**Exhibit 4**

 

(FORM OF STOCK CERTIFICATE - FRONT SIDE)

 
| NUMBER       | SHARES               |
|--------------|----------------------|
|         |
|         |
| COMMON STOCK | CUSIP                |
|         | See reverse  for     |
|         | certain  definitions |
|              |                      |  |

 

 

**PEOPLES COMMUNITY BANCORP, INC.**

 

**INCORPORATED UNDER THE LAWS OF MARYLAND**

 

This certifiesthat                                         is the registered holder of                    fullypaid and non-assessable shares of the Common Stock, par value $.01 per share,of Peoples Community Bancorp, Inc., Lebanon, Ohio (the “Corporation”),incorporated under the laws of the State of Maryland.

 

The sharesevidenced by this Certificate are transferable only on the books of theCorporation by the holder hereof, in person or by a duly authorized attorney orlegal representative, upon surrender of this Certificate properly endorsed.  This Certificate and the shares representedhereby are subject to all the provisions of the Certificate of Incorporationand Bylaws of the Corporation and any and all amendments thereto.  **The sharesrepresented by this certificate are not deposits or accounts and are notfederally insured or guaranteed.** This Certificate is not valid unless countersigned by the Transfer Agentand registered by the Registrar.

 

IN WITNESSWHEREOF, the Corporation has caused this Certificate to be executed by thefacsimile signatures of its duly authorized officers and has caused itsfacsimile seal to be affixed hereto.

 

 
| Dated:            |                                   |
|-------------------|----------------------------------------|
|              |                                   |
|              |                                   |
|              |                                   |
|              | ** (SEAL)**                       |   |   |
| John E.  Rathkamp | Jerry D.  Williams                     |
| Secretary         | President  and Chief Executive Officer |
|                   |                                        |  |  |

 

 

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**(FORM OF STOCK CERTIFICATE - BACK SIDE)**

 

TheCorporation is authorized to issue more than one class of stock, including aclass of preferred stock which may be issued in one or more series.  The Corporation will furnish to anystockholder, upon written request and without charge, a full statement of thedesignations, preferences, limitations and relative rights of the shares ofeach class authorized to be issued and, with respect to the issuance of anypreferred stock to be issued in series, the relative rights, preferences andlimitations between the shares of each series so far as the rights, preferencesand limitations have been fixed and determined and the authority of the Boardof Directors to fix and determine the relative rights, preferences andlimitations of subsequent series.

 

The followingabbreviations, when used in the inscription on the face of this Certificate,shall be construed as though they were written out in full according toapplicable laws or regulations:

 
| TEN COM | -      | as tenants  in common                                |
|---------|--------|------------------------------------------------------|
|    |   |                                                 |
| TEN ENT | -      | as tenants  by the entireties                        |
|    |   |                                                 |
| JT TEN  | -      | as joint  tenants with right of survivorship and not |
|    |   | as tenants  in common                                |

 
| UNIF GIFT  MIN ACT - |                         | Custodian |    | under  |
|----------------------|------------------------------|-----------|---------|--------|
|                 | (Cust)                       |      | (Minor) |   |
|                 | Uniform  Gifts to Minors Act |      |    |
|                 | (State)                      |      |
|                      |                              |           |         |        |  |  |  |  |  |  |  |

 

 

Additional abbreviations mayalso be used though not in the above list.

 

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For valuereceived,                               herebysell, assign and transfer unto

 

 

PLEASE INSERT SOCIAL SECURITY OR OTHER

TAXPAYER IDENTIFYING NUMBER OF ASSIGNEE
|                                                                      |   |
|---------------------------------------------------------------------------|--------|
|                                                                      |   |
|                                                                      |   |
|                                                                      |
|                                                                      |   |
| (Please print or typewrite  name and address including postal zip code of |
| assignee)                                                                 |
|                                                                      |
|                                                                      |   |
|                                                                      |   |
|                                                                      |   |
|                                                                           |        |  |  |

 

                    sharesof Common Stock represented by this Certificate, and do hereby irrevocablyconstitute and appoint                    asAttorney, to transfer the said shares on the books of the within namedCorporation, with full power of substitution.

 
| Dated  |      |   |   |
|--------|-----------|--------|--------|
|   |      |   |
|   | Signature |
|   |      |
|   |      |
|   |      |   |
|   | Signature |

 

 

**NOTICE:**  Thesignature(s) to this assignment must correspond with the name(s) as writtenupon the face of this Certificate in every particular, without alteration orenlargement, or any change whatever.  Thesignature(s) should be guaranteed by an eligible guarantor institution (bank,stockbroker, savings and loan association or credit union) with membership inan approved signature medallion program, pursuant to S.E.C. Rule 17Ad-15.

 

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