| TABLE OF CONTENTS |                                                                      |
|-------------------|---------------------------------------------------------------------------|
| ARTICLE      I.   |      DEFINITIONS      AND ACCOUNTING TERMS       |   |   | 1 |   |
|              | 1.01                                                                      |   | Defined      Terms |   |   | 1 |   |
|              | 1.02                                                                      |   | Other      Interpretive Provisions |   |   | 17 |   |
|              | 1.03                                                                      |   | Accounting      Terms |   |   | 18 |   |
|              | 1.04                                                                      |   | Rounding |   |   | 18 |   |
|              | 1.05                                                                      |   | Times      of Day |   |   | 19 |   |
| ARTICLE      II.  |      THE      LOANS                              |   |   | 19 |   |
|              | 2.01                                                                      |   | Loans |   |   | 19 |   |
|              | 2.02                                                                      |   | Initial      Borrowing, Conversions and Continuations of Loans |   |   | 19 |   |
|              | 2.03                                                                      |   | Prepayments |   |   | 20 |   |
|              | 2.04                                                                      |   | Repayment      of Loans |   |   | 21 |   |
|              | 2.05                                                                      |   | Interest |   |   | 21 |   |
|              | 2.06                                                                      |   | Fees |   |   | 21 |   |
|              | 2.07                                                                      |   | Computation      of Interest and Fees |   |   | 22 |   |
|              | 2.08                                                                      |   | Evidence      of Debt |   |   | 22 |   |
|              | 2.09                                                                      |   | Payments      Generally; Administrative Agent’s Clawback |   |   | 22 |   |
|              | 2.10                                                                      |   | Sharing      of Payments by Lenders |   |   | 23 |   |
| ARTICLE      III. |      TAXES,      YIELD PROTECTION AND ILLEGALITY |   |   | 24 |   |
|              | 3.01                                                                      |   | Taxes |   |   | 24 |   |
|              | 3.02                                                                      |   | Illegality |   |   | 27 |   |
|              | 3.03                                                                      |   | Inability      to Determine Rates |   |   | 27 |   |
|              | 3.04                                                                      |   | Increased      Costs; Reserves on Eurodollar Rate Loans |   |   | 28 |   |
|              | 3.05                                                                      |   | Compensation      for Losses |   |   | 29 |   |
|              | 3.06                                                                      |   | Mitigation      Obligations; Replacement of Lenders |   |   | 30 |   |
|              | 3.07                                                                      |   | Survival |   |   | 30 |   |
| ARTICLE      IV.  |      CONDITIONS      PRECEDENT TO LOANS          |   |   | 30 |   |
|              | 4.01                                                                      |   | Conditions      of Effective Date |   |   | 30 |   |
|              | 4.02                                                                      |   | Conditions      to all Loans |   |   | 32 |   |
| ARTICLE      V.   |      REPRESENTATIONS      AND WARRANTIES         |   |   | 33 |   |
|              | 5.01                                                                      |   | Existence,      Qualification and Power |   |   | 33 |   |
|              | 5.02                                                                      |   | Authorization;      No Contravention |   |   | 33 |   |
|              | 5.03                                                                      |   | Governmental      Authorization; Other Consents |   |   | 33 |   |
|              | 5.04                                                                      |   | Binding      Effect |   |   | 33 |   |
|              | 5.05                                                                      |   | Financial      Statements; No Material Adverse Effect |   |   | 34 |   |
|              | 5.06                                                                      |   | Litigation |   |   | 34 |   |
|              | 5.07                                                                      |   | No      Default |   |   | 35 |   |
|              | 5.08                                                                      |   | Ownership      of Property; Liens |   |   | 35 |   |
|              | 5.09                                                                      |   | Environmental      Compliance |   |   | 35 |   |
|              | 5.10                                                                      |   | Insurance |   |   | 35 |   |

|               | 5.11                                                              |   | Taxes                                           |   |   | 35 |   |
|--------------------|-------------------------------------------------------------------|--------|-------------------------------------------------|--------|--------|----|--------|
|               | 5.12                                                              |   | ERISA      Compliance                           |   |   | 35 |   |
|               | 5.13                                                              |   | Subsidiaries;      Equity Interests             |   |   | 36 |   |
|               | 5.14                                                              |   | Margin      Regulations; Investment Company Act |   |   | 36 |   |
|               | 5.15                                                              |   | Disclosure                                      |   |   | 37 |   |
|               | 5.16                                                              |   | Compliance      with Laws                       |   |   | 37 |   |
|               | 5.17                                                              |   | Taxpayer      Identification Number             |   |   | 37 |   |
|               | 5.18                                                              |   | First      Priority Security Interest           |   |   | 37 |   |
| ARTICLE      VI.   |      AFFIRMATIVE      COVENANTS          |   |                                            | 37     |   |
|               | 6.01                                                              |   | Financial      Statements                       |   |   | 37 |   |
|               | 6.02                                                              |   | Certificates;      Other Information            |   |   | 38 |   |
|               | 6.03                                                              |   | Notices                                         |   |   | 41 |   |
|               | 6.04                                                              |   | Payment      of Obligations                     |   |   | 41 |   |
|               | 6.05                                                              |   | Preservation      of Existence, Etc             |   |   | 42 |   |
|               | 6.06                                                              |   | Maintenance      of Properties                  |   |   | 42 |   |
|               | 6.07                                                              |   | Maintenance      of Insurance                   |   |   | 42 |   |
|               | 6.08                                                              |   | Compliance      with Laws                       |   |   | 42 |   |
|               | 6.09                                                              |   | Books      and Records                          |   |   | 42 |   |
|               | 6.10                                                              |   | Inspection      Rights                          |   |   | 42 |   |
|               | 6.11                                                              |   | Use      of Proceeds                            |   |   | 43 |   |
|               | 6.12                                                              |   | Bank      as Principal Depository               |   |   | 43 |   |
|               | 6.13                                                              |   | Further      Assurances                         |   |   | 43 |   |
|               | 6.14                                                              |   | Collateral      Value                           |   |   | 44 |   |
| ARTICLE      VII.  |      NEGATIVE      COVENANTS             |   |                                            | 44     |   |
|               | 7.01                                                              |   | Liens                                           |   |   | 44 |   |
|               | 7.02                                                              |   | Investments                                     |   |   | 45 |   |
|               | 7.03                                                              |   | Indebtedness                                    |   |   | 46 |   |
|               | 7.04                                                              |   | Fundamental      Changes                        |   |   | 47 |   |
|               | 7.05                                                              |   | Dispositions                                    |   |   | 47 |   |
|               | 7.06                                                              |   | Restricted      Payments                        |   |   | 48 |   |
|               | 7.07                                                              |   | Change      in Nature of Business               |   |   | 49 |   |
|               | 7.08                                                              |   | Transactions      with Affiliates               |   |   | 49 |   |
|               | 7.09                                                              |   | Burdensome      Agreements                      |   |   | 49 |   |
|               | 7.10                                                              |   | Use      of Proceeds                            |   |   | 49 |   |
|               | 7.11                                                              |   | Financial      Covenants                        |   |   | 49 |   |
| ARTICLE      VIII. |      EVENTS      OF DEFAULT AND REMEDIES |   |                                            | 49     |   |
|               | 8.01                                                              |   | Events      of Default                          |   |   | 49 |   |
|               | 8.02                                                              |   | Remedies      Upon Event of Default             |   |   | 51 |   |
|               | 8.03                                                              |   | Application      of Funds                       |   |   | 52 |   |

| ARTICLE      IX. |      ADMINISTRATIVE      AGENT |   |                                                                 | 52     |   |
|------------------|---------------------------------------------------------|--------|----------------------------------------------------------------------|--------|--------|
|             | 9.01                                                    |   | Appointment      and Authority                                       |   |   | 52 |   |
|             | 9.02                                                    |   | Rights      as a Lender                                              |   |   | 53 |   |
|             | 9.03                                                    |   | Exculpatory      Provisions                                          |   |   | 53 |   |
|             | 9.04                                                    |   | Reliance      by Administrative Agent                                |   |   | 54 |   |
|             | 9.05                                                    |   | Delegation      of Duties                                            |   |   | 54 |   |
|             | 9.06                                                    |   | Resignation      of Administrative Agent                             |   |   | 54 |   |
|             | 9.07                                                    |   | Non-Reliance      on Administrative Agent and Other Lenders          |   |   | 55 |   |
|             | 9.08                                                    |   | No      Other Duties, Etc                                            |   |   | 55 |   |
|             | 9.09                                                    |   | Administrative      Agent May File Proofs of Claim                   |   |   | 55 |   |
|             | 9.10                                                    |   | Collateral      Matters                                              |   |   | 55 |   |
|             |                                                    |   |                                                                 |   |   |   |   |
| ARTICLE      X.  |      PARENT      GUARANTEE     |   |                                                                 | 56     |   |
|             | 10.01                                                   |   | Unconditional      Guarantee                                         |   |   | 56 |   |
|             | 10.02                                                   |   | Guarantee      Absolute                                              |   |   | 56 |   |
|             | 10.03                                                   |   | Waivers                                                              |   |   | 57 |   |
|             | 10.04                                                   |   | Subrogation                                                          |   |   | 57 |   |
|             | 10.05                                                   |   | Survival                                                             |   |   | 58 |   |
|             | 10.06                                                   |   | Severability                                                         |   |   | 58 |   |
| ARTICLE      XI. |      MISCELLANEOUS             |   |                                                                 | 58     |   |
|             | 11.01                                                   |   | Amendments,      Etc                                                 |   |   | 58 |   |
|             | 11.02                                                   |   | Notices;      Effectiveness; Electronic Communication                |   |   | 59 |   |
|             | 11.03                                                   |   | No      Waiver; Cumulative Remedies; Enforcement                     |   |   | 62 |   |
|             | 11.04                                                   |   | Expenses;      Indemnity; Damage Waiver                              |   |   | 62 |   |
|             | 11.05                                                   |   | Payments      Set Aside                                              |   |   | 64 |   |
|             | 11.06                                                   |   | Successors      and Assigns                                          |   |   | 64 |   |
|             | 11.07                                                   |   | Treatment      of Certain Information; Confidentiality               |   |   | 67 |   |
|             | 11.08                                                   |   | Right      of Setoff                                                 |   |   | 68 |   |
|             | 11.09                                                   |   | Interest      Rate Limitation                                        |   |   | 69 |   |
|             | 11.10                                                   |   | Counterparts;      Integration; Effectiveness                        |   |   | 69 |   |
|             | 11.11                                                   |   | Survival      of Representations and Warranties                      |   |   | 69 |   |
|             | 11.12                                                   |   | Severability                                                         |   |   | 69 |   |
|             | 11.13                                                   |   | Replacement      of Lenders                                          |   |   | 69 |   |
|             | 11.14                                                   |   | Governing      Law; Jurisdiction; Etc                                |   |   | 70 |   |
|             | 11.15                                                   |   | Waiver      of Jury Trial                                            |   |   | 71 |   |
|             | 11.16                                                   |   | California      Proceedings                                          |   |   | 71 |   |
|             | 11.17                                                   |   | No      Advisory or Fiduciary Responsibility                         |   |   | 72 |   |
|             | 11.18                                                   |   | Electronic      Execution of Assignments and Certain Other Documents |   |   | 72 |   |
|             | 11.19                                                   |   | USA      PATRIOT Act                                                 |   |   | 72 |   |
|             | 11.20                                                   |   | Time      of the Essence                                             |   |   | 73 |   |
|             | 11.21                                                   |   | Entire      Agreement                                                |   |   | 73 |   |

| SCHEDULES    |   |   |
|--------------|--------|--------|
|         | 1.01   |   |   |   |   | Collateral      Advance Rates |
|         | 2.01   |   |   |   |   | Commitments      and Applicable Percentages |
|         | 5.13   |   |   |   |   | Subsidiaries;      Other Equity Investments |
|         | 11.02  |   |   |   |   | Administrative      Agent’s Office; Certain Addresses for Notices |
|         |   |   |   |   |   |   |
| EXHIBITS     |   |   |   |   |   |
| Form      of |   |   |
|         | A      |   |   |   |   | Loan      Notice |
|         | B      |   |   |   |   | Note |
|         | C      |   |   |   | -1 |   | Compliance      Certificate |
|         | C      |   |   |   | -2 |   | Collateral      Value Certificate |
|         | D      |   |   |   | -1 |   | Assignment      and Assumption |
|         | D      |   |   |   | -2 |   | Administrative      Questionnaire |
|         | E      |   |   |   | -1 |   | Security      Agreement |
|         | E      |   |   |   | -2 |   | Control      Agreement |
|         | F      |   |   |   |   |   | Opinion      Matters |

| By:        /s/ THEODORE      STALICK                                                                     |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Name:  Theodore R.      Stalick                                  |
| Title:      Vice President and Chief FinancialOfficer                                                                                                                                                                                           |

| By:   /s/ THEODORE      STALICK                                                                               |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Name:  Theodore      R.      Stalick                                  |
| Title:      Vice President and Chief FinancialOfficer                                                                                                                                                                                                |

| By:        /s/ KIP      DAVIS                                    |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Name:  Kipling      Davis                                             |
| Title:      Senior Vice      President                                                                                       |

| By:        /s/ KIP      DAVIS                                    |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Name:  Kipling      Davis                                             |
| Title:      Senior Vice      President                                                                                       |