur 316 $24,596 72.00% 1.75% 0.00%

ulation Developme/Uzbekistan

CCU/Uzbekistan 159 $42,072 58.00% 0.00% 0.00%

475 $66,668

197,606 $137,819,045

coSol Banco Solidario SA/Bolivia 50,904 $80,899,813 57.00% 6.60% 3.25%

ES Fundacion para Alternativas de Desarrollo/Bolivia 20,344 $14,995,683 35.00% 20.09% 10.02%

Bolivia 26,468 $34,649,951 47.00% 5.10% 2.10%

DEM 19,560 $44,138,215 42.06% 3.80% 1.03%

CCU/Bolivia 17,837 $40,459,152 49.50% 2.27% 0.00%

135,113 $215,142,814

co ABN AMRO Real S.A./Brazil 80 $22,452 35.00% 4.29% 0.00%

80 $22,452

APE 14,190 $929,777 86.47% 9.28% 0.04%

14,190 $929,777

co Solidario/Ecuador 2,571 $6,147,199 60.62% 0.00% 0.00%

CCU/Ecuador 410 $24,540 100.00% 0.00% 0.00%

2,981 $6,171,739

ACSEMERSA 1,404 $1,526,366 67.33% 4.13% 1.67%

ACU El Salvador 963 $1,687,565 62.51% 7.20% 7.33%

Microenterprise: Laying the Foundation for Economic Development Annexes F11

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
OVI El Salvador 1,054 $3,638,936 66.10% 12.70% 0.67%

C El Salvador 5,004 $2,979,527 60.46% 3.63% 0.77%

 El Salvador 6,760 $627,413 82.84% 4.65% 4.00%

Banco Agricola S.A./El Salvador 1,740 $1,232,201 70.98% 1.91% 0.27%

SAL Banco Salvadoreno/El Salvador 1,970 $1,593,890 83.71% 0.54% 0.88%

M Centro de Apoyo a la Microempresa/El Salvador 19,569 $4,272,407 83.00% 1.40% 2.60%

ACE CRS/El Salvador 9,722 $1,512,146 83.00% 10.00% 17.78%

nciera Calpia, S.A./El Salvador 44,771 $43,618,700 57.50% 1.62% 1.08%

D Fundacion Jose Napoleon Duarte/El Salvador 3,312 $1,192,330 81.43% 6.12% 3.30%

EGRAL Apoyo Integral, S.A. de C.V./El Salvador 15,633 $10,319,297 74.60% 2.66% 2.25%

111,902 $74,200,778

UDESA Asociacion Guatemalteca para 2,796 $845,884 48.00% 25.00% 12.00%

esarollo/Guatemala

rural 324 $521,369 51.00% 0.00% 0.00%

ITAS DIOCESANA LA VERAPAZ/Guatemala 1,004 $112,127 16.17% 11.14% 2.75%ITAS San Marcos 3,336 $546,624 52.58% 2.69% 2.69%

FUNDAMEDI /Guatemala 1,411 $173,000 100.00% 5.10% 3.60%

DESS 5,985 $2,251,527 100.00% 3.00% 0.01%

CA/Guatemala 2,387 $368,887 100.00% 7.60% 0.77%

DEMI TALITA KUMI 1,405 $252,003 33.95% 9.46% 1.51%

esis Empresarial/Guatemala 35,452 $17,326,112 63.67% 12.03% 0.00%

TORAL SOCIAL DEL IXCAN/Guatemala 392 $44,439 52.04% 9.97% 3.63%

N International/Guatemala 3,393 $815,536 100.00% 0.00% 19.95%

ect HOPE/Guatemala/Guatemala 2,103 $89,052 100.00% 13.00% 2.17%

59,988 $23,346,559

AM/World Concern/Haiti 5,589 $372,195 93.00% 0.00% 0.00%

ME/Haiti 4,600 $1,549,595 67.00% 3.00% 4.00%

 Banque de l Union Haitienne 2,772 $1,825,901 80.00% 28.00% 3.33%

Microenterprise: Laying the Foundation for Economic Development Annexes F12

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
D/EMH 6,831 $486,889 87.80% 15.70% 5.76%

F Fonds Haitien de L`Aide a la Femme/Haiti 0 $0 0.00% 0.00% 0.00%

CA/Haiti 6,311 $322,410 98.00% 2.74% 0.00%

koze - Fondasyon Kole Zepole/Haiti 10,000 $1,440,000 95.00% 2.00% 3.60%

N Micro Credit National/Haiti 3,100 $3,594,051 52.00% 2.88% 0.43%

DA Mennonite Economic Development Assoc 3,331 $64,219 63.00% 16.16% 11.23%

42,534 $9,655,260

 Card/Honduras 963 $1,288,341 0.00% 0.00% 0.00%

MA/Honduras Familia y Medio Ambiente/Honduras 8,985 $1,334,117 90.30% 6.00% 0.00%

OL FINSOL/Honduras 11,051 $6,439,857 59.50% 12.51% 0.00%

Instituto para el Desarrollo Honduras 15,413 $905,191 78.76% 4.80% 6.68%

ld Relief/Honduras 19,816 $3,444,557 89.11% 7.72% 0.00%

56,228 $13,412,063

BL JN SMALL BUSINESS LOANS LTD./Jamaica 3,969 $1,168,854 74.00% 0.14% 0.36%

3,969 $1,168,854

MIC/Mexico 6,629 $3,144,761 73.72% 13.90% 3.39%

EXTRA 1,285 $423,889 69.00% 10.00% 14.00%

EF Colegio de la Frontera Norte/Mexico 0 $0 0.00% 0.00% 0.00%

mpartamos Financiera Compartamos/Mexico 144,991 $42,092,592 98.56% 1.11% 0.08%

mujer/Mexico 2,567 $231,130 100.00% 0.00% 0.00%

CCU/Mexico 295,115 $357,743,585 49.00% 8.53% 0.27%

450,587 $403,635,957

MA FAMA/Nicaragua 20,201 $8,775,000 73.30% 2.30% 2.53%

CA Nicaragua 29,230 $3,181,418 100.00% 0.10% 0.00%

CCU World Council of Credit Unions 5,593 $2,777,339 55.40% 9.90% 4.66%

55,024 $14,733,757

PRISMA ASOCIACION BENEFICA PRISMA/Peru 27,379 $6,963,768 53.00% 40.42% 0.87%

EME 103,010 $56,523,560 70.00% 9.50% 5.23%

Peru Catholic Relief Services USCC/Peru 11,783 $1,489,680 87.00% 8.17% 3.26%

Microenterprise: Laying the Foundation for Economic Development Annexes F13

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
YME CONFIANZA EDPYME CONFIANZA 5,290 $4,407,154 43.00% 2.90% 1.00%YME EDYFICAR 23,194 $23,409,532 49.41% 6.43% 3.18%

nciera Solucion/Peru 2,715 $2,407,172 0.00% 0.00% 0.00%

ect HOPE/Peru/Peru 2,298 $117,277 100.00% 18.60% 0.00%

175,669 $95,318,143

al Bank/Trinidad 32 $154,222 40.60% 0.00% 0.00%

32 $154,222

1,108,297 $857,892,375

A Alexandria Business Assoc. 35,823 $11,314,123 47.00% 1.10% 0.00%

A Assiut Business Assoc. 26,440 $8,010,569 78.00% 12.70% 0.00%

an Business Association 331 $188,999 18.00% 17.50% 13.30%

que du Caire 13,400 $4,790,257 23.00% 0.00% 0.00%

AC Dakahleya Business Assoc. 12,689 $3,458,073 60.00% 0.10% 1.00%

D Egyptian Sm Enter. Dev. Found. 25,719 $9,075,454 38.00% 14.10% 0.00%

OUM Small Project Dev. Foundation 1,032 $329,992 27.00% 2.30% 0.00%

CD Sharkia Bus Assoc. for Comm. Dev. 10,857 $3,720,807 41.00% 10.10% 0.00%

AP Small Enter. Dev Assoc. Port Said 3,817 $1,364,529 70.00% 8.00% 0.00%

AG / SEB 1,302 $643,543 18.00% 1.40% 0.30%

131,410 $42,896,346

C Ahli Microfinancing Company/Jordan 1,019 $2,500,290 36.40% 11.02% 0.00%

 Internationl - Jordan Access to Credit Project/Jordan 1,978 $5,121,864 56.88% 5.80% 1.00%

C Jordan Micro Credit Company/Jordan 1,471 $1,967,951 33.00% 1.32% 0.36%

W Microfund for Women Jordan 8,656 $2,059,536 100.00% 0.05% 0.05%

13,124 $11,649,641

Majmoua The Lebanese Association for 5,089 $3,120,817 38.00% 4.60% 4.20%

elopment: Al Majmoua/Lebanon

/AMEEN Access to Microfinance Lebanon 5,488 $4,021,696 29.00% 0.70% 0.00%

Microenterprise: Laying the Foundation for Economic Development Annexes F14

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
khzoumi Foundation/Lebanon 508 $267,707 79.00% 13.00% 5.00%

11,085 $7,410,220

mana/Morocco 78,114 $15,396,500 60.00% 0.16% 0.06%

78,114 $15,396,500

a Palestinian Bussinesswomen`s 1,163 $252,646 100.00% 0.54% 0.36%

ociation/West Bank/Gaza

/PEOPLED Palestinian Economic Opportunity Program 2,050 $3,877,720 13.00% 0.70% 0.17%

West Bank/Gaza 0 $0 0.00% 0.00% 0.00%

EN Palestine for Credit & Development 1,728 $549,396 100.00% 17.26% 26.00%

LF Gaza Women`s Loan Fund/West Bank/Gaza 148 $462,243 100.00% 18.00% 5.00%

5,089 $5,142,005

238,822 $82,494,712

5,678,673 $2,616,596,740

Microenterprise: Laying the Foundation for Economic Development Annexes F15

PERCENT PORTFOLIO LOAN

TITUTION BORROWERS PORTFOLIO US$ WOMEN AT RISK LOSS
FI Savings Data, Location of Clients 

ability, FY 2002

 as follows: "Financial" = Fully Financially Sustainable; "Operational" = Operationally Sustainable; and "Planned" indicates that the institution has a credible plan for achieving susgs Data, Location of Clients and Sustainability, FY 2002

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL

AFRICAP/Africa Region $0 0 0.00% Planned

PADME BENIN $2,307,563 31,400 0.00% FinancialVFB VITAL-FINANCE BENIN/Benin $595,404 13,243 1.00% Financial

FINCA/DR Congo $0 0 0.00% Planned

HABEN/Eritrea $12,603 401 100.00% OperationalVision Eritrea/Eritrea $11,503 261 100.00% Operational

ACDI/VOCA/Ethiopia $0 0 0.00% Planned

MMFI Metemamen Micro Financing Institution/Ethiopia $10,084 943 15.00% PlannedWISDOM/Ethiopia $464,265 10,524 77.00% Planned

Akoti Rural Bank, Limited/Ghana $0 0 0.00% PlannedAPED Association of Productive Entrepreneurs in $28,213 868 100.00% Planned

Development/Ghana

Cal Merchant Bank/Ghana $0 0 0.00% FinancialEcobank/Ghana $0 0 0.00% Financial

Sinapi Aba Trust $0 0 49.00% Financial

Cooperative Bank of Kenya Limited/Kenya $8,099,700 35,455 80.00% FinancialFaulu Limited/Kenya $4,262,290 24,010 62.00% FinancialKBL K-Rep Bank Limited/Kenya $11,798,436 51,520 65.00% FinancialKDA K-Rep Development Agency/Kenya $1,000,481 21,245 90.00% PlannedKWFT Kenya Women Finance Trust/Kenya $6,183,318 79,265 75.00% FinancialSAGA Thrift and Enterprise Promotion, Ltd./Kenya $49,147 3,498 98.00% PlannedSMEP Small and Micro Enterprise Programme/Kenya $1,773,784 14,229 65.00% Operational

MUSCCO Malawi Union of Savings and Credit $3,610,396 49,629 37.00% Financial

Cooperatives/MalawiProject HOPE/Malawi/Malawi $22,477 2,581 70.00% Planned

Africare/Mali $36,217 3,984 62.00% Planned

Microenterprise: Laying the Foundation for Economic Development Annexes G1

 as follows: "Financial" = Fully Financially Sustainable; "Operational" = Operationally Sustainable; and "Planned" indicates that the institution has a credible plan for achieving sustainability.
SC Save the Children Federation Inc./Mali $79,544 10,086 100.00% Planned

Banco Internacional de Mocambique/Mozambique $0 0 0.00% Planned

FCC Fundo de Credito Comunitario/Mozambique $121,136 5,004 100.00% PlannedMEDA Mennonite Economic Development $0 0 0.00% Planned

Associates/Mozambique

Tchuma/Mozambique $10,088 183 0.00% Operational

LAPO- Lift Above Poverty Organization/Nigeria $230,816 21,766 60.00% Financial

URWEGO World Relief/Rwanda $61,797 10,667 68.00% Planned

WOCCU/Rwanda $32,553,189 318,784 70.00% Operational

ACEP/Senegal Alliance de Credit et d`Epargne $78,645 584 29.00% Financial

pour la Production/Senegal

ACRA Senegal $391,814 3,842 100.00% FinancialCAPEC JOOBASS Caisse Populaire d`Epargne et $13,602 461 100.00% Planned

de Credit de JOOBASS/Senegal

CAPFED Caisse d`Epargne et de Credit des Agriculteurs, $18,605 225 0.00% Planned

Pecheurs, Forestiers et Ele/Senegal

CARITAS/Thies $156,278 2,296 75.00% PlannedCBAO/Senegal $0 0 0.00% FinancialCCF IMCEC/Senegal $352,231 6,995 45.00% PlannedCMECAT Caisse des Mutuelles des Artisans de $34,762 1,191 22.00% Financial

Tamba/Senegal

COFDEC Collectif des Femmes pour le Developpement $34,441 60 0.00% Financial

de l`Epargne et du Credit/Senegal

CRS Catholic Relief Services/Senegal $285,849 7,125 60.00% PlannedFADECBA Federation des Associations de Develop- $9,759 447 100.00% Planned

pement Communautaire du Balantacounda/Senegal

FNGPF Federation Nationale des Groupements $542,906 19,646 79.00% Financial

de Promotion Feminine/Senegal

GEC FEMUNI Groupement d`Epargne et de Credit $10,519 400 0.00% Financial

de l`Association des Femmes de la Cite de/Senegal

GEC TINAARE Groupement d`Epargne et de $1,324 176 100.00% Planned

Credit de Tinaare/Senegal

Microenterprise: Laying the Foundation for Economic Development Annexes G2

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
INTER CREC Entre les Caisses Rurales d`Epargne $261,171 3,426 100.00% Financial

et de Credit/Senegal

MCEG NAFA Mutuelle d`Epargne, de Credit et $66,371 1,221 0.00% Planned

de Garantie de la Nouvelle Adaptation au F/Senegal

MEC ADER Mutuelle d`Epargne et de Credit des $6,144 146 100.00% Planned

Acteurs du Developpement Rural/Senegal

MEC ANAMBE Mutuelle d`Epargne et de Credit $22,444 855 100.00% Financial

de l`Anambe/Senegal

MEC COCOGES Mutuelle d`Epargne et de Credit $33,714 1,117 0.00% Financial

du Collectif des Femmes Commerçantes du Gr/Senegal

MEC EGAM Mutuelle d`Epargne et de Credit de $27,804 708 100.00% Financial

l`Entente des Groupements Associes de Me/Senegal

MEC FADEC Mutuelle d`Epargne et de Credit de la $176,299 1,975 100.00% Financial

Federation des Associations de Develo/Senegal

MEC FEMZOP Mutuelle d`Epargne et de Credit $13,521 566 0.00% Financial

des Femmes de la Zone Pikine/Senegal

MEC PROPEM Mutuelle d`Epargne et de Credit $295,862 1,814 90.00% Financial

pour la Promotion de la Peche a Mbour/Senegal

MEC PROTES Mutuelle d`Epargne et de Credit pour $105,820 1,524 0.00% Financial

la Promotion de laTeinturerie Senegal

MECART Mutuelle d`Epargne et de Credit des Artisans $9,401 454 100.00% Financial

Ruraux de Thies/Senegal

MECARTH Mutuelle d`Epargne et de Credit des $118,040 1,146 10.00% Financial

Artisans de la Region de Thies/Senegal

MECFAM Mutuelle d`Epargne et de Credit des $24,219 368 0.00% Financial

Femmes du Mouvement ACAPES/Senegal

MFC/Senegal Mutuelle des Femmes du Cayor/Senegal $12,006 318 0.00% PlannedMUPROEL Mutuelle des Professionnels de l`Elevage/Senegal $3,541 202 76.00% PlannedMUPROP Mutuelle des Professionnels de la Peche/Senegal $4,882 338 50.00% FinancialPAMECAS Partenariat pour la Mobilisation $9,993,025 106,093 0.00% Financial

de l`Epargne et du Credit/Senegal

PLAN International/Senegal $218,633 943 100.00% Planned

Microenterprise: Laying the Foundation for Economic Development Annexes G3

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
PPMEH Projet de Promotion des Petites et $116,243 1,529 100.00% Financial

Moyennes Entreprises Horticoles/Senegal

RECEC Reseau des Caisses d`Epargne et de Credit $633,061 23,690 0.00% Financial

des Femmes de Dakar/Senegal

UFC Union des Femmes Commerçantes/Senegal $34,333 1,069 0.00% PlannedUGPF Union des Groupements de Promotion $8,482 689 0.00% Financial

Feminine/Senegal

UMEC Union des Mutuelles d`Epargne et de $443,897 9,565 95.00% Planned

Credit de Sedhiou/Senegal

UNACOIS Union Nationale des Commerçants $3,570,042 18,666 100.00% Financial

et Industriels du Senegal

FINCA/South Africa $60,641 4,000 30.00% PlannedSmall Enterprise Foundation/South Africa $0 0 0.00% PlannedSouth Africa CDP/South Africa $0 0 0.00% PlannedTeba Bank/South Africa $0 0 0.00% PlannedFINCA Uganda Foundation for International $1,579,976 35,610 66.00% Financial

Community Assistance/Uganda

FOCCAS Foundation for Credit and Community $174,452 16,830 100.00% Planned

Assistance/Uganda

FTCU Feed The Children Uganda/Uganda $307,837 12,314 83.00% FinancialFUL Faulu Uganda Ltd./Uganda $819,755 13,780 9.00% FinancialKatakwi Soroti Development Organisation (KASO) $31,997 16,146 100.00% PlannedMED-Net Microenterprise Development $515,598 10,654 62.40% Financial

Network/Uganda

PRIDE UGANDA $3,395,200 51,748 44.00% FinancialUMU Uganda Microfinance Union/Uganda $1,210,355 31,983 93.00% FinancialUWFT UGANDA WOMEN`s FINANCE TRUST $1,309,396 62,189 82.00% PlannedWOCCU/Uganda $1,845,281 12,473 99.27% Financial

FINCA/Zambia $120,464 3,802 40.90% Planned

CSFS Collective Self-Finance Scheme/Zimbabwe $0 0 44.00% PlannedKingdom Bank/Zimbabwe $504,945 5,785 0.00% Planned

Microenterprise: Laying the Foundation for Economic Development Annexes G4

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
Pundutso Pundutso Microfinance Pvt Ltd/Zimbabwe $6,764 3,310 99.00% PlannedSHDF (SCORE) Self Help Development $729,777 9,215 78.95% Planned

Foundation/Zimbabwe

Zambuko Trust $40,184 14,089 12.00% Operational

$104,104,763 1,235,344

National Bank/Bangladesh $0 0 0.00% Financial

Prime Bank/Bangladesh $0 0 0.00% FinancialWR/CSS Christian Service Society/Bangladesh $393,780 22,493 100.00% Planned

CRS/TPC Catholic Relief Services/Thaneakea Phum $142,588 23,372 100.00% Operational

Cambodia/Cambodia

EMT Ennatien Moulethan Tchorebat/Cambodia $90,653 1,833 100.00% FinancialTPT Concern/Thanakea Ponleu Thmey/Cambodia $126,721 15,840 100.00% PlannedWR World Relief/Cambodia $111,681 7,072 90.00% Planned

ACTS Association for community Service Society/India $590,615 15,513 100.00% FinancialARCOD Association for Rural Community $90,141 6,668 100.00% Operational

Development/India

BIRDS Bharathi Integrated Rural Development $325,500 19,475 80.00% Financial

Society/India

BSS Bharatha Swamukti Samsthe/India $20,330 3,234 100.00% FinancialCDC Community Development Centre/India $61,050 3,897 100.00% FinancialCMV Cudappah Mahila Vikasa/India $18,350 4,100 50.00% PlannedCRESA Centre for rural reconstruction through $31,469 5,110 100.00% Planned

Social Action/India

ESAF Evangilical Social Action Forum/India $190,075 5,692 89.00% OperationalGrameen Koota Grameen Koota/India $43,169 3,570 90.00% PlannedGUIDE Integrated Rural and Urban Development $1,217 2,936 100.00% Operational

Society/India

MAHASEMAM Trust/India $470,262 17,435 100.00% PlannedNEW LIFE/India $70,000 14,570 92.00% Financial

Microenterprise: Laying the Foundation for Economic Development Annexes G5

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
SAADHANA MicroFin Society/India $12,939 2,685 0.00% FinancialSKS Swayam Krishi Sangh/India $75,721 13,519 100.00% OperationalSPANDANA/India $441,409 40,409 52.00% FinancialSWAWS Sharadha`s Women`s Association for $26,252 6,715 25.00% Operational

Weaker Section/India

SYA Star Youth Association/India $411,898 12,739 100.00% Financial

Bank NISP/Indonesia $0 0 0.00% FinancialBRI Bank Rakyat Indonesia/Indonesia $2,633,220,000 28,262,073 80.00% FinancialCARE-UNBAR SAMBA Silk And Microenterprises $0 0 0.00% Planned

Development in Bandung RayA/Indonesia

DIMAN Dian Mandiri/Indonesia $0 0 20.00% Planned

Mercy Corps/XAC Bank/Mongolia $1,219,593 1,013 63.10% Financial

NUBL Nirdhan Utthan Bank, Ltd./Nepal $787,101 35,388 100.00% FinancialSave the Children US/Nepal $0 0 0.00% Planned

Bangko Kabayan/Philippines $599,054 23,858 100.00% Financial

Bangko Mabuhay/Philippines $42,886 1,316 100.00% PlannedBangko Santiago de Libon/Philippines $95,555 5,455 100.00% PlannedBank of Florida/Philippines $503,609 11,938 100.00% PlannedBank Victorias/Philippines $25,327 732 100.00% FinancialBukidnon Cooperative Bank/Philippines $261,604 15,707 100.00% Financial

CARD Center for Agriculture and Rural $654,634 18,199 100.00% Financial

Development/Philippines

Century Rural Bank/Philippines $136,154 8,367 100.00% FinancialCEV Community economic Ventures, Inc/Philippines $8,455 4,310 100.00% Planned

Cooperative Bank of Misamis Oriental/Philippines $307,298 16,704 100.00% Financial

Country Bank/Philippines $90,828 10,555 100.00% Planned

CRS/PH Catholic Relief Services - USCC, $1,020,160 43,034 100.00% Financial

Philippine Program/Philippines

Enterprise Bank/Philippines $189,320 12,241 100.00% PlannedFICO First Isabela Cooperative Bank/Philippines $182,730 5,905 100.00% Financial

Microenterprise: Laying the Foundation for Economic Development Annexes G6

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
First Macro Bank/Philippines $296,389 12,502 100.00% Financial

Network Rural Bank/Philippines $982,353 53,908 100.00% FinancialPhilippines CDP/Philippines $0 0 0.00% PlannedRang-Ay Bank/Philippines $198,753 4,096 100.00% FinancialRural Bank of Bogo/Philippines $82,774 3,638 100.00% FinancialRural Bank of Cantilan/Philippines $495,416 32,708 100.00% Financial

Rural Bank of Datu Paglas/Philippines $1,097 82 100.00% Planned

Rural Bank of Digos/Philippines $110,084 4,927 100.00% FinancialRural Bank of Dipolog/Philippines $179,686 6,946 100.00% FinancialRural Bank of Dulag/Philippines $140,555 5,399 100.00% FinancialRural Bank of Isulan/Philippines $718 36 100.00% Planned

Rural Bank of Kapatagan Valley/Philippines $251,501 12,538 100.00% FinancialRural Bank of Lebak/Philippines $85,219 4,067 100.00% Financial

Rural Bank of Mabitac/Philippines $2,116 61 100.00% Planned

Rural Bank of Montevista/Philippines $401,819 29,615 100.00% Financial

Rural Bank of Oroquieta/Philippines $68,281 2,928 100.00% FinancialRural Bank of Pagbilao/Philippines $109,395 1,613 100.00% PlannedRural Bank of Panabo/Philippines $372,332 19,105 100.00% Financial

Rural Bank of Santo Tomas/Philippines $163,979 8,162 100.00% Financial

Rural Bank of Siam, Inc./Philippines $279,182 15,811 100.00% FinancialRural Bank of Tacurong/Philippines $78,443 6,438 100.00% FinancialRural Bank of Tagum/Philippines $82,556 3,412 100.00% Financial

Rural Bank of Talisayan/Philippines $318,068 15,084 100.00% FinancialRural Green Bank of Caraga/Philippines $2,844,437 113,536 100.00% FinancialSaranggani Rural Bank/Philippines $77,164 6,333 100.00% PlannedWOCCU/CUES Credit Union Empowerment $294,998 2,295 80.00% Financial

& Strengthening/Philippines

WOCCU/Vietnam $310,232 22,104 100.00% Financial

$2,651,317,674 29,113,016

Microenterprise: Laying the Foundation for Economic Development Annexes G7

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
PSHM Partneri Shqiptar ne Mikrokredi/Albania $0 0 17.00% Operational

ADRA Adventist Development and Relief $36,000 1,439 80.00% Planned

Agency/Azerbaijan

Foundation for International Community $55,749 4,152 15.00% Planned

Assistance/Azerbaijan

SC Save the Children Federation, US, Azerbaijan Field $0 0 0.00% Planned

Office/Azerbaijan

CARE/Bosnia $0 0 8.40% Financial

PARTNER MIKROKREDITNA ORGANIZACIJA/Bosnia $0 0 63.06% Financial

CRS Catholic Relief Services/Bulgaria $175,808 2,627 9.06% PlannedNACHALA Cooperative/Bulgaria $0 0 65.00% Planned

United Bulgarian Bank/Bulgaria $0 0 0.00% FinancialWOCCU/Bulgaria World Council of Credit Unions, $1,946,817 12,138 80.00% Financial

Inc./Bulgaria

DEMOS DEMOS/Croatia $0 0 86.00% PlannedACDI/VOCA ACDI/VOCA/Georgia $0 0 70.00% PlannedConstanta Foundation/Georgia $0 0 22.00% Financial

EBRD/KSBP European Bank for Reconstruction and $0 0 0.08% Planned

Development/Kazakhstan Small Business/Kazakhstan

KCLF Kazakhstan Community Loan Fund/Kazakhstan $0 0 0.00% PlannedLariba Bank/Kazakhstan $0 0 0.00% FinancialMCI: Asia Credit Fund/Kazakhstan $0 0 31.00% OperationalFINCA International/Kosovo $210,440 1,365 76.00% Planned

MSFF EBRD Micro and Small Finance Facility $0 0 5.67% Operational

Kyrgyzstan/Kyrgyzstan

Moznosti Humanitarian Association Moznosti/Macedonia $23,054 57 23.00% Financial

BIZPRO-Moldova Development Alternatives Inc. /Moldova $85,115 238 100.00% PlannedFinCom Bank/Moldova $0 0 0.00% Financial

Moldova Agorlnd/Moldova $0 0 0.00% Financial

Microenterprise: Laying the Foundation for Economic Development Annexes G8

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
Victoria Bank/Moldova $0 0 0.00% Financial

Bank Spoldielczy W. Lomiankach/Poland $0 0 0.00% Financial

CARA Arad Casa de Ajutor Reciproc a Asociatiilor $41,925 369 21.74% Planned

Arad/Romania

CARA Caras-Severin Casa de Ajutor Reciproc a $20,331 178 2.13% Planned

Asociatiilor Caras-Severin/Romania

CARA Mehedinti Casa de Ajutor Reciproc a $23,573 408 11.30% Operational

Asociatiilor Mehedinti/Romania Timis/Romania

CARMA Deva Casa de Ajutor Reciproc a Membrilor $29,440 330 7.34% Planned

Asociati Deva/Romania

CHF/Romania $0 0 15.91% Planned

HIRO Help Integra Romania/Enterprise Development $0 0 20.00% Planned

OMRO Opportunity Microcredit Romania/Romania $0 0 29.00% Operational

RAEF Romanian-American Enterprise Fund/Romania $0 0 10.00% Operational

WOCCU World Council of Credit Unions Inc./Romania $18,563,048 115,004 10.00% Planned

ACDI/VOCA/Russia $0 0 0.00% Financial

BIN Bank/Russia $0 0 0.00% Financial

CEF Counterpart Enterprise Fund/Russia $0 0 10.00% FinancialCenter-Invest Bank/Russia $0 0 0.00% FinancialFINCA Foundation for International Community $37,093 1,001 15.00% Operational

Assistance/Russia

FINCA/Tomsk/Russia $28,881 781 3.00% PlannedRCCDF Rural Credit Cooperation Development $0 0 100.00% Financial

Foundation/Russia

Russia Banker`s House/Russia $0 0 0.00% Financial

MFB Micro Finance Bank/Ukraine $0 0 1.20% FinancialNadra Bank/Ukraine $0 0 0.00% PlannedO`z-MARD Uzbekistan Micro-entrepreneur $0 0 0.00% Planned

Population Developme/Uzbekistan

WOCCU/Uzbekistan $14,149 2,800 40.00% Planned

$21,342,533 143,431

Microenterprise: Laying the Foundation for Economic Development Annexes G9

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
BancoSol Banco Solidario SA/Bolivia $62,301,106 53,341 9.00% FinancialFADES Fundacion para Alternativas de $0 0 84.45% Operational

Desarrollo/Bolivia

FIE/Bolivia $16,635,538 7,262 0.00% FinancialPRODEM $32,935,973 32,202 39.11% FinancialWOCCU/Bolivia $39,593,376 115,675 40.00% Financial

Banco ABN AMRO Real S.A./Brazil $0 0 0.00% Planned

AGAPE $0 0 0.00% FinancialBanco Solidario/Ecuador $0 0 0.00% Financial

WOCCU/Ecuador $2,214 644 100.00% Planned

ACACSEMERSA DE R.L. $201,316 1,404 100.00% FinancialACACU de R.L. $47,337 963 99.15% FinancialACCOVI DE R.L. $149,837 1,054 97.10% FinancialAMC de R.L. $0 0 100.00% FinancialASEI Asociacion Salvadorena de extensionistas $0 0 58.00% Planned

empresariales del INCAE/El Salvador

BA Banco Agricola S.A./El Salvador $568,057 1,460 86.84% FinancialBANSAL Banco Salvadoreno/El Salvador $365,705 1,970 62.34% FinancialCAM Centro de Apoyo a la Microempresa/El Salvador $671,000 19,295 71.58% FinancialENLACE CRS/El Salvador $457,000 9,722 15.00% PlannedFinanciera Calpia, S.A./El Salvador $146,643 3,487 39.86% FinancialFJND Fundacion Jose Napoleon Duarte/El Salvador $0 0 51.44% PlannedINTEGRAL Apoyo Integral, S.A. de C.V./El Salvador $0 0 60.72% Operational

AGUDESA Asociacion Guatemalteca para el $0 0 100.00% Planned

Desarollo/Guatemala

Banrural $0 0 99.00% FinancialCARITAS DIOCESANA LA VERAPAZ/Guatemala $12,113 1,282 100.00% OperationalCARITAS San Marcos $86,442 3,450 100.00% FinancialCCF FUNDAMEDI /Guatemala $68,900 1,411 85.00% Planned

Microenterprise: Laying the Foundation for Economic Development Annexes G10

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
FAFIDESS $0 0 95.00% FinancialFINCA/Guatemala $130,959 2,387 100.00% FinancialFUNDEMI TALITA KUMI $17,608 1,405 100.00% OperationalGenesis Empresarial/Guatemala $0 0 90.14% OperationalPASTORAL SOCIAL DEL IXCAN/Guatemala $17,909 392 100.00% PlannedPLAN International/Guatemala $0 3,393 100.00% FinancialProject HOPE/Guatemala/Guatemala $93,234 2,103 50.00% Planned

ACLAM/World Concern/Haiti $3,423 2,239 79.00% PlannedACME/Haiti $0 0 0.00% FinancialBUH Banque de l Union Haitienne $0 0 10.00% Planned

COD/EMH $180,162 9,889 85.00% PlannedFHAF Fonds Haitien de L`Aide a la Femme/Haiti $0 0 0.00% PlannedFINCA/Haiti $157,658 6,311 85.00% PlannedFonkoze - Fondasyon Kole Zepole/Haiti $3,900,000 32,000 98.00% PlannedMCN Micro Credit National/Haiti $0 0 49.00% FinancialMEDA Mennonite Economic Development $88,856 7,360 100.00% Planned

Association/Haiti

Aval Card/Honduras $0 0 0.00% Financial

FAMA/Honduras Familia y Medio Ambiente/Honduras $0 0 50.00% OperationalFINSOL FINSOL/Honduras $1,512,991 4,460 0.00% FinancialIDH Instituto para el Desarrollo Honduras $226,421 7,190 66.00% OperationalWorld Relief/Honduras $1,388,637 19,623 73.00% Financial

JNSBL JN SMALL BUSINESS LOANS LTD./Jamaica $0 0 60.00% Planned

ADMIC/Mexico $0 0 0.00% Planned

AMEXTRA Asociacion Mexicana para la $162,278 2,151 9.00% Financial

Transformacion Rural y Urbana/Mexico

COLEF Colegio de la Frontera Norte/Mexico $0 0 0.00% PlannedCompartamos Financiera $0 0 95.47% FinancialPromujer/Mexico $47,158 2,567 0.00% PlannedWOCCU/Mexico $458,506,087 528,958 0.48% Financial

Microenterprise: Laying the Foundation for Economic Development Annexes G11

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
FAMA FAMA/Nicaragua $0 0 0.00% FinancialFINCA Nicaragua $971,275 29,230 0.00% FinancialWOCCU World Council of Credit Unions, $2,162,091 20,862 70.00% Operational

Inc/NicaraguaA.B.PRISMA $540,000 10,500 82.00% PlannedCOPEME $10,557,246 27,667 40.00% FinancialCRS/Peru Catholic Relief Services USCC/Peru $456,891 8,045 0.00% PlannedEDPYME CONFIANZA S.A./Peru $0 0 26.70% FinancialEDPYME EDYFICAR $0 0 17.01% FinancialFinanciera Solucion/Peru $0 0 0.00% FinancialProject HOPE/Peru/Peru $13,647 2,298 50.00% Planned

Royal Bank/Trinidad $0 0 0.00% Financial

$635,377,086 985,652

ABA Alexandria Business Assoc. $0 0 44.40% FinancialASBA Assiut Business Assoc. $0 0 85.40% OperationalAswan Business Association $0 0 90.00% Operational

Banque du Caire $0 0 46.20% Operational

DBAC Dakahleya Bus Assoc. for Investors Comm. Dev $0 0 67.50% FinancialESED Egyptian Sm Enter. Dev. Found. $0 0 17.30% FinancialFAYOUM Small Project Dev. Foundation $0 0 50.00% OperationalSBACD Sharkia Bus Assoc. for Comm. Dev. $0 0 49.80% OperationalSEDAP Small Enter. Dev Assoc. Port Said $0 0 43.10% FinancialSOHAG / SEB $0 0 50.00% Financial

AMC Ahli Microfinancing Company/Jordan $0 0 0.00% Planned

CHF Internationl - Jordan Access to Credit Project/Jordan $0 0 93.00% FinancialJMCC Jordan Micro Credit Company/Jordan $0 0 0.00% FinancialMFW Microfund for Women Jordan $0 0 5.00% Financial

Microenterprise: Laying the Foundation for Economic Development Annexes G12

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
Al Majmoua/Lebanon $0 0 45.00% Planned

CHF/AMEEN Access to Microfinance and Enhance $0 0 30.00% Planned

Enterprise Nich/Lebanon

Makhzoumi Foundation/Lebanon $0 0 0.00% Planned

Al Amana/Morocco $0 0 2.40% Financial

Asala Palestinian Bussinesswomen`s $31,191 1,127 30.00% Planned

Association/West Bank/Gaza

CHF/PEOPLED Cooperative Housing Foundation - $0 0 50.00% Planned

Palestinian Economic Opportunity Program/West Bank/Gaza

DAI/West Bank/Gaza $0 0 0.00% Planned

FATEN Palestine for Credit & Development/West Bank/Gaza $28,261 1,176 100.00% PlannedGWLF Gaza Women`s Loan Fund/West Bank/Gaza $0 0 15.00% Planned

$59,452 2,303

$3,412,201,507 31,479,746

Microenterprise: Laying the Foundation for Economic Development Annexes G13

% RURAL SUSTAINABILITY

INSTITUTION SAVINGS US$ SAVERS CLIENTS LEVEL
overty Lending Ratings by Location 

on, FY 2002

egion. Based on the regional limits established in the Microenterprise for Self-Reliance Act of 2000, institutions reported on poverty loan sizes of $300 or below in Africa, Asia,

 and the Caribbean; and $1000 or less in Europe and Eurasia.
ending Ratings by Location of Institution, FY 2002

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING

AFRICAP/Africa Region $0 $0 0.00%

PADME BENIN $13,700,246 $2,150,803 15.70%VFB VITAL-FINANCE BENIN/Benin $3,800,345 $1,334,822 35.12%

FINCA/DR Congo $0 $0 0.00%

HABEN/Eritrea $1,602 $0 0.00%Vision Eritrea/Eritrea $8,307 $0 0.00%

ACDI/VOCA/Ethiopia $0 $0 0.00%

MMFI Metemamen Micro Financing Institution/Ethiopia $19,386 $19,386 100.00%WISDOM/Ethiopia $1,225,203 $1,125,253 91.84%

Akoti Rural Bank, Limited/Ghana $0 $0 0.00%APED Association of Productive Entrepreneurs in Development/Ghana $78,488 $78,488 100.00%Cal Merchant Bank/Ghana $35,649 $0 0.00%Ecobank/Ghana $76,279 $0 0.00%

Sinapi Aba Trust $1,829,731 $6,306 0.34%

Cooperative Bank of Kenya Limited/Kenya $2,311,690 $2,311,690 100.00%Faulu Limited/Kenya $9,096,530 $6,640,466 73.00%KBL K-Rep Bank Limited/Kenya $16,926,004 $8,403,002 49.65%KDA K-Rep Development Agency/Kenya $640,063 $550,215 85.96%KWFT Kenya Women Finance Trust/Kenya $10,351,866 $5,520,729 53.33%SAGA Thrift and Enterprise Promotion, Ltd./Kenya $30,017 $16,088 53.60%SMEP Small and Micro Enterprise Programme/Kenya $2,814,937 $2,814,937 100.00%

MUSCCO Malawi Union of Savings and Credit Cooperatives/Malawi $3,163,044 $3,163,044 100.00%Project HOPE/Malawi/Malawi $114,882 $114,882 100.00%

AFR/Mali Africare/Mali $344,311 $300,000 87.13%SC Save the Children Federation Inc./Mali $231,803 $231,803 100.00%

Banco Internacional de Mocambique $0 $0 0.00%

FCC Fundo de Credito Comunitario/Mozambique $307,620 $274,590 89.26%

egion. Based on the regional limits established in the Microenterprise for Self-Reliance Act of 2000, institutions reported on poverty loan sizes of $300 or below in Africa, Asia, and Near East;

bean; and $1000 or less in Europe and Eurasia.

Microenterprise: Laying the Foundation for Economic Development Annexes H1
MEDA Mennonite Economic Development Associates/Mozambique $95,450 $81,356 85.23%Tchuma/Mozambique $908,521 $454,869 50.07%

LAPO- Lift Above Poverty Organization/Nigeria $901,870 $883,833 98.00%

URWEGO World Relief/Rwanda $389,087 $389,087 100.00%WOCCU/Rwanda $12,735,322 $8,914,725 70.00%

ACEP/Senegal Alliance de Credit et d`Epargne pour la $654,270 $228,995 35.00%

Production/Senegal

ACRA Association de Cooperatives Rurales en Afrique et en $441,545 $220,773 50.00%

Amerique (Latine)/Senegal

CAPEC JOOBASS Caisse Populaire d`Epargne et de Credit $3,290 $1,764 53.62%

de JOOBASS/Senegal

CAPFED Caisse d`Epargne et de Credit des Agriculteurs, $14,767 $11,075 75.00%

Pecheurs, Forestiers et Ele/Senegal

CARITAS/Thies $150,734 $129,484 85.90%CBAO/Senegal $39,121 $0 0.00%CCF IMCEC/Senegal $389,112 $389,112 100.00%CMECAT Caisse des Mutuelles des Artisans de Tamba/Senegal $152,977 $0 0.00%COFDEC Collectif des Femmes pour le Developpement de $154,891 $72,891 47.06%

l`Epargne et du Credit/Senegal

CRS Catholic Relief Services/Senegal $390,931 $390,931 100.00%FADECBA Federation des Associations de Developpement $19,848 $19,848 100.00%

Communautaire du Balantacounda/Senegal

FNGPF Federation Nationale des Groupements de $979,328 $734,496 75.00%

Promotion Feminine/Senegal

GEC FEMUNI Groupement d`Epargne et de Credit de l`Association $68,608 $20,928 30.50%

des Femmes de la Cite de/Senegal

GEC TINAARE Groupement d`Epargne et de Credit de Tinaare/Senegal $555 $555 100.00%INTER CREC Entre les Caisses Rurales d`Epargne et de Credit/Senegal $163,083 $81,542 50.00%MCEG NAFA Mutuelle d`Epargne, de Credit et de Garantie de la $49,426 $26,196 53.00%

Nouvelle Adaptation au F/Senegal

MEC ADER Mutuelle d`Epargne et de Credit des Acteurs du $5,602 $4,201 74.99%

Developpement Rural/Senegal

MEC ANAMBE Mutuelle d`Epargne et de Credit de l`Anambe/Senegal $87,007 $65,255 75.00%

Microenterprise: Laying the Foundation for Economic Development Annexes H2

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
MEC COCOGES Mutuelle d`Epargne et de Credit du Collectif des $25,117 $6,179 24.60%

Femmes Commerçantes du Gr/Senegal

MEC EGAM Mutuelle d`Epargne et de Credit de l`Entente des $123,434 $117,262 95.00%

Groupements Associes de Me/Senegal

MEC FADEC Mutuelle d`Epargne et de Credit de la Federation des $134,317 $28,108 20.93%

Associations de Develo/Senegal

MEC FEMZOP Mutuelle d`Epargne et de Credit des Femmes $11,250 $11,250 100.00%

de la Zone Pikine/Senegal

MEC PROPEM Mutuelle d`Epargne et de Credit pour la Promotion $123,105 $42,471 34.50%

de la Peche a Mbour/Senegal

MEC PROTES Mutuelle d`Epargne et de Credit pour la Promotion $125,815 $6,863 5.45%

de laTeinturerie Seneg/Senegal

MECART Mutuelle d`Epargne et de Credit des Artisans Ruraux $9,770 $7,327 74.99%

de Thies/Senegal

MECARTH Mutuelle d`Epargne et de Credit des Artisans de la $136,168 $5,521 4.05%

Region de Thies/Senegal

MECFAM Mutuelle d`Epargne et de Credit des Femmes du $16,475 $10,627 64.50%

Mouvement ACAPES/Senegal

MFC/Senegal Mutuelle des Femmes du Cayor/Senegal $4,561 $3,420 74.98%MUPROEL Mutuelle des Professionnels de l`Elevage/Senegal $1,630 $0 0.00%MUPROP Mutuelle des Professionnels de la Peche/Senegal $9,066 $2,106 23.23%PAMECAS Partenariat pour la Mobilisation de l`Epargne et $8,501,984 $1,768,413 20.80%

du Credit/Senegal

PLAN International/Senegal $109,431 $34,747 31.75%PPMEH Projet de Promotion des Petites et Moyennes Entreprises $249,959 $50,701 20.28%

Horticoles/Senegal

RECEC Reseau des Caisses d`Epargne et de Credit des Femmes $543,257 $407,443 75.00%

de Dakar/Senegal

UFC Union des Femmes Commerçantes/Senegal $45,708 $45,708 100.00%UGPF Union des Groupements de Promotion Feminine/Senegal $7,194 $7,194 100.00%UMEC Union des Mutuelles d`Epargne et de Credit de Sedhiou/Senegal $559,142 $279,571 50.00%UNACOIS Union Nationale des Commerçants et Industriels du Senegal $2,130,372 $443,118 20.80%FINCA/South Africa $120,874 $61,404 50.80%

Microenterprise: Laying the Foundation for Economic Development Annexes H3

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
Small Enterprise Foundation/South Africa $0 $0 0.00%South Africa CDP/South Africa $0 $0 0.00%Teba Bank/South Africa $0 $0 0.00%

FINCA Uganda Foundation for International Community $2,400,637 $2,232,592 93.00%

Assistance/Uganda

FOCCAS Foundation for Credit and Community Assistance/Uganda $697,824 $558,259 80.00%FTCU Feed The Children Uganda/Uganda $678,419 $489,945 72.22%FUL Faulu Uganda Ltd./Uganda $1,737,724 $938,371 54.00%Katakwi Soroti Development Organisation (KASO) $447,913 $335,935 75.00%MED-Net Microenterprise Development Network/Uganda $1,301,379 $848,896 65.23%PRIDE UGANDA $6,557,387 $3,606,563 55.00%UMU Uganda Microfinance Union/Uganda $3,552,494 $1,776,247 50.00%UWFT UGANDA WOMEN`s FINANCE TRUST LIMITED $3,021,555 $2,719,400 90.00%WOCCU/Uganda $1,272,209 $329,527 25.90%FINCA/Zambia $198,929 $179,036 90.00%

CSFS Collective Self-Finance Scheme/Zimbabwe $19,022 $18,658 98.09%Kingdom Bank/Zimbabwe $2,928,270 $1,464,295 50.01%Pundutso Pundutso Microfinance Pvt Ltd/Zimbabwe $64,407 $64,407 100.00%SHDF (SCORE) Self Help Development Foundation/Zimbabwe $1,327,360 $776,306 58.48%

Zambuko Trust $4,108,177 $284,832 6.93%

$129,205,682 $68,141,122

National Bank/Bangladesh $4,386 $0 0.00%Prime Bank/Bangladesh $91,821 $0 0.00%WR/CSS Christian Service Society/Bangladesh $1,209,762 $1,209,762 100.00%

Catholic Relief Services/Thaneakea Phum Cambodia $1,077,707 $1,077,707 100.00%EMT Ennatien Moulethan Tchorebat/Cambodia $4,184,783 $1,164,294 27.82%TPT Concern/Thanakea Ponleu Thmey/Cambodia $594,132 $594,132 100.00%WR World Relief/Cambodia $631,607 $369,877 58.56%

Microenterprise: Laying the Foundation for Economic Development Annexes H4

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
ACTS Association for community Service Society/India $911,375 $911,375 100.00%ARCOD Association for Rural Community Development/India $74,445 $74,445 100.00%BIRDS Bharathi Integrated Rural Development Society/India $319,004 $319,004 100.00%BSS Bharatha Swamukti Samsthe/India $144,569 $144,569 100.00%CDC Community Development Centre/India $134,815 $134,815 100.00%CMV Cudappah Mahila Vikasa/India $423,360 $347,890 82.17%CRESA Centre for rural reconstruction through Social Action/India $180,143 $180,143 100.00%ESAF Evangilical Social Action Forum/India $265,610 $265,610 100.00%Grameen Koota Grameen Koota/India $153,845 $153,845 100.00%GUIDE GUIDE Integrated Rural and Urban Development Society/India $115,944 $110,404 95.22%MAHASEMAM Trust/India $328,018 $97,449 29.71%NEW LIFE NEW LIFE/India $270,000 $270,000 100.00%SAADHANA SAADHANA MicroFin Society/India $160,679 $160,679 100.00%SKS Swayam Krishi Sangh/India $1,037,303 $1,037,303 100.00%SPANDANA SPANDANA/India $3,217,740 $3,217,740 100.00%SWAWS Sharadha`s Women`s Association for Weaker Section/India $256,866 $256,866 100.00%SYA Star Youth Association/India $288,685 $288,685 100.00%

Bank NISP/Indonesia $100,859 $0 0.00%BRI Bank Rakyat Indonesia/Indonesia $1,346,950,000 $309,798,500 23.00%CARE-UNBAR SAMBA Silk And Microenterprises Development in $0 $0 0.00%

Bandung RayA/Indonesia

DIMAN Dian Mandiri/Indonesia $185,616 $185,616 100.00%Mercy Corps/XAC Bank/Mongolia $4,219,974 $635,508 15.06%

NUBL Nirdhan Utthan Bank, Ltd./Nepal $2,696,194 $2,696,194 100.00%Save the Children US/Nepal $0 $0 0.00%

Bangko Kabayan/Philippines $125,091 $11,084 8.86%

Bangko Mabuhay/Philippines $5,689 $1,130 19.86%Bangko Santiago de Libon/Philippines $2,592 $530 20.45%Bank of Florida/Philippines $24,801 $8,451 34.08%

Bank Victorias/Philippines $29,005 $12,618 43.50%

Microenterprise: Laying the Foundation for Economic Development Annexes H5

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
Bukidnon Cooperative Bank/Philippines $222,787 $130,017 58.36%

CARD Center for Agriculture and Rural Development/Philippines $2,171,709 $2,171,709 100.00%

Century Rural Bank/Philippines $21,741 $15,703 72.23%

CEV Community economic Ventures, Inc/Philippines $308,986 $308,986 100.00%Cooperative Bank of Misamis Oriental/Philippines $269,607 $136,073 50.47%

Country Bank/Philippines $6,001 $6,001 100.00%

CRS/PH Catholic Relief Services - USCC, Philippine Program/Philippines $2,134,634 $2,134,634 100.00%Enterprise Bank/Philippines $501,866 $125,808 25.07%FICO First Isabela Cooperative Bank/Philippines $150,558 $20,453 13.58%First Macro Bank/Philippines $53,612 $5,551 10.35%Network Rural Bank/Philippines $206,561 $129,498 62.69%

Philippines CDP/Philippines $0 $0 0.00%Rang-Ay Bank/Philippines $22,876 $9,732 42.54%Rural Bank of Bogo/Philippines $15,912 $14,034 88.20%Rural Bank of Cantilan/Philippines $335,680 $197,511 58.84%

Rural Bank of Datu Paglas/Philippines $16,953 $11,725 69.16%

Rural Bank of Digos/Philippines $52,670 $38,392 72.89%Rural Bank of Dipolog/Philippines $52,102 $26,765 51.37%Rural Bank of Dulag/Philippines $135,976 $17,115 12.59%Rural Bank of Isulan/Philippines $3,427 $3,427 100.00%

Rural Bank of Kapatagan Valley/Philippines $106,750 $62,388 58.44%Rural Bank of Lebak/Philippines $14,775 $14,775 100.00%

Rural Bank of Mabitac/Philippines $11,071 $4,094 36.98%

Rural Bank of Montevista/Philippines $307,295 $307,295 100.00%

Rural Bank of Oroquieta/Philippines $25,179 $10,668 42.37%Rural Bank of Pagbilao/Philippines $3,133 $3,133 100.00%Rural Bank of Panabo/Philippines $44,564 $21,212 47.60%

Rural Bank of Santo Tomas/Philippines $85,928 $39,675 46.17%

Rural Bank of Siam, Inc./Philippines $120,624 $52,123 43.21%Rural Bank of Tacurong/Philippines $196,844 $172,640 87.70%

Microenterprise: Laying the Foundation for Economic Development Annexes H6

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
Rural Bank of Tagum/Philippines $110,778 $54,067 48.81%

Rural Bank of Talisayan/Philippines $88,759 $22,256 25.07%Rural Green Bank of Caraga/Philippines $838,955 $276,832 33.00%Saranggani Rural Bank/Philippines $28,095 $24,187 86.09%WOCCU/CUES Credit Union Empowerment & Strengthening $29,247,584 $29,247,584 100.00%

WOCCU/Vietnam $854,514 $854,514 100.00%

$1,409,184,925 $362,406,801

PSHM Partneri Shqiptar ne Mikrokredi/Albania $2,571,736 $131,480 5.11%

ADRA Adventist Development and Relief Agency/Azerbaijan $362,391 $340,252 93.89%Foundation for International Community Assistance/Azerbaijan $455,139 $455,139 100.00%SC Save the Children Federation, US, Azerbaijan Field Office/Azerbaijan $185,607 $185,607 100.00%

CARE/Bosnia $8,987,065 $2,432,200 27.06%

PARTNER MIKROKREDITNA ORGANIZACIJA/Bosnia $9,019,191 $885,621 9.82%

CRS Catholic Relief Services/Bulgaria $905,874 $507,294 56.00%NACHALA Cooperative/Bulgaria $2,512,564 $1,460,000 58.11%

United Bulgarian Bank/Bulgaria $67,533 $0 0.00%WOCCU/Bulgaria $2,742,409 $2,468,168 90.00%

DEMOS DEMOS/Croatia $448,119 $24,699 5.51%ACDI/VOCA ACDI/VOCA/Georgia $27,870 $0 0.00%Constanta Foundation/Georgia $2,943,822 $2,360,158 80.17%

EBRD/KSBP European Bank for Reconstruction and $28,823,476 $2,129,052 7.39%Development/Kazakhstan Small BusinessKCLF Kazakhstan Community Loan Fund $1,401,824 $305,311 21.78%Lariba Bank/Kazakhstan $5,857 $0 0.00%MCI: Asia Credit Fund/Kazakhstan $952,057 $44,345 4.66%

FINCA International/Kosovo $3,068,473 $2,055,877 67.00%

MSFF EBRD Micro and Small Finance Facility Kyrgyzstan/Kyrgyzstan $566,085 $74,338 13.13%

Moznosti Humanitarian Association Moznosti/Macedonia $4,375,131 $137,292 3.14%

BIZPRO-Moldova Development Alternatives Inc. /Moldova $3,939,277 $9,450,000 239.89%

Microenterprise: Laying the Foundation for Economic Development Annexes H7

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
FinCom Bank/Moldova $18,660 $0 0.00%Moldova Agorlnd/Moldova $764,963 $0 0.00%Victoria Bank/Moldova $3,896 $0 0.00%Bank Spoldielczy W. Lomiankach/Poland $43,601 $0 0.00%CARA Arad Casa de Ajutor Reciproc a Asociatiilor Arad/Romania $80,769 $80,769 100.00%CARA Caras-Severin Casa de Ajutor Reciproc a Asociatiilor $23,161 $20,331 87.78%

Caras-Severin/Romania

CARA Mehedinti Casa de Ajutor Reciproc a Asociatiilor $73,169 $73,169 100.00%

Mehedinti/Romania

CARA Timis Casa de Ajutor Reciproc a Asociatiilor Timis/Romania $106,169 $106,169 100.00%CARMA Deva Casa de Ajutor Reciproc a Membrilor Asociati $62,000 $29,440 47.48%

Deva/Romania

CHF/Romania $2,240,173 $0 0.00%HIRO Help Integra Romania/Enterprise Development $131,988 $24,422 18.50%OMRO Opportunity Microcredit Romania/Romania $1,337,541 $34,768 2.60%RAEF Romanian-American Enterprise Fund/Romania $2,639,662 $0 0.00%WOCCU World Council of Credit Unions Inc./Romania $17,177,284 $8,820,178 51.35%

ACDI/VOCA/Russia $1,303,352 $0 0.00%

BIN Bank/Russia $65,784 $0 0.00%

CEF Counterpart Enterprise Fund/Russia $723,380 $0 0.00%Center-Invest Bank/Russia $235,183 $0 0.00%FINCA Foundation for International Community Assistance/Russia $2,016,166 $1,229,861 61.00%FINCA/Tomsk/Russia $402,583 $241,550 60.00%RCCDF Rural Credit Cooperation Development Foundation/Russia $4,405,000 $0 0.00%Russia Banker`s House/Russia $17,487 $0 0.00%MFB Micro Finance Bank/Ukraine $29,518,907 $1,517,302 5.14%Nadra Bank/Ukraine $0 $0 0.00%

O`z-MARD Uzbekistan Micro-entrepreneur Population Development $24,596 $4,215 17.14%WOCCU/Uzbekistan $42,072 $42,072 100.00%

$137,819,045 $37,671,079

Microenterprise: Laying the Foundation for Economic Development Annexes H8

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
BancoSol Banco Solidario SA/Bolivia $80,899,813 $1,045,118 1.29%FADES Fundacion para Alternativas de Desarrollo/Bolivia $14,995,683 $2,286,332 15.25%FIE/Bolivia $34,649,951 $760,867 2.20%

PRODEM $44,138,215 $177,867 0.40%WOCCU/Bolivia $40,459,152 $404,592 1.00%

Banco ABN AMRO Real S.A./Brazil $22,452 $1,752 7.80%

AGAPE $929,777 $714,289 76.82%

Banco Solidario/Ecuador $6,147,199 $27,701 0.45%

WOCCU/Ecuador $24,540 $24,540 100.00%

ACACSEMERSA DE R.L. $1,526,366 $77,314 5.07%ACACU de R.L. $1,687,565 $24,514 1.45%

ACCOVI DE R.L. $3,638,936 $35,705 0.98%AMC de R.L. Sociedad cooperativa de ahorro y credito, de $2,979,527 $323,495 10.86%

responsabilidad limitada/El Salvador

ASEI Asociacion Salvadorena de extensionistas empresariales $627,413 $428,516 68.30%

del INCAE/El Salvador

BA Banco Agricola S.A./El Salvador $1,232,201 $77,803 6.31%BANSAL Banco Salvadoreno/El Salvador $1,593,890 $133,635 8.38%CAM Centro de Apoyo a la Microempresa/El Salvador $4,272,407 $3,964,689 92.80%ENLACE CRS/El Salvador $1,512,146 $68,726 4.54%Financiera Calpia, S.A./El Salvador $43,618,700 $3,342,862 7.66%FJND Fundacion Jose Napoleon Duarte/El Salvador $1,192,330 $308,690 25.89%INTEGRAL Apoyo Integral, S.A. de C.V./El Salvador $10,319,297 $951,835 9.22%

AGUDESA Asociacion Guatemalteca para el Desarollo/Guatemala $845,884 $845,884 100.00%Banrural $521,369 $8,399 1.61%CARITAS DIOCESANA LA VERAPAZ/Guatemala $112,127 $112,127 100.00%CARITAS San Marcos $546,624 $546,624 100.00%CCF FUNDAMEDI /Guatemala $173,000 $173,000 100.00%FAFIDESS Guatemala $2,251,527 $2,251,527 100.00%

Microenterprise: Laying the Foundation for Economic Development Annexes H9

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
FINCA/Guatemala $368,887 $368,887 100.00%FUNDEMI TALITA KUMI $252,003 $252,003 100.00%Genesis Empresarial/Guatemala $17,326,112 $5,080,934 29.33%PASTORAL SOCIAL DEL IXCAN/Guatemala $44,439 $44,439 100.00%PLAN International/Guatemala $815,536 $815,536 100.00%Project HOPE/Guatemala/Guatemala $89,052 $89,052 100.00%ACLAM/World Concern/Haiti $372,195 $363,376 97.63%

ACME/Haiti $1,549,595 $0 0.00%BUH Banque de l Union Haitienne $1,825,901 $0 0.00%COD/EMH $486,889 $462,544 95.00%

FHAF Fonds Haitien de L`Aide a la Femme/Haiti $0 $0 0.00%FINCA/Haiti $322,410 $290,169 90.00%Fonkoze - Fondasyon Kole Zepole/Haiti $1,440,000 $1,010,000 70.14%MCN Micro Credit National/Haiti $3,594,051 $98,992 2.75%MEDA Mennonite Economic Development Association/Haiti $64,219 $64,219 100.00%

Aval Card/Honduras $1,288,341 $8,186 0.64%FAMA/Honduras Familia y Medio Ambiente/Honduras $1,334,117 $71,056 5.33%FINSOL FINSOL/Honduras $6,439,857 $665,500 10.33%IDH Instituto para el Desarrollo Honduras $905,191 $467,872 51.69%World Relief/Honduras $3,444,557 $2,523,164 73.25%

JNSBL JN SMALL BUSINESS LOANS LTD./Jamaica $1,168,854 $563,837 48.24%ADMIC/Mexico $3,144,761 $1,121,627 35.67%AMEXTRA Asociacion Mexicana para la Transformacion Rural y $423,889 $253,788 59.87%

Urbana/Mexico

COLEF Colegio de la Frontera Norte/Mexico $0 $0 0.00%Compartamos/Mexico $42,092,592 $9,094,020 21.60%Promujer/Mexico $231,130 $231,130 100.00%WOCCU/Mexico $357,743,585 $0 0.00%

FAMA FAMA/Nicaragua $8,775,000 $2,637,738 30.06%FINCA Fundacion Internacional de Apoyo Comunitario de $3,181,418 $3,181,418 100.00%

Nicaragua/Nicaragua

Microenterprise: Laying the Foundation for Economic Development Annexes H10

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
WOCCU World Council of Credit Unions, Inc/Nicaragua $2,777,339 $286,675 10.32%

A.B.PRISMA ASOCIACION BENEFICA PRISMA/Peru $6,963,768 $5,919,203 85.00%

COPEME $56,523,560 $10,956,192 19.38%

CRS/Peru Catholic Relief Services USCC/Peru $1,489,680 $1,489,680 100.00%EDPYME CONFIANZA EDPYME CONFIANZA S.A./Peru $4,407,154 $731,294 16.59%EDPYME EDYFICAR Entidad de Desarrollo de la Micro y $23,409,532 $905,426 3.87%Pequena Empre/PeruFinanciera Solucion/Peru $2,407,172 $86,201 3.58%Project HOPE/Peru/Peru $117,277 $117,277 100.00%

Royal Bank/Trinidad $154,222 $0 0.00%

$857,892,375 $69,369,836

ABA Alexandria Business Assoc. $11,314,123 $2,243,273 19.83%ASBA Assiut Business Assoc. $8,010,569 $696,302 8.69%Aswan Business Association $188,999 $13,128 6.95%

Banque du Caire $4,790,257 $118,512 2.47%

DBAC Dakahleya Bus Assoc. for Investors Comm. Dev $3,458,073 $414,212 11.98%ESED $9,075,454 $238,259 2.63%FAYOUM Small Project Dev. Foundation $329,992 $56,882 17.24%SBACD Sharkia Bus Assoc. for Comm. Dev. $3,720,807 $441,858 11.88%SEDAP Small Enter. Dev Assoc. Port Said $1,364,529 $92,816 6.80%SOHAG / SEB $643,543 $16,182 2.51%

AMC Ahli Microfinancing Company/Jordan $2,500,290 $0 0.00%

CHF Internationl - Jordan Access to Credit Project/Jordan $5,121,864 $4,944 0.10%JMCC Jordan Micro Credit Company/Jordan $1,967,951 $0 0.00%MFW Microfund for Women Jordan $2,059,536 $645,390 31.34%Al Majmoua The Lebanese Association for Development: $3,120,817 $169,060 5.42%

Al Majmoua/Lebanon

CHF/AMEEN Access to Microfinance and Enhance Enterprise Nich/Lebanon $4,021,696 $4,800 0.12%

Microenterprise: Laying the Foundation for Economic Development Annexes H11

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
Makhzoumi Foundation/Lebanon $267,707 $267,707 100.00%

Al Amana/Morocco $15,396,500 $15,240,011 98.98%

Asala Palestinian Bussinesswomen’s Association/West Bank/Gaza $252,646 $252,646 100.00%CHF/PEOPLED Cooperative Housing Foundation - Palestinian $3,877,720 $0 0.00%

Economic Opportunity Program

DAI/West Bank/Gaza $0 $0 0.00%FATEN Palestine for Credit & Development/West Bank/Gaza $549,396 $549,396 100.00%GWLF Gaza Women`s Loan Fund/West Bank/Gaza $462,243 $0 0.00%

$82,494,712 $21,465,37

$1,758,704,365 $489,684,381

Microenterprise: Laying the Foundation for Economic Development Annexes H12

INSTITUTION PORTFOLIO US$ PL AMOUNT US$ PL RATING
FI Data for Calculation of Funds 

y Poor, FY 2002
or Calculation of Funds for the Very Poor, FY 2002

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO

VFB VITAL-FINANCE BENIN/Benin $50 $18 35%

HABEN/Eritrea $12 $0 0%Vision Eritrea/Eritrea $33 $0 0%

Faulu Limited/Kenya $35 $26 73%KWFT Kenya Women Finance Trust/Kenya $66 $35 53%

MUSCCO Malawi Union of Savings and Credit Cooperatives/Malawi $331 $331 100%MUSCCO Malawi Union of Savings and Credit Cooperatives/Malawi $210 $210 100%

AFR/Mali Africare/Mali $657 $572 87%SC Save the Children Federation Inc./Mali $139 $139 100%CRS Catholic Relief Services/Senegal $300 $300 100%

FINCA/South Africa $400 $203 51%

FINCA Uganda $96 $89 93%FOCCAS Foundation for Credit and Community Assistance/Uganda $4 $3 80%FTCU Feed The Children Uganda/Uganda $20 $15 72%FUL Faulu Uganda Ltd./Uganda $78 $42 54%Katakwi Soroti Development Organisation (KASO) $13 $10 75%MED-Net Microenterprise Development Network/Uganda $21 $13 65%PRIDE UGANDA $85 $47 55%

UMU Uganda Microfinance Union/Uganda $171 $85 50%

UGANDA WOMEN`s FINANCE TRUST $95 $86 90%

CSFS Collective Self-Finance Scheme/Zimbabwe $28 $27 98%

Pundutso Pundutso Microfinance Pvt Ltd/Zimbabwe $24 $24 100%Zambuko Trust $30 $2 7%

$2,897 $2,277 79%

Microenterprise: Laying the Foundation for Economic Development Annexes I1
BRI Bank Rakyat Indonesia/Indonesia $150 $35 23%

JMCC Jordan Micro Credit Company/Jordan $10 $0 0%

MFW Microfund for Women (formerly JWDS)/Jordan $17 $5 31%

Mercy Corps/XAC Bank/Mongolia $100 $15 15%

WOCCU/CUES Credit Union Empowerment & Strengthening/Philippines $600 $600 100%WOCCU/CUES Credit Union Empowerment & Strengthening/Philippines $900 $900 100%

FATEN Palestine for Credit & Development/West Bank/Gaza $494 $494 100%

$2,271 $2,048 90%

Foundation for International Community Assistance/Azerbaijan $500 $500 100%

CRS Catholic Relief Services/Bulgaria $800 $448 56%NACHALA Cooperative/Bulgaria $1,000 $581 58%

WOCCU/Bulgaria World Council of Credit Unions, Inc./Bulgaria $500 $450 90%

DEMOS DEMOS/Croatia $368 $20 6%

EBRD/KSBP European Bank for Reconstruction and $375 $28 7%Development/Kazakhstan Small Business/KazakhstanEBRD/KSBP European Bank for Reconstruction and $600 $44 7%Development/Kazakhstan Small Business/KazakhstanKCLF Kazakhstan Community Loan Fund/Kazakhstan $31 $7 22%MCI: Asia Credit Fund/Kazakhstan $250 $12 5%

FINCA International/Kosovo $692 $464 67%

MSFF EBRD Micro and Small Finance Facility Kyrgyzstan/Kyrgyzstan $785 $103 13%MSFF EBRD Micro and Small Finance Facility Kyrgyzstan/Kyrgyzstan $2 $0 13%

BIZPRO-Moldova Development Alternatives Inc. /Moldova $1,200 $1,200 100%CARA Arad Casa de Ajutor Reciproc a Asociatiilor Arad/Romania $22 $22 100%CARA Mehedinti Casa de Ajutor Reciproc a Asociatiilor Mehedinti/Romania $47 $47 100%

Microenterprise: Laying the Foundation for Economic Development Annexes I2

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO
CARA Timis Casa de Ajutor Reciproc a Asociatiilor Timis/Romania $20 $20 100%

CARMA Deva Casa de Ajutor Reciproc a Membrilor Asociati Deva/Romania $13 $6 47%CHF CHF/Romania/Romania $357 $0 0%

ACDI/VOCA/Russia $1,008 $0 0%FINCA Foundation for International Community Assistance/Russia $2,315 $1,412 61%FINCA/Tomsk/Russia $2,000 $1,200 60%MFB Micro Finance Bank/Ukraine $250 $13 5%MFB Micro Finance Bank/Ukraine $1,500 $77 5%

O`z-MARD Uzbekistan Micro-entrepreneur Population Development $15 $3 17%O`z-MARD Uzbekistan Micro-entrepreneur Population Development $345 $59 17%WOCCU/Uzbekistan $460 $460 100%

$15,455 $7,176 46%

WOCCU/Ecuador $1,500 $1,500 100%

ACACSEMERSA DE R.L. $106 $5 5%ACACU de R.L. $202 $3 1%

ACCOVI DE R.L. $185 $2 1%AMC de R.L. $118 $13 11%

ASEI Asociacion Salvadorena de extensionistas empresariales del $73 $50 68%

INCAE/El Salvador

BA Banco Agricola S.A./El Salvador $144 $9 6%BANSAL Banco Salvadoreno/El Salvador $60 $5 8%CAM Centro de Apoyo a la Microempresa/El Salvador $95 $88 93%Financiera Calpia, S.A./El Salvador $10 $1 8%FJND Fundacion Jose Napoleon Duarte/El Salvador $130 $34 26%INTEGRAL Apoyo Integral, S.A. de C.V./El Salvador $169 $16 9%

ACME/Haiti $20 $0 0%

Microenterprise: Laying the Foundation for Economic Development Annexes I3

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO
BUH Banque de l Union Haitienne $8 $0 0%

Fonkoze - Fondasyon Kole Zepole/Haiti $71 $50 70%

MCN Micro Credit National/Haiti $12 $0 3%

MEDA Mennonite Economic Development Association/Haiti $21 $21 100%JNSBL JN SMALL BUSINESS LOANS LTD./Jamaica $500 $241 48%

WOCCU World Council of Credit Unions, Inc/Nicaragua $750 $77 10%

A.B.PRISMA $600 $510 85%

COPEME $500 $97 19%

CRS/Peru Catholic Relief Services USCC/Peru $2,386 $2,386 100%

$7,661 $5,108 67%

Aval Card/Honduras $206 $1 1%

Banco Solidario/Ecuador $232 $1 0%

Bank NISP/Indonesia $184 $0 0%Bank Spoldielczy W. Lomiankach/Poland $31 $0 0%

BIN Bank/Russia $188 $0 0%

Cal Merchant Bank/Ghana $154 $0 0%CBAO/Senegal $246 $0 0%Center-Invest Bank/Russia $228 $0 0%Ecobank/Ghana $140 $0 0%Financiera Solucion/Peru $308 $11 4%FinCom Bank/Moldova $93 $0 0%Lariba Bank/Kazakhstan $32 $0 0%Moldova Agorlnd/Moldova $165 $0 0%National Bank/Bangladesh $226 $0 0%Prime Bank/Bangladesh $118 $0 0%

Royal Bank/Trinidad $97 $0 0%

Microenterprise: Laying the Foundation for Economic Development Annexes I4

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO
Russia Banker`s House/Russia $114 $0 0%

United Bulgarian Bank/Bulgaria $410 $0 0%Victoria Bank/Moldova $70 $0 0%

Banco ABN AMRO Real S.A./Brazil $750 $59 8%

CARE/Bosnia $700 $189 27%

FAMA/Honduras Familia y Medio Ambiente/Honduras $45 $2 5%Kingdom Bank/Zimbabwe $800 $400 50%LAPO- Lift Above Poverty Organization/Nigeria $1,300 $1,274 98%Mercy Corps/XAC Bank/Mongolia $1,200 $181 15%PARTNER MIKROKREDITNA ORGANIZACIJA/Bosnia $50 $5 10%PLAN International/Senegal $340 $108 32%Promujer/Mexico $1,100 $1,100 100%

URWEGO World Relief/Rwanda URWEGO/Rwanda $65 $65 100%WOCCU World Council of Credit Unions Inc./Romania $500 $257 51%

WOCCU/CUES Credit Union Empowerment & Strengthening/Philippines $500 $500 100%WOCCU/Mexico $1,400 $0 0%WOCCU/Uganda $300 $78 26%WOCCU/Vietnam $350 $350 100%

AGUDESA Asociacion Guatemalteca para el Desarollo/Guatemala $42 $42 100%AMEXTRA Asociacion Mexicana para la Transformacion Rural y Urbana/Mexico $83 $49 60%APED Association of Productive Entrepreneurs in Development/Ghana $74 $74 100%CARD Center for Agriculture and Rural Development/Philippines $25 $25 100%CCF FUNDAMEDI /Guatemala $25 $25 100%CCF IMCEC/Senegal $94 $94 100%

CEV Community economic Ventures, Inc/Philippines $53 $53 100%

CRS Catholic Relief Services/Senegal $162 $162 100%CRS/PH Catholic Relief Services - USCC, Philippine Program/Philippines $229 $229 100%ENLACE CRS/El Salvador $258 $12 5%

Microenterprise: Laying the Foundation for Economic Development Annexes I5

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO
FAMA FAMA/Nicaragua $38 $12 30%

FCC Fundo de Credito Comunitario/Mozambique $62 $56 89%

FINSOL FINSOL/Honduras $71 $7 10%Fonkoze - Fondasyon Kole Zepole/Haiti $154 $108 70%HIRO Help Integra Romania/Enterprise Development $73 $13 19%IDH Instituto para el Desarrollo Hondureno/Honduras $20 $10 52%MEDA Mennonite Economic Development Associates/Mozambique $91 $78 85%NUBL Nirdhan Utthan Bank, Ltd./Nepal $4 $4 100%Project HOPE/Guatemala/Guatemala $31 $31 100%

Project HOPE/Malawi/Malawi $48 $48 100%

Project HOPE/Peru/Peru $36 $36 100%SAGA Thrift and Enterprise Promotion, Ltd./Kenya $51 $27 54%TPT Concern/Thanakea Ponleu Thmey/Cambodia $412 $412 100%

URWEGO World Relief/Rwanda URWEGO/Rwanda $48 $48 100%WOCCU/Bulgaria World Council of Credit Unions, Inc./Bulgaria $16 $14 90%

WOCCU/Ecuador $18 $18 100%WOCCU/Uzbekistan $62 $62 100%WR/CSS Christian Service Society/Bangladesh $19 $19 100%Zambuko Trust $20 $1 7%

$14,960 $6,350 42%$43,244 $22,960 53%

Microenterprise: Laying the Foundation for Economic Development Annexes I6

TOTAL WEIGHTED POVERTY

OBLIGATION OBLIGATION LENDING

INSTITUTION (US$ '000's) (US$ '000's) RATIO
DS Data for Calculation of Funds 

y Poor, FY 2002
for Calculation of Funds for the Very Poor, FY 2002

TOTAL WEIGHTED

FACILITATOR/ TOTAL PL PL OBLIGATION OBLIGATION REGIONAL

NSTITUTION PROVIDER CLIENTS CLIENTS RATE (US$ '000's) (US$ '000's) PERCENTAGE

EU Rural Enterprise Unit/Eritrea P 266 17 6% $300 $19

EST Relief Society of Tigray/Ethiopia P 200,000 120,000 60% $86 $52

CDI/VOCA/Ethiopia F 767 568 74% $150 $111

IC/Ghana F 5,980 4,784 80% $49 $39

NS/G TechnoServe/Ghana P 113 113 100% $1,985 $1,985

Winrock/Guinea P 2,151 - 0% $953 $0

CDI/VOCA Mozambique/ P 1,192 656 55% $988 $544

ozambique

DRA/Mozambique P 24,925 - 0% $50 $0fricare/Mozambique P 65 - 0% $50 $0

ARE/Mozambique P 45,763 4,576 10% $50 $5

ave the Children/Mozambique P 5,236 - 0% $50 $0

echnoServe Mozambique/ P 25 - 0% $988 $0

ozambique

World Vision/Mozambique/ P 250 - 0% $50 $0

ozambique

LUSA Cooperative League of the F 29,170 10,210 35% $988 $346

nited States of America/Mozambique

HI/Mozambique F 35,450 - 0% $50 $0HI/Mozambique P 28,000 - 0% $0

gma One Corporation/Namibia P 65 - 0% $95 $0

WW EnterpriseWorks P 211 53 25% $92 $23

Worldwide/Senegal

fricare/Senegal F 43 39 91% $94 $86PRAN/Senegal F 2,531 - 0% $47 $0PRAN/Senegal P 30,000 - 0% $0

hemonics International Inc. - F 7,879 - 0% $750 $0

ynaEntreprises Project/Senegal

Microenterprise: Laying the Foundation for Economic Development Annexes J1
nterprise Management and P 10,000 - 0% $600 $0

novation/South Africa

DC Ltd. Enterprise Development P 3,286 1,249 38% $22 $8

entre/Tanzania

uskeege University/Sokoine P 1,301 - 0% $513 $0

niversity/Tanzania

LUSA RGB Co-operative P 25,000 25,000 100% $220 $220

eague of the USA - Rural 

roup Business program/Zambia

ATAC Zambia Agribusiness P 455 - 0% $200 $0

echnical Assistance Cen

AMTIE Zambia Trade and F 400 - 0% $150 $0

vestment Enhancement/

ambia

CSMBA Zambia Chamber of Small F 1,644 - 0% $300 $0

nd Medium Business Associations/ Zambia

EAD Linkages for the Economic F 27,794 27,794 100% $500 $500

dvancement of the Disadvantaged/

mbabwe

489,962 195,058 40% $10,371 $3,938 38%

IS/JOBS University of F 4,800 1,440 30% $500 $150

aryland/Bangladesh

WorldFish Center/Bangladesh F 12,299 8,609 70% $900 $630

ARE-UNBAR SAMBA Silk And F 290 261 90% $200 $180

icroenterprises Development

 Bandung RayA/Indonesia

CM Mercy Corps P 1,398 584 42% $120 $50

ongolia/Mongolia

18,787 10,894 58% $1,720 $1,010 59%

Microenterprise: Laying the Foundation for Economic Development Annexes J2

TOTAL WEIGHTED

FACILITATOR/ TOTAL PL PL OBLIGATION OBLIGATION REGIONAL

NSTITUTION PROVIDER CLIENTS CLIENTS RATE (US$ '000's) (US$ '000's) PERCENTAGE
ZPRO Ukraine F 5,198 52 1% $4,090 $41

CDI/VOCA/Azerbaijan P 280 - 0% $600 $0

HF Cooperative Housing P 1,330 200 15% $830 $125

oundation/Azerbaijan

6,808 252 4% $5,520 $166 3%

id to Artisans/El Salvador P 100 - 0% $1,000 $0id to Artisans/El Salvador F 50 0 0% $0ACER - ATA Aid to Artisans/Honduras P 39 4 10% $500 $51ACER - ATA Aid to Artisans/Honduras F 650 65 10% $0

B PRISMA P 2,260 2215 98% $1,700 $1,666

aritas de Cusco F 50 50 100% $0aritas de Cusco P 9,781 9781 100% $1,600 $1,600

hemonics Peru P 490 392 80% $2,400 $1,920

FASA/ADRA P 2,700 2700 100% $1,500 $1,500

echnoServe Peru P 1,251 500 40% $600 $240

17,371 15,707 90% $9,300 $6,977 75%

CDI/VOCA/Ethiopia F 767 568 74% $750 $555FE/Mali F 1,100 220 20% $718 $144

ercy Corps International/Azerbaijan F 558 5 1% $500 $5

wiss Contact/Philippines F 385 308 80% $389 $311

WEI World Education NTINGA/ F 19,000 9,500 50% $625 $313

outh Africa

Microenterprise: Laying the Foundation for Economic Development Annexes J3

TOTAL WEIGHTED

FACILITATOR/ TOTAL PL PL OBLIGATION OBLIGATION REGIONAL

NSTITUTION PROVIDER CLIENTS CLIENTS RATE (US$ '000's) (US$ '000's) PERCENTAGE
DE Nepal/Nepal F 2,289 353 15% $34 $5

ternational Development F 5,882 4,117 70% $34 $24

nterprises/India

EDA Mennonite Economic F 2,935 2,935 100% $332 $332

evelopment Associates/Peru

21,810 10,601 49% $3,383 $1,688 50%

$30,294 $13,779 45%

Microenterprise: Laying the Foundation for Economic Development Annexes J4

TOTAL WEIGHTED

FACILITATOR/ TOTAL PL PL OBLIGATION OBLIGATION REGIONAL

NSTITUTION PROVIDER CLIENTS CLIENTS RATE (US$ '000's) (US$ '000's) PERCENTAGE
DS Providers in USAID Survey, 
ders in USAID Survey, FY 2002

INSTITUTION MICRO CLIENTS % WOMEN % RURAL

Enterprise Works/Benin 0 0% 0%

REU Rural Enterprise Unit 266 24% 40%

CARE/Ethiopia 0 0% 0%

REST Relief Society of Tigray 200,000 51% 85%

CARE Cooperative Assistance and Relief Everywhere/Ghana 1,000 25% 85%TechnoServe/Ghana 113 45% 64%

Winrock/Guinea 2,151 56% 81%

e ACDI/VOCA Mozambique/Mozambique 1,192 39% 100%e ADRA/Mozambique 24,925 21% 98%e Africare/Mozambique 65 38% 100%e CARE/Mozambique 45,763 31% 100%e FHI/Mozambique 28,000 50% 100%e Save the Children/Mozambique 5,236 52% 100%e TechnoServe Mozambique 25 5% 100%e World Vision/Mozambique 250 33% 100%

Sigma One Corporation/Namibia 65 70% 10%

APRAN/Senegal 30,000 85% 95%EnterpriseWorks Worldwide/Senegal 211 52% 2%

a Enterprise Management and Innovation/South Africa 10,000 30% 0%

EDC Ltd. Enterprise Development Centre/Tanzania 3,286 45% 45%Tuskeege University/Sokoine University/Tanzania 1,301 38% 100%

FUL Faulu Uganda Ltd./Uganda 17,624 65% 36%

CLUSA RGB Co-operative League of the USA - Rural Group 25,000 65% 100%

Business program/Zambia

IESC/Zambia 106 22% 20%ZATAC Zambia Agribusiness Technical Assistance Center/Zambia 455 100% 0%

A 397,034

Microenterprise: Laying the Foundation for Economic Development Annexes K1
BT BURO, Tangail/Bangladesh 500 100% 100%

SSS Society for Social Service/Bangladesh 500 100% 100%TMSS Thengamara Mohila Sabuj Sangha/Bangladesh 3,800 93% 90%ASEMHAKI The Indonesian Association for Small and Medium 380 30% 60%

Enterprises Consultant/Indonesia

CHF/Mongolia GER Initiative/Mongolia 0 0% 0%

Gobi Initiative -Phase II Mercy Corps/Mongolia 1,398 60% 100%

6,578

ACDI/VOCA/Azerbaijan 280 41% 100%CHF Cooperative Housing Foundation/Azerbaijan 1,330 50% 100%

UAA University of Alaska Anchorage/Russia 100 50% 100%

ACTED Agence pour la Cooperation Technique et le 10,665 45% 100%

Develop/Tajikistan

CARE International Tajikistan 2,500 80% 100%

14,875

Women`s World Banking/Columbia 1,043 93% 0%

Aid to Artisans/El Salvador 100 50% 90%Aid to Artisans/Haiti 200 40% 70%

HACER - ATA Aid to Artisans/Honduras 39 83% 74%

A.B.PRISMA ASOCIACION BENEFICA PRISMA 2,260 14% 100%CARITAS de Cusco 9,781 87% 60%Chemonics/Peru 490 44% 100%CIRNMA Centro de Investigation/Peru 200 75% 50%El Taller/Peru 50 60% 0%MINKA/Peru 178 10% 0%

Microenterprise: Laying the Foundation for Economic Development Annexes K2

INSTITUTION MICRO CLIENTS % WOMEN % RURAL
OFASA/ADRA/Peru 2,700 28% 100%PIRKA Instituto de Desarrollo Urbano PIRKA/Peru 200 80% 0%TechnoServe/Peru 1,251 75% 100%

18,492

NCW The National Council for Women/Egypt 230 100% 5%

EAST 230

437,209

Microenterprise: Laying the Foundation for Economic Development Annexes K3

INSTITUTION MICRO CLIENTS % WOMEN % RURAL
DS Facilitators in USAID Survey, 
ators in USAID Survey, FY 2002

INSTITUTION MICRO CLIENTS % WOMEN % RURAL

ACDI/VOCA/Ethiopia 767 12% 100%

CARE Cooperative Assistance and Relief Everywhere/Ghana 89 35% 95%EWW Enterprise Works WorldWide/Ghana 60 15% 40%OIC/Ghana 5,980 40% 80%

ApproTEC Appropriate Technologies for Enterprise Creation/Kenya 9,255 47% 99%Kenya BDS Program 0 0% 0%TechnoServe/Kenya 8,272 80% 90%

AFE/Mali 1,100 30% 80%

e CLUSA Cooperative League of the United States of 29,170 30% 100%

America/Mozambique

e FHI/Mozambique 35,450 54% 100%

Africare/Senegal 43 34% 100%APRAN/Senegal 2,531 80% 100%Chemonics Int'l - DynaEntreprises 7,879 30% 73%

a WEI World Education NTINGA 19,000 54% 56%

Africare/Ugalla Community Conservation Project/Tanzania 3,297 32% 100%DAI Development Alternatives, Inc./Tanzania 0 0% 0%

AT Enterprise Works/Uganda 0 0% 0%

IDE International Development Enterprises/Zambia 0 0% 0%IESC/Zambia 106 22% 20%ZAMTIE Zambia Trade and Investment Enhancement/Zambia 400 35% 90%ZCSMBA Zambia Chamber of Small and Medium Business 1,644 37% 90%

Associations/Zambia

LEAD Linkages for the Economic Advancement of the 27,794 60% 95%

Disadvantaged/Zimbabwe

A 152,837

e following Business Development Services indicator descriptions: 1. Number of microenterprise clients; 2. Percentage of women clients; 3. Percentage of clients in rural areas.
IDE International Development Enterprises/Bangladesh 0 0% 0%IRIS/JOBS University of Maryland/Bangladesh 4,800 93% 93%WorldFish Center/Bangladesh 12,299 28% 100%

International Development Enterprises/India 5,882 15% 100%

ASEMHAKI The Indonesian Association for Small and Medium 380 30% 60%

Enterprises Consultant/Indonesia

CARE-UNBAR SAMBA Silk And Microenterprises Development 290 10% 100%

in Bandung Raya/Indonesia

IDE Nepal 2,289 31% 98%

Swiss Contact/Philippines 385 68% 100%

IDE International Development Enterprises/Vietnam 0 0% 0%

26,325

Mercy Corps International/Azerbaijan 558 7% 100%

BIZPRO-Moldova Development Alternatives Inc. 1,987 52% 40%CHF/Romania 496 32% 16%RMC Russian Microfinance Center/Russia 14,530 0% 0%UAA University of Alaska Anchorage/Russia 100 50% 100%

CARE International CARE Tajikistan/Tajikistan 4,500 80% 100%BIZPRO/Ukraine 5,198 56% 34%

27,369

FDTA-Valleys Funcacion para el Desarrollo de Tecnologia 14,581 50% 99%

Agropecuaria/Bolivia

Aid to Artisans/El Salvador 50 50% 90%CECI Centro Canadiense de Estudios y Cooperacian Internacional 11 49% 80%Aid to Artisans/Haiti 35 40% 70%

Microenterprise: Laying the Foundation for Economic Development Annexes L2

INSTITUTION MICRO CLIENTS % WOMEN % RURAL
Fintrac CDA Fintrac Inc / Centro de Desarrollo de Agronegocios 29,803 23% 80%HACER - ATA Aid to Artisans/Honduras 650 77% 65%

ADEX Asociacion de Exportadores 200 50% 50%CARITAS de Cusco 50 65% 100%MEDA Mennonite Economic Development Associates/Peru 2,935 8% 99%

48,315

NCW The National Council for Women/Egypt 470 100% 5%

EAST 470

255,316

Microenterprise: Laying the Foundation for Economic Development Annexes L3

INSTITUTION MICRO CLIENTS % WOMEN % RURAL
olicy Research by USAID-Supported Institutions,
earch by USAID-Supported Institutions, FY 2002

INSTITUTION

STITUTION TYPE POLICY ISSUE

MFI The Association of Microfinance NGO Microfinance policy and regulatory framework

titutions/Kenya

PPRA Kenya Institute for Public Policy Research Research/ Deregulation

d Analysis/Kenya Educational Capacity building

rents Group of BearingPoint For Profit Microfinance development

CDI/VOCA Mozambique PVO Cooperative business regulation and transparency

than Associates, Inc./South Africa Consulting Firm Reform of microfinance legislation

ternational Business Intiatives/ Chemonics Int'l Consulting Firm Maintaining small-business opportunities in mining

Promoting documentation and tracking of mineral sourcing to eliminate terrorist/money laundering linksBenefits of mining to the Tanzanian CommunitySafe and environmentally sound mining practices 

S/Zambia Research/ Establish appropriate prudential supervision of MFIs

Educational Contribute to capacity building for financial regulation

-Dhan, The Association of Community Business Association Mainstreaming of microfinance services

velopment Finance Institutions

S Institutional Reform and the Informal Research/ Credit Facility for small, medium and microenterprises

ctor/Indonesia Educational Fuel subsidies

G Partnership for Economic Growth/Indonesia Consulting Firm Technical assistance and training to MFI industry; 

Credit Rating Agency; Credit Information Service

e Asia Foundation/Indonesia PVO Increase the use of information technology for MSEs

Improve the business environment for MSEs Reduce bureaucracy burden of licenses on MSEsIncrease access to financial services for MSEs 

emonics International, Inc Consulting Firm Need for microfinance performance standards

To include microfinance in bank examination manual

ansnational Public Policy Advisors Consulting Firm Appropriate regulation of microfinance institution

Microenterprise: Laying the Foundation for Economic Development Annexes M1
aring Point/Kazakhstan Consulting Firm Microlending Organizations Law

C International Finance Corporation/Kyrgyzstan Finance Company Microfinance Legislation Development Project

AI Development Alternatives, Inc Consulting Firm Development of an enabling legal and regulatory 

environment

AS Foreign Investment Advisory Service/Russia Other Removal of administrative barriers to investment

C/Tajikistan Finance Company Microfinance Legislation Development Project

ZPRO/Ukraine Consulting Firm Entrepreneur hotlines

Technical assistance to business associationsEntry-level training programOne-Stop Shop developmentImproving advocacy capacity - National associations

nrock International/Ukraine NGO Entrepreneurial training/Capacity building

Addressing legal and regulatory issues to SMEs

LTO/DAI Strengthen Access to Microfinance Consulting Firm Second-Tier Institutions

d Liberalization Credit Information Bureaus

Financial Regulation

aring Point/El Salvador Consulting Firm MFI Supervision

emonics/Guyana Consulting Firm Economic Opportunities

SI Management Systems Int'l Consulting Firm Guyana Go-Invest project

AI/FINNET Financial Services Network Project/Haiti Consulting Firm Association Development

ARANA Corporation/Honduras Consulting Firm Microfinance supervision

emonics International, Inc./Mexico Consulting Firm Microfinance legal framework - Regulation 

and supervision

ES Egyptian Center For Economic Studies/Egypt Research/ Formalization of Egypt`s informal businesses

Educational

Microenterprise: Laying the Foundation for Economic Development Annexes M2

INSTITUTION

STITUTION TYPE POLICY ISSUE
The full report is available online at www.mrreporting.org

and www.microlinks.org. The report is also available in hard

copy or on CD-ROM from Weidemann Associates, Inc. Please

contact admin@mrreporting.org to request a hard copy or

CD-ROM.
MicroLINKS, the USAID Microenterprise Development web site

at www.microlinks.org, contains

the latest microenterprise research

and reports, hosts a number of

active communities of practice

convening around subjects central

to microenterprise development,

and offers links to other

informative web sites.

Produced by Weidemann Associates, Inc., 

under the USAID-funded Accelerated

Microenterprise Advancement Project (AMAP)

Indefinite Quantity Contract number: 

GEG-I-00-02-00025-00, Task Order No. 1 

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