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                                                                  EXHIBIT 10.19

                                PROMISSORY NOTE

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Borrower: Littlefield, Adams & Company, A New Jersey    Lender: THE BANK OF FLOYD
          Corporation (TIN: 22-1469846)                         P.O. BOX 215
          6262 Executive Boulevard                              101 JACKSONVILLE CIRCLE
          Huber Heights, OH 45424                               FLOYD, VA 24091


Principal Amount:  $468,483.83   Initial Rate: 9.250%   Date of Note: January 31, 1997
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PROMISE TO PAY. Littlefield, Adams & Company, A New Jersey Corporation
("Borrower") promises to pay to THE BANK OF FLOYD ("Lender"), or order, in
lawful money of the United States of America, the principal amount of Four
Hundred Sixty Eight Thousand Four Hundred Eighty Three & 83/100 Dollars
($468,483.83), together with interest on the unpaid principal balance from
January 31, 1997, until paid in full.

PAYMENT. Subject to any payment changes resulting from changes in the Index,
Borrower will pay this loan in accordance with the following payment schedule:

      Borrower will pay this loan on demand, or if no demand is made, beginning
      February 28, 1997, and each month thereafter, payments will consist
      of accrued interest and One Quarter of One Percent (0.25%) of the
      outstanding principal balance.

Interest on this Note is computed on a 365/365 simple interest basis; that is,
by applying the ratio of the annual interest rate over the number of days in a
year, multiplied by the outstanding principal balance, multiplied by the actual
number of days the principal balance is outstanding.  Borrower will pay Lender
at Lender's address shown above or at such other place as Lender may designate
in writing.  Unless otherwise agreed or required by applicable law, payments
will be applied first to accrued unpaid interest, then to principal, and any
remaining amount to any unpaid collection costs and late charges.

VARIABLE INTEREST RATE.  The interest rate on this Note is subject to change
from time to time based on changes in an independent index which is the WALL
STREET JOURNAL PRIME RATE (the "Index").  The Index is not necessarily the
lowest rate charged by Lender on its loans. If the Index becomes unavailable
during the term of this loan, Lender may designate a substitute index after
notice to Borrower.  Lender will tell Borrower the current Index rate upon
Borrower's request.  Borrower understands that Lender may make loans based on
other rates as well.  The interest rate change will not occur more often than
each DAY.  The Index currently is 8.250% per annum.  The interest rate to be
applied to the unpaid principal balance of this Note will be at a rate of 1.000
percentage point over the Index, resulting in a current rate of 9.250% per
annum.  NOTICE: Under no circumstances will the interest rate on this Note be
more than the maximum rate allowed by applicable law.  Whenever increases occur
in the interest rate, Lender, at its option, may do one or more of the
following: (a) increase Borrower's payments to ensure Borrower's loan will pay
off by its original final maturity date, (b) increase Borrower's payments to
cover accruing interest, (c) increase the number of Borrower's payments, and
(d) continue Borrower's payments at the same amount and increase Borrower's
final payment.

PREPAYMENT; MINIMUM INTEREST CHARGE.  In any event, even upon full prepayment
of this Note, Borrower understands that Lender is entitled to a minimum
interest charge of $100.00.  Other than Borrower's obligation to pay any
minimum interest charge, Borrower may pay without penalty all or a portion of
the amount owed earlier than it is due.  Early payments will not, unless agreed
to by Lender in writing, relieve Borrower of Borrower's obligation to continue
to make payments under the payment schedule.  Rather, they will reduce the
principal balance due and may result in Borrower making fewer payments.

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01-31-1997                        PROMISSORY NOTE                        Page 2
Loan No 5312501                     (Continued)


LATE CHARGE.  If a regularly scheduled interest payment is 7 days or more late,
Borrower will be charged 5.000% of the regularly scheduled payment.  If Lender
demands payment of this loan, and Borrower does not pay the loan within 7 days
after Lender's demand, Borrower also will be charged 5.000% of the sum of the
unpaid principal plus accrued unpaid interest.

DEFAULT.  Borrower will be in default if any of the following happens: (a)
Borrower fails to make any payment when due.  (b) Borrower breaks any promise
Borrower has made to Lender, or Borrower fails to comply with or to perform
when due any other term, obligation, covenant, or condition contained in this
Note or any agreement related to this Note, or in any other agreement or loan
Borrower has with Lender.  (c) Any representation or statement made or
furnished to Lender by Borrower or on Borrower's behalf is false or misleading
in any material respect either now or at the time made or furnished.  (d)
Borrower becomes insolvent, a receiver is appointed for any part of Borrower's
property, Borrower makes an assignment for the benefit of creditors, or any
proceeding is commenced either by Borrower or against Borrower under any
bankruptcy or insolvency laws.  (e) Any creditor tries to take any of
Borrower's property on or in which Lender has a lien or security interest.
This includes a garnishment of any of Borrower's accounts with Lender.  (f) Any
guarantor dies or any of the other events described in this default section
occurs with respect to any guarantor of this Note.  (g) A material adverse
change occurs in Borrower's financial condition, or Lender believes the
prospect of payment or performance of the Indebtedness is impaired.  (h) Lender
in good faith deems itself insecure.

LENDER'S RIGHTS.  Upon default, Lender may declare the entire unpaid principal
balance on this Note and all accrued unpaid interest, together with all other
applicable fees, costs and charges, if any, immediately due and payable,
without notice, and then Borrower will pay that amount.  Furthermore, subject
to any limits under applicable law, upon default, Borrower also agrees to pay
Lender's attorneys' fees, and all of Lender's other collection expenses,
whether or not there is a lawsuit and including without limitation legal
expenses for bankruptcy proceedings.  This Note shall be governed by, construed
and enforced in accordance with the laws of the Commonwealth of Virginia.

DISHONORED ITEM FEE.  Borrower will pay a fee to Lender of $20.00 if Borrower
makes a payment on Borrower's loan and the check or preauthorized charge with
which Borrower pays is later dishonored.

RIGHT OF SETOFF.  Borrower grants to Lender a contractual possessory security
interest in, and hereby assigns, conveys, delivers, pledges, and transfers to
Lender all Borrower's right, title and interest in and to, Borrower's accounts
with Lender (whether checking, savings, or some other account), including
without limitation all accounts held jointly with someone else and all accounts
Borrower may open in the future, excluding however all IRA and Keogh accounts,
and all trust accounts for which the grant of a security interest would be
prohibited by law.  Borrower authorizes Lender, to the extent permitted by
applicable law, to charge or setoff all sums owing on this Note against any and
all such accounts.

COLLATERAL.  This Note is secured by a Security Agreement from Collegiate
Pacific Company, an Iowa Corporation to The Bank of Floyd dated January 17,
1992; a Financing Statement from Collegiate Pacific Company, an Iowa
Corporation filed January 27 1992 at the State Corporation Commission as File
Number 920131569 and also filed at the office of the Secretary of State of Iowa
on January 30, 1992 as File Number K329339; a Security Agreement and Amendment
of Financing Statement from Collegiate Pacific Company, an Iowa Corporation to
The Bank of Floyd dated August 29, 1994; a Security Agreement and Financing
Statements from Littlefield, Adams & Company, a New Jersey Corporation to the
Bank of Floyd dated January 31, 1997.

ASSUMPTION.  THIS NOTE MAY NOT BE ASSUMED.
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01-31-1997                              PRIMISSORY NOTE                  Page 3
Loan No 5312501                          (Continued)


SIGNATURES AND SEALS.  In witness whereof, I have signed my name and affixed my
seal.

GENERAL PROVISIONS. This Note is payable on demand.  The inclusion of specific
default provisions or rights of Lender shall not preclude Lender's right to
declare payment of this Note on its demand.  Lender may delay or forgo
enforcing any of its rights or remedies under this Note without losing them.
Borrower and any other person who signs, guarantees or endorses this Note, to
the extent allowed by law, waive presentment, demand for payment, protest and
notice of dishonor.  Upon any change in the terms of this Note, and unless
otherwise expressly stated in writing, no party who signs this Note, whether as
maker, guarantor, accommodation maker or endorser, shall be released from
liability.  All such parties agree that Lender may renew or extend (repeatedly
and for any length of time) this loan, or release any party or guarantor or
collateral; or impair, fail to realize upon or perfect Lender's security
interest in the collateral; and take any other action deemed necessary by
Lender without the consent of or notice to anyone.  All such parties also agree
that Lender may modify this loan without the consent of or notice to anyone
other than the party with whom the modification is made.

PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF
THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS.  BORROWER AGREES TO
THE TERMS OF THE NOTE AND ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THE NOTE


BORROWER:

Littlefield, Adams & Company, A New Jersey Corporation

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By:  /s/David M. Simmonds                   (SEAL)             By: /s/Stanley I. Halbreich            (SEAL)
     ------------------------------------------------              -----------------------------------------
       David M. Simmonds, Chairman, President and CEO                Stanley I. Halbreich, Treasurer and CEO

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By:  /s/Warren L. Rawls               (SEAL)
     -------------------------------------------
       Warren L. Rawls, Secretary and Controllor

                 State of Ohio

                 County of Montgomery

                          On this 10th day of March, 1997, before me appeared
                 David M. Simmonds, Stanley I. Halbreich, and Warren L. Rawls
                 and executed the foregoing document.

                                        /s/Mary C. Burns
                                        --------------------
                                        Mary C. Burns
                                        Notary Public
                                              Mary C. Burns, Notary Public
                                              In and for the State of Ohio
                                              My Commission Expires Jan. 26,1998