Avant Assurance Inc.

Independent Contractor 

Standards Guide

June 2022

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Table of Contents 

Section 1 - Welcome Statement

Section 2 - Purpose of this Guide 

Section 3 - Open Door Policy

Section 4 - Outside Employment

Section 5 - Visitors 

Section 6 - Working Schedule 

Section 7 - Workplace Violence

Section 8 - Smoking

Section 9 - Confidential Company Information

Section 10 - Health and Safety

Section 11 - Solicitation / Distribution 

Section 12 – Compensation 

Section 13 - Counterparts

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Section 1 - Welcome Statement

On behalf of Avant Assurance Inc., let us extend a warm and sincere welcome. We 

hope you will enjoy your work with us as a contractor. We believe that each person 

working with our company contributes directly to Avant Assurance Inc.’s growth 

and success.

Section 2 - Purpose of this Guide 

This guide is designed to help independent contractors learn about our culture and 

how we operate on a daily basis. Please refer to it whenever you have questions. 

This guide is intended to provide general information about our company and we 

hope it is helpful to independent contractors. It is not intended to create contractual 

rights or obligations of any kind. 

Section 3 - Open Door Policy

The company has an open-door policy and takes the concerns of its contractors 

seriously. Although independent contractors are encouraged to speak to their 

employer first, our company’s open-door policy means contractors should feel free 

to raise issues that need attention.

Section 4 - Outside Employment

Independent contractors are free to perform services for other companies at any 

time, as long as such services are not within the insurance industry. Independent 

contractors agree to not hold any insurance company appointments other than the 

ones working with Avant Assurance Inc. 

Section 5 - Visitors 

Unauthorized persons are not permitted at the company location at any time.

Section 6 - Working Schedule 

Contractors are free to make their own schedules. After work schedules have been 

communicated and agreed upon, however, it is important to honor these 

commitments. 

Section 7 - Workplace Violence

It is Avant Assurance Inc.’s policy that any threats, threatening language, or any 

other acts of aggression or violence will not be tolerated. Violations of this policy 

may lead to immediate termination of the contract.

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Section 8 - Smoking

Our company is in compliance with the Clean Air Act and has made all our office 

buildings designated non-smoking areas. Smoking will not be allowed within any 

office buildings. To those who smoke, we respectfully request your understanding 

and cooperation and ask that if you need to smoke please do so outside the 

buildings. This includes “Vaping” or using e-cigarettes. Smoking is prohibited in all 

company vehicles and premises. 

Section 9 - Confidential Company Information

The protection of confidential business information and trade secrets is vital to the 

interests and the success of this organization. Such confidential information 

includes but is not limited to the following examples: Customer lists and contact 

information, Price lists, Financial information, Marketing strategies, compensation 

plan and bonuses, business structure, and Employee information. 

Dissemination of proprietary or confidential Company information via electronic or 

other means without appropriate authorization is prohibited. It is extremely 

important that all confidential information not be disclosed or communicated in any 

way. 

Section 10 - Health and Safety

The company takes every reasonable precaution to ensure that we have a safe 

working environment. Safety measures and rules are in place for the protection of 

all employees and contractors. It is everyone’s responsibility to help prevent 

accidents. Contractors who observe an unsafe practice or condition should report it 

immediately.

Section 11 - Solicitation / Distribution 

The company works hard to maintain a pleasant and cooperative environment. 

However, no business relationship can operate efficiently if there are frequent work 

interruptions. As such, contractors should not solicit for any cause, or distribute 

literature of any kind for any purpose during regular business hours. 

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Section 12 – Compensation 

I- COMPENSATION TERMS 

The following must take place in order for the Agent to be paid:

1. Policy must be Active and paid by Insurance Carrier. 

2. Each commission payment will be paid as it is being received by insurance 

companies, whereas multiple payments may be issued on each month. 

Insurance companies and Avant Assurance Inc reserve the right to amend 

commissions during the 2022 special enrollment period. 

3. The commission schedule below applies to policies with an effective date of 

August, 1st, 2022 through December, 31st, 2022.

4. Acceptable forms of payment include the following: ACH. 

5. Commission and Bonus compensation will be issued as a one-time payment. 

II- Insurance Company - Tier 1 (Per Member) 

Ambetter Friday Oscar

$35.00 $35.00 $35.00

III- Insurance Company - Tier 2 (Per Member) 

Aetna BCBSTX Cigna UHC Bright

$20.00 $20.00 $20.00 $20.00 $20.00

IV- Insurance Company – Tier 3 (Per Member) 

Anthem BCBSIL Molina

$5.00 $5.00 $5.00

* Policies from Florida Blue will NOT be processed and will NOT receive compensation. 

* Policies with a monthly premium must have a method of payment in order to be 

processed. If no method of payment is provided, policies will be marked as “Issue”, will 

NOT be processed and will NOT receive compensation. 

* Policies from carriers NOT included in the approved tiers will be marked as “Issue”, will 

NOT be processed and will NOT receive compensation. 

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Section 13 – Counterparts

(a) Counterparts. This Agreement may be executed in any number of 

counterparts, each of which when so executed and delivered shall be

deemed an original, and all of which together shall constitute one and the 

same agreement. Execution of a facsimile copy will have the same force and 

effect as execution of an original, and a facsimile signature will be deemed 

an original and valid signature.

The parties have executed this Agreement on the respective dates set forth 

below, to be effective as of the Effective Date first above written. 

THE COMPANY: 

Avant Assurance Inc. 

By: ____________________

Name: Reinier Cortes 

Title: Chief Executive Officer

Date: ___________________

THE INDEPENDENT CONTRACTOR: 

By: ____________________

Name: _________________

Date: ___________________

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