##### Table of Contents



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
 WASHINGTON, D.C. 20549
 FORM 10-K/A
 þ
    
    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THESECURITIES EXCHANGE ACT OF 1934
 For the fiscal year ended December 31, 2008
 OR
 o
    
    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THESECURITIES EXCHANGE
ACT OF 1934
 Commission file number: 000-49699
 Centra Financial Holdings, Inc.
  West Virginia
    
    55-0770610(State or other jurisdiction of 
incorporation or organization)
    
    (I.R.S. Employer
Identification No.)990 Elmer Prince Drive, Morgantown, WV
(Address of principal executive offices)
    
    26505
(Zip Code)
 (304) 598-2000
    Title of each class
    
    Name of each exchange on which registered[Common Stock, $1 par value
per share]
    
    None
   o þ
  o þ
  þ o
 o o
 o
 Large accelerated filer o
Accelerated filer þ
Non-accelerated filer o
(Do not check if a smaller reporting company)
Smaller reporting company o
  o þ




---



##### Table of Contents



AMENDMENT NO. 1
EXPLANATORY NOTE
  Page 2




---



TABLE OF CONTENTS  SIGNATURESEXHIBIT INDEXEX-31.1EX-31.2EX-32.1EX-32.2    Table of Contents  
 SIGNATURES
  CENTRA FINANCIAL HOLDINGS, INC.Date:  May 8, 2009
    By:
    /s/ Douglas J. LeechDouglas J. Leech,President and Chief Executive OfficerDate:  May 8, 2009
    By:
    /s/ Kevin D. LemleyKevin D. Lemley, SVP-CFOPrincipal Financial and
Accounting Officer Page 3




---



##### Table of Contents



EXHIBIT INDEX
 
 ExhibitNumber
    
    Description
    
    Exhibit Location3.1
    
    Articles of Incorporation
    
    Form 10-K for the
year ended December
31, 2008, and in
incorporated by
reference herin3.2
    
    Bylaws
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein4.1
    
    Shareholder Protection Rights Agreement
    
    Form S-4
Registration
Statement,
Registration No.
333-36186, filed
December 23, 1999,
and incorporated by
reference herein.10.1
    
    Centra Financial Holdings, Inc. 1999 Stock
Incentive Plan dated as of April 27, 2000
    
    Form 10-KSB for the
year ended December
31, 2000, and
incorporated by
reference herein.10.2
    
    Lease agreement with Platinum Plaza, Inc.
    
    Form S-4
Registration
Statement,
Registration No.
333-36186, filed
December 23, 1999,
and incorporated by
reference herein.10.3
    
    Lease agreement with Frank and Teresa Fargo for
premises occupied by the Williamsport Pike
office
    
    Form 10-KSB for the
year ended December
31, 2001, and
incorporated by
reference herein.10.4
    
    Lease agreement with Columbus, LLC for premises
occupied by the 450 Foxcroft Avenue office
    
    Form 10-KSB for the
year ended December
31, 2001, and
incorporated by
reference herein.10.5
    
    Lease agreement with Van Wyk Enterprises, Inc.
for premises occupied by the 300 Foxcroft Avenue
office
    
    Form 10-KSB for the
year ended December
31, 2001, and
incorporated by
reference herein.10.6
    
    Lease agreement with Union Properties for
unimproved real estate at the corner of West
Virginia Route 857 and Venture Drive
    
    Form 10-KSB for the
year ended December
31, 2002, and
incorporated by
reference herein.10.07
    
    Indenture with Centra Financial Holdings, Inc.
as Issuer and Wilmington Trust Company as
Trustee
    
    Form 10-K for the
year ended December
31, 2004, and
incorporated by
reference herein.10.08
    
    Floating Rate Junior Subordinated Deferrable
Interest Debenture
    
    Form 10-K for the
year ended December
31, 2004, and
incorporated by
reference herein.10.09
    
    Guarantee Agreement by and between Centra
Financial Holdings, Inc. and Wilmington Trust
Company
    
    Form 10-K for the
year ended December
31, 2004, and
incorporated by
reference herein.10.10
    
    Deferred compensation plan for directors
    
    Form 10-K for the
year ended December
31, 2005, and
incorporated by
reference herein.10.11
    
    Stock Purchase Agreement with shareholders of
Smithfield State Bank
    
    Form 8-K filed
March 16, 2006, and
incorporated by
reference herein.10.12
    
    Indenture with Centra Financial Holdings, Inc.
as Issuer and Bear Stearns as Trustee
    
    Form 10-Q for the
quarter ended June
30, 2006, and
incorporated by
reference herein.
 Page 4




---



##### Table of Contents



ExhibitNumber
    
    Description
    
    Exhibit Location10.13
    
    Floating Rate Junior Subordinated Deferrable
Interest Debenture
    
    Form 10-Q for the
quarter ended June
30, 2006, and
incorporated by
reference herein.10.14
    
    Guarantee Agreement by and between Centra
Financial Holdings, Inc. and Bear Stearns
    
    Form 10-Q for the
quarter ended June
30, 2006, and
incorporated by
reference herein.10.15
    
    Executive Supplemental Retirement Plan for
Douglas J. Leech dated April 20, 2000
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.15a
    
    Life Insurance Method Split Dollar Plan Agreement
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.15b
    
    Rabbi Trust for the Executive Supplemental
Retirement Plan Agreement and the Endorsement
Method Split Dollar Plan Agreement.
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.16
    
    Executive Salary Continuation Plan for Kevin D.
Lemley dated January 24, 2001
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.17
    
    Executive Salary Continuation Plan for Henry M.
Kayes, Jr. dated September 6, 2005
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.18
    
    Executive Salary Continuation Plan for Kevin D.
Lemley dated September 7, 2005
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.19
    
    Executive Salary Continuation Plan for E.
Richard Hilleary dated September 7, 2005
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.20
    
    Executive Salary Continuation Plan for Karla J.
Strosnider dated September 7, 2005
    
    Form 10-K for the
year ended December
31, 2006, and
incorporated by
reference herein10.21
    
    Employment and Change-of-Control Agreement with
Kevin D. Lemley
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.22
    
    Employment and Change-of-Control Agreement with
Timothy P. Saab
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.23
    
    Employment and Change-of-Control Agreement with
E. Richard Hilleary
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.24
    
    Employment and Change-of-Control Agreement with
Henry M. Kayes, Jr.
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.25
    
    Employment and Change-of-Control Agreement with
Karla J. Strosnider
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.26
    
    Employment and Change-of-Control Agreement with
John T. Fahey
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.27
    
    Employment Agreement of Douglas J. Leech dated
January 17, 2008
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.28
    
    Executive Supplemental Retirement Plan for
Douglas J. Leech dated February 23, 2008
    
    Form 10-K for the
year ended December
31, 2007, and
incorporated by
reference herein10.29
    
    Amendment and Restated Employee and
Change-of-Control Agreement with S. Todd Eckels
    
    Form 8-K filed
October 16, 2008,
and incorporated by
reference herein.
 Page 5




---



##### Table of Contents



ExhibitNumber
    
    Description
    
    Exhibit Location10.30
    
    Amendment to Executive Salary Continuation
Agreement for John T. Fahey dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.31
    
    Amendment to Executive Salary Continuation
Agreement for E. Richard Hilleary dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.32
    
    Amendment to Executive Salary Continuation
Agreement for Henry M. Kayes, Jr. dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.33
    
    Amendment to Executive Salary Continuation
Agreement for Timothy P. Saab dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.34
    
    Amendment to Executive Salary Continuation
Agreement for Kevin D. Lemley dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.35
    
    Amendment to Executive Salary Continuation
Agreement for Karla J. Strosnider dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.36
    
    Amendment to Executive Salary Continuation
Agreement for Kevin D. Lemley dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.37
    
    Amendment to Executive Salary Continuation
Agreement for Timothy P. Saab dated December
24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.38
    
    Amendment to Executive Salary Continuation
Agreement for Douglas J. Leech, Jr. dated
December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.39
    
    Supplemental Executive Retirement Agreement for
John T. Fahey dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.40
    
    Supplemental Executive Retirement Agreement for
Kevin D. Lemley dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.41
    
    Supplemental Executive Retirement Agreement for
Timothy P. Saab dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.42
    
    Supplemental Executive Retirement Agreement for
Karla J. Strosnider dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.43
    
    Supplemental Executive Retirement Agreement for
E. Richard Hilleary dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.10.44
    
    Supplemental Executive Retirement Agreement for
Henry M. Kayes, Jr. dated December 24, 2008
    
    Form 8-K filed
December 31, 2008,
and incorporated by
reference herein.12
    
    Statement Re: Computation of Ratios
    
    Form 10-K filed
December 31, 2008,
and incorporated by
referenced herein14
    
    Code of Ethics
    
    Form 10-K for the
year ended December
31, 2004, and
incorporated by
reference herein.21
    
    Subsidiaries of Registrant
    
    Form 10-K filed
December 31, 2008,
and incorporated by
referenced herein23
    
    Consent of Independent Registered Public
Accounting Firm
    
    Form 10-K filed
December 31, 2008,
and incorporated by
referenced herein31.1
    
    Certification of Principal Executive Officer
Pursuant to Section 302 of Sarbanes-Oxley Act of
2002
    
    Filed herewith.31.2
    
    Certification of Principal Financial Officer
Pursuant to Section 302 of Sarbanes-Oxley Act of
2002
    
    Filed herewith.32.1
    
    Certification of Principal Executive Officer
Pursuant to Section 906 of Sarbanes-Oxley Act of
2002
    
    Filed herewith.
 Page 6




---



##### Table of Contents



ExhibitNumber
    
    Description
    
    Exhibit Location32.2
    
    Certification of Principal Financial Officer
Pursuant to Section 906 of Sarbanes-Oxley Act of
2002
    
    Filed herewith.99.2
    
    Report of Ernst & Young LLP, Independent
Registered Public Accounting Firm
    
    Filed herewith.
 Page 7