<TABLE> <S> <C>

<ARTICLE>                                                  9
<MULTIPLIER>                                           1,000
<RESTATED>


<S>                                       <C>
<PERIOD-TYPE>                                         6-MOS
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    JUN-30-1999

<CASH>                                             3,292,045
<INT-BEARING-DEPOSITS>                               330,606
<FED-FUNDS-SOLD>                                     233,892
<TRADING-ASSETS>                                           0
<INVESTMENTS-HELD-FOR-SALE>                       14,635,080
<INVESTMENTS-CARRYING>                               270,525
<INVESTMENTS-MARKET>                                 277,334
<LOANS>                                           49,333,746
<ALLOWANCE>                                          714,430
<TOTAL-ASSETS>                                    73,657,040
<DEPOSITS>                                        52,482,229
<SHORT-TERM>                                       7,574,302
<LIABILITIES-OTHER>                                1,166,010
<LONG-TERM>                                        5,767,429
<COMMON>                                               9,949
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<OTHER-SE>                                         6,657,121
<TOTAL-LIABILITIES-AND-EQUITY>                    73,657,040
<INTEREST-LOAN>                                    1,939,819
<INTEREST-INVEST>                                    474,602
<INTEREST-OTHER>                                      71,531
<INTEREST-TOTAL>                                   2,485,952
<INTEREST-DEPOSIT>                                   840,444
<INTEREST-EXPENSE>                                 1,167,116
<INTEREST-INCOME-NET>                              1,318,836
<LOAN-LOSSES>                                         88,227
<SECURITIES-GAINS>                                    16,244
<EXPENSE-OTHER>                                    1,056,965
<INCOME-PRETAX>                                      866,171
<INCOME-PRE-EXTRAORDINARY>                           866,171
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                         578,913
<EPS-BASIC>                                           0.58
<EPS-DILUTED>                                           0.57
<YIELD-ACTUAL>                                          4.09
<LOANS-NON>                                          240,793
<LOANS-PAST>                                         132,744
<LOANS-TROUBLED>                                       1,693
<LOANS-PROBLEM>                                            0
<ALLOWANCE-OPEN>                                     704,846
<CHARGE-OFFS>                                        112,999
<RECOVERIES>                                          34,356
<ALLOWANCE-CLOSE>                                    714,430
<ALLOWANCE-DOMESTIC>                                 714,430
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                                    0


</TABLE>