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          Costs & Who Pays Costs & Who Pays
 Costs & Who Pays
  

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    Overview
                                
                
        Who Pays for Long-Term Care?
          
                                  Using Life Insurance to Pay for Long-Term Care
                          Buying Long-Term Care Insurance
                                Costs of Care
                                
                
        What is Covered by Health & Disability Insurance?
          
                                  Coverage Limits Chart
                                      
                
        What is Long-Term Care Insurance?
          
                                  What Long-term Care Insurance Covers
                          Receiving Long-Term Care Insurance Benefits
                          Where to Look for Long-term Care Insurance
                          Long-term Care Insurance Costs
                                      
                
        Paying Privately
          
                                  Reverse Mortgages
                          Annuities
                          Trusts Overview
Just as there are many kinds of long-term care services and supports, so is there a wide range of costs for them. And while some people may qualify for a public program to help pay for these expenses, most people use a variety of options, including long-term care insurance, personal income and savings, life insurance, annuities and reverse mortgages to ensure they can pay for the care they require. As our population ages, new financial products are offering yet more options.
Important questions answered in this section:
What are the costs of care?
Does disability or health insurance cover long-term care?
What is long-term care insurance?
What it covers
When your coverage begins
How to buy it
Where to look for it
What the costs are
How can I use life insurance to pay for long-term care?
What are other ways to pay privately?
Reverse mortgages
Annuities
Trusts

                    *Last modified on 08/02/2021*
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