<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF HEARTLAND BANCSHARES, INC. FOR THE
THREE-MONTH PERIOD FROM JANUARY 1, 2000 THROUGH MARCH 31, 2000 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                           1,515
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                11,235
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                          11,966
<INVESTMENTS-MARKET>                            11,966
<LOANS>                                          8,501
<ALLOWANCE>                                       (144)
<TOTAL-ASSETS>                                  36,402
<DEPOSITS>                                      30,504
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                 16
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            65
<OTHER-SE>                                       5,817
<TOTAL-LIABILITIES-AND-EQUITY>                   5,882
<INTEREST-LOAN>                                    168
<INTEREST-INVEST>                                  112
<INTEREST-OTHER>                                   191
<INTEREST-TOTAL>                                   471
<INTEREST-DEPOSIT>                                 208
<INTEREST-EXPENSE>                                 208
<INTEREST-INCOME-NET>                              263
<LOAN-LOSSES>                                       32
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    409
<INCOME-PRETAX>                                   (154)
<INCOME-PRE-EXTRAORDINARY>                        (154)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (111)
<EPS-BASIC>                                       (.17)
<EPS-DILUTED>                                     (.17)
<YIELD-ACTUAL>                                    3.95
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   112
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  144
<ALLOWANCE-DOMESTIC>                               144
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>