The cover photo depicts women microentrepreneurs engaged in honey production through USAID’s Cambodia Micro 

Small and Medium Enterprise (MSME) project.

PHOTO COURTESY OF DAI 

MICROENTERPRISE 

RESULTS REPORTING 

ANNUAL REPORT TO CONGRESS, FISCAL YEAR 2010

J UNE 2011
The cover photo depicts women microentrepreneurs engaged in honey production through USAID’s Cambodia Micro 

Small and Medium Enterprise (MSME) project.

PHOTO COURTESY OF DAI
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 i 

CONTENTS

CONTENTS...........................................................................................................................I

TABLES ...............................................................................................................................II

ACRONYMS........................................................................................................................III

INTRODUCTION ..................................................................................................................1

FY 2010 FINDINGS ..............................................................................................................3

REPORTING REQUIREMENT 1: OVERALL FUNDING......................................................................3

REPORTING REQUIREMENT 2: CENTRAL FUNDING......................................................................4

REPORTING REQUIREMENT 3: DEVELOPMENT CREDIT AUTHORITY ..............................................4

REPORTING REQUIREMENT 4: USAID FUNDING RECIPIENTS ........................................................5

REPORTING REQUIREMENT 5: MATCHING ASSISTANCE ..............................................................8

REPORTING REQUIREMENT 6: FUNDS BENEFITING THE VERY POOR.............................................8

REPORTING REQUIREMENT 7: NUMBER OF VERY POOR REACHED ...............................................8

REPORTING REQUIREMENT 8: POVERTY ASSESSMENT TOOLS ....................................................9

REPORTING REQUIREMENT 9: VICTIMS OF TRAFFICKING AND EXPLOITATION .............................10

REPORTING REQUIREMENT 10: POVERTY AND RACE/ETHNICITY ...............................................10

REPORTING REQUIREMENT 11: PERFORMANCE MONITORING SYSTEM/KEY INDICATORS .............11

REPORTING REQUIREMENT 12: ADDITIONAL INFORMATION.......................................................12

ANNEX A: FY 2010 FUNDING BY MISSION, PARTNER AND TECHNICAL AREA .........15

ANNEX B: FY 2010 FUNDING BY USAID BUREAU .........................................................23
ii MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

TABLES 

Table 1: Sources of USAID Funds for Microenterprise by Account (U.S. $ millions) FY 2006–2010 .........3

Table 2: Central Mechanism Funding FY 2010 by Office (U.S. $ millions) ..................................................4

Table 3: USAID Credit Guarantees related to Microfinance Active in FY 2010...........................................5

Table 4: Recipients of USAID Microenterprise Funding, FY 2010 (U.S. $ millions).....................................6

Table 5: Reported Sub-obligations, FY 2010................................................................................................ 7

Table 6: USAID Microenterprise Funding to Assist Victims of Trafficking and Exploitation, FY 2010........10

Table 7: Estimate of Clients in Countries Where a Relationship Has Been Demonstrated Between Poverty 

and Race or Ethnicity, FY 2010 ..................................................................................................................11

Table 8: Performance Goals And Results, FY 2010...................................................................................12
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 iii

ACRONYMS

DCA Development Credit Authority

EGAT Economic Growth, Agriculture and Trade 

FVP Funds Benefiting the Very Poor 

FY Fiscal Year

KDMD Knowledge-Driven Microenterprise Development Project

MD USAID Office of Microenterprise Development

MFI Microfinance Institution

MRAA Microenterprise Results and Accountability Act of 2004

MRR Microenterprise Results Reporting

MSED Micro and Small Enterprise Development

NGO Non-governmental Organization

PAT Poverty Assessment Tool

PPP Purchasing Power Parity 

PVO Private Voluntary Organization

RDM/A Regional Development Mission/Asia

USAID United States Agency for International Development 
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 1 

INTRODUCTION 

This report fulfills the requirement of the Microenterprise Results and Accountability Act (MRAA) of 

2004 (Public Law 108-484) that each year directs the Administrator of the U.S. Agency for International 

Development (USAID), acting through the Director of the Office for Microenterprise Development, to 

“submit to the appropriate congressional committees a report that contains a detailed description of the 

implementation of this title for the previous fiscal year.” Specifically, this report summarizes USAID’s 

investments and outreach in microfinance and microenterprise development, addressing the 12 reporting 

requirements included in the MRAA as follows:

Reporting Requirement Location

1 Funding: The number of grants, cooperative agreements, contracts, contributions, or other form of assistance provided 

under section 252 [the section of the law authorizing USAID to provide microenterprise assistance], with a listing of: (A) 

the amount of each grant, cooperative agreement, contract, contribution or other form of assistance; (B) the name of 

each recipient and each developing country with respect to which projects or activities under the grant, cooperative 

agreement, contract, contribution, or other form of assistance were carried out; and (C) a listing of the number of 

countries receiving assistance authorized by section 252.

Annex A

2 Central Mechanisms: The amount of assistance provided under section 252 through central mechanisms. Table 2

3 Development Credit Authority: The name of each country that receives assistance under section 256 [the section of the 

law pertaining to the Development Credit Authority and credit instruments] and the amount of such assistance.

Table 3

4 USAID Funding Recipients: The level of funding provided through contracts; the level of funding provided through 

grants, contracts, and cooperative agreements that is estimated to be subgranted or subcontracted, as the case may 

be, to direct service providers; and an analysis of the comparative cost-effectiveness and sustainability of projects 

carried out under these mechanisms.

Tables

4 & 5

5 Matching Assistance: It is the sense of Congress that USAID should include in the report required by section 258 of the 

Foreign Assistance Act of 1961 [as added by section 6 of this Act] a description of all matching assistance [as described 

in paragraph (1)] provided for the prior year by recipients of microenterprise development assistance under such title.

Page 8 

6 Funds for Very Poor Clients: The percentage of assistance furnished under section 252 that was allocated to the very 

poor based on the data collected using the certified methods required by section 254 [the section of the law outlining the 

requirement for USAID to develop client poverty assessment methods and require their use by awardees by Oct. 

2006].

Page 8 

7 Estimated Number of the Very Poor reached with assistance provided under section 252. Page 8 

8 Poverty Assessment Methods: The process of developing and applying poverty assessment procedures required 

under section 254.

Page 9 

9 Funds to Assist Victims of Trafficking and Exploitation: Information on the efforts of the Agency to ensure that recipients 

of United States microenterprise and microfinance development assistance work closely with non-governmental 

organizations and foreign governments to identify and assist victims or potential victims of severe forms of trafficking in 

persons and women who are victims of or susceptible to other forms of exploitation and violence.

Table 6

10 Poverty and Race/Ethnicity: An estimate of the percentage of beneficiaries of assistance under this title in countries 

where a strong relationship between poverty and race or ethnicity has been demonstrated.

Table 7

11 Performance Monitoring System: The results of the monitoring system required under section 253:

(A) The monitoring system shall include performance goals for the assistance and expresses such goals in an objective 

and quantifiable form, to the extent feasible. (B) The monitoring system shall include performance indicators to be used 

in measuring or assessing the achievement of the performance goals described in paragraph (1) and the objective of 

the assistance authorized under section 252. (C) The monitoring system provides a basis for recommendations for 

adjustments to the assistance to enhance the sustainability and the impact of the assistance, particularly the impact of 

such assistance on the very poor, particularly poor women. (D) The monitoring system adopts the widespread use of 

proven and effective poverty assessment tools to successfully identify the very poor and ensure that they receive 

adequate access to microenterprise loans, savings, and assistance.

Table 8

12 Additional Information: Any additional information relating to the provision of assistance authorized by this title, including 

the use of poverty assessment methods required by section 254, or additional information on assistance provided by 

the United States to support microenterprise development under this title or any other provision of law.

Page 12 
2 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

The goal of USAID’S Microenterprise Development program is to widen poor people’s access to 

microfinance and to the markets and resources they need to compete in an increasingly globalized 

economy. In fiscal year (FY) 2010, USAID’s work in microenterprise and microfinance continued to 

evolve to meet the demands of the 21st century through the use of more systemic approaches that include: 

• Providing financial1 and enterprise development2

• Improving the enabling environment

services that are adapted to the needs of low-income 

people; 

3

• Improving business enabling environments to help entrepreneurs participate in markets, increase 

earnings, and realize the benefits of international trade; and 

for microfinance to encourage investment and innovation by 

microfinance institutions (MFIs);

• Investing in value chain development, agricultural finance, and value chain finance (where significant 

financial flows occur outside of the banking sector). 

When feasible, USAID seeks to employ technology-based solutions, such as mobile banking, to achieve 

microenterprise development goals, and works to align microenterprise efforts with other key initiatives 

such as Feed the Future and efforts to combat HIV/AIDS.

USAID also works to identify best practices, develop analytical tools, and provide technical support to its 

missions and implementers, and it coordinates with other donors to promote good practices and aid 

effectiveness in microfinance and microenterprise development. In carrying out this work, USAID 

engages hundreds of diverse partners, including non-governmental organizations (NGOs), consulting 

firms, business associations, and commercial banks. 

 

1

 Microfinance/financial services include the provision of financial services adapted to the needs of low-income people, 

especially small loans, facilities for small savings deposits, and simple payments services needed by microentrepreneurs and 

other poor people. This report uses the term microfinance interchangeably with financial services. 2

 Enterprise Development interventions help microenterprises start, survive, and grow by helping them acquire skills and 

knowledge, gain access to financing and other inputs, and develop commercial relationships with other firms (both micro-scale 

and larger firms) to tap into higher-value markets. 3

 Enabling environment activities promote appropriate laws, policies, regulations, and supervisory and administrative practices 

to expand access to financial services for low-income people or improve the business environment in which microenterprises 

operate.
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 3 

FY 2010 FINDINGS

REPORTING REQUIREMENT 1: OVERALL FUNDING

Number of grants, cooperative agreements, contracts, or other forms of assistance provided, 

including amount, name of recipient, program, and country

In FY 2010, USAID provided a total of $262 million in microenterprise development assistance through 

145 new and existing agreements, including grants, cooperative agreements, and contracts with 101 

implementing partners in 64 countries. Table 1 shows the sources of USAID funds for microenterprise by 

appropriation account for FY 2006 through FY 2010. Annex A details each country receiving FY 2010 

assistance, the amount of each award, and the name of each implementing partner. Annex B includes 

information on FY 2010 funding by USAID Bureau. 

TABLE 1: SOURCES OF USAID FUNDS FOR MICROENTERPRISE BY ACCOUNT 

(U.S. $ MILLIONS) FY 2006–2010

Account 2006 2007 2008 2009 2010

DA - Development Assistance $82.8 $70.9 $82.2 $74.0 $74.8

ESF - Economic Support Funds $78.0 $44.5 $132.3 $164.7 $116.6

INC - International Narcotics Control & ACI – 

Andean Counternarcotics Initiative

$7.0 $32.1

FSA - Freedom Support Act $18.6 $11.5 $18.2 $7.2 $13.6

SAI/SEED - Special Assistance Initiatives / Support 

for Eastern European Democracy

$8.5 $10.9 $17.9 $10.4 $8.7

PL-480 and LC4 - Local currency from monetization $9.0

of Public Law 480 (Title II) food aid

$9.5 $4.6 $3.1 $15.7

IRRF - Iraq Relief and Reconstruction Fund $11.3 $8.1 

CSH/HIV - Child Survival and Health/Human 

Immunodeficiency Virus

 $4.9 $2.6 $3.6 $13.5

GHAI - Global Health AIDS Initiative $0.7 $1.6 $1.9 $0.5

IDFA - International Disaster and Famine Assistance $1.4 

PEPFAR - U.S. President’s Emergency Plan for 

AIDS Relief

 $0.6 $0.8

AEECA - Assistance to Europe, Eurasia and Central 

Asia 

 $1.4 

Other $17.8

TOTAL $216.6 $193.1 $259.4 $266.9 $262.0

 

4 Public Law-480 and local currency funds are U.S. Department of Agriculture (USDA) funds managed by USAID. Program 

results were collected on these programs and are included in the USAID partner data in this report.
4 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

REPORTING REQUIREMENT 2: CENTRAL FUNDING

Amount of assistance provided through central mechanisms 

USAID provided $23.5 million in funding through USAID/Washington central mechanisms in FY 2010, 

as shown in Table 2. The table excludes the $15.7 million in support for microenterprise development 

through local currency generated through sale of Public Law 480 food aid, as it is no longer reported by 

the central Office of Food for Peace, but instead by individual country Missions. 

TABLE 2: CENTRAL MECHANISM FUNDING FY 2010 BY OFFICE (U.S. $ MILLIONS)

Agriculture $1.0

Democracy and Governance $3.0

Microenterprise Development $15.1

Development Partners $2.8

HIV/AIDS $0.8

Population and Reproductive Health $0.8

TOTAL $23.5

REPORTING REQUIREMENT 3: DEVELOPMENT CREDIT AUTHORITY

Name of each country that receives DCA assistance and the amount of that assistance

Since 1999, USAID’s Office of Development Credit has enabled USAID Missions to expand the capital 

base for microfinance by providing partial guarantees rather than grants. Such guarantees encourage 

mainstream financial institutions, such as commercial banks, to lend to MFIs and thus enable the MFIs to 

expand their portfolios by mitigating a portion of real and/or perceived risk of lending to these entities. 

Many Missions have used this vehicle to support market leaders and increase funding to the sector. 

Table 3 summarizes active guarantees supporting microfinance in FY 2010. Guarantees include the 

Development Credit Authority (DCA) and the Micro and Small Enterprise Development (MSED) 

program, both managed by the Office of Development Credit. The column labeled “Guarantee Subsidy” 

shows the budgetary costs of providing guarantees. Subsidy costs vary according to country, lender, 

borrower, and transaction risk. The amounts shown under “Maximum Lending Guaranteed” indicate 

funds available for lending to microfinance institutions as a result of partial guarantees provided by 

USAID. USAID’s active microfinance credit guarantees leverage up to $537 million in private sector 

credit to MFIs and microenterprises. 
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 5 

TABLE 3: USAID CREDIT GUARANTEES RELATED TO MICROFINANCE ACTIVE IN 

FY 2010

Country Guarantee Subsidy Maximum Lending Guaranteed Fiscal Year Initiated

Worldwide $75,000 $10,000,000 2003

Indonesia $1,208,680 $16,400,000 2005

Honduras $115,200 $2,000,000 2005

Worldwide $65,300 $80,600,000 2006

Georgia $77,100 $1,500,000 2007

Kenya $0 $10,000,000 2008

Worldwide $1,399,636 $33,305,050 2008

Colombia $92,800 $8,000,000 2008

Haiti $308,388 $2,000,000 2008

Worldwide $399,307 $162,500,000 2009

Georgia $32,200 $1,000,000 2009

Macedonia $83,500 $5,000,000 2009

Egypt $288,000 $20,000,000 2009

Worldwide $5,880,000 $100,000,000 2010

Indonesia $914,600 $21,000,000 2010

Colombia $207,200 $25,900,000 2010

Tanzania $858,000 $10,000,000 2010 

Sri Lanka $106,000 $5,000,000 2010

Mozambique $81,200 $2,000,000 2010

TOTAL $12,702,011 $537,205,050 

REPORTING REQUIREMENT 4: USAID FUNDING RECIPIENTS

Level of funding provided through contracts; level of funding that is estimated to be subgranted 

or subcontracted from grants, contracts, and cooperative agreements; and analysis of the 

comparative cost-effectiveness and sustainability of projects carried out under these mechanisms

In an effort to provide support to microenterprise development initiatives worldwide, USAID uses a 

variety of assistance mechanisms and implementing partners. The MRAA requires USAID to report on 

the funding provided through these various mechanisms, both directly to its partners and through suballocations to sub-recipients. 

Table 4 summarizes USAID microenterprise funding by partner type in FY 2010, and breaks out the 

amount of funding through contracts for each partner type. Of the total FY 2010 obligation amount of 

$262 million, 40 percent ($103.7 million) was directly obligated to implementing partners through 

contracts. The remaining 60 percent was directly obligated through non-contract mechanisms. 

In FY 2010, non-profit partners were the direct recipients of 48 percent ($124.9 million) of total

microenterprise funding, with other entities (government agencies, research and educational 

organizations, business associations, and any obligations to USAID for microenterprise project 

management and/or pending agreements) receiving 17 percent of total microenterprise funding. Together, 

this represents 65 percent of all microenterprise funding in FY 2010. 

In FY 2010, consulting firms were the direct recipients of 29 percent ($77.5 million) of total 

microenterprise funding, with other for-profits (banks, non-bank financial institutions, finance companies, 
6 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

and other for-profit institutions) receiving six percent (or $15.4 million). Together, for-profit entities 

received 35 percent of FY 2010 funding for microenterprise. This represents a downward shift from FY 

2009, when consulting firms and other for-profit entities were the direct recipients of 55 percent ($147.2 

million). 

TABLE 4: RECIPIENTS OF USAID MICROENTERPRISE FUNDING, FY 2010 (U.S. $

MILLIONS)

Partner Type Total Funding Percent of Total 

Funding

Funding through 

Contracts 

Consulting Firms $77.5 29% $75.6

Other For-Profits5 $15.4 6% $14.8

Consulting Firms and Other For-Profits $92.9 35% $90.4

Non-Profits6 $124.9 48% $9.5

Other Entities7 $44.2 17% $3.8

Non-Profits and Other Entities $169.1 65% $13.3

TOTAL $262.0 100% $103.7

SUB-OBLIGATIONS

Table 5 shows the estimated level of funding that was sub-obligated to direct service providers in FY 

2010 in the form of grants, contracts, and cooperative agreements. Funding for sub-recipients is an 

important indication of USAID’s ability to involve local partners in USAID’s microenterprise 

development efforts. In FY 2010, approximately $82.2 million was sub-obligated to 453 institutions. Of 

this $82.2 million, $3.0 was sub-awarded in the form of Grants under Contracts. Through this type of 

mechanism, for-profit contractors extend grants to other entities—most often local, in-country partners.

It should be noted that the sub-recipient funding reported by USAID’s partners does not originate entirely 

from FY 2010 USAID obligations, as funds are disbursed and expended by partners on a timeline that 

often differs from USAID’s fiscal year obligations. Therefore, some of these funds may come from 

previous year obligations. 

 

5 Other For-Profits include banks, non-bank financial institutions, finance companies, and other for-profit institutions.

6 Non-Profits include private voluntary organizations (PVOs), NGOs, cooperatives, and credit unions. 

7 Other Entities include government agencies, research and educational organizations, business associations, obligations to 

USAID for microenterprise project management, pending agreements, and institutions marked “other.”
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 7 

TABLE 5: REPORTED SUB-OBLIGATIONS, FY 2010

Institution Type

Amounts for Sub-grants and 

Sub-contracts 

Grants Under 

Contracts 

Bank $7,803,943

Business Association $2,065,940 $319,658

Chamber of Commerce $244,943 $42,371

Consulting Firm $1,677,216 $34,710

Cooperative $2,089,982

Credit Union $7,436,131 $2,000

For Profit $6,484,326 $262,039

Gov. Agency $418,340 $87,000

NGO $35,157,216 $186,903

Non Bank Financial Institution $2,578,073 $18,810

Other $7,016,788 $45,718

PVO $7,548,128 $2,037,798

Research/Educational $1,304,790

Rural Bank $114,181

USAID $267,391

TOTAL $82,207,394 $3,037,009

COST-EFFECTIVENESS AND SUSTAINABILITY 

The MRAA calls for an analysis of the comparative cost-effectiveness and sustainability of projects 

carried out under different funding mechanisms, (specifically contracts, grants, and cooperative 

agreements). Given the broad application of microenterprise programming to meet USAID’s global 

development objectives in a diverse array of contexts, USAID cannot compare the cost effectiveness or 

sustainability of one kind of funding mechanism against another.

However, USAID does examine the cost-effectiveness and sustainability of all of its individual projects 

on an ongoing basis, and expects high performance in both areas from all of its partners. One important 

measure of the cost-effectiveness and sustainability of microenterprise programming is the financial and 

operational sustainability of partner institutions in implementing microfinance programs.8

 

8

 Operational sustainability measures the degree to which an institution generates sufficient revenue from operations to cover 

all of its operating costs, including loan losses and the costs of capital. Financial sustainability measures the degree to which 

the institution’s revenues from operations also cover the costs of its funds calculated at market rates, adjusted for the effects of 

inflation and subsidies. MRR guidance on the calculation of these measures was revised in the FY 2009 report to align with the 

calculation used by the Mix Market, a leading source of financial and social performance data on MFIs.

In FY 2010, 71 

percent of USAID-funded MFIs were operationally self-sustaining, and 68 percent attained the more 

demanding goal of full financial sustainability. In all of its microenterprise programming, USAID seeks 

to build the sustainability of local institutions and actors. Operationally and financially sustainable MFIs 

are those best equipped to continue to meet the financial service demands of the microenterprise sector on 

an ongoing basis—with or without USAID support. USAID expects the same emphasis on building 

institutional sustainability from all of its implementing partners and programs—whether funded though 

contracts, grants, or cooperative agreements.
8 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

REPORTING REQUIREMENT 5: MATCHING ASSISTANCE

Amount of matching funds provided by recipients of microenterprise development assistance 

USAID frequently requires that its funds for a particular purpose be matched by funds from other sources, 

including the partner institution itself. This indicator measures the extent to which USAID has partnered 

with other entities in the leveraging of resources for microenterprise development. In FY 2010, $42.8 

million of USAID microenterprise funds were matched by an additional $25.0 million from other sources. 

Funds leveraged from these sources may include private donations, multilateral funding, commercial and 

concessional borrowing, savings, and program income. 

REPORTING REQUIREMENT 6: FUNDS BENEFITING THE VERY POOR

Percentage of assistance that was allocated to the very poor

The MRAA mandates that half of all USAID microenterprise funds benefit the very poor. 

USAID employs Poverty Assessment Tools (PATs) to estimate the percentage of funds benefitting very 

poor clients. The process of developing, certifying, and applying poverty assessment tools is discussed in 

Section 8 of this report.

In all, 10 partner institutions in eight countries reported poverty assessments in FY 2010. PAT reporting 

numbers were low in FY 2010 after USAID temporarily suspended the PAT implementation requirement 

in response to a legal challenge related to the Paperwork Reduction Act. This legal issue has since been 

resolved, and USAID is again advising partners in the 33 countries with approved PATs to resume 

applying the PATs to estimate the share of their clients who are very poor in time for inclusion in next 

year’s MRR Annual Report. 

By weighting and applying this year’s reported PAT data against the overall FY 2010 portfolio, USAID 

estimates that 45 percent of enterprise development funds benefited the very poor, and

21 percent of microfinance funds benefited the very poor. When microfinance and enterprise development 

funds are analyzed together, USAID estimates that 36 percent of overall microenterprise funds benefited 

the very poor in FY 2010. 

REPORTING REQUIREMENT 7: NUMBER OF VERY POOR REACHED

Estimated number of very poor reached with assistance provided 

The MRAA directs USAID to report the number of very poor clients who benefit from USAID 

microenterprise programs. 

For USAID-supported microfinance institutions, multiplying the 21 percent share of funds found to be 

benefiting the very poor through PAT findings by the total number of clients from all supported MFIs—

1,946,419—implies that approximately 408,748 very poor clients directly benefited from USAID funding 

for microfinance in FY 2010.9

 

9

 Note that this calculation is based only on the number of savers reported this year. The number of borrowers—1,085,752—is 

excluded from this calculation to avoid the possibility of double-counting clients who possess both savings and loan accounts 

at the same institution. This is a highly conservative assumption; however, MRR’s data-gathering system is not designed to

identify the degree of overlap between borrowers and savers among the clients of its MFI partners.

Using the same methodology, USAID estimates that FY 2010 enterprise 

development programs benefited an estimated 1,035,023 very poor people, including both owners and 
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 9 

employees. Combining these two results yields an overall estimate of approximately 1,443,771 very poor 

people who directly benefited from USAID microenterprise programs in FY 2010. 

REPORTING REQUIREMENT 8: POVERTY ASSESSMENT TOOLS

Process of developing and applying poverty assessment procedures required under section 254

The MRAA instructs USAID to develop and certify at least two “low-cost methods” for assessing the 

poverty status of microenterprise beneficiaries, and to require its microenterprise implementing partners 

to use those tools to measure and report the share of their beneficiaries who are very poor. In response to 

this legislation, USAID began using the PAT methodology in its reporting on funding and outreach to the

very poor. 

Under the PAT methodology, USAID has developed 33 country-specific surveys—each of which 

includes a short questionnaire administered in 20 minutes or less, and a data entry template. Using these 

PATs, an implementing partner can gain an accurate estimate of the share of its beneficiaries who are 

very poor. As of FY 2010, PATs had been developed and certified for the following countries: Albania, 

Azerbaijan, Bangladesh, Bolivia, Bosnia and Herzegovina, Cambodia, Colombia, Timor-Leste, Ecuador, 

El Salvador, Ethiopia, Ghana, Guatemala, Haiti, India, Indonesia, Jamaica, Kazakhstan, Kenya, Kosovo, 

Liberia, Madagascar, Malawi, Mexico, Nepal, Paraguay, Peru, the Philippines, Serbia, Tajikistan, 

Uganda, Vietnam, and West Bank. These tools provide the basis for the estimates of Funds Benefiting the 

Very Poor contained in Sections 6 and 7. While only eight PATs were utilized in FY 2010, (as discussed 

in Section 6 of this report), USAID expects a much broader utilization in FY 2011. 

In FY 2010, USAID developed four new PATs (Ecuador, El Salvador, Kenya, and Liberia); continued to 

improve existing PATs to provide greater accuracy and more useful information to the organizations that 

use them; and supported the proper use of PATs by such organizations. 

The countries covered by the 33 available PATs account for 47 percent of FY 2010 USAID 

microenterprise funding. Shifting patterns of microenterprise funding among country programs present an 

ongoing challenge for expanding the share of funding covered by USAID-developed PATs. Had the 

pattern of funding in FY 2010 remained unchanged from that in FY 2009, the four new tools approved in 

FY 2010 would have raised the share of country program funding covered by PATs from 75 percent to 80 

percent, (excluding four countries with security issues that preclude PAT administration). Instead, the 

drop in coverage arose as microenterprise programs were developed in Georgia and Nigeria, and 

microenterprise funding in countries covered by approved PATs declined—most notably in Colombia. 

USAID will take these shifts into account in setting priorities for the development of PATs for additional 

countries. 

While continuing to develop PATs for additional countries, USAID has begun shifting effort toward 

improving its existing PATs—improvements that will also be applied to each new PAT developed. These

include: 

• Recalibrating PATs based on new household survey data.

• Recalibrating PATs based on the previous version of the international poverty line against the new 

version released in 2008: $1.25 per person per day at 2005 Purchasing Power Parity (PPP). 

• Most importantly, calibrating PATs against multiple poverty lines. The legislation that requires USAID 

to develop poverty assessment tools focuses on whether clients live above or below a single poverty 
10 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

line, and the first generation of USAID PATs sought only to answer this single question. An 

unfortunate side effect of this approach is that it ignores much valuable information that could provide 

partner organizations with a more detailed and comprehensive picture of the living standards of their 

clients. To make better use of the client information collected through PAT surveys, USAID has begun 

to calibrate all new PATs against multiple poverty lines. The first step in this direction was to calibrate

against two poverty lines, such as $1.25 per day and $2.50 per day. More recent PATs have taken this 

approach further, calibrating against five poverty lines—two above and two below the poverty line 

mandated in the legislation. By extracting more information from the client data gathered by 

organizations using the PATs, USAID hopes to increase the return on their effort and thereby 

encourage greater voluntary use of the PATs. 

Multiple PATs were improved in these ways in FY 2010, with more currently under development. 

REPORTING REQUIREMENT 9: VICTIMS OF TRAFFICKING AND 

EXPLOITATION 

Information on efforts to ensure that recipients of microenterprise development assistance 

identify and assist victims of trafficking in persons and other forms of exploitation and violence

The MRAA requires USAID to report on efforts to ensure that recipients of USAID microenterprise and 

microfinance development assistance work to identify and assist victims of potential or severe forms of 

trafficking in persons and women who are victims of or susceptible to other forms of exploitation and 

violence. Table 6 shows, by USAID Regional Bureau, microenterprise funding obligated to 

microenterprise institutions targeting such beneficiaries. 

TABLE 6: USAID MICROENTERPRISE FUNDING TO ASSIST VICTIMS OF TRAFFICKING 

AND EXPLOITATION, FY 2010

Bureau

Enterprise Development 

and Related Enabling 

Environment

Financial Services and

Related Enabling 

Environment

Total of Allocated 

Amount

Europe & Eurasia $5,979,293 $5,979,293

Global Health $750,000 $750,000

Latin America/Caribbean $2,800,000 $2,800,000

Middle East $5,620,000 $5,620,000

Sub-Saharan Africa $2,400,000 $3,650,320 $6,050,320

TOTAL $11,179,293 $10,020,320 $21,199,613 

REPORTING REQUIREMENT 10: POVERTY AND RACE/ETHNICITY

Estimated percentage of beneficiaries who are in countries where a strong relationship between 

poverty and race or ethnicity has been demonstrated

The MRAA requires that USAID report “[a]n estimate of the percentage of beneficiaries of assistance 

under this title in countries where a strong relationship between poverty and race or ethnicity has been 

demonstrated.” Table 7 reports on the number of microenterprise clients in countries where Missions cite 

a relationship between poverty and race or ethnicity. 
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 11

TABLE 7: ESTIMATE OF CLIENTS IN COUNTRIES WHERE A RELATIONSHIP HAS BEEN 

DEMONSTRATED BETWEEN POVERTY AND RACE OR ETHNICITY, FY 2010

Bureau Country Borrowers Savers

Enterprise 

Development 

Clients

Asia Bangladesh 5,145

Asia Nepal 3,719

Europe & Eurasia Kosovo 54

Europe & Eurasia Serbia 220

Latin America/Caribbean Bolivia 62,504 36,500

Latin America/Caribbean Colombia 35,582

Latin America/Caribbean Ecuador 14,219

Latin America/Caribbean Guatemala 5,025 6,229 2,665

Latin America/Caribbean Panama 23

Latin America/Caribbean Peru 1,219

Sub-Saharan Africa Mali 0 4,032 4,207

Sub-Saharan Africa Nigeria 7,454 87,257 3,188

TOTAL 74,983 97,518 106,741

REPORTING REQUIREMENT 11: PERFORMANCE MONITORING 

SYSTEM/KEY INDICATORS

Information on the monitoring system

Table 8 presents microenterprise goals and results for FY 2010. In FY 2010, USAID exceeded many of 

its performance goals relating to microfinance, including proportion of women clients, proportion of rural 

clients, and financial sustainability. USAID did not meet its FY 2010 goals for the number of borrowers 

and savers, the number of microenterprises assisted, or percentage of funds benefitting the very poor. One 

factor contributing to the reduction in reported numbers for the period was the successful completion of a

number of USAID’s traditional microfinance projects in FY 2009 and FY 2010. However, although these 

clients are no longer counted in this report, many previously USAID-supported microfinance institutions 

continue to thrive and to serve the various financial service demands of their countries’ diverse 

microenterprise sectors. 

Gradually, USAID is providing less direct support to microfinance institutions, while continuing to 

support the improved flow of finance to microenterprise through investing in value chain development, 

agricultural finance, and value chain finance. While this gradual expansion in USAID’s approach to 

supporting microenterprise translates into lower numbers of borrowers and savers reported, USAID is 

confident that this clientele is still being served, and that this expanded strategy is in line with USAID’s

overall objectives.

Regarding the percentage of funds benefiting the very poor, a number of factors contribute to the 

challenge of capturing and reporting assistance to the poorest. These include the integration of livelihood 

and savings components into other objectives such as health and education; NGO networks targeting the 

very poor that may find a smaller share of their clients falling into this category than anticipated; and selfreporting techniques that skew towards higher incomes reported than achieved. 
12 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

TABLE 8: PERFORMANCE GOALS AND RESULTS, FY 2010

FY 2010 Results FY 2010 Goal

Microfinance Clients

Borrowers 1,085,752 3 million

Savers 1,946,419 2.3 million

Women Clients 69% 60%

Rural Clients 57% 40%

Funds Benefiting the Very Poor 21% 50%

Financially Sustainable MFIs 68% 50%

Enterprise Development Clients 

Microenterprises Assisted 562,037 1 million

Employees of Microenterprises Assisted 2,300,051 2 million

Women Clients 31% 40%

Rural Clients 95% 75%

Funds Benefiting the Very Poor 45% 50%

REPORTING REQUIREMENT 12: ADDITIONAL INFORMATION

Additional information related to the provision of microenterprise development assistance

In FY 2010, USAID continued to fund the Office of Microenterprise Development (MD)—the team 

providing technical leadership and support from USAID headquarters to all overseas Missions 

implementing microenterprise development programs. In 2010 USAID named a new Office Director, 

Shari Berenbach. Ms. Berenbach brings more than 30 years of experience in the microenterprise field to 

this position. 

USAID funds several central programs that contribute to microenterprise development, as well as discrete 

initiatives to pilot test cutting-edge technologies, cross-sector linkages, and new microfinance products. 

For example, in FY 2010, USAID contributed to the Haiti Mobile Money Initiative in collaboration with 

the Bill and Melinda Gates Foundation, and conducted innovative research on risks and regulatory issues 

related to the provision of mobile financial services. Some of USAID’s key microenterprise-related 

central programs and new initiatives are highlighted below. 

In FY 2010, USAID continued funding of the PAT project, as discussed in Section 8 of this report. A 

team of economists, statisticians, and adult education specialists implements this work with USAID’s 

Economic Growth, Agriculture and Trade (EGAT) Bureau. As of FY 2010, the PAT team had developed 

33 PATs and continues to support USAID in assessing outreach to the very poor. 

The Knowledge-Driven Microenterprise Development project (KDMD) maximizes the impact of the 

USAID Microenterprise Development office’s knowledge and learning investments in poverty analysis 

and poverty reduction, and in the technical areas of financial services, enterprise development, enabling 

environment, and social protection. KDMD manages USAID’s state-of-the-art microenterprise 

knowledge management program and web site, www.microlinks.org, which connects practitioners with 

each other and sources the latest learning in microenterprise development. This investment facilitates 

collaboration and peer assistance to identify promising innovations, refine and disseminate lessons 

learned and best practices, and adapt them for application in the field. Through its award-winning 
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 13

program of facilitated learning networks, virtual conferences and communities of practice, audio 

interviews with leading experts, and in-person seminars enhanced by virtual access, USAID brings its 

technical leadership to bear on microenterprise activities well beyond those that it directly supports. 

KDMD also conducts training, blended learning and knowledge sharing activities for USAID’s EGAT 

Bureau and the Bureau for Food Security, among others, and consequently leverages synergies across 

these technical portfolios. Other country Missions and regional bureaus also contribute to and benefit 

from this initiative.

A final central function involves management of the MRR project and system itself. The MRR project 

conducts the annual data collection of USAID's agency-wide microenterprise funding and results, and 

prepares the Microenterprise Results Reporting Annual Report to Congress as required by the 

Microenterprise Results and Accountability Act (Public Law 108-484). 

MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 15

ANNEX A: FY 2010 FUNDING BY MISSION, 

PARTNER AND TECHNICAL AREA

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

ASIA BUREAU

Afghanistan

 

 

 

DAI Enterprise Development $9,660,365

UN Habitat Financial Services/ 

Microfinance

$5,749,673

WOCCU World Council of Credit Unions Financial Services/ 

Microfinance

$9,530,241

World Vision Enterprise Development $1,236,000

 Total Afghanistan $26,176,279

Cambodia

 

DAI Enterprise Development $2,979,000

DAI Policy for Enterprise 

Development

$525,000

 Total Cambodia $3,504,000

Indonesia DAI/AMARTA Enterprise Development $991,000

 Total Indonesia $991,000

Kazakhstan

 

Pragma/BEI Policy for Enterprise 

Development

$88,496

Pragma/Kazakhstan Small Business 

Development Project

Enterprise Development $75,000

 Total Kazakhstan $163,496

Kyrgyzstan

 

International Center for Soil Fertility and 

Agricultural Development

Policy for Enterprise 

Development

$71,983

Pragma Corp Policy for Enterprise 

Development

$200,000

 Total Kyrgyzstan $271,983

Mongolia Chemonics International Inc. Policy for Financial 

Services/Microfinance

$200,000

 Total Mongolia $200,000

Pakistan MEDA Mennonite Economic Development 

Associates

Enterprise Development $4,800,000

 Total Pakistan $4,800,000

Philippines

 

Chemonics International, Inc. Financial Services/ 

Microfinance

$1,926,832

Microenterprise Support Financial Services/ 

Microfinance

$89,054

Total Philippines $2,015,886

RDM/A

 

 

 

Save the Children Enterprise Development $400,000

The Bridge Fund Enterprise Development $200,000

The Poverty Alleviation Fund Enterprise Development $200,000

Winrock Enterprise Development $200,000

 Total RDM/A $1,000,000
16 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

Sri Lanka

 

Agreement Pending10 Enterprise Development $1,734,235

Microenterprise Support Enterprise Development $50,000

 Total Sri Lanka $1,784,235

Tajikistan

 

ACDI/VOCA Enterprise Development $50,000

Winrock International Enterprise Development $1,057,482

 Total Tajikistan $1,107,482

Uzbekistan DAI Enterprise Development $871,203

 Total Uzbekistan $871,203

 TOTAL ASIA BUREAU $42,885,563

EUROPE & EURASIA BUREAU

Albania

 

Chemonics International Inc. Enterprise Development $750,000

DAI - AAC project Enterprise Development $750,000

 Total Albania $1,500,000

Armenia 

 

Agreement Pending Enterprise Development $250,000

Agreement Pending Financial Services/ 

Microfinance

$250,000

 Total Armenia $500,000

Azerbaijan Sibley International, LLC Enterprise Development $800,000

 Total Azerbaijan $800,000

Belarus 

 

 

 

Center for International Private Enterprise (CIPE) Policy for Enterprise 

Development

$196,000

Eurasia Foundation Policy for Enterprise 

Development

$200,000

International Finance Corporation (IFC) Policy for Enterprise 

Development

$500,000

International Organization for Migration Enterprise Development $40,000

 Total Belarus $936,000

Bosnia

 

Cardno Emerging Markets USA, Ltd. Enterprise Development $2,000,000

Chemonics International, Inc. Enterprise Development $900,000

 Total Bosnia $2,900,000

Europe and 

Eurasia Bureau

SEGURA Financial Services/ 

Microfinance

$55,000

Total Europe and Eurasia Bureau $55,000

Georgia

 

Deloitte Consulting LLP Enterprise Development $3,844,920

Deloitte Consulting LLP Financial Services/ 

Microfinance

$282,080

 Government of Georgia Enterprise Development $8,212,640

 Total Georgia $12,339,640

Kosovo Booz Allen Hamilton, Inc. Enterprise Development $500,000

 Total Kosovo $500,000

Macedonia

 

ARD Inc. Enterprise Development $612,000

CARANA Corp. Enterprise Development $152,600

Total Macedonia $764,600

 

10 Agreement Pending signifies FY 2010 obligated microenterprise funds not yet allocated as of January 2011 

when funding data were collected for this report. As these funds are allocated, implementing partner and 

mechanism information will be reported.
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 17

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

Moldova

 

Agreement Pending Enterprise Development $1,000,000

Counterpart International Enterprise Development $11,000

 Total Moldova $1,011,000

Montenegro Academy for Educational Development Enterprise Development $600,000

 Total Montenegro $600,000

Russia

 

 

ACDI/VOCA Enterprise Development $598,650

Agreement Pending Enterprise Development $500,000

Agreement Pending Financial Services/ 

Microfinance

$800,000

 Total Russia $1,898,650

Serbia 

 

Booz Allen Hamilton, Inc. Enterprise Development $300,000

DAI Enterprise Development $2,600,793

 Total Serbia $2,900,793

Ukraine

 

 

 

 

 

 

Academy for Educational Development Policy for Enterprise 

Development

$95,798

BAH Booz Allen Hamilton Enterprise Development $232,404

Chemonics Enterprise Development $494,057

Chemonics Policy for Enterprise 

Development

$427,829

Commercial Law Center Policy for Enterprise 

Development

$88,966

Financial Markets International inc. Policy for Financial 

Services/Microfinance

$41,570

International Organization for Migration Enterprise Development $138,500

 Total Ukraine $1,519,124

 TOTAL EUROPE & EURASIA BUREAU $28,224,807

LATIN AMERICA & CARIBBEAN BUREAU

Bolivia

 

 

 

 

Abt Associates Inc. Enterprise Development $300,000

ACDI/VOCA Enterprise Development $300,000

Chemonics International Inc. Enterprise Development $1,900,000

Fundacion para el Desarrollo Tecnológico 

Agropecuario de los Valles

Enterprise Development $300,000

International Resources Group IRG Enterprise Development $200,000

Total Bolivia $3,000,000

Brazil Fair Trade USA Enterprise Development $80,900

 Total Brazil $80,900

Colombia

 

 

 

 

 

ACDI/VOCA Enterprise Development $2,800,000

Associates in Rural Development, Inc./ADAM Enterprise Development $13,276,202

Associates in Rural Development/MIDAS 

Program 

Enterprise Development $9,400,000

Creative Associates Enterprise Development $3,200,000

IOM International Organization for Migrations Enterprise Development $9,381,087

Panamerican Development Foundation Policy for Enterprise 

Development

$5,118,961

 Total Colombia $43,176,250

Ecuador

 

ACDI/VOCA Academy for Eduational 

Development Joint Venture

Enterprise Development $3,000,000

Carana Corporation Enterprise Development $585,000

 Total Ecuador $3,585,000
18 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

El Salvador Agreement Pending Financial Services/ 

Microfinance

$1,000,000

 Total El Salvador $1,000,000

Guatemala

 

 

 

Asociacion Share de Guatemala Enterprise Development $242,645

Asociacion Share de Guatemala Financial Services/ 

Microfinance

$110,314

Catholic Relief Services Enterprise Development $141,519

Save the Children Federation Inc. Enterprise Development $84,723

 Total Guatemala $579,202

Guyana

 

Carana Corporation Enterprise Development $212,000

Carana Corporation Financial Services/ 

Microfinance

$16,000

 Total Guyana $228,000

Haiti Academy for Education Development (AED) Financial Services/ 

Microfinance

$8,500,000

 Total Haiti $8,500,000

Nicaragua

 

 

Academy for Educational Development Enterprise Development $250,000

CARANA Corporation Enterprise Development $250,000

Catholic Relief Services Enterprise Development $500,000

 Total Nicaragua $1,000,000

Panama

 

Chemonics International Inc. Enterprise Development $384,770

International Resources Group Enterprise Development $200,000

Total Panama $584,770

Paraguay Fundacion Paraguaya Financial Services/ 

Microfinance

$500,000

 Total Paraguay $500,000

Peru 

 

 

Agreement Pending Policy for Enterprise 

Development

$370,000

Chemonics Enterprise Development $3,000,000

United Nations Office on Drugs and Crime Enterprise Development $500,000

 Total Peru $3,870,000

 TOTAL LATIN AMERICA & CARIBBEAN 

BUREAU

 $66,104,122

MIDDLE EAST BUREAU

Egypt

 

Aid to Artisans Enterprise Development $2,102,255

The First Microfinance Foundation Financial Services/ 

Microfinance

$835,000

 Total Egypt $2,937,255

Iraq 

 

Louis Berger Group/The Services Group Joint 

Venture

Financial Services/ 

Microfinance

$5,620,000

Partner not Assigned Financial Services/ 

Microfinance

$1,000,000

 Total Iraq $6,620,000

Jordan Agreement Pending Enterprise Development $500,000

 Total Jordan $500,000

Lebanon

 

 

 

Academy for Educational Development Enterprise Development $1,561,860

ACDI/VOCA Enterprise Development $2,120,300

Relief International Enterprise Development $1,181,100

Volunteers for Economic Growth Alliance Financial Services/ 

Microfinance

$669,983
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 19

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

 Total Lebanon $5,533,243

West 

Bank/Gaza

 

Academy for Educational Development Financial Services/ 

Microfinance

$1,500,000

Carana Corporation Enterprise Development $1,000,000

 Total West Bank/Gaza $2,500,000

 TOTAL MIDDLE EAST BUREAU $18,090,498

SUB-SAHARAN AFRICA BUREAU

Angola

 

 

Cooperative League of the United States Enterprise Development $114,680

Kixi Credito Financial Services/ 

Microfinance

$155,000

Twayovoka para o Desenvolvimento Financial Services/ 

Microfinance

$195,320

 Total Angola $465,000

DR Congo International Institute of Tropical Agriculture Enterprise Development $300,000

 Total DR Congo $300,000

Ethiopia CARE Financial Services/ 

Microfinance

$3,300,000

 Total Ethiopia $3,300,000

Ghana ACDI/VOCA Enterprise Development $500,000

Total Ghana $500,000

Kenya

 

Agreement Pending Enterprise Development $1,780,000

Agreement Pending Financial Services/ 

Microfinance

$1,500,000

 Total Kenya $3,280,000

Liberia Agreement Pending Enterprise Development $2,884,000

 Total Liberia $2,884,000

Malawi

 

Catholic Relief Services Enterprise Development $6,621,270

Land O'Lakes, Inc. Enterprise Development $200,000

 Total Malawi $6,821,270

Mali

 

 

Abt Associates Inc. Enterprise Development $2,000,000

Trickle Up Enterprise Development $350,000

Trickle Up Financial Services/ 

Microfinance

$150,000

Total Mali $2,500,000

Mozambique World Vision Enterprise Development $1,000,000

 Total Mozambique $1,000,000

Namibia Project HOPE Financial Services/ 

Microfinance

$503,500

 Total Namibia $503,500

Nigeria

 

 

 

 

Catholic Relief Services Financial Services/ 

Microfinance

$6,071,164

Centre for Development and Population Activities Financial Services/ 

Microfinance

$2,618,000

Chemonics International, Inc. Enterprise Development $3,926,583

Chemonics International, Inc. Financial Services/ 

Microfinance

$3,926,583

Winrock Financial Services/ 

Microfinance

$1,065,000

 Total Nigeria $17,607,330

Rwanda Carana Enterprise Development $1,482,305
20 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

 

 

 

DAI Enterprise Development $800,000

Education Development Center Enterprise Development $750,000

International Fertilizer Development Center Enterprise Development $1,450,000

Texas Agricultural Experiment Station (TAES) Enterprise Development $532,695

Total Rwanda $5,015,000

Senegal International Resource Group Enterprise Development $1,600,000

 Total Senegal $1,600,000

Sierra Leone ACDI/VOCA Financial Services/ 

Microfinance

$1,100,000

 Total Sierra Leone $1,100,000

South Africa Corporate Council on Africa Enterprise Development $500,000

 Total South Africa $500,000

Sudan

 

 

 

Academy for Educational Development Financial Services/ 

Microfinance

$3,100,000

Associates in Rural Development Policy for Enterprise 

Development

$1,000,000

Mercy Corps - Bridge Enterprise Development $500,000

Winrock - Bridge Enterprise Development $500,000

 Total Sudan $5,100,000

Tanzania

 

 

Agreement Pending Enterprise Development $10,460,000

Fintrac, Inc. Enterprise Development $1,400,000

TechnoServe Enterprise Development $2,000,000

 Total Tanzania $13,860,000

Uganda

 

 

 

ACDI/VOCA Enterprise Development $4,701,100

Agreement Pending Enterprise Development $2,000,000

Associates in Rural Development Enterprise Development $2,500,000

Mercy Corps Enterprise Development $2,500,000

 Total Uganda $11,701,100

USAID/East 

Africa 

Catholic Relief Services Enterprise Development $84,170

 Total USAID/East Africa $84,170

Zambia Cooperative League of the United States Enterprise Development $4,982,415

 Total Zambia $4,982,415

 TOTAL SUB-SAHARAN AFRICA BUREAU $83,103,785 

CENTRAL FUNDING

Office of 

Agriculture 

Cornell University Financial Services/ 

Microfinance

$1,000,000

 Total - Office of Agriculture $1,000,000

Office of 

Democracy 

and 

Governance

Academy for Educational Development Enterprise Development $3,000,000

Total - Office of Democracy and Governance $3,000,000
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 21

Mission or 

Office

Implementing Partner Technical Area Obligation 

Amount

Office of 

Development 

Partners

 

 

 

 

 

 

 

 

ACDI/VOCA Enterprise Development $371,054

Cooperative Housing Foundation Enterprise Development $619,356

Cooperative Resources International Enterprise Development $287,914

Equal Exchange Enterprise Development $295,345

Land O`Lakes, Inc. Enterprise Development $461,296

National Cooperative Business 

Assocation/Communications Cooperative 

International

Enterprise Development $109,116

National Cooperative Business Association Enterprise Development $120,478

National Rural Electric Cooperative Association Enterprise Development $122,497

World Council of Credit Unions, Inc. Enterprise Development $472,082

Total - Office of Development Partners $2,859,138

Office of 

Microenterprise 

Development

 

 

 

 

 

 

 

Academy for Educational Development Enterprise Development $2,000,000

Academy for Educational Development Financial Services/ 

Microfinance

$1,880,000

Center for Institutional Reform and the Informal 

Sector IRIS

Enterprise Development $575,000

CGAP Consultative Group to Assist the Poor Policy for Financial 

Services/Microfinance

$100,000

DAI Policy for Enterprise 

Development

$500,000

Institute for Liberty and Democracy Policy for Enterprise 

Development

$5,000,000

Microenterprise Support Enterprise Development $1,469,447

The QED Group, LLC Enterprise Development $3,600,000

 Total - Office of Microenterprise Development $15,124,447

Office of 

HIV/AIDS

AED Policy for Financial 

Services/Microfinance

$750,000

 Total - Office of HIV/AIDS $750,000

Office of 

Population and 

Reproductive 

Health

Abt Associates (Formerly IBM) Enterprise Development $780,656

 Total - Office of Population and Reproductive 

Health

 $780,656

 TOTAL - CENTRAL FUNDING $23,514,241

 TOTAL FY10 FUNDING $261,923,016

MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 23

ANNEX B: FY 2010 FUNDING BY USAID 

BUREAU

Mission or 

Office 

Enterprise 

Development

Financial 

Services/ 

Microfinance

Policy For 

Enterprise 

Development

Policy For 

Financial 

Services/ 

Microfinance

Total 

Obligation 

Amount

ASIA BUREAU

Afghanistan $10,896,365 $15,279,914 $26,176,279

Cambodia $2,979,000 $525,000 $3,504,000

Indonesia $991,000 $991,000

Kazakhstan $75,000 $88,496 $163,496

Kyrgyzstan $271,983 $271,983

Mongolia $200,000 $200,000

Pakistan $4,800,000 $4,800,000

Philippines $2,015,886 $2,015,886

RDM/A $1,000,000 $1,000,000

Sri Lanka $1,784,235 $1,784,235

Tajikistan $1,107,482 $1,107,482

Uzbekistan $871,203 $871,203

Total Asia $24,504,284 $17,295,800 $885,479 $200,000 $42,885,563

EUROPE & EURASIA BUREAU

Albania $1,500,000 $1,500,000

Armenia $250,000 $250,000 $500,000

Azerbaijan $800,000 $800,000

Belarus $40,000 $896,000 $936,000

Bosnia $2,900,000 $2,900,000

Europe & 

Eurasia Bureau

$55,000 $55,000

Georgia $12,057,560 $282,080 $12,339,640

Kosovo $500,000 $500,000

Macedonia $764,600 $764,600

Moldova $1,011,000 $1,011,000

Montenegro $600,000 $600,000

Russia $1,098,650 $800,000 $1,898,650

Serbia $2,900,793 $2,900,793

Ukraine $864,961 $612,593 $41,570 $1,519,124

Total Europe 

& Eurasia $25,287,564 $1,387,080 $1,508,593 $41,570 $28,224,807

LATIN AMERICA & CARIBBEAN BUREAU

Bolivia $3,000,000 $3,000,000

Brazil $80,900 $80,900

Colombia $38,057,289 $5,118,961 $43,176,250

Ecuador $3,585,000 $3,585,000

El Salvador $1,000,000 $1,000,000

Guatemala $468,887 $110,314 $579,202
24 MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010

Mission or 

Office 

Enterprise 

Development

Financial 

Services/ 

Microfinance

Policy For 

Enterprise 

Development

Policy For 

Financial 

Services/ 

Microfinance

Total 

Obligation 

Amount

Guyana $212,000 $16,000 $228,000

Haiti $8,500,000 $8,500,000

Nicaragua $1,000,000 $1,000,000

Panama $584,770 $584,770

Paraguay $500,000 $500,000

Peru $3,500,000 $370,000 $3,870,000

Total Latin 

America & 

Caribbean $50,488,846 $10,126,314 $5,488,961 $0 $66,104,122

MIDDLE EAST BUREAU

Egypt $2,102,255 $835,000 $2,937,255

Iraq $6,620,000 $6,620,000

Jordan $500,000 $500,000

Lebanon $4,863,260 $669,983 $5,533,243

West Bank/ 

Gaza

$1,000,000 $1,500,000 $2,500,000

Total Middle 

East $8,465,515 $9,624,983 $0 $0 $18,090,498

SUB-SAHARAN AFRICA BUREAU

Angola $114,680 $350,320 $465,000

DR Congo $300,000 $300,000

Ethiopia $3,300,000 $3,300,000

Ghana $500,000 $500,000

Kenya $1,780,000 $1,500,000 $3,280,000

Liberia $2,884,000 $2,884,000

Malawi $6,821,270 $6,821,270

Mali $2,350,000 $150,000 $2,500,000

Mozambique $1,000,000 $1,000,000

Namibia $503,500 $503,500

Nigeria $3,926,583 $13,680,747 $17,607,330

Rwanda $5,015,000 $5,015,000

Senegal $1,600,000 $1,600,000

Sierra Leone $1,100,000 $1,100,000

South Africa $500,000 $500,000

Sudan $1,000,000 $3,100,000 $1,000,000 $5,100,000

Tanzania $13,860,000 $13,860,000

Uganda $11,701,100 $11,701,100

USAID/East 

Africa 

$84,170 $84,170

Zambia $4,982,415 $4,982,415

Total SubSaharan 

Africa $58,419,218 $23,684,567 $1,000,000 $0 $83,103,785
MICROENTERPRISE RESULTS REPORTING – FISCAL YEAR 2010 25

Mission or 

Office 

Enterprise 

Development

Financial 

Services/ 

Microfinance

Policy For 

Enterprise 

Development

Policy For 

Financial 

Services/ 

Microfinance

Total 

Obligation 

Amount

CENTRAL FUNDING

Agriculture $1,000,000 $1,000,000

Democracy 

and 

Governance

$3,000,000 $3,000,000

Microenterprise 

Development

$7,644,447 $1,880,000 $5,500,000 $100,000 $15,124,447

Development 

Partners

$2,859,138 $2,859,138

HIV/AIDS $750,000 $750,000

Population and 

Reproductive 

Health

$780,656 $780,656

Total Central 

Funding $14,284,241 $2,880,000 $5,500,000 $850,000 $23,514,241

TOTAL 

FUNDING $181,449,669 $64,998,744 $14,383,033 $1,091,570 $261,923,016
MICROENTERPRISE RESULTS REPORTING: ANNUAL REPORT TO CONGRESS FISCAL YEAR 2009 32

U.S. Agency for International Development

1300 Pennsylvania Avenue, NW

Washington, DC 20523

Tel: (202) 712-0000

Fax: (202) 216-3524

www.usaid.gov