Filed 5/4/2016 Unmodified opinion attached CERTIFIED FOR PUBLICATION

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SECOND APPELLATE DISTRICT

DIVISION SIX

FLORDELIZA HAWKINS,
Plaintiff and Appellant,

v.
SUNTRUST BANK,
Defendant and Respondent. 2d Civil No. B26454 1 (Super. Ct. No. 56

- 2014

- 00453733

- CU

NP

- VTA) (Ventura County) ORDER MODIFYING OPINION AND DENYING REHEARING [NO CHANGE IN JUDGMENT ]

THE COURT: It is ordered that the opinion filed herein on April 6, 2016, be modified as follows:
1. On page 4, in the se cond paragraph, in the first sentence, delete the words: "attempted
but." The sentence as modified reads: Appellant claims that she was not personally served with the summons and complaint and that substituted service was not effectuated. 2. On page 4 , in the last paragraph, delete the second sentence: "We need not decide that
issue." 3. On page 6, insert prior to the Conclusion heading
, the following: Petition for Rehearing
Citing Yu v. Signet Bank/Virginia (1999) 69 Cal.App.4th 1377 ( Yu ), appell ant persists that the South Carolina judicial foreclosure judgment is void and should not be given full faith and credit because the trial court lacked personal jurisdiction to render the judgment.2 Yu is distinguishable. It involved a debt collection action to enforce a Virginia default judgment in California. In Yu, the debtor asserted lack of personal jurisdiction as a shield to fend off collection. ( Id. , at pp. 1383, 1 386.) Appellant, however, is not being sued in California to collect a debt. S he is suing respondent for $70,000 cash that she claims was "misplaced" during the eviction, lost rent, and emotional distress for the eviction. Thus, she is using the foreclosure, the eviction, and the South Carolina judgment as a sword.

We reiterate that appellant is estopped by facially sufficient and presumptively correct recitals in the South Carolina judgment that she and Hawkins were personally served with the summons and complaint. She appealed in South Carolina, then abandoned the appeal afte r filing the instant action in California. The abandonment of the South Carolina appeal has a spillover effect on her present California action. The South Carolina judgment against Hawkins remains in effect. If the judicial foreclosure is
lawful as to H awkins, it is binding on her as a co

- obligor and surviving spouse. (See Mueller v. J.C. Penney Co. (1985) 173 Cal.App.3d 713, 723 [spouses are in privity with each other for purposes of collateral estoppel]; DKN Holdings LLC v. Faerber (2015) 61
Cal.4th 8 13, 826 [issue preclusion may be asserted against one in privity with a party].)

The South Carolina judgment is also a res judicata bar. Appellant appealed to the South Carolina Court of Appeals. Appellant claims it was only a special appearance ( ante, at p. 4), but a party who makes a special appearance for the limited purpose of challenging jurisdiction " 'agrees to abide by that court's determination on the issue of jurisdiction.' " ( Ware v. Ware (S.C. 2013) 743 S.E.2d 817, 826, quoting Ins. Corp. of Ireland, Ltd. v. Compagnie des Bauxites de Guinee (1982) 456 U.S. 694, 706 [res judicata attached where appeal dismissed for failure to prosecute].) Appellant had the opportunity to fully and fairly litigate the service of process issue in South Carolina

. She makes no showing that the judgment is susceptible to collateral attack in South Carolina courts where the judgment was rendered. ( Ibid .; see Heuer v. Heuer (1949) 33 Cal.2d 268, 271.) The judgment is entitled to full faith and credit even as to qu estions of3

jurisdiction. ( Yu, supra, 69 Cal.App.4th at p. 1394; Underwriters Nat'l Assur. Co. v. North Carolina Life (1982) 455 U.S. 691, 706 [71 L.Ed.2d 558, 571

- 572].)

There is no change in the judgment. Appellant's petition for rehearing is denied.Filed 4/6/ 16 Unmodified opinion CERTIFIED FOR PUBLICATION

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SECOND APPELLATE DISTRICT

DIVISION SIX

FLORDELIZA HAWKINS,
Plaintiff and Appellant,

v.
SUNTRUST BANK,
Defendant and Respondent. 2d Civil No. B264541 (Super. Ct. No. 56

- 2014

- 00453733

- CU

NP

- VTA) (Ventura County)

Rather than giving full faith and credit to a South Carolina foreclosure judgment, appellant contends that we should give it no faith and no credit. Thi s would require riding roughshod over Article IV, §1 of t he United States Constitution, s ection
1913 , subdivision (a) of the California Code of Civil Procedure
, and time honored principles of res j udicata and collateral estoppel

. 1 There is no principled reason to do so.

Flordeliza Hawkins appeals from a judgment on the pleadings entered in favor SunTrust Bank (SunTrust), a Georgia state chartered bank, on her complaint for

1 United States Constitution, Article IV §1 provides: "Full Faith and Credit shall be given in eac h State to the public Acts, Records, and judicial Proceedings of every other State. And the Congress may by general Laws prescribe the Manner in which such Acts, Records, and Proceedings shall be proved, and the Effect thereof.
Code of Civil Procedure, §1 913, subd. (a) provides: "Subject to subdivision (b), the effect of a judicial record of a sister state is the same in this state as in the state where it was made, except that it can only be enforced in this state by an action or special proceeding."2

wrongful for eclosure. The trial court ruled that the action was barred by a South Carolina judicial foreclosure judgme nt. We affirm

.

T he doctrine of collateral estoppel bars relitigation of an issue decided in the South Carolina action, i.e., that appellant was personally served with a summons and complaint before a default judgment was entered. The doctrine of res jud icata, of which collateral estoppel is a part, encompasses both claim preclusion and issue preclusion. ( Mycogen Corp. v. Monsanto Co. (2002) 28 Cal.4th 888, 896

- 897, fn. 7.) "The best way of remembering these doctrines clearly is to view collateral estop pel as a miniature of res judicata; the former applies to issues, the latte r to entire claims or lawsuits. " ( Garner, A Dictionary of Modern Legal Usage (2d. ed. 1995) p. 169.) Facts and Procedural History In 2006, appellant and her now deceased husband, James C. Hawkins (Hawkins), arranged for a $154,000 revolving line of credit with SunTrust. The loan was secured by a mortgage on appellant's South Carolina home , at 2130 Cheddar Road, Belton, South Carolina . In December 2010, appellant and Hawkins defau lted on the loan, owing $157,631.82. SunTrust sued for judicial foreclosure in a South Carolina state court. On January 11, 2011, SunTrust filed affidavits of service declaring that the summons and complaint were personally served on Hawkins and appellan t on December 9, 2011 at 2130 Cheddar Road, Belton, South Carolina

. A default was entered again st appellant and Hawkins, and the judgment of foreclosure and sale was entered on April 19, 2012.
T he 2130 Cheddar Road property w as sold at a foreclosure sa le and a $119,994.62 deficiency judgment was entered against appellant and Hawkins. They were evicted in January 2013.

A year later, appellant appeal ed on the theory that she had no knowledge of the judgment because she and Hawkins "were not serve[d] p roperly." ( SunTrust v.
Hawkins et al , South Carolina Court of Ap peals, Case No. 2014

- 001363.) On August 25, 2014, the South Carolina Court of Appeals dismissed the appeal for failure to cure
deficien cies in the notice of appeal. The South Carolina forec losure judgment is final.3 B efore the South Carolina appeal was dismissed, appellant filed suit in
Ventura Coun ty for wrongful foreclosure. The complaint alleges that the foreclosure was improper because SunTrust foreclosed on the property "without notice

-- specifically without service of process." It states that appellant was evicted from her home without
notice. The complaint prays for, among other things, $70,000 damages, $600 a month lost rent, an d emotional distress damages.

SunTrust answered th e complaint, alleging that the South C arolina judgment controlled and that res jud icata and collateral estoppel were dispositive
affirmative defenses . T he trial court took judicial notice of the South Carolina judgment
and ruled that appellant was barred from relitigating the issue of whether she was served with a summons and complaint in the South Carolina action.
Ju dgment on the Pleadings Based O n South Carolina Law Because a judgment on the pleadings is akin to a demurrer and tests the sufficiency of the complaint, our review is de novo. ( Wise v. Pacific Gas & Electric Co. (2005) 132 Cal.App.4th 725, 738.) The validity of the South Carolina judgment is determined by the law of the state where the judgment was rendered. ( Gagnon Co. v.
Nevada Desert I

nn, Inc. (1955) 45 Cal.2d 448
, 454.)
Pursuant to South Carolina law, the doctrine of res judicata encompasses issue preclusion and bars a subsequent action by the same parties when the claims arise
out of the same transaction or occurrence that was the su bject of a prior suit. ( Plum Creek Development Co, Inc . v. City of Conway (S.C. 1999) 512 S.Ed.2d 106, 109.) Absent fraud or collusion, the default judgment is res judicata if the trial court had jurisdiction of the parties and of the subject matter. (S ee e.g., Toney v. LaSalle Bank
N.A.
, (D.S.C. 2012) 896 F.Supp.2d 455, 468 [homeowner's action to set aside a judicial foreclosure barred because matter was previously adjudicated in state court]; Bank of
America v. Jennett (1999) 77 Cal.App.4th 104, 120 [d efault judgment in Hawaii foreclosure action resulting in deficiency judgment given full faith and credit].)4 To establish res judicata, SunTrust Bank was required to prove the following three elements: (1) identity of the parties; (2) identity of the su bject matter; and (3) adjudication of the issue in the prior action. ( Riedman Corp. v. Greenville Steel Structures, Inc. (S

. C

. 1992) 419 S.E.2d 217, 219

. ) Appellant does not dispute the first two elements (identity of the parties and identity of subject matter), but argues that the third element was not established because personal jurisdiction (i.e., proper service of the summons and complaint) was not adjudicated in the South Carolina action. "Whenever a foreign judgment is raised as a defense, the cou rt in the subsequent case can consider whether the court that rendered the judgment had the jurisdiction to do so. " ( Yu v. Signet Bank/Virginia (1999) 69 Cal.App.4th 1377, 1386.)

Appellant claims that she was not personally served with the summons and complaint and that substituted service was attempted but not effectuated

. These factual
claims are dehors of the record, i.e., they are not reflected in the South Carolina judgment
or court record s . The affidavit of service states that appellant and Hawk ins were personally served with the summons and complaint . The affidavit includes description s of the two people served. Appellant could have brought a motion to set aside the judgment but, instead, appealed to the South Carolina Court of Appeals and the n abandoned the appeal. Appellant certainly had notice of the action when she was evicted.
She fails to explain why a motion to vacate the judgment was not filed in South Carolina before moving to California and filing suit here.

Appellant asser ts that the South Carolina appeal was only a "special appearance" and has no collateral estoppel effect. We need not decide that issue. The
South Carolina trial court judgment include s the finding that appellant and Hawkins were
served with the s ummons and compl aint. Appellant cites no authority that the judgment

may be collaterally attacked in California by filing a new action for wrongful foreclosure.
The doctrines of r es judicata and collateral estoppel preclude piecemeal litigation by splitting a single cau se of action or relitigating the same primary right. ( Mycogen Corp. v. Monsanto Co, supra , 28 Cal.4th at p. 897.)5 Judicial Notice of Sister State Judgment Appellant asserts that the trial court erred in taking judicial notice of the factual findings in the South Carolina judgment. A lthough a court cannot take judicial notice of hearsay allegations in a court record, it can take judicial notice of the truth of facts asserted in documents such as orders, findings of fact and conclusions of law, and judgme nts. ( Day v. Sharp (1975) 50 Cal.App.3d 904, 914.) "To determine whether to preclude relitigation on collateral estoppel grounds, judicial notice may be taken of a prior judgment and other court records. [Citations.]" ( Rodgers v. Sargent Controls &
Aer ospace (2006) 136 Cal.App.4th 82, 90.)

As a general rule factual findings in a judgment are not the proper s ubject of judicial notice. T hat does not end our inquiry. "'Whether a factual finding is t rue is a different question than whether the truth o f that factual finding may or may not be subsequently litigated a second time. The doctrines of res judicata and collateral estoppel will, when they apply, serve to bar relitigation of a factual dispute even in those instances where the factual dispute wa s erroneously decided in favor of a party who did not testify truthfully.' [Citation.] In other words, even though a factual finding in a prior judicial decision may not establish the truth of that fact for purposes of judicial notice, the finding
itself may be a proper subject of judicial notice if it has a res judicata or collateral estoppel effect in a subsequent action." ( Kilroy v. State of California (2004) 119 Cal.App.4th 140, 148.)

The trial court did not err in taking judicial notice of the So uth Carolina judgment and the service of process finding . The doctrine of res judicata/collateral estoppel bars relitigation of a factual dispute even when the factual dispute was erroneously decided in favor of a party who did not testify. (See Nakash v . Superior
Court (1987) 196 Cal.App.3d 59, 67 [ res judicata ] ; McClain v. Rush (1989) 216 Cal.App.3d 18, 2 8

- 29 [collateral estoppel] .) " 'Collateral estoppel' is an awkward phrase, but it stands for an extremely important principle in our adversar y system o f justice. It

means simply that when an issue of ultimate fact has once been determined by a valid and6

final judgment, that issue cannot again be litigated between the same parties in any future lawsuit." (

Ashe v. Swenson (1970) 3 97 U.S. 436, 443 [25 L.E d.2d 469 , 475].) Courts often speak of applying full faith and credit to a sister state's judgment in order to implement res judicata principles. ( Proctor v. Vishay Intertechnology, Inc. (2013) 213 Cal.App.4th 1258, 1271 .) "With respect to judgments, 'the full faith and credit obligation is exacting.' [Citation.]

. . . A State may not disregard the judgment of a sister State because it disagrees with the reasoning underlying the judgment or deems it to be wrong on the merits." ( V.L. v. E.L. (March 8
, 2016 , No. 15

- 648) __U.S.__, __ [2016 D. A

. R

. 2273, 2273].)
Conclusion The purpose of the full faith and credit provisions, res ju dicata, and collateral estoppel rules is to prevent repetitive and vexatious litigation

. It also prevent s the waste of scarce judicial resources. (See 7 Wi tkin, Cal . Procedure ( 5t h e d. 2008 ) Judgment
, § 334, p. 938 .) A llowing appe llant to proceed in this action would frustrate all
of the articulated reasons for the se rules.

The judgment is affirmed. SunTrust Bank is awarded costs on appeal.
CERTIFIED FOR PUBLICATION.

YEGAN, J. We concur:

GILBERT, P. J.

PERREN, J.Kent Kellegrew, Judge
Superior Court County of Ventura

______________________________

Malcolm Tator , for Plaintiff and Appellant.

Zareh A. Ja ltorossian, Maureen M. Home, Abraham J. Coleman, Michael Gerst, Hana R. Herscovitz; Reed Smith. David J. de Jesus; Reed Smith, for Defendant
and Respondent

.