1

2 AlfredMczeaI,Jr. VeronicaW aters

P.O.BOX 20031 P.O.BOX 20031

3 westPalmBeachkFL33416 WestPalmBeachkFL33416 FILEDBY JYY D.C.

Phone:832-623-4 18 Phone:561-441-6 48

4 h2k 282222

s UNITED STATES DISTRICT CO RT ANGELA E.NOBLE

6 SOUTHERN DISTRICT OF FLO IDA CsL.JHoKFU/LSA.D-ISw'ERCBQ

7

8 A lfred M czeal,

Jr.& Veronica W aters û Case No:

9 j

m aintiffts) j

10 VS j -

11 WILMINGTONSAVINGSFUNDSOCIEW , bjO RIG INA L CO M PLAINT FO R

FSB,d/b/a CHRISTIA NA TRUST AS OW NER

12 TRUSTEEOFTHERESIDENTIALCREDIT 5 F UD & Q UIET TITLE

OPPORTUNITIESTRUSTV;CJJFN,LLC; û

13 NelsyGrajales;LAW OFFICES OFMANDEL,j COMPLAIN(TaTAOxxRRECupOvVcEvRRMuOLNEEzYxAyNgDyPROPERW

MANGANELLI& LEIDER,P.A Christian j gairkebtçolectionsnracticestct

14 Savio j (15&.&c*1692etseq)

8 EacketeerjnfluencedandforuptQrganizationsAct

15 Defendantls) Oj ' (18u.s.c:f:6fetseql

TheDeclaratoryJudgmentAct-28U.S.C.92201-j2202

16

O RIG INAL CO M PLAINT FO R RECOVER M ONEY A ND PROPERTY,FRAUD,FAIR DEBT

17 CO LLECTION PRACTICES,RACKETEERING ACTIVIR ,AND DECLARATO RY JUDG M ENT

(WITHEXHIBIT''F''-FRAUD,EXHIBIT''Q''-QuietTitle&EXHIBIT''R''Racketeerinq)

18

(''Ashortandplainstatementoftheclaimshowingthatthepleaderisentitledtorelief')F.R.C.P.8(a)

19

20 ThisisacomplaintforQuietTitle, wrongfulforeclosure,ilegaleviction,ilegaldebtharassment,fraud,and acts

21 ofilegalracketeeringwhichoccuredbetweenJanuary2019toJuly2022described inExhibit''F''-Complaintfor

22 Fraud(SeeExhibit''F'')

23 These unlawfulacts resulted in slanderand unlawfulclouds,and Iiens againsttitle to plaintiffrealproperty,

24 fraud againstplaintiff,fraud againstrealestate,and unlawfuldebtharassmentwhich hasresulted in financial

Iossesto the plainti; and whereasthese Iosses included the Ioss ofRealproperty forwhich defendants stole by

25

conversion,theft,andembezzlement.(SeeExhibit''R''-ComplaintforRacketeering)

26

Asaresultofthese unlaM ulacts,plaintiffsare entitled recoveryofmarketabletitletothe prope!ty ,relieffrom

27

fraud,recoveryofmoniesand propertytaken byfraud,and compensationfordebtharassm entand unlawfulacts

28

ofracketeering.

.

'

Action OfAlfredM czeal,Jr.& VeronicaPonderW aters

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 1 of 25
AlfredMcZealJr. VeronicaAvalonPonderW aters Page 1 of 18 ,

P.O.BOX 20031 P.O.BOX 20031

1 W estPalm Beach,FL33416 WestPalm Beach,FL33416

Phone:832-623-4418 Phone:561-441-6948

2 UNITED STATES DISTRICT COURT

SO UTHERN DISTRICT OF FLO RIDA

3 In Ref:

Case No:

4 j

AlfredMczeal,Jr.&VeronicaPonderWaters5

5 plaintifqs) j

VS.

6 w luulNoToN sAvlsos Fuso soclEw

,

9

7 FSB,d/b/aCHRISTIANATRUSTAS Cn RIG INA L cn M puA INT Fo R

OWNERTRUSTEEOFTHERESIDENTIAL j

8 CREDITopp. oRTUNITIEsT. RUSTV., j F UD & Q UIET TITLE

CJJFN,LLC,NelsyGrajales,LAW

9 OFFICESOFMANDEL,MANGANELLI& COMPLAINLLLX LILXZELX PKOPS/7Y

uEloEn,p.Achristiansavio û '-î-k:tt&k'Lgti:::,à;-.t-';-f- t$

j dacketeer(lnflyjl'ggydjkrpjtijanizationséct

10 Defendanqs) j 2 .: e

TheDeclaratoa JudqmentAct-28U.S.C.52201-52202

11 ORIGINALCOMPLAINT FOR RECOVER MONEY AND PROPERTY

, FRAUD,FAIR DEBT

12 COLLECTION PM CTICES,M CKETEERING ACTIVITY,AND DECLARATORY JUDGMENT

(W ITH EXHIBITS ''F''-FRAUD ,.'0''-OFFSET.''R''Racketeerinq)''Q''-QuietTitle

13

1.IN TRODUCTION -NA TURE OF THE CASE

14

ThisisanCivilActionProceeding broughtby Alfred Mczeal.Jr.& VeronicaPonderW aters

15

torecoverpropertyandmonev,pursuanttofederalIawand Rule7001(1),andaproceedingtodetermine

16 th

evalidity,priority,orextentofaIienorotherinterestinpropedypursuanttoRule7001(2),anactionto

IU btainaninjunctionorotherequitablerelieffrom forec/osurefraud o , COMPUTER FRAUD and FRAUD,and

18 EvictionFraudandsuittoobtainadeclaratoryjudgmentpursuanttorule7001(9)declaringdefendants acts

19 tobeunlawful.Thereliefsoughtincludesinjunctive relief,trebledamages,compensatory,andpunitive

20 damagesfor.RacketeerinnActivitv,theimpositionofaconstructivetrustwithtracing',costofinvestigation

21 and suit,interest,and attorneyfees,foraIIotherreliefafforded underIaw fordeceptive acts,fraudulent

22 claims and Iiens asserted anainst a bankruDtcv estate ofthe plaintiff. Plaintiffis entitled to immediate

INJUNCTIVE RELIEFfrom anilenalforeclosureand scam unenforceablem odpaleand eviction.

23

JURISDICTION & VENUE

24 Thiscourthasjurisdiction overthisAdversaryproceeding pursuantto PartVII,Rule 7001 and in

particular,underRule7001(1)a proceedingto recovermoneyorpropedy,underRule7001(2),and

25 actiontoobtainaninjunctionorotherequitablerelief,andRule7001(7),suittoobtainadeclaratory

judgmentpursuantto Bankruptcy Rule 700149)Jurisdictionofthiscoud overthismatteris invoked

26 pursuantto28U.S.Cj157(b)(2)(k),Z8U.S.C.j157(b)(2)(b),28U.S.C.5157(b)(2)(1)(B),under28U.S.C.

j157(b)(2)(o),fairgebtSolectionsCracticeséct(15U.S.C :ï692etseq),Eacketeerlnfluencedand

27 Voruptgrganizationséct(18U.S.C9f96fetaeqATheDeclaratoryJudgmentAct-28U.S.C.92201-

j2202 ThecourthasjurisdictiontothestateIawclaimsforFRAUD,underthedoctrineofsupplemental

jurisdiction and may entera judgmentrelative to the FRAUD,and otherstate causes ofaction

28 complainedofinthiscomplaint.Thecourthasjurisdictionunder42USC 1988,andatorneyfeesare

requestedpursuanttoAttorney FeesCivilRightsAçtof1976.

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 2 of 25
TABLE OF CONTENTS

l,4-rF1()E)(J()-rI(),4-........................-.-...........-................-........--.-.---...---..-....-.-.--.-.-.--..1

1

2

J(JFIIES(IIIITFIII,47ïh1E)I/E,4(JE..................-............-.......-.............................-........--..-.2

3

4 RELIEF SO UG HT

5

-rF1EEF7S1(753Efl I!4()Ii$F3(J7rE............-........--.-..................--.....-...............-.....---........2

6 2312 P.lnecrestCourtW estPalm Beach - s

, Florlda 3341

7

8

10

UN FULACTS HICH VIO TE THE A UTO MATIC STAY...............................4

11

12 CO UNT 1..

- ILLFUL VIOLATIONS OF AUTOM ATIC STAY..................................7

13 uo ux7-p FRA!o

./ fs j).j)'

14

ILLEGALFORECLOSURE',ILLEGALEVICTION;FALSE NOTESCAM;FALSEAFFIDAVITS

15

CO UNT 3 -NEGLIGEN TM ISREPRESEN TA TION...................................................8

16

CO UNT 4 -VIOLA TIONS OF FairDebtCollection Pratices Act..........................10

17 '

18 COUNT5: ComplainttoQuietTitleToRealPrope .(Exhibit''Q').....................11

19 COUNT6: ComplaintforRacketering(18USC 1961,etseq)(Exhibit''R'')........12

:!() ()()(Jhk-r;'-. ()()rïlrllëh-lrltftlrE)()()I1hrlhttlrstJu(1(;r)h()nt............-........................................1;!

:!1 IFXTSSMSkdkIS!IIt;tJlraA(E)1FOtJS t;()/hl1)(JCT....................................................... ... .11

22 PRAYER FOR

23 DEC TIO N O F Alfred M czeal1Jr. & Veronica Ponder aters ....A ACHED

24

;!5 E)IF1IE3l-ru7k,,- 1-E()/k1-1)E1$()RI!>7rI()14......................................................A FkIIh1E()

26

E)IEIIE3ITC''E7''-()()h!F7 I,47rF7()Fl/r/Rkq(JII........................................... .. .A FkIIF1EEE)

27

EXHIBIT ''Q''-COMP INT FOR QUIETFlFLS.......................................A ACHED

28

EXHIBIT ''R'' -COM PLAINT FOR RACKETEERING .......................... ..ATTACHED

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 3 of 25
Page 2 of 18

1 11.JURISDICTION & VENUE

2 4.Thiscourthasjurisdictionoverthis complaintpursuanttoFederalJurisdiction.Becauseabankruptcy

3 casewasinvolvedthecourthasjurisdictionpursuanttoAdversaryProcedingsngpursuanttoPartVlI,

4 Rule7001andinparticular,underRule7001(1)aproceedingtorecovermoneyorproperty,underRule

5 7001(2),andactiontoobtainaninjunctionorotherequitablerelief,suittoobtainadeclaratoryjudgment

6 pursuanttoBankruptcyRule7001(9)Jurisdictionofthiscoudoverthismaterisinvokedpursuantto28

U.S.Cj157(b)(2)(k),Z8U.S.C.j157(b)(2)(b),28U.S.C.j157(b)(2)(1)(B),under28U.S.C.j157(b)(2)(o)

7

42USC 1985(Conspiracy)ThisCourthasjurisdictionunder28U.S.C.51334becausetheautomaticstay

8

arisesunderTitle11.Venueisproperbecausethebankruptcycaseandestatearesituatedinthisjudicial

9 IV.RELIEFSOUGHT

10 5.Plaintiffts)seeks immediate iniunctive reliefto avoid furtherviolations offederalIaw,monetary

11 damages,andaconstructtrusttobeestablishedbythecourt,withdamagesfrom aIofthefolowing:

.

(a)Relieffrom fraudandaORDERTO SHOW CAUSEwhycedainmoniesandpropertiesshouldnotbe

12

immediatelytransferredtoa constructivetrustforthe benefitoftheplaintiffs;and,

13

(b)Monetarydamages,includingbutnotIimitedto,actualdamages,damagesforfraud,damagesfor

14

unlawfulRacketeering,offset/setoffofdefendants fraudulentIien,and alIotherdamages incidentalto

15 d

efendantsfraudulentacts.

16 ILLEGAL FORECLO SURE;ILLEGAL EVICTION;FALSE NOTE SCAM ;W RO NG FUL

17 FORECLOSURE SALE AND ILLEGAL EVICTIO N

6.Thepropertyindisputereferredto hereinas''The Property''setforthinExhibitA relatedtothiscase

18

isasfolows: V

19 . THE PROPERR IN DISPUTE

LEGAL DESCRIPTION

20

21

22

23

SEE EXHIBIT ''A''

24

25

26

27

28 STREETADDRESS: 2312and2314PinecrestCt.,W estPalm Beach,Florida33415

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 4 of 25
THE PARTIES: Page 3 of18

1

PLAINTIFF:

2

7. Alf

redMczeal,Jr.&VeronicaPonderWaters is/areanaturalpersonts).

3 plaintiffare partieswho havebeen harmed bym ultipleactsoffraud, and acts ofRacketeering and are

4 entitledto trebledamages asa resultofdefendant's ilegalmisconductwhich hascause substantial

5 lossestothefinancialestateoftheplaintiffs.

6 DEFENDANTS:

7 8' wILMINGTONsAvlsosFIJNDsoclEw FsB d/waCHRISTIANATnuszAs OwNERTRUSTEEoFTHERESIDENTIACCRELITopponTuNlzlEsTnus'rv,isa anationalbankingentity

who haswillfulvviolatedtheprovisionsoffederalIaw,statelaw andtheConstitutionoftheUnited States

8

withinthejurisdictionofthiscourt,andwhosoughttodepriveplainti;ofcertaincivilandconstitutional

9 tectedundertheconstitutionandwhereas pro , defendantisindividualyandcolectively,consciously,

10 involvedinaconspiracyunderfederal,andstatetocommitfraud,tooppress,andtoharassplaintiffby

wilfulyconspiring toviolatethe RacketeerInfluenced CorruptOrganizationsAct.

11

W ILMINGTONSAVINGSFUNDSOCIE-rY,FSB,d/b/aCHRISTIANATRUSTAS

OWNERTRUSTEEOFTHERESIDENTIALCREDITOPPORTUNITIESTRUSTV,iSSuedindividtlallyandIiable forthe ilegalacts.

. 12

9. CJJFN,LLC isa LIMITED LIABILITY COMPANY

13

whohaswilfulvviolatedthe provisionsoffederalandstateIaw andtheConstitutionofthe UnitedStates

14 BankruptcyCode, withinthejurisdictionofthiscourt.,andwhosoughttodepriveplaintiffofcertain

15 civilandconstitutionalrightsprotectedundertheconstitutionwhereas,defendantisindividualy

involved inaconspiracyunder42 USC 1985tocomm itfraud,tooppress,andto harassplaintiffby

16

willfulyconspiringtoviolatetheautomaticstayprovisionsofsection362(a).

17 CJJFN,LLC issuedindividually,and individualyIîablefortheilegalacts.

18 10. NelsyGrajales isa anindividualoffullageandmajority

19 whohaswilfulvviolatedtheprovisionsoffederalandstateIaw andtheConstitutionoftheUnitedStates

20 BankruptcyCode,withinthejurisdictionofthiscourt.,andwhosoughttodepriveplaintiffofcedain

civilandconstitutionalrightsprotectedunderthe constitutionwhereas,defendantisindividualy

21 involvedinaconspiracyunder42USC 1983, 1985tocom mitfraud,to oppress,andtoharassplaintiffby

22 wilfulyconspiringtoviolatefederalandstatepropertyIawsrelatedtothesubjectpropedy.

23 NelsyGrajales issuedindividualy,andindividualiyIiablefortheillegalacts.

24 11.lmwolmlcEsOFMANDEL,MANGANELI&UEIDER,p.A isa A LIMITED LIABILITYPARTNERSHIP

whohaswillfulvviolatedtheprovisionsoffederalandstate Iaw andtheConstitutionofthe United States

25 B

ankruptcyCode,withinthejurisdictionofthiscourt.,andwhosoughttodepriveplaintiffofcedain

26 civilandconstitutionalrightsprotectedundertheconstitutionwhereas,defendantisindividualy

27 involvedinaconspiracy under42 USC 1985tocommitfraud,tooppress,andto harassplaintiffby

wilfulyconspiringtoviolatefederalandstatepropertyIawsrelatedtothesubjectproperty.

28

mwoFFlcEsoFMANDEu,MANGANELUI&usoER,p.A issuedindividualy,andindividualyIiablefortheilegalacts.

STATEM ENT O F FA CTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 5 of 25
STATEM ENT OF FACTS: page 4 of18

12. Plaintiffls) AlfredMczeal,Jr.&VeronicaPonderWaters own real propedy Iocated at

2 2312Pi

necrestCourt

3 W estPalm Beach,Florida33415

13.Thiscomplaiqt'salegationsarebasedonpersonalknowledgeastodefendant'sconductandmade

4

oninformationand beliefastotheactsofothers.

5

14.Defendantand eachofthem haveviolatedfederaland stateIaw relatedtoproperty rightsand

6

perpetratedfraudsàsdescribedhereinandinExhibitF-TheFraudColetion..

7

15.Theactsperpetrated bythesedefendants,includes,butisnotIimited to,fraud,debtharassment,

8 racketeering

, andisdescribedinshort,asfollows:

9 UNLAW FULACTS W HICH VIOLATED FEDERAL & STATE LAW

10 16.

1 Prosecution actionsforforeclosure in statecourtwithouthaveproperstanding.

11 2. Obtainingafalseandfraudulentjudgmentagainstplaintiffsinforeclosureresultingfrom fraud.

12

3.W rongfully Iisting plaintifrs realpropedyforforeclosuresale in public newspapers.

13

14 4.Makingfalsestatementsincourtproceedingstoassistinstealingrealproperty.

15 5.Makingfalsestatementsinplaintifrsbankruptcycaseinordertoobtainrelieffrom stay.

16 6. Filingthree(3)fraudulentevictionsagainstplaintilinelorttoharassandwrongfullyevict.

17

7.Com m ingtothe propertyw ithcovertagentto harass plaintiff.

18 THEcIvILCONSPIRACY

jg 17.Itisalegedthatone,ormore,oraIofthedefendantscommitedtheactsinaconspiracyto

20 defraudandtostealvaluablepropertyforprofit,and/ortoothe> iseviolatethecivilandconstitution

21 rightsoftheplainti#.

18 wILMINGTONsAvlNosFusosoclE'rvFsB,nlblaCHRISTIANATRuszAs . DefendantsowxsRznuszsEoFTHERESIDENTIACCREDIToppoRzuxmEsTRusTv,committedthefraudherein.

22

19. Defendants CJJFN,LLC committedthefraudandilegalactsherein.

23

20.Defendants NelsyGrajales commitedthefraudandillegalactsherein.

24

21. Defendants uAwoFncEsOFMANDEL,MANOANEULI&usnEn,p.A committedthefraudandilegalactsherein.

25 22

. Defendants ChristianSavio committedthefraudandillegalactsherein.

26 23 Thatifitisfoundthatthedefendantsdidnotenterintoacivilconspiracytocommitthealegedacts

27 thenitisalegedthateachofthedefendantsindependentlycommittedtheactsandaresubjectto

28 aIpenalties,fines,andpunitivedam agesunderIaw.

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 6 of 25
STATEM ENT O F FACTS: Page 5 of18

1 soclER w ILMINGTON SAVINGS FUND , FSB,d/b/aCHRISTIANA TRUST AS OW NER TRUSTEE

oF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST V,

2

24.Defendantsconductasalegedhereincausedplaintiffsleeplessnights,upsetstom ach,andother

3 distinctfrom theinherentstressofthenormalbankruptcyprocess significantemotionalharm .

4 25 Exhibit''F''the Fraud Claim is incorporated herein by reference as ifful setforth herein and

5 whereasthisfrauddescribedhereinandinExhibitFdescribesthebasisoftheviolationsoffederalIaw

6 abovewhichviolatescivil,constitutionalrights,andpropertyrights.

7 26. Multipleactsoffraud,and rackeeteringwere perpetratedbythedefendantsondifferentdatesof

8 andatdifferenttimes,overaIongperiodoftime,showingapatterofracketeeringactivity.

27.:On 3/15/2022 defendantscom mittedyetanotherfraudinitsIongcriminalactivity

9

againsttheestateofplaintiff,including,butnotIim itedto,thefrauddescribedin Exhibit''F''herein,

10

andfurtherthatmanyofthesefraudassertanillegaldebtinviolationofFDCPA andRICO Iaws.

11

28.Defendantsconductasalegedabovewasinpursuitofprofit,andconstitutedawanton,outrageous

12

andoppressiveviolationofplaintiffsrightto befreefrom collectionactivitiesduring bankruptcy.

13

THE PURSUIT OF ILLEGALPROFIT

14

ILLEGAL FORECLOSURE',ILLEGAL EVICTION',FALSE NOTE SCAM ',FALSE

15 AyyjoAvlvs

16

28.1 It is alleged that the above acts are unlawfulin com m erce and

17

la violate the federal,constitutionalrights,and state Iaw propedy ofplaintiffs

19 com plained ofherein.

20

28.2 Itis alleged thatthe above acts violate the Racketeer Influenced

21

22 CorruptO rganizations Act,and defendants,and each ofthem are Iiable

23 forthe alleged actsand fraud com plained ofherein.

24

25

26

27

28

STATEk*NTOFFXCTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 7 of 25
1 FRA D : Page6of18

2 Fed.R.Civ.P.9(b)

ILLEGA L FO RECLOSURE',ILLEGA L EVICTIO N;FALSE

3 NOTE SCA M ;FA LSE A FFIDAVITS

4 29 Exhibit ''F''- The com plaintfor FRAUD, attached herein,and the previous

5

paragraphs are incorporated herein by reference as iffully setforth herein. It is

6

aleged thatthe acts ofthe defendants constitute actionable fraud forwhich each of

7

the defendantsare liable. ouscRlpnos

8 :

9 ILLEGALFORECLOSURE;ILLEGALEVICTION;FALSENOTESCAM;FALSEAFFIDAVITS

10 DATEAND TIME:

The dateandtime oftheoccurrence isfrom January 2019toJuly2022

$1 NATURE OFTHESCHEME

12 ThisisacomplaintforQuietTitle,wrongfulforeclosure,ilegjlevictiongilejaldebtharassment,fraud,andajt!Mfilegal

rackTetheeringwhiFhoccuredbeteenJanua!y2019to-luly2022descrlbedinEllibi!HF''-ColnqlaintforFraud(SeeExhiblt''F'')

13 f eseunlawfulactsresultedInslanderandunla-ulcloudsJandlensagalqsttltleNplalntlfrealpropelrfraudagainstplaintiff,

raudajainstrealestate,andunlawfuldebtharassmentwhichhasresultedInfiranclalIossestotheplalntiffandwhereasthese

IossesIncludedtleIosjofRealpropertyforwhichdefendantsstolebyconverslon,theft,andembealement.(SeeExhibit''R''-

ComplaintforRacketeerlng)

14 Asaresultoftheseunlawfulacts,plaintifsareentitledrecoveryofmarketabletitletothepropedy,relieffromfraud,recoveryof

moniesandpropertyOkenbyfraud,andcompensationfordebtharassmentandunlawfulactsofracketeering.

15

CONTENT OFTHE FALSE REPRESENTATION

16 The contentofthefalserepresentationisthatdefendantswere holdersofavaluablepromissorynote

17 entitledtoforeclose, and eviction,butin facttheywere not. The false promissory note was used as

18 meanstoharass,oppress,andtocolectanunlawfuldebtandtodepriveplaintiffoftheproperty.

19 30.Defendants made severalfalse,fraudulentstatements,and misleading statements in

20 supportofthefraudwhichisfulysetforthinExhibit''F''-Thecom plaintforFraudattached

21 herein and fuly incorporated herein. These misrepresentations were material

22 misrepresentation.

PLAIN TIFF'S RELIANCE ON THE FRA UD:

23 31.Plaintiffreliefuponthese m isrepresentationstotheextentthatthesefraudswere

24 place inw riting and/orfiled aspartofpublic record docum entsw hich m islead plainti;

25 dthe public an .

PLAINTIFF SAS SUFFERED DAMAGES As A RESULTOF THE FNAUD

26

32. Plaintiffhas suffered econom icdam ages,financialdam ages,and other

27

damages setforth in Exhibit''F''The Fraud Com plaint. Plaintiffalegesthat

28

defendantfraudulentacts are the proxim ate causes ofthe fraud and losses.

CAUSEOFACTION -FRAUD STATEMEMYOFFACYS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 8 of 25
Page 7 of 18

1 STATEM ENT OF FACTS:

2 THE ASSERTION AND COLLECTION OF A FA LSE DEBT NOT ACTUA LLY OW NED

BY DEFENDANTS W AS INTENTIO NAL AND HAS CA USED PLAINTIFF FINANCIA L

3 HARM ,INCLUDING THE LOST O FVA LUABLE PRO PERR

4 Plaintiffincorporates ExhibitF,ExhibitR,and theabovealegationsabove byreference.

5 33.

By doing the above acts,the defendants have asserted false debts againstthe

6

7 plaintiffsandhavewrongfullyharassedplaintiffinviolationofthe FederalFairDebt

8 Colection and PracticesAct.

9 34.Defendantsactswerefudherwilfulconsidering alIofthefolowingevents:

1. DEBTOR GAVE W RIU EN NOTICE TO DEFENDANTS ON 3/15/2022 TO STOP VIO LATING

10 THESTAY

11 2. DEBTOR PROVIDED W RIU EN NOTICE TO EACH OF DEFENDANTS VIA THEIR

REPRESENTATIVES

12

13 3.DEFENDANTS IGNORED THE NOTICEBYTHECOURTAND BY PLAINTIFFS

14 4. DEFENDANTS FILED FRIVOLOUS M OTIONS IN STATE COURT TO HARASS PLAINTIFF IN

BANKRUTPCY

15

5.DEFENDANT'S AU ORNEYS PARTICIPATED IN THE SCHEME TO HARASS AND DEFRAUD. 16

17 35. Underthe bankruptcycodeplaintiffisentitledtocompensationforactualdamages,proportional

j8 punitive damages,and reasonable feesand costsfrom defendantin amountsto bedecided bythe

19 Court.

. WILMINGTONS VINGSFUNDSOCI ,FS d/b/ CHRISTI TRUSTAS

36.

owNufq.rjqt,sw torouFlssloEhl'k'lczil-rtlpoRvulktlsvausvv, wilfulyviolatedfederalI:w.

20

37. ltisalegedthat CJJFN,LLC wilfulyviolatedfederalIaw.

21

38.Itisallegedthat NelsyGrajales wilfulyviolatedfederalIaw

22

39. Itisallegedthat LAW OFFICESOFMANDEL,MANGANELLI&LEIDER,P.A wilfullyviolatedfederalIaw.

23

40. Itisfudheraleged thatone,ormore,oraIIofthe defendants formed a conspiracy to violate the

24 f

ederaland state Iaw,and the said conspiracy was perpetrated forprofitand to deprive plaintiffof

25 constitutionalrightsandprivilegesprotectedundertheConstitutionoftheUnitedStates.

26 41. FRAUDULENTFORECLOSUREJUDGMENTOBTAINED INJANUARY 2022

27

ILLEGALFORECLOSURE',ILLEGAL EVICTION',FALSE NOTE SCAM ;FALSE AFFIDAVITS

28

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 9 of 25
Page 8 of 18

1 STATEMENT OF FACTS: EQUITABLE ESTOPPEL

2 ILLEGALFoREcLosuRE., ILLEGALEvlcTloN',FALSE NOTE scAu',FALSE AFFIDAVITS

3

42.Exhibit''F''the com plaintforfraud,ExhibitR,The com plaintforRacketeering,and the previou

4

paragraphsare incorporatedhereinby reference.

ti ,,t,

Defendantsare estoppedfrom making anfalsestatementorm isrepresentationssetoutinExhibit F th

6 f

raudcomplaint.

7 43 Specificaly, plaintiffshavea cause ofactionforEquitableEstoppelagainstdefendantsasfollows''

8 (1)arepresentationorconcealmentofmaterialfacts',namely

9 ILLEGAL FORECLOSURE;ILLEGALEVICTION;FALSE NOTE SCAM ;FALSE AFFIDAVITS

jc (2)Theabovefraudwaswilfulymadewithknowledge,actualorvidual,ofthefacts',

11 (3)Theabovemisrepresentationwasmadetoapartyactualyignorantofthetruth;

12 (4)Itisallegedthatdefendantsintendedwithfulintentionthatplaintiffactuponit;and

(5)theDlaintiffwasinducedtoactuponthefraudbydefendant'smisrepresentationsasfolows.

13

14 1.Prosecutîonactionsforforeclosureinstatecourtwithouthaveproperstanding.

15 2.Obtainingafalseandfraudulentjudgmentagainstplaintifsinforeclosureresultingfromfraud.

3.W rongfulylistingplaintifsrealpropertyforforeclosuresaleinpublicnewspapers.

16

4.Makingfalsestatementsincourtproceedingstoassistinstealingrealpropedy.

IZ 5 Makingfalsestatementsinplaintiffsbankruptcycaseinordertoobtainrelieffrom stay.

18 6.DefendantsrepresentthatChristianSavioisauthorizedtoviolatethestaybysending noticesofare-sale

19 7.DefendantsrepresentthatitwasauthorizedtoobtainaFinalJudgmentofForeclosuredated1/14/2022

20 44.Plaintiffts)is/areentitledtoajudgmentofequitableestoppelpreventingdefendantsfrom making

21 theabovemisrepresentationagainstthefinancialestateoftheplainti#.

45.Furtherdefendantsare equitablyestopped from theirfraudulentactsasfollows:

22

23 ILLEGALFORECLOSURE;ILLEGALEVICTION;FALSENOTESCAM;FALSEAFFIDAVITS

24

46. There isa casualIink betweendefendants actsforfraud,and misrepresentationsand the unlawful

25

actstobe estopped.

26 47. Defendantsactsoffraud and misrepresentation are the proximate causesofthe cause ofactionfo

27 EquitableEstoppel.

28

STATEMENT OF FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 10 of 25
Page 9 of 18

1 STATEMENT OF FA CTS: FO RECLO SURE O N COM M ERCIAL LIEN

2 48 Exhibit''F:The complaintforFraud, and!hepreviousparagraphsare incorporatedherein by

3 referenceasiffulsetforth herein.

4 O ne ofthe proceduralrightsthe Iaw ofsecured transactions grants a secured creditorto enforce its

5 Iien is the rightto take possession of the secured propedy upon the debtor's default. Uniform

6 CommercialCodej9-503,3AU.L.A.211(1981).

7 49.Plaintiffholdsasecuredinterestinthesubjectpropertyandnow movestoforeclosethatinterest

andtakepossessionofthesubjectpropertyasdefendantsareindefaultorsubjecttosetoff.

8

50.Demand has beenmade uponthe defendantsbutpaymentforany offsetsofanyliens owed by

9

thedefendantshasbeenmade afterdemand.

10

51.AccordinglyplaintiffisentitledtoforeclosetheIienonthe.subjectproperty:

11 LEGALDESCRIPTION

:

12

13

14

15

16

17

18

19 ' SEEEXHIBIT''A''

20

21

22

23

24

25

26 sVREEVAoonEss:z;rianlemcrjesatclo.u;oridawys

27 s2 Accordingly

, ajudgmentshouldbeenteredforforeclosureofplaintiffscommercialIienanda

28 writofpossessionshouldissuetosatisfytheplaintiffssecureddebtinthismatter.

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 11 of 25
Page 10 of 18

1 STATEM ENT O F FACTS:

2

3

CAUSE OFACTION -NEGLIGENTMISREPRESENTA TION

4 53 legationsabove byreferenceas . Plaintiffincorporates ExhibitF -Thecomplaintforfraud,and thea

5 iffulysetforthherein.

6 54. Defendantsfraudulentactsresultinnegligentmisrepresentation:

7 (a)Itisalegedthateachofthedefendant'srepresentationsthatarefalse;

8 (b)ltisallegedthattheserepresentationsweremadeinthecourseofthedefendant'sbusiness,orin

9 anyactioninwhichthesedefendantshaspecuniaryinterestorclaim to haveaninterest',

10 (c)ltisfurtheralegedthattherepresentationsweremadefortheguidanceofothersintheirbusiness

transactions',

11

(d)Plaintiffsjustifiablyrelieduponthesemisrepresentation,asmanyofthesemisrepresentations

12

werefiledand recorded inpublicrecordgiventhe impressionthatthe misrepresentationweretrue

13

butwhichinfactwere indeedfalsex',

14 . (e)TherelianceresultedinpecuniaryIosstotheplaintiffls)andtoplaintiffsfinancialestate,and,

15 (9 Thesedefendantsfailedtoexercisereasonablecareorcompetenceinobtainingorcommunicating

16 theinformationrelativetoitsfraudulentactivity.

17 55.ltisalegedthataIofthefolowingrepresentsNegligentMisrepresentationsbydefendants:

18 1. ProsecutingA Foreclosure State CourtActionsW ithoutrealIegalstanding

19

2.Representing thatW ilm inton Trustwasthe holderofavaluable note.

20

3.Conspiring to sellRealPropertythatdid notbelongtoW ilm ington.

21

4.M aterialm isrepresentationon the amountofdebtowed.

22

5.DefendantsrepresentthatChristianSaviowasauthorizedtoprosecutemotionsduringtheautomaticstay.

23

6.DefendantsrepresentthatChristianSavioisauthorizedtoviolatethestaybysending noticesofare-sale

24

25 7.DefendantsrepresentthatitwasauthorizedtoobtainaFinalJudgmentofForeclosuredated1/14/2022

26 56.Itisspecificalyallegedthatplaintiffshavebeenfinancialyharmedbytheabovemisrepresentations

andthethese misrepresentationsaretheproximatecausesofthe harm .

27

28

S#ATEMENTOFFACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 12 of 25
Page 11 of 18

1 STATEMENT OF FACTS:

57. It is alleged herein that defendants has com m itted crim inalFRAUD,forgery

2

3 againstthe estate ofplaintiffinviolation offederalIaw and the state penalcodes.

4 58.The Fraud consistofthose acts described in Exhibit''F''andfudherdefendants

5 did com m itaIlofthefollow ing non-exclusive actsw hichviolate the act:

6 (a)sendingfraudulentcolectionsIettersviathemailtoplaintiff,

7 (b)Makingthreatstosueplaintiffsifthephonedebtsarenotpaid,

8 (d)DefendantsforgedIegaldocumentsandpresentedasgenuineevidenceknown

9 f

alse documents pedaining to m oney,finances,orproperty belongto the plaintiff,and,

10

59. In short defendants have created a schem e and method for creating false

11

docum ents fortheir own benefitandgainwhich soughtto defraud plaintiffs.

12

60. Defendants m anufactured for them selves fraudulent instrum ents including a

13

forged signatures defrauds public record and the pubblic fortheirexclusive benefit

14

15 whereby defendants stand to profitusing eviland deceptive m eans including butnot

j6 Iim ited to the abovefraudulentinstrumentsandfraudulentactidentified as:

17 61.AIIofthe folowing acts com m itted by defendantsviolate the FairDebtCollections

18 PracticesAct:

jg ILLEGALFORECLOSURE;ILLEGALEVICTION;FALSE NOTESCAM;FALSEAFFIDAVITS

20 1.prosecutionactionsforfcreclosureinstatecourtwithouthaveproperstanding.

21 2.obtainingafalseandfmudulentjudgmentagainstplaintifsinforeclosureresultingfromfraud.

3.WrongfulyIistingplaintiffsrealpropertyforforeclosuresaleinpublicnewspapers.

22

4.Makingfalsestatementsincourtproceedingstoassistinstealingrealpropedy.

23 s Makingfalsestatementsinplaintiffsbankruptcycaseinordertoobtainrelieffrom stay.

24 6.DefendantsrepresentthatChristianSavioisauthorizedtoviolatethestaybysending noticesofare-sale

25 7.Defendantsrepresentthatitwasauthorizedtosend FinalJudgmentofForeclosuredated 1/14/2022

26 62.Plaintiffts)is/areentitledtocivildamagesfortheaboveunlawfulviolationsabove

27 actualdamages,statutory damages,attorney's fees and costs,punitive dam ages for

28 the fraud,andw illfulviolations ofthe FairDebtCollection PracticesAct.

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 13 of 25
Page 12 of 18

1 STATEM ENT OF FACTS:

2 THEACTS OFFRAUD COMPLAINED OFHEREINVIOLATED THE FEDERAL FAIR DEBT

COLLECTION PRACTICES ACT

3 CAUSE OFACTION - VIOLATION OF THE FAIR DEBTCOLLECTION PRACTICES A CTS

4 Plaintiffincorporatesthealegationsabovebyreference.

5 63. Defendant'sactsasalegedherein isa violationofthefairdebtcollectionpracticesactandplaintiff

6 isentitledtorecoverdamagespursuant15U.S.C.j 1692-1692,(civilliability)becausedefendants

7 have falsely represented ''the character,amount,orIegalstatus ofanydebt''in violation of j

8 1692e(2)(A)',andhaveusedvarious''unfairorunconscionablemeanstocollectorattempttocolect''a

9 unlawfulconsumerdebt,andadebtwhichisnotowedtothem inviolationofj1692f.

64. ltisspecificaly aleged thatdefendants,are debtcollectors''debtcolector''including those who

10

''regularly collectorattemptto collect,directlyorindirectly,consumerdebtsowed ordueorasserted to

11

beowedordueanotherconsistentwithj1692a(6).

12

65. ltisfurtheralegedthatdefendantIawyersand attorneysare debtcolectorswho regularlytries to

13

obtainpaymentofconsumerdebtsthrough Iegalproceedingsor''atem pts''to''colect''thoseconsumer

14 debts. see,e.g.,Black'sLaw Dictionary263(6thed.1990)(''Tocolectadebtorclaim istoobtain

15 paymentorIiquidationofit, eitherbypersonalsolicitationorIegalproceedings'').

16 The FairDebtCollection Practices Actprohibits ''debtcolectors''from making false ormisleading

17 representationsandfrom engaginginvariousabusiveandunfairpracticesandwhereastheactsays,

18

forexample,thata''debtcolector''m aynotuse violence,obscenity,orrepeated annoying phonecals,

19 15U.S.C.j1692d',mavnotfalselvrenresent''thecharacter.amount,orIeqalstatusofanydebt,''j

20 1692e(2)(A)',andmavnotusevarious''unfairorunconscionablemeanstocolectoratemnttocolect''

aconsumerdebt,j1692f.

21

66. Defendanthave misrepresented the characteramountand Iegalstatus of a debt and such

22

misrepresentation was willfuland made with the intentions ofharassing plaintis with regards to the

23 d

ebto

24 67 -

. Plaintiff> as The OblectOfCollectionActivitvArisinq From Consum erDebts

25 plaintiffsareindividualswhoaretheobjectofilegalcolectionactivityarisingfrom consumersdebts,

26 namely, thedebts,fraudulentdebts,and FRAUD complainedofExhibitF.

27 68.Defendant,andtheiratorneysareDebtColectorAsDefinedbytheFDCPA assefforlhhereinand

28 moreparticularlydescribedin ExhibitF -com olaintforFraud.

STA#EMENTOFFACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 14 of 25
Page 13 of 18

1 STATEMENT OF FACTS:

69. lt is aleged herein that defendants has com m itted crim inalFRAUD,forgery

2

3 againstthe estate ofplaintiffinviolation offederalIaw andthe state penalcodes.

4 70.The Fraud consistofthose actsdescribed in Exhibit''F''and furtherdefendants

5 did com m itaIIofthefolowing non-exclusive actsw hichviolate the act:

6 (a)sendingfraudulentcolectionsIettersviathemailtoplaintiff,

7 (b)Makingthreatstosueplaintiffsifthephonedebtsarenotpaid,

8 (d)DefendantsforgedIegaldocumentsandpresentedasgenuineevidenceknown

9 f

alse documentspedaining to money,finances,orproperty belong to the plaintiff,and,

10

71. In short defendants have created a schem e and m ethod for creating false

11

documentsfortieirownbenefitandgainwhichsoughttodefraudplaintiffs.

12

72. Defendants m anufactured for them selves fraudulent instrum ents including a

13

forged signatures defrauds public record and the pubblic fortheirexclusive benefit

14

15 whereby defendants stand to profitusing eviland deceptive m eans including butnot

$6 lim ited to the above fraudulentinstrumentsand fraudulentactidentified as:

17 73.AIIofthe folowing acts com m itted by defendants violate the FairDebtColections

18 PracticesAct:

$g ILLEGALFORECLOSURE;ILLEGALEVICTION;FALSENOTESCAM;FALSEAFFIDAVITS

20 1.prosecutionactionsforforeclosureinstatecourtwithouthaveproperstanding.

21 2.obtainingafalseandfraudulentjudgmentagainstplaintiffsinforeclosureresultingfromfaud.

3.WronWulyIistingplaintifrsrealpropertyforforeclosuresaleinpublicnewspapers.

22

4.Makingfalsestatementsincourtproceedingstoassistinstealingrealproperty.

23 5 Makingfalsestatementsinplaintiff'sbankruptcycaseinorderto obtainrelieffrom stay.

24 6.DefendantsrepresentthatChristianSavioisauthorizedtoviolatethestaybysending noticesofare-sale

25 7.DefendantsrepresentthatitwasauthorizedtoobtainaFinalJudgmentofForeclosuredated1/14/2022

26 74.Plaintifqs)is/areentitledtocivildamagesfortheaboveunlawfulviolationsabove

27 actualdam ages,statutory dam ages,attorney's fees and costs,punitive dam ages for

28 the fraud,and wilfulviolations ofthe FairDebtColection PracticesAct.

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 15 of 25
Page 14 of 18

1 STATEM ENT O F FACTS:

2 cAusEoFAcTlos- COMPLAINTTo QtpsrvlvLE

3 PlaintiffincorporatesExhibit''Q''attachedhereinandthealegationsabovebyreference.

4 75. Defendant'sviolationsofIaw asallegedhereinabove resulted inliens,andunlawfulclouds,over

5 the title to plaintifs propedy as a diréctresultoftheviolations ofthe automatic stayfrom multiple

6 sources,whichunlawfulactshasdoudedplaintiTsgoodtitle.

7 76. Plaintiffls)is/arethetrueownerstothesubjectpropedyandseekstoquietaIfraudulentIiens

8 againstthesubjectproperty

77. Exhbit''Q''-The Quite Title and its accompanying fraud claim are fuly setforth in ExhibitQ

9

attached tothiscomplaintand isfulyincorporate hereinasiffullysetforthherein.

10

78. Defendants and each ofthem knew orshould have known thattheirwanton,and wilfulunlaM ul

11

acts to violate the automatic stayas setfodh hereinwas a gross violation ofIaw and thus defendants

12 hadnoreasonablegroundstobelievethattitletothesubjectpropertyactuallybelongtothem.

13 79 plainti#ts)aretheIawfulownersofthesubjectpropertyasfulysetforthinExhibitQ -Complaintfor

14 Quitetitlefullyincorporatedhere.

15 80. Eachofthenameddefendantsclaim tohaveaninterestinthesubjectpropertywhichmadethe

16 basis ofthis case,butdefendant'spurportedclaimsto the propedy isbased solelyon Fraudandis

17 unenforceableagainsttheplaintiffs.

18 81. Accordingly,assetforthinExhibitQ -TheQuietTitlecomplaint,plainti/ts)is/areentitledtoa

declaratoryjudgmentdeclaringthedeterminationofrightstothesubjectproperty,andaorderdeclaring

19

thatdefendantsdonothaveanyinterestinthesubjectpropedy,hasnoestateorrightintheproperty,

20

andthatplaintiffisfulyvestedinful,andsolerightstothesubjectproperty.

21

82. Plaintiffls)arefurtherentitledtoaordertotheclerkofpropertyrecordstoreinstateplaintiffstitle

22 andownershipandstrikeandaIinstancesofdefendant,spurportedownershipofthesubjectproperty.

23 83 ' . Plaintiffsarefurtherentitledtoajudgmentofcancelationofcloudsandlienwhichhaveresultedin

24 Fraudcomplained ofherein.

25 84.ThethequiettitleandcancelationofIiensisagainstalInameddefendantshereinbecauseeachof

26 thesedefendantsclaim aninterestinthesubjectpropertywhichmadethebasisofthiscase.

27

28

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 16 of 25
Page 15 of 18

1 STATEM ENT O F FACTS:

W ILLFULVIOLATIONS OF LAW RESULTED IN THE DEPRIVATION OF

2 PLAINTIFF'S CIVIL RIGHTS PROTECTED UNDER 42USC 1983AND CONSTITUTIONAL

RIGHTS UNDER THE 4TH AND 5TH AMENDM ENTS

3

CAUSE OFACTION - VIOLATION OF CIVIL RIGHTS 42 USC 1983

4 PlaintiffincorporatesExhibitF -the fraud claim andthealegationsaboveby refeience.

5 85 Defendant's violation of11 U.S.C.j362(a)(6)asalegedabovewasaviolationofplaintiffCivil

6 rightsunder42USC 1983,1985and1981.becausetheunlawfulandfraudulentactsdeprivedplaintiff

7 ofconstitutionalrightsrelatedtoabankruptcycase,andinpadicularthe righttoobtainrelieffrom the

8 automaticstayinbankruptcy.

9 86.ltis specificaly aleged herein thatthe named defendantswere actinq undercolorofIaw to

10 deprive plaintiffofthe aboveproperty,propertyrights,andthe rightto relieffrom the automaticstay

protectedunder362(a)oftheBankruptcyCodearethereforeIiable42USC 1983.

11

87.The folowingcivilrightswereviolatedbydefendants:

12

13 FRAUDULENT''RE-NOTICEOFSALE''DATED03/15/2022@ 01:38:58PM

14

15 wILMINGTONsAvlxcsFIJNDsoclpxvFsBu/b/aCHRISTIANATltus'rAs

OwNERTRUSTEEOFTHERESIDENTIALCREIZTOPPORTIJNITIESTRIJSTv,Violatedplaintiff'scivilrightsby:

16 violatingtheabovestatedrightsbycommitingthefraudscomplainedofinExhibitFandthose

17 actsofracketeeringdescribedherein inattached ExhibitR.

18 czzl?x1tztzc violatedplaintiffscivilrightsby:

19 violatingtheabovestatedrightsbycommittingthefraudscomplainedofinExhibitFandthose

zc actsofracketeeringdescribedhereininattachedExhibitR.

21 NelsyGrajalesviolatedplaintifscivilrightsby:

violatingtheabovestated rightsbycom mittingthefraudscomplainedofin ExhibitFandthose

22

actsofracketeeringdescribedherein inattached ExhibitR.

23

24 LAw OFFICESOFMANDEL,MANGANELLI& LEIDER,P.Aviolatedplaintiff'scivilrightsby:

violatingtheabovestatedrightsbycomm ittingthe fraudscomplainedofinExhibitFandthose

25

actsofracketeeringdescribedherein inattached ExhibitR.

26

Christian Savio violatedplaintiffscivilrightsby:

27

violatingtheabove stated rightsbycommitting thefraudscomplained ofin ExhibitF andthose

28 actsofracketeeringdescribed hereininattached ExhibitR.

STATEM ENT O F FACTS:

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 17 of 25
Page 16 of 18

1 STATEM ENT OF FA CTS:

2 cAusE oFAcTloN - DECLARATORY JUDGMENT

3 28u.s.c.j2201

4 PlaintiffincorporatesExhibitF-thefraud claim andthealegationsabove byreference.

5 88. Defendant'sviolationof11U.S.C.j362(a)(6)asalegedabovewasaviolationofplaintiffCivil

6 rightsunder42USC 1983,andplaintiffisentitledtoadeclaratoryjudgmentdeclaringtheunlawfuland

7 fraudulentactstobea deprivationofplaintigofconstitutionalrights relatedtoa bankruptcycase,andin

particulartherighttoobtainrelieffrom theautomaticstayinbankruptcy.

8

89.Specificaly,plaintiffisentitledtoadeclaratoryjudgmentunderRule57DeclaratoryJudgment

9

andforinvokingtheprocedureforobtainingadeclaratoryjudgmentunder28U.S.C.52201.

10

90.The existence ofanotheradequate remedydoesnotprecludea declaratoryjudgmentthatis

11

otherwiseappropriateandthiscourtmayordera speedyhearing ofadeclaratoryjudgmentaction

12 pursuantto28U.S.C.j2201.

13 91 PlaintiffseekadeclaratoryjudgmentthataIIofthefolowingactswereunlawful:

14

1.Prosecution actionsforforeclosure in statecourtw ithouthaveproperstanding.

15

16 2.Obtainingafalseandfraudulentjudgmentagainstplaintiffsinforeclosureresultingfrom fraud.

17

3.W rongfully Iisting plaintiff's realpropertyforforeclosuresale inpublic newspapers.

18

19

4.M akingfalse statem entsin coud proceedingsto assistinstealing realpropedy.

20

21 5.Makingfalsestatementsinplaintifrsbankruptcycaseinordertoobtainrelieffrom stay.

22

23 92.Plaintifffurtherseeksadeclaratoryjudgmentonthefraudclaim inthisactionandfudhersetforth

inExhibitF-TheCom plaintforFraud,thatdefendantscommittedthesaidfraud,andthatsuchfraud

24

hascausedsubstantialfinancialIosestotheplaintiss.

25

93.Plainti;alsoseeksadeclaratoryjudgmentontheQuietTitleclaim thedefendantsownno

26 interestinthesubjectproperty a2zacajcrrt at: westVmleac,oraaa4ls

27

28

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 18 of 25
Page 17 of 18

1 EXTREM E AND O UTRAGEO US CO NDUCT

2 92.The preceding paragraphs and ExhibitF - The fraud claim are incorporated herein by rqference

3 reallege, asiffulysetforthherein.

4 93.Plaintifffurthercontendsthatdefendant's fraudulentconduct,theconspiracies,andthewantonand

5 wilfuldisregardfortheautomaticstaycomplained ofherein,includingthematterscomplainedofinthe

6 preceding paragraph,the violationsofcivilriqhts,the deDrivation ofcivilrinhts,,the unlawfulactions

7 taken against,includinc the FRAUD comnlained ofherein,exceedsaIboundsusualytolerated by a

decentsociety,and moreoverwasdone with m alice,and with intentto cause knowledge thatitwould

8

cause,and in facthas caused,severe m entaland phvsicaldistress and econom ic Ioss to the

9

plaintiM Defendant'sflagrant,wilfuldisregardfortheIaw,itsdespicablefraudulent conduct,isExtrem e

10

& Outraleous,andshouldbe punishedwithDunitivedamages.TheViolationswereW llful.

11

94.Regardingtheconspiracyclaimed herein,plaintiffassertsthatifitisfoundthatone ormore oralIof

12 thedefendantsdid notactivelyparticipateinthesaid ilegalactsandconspiracy

, then itisaleged that

13 saiddefendantshadknowledgeoftheconspiracy, the powerto prevent,oraid inthe prevention ofthe

14 conspiracy,andrefusedtodoso.

15 95.That,inthealternativeand intheeventthatthiscourtfindsthattherewasnoconspiracybetween

j6 thedefendantsnamedhereintocolectivelyharassordefraudtheplaintiff,plaintiffalegesthatone,or

17 more,ora#ofthe defendantsnamed herein independentlv comm itted the unlawfulacts described

herein,whichacts resulted in lheIoss ofvaluable properlyrinhts,deprivation and violation ofplaintiffs

18

richts.nrivileqes,andimmunitiescuaranteedunder Iawsofthe UnitedStates.

19

96.Plainti;alegesthataIoffolowingconductcom'plainedofherein isextrem eand outraqeouw

20

1.Prosecutionadionsforforeclosureinstatecourtwithouthaveproperstanding.

21

2.Obtainingafalseandfraudulentjudgmentagainstplaintiffsinforeclosureresultingfromfraud.

22

3.W rongfulyIistingplaintifsrealpropertyforforeclosuresaleinpublicnewspapers.

23

4.Makingfalsestatementsincourtproceedingstoassistinstealingrealproperty.

24

5.Makingfalsestatementsin plaintiffs bankruptcycase inordertoobtain relieffrom stay.

25

26

27

28

EXTREM E A ND O UTRAGEO US CONDUCT

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 19 of 25
Page 18 of 18

PRAYER FOR RELIEF

(withPunitiveDamages)

2 97 lows:

. Plaintiffsnowprayforjudgmentagainstdefendantsasfo

3 A MoneyJudgmentinfavorofplaintiff againsteachdefendantinsolido forwillfulviolation ofthe

4 automaticstay,fraud,negligentmisrepresentation,actualdamagesandpunitivedamages,and,

5 B.DeclaratoryRelief declaringtheactsto beunlawful,

6 C.TheissuanceofaSHOW CAUSE orderorderingdefendantstoshow causewhy an injunction

7 should notissued againstthem,

D.An ORDER establishinga CONSTRUCTIVETRUST,consistentwithdefendant'srealpropertyfraud,

8

E.AjudgmentagainsttheFRAUDassetforthinExhibit''F''-thecomplaintforFraud.

9

AmoneyjudgmentagainsttheRackeeteringasfulysetforthinExhibit''R''RICOCOMPLAINT

10

M O NETARY DAM AG ES

11

lltrillftlIh/itllltity11(yfIZ1)()I:/t1t1(1IZ(,(1(,r1lILaw..........................................................-.. il:èti(),()()().()()

12

IzIqkrttl1)(19(,(,i!)(1i'lit.-Ez-'-rll(,Ezrlltltl()()rklIllltirlt)................................................. i;:5,65()(),:)()().()()

13

p1()(jlilj()r1tllifsrth1)r()i1()1tlltitl11................................................,................................. il65,ti6161'C1C161-6161

14 Rlco(seeExhibit.'R''-TheRlco complaint)(TrebleDamages).......................... $21,000,000.00

$(5 (lihlilIitilj11tisl/itlllttity1fs........................................a.................................................... t$65()(),()()().()()

16

131111itih/tl()11rYl11(jeS................................................................................................. j;1,()()(),()()().()()

17

98.PlaintiffalsoseeksanyequitablereliefthisCourtmaydetermineisfair

18 .

99.Plaintiffmayamend thiscomplaintto include additionalclaimsasnew informationaboutdefendants

19

fraudsystem is Iearnedthroughdiscovery.

20

100.PlaintiffintendstoexecuteaMotionforPreliminaryInjunctiontoaddressthewrongfulforeclosure

21

andotherilegalactscomplainedofhereinsothatplainti;isnotprejudicedfrom awritofpossession.

22 WHEREFORE

, ALL PREMISES CONSIDERED,P/ajnljff pray thatthis Honorable Colrlafterdue

23 roceeding p , andaIIegaldelays,doenterjudgmentagainstthedefendantsjointly,severely,andin

24 solido, condem nin.qthem al.forthesaidunlawfulactsinthefulamountof. $30,550,000.00

2s o . y ,s

AlfedMczeal,Jr. VeronicaAvalonPonderW aters

26 po Box 20031 p.o.Box 2oo31

W estPalm Beach,FL33416 W estPalm Beach, FL33416

27 Phone:832-623-4418 Phone:561-441-6948

28 Dated: Novem ber28, 2022 JURY TRIA L DEM A NDED

PRAYER FOR RELIEF

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 20 of 25
1

1 VERjyjcAylo N

2 oF

a Alfred M czeal,Jr.& Veronica PonderW aters

4 I(we),AlfredMczeal,Jr.&VeronicaPonderWaters am plaintiffts)intheabove-entitledaction.I(we)

5 have readtheforegoingcomplaintandknow thecontentsthereof. The same istrue

6 of myown knowledge,exceptasto those matterswhich are therein aleged on information and

7 belietandastothosematters,I(we)believeittobetrue.

8 I(we)declare underpenalty ofperjury thatthe foregoing is true and correctand thatthis

9 declarationwasexecutedat: W estPalm Beach,Florida

10

11

12

13 tz - V- ca

Alfred Mc al,Jr. Veronica PonderW aters

14

15 Dated: Novem ber28, 2022

16

17

18

19

20

21

22

23

24

25

26

27

28

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 21 of 25
1 REQUESTFoRSERQICE

2

3 Pleaseserve defendants atthefolowing addresses:

4 w ILM INGTON SAVINGS FUND SOCIEW

, FSB

500DELAW ARE AVENUE,IITH FL

5 ATTN:CORPORATE TRUST

W ILM INGTON DE 19801

6

7 CJJFN

, LLC

8 5626 GUN CLUB RD

W EST PALM BEACH,FL33415

9

10

NelsyGrajales

11 7879 MAHOGANY LN

ROYALPALM BFACH,FL33411

12

13 MANGANELLI& LEIDER

, P.A.

14 1900NWBCorporateBlvdj.Suite305W

oca Raton,FL3 431

15

16 christianSavio

1900NW Corporate Blvd.,Suite305W

17 BocaRaton, FL33431

18

19

20

21

22

23

24

25

26

27

28

REQUEST FOR SERVICE

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 22 of 25
Exhibits

2

3 Exhibit# Description ofExhibit

4 A LEGA L DESC RIPTIO N

5 F CO M PLA INT FO R FRAUD

6 1 ILLEGALFORECLOSURE;ILLEGAL EVICTIO N;FALSE NOTE

SCAM ;FALSE AFFIDAVITS

7

8

9

10

11

12

13

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Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 23 of 25
EXHIBIT ''A''-LEGA L DESCRIPTION

SEE EXHIBIT ''A''

2312PinecrestCourt

STREETADDRESS WestPalm Beach,Florida33415

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 24 of 25
:# ##

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The Fraud

ASSERTED AGAINST:

(ALLDEFENDANTS,INDIVIDUALLY)

:

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NOTICEPLEADING:Rule9(b)oftheFederalRulesofCivilProcedurerequiresthatthefactsconstitutingthefraudbepled withspecificity,as

conclusionalegationsareinsuficient.FED.R.CIV.PROC.9(b)(SeeMoorev.KayportPackageFxp.lnc.885F,2d533,540(9thCir.1989)(''A

leadingissuficientunderRule9(b)ifitidentifiesthecircumstancesconstitutingthefraudsothatthedefendantcanprepareanadequateanswerto

thealegations.A statementoftime,place,andnatureofthealegedfraudulentactivitiesaresuficient.(Walingv.BeverlyEnters,476F.2d.393,397,

(9thCir.1973)concludingtimelplaceandnatureoffraudmeetsRule9(b)requirements.

CauseofAction -Fraud

I

Case 9:22-cv-81847-DMM Document 1 Entered on FLSD Docket 11/28/2022 Page 25 of 25