ex_162193.htm


Exhibit 10.18


 


SECOND AMENDMENT TO THE CREDIT AGREEMENT


 


This SECOND AMENDMENT, dated as of October 31, 2019 (this “Amendment”), to the $212,500,000 Credit Agreement, dated as of January 29, 2018 (as amended by the First Amendment, dated as of May 14, 2019 and as further amended, restated, amended and restated, supplemented or otherwise modified from time to time, the “Credit Agreement”), among HOVNANIAN ENTERPRISES, INC., a Delaware corporation (“Holdings”), K. HOVNANIAN ENTERPRISES, INC., a California corporation (“Borrower”), the Subsidiaries of Holdings from time to time party thereto (each a “Subsidiary Guarantor” and collectively, together with Holdings, the “Guarantors”), each lender from time to time party thereto (collectively, the “Lenders” and individually, each a “Lender”) and WILMINGTON TRUST, NATIONAL ASSOCIATION, as administrative agent (“Administrative Agent”), is entered into by and among the Borrower, Holdings, the Administrative Agent and the Lenders signatory hereto (which constitute Required Lenders).


 


W I T N E S S E T H:


 


WHEREAS, the Borrower, Holdings, the Administrative Agent and the Lenders have requested an amendment to the Credit Agreement; and


 


WHEREAS, pursuant to Section 9.01 of the Credit Agreement, the Borrower, Holdings, the Subsidiary Guarantors, the Lenders party hereto (which constitute the Required Lenders) and the Administrative Agent are willing to agree to this Amendment on the terms set forth herein.


 


NOW THEREFORE, in consideration of the premises and mutual covenants hereinafter set forth, the parties hereto agree as follows:


 


ARTICLE 1.


DEFINITIONS


 


Unless otherwise defined herein, terms defined in the Credit Agreement and used herein shall have the meanings given to them in the Credit Agreement.


 


ARTICLE 2.


AMENDMENT


 


SECTION 2.1. Amendments the Credit Agreement. Each of the parties hereto agrees that, upon the satisfaction of the conditions precedent set forth in Section 3.1 below, (i) the Credit Agreement shall be amended to delete the stricken text (indicated textually in the same manner as the following example: stricken text) and to add the double-underlined text (indicated textually in the same manner as the following example: double-underlined text) as set forth in the pages of the Credit Agreement attached as Exhibit A hereto and (ii) Schedule 1.01 of the Credit Agreement shall be replaced in its entirety with the schedule set forth in Exhibit B hereto.


 


SECTION 2.2. Guarantees. Each guarantor listed in Schedule I and II hereto, by its execution of this Amendment, agrees to be a Guarantor with respect to the obligations under the Credit Agreement and to be bound by the terms of the Credit Agreement applicable to Guarantors, including, but not limited to, Article X thereof.


 



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ARTICLE 3.


CONDITIONS; GENERAL


 


SECTION 3.1. Effectiveness. This Amendment shall become effective as of the date (the “Second Amendment Effective Date”) on which the Administrative Agent (or its outside counsel) shall have received (i) a duly executed and completed counterpart hereof that bears the signature of each of the Borrower and Holdings, (ii) a duly executed and completed counterpart hereof that bears the signature of the Administrative Agent and (iii) duly executed and completed counterparts hereof that bear the signatures of Lenders sufficient to constitute the Required Lenders.


 


SECTION 3.2. Representations and Warranties. Each of the Borrower and Holdings represents and warrants to each of the Lenders and the Administrative Agent that, as of the Second Amendment Effective Date:


 


(a)     This Amendment has been duly authorized, executed and delivered by it, and this Amendment and the Credit Agreement, as amended hereby, constitutes its valid and binding obligation, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by the effects of bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium and other similar laws relating to or affecting creditors’ rights generally, general equitable principles (whether considered in a proceeding in equity or at law) and an implied covenant of good faith and fair dealing.


 


(b)     At the time of entering into, and immediately after giving effect to, this Amendment, no Default or Event of Default has occurred and is continuing.


 


SECTION 3.3. Effect of Amendment.


 


(a)     Except as expressly set forth herein, the execution, delivery and effectiveness of this Amendment shall not, by implication or otherwise, alter, modify, amend or in any way affect any of the terms, conditions, obligations, liabilities, covenants or agreements contained in the Credit Agreement, or any other provision of the Credit Agreement or of any other Loan Document, which shall remain in full force and effect and are hereby ratified and confirmed.


 


(b)     The execution, delivery and effectiveness of this Amendment shall not, by implication or otherwise, (i) constitute or operate as a waiver of any Defaults or Events of Default that may be continuing under the Credit Agreement or (ii) limit, impair, constitute or operate as a waiver of, or otherwise affect any of the rights, powers, privileges or remedies of, the Lenders or the Administrative Agent under the Credit Agreement or any other Loan Document.


 


(c)     On and after the Second Amendment Effective Date, each reference in the Credit Agreement to “this Agreement”, “hereunder”, “hereof”, “herein”, or words of like import, and each reference to the Credit Agreement in any other Loan Document shall be deemed a reference to the Credit Agreement, as amended hereby, and this Amendment and the Credit Agreement shall be read together and construed as a single instrument. This Amendment shall constitute a Loan Document under the terms of the Credit Agreement.


 


SECTION 3.4. General.


 


(a)     Incorporation by Reference. Sections 9.12 through (and including) 9.16 and Section 9.19 of the Credit Agreement are hereby incorporated by reference and shall apply to this Amendment, mutatis mutandis.


 



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(b)     Counterparts. This Amendment may be executed by one or more of the parties to this Amendment in one or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. Delivery by telecopier or other electronic transmission (including portable document format) of an executed counterpart of a signature page to this Amendment shall be effective as delivery of an original executed counterpart hereof.


 


(c)     Headings. The headings of this Amendment are used for convenience of reference only, are not part of this Amendment and shall not affect the construction of, or be taken into consideration in interpreting, this Amendment.


 


(d)     Binding; Administrative Agent. Each of the Lenders party hereto, by its execution below, (i) authorizes the Administrative Agent to execute and deliver this Amendment and (ii) agrees to be bound by the terms and conditions of this Amendment. Wilmington Trust, National Association is entering into this Amendment solely in its capacity as Administrative Agent under the Credit Agreement and as such in executing this Amendment and acting hereunder, it shall be entitled to the rights, benefits, protections, indemnities and immunities afforded to it as Administrative Agent under the Credit Agreement.


 



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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed and delivered by their respective duly authorized officers as of the day and year first above written.


 


	 	
			HOVNANIAN ENTERPRISES, INC.,


			as Holdings


			 

				 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ David Bachstetter	 
	 	 	Name: David Bachstetter	 
	 	 	Title:   Vice President, Finance and Treasurer	 



 


	 	
			K. HOVNANIAN ENTERPRISES, INC.,


			as the Borrower

				 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ David Bachstetter	 
	 	 	Name: David Bachstetter	 
	 	 	Title:   Vice President, Finance and Treasurer	 



 


 


	 	K. HOV IP, II, INC.,	 
	 	 	 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ David Bachstetter	 
	 	 	Name: David Bachstetter	 
	 	 	Title:   Chief Executive Officer and Treasurer	 



 


 


	 	K. HOV IP, II, INC.,	 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ David Bachstetter	 
	 	 	Name: David Bachstetter	 
	 	 	Title:   Chief Executive Officer and Treasurer	 



 


 


	 	
			On behalf of each of the entities listed on 


			Schedules I and II hereto 

				 
	 	 	 	 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ David Bachstetter	 
	 	 	Name: David Bachstetter	 
	 	 	Title:   Vice President	 



 


 


[Hovnanian– Second Amendment to Credit Agreement (Term Loan Credit Facility)]



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			WILMINGTON TRUST, NATIONAL ASSOCIATION,


			as Administrative Agent

				 
	 	 	 	 
	 	 	 	 
	 	By:	/s/ Jeffery Rose	 
	 	 	Name: Jeffery Rose	 
	 	 	Title: Vice President	 



 


 


[Hovnanian – Second Amendment to Credit Agreement (Term Loan Credit Facility)]



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Signature Page of Lenders on file with the Administrative Agent


 


 


 


[Hovnanian – Second Amendment to Credit Agreement (Term Loan Credit Facility)]



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Schedule I


 


List of New Guarantors 


 


 


AMBER RIDGE, LLC


GTIS-HOV DULLES PARKWAY PARENT LLC


GTIS-HOV FESTIVAL LAKES LLC


GTIS-HOV GREENFIELD CROSSING PARENT LLC


GTIS-HOV HOLDINGS LLC


GTIS-HOV POSITANO LLC


GTIS-HOV RANCHO 79 LLC


GTIS-HOV RESIDENCES AT DULLES PARKWAY LLC


GTIS-HOV RESIDENCES AT GREENFIELD CROSSING LLC


GTIS-HOV VILLAGES AT PEPPER MILL LLC


GTIS-HOV WARMINSTER LLC


HOMEBUYERS FINANCIAL USA, LLC


HOVSITE CATALINA LLC


HOVSITE CHURCHILL CLUB LLC


HOVSITE CIDER GROVE LLC


HOVSITE FIRENZE LLC


HOVSITE GREENWOOD MANOR LLC


HOVSITE HUNT CLUB LLC


HOVSITE IRISH PRAIRIE LLC


HOVSITE LIBERTY LAKES LLC


HOVSITE MONTEVERDE 1 & 2 LLC


HOVSITE MONTEVERDE 3 & 4 LLC


HOVSITE PROVIDENCE LLC


HOVSITE SOUTHAMPTON LLC


K. HOVANANIAN SOUTHERN CALIFORNIA DIVISION, LLC


K. HOVNANIAN AMBER GLEN, LLC


K. HOVNANIAN ARIZONA NEW GC, LLC


K. HOVNANIAN ASPIRE AT MORRIS WOODS, LLC


K. HOVNANIAN AT 23 NORTH, LLC


K. HOVNANIAN AT AMBERLEY WOODS, LLC


K. HOVNANIAN AT AUTUMN RIDGE, LLC


K. HOVNANIAN AT BALTIC & AEGEAN ASBURY PARK, LLC


K. HOVNANIAN AT BRADWELL ESTATES, LLC


K. HOVNANIAN AT BRITTANY MANOR BORROWER, LLC


K. HOVNANIAN AT BRITTANY MANOR, LLC


K. HOVNANIAN AT CADENCE PARK, LLC


K. HOVNANIAN AT CANTER V, LLC


K. HOVNANIAN AT CEDAR LANE ESTATES, LLC


K. HOVNANIAN AT DEER RIDGE, LLC


K. HOVNANIAN AT DOMINION CROSSING, LLC


K. HOVNANIAN AT EAGLE HEIGHTS, LLC


K. HOVNANIAN AT EMBREY MILL, LLC


 



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K. HOVNANIAN AT GRANDE PARK, LLC


K. HOVNANIAN AT HAMMOCK BREEZE, LLC


K. HOVNANIAN AT HIDDEN LAKE, LLC


K. HOVNANIAN AT HUNTER'S POND, LLC


K. HOVNANIAN AT LAKES AT NEW RIVERSIDE, LLC


K. HOVNANIAN AT MADISON SQUARE, LLC


K. HOVNANIAN AT MANALAPAN IV, LLC


K. HOVNANIAN AT MAPLE HILL LLC


K. HOVNANIAN AT MARYLAND RIDGE, LLC


K. HOVNANIAN AT MELODY FARM, LLC


K. HOVNANIAN AT MERIDIAN HILLS, LLC


K. HOVNANIAN AT MORRIS TWP II, LLC


K. HOVNANIAN AT MYSTIC DUNES, LLC


K. HOVNANIAN AT NORTH GROVE CROSSING, LLC


K. HOVNANIAN AT NORTH POINTE ESTATES LLC


K. HOVNANIAN AT ORCHARD MEADOWS, LLC


K. HOVNANIAN AT PELHAM'S REACH, LLC


K. HOVNANIAN AT PHILADELPHIA I, L.L.C.


K. HOVNANIAN AT PINCKNEY FARM, LLC


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL II, L.L.C.


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL III, L.L.C.


K. HOVNANIAN AT RANDALL HIGHLANDS, LLC


K. HOVNANIAN AT RAYMOND FARM, LLC


K. HOVNANIAN AT RIVER HILLS, LLC


K. HOVNANIAN AT SILVERWOOD GLEN, LLC


K. HOVNANIAN AT SOLARE, LLC


K. HOVNANIAN AT TAMARACK SOUTH LLC


K. HOVNANIAN AT TANGLEWOOD OAKS, LLC


K. HOVNANIAN AT THE BOULEVARDS AT WESTFIELDS, LLC


K. HOVNANIAN AT THE HIGHLANDS AT SUMMERLAKE GROVE, LLC


K. HOVNANIAN AT THE MEADOWS, LLC


K. HOVNANIAN AT TOWER HILL, LLC


K. HOVNANIAN AT VALLETTA, LLC


K. HOVNANIAN AT VILLAGE OF ROUND HILL, LLC


K. HOVNANIAN AT VISTA LAGO, LLC


K. HOVNANIAN AT WADE'S GRANT, L.L.C.


K. HOVNANIAN AT WATERFORD, LLC


K. HOVNANIAN AT WELLSPRINGS, LLC


K. HOVNANIAN AT WILLOWSFORD GREENS III, LLC


K. HOVNANIAN CA LAND HOLDINGS, LLC


K. HOVNANIAN CALIFORNIA NEW GC, LLC


K. HOVNANIAN COMPANIES OF ARIZONA, LLC


K. HOVNANIAN COMPANIES OF FLORIDA, LLC


K. HOVNANIAN CYPRESS CREEK, LLC


K. HOVNANIAN DELAWARE NEW GC, LLC


K. HOVNANIAN DFW ASCEND AT HIGHTOWER, LLC


 



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K. HOVNANIAN DFW BAYSIDE, LLC


K. HOVNANIAN DFW BERKSHIRE II, LLC


K. HOVNANIAN DFW BERKSHIRE, LLC


K. HOVNANIAN DFW CALLOWAY TRAILS, LLC


K. HOVNANIAN DFW CANYON FALLS, LLC


K. HOVNANIAN DFW CARILLON, LLC


K. HOVNANIAN DFW COMMODORE AT PRESTON, LLC


K. HOVNANIAN DFW DIVISION, LLC


K. HOVNANIAN DFW HERON POND, LLC


K. HOVNANIAN DFW HIGH POINTE, LLC


K. HOVNANIAN DFW MAXWELL CREEK, LLC


K. HOVNANIAN DFW MILRANY RANCH, LLC


K. HOVNANIAN DFW MUSTANG LAKES II, LLC


K. HOVNANIAN DFW MUSTANG LAKES, LLC


K. HOVNANIAN DFW OAKMONT PARK, LLC


K. HOVNANIAN DFW PARKVIEW, LLC


K. HOVNANIAN DFW RICHWOODS, LLC


K. HOVNANIAN DFW WATSON CREEK, LLC


K. HOVNANIAN FLORIDA NEW GC, LLC


K. HOVNANIAN FOREST LAKES, LLC


K. HOVNANIAN GEORGIA NEW GC, LLC


K. HOVNANIAN HOMES - DFW II, L.L.C.


K. HOVNANIAN HOMES AT KNOLLAC ACRES, LLC


K. HOVNANIAN HOMES AT PARKSIDE, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD GRANGE, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD NEW, LLC


K. HOVNANIAN HOMES OF DELAWARE I, LLC


K. HOVNANIAN HOMES OF FLORIDA I, LLC


K. HOVNANIAN HOMES OF MARYLAND I, LLC


K. HOVNANIAN HOMES OF MARYLAND II, LLC


K. HOVNANIAN HOMES OF VIRGINIA I, LLC


K. HOVNANIAN HOUSTON DIVISION, LLC


K. HOVNANIAN HOUSTON ELDRIDGE PARK, LLC


K. HOVNANIAN HOUSTON GREATWOOD LAKE, LLC


K. HOVNANIAN HOUSTON LAKES OF BELLA TERRA WEST, LLC


K. HOVNANIAN HOUSTON LAUREL GLEN, LLC


K. HOVNANIAN HOUSTON MIDTOWN PARK I, LLC


K. HOVNANIAN HOUSTON PARK LAKES EAST, LLC


K. HOVNANIAN HOUSTON PARKWAY TRAILS, LLC


K. HOVNANIAN ILLINOIS NEW GC, LLC


K. HOVNANIAN ILLINOIS OLD GC, LLC


K. HOVNANIAN IVY TRAIL, LLC


K. HOVNANIAN JV HOLDINGS, L.L.C.


K. HOVNANIAN JV SERVICES COMPANY, L.L.C.


K. HOVNANIAN LAKE PARKER, LLC


K. HOVNANIAN MARYLAND DIVISION, LLC


 



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K. HOVNANIAN MEADOW LAKES, LLC


K. HOVNANIAN MONTCLAIRE ESTATES, LLC


K. HOVNANIAN NEW JERSEY NEW GC, LLC


K. HOVNANIAN NORTHERN CALIFORNIA DIVISION, LLC


K. HOVNANIAN OCOEE LANDINGS, LLC


K. HOVNANIAN OF HOUSTON III, L.L.C.


K. HOVNANIAN OHIO NEW GC, LLC


K. HOVNANIAN ORLANDO DIVISION, LLC


K. HOVNANIAN PARKVIEW AT STERLING MEADOWS, LLC


K. HOVNANIAN PENNSYLVANIA NEW GC, LLC


K. HOVNANIAN REDFERN TRAILS, LLC


K. HOVNANIAN RIVINGTON, LLC


K. HOVNANIAN SAN SEBASTIAN, LLC


K. HOVNANIAN SERENO, LLC


K. HOVNANIAN SOUTH CAROLINA NEW GC, LLC


K. HOVNANIAN SOUTHEAST FLORIDA DIVISION, LLC


K. HOVNANIAN TERRALARGO, LLC


K. HOVNANIAN TEXAS OPERATIONS NEW, LLC


K. HOVNANIAN TEXAS OPERATIONS OLD, LLC


K. HOVNANIAN VIRGINIA NEW GC, LLC


K. HOVNANIAN WEST VIRGINIA NEW GC, LLC


K. HOVNANIAN'S FOUR SEASONS AT CAROLINA OAKS, LLC


K. HOVNANIAN'S FOUR SEASONS AT MALIND BLUFF, LLC


K. HOVNANIAN'S SONATA AT THE PRESERVE, LLC


LINKS AT CALUSA SPRINGS, LLC


TRAVERSE PARTNERS, LLC


 



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Schedule II


 


List of Existing Guarantors


 


2700 EMPIRE, LLC


ARBOR TRAILS, LLC


BUILDER SERVICES NJ, L.L.C.


BUILDER SERVICES PA, L.L.C.


EASTERN NATIONAL ABSTRACT, INC.


EASTERN NATIONAL TITLE AGENCY ARIZONA, LLC


EASTERN NATIONAL TITLE AGENCY FLORIDA, LLC


EASTERN NATIONAL TITLE AGENCY ILLINOIS, LLC


EASTERN NATIONAL TITLE AGENCY MARYLAND, LLC


EASTERN NATIONAL TITLE AGENCY VIRGINIA, INC.


EASTERN NATIONAL TITLE AGENCY, INC.


F&W MECHANICAL SERVICES, L.L.C.


GLENRISE GROVE, L.L.C.


HOMEBUYERS FINANCIAL SERVICES, L.L.C.


HOVNANIAN DEVELOPMENTS OF FLORIDA, INC.


HOVNANIAN LAND INVESTMENT GROUP OF FLORIDA, L.L.C.


HOVNANIAN LAND INVESTMENT GROUP OF MARYLAND, L.L.C.


HOVNANIAN LAND INVESTMENT GROUP, L.L.C.


K. HOVNANIAN ABERDEEN, LLC


K. HOVNANIAN ACQUISITIONS, INC.


K. HOVNANIAN ARIZONA OLD GC, LLC


K. HOVNANIAN ASBURY POINTE, LLC


K. HOVNANIAN ASPIRE AT BELLEVUE RANCH, LLC


K. HOVNANIAN ASPIRE AT RIVER TERRACE, LLC


K. HOVNANIAN ASPIRE AT WATERSTONE, LLC


K. HOVNANIAN AT 240 MISSOURI, LLC


K. HOVNANIAN AT ACACIA PLACE, LLC


K. HOVNANIAN AT AIRE ON MCDOWELL, LLC


K. HOVNANIAN AT ALEXANDER LAKES, LLC


K. HOVNANIAN AT ALISO, LLC


K. HOVNANIAN AT ALLENTOWN, L.L.C.


K. HOVNANIAN AT ANDALUSIA, LLC


K. HOVNANIAN AT ASBURY PARK URBAN RENEWAL, LLC


K. HOVNANIAN AT ASHBY PLACE, LLC


K. HOVNANIAN AT ASHLEY POINTE LLC


K. HOVNANIAN AT AVENIR, LLC


K. HOVNANIAN AT BAKERSFIELD 463, L.L.C.


K. HOVNANIAN AT BARNEGAT II, L.L.C.


K. HOVNANIAN AT BEACON PARK AREA 129 II, LLC


K. HOVNANIAN AT BEACON PARK AREA 129, LLC


K. HOVNANIAN AT BEACON PARK AREA 137, LLC


K. HOVNANIAN AT BENSEN'S MILL ESTATES, LLC


K. HOVNANIAN AT BLACKSTONE, LLC


 



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K. HOVNANIAN AT BOCA DUNES, LLC


K. HOVNANIAN AT BRANCHBURG II, LLC


K. HOVNANIAN AT BRANCHBURG, L.L.C.


K. HOVNANIAN AT BRANCHBURG-VOLLERS, LLC


K. HOVNANIAN AT BRENFORD STATION, LLC


K. HOVNANIAN AT BRIDGEWATER I, L.L.C.


K. HOVNANIAN AT BURCH KOVE, LLC


K. HOVNANIAN AT CAMP HILL, L.L.C.


K. HOVNANIAN AT CAPISTRANO, L.L.C.


K. HOVNANIAN AT CARLSBAD, LLC


K. HOVNANIAN AT CATANIA, LLC


K. HOVNANIAN AT CATON'S RESERVE, LLC


K. HOVNANIAN AT CEDAR GROVE III, L.L.C.


K. HOVNANIAN AT CEDAR LANE, LLC


K. HOVNANIAN AT CHESTERFIELD, L.L.C.


K. HOVNANIAN AT CHRISTINA COURT, LLC


K. HOVNANIAN AT CHURCHILL FARMS LLC


K. HOVNANIAN AT CIELO, L.L.C.


K. HOVNANIAN AT COOSAW POINT, LLC


K. HOVNANIAN AT CORAL LAGO, LLC


K. HOVNANIAN AT DOYLESTOWN, LLC


K. HOVNANIAN AT DUNELLEN URBAN RENEWAL, LLC


K. HOVNANIAN AT EAST BRUNSWICK III, LLC


K. HOVNANIAN AT EAST BRUNSWICK, LLC


K. HOVNANIAN AT EAST WINDSOR, LLC


K. HOVNANIAN AT EDEN TERRACE, L.L.C.


K. HOVNANIAN AT EGG HARBOR TOWNSHIP II, L.L.C.


K. HOVNANIAN AT EL DORADO RANCH II, L.L.C.


K. HOVNANIAN AT EL DORADO RANCH, L.L.C.


K. HOVNANIAN AT EMBREY MILL VILLAGE, LLC


K. HOVNANIAN AT ESTATES AT WHEATLANDS, LLC


K. HOVNANIAN AT ESTATES OF CHANCELLORSVILLE, LLC


K. HOVNANIAN AT ESTATES OF FOX CHASE, LLC


K. HOVNANIAN AT FAIRFIELD RIDGE, LLC


K. HOVNANIAN AT FIDDYMENT RANCH, LLC


K. HOVNANIAN AT FIFTH AVENUE, L.L.C.


K. HOVNANIAN AT FLORENCE I, L.L.C.


K. HOVNANIAN AT FLORENCE II, L.L.C.


K. HOVNANIAN AT FOX PATH AT HAMPTON LAKE, LLC


K. HOVNANIAN AT FRANKLIN II, L.L.C.


K. HOVNANIAN AT FRANKLIN, L.L.C.


K. HOVNANIAN AT FREEHOLD TOWNSHIP III, LLC


K. HOVNANIAN AT FRESNO, LLC


K. HOVNANIAN AT GALLERY, LLC


K. HOVNANIAN AT GALLOWAY RIDGE, LLC


K. HOVNANIAN AT GASLAMP SQUARE, L.L.C.


 



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K. HOVNANIAN AT GILROY 60, LLC


K. HOVNANIAN AT GILROY, LLC


K. HOVNANIAN AT GREAT NOTCH, L.L.C.


K. HOVNANIAN AT HACKETTSTOWN II, L.L.C.


K. HOVNANIAN AT HAMPTON COVE, LLC


K. HOVNANIAN AT HAMPTON LAKE, LLC


K. HOVNANIAN AT HANOVER ESTATES, LLC


K. HOVNANIAN AT HERSHEY'S MILL, INC.


K. HOVNANIAN AT HIDDEN BROOK, LLC


K. HOVNANIAN AT HIGHLAND PARK, LLC


K. HOVNANIAN AT HILLSBOROUGH, LLC


K. HOVNANIAN AT HILLTOP RESERVE II, LLC


K. HOVNANIAN AT HILLTOP RESERVE, LLC


K. HOVNANIAN AT HOLLY RIDGE, LLC


K. HOVNANIAN AT HOWELL FORT PLAINS, LLC


K. HOVNANIAN AT HOWELL II, LLC


K. HOVNANIAN AT HOWELL, LLC


K. HOVNANIAN AT HUDSON POINTE, L.L.C.


K. HOVNANIAN AT HUNTFIELD, LLC


K. HOVNANIAN AT INDIAN WELLS, LLC


K. HOVNANIAN AT ISLAND LAKE, LLC


K. HOVNANIAN AT JACKS RUN, LLC


K. HOVNANIAN AT JACKSON I, L.L.C.


K. HOVNANIAN AT JACKSON, L.L.C.


K. HOVNANIAN AT JAEGER RANCH, LLC


K. HOVNANIAN AT LA LAGUNA, L.L.C.


K. HOVNANIAN AT LAKE BURDEN, LLC


K. HOVNANIAN AT LAKE FLORENCE, LLC


K. HOVNANIAN AT LAKE LECLARE, LLC


K. HOVNANIAN AT LAKE RIDGE ESTATES, LLC


K. HOVNANIAN AT LEE SQUARE, L.L.C.


K. HOVNANIAN AT LENAH WOODS, LLC


K. HOVNANIAN AT LIBERTY HILL FARM, LLC


K. HOVNANIAN AT LILY ORCHARD, LLC


K. HOVNANIAN AT LINK CROSSING, LLC


K. HOVNANIAN AT LITTLE EGG HARBOR TOWNSHIP II, L.L.C.


K. HOVNANIAN AT LOWER MACUNGIE TOWNSHIP I, L.L.C.


K. HOVNANIAN AT LOWER MACUNGIE TOWNSHIP II, L.L.C.


K. HOVNANIAN AT LOWER MAKEFIELD TOWNSHIP I, L.L.C.


K. HOVNANIAN AT LUKE LANDING, LLC


K. HOVNANIAN AT LUNA VISTA, LLC


K. HOVNANIAN AT MAGNOLIA PLACE, LLC


K. HOVNANIAN AT MAIN STREET SQUARE, LLC


K. HOVNANIAN AT MALAN PARK, L.L.C.


K. HOVNANIAN AT MANALAPAN CROSSING, LLC


K. HOVNANIAN AT MANALAPAN II, L.L.C.


 



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K. HOVNANIAN AT MANALAPAN III, L.L.C.


K. HOVNANIAN AT MANALAPAN RIDGE, LLC


K. HOVNANIAN AT MANALAPAN V, LLC


K. HOVNANIAN AT MANALAPAN VI, LLC


K. HOVNANIAN AT MANTECA, LLC


K. HOVNANIAN AT MAPLE AVENUE, L.L.C.


K. HOVNANIAN AT MARLBORO TOWNSHIP IX, L.L.C.


K. HOVNANIAN AT MARLBORO TOWNSHIP V, L.L.C.


K. HOVNANIAN AT MARLBORO VI, L.L.C.


K. HOVNANIAN AT MEADOWRIDGE VILLAS, LLC


K. HOVNANIAN AT MELANIE MEADOWS, LLC


K. HOVNANIAN AT MENDHAM TOWNSHIP, L.L.C.


K. HOVNANIAN AT MIDDLE TOWNSHIP II, L.L.C.


K. HOVNANIAN AT MIDDLETOWN III, LLC


K. HOVNANIAN AT MIDDLETOWN, LLC


K. HOVNANIAN AT MILLVILLE II, L.L.C.


K. HOVNANIAN AT MONROE IV, L.L.C.


K. HOVNANIAN AT MONROE NJ II, LLC


K. HOVNANIAN AT MONROE NJ III, LLC


K. HOVNANIAN AT MONROE NJ, L.L.C.


K. HOVNANIAN AT MONTANA VISTA DOBBINS, LLC


K. HOVNANIAN AT MONTANA VISTA, LLC


K. HOVNANIAN AT MONTGOMERY, LLC


K. HOVNANIAN AT MONTVALE II, LLC


K. HOVNANIAN AT MONTVALE, L.L.C.


K. HOVNANIAN AT MORRIS TWP, LLC


K. HOVNANIAN AT MUIRFIELD, LLC


K. HOVNANIAN AT NORTH BERGEN. L.L.C.


K. HOVNANIAN AT NORTH BRUNSWICK VI, L.L.C.


K. HOVNANIAN AT NORTH CALDWELL II, L.L.C.


K. HOVNANIAN AT NORTH CALDWELL III, L.L.C.


K. HOVNANIAN AT NORTH CALDWELL IV, L.L.C.


K. HOVNANIAN AT NORTH HILL, LLC


K. HOVNANIAN AT NORTH WILDWOOD, L.L.C.


K. HOVNANIAN AT NORTHAMPTON, L.L.C.


K. HOVNANIAN AT NORTHRIDGE ESTATES, LLC


K. HOVNANIAN AT NORTON LAKE LLC


K. HOVNANIAN AT NOTTINGHAM MEADOWS, LLC


K. HOVNANIAN AT OAK POINTE, LLC


K. HOVNANIAN AT OAKLAND, LLC


K. HOVNANIAN AT OCEAN VIEW BEACH CLUB, LLC


K. HOVNANIAN AT OCEANPORT, L.L.C.


K. HOVNANIAN AT OLD BRIDGE II, LLC


K. HOVNANIAN AT OLD BRIDGE, L.L.C.


K. HOVNANIAN AT PALM VALLEY, L.L.C.


K. HOVNANIAN AT PARK PASEO, LLC


 



14




 




 


K. HOVNANIAN AT PARKSIDE, LLC


K. HOVNANIAN AT PARSIPPANY, L.L.C.


K. HOVNANIAN AT PAVILION PARK, LLC


K. HOVNANIAN AT PIAZZA SERENA, L.L.C


K. HOVNANIAN AT PICKETT RESERVE, LLC


K. HOVNANIAN AT PLANTATION LAKES, L.L.C.


K. HOVNANIAN AT POINTE 16, LLC


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL V, L.L.C.


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL VIII, L.L.C.


K. HOVNANIAN AT POSITANO, LLC


K. HOVNANIAN AT PRAIRIE POINTE, LLC


K. HOVNANIAN AT QUAIL CREEK, L.L.C.


K. HOVNANIAN AT RANCHO CABRILLO, LLC


K. HOVNANIAN AT RAPHO, L.L.C


K. HOVNANIAN AT REDTAIL, LLC


K. HOVNANIAN AT RESERVES AT WHEATLANDS, LLC


K. HOVNANIAN AT RESIDENCE AT DISCOVERY SQUARE, LLC


K. HOVNANIAN AT RETREAT AT MILLSTONE, LLC


K. HOVNANIAN AT RIDGEMONT, L.L.C.


K. HOVNANIAN AT ROCK LEDGE, LLC


K. HOVNANIAN AT ROCKLAND VILLAGE GREEN, LLC


K. HOVNANIAN AT ROCKY RUN VILLAGE, LLC


K. HOVNANIAN AT RODERUCK, L.L.C.


K. HOVNANIAN AT ROSEMARY LANTANA, L.L.C.


K. HOVNANIAN AT SAGEBROOK, LLC


K. HOVNANIAN AT SANTA NELLA, LLC


K. HOVNANIAN AT SAWMILL, INC.


K. HOVNANIAN AT SCOTTSDALE HEIGHTS, LLC


K. HOVNANIAN AT SEABROOK, LLC


K. HOVNANIAN AT SEASONS LANDING, LLC


K. HOVNANIAN AT SHELDON GROVE, LLC


K. HOVNANIAN AT SHREWSBURY, LLC


K. HOVNANIAN AT SIENNA HILLS, LLC


K. HOVNANIAN AT SIERRA VISTA, LLC


K. HOVNANIAN AT SIGNAL HILL, LLC


K. HOVNANIAN AT SILVER LEAF, LLC


K. HOVNANIAN AT SILVER SPRING, L.L.C.


K. HOVNANIAN AT SILVERSTONE G, LLC


K. HOVNANIAN AT SILVERSTONE, LLC


K. HOVNANIAN AT SKYE ISLE, LLC


K. HOVNANIAN AT SKYE ON MCDOWELL, LLC


K. HOVNANIAN AT SMITHVILLE, INC.


K. HOVNANIAN AT SOMERSET, LLC


K. HOVNANIAN AT SOUTH BRUNSWICK II, LLC


K. HOVNANIAN AT SOUTH BRUNSWICK III, LLC


K. HOVNANIAN AT SOUTH BRUNSWICK IV, LLC


 



15




 




 


K. HOVNANIAN AT SPRING ISLE, LLC


K. HOVNANIAN AT STANTON, LLC


K. HOVNANIAN AT STATION SQUARE, L.L.C.


K. HOVNANIAN AT SUMMERLAKE, LLC


K. HOVNANIAN AT SUNRIDGE PARK, LLC


K. HOVNANIAN AT SUNRISE TRAIL II, LLC


K. HOVNANIAN AT TERRA BELLA TWO, LLC


K. HOVNANIAN AT THE COMMONS AT RICHMOND HILL, LLC


K. HOVNANIAN AT THE MEADOWS 9, LLC


K. HOVNANIAN AT THE MONARCH, L.L.C.


K. HOVNANIAN AT THE PROMENADE AT BEAVER CREEK, LLC


K. HOVNANIAN AT THOMPSON RANCH, LLC


K. HOVNANIAN AT TOWNES AT COUNTY CENTER, LLC


K. HOVNANIAN AT TRAFFORD PLACE, LLC


K. HOVNANIAN AT TRAIL RIDGE, LLC


K. HOVNANIAN AT TRAMORE LLC


K. HOVNANIAN AT UNION PARK, LLC


K. HOVNANIAN AT UPPER PROVIDENCE, LLC


K. HOVNANIAN AT UPPER UWCHLAN II, L.L.C.


K. HOVNANIAN AT UPPER UWCHLAN, L.L.C.


K. HOVNANIAN AT VALLE DEL SOL, LLC


K. HOVNANIAN AT VENTANA LAKES, LLC


K. HOVNANIAN AT VERONA ESTATES, LLC


K. HOVNANIAN AT VERONA URBAN RENEWAL, L.L.C.


K. HOVNANIAN AT VERRADO CASCINA, LLC


K. HOVNANIAN AT VERRADO MARKETSIDE, LLC


K. HOVNANIAN AT VICTORVILLE, L.L.C.


K. HOVNANIAN AT VILLAGE CENTER, LLC


K. HOVNANIAN AT VILLAGES AT COUNTRY VIEW, LLC


K. HOVNANIAN AT VILLAS AT THE COMMONS, LLC


K. HOVNANIAN AT VINEYARD HEIGHTS, LLC


K. HOVNANIAN AT VISTA DEL SOL, L.L.C.


K. HOVNANIAN AT WALDWICK, LLC


K. HOVNANIAN AT WALKERS GROVE, LLC


K. HOVNANIAN AT WALL DONATO, LLC


K. HOVNANIAN AT WALL QUAIL RIDGE, LLC


K. HOVNANIAN AT WARREN TOWNSHIP II, LLC


K. HOVNANIAN AT WARREN TOWNSHIP, L.L.C.


K. HOVNANIAN AT WATERSTONE, LLC


K. HOVNANIAN AT WEST VIEW ESTATES, L.L.C.


K. HOVNANIAN AT WESTBROOK, LLC


K. HOVNANIAN AT WESTSHORE, LLC


K. HOVNANIAN AT WHEELER RANCH, LLC


K. HOVNANIAN AT WHEELER WOODS, LLC


K. HOVNANIAN AT WHITEMARSH, LLC


K. HOVNANIAN AT WILDWOOD BAYSIDE, L.L.C.


 



16




 




 


K. HOVNANIAN AT WOODCREEK WEST, LLC


K. HOVNANIAN AT WOOLWICH I, L.L.C.


K. HOVNANIAN BELDEN POINTE, LLC


K. HOVNANIAN BELMONT RESERVE, LLC


K. HOVNANIAN BUILD ON YOUR LOT DIVISION, LLC


K. HOVNANIAN CALIFORNIA OLD GC, INC.


K. HOVNANIAN CALIFORNIA REGION, INC.


K. HOVNANIAN CAMBRIDGE HOMES, L.L.C.


K. HOVNANIAN CENTRAL ACQUISITIONS, L.L.C.


K. HOVNANIAN CHICAGO DIVISION, INC.


K. HOVNANIAN CLASSICS, L.L.C.


K. HOVNANIAN COMMUNITIES, INC.


K. HOVNANIAN COMPANIES OF MARYLAND, INC.


K. HOVNANIAN COMPANIES OF NEW YORK, INC.


K. HOVNANIAN COMPANIES OF SOUTHERN CALIFORNIA, INC.


K. HOVNANIAN COMPANIES, LLC


K. HOVNANIAN CONSTRUCTION II, INC


K. HOVNANIAN CORNERSTONE FARMS, LLC


K. HOVNANIAN CRAFTBUILT HOMES OF SOUTH CAROLINA, L.L.C.


K. HOVNANIAN CYPRESS KEY, LLC


K. HOVNANIAN D.C. GROUP, LLC


K. HOVNANIAN DELAWARE DIVISION, INC.


K. HOVNANIAN DELAWARE OLD GC, LLC


K. HOVNANIAN DEVELOPMENTS OF D.C., INC.


K. HOVNANIAN DEVELOPMENTS OF GEORGIA, INC.


K. HOVNANIAN DEVELOPMENTS OF MINNESOTA, INC.


K. HOVNANIAN DEVELOPMENTS OF NEW YORK, INC.


K. HOVNANIAN DEVELOPMENTS OF NORTH CAROLINA, INC.


K. HOVNANIAN DEVELOPMENTS OF PENNSYLVANIA, INC.


K. HOVNANIAN DEVELOPMENTS OF TEXAS, INC.


K. HOVNANIAN DEVELOPMENTS OF WEST VIRGINIA, INC.


K. HOVNANIAN DFW AUBURN FARMS, LLC


K. HOVNANIAN DFW BELMONT, LLC


K. HOVNANIAN DFW BLUFF CREEK, LLC


K. HOVNANIAN DFW COURTS AT BONNIE BRAE, LLC


K. HOVNANIAN DFW CREEKSIDE ESTATES II, LLC


K. HOVNANIAN DFW CREEKSIDE ESTATES, LLC


K. HOVNANIAN DFW DIAMOND CREEK ESTATES, LLC


K. HOVNANIAN DFW ENCORE OF LAS COLINAS II, LLC


K. HOVNANIAN DFW ENCORE OF LAS COLINAS, LLC


K. HOVNANIAN DFW HARMON FARMS, LLC


K. HOVNANIAN DFW HERITAGE CROSSING, LLC


K. HOVNANIAN DFW HOMESTEAD, LLC


K. HOVNANIAN DFW INSPIRATION, LLC


K. HOVNANIAN DFW LEXINGTON, LLC


K. HOVNANIAN DFW LIBERTY CROSSING II, LLC


 



17




 




 


K. HOVNANIAN DFW LIBERTY CROSSING, LLC


K. HOVNANIAN DFW LIBERTY, LLC


K. HOVNANIAN DFW LIGHT FARMS II, LLC


K. HOVNANIAN DFW LIGHT FARMS, LLC


K. HOVNANIAN DFW MIDTOWN PARK, LLC


K. HOVNANIAN DFW PALISADES, LLC


K. HOVNANIAN DFW PARKSIDE, LLC


K. HOVNANIAN DFW RIDGEVIEW, LLC


K. HOVNANIAN DFW SANFORD PARK, LLC


K. HOVNANIAN DFW SEVENTEEN LAKES, LLC


K. HOVNANIAN DFW THE PARKS AT ROSEHILL, LLC


K. HOVNANIAN DFW TRAILWOOD II, LLC


K. HOVNANIAN DFW TRAILWOOD, LLC


K. HOVNANIAN DFW VILLAS AT MUSTANG PARK, LLC


K. HOVNANIAN DFW VILLAS AT THE STATION, LLC


K. HOVNANIAN DFW WELLINGTON VILLAS, LLC


K. HOVNANIAN DFW WELLINGTON, LLC


K. HOVNANIAN DFW WILDRIDGE, LLC


K. HOVNANIAN EASTERN PENNSYLVANIA, L.L.C.


K. HOVNANIAN EDGEBROOK, LLC


K. HOVNANIAN EDISON GROUP, LLC


K. HOVNANIAN ESTATES AT REGENCY, L.L.C.


K. HOVNANIAN ESTATES AT WEKIVA, LLC


K. HOVNANIAN FALLS POINTE, LLC


K. HOVNANIAN FINANCIAL SERVICES GROUP, LLC


K. HOVNANIAN FIRST HOMES, L.L.C.


K. HOVNANIAN FLORIDA OLD GC, LLC


K. HOVNANIAN FLORIDA REALTY, L.L.C.


K. HOVNANIAN FOREST VALLEY, LLC


K. HOVNANIAN FOUR SEASONS AT CHESTNUT RIDGE, LLC


K. HOVNANIAN GEORGIA OLD GC, LLC


K. HOVNANIAN GRAND CYPRESS, LLC


K. HOVNANIAN GRANDEFIELD, LLC


K. HOVNANIAN GREAT WESTERN HOMES, LLC


K. HOVNANIAN HAMPTONS AT OAK CREEK II, L.L.C.


K. HOVNANIAN HIDDEN HOLLOW, LLC


K. HOVNANIAN HIGHLAND RIDGE, LLC


K. HOVNANIAN HOLDINGS NJ, L.L.C.


K. HOVNANIAN HOMES - DFW, L.L.C.


K. HOVNANIAN HOMES AT BROOK MANOR, LLC


K. HOVNANIAN HOMES AT BURKE JUNCTION, LLC


K. HOVNANIAN HOMES AT CREEKSIDE, LLC


K. HOVNANIAN HOMES AT GREENWAY FARM, L.L.C.


K. HOVNANIAN HOMES AT JONES STATION 1, L.L.C.


K. HOVNANIAN HOMES AT LEIGH MILL, LLC


K. HOVNANIAN HOMES AT REEDY CREEK, LLC


 



18




 




 


K. HOVNANIAN HOMES AT RUSSETT, L.L.C.


K. HOVNANIAN HOMES AT SALT CREEK LANDING, LLC


K. HOVNANIAN HOMES AT SHELL HALL, LLC


K. HOVNANIAN HOMES AT SHENANDOAH SPRINGS, LLC


K. HOVNANIAN HOMES AT ST. JAMES PLACE, LLC


K. HOVNANIAN HOMES AT THE ABBY, LLC


K. HOVNANIAN HOMES AT THE HIGHLANDS, LLC


K. HOVNANIAN HOMES AT THE PADDOCKS, LLC


K. HOVNANIAN HOMES AT THOMPSON'S GRANT, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD GRANT II, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD GRANT, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD GREENS, LLC


K. HOVNANIAN HOMES NORTHERN CALIFORNIA, INC.


K. HOVNANIAN HOMES OF D.C., L.L.C.


K. HOVNANIAN HOMES OF LONGACRE VILLAGE, L.L.C.


K. HOVNANIAN HOMES OF MARYLAND, L.L.C.


K. HOVNANIAN HOMES OF MINNESOTA AT ARBOR CREEK, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT AUTUMN MEADOWS, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT BRYNWOOD, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT CEDAR HOLLOW, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT FOUNDER'S RIDGE, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT HARPERS STREET WOODS, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT OAKS OF OXBOW, LLC


K. HOVNANIAN HOMES OF MINNESOTA AT REGENT'S POINT, LLC


K. HOVNANIAN HOMES OF MINNESOTA, L.L.C.


K. HOVNANIAN HOMES OF NORTH CAROLINA, INC.


K. HOVNANIAN HOMES OF PENNSYLVANIA, L.L.C.


K. HOVNANIAN HOUSTON BAYOU OAKS AT WEST OREM, LLC


K. HOVNANIAN HOUSTON CAMBRIDGE HEIGHTS, LLC


K. HOVNANIAN HOUSTON CITY HEIGHTS, LLC


K. HOVNANIAN HOUSTON CREEK BEND, LLC


K. HOVNANIAN HOUSTON DRY CREEK VILLAGE, LLC


K. HOVNANIAN HOUSTON KATY POINTE, LLC


K. HOVNANIAN HOUSTON MAGNOLIA CREEK, LLC


K. HOVNANIAN HOUSTON PROPERTY I, LLC


K. HOVNANIAN HOUSTON PROPERTY II, LLC


K. HOVNANIAN HOUSTON RIVER FARMS, LLC


K. HOVNANIAN HOUSTON SUNSET RANCH, LLC


K. HOVNANIAN HOUSTON TERRA DEL SOL, LLC


K. HOVNANIAN HOUSTON THUNDER BAY SUBDIVISION, LLC


K. HOVNANIAN HOUSTON TRANQUILITY LAKE ESTATES, LLC


K. HOVNANIAN HOUSTON WOODSHORE, LLC


K. HOVNANIAN INDIAN TRAILS, LLC


K. HOVNANIAN LADUE RESERVE, LLC


K. HOVNANIAN LAKE GRIFFIN RESERVE, LLC


K. HOVNANIAN LAKES OF GREEN, LLC


 



19




 




 


K. HOVNANIAN LANDINGS 40S, LLC


K. HOVNANIAN LEGACY AT VIA BELLA, LLC


K. HOVNANIAN LIBERTY ON BLUFF CREEK, LLC


K. HOVNANIAN MAGNOLIA AT WESTSIDE, LLC


K. HOVNANIAN MANALAPAN ACQUISITION, LLC


K. HOVNANIAN MARYLAND REGION, INC.


K. HOVNANIAN MEADOW VIEW AT MOUNTAIN HOUSE, LLC


K. HOVNANIAN MONARCH GROVE, LLC


K. HOVNANIAN NEW JERSEY OLD GC, LLC


K. HOVNANIAN NORTH CENTRAL ACQUISITIONS, L.L.C.


K. HOVNANIAN NORTH JERSEY ACQUISITIONS, L.L.C.


K. HOVNANIAN NORTHEAST DIVISION, INC.


K. HOVNANIAN NORTHEAST SERVICES, L.L.C.


K. HOVNANIAN NORTHERN OHIO DIVISION, LLC


K. HOVNANIAN NORTHPOINTE 40S, LLC


K. HOVNANIAN NORTON PLACE, LLC


K. HOVNANIAN OF HOUSTON II, L.L.C.


K. HOVNANIAN OHIO OLD GC, LLC


K. HOVNANIAN OHIO REALTY, L.L.C.


K. HOVNANIAN OHIO REGION, INC.


K. HOVNANIAN OPERATIONS COMPANY, INC.


K. HOVNANIAN OSPREY RANCH, LLC


K. HOVNANIAN PA REAL ESTATE, INC.


K. HOVNANIAN PENNSYLVANIA BUILD ON YOUR LOT DIVISION, LLC


K. HOVNANIAN PENNSYLVANIA OLD GC, LLC


K. HOVNANIAN PHOENIX DIVISION, INC.


K. HOVNANIAN PHOENIX GROUP, LLC


K. HOVNANIAN PINEWOOD RESERVE, LLC


K. HOVNANIAN PORT IMPERIAL URBAN RENEWAL, INC.


K. HOVNANIAN PRESERVE AT TURTLE CREEK LLC


K. HOVNANIAN PROPERTIES OF RED BANK, LLC


K. HOVNANIAN REYNOLDS RANCH, LLC


K. HOVNANIAN RIVENDALE, LLC


K. HOVNANIAN RIVERSIDE, LLC


K. HOVNANIAN SCHADY RESERVE, LLC


K. HOVNANIAN SHERWOOD AT REGENCY, LLC


K. HOVNANIAN SOUTH CAROLINA OLD GC, LLC


K. HOVNANIAN SOUTH FORK, LLC


K. HOVNANIAN SOUTH JERSEY ACQUISITIONS, L.L.C.


K. HOVNANIAN SOUTHEAST COASTAL DIVISION, INC.


K. HOVNANIAN SOUTHERN CALIFORNIA DIVISION, LLC


K. HOVNANIAN SOUTHERN NEW JERSEY, L.L.C.


K. HOVNANIAN STERLING RANCH, LLC


K. HOVNANIAN SUMMIT HOLDINGS, L.L.C.


K. HOVNANIAN T&C HOMES AT FLORIDA, L.L.C.


K. HOVNANIAN T&C HOMES AT ILLINOIS, L.L.C.


 



20




 




 


K. HOVNANIAN TIMBRES AT ELM CREEK, LLC


K. HOVNANIAN UNION PARK, LLC


K. HOVNANIAN VENTURE I, L.L.C.


K. HOVNANIAN VILLAGE GLEN, LLC


K. HOVNANIAN VIRGINIA DIVISION, INC.


K. HOVNANIAN VIRGINIA OLD GC, INC.


K. HOVNANIAN WATERBURY, LLC


K. HOVNANIAN WEST VIRGINIA BUILD ON YOUR LOT DIVISION, LLC


K. HOVNANIAN WEST VIRGINIA OLD GC, LLC


K. HOVNANIAN WHITE ROAD, LLC


K. HOVNANIAN WINDING BAY PRESERVE, LLC


K. HOVNANIAN WINDWARD HOMES, LLC


K. HOVNANIAN WOODLAND POINTE, LLC


K. HOVNANIAN WOODRIDGE PLACE, LLC


K. HOVNANIAN'S ASPIRE AT UNION VILLAGE, LLC


K. HOVNANIAN'S COVE AT ASBURY PARK, LLC


K. HOVNANIAN'S FOUR SEASONS AT BAKERSFIELD, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT BAYMONT FARMS L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT BEAUMONT, LLC


K. HOVNANIAN'S FOUR SEASONS AT BELLA VISTA, LLC


K. HOVNANIAN'S FOUR SEASONS AT BELLE TERRE, LLC


K. HOVNANIAN'S FOUR SEASONS AT BRIARGATE, LLC


K. HOVNANIAN'S FOUR SEASONS AT COLTS FARM, LLC


K. HOVNANIAN'S FOUR SEASONS AT KENT ISLAND II, LLC


K. HOVNANIAN'S FOUR SEASONS AT LOS BANOS, LLC


K. HOVNANIAN'S FOUR SEASONS AT MORENO VALLEY, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT NEW KENT VINEYARDS, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT NEW LENOX, LLC


K. HOVNANIAN'S FOUR SEASONS AT PALM SPRINGS, LLC


K. HOVNANIAN'S FOUR SEASONS AT RUSH CREEK II, LLC


K. HOVNANIAN'S FOUR SEASONS AT RUSH CREEK, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT SILVER MAPLE FARM, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT ST. MARGARETS LANDING, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT THE MANOR II, LLC


K. HOVNANIAN'S FOUR SEASONS AT THE MANOR, LLC


K. HOVNANIAN'S FOUR SEASONS AT VIRGINIA CROSSING, LLC


K. HOVNANIAN'S PARKSIDE AT TOWNGATE, L.L.C.


K. HOVNANIAN'S PROSPECT PLACE AT MORRISTOWN, LLC


K. HOVNANIAN'S VERANDA AT RIVERPARK II, LLC


K. HOVNANIAN'S VERANDA AT RIVERPARK, LLC


K. HOVNANIAN'S WOODLANDS AT FREEHOLD, LLC


KHH SHELL HALL LOAN ACQUISITION, LLC


KHOV WINDING BAY II, LLC


LANDARAMA, INC.


M & M AT MONROE WOODS, L.L.C.


M&M AT CHESTERFIELD, L.L.C.


 



21




 




 


M&M AT CRESCENT COURT, L.L.C.


M&M AT WEST ORANGE, L.L.C.


MATZEL & MUMFORD AT EGG HARBOR, L.L.C.


MCNJ, INC.


MIDWEST BUILDING PRODUCTS & CONTRACTOR SERVICES OF PENNSYLVANIA, L.L.C.


MIDWEST BUILDING PRODUCTS & CONTRACTOR SERVICES OF WEST VIRGINIA, L.L.C.


MIDWEST BUILDING PRODUCTS & CONTRACTOR SERVICES, L.L.C.


MM-BEACHFRONT NORTH I, LLC


NEW HOME REALTY, LLC


PARK TITLE COMPANY, LLC


PINE AYR, LLC


RIDGEMORE UTILITY L.L.C.


ROUTE 1 AND ROUTE 522, L.L.C.


SEABROOK ACCUMULATION CORPORATION


SHELL HALL CLUB AMENITY ACQUISITION, LLC


SHELL HALL LAND ACQUISITION, LLC


STONEBROOK HOMES, INC.


TERRAPIN REALTY, L.L.C.


THE MATZEL & MUMFORD ORGANIZATION, INC


WASHINGTON HOMES, INC.


WTC VENTURES, L.L.C.


 



22




 




 


Schedule III


 


Redesignated Subsidiaries


 


AMBER RIDGE, LLC


GTIS-HOV DULLES PARKWAY PARENT LLC


GTIS-HOV FESTIVAL LAKES LLC


GTIS-HOV GREENFIELD CROSSING PARENT LLC


GTIS-HOV HOLDINGS LLC


GTIS-HOV POSITANO LLC


GTIS-HOV RANCHO 79 LLC


GTIS-HOV RESIDENCES AT DULLES PARKWAY LLC


GTIS-HOV RESIDENCES AT GREENFIELD CROSSING LLC


GTIS-HOV VILLAGES AT PEPPER MILL LLC


GTIS-HOV WARMINSTER LLC


HOMEBUYERS FINANCIAL USA, LLC


HOVSITE CATALINA LLC


HOVSITE CHURCHILL CLUB LLC


HOVSITE CIDER GROVE LLC


HOVSITE FIRENZE LLC


HOVSITE GREENWOOD MANOR LLC


HOVSITE HUNT CLUB LLC


HOVSITE IRISH PRAIRIE LLC


HOVSITE LIBERTY LAKES LLC


HOVSITE MONTEVERDE 1 & 2 LLC


HOVSITE MONTEVERDE 3 & 4 LLC


HOVSITE PROVIDENCE LLC


HOVSITE SOUTHAMPTON LLC


K. HOVNANIAN AMBER GLEN, LLC


K. HOVNANIAN ARIZONA NEW GC, LLC


K. HOVNANIAN AT AMBERLEY WOODS, LLC


K. HOVNANIAN AT BRADWELL ESTATES, LLC


K. HOVNANIAN AT CADENCE PARK, LLC


K. HOVNANIAN AT CANTER V, LLC


K. HOVNANIAN AT CEDAR LANE ESTATES, LLC


K. HOVNANIAN AT DOMINION CROSSING, LLC


K. HOVNANIAN AT EAGLE HEIGHTS, LLC


K. HOVNANIAN AT EMBREY MILL, LLC


K. HOVNANIAN AT GRANDE PARK, LLC


K. HOVNANIAN AT HAMMOCK BREEZE, LLC


K. HOVNANIAN AT HUNTER'S POND, LLC


K. HOVNANIAN AT MADISON SQUARE, LLC


K. HOVNANIAN AT MANALAPAN IV, LLC


K. HOVNANIAN AT MAPLE HILL LLC


K. HOVNANIAN AT MELODY FARM, LLC


K. HOVNANIAN AT MERIDIAN HILLS, LLC


K. HOVNANIAN AT MORRIS TWP II, LLC


 



23




 




 


K. HOVNANIAN AT MYSTIC DUNES, LLC


K. HOVNANIAN AT NORTH GROVE CROSSING, LLC


K. HOVNANIAN AT NORTH POINTE ESTATES LLC


K. HOVNANIAN AT ORCHARD MEADOWS, LLC


K. HOVNANIAN AT PELHAM'S REACH, LLC


K. HOVNANIAN AT PHILADELPHIA I, L.L.C.


K. HOVNANIAN AT PINCKNEY FARM, LLC


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL II, L.L.C.


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL III, L.L.C.


K. HOVNANIAN AT RANDALL HIGHLANDS, LLC


K. HOVNANIAN AT RAYMOND FARM, LLC


K. HOVNANIAN AT RIVER HILLS, LLC


K. HOVNANIAN AT SILVERWOOD GLEN, LLC


K. HOVNANIAN AT SOLARE, LLC


K. HOVNANIAN AT TAMARACK SOUTH LLC


K. HOVNANIAN AT TANGLEWOOD OAKS, LLC


K. HOVNANIAN AT THE BOULEVARDS AT WESTFIELDS, LLC


K. HOVNANIAN AT THE HIGHLANDS AT SUMMERLAKE GROVE, LLC


K. HOVNANIAN AT THE MEADOWS, LLC


K. HOVNANIAN AT VALLETTA, LLC


K. HOVNANIAN AT VILLAGE OF ROUND HILL, LLC


K. HOVNANIAN AT WADE'S GRANT, L.L.C.


K. HOVNANIAN AT WATERFORD, LLC


K. HOVNANIAN AT WELLSPRINGS, LLC


K. HOVNANIAN AT WILLOWSFORD GREENS III, LLC


K. HOVNANIAN CA LAND HOLDINGS, LLC


K. HOVNANIAN CALIFORNIA NEW GC, LLC


K. HOVNANIAN COMPANIES OF ARIZONA, LLC


K. HOVNANIAN CYPRESS CREEK, LLC


K. HOVNANIAN DELAWARE NEW GC, LLC


K. HOVNANIAN DFW BAYSIDE, LLC


K. HOVNANIAN DFW BERKSHIRE II, LLC


K. HOVNANIAN DFW BERKSHIRE, LLC


K. HOVNANIAN DFW CALLOWAY TRAILS, LLC


K. HOVNANIAN DFW CANYON FALLS, LLC


K. HOVNANIAN DFW CARILLON, LLC


K. HOVNANIAN DFW COMMODORE AT PRESTON, LLC


K. HOVNANIAN DFW HERON POND, LLC


K. HOVNANIAN DFW HIGH POINTE, LLC


K. HOVNANIAN DFW MAXWELL CREEK, LLC


K. HOVNANIAN DFW MILRANY RANCH, LLC


K. HOVNANIAN DFW MUSTANG LAKES II, LLC


K. HOVNANIAN DFW MUSTANG LAKES, LLC


K. HOVNANIAN DFW PARKVIEW, LLC


K. HOVNANIAN DFW RICHWOODS, LLC


K. HOVNANIAN DFW WATSON CREEK, LLC


 



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K. HOVNANIAN FLORIDA NEW GC, LLC


K. HOVNANIAN GEORGIA NEW GC, LLC


K. HOVNANIAN HOMES - DFW II, L.L.C.


K. HOVNANIAN HOMES AT KNOLLAC ACRES, LLC


K. HOVNANIAN HOMES AT PARKSIDE, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD GRANGE, LLC


K. HOVNANIAN HOMES AT WILLOWSFORD NEW, LLC


K. HOVNANIAN HOMES OF DELAWARE I, LLC


K. HOVNANIAN HOMES OF FLORIDA I, LLC


K. HOVNANIAN HOMES OF MARYLAND I, LLC


K. HOVNANIAN HOMES OF MARYLAND II, LLC


K. HOVNANIAN HOMES OF VIRGINIA I, LLC


K. HOVNANIAN HOUSTON ELDRIDGE PARK, LLC


K. HOVNANIAN HOUSTON LAKES OF BELLA TERRA WEST, LLC


K. HOVNANIAN HOUSTON LAUREL GLEN, LLC


K. HOVNANIAN HOUSTON MIDTOWN PARK I, LLC


K. HOVNANIAN HOUSTON PARK LAKES EAST, LLC


K. HOVNANIAN HOUSTON PARKWAY TRAILS, LLC


K. HOVNANIAN ILLINOIS NEW GC, LLC


K. HOVNANIAN JV HOLDINGS, L.L.C.


K. HOVNANIAN JV SERVICES COMPANY, L.L.C.


K. HOVNANIAN LAKE PARKER, LLC


K. HOVNANIAN MONTCLAIRE ESTATES, LLC


K. HOVNANIAN NEW JERSEY NEW GC, LLC


K. HOVNANIAN OCOEE LANDINGS, LLC


K. HOVNANIAN OF HOUSTON III, L.L.C.


K. HOVNANIAN OHIO NEW GC, LLC


K. HOVNANIAN ORLANDO DIVISION, LLC


K. HOVNANIAN PARKVIEW AT STERLING MEADOWS, LLC


K. HOVNANIAN PENNSYLVANIA NEW GC, LLC


K. HOVNANIAN REDFERN TRAILS, LLC


K. HOVNANIAN SAN SEBASTIAN, LLC


K. HOVNANIAN SERENO, LLC


K. HOVNANIAN SOUTH CAROLINA NEW GC, LLC


K. HOVNANIAN TERRALARGO, LLC


K. HOVNANIAN TEXAS OPERATIONS NEW, LLC


K. HOVNANIAN VIRGINIA NEW GC, LLC


K. HOVNANIAN WEST VIRGINIA NEW GC, LLC


K. HOVNANIAN'S FOUR SEASONS AT CAROLINA OAKS, LLC


K. HOVNANIAN'S FOUR SEASONS AT MALIND BLUFF, LLC


K. HOVNANIAN'S SONATA AT THE PRESERVE, LLC


LINKS AT CALUSA SPRINGS, LLC


TRAVERSE PARTNERS, LLC


 



25




 




 


Exhibit A


 


Amended Credit Agreement


 


 [See attached]


 



26




 




 


Exhibit B


 


SCHEDULE 1.01


 


Unrestricted Subsidiaries


 


77 HUDSON STREET JOINT DEVELOPMENT, L.L.C.


AL TAHALUF AL AQARY LLC (AL TAHALUF REAL ESTATE LIMITED LIABILITY COMPANY)


COBBLESTONE SQUARE DEVELOPMENT, L.L.C.


EASTERN NATIONAL TITLE AGENCY TEXAS, INC.


GTIS-HOV ARBORS AT MONROE LLC


GTIS-HOV ARBORS AT MONROE PARENT LLC


GTIS-HOV AT SILVERSTONE LLC


GTIS-HOV FOUR PONDS PARENT LLC


GTIS-HOV HEATHERFIELD PARENT LLC


GTIS-HOV HILLTOP AT CEDAR GROVE PARENT LLC


GTIS-HOV HOLDINGS IX LLC


GTIS-HOV HOLDINGS V LLC


GTIS-HOV HOLDINGS VI LLC


GTIS-HOV HOLDINGS VII LLC


GTIS-HOV HOLDINGS VIII LLC


GTIS-HOV LAKES OF CANE BAY PARENT LLC


GTIS-HOV LEELAND STATION LLC


GTIS-HOV NICHOLSON PARENT LLC


GTIS-HOV PARKSIDE OF LIBERTYVILLE LLC


GTIS-HOV PARKSIDE OF LIBERTYVILLE PARENT LLC


GTIS-HOV PENDER OAKS PARENT LLC


GTIS-HOV PINNACLE PEAK PATIO PARENT LLC


GTIS-HOV POINTE 16 LLC


GTIS-HOV RESIDENCES AT COLUMBIA PARK LLC


GTIS-HOV RESIDENCES AT COLUMBIA PARK PARENT LLC


GTIS-HOV SAUGANASH GLEN LLC


GTIS-HOV SAUGANASH GLEN PARENT LLC


GTIS-HOV WILLOWSFORD WINDMILL LLC


HILLTOP AT CEDAR GROVE URBAN RENEWAL, LLC


HOVSITE HOLDINGS II LLC


HOVSITE HOLDINGS III LLC


HOVSITE II CASA DEL MAR LEASEHOLD LLC


HOVSITE II CASA DEL MAR LLC


HOVSITE III AT PARKLAND LLC


K. HOVNANIAN 77 HUDSON STREET INVESTMENTS, L.L.C.


K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.


K. HOVNANIAN ASPIRE AT BELLEVUE RANCH M2, LLC


K. HOVNANIAN AT 77 HUDSON STREET URBAN RENEWAL COMPANY, L.L.C.


K. HOVNANIAN AT BENNETT RANCH, LLC


K. HOVNANIAN AT DELRAY BEACH, L.L.C.


 



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K. HOVNANIAN AT HEATHERFIELD, LLC


K. HOVNANIAN AT LADD RANCH, LLC


K. HOVNANIAN AT MIDDLETOWN IV, LLC


K. HOVNANIAN AT NICHOLSON, LLC


K. HOVNANIAN AT PINNACLE PEAK PATIO, LLC


K. HOVNANIAN AT PORT IMPERIAL INVESTMENT, LLC


K. HOVNANIAN AT PORT IMPERIAL URBAN RENEWAL VI, L.L.C.


K. HOVNANIAN AT POTOMAC TRACE, LLC


K. HOVNANIAN AT SOUTHPOINTE, LLC


K. HOVNANIAN AT TRENTON II, L.L.C.


K. HOVNANIAN AT TRENTON URBAN RENEWAL, L.L.C.


K. HOVNANIAN AT VILLAGO, LLC


K. HOVNANIAN GT INVESTMENT, L.L.C.


K. HOVNANIAN GT IX INVESTMENT, LLC


K. HOVNANIAN GT V INVESTMENT, LLC


K. HOVNANIAN GT VI INVESTMENT, LLC


K. HOVNANIAN GT VII INVESTMENT, LLC


K. HOVNANIAN GT VIII INVESTMENT, LLC


K. HOVNANIAN HOMES AT PENDER OAKS, LLC


K. HOVNANIAN HOVSITE II INVESTMENT, LLC


K. HOVNANIAN HOVSITE III INVESTMENT, LLC


K. HOVNANIAN M.E. INVESTMENTS, LLC


K. HOVNANIAN NASSAU GROVE HOLDINGS, L.L.C.


K. HOVNANIAN SOLA VISTA, LLC


K. HOVNANIAN TERRA LAGO INVESTMENT, LLC


K. HOVNANIAN'S FOUR SEASONS AT KENT ISLAND, L.L.C.


K. HOVNANIAN'S FOUR SEASONS AT LAKES OF CANE BAY LLC


MILLENNIUM TITLE AGENCY, LTD.


MM-BEACHFRONT NORTH II, L.L.C.


NASSAU GROVE ENTERPRISES, L.L.C.


PORT IMPERIAL PARTNERS, LLC


TERRA LAGO INDIO LLC


VISTAS AT SILVERSTONE LLC


WHI-REPUBLIC, LLC


 


 


 


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