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A - Z Browse

- Basic Needs   - Understanding Long-Term Care
  - What is Long-Term Care?
  - Long-Term Care Pathfinder
  - Who Needs Care?
  - How Much Care Will You Need?
  - Who Will Provide Your Care?
  - Where Can You Receive Care?
  - Finding Local Services
  - Who is in Charge? Radio PSAs
- Costs & Who Pays   - Overview
  - Who Pays for Long-Term Care?
  - Costs of Care
  - What is Covered by Health & Disability Insurance?
  - What is Long-Term Care Insurance?
  - Paying Privately
- Medicare, Medicaid & More   - Overview
  - Medicare
  - Medicaid
  - Veterans Affairs Benefits
  - Other State Programs
- Housing   - Where You Live Matters
  - Staying in Your Home
  - Living in a Facility
- Legal Steps   - How to Decide
  - Advance Care Plan Considerations
  - Will I Need a Lawyer?
  - Legal Steps for Medical Well-being
  - Legal Steps for Financial Well-being

Welcome to

LongTermCare.gov

            -  Home 
            -  LTC Home 
            -  Basic Needs 
            -                   Who Needs Care?              

# Who Needs Care?

## Basic Needs

                    -  Understanding Long-Term Care 
                    -  What is Long-Term Care? 
                    -  Long-Term Care Pathfinder                        -  Planning Ahead Before Age 50 
                      -  Planning Ahead Between the Ages of 51 and 64 
                      -  Planning Ahead After Age 65 
                      -  Planning for Dementia 
                      -  Planning for LGBT Adults 
                      -  Already Receiving Long-Term Care 
                    -  Who Needs Care? 
                    -  How Much Care Will You Need? 
                    -  Who Will Provide Your Care? 
                    -  Where Can You Receive Care? 
                    -  Finding Local Services 
                    -  Who is in Charge? Radio PSAs 

Recent research suggests that most Americans turning age 65 will need long-term care services at some point in their lives.

## Age

                  - The older you are, the more likely you will need long-term care

## Gender

                  - Women outlive men by about five years on average, so they are more likely to live at home alone when they are older

## Disability

                  - Having an accident or chronic illness that causes a disability is another reason for needing long-term care
                  - Between ages 40 and 50, on average, eight percent of people have a disability that could require  long-term care services
                  - 69 percent of people age 90 or more have a disability

## Health Status

                  - Chronic conditions such as diabetes and  high blood pressure  make you more likely to need care
                  - Your family history such as whether your parents or grandparents had chronic conditions, may increase your likelihood
                  - Poor diet and exercise habits increase your chances of needing long-term care

## Living Arrangements

                  - If you live alone, you're more likely to need paid care than if you are living with a spouse or partner

*Last modified on 05/10/2022*

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