Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices 17413 

1Commission regulations referred to herein are 

found at 17 CFR Ch. I. (2014). 

2Five hours is being added here to the total 

annual ongoing burden for registration that was not 

included in the 60-day notice of the renewal for 

collection 3038–0086 (80 FR 3956, Jan. 26, 2015) to 

Continued 

COMMISSION OF FINE ARTS 

Notice of Meeting 

The next meeting of the U.S. 

Commission of Fine Arts is scheduled 

for 16 April 2015, at 9:00 a.m. in the 

Commission offices at the National 

Building Museum, Suite 312, Judiciary 

Square, 401 F Street NW., Washington, 

DC 20001–2728. Items of discussion 

may include buildings, parks and 

memorials. 

Draft agendas and additional 

information regarding the Commission 

are available on our Web site: 

www.cfa.gov. Inquiries regarding the 

agenda and requests to submit written 

or oral statements should be addressed 

to Thomas Luebke, Secretary, U.S. 

Commission of Fine Arts, at the above 

address; by emailing staff@cfa.gov; or by 

calling 202–504–2200. Individuals 

requiring sign language interpretation 

for the hearing impaired should contact 

the Secretary at least 10 days before the 

meeting date. 

Dated: March 24, 2015, in Washington, DC. 

Thomas Luebke, 

Secretary. 

[FR Doc. 2015–07155 Filed 3–31–15; 8:45 am] 

BILLING CODE 6330–01–M 

COMMODITY FUTURES TRADING 

COMMISSION 

Agency Information Collection 

Activities Under OMB Review 

AGENCY: Commodity Futures Trading 

Commission. 

ACTION: Notice. 

SUMMARY: In compliance with the 

Paperwork Reduction Act of 1995 

(PRA), this notice announces that the 

Information Collection Request (ICR) 

abstracted below has been forwarded to 

the Office of Management and Budget 

(OMB) for review and comment. The 

ICR describes the nature of the 

information collection and its expected 

costs and burden. 

DATES: Comments must be submitted on 

or before May 1, 2015. 

ADDRESSES: Comments may be 

submitted directly to OMB within 30 

days of the notice’s publication, by 

email at 

OIRAsubmissions@omb.eop.gov. Please 

identify comments by ‘‘Swap Data 

Repositories; Registration and Reporting 

Requirements (OMB Control No. 3038– 

0086).’’ Please provide the Commission 

with a copy of all submitted comments 

at the address listed below. Please refer 

to OMB Reference No. 3038–0086, 

found on http://reginfo.gov. Comments 

may also be mailed to the Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, 

Attention: Desk Officer for the 

Commodity Futures Trading 

Commission, 725 17th Street NW., 

Washington, DC 20503, and Benjamin 

DeMaria, Division of Market Oversight, 

U.S. Commodity Futures Trading 

Commission, Three Lafayette Centre, 

1155 21st Street NW., Washington, DC 

20581. 

Comments may also be submitted, 

regarding the burden estimated or any 

other aspect of the information 

collection, including suggestions for 

reducing the burden, identified by 

‘‘Swap Data Repositories; Registration 

and Reporting Requirements (OMB 

Control No. 3038–0086)’’, by any of the 

following methods: 

• Agency Web site, via its Comments 

Online process: http:// 

comments.cftc.gov. Follow the 

instructions for submitting comments 

through the Web site. 

• Mail: Send to Christopher 

Kirkpatrick, Secretary of the 

Commission, Commodity Futures 

Trading Commission, Three Lafayette 

Centre, 1155 21st Street NW., 

Washington, DC 20581. 

• Hand Delivery/Courier: Same as 

Mail, above. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov/. Follow the 

instructions for submitting comments. 

Please submit your comments to the 

Commission using only one of these 

methods. 

All comments must be submitted in 

English, or if not, accompanied by an 

English translation. Comments will be 

posted as received to http:// 

www.cftc.gov. You should submit only 

information that you wish to make 

available publicly. If you wish the 

Commission to consider information 

that is exempt from disclosure under the 

Freedom of Information Act, a petition 

for confidential treatment of the exempt 

information may be submitted according 

to the procedures set forth in section 

145.9 of the Commission’s regulations.1

The Commission reserves the right, 

but shall have no obligation, to review, 

pre-screen, filter, redact, refuse or 

remove any or all of your submission 

from www.cftc.gov that it may deem to 

be inappropriate for publication, such as 

obscene language. All submissions that 

have been redacted or removed that 

contain comments on the merits of the 

rulemaking will be retained in the 

public comment file and will be 

considered as required under the 

Administrative Procedure Act and other 

applicable laws, and may be accessible 

under the Freedom of Information Act. 

FOR FURTHER INFORMATION CONTACT: 

Benjamin DeMaria, Division of Market 

Oversight, U.S. Commodity Futures 

Trading Commission, Three Lafayette 

Centre, 1155 21st Street NW., 

Washington, DC 20581; (202) 418–5988; 

email: BDeMaria@cftc.gov, and refer to 

OMB Control No. 3038–0086. This 

contact can also provide a copy of the 

ICR. 

SUPPLEMENTARY INFORMATION: 

Title: ‘‘Swap Data Repositories; 

Registration and Reporting 

Requirements (OMB Control No. 3038– 

0086).’’ This is a request for renewal of 

a currently approved information 

collection. 

Abstract: Section 728 of the DoddFrank Wall Street Reform and Consumer 

Protection Act, Public Law 111–203, 

124 Stat. 1376 (2010), specifically 

requires the CFTC to establish certain 

standards for the governance, 

registration, and statutory duties 

applicable to Swap Data Repositories 

(SDRs). The CFTC established these 

standards in part 49 of the CFTC’s 

regulations. 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to, a collection of information 

unless it displays a currently valid OMB 

control number. The OMB control 

numbers for the CFTC’s regulations 

were published on December 30, 1981. 

See 46 FR 63035 (Dec. 30, 1981). The 

Federal Register notice with a 60-day 

comment period soliciting comments on 

this collection of information was 

published on January 26, 2015 (80 FR 

3956). No responsive comments have 

been received. 

Burden statement: The CFTC 

estimates that the total annual 

respondent burden is: 

Registration 

Respondents/Affected Entities: Swap 

Data Repositories. 

Estimated number of respondents: 6 

Estimated burden per respondent: 400 

hours initially, 45 hours ongoing, 5 

hours total for all respondents annually 

for deregistration. 

Frequency of collection: Annual and 

occasional. 

Total annual respondent burden: 

2400 hours initially, 275 2 hours 

ongoing. 

mstockstill on DSK4VPTVN1PROD with NOTICES

17414 Federal Register / Vol. 80, No. 62 / Wednesday, April 1, 2015 / Notices 

reflect the estimate that one registered SDR may 

deregister every two years. The burden to deregister 

is estimated at 10 hours per deregistering entity. 

The total annual ongoing burden for all SDRs for 

registration is now estimated to be 275 hours. 

Reporting 

Respondents/Affected Entities: Swap 

Data Repositories. 

Estimated number of respondents: 6. 

Estimated burden per respondent: 

40,725 hours initially; 15,325 hours 

ongoing. 

Frequency of collection: Ongoing. 

Total annual respondent burden: 

244,350 hours initially; 91,950 hours 

ongoing. 

Recordkeeping 

Respondents/Affected Entities: Swap 

Data Repositories. 

Estimated number of respondents: 6. 

Estimated burden per respondent: 300 

hours initially, 254 hours ongoing. 

Frequency of collection: Ongoing. 

Total annual respondent burden: 

1800 hours initially, 1524 hours 

ongoing. 

Disclosure 

Respondents/Affected Entities: Swap 

Data Repositories. 

Estimated number of respondents: 6. 

Estimated burden per respondent: 100 

hours initially, 1 hour ongoing. 

Frequency of collection: Occasional. 

Total annual respondent burden: 600 

hours initially, 6 hours ongoing. 

Authority: 44 U.S.C. 3501 et seq. 

Dated: March 27, 2015. 

Christopher J. Kirkpatrick, 

Secretary of the Commission. 

[FR Doc. 2015–07468 Filed 3–31–15; 8:45 am] 

BILLING CODE 6351–01–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

Notice of Availability of Revised 

Consumer Information Publication 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of availability. 

SUMMARY: The Bureau of Consumer 

Financial Protection (Bureau) 

announces the availability of an 

updated consumer publication, the 

home buying information booklet, also 

known as the special information 

booklet or the settlement cost booklet 

(Booklet), required under the Real Estate 

Settlement Procedures Act (RESPA), 

Regulation X, and Regulation Z. This 

version of the Booklet incorporates 

statutory amendments and the Loan 

Estimate and Closing Disclosure from 

the Bureau’s final rule, Integrated 

Mortgage Disclosures Under the Real 

Estate Settlement Procedures Act 

(Regulation X) and the Truth in Lending 

Act (Regulation Z) (Integrated 

Disclosures Final Rule). The title of this 

publication is ‘‘Your Home Loan 

Toolkit: A Step-by-Step Guide.’’ 

ADDRESSES: The updated consumer 

publication is available for download on 

the Bureau’s Web site at 

www.consumerfinance.gov/learnmore 

and can also be found in the Catalog of 

U.S. Government Publications (http://

catalog.gpo.gov), maintained by 

Superintendent of Documents, U.S. 

Government Publishing Office, 

Washington, DC 20402. 

FOR FURTHER INFORMATION CONTACT: Julie 

Vore, Originations Analyst, Office of 

Mortgage Markets; David Friend, 

Counsel, Office of Regulations, CFPB_

reginquiries@cfpb.gov or (202) 435– 

7700. 

SUPPLEMENTARY INFORMATION: The 

Bureau is hereby publishing this notice 

of availability to inform the public of 

the existence of an updated version of 

the Home Buying Information Booklet. 

Background on the Booklet 

In its enactment in 1974, section 5 of 

RESPA required the provision of 

‘‘special information booklets’’ to help 

persons borrowing money to finance the 

purchase of residential real estate to 

understand better the nature and costs 

of real estate settlement services. Public 

Law 93–553. Since 1976, the 

Department of Housing and Urban 

Development (HUD) implemented the 

requirement through publication of the 

Booklet titled ‘‘Shopping for Your Home 

Loan: Settlement Cost Booklet.’’ 

Section 1450 of the Dodd-Frank Wall 

Street Reform and Consumer Protection 

Act (Dodd-Frank Act), Public Law 111– 

203, amended section 5 of RESPA by, 

among other things, transferring 

responsibility for the Booklet from HUD 

to the Bureau. 12 U.S.C. 2604, as 

amended by the Dodd-Frank Act, 

requires the Director of the Bureau to 

prepare, at least once every five years, 

‘‘a booklet to help consumers applying 

for federally related mortgage loans to 

understand the nature and costs of real 

estate settlement services.’’ 12 U.S.C. 

2604(a). Section 1450 of the Dodd-Frank 

Act also amended 12 U.S.C. 2604 by 

adding new content requirements, 

including information on 

homeownership counseling services, an 

explanation of a consumer’s 

responsibilities, liabilities and 

obligations in a mortgage transaction, 

and a list of questions a consumer 

obtaining a federally related mortgage 

loan should ask regarding the loan, 

including whether the consumer will 

have the ability to repay the loan, 

whether the consumer sufficiently 

shopped for the loan, whether the loan 

terms include prepayment penalties or 

balloon payments, and whether the loan 

will benefit the borrower. Other statutes, 

discussed below, have also amended 12 

U.S.C. 2604 to include additional 

information on flood insurance. 

In November 2013, the Bureau issued 

a final rule that amended section 1024.5 

to provide creditors with an exemption 

from certain RESPA requirements, 

including the requirements of section 

1024.6, for loans subject to the TILA– 

RESPA integrated disclosure 

requirements. The rule also added 

section 1026.19(g), which is 

substantially similar to the requirements 

of 1024.6, but modified to conform to 

the usage associated with TILA. 

To reflect the transfer of the Booklet 

to the Bureau and ensure consistency 

with the Bureau’s rulemakings 

regulating practices in mortgage 

origination and servicing that took effect 

in January 2014, the CFPB made 

technical and conforming changes to the 

Booklet and made the revised Booklet 

available in January 2014. 79 FR 1836 

(Jan. 10, 2014). 

Contents of the Updated Version of the 

Booklet 

The Bureau is updating the Booklet to 

incorporate: (1) statutory amendments 

made to 12 U.S.C. 2604 by the DoddFrank Act, the Moving Ahead for 

Progress in 21st Century Act, Public 

Law 112–141, and the Homeowner 

Flood Insurance Affordability Act of 

2014, Public Law 113–89; (2) the 

Bureau’s Integrated Disclosures final 

rule effective on August 1, 2015; and (3) 

additional Bureau contact information, 

online tools, and information on how to 

submit complaints. Every effort was 

made to incorporate all statutory 

amendments; however, a Dodd-Frank 

Act amendment to 12 U.S.C. 2604 to 

provide notice of a loan fraud brochure 

and the web address and telephone 

number for obtaining the brochure 

could not be incorporated, as the 

brochure is no longer supported by the 

issuing agency. Instead, the Bureau has 

provided a link in the Booklet to a HUD 

Web page on loan fraud. 

The Bureau views this publication as 

part of the Bureau’s broader mission to 

educate consumers about consumer 

financial products. The Booklet has also 

been revised to, among other things, 

improve the readability and usability of 

the booklet and link to the Bureau’s 

Web site, regarding tools and resources 

that consumers can use to make bettermstockstill on DSK4VPTVN1PROD with NOTICES