SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                  FORM 10-QSB


[X]  QUARTERLY  REPORT UNDER SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT
     OF  1934
        For  the  quarterly  period  ended  June 30, 2003
                                            -------------

[ ]  TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT 1934 For
     the  transition  period  from  _______  to  _______


                        Commission File Number: 000-25345
                                                ---------


                       COMMUNITY CAPITAL BANCSHARES, INC.
             (Exact name of registrant as specified in its charter)

                 Georgia                                  58-2413468
                 -------                                  ----------
    (State or other jurisdiction of                     (IRS Employer
     Incorporation or organization)                   Identification No.)

                    P.O. Drawer 71269, Albany, Georgia 31708
                  ---------------------------------------------
                    (Address of principal executive offices)

                                 (229) 446-2265
                                ---------------
              (Registrant's telephone number, including area code)

                                 Not Applicable
                       ----------------------------------
        (Former name, former address and former fiscal year, if changed
since last report)

     Indicate  by  check  mark  whether the registrant (1) has filed all reports
required  to  be  filed by Section 13 or 15(d) of the Securities Exchange Act of
1934  during  the  preceding  12  months  (or  for  such shorter period that the
registrant  was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days.
Yes   X     No
     ---        ---


                      APPLICABLE ONLY TO CORPORATE ISSUERS:

Indicate the number of shares outstanding of each of the issuer's classes of
common stock as of August 13, 2003:
     1,432,533  SHARES

Transitional Small Business Disclosure Format (check one):
Yes        No    X
     ---        ---


<PAGE>
<TABLE>
<CAPTION>
PART I - FINANCIAL INFORMATION                                      Page No.
                                                                    --------
<S>                                                                 <C>
ITEM 1.    Financial Statements

     Consolidated balance sheets (unaudited) as of
       December 31, 2002 and June 30, 2003                                 3

     Consolidated statement of operations (unaudited)
       for the three and six months ended June 30, 2002 and 2003           4

     Consolidated statement of comprehensive income (unaudited)
       for the three and six months ended June 30, 2002 and 2003           5

     Statement of cash flows (unaudited) for the
       six months ended June 30, 2002 and 2003                             6

Item 2.    Management's Discussion and Analysis of
   Financial Condition and results of operations                          10

Item 3.    Controls and procedures                                        12

PART II - OTHER INFORMATION

ITEM 1.  Legal Proceedings                                                14

ITEM 2.  Changes in Securities and use of proceeds                        14

ITEM 3.  Defaults on Senior Securities                                    14

ITEM 4.  Submission of matters to a vote of Security Holders              14

ITEM 5.  Other Information                                                14

ITEM 6.  Exhibits and reports on Form 8-K                                 14
</TABLE>


<PAGE>
<TABLE>
<CAPTION>
                                    COMMUNITY CAPITAL BANCSHARES, INC.
                                              AND SUBSIDIARY
                                 CONSOLIDATED BALANCE SHEETS (UNAUDITED)
                                          (Dollars in thousands)


                                                                      June 30, 2003    December 31, 2002
                                                                     ---------------  -------------------
<S>                                                                  <C>              <C>

ASSETS
------
Cash and due from banks                                              $        5,635   $            6,920
Federal funds sold                                                            6,449                    0
Securities available for sale                                                19,262               16,968
Loans                                                                        92,970               81,713
Less allowance for loan losses                                                1,005                  821
                                                                     ---------------  -------------------
    Loans, net                                                               91,965               80,892
Premises and equipment                                                        2,967                3,058
Other assets                                                                  1,684                1,348
                                                                     ---------------  -------------------
    TOTAL ASSETS                                                     $      127,962   $          109,186
                                                                     ===============  ===================

LIABILITIES AND SHAREHOLDERS' EQUITY
------------------------------------
Deposits
    Non-interest bearing                                             $        6,701   $            6,731
    Interest bearing                                                         95,836               79,273
                                                                     ---------------  -------------------
        Total deposits                                                      102,537               86,004
Other borrowings                                                             14,701               12,590
Other liabilities                                                               781                  849
                                                                     ---------------  -------------------
    TOTAL LIABILITIES                                                       118,019               99,443
                                                                     ---------------  -------------------

Shareholders' equity
Preferred stock, par value not stated; 2,000,000 shares authorized;
  no shares issued                                                   $        -   -   $              - -
Common stock, $1.00 par value, 10,000,000 shares authorized;
  1,499,560 shares issued                                                     1,500                1,500
Capital surplus                                                               8,084                8,084
Retained earnings                                                               524                  354
Accumulated other comprehensive income                                          312                  295
Less cost of treasury stock, 66,438 shares as of June 30, 2003 and
68,539 shares as of December 31, 2002                                          (477)                (490)
                                                                     ---------------  -------------------
       TOTAL SHAREHOLDERS' EQUITY                                             9,943                9,743
                                                                     ---------------  -------------------
     TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY                      $      127,962   $          109,186
                                                                     ===============  ===================
</TABLE>


                                        3
<PAGE>
<TABLE>
<CAPTION>
                                    COMMUNITY CAPITAL BANCSHARES, INC.
                                     CONSOLIDATED STATEMENTS OF INCOME
                         FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2003 AND 2002
                                                (UNAUDITED)
                             (DOLLARS IN THOUSANDS, EXCEPT EARNINGS PER SHARE)


                                                              Three months ended       Six months ended
                                                            ----------------------  ----------------------
                                                             June 30,    June 30,    June 30,    June 30,
                                                            ----------  ----------  ----------  ----------
                                                               2003        2002        2003        2002
                                                            ----------  ----------  ----------  ----------
<S>                                                         <C>         <C>         <C>         <C>
INTEREST INCOME
  Loans                                                          1,566       1,304       3,039       2,619
  Taxable securities                                               149         274         314         435
  Tax exempt securities                                             11          10          22          14
  Deposits in banks                                                  8           6          13          11
  Federal funds sold                                                16          10          20          28
                                                            ----------  ----------  ----------  ----------
       TOTAL INTEREST INCOME                                     1,750       1,604       3,408       3,107
                                                            ----------  ----------  ----------  ----------
INTEREST EXPENSE
  Deposits                                                         521         567       1,052       1,106
  Other borrowed money                                             161         117         265         232
                                                            ----------  ----------  ----------  ----------
       TOTAL INTEREST EXPENSE                                      682         684       1,317       1,338
                                                            ----------  ----------  ----------  ----------
       NET INTEREST INCOME                                       1,068         920       2,091       1,769
  Provision for loan losses                                         85         248         215         320
                                                            ----------  ----------  ----------  ----------
       NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES         983         672       1,876       1,449
                                                            ----------  ----------  ----------  ----------
OTHER INCOME
  Service charges on deposit accounts                              123          90         244         171
  Financial service fees                                            15          35          28          50
  Mortgage origination fees                                         71          39         153          92
  Gain on sale of investment securities                              0          42           0          42
  Other service charges, commissions and fees                       21          12          54          29
                                                            ----------  ----------  ----------  ----------
       TOTAL OTHER INCOME                                          230         218         479         384
                                                            ----------  ----------  ----------  ----------
OTHER EXPENSES
  Salaries and employee benefits                                   471         289         975         705
  Equipment and occupancy expense                                  150         112         295         193
  Marketing expense                                                 23          48          50          71
  Data processing expense                                           90          73         172         128
  Administrative expenses                                          173         113         321         210
  Other operating expenses                                         121          78         240         167
                                                            ----------  ----------  ----------  ----------
       TOTAL OTHER EXPENSES                                      1,028         713       2,053       1,474
                                                            ----------  ----------  ----------  ----------
       INCOME BEFORE INCOME TAXES                                  185         177         302         359
  Income tax expense                                                54          65         102         126
                                                            ----------  ----------  ----------  ----------
       NET INCOME                                                  131         112         200         233
                                                            ==========  ==========  ==========  ==========

NET INCOME PER COMMON SHARE                                 $     0.09  $     0.08  $     0.14  $     0.16
                                                            ==========  ==========  ==========  ==========
DILUTED NET INCOME PER COMMON SHARE                         $     0.08  $     0.08  $     0.12  $     0.16
                                                            ==========  ==========  ==========  ==========
  WEIGHTED AVERAGE SHARES OUTSTANDING                        1,432,175   1,442,609   1,431,775   1,444,343
  DILUTED AVERAGE SHARES OUTSTANDING                         1,663,761   1,487,539   1,641,449   1,489,257
                                                            ==========  ==========  ==========  ==========
</TABLE>


                                        4
<PAGE>
<TABLE>
<CAPTION>
                        COMMUNITY CAPITAL BANCSHARES, INC.
                                  AND SUBSIDIARY
                  CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
                                    (UNAUDITED)
                 Three and six months ended June 30, 2002 and 2003
                              (Dollars in thousands)


                                      Three Months Ended       Six Months Ended
                                    ----------------------  ----------------------
                                     June 30,    June 30,    June 30,    June 30,
                                       2003        2002        2003        2002
<S>                                 <C>         <C>         <C>         <C>

NET INCOME (LOSS)                   $     131   $     112   $     200   $     233
Other comprehensive Income
Net unrealized holding gains
(losses) arising during period             64         290          39         108
Tax (expense) benefit on
unrealized holding gains                  (30)        (99)        (22)        (37)
                                    ----------------------  ----------------------
Reclassification adjustment for
gains included in net income, net
of income taxes of $14                                (28)                    (28)
                                    ======================  ======================
 COMPREHENSIVE INCOME               $     165   $     275   $     217   $     276
                                    ======================  ======================
</TABLE>


                                        5
<PAGE>
<TABLE>
<CAPTION>
                       COMMUNITY CAPITAL BANCSHARES, INC.
                                 AND SUBSIDIARY
                      CONSOLIDATED STATEMENTS OF CASH FLOWS
                                  (UNAUDITED)
                    Six Months ended June 30, 2002 and 2003
                             (Dollars in thousands)


                                                        2003       2002
                                                      ---------  ---------
<S>                                                   <C>        <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
  Net income                                          $    200   $    233
  Adjustments to reconcile net income to net cash
    provided by (used in) operating activities:
  Depreciation                                             133         89
  Provision for loan losses                                215        320
  Provision for deferred taxes                            (133)       (69)
  Increase in interest receivable                         (131)       (46)
  Net (gain) on sale of investments available for
  sale                                                     - -        (42)
  Other operating activities                              (152)      (131)
                                                      --------------------
       Net cash provided by operating activities           132        354
                                                      --------------------

CASH FLOWS FROM INVESTING ACTIVITIES:
  Purchase of property and equipment                       (42)      (176)
  Net decrease (increase) in federal funds sold         (6,449)     2,892
  Net (increase) in loans                              (11,280)   (12,596)
  Proceeds from maturities of securities available
  for sale                                               3,732      6,429
  Proceeds from sale of securities                         - -      3,976
  Purchase of securities available for sale             (6,005)   (15,851)
                                                      --------------------
       Net cash used in Investing activities           (20,044)   (15,326)
                                                      --------------------

CASH FLOWS FROM FINANCING ACTIVITIES:
  Net increase in deposits                              16,533     16,573
  Proceeds from Trust Preferred Issuance                 4,000        - -
  Dividends paid to shareholders by parent                 (30)       - -
  Increase (decrease) in Fed Funds purchased            (1,705)       - -
  Repayment of Other Borrowings                           (183)      (183)
  Treasury stock transactions, net                          12        (47)
                                                      --------------------
       Net cash provided by financing activities        18,627     16,343
                                                      --------------------
  Net increase (decrease) in cash                       (1,285)     1,371
  Cash and due from banks at beginning of period         6,920      4,471
                                                      --------------------
  Cash and due from banks at end of period            $  5,635   $  5,842
                                                      ====================

SUPPLEMENTAL DISCLOSURE
  Cash paid for interest                              $  1,117   $  1,318
                                                      ====================
  Cash paid for income taxes                          $     98   $     91
                                                      ====================

NON-CASH TRANSACTION
  Unrealized gains on securities available for sale   $   ( 39)  $    (65)
                                                      ====================
</TABLE>


                                        6
<PAGE>
                       COMMUNITY CAPITAL BANCSHARES, INC.
                                 AND SUBSIDIARY
                          NOTES TO FINANCIAL STATEMENTS

NOTE  1.  ORGANIZATION  AND  SUMMARY  OF  SIGNIFICANT  ACCOUNTING  POLICIES

NATURE  OF  BUSINESS

Community  Capital  Bancshares,  Inc.  (the "Company") is a bank holding company
whose business is conducted by its wholly-owned subsidiary, Albany Bank & Trust,
N.A. (the "Bank"). The Bank is a commercial bank located in Albany, Georgia. The
Bank  provides  a  full  range of banking services in its primary market area of
Dougherty  County  and  the surrounding counties. The Bank commenced its banking
operations  on  April  28,  1999.

BASIS  OF  PRESENTATION

The  consolidated  financial  statements include the accounts of the Company and
its  subsidiary.  Significant  intercompany  transactions  and  accounts  are
eliminated  in  consolidation.

The  preparation  of  financial statements in conformity with generally accepted
accounting principles requires management to make estimates and assumptions that
affect  the  reported  amounts  of  assets  and  liabilities  and disclosures of
contingent  assets and liabilities as of the balance sheet date and the reported
amounts  of  revenues  and  expenses during the reporting period. Actual results
could  differ  from  those  estimates.  Material estimates that are particularly
susceptible  to  significant change in the near term relate to the determination
of  the  allowance  for loan losses, the valuation of foreclosed real estate and
deferred  taxes.

The  interim  financial statements included herein are unaudited but reflect all
adjustments  which,  in  the  opinion  of  management,  are necessary for a fair
presentation of the financial position and results of operations for the interim
period  presented.  All  such  adjustments are of a normal recurring nature. The
results  of  operations  for  the period ended June 30, 2003 are not necessarily
indicative  of  the  results  of a full year's operations, and should be read in
conjunction  with  the  Company's  annual  report  as  filed  on  Form  10-KSB.

The  accounting  principles  followed by the Company and the methods of applying
these  principles  conform  with accounting principles generally accepted in the
United  States  of  America (GAAP) and with general practices within the banking
industry.

INCOME  TAXES

Deferred  income  tax  assets  and  liabilities are determined using the balance
sheet  method.  Under  this  method,  the net deferred tax asset or liability is
determined  based  on  the  tax effects of the temporary differences between the
book and tax basis of the various balance sheet assets and liabilities and gives
current  recognition  to  changes  in  the  tax  rates  and  laws.

The  Company  and  the  Bank  file a consolidated income tax return. Each entity
provides  for  income  taxes  based  on  its  contribution  to  the income taxes
(benefits)  of  the  consolidated  group.


                                        7
<PAGE>
STOCK  COMPENSATION  PLANS

At  June  30, 2003, the Company had two stock-based employee compensation plans,
which  are  described  in  more  detail  in  the 2002 annual report. The Company
accounts  for  those  plans  under the recognition and measurement principles of
Accounting Principles Board (APB) Opinion No. 25, Accounting for Stock Issued to
Employees,  and  related  Interpretations.  No stock-based employee compensation
cost is reflected in net income, as all options granted under those plans had an
exercise  price equal to the market value of the underlying stock on the date of
grant.  In  addition,  the  FASB issued SFAS No. 148, Accounting for Stock-Based
Compensation  -  Transition and Disclosure in December 2002. SFAS No. 148 amends
SFAS  No.  123,  Accounting for Stock-Based Compensation, to provide alternative
methods  of  transition for an entity that voluntarily changes to the fair value
based method of accounting for stock-based employee compensation. It also amends
the  disclosure provisions of SFAS No. 123 to require prominent disclosure about
the  effects  on  reported net income of an entity's accounting policy decisions
with  respect  to stock-based employee compensation. The Company has not elected
to  adopt  the recognition provisions of this Statement for stock-based employee
compensation  and has elected to continue with accounting methodology in Opinion
No.  25  as  permitted  by  SFAS  No.  123.

<TABLE>
<CAPTION>
                                                    Three months Ended
                                                    ------------------
                                                         June 30,      Six Months Ended June 30,
                                                         --------      -------------------------
                                                     2003       2002       2003       2002
                                                   ---------  ---------  ---------  ---------
<S>                                                <C>        <C>        <C>        <C>
Net income, as reported                            $131,000   $112,000   $200,000   $233,000
Deduct: Total stock-based employee compensation
  expense determined under fair value based
  method for all awards, net of related tax effects (40,000)   (25,000)   (63,000)   (50,000)
                                                   ------------------------------------------
Pro forma net income                               $ 91,000   $ 87,000   $137,000   $183,000
                                                   ==========================================
Earnings per share:
  Basic - as reported                              $    .09        .08   $    .14   $    .16
                                                   ==========================================
  Basic - pro forma                                $    .07        .06   $    .10   $    .13
                                                   ==========================================
  Diluted - as reported                            $    .08        .08   $    .12   $    .16
                                                   ==========================================
  Diluted - pro forma                              $    .05        .06   $    .08   $    .12
                                                   ==========================================
</TABLE>


ACCOUNTING  STANDARDS

     In  November  2002,  the  Financial  Accounting Standards Board issued FASB
Interpretation  No.  45  ("FIN  45"),  "Guarantor's  Accounting  and  Disclosure
Requirements  for  Guarantees,  Including Indirect Guarantees of Indebtedness of
Others,  an  interpretation of FASB Statements No. 5, 57, and 107 and rescission
of  FASB Interpretation No. 34". FIN 45 elaborates on the disclosures to be made
by  a  guarantor  in  its  interim  and  annual  financial  statements about its
obligations  under  certain  guarantees  that  it  has  issued.  The disclosures
required  by  FIN  45  improve  the  transparency  of  the  financial  statement
information  about  the  guarantor's  obligations and liquidity risks related to
guarantees  issued.  This  interpretation also incorporates, without change, the
guidance  in  Financial  Accounting  Standards Board Interpretation No. 34 ("FIN
34"),  "Disclosure  of  Indirect Guarantees of Indebtedness of Others", which is
being  superceded.  FIN  45  also  clarifies  that  a  guarantor  is required to
recognize,  at  the inception of a guarantee, a liability for the obligations it
has  undertaken  in  issuing  the guarantee, including its ongoing obligation to
stand  ready  to  perform  over  the term of the guarantee in the event that the
specified  triggering  events  or  conditions occur. The initial recognition and
initial  measurement  provisions of


                                        8
<PAGE>
FIN  45  are  applicable on a prospective basis to guarantees issued or modified
after  December  31,  2002, irrespective of the guarantor's fiscal year-end. The
disclosure  requirements  are  effective  for financial statements of interim or
annual  periods  ending  after December 15, 2002. The adoption of FIN 45 did not
have  a  material  impact  on  the  Company's consolidated financial statements.

     In  May 2003, the Financial Accounting Standards Board issued Statement No.
150  ("Statement  150"),  "Accounting  for  Certain  Financial  Instruments with
Characteristics  of Both Liabilities and Equity". Statement 150 requires certain
financial  instruments  that have characteristics of both liabilities and equity
to  be  classified as a liability on the balance sheet. Prior to the issuance of
Statement  150, the Company classified trust preferred securities as a liability
on  the  consolidated  balance  sheet  and its related interest cost as interest
expense  on  the  consolidated statement of income, which is consistent with the
requirements  of  Statement  150.  Statement  150  is  effective  for  financial
instruments  entered  into  or  modified  after  May  31, 2003, and otherwise is
effective  at the beginning of the first interim period beginning after June 15,
2003.  Statement  150  will  be effected by reporting the cumulative effect of a
change  in  accounting  principle for contracts created before the issuance date
and  still  existing  at  the  beginning of that interim period. The adoption of
Statement  150  did  not  have an impact on the Company's consolidated financial
statements.


NOTE  2.  SUBSEQUENT  EVENT

On  July  3,  2003,  the  Company  entered  into an agreement to acquire all the
outstanding common stock of First Bank of Dothan in exchange for cash and shares
of  the  Company's  common  stock. This merger is subject to approval by various
Regulatory  agencies  and it is expected to be consummated in the fourth quarter
of 2003. Based on unaudited financial statements as of June 30, 2003, First Bank
of  Dothan  had  total  assets  of  $26,438,000  and total equity of $3,135,000.


                                        9
<PAGE>
    MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF
                                   OPERATIONS

This discussion is intended to assist in an understanding of the Company's
financial condition and results of operations. This analysis should be read in
conjunction with the financial statements and related notes appearing in Item 1
of the June 30, 2003 Form 10-QSB and Management's Discussion and Analysis of
Financial Condition and Results of Operations appearing in the Company's Form
10-KSB for the year ended December 31, 2002.

FINANCIAL  CONDITION

As of June 30, 2003 the Company's total assets were $127,962,000 representing an
increase of $18,776,000 or 17.20% from December 31, 2002. Earning assets consist
of Federal funds sold, investment securities and loans. These assets provide the
majority of the Company's earnings. The mix of earning assets is a reflection of
management's philosophy regarding earnings versus risk.

Federal funds sold represent an overnight investment of funds and can be
converted immediately to cash. At June 30, 2003, federal funds sold were
$6,449,000. At December 31, 2002, the Company had no federal funds sold.

Investment securities consist of U.S. Government and Agency securities and
municipal bonds. These investments are used to provide fixed maturities and as
collateral for advances and large public fund deposits. During the second
quarter, investment securities increased $2,243,000. All securities are
classified as available for sale, and are carried at current market values.

The loan portfolio is the largest earning asset and is the primary source of
earnings for the Company. At June 30, 2003 net loans were $91,965,000. The loan
portfolio increased $11,257,000 or 13.78% over the year-end amount. At June 30,
2003, the allowance for loan losses was $1,005,000 or 1.08% of total loans.
Management believes this is an adequate but not excessive amount based upon the
composition of the current loan portfolio and current economic conditions. The
relationship of the allowance to total loans will vary over time based upon
Management's evaluation of the loan portfolio. Management evaluates the adequacy
of the allowance on a monthly basis and adjusts it accordingly by a monthly
charge to earnings using the provision for loan losses. During the first two
quarters of 2003, the provision for potential loan losses was $215,000 as
compared to the 2002 amount of $320,000.

Non-earning assets consist of premises and equipment, and other assets. Premises
and equipment decreased during the quarter as a result of depreciation expense
on these assets. Other assets consist primarily of accrued interest receivable
and increased $182,000 during the second quarter as a result of the larger loan
portfolio upon which to accrue interest.

The Company funds its assets primarily through deposits from customers.
Additionally, it borrows funds from other sources to provide longer term fixed
rate funding for its assets. The Company must pay interest on the majority of
these funds and attempts to price these funds competitively in the market place
but at a level that it can safely re-invest the funds profitably. At June 30,
2003, total deposits were $102,537,000 as compared to the year-end amount of
$86,004,000. This is an increase of $16,533,000 or 19.22%.


                                       10
<PAGE>
Interest bearing deposits are comprised of the following categories:

<TABLE>
<CAPTION>
                                      June 30, 2003   December 31, 2002
                                      --------------  ------------------
<S>                                   <C>             <C>
Interest bearing demand and savings   $   27,780,000  $       23,735,000
Certificates of deposit in
denominations of $100,000 or greater      22,122,000          16,413,000
Other Certificates of deposit             45,934,000          39,125,000
                                      --------------  ------------------
     Total                            $   95,836,000  $       79,273,000
                                      ==============  ==================
</TABLE>

Other borrowings consist of Federal Home Loan Bank advances and are secured by
investment securities and loans of the Company. No new advances were obtained
during the current quarter.

CAPITAL ADEQUACY

The following table presents the Company's regulatory capital position as of
June 30, 2003.

<TABLE>
<CAPTION>
<S>                                            <C>
     Tier 1 Capital Ratio, actual               13.95%
     Tier 1 Capital minimum requirement          4.00%

     Tier 2 Capital Ratio, actual               15.91%
     Tier 2 Capital minimum requirement          8.00%

     Leverage Ratio                             10.49%
     Leverage Ratio minimum requirement          4.00%
</TABLE>

The Company's ratios are well above the required regulatory minimums and provide
a sufficient basis to support future growth of the Company.


RESULTS OF OPERATIONS

Net income for the six months ended June 30, 2003 is $200,000 as compared to
$233,000 for the same period in 2002. Although net interest income increased by
$322,000 or 18% in 2003 as compared to the first six months of 2002, net
non-interest expense increased $484,000 or 44% in 2003 as compared to the first
six months of 2002.

Total interest income increased $301,000 for the six months ended June 30 2003
or 9.69% from the same period in the previous year. This was the result of
increased interest income on loans, which increased $419,000. The increase in
interest income was the direct result of the larger loan portfolio in the
current year. This increase was in spite of the declining interest rate levels
during the year.

Interest expense for the six months ended June 30, 2003 is $1,317,000. This is
the major expense item for the Company and decreased $20,000 from the previous
year. This decrease is the direct result of the overall lower interest rate
environment for the period. The Company has been able to reprice its increased
level of deposits in the current year at a lower interest than the previous
year.

Net interest income after the provision for loan losses is $1,876,000 for the
six months ended June 30, 2003 as compared to the 2002 amount of $1,450,000.
This is an increase of $426,000 or 29.38%. This increase is the combined


                                       11
<PAGE>
result of the increased level of earning assets, and the lower cost of funds
during the current year. The overall growth rate has declined from previous
years. Management is currently emphasizing a better interest margin as opposed
to the higher growth rate emphasis in previous years.

Other income increased $96,000 to $479,000 for the six months ended June 30,
2003. Service charges on deposit accounts increased $73,000 or 43% due to the
larger number of deposit accounts. Mortgage origination fees increased $61,000
as compared the same period in the previous year. These fees are generated by
facilitating mortgage loans for customers, which are sold in the secondary
market. The low interest rate levels led to increases in this area of activity
in the Bank.

Non-interest expense increased $579,000 to $2,053,000 for the six months ended
June 30, 2003. This is an increase of 39.27%. The largest area of increase was
in the salary and employee benefits category. This expense item is $975,000 for
the six months ended June 30, 2003 as compared to $705,000 for the same period
in the previous year. This is an increase of $270,000 or 38.29%. The growth in
this expense item is due to the increased staffing required to properly serve
the Company's customers and slightly higher levels of pay during the current
year.

Data processing expenses increased $44,000 or 34.38% for the six months ended
June 30, 2003 as compared to the same period in the previous year. This is the
result of the larger size of the Company. Administrative expenses increased
$111,000 or 52.95% over the previous year of which Audit fees accounted for
45,000 of the increase. Other expenses increased $59,000 to $198,000 in the
current year. The majority of this increase is the result of staff development
and other operating losses both increasing $20,000 over the previous year.

Diluted earnings per share for the current year are $0.12 and decreased $0.04 or
25% from the previous year.




FORWARD-LOOKING STATEMENTS

This document contains statements that constitute "forward-looking statements"
within the meaning of Sections 27A of the Securities Act of 1933, as amended,
and Sections 21E of the Securities Exchange Act of 1934, as amended. The words
"believe", "estimate", "expect", "intend", "anticipate" and similar expressions
and variations thereof identify certain of such forward-looking statements,
which speak only as of the dates that they were made. The Company undertakes no
obligation to publicly update or revise any forward-looking statements, whether
as a result of new information, future events, or otherwise. Users are cautioned
that any such forward-looking statements are not guarantees of future
performance and involve risks and uncertainties that the actual results may
differ materially from those indicated in the forward-looking statements as a
result of various factors. Users are therefore cautioned not to place undue
reliance on these forward-looking statements.

ITEM 3. CONTROLS AND PROCEDURES

     As of June 30, 2003, the Company carried out an evaluation, under the
supervision and with the participation of the Company's management, including
the Company's Chief Executive Officer and Chief Financial Officer, of the
effectiveness of the design and operation of the Company's disclosure controls


                                       12
<PAGE>
and procedures pursuant to Exchange Act Rule 13a-14. Based upon that evaluation,
the Company's Chief Executive Officer and Chief Financial Officer concluded that
the Company's disclosure controls and procedures are effective in timely
alerting them to material information relating to the Company (including its
consolidated subsidiaries) that is required to be included in the Company's
periodic filings with the Securities and Exchange Commission. There have been no
significant changes in the Company's internal controls or, to the Company's
knowledge, in other factors that could significantly affect those internal
controls subsequent to the date the Company carried out its evaluation, and
there have been no corrective actions with respect to significant deficiencies
or material weaknesses




                                       13
<PAGE>
                                     PART II

ITEM  1.    LEGAL  PROCEEDINGS
            None
ITEM  2.    CHANGES  IN  SECURITIES  AND  USE  OF  PROCEEDS
            (a)     None
            (b)     None
            (c)     None


ITEM  3.    DEFAULTS  ON  SENIOR  SECURITIES
            None

ITEM  4.    SUBMISSION  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS
                     On April 21, 2003, the Company held its annual meeting of
     shareholders  at  which  the  following director nominees were elected to a
     three-year  term  by  the  votes  indicated:

<TABLE>
<CAPTION>
     Directors                 Votes For       Votes Withheld
     -------------------       ---------       --------------
<S>                            <C>             <C>
     Robert M. Beauchamp       1,382,354                7,859
     Glenn A. Dowling          1,382,354                7,859
     Mary Helen Dykes          1,382,354                7,859
     Mark M. Shoemaker         1,382,354                7,859
     Lawrence B. Willson       1,382,354                7,859
</TABLE>

                     The  following  directors  whose three year terms expire in
     2004  continued  on  the Board: C. Richard Langley, Bennett D. Cotten, Jr.,
     Jane Anne D. Sullivan, John P. Ventulett, Jr., James D. Wood. The following
     directors  whose  three  year terms expire in 2005, continued on the Board:
     Robert M. Beauchamp, Glenn A. Dowling, Mary Helen Dykes, Mark M. Shoemaker,
     Lawrence  B.  Wilson.

                     Also a proposal to amend the Company's 1998 stock incentive
     plan,  which  provided for an increase in the number of shares reserved for
     issuance  under  the  plan  to  303,574  shares  and  the  removal  of  the
     definitions  of  "Change  in  Control",  was passed with 734,205 votes for,
     22,170  votes  against,  and  14,877  votes  withheld.


ITEM  5.    OTHER  INFORMATION
            None

ITEM  6.    EXHIBITS  AND  REPORTS  ON  FORM  8-K
            (a)  REPORTS  ON  FORM  8-K
                   (1)   Form  8-K  filed on May 1, 2003 regarding first quarter
                         earnings.
                   (2)   Form  8-K  filed  on  July  7,  2003  regarding  the
                         acquisition and merger of Community Capital Bancshares,
                         and  First  Bank  of  Dothan.


            (b)  EXHIBITS
                   31.1  Certification  of  the Chief Executive officer pursuant
                         to  18  U.S.C.  Section  1350,  as  adopted pursuant to
                         Section  302  of  the  Sarbanes-Oxley  Act  of  2002.

                   31.2  Certification  of  the Chief Financial Officer pursuant
                         to  18  U.S.C.  Section  1350,  as  adopted pursuant to
                         Section  302  of  the  Sarbanes-Oxley  Act  of  2002.

                   32    Certification  of the CEO and CFO pursuant to 18 U.S.C.
                         section  350  as adopted pursuant to Section 906 of the
                         Sarbanes-Oxley  Act  of  2002.

                   10.14 Agreement and Plan of Merger by and between First Bank
                         of Dothan, Inc. and Community Capital Bancshares, Inc.,
                         dated  as  of  July  2,  2003.  (Incorporated herein by
                         reference  to  Exhibit  99.1  of the Company's Form 8-K
                         filed  July  7,  2003)


                                       14
<PAGE>
                   10.15 First Amendment to the Agreement and Plan of Merger by
                         and  between  First  Bank of Dothan, Inc. and Community
                         Capital  Bancshares,  Inc.  dated  August  6,  2003.


                                   SIGNATURES


Pursuant to the requirements of the Securities and Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



                       COMMUNITY CAPITAL BANCSHARES, INC.



     August 14, 2003                         /s/ Robert E. Lee
-------------------------                  -------------------------------
           Date                            Robert  E.  Lee,
                                           President



     August 14, 2003                         /s/ David J. Baranko
-------------------------                  -------------------------------
           Date                            David J. Baranko
                                           Chief Financial Officer
                                           (Duly authorized officer and
                                           principal financial / accounting
                                           officer)


                                       15
<PAGE>