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<TABLE> <S> <C>

<ARTICLE>    5
<LEGEND>    This schedule contains summary financial information extracted from
Credco's Condensed Consolidated Balance Sheet at September 30, 2000 and
Condensed Consolidated Statement of Income for the nine months ended September
30, 2000 and is qualified in its entirety by reference to such financial
statements.
<MULTIPLIER>    1,000,000
<CURRENCY>    U.S.DOLLARS

<S>                                                      <C>
<PERIOD-TYPE>                                          9-MOS
<PERIOD-START>                                   Jan-01-2000
<FISCAL-YEAR-END>                                Dec-31-2000
<PERIOD-END>                                     Sep-30-2000
<EXCHANGE-RATE>                                            1
<CASH>                                                 1,418
<SECURITIES>                                           1,271
<RECEIVABLES>                                         23,531
<ALLOWANCES>                                             740
<INVENTORY>                                                0
<CURRENT-ASSETS>                                           0
<PP&E>                                                     0
<DEPRECIATION>                                             0
<TOTAL-ASSETS>                                        27,563
<CURRENT-LIABILITIES>                                      0
<BONDS>                                               24,371
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<COMMON>                                                   1
<OTHER-SE>                                             2,264
<TOTAL-LIABILITY-AND-EQUITY>                          27,563
<SALES>                                                    0
<TOTAL-REVENUES>                                       1,915
<CGS>                                                      0
<TOTAL-COSTS>                                              0
<OTHER-EXPENSES>                                          15
<LOSS-PROVISION>                                         532
<INTEREST-EXPENSE>                                     1,058
<INCOME-PRETAX>                                          310
<INCOME-TAX>                                             107
<INCOME-CONTINUING>                                      203
<DISCONTINUED>                                             0
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                             203
<EPS-BASIC>                                                0
<EPS-DILUTED>                                              0


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