U.S. SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-QSB

[X]  QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
     ACT OF 1934

     For the quarterly period ended October 31, 2004.

[_]  TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
     ACT OF 1934

     For the transition period from _______ to ________


                        COMMISSION FILE NUMBER: 001-15665


                               UC HUB GROUP, INC.
                 (Name of small business issuer in our charter)

                   NEVADA                                 88-0389393
       (State or other jurisdiction of                (I.R.S. Employer
        incorporation or organization)               Identification No.)

    10390 COMMERCE CENTER DRIVE, SUITE 250                  91730
        RANCHO CUCAMONGA, CALIFORNIA                      (Zip Code)
   (Address of principal executive offices)

                                 (909) 945-8563
                           (Issuer's telephone number)

     Check  whether  the  issuer  (1)  filed all reports required to be filed by
Section  13  or 15(d) of the Exchange Act during the past 12 months (or for such
shorter  period  that the registrant was required to file such reports), and (2)
has been subject to such filing requirements for the past 90 days.  Yes [X]   No
[_]

     State  the  number of shares outstanding of each of the issuer's classes of
common  equity,  as of the latest practicable date:  As of October 31, 2004, the
issuer  had  5,204,110  shares  of  our  common  stock  issued  and outstanding.

     Transitional Small Business Disclosure Format (check one): Yes [_]   No [X]


<PAGE>
                                TABLE OF CONTENTS



PART I - FINANCIAL INFORMATION . . . . . . . . . . . . . . . . . . . . .   2
  Item 1.  Financial Statements (Unaudited). . . . . . . . . . . . . . .   2
  Item 2.  Management's Discussion and Analysis or Plan of Operation . .  10
  Item 3.  Controls and Procedures . . . . . . . . . . . . . . . . . . .  12
PART II - OTHER INFORMATION. . . . . . . . . . . . . . . . . . . . . . .  13
  Item 1.  Legal Proceedings . . . . . . . . . . . . . . . . . . . . . .  13
  Item 2.  Changes in Securities . . . . . . . . . . . . . . . . . . . .  14
  Item 3.  Defaults Upon Senior Securities . . . . . . . . . . . . . . .  14
  Item 4.  Submission of Matters to a Vote of Security Holders . . . . .  14
  Item 5.  Other Information . . . . . . . . . . . . . . . . . . . . . .  14
  Item 6.  Exhibits and Reports on Form 8-K. . . . . . . . . . . . . . .  14
SIGNATURES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  15
CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002.  20
CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002.  21
CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002.  22
CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002.  23


                                        1
<PAGE>
                         PART I - FINANCIAL INFORMATION

ITEM  1.  FINANCIAL  STATEMENTS.



<TABLE>
<CAPTION>
                                      UC HUB GROUP, INC.
                                  Consolidated Balance Sheet

                                                                                  October 31,
                                                                                     2004
                                                                                 -------------
ASSETS
<S>                                                                              <C>
CURRENT ASSETS
   Cash and cash equivalents                                                     $     92,345
   Accounts Receivable, net of allowance of $243,323                                  213,576
   Other current assets                                                                 7,125
                                                                                 -------------
Total current assets                                                                  313,046

Property and equipment, net of accumulated
   depreciation of $48,832                                                             76,330
                                                                                 -------------
Total assets                                                                     $    389,376
                                                                                 =============

LIABILITIES AND STOCKHOLDERS'  (DEFICIT)

CURRENT LIABILITIES
   Accounts payable and accrued expenses                                         $  1,542,257
   Notes payable                                                                      423,135
                                                                                 -------------

      Total current liabilities                                                     1,965,392
                                                                                 -------------

AP long term                                                                           50,000

Total Liabilities                                                                   2,015,392

Stockholders' (deficit)
   Convertible Preferred stock, 5,000,000 shares authorized, $0.001 par value
      per share; 3,391,052 shares issued and outstanding at October 31, 2004            3,391
   Common stock, .001 par value 50,000,000 shares authorized,
      5,204,110 shares issued and outstanding at October 31, 2004                       5,204
   Stock subscription receivable                                                       65,000
   Additional paid-in capital                                                      13,846,238
   Accumulated (deficit)                                                          (15,545,849)
                                                                                 -------------

      Total stockholder's (deficit)                                                (1,626,016)

Total liabilities and stockholders' (deficit)                                    $    389,376
                                                                                 =============
The accompanying notes are an integral part of these financial statements.
</TABLE>


                                        2
<PAGE>
<TABLE>
<CAPTION>
                                          UC HUB GROUP, INC.
                                   Consolidated Statement of Losses
                         For the Three Months Ended October 31, 2004 and 2003


                                                                                2004         2003
                                                                             -----------  -----------
<S>                                                                          <C>          <C>
Revenues                                                                     $  774,720   $  316,239

Cost of Sales                                                                   565,926      243,148
                                                                             -----------  -----------

Gross Profit                                                                    208,794       73,091

Selling, general, and administrative expenses                                   502,614      349,772
Acquisition costs                                                                33,474            -
                                                                             -----------  -----------

Total operating expenses                                                        536,088      349,772
                                                                             -----------  -----------

Loss before other income and expense                                           (327,294)    (276,681)

Other income (expense):
   Interest income (expense)                                                    (12,125)     (11,924)
                                                                             -----------  -----------

  Income (loss) before income taxes                                            (339,419)    (288,604)

  Income tax benefit                                                                  -            -
                                                                             -----------  -----------

  Net Loss                                                                   $ (339,419)  $ (288,604)
                                                                             ===========  ===========

NET LOSS PER COMMON SHARE
   Profit (Loss) from operations
   Loss from discontinued operations
   Net loss                                                                  $    (0.07)  $    (0.15)
                                                                             ===========  ===========

PER SHARE INFORMATION -
   BASIC AND FULLY DILUTED
  Weighted average shares outstanding                                         4,618,977    1,987,734
                                                                             ===========  ===========


The accompanying notes are an integral part of these financial statements.
</TABLE>


                                        3
<PAGE>
<TABLE>
<CAPTION>
                                  UC HUB GROUP, INC.
                         Consolidated Statements of Cash Flows



                                                                 Three months ended
                                                                     October 31,
                                                                  2004         2003
                                                              ------------  ----------
<S>                                                           <C>           <C>
OPERATING ACTIVITIES
    Net (loss)                                                $  (339,419)  $(288,604)
    Adjustments to reconcile net (loss) to net cash
     (used in) operating activities:
      Depreciation                                                  7,968       3,757
      Acquisition costs                                            33,474
      Non-cash compensation                                        17,011       1,500
      Allowance for bad debt                                      200,757
    Changes in:
      Accounts receivable                                        (132,646)       (695)
      Other current assets                                           (425)
      Deposits                                                          -       1,000
      Accounts payable                                            119,212     216,961
      Accrued interest                                             11,093

                                                              ------------  ----------
        Net cash (used in) operating activities                   (82,975)    (66,082)
                                                              ------------  ----------

INVESTING ACTIVITIES
        Net cash (used in) investing activities                         -           -
                                                              ------------  ----------

FINANCING ACTIVITIES
        Issuance of notes payable                                  56,000
        Common stock subscribed for cash                           75,000
                                                              ------------  ----------
        Net cash provided by financing activities                 131,000           -
                                                              ------------  ----------

          Net increase (decrease) in cash                          48,025     (66,082)

CASH AT BEGINNING OF YEAR                                          44,320     130,559
                                                              ------------  ----------

CASH AT END OF YEAR                                           $    92,345   $  64,477
                                                              ============  ==========

SUPPLEMENTAL CASH FLOWS INFORMATION:
  Cash for paid for:
    Interest                                                  $         -   $       -
                                                              ============  ==========
    Income taxes                                              $         -   $       -
                                                              ============  ==========

SUPPLEMENTAL DISCLOSURE OF
  NON-CASH INVESTING AND FINANCING ACTIVITIES

  Issuance of common stock for services                                     $   1,500
                                                                            ==========

  Preferred shares exchanged for common shares                $       972
                                                              ============

  Issuance of stock and warrants for asset acquisition
  and related costs value assigned to property and equipment  $    37,500

  Issuance of stock and warrants for asset acquisition,
  Amount charged to acquisition costs                         $    33,474
                                                              ============
</TABLE>


                                        4
<PAGE>
NOTE A - SUMMARY OF ACCOUNTING POLICIES

GENERAL

The  accompanying unaudited condensed financial statements have been prepared in
accordance  with  the instructions to Form 10-QSB, and therefore, do not include
all  the  information  necessary  for a fair presentation of financial position,
results  of  operations  and cash flows in conformity with accounting principles
generally  accepted  in  the  United  States  of  America  for a complete set of
financial  statements.

In  the  opinion  of management, all adjustments (consisting of normal recurring
accruals)  considered  necessary for a fair presentation have been included. The
results  from  operations  for the three-month period ended October 31, 2004 are
not  necessarily  indicative  of  the  results that may be expected for the year
ended  July  31, 2005. The unaudited condensed consolidated financial statements
should  be  read  in conjunction with the July 31, 2004 financial statements and
footnotes  thereto  included in the Company's Securities and Exchange Commission
Form  10-KSB.

BUSINESS AND BASIS OF PRESENTATION

Business  and  Basis  of  Presentation
--------------------------------------

UC  Hub Group Inc. ("Company" or "UC Hub") was formed on February 22, 1999 under
the  laws  of  the  State  of  California.

The  consolidated  financial statements include the accounts of the Company, and
its  wholly-owned  subsidiaries,  AllCom  USA,  Inc  and eSAFE, Inc. Significant
inter-company  transactions  have  been  eliminated  in  consolidation.

UC  Hub  is  a communications software development and distribution company with
primary  interests  in  digital  communications and digitally based products and
services  necessary  to  support the corporate vision of the "Digital City."  At
October  31, 2004, we had two wholly owned subsidiaries and a software division:

-    AllCom  USA,  Inc.,  a licensed and web centric telecommunications services
     provider  with  Wi-Fi  and  VoIP  offerings,  a  wholly  owned  subsidiary;

-    eSAFE,  Inc.,  a  developer  and  distributor  of  bank sponsored debit and
     payroll  cards  and  related  services,  a  wholly  owned  subsidiary;  and

-    OurTown2,  a  municipal  government software application designed to manage
     the  interface  between  a  municipal  government  and  its constituents or
     e-citizens.


                                        5
<PAGE>
RECLASSIFICATION

Certain  reclassifications  have  been made to conform to prior periods' data to
the  current  presentation.  These  reclassifications  had no effect on reported
losses.

LIQUIDITY

As  shown  in  the accompanying financial statements, the Company incurred a net
loss of $339,419 and $288,604 during the three months ended October 31, 2004 and
2003,  respectively.  The  Company's  current  liabilities  exceeded its current
assets  by  $1,652,346  as  of  October  31,  2004  (see  Note  C).

STOCK BASED COMPENSATION

In  December  2002,  the  FASB  issued SFAS No. 148, "Accounting for Stock-Based
Compensation-Transition and Disclosure-an amendment of SFAS 123." This statement
amends  SFAS  No.  123,  "Accounting  for  Stock-Based Compensation," to provide
alternative methods of transition for a voluntary change to the fair value based
method  of  accounting  for stock-based employee compensation. In addition, this
statement  amends  the  disclosure  requirements  of  SFAS  No.  123  to require
prominent  disclosures in both annual and interim financial statements about the
method of accounting for stock-based employee compensation and the effect of the
method  used  on reported results. The Company has chosen to continue to account
for  stock-based compensation using the intrinsic value method prescribed in APB
Opinion  No.  25  and related interpretations. Accordingly, compensation expense
for stock options is measured as the excess, if any, of the fair market value of
the  Company's  stock  at  the  date of the grant over the exercise price of the
related option. The Company has adopted the annual disclosure provisions of SFAS
No.  148  in  its financial reports for the year ended December 31, 2002 and for
the  subsequent  periods.

NEW ACCOUNTING PRONOUNCEMENTS

In  April  2003,  the  FASB  issued SFAS No. 149, "Amendment of Statement 133 on
Derivative  Instruments  and  Hedging  Activities."  This  Statement  amends and
clarifies  financial  accounting  and  reporting  for  derivative  instruments,
including  certain  derivative  instruments  embedded  in  other  contracts
(collectively  referred to as derivatives) and for hedging activities under SFAS
No.  133,  "Accounting  for Derivative Instruments and Hedging Activities." This
Statement amends Statement 133 for decisions made (1) as part of the Derivatives
Implementation  Group  process that effectively required amendments to Statement
133,  (2)  in  connection  with  other  Board  projects  dealing  with financial
instruments, and (3) in connection with implementation issues raised in relation
to the application of the definition of a derivative, in particular, the meaning
of  an  initial  net investment that is smaller than would be required for other
types  of contracts that would be expected to have a similar response to changes
in  market  factors,  the  meaning  of  underlying, and the characteristics of a
derivative  that  contains financing components. The Company does not anticipate
that  the  adoption  of  this  pronouncement  will have a material effect on the
financial  statements.

In  May  2003,  the  FASB issued SFAS No. 150, "Accounting for Certain Financial
Instruments with Characteristics of both Liabilities and Equity." This Statement
establishes  standards  for  how  an  issuer  classifies  and  measures  certain
financial  instruments  with  characteristics of both liabilities and equity. It
requires that an issuer classify a financial instrument that is within its scope
as  a  liability  (or an asset in some circumstances). Many of those instruments
were  previously  classified as equity. Some of the provisions of this Statement
are  consistent  with  the  current  definition  of liabilities in FASB Concepts
Statement  No.  6, Elements of Financial Statements. The remaining provisions of
this  Statement  are  consistent  with  the  Board's  proposal  to  revise  that
definition  to encompass certain obligations that a reporting entity can or must
settle  by  issuing  its  own  equity  shares,  depending  on  the nature of the
relationship  established  between  the  holder  and the issuer. While the Board
still plans to revise that definition through an amendment to Concepts Statement
6,  the Board decided to defer issuing that amendment until it has concluded its
deliberations  on the next phase of this project. That next phase will deal with
certain  compound  financial  instruments including puttable shares, convertible
bonds,  and  dual-


                                        6
<PAGE>
indexed financial instruments. The Company does not anticipate that the adoption
of  this  pronouncement  will have a material effect on the financial statements

In  January  2003,  the  FASB  issued  Interpretation  No. 46, "Consolidation of
Variable Interest Entities." Interpretation 46 changes the criteria by which one
company  includes  another  entity  in its financial statements. Previously, the
criteria  were  based  on  control  through  voting  interest. Interpretation 46
requires  a  variable  interest  entity  to  be  by a company if that company is
subject  to  a  majority of the risk of loss from the variable interest entity's
activities or entitled to receive a majority of the entity's residual returns or
both.  A  company  that  consolidates  a  variable interest entity is called the
primary  beneficiary  of  that  entity.  The  consolidation  requirements  of
Interpretation  46 apply immediately to variable interest entities created after
January  31, 2003. The consolidation requirements apply to older entities in the
first  fiscal  year  or interim period beginning after June 15, 2003. Certain of
the  disclosure  requirements  apply  in  all  financial statements issued after
January  31,  2003,  regardless  of  when  the  variable  interest  entity  was
established.  The Company does not expect the adoption to have a material impact
to  the  Company's  financial  position  or  Results  of  operations.

During  October  2003,  the  FASB issued Staff Position No. FIN 46 deferring the
effective  date for applying the provisions of FIN 46 until the end of the first
interim  or  annual  period  ending  after  December  31,  2003, if the variable
interest  was  created  prior to February 1, 2003, and the public entity has not
issued  financial  statements  reporting  that  variable  interest  entity  in
accordance  with  FIN  46.  The  FASB  also  indicated  it  would  be  issuing a
modification  to  FIN  46 prior to the end of 2003. Accordingly, the Company has
deferred  the adoption of FIN 46 with respect to VIE's created prior to February
1,  2003.  Management is currently assessing the impact, if any, FIN 46 may have
on  the Company; however, management does not believe there will be any material
impact on its financial statements, results of operations or liquidity resulting
from  the  adoption  of  this  interpretation.

NOTE  A  -  SEGMENT  INFORMATION

The  Company  currently  operates  in two business segments:  (1) reselling long
distance  and  related  services  through  its  subsidiary  AllCom USA Inc.; (2)
telecommunications  hardware sales and installation, a segment which was entered
during  the  three  months  ended  October  31,  2004 when the Company purchased
certain  assets  of  Integrated  Communications  (See  Note  B).   Intercompany
receivables  and  payables  are subtracted from total assets and liabilities for
the  segments,  which  are  eliminated  in  consolidation  and  therefore do not
themselves  impact  consolidated  results.


<TABLE>
<CAPTION>
                                             Three months ended
                                                 October 31,

                                              2004       2003
                                            ---------  ---------
<S>                                         <C>        <C>
  Sales to external customers:
    Service                                  585,398    316,239
    Systems                                  189,322          -
                                            ---------  ---------
      Total  sales to external customers     774,720    316,239
                                            =========  =========

  Cost of goods sold:
    Service                                  442,254    243,148
    Systems                                  123,672          -
                                            ---------  ---------
      Total cost of goods sold               565,926    243,148
                                            =========  =========

  Depreciation and amortization:
    Service                                    4,880      3,757
    Systems                                    3,088
                                            ---------  ---------
      Total depreciation and amortization      7,968      3,757
                                            =========  =========

  General and administrative expenses:
    Service                                  452,780    349,772
    Systems                                   49,834          -
                                            ---------  ---------
      Total general and administrative       502,614    349,772
                                            =========  =========

  Capital expenditures:
    Service                                        -          -
    Systems                                   37,500          -
                                            ---------  ---------
      Total capital expenditures              37,500          -
                                            =========  =========

  Operating income (loss):
    Service                                 (337,678)  (276,680)
    Systems                                   10,384          -
                                            ---------  ---------
      Total operating income (loss)         (327,294)  (276,680)
                                            =========  =========

  Segment assets:
    Service                                  354,220    444,108
    Systems                                   35,156          -
                                            ---------  ---------
      Total segment assets                   389,376    444,108
                                            =========  =========
</TABLE>


                                        7
<PAGE>
NOTE B - CAPITAL STOCK

ETI  transaction  and  preferred  stock  exchanged  for  common  stock
----------------------------------------------------------------------

On  March  5,  2004,  the  Company  entered into an Agreement and Plan of Merger
('Agreement")   with  Expertise  Technology  Innovation, Inc("ETI") an inactive
publicly  registered shell corporation with no significant assets or operations.
In accordance with SFAS No. 141, the Company was the acquiring entity. While the
transaction  is  accounted  for  using  the  purchase  method  of accounting, in
substance the Agreement is a recapitalization of the Company's capital structure

For  accounting  purposes,  the  Company  has accounted for the transaction as a
reverse  acquisition  and  the  Company shall be the surviving entity. The total
purchase price was the fair value of the shares held by the ETI shareholders, or
$865,164.  This  amount was charged to operations during the twelve months ended
July  31, 2004.  The Company did not recognize goodwill or any intangible assets
in  connection  with  the  transaction.

Effective with the Agreement, all previously outstanding common stock, preferred
stock,  options  and warrants owned by the Company's shareholders were exchanged
for  an  aggregate of 4,269,844 shares of ETI's convertible preferred stock (the
"ETI Preferred Stock"). The value of the ETI Preferred Stock that was issued was
the  historical  cost  of  the  ETI's  net tangible assets, which did not differ
materially  from their fair value. In addition, holders of the Company's options
and  warrants  to  acquire  common  stock exchanged their options for options to
acquire  the ETI's common stock. The ETI Preferred Stock was exchangeable at the
option  of  the  stockholder  into shares of ETI Common Stock at the rate of one
share  of  ETI Preferred Stock for three shares of common stock. The exchange of
ETI  Preferred  Stock to common stock was restricted to one-twelfth of the total
number  of  shares  held  by  each  shareholder  per  month,  beginning  in


                                        8
<PAGE>
January  2004. During the three months ended October 31, 2004, 263,880 shares of
ETI  Preferred  Stock  were  exchanged  for  791,639  shares of common stock. At
October  31,  2004,  a cumulative total of 878,792 shares of ETI Preferred Stock
had been exchanged for 2,636,376 shares of common stock, and 3,391,052 shares of
ETI  Preferred Stock exchangeable for 10,173,156 shares of common stock remained
outstanding.

Integrated  Communications
--------------------------

On  August  12,  2004,  UC  HUB  Group, Inc through its wholly owned subsidiary,
AllCom  USA  entered  into  a  Binding Deal  Memo to acquire certain assets of a
company  located in Sparks, Nevada, Integrated Communications.  AllCom has since
hired  technicians  and,  as an interconnect telecommunications sales group, has
begun  offering  VoIP  phone systems,  engineering and cabling.  AllCom provides
superior customer service installing: Altigen, Nortel, Siemens, NEC, and Comdial
telephone  systems  and  refers to this division as AllCom Systems.  The Company
issued  100,000  shares  of  common  stock  (valued at $60,000) and a warrant to
purchase  20,000 shares of the Company's common stock at $0.60 per share (valued
at  $10,974) for total consideration valued at $70,974 in this transaction.  The
aggregate  fair  market  value  of the tangible assets acquired, or $37,500, are
capitalized  and  are  being depreciated over 24 months beginning at the date of
acquisition.  The remainder of the acquisition cost, or $33,474,  was charged to
acquisition costs in the financial statements for the three months ended October
31,  2004.

Common Stock Subscribed

On  September 17, 2004, we sold for $25,000 cash a subscription to buy shares of
our  common  stock  at  a  50% discount to market price at September 17, 2004 or
December  15, 2004, whichever price is less. These shares were not yet issued at
October  31, 2004, and the amount of $25,000 is shown as Common Stock Subscribed
in  the  financial  statements  for  the three months ended October 31, 2004. In
conjunction  with  this  sale  of  our common stock, we also issued a warrant to
purchase  4,100  shares  of  our  common stock at a price equal to 20% of market
price  at  the  date the subscription was funded, or September 20, 2004. We have
charged  the fair value of this warrant, or $344, to operations during the three
months  ended  October  31,  2004.

On  October  9,  2004,  we  sold 116,279 shares of our common stock at $0.43 per
share  for  a  total of $50,000. These shares were not yet issued at October 31,
2004,  and  the  amount  of  $50,000  is shown as Common Stock Subscribed in the
financial statements for the three months ended October 31, 2004. In conjunction
with  the  sale  of  this common stock subscription, we also issued a warrant to
purchase  $50,000 of our common stock at a price equal to 25% of market price at
the  time  the  warrant  is  exercised.  We  have charged the fair value of this
warrant,  or  $16,667,  to  operations during the three months ended October 31,
2004.

NOTE C - GOING CONCERN

The  accompanying  financial  statements  have  been prepared on a going concern
basis,  which  contemplates  the  realization  of assets and the satisfaction of
liabilities  in  the  normal  course  of  business. As shown in the accompanying
financial  statements,  the Company incurred a net loss of $339,419 and $288,604
during  the  three  months  ended  October  31, 2004 and 2003, respectively. The
Company's  current  liabilities  exceeded its current assets by $1,652,346 as of
October  31, 2004. These factors among others may indicate that the Company will
be  unable  to  continue  as  a  going  concern for a reasonable period of time.

The  Company's  existence  is  dependent  upon  management's  ability to develop
profitable  operations.  The  accompanying  statements  do  not  include  any
adjustments  that  might  result  should  the Company be unable to continue as a
going  concern.

In  order  to  improve  the  Company's  liquidity,  the  Company's management is
actively pursing additional equity financing through discussions with investment
bankers  and  private  investors.  There can be no assurance the Company will be
successful  in  its  effort  to  secure  additional  equity  financing.

NOTE  D  -  SUBSEQUENT  EVENTS

In  January  2005,  the  Company's  Chief  Executive Officer received options to
purchase  1,500,000  shares  (post-split)  of  the Company's stock at a price of
$0.16.  These  options  vest  over  a  three-year period, and have a term of ten
years.  The  946,875 options (post-split) previously held by the Chief Executive
Officer  were  cancelled.


                                        9
<PAGE>
ITEM  2.  MANAGEMENT'S  DISCUSSION  AND  ANALYSIS  OR  PLAN  OF  OPERATIONS.

FORWARD-LOOKING INFORMATION

     Much  of  the discussion in this Item is "forward looking" as that term is
used  in  Section  27A  of  the Securities Act and Section 21E of the Securities
Exchange  Act of 1934.  Actual operations and results may materially differ from
present  plans  and  projections  due  to  changes  in  economic conditions, new
business  opportunities,  changed  business  conditions, and other developments.
Other factors that could cause results to differ materially are described in our
filings  with  the  Securities  and  Exchange  Commission.

     The  following  are  factors  that could cause actual results or events to
differ  materially  from  those anticipated, and include, but are not limited to
general  economic,  financial and business conditions, changes in and compliance
with  governmental  laws  and  regulations,  including various state and federal
environmental  regulations,  our  ability  to  obtain  additional financing from
outside investors and/or bank and mezzanine lenders; and our ability to generate
sufficient  revenues  to  cover  operating  losses  and  position  us to achieve
positive  cash  flow.

     Readers  are  cautioned not to place undue reliance on the forward-looking
statements contained herein, which speak only as of the date hereof.  We believe
the  information  contained  in  this  Form 10-QSB to be accurate as of the date
hereof.  Changes may occur after that date.  We will not update that information
except  as  required  by  law  in  the  normal  course  of our public disclosure
practices.

     Additionally,  the  following  discussion regarding our financial condition
and  results  of  operations  should  be  read in conjunction with the financial
statements  and related notes contained in Item 1 of Part I of this Form 10-QSB,
as  well as the financial statements in Item 7 of Part II of our Form 10-KSB for
the fiscal year ended July 31, 2004.

CRITICAL  ACCOUNTING  ESTIMATES

     The preparation of our financial statements requires our management to make
estimates  and  assumptions  that  affect  the  reported  amounts  of assets and
liabilities  at  the  date  of the financial statements and revenue and expenses
during  the  applicable  period.  Future  events  and  their  effects  cannot be
determined  with  certainty;  therefore, the determination of estimates requires
the  exercise  of  judgment.  Actual  results  inevitably will differ from those
estimates, and such differences may be material to our financial statements. Our
management  continually evaluates its estimates and assumptions, which are based
on  historical  experience  and  other  factors that we believe to be reasonable
under  the  circumstances. These estimates and our actual results are subject to
known  and  unknown risks and uncertainties. There have been no material changes
in  our  critical  accounting estimates or our application of these estimates in
2005.


COMPARISON  OF THE THREE MONTHS ENDED OCTOBER 31, 2004 TO THE THREE MONTHS ENDED
OCTOBER  31,  2003

     Revenue.  Our  total  revenue was $774,720 for the three-month period ended
October  31, 2004, an increase of $458,481 or approximately 145 percent compared
to  $316,239  for  the  same  period  ended  October  31, 2003. Our wholly owned
subsidiary,  AllCom  USA,  Inc.,  began  implementing the AllCom Systems in this
quarter  and  its  sales and servicing efforts produced an increase in our total
revenue.  AllCom  Systems offers VoIP, Wi-Fi, engineering, cabling and telephone
systems to businesses and Digital Cities. We believe that having the flexibility
and  engineering  capability in this very competitive communications marketplace
will accelerate our market penetration and assist us in our overall Digital City
vision.

     Gross  Profit. Our gross profit was $208,794 or approximately 27 percent of
sales for the three months ended October 31, 2004, compared to a gross profit of
$243,148 or approximately 23 percent of sales for the three months ended October
31,  2003.  The increase in gross profit as a percent of sales during the period
resulted  from the increase in sales from AllCom and the elimination of marginal
business,  and  improved results from ongoing business of the unit. The increase
in  gross  profit  in dollars was a result of increased sales, specifically from
the  AllCom  Systems  division  of  AllCom  USA.

     Costs  and  Expenses. Selling, general and administrative ("SG&A") expenses
for  the three-month period ended October 31, 2004 were $502,614, an increase of
$152,842  or  approximately  44  percent  compared  to SG&A expenses of $349,772
during  the  three  month  period  ended  October  31,  2003.  The  increase  is
attributable to expenses from the addition of a new division for AllCom which we
refer to as AllCom Systems and the requisite staff for this division.


                                       10
<PAGE>
     Acquisition  Costs.  Acquisition costs were $33,474 during the three months
ended  October  31,  2004  due  to  acquiring  some  of the assets of Integrated
Communications  for our AllCom Systems division. There were no acquisition costs
during  the  comparable  period  of  the  prior  year.

     Interest  Expense. We incurred $12,125 of interest expense during the three
months  ended  October  31,  2004  versus  $11,924 during the three months ended
October  31,  2003,  which is an increase of $201 or approximately a two percent
increase.  The  increase  is a result of more debt outstanding during the period
ended  October  31,  2004.

     Net  Loss.  Our  net  loss  for the three months ended October 31, 2004 was
$339,419,  an  increase of $50,815 or approximately 18 percent compared to a net
loss  of  $288,604 for the three months ended October 31, 2003. The net loss was
attributable  to  the  acquisitions,  expansion  ,  bad  debt,  and  on  going
capitalization  needs.

     Our  net  loss per common share (basic and diluted) was $0.07 for the three
months October 31, 2004 compared to a net loss per common share of $0.15 for the
three  months  ended  October  31,  2003.

     The  weighted  average  number  of  outstanding  shares  was  4,618,977 and
1,987,734  for  the  three  months  ended April 30, 2004 and 2003, respectively.

LIQUIDITY  AND  CAPITAL  RESOURCES

     As  of  October  31, 2004, we had a working capital deficit of $1,652,346.
We  generated  a  deficit  in cash flow from operations of $82,975 for the three
month  period  ended  October 31, 2004.  The deficit in cash flow from operating
activities  is  largely  attributable  to our net loss of $322,408, adjusted for
depreciation  and amortization of $7,968, non-cash acquisition costs of $33,474,
bad  debt  expense of $200,757, and changes in the components of working capital
amounting  to  a  use  of  cash  of  ($2,766).

     We  met  our cash requirements during the period through proceeds from the
sale  of  our common stock in the amount of $75,000 and by issuing notes payable
for  cash  of  $56,000.

     While  we  have  raised  capital to meet our working capital and financing
needs in the past, additional financing is required in order to meet our current
and  projected  cash  flow  deficits  from  operations  and development.  We are
seeking  financing  in  the  form  of  equity  in order to provide the necessary
working  capital.  We  currently have no commitments for financing.  There is no
guarantee  that  we  will  be  successful  in  raising  the  funds  required.

     By adjusting our operations and development to the level of capitalization,
we  believe  we  have  sufficient  capital resources to meet projected cash flow
deficits  through  the  next  12  months.  However,  if  thereafter  we  are not
successful  in  generating  sufficient  liquidity  from operations or in raising
sufficient  capital  resources,  on  terms  acceptable  to us, this could have a
material  adverse  effect  on our business, results of operations, liquidity and
financial  condition.  Our  net loss for the three months ended October 31, 2004
was  $339,419,  an increase of $50,815 or approximately 18 percent compared to a
net  loss  of  $288,604  for  the  three  months  ended  October  31,  2003. The
improvement  in  the generation of net income was due primarily to a significant
decrease  in  expenses  that  were  being  duplicated by our operating companies
throughout most of the fiscal year July 31, 2003, a diminished bad debt quotient
and  improved  margins  from  on  going  business.

     The  effect  of  inflation  on  our  revenue and operating results was not
significant.  Our  operations  are  located  in  North  America and there are no
seasonal aspects that would have a material effect on our financial condition or
results  of  operations.

     Our  independent  certified public accountants have stated in their report
included  in  our  July  31,  2004  Form 10-KSB, that we have incurred operating
losses  in  the  last  two  years,  and  that we are dependent upon management's
ability  to develop profitable operations.  These factors among others may raise
substantial  doubt  about  our  ability  to  continue  as  a  going  concern.

RECENT  DEVELOPMENTS


                                       11
<PAGE>
     We  have completed our Binding Deal Memo with Oncaldera and Innovative Bank
in  California  which  provides the eSAFE pin based debit card and payroll card.
The collateral materials, in English and Spanish, have been written and approved
and  printed.  We will take delivery of the first 25,000 eSAFE debit and payroll
cards  in  January  2005.

     eSAFE  has  updated  its  website (www.esafecards.com) and has written more
proprietary  software  for  the  agent  interface  in  real  time  online.

     eSAFE  also  signed  contracts with two leasing companies (Northern Leasing
Systems  and  First  Manhattan) for the implementation of a cash back program in
small convenience stores with an existing multilingual sales force. This program
has  already  kicked  off  and  in  the  first  week began a pilot program of 14
installed  locations.  Each  location  has minimum requirements of transactional
volume  and will allow eSAFE to move the equipment if necessary. In the majority
of  cases,  the  program  is  expected  to  be  profitable  six  months  after
installation.  The  next phase of this program will be to install the eSAFE cash
cards  and  begin  up-selling  the  program.

     AllCom  has  begun to write code to interface the telephone card capability
with  the  eSAFE card and that test program is now being tested in a small pilot
program.  This capability will represent the evolution of this Digital City card
that  one  will  have  called, eSAFE. AllCom also significantly reduced overhead
with  staff  and  will  now  begin  to  monitor  closely the growth, profit, and
expansion  of  its  business  while  cautiously  monitoring  new  communication
solutions  that  increase  the  return  on  investment.

     AllCom  Systems has signed agreements to provide telephone installations in
St. Mary's Health Network located in Reno, Nevada. The new salea are expected to
generate  revenues  in  excess  of  $200,000.

     On September 11, 2004, UC Hub Group Inc and Mobile Commerce Limited ("MCL")
signed  a Non Binding LOI to form a wholly owned subsidiary of UC Hub Group Inc,
whereby  the new company would be offering mobile phone transactional capability
with  the  MCL  software,  exclusively  in  North  America.

     On  October  15,  2004 eSAFE signed a binding deal memorandum with a credit
card  processor,  National Merchants Center ("NCM"). NCM has recently acquired a
new  10,000  square  foot facility and has incorporated several state of the art
biometric  security  features  into  its  processing  capabilities.

     AllCom  USA  was defrauded by a customer during this reporting quarter. The
accounts  receivable  as  of  October 31, 2004 is $456,899 against which we have
reserved  the  amount  of  $243,323.

OFF-BALANCE SHEET ARRANGEMENTS

     We  do  not  have  any  off-balance  sheet  arrangements.

ITEM  3.  CONTROLS  AND  PROCEDURES.

     Disclosure  controls and procedures are controls and other procedures that
are  designed  to  ensure that information required to be disclosed by us in the
reports  that  we  file or submit under the Exchange Act is recorded, processed,
summarized and reported, within the time periods specified in the Securities and
Exchange  Commission's  rules  and  forms.  Disclosure  controls  and procedures
include,  without  limitation,  controls  and procedures designed to ensure that
information required to be disclosed by us in the reports that we file under the
Exchange  Act  is  accumulated and communicated to our management, including our
principal  executive  and  financial  officers,  as  appropriate to allow timely
decisions  regarding  required  disclosure.

     Evaluation  of  Disclosure  and Controls and Procedures.  As of the end of
the  period  covered by this Quarterly Report, we conducted an evaluation, under
the  supervision  and  with the participation of our chief executive officer and
chief  financial  officer, of our disclosure controls and procedures (as defined
in  Rules  13a-15(e)  of the Exchange Act).  Based on this evaluation, our chief
executive  officer  and  chief  financial  officer concluded that our disclosure
controls  and procedures are effective to ensure that information required to be
disclosed  by  us  in  reports  that we file or submit under the Exchange Act is
recorded,  processed,  summarized and reported within the time periods specified
in  Securities  and  Exchange  Commission  rules  and  forms.

     Changes  in  Internal  Controls  Over  Financial  Reporting.  There was no
change  in  our internal controls, which are included within disclosure controls
and  procedures,  during  our  most  recently  completed fiscal quarter that has
materially  affected, or is reasonably likely to materially affect, our internal
controls.


                                       12
<PAGE>
                          PART II - OTHER INFORMATION

ITEM  1.  LEGAL  PROCEEDINGS.

     In  the  ordinary  course  of  business,  we  may  be  involved  in  legal
proceedings  from  time  to  time.  Although  occasional  adverse  decisions  or
settlements  may  occur,  we  believe that the final disposition of such matters
will  not  have  material  adverse  effect on our financial position, results of
operations  or  liquidity.  We will seek to minimize disputes with our customers
but  recognize the inevitability of legal action in today's business environment
as  an  unfortunate  price  of  conducting  business.

     On  May,  25,  2004,  in  Cause  No.  04-0553,  at the American Arbitration
Association  located  in  Denver, Colorado, we reached a favorable settlement of
the  litigation  with  Qwest  Communications,  Inc.  and  the disposition of the
claimed  $1,070,000  obligation  to  Qwest. This settlement required us to pay a
$50,000 settlement fee, which has been paid. We recorded a gain of $1,022,238 on
legal  settlement as a result of this ruling during the 12 months ended July 31,
2004.  As  part of the same settlement, our wholly owned subsidiary, AllCom USA,
agreed to pay Qwest the sum of $130,477.17 representing previously incurred debt
pursuant  to  a  promissory note which was due on November 24, 2004. Although we
have  not paid the AllCom note, Qwest has agreed verbally to extend the terms of
the  AllCom  note for a period of up to 180 days. As of the date of this report,
we are working on a formal extension agreement with Qwest. However, an extension
agreement  has  not  been  signed, and as of the date of this report, the AllCom
note  is  in  default.

     In 2002, in Cause No. CV2001-0005719, in the Superior Court located in the
County  of Maricopa, Arizona, our landlord, the Anthem Group, sued us for breach
of  a lease agreement.  We could not get good T-1 communications and services in
the  leased  building.  It  was  deemed  necessary  to  move, since we needed to
digitally  distribute  broadband  capability.  We  decided  to incur the cost of
litigation, since we determined we were better off economically doing so than by
staying  in  the  facility.  The  amount owed was $35,428.01 and will be paid in
full  in  the  first  quarter  of  2005,  pursuant  to  a  settlement agreement.

     In  July  2004,  in  Cause  No.  0406129-M, in the District Court of Dallas
County,  Texas, John Fee, Roy Washburn and Travis Horton filed a lawsuit against
us  in  Dallas  County,  Texas.  The  plaintiffs  claim that there were material
misrepresentations  in connection with a private placement of our stock and want
their  investment  of $50,000 each reimbursed. We will vigorously defend against
the  action.  Inasmuch as we are still in the early stages of the litigation, we
cannot  venture  any opinion about the prospective outcome. On January 18, 2005,
the  lawsuit was dismissed without prejudice as to its refilling. The plaintiffs
had  until  January  18,  2005  to  appeal the ruling for a trial de novo in the
District  Court. If the plaintiffs did not elect such an appeal, they may appeal
the  decision  to  the  Court  of  Appeals  in  Texas  or  else refile the case.

ITEM  2.  CHANGES  IN  SECURITIES.

     At  various  times during the period covered by this report, 791,639 shares
of  our common stock were issued in exchange for 263,880 shares of our preferred
stock  in  connection  with the Agreement and Plan of Merger dated May 28, 2003,
whereby  New  ETI, Inc., a California corporation, and a wholly owned subsidiary
of  Expertise  Technology  Innovation,  Inc.,  merged  with  and  into  United
Communications  Hub,  Inc., a California corporation, with United Communications
Hub  continuing as the surviving corporation and as our wholly owned subsidiary.

     On  August  2,  2004, we issued a promissory note in the amount of $65,000.
The  payee  shall  have  the right to convert the note into shares of our common
stock  at a 50% discount off market price on October 31, 2004. As of the date of
this  report, the payee has not yet converted the note into shares of our common
stock.

     On August 12, 2004, through our wholly owned subsidiary, AllCom USA entered
into  a  Binding  Deal  Memo  to  acquire certain assets of a company located in
Sparks,  Nevada,  Integrated  Communications. We issued 100,000 shares of common
stock  (valued at $60,000) and a warrant to purchase 20,000 shares of our common
stock  at  $0.60 per share (valued at $10,974) for total consideration valued at
$70,974  in  this  transaction.

     On  September  17,  2004,  we  sold  for $25,000 cash a subscription to buy
shares  of  our  common stock at a 50% discount to market price at September 17,
2004  or  December  15, 2004, whichever price is less. These shares were not yet
issued  at  October 31, 2004, and the amount of $25,000 is shown as Common Stock
Subscribed  in  the  financial statements for the three months ended October 31,
2004.  In  conjunction  with  this  sale  of  our common stock, we also issued a
warrant  to purchase 4,100 shares of our common stock at a price equal to 20% of
market  price at the date the subscription was funded, or September 20, 2004. We
have  charged  the fair value of this warrant, or $344, to operations during the
three  months  ended  October  31,  2004.


                                       13
<PAGE>
     On October 9, 2004, we sold 116,279 shares of our common stock at $0.43 per
share  for  a  total of $50,000. These shares were not yet issued at October 31,
2004,  and  the  amount  of  $50,000  is shown as Common Stock Subscribed in the
financial statements for the three months ended October 31, 2004. In conjunction
with  the  sale  of  this common stock subscription, we also issued a warrant to
purchase  $50,000 of our common stock at a price equal to 25% of market price at
the  time  the  warrant  is  exercised.  We  have charged the fair value of this
warrant,  or  $16,667,  to  operations during the three months ended October 31,
2004.

     The  issuance  of  all  shares  of  our  common  stock was pursuant to the
exemption  from  registration provided by Section 4(2) of the Securities Act and
related  state  private  offering  exemptions.  All  of the investors took their
shares  for investment purposes without a view to distribution and had access to
information  concerning  UC Hub Group and our business prospects, as required by
the  Securities  Act.

     In  addition,  there  was  no  general solicitation or advertising for the
purchase  of  our shares.  Our securities were sold only to persons with whom we
had a direct personal preexisting relationship, and after a thorough discussion.
Further, our securities were sold to less than 35 Non-Accredited Investors.  All
certificates  for our shares contained a restrictive legend.  Finally, our stock
transfer  agent  has  been instructed not to transfer any of such shares, unless
such  shares  are registered for resale or there is an exemption with respect to
their  transfer.

(c)  The  following  table  provides  information  about purchases by us and our
affiliated  purchasers  during  the  quarter  ended  October  31, 2004 of equity
securities  that  are  registered by us pursuant to Section 12 of the Securities
Exchange  Act  of  1934:


<TABLE>
<CAPTION>
                                         ISSUER PURCHASES OF EQUITY SECURITIES
Period            (a)               (b)                    (c)                                   (d)
            Total Number of    Average Price     Total Number of Shares (or     Maximum Number (or Approximate Dollar
           Shares (or Units)   Paid per Share   Units) Purchased as Part of   Value) of Shares (or Units) that May Yet
              Purchased)         (or Unit)      Publicly Announced Plans or   Be Purchased Under the Plans or Programs
                                                        Programs (1)                             (1)
<S>        <C>                <C>               <C>                           <C>
08/01/04-                  0  $              0                             0                                         0
08/31/04
09/01/04-                  0  $              0                             0                                         0
09/30/04
10/01/04-                  0  $              0                             0                                         0
10/31/04
</TABLE>


(1)  We have not entered into any plans or programs under which we may
repurchase its common stock.

ITEM  3.  DEFAULTS  UPON  SENIOR  SECURITIES.

     None.

ITEM  4.  SUBMISSION  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS.

     None.

ITEM 5.  OTHER INFORMATION.

     None.

ITEM 6.  EXHIBITS

     (a)     Exhibits.

<TABLE>
<CAPTION>
EXHIBIT                                          IDENTIFICATION OF EXHIBIT
  NO.
<S>      <C>
2.1*     Agreement and Plan of Merger, dated March 23, 2003 and incorporated by reference from the Company's
         Form 8-K, filed with the SEC on March 9, 2003.
2.2*     Amendment to the Agreement and Plan of Merger dated January 12, 2004 and incorporated by reference
         from the Company's Form 8-K, filed with the SEC on March 9, 2004.
2.3*     Second Amendment to the Agreement and Plan of Merger, dated January 21, 2004 and incorporated by
         reference from the Company's Form 8-K, filed with the SEC on March 9, 2004.
3.1*     Articles of Incorporation of Make It Happen Management, filed with the Nevada Secretary of State on
         March 23, 1998 and incorporated by reference from the Company's Form 10SB12B, filed with the SEC
         on February 4, 2000.
3.2*     Certificate of Amendment to the Articles of Incorporation, filed on June 13, 2000, changing the corporate
         name from Make It Happen Management to "E-Channels, Inc.," incorporated by reference from the
         Company's Form 10-KSB/A, filed with the SEC on April 10, 2001.
3.3*     Certificate of Amendment to the Articles of Incorporation, filed on April 25, 2003, changing the corporate
         name from "E-Channels, Inc." to "Expertise Technology Innovation, Inc." and increasing authorized
         stock, incorporated by reference from the Company's Form 10-KSB, filed with the SEC on April 17,
         2003.


                                       14
<PAGE>
3.4*     Certificate of Amendment to the Articles of Incorporation, filed on January 16, 2004, increasing
         authorized stock, incorporated by reference from the Company's Form 10-KSB, filed with the SEC on
         February 5, 2004.
3.5*     Certificate of Designation designating 4,250,000 shares as Series A preferred stock, filed on January 30,
         2004.
3.6*     Certificate of Amendment to the Articles of Incorporation, filed on June 2, 2004, changing corporate
         name from "Expertise Technology Innovation, Inc." to "UC HUB Group, Inc.", filed with the
         registrant's Form 10-KSB on January 12, 2005.
3.7*     Bylaws, incorporated by reference from the Company's Form 10SB12B, filed with the SEC on February
         4, 2000.
10.1**   Employment Agreement dated as of February 1, 2002 with Larry Wilcox.
10.2*    Employment Agreement dated as of June 1, 2004 with Alice Kong, filed with the registrant's
         Form 10-KSB on January 12, 2005.
10.3*    Employment Agreement dated as of February 1, 2003 with John Cheney, filed with the registrant's
         Form 10-KSB on January 12, 2005.
10.4*    Standard Office Lease dated November 27, 2001, by and between Arden Realty Limited Partnership and
         AllCom USA, Inc., filed with the registrant's Form 10-KSB on January 12, 2005.
10.5*    Amendment to the Standard Office Lease, dated May 22, 2002, filed with the registrant's Form 10-KSB
         on January 12, 2005.
10.6*    UC HUB Group, Inc. 2003 Stock Plan, filed with the registrant's Form 10-KSB on January 12, 2005.
10.7*    Form of Assignment of intellectual property, dated March 14, 2002, filed with the registrant's
         Form 10-KSB on January 12, 2005.
10.8*    Promissory Note in the principal amount of $35,000.00, dated April 4, 2002 in favor of Buck
         Kumphausen, filed with the registrant's Form 10-KSB on January 12, 2005.
10.9*    Promissory Note in the principal amount of $75,000.00, dated April 5, 2004 in favor of Alice Kong,
         filed with the registrant's Form 10-KSB on January 12, 2005.
10.10**  Promissory Note in the principal amount of $65,000.00, dated August 2, 2004 in favor of Keith Webb
         and John Arnone, filed with the registrant's Form 10-KSB on January 12, 2005 and refilled herewith
         to correct a mistake.
10.11*   Promissory Note in the principal amount of $25,000.00, dated September 17, 2004 in favor of William A.
         Mueller, filed with the registrant's Form 10-KSB on January 12, 2005.
10.12*   Promissory Note in the principal amount of $50,000.00, dated October 9, 2004 in favor of Bonnie K.
         Farnsworth, filed with the registrant's Form 10-KSB on January 12, 2005.
10.13*   Promissory Note in the principal amount of $50,000.00, dated December 30, 2004 in favor of Bonnie
         Farnsworth, filed with the registrant's Form 10-KSB on January 12, 2005.
10.14*   Binding Deal Memorandum between UC Hub Group, Inc. and eCelerity, dated May 20, 2004, filed with the
         registrant's Form 10-KSB on January 12, 2005.
10.15*   Deal Memorandum between National Merchant Center and eSAFE, Inc., dated October 15, 2004, filed with
         the registrant's Form 10-KSB on January 12, 2005.
10.16*   Binding Deal Memorandum between UC Hub Group, Inc. and Integrated Communications, dated August
         12, 2004, effective as of August 21, 2004, filed with the registrant's Form 10-KSB on
         January 12, 2005.
10.17*   Negotiable Promissory Note and Agreement dated June 2004, between United Communications Hub, Inc.
         and Qwest Communications Corporation in the amount of $50,000 due December 31, 2004, filed with the
         registrant's Form 10-KSB on January 12, 2005.
10.18**  Negotiable Promissory Note and Agreement dated June 2004, between AllCom USA, Inc. and Qwest
         Communications Corporation in the amount of $130,477.17 due November 24, 2004.
10.19**  Promissory Note in the principal amount of $25,000.00, dated November 1, 2004 in favor of Stephen F.
         Owens.
14*      Code of Ethics, file d with the registrant's Form 10-KSB on January 12, 2005.
31.1**   Certification of Larry Wilcox, Chief Executive Officer of UC Hub Group, Inc., pursuant to 18 U.S.C.
         Sec.1350, as adopted pursuant to Sec.302 of the Sarbanes-Oxley Act of 2002.
31.2**   Certification of Larry Wilcox, Chief Financial Officer of UC Hub Group, Inc., pursuant to 18 U.S.C.
         Sec.1350, as adopted pursuant to Sec.302 of the Sarbanes-Oxley Act of 2002.
32.1**   Certification of Larry Wilcox, Chief Executive Officer of UC Hub Group, Inc., pursuant to 18 U.S.C.
         Sec.1350, as adopted pursuant to Sec.906 of the Sarbanes-Oxley Act of 2002.
32.2**   Certification of Larry Wilcox, Chief Financial Officer of UC Hub Group, Inc., pursuant to 18 U.S.C.
         Sec.1350, as adopted pursuant to Sec.906 of the Sarbanes-Oxley Act of 2002.
</TABLE>
________
*   Previously Filed
**  Filed Herewith


                                       15
<PAGE>
                                   SIGNATURES

     In accordance with the requirements of the Exchange Act, the Registrant
caused this report to be signed on our behalf by the undersigned, thereunto duly
authorized.

Dated January 18, 2005.

                                      UC HUB GROUP, INC.



                                      By  /s/ Larry Wilcox
                                        ----------------------------------------
                                          Larry Wilcox,
                                          President and Chief Executive Officer


                                       16
<PAGE>