<TABLE> <S> <C>

<ARTICLE>                                                  9
<MULTIPLIER>                                           1,000
<RESTATED>


<S>                                       <C>
<PERIOD-TYPE>                                         3-MOS
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    MAR-31-1999

<CASH>                                             3,277,937
<INT-BEARING-DEPOSITS>                               317,683
<FED-FUNDS-SOLD>                                     259,812
<TRADING-ASSETS>                                           0
<INVESTMENTS-HELD-FOR-SALE>                       15,196,225
<INVESTMENTS-CARRYING>                               300,580
<INVESTMENTS-MARKET>                                 313,225
<LOANS>                                           48,696,959
<ALLOWANCE>                                          710,992
<TOTAL-ASSETS>                                    73,581,622
<DEPOSITS>                                        52,592,312
<SHORT-TERM>                                       6,644,041
<LIABILITIES-OTHER>                                1,471,884
<LONG-TERM>                                        6,093,668
<COMMON>                                               9,943
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<OTHER-SE>                                         6,769,774
<TOTAL-LIABILITIES-AND-EQUITY>                    73,581,622
<INTEREST-LOAN>                                      961,703
<INTEREST-INVEST>                                    240,444
<INTEREST-OTHER>                                      39,619
<INTEREST-TOTAL>                                   1,241,766
<INTEREST-DEPOSIT>                                   427,217
<INTEREST-EXPENSE>                                   586,341
<INTEREST-INCOME-NET>                                655,425
<LOAN-LOSSES>                                         43,389
<SECURITIES-GAINS>                                    12,961
<EXPENSE-OTHER>                                      520,843
<INCOME-PRETAX>                                      430,706
<INCOME-PRE-EXTRAORDINARY>                           430,706
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                         287,624
<EPS-BASIC>                                           0.29
<EPS-DILUTED>                                           0.29
<YIELD-ACTUAL>                                          4.07
<LOANS-NON>                                          227,395
<LOANS-PAST>                                         136,575
<LOANS-TROUBLED>                                       2,898
<LOANS-PROBLEM>                                            0
<ALLOWANCE-OPEN>                                     704,846
<CHARGE-OFFS>                                         54,722
<RECOVERIES>                                          17,479
<ALLOWANCE-CLOSE>                                    710,992
<ALLOWANCE-DOMESTIC>                                 710,992
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                                    0


</TABLE>