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Help and Support

A - Z Browse

- Basic Needs   - Understanding Long-Term Care
  - What is Long-Term Care?
  - Long-Term Care Pathfinder
  - Who Needs Care?
  - How Much Care Will You Need?
  - Who Will Provide Your Care?
  - Where Can You Receive Care?
  - Finding Local Services
  - Who is in Charge? Radio PSAs
- Costs & Who Pays   - Overview
  - Who Pays for Long-Term Care?
  - Costs of Care
  - What is Covered by Health & Disability Insurance?
  - What is Long-Term Care Insurance?
  - Paying Privately
- Medicare, Medicaid & More   - Overview
  - Medicare
  - Medicaid
  - Veterans Affairs Benefits
  - Other State Programs
- Housing   - Where You Live Matters
  - Staying in Your Home
  - Living in a Facility
- Legal Steps   - How to Decide
  - Advance Care Plan Considerations
  - Will I Need a Lawyer?
  - Legal Steps for Medical Well-being
  - Legal Steps for Financial Well-being

Welcome to

LongTermCare.gov

            -  Home 
            -  LTC Home 
            -  Basic Needs 
            -  Long-Term Care Pathfinder 
            -                   Resources for People Already Receiving Long-Term Care              

# Resources for People Already Receiving Long-Term Care

## Basic Needs

                    -  Understanding Long-Term Care 
                    -  What is Long-Term Care? 
                    -  Long-Term Care Pathfinder                        -  Planning Ahead Before Age 50 
                      -  Planning Ahead Between the Ages of 51 and 64 
                      -  Planning Ahead After Age 65 
                      -  Planning for Dementia 
                      -  Planning for LGBT Adults 
                      -  Already Receiving Long-Term Care 
                    -  Who Needs Care? 
                    -  How Much Care Will You Need? 
                    -  Who Will Provide Your Care? 
                    -  Where Can You Receive Care? 
                    -  Finding Local Services 
                    -  Who is in Charge? Radio PSAs 

To help those who currently require long-term care services (e.g., assistance with the basic personal tasks of everyday life) we've pulled together a list of important **things you should know** and **can do** as you continue to prepare for your long-term care.

## Things You Should Know

                  - Medicare  only  pays for long-term care if you require skilled services or rehabilitative care and Medicare  does not  pay for non-skilled assistance with Activities of Daily Living (ADL), which make up the majority of  long-term care services . Read the section on  Medicare  for more information.
                  - Long-term-care may cost more than you think. Read more about  Cost of Care .
                  - There are many different ways to receive care and many different settings in which to receive it. To learn more about different care setting, see the  Where You Can Receive Care  section of the site.
                  - The Department of Veterans Affairs (VA) pays for long-term care services for service-connected disabilities and for certain other eligible veterans, and other health programs such as  nursing home  care and at-home care for aging veterans with long-term care needs. Visit the  Department of Veterans Affairs  to view available programs and services.
                  - You can get a functional assessment at your local Area Agency on Aging. Use the Eldercare Locator at  eldercare.gov  to find the Agency nearest you.
                  - You may be able to receive care from providers and/or local programs in your community. Learn more about local options by visiting the  Finding Local Services  page.
                  - By obtaining an Advanced Care Directive you can inform your family or loved ones about how to make important health decisions for you, should you no longer be able to make those decisions for yourself. Consult the  Advance Care Plan Considerations  page for more information.
                  - Alzheimer's Disease and dementia can make long-term care planning more challenging. To learn more about what to expect, visit the  Alzheimer's page  or  alzheimers.gov .
                  - If you wish to stay in your home, it's important to make sure it's modified accordingly; for example, making your stairs or bathroom safer is a good place to start. Refer to the  Staying in Your Home  page for more ideas.

## Things You Can Do

                  - Get a functional assessment:  eldercare.gov
                  - Find care in your community:  Finding Local Services
                  - Obtain an Advanced Care Directive:  Advanced Care Plan Considerations
                  - Get information on  Alzheimer's Disease                      - Alzheimer's
                    - Alzheimers.gov 
                  - Consider home modifications:  Staying in Your Home

*Last modified on 02/18/2022*

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## Other ACL Sites

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