<TABLE> <S> <C>

<ARTICLE>   9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR LCNB CORP. ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER
30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>     0001074902
<NAME>    LCNB Corp.

<S>                                       <C>
<MULTIPLIER>                               1,000
<PERIOD-TYPE>                              9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          14,662
<INT-BEARING-DEPOSITS>                           5,492
<FED-FUNDS-SOLD>                                 2,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    113,533
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        281,398
<ALLOWANCE>                                      2,005
<TOTAL-ASSETS>                                 434,154
<DEPOSITS>                                     385,570
<SHORT-TERM>                                     3,037
<LIABILITIES-OTHER>                              2,028
<LONG-TERM>                                        414
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        10,560
<OTHER-SE>                                      32,545
<TOTAL-LIABILITIES-AND-EQUITY>                 434,154
<INTEREST-LOAN>                                 16,843
<INTEREST-INVEST>                                4,739
<INTEREST-OTHER>                                   523
<INTEREST-TOTAL>                                22,105
<INTEREST-DEPOSIT>                               9,785
<INTEREST-EXPENSE>                               9,833
<INTEREST-INCOME-NET>                           12,272
<LOAN-LOSSES>                                      166
<SECURITIES-GAINS>                                  23
<EXPENSE-OTHER>                                  9,649
<INCOME-PRETAX>                                  5,647
<INCOME-PRE-EXTRAORDINARY>                       5,647
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,034
<EPS-BASIC>                                     2.27
<EPS-DILUTED>                                     2.27
<YIELD-ACTUAL>                                    7.39
<LOANS-NON>                                          0
<LOANS-PAST>                                        34
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,000
<CHARGE-OFFS>                                       64
<RECOVERIES>                                        27
<ALLOWANCE-CLOSE>                                2,005
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,005


</TABLE>