<TABLE> <S> <C>

<ARTICLE>                                                         9
<MULTIPLIER>                                                  1,000
       

<S>                                  <C>

<PERIOD-TYPE>                                                 9-MOS
<FISCAL-YEAR-END>                                       DEC-31-1998
<PERIOD-END>                                            SEP-30-1998

<CASH>                                                    1,168,766
<INT-BEARING-DEPOSITS>                                        5,618
<FED-FUNDS-SOLD>                                             52,230
<TRADING-ASSETS>                                              8,200
<INVESTMENTS-HELD-FOR-SALE>                               1,662,245
<INVESTMENTS-CARRYING>                                    2,288,465
<INVESTMENTS-MARKET>                                      2,361,400
<LOANS>                                                  14,407,213
<ALLOWANCE>                                                 231,457
<TOTAL-ASSETS>                                           20,688,396
<DEPOSITS>                                               14,560,171
<SHORT-TERM>                                              3,164,443
<LIABILITIES-OTHER>                                         280,083
<LONG-TERM>                                                 855,944
<COMMON>                                                    182,207
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<OTHER-SE>                                                1,609,205
<TOTAL-LIABILITIES-AND-EQUITY>                           20,688,396
<INTEREST-LOAN>                                             864,754
<INTEREST-INVEST>                                           187,852
<INTEREST-OTHER>                                              2,969
<INTEREST-TOTAL>                                          1,055,575
<INTEREST-DEPOSIT>                                          359,483
<INTEREST-EXPENSE>                                          503,367
<INTEREST-INCOME-NET>                                       552,208
<LOAN-LOSSES>                                                36,187
<SECURITIES-GAINS>                                              801
<EXPENSE-OTHER>                                             589,472
<INCOME-PRETAX>                                             337,992
<INCOME-PRE-EXTRAORDINARY>                                  231,058
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                231,058
<EPS-PRIMARY>                                                  1.59
<EPS-DILUTED>                                                  1.57
<YIELD-ACTUAL>                                                 4.33
<LOANS-NON>                                                  61,092
<LOANS-PAST>                                                 64,465
<LOANS-TROUBLED>                                                 43
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                            218,861
<CHARGE-OFFS>                                                60,349
<RECOVERIES>                                                 24,087
<ALLOWANCE-CLOSE>                                           231,457
<ALLOWANCE-DOMESTIC>                                        230,958
<ALLOWANCE-FOREIGN>                                             499
<ALLOWANCE-UNALLOCATED>                                           0

        

</TABLE>