Federal Register / Vol. 81, No. 31 / Wednesday, February 17, 2016 / Notices 8053 

available at www.reginfo.gov (this link 

active on the day following publication 

of this notice). Select ‘‘Information 

Collection Review,’’ under ‘‘Currently 

under review, use the dropdown menu 

‘‘Select Agency’’ and select ‘‘Consumer 

Financial Protection Bureau’’ (recent 

submissions to OMB will be at the top 

of the list). The same documentation is 

also available at http:// 

www.regulations.gov. Requests for 

additional information should be 

directed to the Consumer Financial 

Protection Bureau, (Attention: PRA 

Office), 1700 G Street NW., Washington, 

DC 20552, (202) 435–9575, or email: 

PRA@cfpb.gov. Please do not submit 

comments to this email box. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Equal Credit 

Opportunity Act (Regulation B) 12 CFR 

1002. 

OMB Control Number: 3170–0013. 

Type of Review: Extension without 

change of an existing information 

collection. 

Affected Public: Private sector. 

Estimated Number of Respondents: 

514,000. 

Estimated Total Annual Burden 

Hours: 1,450,250. 

Abstract: The Equal Credit 

Opportunity Act (ECOA) was enacted to 

ensure that credit is made available to 

all creditworthy applicants without 

discrimination on the basis of sex, 

marital status, race, color, religion, 

national origin, age, or other prohibited 

bases under the ECOA. The ECOA 

allows for creditors to collect 

information for self-testing against these 

criteria, while not allowing creditors to 

use this information in making credit 

decisions of applicants. For certain 

mortgage applications, the ECOA 

requires creditors to ask for some of the 

prohibited information for monitoring 

purposes. In addition, for certain 

mortgage applications, creditors are 

required to send a copy of any appraisal 

or written valuation used in the 

application process to the applicant in 

a timely fashion. 

The ECOA also prescribes creditors to 

inform applicants of decisions made on 

credit applications. In particular, where 

creditors make adverse actions on credit 

applications or existing accounts, 

creditors must inform consumers as to 

why the adverse action was taken, such 

that credit applicants can challenge 

errors on their accounts or learn how to 

become more creditworthy. Creditors 

must retain all application information 

for 25 months, including notices sent 

and any information related to adverse 

actions. 

Finally, the ECOA requires creditors 

who furnish applicant information to a 

consumer credit bureau to reflect 

participation of the applicant’s spouse, 

if the spouse if permitted to use or 

contractually liable on the account. 

Request for Comments: The Bureau 

issued a 60-day Federal Register notice 

on November 25th 2015, 80 FR 73734. 

Comments were solicited and continue 

to be invited on: (a) Whether the 

collection of information is necessary 

for the proper performance of the 

functions of the Bureau, including 

whether the information will have 

practical utility; (b) The accuracy of the 

Bureau’s estimate of the burden of the 

collection of information, including the 

validity of the methods and the 

assumptions used; (c) Ways to enhance 

the quality, utility, and clarity of the 

information to be collected; and (d) 

Ways to minimize the burden of the 

collection of information on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

Comments submitted in response to this 

notice will be summarized and/or 

included in the request for OMB 

approval. All comments will become a 

matter of public record. 

Dated: February 10, 2016. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2016–03246 Filed 2–16–16; 8:45 am] 

BILLING CODE 4810–AM–P 

CORPORATION FOR NATIONAL AND 

COMMUNITY SERVICE 

Computer Matching and Privacy 

Protection Act of 1988; Report of 

Matching Program: Corporation for 

National and Community Service and 

the Social Security Administration 

AGENCY: Corporation for National and 

Community Service. 

ACTION: Notice of computer matching 

program between the Corporation for 

National and Community Service and 

the Social Security Administration. 

SUMMARY: In accordance with the 

Privacy Act of 1974 (5 U.S.C. 552a), as 

amended by the Computer Matching 

and Privacy Protection Act of 1988 (Pub. 

L. 100–503), OMB Final Guidance 

Interpreting the Provisions of the 

Computer Matching and Privacy 

Protection Act of 1988 (54 FR 25818, 

June 19, 1989), and OMB Circular No. 

A–130, ‘‘Management of Federal 

Information Resources,’’ the Corporation 

for National and Community Service 

(‘‘CNCS’’) is issuing a public notice of 

the computer matching program with 

the Social Security Administration 

(‘‘SSA’’). 

DATES: CNCS will file a report of the 

subject computer matching agreement 

with the Office of Management and 

Budget and Congress. The matching 

program will begin April 1, 2016 or 40 

days after the date of CNCS’s 

submissions to OMB and Congress, 

whichever is later. The matching 

program will continue for 18 months 

after the effective date and may be 

extended for an additional 12 months 

thereafter, if the conditions specified in 

5 U.S.C. 552a(o)(2)(D) have been met. 

ADDRESSES: You may submit comments 

identified by the title of the information 

collection activity, by any of the 

following methods. 

(1) By mail sent to: Corporation for 

National and Community Service, 

Attention Zachary Jackson, Project 

Manager, Suite 300, 250 E. Street SW., 

Washington, DC, 20525. 

(2) By fax to: (202) 606–3467. 

(3) By email to: zjackson@cns.gov. 

Individuals who use a 

telecommunications device for the deaf 

(TTY–TDD) may call (202) 606–3472 

between 8:30 a.m. and 5:00 p.m. Eastern 

Time, Monday through Friday. 

FOR FURTHER INFORMATION CONTACT: 

Zachary Jackson, Project Manager, (202) 

606–6948, or by email at zjackson@

cns.gov. 

SUPPLEMENTARY INFORMATION: 

A. General 

The Privacy Act of 1974 (5 U.S.C. 

552a), as amended by the Computer 

Matching and Privacy Protection Act of 

1988 (Pub. L. 100–503), regulates the 

use of computer matching agreements 

by Federal agencies when records in a 

system of records are matched with 

other Federal, state, or local government 

records. Among other things, it requires 

Federal agencies involved in computer 

matching agreements to publish a notice 

in the Federal Register regarding the 

establishment of the matching program. 

B. Participating Agencies 

Participants in this computer 

matching program are the Social 

Security Administration (source agency) 

and the Corporation for National and 

Community Service (recipient agency). 

C. Purpose of the Match 

The computer match between CNCS 

and SSA will enable CNCS to verify the 

social security numbers of individuals 

applying to serve in approved national 

service positions and those designated 

to receive national service education 

awards under the National and 

Community Service Act of 1990 (NCSA) 


asabaliauskas on DSK5VPTVN1PROD with NOTICES
8054 Federal Register / Vol. 81, No. 31 / Wednesday, February 17, 2016 / Notices 

and verify statements made by those 

individuals regarding their citizenship 

status. 

D. Authority for Conducting the 

Matching Program 

This agreement is executed in 

compliance with the Privacy Act of 

1974, as amended by the Computer 

Matching and Privacy Protection Act of 

1988 (5 U.S.C. 552a), and the 

regulations and guidance promulgated 

under the Act. 

SSA’s legal authority to enter into this 

agreement is section 1106 of the Social 

Security Act (42 U.S.C. 1306) and the 

regulations promulgated pursuant to 

that section (20 CFR part 401). The 

authority for SSA’s disclosure of record 

information is 5 U.S.C. 552a(b)(3). 

Section 146(a)(3) of the NCSA (42 

U.S.C. 12602(a)) sets forth the eligibility 

requirements for an individual to 

receive an Education Award from the 

National Service Trust upon successful 

completion of a term of service in an 

approved national service position. 

Section 1711 of the Serve America Act 

(Pub. L. 111–13) directs CNCS to enter 

into a data matching agreement to verify 

statements made by an individual 

declaring that such individual is in 

compliance with section 146(a)(3) of the 

NCSA by comparing information 

provided by the individual with 

information relevant to such a 

declaration in the possession of another 

Federal agency. In accordance with the 

study CNCS completed pursuant to 

section 1711 of the Serve America Act, 

CNCS determined that a data matching 

program with SSA is the most effective 

means to verify an individual’s 

statement that he or she is in 

compliance with section 146(a)(3) of the 

NCSA. 

E. Categories of Records and 

Individuals Covered by the Matching 

Program 

Each individual who is eligible to 

receive an education award or applies to 

serve in an approved national service 

position, including positions in 

AmeriCorps State and National, 

AmeriCorps VISTA, AmeriCorps NCCC, 

and Serve America Fellows, must, at the 

time of acceptance of an education 

award or application to serve, certify 

that the individual meets the citizenship 

eligibility criteria to serve in the 

position, i.e., is a citizen, national, or 

lawful permanent resident of the United 

States. 

The Master Files of Social Security 

Number Holders and SSN Applications 

SSA/OTSO 60–0058, last published in 

full on December 29, 2010 (75 FR 

82121), as amended on July 5, 2013 (78 

FR 40542) and February 13, 2014 (79 FR 

8780) maintains records about each 

individual who has applied for and 

obtained an SSN. SSA uses information 

from this system to assign SSNs. The 

information CNCS provides from the 

AmeriCorps Member Individual 

Account; Corporation -8 system of 

record, published in full on March 5, 

1999 (64 FR 10879–10893), as amended 

on August 1, 2000, (65 FR 46890–46905) 

and July 25, 2002 (67 FR 48616–48617) 

will be matched against this system of 

records and verification results will be 

disclosed under the applicable routine 

use. 

F. Inclusive Dates of the Matching 

Program 

This agreement will be in effect for a 

period of 18 months, with a provision 

for a one-time extension for a period not 

to exceed 12 months. In order to renew 

this agreement, both CNCS and SSA 

must certify to their respective Data 

Integrity Boards that: (1) The matching 

program will be conducted without 

change; and (2) the matching program 

has been conducted in compliance with 

the original agreement. 

G. Procedure 

CNCS will provide SSA with a data 

file including each applicant’s and 

potential education award recipient’s 

social security number, first and last 

names, and date of birth. SSA will 

conduct a match on the identifying 

information. If the match does not 

return a result verifying the individual’s 

citizenship status, CNCS will contact 

the individual or the grant recipient 

program that selected the individual to 

verify the results in accordance with the 

requirements of 5 U.S.C. 552a(p) and 

applicable OMB guidelines. The 

affected individual will have an 

opportunity to contest the accuracy of 

the information provided by SSA. The 

applicant will have at least 30 days from 

the date of the notice to provide clear 

and convincing evidence of the 

accuracy of the social security number, 

proof of U.S. citizenship, or both. 

H. Additional Notice 

Applicants will be informed at the 

time of application that information 

provided on the application is subject to 

verification through a computer 

matching program. The application 

package will contain a privacy 

certification notice that the applicant 

must sign authorizing CNCS to verify 

the information provided. 

For transferees of education awards, 

at the time an award is transferred, 

CNCS will provided individual notice 

that the SSN is subject to verification 

through a computer matching program. 

CNCS will send a privacy notice to the 

transferee, and in the case of a minor, 

to the parent or legal guardian. The 

transferee, parent, or legal guardian 

must sign the privacy certification 

authorizing CNCS to verify the 

information provided. 

I. Other Information 

CNCS will furnish a copy of this 

notice to both Houses of Congress and 

the Office of Management and Budget. 

Dated: February 10, 2016. 

Thomas Hanley, 

Chief Information Officer. 

[FR Doc. 2016–03164 Filed 2–16–16; 8:45 am] 

BILLING CODE 6050–28–P 

CORPORATION FOR NATIONAL AND 

COMMUNITY SERVICE 

Proposed Information Collection; 

Comment Request 

AGENCY: Corporation for National and 

Community Service. 

ACTION: Notice. 

SUMMARY: The Corporation for National 

and Community Service (CNCS), as part 

of its continuing effort to reduce 

paperwork and respondent burden, 

conducts a pre-clearance consultation 

program to provide the general public 

and federal agencies with an 

opportunity to comment on proposed 

and/or continuing collections of 

information in accordance with the 

Paperwork Reduction Act of 1995 

(PRA95) (44 U.S.C. 3506(c)(2)(A)). This 

program helps to ensure that requested 

data can be provided in the desired 

format, reporting burden (time and 

financial resources) is minimized, 

collection instruments are clearly 

understood, and the impact of collection 

requirement on respondents can be 

properly assessed. 

Currently, CNCS is soliciting 

comments concerning its proposed 

renewal of the President’s Volunteer 

Service Awards (PVSA), parts A, B, C, 

D, E and F. This information will be 

provided by certifying organizations 

which will include non-profits, schools, 

universities, businesses and faith based 

organizations. This is a voluntary 

submission in order to place an order 

for an award. 

Copies of the information collection 

request can be obtained by contacting 

the office listed in the ADDRESSES

section of this Notice. 

DATES: Written comments must be 

submitted to the individual and office 

listed in the ADDRESSES section by April 

18, 2016. 


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