<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEPTEMBER
30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1998             SEP-30-1997
<PERIOD-START>                             OCT-01-1997             OCT-01-1996
<PERIOD-END>                               SEP-30-1998             SEP-30-1997
<CASH>                                           1,645                   1,888
<INT-BEARING-DEPOSITS>                           7,282                  10,131
<FED-FUNDS-SOLD>                                 6,355                  10,133
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      7,228                  10,335
<INVESTMENTS-CARRYING>                           1,565                   2,328
<INVESTMENTS-MARKET>                             1,614                   2,375
<LOANS>                                        160,472                 160,681
<ALLOWANCE>                                      1,224                   1,223
<TOTAL-ASSETS>                                 190,058                 199,616
<DEPOSITS>                                     161,549                 160,493
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              2,537                   2,494
<LONG-TERM>                                     10,000                  22,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      15,972                  14,629
<TOTAL-LIABILITIES-AND-EQUITY>                 190,058                 199,616
<INTEREST-LOAN>                                 12,068                  11,927
<INTEREST-INVEST>                                  698                     909
<INTEREST-OTHER>                                 1,148                   1,065
<INTEREST-TOTAL>                                13,914                  13,902
<INTEREST-DEPOSIT>                               8,118                   8,099
<INTEREST-EXPENSE>                               9,187                   9,872
<INTEREST-INCOME-NET>                            4,727                   4,030
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  3,056                   2,958
<INCOME-PRETAX>                                  2,092                   1,487
<INCOME-PRE-EXTRAORDINARY>                       1,334                     967
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,334                     967
<EPS-PRIMARY>                                        0                       0
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                    7.42                    7.21
<LOANS-NON>                                        200                     348
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,223                   1,216
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         1                       7
<ALLOWANCE-CLOSE>                                1,224                   1,223
<ALLOWANCE-DOMESTIC>                               884                     621
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            340                     602
        

</TABLE>