<TABLE> <S> <C>

<ARTICLE>    9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT ON FORM 10-Q FOR THE FISCAL QUARTER ENDED MARCH 31, 1999 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>      1,000

<S>                           <C>
<PERIOD-TYPE>                  9-MOS
<FISCAL-YEAR-END>                             SEP-30-1999
<PERIOD-START>                                OCT-01-1998
<PERIOD-END>                                  JUN-30-1999
<CASH>                                              1,697
<INT-BEARING-DEPOSITS>                             32,827
<FED-FUNDS-SOLD>                                        0
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                             0
<INVESTMENTS-CARRYING>                             15,100
<INVESTMENTS-MARKET>                               14,779
<LOANS>                                         4,026,700
<ALLOWANCE>                                         4,163
<TOTAL-ASSETS>                                  6,107,762
<DEPOSITS>                                       3,941,558
<SHORT-TERM>                                            0
<LIABILITIES-OTHER>                                58,329
<LONG-TERM>                                     1,075,000
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                              915
<OTHER-SE>                                        384,625
<TOTAL-LIABILITIES-AND-EQUITY>                  6,107,762
<INTEREST-LOAN>                                   211,022
<INTEREST-INVEST>                                  74,163
<INTEREST-OTHER>                                    2,003
<INTEREST-TOTAL>                                  287,188
<INTEREST-DEPOSIT>                                148,499
<INTEREST-EXPENSE>                                183,814
<INTEREST-INCOME-NET>                             103,374
<LOAN-LOSSES>                                         135
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                    72,054
<INCOME-PRETAX>                                    41,107
<INCOME-PRE-EXTRAORDINARY>                         41,107
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                       25,423
<EPS-BASIC>                                        0.19
<EPS-DILUTED>                                        0.19
<YIELD-ACTUAL>                                       3.87
<LOANS-NON>                                         5,362
<LOANS-PAST>                                       12,710
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                         0
<ALLOWANCE-OPEN>                                    4,175
<CHARGE-OFFS>                                          10
<RECOVERIES>                                            0
<ALLOWANCE-CLOSE>                                   4,163
<ALLOWANCE-DOMESTIC>                                4,163
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                52


</TABLE>