Federal Register / Vol. 79, No. 83 / Wednesday, April 30, 2014 / Rules and Regulations 24317 

(1) The covered credit union has 

material unresolved supervisory issues 

associated with its capital planning 

process; 

(2) The capital analysis underlying 

the covered credit union’s capital plan, 

or the covered credit union’s 

methodologies for reviewing the 

robustness of its capital adequacy, are 

not reasonable or appropriate; 

(3) Data utilized for the capital 

analysis is insufficiently detailed to 

capture the risks of the covered credit 

union, or the data lacks integrity; 

(4) The plan does not meet all of the 

requirements of § 702.504; 

(5) NCUA finds unacceptable 

weakness in the capital plan, the capital 

planning analysis, or any critical system 

or process supporting capital analysis; 

or 

(6) The covered credit union’s capital 

planning process constitutes an unsafe 

or unsound practice, or would violate 

any law, regulation, NCUA order, 

directive, or any condition imposed by, 

or written agreement with, NCUA. In 

determining whether a capital plan 

would constitute an unsafe or unsound 

practice, NCUA considers whether the 

covered credit union is and would 

remain in sound financial condition 

after giving effect to the capital plan. 

(c) Notification in writing. NCUA will 

notify the credit union in writing of the 

reasons for a decision to reject a capital 

plan. 

(d) Re-submission of a capital plan. If 

NCUA rejects a credit union’s capital 

plan, the credit union must update and 

resubmit an acceptable capital plan to 

NCUA within 90 calendar days of the 

rejection. The resubmitted capital plan 

must at a minimum address: 

(1) NCUA-noted deficiencies in the 

credit union’s original capital plan; and 

(2) Remediation plans for unresolved 

supervisory issues contributing to the 

rejection of the credit union’s original 

capital plan. 

(e) Supervisory actions. Any covered 

credit union operating without a capital 

plan accepted by NCUA may be subject 

to supervisory actions on the part of 

NCUA. 

(f) Consultation on proposed action. 

Before taking any action under this 

section on the capital plan of a federally 

insured, state-chartered credit union, 

NCUA will consult and work 

cooperatively with the appropriate State 

official. 

§ 702.506 Annual supervisory stress 

testing. 

(a) General requirements. The 

supervisory stress tests consist of 

baseline, adverse, and severely adverse 

scenarios, which NCUA will provide by 

December 1 of a calendar year. The tests 

will be based on the covered credit 

union’s financial data as of September 

30 of that year, or such other date as 

directed by NCUA. The tests will take 

into account all relevant exposures and 

activities of a credit union to evaluate 

its ability to absorb losses in specified 

scenarios over a 9-quarter horizon. The 

minimum stress test capital ratio is 5 

percent. 

(b) NCUA-run tests. Except as 

provided in paragraph (c) of this 

section, NCUA will conduct the tests 

described in this section. 

(c) Credit union-run tests under 

NCUA supervision. After NCUA has 

completed three consecutive 

supervisory stress tests, a covered credit 

union may, with NCUA approval, 

conduct the tests described in this 

section. A covered credit union must 

submit its request to NCUA to conduct 

its own stress test by July 31 for the 

following annual cycle. NCUA will 

approve or decline the credit union’s 

request by August 31. The credit union 

must include the results of the tests in 

the capital plan it submits under 

§ 702.504. NCUA reserves the ability to 

conduct the tests described in this 

section on any covered credit union at 

any time. Where both NCUA and a 

covered credit union have conducted 

the tests, the results of NCUA’s tests 

will determine whether the covered 

credit union has met the requirements 

of this section. 

(d) Newly covered credit union. A 

credit union that becomes a covered 

credit union after the effective date of 

this regulation must have three NCUArun stress tests before it can seek NCUA 

approval to conduct credit union-run 

stress tests. 

(e) Potential impact on capital. In 

conducting a stress test under this 

subpart, during each quarter of the 

stress test horizon, NCUA or the covered 

credit union will estimate the following 

for each scenario: 

(1) Losses, pre-provision net revenues, 

loan and lease loss provisions, and net 

income; and 

(2) The potential impact on the stress 

test capital ratio, incorporating the 

effects of any capital action over the 9- 

quarter stress test horizon and 

maintenance of an allowance for loan 

losses appropriate for credit exposures 

throughout the horizon. NCUA or the 

covered credit union will conduct the 

stress test without assuming any risk 

mitigation actions on the part of the 

covered credit union, except those 

existing and identified as part of the 

covered credit union’s balance sheet, or 

off-balance sheet positions, such as asset 

sales or derivatives positions, on the 

date of the stress test. 

(f) Information collection. Upon 

request, the covered credit union must 

provide NCUA with any relevant 

qualitative or quantitative information 

requested by NCUA pertinent to the 

stress test under this section. 

(g) Stress test results. NCUA will 

provide each covered credit union with 

the results of the stress test by May 31 

of the year following the effective 

testing date. A credit union conducting 

its own stress test must provide NCUA 

the results of its stress test with its 

capital plan by February 28 of the year 

following the effective testing date. 

(h) Supervisory actions. If NCUA-run 

stress tests show that a covered credit 

union does not have the ability to 

maintain a stress test capital ratio of 5 

percent or more under expected and 

stressed conditions in each quarter of 

the 9-quarter horizon, the credit union 

must provide NCUA, within 90 days of 

receipt of the stress test results, a stress 

test capital enhancement plan showing 

how it will meet that target. If the credit 

union-run stress tests show that it does 

not have the ability to maintain a stress 

test capital ratio of 5 percent or more 

under expected and stressed conditions 

in each quarter of the 9-quarter horizon, 

the credit union must incorporate a 

stress test capital enhancement plan 

into its capital plan. Any affected credit 

union operating without a stress test 

capital enhancement plan accepted by 

NCUA may be subject to supervisory 

actions on the part of NCUA. 

(i) Consultation on proposed action. 

Before taking any action under this 

section against a federally insured, statechartered credit union, NCUA will 

consult and work cooperatively with the 

appropriate State official. 

[FR Doc. 2014–09814 Filed 4–29–14; 8:45 am] 

BILLING CODE 7535–01–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 95 

[Docket No. 30958; Amdt. No. 513] 

IFR Altitudes; Miscellaneous 

Amendments 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Final rule. 

SUMMARY: This amendment adopts 

miscellaneous amendments to the 

required IFR (instrument flight rules) 

altitudes and changeover points for 

mstockstill on DSK4VPTVN1PROD with RULES

24318 Federal Register / Vol. 79, No. 83 / Wednesday, April 30, 2014 / Rules and Regulations 

certain Federal airways, jet routes, or 

direct routes for which a minimum or 

maximum en route authorized IFR 

altitude is prescribed. This regulatory 

action is needed because of changes 

occurring in the National Airspace 

System. These changes are designed to 

provide for the safe and efficient use of 

the navigable airspace under instrument 

conditions in the affected areas. 

DATES: Effective Date: 0901 UTC, May 

29, 2014. 

FOR FURTHER INFORMATION CONTACT: 

Harry Hodges, Flight Procedure 

Standards Branch (AMCAFS–420), 

Flight Technologies and Programs 

Division, Flight Standards Service, 

Federal Aviation Administration, Mike 

Monroney Aeronautical Center, 6500 

South MacArthur Blvd., Oklahoma City, 

OK 73169 (Mail Address: P.O. Box 

25082, Oklahoma City, OK 73125) 

telephone: (405) 954–4164. 

SUPPLEMENTARY INFORMATION: This 

amendment to part 95 of the Federal 

Aviation Regulations (14 CFR part 95) 

amends, suspends, or revokes IFR 

altitudes governing the operation of all 

aircraft in flight over a specified route 

or any portion of that route, as well as 

the changeover points (COPs) for 

Federal airways, jet routes, or direct 

routes as prescribed in part 95. 

The Rule 

The specified IFR altitudes, when 

used in conjunction with the prescribed 

changeover points for those routes, 

ensure navigation aid coverage that is 

adequate for safe flight operations and 

free of frequency interference. The 

reasons and circumstances that create 

the need for this amendment involve 

matters of flight safety and operational 

efficiency in the National Airspace 

System, are related to published 

aeronautical charts that are essential to 

the user, and provide for the safe and 

efficient use of the navigable airspace. 

In addition, those various reasons or 

circumstances require making this 

amendment effective before the next 

scheduled charting and publication date 

of the flight information to assure its 

timely availability to the user. The 

effective date of this amendment reflects 

those considerations. In view of the 

close and immediate relationship 

between these regulatory changes and 

safety in air commerce, I find that notice 

and public procedure before adopting 

this amendment are impracticable and 

contrary to the public interest and that 

good cause exists for making the 

amendment effective in less than 30 

days. 

Conclusion 

The FAA has determined that this 

regulation only involves an established 

body of technical regulations for which 

frequent and routine amendments are 

necessary to keep them operationally 

current. It, therefore—(1) is not a 

‘‘significant regulatory action’’ under 

Executive Order 12866; (2) is not a 

‘‘significant rule’’ under DOT 

Regulatory Policies and Procedures (44 

FR 11034; February 26, 1979); and (3) 

does not warrant preparation of a 

regulatory evaluation as the anticipated 

impact is so minimal. For the same 

reason, the FAA certifies that this 

amendment will not have a significant 

economic impact on a substantial 

number of small entities under the 

criteria of the Regulatory Flexibility Act. 

List of Subjects in 14 CFR Part 95 

Airspace, Navigation (air). 

Issued in Washington, DC on April 25, 

2014. 

John Duncan, 

Director, Flight Standards Service. 

Adoption of the Amendment 

Accordingly, pursuant to the 

authority delegated to me by the 

Administrator, part 95 of the Federal 

Aviation Regulations (14 CFR part 95) is 

amended as follows effective at 0901 

UTC, May 29, 2014. 

■ 1. The authority citation for part 95 

continues to read as follows: 

Authority: 49 U.S.C. 106(g), 40103, 40106, 

40113, 40114, 40120, 44502, 44514, 44719, 

44721. 

PART 95—[AMENDED] 

■ 2. Part 95 is amended to read as 

follows: 

REVISIONS TO IFR ALTITUDES AND CHANGEOVER POINT

[Amendment 513 effective date, May 29, 2014] 

FROM TO MEA MAA 

§ 95.3000 Low Altitude RNAV Routes 

§ 95.3200 RNAV Route T200 Is Amended To Delete 

FOOTHILLS, GA VORTAC ............................................... RICHE, SC FIX ................................................................ 4800 8000 

#EASTBOUND EXPECT 5000 

WESTBOUND EXPECT 6000 

RICHE, SC FIX ................................................................. FLORENCE, SC VORTAC .............................................. 2500 8000 

#EASTBOUND EXPECT 5000 

WESTBOUND EXPECT 6000 

§ 95.3201 RNAV Route T201 

Is Amended by Adding: 

MEVAE, SC WP ........................................................ TRUEX, SC WP ............................................................... 2200 7000 

TRUEX, SC WP ......................................................... FEGNO, NC WP .............................................................. 2400 7000 

FEGNO, NC WP ........................................................ NUROE, NC WP .............................................................. 2700 7000 

NUROE, NC WP ........................................................ BORTZ, NC WP ............................................................... 3900 7000 

Is Amended To Delete: 

COLUMBIA, SC VORTAC ......................................... LOCAS, NC FIX ............................................................... 2500 7000 

#NORTHBOUND EXPECT 5000 

SOUTHBOUND EXPECT 6000 

LOCAS, NC FIX ......................................................... JOTTA, NC FIX ................................................................ 4400 7000 

#NORTHBOUND EXPECT 5000 

SOUTHBOUND EXPECT 6000 

§ 95.3202 RNAV Route T202 

Is Amended by Adding: 

mstockstill on DSK4VPTVN1PROD with RULES

Federal Register / Vol. 79, No. 83 / Wednesday, April 30, 2014 / Rules and Regulations 24319 

REVISIONS TO IFR ALTITUDES AND CHANGEOVER POINT—Continued 

[Amendment 513 effective date, May 29, 2014] 

FROM TO MEA MAA 

GURSH, SC WP ........................................................ AWRYT, SC WP .............................................................. 2400 8000 

AWRYT, SC WP ........................................................ RICHE, SC FIX ................................................................ 2400 8000 

GANTS, NC FIX ........................................................ ZADEL, NC WP ............................................................... 2700 8000 

Is Amended To Read in Part: 

HUSTN, NC FIX ........................................................ FEGNO, NC WP .............................................................. 2500 8000 

FEGNO, NC WP ........................................................ GANTS, NC FIX ............................................................... 2600 8000 

§ 95.3203 RNAV Route T203 

Is Amended by Adding: 

ANDYS, SC FIX ......................................................... AWRYT, SC WP .............................................................. 2400 17500 

AWRYT, SC WP ........................................................ ROUTH, NC WP .............................................................. 2800 17500 

ROUTH, NC WP ........................................................ FADOS, NC WP ............................................................... 3400 17500 

FADOS, NC WP ........................................................ OREAD, NC WP .............................................................. 3500 17500 

Is Amended To Delete: 

COLUMBIA, SC VORTAC ......................................... LOCKS, SC FIX ............................................................... 2500 7000 

#NORTHBOUND EXPECT 6000 

SOUTHBOUND EXPECT 7000 

LOCKS, SC FIX ......................................................... BARRETTS MOUNTAIN, NC VOR/DME ........................ 4900 7000 

#NORTHBOUND EXPECT 6000 

SOUTHBOUND EXPECT 7000 

BARRETTS MOUNTAIN, NC VOR/DME .................. PULASKI, VA VORTAC ................................................... 6000 7000 

#NORTHBOUND EXPECT 6000 

SOUTHBOUND EXPECT 7000 

§ 95.3206 RNAV Route T206 Is Added To Read 

ENADE, NC WP ............................................................... FADOS, NC WP ............................................................... 3000 17500 

FADOS, NC WP ............................................................... GOTHS, NC WP .............................................................. 3400 17500 

GOTHS, NC WP ............................................................... NUROE, NC WP .............................................................. 3400 17500 

NUROE, NC WP ............................................................... ZADEL, NC WP ............................................................... 3000 17500 

§ 95.3214 RNAV Route T214 Is Added To Read 

OREAD, NC WP ............................................................... BORTZ, NC WP ............................................................... 3500 17500 

BORTZ, NC WP ................................................................ THMSN, NC WP .............................................................. 3400 17500 

THMSN, NC WP ............................................................... ZADEL, NC WP ............................................................... 2400 17500 

ZADEL, NC WP ................................................................ ORPEE, NC WP .............................................................. 2700 17500 

FROM TO MEA 

§ 95.6001 VICTOR Routes-U.S. 

§ 95.6044 VOR FEDERAL AIRWAY V44 Is Amended To Read in Part 

PAWLING, NY VOR/DME ............................................................. *ATHOS, NY FIX ......................................................................... 3100 

*8000—MCA ATHOS, NY FIX, N BND 

GROUP, NY FIX ........................................................................... *ALBANY, NY VORTAC .............................................................. **6000 

*6000—MCA ALBANY, NY VORTAC, S BND 

**2800—GNSS MEA 

§ 95.6123 VOR FEDERAL AIRWAY V123 Is Amended To Read in Part 

CARMEL, NY VOR/DME .............................................................. CASSH, NY FIX ........................................................................... 3000 

CASSH, NY FIX ............................................................................ *WIGAN, NY FIX ......................................................................... 3100 

*8000—MCA WIGAN, NY FIX, N BND 

GROUP, NY FIX ........................................................................... *ALBANY, NY VORTAC .............................................................. **6000 

*6000—MCA ALBANY, NY VORTAC, S BND 

**2800—GNSS MEA 

§ 95.6157 VOR FEDERAL AIRWAY V157 Is Amended To Read in Part 

KINGSTON, NY VOR/DME .......................................................... *WIGAN, NY FIX ......................................................................... 3100 

*8000—MCA WIGAN, NY FIX, N BND 

GROUP, NY FIX ........................................................................... *ALBANY, NY VORTAC .............................................................. **6000 

*6000—MCA ALBANY, NY VORTAC, S BND 

**2800—GNSS MEA 

§ 95.6405 VOR FEDERAL AIRWAY V405 Is Amended To Read in Part 

CARMEL, NY VOR/DME .............................................................. CASSH, NY FIX ........................................................................... 3000 

CASSH, NY FIX ............................................................................ PAWLING, NY VOR/DME ........................................................... 3100 

mstockstill on DSK4VPTVN1PROD with RULES

24320 Federal Register / Vol. 79, No. 83 / Wednesday, April 30, 2014 / Rules and Regulations 

FROM TO MEA 

§ 95.6468 VOR FEDERAL AIRWAY V468 Is Amended To Read in Part 

*BATTLE GROUND, WA VORTAC .............................................. TROTS, WA FIX .......................................................................... **10000 

*5300—MCA BATTLE GROUND, WA VORTAC, NE BND 

**7200—MOCA 

**8000—GNSS MEA 

*SWANY, WA FIX ......................................................................... HITCH, WA FIX ........................................................................... **8500 

*11500—MCA SWANY, WA FIX, SW BND 

**6800—MOCA 

**7000—GNSS MEA 

HITCH, WA FIX ............................................................................. YAKIMA, WA VORTAC 

SW BND ...................................................................................... *8500 

NE BND ....................................................................................... *5000 

*4400—MOCA 

*5000—GNSS MEA 

GLEED, WA FIX ........................................................................... ELLENSBURG, WA VORTAC ..................................................... 6000 

[FR Doc. 2014–09904 Filed 4–29–14; 8:45 am] 

BILLING CODE 4910–13–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

14 CFR Part 97 

[Docket No. 30953; Amdt. No. 3586] 

Standard Instrument Approach 

Procedures, and Takeoff Minimums 

and Obstacle Departure Procedures; 

Miscellaneous Amendments 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Final rule. 

SUMMARY: This rule amends, suspends, 

or revokes Standard Instrument 

Approach Procedures (SIAPs) and 

associated Takeoff Minimums and 

Obstacle Departure Procedures for 

operations at certain airports. These 

regulatory actions are needed because of 

the adoption of new or revised criteria, 

or because of changes occurring in the 

National Airspace System, such as the 

commissioning of new navigational 

facilities, adding new obstacles, or 

changing air traffic requirements. These 

changes are designed to provide safe 

and efficient use of the navigable 

airspace and to promote safe flight 

operations under instrument flight rules 

at the affected airports. 

DATES: This rule is effective April 30, 

2014. The compliance date for each 

SIAP, associated Takeoff Minimums, 

and ODP is specified in the amendatory 

provisions. 

The incorporation by reference of 

certain publications listed in the 

regulations is approved by the Director 

of the Federal Register as of April 30, 

2014. 

ADDRESSES: Availability of matter 

incorporated by reference in the 

amendment is as follows: 

For Examination— 

1. FAA Rules Docket, FAA 

Headquarters Building, 800 

Independence Avenue SW., 

Washington, DC 20591; 

2. The FAA Regional Office of the 

region in which the affected airport is 

located; 

3. The National Flight Procedures 

Office, 6500 South MacArthur Blvd., 

Oklahoma City, OK 73169 or, 

4. The National Archives and Records 

Administration (NARA). For 

information on the availability of this 

material at NARA, call 202–741–6030, 

or go to: http://www.archives.gov/ 

federal_register/code_of_federal_

regulations/ibr_locations.html. 

Availability—All SIAPs are available 

online free of charge. Visit nfdc.faa.gov 

to register. Additionally, individual 

SIAP and Takeoff Minimums and ODP 

copies may be obtained from: 

1. FAA Public Inquiry Center (APA– 

200), FAA Headquarters Building, 800 

Independence Avenue SW., 

Washington, DC 20591; or 

2. The FAA Regional Office of the 

region in which the affected airport is 

located. 

FOR FURTHER INFORMATION CONTACT: 

Richard A. Dunham III, Flight Procedure 

Standards Branch (AFS–420) Flight 

Technologies and Programs Division, 

Flight Standards Service, Federal 

Aviation Administration, Mike 

Monroney Aeronautical Center, 6500 

South MacArthur Blvd., Oklahoma City, 

OK 73169 (Mail Address: P.O. Box 

25082 Oklahoma City, OK 73125) 

telephone: (405) 954–4164. 

SUPPLEMENTARY INFORMATION: This rule 

amends Title 14, Code of Federal 

Regulations, Part 97 (14 CFR part 97) by 

amending the referenced SIAPs. The 

complete regulatory description of each 

SIAP is listed on the appropriate FAA 

Form 8260, as modified by the National 

Flight Data Center (FDC)/Permanent 

Notice to Airmen (P–NOTAM), and is 

incorporated by reference in the 

amendment under 5 U.S.C. 552(a), 1 

CFR part 51, and § 97.20 of Title 14 of 

the Code of Federal Regulations. 

The large number of SIAPs, their 

complex nature, and the need for a 

special format make their verbatim 

publication in the Federal Register 

expensive and impractical. Further, 

airmen do not use the regulatory text of 

the SIAPs, but refer to their graphic 

depiction on charts printed by 

publishers of aeronautical materials. 

Thus, the advantages of incorporation 

by reference are realized and 

publication of the complete description 

of each SIAP contained in FAA form 

documents is unnecessary. This 

amendment provides the affected CFR 

sections and specifies the types of SIAP 

and the corresponding effective dates. 

This amendment also identifies the 

airport and its location, the procedure 

and the amendment number. 

The Rule 

This amendment to 14 CFR part 97 is 

effective upon publication of each 

separate SIAP as amended in the 

transmittal. For safety and timeliness of 

change considerations, this amendment 

incorporates only specific changes 

contained for each SIAP as modified by 

FDC/P–NOTAMs. 

The SIAPs, as modified by FDC P– 

NOTAM, and contained in this 

amendment are based on the criteria 

contained in the U.S. Standard for 

Terminal Instrument Procedures 

(TERPS). In developing these changes to 

SIAPs, the TERPS criteria were applied 

only to specific conditions existing at 

the affected airports. All SIAP 

amendments in this rule have been 

previously issued by the FAA in a FDC 

NOTAM as an emergency action of 

mstockstill on DSK4VPTVN1PROD with RULES