<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1999             SEP-30-1998
<PERIOD-START>                             OCT-01-1998             OCT-01-1997
<PERIOD-END>                               SEP-30-1999             SEP-30-1998
<CASH>                                           2,521                   1,645
<INT-BEARING-DEPOSITS>                           1,146                   7,282
<FED-FUNDS-SOLD>                                 3,122                   6,355
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     16,024                   7,228
<INVESTMENTS-CARRYING>                             715                   1,565
<INVESTMENTS-MARKET>                               728                   1,614
<LOANS>                                        169,098                 160,472
<ALLOWANCE>                                      1,224                   1,224
<TOTAL-ASSETS>                                 198,001                 190,058
<DEPOSITS>                                     160,810                 161,549
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                              1,509                   2,537
<LONG-TERM>                                          0                  10,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      35,682                  15,972
<TOTAL-LIABILITIES-AND-EQUITY>                 198,001                 190,058
<INTEREST-LOAN>                                 11,876                  12,068
<INTEREST-INVEST>                                  790                     698
<INTEREST-OTHER>                                 1,321                   1,148
<INTEREST-TOTAL>                                13,987                  13,914
<INTEREST-DEPOSIT>                               7,736                   8,118
<INTEREST-EXPENSE>                               8,167                   9,187
<INTEREST-INCOME-NET>                            5,820                   4,727
<LOAN-LOSSES>                                        0                       0
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  3,436                   3,056
<INCOME-PRETAX>                                  2,717                   2,092
<INCOME-PRE-EXTRAORDINARY>                       1,705                   1,334
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,705                   1,334
<EPS-BASIC>                                       0.83                       0
<EPS-DILUTED>                                     0.83                       0
<YIELD-ACTUAL>                                    2.97                    2.52
<LOANS-NON>                                        492                     200
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 1,224                   1,223
<CHARGE-OFFS>                                        0                       0
<RECOVERIES>                                         0                       1
<ALLOWANCE-CLOSE>                                1,224                   1,224
<ALLOWANCE-DOMESTIC>                             1,109                     883
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                            115                     341


</TABLE>