<TABLE> <S> <C>

<ARTICLE>   9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR LCNB CORP. ON FORM 10-Q FOR THE QUARTER ENDED JUNE 30,
1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>

<S>                                       <C>
<MULTIPLIER>                               1,000
<PERIOD-TYPE>                              6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                          11,684
<INT-BEARING-DEPOSITS>                           5,492
<FED-FUNDS-SOLD>                                 4,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    114,465
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        273,744
<ALLOWANCE>                                      2,000
<TOTAL-ASSETS>                                 426,424
<DEPOSITS>                                     380,525
<SHORT-TERM>                                     2,369
<LIABILITIES-OTHER>                              1,421
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        10,560
<OTHER-SE>                                      31,549
<TOTAL-LIABILITIES-AND-EQUITY>                 426,424
<INTEREST-LOAN>                                 11,058
<INTEREST-INVEST>                                3,162
<INTEREST-OTHER>                                   369
<INTEREST-TOTAL>                                14,589
<INTEREST-DEPOSIT>                               6,457
<INTEREST-EXPENSE>                               6,488
<INTEREST-INCOME-NET>                            8,101
<LOAN-LOSSES>                                      124
<SECURITIES-GAINS>                                  23
<EXPENSE-OTHER>                                  6,449
<INCOME-PRETAX>                                  3,670
<INCOME-PRE-EXTRAORDINARY>                       3,670
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,635
<EPS-BASIC>                                     1.48
<EPS-DILUTED>                                     1.48
<YIELD-ACTUAL>                                    7.52
<LOANS-NON>                                          0
<LOANS-PAST>                                        34
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,000
<CHARGE-OFFS>                                      140
<RECOVERIES>                                        16
<ALLOWANCE-CLOSE>                                2,000
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,000



</TABLE>