<TABLE> <S> <C>

<ARTICLE>                                                         9
<MULTIPLIER>                                                  1,000
<RESTATED>
       
 
<S>                                  <C>
 
<PERIOD-TYPE>                                                  3-MOS
<FISCAL-YEAR-END>                                        DEC-31-1998
<PERIOD-END>                                             MAR-31-1998
 
<CASH>                                                    2,232,348
<INT-BEARING-DEPOSITS>                                       18,095
<FED-FUNDS-SOLD>                                             42,051
<TRADING-ASSETS>                                              4,809
<INVESTMENTS-HELD-FOR-SALE>                               4,066,889
<INVESTMENTS-CARRYING>                                    2,552,063
<INVESTMENTS-MARKET>					  2,605,477          
<LOANS>                                                  24,503,567
<ALLOWANCE>                                                 392,947
<TOTAL-ASSETS>                                           36,402,814
<DEPOSITS>                                               27,124,434
<SHORT-TERM>                                              3,615,233
<LIABILITIES-OTHER>                                         592,242
<LONG-TERM>                                               1,753,875
<COMMON>                                                      6,511
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                   4,717
<OTHER-SE>                                                3,305,802
<TOTAL-LIABILITIES-AND-EQUITY>                           36,402,814
<INTEREST-LOAN>                                             524,083
<INTEREST-INVEST>                                            95,863
<INTEREST-OTHER>                                             13,850
<INTEREST-TOTAL>                                            633,796
<INTEREST-DEPOSIT>                                          218,462
<INTEREST-EXPENSE>                                          295,065
<INTEREST-INCOME-NET>                                       338,731
<LOAN-LOSSES>                                                28,645
<SECURITIES-GAINS>                                              329
<EXPENSE-OTHER>                                             300,395
<INCOME-PRETAX>                                             206,734
<INCOME-PRE-EXTRAORDINARY>                                  206,734
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                138,834
<EPS-PRIMARY>                                                  0.22
<EPS-DILUTED>                                                  0.21
<YIELD-ACTUAL>                                                 4.51
<LOANS-NON>                                                 123,257
<LOANS-PAST>                                                 75,094
<LOANS-TROUBLED>                                                894
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                            372,933
<CHARGE-OFFS>                                                40,161
<RECOVERIES>                                                 13,163
<ALLOWANCE-CLOSE>                                           392,947
<ALLOWANCE-DOMESTIC>                                        392,947
<ALLOWANCE-FOREIGN>                                               0
<ALLOWANCE-UNALLOCATED>                                           0
 
        

</TABLE>